The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES ULTRA SHORT-TERM BOND BLACKROCK ULTRA 46434V878 249 4,941 SH   DFND   4,941 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 256 905 SH   DFND   905 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTRM TR CRP ETF 464288638 260 4,394 SH   DFND   4,394 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 262 1,955 SH   DFND   1,955 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 266 2,055 SH   DFND   2,055 0 0
VANGUARD FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 353 4,520 SH   DFND   4,520 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206 368 9,945 SH   DFND   9,945 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646 458 8,497 SH   DFND   8,497 0 0
CRANE CO COM 224399105 490 4,815 SH   DFND   4,815 0 0
ZIMMER HLDGS INC COM 98956P102 548 4,315 SH   DFND   4,315 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 558 7,480 SH   DFND   7,480 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 648 1,359 SH   DFND   1,359 0 0
FACTSET RESEARCH COM 303075105 661 1,360 SH   DFND   1,360 0 0
ACTIVISION, INC COM 00507V109 708 10,635 SH   DFND   10,635 0 0
HOULIHAN LOKEY INC CL A 441593100 744 7,185 SH   DFND   7,185 0 0
LOGITECH INTL SHS H50430232 758 9,185 SH   DFND   9,185 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 824 7,195 SH   DFND   7,195 0 0
NIKE INC CL B CL B 654106103 883 5,295 SH   DFND   5,295 0 0
CASEY'S GENERAL STORES INC COM 147528103 892 4,520 SH   DFND   4,520 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101 1,028 6,440 SH   DFND   6,440 0 0
GENTEX CORP COM 371901109 1,048 30,085 SH   DFND   30,085 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 1,107 10,303 SH   DFND   10,303 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,197 4,770 SH   DFND   4,770 0 0
GILEAD SCIENCES INC COM 375558103 1,231 16,950 SH   DFND   16,950 0 0
DOW INC COM 260557103 1,290 22,752 SH   DFND   22,752 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 1,324 22,110 SH   DFND   22,110 0 0
VALVOLINE INC COM 92047W101 1,352 36,250 SH   DFND   36,250 0 0
TE CONNECTIVITY LTD REG SHS H84989104 1,354 8,395 SH   DFND   8,395 0 0
UNION PACIFIC CORP COM 907818108 1,358 5,392 SH   DFND   5,392 0 0
FIDELITY NATIONAL INFO SVCS COM 31620M106 1,418 12,990 SH   DFND   12,990 0 0
MAXIMUS INC COM 577933104 1,427 17,910 SH   DFND   17,910 0 0
LAM RESEARCH CP COM 512807108 1,503 2,090 SH   DFND   2,090 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,522 9,810 SH   DFND   9,810 0 0
AON PLC SHS CL A G0403H108 1,546 5,145 SH   DFND   5,145 0 0
MCKESSON HBOC INC. COM 58155Q103 1,668 6,710 SH   DFND   6,710 0 0
MOODYS CORP COM COM 615369105 1,683 4,310 SH   DFND   4,310 0 0
LITHIA MOTORS INC CL A CL A 536797103 1,790 6,029 SH   DFND   6,029 0 0
nVENT ELECTRIC PLC SHS G6700G107 1,958 51,530 SH   DFND   51,530 0 0
MASCO CORP COM 574599106 2,253 32,080 SH   DFND   32,080 0 0
COCA-COLA CO COM 191216100 5,789 97,765 SH   DFND   97,765 0 0
BECTON DICKINSON COM 075887109 7,222 28,718 SH   DFND   28,718 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104 7,446 54,441 SH   DFND   54,441 0 0
TEXAS INSTRUMENTS INC COM 882508104 7,591 40,277 SH   DFND   40,277 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106 7,648 25,137 SH   DFND   25,137 0 0
ORACLE SYS CORP COM 68389X105 7,757 88,946 SH   DFND   88,946 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 8,574 12,850 SH   DFND   12,850 0 0
MEDTRONIC PLC SHS G5960L103 8,738 84,468 SH   DFND   84,468 0 0
ECOLAB INC COM 278865100 8,814 37,570 SH   DFND   37,570 0 0
STARBUCKS CORP COM 855244109 8,873 75,860 SH   DFND   75,860 0 0
JOHNSON & JOHNSON COM 478160104 8,915 52,116 SH   DFND   52,116 0 0
COMCAST CORP NEW COM CL A CL A 20030N101 8,999 178,799 SH   DFND   178,799 0 0
S&P GLOBAL INC COM 78409V104 9,528 20,189 SH   DFND   20,189 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 10,400 18,319 SH   DFND   18,319 0 0
HONEYWELL INTERNATIONAL, INC. COM 438516106 11,439 54,862 SH   DFND   54,862 0 0
DUPONT DE NEMOURS INC COM 26614N102 11,493 142,274 SH   DFND   142,274 0 0
J.P. MORGAN CHASE & CO COM 46625H100 12,486 78,849 SH   DFND   78,849 0 0
DOLLAR GENERAL CORP COM 256677105 12,624 53,531 SH   DFND   53,531 0 0
BAXTER INTL INC COM 071813109 13,111 152,738 SH   DFND   152,738 0 0
TJX COS INC NEW COM 872540109 14,349 189,000 SH   DFND   189,000 0 0
PEPSICO INC COM 713448108 15,618 89,907 SH   DFND   89,907 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 16,589 192,763 SH   DFND   192,763 0 0
BLACKROCK INC COM 09247X101 17,147 18,728 SH   DFND   18,728 0 0
MASTERCARD CLA 57636Q104 19,336 53,812 SH   DFND   53,812 0 0
UNITEDHEALTH GROUP INC COM 91324P102 20,042 39,914 SH   DFND   39,914 0 0
CVS HEALTH CORPORATION COM 126650100 20,508 198,794 SH   DFND   198,794 0 0
LOWES COS INC COM 548661107 22,860 88,439 SH   DFND   88,439 0 0
MICROSOFT CORP COM 594918104 23,380 69,518 SH   DFND   69,518 0 0
ACCENTURE LTD SHS CLASS A G1151C101 25,506 61,527 SH   DFND   61,527 0 0
APPLE INC COM 037833100 29,802 167,834 SH   DFND   167,834 0 0