-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Qjzqqu+LJ5w5jC7dm30w+fKFmxeMY2cDKXzvinWGE1fUosVOBYuBgFjgXekHKhDR s3W153VjHNzkBEx8f+gP2g== 0001193125-09-150012.txt : 20090716 0001193125-09-150012.hdr.sgml : 20090716 20090716135137 ACCESSION NUMBER: 0001193125-09-150012 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 8 CONFORMED PERIOD OF REPORT: 20090714 ITEM INFORMATION: Entry into a Material Definitive Agreement ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20090716 DATE AS OF CHANGE: 20090716 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AFS SenSub Corp. CENTRAL INDEX KEY: 0001347185 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 880475154 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-140931 FILM NUMBER: 09947782 BUSINESS ADDRESS: STREET 1: 2265B RENAISSANCE DRIVE, SUITE 17 CITY: LAS VEGAS STATE: NV ZIP: 89119 BUSINESS PHONE: 702-932-4914 MAIL ADDRESS: STREET 1: 2265B RENAISSANCE DRIVE, SUITE 17 CITY: LAS VEGAS STATE: NV ZIP: 89119 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AmeriCredit Automobile Receivables Trust 2009-1 CENTRAL INDEX KEY: 0001467446 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-146701-04 FILM NUMBER: 09947781 BUSINESS ADDRESS: STREET 1: 2265B RENAISSANCE DRIVE, SUITE 17 CITY: LAS VEGAS STATE: NV ZIP: 89119 BUSINESS PHONE: 702-932-4914 MAIL ADDRESS: STREET 1: 2265B RENAISSANCE DRIVE, SUITE 17 CITY: LAS VEGAS STATE: NV ZIP: 89119 8-K 1 d8k.htm FORM 8-K Form 8-K

 

 

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

July 14, 2009

AmeriCredit Automobile Receivables Trust 2009-1

(Exact name of registrant as specified in its charter)

AFS SenSub Corp.

(Exact name of depositor as specified in its charter)

AmeriCredit Financial Services, Inc.

(Exact name of sponsor as specified in its charter)

 

Delaware   333-146701-04   27-6093951
(State or Other Jurisdiction of Incorporation)   (Commission File Number)   (I.R.S. Employer Identification No.)

 

c/o AmeriCredit Financial Services, Inc.

Attention: J. Michael May, Esq.

801 Cherry Street, Suite 3500

Fort Worth, Texas

  76102
(Address of Principal Executive Offices)   (Zip Code)

Registrant’s telephone number including area code - (817) 302-7000

  

 

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

 


Item 1.01. Entry into a Material Definitive Agreement.

AFS SenSub Corp. (“AFS SenSub”), as depositor, and AmeriCredit Financial Services, Inc. (“AmeriCredit”), as sponsor, have caused a newly formed issuing entity, AmeriCredit Automobile Receivables Trust 2009-1 (the “Issuing Entity”), to issue $236,000,000 Class A-1 0.8375% Asset Backed Notes, $166,000,000 Class A-2 2.26% Asset Backed Notes, $164,560,000 Class A-3 3.04% Asset Backed Notes, $66,200,000 Class B 3.04% Asset Backed Notes and $92,240,000 14.55% Asset Backed Notes (collectively, the “Notes”) and an Asset Backed Certificate (the “Certificate”), on July 14, 2009 (the “Closing Date”). The Notes are registered under the Registration Statement. This Current Report on Form 8-K is being filed to satisfy an undertaking to file copies of certain agreements executed in connection with the issuance of the Notes, the forms of which were filed as Exhibits to the Registration Statement.

The Issuing Entity was formed, and the Certificate was issued, pursuant to the Trust Agreement, attached hereto as Exhibit 4.2, dated as of June 18, 2009, as amended and restated as of June 30, 2009 (the “Trust Agreement”), between AFS SenSub and Wilmington Trust Company (“WTC”), as Owner Trustee. The Notes were issued pursuant to the Indenture, attached hereto as Exhibit 4.1, dated as of June 30, 2009 (the “Indenture”), between the Issuing Entity and Wells Fargo Bank, National Association (“Wells Fargo”), as Trustee and Trust Collateral Agent. The Notes were sold to Credit Suisse Securities (USA) LLC, Deutsche Bank Securities Inc., J.P. Morgan Securities Inc., RBS Securities Inc. and Wells Fargo Securities, LLC (the “Underwriters”), pursuant to the Underwriting Agreement attached hereto as Exhibit 1.1, dated as of July 7, 2009 (the “Underwriting Agreement”), among AmeriCredit, AFS SenSub, Credit Suisse Securities (USA) LLC, as a representative of the Underwriters and Deutsche Bank Securities Inc., as a representative of the Underwriters (the “Representatives”).

The Notes evidence indebtedness of the Issuing Entity, the assets of which consist primarily of “sub-prime” automobile loan contracts (the “Receivables”) secured by new and used automobiles, light duty trucks and vans. AFS SenSub purchased the Receivables from AmeriCredit pursuant to the Purchase Agreement, attached hereto as Exhibit 10.1, dated as of June 30, 2009 (the “Purchase Agreement”), between AmeriCredit and AFS SenSub. The Issuing Entity purchased the Receivables from AFS SenSub pursuant to the Sale and Servicing Agreement, attached hereto as Exhibit 4.3, dated as of June 30, 2009 (the “Sale and Servicing Agreement”), among the Issuing Entity, AFS SenSub, AmeriCredit and Wells Fargo, as Backup Servicer and Trust Collateral Agent.

AmeriCredit, as Servicer, has agreed to perform servicing duties with regard to the Receivables pursuant to the Sale and Servicing Agreement and has also agreed to serve as custodian of the Receivables pursuant to the Custodian Agreement, attached hereto as Exhibit 10.3, dated as of June 30, 2009 (the “Custodian Agreement”), among AmeriCredit and Wells Fargo. JPMorgan Chase Bank, N.A. (“JPMorgan Chase”) has agreed to provide its banking services for the deposit of remittances related to the Receivables pursuant to the Lockbox Account Agreement, attached hereto as Exhibit 10.9, dated as of June 30, 2009 (the “Lockbox Account Agreement”), among Wells Fargo, as Trustee, AmeriCredit and JPMorgan Chase, as Processor, and Regulus Group II LLC (“Regulus”) has agreed to collect and deposit remittances related to the Receivables into the lockbox account pursuant to the Lockbox Processing Agreement, attached hereto as Exhibit 10.10, dated June 30, 2009 (the “Lockbox Processing Agreement”), among Wells Fargo, as Trustee, AmeriCredit and Regulus.


Item 9.01. Financial Statements, Pro Forma Financial Information and Exhibits.

 

(a) Not applicable.

 

(b) Not applicable.

 

(c) Not applicable.

 

(d) Exhibits:

1.1 Underwriting Agreement, dated as of July 7, 2009, among AmeriCredit, as Sponsor, AFS SenSub, as Seller, and the Representatives (see Exhibit 1.1 to Form 8-K filed on July 9, 2009, in connection with Registration Statement No. 333-146701, which is incorporated by reference herein).

4.1 Indenture, dated as of June 30, 2009, between the Issuing Entity and Wells Fargo, as Trustee and Trust Collateral Agent.

4.2 Amended and Restated Trust Agreement, dated as of June 30, 2009, between AFS SenSub and WTC, as Owner Trustee.

4.3 Sale and Servicing Agreement, dated as of June 30, 2009, among the Issuing Entity, AmeriCredit, as Servicer, AFS SenSub and Wells Fargo, as Backup Servicer and Trust Collateral Agent.

5.1 Opinion of Dewey & LeBoeuf LLP with respect to validity (see Exhibit 5.1 to Form 8-K filed on July 14, 2009, in connection with Registration Statement Nos. 333-146701 and 333-146701-04, which is incorporated by reference herein).

8.1 Opinion of Dewey & LeBoeuf LLP with respect to tax matters (see Exhibit 8.1 to Form 8-K filed on July 14, 2009, in connection with Registration Statement Nos. 333-146701 and 333-146701-04, which is incorporated by reference herein).

10.1 Purchase Agreement, dated as of June 30, 2009, between AmeriCredit, as Seller, and AFS SenSub, as Purchaser.

10.3 Custodian Agreement, dated as of June 30, 2009, between AmeriCredit, as Custodian and Wells Fargo.

10.7 Second Amended and Restated Servicing Agreement, dated as of January 1, 2006, between AmeriCredit and AFS of Canada (see Exhibit 4.4 to Form 8-K filed on March 8, 2006, in connection with Registration Statement No. 333-121120-06, which is incorporated by reference herein).

10.9 Lockbox Account Agreement, dated as of June 30, 2009, among AmeriCredit, Wells Fargo, as Trustee, and JPMorgan Chase Bank, N.A., as Processor.

10.10 Lockbox Processing Agreement, dated June 30, 2009, among AmeriCredit, Wells Fargo, as Trustee and Regulus Group II LLC, as Processor.

 

3


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
By:    AmeriCredit Financial Services, Inc., as Servicer
  By:    /s/ J. Michael May
  Name:   J. Michael May
 

Title:

  Executive Vice President, Chief Legal Officer and Secretary

Dated: July 16, 2009

 

4


EXHIBIT INDEX

 

Exhibit No.

  

Description

  1.1  

   Underwriting Agreement, dated as of July 7, 2009, among AmeriCredit Financial Services, Inc., as Sponsor, AFS SenSub Corp., as Seller, Credit Suisse Securities (USA) LLC, as a representative and Deutsche Bank Securities, Inc. as a Representative of the Underwriters (the “Representative”) (see Exhibit 1.1 to Form 8-K filed on July 9, 2009, in connection with Registration Statement No. 333-146701, which is incorporated by reference herein).

  4.1  

   Indenture, dated as of June 30, 2009, between AmeriCredit Automobile Receivables Trust 2009-1, as Issuing Entity, and Wells Fargo Bank, National Association, as Trustee and Trust Collateral Agent.

  4.2  

   Amended and Restated Trust Agreement, dated as of June 30, 2009, between AFS SenSub Corp., as Seller, and Wilmington Trust Company, as Owner Trustee.

  4.3  

   Sale and Servicing Agreement, dated as of June 30, 2009, among AmeriCredit Financial Services, Inc., as Servicer, AFS SenSub Corp., as Seller, and Wells Fargo Bank, National Association, as Backup Servicer and Trust Collateral Agent.

  5.1  

   Opinion of Dewey & LeBoeuf LLP with respect to validity (see Exhibit 5.1 to Form 8-K filed on July 14, 2009, in connection with Registration Statement Nos. 333-146701 and 333-146701-04, which is incorporated by reference herein).

  8.1  

   Opinion of Dewey & LeBoeuf LLP with respect to tax matters (see Exhibit 8.1 to Form 8-K filed on July 14, 2009, in connection with Registration Statement Nos. 333-146701 and 333-146701-04, which is incorporated by reference herein).

10.1  

   Purchase Agreement, dated as of June 30, 2009, between AmeriCredit Financial Services, Inc., as Seller, and AFS SenSub Corp., as Purchaser.

10.3  

   Custodian Agreement, dated as of June 30, 2009, between AmeriCredit Financial Services, Inc., as Custodian, and Wells Fargo Bank, National Association, as Trust Collateral Agent.

10.7  

   Second Amended and Restated Servicing Agreement, dated as of January 1, 2006 between AmeriCredit Financial Services of Canada Ltd. and AmeriCredit Financial Services, Inc. (see Exhibit 4.4 to Form 8-K filed on March 8, 2006, in connection with Registration Statement No. 333-121120-06, which is incorporated by reference herein).

 

5


10.9      Lockbox Account Agreement, dated as of June 30, 2009, among AmeriCredit Financial Services, Inc., Wells Fargo Bank, National Association, as Trustee, and JPMorgan Chase Bank, N.A., as Processor.
10.10    Lockbox Processing Agreement, dated as of June 30, 2009, among AmeriCredit Financial Services, Inc., Wells Fargo Bank, National Association, as Trustee, and Regulus Group II LLC, as Processor.

 

6

EX-4.1 2 dex41.htm INDENTURE, DATED AS OF JUNE 30, 2009 Indenture, dated as of June 30, 2009

Exhibit 4.1

Execution Copy

 

 

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

Class A-1 0.8375% Asset Backed Notes

Class A-2 2.26% Asset Backed Notes

Class A-3 3.04% Asset Backed Notes

Class B 9.79% Asset Backed Notes

Class C 14.55% Asset Backed Notes

 

 

INDENTURE

Dated as of June 30, 2009

 

 

WELLS FARGO BANK, NATIONAL ASSOCIATION

Trustee and Trust Collateral Agent

 

 

 


TABLE OF CONTENTS

 

          Page
ARTICLE I Definitions and Incorporation by Reference    3

SECTION 1.1

  

Definitions

   3

SECTION 1.2

  

Incorporation by Reference of Trust Indenture Act

   10

SECTION 1.3

  

Rules of Construction

   10
ARTICLE II The Notes    11

SECTION 2.1

  

Form

   11

SECTION 2.2

  

Execution, Authentication and Delivery

   11

SECTION 2.3

  

Temporary Notes

   12

SECTION 2.4

  

Registration; Registration of Transfer and Exchange

   12

SECTION 2.5

  

Mutilated, Destroyed, Lost or Stolen Notes

   14

SECTION 2.6

  

Persons Deemed Owner

   14

SECTION 2.7

  

Payment of Principal and Interest; Defaulted Interest

   15

SECTION 2.8

  

Cancellation

   16

SECTION 2.9

  

Release of Collateral

   16

SECTION 2.10

  

Book-Entry Notes

   16

SECTION 2.11

  

Notices to Clearing Agency

   17

SECTION 2.12

  

Definitive Notes

   17
ARTICLE III Covenants    17

SECTION 3.1

  

Payment of Principal and Interest

   17

SECTION 3.2

  

Maintenance of Office or Agency

   18

SECTION 3.3

  

Money for Payments to be Held in Trust

   18

SECTION 3.4

  

Existence

   19

SECTION 3.5

  

Protection of Trust Estate

   20

SECTION 3.6

  

Opinions as to Trust Estate

   20

SECTION 3.7

  

Performance of Obligations; Servicing of Receivables

   21

SECTION 3.8

  

Negative Covenants

   22

SECTION 3.9

  

Annual Statement as to Compliance

   22

SECTION 3.10

  

Issuer May Consolidate, Etc. Only on Certain Terms

   23

SECTION 3.11

  

Successor or Transferee

   24

SECTION 3.12

  

No Other Business

   25

SECTION 3.13

  

No Borrowing

   25

SECTION 3.14

  

Servicer’s Obligations

   25

SECTION 3.15

  

Guarantees, Loans, Advances and Other Liabilities

   25

SECTION 3.16

  

Capital Expenditures

   25

SECTION 3.17

  

Compliance with Laws

   25

SECTION 3.18

  

Restricted Payments

   25

SECTION 3.19

  

Notice of Events of Default

   26

SECTION 3.20

  

Further Instruments and Acts

   26

SECTION 3.21

  

Amendments of Sale and Servicing Agreement and Trust Agreement

   26

SECTION 3.22

  

Income Tax Characterization

   26

 

i


ARTICLE IV Satisfaction and Discharge    26

SECTION 4.1

  

Satisfaction and Discharge of Indenture

   26

SECTION 4.2

  

Application of Trust Money

   27

SECTION 4.3

  

Repayment of Moneys Held by Note Paying Agent

   28
ARTICLE V Remedies    28

SECTION 5.1

  

Events of Default

   28

SECTION 5.2

  

Rights Upon Event of Default

   29

SECTION 5.3

  

Collection of Indebtedness and Suits for Enforcement by Trustee

   30

SECTION 5.4

  

Remedies

   32

SECTION 5.5

  

Optional Preservation of the Receivables

   33

SECTION 5.6

  

Priorities

   33

SECTION 5.7

  

Limitation of Suits

   35

SECTION 5.8

  

Unconditional Rights of Noteholders To Receive Principal and Interest

   35

SECTION 5.9

  

Restoration of Rights and Remedies

   35

SECTION 5.10

  

Rights and Remedies Cumulative

   35

SECTION 5.11

  

Delay or Omission Not a Waiver

   36

SECTION 5.12

  

Control by Noteholders

   36

SECTION 5.13

  

Waiver of Past Defaults

   36

SECTION 5.14

  

Undertaking for Costs

   37

SECTION 5.15

  

Waiver of Stay or Extension Laws

   37

SECTION 5.16

  

Action on Notes

   37

SECTION 5.17

  

Performance and Enforcement of Certain Obligations

   37
ARTICLE VI The Trustee and the Trust Collateral Agent    38

SECTION 6.1

  

Duties of Trustee

   38

SECTION 6.2

  

Rights of Trustee

   40

SECTION 6.3

  

Individual Rights of Trustee

   41

SECTION 6.4

  

Trustee’s Disclaimer

   41

SECTION 6.5

  

Notice of Defaults

   41

SECTION 6.6

  

Reports by Trustee to Holders

   41

SECTION 6.7

  

Compensation and Indemnity

   41

SECTION 6.8

  

Replacement of Trustee

   42

SECTION 6.9

  

Successor Trustee by Merger

   43

SECTION 6.10

  

Appointment of Co-Trustee or Separate Trustee

   44

SECTION 6.11

  

Eligibility: Disqualification

   45

SECTION 6.12

  

Preferential Collection of Claims Against Issuer

   46

SECTION 6.13

  

Appointment and Powers

   46

SECTION 6.14

  

Performance of Duties

   46

SECTION 6.15

  

Limitation on Liability

   47

SECTION 6.16

  

Reliance Upon Documents

   47

SECTION 6.17

  

Successor Trust Collateral Agent

   47

SECTION 6.18

  

Compensation

   49

 

ii


SECTION 6.19

  

Representations and Warranties of the Trust Collateral Agent and the Issuer

   49

SECTION 6.20

  

Waiver of Setoffs

   50

ARTICLE VII Noteholders’ Lists and Reports

   50

SECTION 7.1

  

Issuer To Furnish To Trustee Names and Addresses of Noteholders

   50

SECTION 7.2

  

Preservation of Information; Communications to Noteholders

   50

SECTION 7.3

  

Reports by Issuer

   50

SECTION 7.4

  

Reports by Trustee

   51

ARTICLE VIII Accounts, Disbursements and Releases

   51

SECTION 8.1

  

Collection of Money

   51

SECTION 8.2

  

Release of Trust Estate

   52

SECTION 8.3

  

Opinion of Counsel

   52

ARTICLE IX Supplemental Indentures

   52

SECTION 9.1

  

Supplemental Indentures Without Consent of Noteholders

   52

SECTION 9.2

  

Supplemental Indentures with Consent of Noteholders

   53

SECTION 9.3

  

Execution of Supplemental Indentures

   55

SECTION 9.4

  

Effect of Supplemental Indenture

   55

SECTION 9.5

  

Conformity With Trust Indenture Act

   55

SECTION 9.6

  

Reference in Notes to Supplemental Indentures

   55

ARTICLE X Redemption of Notes

   55

SECTION 10.1

  

Redemption

   55

SECTION 10.2

  

Form of Redemption

   56

SECTION 10.3

  

Notes Payable on Redemption Date

   57

ARTICLE XI Miscellaneous

   57

SECTION 11.1

  

Compliance Certificates and Opinions, etc.

   57

SECTION 11.2

  

Form of Documents Delivered to Trustee

   58

SECTION 11.3

  

Acts of Noteholders

   59

SECTION 11.4

  

Notices, etc., to Trustee, Issuer and Rating Agencies

   60

SECTION 11.5

  

Notices to Noteholders; Waiver

   60

SECTION 11.6

  

[Reserved]

   61

SECTION 11.7

  

Conflict with Trust Indenture Act

   61

SECTION 11.8

  

Effect of Headings and Table of Contents

   61

SECTION 11.9

  

Successors and Assigns

   61

SECTION 11.10

  

Separability

   61

SECTION 11.11

  

Benefits of Indenture

   61

SECTION 11.12

  

Legal Holidays

   62

SECTION 11.13

  

GOVERNING LAW

   62

SECTION 11.14

  

Counterparts

   62

SECTION 11.15

  

Recording of Indenture

   62

 

iii


SECTION 11.16

  

Trust Obligation

   62

SECTION 11.17

  

No Petition

   63

SECTION 11.18

  

Inspection

   63

EXHIBITS

 

EXHIBIT A-1

   Form of Class A-1 Note

EXHIBIT A-2

   Form of Class A-2 Note

EXHIBIT A-3

   Form of Class A-3 Note

EXHIBIT B

   Form of Class B Note

EXHIBIT C

   Form of Class C Note

SCHEDULES

 

SCHEDULE A

   Representations and Warranties of the Issuer

 

iv


INDENTURE dated as of June 30, 2009, between AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1, a Delaware statutory trust (the “Issuer”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”) and Trust Collateral Agent (as defined below).

Each party agrees as follows for the benefit of the other party and for the equal and ratable benefit of the Holders of the Issuer’s Class A-1 0.8375% Asset Backed Notes (the “Class A-1 Notes”), the Class A-2 2.26% Asset Backed Notes (the “Class A-2 Notes”), the Class A-3 3.04% Asset Backed Notes (the “Class A-3 Notes”, and together with the Class A-1 Notes and the Class A-2 Notes, the “Class A Notes”), the Class B 9.79% Asset Backed Notes (the “Class B Notes”) and the Class C 14.55% Asset Backed Notes (the “Class C Notes”, and together with the Class A Notes and the Class B Notes, the “Notes”).

As security for the payment and performance by the Issuer of its obligations under this Indenture and the Notes, the Issuer has agreed to assign the Collateral (as defined below) as collateral to the Trust Collateral Agent for the benefit of the Trustee on behalf of the Noteholders.


GRANTING CLAUSE

The Issuer hereby Grants to the Trust Collateral Agent at the Closing Date, for the benefit of the Issuer Secured Parties, all of the Issuer’s right, title and interest in and to the following property, whether now existing or hereafter acquired or arising (a) the Receivables and all moneys received thereon after the Cutoff Date; (b) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Issuer in the Financed Vehicles; (c) any proceeds with respect to the Receivables repurchased by a Dealer, pursuant to a Dealer Agreement, as a result of a breach of representation or warranty in the related Dealer Agreement or repurchased by a Third-Party Lender, pursuant to an Auto Loan Purchase and Sale Agreement, as a result of a breach of representation or warranty in the related Auto Loan Purchase and Sale Agreement; (d) all rights under any Service Contracts on the related Financed Vehicles; (e) any proceeds with respect to the Receivables from claims on any physical damage, credit life or disability insurance policies covering Financed Vehicles or Obligors and any proceeds from the liquidation of the Receivables; (f) the Trust Accounts and the Lockbox Account and all funds on deposit from time to time in the Trust Accounts and the Lockbox Account, and in all investments and proceeds thereof and all rights of the Issuer therein (including all income thereon); (g) the Issuer’s rights and benefits, but none of its obligations or burdens, under the Purchase Agreement, including the delivery requirements, representations and warranties and the cure and repurchase obligations of AmeriCredit under the Purchase Agreement; (h) all items contained in the Receivable Files and any and all other documents that AmeriCredit keeps on file in accordance with its customary procedures relating to the Receivables, the Obligors or the Financed Vehicles; (i) the Issuer’s rights and benefits, but none of its obligations or burdens, under the Sale and Servicing Agreement (including all rights of the Seller under the Purchase Agreement assigned to the Issuer pursuant to the Sale and Servicing Agreement); (j) all of the Issuer’s (i) Accounts, (ii) Chattel Paper, (iii) Documents, (iv) Instruments and (v) General Intangibles (as such terms are defined in the UCC) relative to the property described in (a) through (i); and (k) all present and future claims, demands, causes and choses of action in respect of any or all of the foregoing and all payments on or under and all proceeds of every kind and nature whatsoever in respect of any or all of the foregoing, including all proceeds of the conversion, voluntary or involuntary, into cash or other liquid property, all cash proceeds, accounts, accounts receivable, notes, drafts, acceptances, chattel paper, checks, deposit accounts, insurance proceeds, condemnation awards, rights to payment of any and every kind and other forms of obligations and receivables, instruments and other property which at any time constitute all or part of or are included in the proceeds of any of the foregoing (collectively, the “Collateral”).

The foregoing Grant is made in trust to the Trust Collateral Agent, for the benefit of the Trustee on behalf of the Noteholders. The Trust Collateral Agent hereby acknowledges such Grant, accepts the trusts under this Indenture in accordance with the provisions of this Indenture and agrees to perform its duties required in this Indenture to the end that the interests of such parties, recognizing the priorities of their respective interests may be adequately and effectively protected.

 

2


ARTICLE I

Definitions and Incorporation by Reference

SECTION 1.1 Definitions. Except as otherwise specified herein, the following terms have the respective meanings set forth below for all purposes of this Indenture.

Act” has the meaning specified in Section 11.3(a).

Affiliate” means, with respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise; and the terms “controlling” and “controlled” have meanings correlative to the foregoing. A Person shall not be deemed to be an Affiliate of any person solely because such other Person has the contractual right or obligation to manage such Person unless such other Person controls such Person through equity ownership or otherwise.

Authorized Officer” means, with respect to the Issuer and the Servicer, any officer or agent acting pursuant to a power of attorney of the Owner Trustee or the Servicer, as applicable, who is authorized to act for the Owner Trustee or the Servicer, as applicable, in matters relating to the Issuer and who is identified on the list of Authorized Officers delivered by each of the Owner Trustee and the Servicer to the Trustee on the Closing Date (as such list may be modified or supplemented from time to time thereafter).

Basic Documents” means this Indenture, the Certificate of Trust, the Trust Agreement, as amended, the Sale and Servicing Agreement, the Custodian Agreement, the Lockbox Account Agreement, the Lockbox Processing Agreement, the Underwriting Agreement and other documents and certificates delivered in connection therewith.

Benefit Plan Entity” has the meaning specified in Section 2.4.

Book Entry Notes” means a beneficial interest in the Notes, ownership and transfers of which shall be made through book entries by a Clearing Agency as described in Section 2.10.

Business Day” means any day other than a Saturday, a Sunday, legal holiday or other day on which commercial banking institutions located in Wilmington, Delaware, Fort Worth, Texas, New York, New York, Minneapolis, Minnesota or any other location of any successor Servicer, successor Owner Trustee or successor Trust Collateral Agent are authorized or obligated by law, executive order or governmental decree to be closed.

Certificate” means a trust certificate evidencing the beneficial interest of a Certificateholder in the Trust.

Certificateholder” means the Person in whose name a Certificate is registered on the Certificate Register.

 

3


Certificate of Trust” means the certificate of trust of the Issuer substantially in the form of Exhibit B to the Trust Agreement.

Class A Notes” means the Class A-1 Notes, the Class A-2 Notes and the Class A-3 Notes.

Class A-1 Interest Rate” means 0.8375% per annum (computed on the basis of a 360-day year and the actual number of days in the related Interest Period).

Class A-1 Notes” means the Class A-1 0.8375% Asset Backed Notes, substantially in the form of Exhibit A-1.

Class A-2 Interest Rate” means 2.26% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months).

Class A-2 Notes” means the Class A-2 2.26% Asset Backed Notes, substantially in the form of Exhibit A-2.

Class A-3 Interest Rate” means 3.04% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months).

Class A-3 Notes” means the Class A-3 3.04% Asset Backed Notes, substantially in the form of Exhibit A-3.

Class B Interest Rate” means 9.79% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months).

Class B Notes” means the Class B 9.79% Asset Backed Notes, substantially in the form of Exhibit B.

Class C Interest Rate” means 14.55% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months).

Class C Notes” means the Class C 14.55% Asset Backed Notes, substantially in the form of Exhibit C.

Clearing Agency” means an organization registered as a “clearing agency” pursuant to Section 17A of the Exchange Act.

Clearing Agency Participant” means a broker, dealer, bank, other financial institution or other Person for whom from time to time a Clearing Agency effects book-entry transfers and pledges of securities deposited with the Clearing Agency.

Closing Date” means July 14, 2009.

Code” means the Internal Revenue Code of 1986, as amended from time to time, and Treasury Regulations promulgated thereunder.

Collateral” has the meaning specified in the Granting Clause of this Indenture.

 

4


Controlling Party” means the Trust Collateral Agent, acting on behalf of the Noteholders.

Corporate Trust Office” means the principal office of the Trustee at which at any particular time its corporate trust business shall be administered which office at date of the execution of this Indenture is located at Sixth Street and Marquette Avenue, MAC N9311-161 Minneapolis, Minnesota 55479 (facsimile number (612) 667-3464, Attention: Corporate Trust Office, or at such other address as the Trustee may designate from time to time by notice to the Noteholders, the Servicer and the Issuer, or the principal corporate trust office of any successor Trustee (the address of which the successor Trustee will notify the Noteholders and the Issuer).

Default” means any occurrence that is, or with notice or the lapse of time or both would become, an Event of Default.

Definitive Notes” has the meaning specified in Section 2.10.

Distribution Date” has the meaning specified in the Sale and Servicing Agreement.

ERISA” has the meaning specified in Section 2.4.

Event of Default” has the meaning specified in Section 5.1.

Exchange Act” means the Securities Exchange Act of 1934, as amended.

Executive Officer” means, with respect to any corporation, the Chief Executive Officer, Chief Operating Officer, Chief Financial Officer, President, any Executive Vice President, any Senior Vice President, any Vice President, the Secretary or the Treasurer of such corporation; and with respect to any partnership, any general partner thereof.

Final Scheduled Distribution Date” means with respect to (i) the Class A-1 Notes, the July 15, 2010 Distribution Date, (ii) the Class A-2 Notes, the May 15, 2012 Distribution Date, (iii) the Class A-3 Notes, the October 15, 2013 Distribution Date, (iv) the Class B Notes, the April 15, 2014 Distribution Date and (v) the Class C Notes, the January 15, 2016 Distribution Date.

Grant” means mortgage, pledge, bargain, warrant, alienate, remise, release, convey, assign, transfer, create, grant a lien upon and a security interest in and right of set-off against, deposit, set over and confirm pursuant to this Indenture. A Grant of the Collateral or of any other agreement or instrument shall include all rights, powers and options (but none of the obligations) of the Granting party thereunder, including the immediate and continuing right to claim for, collect, receive and give receipt for principal and interest payments in respect of the Collateral and all other moneys payable thereunder, to give and receive notices and other communications, to make waivers or other agreements, to exercise all rights and options, to bring proceedings in the name of the Granting party or otherwise and generally to do and receive anything that the Granting party is or may be entitled to do or receive thereunder or with respect thereto.

 

5


Holder” or “Noteholder” means the Person in whose name a Note is registered on the Note Register.

Indebtedness” means, with respect to any Person at any time, (a) indebtedness or liability of such Person for borrowed money whether or not evidenced by bonds, debentures, notes or other instruments, or for the deferred purchase price of property or services (including trade obligations); (b) obligations of such Person as lessee under leases which should have been or should be, in accordance with generally accepted accounting principles, recorded as capital leases; (c) current liabilities of such Person in respect of unfunded vested benefits under plans covered by Title IV of ERISA; (d) obligations issued for or liabilities incurred on the account of such Person; (e) obligations or liabilities of such Person arising under acceptance facilities; (f) obligations of such Person under any guarantees, endorsements (other than for collection or deposit in the ordinary course of business) and other contingent obligations to purchase, to provide funds for payment, to supply funds to invest in any Person or otherwise to assure a creditor against loss; (g) obligations of such Person secured by any lien on property or assets of such Person, whether or not the obligations have been assumed by such Person; or (h) obligations of such Person under any interest rate or currency exchange agreement.

Indenture” means this Indenture as amended and supplemented from time to time.

Independent” means, when used with respect to any specified Person, that the Person (a) is in fact independent of the Issuer, any other obligor upon the Notes, the Seller and any Affiliate of any of the foregoing Persons, (b) does not have any direct financial interest or any material indirect financial interest in the Issuer, any such other obligor, the Seller or any Affiliate of any of the foregoing Persons and (c) is not connected with the Issuer, any such other obligor, the Seller or any Affiliate of any of the foregoing Persons as an officer, employee, promoter, underwriter, trustee, partner, director or Person performing similar functions.

Independent Certificate” means a certificate or opinion to be delivered to the Trust Collateral Agent under the circumstances described in, and otherwise complying with, the applicable requirements of Section 11.1, prepared by an Independent appraiser or other expert appointed by an Issuer Order and approved by the Trust Collateral Agent in the exercise of reasonable care, and such opinion or certificate shall state that the signer has read the definition of “Independent” in this Indenture and that the signer is Independent within the meaning thereof.

Interest Rate” means, with respect to the (i) Class A-1 Notes, the Class A-1 Interest Rate, (ii) Class A-2 Notes, the Class A-2 Interest Rate, (iii) Class A-3 Notes, the Class A-3 Interest Rate, (iv) Class B Notes, the Class B Interest Rate, and (v) Class C Notes, the Class C Interest Rate.

Issuer” means the party named as such in this Indenture until a successor replaces it and, thereafter, means the successor and, for purposes of any provision contained herein and required by the TIA, each other obligor on the Notes.

Issuer Order” and “Issuer Request” means a written order or request signed in the name of the Issuer by any one of its Authorized Officers and delivered to the Trustee.

 

6


Issuer Secured Parties” means the Trustee in respect of the Trustee Issuer Secured Obligations.

Majority Noteholders” means the Holders of Notes representing a majority of the principal balance of the most senior Class of Notes then outstanding; provided, that neither Holders of Notes who are employees or Affiliates of the Issuer, the Seller, the Servicer or AmeriCredit Corp. nor the Notes held by such Holders shall be counted when calculating such majority of the related principal balance.

Note” means a Class A-1 Note, a Class A-2 Note, a Class A-3 Note, a Class B Note or a Class C Note.

Note Owner” means, with respect to a Book-Entry Note, the person who is the owner of such Book-Entry Note, as reflected on the books of the Clearing Agency, or on the books of a Person maintaining an account with such Clearing Agency (directly as a Clearing Agency Participant or as an indirect participant, in each case in accordance with the rules of such Clearing Agency).

Note Paying Agent” means the Trustee or any other Person that meets the eligibility standards for the Trustee specified in Section 6.11 and is authorized by the Issuer to make the payments to and distributions from the Collection Account and the Note Distribution Account, including payment of principal of or interest on the Notes on behalf of the Issuer.

Note Register” and “Note Registrar” have the respective meanings specified in Section 2.4.

Notice of Default” has the meaning set forth in Section 5.1 hereof.

Officer’s Certificate” means a certificate signed by any Authorized Officer of the Owner Trustee, under the circumstances described in, and otherwise complying with, the applicable requirements of Section 11.1 and TIA § 314, and delivered to the Trustee. Unless otherwise specified, any reference in this Indenture to an Officer’s Certificate shall be to an Officer’s Certificate of any Authorized Officer of the Issuer.

Opinion of Counsel” means one or more written opinions of counsel who may, except as otherwise expressly provided in this Indenture, be employees of or counsel to the Issuer and who shall be satisfactory to the Trustee, and which shall comply with any applicable requirements of Section 11.1, and shall be in form and substance satisfactory to the Trustee.

Outstanding” means, as of the date of determination, all Notes theretofore authenticated and delivered under this Indenture except:

(i) Notes theretofore canceled by the Note Registrar or delivered to the Note Registrar for cancellation;

(ii) Notes or portions thereof the payment for which money in the necessary amount has been theretofore deposited with the Trustee or any Note Paying Agent in trust for the Noteholders (provided, however, that if such Notes are to be redeemed, notice of such redemption has been duly given pursuant to this Indenture or provision therefor, satisfactory to the Trustee); and

 

7


(iii) Notes in exchange for or in lieu of other Notes which have been authenticated and delivered pursuant to this Indenture unless proof satisfactory to the Trustee is presented that any such Notes are held by a bona fide purchaser;

provided, however, that in determining whether the Holders of the requisite Outstanding Amount of the Notes have given any request, demand, authorization, direction, notice, consent or waiver hereunder or under any Basic Document, Notes owned by the Issuer, any other obligor upon the Notes, the Seller or any Affiliate of any of the foregoing Persons shall be disregarded and deemed not to be Outstanding, except that, in determining whether the Trustee shall be protected in relying upon any such request, demand, authorization, direction, notice, consent or waiver, only Notes that a Responsible Officer of the Trustee either actually knows to be so owned or has received written notice thereof shall be so disregarded. Notes so owned that have been pledged in good faith may be regarded as Outstanding if the pledgee establishes to the satisfaction of the Trustee the pledgee’s right so to act with respect to such Notes and that the pledgee is not the Issuer, any other obligor upon the Notes, the Seller or any Affiliate of any of the foregoing Persons.

Outstanding Amount” means the aggregate principal amount of all Notes, or class of Notes, as applicable, Outstanding at the date of determination.

Predecessor Note” means, with respect to any particular Note, every previous Note evidencing all or a portion of the same debt as that evidenced by such particular Note; and, for the purpose of this definition, any Note authenticated and delivered under Section 2.5 in lieu of a mutilated, lost, destroyed or stolen Note shall be deemed to evidence the same debt as the mutilated, lost, destroyed or stolen Note.

Proceeding” means any suit in equity, action at law or other judicial or administrative proceeding.

Prohibited Transaction Class Exemption” means U.S. Department of Labor prohibited transaction class exemption 84-14, 90-1, 91-38, 95-60 or 96-23, or any similar prohibited transaction class exemption issued by the U.S. Department of Labor.

Rating Agency” means each of Moody’s and Standard & Poor’s so long as such Persons maintain a rating on the Notes; and if any of Moody’s or Standard & Poor’s no longer maintains a rating on the Notes, such other nationally recognized statistical rating organization selected by the Seller.

Rating Agency Condition” means, with respect to any action, that each of Moody’s and Standard & Poor’s shall have been given 10 days (or such shorter period as shall be acceptable to each of Moody’s and Standard & Poor’s) prior notice thereof and that each of Moody’s and Standard & Poor’s shall have notified the Seller, the Servicer, the Trustee, the Owner Trustee and the Issuer in writing that such action will not result in a reduction or withdrawal of the then current rating of the Notes.

 

8


Record Date” means, with respect to a Distribution Date or Redemption Date, the close of business on the Business Day immediately preceding such Distribution Date or Redemption Date.

Redemption Date” means in the case of a redemption of the Notes pursuant to Section 10.1(a) or a payment to Noteholders pursuant to Section 10.1(b), the Distribution Date specified by the Servicer or the Issuer pursuant to Section 10.1(a) or 10.1(b) as applicable.

Redemption Price” means (a) in the case of a redemption of the Notes pursuant to Section 10.1(a), an amount equal to the unpaid principal amount of the then outstanding principal amount of each class of Notes being redeemed plus accrued and unpaid interest thereon to but excluding the Redemption Date, or (b) in the case of a payment made to Noteholders pursuant to Section 10.1(b), the amount on deposit in the Note Distribution Account, but not in excess of the amount specified in clause (a) above.

Responsible Officer” means, with respect to the Trustee or the Trust Collateral Agent, any officer within the Corporate Trust Office of the Trustee, including any Executive Vice President, Senior Vice President, Vice President, Assistant Vice President, Assistant Treasurer, Assistant Secretary, or any other officer of the Trustee or the Trust Collateral Agent customarily performing functions similar to those performed by any of the above designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

Sale and Servicing Agreement” means the Sale and Servicing Agreement, dated as of June 30, 2009, among the Issuer, the Seller, the Servicer, the Trust Collateral Agent and the Backup Servicer, as the same may be amended or supplemented from time to time.

Similar Law” has the meaning specified in Section 2.4.

State” means any one of the 50 states of the United States of America or the District of Columbia.

Statutory Exemption” means the statutory exemption under Section 408(b)(17) of ERISA and Section 4975(d)(20) of the Code.

Termination Date” means the date on which the Trustee shall have received payment and performance of all Trustee Issuer Secured Obligations.

Trust Collateral Agent” means, initially, Wells Fargo Bank, National Association, in its capacity as collateral agent on behalf of the Issuer Secured Parties, including its successors-in-interest, until and unless a successor Person shall have become the Trust Collateral Agent pursuant to Section 6.17 hereof, and thereafter “Trust Collateral Agent” shall mean such successor Person.

Trust Estate” means all money, instruments, rights and other property that are subject or intended to be subject to the lien and security interest of this Indenture for the benefit of the Noteholders (including all property and interests Granted to the Trust Collateral Agent), including all proceeds thereof.

 

9


Trust Indenture Act” or “TIA” means the Trust Indenture Act of 1939, as amended and as in force on the date hereof, unless otherwise specifically provided.

Trustee” means Wells Fargo Bank, National Association, a national banking association, not in its individual capacity but as trustee under this Indenture, or any successor trustee under this Indenture.

Trustee Issuer Secured Obligations” means all amounts and obligations which the Issuer may at any time owe to or on behalf of the Trustee for the benefit of the Noteholders under this Indenture, the Notes or any Basic Document.

UCC” means, unless the context otherwise requires, the Uniform Commercial Code, as in effect in the relevant jurisdiction, as amended from time to time.

Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to them in the Sale and Servicing Agreement or the Trust Agreement.

SECTION 1.2 Incorporation by Reference of Trust Indenture Act. Whenever this Indenture refers to a provision of the TIA, the provision is incorporated by reference in and made a part of this Indenture. The following TIA terms used in this Indenture have the following meanings:

Commission” means the Securities and Exchange Commission.

indenture securities” means the Notes.

indenture security holder” means a Noteholder.

indenture to be qualified” means this Indenture.

indenture trustee” or “institutional trustee” means the Trustee.

obligor” on the indenture securities means the Issuer.

All other TIA terms used in this Indenture that are defined by the TIA, defined by TIA reference to another statute or defined by Commission rule have the meaning assigned to them by such definitions.

SECTION 1.3 Rules of Construction. Unless the context otherwise requires:

(i) a term has the meaning assigned to it;

(ii) an accounting term not otherwise defined has the meaning assigned to it in accordance with generally accepted accounting principles as in effect from time to time;

(iii) “or” is not exclusive;

(iv) “including” means including without limitation; and

(v) words in the singular include the plural and words in the plural include the singular.

 

10


ARTICLE II

The Notes

SECTION 2.1 Form. The Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes, in each case together with the Trustee’s certificate of authentication, shall be in substantially the form set forth in Exhibits A-1, A-2, A-3, B and C, respectively, with such appropriate insertions, omissions, substitutions and other variations as are required or permitted by this Indenture and may have such letters, numbers or other marks of identification and such legends or endorsements placed thereon as may, consistently herewith, be determined by the officers executing such Notes, as evidenced by their execution of the Notes. Any portion of the text of any Note may be set forth on the reverse thereof, with an appropriate reference thereto on the face of the Note.

The Definitive Notes shall be typewritten, printed, lithographed or engraved or produced by any combination of these methods (with or without steel engraved borders), all as determined by the officers executing such Notes, as evidenced by their execution of such Notes.

Each Note shall be dated the date of its authentication. The terms of the Notes set forth in Exhibits A-1, A-2, A-3, B and C are part of the terms of this Indenture.

SECTION 2.2 Execution, Authentication and Delivery. The Notes shall be executed on behalf of the Issuer by any of its Authorized Officers. The signature of any such Authorized Officer on the Notes may be manual or facsimile.

Notes bearing the manual or facsimile signature of individuals who were at any time Authorized Officers of the Issuer shall bind the Issuer, notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Notes or did not hold such offices at the date of such Notes.

The Trustee shall, upon receipt of the Issuer Order, authenticate and deliver Class A-1 Notes for original issue in an aggregate principal amount of $236,000,000, Class A-2 Notes for original issue in the aggregate principal amount of $166,000,000, Class A-3 Notes for original issue in an aggregate principal amount of $164,560,000, Class B Notes for original issue in an aggregate principal amount of $66,200,000 and Class C Notes for original issue in an aggregate principal amount of $92,240,000. The Class A-1 Notes, Class A-2 Notes, Class A-3 Notes, Class B Notes and Class C Notes outstanding at any time may not exceed such amounts except as provided in Section 2.5.

The Class A-1, Class A-2, Class A-3, Class B and Class C Notes shall be issuable as registered Notes in the minimum denomination of $1,000 and in integral multiples thereof (except for one Note of each class which may be issued in a denomination other than an integral multiple of $1,000).

 

11


No Note shall be entitled to any benefit under this Indenture or be valid or obligatory for any purpose, unless there appears on such Note a certificate of authentication substantially in the form provided for herein executed by the Trustee by the manual signature of one of its authorized signatories, and such certificate upon any Note shall be conclusive evidence, and the only evidence, that such Note has been duly authenticated and delivered hereunder.

SECTION 2.3 Temporary Notes. Pending the preparation of Definitive Notes, the Issuer may execute, and upon receipt of an Issuer Order the Trustee shall authenticate and deliver, temporary Notes which are printed, lithographed, typewritten, mimeographed or otherwise produced, of the tenor of the Definitive Notes in lieu of which they are issued and with such variations not inconsistent with the terms of this Indenture as the officers executing such Notes may determine, as evidenced by their execution of such Notes.

If temporary Notes are issued, the Issuer will cause Definitive Notes to be prepared without unreasonable delay. After the preparation of Definitive Notes, the temporary Notes shall be exchangeable for Definitive Notes upon surrender of the temporary Notes at the office or agency of the Issuer to be maintained as provided in Section 3.2, without charge to the Noteholder. Upon surrender for cancellation of any one or more temporary Notes, the Issuer shall execute and the Trustee shall authenticate and deliver in exchange therefor a like principal amount of Definitive Notes of authorized denominations. Until so exchanged, the temporary Notes shall in all respects be entitled to the same benefits under this Indenture as Definitive Notes.

SECTION 2.4 Registration; Registration of Transfer and Exchange. The Issuer shall cause to be kept a register (the “Note Register”) in which, subject to such reasonable regulations as it may prescribe, the Issuer shall provide for the registration of Notes and the registration of transfers of Notes. The Trustee shall be “Note Registrar” for the purpose of registering Notes and transfers of Notes as herein provided. Upon any resignation of any Note Registrar, the Issuer shall promptly appoint a successor or, if it elects not to make such an appointment, assume the duties of Note Registrar.

If a Person other than the Trustee is appointed by the Issuer as Note Registrar, the Issuer will give the Trustee prompt written notice of the appointment of such Note Registrar and of the location, and any change in the location, of the Note Register, and the Trustee shall have the right to inspect the Note Register at all reasonable times and to obtain copies thereof, and the Trustee shall have the right to conclusively rely upon a certificate executed on behalf of the Note Registrar by an Executive Officer thereof as to the names and addresses of the Noteholders of the Notes and the principal amounts and number of such Notes.

Subject to Sections 2.10 and 2.12 hereof, upon surrender for registration of transfer of any Note at the office or agency of the Issuer to be maintained as provided in Section 3.2, if the requirements of Section 8-401(1) of the UCC are met the Issuer shall execute and upon its request the Trustee shall authenticate and the Noteholder shall obtain from the Trustee, in the name of the designated transferee or transferees, one or more new Notes, in any authorized denominations, of the same class and a like aggregate principal amount.

 

12


At the option of the Noteholder, Notes may be exchanged for other Notes in any authorized denominations, of the same class and a like aggregate principal amount, upon surrender of the Notes to be exchanged at such office or agency. Whenever any Notes are so surrendered for exchange, subject to Sections 2.10 and 2.12 hereof, if the requirements of Section 8-401(1) of the UCC are met the Issuer shall execute and upon its request the Trustee shall authenticate and the Noteholder shall obtain from the Trustee, the Notes which the Noteholder making the exchange is entitled to receive.

All Notes issued upon any registration of transfer or exchange of Notes shall be the valid obligations of the Issuer, evidencing the same debt, and entitled to the same benefits under this Indenture, as the Notes surrendered upon such registration of transfer or exchange.

Every Note presented or surrendered for registration of transfer or exchange shall be (i) duly endorsed by, or be accompanied by a written instrument of transfer in the form attached to Exhibits A-1, A-2, A-3, B and C duly executed by, the Holder thereof or such Holder’s attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Note Registrar which requirements include membership or participation in Securities Transfer Agents Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Note Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act, and (ii) accompanied by such other documents as the Trustee may require.

Notwithstanding the foregoing, in the case of any sale or other transfer of a Definitive Note, the prospective transferee of such Definitive Note shall be required to represent and warrant in writing to the Note Registrar that either (a) it is not (i) an employee benefit plan (as defined in section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”)), which is subject to the provisions of Title I of ERISA, (ii) a plan (as defined in section 4975(e)(1) of the Code), which is subject to Section 4975 of the Code, (iii) an entity whose underlying assets are deemed to be assets of a plan described in (i) or (ii) above by reason of such plan’s investment in the entity or (iv) an employee benefit plan subject to any federal, state, local or non-U.S. laws or regulations substantially similar to Title I of ERISA or Section 4975 of the Code (“Similar Laws”) (any such entity described in clauses (i) through (iv), a “Benefit Plan Entity”) or (b) it is a Benefit Plan Entity and the acquisition and holding of the Definitive Note by such prospective transferee is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law). Each transferee of a Book Entry Note that is a Benefit Plan Entity shall be deemed to represent that its acquisition and holding of the Book Entry Note is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law).

No service charge shall be made to a Noteholder for any registration of transfer or exchange of Notes, but the Note Registrar may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any registration of transfer or exchange of Notes, other than exchanges pursuant to Section 2.3 or 9.6 not involving any transfer.

 

13


The preceding provisions of this section notwithstanding, the Issuer shall not be required to make and the Note Registrar shall not register transfers or exchanges of Notes selected for redemption or of any Note for a period of 15 days preceding the due date for any payment with respect to the Note.

SECTION 2.5 Mutilated, Destroyed, Lost or Stolen Notes. If (i) any mutilated Note is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Note, and (ii) there is delivered to the Trustee such security or indemnity as may be required by it to hold the Issuer and the Trustee harmless, then, in the absence of notice to the Issuer, the Note Registrar or the Trustee that such Note has been acquired by a bona fide purchaser, and provided that the requirements of Section 8-405 of the UCC are met, the Issuer shall execute and upon its request the Trustee shall authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Note, a replacement Note; provided, however, that if any such destroyed, lost or stolen Note, but not a mutilated Note, shall have become or within seven days shall be due and payable, or shall have been called for redemption, instead of issuing a replacement Note, the Issuer may direct the Trustee, in writing, to pay such destroyed, lost or stolen Note when so due or payable or upon the Redemption Date, without surrender thereof. If, after the delivery of such replacement Note or payment of a destroyed, lost or stolen Note pursuant to the proviso to the preceding sentence, a bona fide purchaser of the original Note in lieu of which such replacement Note was issued presents for payment such original Note, the Issuer and the Trustee shall be entitled to recover such replacement Note (or such payment) from the Person to whom it was delivered or any Person taking such replacement Note from such Person to whom such replacement Note was delivered or any assignee of such Person, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the Issuer or the Trustee in connection therewith.

Upon the issuance of any replacement Note under this Section, the Issuer may require the payment by the Holder of such Note of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other reasonable expenses (including the fees and expenses of the Trustee) connected therewith.

Every replacement Note issued pursuant to this Section in replacement of any mutilated, destroyed, lost or stolen Note shall constitute an original additional contractual obligation of the Issuer, whether or not the mutilated, destroyed, lost or stolen Note shall be at any time enforceable by anyone, and shall be entitled to all the benefits of this Indenture equally and proportionately with any and all other Notes duly issued hereunder.

The provisions of this Section are exclusive and shall preclude (to the extent lawful) all other rights and remedies with respect to the replacement or payment of mutilated, destroyed, lost or stolen Notes.

SECTION 2.6 Persons Deemed Owner. Prior to due presentment for registration of transfer of any Note, the Issuer, the Trustee and any agent of the Issuer or the Trustee may treat the Person in whose name any Note is registered (as of the Record Date) as the owner of such Note for the purpose of receiving payments of principal of and interest, if any on such Note and for all other purposes whatsoever, whether or not such Note be overdue, and none of the Issuer, the Trustee nor any agent of the Issuer or the Trustee shall be affected by notice to the contrary.

 

14


SECTION 2.7 Payment of Principal and Interest; Defaulted Interest.

(a) The Notes shall accrue interest as provided in the forms of the Class A-1 Note, the Class A-2 Note, the Class A-3 Note, the Class B Note and the Class C Note set forth in Exhibits A-1, A-2, A-3, B and C, respectively, and such interest shall be due and payable on each Distribution Date, as specified therein. Any installment of interest or principal, if any, payable on any Note which is punctually paid or duly provided for by the Issuer on the applicable Distribution Date shall be paid to the Person in whose name such Note (or one or more Predecessor Notes) is registered on the Record Date, by check mailed first-class, postage prepaid, to such Person’s address as it appears on the Note Register on such Record Date, except that, unless Definitive Notes have been issued pursuant to Section 2.12, with respect to Notes registered on the Record Date in the name of the nominee of the Clearing Agency (initially, such nominee to be Cede & Co.), payment will be made by wire transfer in immediately available funds to the account designated by such nominee and except for the final installment of principal payable with respect to such Note on a Distribution Date or on the Final Scheduled Distribution Date (and except for the Redemption Price for any Note called for redemption pursuant to Section 10.1(a)) which shall be payable as provided below. The funds represented by any such checks returned undelivered shall be held in accordance with Section 3.3.

(b) The principal of each Note shall be payable in installments on each Distribution Date as provided in the forms of the Class A-1 Note, the Class A-2 Note, the Class A-3 Note, the Class B Note and the Class C Note, set forth in Exhibits A-1, A-2, A-3, B and C, respectively. Notwithstanding the foregoing, the entire unpaid principal amount of the Notes shall be due and payable, if not previously paid, on the date on which an Event of Default shall have occurred and be continuing, if the Trustee or the Majority Noteholders have declared the Notes to be immediately due and payable in the manner provided in Section 5.2. All principal payments on each class of Notes shall be made pro rata to the Noteholders of such class entitled thereto. Upon written notice from the Issuer, the Trustee shall notify the Person in whose name a Note is registered at the close of business on the Record Date preceding the Distribution Date on which the Issuer expects that the final installment of principal of and interest on such Note will be paid. Such notice shall be mailed or transmitted by facsimile prior to such final Distribution Date and shall specify that such final installment will be payable only upon presentation and surrender of such Note and shall specify the place where such Note may be presented and surrendered for payment of such installment. Notices in connection with redemptions of Notes shall be mailed to Noteholders as provided in Section 10.2.

(c) If the Issuer defaults in a payment of interest on the Notes, and such default is waived by the Controlling Party, acting at the direction of the Majority Noteholders, the Issuer shall pay defaulted interest (plus interest on such defaulted interest to the extent lawful) at the applicable Interest Rate in any lawful manner. The Issuer may pay such defaulted interest to the Persons who are Noteholders on the immediately following Distribution Date, and, if such amount is not paid on such following Distribution Date, then on

 

15


a subsequent special record date, which date shall be at least five Business Days prior to the payment date. The Issuer shall fix or cause to be fixed any such special record date and payment date, and, at least 15 days before any such special record date, the Issuer shall mail to each Noteholder and the Trustee a notice that states the special record date, the payment date and the amount of defaulted interest to be paid.

SECTION 2.8 Cancellation. All Notes surrendered for payment, registration of transfer, exchange or redemption shall, if surrendered to any Person other than the Trustee, be delivered to the Trustee and shall be promptly canceled by the Trustee. The Issuer may at any time deliver to the Trustee for cancellation any Notes previously authenticated and delivered hereunder which the Issuer may have acquired in any manner whatsoever, and all Notes so delivered shall be promptly canceled by the Trustee. No Notes shall be authenticated in lieu of or in exchange for any Notes canceled as provided in this Section, except as expressly permitted by this Indenture. All canceled Notes may be held or disposed of by the Trustee in accordance with its standard retention or disposal policy as in effect at the time unless the Issuer shall timely direct by an Issuer Order that they be destroyed or returned to it; provided that such Issuer Order is timely and the Notes have not been previously disposed of by the Trustee.

SECTION 2.9 Release of Collateral. The Trust Collateral Agent shall, on the earlier of (i) the Termination Date or (ii) the Redemption Date (if the Notes are redeemed in full on such date), release any remaining portion of the Trust Estate from the lien created by this Indenture and deposit in the Collection Account any funds then on deposit in any other Trust Account.

SECTION 2.10 Book-Entry Notes. The Class A, Class B and Class C Notes, upon original issuance, will be issued in the form of typewritten Notes representing the Book-Entry Notes, to be delivered to The Depository Trust Company, the initial Clearing Agency, by, or on behalf of, the Issuer. Such Notes shall initially be registered on the Note Register in the name of Cede & Co., the nominee of the initial Clearing Agency, and no Note Owner will receive a Definitive Note representing such Note Owner’s interest in such Note, except as provided in Section 2.12. Unless and until definitive, fully registered Notes (the “Definitive Notes”) have been issued to Note Owners pursuant to Section 2.12:

(i) the provisions of this Section shall be in full force and effect;

(ii) the Note Registrar and the Trustee shall be entitled to deal with the Clearing Agency for all purposes of this Indenture (including the payment of principal of and interest on the Notes and the giving of instructions or directions hereunder) as the sole Holder of the Notes, and shall have no obligation to the Note Owners;

(iii) to the extent that the provisions of this Section conflict with any other provisions of this Indenture, the provisions of this Section shall control;

(iv) the rights of Note Owners shall be exercised only through the Clearing Agency and shall be limited to those established by law and agreements between such Note Owners and the Clearing Agency and/or the Clearing Agency Participants. Unless and until Definitive Notes are issued pursuant to Section 2.12, the initial Clearing Agency will make book-entry transfers among the Clearing Agency Participants and receive and transmit payments of principal of and interest on the Notes to such Clearing Agency Participants;

 

16


(v) whenever this Indenture requires or permits actions to be taken based upon instructions or directions of Noteholders evidencing a specified percentage of the Outstanding Amount of the Notes, the Clearing Agency shall be deemed to represent such percentage only to the extent that it has received instructions to such effect from Note Owners and/or Clearing Agency Participants owning or representing, respectively, such required percentage of the beneficial interest in the Notes and has delivered such instructions to the Trustee; and

(vi) Note Owners may receive copies of any reports sent to Noteholders pursuant to this Indenture, upon written request, together with a certification that they are Note Owners and payment of reproduction and postage expenses associated with the distribution of such reports, from the Trustee at the Corporate Trust Office.

SECTION 2.11 Notices to Clearing Agency. Whenever a notice or other communication to the Noteholders is required under this Indenture, unless and until Definitive Notes shall have been issued to Note Owners pursuant to Section 2.12, the Trustee shall give all such notices and communications specified herein to be given to the Noteholders to the Clearing Agency, and shall have no obligation to the Note Owners.

SECTION 2.12 Definitive Notes. If (i) the Servicer advises the Trustee in writing that the Clearing Agency is no longer willing or able to properly discharge its responsibilities with respect to the Notes, and the Servicer is unable to locate a qualified successor or (ii) after the occurrence of an Event of Default, the Majority Noteholders advise the Trustee through the Clearing Agency in writing that the continuation of a book-entry system through the Clearing Agency is no longer in the best interests of the Note Owners, then the Clearing Agency shall notify all Note Owners and the Trustee of the occurrence of any such event and of the availability of Definitive Notes to Note Owners requesting the same. Upon surrender to the Trustee of the typewritten Note or Notes representing the Book-Entry Notes by the Clearing Agency, accompanied by registration instructions, the Issuer shall execute and the Trustee shall authenticate the Definitive Notes in accordance with the instructions of the Clearing Agency. None of the Issuer, the Note Registrar or the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be fully protected in relying on, such instructions. Upon the issuance of Definitive Notes, the Trustee shall recognize the Holders of the Definitive Notes as Noteholders.

ARTICLE III

Covenants

SECTION 3.1 Payment of Principal and Interest. The Issuer will duly and punctually pay the principal of and interest on the Notes in accordance with the terms of the Notes and this Indenture. Without limiting the foregoing, the Issuer will cause to be distributed all amounts on deposit in the Note Distribution Account on a Distribution Date deposited therein

 

17


pursuant to the Sale and Servicing Agreement (i) for the benefit of the Class A-l Notes, to Class A-1 Noteholders, (ii) for the benefit of the Class A-2 Notes, to Class A-2 Noteholders, (iii) for the benefit of the Class A-3 Notes, to Class A-3 Noteholders, (iv) for the benefit of the Class B Notes, to the Class B Noteholders, and (v) for the benefit of the Class C Notes, to the Class C Noteholders. Amounts properly withheld under the Code by any Person from a payment to any Noteholder of interest and/or principal shall be considered as having been paid by the Issuer to such Noteholder for all purposes of this Indenture.

SECTION 3.2 Maintenance of Office or Agency. The Issuer will maintain in New York, New York, an office or agency where Notes may be surrendered for registration of transfer or exchange, and where notices and demands to or upon the Issuer in respect of the Notes and this Indenture may be served. The Issuer hereby initially appoints the Trustee to serve as its agent for the foregoing purposes. The Issuer will give prompt written notice to the Trustee of the location, and of any change in the location, of any such office or agency. If at any time the Issuer shall fail to maintain any such office or agency or shall fail to furnish the Trustee with the address thereof, such surrenders, notices and demands may be made or served at the Corporate Trust Office, and the Issuer hereby appoints the Trustee as its agent to receive all such surrenders, notices and demands.

