EX-99.1 2 dex991.htm STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF THE CUTOFF DATE Statistical information for the receivables as of the Cutoff Date

Exhibit 99.1

Composition of Automobile Loan Contracts

as of the Cutoff Date

9/20/2010

 

     New    Used    Total

Aggregate Principal Balance (1)

    $ 337,065,268.69    $ 591,902,703.01    $ 928,967,971.70

Number of Receivables in Pool

      14,564      35,294      49,858

Percent of Pool by Principal Balance

      36.28%      63.72%      100.00%

Average Principal Balance

    $ 23,143.73    $ 16,770.63    $ 18,632.28

Range of Principal Balances

    ($ 479.55 to $77,875.77)    ($ 295.25 to $57,149.21)    ($ 295.25 to $77,875.77)

Weighted Average APR (1)

      13.90%      16.98%      15.86%

Range of APRs

      (1.00% to 24.99%)      (3.00% to 27.99%)      (1.00% to 27.99%)

Weighted Average Remaining Term

      69 months      65 months      66 months

Range of Remaining Terms

      (3 to 72 months)      (3 to 72 months)      (3 to 72 months)

Weighted Average Original Term

      72 months      67 months      69 months

Range of Original Terms

      (36 to 72 months)      (24 to 72 months)      (24 to 72 months)

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the aggregate yield on the Aggregate Principal Balance.

Distribution of the Automobile Loan Contracts by Score

as of the Cutoff Date

9/20/2010

 

    

AmeriCredit Score (1)

    Percent of Aggregate
Principal Balance (2)		    

Credit Bureau Score (3)

    Percent of Aggregate
Principal Balance (2)		  
   Less than 215    2.69 %      
   215-224    9.59 %    Less than 540    20.26 % 
   225-244    37.31 %    540-599    47.76 % 
   245-259    27.36 %    600-659    27.19 % 
   260 and greater    23.06 %    660 and greater    4.80 % 
                      

Weighted Average Score

    246      579   
            

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total pool.

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

9/20/2010

 

Distribution by APR

    Aggregate Principal
Balance (1)		    Percent of Aggregate
Principal Balance (2)		   Number of
Automobile Loan Contracts		    Percent of Number of
Automobile Loan Contracts  (2)

    1.000%-1.999%

    $ 51,453.83        0.01%   3        0.01%

    2.000%-2.999%

      532,402.58        0.06%   19        0.04%

    3.000%-3.999%

      2,642,374.28        0.28%   111        0.22%

    4.000%-4.999%

      3,746,327.21        0.40%   141        0.28%

    5.000%-5.999%

      7,276,776.62        0.78%   260        0.52%

    6.000%-6.999%

      3,959,544.15        0.43%   150        0.30%

    7.000%-7.999%

      13,923,548.45        1.50%   539        1.08%

    8.000%-8.999%

      12,018,238.15        1.29%   516        1.03%

    9.000%-9.999%

      20,633,437.80        2.22%   943        1.89%

10.000%-10.999%

      28,413,739.89        3.06%   1,403        2.81%

11.000%-11.999%

      42,290,797.62        4.55%   2,080        4.17%

12.000%-12.999%

      54,682,524.52        5.89%   2,772        5.56%

13.000%-13.999%

      72,217,902.73        7.77%   3,682        7.38%

14.000%-14.999%

      96,408,938.40      10.38%   4,922        9.87%

15.000%-15.999%

      96,247,679.89      10.36%   5,050      10.13%

16.000%-16.999%

      106,003,710.53      11.41%   5,604      11.24%

17.000%-17.999%

      95,402,366.87      10.27%   5,249      10.53%

18.000%-18.999%

      116,091,240.42      12.50%   6,526      13.09%

19.000%-19.999%

      52,774,334.98        5.68%   3,139        6.30%

20.000%-20.999%

      44,309,684.21        4.77%   2,731        5.48%

21.000%-21.999%

      29,311,054.15        3.16%   1,929        3.87%

22.000%-22.999%

      15,592,757.79        1.68%   1,017        2.04%

23.000%-23.999%

      9,253,129.58        1.00%   666        1.34%

24.000%-24.999%

      4,329,449.30        0.47%   336        0.67%

25.000%-25.999%

      693,411.18        0.07%   55        0.11%

26.000%-26.999%

      105,250.95        0.01%   9        0.02%

27.000%-27.999%

      55,895.62        0.01%   6        0.01%
                    

TOTAL

    $ 928,967,971.70    100.00%   49,858    100.00%
                    

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on Principal Balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

