The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS & CHEMICALS INC COM 009158106 5,032 33,277 SH   DFND   33,277 0 0
ALTRIA GROUP INC COM COM 02209S103 222 3,504 SH   DFND   3,504 0 0
AMERICAN ELECTRIC POWER COM 025537101 426 6,061 SH   DFND   6,061 0 0
AMERICAN EXPRESS CO COM 025816109 472 5,216 SH   DFND   5,216 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 7,828 65,612 SH   DFND   65,612 0 0
APPLE INC COM 037833100 11,640 75,525 SH   DFND   75,525 0 0
AUTOMATIC DATA PROCESSING COM 053015103 279 2,549 SH   DFND   2,549 0 0
BAXTER INTL INC COM 071813109 5,249 83,655 SH   DFND   83,655 0 0
BECTON DICKINSON COM 075887109 5,768 29,438 SH   DFND   29,438 0 0
BLACKROCK INC COM 09247X101 10,767 24,082 SH   DFND   24,082 0 0
CVS HEALTH CORPORATION COM 126650100 8,740 107,478 SH   DFND   107,478 0 0
CABLE ONE INC COM 12685J105 423 586 SH   DFND   586 0 0
CHEVRON CORPORATION COM 166764100 264 2,250 SH   DFND   2,250 0 0
CISCO SYS INC COM 17275R102 255 7,568 SH   DFND   7,568 0 0
COCA-COLA BOTTLING CO CONSOL COM 191098102 257 1,189 SH   DFND   1,189 0 0
COCA-COLA CO COM 191216100 5,664 125,841 SH   DFND   125,841 0 0
COMCAST CORP NEW COM CL A CL A 20030N101 12,186 316,687 SH   DFND   316,687 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 7,927 80,418 SH   DFND   80,418 0 0
DOWDUPONT INC COM 26078J100 7,993 115,462 SH   DFND   115,462 0 0
EXPEDIA INC COM NEW 30212P303 477 3,317 SH   DFND   3,317 0 0
EXXON MOBIL CORP COM 30231G102 5,877 71,689 SH   DFND   71,689 0 0
FRANKLIN RES INC COM 354613101 328 7,365 SH   DFND   7,365 0 0
GENERAL ELECTRIC COM 369604103 309 12,780 SH   DFND   12,780 0 0
GENUINE PARTS CO COM 372460105 342 3,571 SH   DFND   3,571 0 0
GLAXOSMITHKLINE PLC COM 37733W105 227 5,594 SH   DFND   5,594 0 0
GRAHAM HOLDINGS COMPANY COM 384637104 490 837 SH   DFND   837 0 0
WW GRAINGER INC COM 384802104 5,718 31,809 SH   DFND   31,809 0 0
INTEL CORP COM 458140100 245 6,446 SH   DFND   6,446 0 0
INTERACTIVE BROKERS GROUP COM 45841N107 481 10,681 SH   DFND   10,681 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 411 2,300 SH   DFND   2,300 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 438 5,900 SH   DFND   5,900 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 250 2,334 SH   DFND   2,334 0 0
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 815 7,398 SH   DFND   7,398 0 0
ISHARES TR 1 3 YR CR BD ETF 464288646 258 2,453 SH   DFND   2,453 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 578 9,000 SH   DFND   9,000 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 1,067 19,755 SH   DFND   19,755 0 0
J.P. MORGAN CHASE & CO COM 46625H100 11,404 119,401 SH   DFND   119,401 0 0
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 254 9,000 SH   DFND   9,000 0 0
JOHNSON & JOHNSON COM 478160104 8,687 66,817 SH   DFND   66,817 0 0
KIMBERLY CLARK CORP COM 494368103 204 1,735 SH   DFND   1,735 0 0
THE KRAFT HEINZ COMPANY COM 500754106 619 7,985 SH   DFND   7,985 0 0
LITHIA MOTORS INC CL A CL A 536797103 393 3,264 SH   DFND   3,264 0 0
MSC INDUSTRIAL DIRECT CO - A CL A 553530106 235 3,104 SH   DFND   3,104 0 0
MASTERCARD CL A 57636Q104 14,047 99,482 SH   DFND   99,482 0 0
MCDONALDS CORP COM 580135101 345 2,202 SH   DFND   2,202 0 0
MERCK & CO COM 58933Y105 434 6,781 SH   DFND   6,781 0 0
MICROSOFT CORP COM 594918104 6,573 88,244 SH   DFND   88,244 0 0
MONDELEZ INTERNATIONAL INC CL A COM 609207105 4,708 115,792 SH   DFND   115,792 0 0
NEW CORP NEW CLASS A CL A 65249B109 222 16,716 SH   DFND   16,716 0 0
NIKE INC CL B CL B 654106103 4,544 87,634 SH   DFND   87,634 0 0
ORACLE SYS CORP COM 68389X105 7,389 152,832 SH   DFND   152,832 0 0
PEPSICO INC COM 713448108 8,166 73,281 SH   DFND   73,281 0 0
PFIZER INC COM 717081103 325 9,111 SH   DFND   9,111 0 0
PHILIP MORRIS INTL,INC COM 718172109 488 4,399 SH   DFND   4,399 0 0
POWERSHARES TAXABLE MUNICIPAL BOND PORTFOLIO BUILD AMER ETF 73937B407 229 7,526 SH   DFND   7,526 0 0
PRAXAIR INC COM 74005P104 238 1,704 SH   DFND   1,704 0 0
PROCTER & GAMBLE COM 742718109 4,234 46,536 SH   DFND   46,536 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 441 6,909 SH   DFND   6,909 0 0
SCHLUMBERGER COM 806857108 5,698 81,676 SH   DFND   81,676 0 0
SERITAGE GROWTH PROPERTIES CL A 81752R100 434 9,411 SH   DFND   9,411 0 0
SERVICE CORP INTL COM 817565104 331 9,597 SH   DFND   9,597 0 0
STARBUCKS CORP COM 855244109 3,068 57,122 SH   DFND   57,122 0 0
SYNCHRONY FINAN COM 87165B103 334 10,750 SH   DFND   10,750 0 0
TJX COS INC NEW COM 872540109 8,404 113,982 SH   DFND   113,982 0 0
TWENTY-FIRST CENTURY FOX, INC. CL B 90130A200 242 9,374 SH   DFND   9,374 0 0
UNION PACIFIC CORP COM 907818108 498 4,292 SH   DFND   4,292 0 0
UNITED PARCEL SVC INC CL B CL B 911312106 751 6,253 SH   DFND   6,253 0 0
UNITED TECHNOLOGIES CORP COM 913017109 8,668 74,670 SH   DFND   74,670 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 11,603 59,246 SH   DFND   59,246 0 0
VANGUARD FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 375 5,495 SH   DFND   5,495 0 0
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 309 5,300 SH   DFND   5,300 0 0
VERIZON COMMUNICATIONS COM 92343V104 265 5,345 SH   DFND   5,345 0 0
WELLS FARGO CO COM 949746101 11,606 210,446 SH   DFND   210,446 0 0
WESTERN UNION CO COM 959802109 219 11,400 SH   DFND   11,400 0 0
ACCENTURE LTD SHS CLASS A G1151C101 10,506 77,783 SH   DFND   77,783 0 0
EATON CORP, PLC SHS G29183103 273 3,559 SH   DFND   3,559 0 0
MEDTRONIC PLC SHS G5960L103 8,294 106,654 SH   DFND   106,654 0 0