SECTION 3.3 Money for Payments to be Held in Trust. On or before each Distribution Date and Redemption Date, the Issuer shall deposit or cause to be deposited in the Note Distribution Account from the Collection Account an aggregate sum sufficient to pay the amounts then becoming due under the Notes, such sum to be held in trust for the benefit of the Persons entitled thereto and (unless the Note Paying Agent is the Trustee) shall promptly notify the Trustee of its action or failure so to act.

The Issuer will cause each Note Paying Agent other than the Trustee to execute and deliver to the Trustee an instrument in which such Note Paying Agent shall agree with the Trustee (and if the Trustee acts as Note Paying Agent, it hereby so agrees), subject to the provisions of this Section, that such Note Paying Agent will:

(i) hold all sums held by it for the payment of amounts due with respect to the Notes in trust for the benefit of the Persons entitled thereto until such sums shall be paid to such Persons or otherwise disposed of as herein provided and pay such sums to such Persons as herein provided;

(ii) give the Trustee notice of any default by the Issuer (or any other obligor upon the Notes) of which it has actual knowledge in the making of any payment required to be made with respect to the Notes;

(iii) at any time during the continuance of any such default, upon the written request of the Trustee, forthwith pay to the Trustee all sums so held in trust by such Note Paying Agent;

(iv) immediately resign as a Note Paying Agent and forthwith pay to the Trustee all sums held by it in trust for the payment of Notes if at any time it ceases to meet the standards required to be met by a Note Paying Agent at the time of its appointment; and

 

18


(v) comply with all requirements of the Code with respect to the withholding from any payments made by it on any Notes of any applicable withholding taxes imposed thereon and with respect to any applicable reporting requirements in connection therewith.

The Issuer may at any time, for the purpose of obtaining the satisfaction and discharge of this Indenture or for any other purpose, by Issuer Order direct any Note Paying Agent to pay to the Trustee all sums held in trust by such Note Paying Agent, such sums to be held by the Trustee upon the same trusts as those upon which the sums were held by such Note Paying Agent; and upon such a payment by any Note Paying Agent to the Trustee, such Note Paying Agent shall be released from all further liability with respect to such money.

Subject to applicable laws with respect to the escheat of funds, any money held by the Trustee or any Note Paying Agent in trust for the payment of any amount due with respect to any Note and remaining unclaimed for two years after such amount has become due and payable shall be discharged from such trust and be paid to the Issuer on Issuer Request and shall be deposited by the Trustee in the Collection Account; and the Holder of such Note shall thereafter, as an unsecured general creditor, look only to the Issuer for payment thereof (but only to the extent of the amounts so paid to the Issuer), and all liability of the Trustee or such Note Paying Agent with respect to such trust money shall thereupon cease; provided, however, that the Trustee or such Note Paying Agent, before being required to make any such repayment, shall at the expense of the Issuer cause to be published once, in a newspaper published in the English language, customarily published on each Business Day and of general circulation in New York, New York, notice that such money remains unclaimed and that, after a date specified therein, which shall not be less than 30 days from the date of such publication, any unclaimed balance of such money then remaining will be repaid to the Issuer. The Trustee shall also adopt and employ, at the expense of the Issuer, any other reasonable means of notification of such repayment (including, but not limited to, mailing notice of such repayment to Holders whose Notes have been called but have not been surrendered for redemption or whose right to or interest in moneys due and payable but not claimed is determinable from the records of the Trustee or of any Note Paying Agent, at the last address of record for each such Holder).

SECTION 3.4 Existence. Except as otherwise permitted by the provisions of Section 3.10, the Issuer will keep in full effect its existence, rights and franchises as a statutory trust under the laws of the State of Delaware (unless it becomes, or any successor Issuer hereunder is or becomes, organized under the laws of any other state or of the United States of America, in which case the Issuer will keep in full effect its existence, rights and franchises under the laws of such other jurisdiction) and will obtain and preserve its qualification to do business in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Indenture, the Notes, the Collateral and each other instrument or agreement included in the Trust Estate.

 

19


SECTION 3.5 Protection of Trust Estate. The Issuer intends the security interest Granted pursuant to this Indenture in favor of the Issuer Secured Parties to be prior to all other liens in respect of the Trust Estate, and the Issuer shall take all actions necessary to obtain and maintain, in favor of the Trust Collateral Agent, for the benefit of the Issuer Secured Parties, a first lien on and a first priority, perfected security interest in the Trust Estate. The Issuer will from time to time prepare (or shall cause to be prepared), execute and deliver all such supplements and amendments hereto and all such financing statements, continuation statements, instruments of further assurance and other instruments, and will take such other action necessary or advisable to:

(i) Grant more effectively all or any portion of the Trust Estate;

(ii) maintain or preserve the lien and security interest (and the priority thereof) in favor of the Trust Collateral Agent for the benefit of the Issuer Secured Parties created by this Indenture or carry out more effectively the purposes hereof;

(iii) perfect, publish notice of or protect the validity of any Grant made or to be made by this Indenture;

(iv) enforce any of the Collateral;

(v) preserve and defend title to the Trust Estate and the rights of the Trust Collateral Agent in such Trust Estate against the claims of all persons and parties; and

(vi) pay all taxes or assessments levied or assessed upon the Trust Estate when due.

The Issuer hereby designates the Trust Collateral Agent its agent and attorney-in-fact to execute any financing statement, continuation statement or other instrument required by the Trust Collateral Agent pursuant to this Section.

SECTION 3.6 Opinions as to Trust Estate.

(a) On the Closing Date, the Issuer shall furnish to the Trustee and the Trust Collateral Agent an Opinion of Counsel either stating that, in the opinion of such counsel, such action has been taken with respect to the recording and filing of this Indenture, any indentures supplemental hereto, and any other requisite documents, and with respect to the execution and filing of any financing statements and continuation statements, as are necessary to perfect and make effective the first priority lien and security interest in favor of the Trust Collateral Agent, for the benefit of the Issuer Secured Parties, created by this Indenture and reciting the details of such action, or stating that, in the opinion of such counsel, no such action is necessary to make such lien and security interest effective.

(b) Within 120 days after the beginning of each calendar year, beginning with the first calendar year beginning more than six months after the Closing Date, the Issuer shall furnish to the Trustee, Trust Collateral Agent and the Backup Servicer an Opinion of Counsel either stating that, in the opinion of such counsel, such action has been taken with respect to the recording, filing, re-recording and refiling of this Indenture, any indentures supplemental hereto and any other requisite documents and with respect to the execution and filing of any financing statements and continuation statements as are necessary to maintain the

 

20


lien and security interest created by this Indenture and reciting the details of such action or stating that in the opinion of such counsel no such action is necessary to maintain such lien and security interest. Such Opinion of Counsel shall also describe the recording, filing, re-recording and refiling of this Indenture, any indentures supplemental hereto and any other requisite documents and the execution and filing of any financing statements and continuation statements that will, in the opinion of such counsel, be required to maintain the lien and security interest of this Indenture until January 31 in the following calendar year.

SECTION 3.7 Performance of Obligations; Servicing of Receivables.

(a) The Issuer will not take any action and will use its best efforts not to permit any action to be taken by others that would release any Person from any of such Person’s material covenants or obligations under any instrument or agreement included in the Trust Estate or that would result in the amendment, hypothecation, subordination, termination or discharge of, or impair the validity or effectiveness of, any such instrument or agreement, except as ordered by any bankruptcy or other court or as expressly provided in this Indenture, the Basic Documents or such other instrument or agreement.

(b) The Issuer may contract with other Persons to assist it in performing its duties under this Indenture, and any performance of such duties by a Person identified to the Trustee in an Officer’s Certificate of the Issuer shall be deemed to be action taken by the Issuer. Initially, the Issuer has contracted with the Servicer to assist the Issuer in performing its duties under this Indenture.

(c) The Issuer will punctually perform and observe all of its obligations and agreements contained in this Indenture, the Basic Documents and in the instruments and agreements included in the Trust Estate, including, but not limited to, preparing (or causing to prepared) and filing (or causing to be filed) all UCC financing statements and continuation statements required to be filed by the terms of this Indenture and the Sale and Servicing Agreement in accordance with and within the time periods provided for herein and therein. Except as otherwise expressly provided therein, the Issuer shall not waive, amend, modify, supplement or terminate any Basic Document or any provision thereof without the consent of the Trustee or the Majority Noteholders.

(d) If a responsible officer of the Owner Trustee shall have actual knowledge of the occurrence of a Servicer Termination Event under the Sale and Servicing Agreement, the Issuer shall promptly notify the Trustee and the Rating Agencies thereof in accordance with Section 11.4, and shall specify in such notice the action, if any, the Issuer is taking in respect of such default. If a Servicer Termination Event shall arise from the failure of the Servicer to perform any of its duties or obligations under the Sale and Servicing Agreement with respect to the Receivables, the Issuer shall take all reasonable steps available to it to remedy such failure.

(e) The Issuer agrees that it will not waive timely performance or observance by the Servicer, AmeriCredit or the Seller of their respective duties under the Basic Documents if the effect thereof would adversely affect the Holders of the Notes.

 

21


SECTION 3.8 Negative Covenants. So long as any Notes are Outstanding, the Issuer shall not:

(i) except as expressly permitted by this Indenture or the Basic Documents, sell, transfer, exchange or otherwise dispose of any of the properties or assets of the Issuer, including those included in the Trust Estate, unless directed to do so by the Controlling Party;

(ii) claim any credit on, or make any deduction from the principal or interest payable in respect of, the Notes (other than amounts properly withheld from such payments under the Code) or assert any claim against any present or former Noteholder by reason of the payment of the taxes levied or assessed upon any part of the Trust Estate; or

(iii) (A) permit the validity or effectiveness of this Indenture to be impaired, or permit the lien in favor of the Trust Collateral Agent created by this Indenture to be amended, hypothecated, subordinated, terminated or discharged, or permit any Person to be released from any covenants or obligations with respect to the Notes under this Indenture except as may be expressly permitted hereby, (B) permit any lien, charge, excise, claim, security interest, mortgage or other encumbrance (other than the lien of this Indenture) to be created on or extend to or otherwise arise upon or burden the Trust Estate or any part thereof or any interest therein or the proceeds thereof (other than tax liens, mechanics’ liens and other liens that arise by operation of law, in each case on a Financed Vehicle and arising solely as a result of an action or omission of the related Obligor), (C) permit the lien of this Indenture not to constitute a valid first priority (other than with respect to any such tax, mechanics’ or other lien) security interest in the Trust Estate or (D) amend, modify or fail to comply with the provisions of the Basic Documents without the prior written consent of the Controlling Party.

SECTION 3.9 Annual Statement as to Compliance. The Issuer will deliver to the Trustee and the Trust Collateral Agent, within 120 days after the end of each fiscal year of the Issuer (commencing with the fiscal year ended December 31, 2009), and otherwise in compliance with the requirements of TIA Section 314(a)(4) an Officer’s Certificate stating, as to the Authorized Officer signing such Officer’s Certificate, that

(i) a review of the activities of the Issuer during such year and of performance under this Indenture has been made under such Authorized Officer’s supervision; and

(ii) to the best of such Authorized Officer’s knowledge, based on such review, the Issuer has complied with all conditions and covenants under this Indenture and the other Basic Documents throughout such year, or, if there has been a default in the compliance of any such condition or covenant, specifying each such default known to such Authorized Officer and the nature and status thereof.

 

22


SECTION 3.10 Issuer May Consolidate, Etc. Only on Certain Terms.

(a) The Issuer shall not consolidate or merge with or into any other Person, unless

(i) the Person (if other than the Issuer) formed by or surviving such consolidation or merger shall be a Person organized and existing under the laws of the United States of America or any state and shall expressly assume, by an indenture supplemental hereto, executed and delivered to the Trustee, in form satisfactory to the Trustee, the due and punctual payment of the principal of and interest on all Notes and the performance or observance of every agreement and covenant of this Indenture on the part of the Issuer to be performed or observed, all as provided herein;

(ii) immediately after giving effect to such transaction, no Default or Event of Default shall have occurred and be continuing;

(iii) the Rating Agency Condition shall have been satisfied with respect to such transaction;

(iv) the Issuer shall have received an Opinion of Counsel (and shall have delivered copies thereof to the Trustee) to the effect that such transaction will not for federal income tax purposes cause the Issuer to be treated as an association (or publicly traded partnership) taxable as a corporation, create a reissuance of the Notes or cause the Notes that were characterized as debt at the time of their issuance to fail to qualify as debt;

(v) any action as is necessary to maintain the lien and security interest created by this Indenture shall have been taken;

(vi) the Issuer shall have delivered to the Trustee an Officers’ Certificate and an Opinion of Counsel each stating that such consolidation or merger and such supplemental indenture comply with this Article III and that all conditions precedent herein provided for relating to such transaction have been complied with (including any filing required by the Exchange Act); and

(vii) the Issuer or the Person (if other than the Issuer) formed by or surviving such consolidation or merger has a net worth, immediately after such consolidation or merger, that is (a) greater than zero and (b) not less than the net worth of the Issuer immediately prior to giving effect to such consolidation or merger.

(b) The Issuer shall not convey or transfer all or substantially all of its properties or assets, including those included in the Trust Estate, to any Person, unless

(i) the Person that acquires by conveyance or transfer the properties and assets of the Issuer the conveyance or transfer of which is hereby restricted shall (A) be a United States citizen or a Person organized and existing under the laws of the United States of America or any state, (B) expressly assume, by an indenture supplemental hereto, executed and delivered to the Trustee, in form satisfactory to the Trustee, the due

 

23


and punctual payment of the principal of and interest on all Notes and the performance or observance of every agreement and covenant of this Indenture and each of the Basic Documents on the part of the Issuer to be performed or observed, all as provided herein, (C) expressly agree by means of such supplemental indenture that all right, title and interest so conveyed or transferred shall be subject and subordinate to the rights of Holders of the Notes, (D) unless otherwise provided in such supplemental indenture, expressly agree to indemnify, defend and hold harmless the Issuer against and from any loss, liability or expense arising under or related to this Indenture and the Notes and (E) expressly agree by means of such supplemental indenture that such Person (or if a group of persons, then one specified Person) shall prepare (or cause to be prepared) and make all filings with the Commission (and any other appropriate Person) required by the Exchange Act in connection with the Notes;

(ii) immediately after giving effect to such transaction, no Default or Event of Default shall have occurred and be continuing;

(iii) the Rating Agency Condition shall have been satisfied with respect to such transaction;

(iv) the Issuer shall have received an Opinion of Counsel (and shall have delivered copies thereof to the Trustee) to the effect that such transaction will not for federal income tax purposes cause the Issuer to be treated as an association (or publicly traded partnership) taxable as a corporation, create a reissuance of the Notes or cause the Notes that were characterized as debt at the time of their issuance to fail to qualify as debt;

(v) any action as is necessary to maintain the lien and security interest created by this Indenture shall have been taken;

(vi) the Issuer shall have delivered to the Trustee an Officers’ Certificate and an Opinion of Counsel each stating that such conveyance or transfer and such supplemental indenture comply with this Article III and that all conditions precedent herein provided for relating to such transaction have been complied with (including any filing required by the Exchange Act); and

(vii) the Issuer or the Person (if other than the Issuer) formed by or surviving such conveyance or transfer has a net worth, immediately after such conveyance or transfer, that is (a) greater than zero and (b) not less than the net worth of the Issuer immediately prior to giving effect to such conveyance or transfer.

SECTION 3.11 Successor or Transferee.

(a) Upon any consolidation or merger of the Issuer in accordance with Section 3.10(a), the Person formed by or surviving such consolidation or merger (if other than the Issuer) shall succeed to, and be substituted for, and may exercise every right and power of, the Issuer under this Indenture with the same effect as if such Person had been named as the Issuer herein.

 

24


(b) Upon a conveyance or transfer of all the assets and properties of the Issuer pursuant to Section 3.10 (b), AmeriCredit Automobile Receivables Trust 2009-1 will be released from every covenant and agreement of this Indenture to be observed or performed on the part of the Issuer with respect to the Notes immediately upon the delivery of written notice to the Trustee stating that AmeriCredit Automobile Receivables Trust 2009-1 is to be so released.

SECTION 3.12 No Other Business. The Issuer shall not engage in any business other than financing, purchasing, owning, selling and managing the Receivables in the manner contemplated by this Indenture and the Basic Documents and activities incidental thereto.

SECTION 3.13 No Borrowing. The Issuer shall not issue, incur, assume, guarantee or otherwise become liable, directly or indirectly, for any Indebtedness except for (i) the Notes and (ii) any other Indebtedness permitted by or arising under the Basic Documents. The proceeds of the Notes shall be used exclusively to fund the Issuer’s purchase of the Receivables and the other assets specified in the Sale and Servicing Agreement, to fund the Reserve Account and to pay the Issuer’s organizational, transactional and start-up expenses.

SECTION 3.14 Servicer’s Obligations. The Issuer shall cause the Servicer to comply with Sections 4.9, 4.10 and 4.11 of the Sale and Servicing Agreement.

SECTION 3.15 Guarantees, Loans, Advances and Other Liabilities. Except as contemplated by the Sale and Servicing Agreement or this Indenture, the Issuer shall not make any loan or advance or credit to, or guarantee (directly or indirectly or by an instrument having the effect of assuring another’s payment or performance on any obligation or capability of so doing or otherwise), endorse or otherwise become contingently liable, directly or indirectly, in connection with the obligations, stocks or dividends of, or own, purchase, repurchase or acquire (or agree contingently to do so) any stock, obligations, assets or securities of, or any other interest in, or make any capital contribution to, any other Person.

SECTION 3.16 Capital Expenditures. The Issuer shall not make any expenditure (by long-term or operating lease or otherwise) for capital assets (either realty or personalty).

SECTION 3.17 Compliance with Laws. The Issuer shall comply with the requirements of all applicable laws, the non-compliance with which would, individually or in the aggregate, materially and adversely affect the ability of the Issuer to perform its obligations under the Notes, this Indenture or any Basic Document.

SECTION 3.18 Restricted Payments. The Issuer shall not, directly or indirectly, (i) pay any dividend or make any distribution (by reduction of capital or otherwise), whether in cash, property, securities or a combination thereof, to the Owner Trustee or any owner of a beneficial interest in the Issuer or otherwise with respect to any ownership or equity interest or security in or of the Issuer or to the Servicer, (ii) redeem, purchase, retire or otherwise acquire for value any such ownership or equity interest or security or (iii) set aside or otherwise segregate any amounts for any such purpose; provided, however, that the Issuer may make, or

 

25


cause to be made, distributions to the Servicer, the Owner Trustee, the Trustee and the Certificateholders as permitted by, and to the extent funds are available for such purpose under, the Sale and Servicing Agreement or Trust Agreement. The Issuer will not, directly or indirectly, make payments to or distributions from the Collection Account except in accordance with this Indenture and the Basic Documents.

SECTION 3.19 Notice of Events of Default. Upon a responsible officer of the Owner Trustee having actual knowledge thereof, the Issuer agrees to give the Trustee and the Rating Agencies prompt written notice of each Event of Default hereunder and each default on the part of the Servicer or the Seller of its obligations under the Sale and Servicing Agreement.

SECTION 3.20 Further Instruments and Acts. Upon request of the Trustee, the Issuer will execute and deliver such further instruments and do such further acts as may be reasonably necessary or proper to carry out more effectively the purpose of this Indenture.

SECTION 3.21 Amendments of Sale and Servicing Agreement and Trust Agreement. The Issuer shall not agree to any amendment to Section 12.1 of the Sale and Servicing Agreement or Section 10.1 of the Trust Agreement to eliminate the requirements thereunder that the Trustee or the Holders of the Notes consent to amendments thereto as provided therein.

SECTION 3.22 Income Tax Characterization. For purposes of federal income, state and local income and franchise and any other income taxes, the Issuer will treat the Notes that are owned or beneficially owned by a Person other than the Seller or its Affiliates as indebtedness and hereby instructs the Trustee, and each Noteholder (or beneficial Note Owner) shall be deemed, by virtue of acquisition of an interest in such Note, to have agreed, to treat the Notes as indebtedness for all applicable tax reporting purposes.

ARTICLE IV

Satisfaction and Discharge

SECTION 4.1 Satisfaction and Discharge of Indenture. This Indenture shall cease to be of further effect with respect to the Notes except as to (i) rights of registration of transfer and exchange, (ii) substitution of mutilated, destroyed, lost or stolen Notes, (iii) rights of Noteholders to receive payments of principal thereof and interest thereon, (iv) Sections 3.3, 3.4, 3.5, 3.8, 3.10, 3.12, 3.13, 3.20, 3.21 and 3.22, (v) the rights, obligations and immunities of the Trustee hereunder (including the rights of the Trustee under Section 6.7 and the obligations of the Trustee under Section 4.2) and (vi) the rights of Noteholders as beneficiaries hereof with respect to the property so deposited with the Trustee payable to all or any of them, and the Trustee, on demand of and at the expense of the Issuer, shall execute proper instruments acknowledging satisfaction and discharge of this Indenture with respect to the Notes, when

(A) either

(1) all Notes theretofore authenticated and delivered (other than (i) Notes that have been destroyed, lost or stolen and that have been replaced or paid as provided in Section 2.5 and (ii) Notes for whose

 

26


payment money has theretofore been deposited in trust or segregated and held in trust by the Issuer and thereafter repaid to the Issuer or discharged from such trust, as provided in Section 3.3) have been delivered to the Trustee for cancellation; or

(2) all Notes not theretofore delivered to the Trustee for cancellation

(i) have become due and payable,

(ii) will become due and payable at their respective Final Scheduled Distribution Dates within one year, or

(iii) are to be called for redemption within one year under arrangements satisfactory to the Trustee for the giving of notice of redemption by the Trustee in the name, and at the expense, of the Issuer,

and the Issuer, in the case of (i), (ii) or (iii) above, has irrevocably deposited or caused to be irrevocably deposited with the Trust Collateral Agent cash or direct obligations of or obligations guaranteed by the United States of America (which will mature prior to the date such amounts are payable), in trust for such purpose, in an amount sufficient to pay and discharge the entire indebtedness on such Notes not theretofore delivered to the Trustee for cancellation when due to the Final Scheduled Distribution Date or Redemption Date (if Notes shall have been called for redemption pursuant to Section 10.1(a)) as the case may be; and

(B) the Issuer has paid or caused to be paid all Trustee Issuer Secured Obligations.

(C) the Issuer has delivered to the Trustee and the Trust Collateral Agent an Officer’s Certificate, an Opinion of Counsel and if required by the TIA, the Trustee or the Trust Collateral Agent an Independent Certificate from a firm of certified public accountants, each meeting the applicable requirements of Section 11.1(a) and each stating that all conditions precedent herein provided for relating to the satisfaction and discharge of this Indenture have been complied with. If the Indenture has been satisfied and discharged in accordance with the provisions of Section 4.1(A)(2) then such Opinion of Counsel shall also include an opinion that amounts deposited by the Issuer in accordance with Section 4.1(A)(2) would not be characterized as a voidable preference.

SECTION 4.2 Application of Trust Money. All moneys deposited with the Trustee pursuant to Section 4.1 hereof shall be held in trust and applied by it, in accordance with the provisions of the Notes, this Indenture and the other Basic Documents, to the payment, either directly or through any Note Paying Agent, as the Trustee may determine, to the Holders of the particular Notes for the payment or redemption of which such moneys have been deposited with the Trustee, of all sums due and to become due thereon for principal and interest; but such moneys need not be segregated from other funds except to the extent required herein or in the Sale and Servicing Agreement or required by law.

 

27


SECTION 4.3 Repayment of Moneys Held by Note Paying Agent. In connection with the satisfaction and discharge of this Indenture with respect to the Notes, all moneys then held by any Note Paying Agent other than the Trustee under the provisions of this Indenture with respect to such Notes shall, upon demand of the Issuer, be paid to the Trustee to be held and applied according to Section 3.3 and thereupon such Note Paying Agent shall be released from all further liability with respect to such moneys.

ARTICLE V

Remedies

SECTION 5.1 Events of Default. “Event of Default,” wherever used herein, means any one of the following events (whatever the reason for such Event of Default and whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or governmental body):

(i) default in the payment of any interest outstanding when it becomes due and payable on (i) the Class A Notes, (ii) if no Class A Notes are outstanding, the Class B Notes or (iii) if no Class A Notes or Class B Notes are outstanding, the Class C Notes, and such default, in each case, shall continue for a period of five days; or

(ii) default in the payment of the Outstanding Amount of any Note on the applicable Final Scheduled Distribution Date; or

(iii) default in the observance or performance of any covenant or agreement of the Issuer made in this Indenture (other than a covenant or agreement, a default in the observance or performance of which is elsewhere in this Section specifically dealt with), or any representation or warranty of the Issuer made in this Indenture, in any Basic Document or in any certificate or any other writing delivered pursuant hereto or in connection herewith proving to have been incorrect in any material respect as of the time when the same shall have been made, and such default shall continue or not be cured, or the circumstance or condition in respect of which such misrepresentation or warranty was incorrect shall not have been eliminated or otherwise cured, for a period of 30 days (or for such longer period, not in excess of 90 days, as may be reasonably necessary to remedy such default; provided that such default is capable of remedy within 90 days or less and the Servicer on behalf of the Owner Trustee delivers an Officer’s Certificate to the Trustee to the effect that such default is capable of remedy within 90 days or less and that the Issuer has commenced, or will promptly commence and diligently pursue, all reasonable efforts to remedy such default) after there shall have been given, by registered or certified mail, to the Issuer by the Trustee or to the Issuer and the Trustee by the Holders of at least 25% of the Outstanding Amount of the Notes, a written notice specifying such default or incorrect representation or warranty and requiring it to be remedied and stating that such notice is a “Notice of Default” hereunder; or

 

28


(iv) the filing of a decree or order for relief by a court having jurisdiction in the premises in respect of the Issuer or any substantial part of the Trust Estate in an involuntary case under any applicable federal or State bankruptcy, insolvency or other similar law now or hereafter in effect, or appointing a receiver, liquidator, assignee, custodian, trustee, sequestrator or similar official of the Issuer or for any substantial part of the Trust Estate, or ordering the winding-up or liquidation of the Issuer’s affairs, and such decree or order shall remain unstayed and in effect for a period of 60 consecutive days; or

(v) the commencement by the Issuer of a voluntary case under any applicable federal or State bankruptcy, insolvency or other similar law now or hereafter in effect, or the consent by the Issuer to the entry of an order for relief in an involuntary case under any such law, or the consent by the Issuer to the appointment or taking possession by a receiver, liquidator, assignee, custodian, trustee, sequestrator or similar official of the Issuer or for any substantial part of the Trust Estate, or the making by the Issuer of any general assignment for the benefit of creditors, or the failure by the Issuer generally to pay its debts as such debts become due, or the taking of action by the Issuer in furtherance of any of the foregoing; or

(vi) the Issuer becoming taxable as an association or a publicly traded partnership taxable as a corporation for federal or state income tax purposes.

The Issuer shall deliver to the Trustee, within five days after the occurrence thereof, written notice in the form of an Officer’s Certificate of any event which with the giving of notice and the lapse of time would become an Event of Default under clause (iii), its status and what action the Issuer is taking or proposes to take with respect thereto.

SECTION 5.2 Rights Upon Event of Default.

(a) If an Event of Default shall have occurred and be continuing, the Trustee in its discretion may, or if so requested in writing by the Majority Noteholders shall, declare by written notice to the Issuer that the Notes become, whereupon they shall become, immediately due and payable at par, together with accrued interest thereon.

(b) At any time after such declaration of acceleration of maturity has been made and before a judgment or decree for payment of the money due has been obtained by the Trustee as hereinafter in this Article V provided, the Majority Noteholders, by written notice to the Issuer and the Trustee, may rescind and annul such declaration and its consequences if:

(i) the Issuer has paid or deposited with the Trustee a sum sufficient to pay:

(A) all payments of principal of and interest on all Notes and all other amounts that would then be due hereunder or upon such Notes if the Event of Default giving rise to such acceleration had not occurred; and

(B) all sums paid or advanced by the Trustee hereunder and the reasonable compensation, expenses, disbursements and advances of the Trustee and its agents and counsel; and

 

29


(ii) all Events of Default, other than the nonpayment of the principal of the Notes that has become due solely by such acceleration, have been cured or waived as provided in Section 5.13.

No such rescission shall affect any subsequent default or impair any right consequent thereto.

SECTION 5.3 Collection of Indebtedness and Suits for Enforcement by Trustee.

(a) The Issuer covenants that if (i) default is made in the payment of any interest on any Note when the same becomes due and payable, and such default continues for a period of five days, or (ii) default is made in the payment of the principal of or any installment of the principal of any Note when the same becomes due and payable, the Issuer will pay to the Trustee, for the benefit of the Holders of the Notes, the whole amount then due and payable on such Notes for principal and interest, with interest upon the overdue principal, and, to the extent payment at such rate of interest shall be legally enforceable, upon overdue installments of interest, at the applicable Interest Rate and in addition thereto such further amount as shall be sufficient to cover the costs and expenses of collection, including the reasonable compensation, expenses, disbursements and advances of the Trustee and its agents and counsel.

(b) Each Issuer Secured Party hereby irrevocably and unconditionally appoints the Controlling Party as the true and lawful attorney-in-fact of such Issuer Secured Party for so long as such Issuer Secured Party is not the Controlling Party, with full power of substitution, to execute, acknowledge and deliver any notice, document, certificate, paper, pleading or instrument and to do in the name of the Controlling Party as well as in the name, place and stead of such Issuer Secured Party such acts, things and deeds for or on behalf of and in the name of such Issuer Secured Party under this Indenture (including specifically under Section 5.4) and under the Basic Documents which such Issuer Secured Party could or might do or which may be necessary, desirable or convenient in such Controlling Party’s sole discretion to effect the purposes contemplated hereunder and under the Basic Documents and, without limitation, following the occurrence of an Event of Default, exercise full right, power and authority to take, or defer from taking, any and all acts with respect to the administration, maintenance or disposition of the Trust Estate.

(c) If an Event of Default occurs and is continuing, the Trustee may in its discretion, as more particularly provided in Section 5.4, and shall, at the direction of the Majority Noteholders, proceed to protect and enforce its rights and the rights of the Noteholders by such appropriate Proceedings as the Trustee or the Trustee at the direction of such Majority Noteholders shall deem most effective to protect and enforce any such rights, whether for the specific enforcement of any covenant or agreement in this Indenture or in aid of the exercise of any power granted herein, or to enforce any other proper remedy or legal or equitable right vested in the Trustee by this Indenture or by law.

 

30


(d) Notwithstanding anything to the contrary contained in this Indenture (including, without limitation, Sections 5.4(a), 5.12, 5.13 and 5.17), if the Issuer fails to perform its obligations under Section 10.1(b) hereof when and as due, the Trustee shall, at the written direction of the Majority Noteholders, proceed to protect and enforce its rights and the rights of the Noteholders by such appropriate Proceedings as the Trustee or the Majority Noteholders, shall deem most effective to protect and enforce any such rights, whether for specific performance of any covenant or agreement in this Indenture or in aid of the exercise of any power granted herein, or to enforce any other proper remedy or legal or equitable right vested in the Trustee by this Indenture or by law.

(e) In case there shall be pending, relative to the Issuer or any other obligor upon the Notes or any Person having or claiming an ownership interest in the Trust Estate, proceedings under Title 11 of the United States Code or any other applicable federal or state bankruptcy, insolvency or other similar law, or in case a receiver, assignee or trustee in bankruptcy or reorganization, liquidator, sequestrator or similar official shall have been appointed for or taken possession of the Issuer or its property or such other obligor or Person, or in case of any other comparable Proceedings relative to the Issuer or other obligor upon the Notes, or to the creditors or property of the Issuer or such other obligor, the Trustee, irrespective of whether the principal of any Notes shall then be due and payable as therein expressed or by declaration or otherwise and irrespective of whether the Trustee shall have made any demand pursuant to the provisions of this Section, shall be entitled and empowered, by intervention in such proceedings or otherwise:

(i) to file and prove a claim or claims for the whole amount of principal and interest owing and unpaid in respect of the Notes and to file such other papers or documents as may be necessary or advisable in order to have the claims of the Trustee (including any claim for reasonable compensation to the Trustee and each predecessor Trustee, and their respective agents, attorneys and counsel, and for reimbursement of all expenses and liabilities incurred, and all advances made, by the Trustee and each predecessor Trustee, except as a result of negligence, bad faith or willful misconduct) and of the Noteholders allowed in such Proceedings;

(ii) unless prohibited by applicable law and regulations, to vote on behalf of the Noteholders in any election of a trustee, a standby trustee or person performing similar functions in any such Proceedings;

(iii) to collect and receive any moneys or other property payable or deliverable on any such claims and to distribute all amounts received with respect to the claims of the Noteholders and of the Trustee on their behalf; and

(iv) to file such proofs of claim and other papers or documents as may be necessary or advisable in order to have the claims of the Trustee or the Noteholders allowed in any Proceedings relative to the Issuer, its creditors and its property;

and any trustee, receiver, liquidator, custodian or other similar official in any such Proceeding is hereby authorized by each of such Noteholders to make payments to the Trustee, and, in the event that the Trustee shall consent to the making of payments directly to such Noteholders, to pay to the Trustee such amounts as shall be sufficient to cover reasonable compensation to the Trustee, each predecessor Trustee and their respective agents, attorneys and counsel, and all other expenses and liabilities incurred, and all advances made, by the Trustee and each predecessor Trustee except as a result of negligence or bad faith.

 

31


(f) Nothing herein contained shall be deemed to authorize the Trustee to authorize or consent to or vote for or accept or adopt on behalf of any Noteholder any plan of reorganization, arrangement, adjustment or composition affecting the Notes or the rights of any Holder thereof or to authorize the Trustee to vote in respect of the claim of any Noteholder in any such Proceeding except, as aforesaid, to vote for the election of a trustee in bankruptcy or similar person.

(g) All rights of action and of asserting claims under this Indenture or under any of the Notes, may be enforced by the Trustee without the possession of any of the Notes or the production thereof in any trial or other proceedings relative thereto, and any such action or Proceedings instituted by the Trustee shall be brought in its own name as trustee of an express trust, and any recovery of judgment, subject to the payment of the expenses, disbursements and compensation of the Trustee, each predecessor Trustee and their respective agents and attorneys, shall be for the ratable benefit of the Holders of the Notes.

(h) In any Proceedings brought by the Trustee (and also any Proceedings involving the interpretation of any provision of this Indenture), the Trustee shall be held to represent all the Holders of the Notes, and it shall not be necessary to make any Noteholder a party to any such proceedings.

SECTION 5.4 Remedies.

(a) If an Event of Default shall have occurred and be continuing, the Trustee may do one or more of the following (subject to Section 5.5):

(i) institute Proceedings in its own name and as trustee of an express trust for the collection of all amounts then payable on the Notes or under this Indenture with respect thereto, whether by declaration or otherwise, enforce any judgment obtained, and collect from the Issuer and any other obligor upon such moneys adjudged due;

(ii) institute Proceedings from time to time for the complete or partial foreclosure of this Indenture with respect to the Trust Estate;

(iii) exercise any remedies of a secured party under the UCC and take any other appropriate action to protect and enforce the rights and remedies of the Trustee and the Holders of the Notes; and

(iv) direct the Trust Collateral Agent to sell the Trust Estate or any portion thereof or rights or interest therein, at one or more public or private sales called and conducted in any manner permitted by law; provided, however, that, the Trustee may not sell or otherwise liquidate the Trust Estate following an Event of Default unless:

(I) such Event of Default is of the type described in Section 5.1(i) or (ii), or

 

32


(II) either

(x) the Holders of 100% of the Outstanding Amount of the Notes consent thereto, or

(y) the proceeds of such sale or liquidation distributable to the Noteholders are sufficient to discharge in full all amounts then due and unpaid upon such Notes for principal and interest, or

(z) the Trustee determines that the Trust Estate will not continue to provide sufficient funds for the payment of principal of and interest on the Notes as they would have become due if the Notes had not been declared due and payable, and the Trustee provides prior written notice to the Rating Agencies and obtains the consent of Holders of 66-2/3% of the Outstanding Amount of the Notes.

In determining such sufficiency or insufficiency with respect to clauses (y) and (z), the Trustee may, but need not, obtain and conclusively rely upon an opinion of an Independent investment banking or accounting firm of national reputation as to the feasibility of such proposed action and as to the sufficiency of the Trust Estate for such purpose.

SECTION 5.5 Optional Preservation of the Receivables. If the Notes have been declared to be due and payable under Section 5.2 following an Event of Default and such declaration and its consequences have not been rescinded and annulled, the Trustee may, but need not, elect to direct the Trust Collateral Agent to maintain possession of the Trust Estate. It is the desire of the parties hereto and the Noteholders that there be at all times sufficient funds for the payment of principal of and interest on the Notes, and the Trustee shall take such desire into account when determining whether or not to direct the Trust Collateral Agent to maintain possession of the Trust Estate. In determining whether to direct the Trust Collateral Agent to maintain possession of the Trust Estate, the Trustee may, but need not, obtain and conclusively rely upon an opinion of an Independent investment banking or accounting firm of national reputation as to the feasibility of such proposed action and as to the sufficiency of the Trust Estate for such purpose.

SECTION 5.6 Priorities.

(a) Following (1) the acceleration of the Notes pursuant to Section 5.2 or (2) the occurrence of an Event of Default pursuant to Sections 5.1(i), 5.1(ii), 5.1(iv), 5.1(v) or 5.1(vi) of this Indenture or (3) the receipt of Insolvency Proceeds pursuant to Section 10.1(b) of the Sale and Servicing Agreement, the Available Funds, plus any amounts on deposit in the Reserve Account, including any money or property collected pursuant to Section 5.4 of this Indenture and any such Insolvency Proceeds, shall be applied by the Trust Collateral Agent on the related Distribution Date in the following order of priority:

FIRST: amounts due and owing and required to be distributed to the Servicer (provided there is no Servicer Termination Event), the Lockbox Bank, the Lockbox Processor, the Owner Trustee, the Trustee, the Trust Collateral Agent and Backup

 

33


Servicer, respectively, pursuant to priorities (i) and (ii) of Section 5.7(a) of the Sale and Servicing Agreement and not previously distributed, in the order of such priorities and without preference or priority of any kind without regard to any caps set forth in clauses (i) and (ii) of Section 5.7(a) of the Sale and Servicing Agreement;

SECOND: to the Class A Noteholders for amounts due and unpaid on the Class A Notes in respect of interest (including any premium), ratably, without preference or priority of any kind, according to the amounts due and payable on the Class A Notes in respect of interest (including any premium);

THIRD: to Holders of the Class A Notes for amounts due and unpaid on the Class A Notes in respect of principal, first, to the Holders of the Class A-1 Notes, until the Outstanding Amount of the Class A-1 Notes is reduced to zero, and second, ratably, without preference or priority of any kind, according to the amounts due and payable to the Holders of the Class A-2 Notes and the Class A-3 Notes, until the aggregate Outstanding Amount of the Class A-2 Notes and the Class A-3 Notes is reduced to zero;

FOURTH: to the Class B Noteholders for amounts due and unpaid on the Class B Notes in respect of interest (including any premium), ratably, without preference or priority of any kind, according to the amounts due and payable on the Class B Notes in respect of interest (including any premium);

FIFTH: to Holders of the Class B Notes for amounts due and unpaid on the Class B Notes in respect of principal, ratably, without preference or priority of any kind, according to the amounts due and payable on the Class B Notes in respect of principal, until the Outstanding Amount of the Class B Notes is reduced to zero;

SIXTH: to the Class C Noteholders for amounts due and unpaid on the Class C Notes in respect of interest (including any premium), ratably, without preference or priority of any kind, according to the amounts due and payable on the Class C Notes in respect of interest (including any premium);

SEVENTH: to Holders of the Class C Notes for amounts due and unpaid on the Class C Notes in respect of principal, ratably, without preference or priority of any kind, according to the amounts due and payable on the Class C Notes in respect of principal, until the Outstanding Amount of the Class C Notes is reduced to zero;

EIGHTH: to the Certificateholder.

Following the occurrence of an Event of Default pursuant to 5.1(iii) (unless the Notes have been accelerated), payments on the Notes shall be made in the order and priority set forth in Section 5.7 of the Sale and Servicing Agreement.

(b) The Trustee may fix a record date and payment date for any payment to Noteholders pursuant to this Section 5.6. At least 15 days before such record date the Issuer shall mail to each Noteholder and the Trustee a notice that states the record date, the payment date and the amount to be paid.

 

34


SECTION 5.7 Limitation of Suits. No Holder of any Note shall have any right to institute any proceeding, judicial or otherwise, with respect to this Indenture, or for the appointment of a receiver or trustee, or for any other remedy hereunder, unless:

(i) such Holder has previously given written notice to the Trustee of a continuing Event of Default;

(ii) the Holders of not less than 25% of the Outstanding Amount of the Notes have made written request to the Trustee to institute such Proceeding in respect of such Event of Default in its own name as Trustee hereunder;

(iii) such Holder or Holders have offered to the Trustee indemnity reasonably satisfactory to it against the costs, expenses and liabilities to be incurred in complying with such request;

(iv) the Trustee for 60 days after its receipt of such notice, request and offer of indemnity has failed to institute such Proceedings; and

(v) no direction inconsistent with such written request has been given to the Trustee during such 60-day period by the Majority Noteholders;

it being understood and intended that no one or more Noteholders shall have any right in any manner whatever by virtue of, or by availing of, any provision of this Indenture to affect, disturb or prejudice the rights of any other Noteholders or to obtain or to seek to obtain priority or preference over any other Holders or to enforce any right under this Indenture, except in the manner herein provided.

SECTION 5.8 Unconditional Rights of Noteholders To Receive Principal and Interest. Notwithstanding any other provisions in this Indenture, the Holder of any Note shall have the right, which is absolute and unconditional, to receive payment of the principal of and interest, if any, on such Note on or after the respective due dates thereof expressed in such Note or in this Indenture (or, in the case of redemption, on or after the Redemption Date) and to institute suit for the enforcement of any such payment, and such right shall not be impaired without the consent of such Holder.

SECTION 5.9 Restoration of Rights and Remedies. If the Controlling Party or any Noteholder has instituted any Proceeding to enforce any right or remedy under this Indenture and such proceeding has been discontinued or abandoned for any reason or has been determined adversely to the Trustee or to such Noteholder, then and in every such case the Issuer, the Trustee and the Noteholders shall, subject to any determination in such Proceeding, be restored severally and respectively to their former positions hereunder, and thereafter all rights and remedies of the Trustee and the Noteholders shall continue as though no such Proceeding had been instituted.

SECTION 5.10 Rights and Remedies Cumulative. No right or remedy herein conferred upon or reserved to the Controlling Party or to the Noteholders is intended to be exclusive of any other right or remedy, and every right and remedy shall, to the extent permitted by law, be cumulative and in addition to every other right and remedy given hereunder or now or

hereafter existing at law or in equity or otherwise. The assertion or employment of any right or remedy hereunder, or otherwise, shall not prevent the concurrent assertion or employment of any other appropriate right or remedy.

 

35


SECTION 5.11 Delay or Omission Not a Waiver. No delay or omission of the Trustee, the Controlling Party or any Holder of any Note to exercise any right or remedy accruing upon any Default or Event of Default shall impair any such right or remedy or constitute a waiver of any such Default or Event of Default or an acquiescence therein. Every right and remedy given by this Article V or by law to the Trustee or to the Noteholders may be exercised from time to time, and as often as may be deemed expedient, by the Trustee or by the Noteholders, as the case may be.

SECTION 5.12 Control by Noteholders. The Majority Noteholders shall have the right to direct the time, method and place of conducting any Proceeding for any remedy available to the Trust Collateral Agent, as Controlling Party, or the Trustee, as applicable, with respect to the Notes or exercising any trust or power conferred on the Controlling Party or the Trustee, as applicable; provided that

(i) such direction shall not be in conflict with any rule of law or with this Indenture;

(ii) subject to the express terms of Section 5.4, any direction to the Trustee to sell or liquidate the Trust Estate shall be by the Noteholders representing not less than 100% of the Outstanding Amount of the Notes;

(iii) if the conditions set forth in Section 5.5 have been satisfied and the Trustee elects to retain the Trust Estate pursuant to such Section, then any direction to the Trustee by Noteholders representing less than 100% of the Outstanding Amount of the Notes to sell or liquidate the Trust Estate shall be of no force and effect; and

(iv) the Trustee may take any other action deemed proper by the Trustee that is not inconsistent with such direction;

provided, however, that, subject to Article VI, the Trustee need not take any action that it determines might involve it in liability, financial or otherwise, without receiving indemnity satisfactory to it, or might materially adversely affect the rights of any Noteholders not consenting to such action.

SECTION 5.13 Waiver of Past Defaults. Prior to the declaration of the acceleration of the maturity of the Notes as provided in Section 5.4, the Majority Noteholders may waive any past Default or Event of Default and its consequences except a Default (a) in payment of principal of or interest on any of the Notes or (b) in respect of a covenant or provision hereof which cannot be modified or amended without the consent of the Holder of each Note. In the case of any such waiver, the Issuer, the Trustee and the Holders of the Notes shall be restored to their former positions and rights hereunder, respectively; but no such waiver shall extend to any subsequent or other Default or impair any right consequent thereto.

 

36


Upon any such waiver, such Default shall cease to exist and be deemed to have been cured and not to have occurred, and any Event of Default arising therefrom shall be deemed to have been cured and not to have occurred, for every purpose of this Indenture; but no such waiver shall extend to any subsequent or other Default or Event of Default or impair any right consequent thereto.

SECTION 5.14 Undertaking for Costs. All parties to this Indenture agree, and each Holder of any Note by such Holder’s acceptance thereof shall be deemed to have agreed, that any court may in its discretion require, in any suit for the enforcement of any right or remedy under this Indenture, or in any suit against the Trustee for any action taken, suffered or omitted by it as Trustee, the filing by any party litigant in such suit of an undertaking to pay the costs of such suit, and that such court may in its discretion assess reasonable costs and expenses, including reasonable attorneys’ fees and expenses, against any party litigant in such suit, having due regard to the merits and good faith of the claims or defenses made by such party litigant; but the provisions of this Section shall not apply to (a) any suit instituted by the Trustee, (b) any suit instituted by any Noteholder, or group of Noteholders, in each case holding in the aggregate more than 10% of the Outstanding Amount of the Notes or (c) any suit instituted by any Noteholder for the enforcement of the payment of principal of or interest on any Note on or after the respective due dates expressed in such Note and in this Indenture (or, in the case of redemption, on or after the Redemption Date).

SECTION 5.15 Waiver of Stay or Extension Laws. The Issuer covenants (to the extent that it may lawfully do so) that it will not at any time insist upon, or plead or in any manner whatsoever, claim or take the benefit or advantage of, any stay or extension law wherever enacted, now or at any time hereafter in force, that may affect the covenants or the performance of this Indenture; and the Issuer (to the extent that it may lawfully do so) hereby expressly waives all benefit or advantage of any such law, and covenants that it will not hinder, delay or impede the execution of any power herein granted to the Trustee, but will suffer and permit the execution of every such power as though no such law had been enacted.

SECTION 5.16 Action on Notes. The Trustee’s right to seek and recover judgment on the Notes or under this Indenture shall not be affected by the seeking, obtaining or application of any other relief under or with respect to this Indenture. Neither the lien of this Indenture nor any rights or remedies of the Trustee or the Noteholders shall be impaired by the recovery of any judgment by the Trustee against the Issuer or by the levy of any execution under such judgment upon any portion of the Trust Estate or upon any of the assets of the Issuer.

SECTION 5.17 Performance and Enforcement of Certain Obligations.

(a) Promptly following a request from the Trustee to do so and at the Servicer’s expense, the Issuer agrees to take all such lawful action as the Trustee may request to compel or secure the performance and observance by the Seller and the Servicer, as applicable, of each of their obligations to the Issuer under or in connection with the Sale and Servicing Agreement in accordance with the terms thereof, and to exercise any and all rights, remedies, powers and privileges lawfully available to the Issuer under or in connection with the Sale and Servicing Agreement to the extent and in the manner directed by the Trustee, including the transmission of notices of default on the part of the Seller or the Servicer thereunder and the institution of legal or administrative actions or Proceedings to compel or secure performance by the Seller or the Servicer of each of their obligations under the Sale and Servicing Agreement.

 

37


(b) If an Event of Default has occurred and is continuing, the Controlling Party may, and, at the written direction of the Holders of 66-2/3% of the Outstanding Amount of the Notes shall, subject to Article VI, exercise all rights, remedies, powers, privileges and claims of the Issuer against the Seller or the Servicer under or in connection with the Sale and Servicing Agreement, including the right or power to take any action to compel or secure performance or observance by the Seller or the Servicer of each of their obligations to the Issuer thereunder and to give any consent, request, notice, direction, approval, extension or waiver under the Sale and Servicing Agreement, and any right of the Issuer to take such action shall be suspended.

ARTICLE VI

The Trustee and the Trust Collateral Agent

SECTION 6.1 Duties of Trustee.

(a) If an Event of Default has occurred and is continuing, the Trustee shall exercise the rights and powers vested in it by this Indenture and the Basic Documents to which it is a Party and use the same degree of care and skill in its exercise as a prudent person would exercise or use under the circumstances in the conduct of such person’s own affairs.

(b) Except during the continuance of an Event of Default:

(i) the Trustee undertakes to perform such duties and only such duties as are specifically set forth in this Indenture and no implied covenants or obligations shall be read into this Indenture against the Trustee; and

(ii) in the absence of bad faith on its part, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon certificates or opinions furnished to the Trustee and conforming to the requirements of this Indenture; however, the Trustee shall examine the certificates and opinions to determine whether or not they conform on their face to the requirements of this Indenture.

(c) The Trustee may not be relieved from liability for its own negligent action, its own negligent failure to act or its own willful misconduct, except that:

(i) this paragraph does not limit the effect of paragraph (b) of this Section;

(ii) the Trustee shall not be liable for any error of judgment made in good faith by a Responsible Officer unless it is proved that the Trustee was negligent in ascertaining the pertinent facts; and

 

38


(iii) the Trustee shall not be liable with respect to any action it takes or omits to take in good faith in accordance with a direction received by it pursuant to Section 5.12.

(d) The Trustee shall not be liable for interest on any money received by it except as the Trustee may agree in writing with the Issuer.

(e) Money held in trust by the Trustee need not be segregated from other funds except to the extent required by law or the terms of this Indenture or the Sale and Servicing Agreement.

(f) No provision of this Indenture shall require the Trustee to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder or in the exercise of any of its rights or powers, if it shall have reasonable grounds to believe that repayment of such funds or indemnity reasonably satisfactory to it against such risk or liability is not assured to it.

(g) Every provision of this Indenture relating to the conduct or affecting the liability of or affording protection to the Trustee shall be subject to the provisions of this Section 6.1 and to the provisions of the TIA.

(h) The Trustee shall, and hereby agrees that it will, perform all of the obligations and duties required of it under the Sale and Servicing Agreement.

(i) Without limiting the generality of this Section 6.1, the Trustee shall have no duty (i) to see to any recording, filing or depositing of this Indenture or any agreement referred to herein or any financing statement evidencing a security interest in the Financed Vehicles, or to see to the maintenance of any such recording or filing or depositing or to any recording, refiling or redepositing of any thereof, (ii) to see to any insurance of the Financed Vehicles or Obligors or to effect or maintain any such insurance, (iii) to see to the payment or discharge of any tax, assessment or other governmental charge or any Lien or encumbrance of any kind owing with respect to, assessed or levied against any part of the Trust, (iv) to confirm or verify the contents of any reports or certificates delivered to the Trustee pursuant to this Indenture or the Sale and Servicing Agreement believed by the Trustee to be genuine and to have been signed or presented by the proper party or parties, or (v) to inspect the Financed Vehicles at any time or ascertain or inquire as to the performance of observance of any of the Issuer’s, the Seller’s or the Servicer’s representations, warranties or covenants or the Servicer’s duties and obligations as Servicer and as custodian of the Receivable Files under the Sale and Servicing Agreement.

(j) In no event shall Wells Fargo Bank, National Association, in any of its capacities hereunder, be deemed to have assumed any duties of the Owner Trustee under the Delaware Statutory Trust Statute, common law, or the Trust Agreement.

 

39


SECTION 6.2 Rights of Trustee.

(a) The Trustee may conclusively rely on any document believed by it to be genuine and to have been signed or presented by the proper person. The Trustee need not investigate any fact or matter stated in the document.

(b) Before the Trustee acts or refrains from acting, it may require an Officer’s Certificate or an Opinion of Counsel. The Trustee shall not be liable for any action it takes or omits to take in good faith in reliance on the Officer’s Certificate or Opinion of Counsel.

(c) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys or a custodian or nominee, and the Trustee shall not be responsible for any misconduct or negligence on the part of, or for the supervision of, AmeriCredit Financial Services, Inc., or any other such agent, attorney, custodian or nominee appointed with due care by it hereunder.

(d) The Trustee shall not be liable for any action it takes or omits to take in good faith which it believes to be authorized or within its rights or powers; provided, however, that the Trustee’s conduct does not constitute willful misconduct, negligence or bad faith.

(e) The Trustee may consult with counsel, and the advice or opinion of counsel with respect to legal matters relating to this Indenture and the Notes shall be full and complete authorization and protection from liability in respect to any action taken, omitted or suffered by it hereunder in good faith and in accordance with the advice or opinion of such counsel.

(f) The Trustee shall be under no obligation to institute, conduct or defend any litigation under this Indenture or in relation to this Indenture, at the request, order or direction of any of the Noteholders, pursuant to the provisions of this Indenture, unless such Noteholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities that may be incurred therein or thereby; provided, however, that the Trustee shall, upon the occurrence of an Event of Default (that has not been cured), exercise the rights and powers vested in it by this Indenture with reasonable care and skill.

(g) The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by the Noteholders evidencing not less than 25% of the Outstanding Amount thereof; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Indenture or the Sale and Servicing Agreement, the Trustee may require reasonable indemnity against such cost, expense or liability as a condition to so proceeding; the reasonable expense of every such examination shall be paid by the Person making such request, or, if paid by the Trustee, shall be reimbursed by the Person making such request upon demand.

 

40


(h) The Trustee shall not be liable for any losses on investments except for losses resulting from the failure of the Trustee to make an investment in accordance with instructions given in accordance hereunder. If the Trustee acts as the Note Paying Agent or Note Registrar, the rights and protections afforded to the Trustee shall be afforded to the Note Paying Agent and Note Registrar.

SECTION 6.3 Individual Rights of Trustee. The Trustee in its individual or any other capacity may become the owner or pledgee of Notes and may otherwise deal with the Issuer or its Affiliates with the same rights it would have if it were not Trustee. Any Note Paying Agent, Note Registrar, co-registrar or co-Note Paying Agent may do the same with like rights. However, the Trustee must comply with Sections 6.11 and 6.12.

SECTION 6.4 Trustee’s Disclaimer. The Trustee shall not be responsible for and makes no representation as to the validity or adequacy of this Indenture, the Trust Estate or the Notes, it shall not be accountable for the Issuer’s use of the proceeds from the Notes, and it shall not be responsible for any statement of the Issuer in this Indenture or in any document issued in connection with the sale of the Notes or in the Notes other than the Trustee’s certificate of authentication.

SECTION 6.5 Notice of Defaults. If an Event of Default occurs and is continuing and if it is either known by, or written notice of the existence thereof has been delivered to, a Responsible Officer of the Trustee, the Trustee shall mail to each Noteholder notice of the Default within 90 days after such knowledge or notice occurs. Except in the case of a Default in payment of principal of or interest on any Note (including payments pursuant to the mandatory redemption provisions of such Note), the Trustee may withhold the notice to the Noteholder if and so long as it in good faith determines that withholding the notice is in the interests of Noteholders.

SECTION 6.6 Reports by Trustee to Holders. At the end of each calendar year, the Trustee shall deliver to each person who at any time during the calendar year was a Noteholder a statement as to the aggregate amounts of interest and principal paid to the Noteholder to the extent required by the Code and any other information as may be reasonably required to enable such Holder to prepare its federal and state income tax returns.

SECTION 6.7 Compensation and Indemnity.

(a) Pursuant to Section 5.7(a) of the Sale and Servicing Agreement, the Issuer shall, or shall cause the Servicer to, pay to the Trustee, the Trust Collateral Agent and the Backup Servicer (subject to any applicable caps) from time to time compensation for its services. The Trustee’s compensation shall not be limited by any law on compensation of a trustee of an express trust. The Issuer shall cause the Servicer to reimburse the Trustee, the Trust Collateral Agent and the Backup Servicer (subject to any applicable caps) for all reasonable out-of-pocket expenses incurred or made by it, including costs of collection, in addition to the compensation for its services. Such expenses shall include the reasonable compensation and expenses, disbursements and advances of the Trustee’s, the Trust Collateral Agent’s and the Backup Servicer’s agents, counsel, accountants and experts. The Issuer shall cause the Servicer to indemnify the Trustee, the Trust Collateral Agent, the Backup Servicer

 

41


and their respective officers, directors, employees and agents against any and all loss, liability or expense (including attorneys’ fees and expenses) incurred by each of them in connection with the acceptance or the administration of this Trust and the performance of its duties hereunder. The Trustee, the Trust Collateral Agent or the Backup Servicer shall notify the Issuer and the Servicer promptly of any claim for which it may seek indemnity. Failure by the Trustee, the Trust Collateral Agent or the Backup Servicer to so notify the Issuer and the Servicer shall not relieve the Issuer of its obligations hereunder or the Servicer of its obligations under Article XI of the Sale and Servicing Agreement. The Issuer shall cause the Servicer to defend the claim, and the Trustee, the Trust Collateral Agent or the Backup Servicer may have separate counsel and the Issuer shall cause the Servicer to pay the fees and expenses of such counsel. Neither the Issuer nor the Servicer need to reimburse any expense or indemnify against any loss, liability or expense incurred by the Trustee, the Trust Collateral Agent or the Backup Servicer through the Trustee’s, the Trust Collateral Agent’s or the Backup Servicer’s own willful misconduct, negligence or bad faith.

(b) The Issuer’s payment obligations to the Trustee, the Trust Collateral Agent or the Backup Servicer pursuant to this Section shall survive the discharge of this Indenture or the earlier resignation or removal of the Trustee or the Trust Collateral Agent or the Backup Servicer. When the Trustee, the Trust Collateral Agent or the Backup Servicer incurs expenses after the occurrence of a Default specified in Section 5.1(iv) or (v) with respect to the Issuer, the expenses are intended to constitute expenses of administration under Title 11 of the United States Code or any other applicable federal or State bankruptcy, insolvency or similar law. Notwithstanding anything else set forth in this Indenture or the Basic Documents, the Trustee agrees that the obligations of the Issuer (but not the Servicer) to the Trustee hereunder and under the Basic Documents shall be recourse to the Trust Estate only and specifically shall not be recourse to the assets of the Certificateholder or any Noteholder. In addition, the Trustee agrees that its recourse to the Issuer, the Trust Estate and the Seller shall be limited to the right to receive the distributions referred to in Section 5.7(a) of the Sale and Servicing Agreement.

SECTION 6.8 Replacement of Trustee. The Trustee may resign at any time by so notifying the Issuer. The Issuer may and shall, remove the Trustee, if:

(i) the Trustee fails to comply with Section 6.11;

(ii) a court having jurisdiction in the premises in respect of the Trustee in an involuntary case or proceeding under federal or State banking or bankruptcy laws, as now or hereafter constituted, or any other applicable federal or State bankruptcy, insolvency or other similar law, shall have entered a decree or order granting relief or appointing a receiver, liquidator, assignee, custodian, trustee, conservator, sequestrator (or similar official) for the Trustee or for any substantial part of the Trustee’s property, or ordering the winding-up or liquidation of the Trustee’s affairs;

(iii) an involuntary case under the federal bankruptcy laws, as now or hereafter in effect, or another present or future federal or State bankruptcy, insolvency or similar law is commenced with respect to the Trustee and such case is not dismissed within 60 days;

 

42


(iv) the Trustee commences a voluntary case under any federal or state banking or bankruptcy laws, as now or hereafter constituted, or any other applicable federal or State bankruptcy, insolvency or other similar law, or consents to the appointment of or taking possession by a receiver, liquidator, assignee, custodian, trustee, conservator, sequestrator (or other similar official) for the Trustee or for any substantial part of the Trustee’s property, or makes any assignment for the benefit of creditors or fails generally to pay its debts as such debts become due or takes any action in furtherance of any of the foregoing; or

(v) the Trustee otherwise becomes incapable of acting.

If the Trustee resigns or is removed or if a vacancy exists in the office of Trustee for any reason (the Trustee in such event being referred to herein as the retiring Trustee), the Issuer shall promptly appoint a successor Trustee.

A successor Trustee shall deliver a written acceptance of its appointment to the retiring Trustee and to the Issuer. Thereupon the resignation or removal of the retiring Trustee shall become effective, and the successor Trustee shall have all the rights, powers and duties of the retiring Trustee under this Indenture subject to satisfaction of the Rating Agency Condition. The successor Trustee shall mail a notice of its succession to the Noteholders. The retiring Trustee shall promptly transfer all property held by it as Trustee to the successor Trustee.

