EX-99.1 16 dex991.htm STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF THE CUTOFF DATE Statistical information for the receivables as of the Cutoff Date

Exhibit 99.1

AmeriCredit Corp.

Composition of the Receivables

2010-A Final Cut

3/25/2010

 

     New     Used     Total  

Aggregate Principal Balance (1)

    $ 62,294,699.33      $ 175,805,158.56      $ 238,099,857.89   

Number of Receivables in Pool

      2,951        11,319        14,270   

Percent of Pool by Principal Balance

      26.16 %      73.84 %      100.00 % 

Average Principal Balance

    $ 21,109.69      $ 15,531.86      $ 16,685.34   

Range of Principal Balances

    ($ 666.25 to $75,031.38 )    ($ 250.35 to $61,127.33 )   

Weighted Average APR (1)

      16.04 %      17.95 %      17.45 % 

Range of APRs

      (3.40% to 27.30% )      (6.00% to 28.00% )   

Weighted Average Remaining Term

      67        64        65   

Range of Remaining Terms

      (3 to 72 months )      (3 to 72 months )   

Weighted Average Original Term

      72        67        68   

Range of Original Terms

      (36 to 72 months )      (24 to 72 months )   

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts' aggregate yield on the Aggregate Principal Balance.

Distribution of the Receivables by Score as of the Cutoff Date

 

     AmeriCredit Score (1)    Percent of Aggregate
Principal Balance (3)		     Credit Bureau Score (2)    Percent of Aggregate
Principal Balance (3)		  
   <215    1.61 %      
   215-224    11.13 %    <540    17.12 % 
   225-244    37.72 %    540-599    43.98 % 
   245-259    23.40 %    600-659    32.47 % 
   260+    26.14 %    660+    6.43 % 
                      

Weighted Average Score

    248      586   
            

 

(1) Proprietary credit score, scaled from 135 to 320, developed and utilized by AmeriCredit to support the credit approval and pricing process.
(2) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.
(3) Percentages may not add to 100% because of rounding.
* Receivable information is through close of business on date indicated.

AmeriCredit Corp.

Distribution of the Receivables by APR as of the Cutoff Date

2010-A Final Cut

3/25/2010

 

APR Range

    Aggregate Principal
Balance as of Cutoff
Date (1)		    Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		    Percent of Number of
Receivables (2)		  

3.000%-3.999%

    1,491.74    0.00 %    1    0.01 % 

6.000%-6.999%

    176,254.34    0.07 %    11    0.08 % 

7.000%-7.999%

    558,462.89    0.23 %    24    0.17 % 

8.000%-8.999%

    739,167.87    0.31 %    34    0.24 % 

9.000%-9.999%

    1,798,936.48    0.76 %    92    0.64 % 

10.000%-10.999%

    1,456,860.17    0.61 %    76    0.53 % 

11.000%-11.999%

    3,616,868.33    1.52 %    170    1.19 % 

12.000%-12.999%

    7,503,726.72    3.15 %    400    2.80 % 

13.000%-13.999%

    13,581,395.60    5.70 %    714    5.00 % 

14.000%-14.999%

    23,978,010.31    10.07 %    1,336    9.36 % 

15.000%-15.999%

    27,659,302.85    11.62 %    1,544    10.82 % 

16.000%-16.999%

    27,380,832.26    11.50 %    1,586    11.11 % 

17.000%-17.999%

    25,941,390.72    10.90 %    1,586    11.11 % 

18.000%-18.999%

    37,610,040.77    15.80 %    2,287    16.03 % 

19.000%-19.999%

    19,772,545.50    8.30 %    1,277    8.95 % 

20.000%-20.999%

    15,934,223.74    6.69 %    1,056    7.40 % 

21.000%-21.999%

    12,936,117.33    5.43 %    867    6.08 % 

22.000%-22.999%

    7,240,806.27    3.04 %    477    3.34 % 

23.000%-23.999%

    5,560,142.24    2.34 %    386    2.70 % 

24.000%-24.999%

    3,496,182.76    1.47 %    258    1.81 % 

25.000%-25.999%

    838,899.42    0.35 %    65    0.46 % 

26.000%-26.999%

    231,799.17    0.10 %    17    0.12 % 

27.000%-27.999%

    74,441.68    0.03 %    5    0.04 % 

28.000%-28.999%

    11,958.73    0.01 %    1    0.01 % 
                      

TOTAL

    238,099,857.89    100.00 %    14,270    100.00 % 
                      

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.
* Receivable information is through close of business on date indicated.