Distribution of the Automobile Loan Contracts by Geographic Location of Obligor

as of the Cutoff Date

9/20/2010

 

Geographic Location

    Aggregate Principal
Balance as of Cutoff
Date (1)		    Percent of Aggregate
Principal Balance (2)		    Number of
Receivables		    Percent of Number of
Receivables (2)

Alabama

    $ 14,458,072.56    1.56%    721    1.45%

Alaska

      1,435,199.28    0.15%    74    0.15%

Arizona

      23,565,991.41    2.54%    1,231    2.47%

Arkansas

      10,445,349.57    1.12%    553    1.11%

California

      85,584,966.46    9.21%    4,529    9.08%

Colorado

      21,483,021.00    2.31%    1,168    2.34%

Connecticut

      5,471,700.88    0.59%    296    0.59%

Delaware

      4,622,491.74    0.50%    260    0.52%

District of Columbia

      1,720,010.70    0.19%    87    0.17%

Florida

      75,051,269.90    8.08%    4,238    8.50%

Georgia

      24,413,431.21    2.63%    1,231    2.47%

Hawaii

      2,043,950.61    0.22%    111    0.22%

Idaho

      1,654,913.39    0.18%    97    0.19%

Illinois

      36,643,708.66    3.94%    1,958    3.93%

Indiana

      22,977,123.54    2.47%    1,262    2.53%

Iowa

      5,176,947.33    0.56%    303    0.61%

Kansas

      5,948,665.12    0.64%    310    0.62%

Kentucky

      13,571,912.99    1.46%    750    1.50%

Louisiana

      15,586,781.45    1.68%    775    1.55%

Maine

      2,570,106.17    0.28%    151    0.30%

Maryland

      24,504,931.84    2.64%    1,305    2.62%

Massachusetts

      13,284,664.84    1.43%    787    1.58%

Michigan

      34,352,482.71    3.70%    1,932    3.88%

Minnesota

      8,826,785.10    0.95%    525    1.05%

Mississippi

      6,239,587.76    0.67%    329    0.66%

Missouri

      20,145,022.00    2.17%    1,170    2.35%

Montana

      1,670,847.62    0.18%    87    0.17%

Nebraska

      2,991,192.73    0.32%    173    0.35%

Nevada

      5,973,838.18    0.64%    317    0.64%

New Hampshire

      3,315,142.00    0.36%    204    0.41%

New Jersey

      21,838,329.81    2.35%    1,186    2.38%

New Mexico

      8,823,846.14    0.95%    433    0.87%

New York

      35,627,122.55    3.84%    1,970    3.95%

North Carolina

      28,825,658.27    3.10%    1,550    3.11%

Ohio

      42,380,772.61    4.56%    2,474    4.96%

Oklahoma

      14,567,423.45    1.57%    774    1.55%

Oregon

      4,690,122.96    0.50%    265    0.53%

Pennsylvania

      43,868,689.35    4.72%    2,563    5.14%

Rhode Island

      1,691,206.02    0.18%    97    0.19%

South Carolina

      7,820,531.83    0.84%    428    0.86%

Tennessee

      12,617,056.83    1.36%    683    1.37%

Texas

      146,811,254.86    15.80%    7,017    14.07%

Utah

      2,710,176.71    0.29%    142    0.28%

Virginia

      20,787,322.90    2.24%    1,141    2.29%

Washington

      16,126,790.86    1.74%    860    1.72%

West Virginia

      9,285,516.45    1.00%    491    0.98%

Wisconsin

      10,255,839.51    1.10%    618    1.24%

Wyoming

      2,305,255.83    0.25%    107    0.21%

Other (3)

      2,204,946.01    0.24%    125    0.25%
                     

TOTAL

    $ 928,967,971.70    100.00%    49,858    100.00%
                     

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States with Aggregate Principal Balances less than $1,000,000 each.