If a successor Trustee does not take office within 60 days after the retiring Trustee resigns or is removed, the retiring Trustee, the Issuer or the Majority Noteholders may petition any court of competent jurisdiction for the appointment of a successor Trustee.

If the Trustee fails to comply with Section 6.11, any Noteholder may petition any court of competent jurisdiction for the removal of the Trustee and the appointment of a successor Trustee.

Any resignation or removal of the Trustee and appointment of a successor Trustee pursuant to any of the provisions of this Section shall not become effective until acceptance of appointment by the successor Trustee pursuant to Section 6.8 and payment of all fees and expenses owed to the outgoing Trustee.

Notwithstanding the replacement of the Trustee pursuant to this Section, the Issuer’s and the Servicer’s obligations under Section 6.7 shall continue for the benefit of the retiring Trustee.

SECTION 6.9 Successor Trustee by Merger. If the Trustee consolidates with, merges or converts into, or transfers all or substantially all its corporate trust business or assets to, another corporation or banking association, the resulting, surviving or transferee corporation or banking association, without any further act shall be the successor Trustee. The Trustee shall provide the Rating Agencies prior written notice of any such transaction.

In case at the time such successor or successors by merger, conversion or consolidation to the Trustee shall succeed to the trusts created by this Indenture any of the Notes shall have been authenticated but not delivered, any such successor to the Trustee may adopt the

 

43


certificate of authentication of any predecessor trustee, and deliver such Notes so authenticated; and in case at that time any of the Notes shall not have been authenticated, any successor to the Trustee may authenticate such Notes either in the name of any predecessor hereunder or in the name of the successor to the Trustee; and in all such cases such certificates shall have the full force which it is anywhere in the Notes or in this Indenture provided that the certificate of the Trustee shall have.

SECTION 6.10 Appointment of Co-Trustee or Separate Trustee.

(a) Notwithstanding any other provisions of this Indenture, at any time, for the purpose of meeting any legal requirement of any jurisdiction in which any part of the Trust Estate may at the time be located, the Trustee shall have the power and may execute and deliver all instruments to appoint one or more Persons to act as a co-trustee or co-trustees, or separate trustee or separate trustees, of all or any part of the Trust Estate, and to vest in such Person or Persons, in such capacity and for the benefit of the Noteholders, such title to the Trust Estate, or any part hereof, and, subject to the other provisions of this Section, such powers, duties, obligations, rights and trusts as the Trustee may consider necessary or desirable. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 6.11 and no notice to Noteholders of the appointment of any co-trustee or separate trustee shall be required under Section 6.8 hereof.

(b) Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) all rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Estate or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii) no trustee hereunder shall be personally liable by reason of any act or omission of any other trustee hereunder, including acts or omissions of predecessor or successor trustees; and

(iii) the Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.

(c) Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Indenture and the conditions of this Article VI. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property

 

44


specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Indenture, specifically including every provision of this Indenture relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee.

(d) Any separate trustee or co-trustee may at any time constitute the Trustee, its agent or attorney-in-fact with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Indenture on its behalf and in its name. If any separate trustee or co-trustee shall die, dissolve, become insolvent, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall invest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

(e) Any and all amounts relating to the fees and expenses of the co-trustee or separate trustee will be borne by the Trust Estate.

SECTION 6.11 Eligibility: Disqualification. The Trustee shall at all times satisfy the requirements of TIA § 310(a). The Trustee shall have a combined capital and surplus of at least $50,000,000 as set forth in its most recent published annual report of condition and it shall have a long-term debt rating of BBB-, or an equivalent rating, or better by the Rating Agencies. The Trustee shall comply with TIA § 310(b), including the optional provision permitted by the second sentence of TIA § 310(b)(9); provided, however, that there shall be excluded from the operation of TIA § 310(b)(1) any indenture or indentures under which other securities of the Issuer are outstanding if the requirements for such exclusion set forth in TIA § 310(b)(1) are met.

Within 90 days after ascertaining the occurrence of an Event of Default which shall not have been cured or waived, unless authorized by the Commission, the Trustee shall resign with respect to the Class A Notes, the Class B Notes and/or the Class C Notes in accordance with Section 6.8 of this Indenture, and the Issuer shall appoint a successor Trustee for each of such Classes, as applicable, so that there will be separate Trustees for the Class A Notes, the Class B Notes and the Class C Notes. In the event the Trustee fails to comply with the terms of the preceding sentence, the Trustee shall comply with clauses (ii) and (iii) of TIA Section 310(b).

In the case of the appointment hereunder of a successor Trustee with respect to any Class of Notes pursuant to this Section 6.11, the Issuer, the retiring Trustee and the successor Trustee with respect to such Class of Notes shall execute and deliver an indenture supplemental hereto wherein each successor Trustee shall accept such appointment and which (i) shall contain such provisions as shall be necessary or desirable to transfer and confirm to, and to vest in, the successor Trustee all the rights, powers, trusts and duties of the retiring Trustee with respect to the Notes of the Class to which the appointment of such successor Trustee relates, (ii) if the retiring Trustee is not retiring with respect to all Classes of Notes, shall contain such provisions as shall be deemed necessary or desirable to confirm that all the rights, powers, trusts and duties of the retiring Trustee with respect to the Notes of each Class as to which the retiring Trustee is not retiring shall continue to be vested in the Trustee and (iii) shall add to or change any of the provisions of this Indenture as shall be necessary to provide for or facilitate the administration of

 

45


the trusts hereunder by more than one Trustee, it being understood that nothing herein or in such supplemental indenture shall constitute such Trustees co-trustees of the same trust and that each such Trustee shall be a trustee of a trust or trusts hereunder separate and apart from any trust or trusts hereunder administered by any other such Trustee; and upon the removal of the retiring Trustee shall become effective to the extent provided herein.

SECTION 6.12 Preferential Collection of Claims Against Issuer. The Trustee shall comply with TIA § 311(a), excluding any creditor relationship listed in TIA § 311(b). A Trustee who has resigned or been removed shall be subject to TIA § 311(a) to the extent indicated.

SECTION 6.13 Appointment and Powers. Subject to the terms and conditions hereof, each of the Issuer Secured Parties hereby appoints Wells Fargo Bank, National Association, as the Trust Collateral Agent with respect to the Collateral, and Wells Fargo Bank, National Association hereby accepts such appointment and agrees to act as Trust Collateral Agent with respect to the Collateral for the Issuer Secured Parties, to maintain custody and possession of such Collateral (except as otherwise provided hereunder) and to perform the other duties of the Trust Collateral Agent in accordance with the provisions of this Indenture and the other Basic Documents. Each Issuer Secured Party hereby authorizes the Trust Collateral Agent to take such action on its behalf, and to exercise such rights, remedies, powers and privileges hereunder, as the Trustee may direct and as are specifically authorized to be exercised by the Trust Collateral Agent by the terms hereof, together with such actions, rights, remedies, powers and privileges as are reasonably incidental thereto, including, but not limited to, the execution of any powers of attorney. The Trust Collateral Agent shall act upon and in compliance with the written instructions of the Controlling Party delivered pursuant to this Indenture promptly following receipt of such written instructions; provided that neither the Trustee nor the Trust Collateral Agent shall act upon its own accord or in accordance with any instructions (i) if such actions are not authorized by, or in violation of the provisions of, this Indenture, (ii) if such actions are in violation of any applicable law, rule or regulation or (iii) with respect to actions for which the Trustee has been directed to act but for which the Trustee has not received reasonable indemnity. Receipt of such instructions shall not be a condition to the exercise by the Trust Collateral Agent of its express duties hereunder, except where this Indenture provides that the Trust Collateral Agent is permitted to act only following and in accordance with such instructions.

SECTION 6.14 Performance of Duties. The Trust Collateral Agent shall have no duties or responsibilities except those expressly set forth in this Indenture and the other Basic Documents to which the Trust Collateral Agent is a party or as directed by the Controlling Party in accordance with this Indenture. The Trust Collateral Agent shall not be required to take any discretionary actions hereunder except at the written direction and with reasonable security and indemnity satisfactory to the Trust Collateral Agent. The Trust Collateral Agent shall, and hereby agrees that it will, subject to this Article, perform all of the duties and obligations required of it under the Sale and Servicing Agreement.

 

46


SECTION 6.15 Limitation on Liability. Neither the Trust Collateral Agent nor any of its directors, officers or employees shall be liable for any action taken or omitted to be taken by it or them hereunder, or in connection herewith, except that the Trust Collateral Agent shall be liable for its negligence, bad faith or willful misconduct; nor shall the Trust Collateral Agent be responsible for the validity, effectiveness, value, sufficiency or enforceability against the Issuer of this Indenture or any of the Collateral (or any part thereof). Notwithstanding any term or provision of this Indenture, the Trust Collateral Agent shall incur no liability to the Issuer or the Issuer Secured Parties for any action taken or omitted by the Trust Collateral Agent in connection with the Collateral, except for the negligence, bad faith or willful misconduct on the part of the Trust Collateral Agent, and, further, shall incur no liability to the Issuer Secured Parties except for negligence, bad faith or willful misconduct in carrying out its duties to the Issuer Secured Parties. The Trust Collateral Agent shall be protected and shall incur no liability to any such party in relying upon the accuracy, acting in reliance upon the contents, and assuming the genuineness of any notice, demand, certificate, signature, instrument or other document reasonably believed by the Trust Collateral Agent to be genuine and to have been duly executed by the appropriate signatory, and (absent actual knowledge to the contrary by a Responsible Officer of the Trust Collateral Agent) the Trust Collateral Agent shall not be required to make any independent investigation with respect thereto. The Trust Collateral Agent shall at all times be free independently to establish to its reasonable satisfaction, but shall have no duty to independently verify, the existence or nonexistence of facts that are a condition to the exercise or enforcement of any right or remedy hereunder or under any of the Basic Documents. The Trust Collateral Agent may consult with counsel, and shall not be liable for any action taken or omitted to be taken by it hereunder in good faith and in accordance with the advice of such counsel. The Trust Collateral Agent shall not be under any obligation to exercise any of the remedial rights or powers vested in it by this Indenture or to follow any direction from the Trustee or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder unless it shall have received reasonable security or indemnity satisfactory to the Trust Collateral Agent against the costs, expenses and liabilities which might be incurred by it.

SECTION 6.16 Reliance Upon Documents. In the absence of negligence, bad faith or willful misconduct on its part, the Trust Collateral Agent shall be entitled to conclusively rely on any communication, instrument, paper or other document reasonably believed by it to be genuine and correct and to have been signed or sent by the proper Person or Persons and shall have no liability in acting, or omitting to act, where such action or omission to act is in reasonable reliance upon any statement or opinion contained in any such document or instrument.

SECTION 6.17 Successor Trust Collateral Agent.

(a) Merger. Any Person into which the Trust Collateral Agent may be converted or merged, or with which it may be consolidated, or to which it may sell or transfer its trust business and assets as a whole or substantially as a whole, or any Person resulting from any such conversion, merger, consolidation, sale or transfer to which the Trust Collateral Agent is a party, shall (provided it is otherwise qualified to serve as the Trust Collateral Agent hereunder) be and become a successor Trust Collateral Agent hereunder and be vested with all of the title to and interest in the Collateral and all of the trusts, powers, discretions, immunities, privileges and other matters as was its predecessor without the execution or filing of any instrument or any further act, deed or conveyance on the part of any of the parties hereto, anything herein to the contrary notwithstanding, except to the extent, if any, that any such action is necessary to perfect, or continue the perfection of, the security interest of the Issuer Secured Parties in the Collateral; provided that any such successor shall also be the successor Trustee under Section 6.9.

 

47


(b) Resignation. The Trust Collateral Agent and any successor Trust Collateral Agent may resign at any time by so notifying the Issuer; provided that the Trust Collateral Agent shall not so resign unless it shall also resign as Trustee hereunder.

(c) Removal. The Trust Collateral Agent may be removed by the Trustee at any time (and should be removed at any time that the Trustee has been removed), with or without cause, by an instrument or concurrent instruments in writing delivered to the Trust Collateral Agent, the other Issuer Secured Party and the Issuer. A temporary successor may be removed at any time to allow a successor Trust Collateral Agent to be appointed pursuant to subsection (d) below. Any removal pursuant to the provisions of this subsection (c) shall take effect only upon the date which is the latest of (i) the effective date of the appointment of a successor Trust Collateral Agent and the acceptance in writing by such successor Trust Collateral Agent of such appointment and of its obligation to perform its duties hereunder in accordance with the provisions hereof, and (ii) receipt by the Trustee of an Opinion of Counsel to the effect described in Section 3.6.

(d) Acceptance by Successor. The Trustee shall have the sole right to appoint each successor Trust Collateral Agent. Every temporary or permanent successor Trust Collateral Agent appointed hereunder shall execute, acknowledge and deliver to its predecessor and to the Trustee, each Issuer Secured Party and the Issuer an instrument in writing accepting such appointment hereunder and the relevant predecessor shall execute, acknowledge and deliver such other documents and instruments as will effectuate the delivery of all Collateral to the successor Trust Collateral Agent, whereupon such successor, without any further act, deed or conveyance, shall become fully vested with all the estates, properties, rights, powers, duties and obligations of its predecessor. Such predecessor shall, nevertheless, on the written request of either Issuer Secured Party or the Issuer, execute and deliver an instrument transferring to such successor all the estates, properties, rights and powers of such predecessor hereunder. In the event that any instrument in writing from the Issuer or an Issuer Secured Party is reasonably required by a successor Trust Collateral Agent to more fully and certainly vest in such successor the estates, properties, rights, powers, duties and obligations vested or intended to be vested hereunder in the Trust Collateral Agent, any and all such written instruments shall, at the request of the temporary or permanent successor Trust Collateral Agent, be forthwith executed, acknowledged and delivered by the Trustee or the Issuer, as the case may be. The designation of any successor Trust Collateral Agent and the instrument or instruments removing any Trust Collateral Agent and appointing a successor hereunder, together with all other instruments provided for herein, shall be maintained with the records relating to the Collateral and, to the extent required by applicable law, filed or recorded by the successor Trust Collateral Agent in each place where such filing or recording is necessary to effect the transfer of the Collateral to the successor Trust Collateral Agent or to protect or continue the perfection of the security interests granted hereunder.

 

48


SECTION 6.18 Compensation. The Trust Collateral Agent shall not be entitled to any compensation for the performance of its duties hereunder other than the compensation it is entitled to receive in its capacity as Trustee.

SECTION 6.19 Representations and Warranties of the Trust Collateral Agent and the Issuer. (a) The Trust Collateral Agent represents and warrants to the Issuer and to each Issuer Secured Party as follows:

(i) Due Organization. The Trust Collateral Agent is a national banking association and is duly authorized and licensed under applicable law to conduct its business as presently conducted.

(ii) Corporate Power. The Trust Collateral Agent has all requisite right, power and authority to execute and deliver this Indenture and to perform all of its duties as Trust Collateral Agent hereunder.

(iii) Due Authorization. The execution and delivery by the Trust Collateral Agent of this Indenture and the other Transaction Documents to which it is a party, and the performance by the Trust Collateral Agent of its duties hereunder and thereunder, have been duly authorized by all necessary corporate proceedings and no further approvals or filings, including any governmental approvals, are required for the valid execution and delivery by the Trust Collateral Agent, or the performance by the Trust Collateral Agent, of this Indenture and such other Basic Documents.

(iv) Valid and Binding Indenture. The Trust Collateral Agent has duly executed and delivered this Indenture and each other Basic Document to which it is a party, and each of this Indenture and each such other Basic Document constitutes the legal, valid and binding obligation of the Trust Collateral Agent, enforceable against the Trust Collateral Agent in accordance with its terms, except as (i) such enforceability may be limited by bankruptcy, insolvency, reorganization and similar laws relating to or affecting the enforcement of creditors’ rights generally and (ii) the availability of equitable remedies may be limited by equitable principles of general applicability.

(v) No Conflicts. The execution and delivery of each Basic Document to which it is a party by the Trust Collateral Agent and the performance by the Trust Collateral Agent of its obligations thereunder, in its capacity as Trust Collateral Agent or otherwise, do not conflict with or result in any violation of (i) any law or regulation of the United States of America governing the banking or trust powers of the Trust Collateral Agent or (ii) the articles of incorporation and by-laws of the Trust Collateral Agent.

(vi) No Actions. To the best of the Trust Collateral Agent’s knowledge, there are no actions, proceedings or investigations known to the Trust Collateral Agent, either pending or threatened in writing, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality which would, if adversely determined, affect in any material respect the consummation, validity or enforceability against the Trust Collateral Agent, in its capacity as Trust Collateral Agent or otherwise, of any Basic Document.

 

49


(b) The Issuer hereby represents and warrants that each of the representations and warranties set forth on the Schedule of Representations attached hereto as Schedule A is true and correct. Such representations and warranties speak as of the execution and delivery of this Indenture and as of the Closing Date, but shall survive the pledge of the Receivables to the Trust Collateral Agent and shall not be waived.

SECTION 6.20 Waiver of Setoffs. The Trust Collateral Agent hereby expressly waives any and all rights of setoff that the Trust Collateral Agent may otherwise at any time have under applicable law with respect to any Trust Account and agrees that amounts in the Trust Accounts shall at all times be held and applied solely in accordance with the provisions hereof and the Sale and Servicing Agreement.

ARTICLE VII

Noteholders’ Lists and Reports

SECTION 7.1 Issuer To Furnish To Trustee Names and Addresses of Noteholders. The Issuer will furnish or cause to be furnished to the Trustee (a) not more than five days after the earlier of (i) each Record Date and (ii) three months after the last Record Date, a list, in such form as the Trustee may reasonably require, of the names and addresses of the Holders as of such Record Date, (b) at such other times as the Trustee may request in writing, within 30 days after receipt by the Issuer of any such request, a list of similar form and content as of a date not more than 10 days prior to the time such list is furnished; provided, however, that so long as the Trustee is the Note Registrar, no such list shall be required to be furnished.

SECTION 7.2 Preservation of Information; Communications to Noteholders.

(a) The Trustee shall preserve, in as current a form as is reasonably practicable, the names and addresses of the Holders contained in the most recent list furnished to the Trustee as provided in Section 7.1 and the names and addresses of Holders received by the Trustee in its capacity as Note Registrar. The Trustee may destroy any list furnished to it as provided in such Section 7.1 upon receipt of a new list so furnished.

(b) Noteholders may communicate pursuant to TIA § 312(b) with other Noteholders with respect to their rights under this Indenture or under the Notes.

(c) The Issuer, the Trustee and the Note Registrar shall have the protection of TIA § 312(c).

SECTION 7.3 Reports by Issuer.

(a) The Issuer shall:

(i) file with the Trustee, within 15 days after the Issuer is required to file the same with the Commission, copies of the annual reports and of the information, documents and other reports (or copies of such portions of any of the foregoing as the Commission may from time to time by rules and regulations prescribe) which the Issuer may be required to file with the Commission pursuant to Section 13 or 15(d) of the Exchange Act;

 

50


(ii) file with the Trustee and the Commission in accordance with rules and regulations prescribed from time to time by the Commission such additional information, documents and reports with respect to compliance by the Issuer with the conditions and covenants of this Indenture as may be required from time to time by such rules and regulations; and

(iii) supply to the Trustee (and the Trustee shall transmit by mail to all Noteholders described in TIA § 313(c)) such summaries of any information, documents and reports required to be filed by the Issuer pursuant to clauses (i) and (ii) of this Section 7.3(a) as may be required by rules and regulations prescribed from time to time by the Commission.

(b) Unless the Issuer otherwise determines, the fiscal year of the Issuer shall end on December 31 of each year.

SECTION 7.4 Reports by Trustee. If required by TIA § 313(a), within 60 days after each May 31, beginning with May 31, 2010, the Trustee shall mail to each Noteholder as required by TIA § 313(c) a brief report dated as of such date that complies with TIA § 313(a). The Trustee also shall comply with TIA § 313(b).

A copy of each report at the time of its mailing to Noteholders shall be filed by the Trustee with the Commission and each stock exchange, if any, on which the Notes are listed. The Issuer shall notify the Trustee if and when the Notes are listed on any stock exchange.

ARTICLE VIII

Accounts, Disbursements and Releases

SECTION 8.1 Collection of Money. Except as otherwise expressly provided herein, the Trustee may demand payment or delivery of, and shall receive and collect, directly and without intervention or assistance of any fiscal agent or other intermediary, all money and other property payable to or receivable by the Trust Collateral Agent pursuant to this Indenture and the Sale and Servicing Agreement. The Trustee shall apply all such money received by it, or cause the Trust Collateral Agent to apply all money received by it as provided in this Indenture and the Sale and Servicing Agreement. Except as otherwise expressly provided in this Indenture or in the Sale and Servicing Agreement, if any default occurs in the making of any payment or performance under any agreement or instrument that is part of the Trust Estate, the Trustee may take such action as may be appropriate to enforce such payment or performance, including the institution and prosecution of appropriate proceedings. Any such action shall be without prejudice to any right to claim a Default or Event of Default under this Indenture and any right to proceed thereafter as provided in Article V.

 

51


SECTION 8.2 Release of Trust Estate.

(a) Subject to the payment of its fees and expenses and other amounts pursuant to Section 6.7, the Trust Collateral Agent may, and when required by the provisions of this Indenture shall, execute instruments to release property from the lien of this Indenture, in a manner and under circumstances that are not inconsistent with the provisions of this Indenture. No party relying upon an instrument executed by the Trust Collateral Agent as provided in this Article VIII shall be bound to ascertain the Trust Collateral Agent’s authority, inquire into the satisfaction of any conditions precedent or see to the application of any moneys.

(b) The Trust Collateral Agent shall, at such time as there are no Notes outstanding and all sums due the Trustee pursuant to Section 6.7 have been paid, release any remaining portion of the Trust Estate that secured the Notes from the lien of this Indenture and release to the Issuer or any other Person entitled thereto any funds then on deposit in the Trust Accounts.

SECTION 8.3 Opinion of Counsel. The Trust Collateral Agent shall receive at least seven days’ notice when requested by the Issuer to take any action pursuant to Section 8.2(a), accompanied by copies of any instruments involved, and the Trustee shall also require as a condition to such action, an Opinion of Counsel in form and substance satisfactory to the Trustee, stating the legal effect of any such action, outlining the steps required to complete the same, and concluding that all conditions precedent to the taking of such action have been complied with. Counsel rendering any such opinion may rely, without independent investigation, on the accuracy and validity of any certificate or other instrument delivered to the Trustee in connection with any such action.

ARTICLE IX

Supplemental Indentures

SECTION 9.1 Supplemental Indentures Without Consent of Noteholders.

(a) Without the consent of the Holders of any Notes and with prior notice to the Rating Agencies by the Issuer, as evidenced to the Trustee, the Issuer and the Trustee, when authorized by an Issuer Order, at any time and from time to time, may enter into one or more indentures supplemental hereto (which shall conform to the provisions of the Trust Indenture Act as in force at the date of the execution thereof), in form satisfactory to the Trustee, for any of the following purposes:

(i) to correct or amplify the description of any property at any time subject to the lien of this Indenture, or better to assure, convey and confirm unto the Trust Collateral Agent any property subject or required to be subjected to the lien of this Indenture, or to subject to the lien of this Indenture additional property;

(ii) to evidence the succession, in compliance with the applicable provisions hereof, of another person to the Issuer, and the assumption by any such successor of the covenants of the Issuer herein and in the Notes contained;

 

52


(iii) to add to the covenants of the Issuer, for the benefit of the Holders of the Notes, or to surrender any right or power herein conferred upon the Issuer;

(iv) to convey, transfer, assign, mortgage or pledge any property to or with the Trust Collateral Agent;

(v) to cure any ambiguity, to correct or supplement any provision herein or in any supplemental indenture which may be inconsistent with any other provision herein or in any supplemental indenture or to make any other provisions with respect to matters or questions arising under this Indenture or in any supplemental indenture; provided that such action shall not adversely affect the interests of the Holders of the Notes;

(vi) to evidence and provide for the acceptance of the appointment hereunder by a successor trustee with respect to the Notes and to add to or change any of the provisions of this Indenture as shall be necessary to facilitate the administration of the trusts hereunder by more than one trustee, pursuant to the requirements of Article VI; or

(vii) to modify, eliminate or add to the provisions of this Indenture to such extent as shall be necessary to effect the qualification of this Indenture under the TIA or under any similar federal statute hereafter enacted and to add to this Indenture such other provisions as may be expressly required by the TIA.

The Trustee is hereby authorized to join in the execution of any such supplemental indenture and to make any further appropriate agreements and stipulations that may be therein contained.

(b) The Issuer and the Trustee, when authorized by an Issuer Order, may, also without the consent of any of the Holders of the Notes but with prior notice to the Rating Agencies by the Issuer, as evidenced to the Trustee, enter into an indenture or indentures supplemental hereto for the purpose of adding any provisions to, or changing in any manner or eliminating any of the provisions of, this Indenture or of modifying in any manner the rights of the Holders of the Notes under this Indenture; provided, however, that such action shall not, as evidenced by an Opinion of Counsel, adversely affect in any material respect the interests of any Noteholder.

SECTION 9.2 Supplemental Indentures with Consent of Noteholders. The Issuer and the Trustee, when authorized by an Issuer Order, also may, with prior notice to the Rating Agencies, and with the consent of the Majority Noteholders, by Act of such Holders delivered to the Issuer and the Trustee, enter into an indenture or indentures supplemental hereto for the purpose of adding any provisions to, or changing in any manner or eliminating any of the provisions of, this Indenture or of modifying in any manner the rights of the Holders of the Notes under this Indenture; provided, however, that no such supplemental indenture shall, without the consent of the Holder of each Outstanding Note affected thereby:

(i) change the date of payment of any installment of principal of or interest on any Note, or reduce the principal amount thereof, the interest rate thereon or the Redemption Price with respect thereto, change the provision of this Indenture relating to the application of collections on, or the proceeds of the sale of, the Trust Estate to payment of principal of or interest on the Notes, or change any place of payment where, or the coin or currency in which, any Note or the interest thereon is payable;

 

53


(ii) impair the right to institute suit for the enforcement of the provisions of this Indenture requiring the application of funds available therefor, as provided in Article V, to the payment of any such amount due on the Notes on or after the respective due dates thereof (or, in the case of redemption, on or after the Redemption Date);

(iii) reduce the percentage of the Outstanding Amount of the Notes, the consent of the Holders of which is required for any such supplemental indenture, or the consent of the Holders of which is required for any waiver of compliance with certain provisions of this Indenture or certain defaults hereunder and their consequences provided for in this Indenture;

(iv) modify or alter the provisions of the proviso to the definition of the term “Outstanding” or the term “Majority Noteholders”;

(v) reduce the percentage of the Outstanding Amount of the Notes required to direct the Trustee to direct the Issuer to sell or liquidate the Trust Estate pursuant to Section 5.4;

(vi) modify any provision of this Section except to increase any percentage specified herein or to provide that certain additional provisions of this Indenture or the Basic Documents cannot be modified or waived without the consent of the Holder of each Outstanding Note affected thereby;

(vii) modify any of the provisions of this Indenture in such manner as to affect the calculation of the amount of any payment of interest or principal due on any Note on any Distribution Date (including the calculation of any of the individual components of such calculation) or to affect the rights of the Noteholders to the benefit of any provisions for the mandatory redemption of the Notes contained herein; or

(viii) permit the creation of any lien ranking prior to or on a parity with the lien of this Indenture with respect to any part of the Trust Estate or, except as otherwise permitted or contemplated herein or in any of the Basic Documents, terminate the lien of this Indenture on any property at any time subject hereto or deprive the Holder of any Note of the security provided by the lien of this Indenture.

The Trustee may determine whether or not any Notes would be affected by any supplemental indenture and any such determination shall be conclusive upon the Holders of all Notes, whether theretofore or thereafter authenticated and delivered hereunder. The Trustee shall not be liable for any such determination made in good faith.

It shall not be necessary for any Act of Noteholders under this Section to approve the particular form of any proposed supplemental indenture, but it shall be sufficient if such Act shall approve the substance thereof.

 

54


Promptly after the execution by the Issuer and the Trustee of any supplemental indenture pursuant to this Section, the Trustee shall mail to the Holders of the Notes to which such amendment or supplemental indenture relates a notice setting forth in general terms the substance of such supplemental indenture. Any failure of the Trustee to mail such notice, or any defect therein, shall not, however, in any way impair or affect the validity of any such supplemental indenture.

SECTION 9.3 Execution of Supplemental Indentures. In executing, or permitting the additional trusts created by, any supplemental indenture permitted by this Article IX or the amendments or modifications thereby of the trusts created by this Indenture, the Trustee shall be entitled to receive and shall be fully protected in relying upon, an Opinion of Counsel stating that the execution of such supplemental indenture is authorized or permitted by this Indenture. The Trustee may, but shall not be obligated to, enter into any such supplemental indenture that affects the Trustee’s own rights, duties, liabilities or immunities under this Indenture or otherwise.

SECTION 9.4 Effect of Supplemental Indenture. Upon the execution of any supplemental indenture pursuant to the provisions hereof, this Indenture shall be and be deemed to be modified and amended in accordance therewith with respect to the Notes affected thereby, and the respective rights, limitations of rights, obligations, duties, liabilities and immunities under this Indenture of the Trustee, the Issuer and the Holders of the Notes shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such supplemental indenture shall be and be deemed to be part of the terms and conditions of this Indenture for any and all purposes.

SECTION 9.5 Conformity With Trust Indenture Act. Every amendment of this Indenture and every supplemental indenture executed pursuant to this Article IX shall conform to the requirements of the Trust Indenture Act as then in effect so long as this Indenture shall then be qualified under the Trust Indenture Act.

SECTION 9.6 Reference in Notes to Supplemental Indentures. Notes authenticated and delivered after the execution of any supplemental indenture pursuant to this Article IX may, and if required by the Trustee shall, bear a notation in form approved by the Trustee as to any matter provided for in such supplemental indenture. If the Issuer or the Trustee shall so determine, new Notes so modified as to conform, in the opinion of the Trustee and the Issuer, to any such supplemental indenture may be prepared and executed by the Issuer and authenticated and delivered by the Trustee in exchange for Outstanding Notes.

ARTICLE X

Redemption of Notes

SECTION 10.1 Redemption.

(a) The Notes shall be redeemed in whole, but not in part, on any Distribution Date on which the Servicer or Seller exercises its option to purchase the Trust Estate pursuant to Section 10.1(a) of the Sale and Servicing Agreement, for a purchase price

 

55


equal to the Redemption Price; provided, however, that no such redemption may be effected unless the Issuer has available funds sufficient to pay the Redemption Price on such Distribution Date. The Servicer or the Issuer shall furnish the Rating Agencies notice of such redemption. If the Notes are to be redeemed pursuant to this Section 10.1(a), the Servicer or the Issuer shall furnish notice of such election to the Trustee not later than 25 days prior to the Redemption Date and the Issuer shall deposit with the Trustee in the Collection Account the amount required to be so deposited pursuant to Section 10.1(a) of the Sale and Servicing Agreement, whereupon all outstanding Notes shall be due and payable on the Redemption Date subject to the furnishing of a notice complying with Section 10.2 to each Holder of Notes.

(b) In the event that the assets of the Trust are distributed pursuant to Section 8.1 of the Trust Agreement, all amounts on deposit in the Note Distribution Account shall be paid to the Noteholders up to the Outstanding Amount of the Notes and all accrued and unpaid interest thereon. If amounts are to be paid to Noteholders pursuant to this Section 10.1(b), the Servicer or the Issuer shall, to the extent practicable, furnish notice of such event to the Trustee not later than 45 days prior to the Redemption Date whereupon all such amounts shall be payable on the Redemption Date.

SECTION 10.2 Form of Redemption. Notice of redemption under Section 10.1(a) shall be given by the Trustee by facsimile or by first-class mail, postage prepaid, transmitted or mailed prior to the applicable Redemption Date to each Holder of Notes, as of the close of business on the Record Date preceding the applicable Redemption Date, at such Holder’s address appearing in the Note Register.

All notices of redemption shall state:

(i) the Redemption Date;

(ii) the Redemption Price;

(iii) that the Record Date otherwise applicable to such Redemption Date is not applicable and that payments shall be made only upon presentation and surrender of such Notes and the place where such Notes are to be surrendered for payment of the Redemption Price (which shall be the office or agency of the Issuer to be maintained as provided in Section 3.2); and

(iv) that interest on the Notes shall cease to accrue on the Redemption Date.

Notice of redemption of the Notes shall be given by the Trustee in the name and at the expense of the Issuer. Failure to give notice of redemption, or any defect therein, to any Holder of any Note shall not impair or affect the validity of the redemption of any other Note.

(c) Prior notice of redemption under Section 10.1(b) is not required to be given to the Noteholders.

 

56


SECTION 10.3 Notes Payable on Redemption Date. The Notes to be redeemed shall, following notice of redemption, as required by Section 10.2 (in the case of redemption pursuant to Section 10.1(a)), on the Redemption Date become due and payable at the Redemption Price and (unless the Issuer shall default in the payment of the Redemption Price) no interest shall accrue on the Redemption Price for any period after the date to which accrued interest is calculated for purposes of calculating the Redemption Price.

ARTICLE XI

Miscellaneous

SECTION 11.1 Compliance Certificates and Opinions, etc.

(a) Upon any application or request by the Issuer to the Trustee or the Trust Collateral Agent to take any action under any provision of this Indenture, the Issuer shall furnish to the Trustee or the Trust Collateral Agent, as the case may be, (i) an Officer’s Certificate stating that all conditions precedent, if any, provided for in this Indenture relating to the proposed action have been complied with, (ii) an Opinion of Counsel stating that in the opinion of such counsel all such conditions precedent, if any, have been complied with and (iii) (if required by the TIA) an Independent Certificate from a firm of certified public accountants meeting the applicable requirements of this Section, except that, in the case of any such application or request as to which the furnishing of such documents is specifically required by any provision of this Indenture, no additional certificate or opinion need be furnished.

Every certificate or opinion with respect to compliance with a condition or covenant provided for in this Indenture shall include:

(i) a statement that each signatory of such certificate or opinion has read or has caused to be read such covenant or condition and the definitions herein relating thereto;

(ii) a brief statement as to the nature and scope of the examination or investigation upon which the statements or opinions contained in such certificate or opinion are based;

(iii) a statement that, in the opinion of each such signatory, such signatory has made such examination or investigation as is necessary to enable such signatory to express an informed opinion as to whether or not such covenant or condition has been complied with; and

(iv) a statement as to whether, in the opinion of each such signatory such condition or covenant has been complied with.

(b) (i) Prior to the deposit of any Collateral or other property or securities with the Trust Collateral Agent that is to be made the basis for the release of any property or securities subject to the lien of this Indenture, the Issuer shall, in addition to any obligation imposed in Section 11.1(a) or elsewhere in this Indenture, furnish to the Trust Collateral Agent an Officer’s Certificate certifying or stating the opinion of each person signing such certificate as to the fair value (within 90 days of such deposit) to the Issuer of the Collateral or other property or securities to be so deposited.

 

57


(ii) Whenever the Issuer is required to furnish to the Trust Collateral Agent an Officer’s Certificate certifying or stating the opinion of any signer thereof as to the matters described in clause (i) above, the Issuer shall also deliver to the Trust Collateral Agent an Independent Certificate as to the same matters, if the fair value to the Issuer of the securities to be so deposited and of all other such securities made the basis of any such withdrawal or release since the commencement of the then-current fiscal year of the Issuer, as set forth in the certificates delivered pursuant to clause (i) above and this clause (ii), is 10% or more of the Outstanding Amount of the Notes, but such a certificate need not be furnished with respect to any securities so deposited, if the fair value thereof to the Issuer as set forth in the related Officer’s Certificate is less than $25,000 or less than 1% percent of the Outstanding Amount of the Notes.

(iii) Other than with respect to the release of any Purchased Receivables, Sold Receivables or Liquidated Receivables, whenever any property or securities are to be released from the lien of this Indenture, the Issuer shall also furnish to the Trust Collateral Agent an Officer’s Certificate certifying or stating the opinion of each person signing such certificate as to the fair value (within 90 days of such release) of the property or securities proposed to be released and stating that in the opinion of such person the proposed release will not impair the security under this Indenture in contravention of the provisions hereof.

(iv) Whenever the Issuer is required to furnish to the Trustee an Officer’s Certificate certifying or stating the opinion of any signer thereof as to the matters described in clause (iii) above, the Issuer shall also furnish to the Trust Collateral Agent an Independent Certificate as to the same matters if the fair value of the property or securities and of all other property other than Purchased Receivables, Sold Receivables and Defaulted Receivables, or securities released from the lien of this Indenture since the commencement of the then current calendar year, as set forth in the certificates required by clause (iii) above and this clause (iv), equals 10% or more of the Outstanding Amount of the Notes, but such certificate need not be furnished in the case of any release of property or securities if the fair value thereof as set forth in the related Officer’s Certificate is less than $25,000 or less than 1 percent of the then Outstanding Amount of the Notes.

(v) Notwithstanding Section 2.9 or any other provision of this Section, the Issuer may (A) collect, liquidate, sell or otherwise dispose of Receivables as and to the extent permitted or required by the Basic Documents and (B) make cash payments out of the Trust Accounts as and to the extent permitted or required by the Basic Documents.

SECTION 11.2 Form of Documents Delivered to Trustee. In any case where several matters are required to be certified by, or covered by an opinion of, any specified Person, it is not necessary that all such matters be certified by, or covered by the opinion of, only one such Person, or that they be so certified or covered by only one document, but one such Person may certify or give an opinion with respect to some matters and one or more other such Persons as to other matters, and any such Person may certify or give an opinion as to such matters in one or several documents.

 

58


Any certificate or opinion of an Authorized Officer of the Issuer may be based, insofar as it relates to legal matters, upon a certificate or opinion of, or representations by, counsel, unless such officer knows, or in the exercise of reasonable care should know, that the certificate or opinion or representations with respect to the matters upon which his or her certificate or opinion is based are erroneous. Any such certificate of an Authorized Officer or Opinion of Counsel may be based, insofar as it relates to factual matters, upon a certificate or opinion of, or representations by, an officer or officers of the Servicer, the Seller or the Issuer, stating that the information with respect to such factual matters is in the possession of the Servicer, the Seller or the Issuer, unless such counsel knows, or in the exercise of reasonable care should know, that the certificate or opinion or representations with respect to such matters are erroneous.

Where any Person is required to make, give or execute two or more applications, requests, consents, certificates, statements, opinions or other instruments under this Indenture, they may, but need not, be consolidated and form one instrument.

Whenever in this Indenture, in connection with any application or certificate or report to the Trustee, it is provided that the Issuer shall deliver any document as a condition of the granting of such application, or as evidence of the Issuer’s compliance with any term hereof, it is intended that the truth and accuracy, at the time of the granting of such application or at the effective date of such certificate or report (as the case may be), of the facts and opinions stated in such document shall in such case be conditions precedent to the right of the Issuer to have such application granted or to the sufficiency of such certificate or report. The foregoing shall not, however, be construed to affect the Trustee’s right to rely upon the truth and accuracy of any statement or opinion contained in any such document as provided in Article VI.

SECTION 11.3 Acts of Noteholders.

(a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be given or taken by Noteholders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Noteholders in person or by agents duly appointed in writing; and except as herein otherwise expressly provided such action shall become effective when such instrument or instruments are delivered to the Trustee, and, where it is hereby expressly required, to the Issuer. Such instrument or instruments (and the action embodied therein and evidenced thereby) are herein sometimes referred to as the “Act” of the Noteholders signing such instrument or instruments. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this Indenture and (subject to Section 6.1) conclusive in favor of the Trustee and the Issuer, if made in the manner provided in this Section. In the event the Trustee shall receive conflicting or inconsistent requests and indemnity from two or more groups of Noteholders, each representing less than a majority of the Outstanding Amount of the Notes or the Majority Noteholders, the Trustee in its sole discretion may determine what action, if any, shall be taken, notwithstanding any other provisions of this Indenture.

 

59


(b) The fact and date of the execution by any person of any such instrument or writing may be proved in any customary manner of the Trustee.

(c) The ownership of Notes shall be proved by the Note Register.

(d) Any request, demand, authorization, direction, notice, consent, waiver or other action by the Holder of any Notes shall bind the Holder of every Note issued upon the registration thereof or in exchange therefor or in lieu thereof, in respect of anything done, omitted or suffered to be done by the Trustee or the Issuer in reliance thereon, whether or not notation of such action is made upon such Note.

SECTION 11.4 Notices, etc., to Trustee, Issuer and Rating Agencies. Any request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with:

(a) The Trustee by any Noteholder or by the Issuer shall be sufficient for every purpose hereunder if personally delivered, delivered by overnight courier or mailed certified mail, return receipt requested and shall be deemed to have been duly given upon receipt to the Trustee at its Corporate Trust Office, or

(b) The Issuer by the Trustee or by any Noteholder shall be sufficient for every purpose hereunder if personally delivered, delivered by overnight courier or mailed certified mail, return receipt requested and shall deemed to have been duly given upon receipt to the Issuer addressed to: AmeriCredit Automobile Receivables Trust 2009-1, in care of Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, Attention: Corporate Trust Administration, or at any other address previously furnished in writing to the Trustee by Issuer. The Issuer shall promptly transmit any notice received by it from the Noteholders to the Trustee.

(c) Notices required to be given to the Rating Agencies by the Issuer, the Trustee or the Owner Trustee shall be in writing, personally delivered, electronically delivered, delivered by overnight courier or mailed certified mail, return receipt requested to (i) in the case of Moody’s, at the following address: Moody’s Investors Service, Inc., 7 World Trade Center at 250 Greenwich Street, Asset Finance Group – 24th floor, New York, New York 10007; and (ii) in the case of Standard & Poor’s, via electronic delivery to Servicer_reports@sandp.com; for any information not available in electronic format, send hard copies to: Standard & Poor’s Ratings Services, 55 Water Street, 42nd floor, New York, New York 10041, Attention: ABS Surveillance Group; or as to each of the foregoing, at such other address as shall be designated by written notice to the other parties.

SECTION 11.5 Notices to Noteholders; Waiver. Where this Indenture provides for notice to Noteholders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in writing and mailed, first-class, postage prepaid to each Noteholder affected by such event, at his address as it appears on the Note Register, not later than the latest date, and not earlier than the earliest date, prescribed for the giving of such notice. In any case where notice to Noteholders is given by mail, neither the failure to mail such notice

 

60


nor any defect in any notice so mailed to any particular Noteholder shall affect the sufficiency of such notice with respect to other Noteholders, and any notice that is mailed in the manner here in provided shall conclusively be presumed to have been duly given.

Where this Indenture provides for notice in any manner, such notice may be waived in writing by any Person entitled to receive such notice, either before or after the event, and such waiver shall be the equivalent of such notice. Waivers of notice by Noteholders shall be filed with the Trustee but such filing shall not be a condition precedent to the validity of any action taken in reliance upon such a waiver.

In case, by reason of the suspension of regular mail service as a result of a strike, work stoppage or similar activity, it shall be impractical to mail notice of any event to Noteholders when such notice is required to be given pursuant to any provision of this Indenture, then any manner of giving such notice as shall be satisfactory to the Trustee shall be deemed to be a sufficient giving of such notice.

Where this Indenture provides for notice to the Rating Agencies, failure to give such notice shall not affect any other rights or obligations created hereunder, and shall not under any circumstance constitute a Default or Event of Default.

SECTION 11.6 [Reserved]

SECTION 11.7 Conflict with Trust Indenture Act. If any provision hereof limits, qualifies or conflicts with another provision hereof that is required to be included in this Indenture by any of the provisions of the Trust Indenture Act, such required provision shall control.

The provisions of TIA §§ 310 through 317 that impose duties on any person (including the provisions automatically deemed included herein unless expressly excluded by this Indenture) are a part of and govern this Indenture, whether or not physically contained herein.

SECTION 11.8 Effect of Headings and Table of Contents. The Article and Section headings herein and the Table of Contents are for convenience only and shall not affect the construction hereof.

SECTION 11.9 Successors and Assigns. All covenants and agreements in this Indenture and the Notes by the Issuer shall bind its successors and assigns, whether so expressed or not. All agreements of the Trustee in this Indenture shall bind its successors. All agreements of the Trust Collateral Agent in this Indenture shall bind its successors.

SECTION 11.10 Separability. In case any provision in this Indenture or in the Notes shall be invalid, illegal or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

SECTION 11.11 Benefits of Indenture. Nothing in this Indenture or in the Notes, express or implied, shall give to any Person, other than the parties hereto and their successors hereunder, the Noteholders, and any other party secured hereunder, and any other person with an Ownership interest in any part of the Trust Estate, any benefit or any legal or equitable right, remedy or claim under this Indenture.

 

61


SECTION 11.12 Legal Holidays. In any case where the date on which any payment is due shall not be a Business Day, then (notwithstanding any other provision of the Notes or this Indenture) payment need not be made on such date, but may be made on the next succeeding Business Day with the same force and effect as if made on the date on which nominally due, and no interest shall accrue for the period from and after any such nominal date.

SECTION 11.13 GOVERNING LAW. THIS INDENTURE SHALL BE CONSTRUED IN ACCORDANCE WITH, AND THIS INDENTURE AND ALL MATTERS ARISING OUT OF OR RELATING IN ANY WAY TO THIS INDENTURE SHALL BE, GOVERNED BY THE LAW OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO ITS CONFLICT OF LAW PROVISIONS (OTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW).

SECTION 11.14 Counterparts. This Indenture may be executed in any number of counterparts, each of which so executed shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument.

SECTION 11.15 Recording of Indenture. If this Indenture is subject to recording in any appropriate public recording offices, such recording is to be effected by the Issuer and at its expense accompanied by an Opinion of Counsel (which may be counsel to the Trustee or any other counsel reasonably acceptable to the Trustee) to the effect that such recording is necessary either for the protection of the Noteholders or any other person secured hereunder or for the enforcement of any right or remedy granted to the Trustee or the Trust Collateral Agent under this Indenture.

SECTION 11.16 Trust Obligation. No recourse may be taken, directly or indirectly, with respect to the obligations of the Issuer, the Seller, the Servicer, the Backup Servicer, the Owner Trustee, the Trust Collateral Agent or the Trustee on the Notes or under this Indenture, any other Basic Document or any certificate or other writing delivered in connection herewith or therewith, against (i) the Seller, the Servicer, the Backup Servicer, the Trustee, the Trust Collateral Agent or the Owner Trustee in its individual capacity, (ii) any owner of a beneficial interest in the Issuer or (iii) any partner, owner, beneficiary, agent, officer, director, employee or agent of the Seller, the Servicer, the Backup Servicer, the Trustee, the Trust Collateral Agent or the Owner Trustee in its individual capacity, any holder of a beneficial interest in the Issuer, the Seller, the Servicer, the Backup Servicer, the Owner Trustee, the Trust Collateral Agent or the Trustee or of any successor or assign of the Seller, the Servicer, the Backup Servicer, the Trustee, the Trust Collateral Agent or the Owner Trustee in its individual capacity, except as any such Person may have expressly agreed (it being understood that the Trustee, the Trust Collateral Agent, the Backup Servicer and the Owner Trustee have no such obligations in their individual capacity) and except that any such partner, owner or beneficiary shall be fully liable, to the extent provided by applicable law, for any unpaid consideration for stock, unpaid capital contribution or failure to pay any installment or call owing to such entity. For all purposes of this Indenture, in the performance of any duties or obligations of the Issuer hereunder, the Owner Trustee shall be subject to, and entitled to the benefits of, the terms and provisions of Article VI, VII and VIII of the Trust Agreement.

 

62


SECTION 11.17 No Petition. The Trustee and the Trust Collateral Agent, by entering into this Indenture, and each Noteholder, by accepting a Note, hereby covenant and agree that they will not at any time institute against the Seller, or the Issuer, or join in any institution against the Seller, or the Issuer of, any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any United States federal or State bankruptcy or similar law in connection with any obligations relating to the Notes, this Indenture or any of the Basic Documents.

SECTION 11.18 Inspection. The Issuer agrees that, on reasonable prior notice, it will permit any representative of the Trustee, during the Issuer’s normal business hours, to examine all the books of account, records, reports, and other papers of the Issuer, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants, and to discuss the Issuer’s affairs, finances and accounts with the Issuer’s officers, employees, and independent certified public accountants, all at such reasonable times and as often as may be reasonably requested. Notwithstanding anything herein to the contrary, the foregoing shall not be construed to prohibit (i) disclosure of any and all information that is or becomes publicly known, (ii) disclosure of any and all information (A) if required to do so by any applicable statute, law, rule or regulation, (B) to any government agency or regulatory body having or claiming authority to regulate or oversee any respects of the Trustee’s business or that of its affiliates, (C) pursuant to any subpoena, civil investigative demand or similar demand or request of any court, regulatory authority, arbitrator or arbitration to which the Trustee or an affiliate or an officer, director, employer or shareholder thereof is a party, (D) in any preliminary or final offering circular, registration statement or contract or other document pertaining to the transactions contemplated by the Indenture approved in advance by the Servicer or the Issuer or (E) to any independent or internal auditor, agent, employee or attorney of the Trustee having a need to know the same, provided that the Trustee advises such recipient of the confidential nature of the information being disclosed, or (iii) any other disclosure authorized by the Servicer or the Issuer.

[SIGNATURE PAGE FOLLOWS]

 

63


IN WITNESS WHEREOF, the Issuer and the Trustee have caused this Indenture to be duly executed by their respective officers, hereunto duly authorized, all as of the day and year first above written.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1,
By:   WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee
By:   /s/ J. Christopher Murphy
  Name: J. Christopher Murphy
  Title: Financial Services Officer

 

WELLS FARGO BANK, NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee and Trust Collateral Agent
By:   /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President

[Indenture]


EXHIBIT A-1

 

REGISTERED

   $ 236,000,000

No. RB A-1

SEE REVERSE FOR CERTAIN DEFINITIONS

CUSIP NO. 03064A AA2

Unless this Note is presented by an authorized representative of The Depository Trust Company, a New York corporation (“DTC”), to the Issuer or its agent for registration of transfer, exchange or payment, and any Note issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.

THE PRINCIPAL OF THIS NOTE IS PAYABLE IN INSTALLMENTS AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT OF THIS NOTE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

CLASS A-1 0.8375% ASSET BACKED NOTE

AmeriCredit Automobile Receivables Trust 2009-1, a statutory trust organized and existing under the laws of the State of Delaware (herein referred to as the “Issuer”), for value received, hereby promises to pay to CEDE & CO., or registered assigns, the principal sum of TWO HUNDRED THIRTY-SIX MILLION DOLLARS payable on each Distribution Date in an amount equal to the result obtained by multiplying (i) a fraction the numerator of which is $236,000,000 and the denominator of which is $236,000,000 by (ii) the aggregate amount, if any, payable from the Note Distribution Account and Collection Account in respect of principal on the Class A-1 Notes pursuant to the Indenture; provided, however, that the entire unpaid principal amount of this Note shall be due and payable on the July 15, 2010 Distribution Date (the “Final Scheduled Distribution Date”). The Issuer will pay interest on this Note at the rate per annum shown above on each Distribution Date until the principal of this Note is paid or made available for payment. Interest on this Note will accrue for each Distribution Date from the most recent Distribution Date on which interest has been paid to but excluding such Distribution Date or, if no interest has yet been paid, from July 14, 2009. Interest will be computed on the basis of a 360-day year and the actual number of days in the related Interest Period. Such principal of and interest on this Note shall be paid in the manner specified on the reverse hereof.


The principal of and interest on this Note are payable in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts. All payments made by the Issuer with respect to this Note shall be applied first to interest due and payable on this Note as provided above and then to the unpaid principal of this Note.

Reference is made to the further provisions of this Note set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Note.

Unless the certificate of authentication hereon has been executed by the Trustee whose name appears below by manual signature, this Note shall not be entitled to any benefit under the Indenture referred to on the reverse hereof, or be valid or obligatory for any purpose.

 

A-1-2


IN WITNESS WHEREOF, the Issuer has caused this instrument to be signed, manually or in facsimile, by its Authorized Officer as of the date set forth below.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
by
WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee under the Trust Agreement
by     
Name:
Title:

TRUSTEE’S CERTIFICATE OF AUTHENTICATION

This is one of the Notes designated above and referred to in the within-mentioned Indenture.

 

Date: July 14, 2009     WELLS FARGO BANK, NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee
      by     
      Authorized Signer

 

A-1-3


[REVERSE OF NOTE]

This Note is one of a duly authorized issue of Notes of the Issuer, designated as its Class A-1 0.8375% Asset Backed Notes (herein called the “Class A-1 Notes”), all issued under an Indenture dated as of June 30, 2009 (such indenture, as supplemented or amended, is herein called the “Indenture”), between the Issuer and Wells Fargo Bank, National Association, as trustee (the “Trustee,” which term includes any successor Trustee under the Indenture) and as trust collateral agent (the “Trust Collateral Agent”), which term includes any successor Trust Collateral Agent) to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights and obligations thereunder of the Issuer, the Trustee and the Holders of the Notes. The Notes are subject to all terms of the Indenture. All terms used in this Note that are defined in the Indenture, as supplemented or amended, shall have the meanings assigned to them in or pursuant to the Indenture, as so supplemented or amended.

The Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes (together, the “Notes”) are and will be equally and ratably secured by the collateral pledged as security therefor as provided in the Indenture.

Principal of the Class A-1 Notes will be payable on each Distribution Date in an amount described on the face hereof. “Distribution Date” means the fifteenth day of each month, or, if any such date is not a Business Day, the next succeeding Business Day, commencing August 17, 2009. If AmeriCredit is no longer acting as Servicer, the distribution date may be a different day of the month. The term “Distribution Date,” shall be deemed to include the Final Scheduled Distribution Date.

As described above, the entire unpaid principal amount of this Note shall be due and payable on the earlier of the Final Scheduled Distribution Date and the Redemption Date, if any, pursuant to the Indenture. As described above, a portion of the unpaid principal balance of this Note shall be due and payable on the Redemption Date, if any. Notwithstanding the foregoing, the entire unpaid principal amount of the Notes shall be due and payable on the date on which an Event of Default shall have occurred and be continuing and the Majority Noteholders have declared the Notes to be immediately due and payable in the manner provided in the Indenture. All principal payments on the Class A-1 Notes shall be made pro rata to the Class A-1 Noteholders entitled thereto.

Payments of interest on this Note due and payable on each Distribution Date, together with the installment of principal, if any, to the extent not in full payment of this Note, shall be made by check mailed to the Person whose name appears as the Holder of this Note (or one or more Predecessor Notes) on the Note Register as of the close of business on each Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of the Clearing Agency (initially, such nominee to be Cede & Co.), payments will be made by wire transfer in immediately available funds to the account designated by such nominee. Such checks shall be mailed to the Person entitled thereto at the address of such Person as it appears on the Note Register as of the applicable Record Date without requiring that this Note be submitted for notation of payment. Any reduction in the principal amount of this Note (or any one or more Predecessor Notes) effected by any payments made on any Distribution Date shall be binding upon all future Holders of this Note and of any Note issued upon the registration of

 

A-1-4


transfer hereof or in exchange hereof or in lieu hereof, whether or not noted hereon. If funds are expected to be available, as provided in the Indenture, for payment in full of the then remaining unpaid principal amount of this Note on a Distribution Date, then the Trustee, in the name of and on behalf of the Issuer, will notify the Person who was the Holder hereof as of the Record Date preceding such Distribution Date by notice mailed prior to such Distribution Date and the amount then due and payable shall be payable only upon presentation and surrender of this Note at the Trustee’s principal Corporate Trust Office or at the office of the Trustee’s agent appointed for such purposes located in Minneapolis, Minnesota.

The Issuer shall pay interest on overdue installments of interest at the Class A-1 Interest Rate to the extent lawful.

As provided in the Indenture and subject to certain limitations set forth therein, the transfer of this Note may be registered on the Note Register upon surrender of this Note for registration of transfer at the office or agency designated by the Issuer pursuant to the Indenture, (i) duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by, the Holder hereof or his attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Note Registrar which requirements include membership or participation in Securities Transfer Agents Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Note Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act, and (ii) accompanied by such other documents as the Trustee may require, and thereupon one or more new Notes of authorized denominations and in the same aggregate principal amount will be issued to the designated transferee or transferees. No service charge will be charged for any registration of transfer or exchange of this Note, but the transferor may be required to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any such registration of transfer or exchange.

If this Note has been issued as a Definitive Note, the Note Registrar shall not register the transfer of this Note unless the prospective transferee has represented and warranted in writing that either (a) it is not a Benefit Plan Entity or (b) it is a Benefit Plan Entity and its acquisition and holding of this Note is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law). If this Note has been issued as a Book Entry Note, each transferee of this Note or any beneficial interest herein that is a Benefit Plan Entity shall be deemed to represent that its acquisition and holding of this Note or any beneficial interest herein is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law).

Each Noteholder or Note Owner, by acceptance of a Note or, in the case of a Note Owner, a beneficial interest in a Note covenants and agrees (i) that no recourse may be taken, directly or indirectly, with respect to the obligations of the Issuer, the Owner Trustee or the Trustee on the Notes or under the Indenture or any certificate or other writing delivered in connection therewith, against (a) the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, (b) any owner of a beneficial interest in the Issuer or (c) any partner, owner, beneficiary, agent, officer, director or employee of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, any holder of a beneficial interest in the Issuer, the

 

A-1-5


Seller, the Servicer, the Owner Trustee or the Trustee or of any successor or assign of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, except as any such Person may have expressly agreed (it being understood that the Trustee and the Owner Trustee have no such obligations in their individual capacity) and except that any such partner, owner or beneficiary shall be fully liable, to the extent provided by applicable law, for any unpaid consideration for stock, unpaid capital contribution or failure to pay any installment or call owing to such entity, and (ii) to treat the Notes that are owned or beneficially owned by a Person other than AFS SenSub Corp., or it Affiliates, as indebtedness for purposes of federal income, state and local income and franchise and any other income taxes.

Prior to the due presentment for registration of transfer of this Note, the Issuer and the Trustee and any agent of the Issuer or the Trustee may treat the Person in whose name this Note (as of the day of determination or as of such other date as may be specified in the Indenture) is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Issuer, the Trustee nor any such agent shall be affected by notice to the contrary.

The Indenture permits, with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Issuer and the rights of the Holders of the Notes under the Indenture at any time by the Issuer with the consent of the Majority Noteholders. The Indenture also contains provisions permitting the Noteholders representing specified percentages of the Outstanding Amount of the Notes, on behalf of the Holders of all the Notes, to waive compliance by the Issuer with certain provisions of the Indenture and certain past defaults under the Indenture and their consequences. Any such consent or waiver by the Holder of this Note (or any one of more Predecessor Notes) shall be conclusive and binding upon such Holder and upon all future Holders of this Note and of any Note issued upon the registration of transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent or waiver is made upon this Note. The Indenture also permits the Trustee to amend or waive certain terms and conditions set forth in the Indenture without the consent of Holders of the Notes issued thereunder.

The term “Issuer” as used in this Note includes any successor to the Issuer under the Indenture.

The Issuer is permitted by the Indenture, under certain circumstances, to merge or consolidate, subject to the rights of the Trustee and the Noteholders under the Indenture.

The Notes are issuable only in registered form in denominations as provided in the Indenture, subject to certain limitations therein set forth.

This Note and the Indenture shall be construed in accordance with the laws of the State of New York, without reference to its conflict of law provisions, and the obligations, rights and remedies of the parties hereunder and thereunder shall be determined in accordance with such laws.

No reference herein to the Indenture and no provision of this Note or of the Indenture shall alter or impair the obligation of the Issuer, which is absolute and unconditional, to pay the principal of and interest on this Note at the times, place, and rate, and in the coin or currency herein prescribed.

 

A-1-6


Anything herein to the contrary notwithstanding, except as expressly provided in the Indenture or the Basic Documents, neither Wilmington Trust Company in its individual capacity, any owner of a beneficial interest in the Issuer, nor any of their respective partners, beneficiaries, agents, officers, directors, employees or successors or assigns shall be personally liable for, nor shall recourse be had to any of them for, the payment of principal of or interest on, or performance of, or omission to perform, any of the covenants, obligations or indemnifications contained in this Note or the Indenture, it being expressly understood that said covenants, obligations and indemnifications have been made by the Owner Trustee for the sole purposes of binding the interests of the Owner Trustee in the assets of the Issuer. The Holder of this Note by the acceptance hereof agrees that except as expressly provided in the Indenture or the Basic Documents, in the case of an Event of Default under the Indenture, the Holder shall have no claim against any of the foregoing for any deficiency, loss or claim therefrom; provided, however, that nothing contained herein shall be taken to prevent recourse to, and enforcement against, the assets of the Issuer for any and all liabilities, obligations and undertakings contained in the Indenture or in this Note.

 

A-1-7


ASSIGNMENT

Social Security or taxpayer I.D. or other identifying number of assignee

 

FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto

   
  (name and address of assignee)

the within Note and all rights thereunder, and hereby irrevocably constitutes and appoints, attorney, to transfer said Note on the books kept for registration thereof, with full power of substitution in the premises.