AmeriCredit Corp.

Distribution of the Receivables by Geographic Location of Obligor

2010-A Final Cut

3/25/2010

 

State

    Aggregate Principal
Balance as of Cutoff
Date (1)		    Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		    Percent of Number of
Receivables (2)		  

Alabama

      3,854,109.48    1.62 %    212    1.49 % 

Arizona

      6,784,149.36    2.85 %    388    2.72 % 

Arkansas

      2,527,221.08    1.06 %    147    1.03 % 

California

      24,687,003.11    10.37 %    1,445    10.13 % 

Colorado

      5,521,338.57    2.32 %    325    2.28 % 

Connecticut

      1,038,343.15    0.44 %    64    0.45 % 

Florida

      15,585,983.36    6.55 %    966    6.77 % 

Georgia

      7,183,397.09    3.02 %    401    2.81 % 

Illinois

      10,753,657.62    4.52 %    648    4.54 % 

Indiana

      5,039,279.22    2.12 %    334    2.34 % 

Iowa

      1,280,796.45    0.54 %    78    0.55 % 

Kansas

      1,517,105.36    0.64 %    93    0.65 % 

Kentucky

      4,244,786.00    1.78 %    264    1.85 % 

Louisiana

      4,521,787.17    1.90 %    263    1.84 % 

Maryland

      4,975,806.51    2.09 %    296    2.07 % 

Massachusetts

      3,380,728.97    1.42 %    218    1.53 % 

Michigan

      8,115,993.35    3.41 %    533    3.74 % 

Minnesota

      2,965,719.59    1.25 %    194    1.36 % 

Mississippi

      1,790,007.24    0.75 %    109    0.76 % 

Missouri

      5,419,514.98    2.28 %    350    2.45 % 

Nevada

      2,500,391.77    1.05 %    137    0.96 % 

New Jersey

      6,206,311.43    2.61 %    373    2.61 % 

New Mexico

      2,289,769.13    0.96 %    136    0.95 % 

New York

      9,267,280.00    3.89 %    572    4.01 % 

North Carolina

      5,524,533.93    2.32 %    335    2.35 % 

Ohio

      11,137,360.35    4.68 %    768    5.38 % 

Oklahoma

      3,798,984.79    1.60 %    207    1.45 % 

Oregon

      1,604,455.51    0.67 %    106    0.74 % 

Pennsylvania

      10,458,852.23    4.39 %    685    4.80 % 

South Carolina

      1,113,286.90    0.47 %    77    0.54 % 

Tennessee

      3,725,745.05    1.56 %    228    1.60 % 

Texas

      37,425,568.52    15.72 %    1,963    13.76 % 

Virginia

      4,581,673.68    1.92 %    278    1.95 % 

Washington

      5,033,478.08    2.11 %    303    2.12 % 

West Virginia

      1,458,908.16    0.61 %    91    0.64 % 

Wisconsin

      3,249,309.91    1.36 %    214    1.50 % 

Other (3)

      7,537,220.79    3.17 %    469    3.29 % 
                        

TOTAL

    $ 238,099,857.89    100.00 %    14,270    100.00 % 
                        

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States with aggregate principal balances less than $1,000,000.
* Receivable information is through close of business on date indicated.

2010-A Final Cut

Distribution by Manufacturer

 

Manufacturer

    Aggregate Principal
Balance as of Cutoff
Date (1)		    Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		    Percent of Number of
Receivables (2)		  