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date

9/20/2010

 

Vehicle Make

    Aggregate  Principal
Balance(1)		    Percent of Aggregate
Principal Balance(2)		     Number of
Automobile Loan Contracts		    Percent of Number of
Automobile Loan  Contracts(2)		  

BMW

    $ 10,955,403.33    1.18 %    484    0.97 % 

Buick

      9,472,887.93    1.02 %    472    0.95 % 

Cadillac

      18,826,725.45    2.03 %    823    1.65 % 

Chevrolet

      217,256,797.69    23.39 %    10,795    21.65 % 

Chrysler

      34,523,536.28    3.72 %    2,195    4.40 % 

Dodge

      83,064,867.57    8.94 %    4,505    9.04 % 

Ford

      105,870,708.47    11.40 %    5,604    11.24 % 

GMC

      33,345,513.36    3.59 %    1,343    2.69 % 

Honda

      27,703,028.17    2.98 %    1,582    3.17 % 

Hyundai

      33,656,447.30    3.62 %    2,021    4.05 % 

Jeep

      34,811,635.86    3.75 %    1,867    3.74 % 

Kia

      59,011,085.60    6.35 %    3,347    6.71 % 

Mazda

      15,622,154.11    1.68 %    939    1.88 % 

Mercedes

      13,126,492.74    1.41 %    543    1.09 % 

Mitsubishi

      14,029,053.41    1.51 %    806    1.62 % 

Nissan

      69,530,482.76    7.48 %    3,772    7.57 % 

Pontiac

      17,791,655.29    1.92 %    1,350    2.71 % 

Saturn

      10,161,981.77    1.09 %    733    1.47 % 

Toyota

      49,316,548.32    5.31 %    2,845    5.71 % 

Volkswagen

      10,893,439.58    1.17 %    669    1.34 % 

Other(3)

     59,997,526.71    6.46 %    3,163    6.34 % 
                        

Total

    $ 928,967,971.70    100.00 %    49,858    100.00 % 
                        

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% per vehicle make.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date

9/20/2010

 

Vehicle Segment(1)

    Aggregate  Principal
Balance(2)		    Percent of Aggregate
Principal Balance(3)		     Number of
Automobile Loan Contracts		    Percent of Total Number of
Automobile Loan  Contracts(3)		  

Full-Size Car

    $ 5,505,421.06    0.59 %    297    0.60 % 

Full-Size Van/Truck

      129,914,911.22    13.98 %    5,531    11.09 % 

Full-Size SUV

      64,883,035.64    6.98 %    2,573    5.16 % 

Mid-Size Car

      235,128,311.06    25.31 %    13,445    26.97 % 

Mid-Size SUV

      222,425,536.79    23.94 %    11,465    23.00 % 

Economy/Compact Car

      142,179,390.09    15.31 %    9,609    19.27 % 

Compact Van/Truck

      53,732,102.34    5.78 %    3,210    6.44 % 

Sports Car

      73,476,203.42    7.91 %    3,651    7.32 % 

Segment Unavailable(4)

      1,723,060.08    0.19 %    77    0.15 % 
                        

Total

    $ 928,967,971.70    100.00 %    49,858.00    100.00 % 
                        

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time of the cutoff date for the pool.

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date

9/20/2010

 

     Wholesale LTV (1) Range   Percent of Aggregate
Principal Balance  (2)(3)
   Less than 100   27.35%
   100-109   21.89%
   110-119   24.21%
   120-129   17.66%
   130-139   7.66%
   140-149   1.16%
   150 and greater   0.06%
        

Weighted Average Wholesale LTV

    109%  

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or Kelly Blue Book "Trade-In" prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.

 

(2) Wholesale LTV was not available or could not be calculated on certain loans and these loans are not included in the table above. Since these loans are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total pool.

 

(3) Percentages may not add to 100% because of rounding.