 

Dated                                                                                  1      
      Signature Guaranteed:
         
   

 

 

1

NOTE: The signature to this assignment must correspond with the name of the registered owner as it appears on the face of the within Note in every particular, without alteration, enlargement or any change whatsoever.

 

A-1-8


EXHIBIT A-2

 

REGISTERED

   $ 166,000,000

No. RB A-2

SEE REVERSE FOR CERTAIN DEFINITIONS

CUSIP NO. 03064A AB0

Unless this Note is presented by an authorized representative of The Depository Trust Company, a New York corporation (“DTC”), to the Issuer or its agent for registration of transfer, exchange or payment, and any Note issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.

THE PRINCIPAL OF THIS NOTE IS PAYABLE IN INSTALLMENTS AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT OF THIS NOTE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

CLASS A-2 2.26% ASSET BACKED NOTE

AmeriCredit Automobile Receivables Trust 2009-1, a statutory trust organized and existing under the laws of the State of Delaware (herein referred to as the “Issuer”), for value received, hereby promises to pay to CEDE & CO., or registered assigns, the principal sum of ONE HUNDRED SIXTY-SIX MILLION DOLLARS payable on each Distribution Date in an amount equal to the result obtained by multiplying (i) a fraction the numerator of which is $166,000,000 and the denominator of which is $166,000,000 by (ii) the aggregate amount, if any, payable from the Note Distribution Account and Collection Account in respect of principal on the Class A-2 Notes pursuant to the Indenture; provided, however, that the entire unpaid principal amount of this Note shall be due and payable on the May 15, 2012 Distribution Date (the “Final Scheduled Distribution Date”). The Issuer will pay interest on this Note at the rate per annum shown above on each Distribution Date until the principal of this Note is paid or made available for payment. Interest on this Note will accrue for each Distribution Date from the most recent Distribution Date on which interest has been paid to but excluding such Distribution Date or, if no interest has yet been paid, from July 14, 2009. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. Such principal of and interest on this Note shall be paid in the manner specified on the reverse hereof.


The principal of and interest on this Note are payable in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts. All payments made by the Issuer with respect to this Note shall be applied first to interest due and payable on this Note as provided above and then to the unpaid principal of this Note.

Reference is made to the further provisions of this Note set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Note.

Unless the certificate of authentication hereon has been executed by the Trustee whose name appears below by manual signature, this Note shall not be entitled to any benefit under the Indenture referred to on the reverse hereof, or be valid or obligatory for any purpose.

 

A-2-2


IN WITNESS WHEREOF, the Issuer has caused this instrument to be signed, manually or in facsimile, by its Authorized Officer as of the date set forth below.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
by
WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee under the Trust Agreement
by     
Name:
Title:

TRUSTEE’S CERTIFICATE OF AUTHENTICATION

This is one of the Notes designated above and referred to in the within-mentioned Indenture.

 

Date: July 14, 2009     WELLS FARGO BANK, NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee
      by    
      Authorized Signer

 

A-2-3


[REVERSE OF NOTE]

This Note is one of a duly authorized issue of Notes of the Issuer, designated as its Class A-2 2.26% Asset Backed Notes (herein called the “Class A-2 Notes”), all issued under an Indenture dated as of June 30, 2009 (such indenture, as supplemented or amended, is herein called the “Indenture”), between the Issuer and Wells Fargo Bank, National Association, as trustee (the “Trustee,” which term includes any successor Trustee under the Indenture) and as trust collateral agent (the “Trust Collateral Agent”), which term includes any successor Trust Collateral Agent) to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights and obligations thereunder of the Issuer, the Trustee and the Holders of the Notes. The Notes are subject to all terms of the Indenture. All terms used in this Note that are defined in the Indenture, as supplemented or amended, shall have the meanings assigned to them in or pursuant to the Indenture, as so supplemented or amended.

The Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes (together, the “Notes”) are and will be equally and ratably secured by the collateral pledged as security therefor as provided in the Indenture.

Principal of the Class A-2 Notes will be payable on each Distribution Date in an amount described on the face hereof. “Distribution Date” means the fifteenth day of each month, or, if any such date is not a Business Day, the next succeeding Business Day, commencing August 17, 2009. If AmeriCredit is no longer acting as Servicer, the distribution date may be a different day of the month. The term “Distribution Date,” shall be deemed to include the Final Scheduled Distribution Date.

As described above, the entire unpaid principal amount of this Note shall be due and payable on the earlier of the Final Scheduled Distribution Date and the Redemption Date, if any, pursuant to the Indenture. As described above, a portion of the unpaid principal balance of this Note shall be due and payable on the Redemption Date, if any. Notwithstanding the foregoing, the entire unpaid principal amount of the Notes shall be due and payable on the date on which an Event of Default shall have occurred and be continuing and the Majority Noteholders have declared the Notes to be immediately due and payable in the manner provided in the Indenture. All principal payments on the Class A-2 Notes shall be made pro rata to the Class A-2 Noteholders entitled thereto.

Payments of interest on this Note due and payable on each Distribution Date, together with the installment of principal, if any, to the extent not in full payment of this Note, shall be made by check mailed to the Person whose name appears as the Holder of this Note (or one or more Predecessor Notes) on the Note Register as of the close of business on each Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of the Clearing Agency (initially, such nominee to be Cede & Co.), payments will be made by wire transfer in immediately available funds to the account designated by such nominee. Such checks shall be mailed to the Person entitled thereto at the address of such Person as it appears on the Note Register as of the applicable Record Date without requiring that this Note be submitted for notation of payment. Any reduction in the principal amount of this Note (or any one or more Predecessor Notes) effected by any payments made on any Distribution Date shall be binding upon all future Holders of this Note and of any Note issued upon the registration of

 

A-2-4


transfer hereof or in exchange hereof or in lieu hereof, whether or not noted hereon. If funds are expected to be available, as provided in the Indenture, for payment in full of the then remaining unpaid principal amount of this Note on a Distribution Date, then the Trustee, in the name of and on behalf of the Issuer, will notify the Person who was the Holder hereof as of the Record Date preceding such Distribution Date by notice mailed prior to such Distribution Date and the amount then due and payable shall be payable only upon presentation and surrender of this Note at the Trustee’s principal Corporate Trust Office or at the office of the Trustee’s agent appointed for such purposes located in Minneapolis, Minnesota.

The Issuer shall pay interest on overdue installments of interest at the Class A-2 Interest Rate to the extent lawful.

As provided in the Indenture and subject to certain limitations set forth therein, the transfer of this Note may be registered on the Note Register upon surrender of this Note for registration of transfer at the office or agency designated by the Issuer pursuant to the Indenture, (i) duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by, the Holder hereof or his attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Note Registrar which requirements include membership or participation in Securities Transfer Agents Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Note Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act, and (ii) accompanied by such other documents as the Trustee may require, and thereupon one or more new Notes of authorized denominations and in the same aggregate principal amount will be issued to the designated transferee or transferees. No service charge will be charged for any registration of transfer or exchange of this Note, but the transferor may be required to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any such registration of transfer or exchange.

If this Note has been issued as a Definitive Note, the Note Registrar shall not register the transfer of this Note unless the prospective transferee has represented and warranted in writing that either (a) it is not a Benefit Plan Entity or (b) it is a Benefit Plan Entity and its acquisition and holding of this Note is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law). If this Note has been issued as a Book Entry Note, each transferee of this Note or any beneficial interest herein that is a Benefit Plan Entity shall be deemed to represent that its acquisition and holding of this Note or any beneficial interest herein is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law).

Each Noteholder or Note Owner, by acceptance of a Note or, in the case of a Note Owner, a beneficial interest in a Note covenants and agrees (i) that no recourse may be taken, directly or indirectly, with respect to the obligations of the Issuer, the Owner Trustee or the Trustee on the Notes or under the Indenture or any certificate or other writing delivered in connection therewith, against (a) the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, (b) any owner of a beneficial interest in the Issuer or (c) any partner, owner, beneficiary, agent, officer, director or employee of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, any holder of a beneficial interest in the Issuer, the

 

A-2-5


Seller, the Servicer, the Owner Trustee or the Trustee or of any successor or assign of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, except as any such Person may have expressly agreed (it being understood that the Trustee and the Owner Trustee have no such obligations in their individual capacity) and except that any such partner, owner or beneficiary shall be fully liable, to the extent provided by applicable law, for any unpaid consideration for stock, unpaid capital contribution or failure to pay any installment or call owing to such entity, and (ii) to treat the Notes that are owned or beneficially owned by a Person other than AFS SenSub Corp., or it Affiliates, as indebtedness for purposes of federal income, state and local income and franchise and any other income taxes.

Prior to the due presentment for registration of transfer of this Note, the Issuer and the Trustee and any agent of the Issuer or the Trustee may treat the Person in whose name this Note (as of the day of determination or as of such other date as may be specified in the Indenture) is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Issuer, the Trustee nor any such agent shall be affected by notice to the contrary.

The Indenture permits, with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Issuer and the rights of the Holders of the Notes under the Indenture at any time by the Issuer with the consent of the Majority Noteholders. The Indenture also contains provisions permitting the Noteholders representing specified percentages of the Outstanding Amount of the Notes, on behalf of the Holders of all the Notes, to waive compliance by the Issuer with certain provisions of the Indenture and certain past defaults under the Indenture and their consequences. Any such consent or waiver by the Holder of this Note (or any one of more Predecessor Notes) shall be conclusive and binding upon such Holder and upon all future Holders of this Note and of any Note issued upon the registration of transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent or waiver is made upon this Note. The Indenture also permits the Trustee to amend or waive certain terms and conditions set forth in the Indenture without the consent of Holders of the Notes issued thereunder.

The term “Issuer” as used in this Note includes any successor to the Issuer under the Indenture.

The Issuer is permitted by the Indenture, under certain circumstances, to merge or consolidate, subject to the rights of the Trustee and the Noteholders under the Indenture.

The Notes are issuable only in registered form in denominations as provided in the Indenture, subject to certain limitations therein set forth.

This Note and the Indenture shall be construed in accordance with the laws of the State of New York, without reference to its conflict of law provisions, and the obligations, rights and remedies of the parties hereunder and thereunder shall be determined in accordance with such laws.

No reference herein to the Indenture and no provision of this Note or of the Indenture shall alter or impair the obligation of the Issuer, which is absolute and unconditional, to pay the principal of and interest on this Note at the times, place, and rate, and in the coin or currency herein prescribed.

 

A-2-6


Anything herein to the contrary notwithstanding, except as expressly provided in the Indenture or the Basic Documents, neither Wilmington Trust Company in its individual capacity, any owner of a beneficial interest in the Issuer, nor any of their respective partners, beneficiaries, agents, officers, directors, employees or successors or assigns shall be personally liable for, nor shall recourse be had to any of them for, the payment of principal of or interest on, or performance of, or omission to perform, any of the covenants, obligations or indemnifications contained in this Note or the Indenture, it being expressly understood that said covenants, obligations and indemnifications have been made by the Owner Trustee for the sole purposes of binding the interests of the Owner Trustee in the assets of the Issuer. The Holder of this Note by the acceptance hereof agrees that except as expressly provided in the Indenture or the Basic Documents, in the case of an Event of Default under the Indenture, the Holder shall have no claim against any of the foregoing for any deficiency, loss or claim therefrom; provided, however, that nothing contained herein shall be taken to prevent recourse to, and enforcement against, the assets of the Issuer for any and all liabilities, obligations and undertakings contained in the Indenture or in this Note.

 

A-2-7


ASSIGNMENT

Social Security or taxpayer I.D. or other identifying number of assignee

 

FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto

   
  (name and address of assignee)

the within Note and all rights thereunder, and hereby irrevocably constitutes and appoints, attorney, to transfer said Note on the books kept for registration thereof, with full power of substitution in the premises.

 

Dated                                                                                  1      
      Signature Guaranteed:
         
   

 

 

1

NOTE: The signature to this assignment must correspond with the name of the registered owner as it appears on the face of the within Note in every particular, without alteration, enlargement or any change whatsoever.

 

A-2-8


EXHIBIT A-3

 

REGISTERED

   $ 164,560,000

No. RB A-3

SEE REVERSE FOR CERTAIN DEFINITIONS

CUSIP NO. 03064A AC8

Unless this Note is presented by an authorized representative of The Depository Trust Company, a New York corporation (“DTC”), to the Issuer or its agent for registration of transfer, exchange or payment, and any Note issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.

THE PRINCIPAL OF THIS NOTE IS PAYABLE IN INSTALLMENTS AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT OF THIS NOTE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

CLASS A-3 3.04% ASSET BACKED NOTE

AmeriCredit Automobile Receivables Trust 2009-1, a statutory trust organized and existing under the laws of the State of Delaware (herein referred to as the “Issuer”), for value received, hereby promises to pay to CEDE & CO., or registered assigns, the principal sum of ONE HUNDRED SIXTY-FOUR MILLION FIVE HUNDRED SIXTY THOUSAND DOLLARS payable on each Distribution Date in an amount equal to the result obtained by multiplying (i) a fraction the numerator of which is $164,560,000 and the denominator of which is $164,560,000 by (ii) the aggregate amount, if any, payable from the Note Distribution Account and Collection Account in respect of principal on the Class A-3 Notes pursuant to the Indenture; provided, however, that the entire unpaid principal amount of this Note shall be due and payable on the October 15, 2013 Distribution Date (the “Final Scheduled Distribution Date”). The Issuer will pay interest on this Note at the rate per annum shown above on each Distribution Date until the principal of this Note is paid or made available for payment. Interest on this Note will accrue for each Distribution Date from the most recent Distribution Date on which interest has been paid to but excluding such Distribution Date or, if no interest has yet been paid, from July 14, 2009. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. Such principal of and interest on this Note shall be paid in the manner specified on the reverse hereof.


The principal of and interest on this Note are payable in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts. All payments made by the Issuer with respect to this Note shall be applied first to interest due and payable on this Note as provided above and then to the unpaid principal of this Note.

Reference is made to the further provisions of this Note set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Note.

Unless the certificate of authentication hereon has been executed by the Trustee whose name appears below by manual signature, this Note shall not be entitled to any benefit under the Indenture referred to on the reverse hereof, or be valid or obligatory for any purpose.

 

A-3-2


IN WITNESS WHEREOF, the Issuer has caused this instrument to be signed, manually or in facsimile, by its Authorized Officer as of the date set forth below.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
by
WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee under the Trust Agreement
by     
Name:
Title:

TRUSTEE’S CERTIFICATE OF AUTHENTICATION

This is one of the Notes designated above and referred to in the within-mentioned Indenture.

 

Date: July 14, 2009     WELLS FARGO BANK, NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee
      by    
      Authorized Signer

 

A-3-3


[REVERSE OF NOTE]

This Note is one of a duly authorized issue of Notes of the Issuer, designated as its Class A-3 3.04% Asset Backed Notes (herein called the “Class A-3 Notes”), all issued under an Indenture dated as of June 30, 2009 (such indenture, as supplemented or amended, is herein called the “Indenture”), between the Issuer and Wells Fargo Bank, National Association, as trustee (the “Trustee,” which term includes any successor Trustee under the Indenture) and as trust collateral agent (the “Trust Collateral Agent”), which term includes any successor Trust Collateral Agent) to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights and obligations thereunder of the Issuer, the Trustee and the Holders of the Notes. The Notes are subject to all terms of the Indenture. All terms used in this Note that are defined in the Indenture, as supplemented or amended, shall have the meanings assigned to them in or pursuant to the Indenture, as so supplemented or amended.

The Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes, and the Class C Notes (together, the “Notes”) are and will be equally and ratably secured by the collateral pledged as security therefor as provided in the Indenture.

Principal of the Class A-3 Notes will be payable on each Distribution Date in an amount described on the face hereof. “Distribution Date” means the fifteenth day of each month, or, if any such date is not a Business Day, the next succeeding Business Day, commencing August 17, 2009. If AmeriCredit is no longer acting as Servicer, the distribution date may be a different day of the month. The term “Distribution Date,” shall be deemed to include the Final Scheduled Distribution Date.

As described above, the entire unpaid principal amount of this Note shall be due and payable on the earlier of the Final Scheduled Distribution Date and the Redemption Date, if any, pursuant to the Indenture. As described above, a portion of the unpaid principal balance of this Note shall be due and payable on the Redemption Date, if any. Notwithstanding the foregoing, the entire unpaid principal amount of the Notes shall be due and payable on the date on which an Event of Default shall have occurred and be continuing and the Majority Noteholders have declared the Notes to be immediately due and payable in the manner provided in the Indenture. All principal payments on the Class A-3 Notes shall be made pro rata to the Class A-3 Noteholders entitled thereto.

Payments of interest on this Note due and payable on each Distribution Date, together with the installment of principal, if any, to the extent not in full payment of this Note, shall be made by check mailed to the Person whose name appears as the Holder of this Note (or one or more Predecessor Notes) on the Note Register as of the close of business on each Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of the Clearing Agency (initially, such nominee to be Cede & Co.), payments will be made by wire transfer in immediately available funds to the account designated by such nominee. Such checks shall be mailed to the Person entitled thereto at the address of such Person as it appears on the Note Register as of the applicable Record Date without requiring that this Note be submitted for notation of payment. Any reduction in the principal amount of this Note (or any one or more Predecessor Notes) effected by any payments made on any Distribution Date shall be binding upon all future Holders of this Note and of any Note issued upon the registration of

 

A-3-4


transfer hereof or in exchange hereof or in lieu hereof, whether or not noted hereon. If funds are expected to be available, as provided in the Indenture, for payment in full of the then remaining unpaid principal amount of this Note on a Distribution Date, then the Trustee, in the name of and on behalf of the Issuer, will notify the Person who was the Holder hereof as of the Record Date preceding such Distribution Date by notice mailed prior to such Distribution Date and the amount then due and payable shall be payable only upon presentation and surrender of this Note at the Trustee’s principal Corporate Trust Office or at the office of the Trustee’s agent appointed for such purposes located in Minneapolis, Minnesota.

The Issuer shall pay interest on overdue installments of interest at the Class A-3 Interest Rate to the extent lawful.

As provided in the Indenture and subject to certain limitations set forth therein, the transfer of this Note may be registered on the Note Register upon surrender of this Note for registration of transfer at the office or agency designated by the Issuer pursuant to the Indenture, (i) duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by, the Holder hereof or his attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Note Registrar which requirements include membership or participation in Securities Transfer Agents Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Note Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act, and (ii) accompanied by such other documents as the Trustee may require, and thereupon one or more new Notes of authorized denominations and in the same aggregate principal amount will be issued to the designated transferee or transferees. No service charge will be charged for any registration of transfer or exchange of this Note, but the transferor may be required to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any such registration of transfer or exchange.

If this Note has been issued as a Definitive Note, the Note Registrar shall not register the transfer of this Note unless the prospective transferee has represented and warranted in writing that either (a) it is not a Benefit Plan Entity or (b) it is a Benefit Plan Entity and its acquisition and holding of this Note is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law). If this Note has been issued as a Book Entry Note, each transferee of this Note or any beneficial interest herein that is a Benefit Plan Entity shall be deemed to represent that its acquisition and holding of this Note or any beneficial interest herein is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law).

Each Noteholder or Note Owner, by acceptance of a Note or, in the case of a Note Owner, a beneficial interest in a Note covenants and agrees (i) that no recourse may be taken, directly or indirectly, with respect to the obligations of the Issuer, the Owner Trustee or the Trustee on the Notes or under the Indenture or any certificate or other writing delivered in connection therewith, against (a) the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, (b) any owner of a beneficial interest in the Issuer or (c) any partner, owner, beneficiary, agent, officer, director or employee of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, any holder of a beneficial interest in the Issuer, the

 

A-3-5


Seller, the Servicer, the Owner Trustee or the Trustee or of any successor or assign of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, except as any such Person may have expressly agreed (it being understood that the Trustee and the Owner Trustee have no such obligations in their individual capacity) and except that any such partner, owner or beneficiary shall be fully liable, to the extent provided by applicable law, for any unpaid consideration for stock, unpaid capital contribution or failure to pay any installment or call owing to such entity, and (ii) to treat the Notes that are owned or beneficially owned by a Person other than AFS SenSub Corp., or it Affiliates, as indebtedness for purposes of federal income, state and local income and franchise and any other income taxes.

Prior to the due presentment for registration of transfer of this Note, the Issuer and the Trustee and any agent of the Issuer or the Trustee may treat the Person in whose name this Note (as of the day of determination or as of such other date as may be specified in the Indenture) is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Issuer, the Trustee nor any such agent shall be affected by notice to the contrary.

The Indenture permits, with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Issuer and the rights of the Holders of the Notes under the Indenture at any time by the Issuer with the consent of the Majority Noteholders. The Indenture also contains provisions permitting the Noteholders representing specified percentages of the Outstanding Amount of the Notes, on behalf of the Holders of all the Notes, to waive compliance by the Issuer with certain provisions of the Indenture and certain past defaults under the Indenture and their consequences. Any such consent or waiver by the Holder of this Note (or any one of more Predecessor Notes) shall be conclusive and binding upon such Holder and upon all future Holders of this Note and of any Note issued upon the registration of transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent or waiver is made upon this Note. The Indenture also permits the Trustee to amend or waive certain terms and conditions set forth in the Indenture without the consent of Holders of the Notes issued thereunder.

The term “Issuer” as used in this Note includes any successor to the Issuer under the Indenture.

The Issuer is permitted by the Indenture, under certain circumstances, to merge or consolidate, subject to the rights of the Trustee and the Noteholders under the Indenture.

The Notes are issuable only in registered form in denominations as provided in the Indenture, subject to certain limitations therein set forth.

This Note and the Indenture shall be construed in accordance with the laws of the State of New York, without reference to its conflict of law provisions, and the obligations, rights and remedies of the parties hereunder and thereunder shall be determined in accordance with such laws.

No reference herein to the Indenture and no provision of this Note or of the Indenture shall alter or impair the obligation of the Issuer, which is absolute and unconditional, to pay the principal of and interest on this Note at the times, place, and rate, and in the coin or currency herein prescribed.

 

A-3-6


Anything herein to the contrary notwithstanding, except as expressly provided in the Indenture or the Basic Documents, neither Wilmington Trust Company in its individual capacity, any owner of a beneficial interest in the Issuer, nor any of their respective partners, beneficiaries, agents, officers, directors, employees or successors or assigns shall be personally liable for, nor shall recourse be had to any of them for, the payment of principal of or interest on, or performance of, or omission to perform, any of the covenants, obligations or indemnifications contained in this Note or the Indenture, it being expressly understood that said covenants, obligations and indemnifications have been made by the Owner Trustee for the sole purposes of binding the interests of the Owner Trustee in the assets of the Issuer. The Holder of this Note by the acceptance hereof agrees that except as expressly provided in the Indenture or the Basic Documents, in the case of an Event of Default under the Indenture, the Holder shall have no claim against any of the foregoing for any deficiency, loss or claim therefrom; provided, however, that nothing contained herein shall be taken to prevent recourse to, and enforcement against, the assets of the Issuer for any and all liabilities, obligations and undertakings contained in the Indenture or in this Note.

 

A-3-7


ASSIGNMENT

Social Security or taxpayer I.D. or other identifying number of assignee

 

FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto

   
  (name and address of assignee)

the within Note and all rights thereunder, and hereby irrevocably constitutes and appoints, attorney, to transfer said Note on the books kept for registration thereof, with full power of substitution in the premises.

 

Dated                                                                                  1

        
        Signature Guaranteed:
                

 

1

NOTE: The signature to this assignment must correspond with the name of the registered owner as it appears on the face of the within Note in every particular, without alteration, enlargement or any change whatsoever.

 

A-3-8


EXHIBIT B

 

REGISTERED    $66,200,000        

No. RB B

SEE REVERSE FOR CERTAIN DEFINITIONS

CUSIP NO. 03064A AD6

Unless this Note is presented by an authorized representative of The Depository Trust Company, a New York corporation (“DTC”), to the Issuer or its agent for registration of transfer, exchange or payment, and any Note issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.

THE PRINCIPAL OF THIS NOTE IS PAYABLE IN INSTALLMENTS AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT OF THIS NOTE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

CLASS B 9.79% ASSET BACKED NOTE

AmeriCredit Automobile Receivables Trust 2009-1, a statutory trust organized and existing under the laws of the State of Delaware (herein referred to as the “Issuer”), for value received, hereby promises to pay to CEDE & CO., or registered assigns, the principal sum of SIXTY-SIX MILLION TWO HUNDRED THOUSAND DOLLARS payable on each Distribution Date in an amount equal to the result obtained by multiplying (i) a fraction the numerator of which is $66,200,000 and the denominator of which is $66,200,000 by (ii) the aggregate amount, if any, payable from the Note Distribution Account and Collection Account in respect of principal on the Class B Notes pursuant to the Indenture; provided, however, that the entire unpaid principal amount of this Note shall be due and payable on the April 15, 2014 Distribution Date (the “Final Scheduled Distribution Date”). The Issuer will pay interest on this Note at the rate per annum shown above on each Distribution Date until the principal of this Note is paid or made available for payment. Interest on this Note will accrue for each Distribution Date from the most recent Distribution Date on which interest has been paid to but excluding such Distribution Date or, if no interest has yet been paid, from July 14, 2009. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. Such principal of and interest on this Note shall be paid in the manner specified on the reverse hereof.


The principal of and interest on this Note are payable in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts. All payments made by the Issuer with respect to this Note shall be applied first to interest due and payable on this Note as provided above and then to the unpaid principal of this Note.

Reference is made to the further provisions of this Note set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Note.

Unless the certificate of authentication hereon has been executed by the Trustee whose name appears below by manual signature, this Note shall not be entitled to any benefit under the Indenture referred to on the reverse hereof, or be valid or obligatory for any purpose.

 

B-2


IN WITNESS WHEREOF, the Issuer has caused this instrument to be signed, manually or in facsimile, by its Authorized Officer as of the date set forth below.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
by    
WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee under the Trust Agreement
by    
Name:  
Title:  

TRUSTEE’S CERTIFICATE OF AUTHENTICATION

This is one of the Notes designated above and referred to in the within-mentioned Indenture.

 

Date: July 14, 2009     WELLS FARGO BANK, NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee
      by    
      Authorized Signer

 

B-3


[REVERSE OF NOTE]

This Note is one of a duly authorized issue of Notes of the Issuer, designated as its Class B 9.79% Asset Backed Notes (herein called the “Class B Notes”), all issued under an Indenture dated as of June 30, 2009 (such indenture, as supplemented or amended, is herein called the “Indenture”), between the Issuer and Wells Fargo Bank, National Association, as trustee (the “Trustee,” which term includes any successor Trustee under the Indenture) and as trust collateral agent (the “Trust Collateral Agent”), which term includes any successor Trust Collateral Agent) to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights and obligations thereunder of the Issuer, the Trustee and the Holders of the Notes. The Notes are subject to all terms of the Indenture. All terms used in this Note that are defined in the Indenture, as supplemented or amended, shall have the meanings assigned to them in or pursuant to the Indenture, as so supplemented or amended.

The Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes (together, the “Notes”) are and will be equally and ratably secured by the collateral pledged as security therefor as provided in the Indenture.

Principal of the Class B Notes will be payable on each Distribution Date in an amount described on the face hereof. “Distribution Date” means the fifteenth day of each month, or, if any such date is not a Business Day, the next succeeding Business Day, commencing August 17, 2009. If AmeriCredit is no longer acting as Servicer, the distribution date may be a different day of the month. The term “Distribution Date,” shall be deemed to include the Final Scheduled Distribution Date.

As described above, the entire unpaid principal amount of this Note shall be due and payable on the earlier of the Final Scheduled Distribution Date and the Redemption Date, if any, pursuant to the Indenture. As described above, a portion of the unpaid principal balance of this Note shall be due and payable on the Redemption Date, if any. Notwithstanding the foregoing, the entire unpaid principal amount of the Notes shall be due and payable on the date on which an Event of Default shall have occurred and be continuing and the Majority Noteholders have declared the Notes to be immediately due and payable in the manner provided in the Indenture. All principal payments on the Class B Notes shall be made pro rata to the Class B Noteholders entitled thereto.

Payments of interest on this Note due and payable on each Distribution Date, together with the installment of principal, if any, to the extent not in full payment of this Note, shall be made by check mailed to the Person whose name appears as the Holder of this Note (or one or more Predecessor Notes) on the Note Register as of the close of business on each Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of the Clearing Agency (initially, such nominee to be Cede & Co.), payments will be made by wire transfer in immediately available funds to the account designated by such nominee. Such checks shall be mailed to the Person entitled thereto at the address of such Person as it appears on the Note Register as of the applicable Record Date without requiring that this Note be submitted for notation of payment. Any reduction in the principal amount of this Note (or any one or more Predecessor Notes) effected by any payments made on any Distribution Date shall be binding upon all future Holders of this Note and of any Note issued upon the registration of

 

B-4


transfer hereof or in exchange hereof or in lieu hereof, whether or not noted hereon. If funds are expected to be available, as provided in the Indenture, for payment in full of the then remaining unpaid principal amount of this Note on a Distribution Date, then the Trustee, in the name of and on behalf of the Issuer, will notify the Person who was the Holder hereof as of the Record Date preceding such Distribution Date by notice mailed prior to such Distribution Date and the amount then due and payable shall be payable only upon presentation and surrender of this Note at the Trustee’s principal Corporate Trust Office or at the office of the Trustee’s agent appointed for such purposes located in Minneapolis, Minnesota.

The Issuer shall pay interest on overdue installments of interest at the Class B Interest Rate to the extent lawful.

As provided in the Indenture and subject to certain limitations set forth therein, the transfer of this Note may be registered on the Note Register upon surrender of this Note for registration of transfer at the office or agency designated by the Issuer pursuant to the Indenture, (i) duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by, the Holder hereof or his attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Note Registrar which requirements include membership or participation in Securities Transfer Agents Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Note Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act, and (ii) accompanied by such other documents as the Trustee may require, and thereupon one or more new Notes of authorized denominations and in the same aggregate principal amount will be issued to the designated transferee or transferees. No service charge will be charged for any registration of transfer or exchange of this Note, but the transferor may be required to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any such registration of transfer or exchange.

If this Note has been issued as a Definitive Note, the Note Registrar shall not register the transfer of this Note unless the prospective transferee has represented and warranted in writing that either (a) it is not a Benefit Plan Entity or (b) it is a Benefit Plan Entity and its acquisition and holding of this Note is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law). If this Note has been issued as a Book Entry Note, each transferee of this Note or any beneficial interest herein that is a Benefit Plan Entity shall be deemed to represent that its acquisition and holding of this Note or any beneficial interest herein is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law).

Each Noteholder or Note Owner, by acceptance of a Note or, in the case of a Note Owner, a beneficial interest in a Note covenants and agrees (i) that no recourse may be taken, directly or indirectly, with respect to the obligations of the Issuer, the Owner Trustee or the Trustee on the Notes or under the Indenture or any certificate or other writing delivered in connection therewith, against (a) the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, (b) any owner of a beneficial interest in the Issuer or (c) any partner, owner, beneficiary, agent, officer, director or employee of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, any holder of a beneficial interest in the Issuer, the

 

B-5


Seller, the Servicer, the Owner Trustee or the Trustee or of any successor or assign of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, except as any such Person may have expressly agreed (it being understood that the Trustee and the Owner Trustee have no such obligations in their individual capacity) and except that any such partner, owner or beneficiary shall be fully liable, to the extent provided by applicable law, for any unpaid consideration for stock, unpaid capital contribution or failure to pay any installment or call owing to such entity, and (ii) to treat the Notes that are owned or beneficially owned by a Person other than AFS SenSub Corp., or it Affiliates, as indebtedness for purposes of federal income, state and local income and franchise and any other income taxes.

Prior to the due presentment for registration of transfer of this Note, the Issuer and the Trustee and any agent of the Issuer or the Trustee may treat the Person in whose name this Note (as of the day of determination or as of such other date as may be specified in the Indenture) is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Issuer, the Trustee nor any such agent shall be affected by notice to the contrary.

The Indenture permits, with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Issuer and the rights of the Holders of the Notes under the Indenture at any time by the Issuer with the consent of the Majority Noteholders. The Indenture also contains provisions permitting the Noteholders representing specified percentages of the Outstanding Amount of the Notes, on behalf of the Holders of all the Notes, to waive compliance by the Issuer with certain provisions of the Indenture and certain past defaults under the Indenture and their consequences. Any such consent or waiver by the Holder of this Note (or any one of more Predecessor Notes) shall be conclusive and binding upon such Holder and upon all future Holders of this Note and of any Note issued upon the registration of transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent or waiver is made upon this Note. The Indenture also permits the Trustee to amend or waive certain terms and conditions set forth in the Indenture without the consent of Holders of the Notes issued thereunder.

The term “Issuer” as used in this Note includes any successor to the Issuer under the Indenture.

The Issuer is permitted by the Indenture, under certain circumstances, to merge or consolidate, subject to the rights of the Trustee and the Noteholders under the Indenture.

The Notes are issuable only in registered form in denominations as provided in the Indenture, subject to certain limitations therein set forth.

This Note and the Indenture shall be construed in accordance with the laws of the State of New York, without reference to its conflict of law provisions, and the obligations, rights and remedies of the parties hereunder and thereunder shall be determined in accordance with such laws.

No reference herein to the Indenture and no provision of this Note or of the Indenture shall alter or impair the obligation of the Issuer, which is absolute and unconditional, to pay the principal of and interest on this Note at the times, place, and rate, and in the coin or currency herein prescribed.

 

B-6


Anything herein to the contrary notwithstanding, except as expressly provided in the Indenture or the Basic Documents, neither Wilmington Trust Company in its individual capacity, any owner of a beneficial interest in the Issuer, nor any of their respective partners, beneficiaries, agents, officers, directors, employees or successors or assigns shall be personally liable for, nor shall recourse be had to any of them for, the payment of principal of or interest on, or performance of, or omission to perform, any of the covenants, obligations or indemnifications contained in this Note or the Indenture, it being expressly understood that said covenants, obligations and indemnifications have been made by the Owner Trustee for the sole purposes of binding the interests of the Owner Trustee in the assets of the Issuer. The Holder of this Note by the acceptance hereof agrees that except as expressly provided in the Indenture or the Basic Documents, in the case of an Event of Default under the Indenture, the Holder shall have no claim against any of the foregoing for any deficiency, loss or claim therefrom; provided, however, that nothing contained herein shall be taken to prevent recourse to, and enforcement against, the assets of the Issuer for any and all liabilities, obligations and undertakings contained in the Indenture or in this Note.

 

B-7


ASSIGNMENT

Social Security or taxpayer I.D. or other identifying number of assignee

 

FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto

   
  (name and address of assignee)

the within Note and all rights thereunder, and hereby irrevocably constitutes and appoints, attorney, to transfer said Note on the books kept for registration thereof, with full power of substitution in the premises.

 

Dated                                                                                  1

        
        Signature Guaranteed:
                

 

1

NOTE: The signature to this assignment must correspond with the name of the registered owner as it appears on the face of the within Note in every particular, without alteration, enlargement or any change whatsoever.

 

B-8


EXHIBIT C

 

REGISTERED    $92,240,000        

No. RB C

SEE REVERSE FOR CERTAIN DEFINITIONS

CUSIP NO. 03064A AE4

Unless this Note is presented by an authorized representative of The Depository Trust Company, a New York corporation (“DTC”), to the Issuer or its agent for registration of transfer, exchange or payment, and any Note issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.

THE PRINCIPAL OF THIS NOTE IS PAYABLE IN INSTALLMENTS AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT OF THIS NOTE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

CLASS C 14.55% ASSET BACKED NOTE

AmeriCredit Automobile Receivables Trust 2009-1, a statutory trust organized and existing under the laws of the State of Delaware (herein referred to as the “Issuer”), for value received, hereby promises to pay to CEDE & CO., or registered assigns, the principal sum of NINETY-TWO MILLION TWO HUNDRED FORTY THOUSAND DOLLARS payable on each Distribution Date in an amount equal to the result obtained by multiplying (i) a fraction the numerator of which is $92,240,000 and the denominator of which is $92,240,000 by (ii) the aggregate amount, if any, payable from the Note Distribution Account and Collection Account in respect of principal on the Class C Notes pursuant to the Indenture; provided, however, that the entire unpaid principal amount of this Note shall be due and payable on the January 15, 2016 Distribution Date (the “Final Scheduled Distribution Date”). The Issuer will pay interest on this Note at the rate per annum shown above on each Distribution Date until the principal of this Note is paid or made available for payment. Interest on this Note will accrue for each Distribution Date from the most recent Distribution Date on which interest has been paid to but excluding such Distribution Date or, if no interest has yet been paid, from July 14, 2009. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. Such principal of and interest on this Note shall be paid in the manner specified on the reverse hereof.


The principal of and interest on this Note are payable in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts. All payments made by the Issuer with respect to this Note shall be applied first to interest due and payable on this Note as provided above and then to the unpaid principal of this Note.

Reference is made to the further provisions of this Note set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Note.

Unless the certificate of authentication hereon has been executed by the Trustee whose name appears below by manual signature, this Note shall not be entitled to any benefit under the Indenture referred to on the reverse hereof, or be valid or obligatory for any purpose.

 

C-2


IN WITNESS WHEREOF, the Issuer has caused this instrument to be signed, manually or in facsimile, by its Authorized Officer as of the date set forth below.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
by    
WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee under the Trust Agreement
by    
Name:  
Title:  

TRUSTEE’S CERTIFICATE OF AUTHENTICATION

This is one of the Notes designated above and referred to in the within-mentioned Indenture.

 

Date: July 14, 2009     WELLS FARGO BANK, NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee
      by    
        Authorized Signer

 

C-3


[REVERSE OF NOTE]

This Note is one of a duly authorized issue of Notes of the Issuer, designated as its Class C 14.55% Asset Backed Notes (herein called the “Class C Notes”), all issued under an Indenture dated as of June 30, 2009 (such indenture, as supplemented or amended, is herein called the “Indenture”), between the Issuer and Wells Fargo Bank, National Association, as trustee (the “Trustee,” which term includes any successor Trustee under the Indenture) and as trust collateral agent (the “Trust Collateral Agent”), which term includes any successor Trust Collateral Agent) to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights and obligations thereunder of the Issuer, the Trustee and the Holders of the Notes. The Notes are subject to all terms of the Indenture. All terms used in this Note that are defined in the Indenture, as supplemented or amended, shall have the meanings assigned to them in or pursuant to the Indenture, as so supplemented or amended.

The Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes (together, the “Notes”) are and will be equally and ratably secured by the collateral pledged as security therefor as provided in the Indenture.

Principal of the Class C Notes will be payable on each Distribution Date in an amount described on the face hereof. “Distribution Date” means the fifteenth day of each month, or, if any such date is not a Business Day, the next succeeding Business Day, commencing August 17, 2009. If AmeriCredit is no longer acting as Servicer, the distribution date may be a different day of the month. The term “Distribution Date,” shall be deemed to include the Final Scheduled Distribution Date.

As described above, the entire unpaid principal amount of this Note shall be due and payable on the earlier of the Final Scheduled Distribution Date and the Redemption Date, if any, pursuant to the Indenture. As described above, a portion of the unpaid principal balance of this Note shall be due and payable on the Redemption Date, if any. Notwithstanding the foregoing, the entire unpaid principal amount of the Notes shall be due and payable on the date on which an Event of Default shall have occurred and be continuing and the Majority Noteholders have declared the Notes to be immediately due and payable in the manner provided in the Indenture. All principal payments on the Class C Notes shall be made pro rata to the Class C Noteholders entitled thereto.

Payments of interest on this Note due and payable on each Distribution Date, together with the installment of principal, if any, to the extent not in full payment of this Note, shall be made by check mailed to the Person whose name appears as the Holder of this Note (or one or more Predecessor Notes) on the Note Register as of the close of business on each Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of the Clearing Agency (initially, such nominee to be Cede & Co.), payments will be made by wire transfer in immediately available funds to the account designated by such nominee. Such checks shall be mailed to the Person entitled thereto at the address of such Person as it appears on the Note Register as of the applicable Record Date without requiring that this Note be submitted for notation of payment. Any reduction in the principal amount of this Note (or any one or more Predecessor Notes) effected by any payments made on any Distribution Date shall be binding upon all future Holders of this Note and of any Note issued upon the registration of

 

C-4


transfer hereof or in exchange hereof or in lieu hereof, whether or not noted hereon. If funds are expected to be available, as provided in the Indenture, for payment in full of the then remaining unpaid principal amount of this Note on a Distribution Date, then the Trustee, in the name of and on behalf of the Issuer, will notify the Person who was the Holder hereof as of the Record Date preceding such Distribution Date by notice mailed prior to such Distribution Date and the amount then due and payable shall be payable only upon presentation and surrender of this Note at the Trustee’s principal Corporate Trust Office or at the office of the Trustee’s agent appointed for such purposes located in Minneapolis, Minnesota.

The Issuer shall pay interest on overdue installments of interest at the Class C Interest Rate to the extent lawful.

As provided in the Indenture and subject to certain limitations set forth therein, the transfer of this Note may be registered on the Note Register upon surrender of this Note for registration of transfer at the office or agency designated by the Issuer pursuant to the Indenture, (i) duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by, the Holder hereof or his attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Note Registrar which requirements include membership or participation in Securities Transfer Agents Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Note Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act, and (ii) accompanied by such other documents as the Trustee may require, and thereupon one or more new Notes of authorized denominations and in the same aggregate principal amount will be issued to the designated transferee or transferees. No service charge will be charged for any registration of transfer or exchange of this Note, but the transferor may be required to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any such registration of transfer or exchange.

If this Note has been issued as a Definitive Note, the Note Registrar shall not register the transfer of this Note unless the prospective transferee has represented and warranted in writing that either (a) it is not a Benefit Plan Entity or (b) it is a Benefit Plan Entity and its acquisition and holding of this Note is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law). If this Note has been issued as a Book Entry Note, each transferee of this Note or any beneficial interest herein that is a Benefit Plan Entity shall be deemed to represent that its acquisition and holding of this Note or any beneficial interest herein is covered by a Prohibited Transaction Class Exemption or the Statutory Exemption (or, if it is subject to any Similar Law, such acquisition and holding will not violate such Similar Law).

Each Noteholder or Note Owner, by acceptance of a Note or, in the case of a Note Owner, a beneficial interest in a Note covenants and agrees (i) that no recourse may be taken, directly or indirectly, with respect to the obligations of the Issuer, the Owner Trustee or the Trustee on the Notes or under the Indenture or any certificate or other writing delivered in connection therewith, against (a) the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, (b) any owner of a beneficial interest in the Issuer or (c) any partner, owner, beneficiary, agent, officer, director or employee of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, any holder of a beneficial interest in the Issuer, the

 

C-5


Seller, the Servicer, the Owner Trustee or the Trustee or of any successor or assign of the Seller, the Servicer, the Trustee or the Owner Trustee in its individual capacity, except as any such Person may have expressly agreed (it being understood that the Trustee and the Owner Trustee have no such obligations in their individual capacity) and except that any such partner, owner or beneficiary shall be fully liable, to the extent provided by applicable law, for any unpaid consideration for stock, unpaid capital contribution or failure to pay any installment or call owing to such entity, and (ii) to treat the Notes that are owned or beneficially owned by a Person other than AFS SenSub Corp., or it Affiliates, as indebtedness for purposes of federal income, state and local income and franchise and any other income taxes.

Prior to the due presentment for registration of transfer of this Note, the Issuer and the Trustee and any agent of the Issuer or the Trustee may treat the Person in whose name this Note (as of the day of determination or as of such other date as may be specified in the Indenture) is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Issuer, the Trustee nor any such agent shall be affected by notice to the contrary.

The Indenture permits, with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Issuer and the rights of the Holders of the Notes under the Indenture at any time by the Issuer with the consent of the Majority Noteholders. The Indenture also contains provisions permitting the Noteholders representing specified percentages of the Outstanding Amount of the Notes, on behalf of the Holders of all the Notes, to waive compliance by the Issuer with certain provisions of the Indenture and certain past defaults under the Indenture and their consequences. Any such consent or waiver by the Holder of this Note (or any one of more Predecessor Notes) shall be conclusive and binding upon such Holder and upon all future Holders of this Note and of any Note issued upon the registration of transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent or waiver is made upon this Note. The Indenture also permits the Trustee to amend or waive certain terms and conditions set forth in the Indenture without the consent of Holders of the Notes issued thereunder.

The term “Issuer” as used in this Note includes any successor to the Issuer under the Indenture.

The Issuer is permitted by the Indenture, under certain circumstances, to merge or consolidate, subject to the rights of the Trustee and the Noteholders under the Indenture.

The Notes are issuable only in registered form in denominations as provided in the Indenture, subject to certain limitations therein set forth.

This Note and the Indenture shall be construed in accordance with the laws of the State of New York, without reference to its conflict of law provisions, and the obligations, rights and remedies of the parties hereunder and thereunder shall be determined in accordance with such laws.

No reference herein to the Indenture and no provision of this Note or of the Indenture shall alter or impair the obligation of the Issuer, which is absolute and unconditional, to pay the principal of and interest on this Note at the times, place, and rate, and in the coin or currency herein prescribed.

 

C-6


Anything herein to the contrary notwithstanding, except as expressly provided in the Indenture or the Basic Documents, neither Wilmington Trust Company in its individual capacity, any owner of a beneficial interest in the Issuer, nor any of their respective partners, beneficiaries, agents, officers, directors, employees or successors or assigns shall be personally liable for, nor shall recourse be had to any of them for, the payment of principal of or interest on, or performance of, or omission to perform, any of the covenants, obligations or indemnifications contained in this Note or the Indenture, it being expressly understood that said covenants, obligations and indemnifications have been made by the Owner Trustee for the sole purposes of binding the interests of the Owner Trustee in the assets of the Issuer. The Holder of this Note by the acceptance hereof agrees that except as expressly provided in the Indenture or the Basic Documents, in the case of an Event of Default under the Indenture, the Holder shall have no claim against any of the foregoing for any deficiency, loss or claim therefrom; provided, however, that nothing contained herein shall be taken to prevent recourse to, and enforcement against, the assets of the Issuer for any and all liabilities, obligations and undertakings contained in the Indenture or in this Note.

 

C-7


ASSIGNMENT

Social Security or taxpayer I.D. or other identifying number of assignee

 

FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto

   
  (name and address of assignee)

the within Note and all rights thereunder, and hereby irrevocably constitutes and appoints, attorney, to transfer said Note on the books kept for registration thereof, with full power of substitution in the premises.

 

Dated                                                                                  1

        
        Signature Guaranteed:
                

 

1

NOTE: The signature to this assignment must correspond with the name of the registered owner as it appears on the face of the within Note in every particular, without alteration, enlargement or any change whatsoever.

 

C-8


SCHEDULE A

REPRESENTATIONS AND WARRANTIES OF THE ISSUER

Representations and Warranties Regarding the Receivables:

1. Security Interest in Financed Vehicle. This Indenture creates a valid and continuing Security Interest (as defined in the applicable UCC) in the Receivables in favor of the Trust Collateral Agent, which Security Interest is prior to all other Liens, and is enforceable as such as against creditors of and purchasers from the Seller. The Issuer owns and has good and marketable title to the Receivables free and clear of any Lien (other than the Lien in favor of the Trust Collateral Agent), claim or encumbrance of any Person.

2. All Filings Made. The Issuer has taken all steps necessary to perfect the Trust Collateral Agent’s security interest in the property securing the Receivables, provided that, if not done as of the Closing Date, the Issuer will cause, within ten days of the Closing Date, the filing of all appropriate financing statements in the proper filing office in the State of Delaware under applicable law in order to perfect the security interest in the Receivables granted to the Trust Collateral Agent hereunder. All financing statements filed or to be filed against the Issuer in favor of the Trust Collateral Agent in connection herewith describing the Receivables contain a statement to the following effect: “A purchase of or a security interest in any collateral described in this financing statement will violate the rights of the Trust Collateral Agent.”

3. No Impairment. The Issuer has not done anything to convey any right to any Person that would result in such Person having a right to payments due under the Receivable or otherwise to impair the rights of the Trustee, the Trust Collateral Agent and the Noteholders in any Receivable or the proceeds thereof. Other than the security interest granted to the Trust Collateral Agent pursuant to this Indenture, the Issuer has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Receivables. The Issuer has not authorized the filing of and is not aware of any financing statements against the Issuer that include a description of collateral covering the Receivables other than any financing statement relating to the security interest granted to the Trust Collateral Agent hereunder or that has been terminated. The Issuer is not aware of any judgment or tax lien filings against it.

4. Chattel Paper. The Receivables constitute “tangible chattel paper” or “electronic chattel paper” within the meaning of the UCC as in effect in the States of Texas, New York, Nevada and Delaware.

5. Good Title. Immediately prior to the pledge of the Receivables to the Trust Collateral Agent pursuant to this Indenture, the Issuer was the sole owner thereof and had good and indefeasible title thereto, free of any Lien and, upon execution and delivery of this Agreement, the Trust shall have good and indefeasible title to and will be the sole owner of such Receivables, free of any Lien. No Dealer or Third-Party Lender has a

 

Sch. A-1


participation in, or other right to receive, proceeds of any Receivable. The Issuer has not taken any action to convey any right to any Person that would result in such Person having a right to payments received under the related Insurance Policies or the related Dealer Agreements, Auto Loan Purchase and Sale Agreements, Dealer Assignments or Third-Party Lender Assignments or to payments due under such Receivables.

6. Possession of Original Copy. The Servicer, as Custodian on behalf of the Issuer, has in its possession or control the original contract (or with respect to “electronic chattel paper”, the authoritative copy) that constitutes or evidences the Receivable.

7. One Original. There is only one original executed copy (or with respect to “electronic chattel paper”, one authoritative copy) of each Contract. With respect to Contracts that are “electronic chattel paper”, each authoritative copy (a) is unique, identifiable and unalterable (other than with the participation of the Trust Collateral Agent in the case of an addition or amendment of an identified assignee and other than a revision that is readily identifiable as an authorized or unauthorized revision), (b) has been marked with a legend to the following effect: “Authoritative Copy” and (c) has been communicated to and is maintained by or on behalf of the Custodian.

8. Not an Authoritative Copy. With respect to Contracts that are “electronic chattel paper”, the Seller has marked all copies of each such Contract other than an authoritative copy with a legend to the following effect: “This is not an authoritative copy.”

9. Revisions. With respect to Contracts that are “electronic chattel paper”, the related Receivables have been established in a manner such that (a) all copies or revisions that add or change an identified assignee of the authoritative copy of each such Contract must be made with the participation of the Trust Collateral Agent and (b) all revisions of the authoritative copy of each such Contract must be readily identifiable as an authorized or unauthorized revision.

10. Pledge or Assignment. With respect to Contracts that are “electronic chattel paper”, the authoritative copy of each Contract communicated to the Custodian has no marks or notations indicating that it has been pledged, assigned or otherwise conveyed to any Person other than the Trust Collateral Agent.

 

Sch. A-2

EX-4.2 3 dex42.htm AMENDED & RESTATED TRUST AGREEMENT, DATED AS OF JUNE 30, 2009 Amended & Restated Trust Agreement, dated as of June 30, 2009

Exhibit 4.2

Execution Copy

 

 

 

AMENDED AND RESTATED

TRUST AGREEMENT

between

AFS SENSUB CORP.

Seller

and

WILMINGTON TRUST COMPANY

Owner Trustee

Dated as of June 30, 2009

 

 

 


TABLE OF CONTENTS

 

ARTICLE I. DEFINITIONS

   1

SECTION 1.1.

  

Capitalized Terms

   1

SECTION 1.2.

  

Other Definitional Provisions

   3

ARTICLE II. ORGANIZATION

   4

SECTION 2.1.

  

Name

   4

SECTION 2.2.

  

Office

   4

SECTION 2.3.

  

Purposes and Powers

   4

SECTION 2.4.

  

Appointment of Owner Trustee

   5

SECTION 2.5.

  

Initial Capital Contribution of Trust Estate

   5

SECTION 2.6.

  

Declaration of Trust

   5

SECTION 2.7.

  

Title to Trust Property

   6

SECTION 2.8.

  

Situs of Trust

   6

SECTION 2.9.

  

Representations and Warranties of the Depositor

   6

SECTION 2.10.

  

Covenants of the Certificateholder

   7

SECTION 2.11.

  

Federal Income Tax Treatment of the Trust

   8

SECTION 2.12.

  

Derivative Contracts

   8

ARTICLE III. CERTIFICATE AND TRANSFER OF INTEREST

   9

SECTION 3.1.

  

Initial Ownership

   9

SECTION 3.2.

  

The Certificate

   9

SECTION 3.3.

  

Authentication of Certificate

   10

SECTION 3.4.

  

Registration of Transfer and Exchange of Certificate

   10

SECTION 3.5.

  

Mutilated, Destroyed, Lost or Stolen Certificates

   11

SECTION 3.6.

  

Persons Deemed Certificateholders

   11

SECTION 3.7.

  

Maintenance of Office or Agency

   11

SECTION 3.8.

  

Disposition in Whole But Not in Part

   12

SECTION 3.9.

  

ERISA Restrictions

   12

ARTICLE IV. VOTING RIGHTS AND OTHER ACTIONS

   12

SECTION 4.1.

  

Prior Notice to Holder with Respect to Certain Matters

   12

SECTION 4.2.

  

Action by Certificateholder with Respect to Certain Matters

   13

SECTION 4.3.

  

Restrictions on Certificateholder’s Power

   13

SECTION 4.4.

  

[Reserved]

   13

SECTION 4.5.

  

Action with Respect to Bankruptcy Action

   14

SECTION 4.6.

  

Covenants and Restrictions on Conduct of Business

   14

ARTICLE V. AUTHORITY AND DUTIES OF OWNER TRUSTEE

   16

SECTION 5.1.

  

General Authority

   16

SECTION 5.2.

  

General Duties

   16

SECTION 5.3.

  

Action upon Instruction

   17

SECTION 5.4.

  

No Duties Except as Specified in this Agreement or in Instructions

   18


SECTION 5.5.

  

No Action Except under Specified Documents or Instructions

   18

SECTION 5.6.

  

Restrictions

   18

ARTICLE VI. CONCERNING THE OWNER TRUSTEE

   18

SECTION 6.1.

  

Acceptance of Trusts and Duties

   18

SECTION 6.2.

  

Furnishing of Documents

   20

SECTION 6.3.

  

Representations and Warranties

   20

SECTION 6.4.

  

Reliance; Advice of Counsel

   20

SECTION 6.5.

  

Not Acting in Individual Capacity

   21

SECTION 6.6.

  

Owner Trustee Not Liable for Certificate or Receivables

   21

SECTION 6.7.

  

Owner Trustee May Own Notes

   22

SECTION 6.8.

  

Payments from Owner Trust Estate

   22

SECTION 6.9.

  

Doing Business in Other Jurisdictions

   22

ARTICLE VII. COMPENSATION OF OWNER TRUSTEE

   22

SECTION 7.1.

  

Owner Trustee’s Fees and Expenses

   22

SECTION 7.2.

  

Indemnification

   23

SECTION 7.3.

  

Payments to the Owner Trustee

   23

SECTION 7.4.

  

Non-recourse Obligations

   23

ARTICLE VIII. TERMINATION OF TRUST AGREEMENT

   23

SECTION 8.1.

  

Termination of Trust Agreement

   23

ARTICLE IX. SUCCESSOR OWNER TRUSTEES AND ADDITIONAL OWNER TRUSTEES

   25

SECTION 9.1.

  

Eligibility Requirements for Owner Trustee

   25

SECTION 9.2.

  

Resignation or Removal of Owner Trustee

   25

SECTION 9.3.

  

Successor Owner Trustee

   26

SECTION 9.4.

  

Merger or Consolidation of Owner Trustee

   26

SECTION 9.5.

  

Appointment of Co-Trustee or Separate Trustee

   26

ARTICLE X. MISCELLANEOUS

   28

SECTION 10.1.

  

Supplements and Amendments

   28

SECTION 10.2.

  

No Legal Title to Owner Trust Estate in Certificateholder

   29

SECTION 10.3.

  

Limitations on Rights of Others

   29

SECTION 10.4.

  

Notices

   29

SECTION 10.5.

  

Severability

   29

SECTION 10.6.

  

Separate Counterparts

   30

SECTION 10.7.

  

Assignments

   30

SECTION 10.8.

  

No Recourse

   30

SECTION 10.9.

  

Headings

   30

SECTION 10.10.

  

GOVERNING LAW

   30

SECTION 10.11.

  

Servicer

   30

SECTION 10.12.

  

Nonpetition Covenants

   31

SECTION 10.13.

  

Regulation AB

   31

 

ii


EXHIBITS

 

EXHIBIT A

   FORM OF CERTIFICATE

EXHIBIT B

   FORM OF CERTIFICATE OF TRUST

 

iii


This AMENDED AND RESTATED TRUST AGREEMENT, dated as of June 30, 2009, between AFS SENSUB CORP., a Nevada corporation, as depositor (the “Seller”), and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of June 18, 2009 between the Seller and the Owner Trustee.

ARTICLE I.

Definitions

SECTION 1.1. Capitalized Terms. For all purposes of this Agreement, the following terms shall have the meanings set forth below:

AmeriCredit” shall mean AmeriCredit Financial Services, Inc.

Agreement” shall mean this Trust Agreement, as the same may be amended and supplemented from time to time.

Bankruptcy Action” shall have the meaning assigned to such term in Section 4.5(a).

Basic Documents” shall mean this Agreement, the Certificate of Trust, the Sale and Servicing Agreement, the Indenture, the Underwriting Agreement, the Lockbox Account Agreement, the Lockbox Processing Agreement, the Custodian Agreement and the other documents and certificates delivered in connection therewith, as the same may be amended, restated or supplemented from time to time.

Benefit Plan” shall have the meaning assigned to such term in Section 3.9.

Certificate” means a trust certificate evidencing the beneficial interest of a Certificateholder in the Trust, substantially in the form of Exhibit A attached hereto.

Certificateholder” or “Holder” shall mean the person in whose name a Certificate is registered on the Certificate Register.

Certificate of Trust” shall mean the Certificate of Trust in the form of Exhibit B to be filed for the Trust pursuant to Section 3810(a) of the Statutory Trust Statute.

Certificate Register” and “Certificate Registrar” shall mean the register mentioned and the registrar appointed pursuant to Section 3.4.

Code” shall mean the Internal Revenue Code of 1986, as amended from time to time, and Treasury Regulations promulgated thereunder.

Corporate Trust Office” shall mean, with respect to the Owner Trustee, the principal corporate trust office of the Owner Trustee located at Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, Attention: Corporate Trust Administration, or at such other address as the Owner Trustee may designate by notice to the Depositor, or the principal corporate trust office of any successor Owner Trustee (the address of which the successor owner trustee will notify the Depositor).


Depositor” shall mean the Seller in its capacity as Depositor hereunder.

Derivative Contract” means any ISDA Master Agreement, together with the related Schedule and Confirmation, entered into by the Trust and a Derivative Counterparty in accordance with Section 2.12, as the same may be amended or supplemented from time to time.

Derivative Contract Collection Account” has the meaning specified in Section 2.12.

Derivative Counterparty” means any counterparty to a Derivative Contract as provided in Section 2.12.

Distribution Date” shall have the meaning set forth in the Sale and Servicing Agreement.

ERISA” shall have the meaning assigned to such term in Section 3.9.

Expenses” shall have the meaning assigned to such term in Section 7.2.

Indemnified Parties” shall have the meaning assigned to such term in Section 7.2.

Indenture” shall mean the Indenture dated as of June 30, 2009, between the Trust and Wells Fargo Bank, National Association, as Trust Collateral Agent and Trustee, as the same may be amended and supplemented from time to time.

Owner Trust Estate” shall mean all right, title and interest of the Trust in and to the property and rights assigned to the Trust pursuant to Article II of the Sale and Servicing Agreement, all funds on deposit from time to time in the Trust Accounts and all other property of the Trust from time to time, including any rights of the Trust pursuant to the Sale and Servicing Agreement.

Owner Trustee” shall mean Wilmington Trust Company, a Delaware banking corporation, not in its individual capacity but solely as owner trustee under this Agreement, and any successor Owner Trustee hereunder.

Record Date” shall mean with respect to any Distribution Date, the close of business on the last Business Day immediately preceding such Distribution Date.

Responsible Officer” shall mean, with respect to the Owner Trustee, any officer within the Corporate Trust Administration office of the Owner Trustee with direct responsibility for the administration of the Trust and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

 

2


Sale and Servicing Agreement” shall mean the Sale and Servicing Agreement dated as of June 30, 2009, among the Trust, the Seller, AmeriCredit Financial Services, Inc., and Wells Fargo Bank, National Association, as Backup Servicer and Trust Collateral Agent, as the same may be amended and supplemented from time to time.

Secretary of State” shall mean the Secretary of State of the State of Delaware.

Statutory Trust Statute” shall mean Chapter 38 of Title 12 of the Delaware Code, 12 Del. Code § 3801 et seq. as the same may be amended from time to time.

TALF” shall have the meaning assigned to such term in Section 10.11.

Treasury Regulations” shall mean regulations, including proposed or temporary regulations, promulgated under the Code. References herein to specific provisions of proposed or temporary regulations shall include analogous provisions of final Treasury Regulations or other successor Treasury Regulations.

Trust” shall mean the trust established by this Agreement.