Bmw

    $ 2,518,750.12    1.06 %    115    0.81 % 

Cadillac

      5,747,688.10    2.41 %    266    1.86 % 

Chevrolet

      45,481,349.94    19.10 %    2,656    18.61 % 

Chrysler

      10,619,789.95    4.46 %    723    5.07 % 

Dodge

      26,159,898.27    10.99 %    1,582    11.09 % 

Ford

      27,634,762.14    11.61 %    1,718    12.04 % 

Gmc

      8,487,493.78    3.56 %    408    2.86 % 

Honda

      6,778,939.68    2.85 %    400    2.80 % 

Hyundai

      7,115,201.24    2.99 %    471    3.30 % 

Jeep

      10,181,010.15    4.28 %    594    4.16 % 

Kia

      16,003,458.45    6.72 %    963    6.75 % 

Mazda

      4,499,273.14    1.89 %    296    2.07 % 

Mercedes

      3,776,411.85    1.59 %    153    1.07 % 

Mitsubishi

      3,334,338.57    1.40 %    230    1.61 % 

Nissan

      19,076,116.89    8.01 %    1,103    7.73 % 

Pontiac

      5,493,320.09    2.31 %    452    3.17 % 

Saturn

      3,818,818.67    1.60 %    290    2.03 % 

Toyota

      11,011,552.58    4.62 %    638    4.47 % 

Volkswagen

      2,408,572.22    1.01 %    159    1.11 % 

Other (3)

      17,953,112.06    7.54 %    1,053    7.38 % 
                        

Total

    $ 238,099,857.89    100.00 %    14,270    100.00 % 
                        

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% per manufacturer.

Distribution of the Automobile Loan Contracts by Vehicle Segment

 

Vehicle Segment (1)

    Aggregate Principal
Balance (2)		    % of Aggregate Principal
Balance (3)		     Number of
Automobile
Loan Contracts		    % of Total Number of
Automobile Loan Contracts (3)		  

Full-Size Car

    $ 1,596,617.63    0.67 %    101    0.71 % 

Full-Size Van/Truck

      31,616,259.84    13.28 %    1,571    11.01 % 

Full-Size SUV

      17,848,266.63    7.50 %    809    5.67 % 

Mid-Size Car

      61,992,738.26    26.04 %    3,928    27.53 % 

Mid-Size SUV

      59,732,370.32    25.09 %    3,431    24.04 % 

Economy/Compact Car

      33,343,521.25    14.00 %    2,478    17.37 % 

Compact Van/Truck

      14,583,721.19    6.13 %    1,022    7.16 % 

Sports Car

      17,041,131.42    7.16 %    912    6.39 % 

Segment Unavailable (4)

      345,231.35    0.14 %    18    0.13 % 
                        

Total

    $ 238,099,857.89    100.00 %    14,270    100.00 % 
                        

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time of the statistic

LTV Distribution:

 

LTV Distribution(1)

    Pct. Of Total (2)  

<100

    22.12 % 

100-109

    18.67 % 

110-119

    23.61 % 

120-129

    21.62 % 

130-139

    11.80 % 

140-149

    2.01 % 

150+

    0.18 % 
      

Total

    100.00 % 
      

Weighted Average LTV

   112.59 % 

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the value of the vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or Kelly Blue Book “Trade-In” prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.
(2) Wholesale LTV was not available or could not be calculated on certain loans and these loans are not included in the table above. Since these loans are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total statistical pool.

Delinquency Experience Regarding the Final Pool

2010-A Final Cut

 

Number of times ever

31 to 60 days

delinquent

    Aggregate Principal
Balance		    Percent of Aggregate
Principal Balance		     Number of
Automobile Loan
Contracts		    Percent of Number of
Automobile Loan
Contracts		  
0    $ 216,442,678.68    90.90 %    12,235    85.74 % 
1      2,743,502.49    1.15 %    171    1.20 % 
2+      18,913,676.72    7.94 %    1,864    13.06 % 
                        
Total    $ 238,099,857.89    100.00 %    14,270    100.00 % 
                        

Number of times ever

61 to 90 days

delinquent

                       
0    $ 222,925,542.24    93.63 %    12,733    89.23 % 
1      3,176,024.46    1.33 %    296    2.07 % 
2+      11,998,291.19    5.04 %    1,241    8.70 % 
                        
Total    $ 238,099,857.89    100.00 %    14,270    100.00 % 
                        

Number of times ever
greater than 91 days
delinquent

                       
0    $ 232,133,161.16    97.49 %    13,659    95.72 % 
1      2,864,804.57    1.20 %    295    2.07 % 
2+      3,101,892.16    1.30 %    316    2.21 % 
                        
Total    $ 238,099,857.89    100.00 %    14,270    100.00 %