Trust Collateral Agent” shall mean, initially, Wells Fargo Bank, National Association, in its capacity as collateral agent, including its successors in interest, until and unless a successor Person shall have become the Trust Collateral Agent pursuant to the Sale and Servicing Agreement, and thereafter “Trust Collateral Agent” shall mean such successor Person.

SECTION 1.2. Other Definitional Provisions.

(a) Capitalized terms used herein and not otherwise defined have the meanings assigned to them in the Sale and Servicing Agreement or, if not defined therein, in the Indenture.

(b) All terms defined in this Agreement shall have the defined meanings when used in any certificate or other document made or delivered pursuant hereto unless otherwise defined therein.

(c) As used in this Agreement and in any certificate or other document made or delivered pursuant hereto or thereto, accounting terms not defined in this Agreement or in any such certificate or other document, and accounting terms partly defined in this Agreement or in any such certificate or other document to the extent not defined, shall have the respective meanings given to them under generally accepted accounting principles as in effect on the date of this Agreement or any such certificate or other document, as applicable. To the extent that the definitions of accounting terms in this Agreement or in any such certificate or other document are inconsistent with the meanings of such terms under generally accepted accounting principles, the definitions contained in this Agreement or in any such certificate or other document shall control.

(d) The words “hereof,” “herein,” “hereunder” and words of similar import when used in this Agreement shall refer to this Agreement as a whole and not to any particular provision of this Agreement; Section and Exhibit references contained in this Agreement are references to Sections and Exhibits in or to this Agreement unless otherwise specified; and the term “including” shall mean “including without limitation.”

 

3


(e) The definitions contained in this Agreement are applicable to the singular as well as the plural forms of such terms and to the masculine as well as to the feminine and neuter genders of such terms.

ARTICLE II.

Organization

SECTION 2.1. Name.

There is hereby continued a Delaware statutory trust to be known as “AmeriCredit Automobile Receivables Trust 2009-1,” in which name the Owner Trustee may conduct the business of the Trust, make and execute contracts and other instruments on behalf of the Trust and sue and be sued.

SECTION 2.2. Office.

The office of the Trust shall be in care of the Owner Trustee at the Corporate Trust Office or at such other address as the Owner Trustee may designate by written notice to the Certificateholder.

SECTION 2.3. Purposes and Powers.

The purpose of the Trust is, and the Trust shall have the power and authority, to engage in the following activities:

(i) to issue the Notes pursuant to the Indenture and the Certificate pursuant to this Agreement, and to sell the Notes;

(ii) with the proceeds of the sale of the Notes, to fund the Reserve Account and to pay the organizational, start-up and transactional expenses of the Trust and to pay the balance to the Depositor pursuant to the Sale and Servicing Agreement;

(iii) to acquire from time to time the Owner Trust Estate, to assign, grant, transfer, pledge, mortgage and convey the Owner Trust Estate to the Trust Collateral Agent pursuant to the Indenture for the benefit of the Indenture Trustee on behalf of the Noteholders and to hold, manage and distribute to the Certificateholder pursuant to the terms of the Sale and Servicing Agreement any portion of the Owner Trust Estate released from the Lien of, and remitted to the Trust pursuant to, the Indenture;

(iv) at the direction of the Seller and subject to the requirements set forth in Section 2.12 hereof, to enter into Derivative Contracts for the benefit of the Certificateholder;

 

4


(v) to enter into and perform its obligations under the Basic Documents to which it is a party;

(vi) to engage in those activities, including entering into agreements, that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith (including the sale, from time to time, of Receivables at the direction of the Servicer pursuant to Section 4.3(c) of the Sale and Servicing Agreement), the filing of state business licenses (and any renewal thereof) as prepared and instructed by the Certificateholder or Servicer, including a Sales Finance Company Application (and any renewal thereof) with the Pennsylvania Department of Banking, Licensing Division, and a Financial Regulation Application (and any renewal thereof) with the Maryland Department of Labor, Licensing and Regulation, and the completion of any required documentation required to qualify some or all of the Notes as “eligible collateral” under TALF; and

(vii) subject to compliance with the Basic Documents, to engage in such other activities as may be required in connection with conservation of the Owner Trust Estate and the making of distributions to the Certificateholder and the Noteholders.

The Trust is hereby authorized to engage in the foregoing activities. The Trust shall not engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement or the Basic Documents.

SECTION 2.4. Appointment of Owner Trustee.

The Depositor hereby appoints the Owner Trustee as trustee of the Trust effective as of the date hereof, to have all the rights, powers and duties set forth herein. The Owner Trustee hereby accepts such appointment.

SECTION 2.5. Initial Capital Contribution of Trust Estate.

The Owner Trustee hereby acknowledges receipt in trust from the Depositor of the sum of $1,000 which contribution shall constitute the initial Owner Trust Estate. The Depositor acknowledges that such contribution has been transferred to, and is being held by, Wells Fargo Bank, National Association, as agent for the Trust in an account established by Wells Fargo Bank, National Association, on behalf of the Trust, which contribution shall constitute the initial Owner Trust Estate. The Depositor shall pay organizational expenses of the Trust as they may arise.

SECTION 2.6. Declaration of Trust.

The Owner Trustee hereby declares that it will hold the Owner Trust Estate in trust upon and subject to the conditions set forth herein for the use and benefit of the Holder, subject to the obligations of the Trust under the Basic Documents. It is the intention of the parties hereto that the Trust constitute a statutory trust under the Statutory Trust Statute and that this Agreement constitute the governing instrument of such statutory trust. Effective as of the date hereof, the Owner Trustee shall have all rights, powers and duties set forth herein and to the extent not inconsistent herewith, in the Statutory Trust Statute with respect to accomplishing the purposes of the Trust. The Owner Trustee has filed the Certificate of Trust with the Secretary of State and such filing is hereby ratified in all respects.

 

5


The Holder shall not have any personal liability for any liability or obligation of the Trust.

SECTION 2.7. Title to Trust Property.

(a) Legal title to all the Owner Trust Estate shall be vested at all times in the Trust as a separate legal entity except where applicable law in any jurisdiction requires title to any part of the Owner Trust Estate to be vested in a trustee or trustees, in which case title shall be deemed to be vested in the Owner Trustee, a co-trustee and/or a separate trustee, as the case may be.

(b) The Holder shall not have legal title to any part of the Trust Property. The Holder shall be entitled to receive distributions with respect to its undivided ownership interest therein only in accordance with Article VIII. No transfer, by operation of law or otherwise, of any right, title or interest by the Certificateholder of its ownership interest in the Owner Trust Estate shall operate to terminate this Agreement or the trusts hereunder or entitle any transferee to an accounting or to the transfer to it of legal title to any part of the Trust Property.

SECTION 2.8. Situs of Trust.

The Trust will be located and administered in the State of Delaware. All bank accounts maintained by the Owner Trustee on behalf of the Trust shall be located in the State of Delaware or the State of New York. Payments will be received by the Trust only in Delaware or New York and payments will be made by the Trust only from Delaware or New York. The Trust shall not have any employees in any state other than Delaware; provided, however, that nothing herein shall restrict or prohibit the Owner Trustee, the Servicer or any agent of the Trust from having employees within or outside the State of Delaware. The only office of the Trust will be at the Corporate Trust Office located in Delaware.

SECTION 2.9. Representations and Warranties of the Depositor.

The Depositor makes the following representations and warranties on which the Owner Trustee relies in accepting the Owner Trust Estate in trust and issuing the Certificate.

(a) Organization and Good Standing. The Depositor is duly organized and validly existing as a Nevada corporation with power and authority to own its properties and to conduct its business as such properties are currently owned and such business is presently conducted and is proposed to be conducted pursuant to this Agreement and the Basic Documents.

(b) Due Qualification. The Depositor is duly qualified to do business as a foreign corporation, is in good standing, and has obtained all necessary licenses and approvals, in all jurisdictions in which the ownership or lease of its property, the conduct of its business and the performance of its obligations under this Agreement and the Basic Documents requires such qualification.

 

6


(c) Power and Authority. The Depositor has the corporate power and authority to execute and deliver this Agreement and to carry out its terms; the Depositor has full power and authority to sell and assign the property to be sold and assigned to and deposited with the Trust and the Depositor has duly authorized such sale and assignment and deposit to the Trust by all necessary action; and the execution, delivery and performance of this Agreement has been duly authorized by the Depositor by all necessary action.

(d) No Consent Required. No consent, license, approval or authorization or registration or declaration with, any Person or with any governmental authority, bureau or agency is required in connection with the execution, delivery or performance of this Agreement and the Basic Documents, except for such as have been obtained, effected or made.

(e) No Violation. The consummation of the transactions contemplated by this Agreement and the fulfillment of the terms hereof do not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice or lapse of time) a default under the certificate of incorporation or by-laws of the Depositor, or any material indenture, agreement or other instrument to which the Depositor is a party or by which it is bound; nor result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement or other instrument (other than pursuant to the Basic Documents); nor violate any law or, to the best of the Depositor’s knowledge, any order, rule or regulation applicable to the Depositor of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Depositor or its properties.

(f) No Proceedings. There are no proceedings or investigations pending or, to its knowledge threatened against it before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over it or its properties (A) asserting the invalidity of this Agreement or any of the Basic Documents, (B) seeking to prevent the issuance of the Certificate or the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the Basic Documents, (C) seeking any determination or ruling that might materially and adversely affect its performance of its obligations under, or the validity or enforceability of, this Agreement or any of the Basic Documents, or (D) seeking to adversely affect the federal income tax or other federal, state or local tax attributes of the Certificate.

SECTION 2.10. Covenants of the Certificateholder.

The Certificateholder agrees:

(a) to be bound by the terms and conditions of the Certificate of which the Holder is the beneficial owner and of this Agreement, including any supplements or amendments hereto and to perform the obligations of a Holder as set forth therein or herein, in all respects as if it were a signatory hereto. This undertaking is made for the benefit of the Trust and the Owner Trustee; and

 

7


(b) until the completion of the events specified in Section 8.1(d), not to, for any reason, institute proceedings for the Trust to be adjudicated bankrupt or insolvent, or consent to the institution of bankruptcy or insolvency proceedings against the Trust, or file a petition seeking or consenting to reorganization or relief under any applicable federal or state law relating to bankruptcy, or consent to the appointment of a receiver, liquidator, assignee, trustee, sequestrator (or other similar official) of the Trust or a substantial part of its property, or cause or permit the Trust to make any assignment for the benefit of its creditors, or admit in writing its inability to pay its debts generally as they become due, or declare or effect a moratorium on its debt or take any action in furtherance of any such action.

SECTION 2.11. Federal Income Tax Treatment of the Trust.

(a) For so long as the Trust has a single owner for federal income tax purposes, it will, pursuant to Treasury Regulations promulgated under section 7701 of the Code, be disregarded as an entity distinct from the Certificateholder for all federal income tax purposes. Accordingly, for federal income tax purposes, the Certificateholder will be treated as (i) owning all assets owned by the Trust and (ii) having incurred all liabilities incurred by the Trust, and all transactions between the Trust and the Certificateholder will be disregarded.

(b) Neither the Owner Trustee nor any Certificateholder will, under any circumstances, and at any time, make an election on IRS Form 8832 or otherwise, to classify the Trust as an association taxable as a corporation for federal, state or any other applicable tax purpose.

(c) In the event that the Trust has two or more equity owners for federal income tax purposes, the Trust will be treated as a partnership. At any such time that the Trust has two or more equity owners, this Agreement will be amended, in accordance with Section 10.1 herein, and appropriate provisions will be added so as to provide for treatment of the Trust as a partnership.

SECTION 2.12. Derivative Contracts.

(a) The Trust, at the direction of the Seller, shall execute and deliver Derivative Contracts in such form as the Seller shall approve, as evidenced conclusively by the Trust’s execution thereof, such Derivative Contracts being solely for the benefit of the Certificateholder; provided, however, that neither the execution and delivery of any such Derivative Contract nor the consummation of any transaction contemplated thereunder shall give rise to a non-exempt prohibited transaction described in Section 406 of ERISA or 4975(c)(1) of the Code. Any such Derivative Contract shall constitute a fully prepaid agreement. Any acquisition of a Derivative Contract shall be accompanied by confirmation from the Rating Agencies that the then current rating of the Notes will not be qualified, reduced or withdrawn as a result of the acquisition of such Derivative Contract. Prior to the acquisition of any Derivative Contracts by the Trust, the Trust at the direction and expense of the Seller, shall establish and maintain in its own name an Eligible Deposit Account (the “Derivative Contract Collection Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust on behalf of the Certificateholder. All collections, proceeds and other amounts in respect of the Derivative Contracts payable by the Derivative Counterparty shall be deposited into the Derivative Contract Collection Account for distribution to the Certificateholder on the Distribution Date following receipt thereof by the Trust in accordance with Section 5.7(a) of the Sale and Servicing Agreement.

 

8


(b) No Derivative Contract shall provide for any payment obligation on the part of the Trust. Each Derivative Contract must (i) contain a non-petition covenant from the Derivative Counterparty, (ii) limit payment dates thereunder to Payment Dates and (iii) contain a provision limiting any cash payments due to the Derivative Counterparty under such Derivative Contract solely to payments made upon the execution of the Derivative Contract in accordance with subclause (a) above that are paid from amounts on deposit in the Collection Account that are available to make payments to the Certificateholder on such Payment Date in accordance with Section 5.7(a) of the Sale and Servicing Agreement.

(c) In addition to the requirements contained in subclause (a) above, each Derivative Contract must (i) provide for the direct payment of any amounts by the Derivative Counterparty thereunder to the Collection Account at least one Business Day prior to the related Payment Date, (ii) provide that in the event of the occurrence of an Event of Default, such Derivative Contract shall terminate upon the direction of a majority percentage interest of the Certificateholders, (iii) prohibit the Derivative Counterparty from “setting-off” or “netting” other obligations of the Trust and its Affiliates against such Derivative Counterparty’s payment obligations thereunder and (iv) satisfy the Rating Agency Condition.

ARTICLE III.

Certificate and Transfer of Interest

SECTION 3.1. Initial Ownership.

Upon the formation of the Trust by the contribution by the Depositor pursuant to Section 2.5 and until the issuance of the Certificate to the initial Certificateholder, the Depositor shall be the sole beneficiary of the Trust.

SECTION 3.2. The Certificate.

The Certificate shall be executed on behalf of the Trust by manual or facsimile signature of an authorized officer of the Owner Trustee. A Certificate bearing the manual or facsimile signatures of individuals who were, at the time when such signatures shall have been affixed, authorized to sign on behalf of the Trust, shall be validly issued and entitled to the benefit of this Agreement, notwithstanding that such individuals or any of them shall have ceased to be so authorized prior to the authentication and delivery of such Certificate or did not hold such offices at the date of authentication and delivery of such Certificate. A transferee of a Certificate shall become a Certificateholder, and shall be entitled to the rights and subject to the obligations of a Certificateholder hereunder, upon due registration of such Certificate in such transferee’s name pursuant to Section 3.4.

 

9


SECTION 3.3. Authentication of Certificate.

Concurrently with the sale of the Receivables to the Trust pursuant to the Sale and Servicing Agreement, the Owner Trustee shall cause the Certificate to be executed on behalf of the Trust, authenticated and delivered to or upon the written order of the Depositor, signed by its chairman of the board, its president or any vice president, its treasurer or any assistant treasurer without further corporate action by the Depositor, in authorized denominations. No Certificate shall entitle its holder to any benefit under this Agreement, or shall be valid for any purpose, unless there shall appear on such Certificate a certificate of authentication substantially in the form set forth in Exhibit A, executed by the Owner Trustee or the Owner Trustee’s authentication agent, by manual signature; such authentication shall constitute conclusive evidence that such Certificate shall have been duly authenticated and delivered hereunder. The Certificate shall be dated the date of its authentication.

SECTION 3.4. Registration of Transfer and Exchange of Certificate.

The Certificate Registrar shall keep or cause to be kept, at the office or agency maintained pursuant to Section 3.7, a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Owner Trustee shall provide for the registration of the Certificate and of transfers and exchanges of the Certificate as herein provided. Wilmington Trust Company shall be the initial Certificate Registrar.

The Certificate Registrar shall provide the Trust Collateral Agent with the name and address of the Certificateholder on the Closing Date. Upon any transfers of the Certificate, the Certificate Registrar shall notify the Trust Collateral Agent of the name and address of the transferee in writing, by facsimile, on the day of such transfer.

Upon surrender for registration of transfer of the Certificate at the office or agency maintained pursuant to Section 3.7, the Owner Trustee shall execute, authenticate and deliver (or shall cause its authenticating agent to authenticate and deliver), in the name of the designated transferee, a new Certificate dated the date of authentication by the Owner Trustee or any authenticating agent.

A Certificate presented or surrendered for registration of transfer or exchange shall be accompanied by a written instrument of transfer in form satisfactory to the Owner Trustee and the Certificate Registrar duly executed by the Certificateholder or his attorney duly authorized in writing, with such signature guaranteed by an “eligible guarantor institution” meeting the requirements of the Certificate Registrar, which requirements include membership or participation in the Securities Transfer Agent’s Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Certificate Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act. Each Certificate surrendered for registration of transfer or exchange shall be canceled and subsequently disposed of by the Owner Trustee in accordance with its customary practice.

No service charge shall be made for any registration of transfer or exchange of the Certificate, but the Owner Trustee or the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of the Certificate.

 

10


Notwithstanding the foregoing, no sale or transfer of a Certificate shall be permitted (including, without limitation, by pledge or hypothecation), and no such sale or transfer shall be registered by the Certificate Registrar to be effective hereunder, if the sale or transfer thereof increases the number of Certificateholders to more than ninety-nine (99). For purposes of determining the total number of Certificateholders, a beneficial owner of an interest in a partnership, grantor trust, S corporation or other flow-through entity that owns, directly or through other flow-through entities, a Certificate is treated as a holder of a Certificate if (i) substantially all of the value of the beneficial owner’s interest (directly or indirectly) in the flow-through entity is attributed to the flow-through entity’s interest in the Certificate and (ii) a principal purpose of the use of the flow-through entity to hold the Certificate is to satisfy the 99 holder limitation set out above.

SECTION 3.5. Mutilated, Destroyed, Lost or Stolen Certificates.

If (a) any mutilated Certificate shall be surrendered to the Certificate Registrar, or if the Certificate Registrar shall receive evidence to its satisfaction of the destruction, loss or theft of any Certificate and (b) there shall be delivered to the Certificate Registrar and the Owner Trustee, such security or indemnity as may be required by them to save each of them harmless, then in the absence of notice that such Certificate shall have been acquired by a bona fide purchaser, the Owner Trustee on behalf of the Trust shall execute and the Owner Trustee, or Wilmington Trust Company, as the Owner Trustee’s authenticating agent, shall authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like class, tenor and denomination. In connection with the issuance of any new Certificate under this Section, the Owner Trustee or the Certificate Registrar may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith. Any duplicate Certificate issued pursuant to this Section shall constitute conclusive evidence of an ownership interest in the Trust, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

SECTION 3.6. Persons Deemed Certificateholders.

Every Person by virtue of becoming a Certificateholder in accordance with this Agreement shall be deemed to be bound by the terms of this Agreement. Prior to due presentation of the Certificate for registration of transfer, the Owner Trustee and the Certificate Registrar and any agent of the Owner Trustee and the Certificate Registrar, may treat the person in whose name any Certificate shall be registered in the Certificate Register as the owner of such Certificate for the purpose of receiving distributions pursuant to the Sale and Servicing Agreement and for all other purposes whatsoever, and none of the Owner Trustee or the Certificate Registrar nor any agent of the Owner Trustee or the Certificate Registrar shall be bound by any notice to the contrary.

SECTION 3.7. Maintenance of Office or Agency.

The Owner Trustee shall maintain an office or offices or agency or agencies where the Certificate may be surrendered for registration of transfer or exchange and where notices and demands to or upon the Owner Trustee in respect of the Certificate and the Basic Documents may be served. The Owner Trustee initially designates the Corporate Trust Office for such purposes. The Owner Trustee shall give prompt written notice to the Depositor and the Certificateholder of any change in the location of the Certificate Register or any such office or agency.

 

11


SECTION 3.8. Disposition in Whole But Not in Part.

The Certificate may be transferred in whole but not in part. Any attempted transfer of the Certificate that would divide the ownership of the Owner Trust Estate shall be void. The Owner Trustee shall cause any Certificate issued to contain a legend stating “THIS CERTIFICATE IS NOT TRANSFERABLE, EXCEPT UNDER THE LIMITED CONDITIONS SPECIFIED IN THE TRUST AGREEMENT.”

SECTION 3.9. ERISA Restrictions.

The Certificate may not be acquired by or for the account of (i) an employee benefit plan (as defined in Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”)) that is subject to the provisions of Title I of ERISA, (ii) a plan (as defined in Section 4975(e)(1) of the Code) that is subject to Section 4975 of the Code, (iii) any entity whose underlying assets include assets of a plan described in (i) or (ii) above by reason of such plan’s investment in the entity, or (iv) an employee benefit plan subject to any federal, state, local or non-U.S. laws or regulations substantially similar to Title I of ERISA or Section 4975 of the Code (each, a “Benefit Plan”). By accepting and holding its beneficial ownership interest in its Certificate, the Holder thereof shall be deemed to have represented and warranted that it is not a Benefit Plan.

ARTICLE IV.

Voting Rights and Other Actions

SECTION 4.1. Prior Notice to Holder with Respect to Certain Matters.

With respect to the following matters, the Owner Trustee shall not take action unless at least 30 days before the taking of such action, the Owner Trustee shall have notified the Certificateholder in writing of the proposed action and the Certificateholder shall not have notified the Owner Trustee in writing prior to the 30th day after such notice is given that the Certificateholder has withheld consent or provided alternative direction:

(a) the election by the Trust to file an amendment to the Certificate of Trust (unless such amendment is required to be filed under the Statutory Trust Statute or unless such amendment would not materially and adversely affect the interests of the Holder);

(b) the amendment of the Indenture by a supplemental indenture in circumstances where the consent of any Noteholder is required;

(c) the amendment of the Indenture by a supplemental indenture in circumstances where the consent of any Noteholder is not required and such amendment materially adversely affects the interest of the Certificateholder; or

 

12


(d) except pursuant to Section 12.1(b) of the Sale and Servicing Agreement, the amendment, change or modification of the Sale and Servicing Agreement, except to cure any ambiguity or defect or to amend or supplement any provision in a manner that would not materially adversely affect the interests of the Certificateholder.

The Owner Trustee shall notify the Certificateholder in writing of any appointment of a successor Note Registrar or Trust Collateral Agent within five Business Days after receipt of notice thereof.

SECTION 4.2. Action by Certificateholder with Respect to Certain Matters.

The Owner Trustee shall not have the power, except upon the direction of the Certificateholder in accordance with the Basic Documents, to (a) remove the Servicer under the Sale and Servicing Agreement pursuant to Section 9.2 thereof or (b) except as expressly provided in the Basic Documents, sell the Receivables after the termination of the Indenture. The Owner Trustee shall take the actions referred to in the preceding sentence only upon written instructions signed by the Certificateholder and the furnishing of indemnification satisfactory to the Owner Trustee by the Certificateholder.

SECTION 4.3. Restrictions on Certificateholder’s Power.

(a) The Certificateholder shall not direct the Owner Trustee to take or refrain from taking any action if such action or inaction would be contrary to any obligation of the Trust or the Owner Trustee under this Agreement or any of the Basic Documents or would be contrary to Section 2.3 nor shall the Owner Trustee be obligated to follow any such direction, if given.

(b) The Certificateholder shall not have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action, or proceeding in equity or at law upon or under or with respect to this Agreement or any Basic Document, unless the Certificateholder previously shall have given to the Owner Trustee a written notice of default and of the continuance thereof, as provided in this Agreement, and also unless the Certificateholder shall have made written request upon the Owner Trustee to institute such action, suit or proceeding in its own name as Owner Trustee under this Agreement and shall have offered to the Owner Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Owner Trustee, for 30 days after its receipt of such notice, request, and offer of indemnity, shall have neglected or refused to institute any such action, suit, or proceeding, and during such 30-day period no request or waiver inconsistent with such written request has been given to the Owner Trustee pursuant to and in compliance with this Section or Section 5.3. For the protection and enforcement of the provisions of this Section, the Certificateholder and the Owner Trustee shall be entitled to such relief as can be given either at law or in equity.

SECTION 4.4. [Reserved].

 

13


SECTION 4.5. Action with Respect to Bankruptcy Action.

(a) The Trust shall not, without the prior written consent of the Owner Trustee, (a) institute any proceedings to adjudicate the Trust a bankrupt or insolvent, (b) consent to the institution of bankruptcy or insolvency proceedings against the Trust, (c) file a petition seeking or consenting to reorganization or relief under any applicable federal or state law relating to bankruptcy with respect to the Trust, (d) consent to the appointment of a receiver, liquidator, assignee, trustee, sequestrator (or other similar official) of the Trust or a substantial part of its property, (e) make any assignment for the benefit of the Trust’s creditors; (f) cause the Trust to admit in writing its inability to pay its debts generally as they become due; or (g) take any action in furtherance of any of the foregoing (any of the above foregoing actions, a “Bankruptcy Action”). In considering whether to give or withhold written consent to a Bankruptcy Action by the Trust, the Owner Trustee, with the consent of the Certificateholders (hereby given, which consent the Certificateholders believe to be in the best interests of the Certificateholders and the Trust), shall consider the interest of the Noteholders in addition to the interests of the Trust and whether the Trust is insolvent; provided, however, that the Owner Trustee shall not be deemed to owe any fiduciary duty to the Noteholders. The Owner Trustee shall have no duty to give such written consent to a Bankruptcy Action by the Trust if the Owner Trustee shall not have been furnished (at the expense of the Trust or the Person that requested that such letter be furnished to the Owner Trustee) with a letter from an independent accounting firm of national reputation stating that in the opinion of such firm the Trust is then insolvent. The Owner Trustee (as such and in its individual capacity) shall not be personally liable to any Person on account of the Owner Trustee’s good faith reliance on the provisions of this Section or in connection with the Owner Trustee’s giving prior written consent to a Bankruptcy Action by the Trust in accordance herewith, or withholding such consent, in good faith, and neither the Trust nor any Certificateholder shall have any claim for breach of fiduciary duty or otherwise against the Owner Trustee (as such and in its individual capacity) for giving or withholding its consent to any such Bankruptcy Action.

(b) The parties hereto stipulate and agree that no Certificateholder has power to commence any Bankruptcy Action on the part of the Trust or to direct the Owner Trustee to take any Bankruptcy Action on the part of the Trust except as provided in Section 4.5(a). To the extent permitted by applicable law, the consent of the Trust Collateral Agent shall be obtained prior to taking any Bankruptcy Action by the Trust.

(c) The provisions of this Section do not constitute an acknowledgement or admission by the Trust, the Owner Trustee, any Certificateholder or any creditor of the Trust that the Trust is eligible to be a debtor, under the United States Bankruptcy Code, 11 U.S.C. §§ 101 et seq., as amended.

SECTION 4.6. Covenants and Restrictions on Conduct of Business.

(a) The Trust agrees to abide by the following restrictions:

(i) other than as contemplated by the Basic Documents and related documentation, the Trust shall not incur any indebtedness;

(ii) other than as contemplated by the Basic Documents and related documentation, the Trust shall not engage in any dissolution, liquidation, consolidation, merger or sale of assets;

 

14


(iii) the Trust shall not engage in any business activity in which it is not currently engaged other than as contemplated by the Basic Documents and related documentation; and

(iv) the Trust shall not form, or cause to be formed, any subsidiaries and shall not own or acquire any asset other than as contemplated by the Basic Documents and related documentation.

(b) The Trust shall:

(i) maintain books and records separate from any other person or entity;

(ii) maintain its office and bank accounts separate from any other person or entity;

(iii) not commingle its assets with those of any other person or entity;

(iv) conduct its own business in its own name and use stationery or other business forms under its own name and not that of any Certificateholder or any Affiliate;

(v) other than as contemplated by the Basic Documents and related documentation, pay its own liabilities and expenses only out of its own funds;

(vi) observe all formalities required under the Statutory Trust Statute;

(vii) not guarantee or become obligated for the debts of any other person or entity;

(viii) not hold out its credit as being available to satisfy the obligation of any other person or entity;

(ix) not acquire the obligations or securities of its Certificateholders or its Affiliates;

(x) other than as contemplated by the Basic Documents and related documentation, not make loans to any other person or entity or buy or hold evidence of indebtedness issued by any other person or entity;

(xi) other than as contemplated by the Basic Documents and related documentation, not pledge its assets for the benefit of any other person or entity;

(xii) hold itself out as a separate entity from each Certificateholder and not conduct any business in the name of any Certificateholder;

(xiii) correct any known misunderstanding regarding its separate identity;

(xiv) not identify itself as a division (other than for tax reporting purposes) of any other person or entity; and

 

15


(xv) except as required or specifically provided in the Trust Agreement, the Trust will conduct business with the Certificateholders or any Affiliate thereof on an arm’s length basis.

(c) So long as the Notes or any other amounts owed under the Indenture remain outstanding, the Trust shall not amend this Section 4.6 unless the Rating Agency Condition has been satisfied.

ARTICLE V.

Authority and Duties of Owner Trustee

SECTION 5.1. General Authority.

(a) The Owner Trustee is authorized and directed to execute and deliver the Basic Documents to which the Trust is named as a party, each certificate or other document attached as an exhibit to or contemplated by the Basic Documents to which the Trust is named as a party and any amendment thereto and on behalf of the Trust, each state business license (and any renewal thereof) prepared by the Certificateholder or Servicer, including a Sales Finance Company Application (and any renewal thereof) with the Pennsylvania Department of Banking, Licensing Division, and a Financial Regulation Application (and any renewal thereof) with the Maryland Department of Labor, Licensing and Regulation, in each case, in such form as the Depositor shall approve as evidenced conclusively by the Owner Trustee’s execution thereof, and on behalf of the Trust, to direct the Indenture Trustee to authenticate and deliver Class A-1 Notes in the aggregate principal amount of $236,000,000, Class A-2 Notes in the aggregate principal amount of $166,000,000, Class A-3 Notes in the aggregate principal amount of $164,560,000, the Class B Notes in the aggregate principal amount of $66,200,000 and the Class C Notes in the aggregate principal amount of $92,240,000. In addition to the foregoing, the Owner Trustee is authorized, but shall not be obligated, to take all actions required of the Trust pursuant to the Basic Documents. The Owner Trustee is further authorized from time to time to take such action as the Certificateholder recommends with respect to the Basic Documents so long as such activities are consistent with the terms of the Basic Documents.

(b) The Owner Trustee shall sign on behalf of the Trust any applicable tax returns of the Trust, unless applicable law requires a Certificateholder to sign such documents.

SECTION 5.2. General Duties.

It shall be the duty of the Owner Trustee to discharge (or cause to be discharged) all of its responsibilities pursuant to the terms of this Agreement and the Sale and Servicing Agreement and to administer the Trust in the interest of the Holder, subject to the Basic Documents and in accordance with the provisions of this Agreement. Notwithstanding the foregoing, the Owner Trustee shall be deemed to have discharged its duties and responsibilities hereunder and under the Basic Documents to the extent the Servicer has agreed in the Sale and Servicing Agreement to perform any act or to discharge any duty of the Trust or the Owner Trustee hereunder or under any Basic Document, and the Owner Trustee shall not be liable for the default or failure of the Servicer to carry out its obligations under the Sale and Servicing Agreement.

 

16


SECTION 5.3. Action upon Instruction.

(a) Subject to Article IV, the Certificateholder shall have the exclusive right to direct the actions of the Owner Trustee in the management of the Trust, so long as such instructions are not inconsistent with the express terms set forth herein or in any Basic Document. The Certificateholder shall not instruct the Owner Trustee in a manner inconsistent with this Agreement or the Basic Documents.

(b) The Owner Trustee shall not be required to take any action hereunder or under any Basic Document if the Owner Trustee shall have reasonably determined, or shall have been advised by counsel, that such action is likely to result in liability on the part of the Owner Trustee or is contrary to the terms hereof or of any Basic Document or is otherwise contrary to law.

(c) Whenever the Owner Trustee is unable to decide between alternative courses of action permitted or required by the terms of this Agreement or any Basic Document, the Owner Trustee shall promptly give notice (in such form as shall be appropriate under the circumstances) to the Certificateholder requesting instruction as to the course of action to be adopted, and to the extent the Owner Trustee acts in good faith in accordance with any written instruction of the Certificateholder received, the Owner Trustee shall not be liable on account of such action to any Person. If the Owner Trustee shall not have received appropriate instruction within ten days of such notice (or within such shorter period of time as reasonably may be specified in such notice or may be necessary under the circumstances) it may, but shall be under no duty to, take or refrain from taking such action, not inconsistent with this Agreement or the Basic Documents, as it shall deem to be in the best interests of the Certificateholder, and shall have no liability to any Person for such action or inaction.

(d) In the event that the Owner Trustee is unsure as to the application of any provision of this Agreement or any Basic Document or any such provision is ambiguous as to its application, or is, or appears to be, in conflict with any other applicable provision, or in the event that this Agreement permits any determination by the Owner Trustee or is silent or is incomplete as to the course of action that the Owner Trustee is required to take with respect to a particular set of facts, the Owner Trustee may give notice (in such form as shall be appropriate under the circumstances) to the Certificateholder requesting instruction and, to the extent that the Owner Trustee acts or refrains from acting in good faith in accordance with any such instruction received, the Owner Trustee shall not be liable, on account of such action or inaction, to any Person. If the Owner Trustee shall not have received appropriate instruction within 10 days of such notice (or within such shorter period of time as reasonably may be specified in such notice or may be necessary under the circumstances) it may, but shall be under no duty to, take or refrain from taking such action, not inconsistent with this Agreement or the Basic Documents, as it shall deem to be in the best interests of the Certificateholder, and shall have no liability to any Person for such action or inaction.

 

17


SECTION 5.4. No Duties Except as Specified in this Agreement or in Instructions.

The Owner Trustee shall not have any duty or obligation to manage, make any payment with respect to, register, record, sell, dispose of, or otherwise deal with the Owner Trust Estate, or to otherwise take or refrain from taking any action under, or in connection with, any document contemplated hereby to which the Owner Trustee is a party, except as expressly provided by the terms of this Agreement or in any document or written instruction received by the Owner Trustee pursuant to Section 5.3; and no implied duties or obligations shall be read into this Agreement or any Basic Document against the Owner Trustee. The Owner Trustee shall have no responsibility for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to prepare or file any Commission filing (including any filings required pursuant to the Sarbanes-Oxley Act of 2002 or any rule or regulation promulgated thereunder) for the Trust or to record this Agreement or any Basic Document. The Owner Trustee nevertheless agrees that it will, at its own cost and expense, promptly take all action as may be necessary to discharge any Liens on any part of the Owner Trust Estate that result from actions by, or claims against, the Owner Trustee (solely in its individual capacity) and that are not related to the ownership or the administration of the Owner Trust Estate.

SECTION 5.5. No Action Except under Specified Documents or Instructions.

The Owner Trustee shall not manage, control, use, sell, dispose of or otherwise deal with any part of the Owner Trust Estate except (i) in accordance with the powers granted to and the authority conferred upon the Owner Trustee pursuant to this Agreement, (ii) in accordance with the Basic Documents and (iii) in accordance with any document or instruction delivered to the Owner Trustee pursuant to Section 5.3.

SECTION 5.6. Restrictions.

The Owner Trustee shall not take any action (a) that is inconsistent with the purposes of the Trust set forth in Section 2.3 or (b) that, to the actual knowledge of the Owner Trustee, would result in the Trust’s becoming taxable as a corporation for federal income tax purposes. The Certificateholder shall not direct the Owner Trustee to take action that would violate the provisions of this Section.

ARTICLE VI.

Concerning the Owner Trustee

SECTION 6.1. Acceptance of Trusts and Duties.

The Owner Trustee accepts the trusts hereby created and agrees to perform its duties hereunder with respect to such trusts but only upon the terms of this Agreement. The Owner Trustee also agrees to disburse all moneys actually received by it constituting part of the Owner Trust Estate upon the terms of the Basic Documents and this Agreement. The Owner Trustee shall not be answerable or accountable hereunder or under any Basic Document under any circumstances, except (i) for its own willful misconduct, bad faith or negligence, (ii) in the

 

18


case of the inaccuracy of any representation or warranty contained in Section 6.3 expressly made by the Owner Trustee, (iii) for liabilities arising from the failure of the Owner Trustee to perform obligations expressly undertaken by it in the last sentence of Section 5.4 hereof, (iv) for any investments issued by the Owner Trustee or any branch or affiliate thereof in its commercial capacity or (v) for taxes, fees or other charges on, based on or measured by, any fees, commissions or compensation received by the Owner Trustee. In particular, but not by way of limitation (and subject to the exceptions set forth in the preceding sentence):

(a) the Owner Trustee shall not be liable for any error of judgment made by a Responsible Officer of the Owner Trustee (except in the case of willful misconduct, bad faith or negligence);

(b) the Owner Trustee shall not be liable with respect to any action taken or omitted to be taken by it in accordance with the instructions of the Servicer or the Certificateholder;

(c) no provision of this Agreement or any Basic Document shall require the Owner Trustee to expend or risk funds or otherwise incur any financial liability in the performance of any of its rights or powers hereunder or under any Basic Document if the Owner Trustee shall have reasonable grounds for believing that repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured or provided to it;

(d) under no circumstances shall the Owner Trustee be liable for indebtedness evidenced by or arising under any of the Basic Documents, including the principal of and interest on the Notes;

(e) the Owner Trustee shall not be responsible for or in respect of the validity or sufficiency of this Agreement or for the due execution hereof by the Depositor or for the form, character, genuineness, sufficiency, value or validity of any of the Owner Trust Estate or for or in respect of the validity or sufficiency of the Basic Documents or any Derivative Contract, other than the certificate of authentication on the Certificate, and the Owner Trustee shall in no event assume or incur any liability, duty or obligation to the Trustee, the Trust Collateral Agent, any Noteholder or to any Certificateholder, other than as expressly provided for herein and in the Basic Documents;

(f) the Owner Trustee shall not be liable for the default or misconduct of the Trustee, the Trust Collateral Agent or the Servicer under any of the Basic Documents or otherwise and the Owner Trustee shall have no obligation or liability to perform the obligations under this Agreement or the Basic Documents that are required to be performed by the Trustee under the Indenture or the Trust Collateral Agent or the Servicer under the Sale and Servicing Agreement; and

(g) the Owner Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation under this Agreement or otherwise or in relation to this Agreement or any Basic Document, at the request, order or direction of the Certificateholder, unless the Certificateholder has offered to the Owner Trustee security or indemnity satisfactory to it against the costs, expenses and

 

19


liabilities that may be incurred by the Owner Trustee therein or thereby. The right of the Owner Trustee to perform any discretionary act enumerated in this Agreement or in any Basic Document shall not be construed as a duty, and the Owner Trustee shall not be answerable for other than its negligence, bad faith or willful misconduct in the performance of any such act.

SECTION 6.2. Furnishing of Documents.

The Owner Trustee shall furnish to the Certificateholder promptly upon receipt of a written request therefor, duplicates or copies of all reports, notices, requests, demands, certificates, financial statements and any other instruments furnished to the Owner Trustee under the Basic Documents.

SECTION 6.3. Representations and Warranties.

The Owner Trustee hereby represents and warrants to the Depositor and the Holder, that:

(a) It is a Delaware banking corporation, duly organized and validly existing in good standing under the laws of the State of Delaware. It has all requisite corporate power and authority to execute, deliver and perform its obligations under this Agreement.

(b) It has taken all corporate action necessary to authorize the execution and delivery by it of this Agreement, and this Agreement will be executed and delivered by one of its officers who is duly authorized to execute and deliver this Agreement on its behalf.

(c) Neither the execution nor the delivery by it of this Agreement, nor the consummation by it of the transactions contemplated hereby nor compliance by it with any of the terms or provisions hereof will contravene any federal or Delaware state law, governmental rule or regulation governing the banking or trust powers of the Owner Trustee or any judgment or order binding on it, or constitute any default under its charter documents or by-laws or any indenture, mortgage, contract, agreement or instrument to which it is a party or by which any of its properties may be bound.

(d) The Agreement has been, or, when executed and delivered will have been, duly authorized, validly executed and delivered by the Owner Trustee and constitutes, a valid and binding agreement of the Owner Trustee, enforceable against the Owner Trustee in accordance with its terms, except to the extent that enforceability may (A) be subject to insolvency, reorganization, moratorium, or other similar laws, regulations or procedures of general applicability now or hereinafter in effect relating to or affecting creditor’s rights generally and (B) be limited by general principles of equity (whether considered in a proceeding at law or in equity).

SECTION 6.4. Reliance; Advice of Counsel.

(a) The Owner Trustee shall incur no liability to anyone in acting upon any signature, instrument, notice, resolution, request, consent, order, certificate, report, opinion, bond or other document or paper believed by it to be genuine and believed by it to be signed by the proper party or parties. The Owner Trustee may accept a certified copy of a resolution of the

 

20


board of directors or other governing body of any corporate party as conclusive evidence that such resolution has been duly adopted by such body and that the same is in full force and effect. As to any fact or matter the method of the determination of which is not specifically prescribed herein, the Owner Trustee may for all purposes hereof rely on a certificate, signed by the president or any vice president or by the treasurer, secretary or other authorized officers of the relevant party, as to such fact or matter, and such certificate shall constitute full protection to the Owner Trustee for any action taken or omitted to be taken by it in good faith in reliance thereon.

(b) In the exercise or administration of the trusts hereunder and in the performance of its duties and obligations under this Agreement or the Basic Documents, the Owner Trustee (i) may act directly or through its agents or attorneys pursuant to agreements entered into with any of them, and the Owner Trustee shall not be liable for the conduct or misconduct of such agents or attorneys if such agents or attorneys shall have been selected by the Owner Trustee with reasonable care, and (ii) may consult with counsel, accountants and other skilled persons to be selected with reasonable care and employed by it. The Owner Trustee shall not be liable for anything done, suffered or omitted in good faith by it in accordance with the written opinion or advice of any such counsel, accountants or other such persons and according to such opinion not contrary to this Agreement or any Basic Document.

SECTION 6.5. Not Acting in Individual Capacity.

Except as provided in this Article VI, in accepting the trust hereby created Wilmington Trust Company acts solely as Owner Trustee hereunder and not in its individual capacity and all Persons having any claim against the Owner Trustee by reason of the transactions contemplated by this Agreement or any Basic Document shall look only to the Owner Trust Estate for payment or satisfaction thereof.

SECTION 6.6. Owner Trustee Not Liable for Certificate or Receivables.

The recitals contained herein and in the Certificate (other than the signature and countersignature of the Owner Trustee on the Certificate) shall be taken as the statements of the Depositor and the Owner Trustee assumes no responsibility for the correctness thereof. The Owner Trustee makes no representations as to the validity or sufficiency of this Agreement, of any Basic Document or of the Certificate (other than the signature and countersignature of the Owner Trustee on the Certificate) or the Notes, or any Derivative Contract, or of any Receivable or related documents. The Owner Trustee shall at no time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Receivable, or the perfection and priority of any security interest created by any Receivable in any Financed Vehicle or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Owner Trust Estate or its ability to generate the payments to be distributed to Certificateholder under this Agreement or the Noteholders under the Indenture, including, without limitation: the existence, condition and ownership of any Financed Vehicle; the existence and enforceability of any insurance thereon; the existence and contents of any Receivable on any computer or other record thereof; the validity of the assignment of any Receivable to the Trust or of any intervening assignment; the completeness of any Receivable; the performance or enforcement of any Receivable; the compliance by the Depositor, the Servicer or any other Person with any warranty or representation made under any Basic Document or in any related document or the accuracy of any such warranty or representation or any action of the Trustee or the Servicer or any subservicer taken in the name of the Owner Trustee.

 

21


SECTION 6.7. Owner Trustee May Own Notes.

The Owner Trustee in its individual or any other capacity may become the owner or pledgee of the Notes and may deal with the Depositor, the Trustee and the Servicer in banking transactions with the same rights as it would have if it were not Owner Trustee.

SECTION 6.8. Payments from Owner Trust Estate.

All payments to be made by the Owner Trustee under this Agreement or any of the Basic Documents to which the Trust or the Owner Trustee is a party shall be made only from the income and proceeds of the Owner Trust Estate and only to the extent that the Owner Trustee shall have received income or proceeds from the Owner Trust Estate to make such payments in accordance with the terms hereof. Wilmington Trust Company or any successor thereto, in its individual capacity, shall not be liable for any amounts payable under this Agreement or any of the Basic Documents to which the Trust or the Owner Trustee is a party.

SECTION 6.9. Doing Business in Other Jurisdictions.

Notwithstanding anything contained herein to the contrary, neither Wilmington Trust Company or any successor thereto, nor the Owner Trustee shall be required to take any action in any jurisdiction other than in the State of Delaware if the taking of such action will, even after the appointment of a co-trustee or separate trustee in accordance with Section 9.5 hereof, (i) require the consent or approval or authorization or order of or the giving of notice to, or the registration with or the taking of any other action in respect of, any state or other governmental authority or agency of any jurisdiction other than the State of Delaware; (ii) result in any fee, tax or other governmental charge under the laws of the State of Delaware becoming payable by Wilmington Trust Company (or any successor thereto); or (iii) subject Wilmington Trust Company (or any successor thereto) to personal jurisdiction in any jurisdiction other than the State of Delaware for causes of action arising from acts unrelated to the consummation of the transactions by Wilmington Trust Company (or any successor thereto) or the Owner Trustee, as the case may be, contemplated hereby.

ARTICLE VII.

Compensation of Owner Trustee

SECTION 7.1. Owner Trustee’s Fees and Expenses. The Owner Trustee shall receive as compensation for its services hereunder such fees as have been separately agreed upon before the date hereof between AmeriCredit and the Owner Trustee, and the Owner Trustee shall be entitled to be reimbursed by the Depositor for its other reasonable expenses hereunder, including the reasonable compensation, expenses and disbursements of such agents, representatives, experts and counsel as the Owner Trustee may employ in connection with the exercise and performance of its rights and its duties hereunder and under the Basic Documents. AmeriCredit Corp. shall be jointly and severally liable for the fees and expenses owing to the Owner Trustee under this Section 7.1.

 

22


SECTION 7.2. Indemnification.

The Depositor shall be liable as primary obligor for, and shall indemnify the Owner Trustee and its officers, directors, successors, assigns, agents and servants (collectively, the “Indemnified Parties”) from and against, any and all liabilities, obligations, losses, damages, taxes, claims, actions and suits, and any and all reasonable costs, expenses and disbursements (including reasonable legal fees and expenses) of any kind and nature whatsoever (collectively, “Expenses”) which may at any time be imposed on, incurred by, or asserted against the Owner Trustee or any Indemnified Party in any way relating to or arising out of this Agreement, the Basic Documents, the Owner Trust Estate, the administration of the Owner Trust Estate or the action or inaction of the Owner Trustee hereunder, except only that the Depositor shall not be liable for or required to indemnify the Owner Trustee from and against Expenses arising or resulting from any of the matters described in the third sentence of Section 6.1. The indemnities contained in this Section and the rights under Section 7.1 shall survive the resignation or termination of the Owner Trustee or the termination of this Agreement. In any event of any claim, action or proceeding for which indemnity will be sought pursuant to this Section, the Owner Trustee’s choice of legal counsel shall be subject to the approval of the Depositor which approval shall not be unreasonably withheld. AmeriCredit Corp. shall be jointly and severally liable for the indemnification duties and obligations of the Depositor which are described in this Section 7.2.

SECTION 7.3. Payments to the Owner Trustee.

Any amounts paid to the Owner Trustee pursuant to this Article VII shall be deemed not to be a part of the Owner Trust Estate immediately after such payment.

SECTION 7.4. Non-recourse Obligations.

Notwithstanding anything in this Agreement or any Basic Document, the Owner Trustee agrees in its individual capacity and in its capacity as Owner Trustee for the Trust that all obligations of the Trust to the Owner Trustee individually or as Owner Trustee for the Trust shall be with recourse to the Owner Trust Estate only and specifically shall be without recourse to the assets of the Holder.

ARTICLE VIII.

Termination of Trust Agreement

SECTION 8.1. Termination of Trust Agreement.

(a) This Agreement and the Trust shall terminate in accordance with Section 3808 of the Statutory Trust Statute and be of no further force or effect upon the latest of (i) the maturity or other liquidation of the last Receivable (including the purchase by the Servicer at its option or by the Seller at its option of the corpus of the Trust as described in Section 10.1 of the Sale and Servicing Agreement) and the subsequent distribution of amounts in respect of such Receivables as provided in the Basic Documents, or (ii) the payment to the Certificateholder of all amounts required to be paid to it pursuant to this Agreement; provided, however, that the rights to indemnification under Section 7.2 and the rights under Section 7.1 shall survive the

 

23


termination of the Trust. The Seller or the Servicer shall promptly notify the Owner Trustee of any prospective termination pursuant to this Section. The bankruptcy, liquidation, dissolution, death or incapacity of the Certificateholder, shall not (x) operate to terminate this Agreement or the Trust, nor (y) entitle the Certificateholder’s legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of all or any part of the Trust or Owner Trust Estate nor (z) otherwise affect the rights, obligations and liabilities of the parties hereto.

(b) Neither the Depositor nor the Certificateholder shall be entitled to revoke or terminate the Trust.

(c) Notice of any termination of the Trust, specifying the Distribution Date upon which the Certificateholder shall surrender the Certificate to the Trust Collateral Agent for payment of the final distribution and cancellation, shall be given by the Owner Trustee by letter to the Certificateholder mailed within five Business Days of receipt of notice of such termination from the Servicer given pursuant to Section 10.1(c) of the Sale and Servicing Agreement, stating (i) the Distribution Date upon or with respect to which final payment of the Certificate shall be made upon presentation and surrender of the Certificate at the office of the Trust Collateral Agent therein designated, (ii) the amount of any such final payment, (iii) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of the Certificate at the office of the Trust Collateral Agent therein specified and (iv) interest will cease to accrue on the Certificate. The Owner Trustee shall give such notice to the Trust Collateral Agent at the time such notice is given to the Certificateholder. Upon presentation and surrender of the Certificate, the Trust Collateral Agent shall cause to be distributed to the Certificateholder amounts distributable on such Distribution Date pursuant to Section 5.7 of the Sale and Servicing Agreement.

In the event that the Certificateholder shall not surrender the Certificate for cancellation within six months after the date specified in the above mentioned written notice, the Owner Trustee shall give a second written notice to the Certificateholder to surrender the Certificate for cancellation and receive the final distribution with respect thereto. If within one year after the second notice the Certificate shall not have been surrendered for cancellation, the Owner Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the Certificateholder concerning surrender of its Certificate, and the cost thereof shall be paid out of the funds and other assets that shall remain subject to this Agreement. Any funds remaining in the Trust after exhaustion of such remedies shall be distributed, subject to applicable escheat laws, by the Owner Trustee to the Holder.

(d) Upon the completion of the winding up of the Trust in accordance with Section 3808 of the Statutory Trust Statute and its termination, the Owner Trustee shall cause the Certificate of Trust to be canceled by filing a certificate of cancellation with the Secretary of State in accordance with the provisions of Section 3810 of the Statutory Trust Statute.

 

24


ARTICLE IX.

Successor Owner Trustees and Additional Owner Trustees

SECTION 9.1. Eligibility Requirements for Owner Trustee.

The Owner Trustee shall at all times be a corporation (i) satisfying the provisions of Section 3807(a) of the Statutory Trust Statute; (ii) authorized to exercise corporate trust powers; and (iii) having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authorities. If such corporation shall publish reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purpose of this Section, the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Owner Trustee shall cease to be eligible in accordance with the provisions of this Section, the Owner Trustee shall resign immediately in the manner and with the effect specified in Section 9.2.

SECTION 9.2. Resignation or Removal of Owner Trustee.

The Owner Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Depositor and the Servicer. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor Owner Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Owner Trustee and one copy to the successor Owner Trustee. If no successor Owner Trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Owner Trustee or the Certificateholder may petition any court of competent jurisdiction for the appointment of a successor Owner Trustee.

If at any time the Owner Trustee shall cease to be eligible in accordance with the provisions of Section 9.1 and shall fail to resign after written request therefor by the Depositor, or if at any time the Owner Trustee shall be legally unable to act, or shall be adjudged bankrupt or insolvent, or a receiver of the Owner Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Owner Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor may remove the Owner Trustee. If the Depositor shall remove the Owner Trustee under the authority of the immediately preceding sentence, the Depositor shall promptly appoint a successor Owner Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the outgoing Owner Trustee so removed one copy to the successor Owner Trustee and payment of all fees owed to the outgoing Owner Trustee.

Any resignation or removal of the Owner Trustee and appointment of a successor Owner Trustee pursuant to any of the provisions of this Section shall not become effective until acceptance of appointment by the successor Owner Trustee pursuant to Section 9.3 and payment of all fees and expenses owed to the outgoing Owner Trustee. The Depositor shall provide notice of such resignation or removal of the Owner Trustee to each of the Rating Agencies.

 

25


SECTION 9.3. Successor Owner Trustee.

Any successor Owner Trustee appointed pursuant to Section 9.2 shall execute, acknowledge and deliver to the Depositor, the Servicer and to its predecessor Owner Trustee an instrument accepting such appointment under this Agreement, and thereupon the resignation or removal of the predecessor Owner Trustee shall become effective and such successor Owner Trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor under this Agreement, with like effect as if originally named as Owner Trustee. The predecessor Owner Trustee shall upon payment of its fees and expenses deliver to the successor Owner Trustee all documents and statements and monies held by it under this Agreement; and the Depositor and the predecessor Owner Trustee shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Owner Trustee all such rights, powers, duties and obligations.

No successor Owner Trustee shall accept appointment as provided in this Section unless at the time of such acceptance such successor Owner Trustee shall be eligible pursuant to Section 9.1.

Upon acceptance of appointment by a successor Owner Trustee pursuant to this Section, the Servicer shall mail notice of the successor of such Owner Trustee to the Certificateholder, the Trustee, the Noteholders and the Rating Agencies. If the Servicer shall fail to mail such notice within 10 days after acceptance of appointment by the successor Owner Trustee, the successor Owner Trustee shall cause such notice to be mailed at the expense of the Servicer.

SECTION 9.4. Merger or Consolidation of Owner Trustee.

Any corporation into which the Owner Trustee may be merged or converted or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Owner Trustee shall be a party, or any corporation succeeding to all or substantially all of the corporate trust business of the Owner Trustee, shall be the successor of the Owner Trustee hereunder, provided such corporation shall be eligible pursuant to Section 9.1, without the execution or filing of any instrument or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, further, that the Owner Trustee shall mail notice of such merger or consolidation to the Rating Agencies.

SECTION 9.5. Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Owner Trust Estate or any Financed Vehicle may at the time be located, the Servicer and the Owner Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Owner Trustee to act as co-trustee, jointly with the Owner Trustee, or separate trustee or separate trustees, of all or any part of the Owner Trust Estate, and to vest in such Person, in such capacity, such title to the Trust, or any part thereof, and, subject to the other provisions of this Section, such powers, duties, obligations, rights and

 

26


trusts as the Servicer and the Owner Trustee may consider necessary or desirable. If the Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, the Owner Trustee shall have the power to make such appointment. No co-trustee or separate trustee under this Agreement shall be required to meet the terms of eligibility as a successor trustee pursuant to Section 9.1 and no notice of the appointment of any co-trustee or separate trustee shall be required pursuant to Section 9.3.

Each separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) all rights, powers, duties and obligations conferred or imposed upon the Owner Trustee shall be conferred upon and exercised or performed by the Owner Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Owner Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed, the Owner Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Owner Trustee;

(ii) no trustee under this Agreement shall be personally liable by reason of any act or omission of any other trustee under this Agreement; and

(iii) the Servicer and the Owner Trustee acting jointly may at any time accept the resignation of or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Owner Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Owner Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Owner Trustee. Each such instrument shall be filed with the Owner Trustee and a copy thereof given to the Servicer.

Any separate trustee or co-trustee may at any time appoint the Owner Trustee, its agent or attorney-in-fact with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Owner Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

 

27


ARTICLE X.

Miscellaneous

SECTION 10.1. Supplements and Amendments.

(a) This Agreement may be amended by the Depositor and the Owner Trustee, and with prior written notice to the Rating Agencies, without the consent of any of the Noteholders or the Certificateholder, (i) to cure any ambiguity or defect or (ii) to correct, supplement or modify any provisions in this Agreement; provided, however, that such action shall not, as evidenced by an Opinion of Counsel delivered to the Owner Trustee which may be based upon a certificate of the Servicer, adversely affect in any material respect the interests of any Noteholder or Certificateholder.

(b) This Agreement may also be amended from time to time by the Depositor and the Owner Trustee, with prior written notice to the Rating Agencies, to the extent such amendment materially and adversely affects the interests of the Noteholders, with the consent of the Noteholders evidencing not less than a majority of the Outstanding Amount of the Notes, and the consent of the Certificateholder (which consent of any Holder of a Certificate or Note given pursuant to this Section or pursuant to any other provision of this Agreement shall be conclusive and binding on such Holder) for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Noteholders or the Certificateholder; provided, however, that no such amendment shall (a) increase or reduce in any manner the amount of, or accelerate or delay the timing of, collections of payments on Receivables or distributions that shall be required to be made for the benefit of the Noteholders or the Certificateholder or (b) reduce the aforesaid percentage of the Outstanding Amount of the Notes and the Certificate Balance required to consent to any such amendment, without the consent of the Holders of all the outstanding Notes and the Certificateholder.

Promptly after the execution of any such amendment or consent, the Owner Trustee shall furnish written notification of the substance of such amendment or consent to the Certificateholder, the Trustee and each of the Rating Agencies.

It shall not be necessary for the consent of Certificateholder, the Noteholders or the Trustee pursuant to this Section to approve the particular form of any proposed amendment or consent, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents (and any other consents of the Certificateholder provided for in this Agreement or in any other Basic Document) and of evidencing the authorization of the execution thereof by Certificateholder shall be subject to such reasonable requirements as the Owner Trustee may prescribe. Promptly after the execution of any amendment to the Certificate of Trust, the Owner Trustee shall cause the filing of such amendment with the Secretary of State.

Prior to the execution of any amendment to this Agreement or the Certificate of Trust, the Owner Trustee shall be entitled to receive and rely upon an Opinion of Counsel stating that the execution of such amendment is authorized or permitted by this Agreement and that all conditions precedent to the execution and delivery of such amendment have been satisfied. The Owner Trustee may, but shall not be obligated to, enter into any such amendment which affects the Owner Trustee’s own rights, duties or immunities under this Agreement or otherwise.

 

28


SECTION 10.2. No Legal Title to Owner Trust Estate in Certificateholder.

The Certificateholder shall not have legal title to any part of the Owner Trust Estate. The Certificateholder shall be entitled to receive distributions in accordance with Article VIII. No transfer, by operation of law or otherwise, of any right, title or interest of the Certificateholder to and in its ownership interest in the Owner Trust Estate shall operate to terminate this Agreement or the trust hereunder or entitle any transferee to an accounting or to the transfer to it of legal title to any part of the Owner Trust Estate.

SECTION 10.3. Limitations on Rights of Others.

The provisions of this Agreement are solely for the benefit of the Owner Trustee, the Depositor, the Certificateholder, the Servicer and, to the extent expressly provided herein, the Trustee and the Noteholders, and nothing in this Agreement, whether express or implied, shall be construed to give to any other Person any legal or equitable right, remedy or claim in the Owner Trust Estate or under or in respect of this Agreement or any covenants, conditions or provisions contained herein.

SECTION 10.4. Notices.

(a) Unless otherwise expressly specified or permitted by the terms hereof, all notices shall be in writing and shall be deemed given upon receipt personally delivered, delivered by overnight courier or mailed first class mail or certified mail, in each case return receipt requested, and shall be deemed to have been duly given upon receipt, if to the Owner Trustee, addressed to the Corporate Trust Office; if to the Depositor, addressed to AFS SenSub Corp., 2265 B Renaissance Drive, Suite 17, Las Vegas, Nevada 89119, Attention: Chief Financial Officer, with a copy to AFS SenSub Corp., c/o AmeriCredit Financial Services, Inc., 801 Cherry Street, Suite 3500, Fort Worth, Texas 76102, Attention: Chief Financial Officer; or, as to each party, at such other address as shall be designated by such party in a written notice to each other party.

(b) Any notice required or permitted to be given to a Certificateholder shall be given by first-class mail, postage prepaid, at the address of the Holder. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.

SECTION 10.5. Severability.

Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.

 

29


SECTION 10.6. Separate Counterparts.

This Agreement may be executed by the parties hereto in separate counterparts, each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute but one and the same instrument.

SECTION 10.7. Assignments.

This Agreement shall inure to the benefit of and be binding upon the parties hereto, and their respective successors and permitted assigns.

SECTION 10.8. No Recourse.

The Certificateholder by accepting a Certificate acknowledges that the Certificate represents a beneficial interest in the Trust only and does not represent interests in or obligations of the Seller, the Servicer, the Owner Trustee, the Trustee, or any Affiliate thereof and no recourse may be had against such parties or their assets, except as may be expressly set forth or contemplated in this Agreement, the Certificate or the Basic Documents.

SECTION 10.9. Headings.

The headings of the various Articles and Sections herein are for convenience of reference only and shall not define or limit any of the terms or provisions hereof.

SECTION 10.10. GOVERNING LAW.

THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF DELAWARE, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

SECTION 10.11. Servicer.

The Servicer is authorized to prepare, or cause to be prepared, execute and deliver on behalf of the Trust, all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Trust or Owner Trustee to prepare, file or deliver pursuant to the Basic Documents or as required under the Term Asset-Backed Securities Loan Facility (“TALF”) provided by the Federal Reserve Bank of New York. Upon written request, the Owner Trustee shall execute and deliver to the Servicer a limited power of attorney appointing the Servicer the Trust’s agent and attorney-in-fact to prepare, or cause to be prepared, execute and deliver all such documents, reports, filings, instruments, certificates and opinions. On July 1, 2009, a Power of Attorney was executed to appoint the Servicer as attorney-in-fact of the Trust with respect to any required documentation in connection with qualifying the Class A Notes as “eligible collateral” under TALF which Power of Attorney is hereby ratified in all respects.

 

30


SECTION 10.12. Nonpetition Covenants.

(a) To the fullest extent permitted by applicable law, notwithstanding any prior termination of this Agreement, the Certificateholder shall not, prior to the date which is one year and one day after the termination of this Agreement with respect to the Trust, acquiesce, petition or otherwise invoke or cause the Trust to invoke the process of any court or government authority for the purpose of commencing or sustaining a case against the Trust under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Trust or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Trust.

(b) To the fullest extent permitted by applicable law, notwithstanding any prior termination of this Agreement, but subject to the provisions of Section 4.5, the Owner Trustee shall not, prior to the date which is one year and one day after the termination of this Agreement, with respect to the Trust, acquiesce, petition or otherwise invoke or cause the Trust to invoke the process of any court or government authority for the purpose of commencing or sustaining an involuntary case against the Trust under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Trust or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Trust.

SECTION 10.13. Regulation AB.

The Owner Trustee acknowledges and agrees that the purpose of this Section 10.13 is to facilitate compliance by the Trust with the provisions of Regulation AB and related rules and regulations of the Commission. The Owner Trustee acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees hereby to comply with reasonable requests made by the Servicer in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Owner Trustee shall cooperate fully with the Servicer and the Trust to deliver to the Servicer and the Trust any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Servicer to permit the Servicer and the Trust to comply with the provisions of Regulation AB, together with such disclosures relating to the Owner Trustee reasonably believed by the Servicer to be necessary in order to effect such compliance

[Remainder of page intentionally left blank.]

 

31


IN WITNESS WHEREOF, the parties hereto have caused this Trust Agreement to be duly executed by their respective officers hereunto duly authorized as of the day and year first above written.

 

WILMINGTON TRUST COMPANY,
as Owner Trustee

By:   /s/ J. Christopher Murphy
  Name: J. Christopher Murphy
  Title: Financial Services Officer

 

AFS SENSUB CORP.,
as Seller

By:   /s/ Sheli D. Fitzgerald
  Name: Sheli D. Fitzgerald
  Title: Vice-President, Structured Finance

 

ACKNOWLEDGED AND AGREED TO:
AMERICREDIT CORP.,
Solely with respect to Sections 7.1 and 7.2
By:   /s/ Susan B. Sheffield
  Name: Susan B. Sheffield
  Title: Executive Vice President, Structured Finance

[Amended and Restated Trust Agreement]


EXHIBIT A

NUMBER

R-1

SEE REVERSE FOR CERTAIN DEFINITIONS

THIS CERTIFICATE IS NOT TRANSFERABLE,

EXCEPT UNDER THE LIMITED CONDITIONS

SPECIFIED IN THE TRUST AGREEMENT

 

 

ASSET BACKED CERTIFICATE

evidencing a beneficial ownership interest in certain distributions of the Trust, as defined below, the property of which includes a pool of retail installment sale contracts secured by new or used automobiles, vans or light duty trucks and sold to the Trust by AFS SenSub Corp.

(This Certificate does not represent an interest in or obligation of AFS SenSub Corp. or any of its Affiliates, except to the extent described below.)

THIS CERTIFIES THAT AFS SenSub Corp. is the registered owner of a nonassessable, fully-paid, beneficial ownership interest in certain distributions of AmeriCredit Automobile Receivables Trust 2009-1 (the “Trust”) formed by AFS SenSub Corp., a Nevada corporation (the “Seller”).

The Trust was created pursuant to a Trust Agreement dated as of June 18, 2009, as amended and restated as of June 30, 2009 (the “Trust Agreement”), between the Seller and Wilmington Trust Company, as owner trustee (the “Owner Trustee”), a summary of certain of the pertinent provisions of which is set forth below. To the extent not otherwise defined herein, the capitalized terms used herein have the meanings assigned to them in the Trust Agreement.

This is the duly authorized Certificate designated as “Asset Backed Certificate” (herein called the “Certificate”). Also issued under the Indenture, dated as of June 30, 2009, among the Trust, Wells Fargo Bank, National Association, as trustee and indenture collateral agent, are five classes of Notes designated as “Class A-1 0.8375% Asset Backed Notes” (the “Class A-1 Notes”), “Class A-2 2.26% Asset Backed Notes” (the “Class A-2 Notes”), “Class A-3 3.04% Asset Backed Notes” (the “Class A-3 Notes”), “Class B 9.79% Asset Backed Notes” (the “Class B Notes”) and “Class C 14.55% Asset Backed Notes” (the “Class C Notes”) (the Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes, the “Notes”). This Certificate is issued under and is subject to the terms, provisions and conditions of the Trust Agreement, to which Trust Agreement the holder of this Certificate by virtue of the acceptance hereof assents and by which such holder is bound. The property of the Trust includes a pool of retail installment sale contracts secured by new and used automobiles, vans or light duty trucks (the “Receivables”), all monies due thereunder on or after the Cutoff Date, security interests in the vehicles financed thereby, certain bank accounts and the proceeds thereof, proceeds from claims on certain insurance policies and certain other rights under the Trust Agreement and the Sale and Servicing Agreement, all right, to and interest of the Seller in and to the Purchase Agreement dated as of June 30, 2009 between AmeriCredit Financial Services, Inc. and the Seller and all proceeds of the foregoing.


The holder of this Certificate acknowledges and agrees that its rights to receive distributions in respect of this Certificate are subordinated to the rights of the Noteholders as described in the Sale and Servicing Agreement, the Indenture and the Trust Agreement, as applicable.

Distributions on this Certificate will be made as provided in the Trust Agreement or any other Basic Document by wire transfer or check mailed to the Certificateholder without the presentation or surrender of this Certificate or the making of any notation hereon. Except as otherwise provided in the Trust Agreement and notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Owner Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for the purpose by the Owner Trustee in the Corporate Trust Office.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

Unless the certificate of authentication hereon shall have been executed by an authorized officer of the Owner Trustee, by manual signature, this Certificate shall not entitle the holder hereof to any benefit under the Trust Agreement or the Sale and Servicing Agreement or be valid for any purpose.

THIS CERTIFICATE SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF DELAWARE, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

 

A-2


IN WITNESS WHEREOF, the Owner Trustee, on behalf of the Trust and not in its individual capacity, has caused this Certificate to be duly executed.

 

   

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

    By:     WILMINGTON TRUST COMPANY not in its individual capacity but solely as Owner Trustee
Dated: July 14, 2009       By:    
        Name:
        Title:

OWNER TRUSTEE’S CERTIFICATE OF AUTHENTICATION

This is the Certificate referred to in the within-mentioned Trust Agreement.

 

WILMINGTON TRUST COMPANY not in its individual capacity but solely as Owner Trustee
By:    
  Name:
  Title:

 

A-3


(Reverse of Certificate)

The Certificate does not represent an obligation of, or an interest in, the Seller, the Servicer, the Owner Trustee or any Affiliates of any of them and no recourse may be had against such parties or their assets, except as may be expressly set forth or contemplated herein or in the Trust Agreement, the Indenture or the Basic Documents. In addition, this Certificate is not guaranteed by any governmental agency or instrumentality and is limited in right of payment to certain collections with respect to the Receivables, all as more specifically set forth herein and in the Sale and Servicing Agreement. A copy of each of the Sale and Servicing Agreement and the Trust Agreement may be examined during normal business hours at the principal office of the Seller, and at such other places, if any, designated by the Seller, by any Certificateholder upon written request.

The Trust Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Seller under the Trust Agreement at any time by the Seller and the Owner Trustee with the consent of the Note Majority and the Certificateholder. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and on all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Trust Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Certificateholder.

As provided in the Trust Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies of the Certificate Registrar maintained by the Owner Trustee in the Corporate Trust Office, accompanied by a written instrument of transfer in form satisfactory to the Owner Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon a new Certificate evidencing the same aggregate interest in the Trust will be issued to the designated transferee. The initial Certificate Registrar appointed under the Trust Agreement is Wilmington Trust Company. No service charge will be made for any such registration of transfer or exchange, but the Owner Trustee or the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge payable in connection therewith.

No sale or transfer of a Trust Certificate shall be permitted (including, without limitation, by pledge or hypothecation), and no such sale or transfer shall be registered by the Certificate Registrar or be effective hereunder, if the sale or transfer thereof increases to more than 99 the sum of the number of Certificateholders.

The Owner Trustee and any agent of the Owner Trustee may treat the person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Owner Trustee nor any such agent shall be affected by any notice to the contrary.

The obligations and responsibilities created by the Trust Agreement and the Trust created thereby shall terminate upon the payment to the Certificateholder of all amounts required to be paid to it pursuant to the Trust Agreement and the Sale and Servicing Agreement and the

 

A-4


disposition of all property held as part of the Trust. The Seller or the Servicer of the Receivables may at its option purchase the corpus of the Trust at a price specified in the Sale and Servicing Agreement, and such purchase of the Receivables and other property of the Trust will effect early retirement of the Certificate; however, such right of purchase is exercisable, subject to certain restrictions, only as of the last day of any Collection Period as of which the Pool Balance is 10% or less of the Original Pool Balance.

The Certificate may not be acquired by (a) an employee benefit plan (as defined in Section 3(3) of ERISA) that is subject to the provisions of Title I of ERISA, (b) a plan (as defined in Section 4975(e)(1) of the Code) that is subject to Section 4975, (c) any entity whose underlying assets include assets of a plan described in (a) or (b) above by reason of such plan’s investment in the entity, or (d) an employee benefit plan subject to any federal, state, local or non-U.S. laws or regulations substantially similar to Title I of ERISA or Section 4975 of the Code (each, a “Benefit Plan”). By accepting and holding this Certificate, the Holder hereof shall be deemed to have represented and warranted that it is not a Benefit Plan.

The recitals contained herein shall be taken as the statements of the Depositor or the Servicer, as the case may be, and the Owner Trustee assumes no responsibility for the correctness thereof. The Owner Trustee makes no representations as to the validity or sufficiency of this Certificate or of any Receivable or related document.

Unless the certificate of authentication hereon shall have been executed by an authorized officer of the Owner Trustee, by manual or facsimile signature, this Certificate shall not entitle the Holder hereof to any benefit under the Trust Agreement or the Sale and Servicing Agreement or be valid for any purpose.

 

A-5


ASSIGNMENT

FOR VALUE RECEIVED the undersigned hereby sells, assigns and transfers unto

PLEASE INSERT SOCIAL SECURITY

OR OTHER IDENTIFYING NUMBER

OF ASSIGNEE

 

 

 

(Please print or type name and address, including postal zip code, of assignee)

 

 

 

the within Certificate, and all rights thereunder, hereby irrevocably constituting and appointing

______________________________ Attorney to transfer said Certificate on the books of the Certificate Registrar, with full power of substitution in the premises.

 

     
Dated:          *
      Signature    
Guaranteed:          *
     

 

* NOTICE: The signature to this assignment must correspond with the name of the registered owner as it appears on the face of the within Certificate in every particular, without alteration, enlargement or any change whatever. Such signature must be guaranteed by an “eligible guarantor institution” meeting the requirements of the Certificate Registrar, which requirements include membership or participation in STAMP or such other “signature guarantee program” as may be determined by the Certificate Registrar in addition to, or in substitution for, STAMP, all in accordance with the Securities Exchange Act of 1934, as amended.

 

A-6


EXHIBIT B

FORM OF

CERTIFICATE OF TRUST

OF

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1

THIS Certificate of Trust of AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1 (the “Trust”) is being duly executed and filed on behalf of the Trust by the undersigned, as trustee, to form a statutory trust under the Delaware Statutory Trust Act (12 Del. C. § 3801 et seq.) (the “Act”).

1. Name. The name of the statutory trust formed by this Certificate of Trust is “AmeriCredit Automobile Receivables Trust 2009-1.”

2. Delaware Trustee. The name and business address of the trustee of the Trust in the State of Delaware is Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001.

3. Effective Date. This Certificate of Trust shall be effective upon filing.

IN WITNESS WHEREOF, the undersigned has duly executed this Certificate of Trust in accordance with Section 3811(a)(1) of the Act.

 

WILMINGTON TRUST COMPANY, not in its individual capacity but solely as trustee of the Trust
By:    
  Name:
  Title:
EX-4.3 4 dex43.htm SALE AND SERVICING AGREEMENT, DATED AS OF JUNE 30, 2009 Sale and Servicing Agreement, dated as of June 30, 2009

Exhibit 4.3

Execution Copy

SALE AND SERVICING

AGREEMENT

among

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1,

Issuer,

AFS SENSUB CORP.,

Seller,

AMERICREDIT FINANCIAL SERVICES, INC.,

Servicer,

and

WELLS FARGO BANK, NATIONAL ASSOCIATION,

Backup Servicer and Trust Collateral Agent

Dated as of June 30, 2009


TABLE OF CONTENTS

 

          Page

ARTICLE I Definitions

   1

SECTION 1.1.

   Definitions    1

SECTION 1.2.

   Other Definitional Provisions    18

ARTICLE II Conveyance of Receivables

   19

SECTION 2.1.

   Conveyance of Receivables    19

SECTION 2.2.

   [Reserved]    20

SECTION 2.3.

   Further Encumbrance of Trust Property    20

SECTION 2.4.

   Intention of the Parties    21

ARTICLE III The Receivables

   22

SECTION 3.1.

   Representations and Warranties of Seller    22

SECTION 3.2.

   Repurchase upon Breach    22

SECTION 3.3.

   Custody of Receivable Files    23

ARTICLE IV Administration and Servicing of Receivables

   24

SECTION 4.1.

   Duties of the Servicer and the Backup Servicer    24

SECTION 4.2.

   Collection of Receivable Payments; Modifications of Receivables; Lockbox Agreements    25

SECTION 4.3.

   Realization upon Receivables    28

SECTION 4.4.

   Insurance    30

SECTION 4.5.

   Maintenance of Security Interests in Vehicles    31

SECTION 4.6.

   Covenants, Representations, and Warranties of Servicer    32

SECTION 4.7.

   Purchase of Receivables Upon Breach of Covenant    33

SECTION 4.8.

   Total Servicing Fee; Payment of Certain Expenses by Servicer    33

SECTION 4.9.

   Servicer’s Certificate    34

SECTION 4.10.

   Annual Statement as to Compliance, Notice of Servicer Termination Event    34

SECTION 4.11.

   Annual Independent Public Accountants’ Reports    35

SECTION 4.12.

   Access to Certain Documentation and Information Regarding Receivables    36

SECTION 4.13.

   Monthly Tape    36

ARTICLE V Trust Accounts; Distributions; Statements to Noteholders

   37

SECTION 5.1.

   Establishment of Trust Accounts    37

SECTION 5.2.

   [Reserved]    40

SECTION 5.3.

   Certain Reimbursements to the Servicer    40

SECTION 5.4.

   Application of Collections    40

SECTION 5.5.

   [Reserved]    40

SECTION 5.6.

   Additional Deposits    40

SECTION 5.7.

   Distributions    40

 

i


SECTION 5.8.

   Reserve Account    44

SECTION 5.9.

   Statements to Noteholders    45

ARTICLE VI [Reserved]

   46

ARTICLE VII The Seller

   46

SECTION 7.1.

   Representations of Seller    46

SECTION 7.2.

   Corporate Existence    48

SECTION 7.3.

   Liability of Seller; Indemnities    48

SECTION 7.4.

   Merger or Consolidation of, or Assumption of the Obligations of, Seller    49

SECTION 7.5.

   Limitation on Liability of Seller and Others    50

SECTION 7.6.

   Ownership of the Certificates or Notes    50

ARTICLE VIII The Servicer and the Backup Servicer

   50

SECTION 8.1.

   Representations of Servicer    50

SECTION 8.2.

   Representations of Backup Servicer    52

SECTION 8.3.

   Liability of Servicer and Backup Servicer; Indemnities    53

SECTION 8.4.

   Merger or Consolidation of, or Assumption of the Obligations of the Servicer or Backup Servicer    55

SECTION 8.5.

   Limitation on Liability of Servicer, Backup Servicer and Others    56

SECTION 8.6.

   Delegation of Duties    57

SECTION 8.7.

   Servicer and Backup Servicer Not to Resign    57

ARTICLE IX Default

   58

SECTION 9.1.

   Servicer Termination Event    58

SECTION 9.2.

   Consequences of a Servicer Termination Event    59

SECTION 9.3.

   Appointment of Successor    60

SECTION 9.4.

   Notification to Noteholders    61

SECTION 9.5.

   Waiver of Past Defaults    61

SECTION 9.6.

   Backup Servicer Termination    61

ARTICLE X Termination

   62

SECTION 10.1.

   Optional Purchase of All Receivables    62

ARTICLE XI Administrative Duties of the Servicer

   63

SECTION 11.1.

   Administrative Duties    63

SECTION 11.2.

   Records    65

SECTION 11.3.

   Additional Information to be Furnished to the Issuer    65

ARTICLE XII Miscellaneous Provisions

   65

SECTION 12.1.

   Amendment    65

SECTION 12.2.

   Protection of Title to Trust    66

SECTION 12.3.

   Notices    68

 

ii


SECTION 12.4.

   Assignment    68

SECTION 12.5.

   Limitations on Rights of Others    69

SECTION 12.6.

   Severability    69

SECTION 12.7.

   Separate Counterparts    69

SECTION 12.8.

   Headings    69

SECTION 12.9.

   Governing Law    69

SECTION 12.10.

   Assignment to Trust Collateral Agent    69

SECTION 12.11.

   Nonpetition Covenants    69

SECTION 12.12.

   Limitation of Liability of Owner Trustee and Trust Collateral Agent    70

SECTION 12.13.

   Independence of the Servicer    70

SECTION 12.14.

   No Joint Venture    70

SECTION 12.15.

   State Business Licenses    71

 

SCHEDULES   
Schedule A    Schedule of Receivables
Schedule B    Representations and Warranties of the Seller and the Servicer
Schedule C    Servicing Policies and Procedures
EXHIBITS   
Exhibit A    Form of Servicer’s Certificate

 

iii


SALE AND SERVICING AGREEMENT dated as of June 30, 2009, among AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1, a Delaware statutory trust (the “Issuer”), AFS SENSUB CORP., a Nevada corporation (the “Seller”), AMERICREDIT FINANCIAL SERVICES, INC., a Delaware corporation (the “Servicer”), WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, in its capacity as Backup Servicer and Trust Collateral Agent.

WHEREAS the Issuer desires to purchase a portfolio of receivables arising in connection with motor vehicle retail installment sale contracts made by AmeriCredit Financial Services, Inc. or an Originating Affiliate or acquired by AmeriCredit Financial Services, Inc. or an Originating Affiliate through motor vehicle dealers and third party lenders;

WHEREAS the Seller has purchased such receivables from AmeriCredit Financial Services, Inc. and is willing to sell such receivables to the Issuer;

WHEREAS the Servicer is willing to service all such receivables;

WHEREAS the Backup Servicer is willing to provide backup servicing for all such receivables;

NOW, THEREFORE, in consideration of the premises and the mutual covenants herein contained, the parties hereto agree as follows:

ARTICLE I

Definitions

SECTION 1.1. Definitions. Whenever used in this Agreement, the following words and phrases shall have the following meanings:

Accelerated Principal Amount” for a Distribution Date will equal the lesser of

(x) the excess, if any, of the amount of Available Funds on such Distribution Date over the amounts payable on such Distribution Date pursuant to clauses (i) through (xiii) of Section 5.7(a); and

(y) the excess, if any, on such Distribution Date of (i) the Pro Forma Note Balance for such Distribution Date over (ii) the Required Pro Forma Note Balance for such Distribution Date.

Accountants’ Report” means the report of a firm of nationally recognized Independent Accountants described in Section 4.11.

Accounting Date” means, with respect to any Collection Period the last day of such Collection Period.


Affiliate” means, with respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise; and the terms “controlling” and “controlled” have meanings correlative to the foregoing.

Aggregate Principal Balance” means, with respect to any date of determination, the sum of the Principal Balances for all Receivables (other than (i) any Receivable that became a Liquidated Receivable prior to the end of the related Collection Period and (ii) any Receivable that became a Purchased Receivable prior to the end of the related Collection Period) as of the date of determination.

Agreement” means this Sale and Servicing Agreement, as the same may be amended and supplemented from time to time.

AmeriCredit” means AmeriCredit Financial Services, Inc.

Amount Financed” means, with respect to a Receivable, the aggregate amount advanced under such Receivable toward the purchase price of the Financed Vehicle and any related costs, including amounts advanced in respect of accessories, insurance premiums, service contracts, car club and warranty contracts, other items customarily financed as part of motor vehicle retail installment sale contracts or promissory notes, and related costs.

Annual Percentage Rate” or “APR” of a Receivable means the annual percentage rate of finance charges or service charges, as stated in the related Contract.

Auto Loan Purchase and Sale Agreement” means any agreement between a Third-Party Lender and AmeriCredit or an Originating Affiliate relating to the acquisition of Receivables from a Third-Party Lender by AmeriCredit or an Originating Affiliate.

Available Funds” means, with respect to any Distribution Date, the sum of (i) the Collected Funds for the related Collection Period, (ii) all Purchase Amounts deposited in the Trust Accounts during the related Collection Period, plus Investment Earnings with respect to the Trust Accounts for the related Collection Period, (iii) following the acceleration of the Notes pursuant to Section 5.2 of the Indenture, the amount of money or property collected pursuant to Section 5.3 of the Indenture since the preceding Distribution Date by the Trust Collateral Agent for distribution pursuant to Section 5.6 and Section 5.8 of the Indenture, (iv) the proceeds of any purchase or sale of the assets of the Trust described in Section 10.1 and (v) amounts, if any, released from the Reserve Account pursuant to Section 5.8(a)(iii)(B) hereof on such Distribution Date.

Backup Servicer” means Wells Fargo Bank, National Association so long as it is the Indenture Trustee hereunder, or any successor backup servicer appointed in accordance with Section 8.7.

Base Servicing Fee” means, with respect to any Collection Period, the fee payable to the Servicer for services rendered during such Collection Period, which shall be equal to the product of (i) the Servicing Fee Rate times (ii) the aggregate Principal Balance of the Receivables as of the opening of business on the first day of such Collection Period (or in the case of the first Distribution Date, July 1, 2009) times (iii) one-twelfth (or in the case of the first Distribution Date, the actual number of days during the Collection Period divided by 360).

 

2


Basic Documents” means this Agreement, the Certificate of Trust, the Trust Agreement, the Indenture, the Custodian Agreement, the Lockbox Account Agreement, the Lockbox Processing Agreement, the Underwriting Agreement, the Purchase Agreement and other documents and certificates delivered in connection therewith.

Business Day” means any day other than a Saturday, a Sunday, a legal holiday or other day on which commercial banking institutions located in Wilmington, Delaware, Fort Worth, Texas, Minneapolis, Minnesota or New York, New York or any other location of any successor Servicer, successor Owner Trustee or successor Trust Collateral Agent are authorized or obligated by law, executive order or governmental decree to be closed.

Certificate” means the trust certificate evidencing the beneficial interest of the Certificateholder in the Trust.

Certificateholder” means the Person in whose name the Certificate is registered.

Class” means the Class A-1 Notes, the Class A-2 Notes, the Class A-3 Notes, the Class B Notes, and the Class C Notes, as the context requires.

Class A Notes” means the Class A-1 Notes, the Class A-2 Notes and the Class A-3 Notes.

Class A Principal Parity Amount” means, with respect to any Distribution Date, the lesser of (I) the excess, if any, of (x) the aggregate remaining principal balance of the Class A Notes immediately prior to such Distribution Date over (y) the Pool Balance as of the end of the immediately preceding Collection Period and (II) the amount of Total Available Funds remaining on deposit in the Collection Account after the funding of the items described in clauses (i) through (iii) of Section 5.7(a) on such Distribution Date.

Class A-1 Notes” has the meaning assigned to such term in the Indenture.

Class A-2 Notes” has the meaning assigned to such term in the Indenture.

Class A-3 Notes” has the meaning assigned to such term in the Indenture.

Class B Notes” has the meaning assigned to such term in the Indenture.

Class B Principal Parity Amount” means, with respect to any Distribution Date, the lesser of (I) the excess of (A) the excess, if any, of (x) the aggregate remaining principal balance of the Class A Notes and of the Class B Notes, in each case immediately prior to such Distribution Date over (y) the Pool Balance as of the end of the immediately preceding Collection Period over (B) the Class A Principal Parity Amount for such Distribution Date and (II) the amount of Total Available Funds remaining on deposit in the Collection Account after the funding of the items described in clauses (i) through (vi) of Section 5.7(a) on such Distribution Date.

 

3


Class C Notes” has the meaning assigned to such term in the Indenture.

Class C Principal Parity Amount” means, with respect to any Distribution Date, the lesser of (I) the excess of (A) the excess, if any, of (x) the aggregate remaining principal balance of the Class A Notes, of the Class B Notes and of the Class C Notes, in each case immediately prior to such Distribution Date over (y) the Pool Balance as of the end of the immediately preceding Collection Period over (B) the sum of the Class A Principal Parity Amount and the Class B Principal Parity Amount for such Distribution Date and (II) the amount of Total Available Funds remaining on deposit in the Collection Account after the funding of the items described in clauses (i) through (ix) of Section 5.7(a) on such Distribution Date.

Closing Date” means July 14, 2009.

Collateral Insurance” shall have the meaning set forth in Section 4.4(a).

Collected Funds” means, with respect to any Collection Period, the amount of funds in the Collection Account representing collections on the Receivables during such Collection Period, including all Net Liquidation Proceeds collected during such Collection Period (but excluding any Purchase Amounts).

Collection Account” means the account designated as such, established and maintained pursuant to Section 5.1.

Collection Period” means, with respect to the first Distribution Date, the period beginning on the close of business on June 30, 2009 and ending on the close of business on July 31, 2009. With respect to each subsequent Distribution Date, “Collection Period” means the period beginning on the close of business on the last day of the second preceding calendar month and ending on the close of business on the last day of the immediately preceding calendar month. Any amount stated “as of the close of business of the last day of a Collection Period” shall give effect to the following calculations as determined as of the end of the day on such last day: (i) all applications of collections and (ii) all distributions.

Collection Records” means all manually prepared or computer generated records relating to collection efforts or payment histories with respect to the Receivables.

Commission” means the United States Securities and Exchange Commission.

Computer Tape” means the computer tapes or other electronic media furnished by the Servicer to the Issuer and its assigns describing certain characteristics of the Receivables as of the Cutoff Date.

Contract” means a motor vehicle retail installment sale contract or promissory note.

Controlling Party” means the Trust Collateral Agent, for the benefit of the Noteholders.

Corporate Trust Office” means (i) with respect to the Owner Trustee, the principal corporate trust office of the Owner Trustee, which at the time of execution of this agreement is Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, Attention:

 

4


Corporate Trust Administration, and (ii) with respect to the Trustee, the Trust Collateral Agent and the Backup Servicer, the principal office thereof at which at any particular time its corporate trust business shall be administered, which at the time of execution of this agreement is Sixth Street and Marquette Avenue, MAC N9311-161, Minneapolis, Minnesota 55479, Attention: Corporate Trust Office.

Cram Down Loss” means, with respect to a Receivable that has not become a Liquidated Receivable, if a court of appropriate jurisdiction in a proceeding related to an Insolvency Event shall have issued an order reducing the amount owed on a Receivable or otherwise modifying or restructuring the Scheduled Receivables Payments to be made on a Receivable, an amount equal to (i) the excess of the Principal Balance of such Receivable immediately prior to such order over the Principal Balance of such Receivable as so reduced and/or (ii) if such court shall have issued an order reducing the effective rate of interest on such Receivable, the excess of the Principal Balance of such Receivable immediately prior to such order over the net present value (using as the discount rate the higher of the APR on such Receivable or the rate of interest, if any, specified by the court in such order) of the Scheduled Receivables Payments as so modified or restructured. A “Cram Down Loss” shall be deemed to have occurred on the date of issuance of such order.

Custodian” means AmeriCredit and any other Person named from time to time as custodian in any Custodian Agreement acting as agent for the Trust Collateral Agent, which Person must be acceptable to the Controlling Party (the Custodian as of the Closing Date is acceptable to the Controlling Party).

Custodian Agreement” means any Custodian Agreement from time to time in effect between the Custodian named therein and the Trust Collateral Agent, as the same may be amended, supplemented or otherwise modified from time to time in accordance with the terms thereof, which Custodian Agreement and any amendments, supplements or modifications thereto shall be acceptable to the Controlling Party.

Cutoff Date” means June 30, 2009.

Dealer” means a dealer who sold a Financed Vehicle and who originated and assigned the respective Receivable to AmeriCredit or an Originating Affiliate under a Dealer Agreement or pursuant to a Dealer Assignment.

Dealer Agreement” means any agreement between a Dealer and AmeriCredit or an Originating Affiliate relating to the acquisition of Receivables from a Dealer by AmeriCredit or an Originating Affiliate.

Dealer Assignment” means, with respect to a Receivable, the executed assignment executed by a Dealer conveying such Receivable to AmeriCredit.

Delivery” when used with respect to Trust Account Property means:

(a) with respect to bankers’ acceptances, commercial paper, negotiable certificates of deposit and other obligations that constitute “instruments” within the meaning of Section 9-102(a)(47) of the UCC and are susceptible of physical delivery, transfer thereof to the Trust

 

5


Collateral Agent by physical delivery to the Trust Collateral Agent endorsed to, or registered in the name of, the Trust Collateral Agent or endorsed in blank, and, with respect to a certificated security (as defined in Section 8-102(a)(4) of the UCC), transfer thereof (i) by delivery thereof to the Trust Collateral Agent of such certificated security endorsed to, or registered in the name of, the Trust Collateral Agent or (ii) by delivery thereof to a “clearing corporation” (as defined in Section 8-102(a)(5) of the UCC) and the making by such clearing corporation of appropriate entries on its books reducing the appropriate securities account of the transferor and increasing the appropriate securities account of the Trust Collateral Agent by the amount of such certificated security and the identification by the clearing corporation of the certificated securities for the sole and exclusive account of the Trust Collateral Agent (all of the foregoing, “Physical Property”), and, in any event, any such Physical Property in registered form shall be in the name of the Trust Collateral Agent or its nominee; and such additional or alternative procedures as may hereafter become appropriate to effect the complete transfer of ownership of any such Trust Account Property to the Trust Collateral Agent or its nominee or custodian, consistent with changes in applicable law or regulations or the interpretation thereof;

(b) with respect to any security issued by the U.S. Treasury, the Federal Home Loan Mortgage Corporation or by the Federal National Mortgage Association that is a book-entry security held through the Federal Reserve System pursuant to federal book-entry regulations, the following procedures, all in accordance with applicable law, including applicable Federal regulations and Articles 8 and 9 of the UCC: book-entry registration of such Trust Account Property to an appropriate book-entry account maintained with a Federal Reserve Bank by a securities intermediary that is also a “depository” pursuant to applicable federal regulations; the making by such securities intermediary of entries in its books and records crediting such Trust Account Property to the Trust Collateral Agent’s securities account at the securities intermediary and identifying such book-entry security held through the Federal Reserve System pursuant to federal book-entry regulations as belonging to the Trust Collateral Agent; and such additional or alternative procedures as may hereafter become appropriate to effect complete transfer of ownership of any such Trust Account Property to the Trust Collateral Agent, consistent with changes in applicable law or regulations or the interpretation thereof;

(c) with respect to any item of Trust Account Property that is an uncertificated security under Article 8 of the UCC and that is not governed by clause (b) above, registration on the books and records of the issuer thereof in the name of the Trust Collateral Agent or its nominee or custodian who either (i) becomes the registered owner on behalf of the Trust Collateral Agent or (ii) having previously become the registered owner, acknowledges that it holds for the Trust Collateral Agent; and

(d) with respect to any item of Trust Account Property that is a financial asset under Article 8 of the UCC and that is not governed by clause (b) above, causing the securities intermediary to indicate on its books and records that such financial asset has been credited to a securities account of the Trust Collateral Agent.

Determination Date” means, with respect to any Collection Period, the second Business Day prior to the related Distribution Date.

 

6


Distribution Date” means, with respect to each Collection Period, the fifteenth day of the following calendar month, or, if such day is not a Business Day, the immediately following Business Day, commencing August 17, 2009. If AmeriCredit is no longer acting as Servicer, the distribution date may be a different day of the month.

Electronic Ledger” means the electronic master record of the retail installment sales contracts or installment loans of the Servicer.

Eligible Deposit Account” means a segregated trust account with the corporate trust department of a depository institution organized under the laws of the United States of America or any one of the states thereof or the District of Columbia (or any domestic branch of a foreign bank), having corporate trust powers and acting as trustee for funds deposited in such account, so long as (i) any of the securities of such depository institution have a credit rating from each Rating Agency in one of its generic rating categories which signifies investment grade and (ii) such depository institutions’ deposits are insured by the FDIC.

Eligible Investments” mean book-entry securities, negotiable instruments or securities represented by instruments in bearer or registered form which evidence:

(a) direct obligations of, and obligations fully guaranteed as to timely payment by, the United States of America;

(b) demand deposits, time deposits or certificates of deposit of any depository institution or trust company incorporated under the laws of the United States of America or any state thereof or the District of Columbia (or any domestic branch of a foreign bank) and subject to supervision and examination by federal or state banking or depository institution authorities (including depository receipts issued by any such institution or trust company as custodian with respect to any obligation referred to in clause (a) above or portion of such obligation for the benefit of the holders of such depository receipts); provided, however, that at the time of the investment or contractual commitment to invest therein (which shall be deemed to be made again each time funds are reinvested following each Distribution Date), the commercial paper or other short-term senior unsecured debt obligations (other than such obligations the rating of which is based on the credit of a Person other than such depository institution or trust company) of such depository institution or trust company shall have a credit rating from Standard & Poor’s of A-1+ and from Moody’s of Prime-1;

(c) commercial paper and demand notes investing solely in commercial paper having, at the time of the investment or contractual commitment to invest therein, a rating from Standard & Poor’s of A-1+ and from Moody’s of Prime-1;

(d) investments in money market funds (including funds for which the Trust Collateral Agent or the Owner Trustee in each of their individual capacities or any of their respective Affiliates is investment manager, controlling party or advisor) having a rating from Standard & Poor’s of AAA-m or AAAm-G and from Moody’s of Aaa;

(e) bankers’ acceptances issued by any depository institution or trust company referred to in clause (b) above;

 

7


(f) repurchase obligations with respect to any security that is a direct obligation of, or fully guaranteed by, the United States of America or any agency or instrumentality thereof the obligations of which are backed by the full faith and credit of the United States of America, in either case entered into with a depository institution or trust company (acting as principal) referred to in clause (b) above;

(g) any other investment which would satisfy the Rating Agency Condition and is consistent with the ratings of the Securities or any other investment that by its terms converts to cash within a finite period, if the Rating Agency Condition is satisfied with respect thereto; and

(h) cash denominated in United States dollars.

Any of the foregoing Eligible Investments may be purchased by or through the Owner Trustee or the Trust Collateral Agent or any of their respective Affiliates.

Exchange Act” means the Securities Exchange Act of 1934, as amended.

FDIC” means the Federal Deposit Insurance Corporation.

Final Scheduled Distribution Date” means with respect to (i) the Class A-1 Notes, the July 15, 2010 Distribution Date, (ii) the Class A-2 Notes, the May 15, 2012 Distribution Date, (iii) the Class A-3 Notes, the October 15, 2013 Distribution Date, (iv) the Class B Notes, the April 15, 2014 Distribution Date and (v) the Class C Notes, the January 15, 2016 Distribution Date.

Financed Vehicle” means an automobile or light-duty truck van or minivan, together with all accessions thereto, securing an Obligor’s indebtedness under the respective Receivable.

Force-Placed Insurance” has the meaning ascribed thereto in Section 4.4 hereof.

Indenture” means the Indenture dated as of June 30, 2009, between the Issuer and Wells Fargo Bank, National Association, as Trust Collateral Agent and Trustee, as the same may be amended and supplemented from time to time.

Independent Accountants” shall have the meaning set forth in Section 4.11(a).

Insolvency Event” means, with respect to a specified Person, (a) the filing of a petition against such Person or the entry of a decree or order for relief by a court having jurisdiction in the premises in respect of such Person or any substantial part of its property in an involuntary case under any applicable federal or state bankruptcy, insolvency or other similar law now or hereafter in effect, or appointing a receiver, liquidator, assignee, custodian, trustee, sequestrator, or similar official for such Person or for any substantial part of its property, or ordering the winding-up or liquidation or such Person’s affairs, and such petition, decree or order shall remain unstayed and in effect for a period of 60 consecutive days; or (b) the commencement by such Person of a voluntary case under any applicable federal or state bankruptcy, insolvency or other similar law now or hereafter in effect, or the consent by such Person to the entry of an order for relief in an involuntary case under any such law, or the consent by such Person to the appointment of or taking possession by, a receiver, liquidator, assignee, custodian, trustee,

 

8


sequestrator, or similar official for such Person or for any substantial part of its property, or the making by such Person of any general assignment for the benefit of creditors, or the failure by such Person generally to pay its debts as such debts become due, or the taking of action by such Person in furtherance of any of the foregoing.

Insurance Add-On Amount” means the premium charged to the Obligor in the event that the Servicer obtains Force-Placed Insurance pursuant to Section 4.4.

Insurance Policy” means, with respect to a Receivable, any insurance policy (including the insurance policies described in Section 4.4 hereof) benefiting the holder of the Receivable providing loss or physical damage, credit life, credit disability, theft, mechanical breakdown or similar coverage with respect to the Financed Vehicle or the Obligor.

Interest Period” means, with respect to any Distribution Date, the period from and including the most recent Distribution Date on which interest has been paid (or in the case of the first Distribution Date, from and including the Closing Date) to, but excluding, the following Distribution Date. In the case of the first Distribution Date, the Interest Period shall be 34 days for the Class A-1 Notes, and 31 days for the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes.

Interest Rate” means, with respect to (i) the Class A-1 Notes, 0.8375% per annum (computed on the basis of a 360-day year and the actual number of days elapsed in the applicable Interest Period), (ii) the Class A-2 Notes, 2.26% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months), (iii) the Class A-3 Notes, 3.04% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months), (iv) the Class B Notes, 9.79% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months) and (v) the Class C Notes, 14.55% per annum (computed on the basis of a 360-day year consisting of twelve 30-day months).

Investment Earnings” means, with respect to any date of determination and Trust Accounts, the investment earnings on amounts on deposit in such Trust Accounts on such date.

Issuer” means AmeriCredit Automobile Receivables Trust 2009-1.

Issuer Secured Parties” means the Trustee in respect of the Trustee Issuer Secured Obligations.

Lien” means a security interest, lien, charge, pledge, equity, or encumbrance of any kind, other than tax liens, mechanics’ liens and any liens that attach to the respective Receivable by operation of law as a result of any act or omission by the related Obligor.

Lien Certificate” means, with respect to a Financed Vehicle, an original certificate of title, certificate of lien or other notification issued by the Registrar of Titles of the applicable state to a secured party which indicates that the lien of the secured party on the Financed Vehicle is recorded on the original certificate of title. In any jurisdiction in which the original certificate of title is required to be given to the Obligor, the term “Lien Certificate” shall mean only a certificate or notification issued to a secured party. For Financed Vehicles registered in states which issue confirmation of the lienholder’s interest electronically, the “Lien Certificate” may

 

9


consist of notification of an electronic recordation, by either a third party service provider or the relevant Registrar of Titles of the applicable state, which indicates that the lien of the secured party on the Financed Vehicle is recorded on the original certificate of title on the electronic lien and title system of the applicable state.

Liquidated Receivable” means, with respect to any Collection Period, a Receivable for which, as of the last day of the Collection Period (i) 90 days have elapsed since the Servicer repossessed the Financed Vehicle; provided, however, that in no case shall 10% or more of a Scheduled Receivables Payment have become 210 or more days delinquent in the case of a repossessed Financed Vehicle, (ii) the Servicer has determined in good faith that all amounts it expects to recover have been received, (iii) 10% or more of a Scheduled Receivables Payment shall have become 120 or more days delinquent, except in the case of a repossessed Financed Vehicle, or (iv) that is, without duplication, a Sold Receivable.

Liquidation Proceeds” means, with respect to a Liquidated Receivable, all amounts realized with respect to such Receivable and, with respect to a Sold Receivable, the related Sale Amount.

Liquidity” means, with respect to any date, (A) unrestricted cash on such date and (B) amounts available to be drawn under the credit facilities of AmeriCredit Corp. and its consolidated subsidiaries, as defined by GAAP, so long as AmeriCredit Corp. and its consolidated subsidiaries can satisfy all conditions precedent to borrowing such amounts under such facilities.

Lockbox Account” means an account maintained on behalf of the Trust Collateral Agent by the Lockbox Bank pursuant to Section 4.2(d).

Lockbox Account Agreement” means the Lockbox Account Agreement, dated as of June 30, 2009, by and among AmeriCredit, JPMorgan Chase Bank, N.A. and the Trust Collateral Agent, as such agreement may be amended or supplemented from time to time, unless the Trust Collateral Agent shall cease to be a party thereunder, or such agreement shall be terminated in accordance with its terms, in which event “Lockbox Account Agreement” shall mean any replacement agreement therefor among the Servicer, the Trust Collateral Agent and the Lockbox Bank.

Lockbox Agreements” means collectively, the Lockbox Account Agreement and the Lockbox Processing Agreement.

Lockbox Bank” means a depository institution named by the Servicer and acceptable to the Controlling Party.

Lockbox Processing Agreement” means the Lockbox Processing Agreement, dated as of June 30, 2009, by and among the Lockbox Processor, the Servicer and the Trust Collateral Agent, as such agreement may be amended or supplemented from time to time.

Lockbox Processor” means Regulus Group II LLC, or its successors or assigns.

 

10


Majority Noteholders” means the Holders of Notes representing a majority of the principal balance of the most senior Class of Notes then outstanding.

Matured Principal Shortfall” means, with respect to any Distribution Date and for any Class of Notes which would have a remaining principal balance greater than zero on such Distribution Date, after taking into account the payment of all other principal amounts to such Class on such Distribution Date, and as to which such Distribution Date is either the Final Scheduled Distribution Date for such Class, or a Distribution Date subsequent to such Final Scheduled Distribution Date, the remaining principal balance of such Class on such Distribution Date, after taking into account the payment of all other principal amounts to such Class on such Distribution Date.

Minimum Sale Price” means (i) with respect to a Receivable (x) that has become 60 to 210 days delinquent or (y) that has become greater than 210 days delinquent and with respect to which the related Financed Vehicle has been repossessed by the Servicer and has not yet been sold at auction, the greater of (A) 55% multiplied by the Principal Balance of such Receivable and (B) the product of the three month rolling average recovery rate (expressed as a percentage) for the Servicer in its liquidation of all receivables for which it acts as servicer, either pursuant to this Agreement or otherwise, multiplied by the Principal Balance of such Receivable or (ii) with respect to a Receivable (x) with respect to which the related Financed Vehicle has been repossessed by the Servicer and has been sold at auction and the Net Liquidation Proceeds for which have been deposited in the Collection Account, or (y) that has become greater than 210 days delinquent and with respect to which the related Financed Vehicle has not been repossessed by the Servicer despite the Servicer’s diligent efforts, consistent with its servicing obligations, to repossess the Financed Vehicle, $1.

Monthly Records” means all records and data maintained by the Servicer with respect to the Receivables, including the following with respect to each Receivable: the account number; the originating Dealer; Obligor name; Obligor address; Obligor home phone number; Obligor business phone number; original Principal Balance; original term; Annual Percentage Rate; current Principal Balance; current remaining term; origination date; first payment date; final scheduled payment date; next payment due date; date of most recent payment; new/used classification; collateral description; days currently delinquent; number of contract extensions (months) to date; amount of Scheduled Receivables Payment; and past due late charges.

Monthly Tape” has the meaning set forth in Section 4.13 hereof.

Moody’s” means Moody’s Investors Service, Inc. or its successor.

Net Liquidation Proceeds” means, with respect to a Liquidated Receivable, Liquidation Proceeds net of (i) reasonable expenses incurred by the Servicer in connection with the collection of such Receivable and the repossession and disposition of the Financed Vehicle and (ii) amounts that are required to be refunded to the Obligor on such Receivable; provided, however, that the Net Liquidation Proceeds with respect to any Receivable shall in no event be less than zero.

 

11


Note Distribution Account” means the account designated as such, established and maintained pursuant to Section 5.1.

Note Pool Factor” for each Class of Notes as of the close of business on any date of determination means a seven-digit decimal figure equal to the outstanding principal amount of such Class of Notes divided by the original outstanding principal amount of such Class of Notes.

Noteholders’ Distributable Amount” means, with respect to any Distribution Date, the sum of the Noteholders’ Principal Distributable Amount and the Noteholders’ Interest Distributable Amount.

Noteholders’ Interest Carryover Amount” means, with respect to any Class of Notes and any date of determination, all or any portion of the Noteholders’ Interest Distributable Amount for the Class of Notes for the immediately preceding Distribution Date which remains unpaid as of such date of determination, plus interest on such unpaid amount, to the extent permitted by law, at the respective Interest Rate borne by the applicable Class of Notes from such immediately preceding Distribution Date to but excluding such date of determination.

Noteholders’ Interest Distributable Amount” means, with respect to any Distribution Date and Class of Notes, the sum of the Noteholders’ Monthly Interest Distributable Amount for such Distribution Date and each Class of Notes and the Noteholders’ Interest Carryover Amount, if any for such Distribution Date and each such Class. Interest on the Class A-1 Notes shall be computed on the basis of a 360-day year and the actual number of days elapsed in the applicable Interest Period; interest on all other Classes of Notes shall be computed on the basis of a 360-day year consisting of twelve 30-day months, except with respect to the first Interest Period when the Interest Period with respect to the Class A-2 Notes, the Class A-3 Notes, the Class B Notes and the Class C Notes will be 31 days.

Noteholders’ Monthly Interest Distributable Amount” means, with respect to any Distribution Date and any Class of Notes, interest accrued at the respective Interest Rate during the applicable Interest Period on the principal amount of the Notes of such Class outstanding as of the end of the prior Distribution Date (or, in the case of the first Distribution Date, as of the Closing Date), calculated (x) for the Class A-1 Notes on the basis of a 360-day year and the actual number of days elapsed in the applicable Interest Period and (y) for all other Classes of Notes on the basis of a 360-day year consisting of twelve 30-day months (without adjustment for the actual number of business days elapsed in the applicable Interest Period), except with respect to the first Interest Period.

Noteholders’ Principal Carryover Amount” means, as of any date of determination, all or any portion of the Noteholders’ Principal Distributable Amount from the preceding Distribution Date which remains unpaid as of such date of determination.

Noteholders’ Principal Distributable Amount” means, with respect to any Distribution Date, (other than the Final Scheduled Distribution Date for any Class of Notes), the sum of the Principal Distributable Amount for such Distribution Date and the Noteholders’ Principal Carryover Amount, if any, as of the close of the preceding Distribution Date. The Noteholders’ Principal Distributable Amount on the Final Scheduled Distribution Date for any Class of Notes

 

12


will equal the sum of (i) the Principal Distributable Amount for such Distribution Date, (ii) the Noteholders’ Principal Carryover Amount as of such Distribution Date, and (iii) the excess of the outstanding principal amount of such Class of Notes, if any, over the amounts described in clauses (i) and (ii).

Obligor” on a Receivable means the purchaser or co-purchasers of the Financed Vehicle and any other Person who owes payments under the Receivable.

Officers’ Certificate” means a certificate signed by the chief executive officer, the president, any executive vice president, any senior vice president, any vice president, any assistant vice president, any treasurer, any assistant treasurer, any secretary or any assistant secretary of the Seller or the Servicer, as appropriate.

Opinion of Counsel” means a written opinion of counsel satisfactory in form and substance to the Trust Collateral Agent.

Original Pool Balance” means the Pool Balance as of the Cutoff Date.

Originating Affiliate” means an Affiliate of AmeriCredit that has originated Receivables and assigned its full interest therein to AmeriCredit.

Other Conveyed Property” means all property conveyed by the Seller to the Trust pursuant to Section 2.1(b) through (i) of this Agreement.

Owner Trust Estate” has the meaning assigned to such term in the Trust Agreement.

Owner Trustee” means Wilmington Trust Company, not in its individual capacity but solely as Owner Trustee under the Trust Agreement, its successors in interest or any successor Owner Trustee under the Trust Agreement.

Person” means any individual, corporation, estate, partnership, joint venture, association, joint stock company, trust (including any beneficiary thereof), unincorporated organization or government or any agency or political subdivision thereof.

Physical Property” has the meaning assigned to such term in the definition of “Delivery” above.

Pool Balance” means, as of any date of determination, the aggregate Principal Balance of the Receivables (excluding Purchased Receivables and Liquidated Receivables) at the end of the preceding calendar month.

Principal Balance” means, with respect to any Receivable, as of any date, the sum of (x) the Amount Financed minus (i) that portion of all amounts received on or prior to such date and allocable to principal in accordance with the terms of the Receivable and (ii) any Cram Down Loss in respect of such Receivable plus (y) the accrued and unpaid interest on such Receivable.

 

13


Principal Distributable Amount” means, with respect to any Distribution Date, the amount equal to the excess, if any, of (x) the sum of (i) the principal portion of all Collected Funds received during the immediately preceding Collection Period (other than Liquidated Receivables and Purchased Receivables), (ii) the Principal Balance of all Receivables that became Liquidated Receivables during the related Collection Period (other than Purchased Receivables), (iii) the principal portion of the Purchase Amounts received with respect to all Receivables that became Purchased Receivables during the related Collection Period, (iv) the aggregate amount of Cram Down Losses that shall have occurred during the related Collection Period; and (v) following the acceleration of the Notes pursuant to Section 5.2 of the Indenture, the amount of money or property collected pursuant to Section 5.4 of the Indenture since the preceding Determination Date by the Trust Collateral Agent for distribution pursuant to Section 5.7 hereof over (y) the Step-Down Amount, if any, for such Distribution Date.

Pro Forma Note Balance” means, with respect to any Distribution Date, the aggregate remaining principal amount of the Notes outstanding on such Distribution Date, after giving effect to distributions pursuant to clauses (i) through (xii) of Section 5.7(a) hereof.

Prospectus Supplement” means the prospectus supplement, dated as of July 7, 2009, relating to the offering of the Notes, as filed with the Commission.

Purchase Agreement” means the Purchase Agreement between the Seller and AmeriCredit, dated as of June 30, 2009, pursuant to which the Seller acquires the Receivables, as such Agreement may be amended from time to time.

Purchase Amount” means, with respect to a Purchased Receivable, the Principal Balance and all accrued and unpaid interest on the Receivable, after giving effect to the receipt of any moneys collected (from whatever source) on such Receivable, if any.

Purchased Receivable” means a Receivable purchased as of the close of business on the last day of a Collection Period by the Servicer pursuant to Sections 4.2, 4.4(c) or 4.7 or repurchased by the Seller or the Servicer pursuant to Section 3.2 or Section 10.1(a).

Rating Agency” means Moody’s and Standard & Poor’s. If no such organization or successor maintains a rating on the Securities, “Rating Agency” shall be a nationally recognized statistical rating organization or other comparable Person designated by the Seller, notice of which designation shall be given to the Trust Collateral Agent, the Owner Trustee and the Servicer.

Rating Agency Condition” means, with respect to any action, that Moody’s and Standard & Poor’s shall have been given 10 days’ (or such shorter period as shall be acceptable to each Rating Agency) prior notice thereof and that each of Moody’s and Standard & Poor’s shall have notified the Seller, the Servicer, the Owner Trustee and the Trust Collateral Agent in writing that such action will not result in a reduction or withdrawal of the then current rating of any Class of Notes.

Realized Losses” means, with respect to any Receivable that becomes a Liquidated Receivable, the excess of the Principal Balance of such Liquidated Receivable over Net Liquidation Proceeds to the extent allocable to principal.

 

14


Receivables” means the Contracts listed on Schedule A attached hereto (which Schedule may be in the form of microfiche or a disk).

Receivable Files” means the documents specified in Section 3.3.

Record Date” means, with respect to each Distribution Date, the Business Day immediately preceding such Distribution Date, unless otherwise specified in the Indenture.

Registrar of Titles” means, with respect to any state, the governmental agency or body responsible for the registration of, and the issuance of certificates of title relating to, motor vehicles and liens thereon.

Regulation AB” means Subpart 229.1100- Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518.70 Fed. Reg. 1,506,1,531 (January 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

Required Pro Forma Note Balance” means, with respect to any Distribution Date, a dollar amount equal to (x) the Pool Balance as of the end of the prior calendar month minus (y) the excess of (i) 38.00% of the Pool Balance as of the end of the prior calendar month over (ii) the Specified Reserve Balance.

Reserve Account” means the account designated as such, established and maintained pursuant to Section 5.1(a)(iii) hereof.

Reserve Account Deposit Amount” means, with respect to any Distribution Date, the lesser of (x) the excess of (i) the Specified Reserve Balance over (ii) the amount on deposit in the Reserve Account on such Distribution Date, after taking into account the amount of any Reserve Account Withdrawal Amount on such Distribution Date and (y) the amount remaining in the Collection Account after taking into account the distributions therefrom described in clauses (i) through (xii) of Section 5.7(a).

Reserve Account Withdrawal Amount” means, with respect to any Distribution Date, the lesser of (x) any shortfall in the amount of Available Funds available to pay the amounts specified in clauses (i) through (xi) of Section 5.7(a) (taking into account application of Available Funds to the priority of payments specified in Section 5.7(a) and ignoring any provision hereof which otherwise limits the amounts described in such clauses to the amount of funds available) and (y) the amount on deposit in the Reserve Account on such Distribution Date prior to application of amounts on deposit therein pursuant to Section 5.8.

Responsible Officer” means, with respect to any Person, any Executive Vice President, Senior Vice President, Vice President, Assistant Vice President, Treasurer, Assistant Treasurer, Secretary, Assistant Secretary, or any other officer of such Person customarily performing functions similar to those performed by any of the above designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

 

15


Sale Amount” means, with respect to any Sold Receivable, the amount received from the related third-party purchaser as payment for such Sold Receivable.

Sale and Servicing Agreement Collateral” has the meaning specified in Section 2.4 hereof.

Schedule of Receivables” means the schedule of all motor vehicle retail installment sales contracts and promissory notes originally held as part of the Trust which is attached as Schedule A (which Schedule may be in the form of microfiche or a disk).

Schedule of Representations” means the Schedule of Representations and Warranties attached hereto as Schedule B.

Scheduled Receivables Payment” means, with respect to any Collection Period for any Receivable, the amount set forth in such Receivable as required to be paid by the Obligor in such Collection Period. If after the Closing Date, the Obligor’s obligation under a Receivable with respect to a Collection Period has been modified so as to differ from the amount specified in such Receivable as a result of (i) the order of a court in an insolvency proceeding involving the Obligor, (ii) pursuant to the Servicemembers Civil Relief Act or (iii) modifications or extensions of the Receivable permitted by Section 4.2(b), the Scheduled Receivables Payment with respect to such Collection Period shall refer to the Obligor’s payment obligation with respect to such Collection Period as so modified.

Seller” means AFS SenSub Corp., a Nevada corporation, and its successors in interest to the extent permitted hereunder.

Service Contract” means, with respect to a Financed Vehicle, the agreement, if any, financed under the related Receivable that provides for the repair of such Financed Vehicle.

Servicer” means AmeriCredit Financial Services, Inc., as the servicer of the Receivables, and each successor servicer pursuant to Section 9.3.

Servicer Termination Event” means an event specified in Section 9.1.

Servicer’s Certificate” means an Officers’ Certificate of the Servicer delivered pursuant to Section 4.9, substantially in the form of Exhibit A.

Servicing Fee” has the meaning specified in Section 4.8.

Servicing Fee Rate” means 2.25% per annum.

Simple Interest Method” means the method of allocating a fixed level payment on an obligation between principal and interest, pursuant to which the portion of such payment that is allocated to interest is equal to the product of the fixed rate of interest on such obligation multiplied by the period of time (expressed as a fraction of a year, based on the actual number of days in the calendar month and 365 days in the calendar year) elapsed since the preceding payment under the obligation was made.

 

16


Sold Receivable” means a Receivable that was more than 60 days delinquent and was sold to an unaffiliated third party by the Issuer, at the Servicer’s direction, as of the close of business on the last day of a Collection Period and in accordance with the provisions of Section 4.3(c) hereof.

Specified Reserve Balance” means, with respect to any Distribution Date, $19,621,116.99; provided, that the Specified Reserve Balance will in no event exceed the outstanding principal amount of the Notes on such Distribution Date after giving effect to distributions pursuant to clauses (i) through (xii) of Section 5.7(a) hereof.

Standard & Poor’s” means Standard & Poor’s, a Division of The McGraw-Hill Companies, Inc., or its successor.

Step-Down Amount” means, with respect to any Distribution Date, the excess, if any, of (x) the Required Pro Forma Note Balance over (y) the Pro Forma Note Balance on such Distribution Date, calculated for this purpose only without deduction for any Step-Down Amount (i.e., assuming that the entire amount described in clause (x) of the definition of “Principal Distributable Amount” is distributed as principal on the Notes); provided, however, that the Step-Down Amount in no event may exceed the amount that would reduce the positive difference, if any, of the Pool Balance minus the Pro Forma Note Balance, to an amount less than $14,715,837.74, which is 1.50% of the initial Pool Balance.

Supplemental Servicing Fee” means, with respect to any Collection Period, all administrative fees, expenses and charges paid by or on behalf of Obligors, including late fees, prepayment fees and liquidation fees collected on the Receivables during such Collection Period but excluding any fees or expenses related to extensions.

Third-Party Lender” means an entity that originated a loan to a consumer for the purchase of a motor vehicle and sold the loan to AmeriCredit pursuant to an Auto Loan Purchase and Sale Agreement.

Third-Party Lender Assignment” means, with respect to a Receivable, the executed assignment executed by a Third-Party Lender conveying such Receivable to AmeriCredit or an Originating Affiliate.

Titled Third-Party Lender” means a Third-Party Lender that has agreed to assist AmeriCredit or any successor servicer, to the extent necessary, with any repossession or legal action in respect of Financed Vehicles with respect to which such Third-Party Lender has assigned its full interest therein to AmeriCredit or an Originating Affiliate and is listed as first lienholder or secured party on the Lien Certificate relating to such Financed Vehicle.

Total Available Funds” has the meaning assigned thereto in Section 5.7(a).

Trust” means the Issuer.

Trust Account Property” means the Trust Accounts, all amounts and investments held from time to time in any Trust Account (whether in the form of deposit accounts, Physical Property, book-entry securities, uncertificated securities or otherwise), and all proceeds of the foregoing.

 

17


Trust Accounts” has the meaning assigned thereto in Section 5.1.

Trust Agreement” means the Trust Agreement dated as of June 18, 2009, between the Seller and the Owner Trustee, as amended and restated as of June 30, 2009, as the same may be amended and supplemented from time to time.

Trust Collateral Agent” means the Person acting as Trust Collateral Agent hereunder, its successors in interest and any successor Trust Collateral Agent hereunder.

Trust Officer” means, (i) in the case of the Trust Collateral Agent, the chairman or vice-chairman of the board of directors, any managing director, the chairman or vice-chairman of the executive committee of the board of directors, the president, any vice president, assistant vice president, the secretary, any assistant secretary, the treasurer, any assistant treasurer, the cashier, any assistant cashier, any trust officer or assistant trust officer, the controller and any assistant controller or any other officer of the Trust Collateral Agent customarily performing functions similar to those performed by any of the above designated officers and also means, with respect to a particular corporate trust matter, any other officer to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject, and (ii) in the case of the Owner Trustee, any officer in the corporate trust office of the Owner Trustee or any agent of the Owner Trustee under a power of attorney with direct responsibility for the administration of this Agreement or any of the Basic Documents on behalf of the Owner Trustee.

Trust Property” means the property and proceeds conveyed pursuant to Section 2.1, together with certain monies paid on or after the Cutoff Date, the Collection Account (including all Eligible Investments therein and all proceeds therefrom), the Lockbox Account, the Reserve Account (including all Eligible Investments therein and all proceeds therefrom), the Note Distribution Account (including all Eligible Investments therein and all proceeds therefrom) and certain other rights under this Agreement.

Trustee” means the Person acting as Trustee under the Indenture, its successors in interest and any successor trustee under the Indenture.

UCC” means the Uniform Commercial Code as in effect in the relevant jurisdiction on the date of the Agreement.

SECTION 1.2. Other Definitional Provisions.

(a) Capitalized terms used herein and not otherwise defined herein have meanings assigned to them in the Indenture, or, if not defined therein, in the Trust Agreement.

(b) All terms defined in this Agreement shall have the defined meanings when used in any instrument governed hereby and in any certificate or other document made or delivered pursuant hereto unless otherwise defined therein.

 

18


(c) As used in this Agreement, in any instrument governed hereby and in any certificate or other document made or delivered pursuant hereto or thereto, accounting terms not defined in this Agreement or in any such instrument, certificate or other document, and accounting terms partly defined in this Agreement or in any such instrument, certificate or other document to the extent not defined, shall have the respective meanings given to them under generally accepted accounting principles as in effect on the date of this Agreement or any such instrument, certificate or other document, as applicable. To the extent that the definitions of accounting terms in this Agreement or in any such instrument, certificate or other document are inconsistent with the meanings of such terms under generally accepted accounting principles, the definitions contained in this Agreement or in any such instrument, certificate or other document shall control.

(d) The words “hereof,” “herein,” “hereunder” and words of similar import when used in this Agreement shall refer to this Agreement as a whole and not to any particular provision of this Agreement; Section, Schedule and Exhibit references contained in this Agreement are references to Sections, Schedules and Exhibits in or to this Agreement unless otherwise specified; and the term “including” shall mean “including without limitation.”

(e) The definitions contained in this Agreement are applicable to the singular as well as the plural forms of such terms and to the masculine as well as to the feminine and neuter genders of such terms.

(f) Any agreement, instrument or statute defined or referred to herein or in any instrument or certificate delivered in connection herewith means such agreement, instrument or statute as from time to time amended, modified or supplemented and includes (in the case of agreements or instruments) references to all attachments thereto and instruments incorporated therein; references to a Person are also to its permitted successors and assigns.

ARTICLE II

Conveyance of Receivables

SECTION 2.1. Conveyance of Receivables. In consideration of the Issuer’s delivery to or upon the order of the Seller on the Closing Date of the net proceeds from the sale of the Notes and the other amounts to be distributed from time to time to the Seller in accordance with the terms of this Agreement, the Seller does hereby sell, transfer, assign, set over and otherwise convey to the Issuer, without recourse (subject to the Seller’s obligations set forth herein) and the Issuer hereby purchases, all right, title and interest of the Seller in and to the following property, whether now owned or existing or hereafter acquired or arising:

(a) the Receivables and all moneys received thereon after the Cutoff Date;

(b) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Seller in such Financed Vehicles;

(c) any proceeds and the right to receive proceeds with respect to the Receivables from claims on any physical damage, credit life or disability insurance policies covering Financed Vehicles or Obligors and any proceeds from the liquidation of the Receivables;

 

19


(d) any proceeds from any Receivable repurchased by a Dealer pursuant to a Dealer Agreement or a Third-Party Lender pursuant to an Auto Loan Purchase and Sale Agreement as a result of a breach of representation or warranty in the related Dealer Agreement or Auto Loan Purchase and Sale Agreement;

(e) all rights under any Service Contracts on the related Financed Vehicles;

(f) the related Receivable Files;

(g) all of the Seller’s right, title and interest in its rights and benefits, but none of its obligations or burdens, under the Purchase Agreement, and the delivery requirements, representations and warranties and the cure and repurchase obligations of AmeriCredit under the Purchase Agreement;

(h) all of the Seller’s (i) Accounts, (ii) Chattel Paper, (iii) Documents, (iv) Instruments and (v) General Intangibles (as such terms are defined in the UCC) relating to the property described in (a) through (g); and

(i) all proceeds and investments with respect to items (a) through (h).

SECTION 2.2. [Reserved]

SECTION 2.3. Further Encumbrance of Trust Property.

(a) Immediately upon the conveyance to the Trust by the Seller of any item of the Trust Property pursuant to Section 2.1, all right, title and interest of the Seller in and to such item of Trust Property shall terminate, and all such right, title and interest shall vest in the Trust, in accordance with the Trust Agreement and Sections 3802 and 3805 of the Statutory Trust Statute (as defined in the Trust Agreement).

(b) Immediately upon the vesting of the Trust Property in the Trust, the Trust shall have the sole right to pledge or otherwise encumber, such Trust Property. Pursuant to the Indenture, the Trust shall grant a security interest in the Trust Property to the Trust Collateral Agent securing the repayment of the Notes. The Certificates shall represent the beneficial ownership interest in the Trust Property, and the Certificateholders shall be entitled to receive distributions with respect thereto as set forth herein.

(c) Following the payment in full of the Notes and the release and discharge of the Indenture, all covenants of the Issuer under Article III of the Indenture shall, until payment in full of the Certificates, remain as covenants of the Issuer for the benefit of the Certificateholders, enforceable by the Certificateholders to the same extent as such covenants were enforceable by the Noteholders prior to the discharge of the Indenture. Any rights of the Trustee under Article III of the Indenture, following the discharge of the Indenture, shall vest in Certificateholders.

(d) The Trust Collateral Agent shall, at such time as there are no Notes or Certificates outstanding and all sums due to (i) the Trustee pursuant to the Indenture and (ii) the Trust Collateral Agent pursuant to this Agreement and (iii) the Backup Servicer pursuant to this Agreement, have been paid, release any remaining portion of the Trust Property to the Seller.

 

20


SECTION 2.4. Intention of the Parties.

The execution and delivery of this Agreement shall constitute an acknowledgment by the Seller and the Issuer that they intend that the assignment and transfer herein contemplated constitute a sale and assignment outright, and not for security, of the Receivables and Other Conveyed Property, for non-tax purposes, conveying good title thereto free and clear of any Liens, from the Seller to the Issuer, and that the Receivables and the Other Conveyed Property shall not be a part of the Seller’s estate in the event of a bankruptcy, reorganization, arrangement, insolvency or liquidation proceeding, or other proceeding under any federal or state bankruptcy or similar law, or the occurrence of another similar event, of, or with respect to the Seller. In the event that such conveyance is determined to be made as security for a loan made by the Issuer, the Noteholders or the Certificateholder to the Seller, the Seller hereby grants to the Issuer a security interest in all of the Seller’s right, title and interest in and to the following property for the benefit of the Issuer Secured Parties, whether now owned or existing or hereafter acquired or arising, and this Agreement shall constitute a security agreement under applicable law (collectively, the “Sale and Servicing Agreement Collateral”):

(i) the Receivables and all moneys received thereon after the Cutoff Date;

(ii) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Seller in such Financed Vehicles;

(iii) any proceeds and the right to receive proceeds with respect to the Receivables from claims on any physical damage, credit life or disability insurance policies covering Financed Vehicles or Obligors and any proceeds from the liquidation of the Receivables;

(iv) any proceeds from any Receivable repurchased by a Dealer pursuant to a Dealer Agreement or a Third-Party Lender pursuant to an Auto Loan Purchase and Sale Agreement as a result of a breach of representation or warranty in the related Dealer Agreement or Auto Loan Purchase and Sale Agreement;

(v) all rights under any Service Contracts on the related Financed Vehicles;

(vi) the related Receivable Files;

(vii) all of the Seller’s right, title and interest in its rights and benefits, but none of its obligations or burdens, under the Purchase Agreement, and the delivery requirements, representations and warranties and the cure and repurchase obligations of AmeriCredit under the Purchase Agreement;

(viii) all of the Seller’s (a) Accounts, (b) Chattel Paper, (c) Documents, (d) Instruments and (e) General Intangibles (as such terms are defined in the UCC) relating to the property described in (i) through (vii); and

(ix) all proceeds and investments with respect to items (i) through (viii).

 

21


ARTICLE III

The Receivables

SECTION 3.1. Representations and Warranties of Seller. The Seller hereby represents and warrants that each of the representations and warranties set forth on the Schedule of Representations attached hereto as Schedule B is true and correct on which the Issuer is deemed to have relied in acquiring the Receivables. Such representations and warranties speak as of the execution and delivery of this Agreement and as of the Closing Date, but shall survive the sale, transfer and assignment of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture and shall not be waived.

SECTION 3.2. Repurchase upon Breach.

(a) The Seller, the Servicer, the Backup Servicer, the Trust Collateral Agent or the Owner Trustee, as the case may be, shall inform the other parties to this Agreement promptly, by notice in writing, upon the discovery of any breach of the Seller’s representations and warranties made pursuant to Section 3.1. As of the last day of the second (or, if the Seller so elects, the first) month following the discovery by the Seller or receipt by the Seller of notice of such breach, unless such breach is cured by such date, the Seller shall have an obligation to repurchase any Receivable in which the interests of the Noteholders are materially and adversely affected by any such breach as of such date. The “second month” shall mean the month following the month in which discovery occurs or notice is given, and the “first month” shall mean the month in which discovery occurs or notice is given. In consideration of and simultaneously with the repurchase of the Receivable, the Seller shall remit, or cause AmeriCredit to remit, to the Collection Account the Purchase Amount in the manner specified in Section 5.6 and the Issuer shall execute such assignments and other documents reasonably requested by such person in order to effect such repurchase. The sole remedy of the Issuer, the Owner Trustee, the Trust Collateral Agent, the Trustee, the Backup Servicer or the Noteholders with respect to a breach of representations and warranties pursuant to Section 3.1 and the agreement contained in this Section shall be the repurchase of Receivables pursuant to this Section, subject to the conditions contained herein or to enforce the obligation of AmeriCredit to the Seller to repurchase such Receivables pursuant to the Purchase Agreement. Neither the Owner Trustee, the Trust Collateral Agent nor the Trustee shall have a duty to conduct any affirmative investigation as to the occurrence of any conditions requiring the repurchase of any Receivable pursuant to this Section.

In addition to the foregoing and notwithstanding whether the related Receivable shall have been purchased by the Seller, the Seller shall indemnify the Trust, the Trustee, the Backup Servicer, the Trust Collateral Agent and the officers, directors, agents and employees thereof, and the Noteholders against all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel, which may be asserted against or incurred by any of them as a result of third party claims arising out of the events or facts giving rise to such breach.

(b) Pursuant to Section 2.1 of this Agreement, the Seller conveyed to the Trust all of the Seller’s right, title and interest in its rights and benefits, but none of its obligations or burdens, under the Purchase Agreement including the Seller’s rights under the Purchase Agreement and the delivery requirements, representations and warranties and the cure or repurchase obligations of

 

22


AmeriCredit thereunder. The Seller hereby represents and warrants to the Trust that such assignment is valid, enforceable and effective to permit the Trust to enforce such obligations of AmeriCredit under the Purchase Agreement. Any purchase by AmeriCredit pursuant to the Purchase Agreement shall be deemed a purchase by the Seller pursuant to this Section 3.2 and the definition of Purchased Receivable.

SECTION 3.3. Custody of Receivable Files.

(a) In connection with the sale, transfer and assignment of the Receivables and the Other Conveyed Property to the Trust pursuant to this Agreement and simultaneously with the execution and delivery of this Agreement, the Trust Collateral Agent shall enter into the Custodian Agreement with the Custodian, dated as of June 30, 2009, pursuant to which the Trust Collateral Agent shall revocably appoint the Custodian, and the Custodian shall accept such appointment, to act as the agent of the Trust Collateral Agent as custodian of the following documents or instruments in its possession or control (the “Receivable Files”) which shall be delivered to the Custodian as agent of the Trust Collateral Agent on or before the Closing Date (with respect to each Receivable):

(i) The fully executed original (or with respect to “electronic chattel paper”, the authoritative copy) of the Contract; and

(ii) The Lien Certificate (when received), and otherwise such documents, if any, that AmeriCredit keeps on file in accordance with its customary procedures indicating that the Financed Vehicle is owned by the Obligor and subject to the interest of AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) as first lienholder or secured party (including any Lien Certificate received by AmeriCredit), or, if such Lien Certificate has not yet been received, a copy of the application therefor, showing AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) as secured party.

(b) If the Trust Collateral Agent is acting as the Custodian pursuant to Section 8 of the Custodian Agreement, the Trust Collateral Agent shall be deemed to have assumed the obligations of the Custodian (except for any liabilities incurred by the predecessor Custodian) specified in the Custodian Agreement until such time as a successor Custodian has been appointed. Upon payment in full of any Receivable, the Servicer will notify the Custodian pursuant to a certificate of an officer of the Servicer (which certificate shall include a statement to the effect that all amounts received in connection with such payments which are required to be deposited in the Collection Account pursuant to Section 4.1 have been so deposited) and shall request delivery of the Receivable and Receivable File to the Servicer. Upon the sale of any Receivable pursuant to Section 4.3(c) hereof, the Servicer will notify the Custodian pursuant to a certificate of an officer of the Servicer (which certificate shall include a statement to the effect that all amounts received in connection with such sale which are required to be deposited in the Collection Account pursuant to Section 4.3(c) have been so deposited) and shall request delivery of the Receivable and Receivable File to the purchaser of such Receivable. From time to time as appropriate for servicing and enforcing any Receivable, the Custodian shall, upon written request of an officer of the Servicer and delivery to the Custodian of a receipt signed by such officer, cause the original Receivable and the related Receivable File to be released to the Servicer. The

 

23


Servicer’s receipt of a Receivable and/or Receivable File shall obligate the Servicer to return the original Receivable and the related Receivable File to the Custodian when its need by the Servicer has ceased unless the Receivable is repurchased as described in Section 3.2, 4.2 or 4.7.

ARTICLE IV

Administration and Servicing of Receivables

SECTION 4.1. Duties of the Servicer and the Backup Servicer.

(a) The Servicer is hereby authorized to act as agent for the Trust and in such capacity shall manage, service, administer and make collections on the Receivables, and perform the other actions required by the Servicer under this Agreement. The Servicer agrees that its servicing of the Receivables shall be carried out in accordance with customary and usual procedures of institutions which service motor vehicle retail installment sales contracts and, to the extent more exacting, the degree of skill and attention that the Servicer exercises from time to time with respect to all comparable motor vehicle receivables that it services for itself or others. In performing such duties, so long as AmeriCredit is the Servicer, it shall substantially comply with the policies and procedures described on Schedule C, as such policies and procedures may be updated from time to time. The Servicer’s duties shall include, without limitation, collection and posting of all payments, responding to inquiries of Obligors on the Receivables, investigating delinquencies, sending payment coupons to Obligors, reporting any required tax information to Obligors, monitoring the collateral, complying with the terms of the Lockbox Agreements, accounting for collections and furnishing monthly and annual statements to the Trust Collateral Agent and the Trustee with respect to distributions, monitoring the status of Insurance Policies with respect to the Financed Vehicles and performing the other duties specified herein.

The Servicer, or if AmeriCredit is no longer the Servicer, AmeriCredit, at the request of the Servicer, shall also administer and enforce all rights and responsibilities of the holder of the Receivables provided for in the Dealer Agreements and Auto Loan Purchase and Sale Agreements (and shall maintain possession of the Dealer Agreements and Auto Loan Purchase and Sale Agreements, to the extent it is necessary to do so), the Dealer Assignments, the Third-Party Lender Assignments and the Insurance Policies, to the extent that such Dealer Agreements, Auto Loan Purchase and Sale Agreements, Dealer Assignments, Third-Party Lender Assignments and Insurance Policies relate to the Receivables, the Financed Vehicles or the Obligors. To the extent consistent with the standards, policies and procedures otherwise required hereby, the Servicer shall follow its customary standards, policies, and procedures and shall have full power and authority, acting alone, to do any and all things in connection with such managing, servicing, administration and collection that it may deem necessary or desirable. Without limiting the generality of the foregoing, the Servicer is hereby authorized and empowered by the Trust to execute and deliver, on behalf of the Trust, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Receivables and with respect to the Financed Vehicles; provided, however, that notwithstanding the foregoing, the Servicer shall not, except pursuant to an order from a court of competent jurisdiction, release an Obligor from payment of any unpaid amount under any Receivable or waive the right to collect the unpaid balance of any Receivable from the Obligor, except in accordance with the Servicer’s customary practices as reflected in the Servicing Policies and Procedures attached hereto as Schedule C.

 

24


The Servicer is hereby authorized to commence, in its own name or in the name of the Trust, a legal proceeding to enforce a Receivable pursuant to Section 4.3 or to commence or participate in any other legal proceeding (including, without limitation, a bankruptcy proceeding) relating to or involving a Receivable, an Obligor or a Financed Vehicle. If the Servicer commences or participates in such a legal proceeding in its own name, the Trust shall thereupon be deemed to have automatically assigned such Receivable to the Servicer solely for purposes of commencing or participating in any such proceeding as a party or claimant, and the Servicer is authorized and empowered by the Trust to execute and deliver in the Servicer’s name any notices, demands, claims, complaints, responses, affidavits or other documents or instruments in connection with any such proceeding. The Trust Collateral Agent and the Owner Trustee shall furnish the Servicer with any limited powers of attorney and other documents which the Servicer may reasonably request and which the Servicer deems necessary or appropriate and take any other steps which the Servicer may deem necessary or appropriate to enable the Servicer to carry out its servicing and administrative duties under this Agreement.

As set forth in Section 9.3, in the event the Servicer fails to perform its obligations hereunder, the Backup Servicer shall be responsible for the Servicer’s duties in this Agreement as if it were the Servicer, provided that the Backup Servicer shall not be liable for the Servicer’s breach of its obligations.

(b) The Backup Servicer shall have the following duties: (i) prior to the Closing Date, the Backup Servicer shall have conducted an on-site visit of the Servicer’s operations in connection with this or similar Agreements, (ii) shall conduct periodic on-site visits not more than every 12 months to meet with appropriate operations personnel to discuss any changes in processes and procedures that have occurred since the last visit, (iii) prior to the Closing Date, the Backup Servicer shall have completed all data-mapping, and (iv) not more than once per year, update or amend the data-mapping by effecting a data-map refresh upon receipt of written notice from the Servicer specifying updated or amended fields, if any, in (a) fields in the Monthly Tape or (b) fields confirmed in the original data-mapping referred to in clause (iii) above. Each on-site visit shall be at the cost of AmeriCredit.

SECTION 4.2. Collection of Receivable Payments; Modifications of Receivables; Lockbox Agreements.

(a) Consistent with the standards, policies and procedures required by this Agreement, the Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Receivables as and when the same shall become due, and shall follow such collection procedures as it follows with respect to all comparable automobile receivables that it services for itself or others and otherwise act with respect to the Receivables, the Dealer Agreements, the Dealer Assignments, the Auto Loan Purchase and Sale Agreements, the Third-Party Lender Assignments, the Insurance Policies and the Other Conveyed Property in such manner as will, in the reasonable judgment of the Servicer, maximize the amount to be received by the Trust with respect thereto, including directing the Issuer to sell the Receivables pursuant to Section 4.3(c) hereof. The Servicer is authorized in its discretion to waive any prepayment charge, late payment charge or any other similar fees that may be collected in the ordinary course of servicing any Receivable.

 

25


(b) The Servicer may (A) at any time agree to a modification or amendment of a Receivable in order to (i) not more than once per year, change the Obligor’s regular monthly due date to a date that shall in no event be later than 30 days after the original monthly due date of that Receivable or (ii) re-amortize the Scheduled Receivables Payments on the Receivable (x) following a partial prepayment of principal, in accordance with its customary procedures or (y) following the Obligor’s reinstatement based on local laws or (B) may direct the Issuer to sell the Receivables pursuant to Section 4.3 hereof, if the Servicer believes in good faith that such extension, modification, amendment or sale is necessary to avoid a default on such Receivable, will maximize the amount to be received by the Trust with respect to such Receivable, and is otherwise in the best interests of the Trust.

(c) The Servicer may grant payment extensions on, or other modifications or amendments to, a receivable (in addition to those modifications permitted by Section 4.2(b) hereof), in accordance with its customary procedures if the Servicer believes in good faith that such extension, modification or amendment is necessary to avoid a default on such Receivable, will maximize the amount to be received by the Trust with respect to such Receivable, and is otherwise in the best interests of the Trust; provided, however, that:

(i) The aggregate period of all extensions on a Receivable shall not exceed eight months; and

(ii) In no event may a Receivable be extended beyond the Collection Period immediately preceding the latest Final Scheduled Distribution Date.

(d) The Servicer shall use its best efforts to notify or direct Obligors to make all payments on the Receivables, whether by check or by direct debit of the Obligor’s bank account, to be made directly to one or more Lockbox Banks, acting as agent for the Trust pursuant to a Lockbox Account Agreement. The Servicer shall use its best efforts to notify or direct any Lockbox Bank to deposit all payments on the Receivables in the Lockbox Account no later than the Business Day after receipt, and to cause all amounts credited to the Lockbox Account on account of such payments to be transferred to the Collection Account no later than the second Business Day after receipt of such payments. The Lockbox Account shall be a demand deposit account held by the Lockbox Bank.

Prior to the Closing Date, the Servicer shall have notified each Obligor that makes its payments on the Receivables by check to make such payments thereafter directly to the Lockbox Processor (except in the case of Obligors that have already been making such payments to the Lockbox Processor), and shall have provided each such Obligor with remittance invoices in order to enable such Obligors to make such payments directly to the Lockbox Processor for deposit into the Lockbox Account, and the Servicer will continue, not less often than every three months, to so notify those Obligors who have failed to make payments to the Lockbox Processor. If at any time, an Obligor’s bank account cannot be accessed by direct debit and if such inability is not cured within 15 days or cannot be cured by execution by the Obligor of a new authorization for automatic payment, the Servicer shall notify such Obligor that it cannot make payment by direct debit and must thereafter make payment by check.

 

26


Notwithstanding any Lockbox Agreement, or any of the provisions of this Agreement relating to the Lockbox Agreements, the Servicer shall remain obligated and liable to the Trust, the Trust Collateral Agent and Noteholders for servicing and administering the Receivables and the Other Conveyed Property in accordance with the provisions of this Agreement without diminution of such obligation or liability by virtue thereof; provided, however, that the foregoing shall not apply to any Backup Servicer for so long as a Lockbox Bank and the Lockbox Processor are performing their respective obligations pursuant to the terms of the Lockbox Agreements.

In the event of a termination of the Servicer, the successor Servicer shall assume all of the rights and obligations of the outgoing Servicer under the Lockbox Agreements subject to the terms hereof. In such event, the successor Servicer shall be deemed to have assumed all of the outgoing Servicer’s interest therein and to have replaced the outgoing Servicer as a party to each such Lockbox Agreement to the same extent as if such Lockbox Agreements had been assigned to the successor Servicer, except that the outgoing Servicer shall not thereby be relieved of any liability or obligations on the part of the outgoing Servicer to the Lockbox Bank or the Lockbox Processor under such Lockbox Agreements. The outgoing Servicer shall, upon request of the Trust Collateral Agent, but at the expense of the outgoing Servicer, deliver to the successor Servicer all documents and records relating to each such Lockbox Agreement and an accounting of amounts collected and held by the Lockbox Processor and the Lockbox Bank and otherwise use its best efforts to effect the orderly and efficient transfer of the Lockbox Agreements to the successor Servicer. In the event that the Majority Noteholders elect to change the identity of the Lockbox Bank or Lockbox Processor, the outgoing Servicer, at its expense, shall cause the Lockbox Bank to deliver, at the direction of the Majority Noteholders to the Trust Collateral Agent or a successor Lockbox Bank or Lockbox Processor, all documents and records relating to the Receivables and all amounts held (or thereafter received) by the Lockbox Bank or the Lockbox Processor (together with an accounting of such amounts) and shall otherwise use its best efforts to effect the orderly and efficient transfer of the lockbox arrangements and the Servicer shall notify the Obligors to make payments to the lockbox arrangements established by the successor.

(e) The Servicer shall remit all payments by or on behalf of the Obligors received directly by the Servicer to the Lockbox Bank as soon as practicable, but in no event later than the second Business Day after receipt thereof, and such amounts shall be deposited into the Lockbox Account and transferred from the Lockbox Account to the Collection Account in accordance with Section 4.2(d) hereof.

(f) AmeriCredit shall not cause or permit the substitution of the Financed Vehicle relating to a Receivable unless: (i) the substitution is a replacement of the Financed Vehicle originally financed under the related Receivable; (ii) the Financed Vehicle originally financed under the related Receivable was either (x) insured under an Insurance Policy as required under Section 4.4(a) at the time of a casualty loss that is treated as a total loss under such Insurance Policy, (y) deemed to be a “lemon” pursuant to applicable state law and repurchased by the related Dealer or (z) the subject of an order by a court of competent jurisdiction directing

 

27


AmeriCredit to substitute another vehicle under the related Receivable; (iii) the related Receivable is not more than 30 days delinquent; (iv) the Obligor is deemed to be in “good standing” by the Servicer and is not in breach of any requirement under the related Receivable; (v) the replacement Financed Vehicle has a book value (N.A.D.A.) at least equal to the book value (N.A.D.A.) of the Financed Vehicle that is being replaced, measured immediately before the casualty loss or replacement by the Dealer and (vi) as of the date of such substitution, the replacement Financed Vehicle’s mileage is no greater than the mileage on the Financed Vehicle that is being replaced; provided, however, that if the substitution is made pursuant to clause (ii)(z), above, clauses (iii) through (vi) inclusive, shall not be applicable. AmeriCredit shall not cause or permit the substitution of Financed Vehicles relating to Receivables having an original aggregate Principal Balance greater than two percent (2%) of the Original Pool Balance, (the “Substitution Limit”). In the event that the Substitution Limit is exceeded for any reason, (i) AmeriCredit shall, on or before the next following Accounting Date, repurchase a sufficient number of such Receivables to cause the aggregate original Principal Balances of such Receivables to be less than the Substitution Limit or (ii) if AmeriCredit is not the Servicer and the Servicer has caused substitutions to be made hereunder pursuant to the circumstances described in clause (ii)(x), above, the Servicer shall, on or before the next following Accounting Date, repurchase a sufficient number of such Receivables to cause the aggregate original Principal Balances of such Receivables to be less than the Substitution Limit.

SECTION 4.3. Realization upon Receivables.

(a) In addition to the Servicer’s ability to direct the Issuer to sell Receivables pursuant to Section 4.3(c) hereof, and consistent with the standards, policies and procedures required by this Agreement, the Servicer shall use its best efforts to repossess (or otherwise comparably convert the ownership of) and liquidate any Financed Vehicle securing a Receivable with respect to which the Servicer has determined that payments thereunder are not likely to be resumed, as soon as is practicable; provided, however, that the Servicer may elect not to repossess a Financed Vehicle if in its good faith judgment it determines that the proceeds ultimately recoverable with respect to such Receivable would be increased by forbearance or if it instead elects to direct the Issuer to sell the Receivables pursuant to Section 4.3(c). The Servicer is authorized to follow such customary practices and procedures as it shall deem necessary or advisable, consistent with the standard of care required by Section 4.1, which practices and procedures may include reasonable efforts to realize upon any recourse to Dealers and Third-Party Lenders, the sale of the related Financed Vehicle at public or private sale, the submission of claims under an Insurance Policy and other actions by the Servicer in order to realize upon such a Receivable. The foregoing is subject to the provision that, in any case in which the Financed Vehicle shall have suffered damage, the Servicer shall not expend funds in connection with any repair or towards the repossession of such Financed Vehicle unless it expects in its sole discretion, that such repair and/or repossession shall increase the proceeds of liquidation of the related Receivable by an amount greater than the amount of such expenses. All amounts received upon liquidation of a Financed Vehicle shall be remitted directly by the Servicer to the Collection Account without deposit into any intervening account as soon as practicable, but in no event later than the Business Day after receipt thereof. The Servicer shall be entitled to recover all reasonable expenses incurred by it in the course of repossessing and liquidating a Financed Vehicle into cash proceeds, but only out of the cash proceeds of such Financed Vehicle, any deficiency obtained from the Obligor or any amounts received from the related Dealer or Third-Party Lender, which amounts

 

28


in reimbursement may be retained by the Servicer (and shall not be required to be deposited as provided in Section 4.2(e)) to the extent of such expenses. The Servicer shall pay on behalf of the Trust any personal property taxes assessed on repossessed Financed Vehicles. The Servicer shall be entitled to reimbursement of any such tax from Net Liquidation Proceeds with respect to such Receivable.

(b) If the Servicer, or if AmeriCredit is no longer the Servicer, AmeriCredit at the request of the Servicer, elects to commence a legal proceeding to enforce a Dealer Agreement, Auto Loan Purchase and Sale Agreement, Dealer Assignment or Third-Party Lender Assignment, the act of commencement shall be deemed to be an automatic assignment from the Trust to the Servicer, or to AmeriCredit at the request of the Servicer, of the rights under such Dealer Agreement, Auto Loan Purchase and Sale Agreement, Dealer Assignment or Third-Party Lender Assignment for purposes of collection only. If, however, in any enforcement suit or legal proceeding it is held that the Servicer or AmeriCredit, as appropriate, may not enforce a Dealer Agreement, Auto Loan Purchase and Sale Agreement, Dealer Assignment or Third-Party Lender Assignment on the grounds that it is not a real party in interest or a Person entitled to enforce the Dealer Agreement, Auto Loan Purchase and Sale Agreement, Dealer Assignment or Third-Party Lender Assignment, the Owner Trustee and/or the Trust Collateral Agent, at AmeriCredit’s expense, or the Seller, at the Seller’s expense, shall take such steps as the Servicer deems reasonably necessary to enforce the Dealer Agreement, Auto Loan Purchase and Sale Agreement, Dealer Assignment or Third-Party Lender Assignment, including bringing suit in its name or the name of the Seller or of the Trust and the Owner Trustee and/or the Trust Collateral Agent for the benefit of the Noteholders. All amounts recovered shall be remitted directly by the Servicer as provided in Section 4.2(e).

(c) Consistent with the standards, policies and procedures required by this Agreement, the Servicer may use its best efforts to locate a third party purchaser that is not affiliated with the Servicer, the Seller or the Issuer to purchase from the Issuer any Receivable that has become more than 60 days delinquent, and shall have the right to direct the Issuer to sell any such Receivable to the third-party purchaser; provided, that no more than 20% of the number of Receivables in the pool as of the Cutoff Date may be sold by the Issuer pursuant to this Section 4.3(c) in the aggregate; provided further, that the Servicer may elect to not direct the Issuer to sell a Receivable that has become more than 60 days delinquent if in its good faith judgment the Servicer determines that the proceeds ultimately recoverable with respect to such Receivable would be increased by forbearance. In selecting Receivables to be sold to a third party purchaser pursuant to this Section 4.3(c), the Servicer shall use commercially reasonable efforts to locate purchasers for the most delinquent Receivables first. In any event, the Servicer shall not use any procedure in selecting Receivables to be sold to third party purchasers which is materially adverse to the interest of the Noteholders. The Issuer shall sell each Sold Receivable for the greatest market price possible; provided, however, that aggregate Sale Amounts received by the Issuer for all Receivables sold to a single third-party purchaser on a single date must be at least equal to the sum of the Minimum Sale Prices for all such Receivables. The Servicer shall remit or cause the third-party purchaser to remit all sale proceeds from the sale of Receivables to the Collection Account without deposit into any intervening account as soon as practicable, but in no event later than the Business Day after receipt thereof.

 

29


SECTION 4.4. Insurance.

(a) The Servicer shall require, in accordance with its customary servicing policies and procedures, that each Financed Vehicle be insured by the related Obligor under the Insurance Policies referred to in Paragraph 27 of the Schedule of Representations and Warranties and shall monitor the status of such physical loss and damage insurance coverage thereafter, in accordance with its customary servicing procedures. Each Receivable requires the Obligor to maintain such physical loss and damage insurance, naming AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) and its successors and assigns as additional insureds, and permits the holder of such Receivable to obtain physical loss and damage insurance at the expense of the Obligor if the Obligor fails to maintain such insurance. If the Servicer shall determine that an Obligor has failed to obtain or maintain a physical loss and damage Insurance Policy covering the related Financed Vehicle which satisfies the conditions set forth in clause (i)(a) of such Paragraph 27 (including, without limitation, during the repossession of such Financed Vehicle) the Servicer may enforce the rights of the holder of the Receivable under the Receivable to require the Obligor to obtain such physical loss and damage insurance in accordance with its customary servicing policies and procedures. The Servicer may maintain a vendor’s single interest or other collateral protection insurance policy with respect to all Financed Vehicles (“Collateral Insurance”) which policy shall by its terms insure against physical loss and damage in the event any Obligor fails to maintain physical loss and damage insurance with respect to the related Financed Vehicle. The Servicer shall cause itself, an Originating Affiliate or a Titled Third-Party Lender, and may cause the Trust Collateral Agent, to be named as named insured under all policies of Collateral Insurance. Costs incurred by the Servicer in maintaining such Collateral Insurance shall be paid by the Servicer.

(b) The Servicer may, if an Obligor fails to obtain or maintain a physical loss and damage Insurance Policy, obtain insurance with respect to the related Financed Vehicle and advance on behalf of such Obligor, as required under the terms of the insurance policy, the premiums for such insurance (such insurance being referred to herein as “Force-Placed Insurance”). All policies of Force-Placed Insurance shall be endorsed with clauses providing for loss payable to the Servicer. Any cost incurred by the Servicer in maintaining such Force-Placed Insurance shall only be recoverable out of premiums paid by the Obligors or Net Liquidation Proceeds with respect to the Receivable, as provided in Section 4.4(c).

(c) In connection with any Force-Placed Insurance obtained hereunder, the Servicer may, in the manner and to the extent permitted by applicable law, require the Obligors to repay the entire premium to the Servicer. In no event shall the Servicer include the amount of the premium in the Amount Financed under the Receivable. For all purposes of this Agreement, the Insurance Add-On Amount with respect to any Receivable having Force-Placed Insurance will be treated as a separate obligation of the Obligor and will not be added to the Principal Balance of such Receivable, and amounts allocable thereto will not be available for distribution on the Notes and the Certificates. The Servicer shall retain and separately administer the right to receive payments from Obligors with respect to Insurance Add-On Amounts or rebates of Forced-Placed Insurance premiums. If an Obligor makes a payment with respect to a Receivable having Force-Placed Insurance, but the Servicer is unable to determine whether the payment is allocable to the Receivable or to the Insurance Add-On Amount, the payment shall be applied first to any unpaid Scheduled Receivables Payments and then to the Insurance Add-On Amount. Net Liquidation

 

30


Proceeds on any Receivable will be used first to pay the Principal Balance and accrued interest on such Receivable and then to pay the related Insurance Add-On Amount. If an Obligor under a Receivable with respect to which the Servicer has placed Force-Placed Insurance fails to make scheduled payments of such Insurance Add-On Amount as due, and the Servicer has determined that eventual payment of the Insurance Add-On Amount is unlikely, the Servicer may, but shall not be required to, purchase such Receivable from the Trust for the Purchase Amount on any subsequent Determination Date. Any such Receivable, and any Receivable with respect to which the Servicer has placed Force-Placed Insurance which has been paid in full (excluding any Insurance Add-On Amounts) will be assigned to the Servicer.

(d) The Servicer may sue to enforce or collect upon the Insurance Policies, in its own name, if possible, or as agent of the Trust. If the Servicer elects to commence a legal proceeding to enforce an Insurance Policy, the act of commencement shall be deemed to be an automatic assignment of the rights of the Trust under such Insurance Policy to the Servicer for purposes of collection only. If, however, in any enforcement suit or legal proceeding it is held that the Servicer may not enforce an Insurance Policy on the grounds that it is not a real party in interest or a holder entitled to enforce the Insurance Policy, the Owner Trustee and/or the Trust Collateral Agent, at the Servicer’s expense, or the Seller, at the Seller’s expense, shall take such steps as the Servicer deems necessary to enforce such Insurance Policy, including bringing suit in its name or the name of the Trust and the Owner Trustee and/or the Trust Collateral Agent for the benefit of the Noteholders.

SECTION 4.5. Maintenance of Security Interests in Vehicles.

(a) Consistent with the policies and procedures required by this Agreement, the Servicer shall take such steps on behalf of the Trust as are necessary to maintain perfection of the security interest created by each Receivable in the related Financed Vehicle, including, but not limited to, obtaining the execution by the Obligors and the recording, registering, filing, re-recording, re-filing, and re-registering of all security agreements, financing statements and continuation statements as are necessary to maintain the security interest granted by the Obligors under the respective Receivables. The Trust Collateral Agent hereby authorizes the Servicer, and the Servicer agrees, to take any and all steps necessary to re-perfect such security interest on behalf of the Trust as necessary because of the relocation of a Financed Vehicle or for any other reason. In the event that the assignment of a Receivable to the Trust is insufficient, without a notation on the related Financed Vehicle’s certificate of title, or without fulfilling any additional administrative requirements under the laws of the state in which the Financed Vehicle is located, to perfect a security interest in the related Financed Vehicle in favor of the Trust, the Servicer hereby agrees that the designation of AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) as the secured party on the Lien Certificate is in its capacity as Servicer as agent of the Trust.

(b) Upon the occurrence of a Servicer Termination Event, the Trust Collateral Agent and the Servicer shall take or cause to be taken such action as may, in the Opinion of Counsel to the Majority Noteholders, be necessary to perfect or re-perfect the security interests in the Financed Vehicles securing the Receivables in the name of the Trust by amending the title documents of such Financed Vehicles or by such other reasonable means as may, in the Opinion of Counsel to the Majority Noteholders, be necessary or prudent.

 

31


AmeriCredit hereby agrees to pay all expenses related to such perfection or reperfection and to take all action necessary therefor. AmeriCredit hereby appoints the Trust Collateral Agent as its attorney-in-fact to take any and all steps required to be performed by AmeriCredit pursuant to this Section 4.5(b) (it being understood that and agreed that the Trust Collateral Agent shall have no obligation to take such steps with respect to all perfection or reperfection, except as pursuant to the Basic Documents to which it is a party and to which AmeriCredit has paid all expenses), including execution of Lien Certificates or any other documents in the name and stead of AmeriCredit, and the Trust Collateral Agent hereby accepts such appointment.

SECTION 4.6. Covenants, Representations, and Warranties of Servicer. By its execution and delivery of this Agreement, the Servicer makes the following representations, warranties and covenants on which the Trust Collateral Agent relies in accepting the Receivables and on which the Trustee relies in authenticating the Notes.

(a) The Servicer covenants as follows:

(i) Liens in Force. The Financed Vehicle securing each Receivable shall not be released in whole or in part from the security interest granted by the Receivable, except upon payment in full of the Receivable or as otherwise contemplated herein;

(ii) No Impairment. The Servicer shall do nothing to impair the rights of the Trust or the Noteholders in the Receivables, the Dealer Agreements, the Auto Loan Purchase and Sale Agreements, the Dealer Assignments, the Third-Party Lender Assignments, the Insurance Policies or the Other Conveyed Property except as otherwise expressly provided herein;

(iii) No Amendments. The Servicer shall not extend or otherwise amend the terms of any Receivable, except in accordance with Section 4.2; and

(iv) Restrictions on Liens. The Servicer shall not (i) create, incur or suffer to exist, or agree to create, incur or suffer to exist, or consent to cause or permit in the future (upon the happening of a contingency or otherwise) the creation, incurrence or existence of any Lien or restriction on transferability of the Receivables except for the Lien in favor of the Trust Collateral Agent for the benefit of the Noteholders and the restrictions on transferability imposed by this Agreement or (ii) sign or file under the Uniform Commercial Code of any jurisdiction any financing statement which names AmeriCredit or the Servicer as a debtor, or sign any security agreement authorizing any secured party thereunder to file such financing statement, with respect to the Receivables, except in each case any such instrument solely securing the rights and preserving the Lien of the Trust Collateral Agent, for the benefit of the Noteholders.

(b) The Servicer represents, warrants and covenants as of the Closing Date as to itself that the representations and warranties set forth on the Schedule of Representations attached hereto as Schedule B are true and correct; provided that such representations and warranties contained therein and herein shall not apply to any entity other than AmeriCredit.

 

32


SECTION 4.7. Purchase of Receivables Upon Breach of Covenant. Upon discovery by any of the Servicer, a Responsible Officer of the Trust Collateral Agent, the Owner Trustee, a Responsible Officer of the Backup Servicer or a Responsible Officer of the Trustee of a breach of any of the covenants set forth in Sections 1, 2 or 3 of the Custodian Agreement or in Sections 4.5(a) or 4.6 hereof, the party discovering such breach shall give prompt written notice to the others; provided, however, that the failure to give any such notice shall not affect any obligation of AmeriCredit as Servicer under this Section. As of the second Accounting Date following its discovery or receipt of notice of any breach of any covenant set forth in Section 3(b) of the Custodian Agreement or Sections 4.5(a) or 4.6 hereof which materially and adversely affects the interests of the Noteholders in any Receivable (including any Liquidated Receivable) (or, at AmeriCredit’s election, the first Accounting Date so following) or the related Financed Vehicle, AmeriCredit shall, unless such breach shall have been cured in all material respects, purchase from the Trust the Receivable affected by such breach and, on the related Determination Date, AmeriCredit shall pay the related Purchase Amount. It is understood and agreed that the obligation of AmeriCredit to purchase any Receivable (including any Liquidated Receivable) with respect to which such a breach has occurred and is continuing shall, if such obligation is fulfilled, constitute the sole remedy against AmeriCredit for such breach available to the Noteholders, the Owner Trustee, the Backup Servicer or the Trust Collateral Agent; provided, however, that AmeriCredit shall indemnify the Trust, the Backup Servicer, the Owner Trustee, the Trust Collateral Agent, the Trustee and the Noteholders from and against all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel, which may be asserted against or incurred by any of them as a result of third party claims arising out of the events or facts giving rise to such breach. Notwithstanding anything to the contrary contained herein, AmeriCredit will not be required to repurchase Receivables due solely to the Servicer’s not having received Lien Certificates that have been properly applied for from the Registrar of Titles in the applicable states for such Receivables unless (i) such Lien Certificates shall not have been received with respect to Receivables with Principal Balances which total more than 1.0% of the Aggregate Principal Balance as of the 180th day after the Closing Date, in which case AmeriCredit shall be required to repurchase a sufficient number of such Receivables to cause the aggregate Principal Balances of the remaining Receivables for which no such Lien Certificate shall have been received to be no greater than 1.0% of the Aggregate Principal Balance as of such date or (ii) such Lien Certificates shall not have been received as of the 240th day after the Closing Date. This Section shall survive the termination of this Agreement and the earlier removal or resignation of the Trustee and/or the Trust Collateral Agent and/or the Backup Servicer.

SECTION 4.8. Total Servicing Fee; Payment of Certain Expenses by Servicer. On each Distribution Date, the Servicer shall be entitled to receive out of the Collection Account the Base Servicing Fee and any Supplemental Servicing Fee for the related Collection Period (together, the “Servicing Fee”) pursuant to Section 5.7. The Servicer shall be required to pay all expenses incurred by it in connection with its activities under this Agreement (including taxes imposed on the Servicer, expenses incurred in connection with distributions and reports made by the Servicer to the Noteholders and all other fees and expenses of the Owner Trustee, the Backup Servicer, the Trust Collateral Agent or the Trustee, except taxes levied or assessed against the Trust, and claims against the Trust in respect of indemnification, which taxes and claims in respect of indemnification against the Trust are expressly stated to be for the account of AmeriCredit). The Servicer shall be liable for the fees and expenses of the Owner Trustee, the Backup Servicer, the Trust Collateral Agent, the Trustee, the Custodian, the Lockbox Bank (and any fees under the Lockbox Account Agreement), the Lockbox Processor (and any fees under

 

33


the Lockbox Processing Agreement) and the Independent Accountants. Notwithstanding the foregoing, if the Servicer shall not be AmeriCredit, a successor to AmeriCredit as Servicer including the Backup Servicer permitted by Section 9.3 shall not be liable for taxes levied or assessed against the Trust or claims against the Trust in respect of indemnification, or the fees and expenses referred to above.

SECTION 4.9. Servicer’s Certificate.

No later than noon Eastern time on each Determination Date, the Servicer shall deliver (facsimile delivery being acceptable) to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and each Rating Agency a Servicer’s Certificate executed by a Responsible Officer of the Servicer containing among other things: (i) all information necessary to enable the Trust Collateral Agent to make the distributions required by Sections 5.7(a) and 5.7(b); (ii) a listing of all Purchased Receivables and Sold Receivables purchased by the Servicer or sold by the Issuer as of the related Accounting Date, identifying the Receivables so purchased by the Servicer or sold by the Issuer, (iii) all information necessary to enable the Backup Servicer to verify the items specified in Section 4.13(ii) (as set forth in the Monthly Tape delivered pursuant to Section 4.13); (iv) all information necessary to enable the Trust Collateral Agent to send the statements to Noteholders required by Section 5.9, and; (iv) all information necessary to enable the Trust Collateral Agent to reconcile the aggregate cash flows, the Collection Account for the related Collection Period and Distribution Date. Receivables purchased by the Servicer or by the Seller on the related Accounting Date and each Receivable which became a Liquidated Receivable or which was paid in full during the related Collection Period shall be identified by account number (as set forth in the Schedule of Receivables).

SECTION 4.10. Annual Statement as to Compliance, Notice of Servicer Termination Event.

(a) To the extent required by Section 1123 of Regulation AB, the Servicer, shall deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and each Rating Agency, on or before March 31 of each year (regardless of whether the Seller has ceased filing reports under the Exchange Act), beginning on March 31, 2010, an officer’s certificate signed by any Responsible Officer of the Servicer, dated as of December 31 of the previous calendar year, stating that (i) a review of the activities of the Servicer during the preceding calendar year (or such other period as shall have elapsed from the Closing Date to the date of the first such certificate) and of its performance under this Agreement has been made under such officer’s supervision, and (ii) to such officer’s knowledge, based on such review, the Servicer has fulfilled in all material respects all its obligations under this Agreement throughout such period, or, if there has been a failure to fulfill any such obligation in any material respect, identifying each such failure known to such officer and the nature and status of such failure.

(b) The Servicer shall deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and each Rating Agency, promptly after having obtained knowledge thereof, but in no event later than two (2) Business Days thereafter, written notice in an officer’s certificate of any event which with the giving of notice or lapse of time, or both, would become a Servicer Termination Event under Section 9.1(a). The Seller or the Servicer shall deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer, the Servicer or the

 

34


Seller (as applicable) and each Rating Agency promptly after having obtained knowledge thereof, but in no event later than two (2) Business Days thereafter, written notice in an officer’s certificate of any event which with the giving of notice or lapse of time, or both, would become a Servicer Termination Event under any other clause of Section 9.1.

(c) The Servicer will deliver to the Issuer, on or before March 31 of each year, beginning on March 31, 2010, a report regarding the Servicer’s assessment of compliance with certain minimum servicing criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB.

(d) To the extent required by Regulation AB, the Servicer will cause any affiliated servicer or any other party deemed to be participating in the servicing function pursuant to Item 1122 of Regulation AB to provide to the Issuer, on or before March 31 of each year, beginning on March 31, 2010, a report regarding such party’s assessment of compliance with certain minimum servicing criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB.

(e) Wells Fargo Bank, National Association acknowledges, in its capacity as Backup Servicer and Trust Collateral Agent under this Agreement and in its capacity as Indenture Trustee under the Basic Documents, that to the extent it is deemed to be participating in the servicing function pursuant to Item 1122 of Regulation AB, it will take any action reasonably requested by the Servicer to ensure compliance with the requirements of Section 4.10(d) and Section 4.11(b) hereof and with Item 1122 of Regulation AB. Such required documentation will be delivered to the Servicer by March 15 of each calendar year.

SECTION 4.11. Annual Independent Public Accountants’ Reports. The Servicer shall cause a firm of nationally recognized independent certified public accountants (the “Independent Accountants”), who may also render other services to the Servicer or its Affiliates, to deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer, on or before March 31 (or 90 days after the end of the Issuer’s fiscal year, if other than December 31) of each year, beginning in March 31, 2010, a report, dated as of December 31 of the preceding calendar year, addressed to the board of directors of the Servicer, providing its attestation report on the servicing assessment delivered pursuant to Section 4.10(c), including disclosure of any material instance of non-compliance, as required by Rule 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB. Such attestation will be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act.

(b) Each party required to deliver an assessment of compliance described in Section 4.10(d) shall cause Independent Accountants, who may also render other services to such party or its Affiliates, to deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and the Servicer, on or before March 31 (or 90 days after the end of the Issuer’s fiscal year, if other than December 31) of each year, beginning in March 31, 2010, a report, dated as of December 31 of the preceding calendar year, addressed to the board of directors of such party, providing its attestation report on the servicing assessment delivered pursuant to Section 4.10(d), including disclosure of any material instance of non-compliance, as required by Rule 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB. Such attestation will be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act.

 

35


(c) The Servicer shall cause a firm of Independent Accountants, who may also render other services to the Servicer or to the Seller, (1) to deliver to the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and each Rating Agency, on or before October 31 (or 120 days after the end of the Servicer’s fiscal year, if other than June 30) of each year, beginning on October 31, 2010, with respect to the twelve months ended the immediately preceding June 30 (or other applicable date) (or such other period as shall have elapsed from the Closing Date to the date of such certificate (which period shall not be less than six months)), a copy of the Form 10-K filed with the United States Securities and Exchange Commission for AmeriCredit Corp., which filing includes a statement that such audit was made in accordance with generally accepted auditing standards, and accordingly included such tests of the accounting records and such other auditing procedures as such firm considered necessary in the circumstances; and (2) upon request of the Trustee, the Owner Trustee, the Trust Collateral Agent or the Backup Servicer, to issue an acknowledgement to the effect that such firm has audited the books and records of AmeriCredit Corp., in which the Servicer is included as a consolidated subsidiary, and issued its report pursuant to item (1) of this section and that the accounting firm is independent of the Seller and the Servicer within the meaning of the Code of Professional Ethics of the American Institute of Certified Public Accountants.

SECTION 4.12. Access to Certain Documentation and Information Regarding Receivables. The Servicer shall provide to representatives of the Trustee, the Owner Trustee, the Trust Collateral Agent and the Backup Servicer reasonable access to the documentation regarding the Receivables. In each case, such access shall be afforded without charge but only upon reasonable request and during normal business hours. Nothing in this Section shall affect the obligation of the Servicer to observe any applicable law prohibiting disclosure of information regarding the Obligors, and the failure of the Servicer to provide access as provided in this Section as a result of such obligation shall not constitute a breach of this Section.

SECTION 4.13. Monthly Tape. No later than the second Business Day after each Distribution Date, the Servicer will deliver to the Trust Collateral Agent and the Backup Servicer a computer tape and a diskette (or any other electronic transmission acceptable to the Trust Collateral Agent and the Backup Servicer) in a format acceptable to the Trust Collateral Agent and the Backup Servicer containing the information with respect to the Receivables as of the preceding Accounting Date necessary for preparation of the Servicer’s Certificate relating to the immediately preceding Determination Date and necessary to review the application of collections as provided in Section 5.4 (the “Monthly Tape”). The Backup Servicer shall use such tape or diskette (or other electronic transmission acceptable to the Trust Collateral Agent and the Backup Servicer) to (i) confirm that such tape, diskette or other electronic transmission is in readable form, and (ii) calculate and confirm (A) the aggregate amount distributable as principal on the related Distribution Date to each Class of Notes, (B) the aggregate amount distributable as interest on the related Distribution Date to each Class of Notes, (C) any amounts distributable on the related Distribution Date which are to be paid with funds withdrawn from the Reserve Account, (D) the outstanding principal amount of each Class of Notes after giving effect to all distributions made pursuant to clause (A), above, (E) the Note Pool Factor for each Class of Notes after giving effect to all distributions made pursuant to clause (A), above, and (F) the

 

36


aggregate Noteholders’ Principal Carryover Amount and the aggregate Noteholders’ Interest Carryover Amount on such Distribution Date after giving effect to all distributions made pursuant to clauses (A) and (B), above, respectively. The Backup Servicer shall certify to the Trustee that it has verified the Servicer’s Certificate in accordance with this Section and shall notify the Servicer and the Trustee of any discrepancies, in each case, on or before the fifth Business Day following the Distribution Date. In the event that the Backup Servicer reports any discrepancies, the Servicer and the Backup Servicer shall attempt to reconcile such discrepancies prior to the next succeeding Distribution Date, but in the absence of a reconciliation, the Servicer’s Certificate shall control for the purpose of calculations and distributions with respect to the next succeeding Distribution Date. In the event that the Backup Servicer and the Servicer are unable to reconcile discrepancies with respect to a Servicer’s Certificate by the next succeeding Distribution Date, the Servicer shall cause the Independent Accountants, at the Servicer’s expense, to audit the Servicer’s Certificate and, prior to the last day of the month after the month in which such Servicer’s Certificate was delivered, reconcile the discrepancies. The effect, if any, of such reconciliation shall be reflected in the Servicer’s Certificate for such next succeeding Determination Date. In addition, upon the occurrence of a Servicer Termination Event the Servicer shall, if so requested by the Controlling Party (acting at the written direction of the Majority Noteholders), deliver to the Backup Servicer or any successor Servicer its Collection Records and its Monthly Records within 15 days after demand therefor and a computer tape containing as of the close of business on the date of demand all of the data maintained by the Servicer in computer format in connection with servicing the Receivables. Other than the duties specifically set forth in this Agreement, the Backup Servicer shall have no obligations hereunder, including, without limitation, to supervise, verify, monitor or administer the performance of the Servicer. The Backup Servicer shall have no liability for any actions taken or omitted by the Servicer.

ARTICLE V

Trust Accounts; Distributions; Statements to Noteholders

SECTION 5.1. Establishment of Trust Accounts.

(a) (i) The Trust Collateral Agent, on behalf of the Noteholders, shall establish and maintain in its own name an Eligible Deposit Account (the “Collection Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust Collateral Agent on behalf of the Noteholders. The Collection Account shall initially be established with the Trust Collateral Agent.

(ii) The Trust Collateral Agent, on behalf of the Noteholders, shall establish and maintain in its own name an Eligible Deposit Account (the “Note Distribution Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust Collateral Agent on behalf of the Noteholders. The Note Distribution Account shall initially be established with the Trust Collateral Agent.

(iii) The Trust Collateral Agent, on behalf of the Noteholders, shall establish and maintain in its own name an Eligible Deposit Account (the “Reserve Account”), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Trust Collateral Agent on behalf of the Noteholders. The Reserve Account shall initially be established with the Trust Collateral Agent.

 

37


(b) Funds on deposit in the Collection Account, the Reserve Account and the Note Distribution Account (collectively, the “Trust Accounts”) shall be invested by the Trust Collateral Agent (or any custodian with respect to funds on deposit in any such account) in Eligible Investments selected in writing by the Servicer (pursuant to standing instructions or otherwise). All such Eligible Investments shall be held by or on behalf of the Trust Collateral Agent for the benefit of the Noteholders. Other than as permitted by the Rating Agencies, funds on deposit in any Trust Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Business Day immediately preceding the following Distribution Date. All Eligible Investments will be held to maturity. Each institution at which the relevant Trust Account is maintained shall invest the funds therein as directed in writing by the Servicer in Eligible Investments.

(c) All Investment Earnings of moneys deposited in each Trust Account shall be deposited (or caused to be deposited) in the Collection Account on each Distribution Date by the Trust Collateral Agent and applied as Available Funds on such Distribution Date, and any loss resulting from such investments shall be charged to such Trust Account. The Servicer will not direct the Trust Collateral Agent to make any investment of any funds held in any of the Trust Accounts unless the security interest granted and perfected in such account will continue to be perfected in such investment, in either case without any further action by any Person, and, in connection with any direction to the Trust Collateral Agent to make any such investment, if requested by the Trust Collateral Agent, the Servicer shall deliver to the Trust Collateral Agent an Opinion of Counsel, acceptable to the Trust Collateral Agent, to such effect.

(d) The Trust Collateral Agent shall not in any way be held liable by reason of any insufficiency in any of the Trust Accounts resulting from any loss on any Eligible Investment included therein except for losses attributable to the Trust Collateral Agent’s negligence or bad faith or its failure to make payments on such Eligible Investments issued by the Trust Collateral Agent, in its commercial capacity as principal obligor and not as trustee, in accordance with their terms.

(e) If (i) the Servicer shall have failed to give investment directions in writing for any funds on deposit in the Trust Accounts to the Trust Collateral Agent by 1:00 p.m. Eastern Time (or such other time as may be agreed by the Issuer and Trust Collateral Agent) on any Business Day; or (ii) a Default or Event of Default shall have occurred and is continuing with respect to the Notes but the Notes shall not have been declared due and payable, or, if such Notes shall have been declared due and payable following an Event of Default, amounts collected or received from the Trust Property are being applied as if there had not been such a declaration; then the Trust Collateral Agent shall, to the fullest extent practicable, invest and reinvest funds in the Trust Accounts in the investment described in clause (d) of the definition of Eligible Investments.

(f) (i) The Trust Collateral Agent shall possess all right, title and interest in all funds on deposit from time to time in the Trust Accounts and in all proceeds thereof for the benefit of the Noteholders and all such funds, investments, proceeds and income shall be part of the Owner Trust Estate. Except as otherwise provided herein, the Trust Accounts shall be under

 

38


the sole dominion and control of the Trust Collateral Agent for the benefit of the Noteholders. If, at any time, any of the Trust Accounts ceases to be an Eligible Deposit Account, the Trust Collateral Agent (or the Servicer on its behalf) shall within five Business Days (or such longer period as to which each Rating Agency may consent) establish a new Trust Account as an Eligible Deposit Account and shall transfer any cash and/or any investments to such new Trust Account. In connection with the foregoing, the Servicer agrees that, in the event that any of the Trust Accounts are not accounts with the Trust Collateral Agent, the Servicer shall notify the Trust Collateral Agent in writing promptly upon any of such Trust Accounts ceasing to be an Eligible Deposit Account.

(ii) With respect to the Trust Account Property, the Trust Collateral Agent agrees that:

(A) any Trust Account Property that is held in deposit accounts shall be held solely in the Eligible Deposit Accounts; and, except as otherwise provided herein, each such Eligible Deposit Account shall be subject to the exclusive custody and control of the Trust Collateral Agent, and the Trust Collateral Agent shall have sole signature authority with respect thereto;

(B) any Trust Account Property that constitutes Physical Property shall be delivered to the Trust Collateral Agent in accordance with paragraph (a) of the definition of “Delivery” and shall be held, pending maturity or disposition, solely by the Trust Collateral Agent or a securities intermediary (as such term is defined in Section 8-102(14) of the UCC) acting solely for the Trust Collateral Agent;

(C) the “securities intermediary’s jurisdiction” for purposes of Section 8-110 of the UCC shall be the State of New York;

(D) any Trust Account Property that is a book-entry security held through the Federal Reserve System pursuant to Federal book-entry regulations shall be delivered in accordance with paragraph (b) of the definition of “Delivery” and shall be maintained by the Trust Collateral Agent, pending maturity or disposition, through continued book-entry registration of such Trust Account Property as described in such paragraph;

(E) any Trust Account Property that is an “uncertificated security” or a “security entitlement” under Article 8 of the UCC and that is not governed by clause (D) above shall be delivered to the Trust Collateral Agent in accordance with paragraph (c) or (d), if applicable, of the definition of “Delivery” and shall be maintained by the Trust Collateral Agent, pending maturity or disposition, through continued registration of the Trust Collateral Agent’s (or its nominee’s) ownership of such security; and

(F) any cash that is Trust Account Property shall be considered a “financial asset” under Article 8 of the UCC.

 

39


(g) The Servicer shall have the power to instruct the Trust Collateral Agent to make withdrawals and payments from the Trust Accounts for the purpose of permitting the Servicer and the Trust Collateral Agent to carry out its respective duties hereunder.

SECTION 5.2. [Reserved]

SECTION 5.3. Certain Reimbursements to the Servicer. The Servicer will be entitled to be reimbursed from amounts on deposit in the Collection Account with respect to a Collection Period for amounts previously deposited in the Collection Account but later determined by the Servicer to have resulted from mistaken deposits or postings or checks returned for insufficient funds. The amount to be reimbursed hereunder shall be paid to the Servicer on the related Distribution Date pursuant to Section 5.7(a)(i) upon certification by the Servicer of such amounts and the provision of such information to the Trust Collateral Agent. The Servicer will additionally be entitled to receive from amounts on deposit in the Collection Account with respect to a Collection Period any amounts paid by Obligors that were deposited in the Lockbox Account but that do not relate to (i) principal and interest payments due on the Receivables and (ii) any fees or expenses related to extensions due on the Receivables.

SECTION 5.4. Application of Collections. All collections for the Collection Period shall be applied by the Servicer as follows:

(a) With respect to each Receivable (other than a Purchased Receivable or a Sold Receivable), payments by or on behalf of the Obligor, (other than Supplemental Servicing Fees with respect to such Receivable, to the extent collected) shall be applied to interest and principal in accordance with the Simple Interest Method.

(b) All amounts collected that are payable to the Servicer as Supplemental Servicing Fees hereunder shall be deposited in the Collection Account and paid to the Servicer in accordance with Section 5.7(a).

SECTION 5.5. [Reserved].

SECTION 5.6. Additional Deposits.

(a) The Servicer and the Seller, as applicable, shall deposit or cause to be deposited in the Collection Account on the Determination Date on which such obligations are due the aggregate Purchase Amount with respect to Purchased Receivables and the aggregate Sale Amounts with respect to Sold Receivables.

(b) The proceeds of any purchase or sale of the assets of the Trust described in Section 10.1 hereof shall be deposited in the Collection Account.

SECTION 5.7. Distributions.

(a) On each Distribution Date, the Trust Collateral Agent shall (based solely on the information contained in the Servicer’s Certificate delivered with respect to the related Determination Date) apply or cause to be applied the sum of (x) the Available Funds (after withdrawing amounts deposited in error and Liquidation Proceeds relating to Purchased

 

40


Receivables) for the related Collection Period and (y) the Reserve Account Withdrawal Amount for such Distribution Date (such sum, the “Total Available Funds”) to distribute the following amounts from the Collection Account unless otherwise specified, to the extent of the sources of funds stated to be available therefore, and in the following order of priority:

(i) from the Total Available Funds, to the Servicer, (1) the Base Servicing Fee for the related Collection Period, (2) any Supplemental Servicing Fees for the related Collection Period, (3) any amounts specified in Section 5.3, (4) to the extent the Servicer has not reimbursed itself in respect of such amounts pursuant to Section 5.3, and to the extent not retained by the Servicer, and to pay to AmeriCredit any amounts paid by Obligors during the preceding calendar month that did not relate to (x) principal and interest payments due on the Receivables and (y) any fees or expenses related to extensions due on the Receivables and (5) to any successor Servicer, transition fees not to exceed $200,000 (including boarding fees) in the aggregate;

(ii) from the Total Available Funds, to each of the Lockbox Bank, the Lockbox Processor, the Trustee, the Trust Collateral Agent, the Backup Servicer and the Owner Trustee, their respective accrued and unpaid fees, expenses and indemnities (in each case, to the extent such fees, expenses or indemnities have not been previously paid by the Servicer, and provided that such fees, expenses and indemnities shall not exceed (x) $100,000 in the aggregate in any calendar year to the Owner Trustee and (y) $200,000 in the aggregate in any calendar year to the Lockbox Bank, the Lockbox Processor, the Trust Collateral Agent, the Backup Servicer and the Trustee);

(iii) from the Total Available Funds, to the Class A Noteholders, pari passu, the Noteholders’ Interest Distributable Amount for the Class A Notes for such Distribution Date;

(iv) from the Total Available Funds, for distribution as provided in paragraph (b) below, the Class A Principal Parity Amount;

(v) from the Total Available Funds, for distribution as provided in paragraph (b) below, any Matured Principal Shortfall on account of the Class A Notes;

(vi) from the Total Available Funds, to the Class B Noteholders, the Noteholders’ Interest Distributable Amount for the Class B Notes for such Distribution Date;

(vii) from the Total Available Funds, for distribution as provided in paragraph (b) below, the Class B Principal Parity Amount;

(viii) from the Total Available Funds, for distribution as provided in paragraph (b) below, any Matured Principal Shortfall on account of the Class B Notes;

(ix) from the Total Available Funds, to the Class C Noteholders, the Noteholders’ Interest Distributable Amount for the Class C Notes for such Distribution Date;

 

41


(x) from the Total Available Funds, for distribution as provided in paragraph (b) below, the Class C Principal Parity Amount;

(xi) from the Total Available Funds, for distribution as provided in paragraph (b) below, any Matured Principal Shortfall on account of the Class C Notes;

(xii) from the Total Available Funds, for distribution as provided in paragraph (b) below, the Noteholders’ Principal Distributable Amount;

(xiii) from the Total Available Funds, to the Reserve Account, the Reserve Account Deposit Amount for such Distribution Date;

(xiv) from the Total Available Funds, for distribution as provided in paragraph (b) below, the Accelerated Principal Amount;

(xv) from the Total Available Funds, to pay each of the Indenture Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer, the Lockbox Bank, the Lockbox Processor and the successor servicer any fees, expenses and indemnities then due to such party that are in excess of the related cap or annual limitation specified in clauses (i) and (ii) above; and

(xvi) from the Total Available Funds, to the Certificateholders, the aggregate amount remaining in the Collection Account.

On any Distribution Date with respect to which no Servicer’s Certificate was delivered, to the extent there are Available Funds in the Collection Account, the Trust Collateral Agent will make payments of the Noteholders’ Interest Distributable Amounts described in (iii), (vi) and (ix) above as well as any Matured Principal Shortfalls described in (v), (viii) and (xi) above.

(b) On each Distribution Date, the Trust Collateral Agent shall apply or cause to be applied the aggregate of the amounts described in clause (iv), (v), (vii), (viii), (x), (xi), (xii) and (xiv) of paragraph (a) above on that Distribution Date in the listed order of priority:

(i) to the Class A-1 Noteholders in reduction of the remaining principal balance of the Class A-1 Notes, until the outstanding principal balance thereof has been reduced to zero;

(ii) to the Class A-2 Noteholders in reduction of the remaining principal balance of the Class A-2 Notes, until the outstanding principal balance thereof has been reduced to zero;

(iii) to the Class A-3 Noteholders in reduction of the remaining principal balance of the Class A-3 Notes, until the outstanding principal balance thereof has been reduced to zero;

(iv) to the Class B Noteholders in reduction of the remaining principal balance of the Class B Notes, until the outstanding principal balance thereof has been reduced to zero;

 

42


(v) to the Class C Noteholders in reduction of the remaining principal balance of the Class C Notes, until the outstanding principal balance thereof has been reduced to zero;

provided, however, that, (A) following an acceleration of the Notes pursuant to the Indenture, (B) the occurrence of an Event of Default pursuant to Section 5.1(i), 5.1(ii), 5.1(iv) or 5.1(v) of the Indenture or (C) the receipt of Insolvency Proceeds pursuant to Section 10.1(b), amounts deposited in the Note Distribution Account (including any such Insolvency Proceeds) shall be paid to the Noteholders, pursuant to Section 5.6 of the Indenture.

(c) In the event that the Collection Account is maintained with an institution other than the Trust Collateral Agent, the Servicer shall instruct and cause such institution to make all deposits and distributions pursuant to Sections 5.7(a) and 5.7(b) on the related Distribution Date.

(d) In the event that any withholding tax is imposed on the Trust’s payment (or allocations of income) to a Noteholder, such tax shall reduce the amount otherwise distributable to the Noteholder in accordance with this Section. The Trust Collateral Agent is hereby authorized and directed to retain from amounts otherwise distributable to the Noteholders sufficient funds for the payment of any tax attributable to the Trust (but such authorization shall not prevent the Trust Collateral Agent from contesting any such tax in appropriate proceedings, and withholding payment of such tax, if permitted by law, pending the outcome of such proceedings). The amount of any withholding tax imposed with respect to a Noteholder shall be treated as cash distributed to such Noteholder at the time it is withheld by the Trust and remitted to the appropriate taxing authority. If there is a possibility that withholding tax is payable with respect to a distribution (such as a distribution to a non-US Noteholder), the Trust Collateral Agent may in its sole discretion withhold such amounts in accordance with this clause (c). In the event that a Noteholder wishes to apply for a refund of any such withholding tax, the Trust Collateral Agent shall reasonably cooperate with such Noteholder in making such claim so long as such Noteholder agrees to reimburse the Trust Collateral Agent for any out-of-pocket expenses (including legal fees and expenses) incurred.

(e) Distributions required to be made to Noteholders on any Distribution Date shall be made to each Noteholder of record on the preceding Record Date either by (i) wire transfer, in immediately available funds, to the account of such Holder at a bank or other entity having appropriate facilities therefore, if such Noteholder shall have provided to the Note Registrar appropriate written instructions at least five Business Days prior to such Distribution Date and such Holder’s Notes in the aggregate evidence a denomination of not less than $1,000,000 or (ii) by check mailed to such Noteholder at the address of such holder appearing in the Note Register. Notwithstanding the foregoing, the final distribution in respect of any Note (whether on the Final Scheduled Distribution Date or otherwise) will be payable only upon presentation and surrender of such Note at the office or agency maintained for that purpose by the Note Registrar pursuant to Section 2.4 of the Indenture.

(f) Subject to Section 5.1 and this section, monies received by the Trust Collateral Agent hereunder need not be segregated in any manner except to the extent required by law and may be deposited under such general conditions as may be prescribed by law, and the Trust Collateral Agent shall not be liable for any interest thereon.

 

43


SECTION 5.8. Reserve Account.

(i) On the Closing Date, the Seller shall deposit the Specified Reserve Balance into the Reserve Account. Amounts held from time to time in the Reserve Account shall be held by the Trust Collateral Agent for the benefit of the Noteholders.

(ii) The Seller may, from time to time after the date hereof, request each Rating Agency to approve a formula for determining the Specified Reserve Balance that is different from the formula set forth herein, which may result in a decrease in the amount of the Specified Reserve Balance or change the manner by which the Reserve Account is funded. Notwithstanding any other provision of this Agreement, if each Rating Agency then rating the Notes notifies the Trust Collateral Agent and the Seller in writing that the use of any such new formula, and any decrease in the amount of the Specified Reserve Balance or change in the manner by which the Reserve Account is funded, will not result in the qualification, reduction or withdrawal of its then current rating of the Notes then the Specified Reserve Balance will be determined in accordance with such new formula and this Agreement will be amended to reflect such new formula without the consent of any Noteholder.

(iii) On each Distribution Date, the Servicer shall instruct the Trust Collateral Agent (based on the information contained in the Servicer’s Certificate delivered on the related Determination Date) (A) if the amount on deposit in the Reserve Account (without taking into account any amount on deposit in the Reserve Account representing net investment earnings) is less than the Specified Reserve Balance, in which case the Trust Collateral Agent shall, after payment of any amounts required to be distributed pursuant to clauses (i) through (xii) of Section 5.7(a) deposit in the Reserve Account the Reserve Account Deposit Amount pursuant to Section 5.7(a)(xiii), and (B) if the amount on deposit in the Reserve Account, after giving effect to all other deposits thereto and withdrawals therefrom to be made on such Distribution Date is greater than the Specified Reserve Balance, in which case the Trust Collateral Agent shall distribute the amount such excess as part of Available Funds on such Distribution Date.

(b) On each Distribution Date, the Servicer shall instruct the Trust Collateral Agent (based on the information contained in the Servicer’s Certificate delivered on the related Determination Date) to withdraw the Reserve Account Withdrawal Amount from the Reserve Account and deposit such amounts in the Collection Account to be included as Total Available Funds for that Distribution Date.

(c) Amounts properly received by the Certificateholders pursuant to this Agreement shall not be available to the Trust Collateral Agent or the Trust for the purpose of making deposits to the Reserve Account, or making payments to the Noteholders, nor shall the Certificateholders be required to refund any amount properly received by it.

 

44


SECTION 5.9. Statements to Noteholders.

(a) On or prior to each Distribution Date, the Trust Collateral Agent shall provide each Noteholder of record (with a copy to the Rating Agencies) a statement setting forth at least the following information as to the Notes to the extent applicable:

(i) the amount of such distribution allocable to principal of each Class of Notes;

(ii) the amount of such distribution allocable to interest on or with respect to each Class of Notes;

(iii) the required Reserve Account Withdrawal Amount or any excess released from the Reserve Account and included in Available Funds;

(iv) the Pool Balance as of the close of business on the last day of the preceding Collection Period;

(v) the aggregate outstanding principal amount of each Class of the Notes and the Note Pool Factor for each such Class after giving effect to payments allocated to principal reported under (i) above;

(vi) the amount of the Servicing Fee paid to the Servicer with respect to the related Collection Period and/or due but unpaid with respect to such Collection Period or prior Collection Periods, as the case may be;

(vii) the Noteholders’ Interest Carryover Amount and the Noteholders’ Principal Carryover Amount, if any, and the change in that amount from the preceding statement;

(viii) the amount of the aggregate Realized Losses, if any, for the second preceding Collection Period;

(ix) the aggregate Purchase Amounts for Receivables, if any, that were repurchased by the Servicer or the Seller in such period; and

(x) the aggregate Sale Amounts for Sold Receivables, if any, that were sold by the Issuer in such period.

Each amount set forth pursuant to paragraph (i), (ii), (v) and (vii) above shall be expressed as a dollar amount per $1,000 of the initial principal balance of the Notes (or Class thereof).

(b) The Trust Collateral Agent will make available each month to each Noteholder the statements referred to in Section 5.9(a) above (and certain other documents, reports and information regarding the Receivables provided by the Servicer from time to time) via the Trust Collateral Agent’s internet website, with the use of a password provided by the Trust Collateral Agent. The Trust Collateral Agent’s internet website will be located at www.CTSLink.com or at such other address as the Trust Collateral Agent shall notify the Noteholders from time to time.

 

45


For assistance with regard to this service, Noteholders can call the Trust Collateral Agent’s Corporate Trust Office at (866) 846-4526. The Trust Collateral Agent shall have the right to change the way the statements referred to in Section 5.9(a) above are distributed in order to make such distribution more convenient and/or more accessible to the parties entitled to receive such statements so long as such statements are only provided to the then current Noteholders. The Trust Collateral Agent shall provide notification of any such change to all parties entitled to receive such statements in the manner described in Section 12.3 hereof, Section 11.4 of the Indenture or Section 11.5 of the Indenture, as appropriate.

ARTICLE VI

[Reserved]

ARTICLE VII

The Seller

SECTION 7.1. Representations of Seller. The Seller makes the following representations on which the Issuer is deemed to have relied in acquiring the Receivables and on which the Trustee, Trust Collateral Agent and Backup Servicer may rely. The representations speak as of the execution and delivery of this Agreement and as of the Closing Date, and shall survive the sale of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture.

(a) Schedule of Representations. The representations and warranties set forth on the Schedule of Representations attached hereto as Schedule B are true and correct.

(b) Organization and Good Standing. The Seller has been duly organized and is validly existing as a corporation in good standing under the laws of the State of Nevada, with power and authority to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to acquire, own and sell the Receivables and the Other Conveyed Property transferred to the Trust.

(c) Due Qualification. The Seller is duly qualified to do business as a foreign corporation, is in good standing and has obtained all necessary licenses and approvals in all jurisdictions where the failure to do so would materially and adversely affect Seller’s ability to transfer the Receivables and the Other Conveyed Property to the Trust pursuant to this Agreement, or the validity or enforceability of the Receivables and the Other Conveyed Property or to perform Seller’s obligations hereunder and under the Seller’s Basic Documents.

(d) Power and Authority. The Seller has the power and authority to execute and deliver this Agreement and its Basic Documents and to carry out its terms and their terms, respectively; the Seller has full power and authority to sell and assign the Receivables and the Other Conveyed Property to be sold and assigned to and deposited with the Trust by it and has duly authorized such sale and assignment to the Trust by all necessary corporate action; and the execution, delivery and performance of this Agreement and the Seller’s Basic Documents have been duly authorized by the Seller by all necessary corporate action.

 

46


(e) Valid Sale, Binding Obligations. This Agreement effects a valid sale, transfer and assignment of the Receivables and the Other Conveyed Property, enforceable against the Seller and creditors of and purchasers from the Seller; and this Agreement and the Seller’s Basic Documents, when duly executed and delivered, shall constitute legal, valid and binding obligations of the Seller enforceable in accordance with their respective terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law.

(f) No Violation. The consummation of the transactions contemplated by this Agreement and the Basic Documents and the fulfillment of the terms of this Agreement and the Basic Documents shall not conflict with, result in any breach of any of the terms and provisions of or constitute (with or without notice, lapse of time or both) a default under the certificate of incorporation or by-laws of the Seller, or any indenture, agreement, mortgage, deed of trust or other instrument to which the Seller is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, other than this Agreement, or violate any law, order, rule or regulation applicable to the Seller of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Seller or any of its properties.

(g) No Proceedings. There are no proceedings or investigations pending or, to the Seller’s knowledge, threatened against the Seller, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over the Seller or its properties (A) asserting the invalidity of this Agreement or any of the Basic Documents, (B) seeking to prevent the issuance of the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the Basic Documents, (C) seeking any determination or ruling that might materially and adversely affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement or any of the Basic Documents, or (D) seeking to adversely affect the federal income tax or other federal, state or local tax attributes of the Notes.

(h) No Consents. The Seller is not required to obtain the consent of any other party or any consent, license, approval or authorization, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement which has not already been obtained.

(i) True Sale. The Receivables are being transferred with the intention of removing them from the Seller’s estate pursuant to Section 541 of the Bankruptcy Code, as the same may be amended from time to time.

(j) Chief Executive Office. The chief executive office of the Seller is at 2265B Renaissance Drive, Suite 17, Las Vegas, Nevada 89119.

 

47


SECTION 7.2. Corporate Existence

(a) During the term of this Agreement, the Seller will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the jurisdiction of its incorporation and will obtain and preserve its qualification to do business in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Basic Documents and each other instrument or agreement necessary or appropriate to the proper administration of this Agreement and the transactions contemplated hereby.

(b) During the term of this Agreement, the Seller shall observe the applicable legal requirements for the recognition of the Seller as a legal entity separate and apart from its Affiliates, including as follows:

(i) the Seller shall maintain corporate records and books of account separate from those of its Affiliates;

(ii) except as otherwise provided in this Agreement, the Seller shall not commingle its assets and funds with those of its Affiliates;

(iii) the Seller shall hold such appropriate meetings of its board of directors, or adopt resolutions pursuant to a unanimous written consent of the board of directors as are necessary to authorize all the Seller’s corporate actions required by law to be authorized by the board of directors, shall keep minutes of such meetings and of meetings of its stockholder(s) and observe all other customary corporate formalities (and any successor Seller not a corporation shall observe similar procedures in accordance with its governing documents and applicable law);

(iv) the Seller shall at all times hold itself out to the public under the Seller’s own name as a legal entity separate and distinct from its Affiliates;

(v) all transactions and dealings between the Seller and its Affiliates will be conducted on an arm’s-length basis; and

(vi) the Seller shall pay from its assets all obligations and indebtedness of any kind incurred by the Seller.

SECTION 7.3. Liability of Seller; Indemnities. The Seller shall be liable in accordance herewith only to the extent of the obligations specifically undertaken by the Seller under this Agreement.

(a) The Seller shall indemnify, defend and hold harmless the Owner Trustee, the Issuer, the Trustee, the Backup Servicer and the Trust Collateral Agent and its officers, directors, employees and agents from and against any taxes that may at any time be asserted against any such Person with respect to the transactions or activities contemplated in this Agreement and any of the Basic Documents (except any income taxes arising out of fees paid to the Owner Trustee, the Trust Collateral Agent and the Trustee and except any taxes to which the Owner Trustee, the Trust Collateral Agent or the Trustee may otherwise be subject to, without regard to the

 

48


transactions contemplated hereby), including any sales, gross receipts, general corporation, tangible or intangible personal property, privilege or license taxes (but, in the case of the Issuer, not including any taxes asserted with respect to, federal or other income taxes arising out of distributions on the Notes) and costs and expenses in defending against the same.

(b) The Seller shall indemnify, defend and hold harmless the Issuer, the Owner Trustee, the Trustee, the Backup Servicer and the Trust Collateral Agent and the officers, directors, employees and agents thereof and the Noteholders from and against any loss, liability or expense incurred by reason of (i) the Seller’s willful misfeasance, bad faith or negligence in the performance of its duties under this Agreement, or by reason of reckless disregard of its obligations and duties under this Agreement and (ii) the Seller’s or the Issuer’s violation of federal or state securities laws in connection with the offering and sale of the Notes.

(c) The Seller shall indemnify, defend and hold harmless the Issuer, the Owner Trustee, Trustee, Trust Collateral Agent and Backup Servicer and the officers, directors, employees and agents thereof from and against any and all costs, expenses, losses, claims, damages and liabilities arising out of, or incurred in connection with the acceptance or performance of the trusts and duties set forth herein and in the Basic Documents except to the extent that such cost, expense, loss, claim, damage or liability shall be due to the willful misfeasance, bad faith or negligence (except for errors in judgment) of the Owner Trustee, Trustee, Trust Collateral Agent and Backup Servicer, respectively.

Indemnification under this Section shall survive the resignation or removal of the Owner Trustee, the Trustee, the Backup Servicer or the Trust Collateral Agent and the termination of this Agreement or the Indenture or the Trust Agreement, as applicable, and shall include reasonable fees and expenses of counsel and other expenses of litigation. If the Seller shall have made any indemnity payments pursuant to this Section and the Person to or on behalf of whom such payments are made thereafter shall collect any of such amounts from others, such Person shall promptly repay such amounts to the Seller, without interest.

SECTION 7.4. Merger or Consolidation of, or Assumption of the Obligations of, Seller. Any Person (a) into which the Seller may be merged or consolidated, (b) which may result from any merger or consolidation to which the Seller shall be a party or (c) which may succeed to the properties and assets of the Seller substantially as a whole, which Person in any of the foregoing cases executes an agreement of assumption to perform every obligation of the Seller under this Agreement, shall be the successor to the Seller hereunder without the execution or filing of any document or any further act by any of the parties to this Agreement; provided, however, that (i) immediately after giving effect to such transaction, no representation or warranty made pursuant to Section 3.1 shall have been breached and no Servicer Termination Event, and no event which, after notice or lapse of time, or both, would become a Servicer Termination Event shall have happened and be continuing, (ii) the Seller shall have delivered to the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and the Trustee an Officers’ Certificate and an Opinion of Counsel each stating that such consolidation, merger or succession and such agreement of assumption comply with this Section and that all conditions precedent, if any, provided for in this Agreement relating to such transaction have been complied with, (iii) the Rating Agency Condition shall have been satisfied with respect to such transaction and (iv) the Seller shall have delivered to the Owner Trustee, the Trust Collateral Agent, the Backup

 

49


Servicer and the Trustee an Opinion of Counsel stating that, in the opinion of such counsel, either (A) all financing statements and continuation statements and amendments thereto have been executed and filed that are necessary fully to preserve and protect the interest of the Trust Collateral Agent, the Owner Trustee and the Trustee, respectively, in the Receivables and reciting the details of such filings or (B) no such action shall be necessary to preserve and protect such interest. Notwithstanding anything herein to the contrary, the execution of the foregoing agreement of assumption and compliance with clauses (i), (ii), (iii) and (iv) above shall be conditions to the consummation of the transactions referred to in clauses (a), (b) or (c) above.

SECTION 7.5. Limitation on Liability of Seller and Others. The Seller and any director or officer or employee or agent of the Seller may rely in good faith on the advice of counsel or on any document of any kind, prima facie properly executed and submitted by any Person respecting any matters arising under any Basic Document. The Seller shall not be under any obligation to appear in, prosecute or defend any legal action that shall not be incidental to its obligations under this Agreement, and that in its opinion may involve it in any expense or liability.

SECTION 7.6. Ownership of the Certificates or Notes. The Seller and any Affiliate thereof may in its individual or any other capacity become the owner or pledgee of Certificates or Notes with the same rights as it would have if it were not the Seller or an Affiliate thereof, except as expressly provided herein or in any Basic Document. Notes or Certificates so owned by the Seller or such Affiliate shall have an equal and proportionate benefit under the provisions of the Basic Documents, without preference, priority, or distinction as among all of the Notes or Certificates; provided, however, that any Notes or Certificates owned by the Seller or any Affiliate thereof, during the time such Notes or Certificates are owned by them, shall be without voting rights for any purpose set forth in the Basic Documents. The Seller shall notify the Owner Trustee, the Trustee and the Trust Collateral Agent with respect to any other transfer of any Certificate.

ARTICLE VIII

The Servicer and the Backup Servicer

SECTION 8.1. Representations of Servicer. The Servicer makes the following representations on which the Issuer is deemed to have relied in acquiring the Receivables. The representations speak as of the execution and delivery of this Agreement and as of the Closing Date, and shall survive the sale of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture.

(a) Representations and Warranties. The representations and warranties set forth on the Schedule of Representations attached hereto as Schedule B are true and correct; provided that such representations and warranties contained therein and herein shall not apply to any entity other than AmeriCredit;

(b) Organization and Good Standing. The Servicer has been duly organized and is validly existing and in good standing under the laws of its jurisdiction of organization, with power, authority and legal right to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to enter into and perform its obligations under this Agreement;

 

50


(c) Due Qualification. The Servicer is duly qualified to do business as a foreign corporation, is in good standing and has obtained all necessary licenses and approvals, in all jurisdictions in which the ownership or lease of property or the conduct of its business (including the servicing of the Receivables as required by this Agreement) requires or shall require such qualification;

(d) Power and Authority. The Servicer has the power and authority to execute and deliver this Agreement and its Basic Documents and to carry out its terms and their terms, respectively, and the execution, delivery and performance of this Agreement and the Servicer’s Basic Documents have been duly authorized by the Servicer by all necessary corporate action;

(e) Binding Obligation. This Agreement and the Servicer’s Basic Documents shall constitute legal, valid and binding obligations of the Servicer enforceable in accordance with their respective terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization, or other similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law;

(f) No Violation. The consummation of the transactions contemplated by this Agreement and the Servicer’s Basic Documents, and the fulfillment of the terms of this Agreement and the Servicer’s Basic Documents, shall not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice or lapse of time) a default under, the articles of incorporation or bylaws of the Servicer, or any indenture, agreement, mortgage, deed of trust or other instrument to which the Servicer is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, other than this Agreement, or violate any law, order, rule or regulation applicable to the Servicer of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Servicer or any of its properties;

(g) No Proceedings. There are no proceedings or investigations pending or, to the Servicer’s knowledge, threatened against the Servicer, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over the Servicer or its properties (A) asserting the invalidity of this Agreement or any of the Basic Documents, (B) seeking to prevent the issuance of the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the Basic Documents, (C) seeking any determination or ruling that might materially and adversely affect the performance by the Servicer of its obligations under, or the validity or enforceability of, this Agreement or any of the Basic Documents or (D) seeking to adversely affect the federal income tax or other federal, state or local tax attributes of the Notes;

(h) No Consents. The Servicer is not required to obtain the consent of any other party or any consent, license, approval or authorization, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement which has not already been obtained.

 

51


SECTION 8.2. Representations of Backup Servicer. The Backup Servicer makes the following representations on which the Issuer is deemed to have relied in acquiring the Receivables. The representations speak as of the execution and delivery of this Agreement and as of the Closing Date, and shall survive the sale of the Receivables to the Issuer and the pledge thereof to the Trust Collateral Agent pursuant to the Indenture.

(a) Organization and Good Standing. The Backup Servicer has been duly organized and is validly existing and in good standing under the laws of its jurisdiction of organization, with power, authority and legal right to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to enter into and perform its obligations under this Agreement;

(b) Due Qualification. The Backup Servicer is duly qualified to do business as a foreign corporation, is in good standing and has obtained all necessary licenses and approvals, in all jurisdictions in which the ownership or lease of property or the conduct of its business (including the servicing of the Receivables as required by this Agreement) requires or shall require such qualification;

(c) Power and Authority. The Backup Servicer has the power and authority to execute and deliver this Agreement and its Basic Documents and to carry out its terms and their terms, respectively, and the execution, delivery and performance of this Agreement and the Backup Servicer’s Basic Documents have been duly authorized by the Backup Servicer by all necessary corporate action;

(d) Binding Obligation. This Agreement and the Backup Servicer’s Basic Documents shall constitute legal, valid and binding obligations of the Backup Servicer enforceable in accordance with their respective terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization, or other similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law;

(e) No Violation. The consummation of the transactions contemplated by this Agreement and the Backup Servicer’s Basic Documents, and the fulfillment of the terms of this Agreement and the Backup Servicer’s Basic Documents, shall not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice or lapse of time) a default under, the articles of incorporation or bylaws of the Backup Servicer, or any indenture, agreement, mortgage, deed of trust or other instrument to which the Backup Servicer is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, other than this Agreement, or violate any law, order, rule or regulation applicable to the Backup Servicer of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Backup Servicer or any of its properties;

 

52


(f) No Proceedings. There are no proceedings or investigations pending or, to the Backup Servicer’s knowledge, threatened against the Backup Servicer, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over the Backup Servicer or its properties (A) asserting the invalidity of this Agreement or any of the Basic Documents, (B) seeking to prevent the issuance of the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the Basic Documents, (C) seeking any determination or ruling that might materially and adversely affect the performance by the Backup Servicer of its obligations under, or the validity or enforceability of, this Agreement or any of the Basic Documents or (D) seeking to adversely affect the federal income tax or other federal, state or local tax attributes of the Notes;

(g) No Consents. The Backup Servicer is not required to obtain the consent of any other party or any consent, license, approval or authorization, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement which has not already been obtained.

SECTION 8.3. Liability of Servicer and Backup Servicer; Indemnities.

(a) The Servicer (in its capacity as such) shall be liable hereunder only to the extent of the obligations in this Agreement specifically undertaken by the Servicer and the representations made by the Servicer.

(b) The Servicer shall defend, indemnify and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Backup Servicer, their respective officers, directors, agents and employees, and the Noteholders from and against any and all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel and expenses of litigation arising out of or resulting from the use, ownership or operation by the Servicer or any Affiliate thereof of any Financed Vehicle.

(c) The Servicer (when the Servicer is AmeriCredit) shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Backup Servicer, their respective officers, directors, agents and employees and the Noteholders from and against any taxes that may at any time be asserted against any of such parties with respect to the transactions or activities contemplated in this Agreement, including, without limitation, any sales, gross receipts, general corporation, tangible or intangible personal property, privilege or license taxes (but not including any federal or other income taxes, including franchise taxes asserted with respect to, and as of the date of, the sale of the Receivables and the Other Conveyed Property to the Trust or the issuance and original sale of the Notes) and costs and expenses in defending against the same.

(d) The Servicer (when the Servicer is not AmeriCredit) shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Backup Servicer, the Collateral Agent, their respective officers, directors, agents and employees and the Noteholders from and against any taxes with respect to the sale of Receivables in connection with servicing hereunder that may at any time be asserted against any of such parties with respect to the transactions or activities contemplated in this Agreement, including, without limitation, any sales, gross receipts, general corporation, tangible or intangible personal property, privilege or

 

53


license taxes (but not including any federal or other income taxes, including franchise taxes asserted with respect to, and as of the date of, the sale of the Receivables and the Other Conveyed Property to the Trust or the issuance and original sale of the Notes) and costs and expenses in defending against the same.

(e) The Servicer shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Backup Servicer, their respective officers, directors, agents and employees and the Noteholders from and against any and all costs, expenses, losses, claims, damages, and liabilities, including reasonable fees and expenses of counsel and expenses of litigation, to the extent that such cost, expense, loss, claim, damage, or liability arose out of, or was imposed upon the Trust, the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer or the Noteholders by reason of the breach of this Agreement by the Servicer, the negligence, misfeasance, or bad faith of the Servicer in the performance of its duties under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement.

(f) AmeriCredit shall indemnify, defend and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Backup Servicer, their respective officers, directors, agents and employees and the Noteholders from and against any loss, liability or expense incurred by reason of the violation by Servicer or Seller of federal or state securities laws in connection with the registration or the sale of the Notes. This section shall survive the termination of this Agreement, or the earlier removal or resignation of the Trustee, Trust Collateral Agent or the Backup Servicer.

(g) The Backup Servicer shall defend, indemnify and hold harmless the Trust, the Trustee, the Trust Collateral Agent, the Owner Trustee, the Servicer, their respective officers, directors, agents and employees and the Noteholders from and against: (i) all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel and expenses of litigation arising out of or resulting from the use, ownership or operation by the Backup Servicer or any Affiliate thereof of any Financed Vehicle; and (ii) any and all costs, expenses, losses, claims, damages, and liabilities to the extent that such cost, expense, loss, claim, damage, or liability arose out of, or was imposed upon the Trust, the Owner Trustee, the Trustee, the Servicer or the Noteholders by reason of, the breach of this Agreement by the Backup Servicer, the violation of federal or state securities laws by the Backup Servicer, the negligence, misfeasance, or bad faith of the Backup Servicer in the performance of its duties under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement.

(h) AmeriCredit shall indemnify the Trustee, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer, and the respective officers, directors, agents and employees thereof against any and all loss, liability or expense, (other than overhead and expenses incurred in the normal course of business) incurred by each of them in connection with the acceptance or administration of the Trust and the performance of their duties under the Basic Documents other than if such loss, liability or expense was incurred by the Trustee, the Owner Trustee or the Trust Collateral Agent as a result of any such entity’s willful misconduct, bad faith or negligence.

 

54


(i) Indemnification under this Article shall include, without limitation, reasonable fees and expenses of counsel and expenses of litigation. If the Servicer has made any indemnity payments pursuant to this Article and the recipient thereafter collects any of such amounts from others, the recipient shall promptly repay such amounts collected to the Servicer, without interest. Notwithstanding anything contained herein to the contrary, any indemnification payable by the Servicer to the Backup Servicer, to the extent not paid by the Servicer, shall be paid solely from Section 5.7(a) of this Agreement.

(j) When the Trustee, the Trust Collateral Agent or the Backup Servicer incurs expenses after the occurrence of a Servicer Termination Event specified in Section 9.1(d) or (e) with respect to the Servicer, the expenses are intended to constitute expenses of administration under Title 11 of the United States Code or any other applicable federal or state bankruptcy, insolvency or similar law.

SECTION 8.4. Merger or Consolidation of, or Assumption of the Obligations of the Servicer or Backup Servicer.

(a) AmeriCredit shall not merge or consolidate with any other Person, convey, transfer or lease substantially all its assets as an entirety to another Person, or permit any other Person to become the successor to AmeriCredit’s business unless, after the merger, consolidation, conveyance, transfer, lease or succession, the successor or surviving entity shall be capable of fulfilling the duties of AmeriCredit contained in this Agreement and shall be acceptable to the Majority Noteholders, and shall be an eligible servicer. Any corporation (i) into which AmeriCredit may be merged or consolidated, (ii) resulting from any merger or consolidation to which AmeriCredit shall be a party, (iii) which acquires by conveyance, transfer, or lease substantially all of the assets of AmeriCredit, or (iv) succeeding to the business of AmeriCredit, in any of the foregoing cases shall execute an agreement of assumption to perform every obligation of AmeriCredit under this Agreement and, whether or not such assumption agreement is executed, shall be the successor to AmeriCredit under this Agreement without the execution or filing of any paper or any further act on the part of any of the parties to this Agreement, anything in this Agreement to the contrary notwithstanding; provided, however, that nothing contained herein shall be deemed to release AmeriCredit from any obligation. AmeriCredit shall provide notice of any merger, consolidation or succession pursuant to this Section to the Owner Trustee, the Trust Collateral Agent, the Noteholders and each Rating Agency. Notwithstanding the foregoing, AmeriCredit shall not merge or consolidate with any other Person or permit any other Person to become a successor to AmeriCredit’s business, unless (x) immediately after giving effect to such transaction, no representation or warranty made pursuant to Section 4.6 shall have been breached (for purposes hereof, such representations and warranties shall speak as of the date of the consummation of such transaction), (y) AmeriCredit shall have delivered to the Owner Trustee, the Trust Collateral Agent, the Trustee, the Backup Servicer and the Rating Agencies an Officer’s Certificate and an Opinion of Counsel each stating that such consolidation, merger or succession and such agreement of assumption comply with this Section and that all conditions precedent, if any, provided for in this Agreement relating to such transaction have been complied with, and (z) AmeriCredit shall have delivered to the Owner Trustee, the Trust Collateral Agent, the Trustee, the Backup Servicer and the Rating Agencies an Opinion of Counsel, stating in the opinion of such counsel, either (A) all financing statements and continuation statements and amendments thereto have been executed and filed that are necessary to preserve and protect the interest of the Trust in the Receivables and the Other Conveyed Property and reciting the details of the filings or (B) no such action shall be necessary to preserve and protect such interest.

 

55


(b) Any corporation (i) into which the Backup Servicer may be merged or consolidated, (ii) resulting from any merger or consolidation to which the Backup Servicer shall be a party, (iii) which acquires by conveyance, transfer or lease substantially all of the assets of the Backup Servicer, or (iv) succeeding to the business of the Backup Servicer, in any of the foregoing cases shall execute an agreement of assumption to perform every obligation of the Backup Servicer under this Agreement and, whether or not such assumption agreement is executed, shall be the successor to the Backup Servicer under this Agreement without the execution or filing of any paper or any further act on the part of any of the parties to this Agreement, anything in this Agreement to the contrary notwithstanding; provided, however, that nothing contained herein shall be deemed to release the Backup Servicer from any obligation.

SECTION 8.5. Limitation on Liability of Servicer, Backup Servicer and Others.

(a) Neither AmeriCredit, the Backup Servicer nor any of the directors or officers or employees or agents of AmeriCredit or Backup Servicer shall be under any liability to the Trust or the Noteholders, except as provided in this Agreement, for any action taken or for refraining from the taking of any action pursuant to this Agreement; provided, however, that this provision shall not protect AmeriCredit, the Backup Servicer or any such person against any liability that would otherwise be imposed by reason of a breach of this Agreement or willful misfeasance, bad faith or negligence (excluding errors in judgment) in the performance of duties; provided, further, that this provision shall not affect any liability to indemnify the Trust Collateral Agent and the Owner Trustee for costs, taxes, expenses, claims, liabilities, losses or damages paid by the Trust Collateral Agent and the Owner Trustee, in their individual capacities. AmeriCredit, the Backup Servicer and any director, officer, employee or agent of AmeriCredit or Backup Servicer may rely in good faith on the written advice of counsel or on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising under this Agreement.

(b) The Backup Servicer shall not be liable for any obligation of the Servicer contained in this Agreement or for any errors of the Servicer contained in any computer tape, certificate or other data or document delivered to the Backup Servicer hereunder or on which the Backup Servicer must rely in order to perform its obligations hereunder, and the Owner Trustee, the Trustee, the Trust Collateral Agent, the Backup Servicer, the Seller and the Noteholders shall look only to the Servicer to perform such obligations. The Backup Servicer, the Trust Collateral Agent, the Trustee, the Owner Trustee and the Custodian shall have no responsibility and shall not be in default hereunder or incur any liability for any failure, error, malfunction or any delay in carrying out any of their respective duties under this Agreement if such failure or delay results from the Backup Servicer acting in accordance with information prepared or supplied by a Person other than the Backup Servicer (or contractual agents) or the failure of any such other Person to prepare or provide such information. The Backup Servicer shall have no responsibility, shall not be in default and shall incur no liability for (i) any act or failure to act of any third party (other than its contractual agents), including the Servicer or the Majority Noteholders, (ii) any inaccuracy or omission in a notice or communication received by the Backup Servicer from any third party (other than its contractual agents), (iii) the invalidity or unenforceability of any Receivable under applicable law, (iv) the breach or inaccuracy of any representation or warranty made with respect to any Receivable, or (v) the acts or omissions of any successor Backup Servicer.

 

56


(c) The parties expressly acknowledge and consent to Wells Fargo Bank, National Association, acting in the possible dual capacity of Backup Servicer or successor Servicer and in the capacity as Trust Collateral Agent. Wells Fargo Bank, National Association, may, in such dual or other capacity, discharge its separate functions fully, without hindrance or regard to conflict of interest principles, duty of loyalty principles or other breach of fiduciary duties to the extent that any such conflict or breach arises from the performance by Wells Fargo Bank, National Association, of express duties set forth in this Agreement in any of such capacities, all of which defenses, claims or assertions are hereby expressly waived by the other parties hereto and the Noteholders except in the case of gross negligence and willful misconduct by Wells Fargo Bank, National Association.

SECTION 8.6. Delegation of Duties. The Servicer may delegate duties under this Agreement to an Affiliate of AmeriCredit without first obtaining the consent of any Person. The Servicer also may at any time perform through sub-contractors the specific duties of (i) repossession of Financed Vehicles, (ii) tracking Financed Vehicles’ insurance and (iii) pursuing the collection of deficiency balances on certain Liquidated Receivables, in each case, without the consent of the Trust Collateral Agent, the Owner Trustee or the Backup Servicer and may perform other specific duties through such sub-contractors in accordance with Servicer’s customary servicing policies and procedures, with the prior consent of the Trust Collateral Agent. No delegation or sub-contracting by the Servicer of its duties herein in the manner described in this Section 8.6 shall relieve the Servicer of its responsibility with respect to such duties.

SECTION 8.7. Servicer and Backup Servicer Not to Resign. Subject to the provisions of Section 8.4, neither the Servicer nor the Backup Servicer shall resign from the obligations and duties imposed on it by this Agreement as Servicer or Backup Servicer except upon a determination that by reason of a change in legal requirements the performance of its duties under this Agreement would cause it to be in violation of such legal requirements in a manner which would have a material adverse effect on the Servicer or the Backup Servicer, as the case may be, if the Majority Noteholders do not elect to waive the obligations of the Servicer or the Backup Servicer, as the case may be, to perform the duties which render it legally unable to act or to delegate those duties to another Person. Any such determination permitting the resignation of the Servicer or Backup Servicer shall be evidenced by an Opinion of Counsel to such effect delivered and acceptable to the Trust Collateral Agent and the Owner Trustee. No resignation of the Servicer shall become effective until the Backup Servicer or an entity acceptable to the Majority Noteholders shall have assumed the responsibilities and obligations of the Servicer. No resignation of the Backup Servicer shall become effective until an entity acceptable to the Majority Noteholders shall have assumed the responsibilities and obligations of the Backup Servicer; provided, however, that (i) in the event a successor Backup Servicer is not appointed within 60 days after the Backup Servicer has given notice of its resignation and has provided the Opinion of Counsel required by this Section, the Backup Servicer may petition a court for its removal, (ii) the Backup Servicer may resign with the written consent of the Majority Noteholders and (iii) if Wells Fargo Bank, National Association resigns as Trustee under the Indenture, it will no longer be the Backup Servicer.

 

57


ARTICLE IX

Default

SECTION 9.1. Servicer Termination Event. For purposes of this Agreement, each of the following shall constitute a “Servicer Termination Event”:

(a) Any failure by the Servicer to deliver to the Trust Collateral Agent for distribution to Noteholders any proceeds or payment required to be so delivered under the terms of this Agreement that continues unremedied for a period of two Business Days (one Business Day with respect to payment of Purchase Amounts) after written notice is received by the Servicer from the Trust Collateral Agent or after discovery of such failure by a Responsible Officer of the Servicer; or

(b) Failure by the Servicer to deliver to the Trust Collateral Agent the Servicer’s Certificate by the first Business Day prior to the Distribution Date, or failure on the part of the Servicer to observe its covenants and agreements set forth in Section 8.4(a); or

(c) Failure on the part of the Servicer duly to observe or perform any other covenants or agreements of the Servicer set forth in this Agreement, which failure (i) materially and adversely affects the rights of Noteholders, and (ii) continues unremedied for a period of 30 days after knowledge thereof by the Servicer or after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Trust Collateral Agent; or

(d) The entry of a decree or order for relief by a court or regulatory authority having jurisdiction in respect of the Servicer in an involuntary case under the federal bankruptcy laws, as now or hereafter in effect, or another present or future, federal bankruptcy, insolvency or similar law, or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Servicer, or of any substantial part of its property or ordering the winding up or liquidation of the affairs of the Servicer and the continuance of any such decree or order unstayed and in effect for a period of 60 consecutive days or the commencement of an involuntary case under the federal bankruptcy laws, as now or hereinafter in effect, or another present or future federal or state bankruptcy, insolvency or similar law and such case is not dismissed within 60 days; or

(e) The commencement by the Servicer of a voluntary case under the federal bankruptcy laws, as now or hereafter in effect, or any other present or future, federal or state, bankruptcy, insolvency or similar law, or the consent by the Servicer to the appointment of or taking possession by a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Servicer or of any substantial part of its property or the making by the Servicer of an assignment for the benefit of creditors or the failure by the Servicer generally to pay its debts as such debts become due or the taking of corporate action by the Servicer in furtherance of any of the foregoing; or

 

58


(f) Any representation, warranty or statement of the Servicer made in this Agreement or any certificate, report or other writing delivered pursuant hereto shall prove to be incorrect in any material respect as of the time when the same shall have been made, and the incorrectness of such representation, warranty or statement has a material adverse effect on the Trust or the Noteholders and, within 30 days after knowledge thereof by the Servicer or after written notice thereof shall have been given to the Servicer by the Trust Collateral Agent, the circumstances or condition in respect of which such representation, warranty or statement was incorrect shall not have been eliminated or otherwise cured.

(g) AmeriCredit Corp. and its subsidiaries, determined on a consolidated basis in accordance with GAAP, have less than $70,000,000 of Liquidity on the last day of any Collection Period.

SECTION 9.2. Consequences of a Servicer Termination Event. If a Servicer Termination Event shall occur and be continuing, the Trust Collateral Agent or the Majority Noteholders, by notice given in writing to the Servicer (and to the Trust Collateral Agent if given by the Noteholders) may terminate all of the rights and obligations of the Servicer under this Agreement. On or after the receipt by the Servicer of such written notice or upon termination of the term of the Servicer, all authority, power, obligations and responsibilities of the Servicer under this Agreement, whether with respect to the Notes, the Certificates or the Other Conveyed Property or otherwise, automatically shall pass to, be vested in and become obligations and responsibilities of the Backup Servicer (or such other successor Servicer appointed by the Majority Noteholders); provided, however, that the successor Servicer shall have no liability with respect to any obligation which was required to be performed by the terminated Servicer prior to the date that the successor Servicer becomes the Servicer or any claim of a third party based on any alleged action or inaction of the terminated Servicer. The successor Servicer is authorized and empowered by this Agreement to execute and deliver, on behalf of the terminated Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of the Receivables and the Other Conveyed Property and related documents to show the Trust as lienholder or secured party on the related Lien Certificates, or otherwise. The terminated Servicer agrees to cooperate with the successor Servicer in effecting the termination of the responsibilities and rights of the terminated Servicer under this Agreement, including, without limitation, the transfer to the successor Servicer for administration by it of all cash amounts that shall at the time be held by the terminated Servicer for deposit, or have been deposited by the terminated Servicer, in the Collection Account or thereafter received with respect to the Receivables and the delivery to the successor Servicer of all Receivable Files, Monthly Records and Collection Records and a computer tape in readable form as of the most recent Business Day containing all information necessary to enable the successor Servicer to service the Receivables and the Other Conveyed Property. If requested by the Controlling Party (acting at the written direction of the Majority Noteholders), the successor Servicer shall terminate the Lockbox Agreements and direct the Obligors to make all payments under the Receivables directly to the successor Servicer (in which event the successor Servicer shall process such payments in accordance with Section 4.2(e)), or to a lockbox established by the successor Servicer at the direction of the Majority Noteholders, at the successor Servicer’s expense. The terminated Servicer shall grant the Trust Collateral Agent, the successor Servicer and the Majority Noteholders reasonable access to the terminated Servicer’s premises at the terminated Servicer’s expense.

 

59


SECTION 9.3. Appointment of Successor.

(a) On and after the time the Servicer receives a notice of termination pursuant to Section 9.2 or upon the resignation of the Servicer pursuant to Section 8.7, (i) the Backup Servicer (unless the Majority Noteholders shall have exercised its option pursuant to Section 9.3(b) to appoint an alternate successor Servicer) shall be the successor in all respects to the Servicer in its capacity as servicer under this Agreement and the transactions set forth or provided for in this Agreement, and shall be subject to all the rights, responsibilities, restrictions, duties, liabilities and termination provisions relating thereto placed on the Servicer by the terms and provisions of this Agreement except as otherwise stated herein. The Trust Collateral Agent and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. If a successor Servicer is acting as Servicer hereunder, it shall be subject to termination under Section 9.2 upon the occurrence of any Servicer Termination Event applicable to it as Servicer.

(b) The Controlling Party (acting at the written direction of the Majority Noteholders) may exercise at any time its right to appoint as Backup Servicer or as successor to the Servicer a Person other than the Person serving as Backup Servicer at the time, and shall have no liability to the Trust Collateral Agent, AmeriCredit, the Seller, the Person then serving as Backup Servicer, any Noteholders or any other Person if it does so. Notwithstanding the above, if the Backup Servicer shall be legally unable or unwilling to act as Servicer, the Backup Servicer, the Trust Collateral Agent or the Majority Noteholders may petition a court of competent jurisdiction to appoint any eligible servicer as the successor to the Servicer. Pending appointment pursuant to the preceding sentence, the Backup Servicer shall act as successor Servicer unless it is legally unable to do so, in which event the outgoing Servicer shall continue to act as Servicer until a successor has been appointed and accepted such appointment. Subject to Section 8.7, no provision of this Agreement shall be construed as relieving the Backup Servicer of its obligation to succeed as successor Servicer upon the termination of the Servicer pursuant to Section 9.2 or the resignation of the Servicer pursuant to Section 8.7. If upon the termination of the Servicer pursuant to Section 9.2 or the resignation of the Servicer pursuant to Section 8.7, the Majority Noteholders appoint a successor Servicer other than the Backup Servicer, the Backup Servicer shall not be relieved of its duties as Backup Servicer hereunder. In the event any successor Servicer is terminated pursuant to Section 9.2 hereof, the Controlling Party (acting at the written direction of the Majority Noteholders) shall appoint an eligible servicer as successor Servicer or may petition a court of competent jurisdiction to appoint a Person that it determines is competent to perform the duties of the Servicer hereunder as successor Servicer. Pending appointment pursuant to the preceding sentence, the outgoing Servicer shall continue to act as Servicer until a successor has been appointed and accepted such appointment.

(c) Any successor Servicer shall be entitled to such compensation (whether payable out of the Collection Account or otherwise) as the Servicer would have been entitled to under this Agreement if the Servicer had not resigned or been terminated hereunder or such other compensation as set forth herein. If any successor Servicer is appointed, as a result of the Backup Servicer’s refusal (in breach of the terms of this Agreement) to act as Servicer although it is legally able to do so, the Seller and such successor Servicer may agree on reasonable additional compensation to be paid to such successor Servicer, provided, however, it being understood and agreed that the Seller shall give prior notice to the Backup Servicer with respect to the

 

60


appointment of such successor and the payment of additional compensation, if any. If any successor Servicer is appointed for any reason other than the Backup Servicer’s refusal to act as Servicer although legally able to do so, the Majority Noteholders and such successor Servicer may agree on additional compensation to be paid to such successor Servicer, which additional compensation shall in no event exceed $150,000 in the aggregate. The Backup Servicer shall be liable for any Servicing Fee, additional compensation or other amounts to be paid to such successor Servicer in connection with its assumption and performance of the servicing duties described herein if, and only if, such successor Servicer is appointed due to the Backup Servicer’s refusal to act as Servicer although legally able to do so, which additional compensation and other amounts shall in no event exceed $150,000 in the aggregate.

(d) Notwithstanding anything contained in this Agreement to the contrary, the Backup Servicer is authorized to accept and rely on all of the accounting records (including computer records) and work of the prior Servicer relating to the Receivables (collectively, the “Predecessor Servicer Work Product”) without any audit or other examination thereof, and the Backup Servicer shall have no duty, responsibility, obligation or liability for the acts and omissions of the prior Servicer. If any error, inaccuracy, omission or incorrect or non-standard practice or procedure (collectively, “Errors”) exist in any Predecessor Servicer Work Product and such Errors make it materially more difficult to service or should cause or materially contribute to the Backup Servicer making or continuing any Errors (collectively, “Continuing Errors”), the Backup Servicer shall have no duty, responsibility, obligation or liability for such Continuing Errors; provided, however, that the Backup Servicer agrees to use its best efforts to prevent further Continuing Errors. In the event that the Backup Servicer becomes aware of Errors or Continuing Errors, it shall, with the prior consent of the Controlling Party use its best efforts to reconstruct and reconcile such data as is commercially reasonable to correct such Errors and Continuing Errors and to prevent future Continuing Errors. The Backup Servicer shall be entitled to recover its costs thereby expended in accordance with Section 5.7(a) of this Agreement.

SECTION 9.4. Notification to Noteholders. Upon any termination of, or appointment of a successor to, the Servicer or the Backup Servicer, the Trust Collateral Agent shall give prompt written notice thereof to each Noteholder and to the Rating Agencies.

SECTION 9.5. Waiver of Past Defaults. The Majority Noteholders may, on behalf of all Noteholders, waive any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Servicer Termination Event arising therefrom shall be deemed to have been remedied for every purpose of this Agreement and the Basic Documents. No such waiver shall extend to any subsequent or other default or impair any right consequent thereto.

SECTION 9.6. Backup Servicer Termination. Prior to an appointment as successor Servicer, the Controlling Party may, in its discretion, or shall, at the direction of the Majority Noteholders, (a) terminate all of the rights and obligations of the Backup Servicer under this Agreement in the event of a breach of any of the representations or warranties, covenants or obligations of the Backup Servicer contained in this Agreement or (b) in its sole discretion, without cause upon not less than 30 days’ notice, terminate the rights and obligations of the Backup Servicer. The terminated Backup Servicer agrees to cooperate with any successor Backup Servicer appointed by the Controlling Party in effecting the termination of the

 

61


responsibilities and rights of the terminated Backup Servicer under this Agreement, including, without limitation, the delivery to the successor Backup Servicer of all documents, records and electronic information related to the Receivables in the possession of the Backup Servicer. Expenses incurred by the Backup Servicer in respect of the foregoing sentence shall be reimbursed in accordance with Section 5.7(a).

ARTICLE X

Termination

SECTION 10.1. Optional Purchase of All Receivables.

(a) Subject to Section 10.1(a) of the Indenture, on the last day of any Collection Period as of which the Pool Balance shall be less than or equal to 10% of the Original Pool Balance, the Servicer and the Seller each shall have the option to purchase the Owner Trust Estate, other than the Trust Accounts; provided, however, that the amount to be paid for such purchase (as set forth in the following sentence) shall be sufficient to pay the full amount of principal, and interest then due and payable on the Notes. To exercise such option, the Servicer or the Seller, as the case may be, shall deposit pursuant to Section 5.6 in the Collection Account an amount equal to the greater of (i) the amount necessary to pay the full amount of principal and interest then due and payable on the Notes and (ii) the aggregate Purchase Amount for the Receivables (including Liquidated Receivables), plus the appraised value of any other property held by the Trust, (such value to be determined by the Servicer, or if the Trust Collateral Agent has received written notice that there is a material error in the Servicer’s calculation, by an appraiser mutually agreed upon by the Servicer and the Trust Collateral Agent, and shall succeed to all interests in and to the Trust.

(b) Upon any sale of the assets of the Trust pursuant to Section 8.1 of the Trust Agreement, the Servicer shall instruct the Trust Collateral Agent to deposit the proceeds from such sale after all payments and reserves therefrom (including the expenses of such sale) have been made (the “Insolvency Proceeds”) in the Collection Account.

(c) Notice of any termination of the Trust shall be given by the Servicer to the Owner Trustee, the Trustee, the Backup Servicer, the Trust Collateral Agent and the Rating Agencies as soon as practicable after the Servicer has received notice thereof.

(d) Following the satisfaction and discharge of the Indenture and the payment in full of the principal of and interest on the Notes, the Certificateholders will succeed to the rights of the Noteholders hereunder and the Owner Trustee will succeed to the rights of, and assume the obligations of, the Trust Collateral Agent pursuant to this Agreement.

 

62


ARTICLE XI

Administrative Duties of the Servicer

SECTION 11.1. Administrative Duties.

(a) Duties with Respect to the Indenture. The Servicer shall perform all its duties and the duties of the Issuer under the Indenture. In addition, the Servicer shall consult with the Owner Trustee as the Servicer deems appropriate regarding the duties of the Issuer under the Indenture. The Servicer shall monitor the performance of the Issuer and shall advise the Owner Trustee when action is necessary to comply with the Issuer’s duties under the Indenture. The Servicer shall prepare for execution by the Issuer or shall cause the preparation by other appropriate Persons of all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Issuer to prepare, file or deliver pursuant to the Indenture. In furtherance of the foregoing, the Servicer shall take all necessary action that is the duty of the Issuer to take pursuant to the Indenture, including, without limitation, pursuant to Sections 2.7, 3.5, 3.6, 3.7, 3.9, 3.10, 3.17, 5.1, 5.4, 7.3, 8.4, 9.2, 9.3, 11.1 and 11.15 of the Indenture.

(b) Duties with Respect to the Issuer.

(i) In addition to the duties of the Servicer set forth in this Agreement or any of the Basic Documents, the Servicer shall perform such calculations and shall prepare for execution by the Issuer or the Owner Trustee or shall cause the preparation by other appropriate Persons of all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Issuer or the Owner Trustee to prepare, file or deliver pursuant to this Agreement or any of the Basic Documents or under state and federal tax and securities laws (including any filings required pursuant to the Sarbanes-Oxley Act of 2002 or any rule or regulation promulgated thereunder), and at the request of the Owner Trustee shall take all appropriate action that it is the duty of the Issuer to take pursuant to this Agreement or any of the Basic Documents, including, without limitation, pursuant to Sections 2.6 and 2.11 of the Trust Agreement. In accordance with the directions of the Issuer or the Owner Trustee, the Servicer shall administer, perform or supervise the performance of such other activities in connection with the Collateral (including the Basic Documents) as are not covered by any of the foregoing provisions and as are expressly requested by the Issuer or the Owner Trustee and are reasonably within the capability of the Servicer. The Servicer shall monitor the activities of the Issuer to ensure the Issuer’s compliance with Section 4.6 of the Trust Agreement and shall take all action necessary to ensure that the Issuer is operated in accordance with the provisions of such section.

(ii) Notwithstanding anything in this Agreement or any of the Basic Documents to the contrary, the Servicer shall be responsible for promptly notifying the Owner Trustee and the Trust Collateral Agent in the event that any withholding tax is imposed on the Issuer’s payments (or allocations of income) to an Owner (as defined in the Trust Agreement) as contemplated by this Agreement. Any such notice shall be in writing and specify the amount of any withholding tax required to be withheld by the Owner Trustee or the Trust Collateral Agent pursuant to such provision.

 

63


(iii) Notwithstanding anything in this Agreement or the Basic Documents to the contrary, the Servicer shall be responsible for performance of the duties of the Issuer set forth in Sections 5.1(a) and (b) of the Trust Agreement with respect to, among other things, accounting and reports to Owners (as defined in the Trust Agreement); provided, however, that once prepared by the Servicer, the Owner Trustee shall retain responsibility for the distribution of any necessary Schedule K-1s, as applicable, to enable the Certificateholder to prepare its federal and state income tax returns.

(iv) The Servicer shall perform the duties of the Servicer specified in Section 9.2 of the Trust Agreement required to be performed in connection with the resignation or removal of the Owner Trustee, the duties of the Servicer specified in Section 10.11 of the Trust Agreement including those required to be performed in connection with the Term Asset-Backed Securities Loan Facility, and any other duties expressly required to be performed by the Servicer under this Agreement or any of the Basic Documents.

(v) In carrying out the foregoing duties or any of its other obligations under this Agreement, the Servicer may enter into transactions with or otherwise deal with any of its Affiliates; provided, however, that the terms of any such transactions or dealings shall be in accordance with any directions received from the Issuer and shall be, in the Servicer’s opinion, no less favorable to the Issuer in any material respect.

(c) Tax Matters. The Servicer shall prepare and file, on behalf of the Seller, all tax returns, tax elections, financial statements and such annual or other reports attributable to the activities engaged in by the Issuer as are necessary for preparation of tax reports, including without limitation forms 1099. All tax returns will be signed by the Seller or the Servicer.

(d) Non-Ministerial Matters. With respect to matters that in the reasonable judgment of the Servicer are non-ministerial, the Servicer shall not take any action pursuant to this Article unless within a reasonable time before the taking of such action, the Servicer shall have notified the Owner Trustee and the Trustee of the proposed action and the Owner Trustee and, with respect to items (A), (B), (C) and (D) below, the Trustee shall not have withheld consent or provided an alternative direction. For the purpose of the preceding sentence, “non-ministerial matters” shall include:

(A) the amendment of or any supplement to the Indenture;

(B) the initiation of any claim or lawsuit by the Issuer and the compromise of any action, claim or lawsuit brought by or against the Issuer (other than in connection with the collection of the Receivables);

(C) the amendment, change or modification of this Agreement or any of the Basic Documents;

(D) the appointment of successor Note Registrars, successor Paying Agents and successor Trustees pursuant to the Indenture or the appointment of successor Servicers or the consent to the assignment by the Note Registrar, Paying Agent or Trustee of its obligations under the Indenture; and

 

64


(E) the removal of the Trustee or the Trust Collateral Agent.

(e) Exceptions. Notwithstanding anything to the contrary in this Agreement, except as expressly provided herein or in the other Basic Documents, the Servicer, in its capacity hereunder, shall not be obligated to, and shall not, (1) make any payments to the Noteholders or Certificateholders under the Basic Documents, (2) sell the Trust Property pursuant to Section 5.5 of the Indenture, (3) take any other action that the Issuer directs the Servicer not to take on its behalf or (4) in connection with its duties hereunder assume any indemnification obligation of any other Person.

(f) The Backup Servicer or any successor Servicer shall not be responsible for any obligations or duties of the Servicer under this Section 11.1. Notwithstanding the foregoing or any other provision of this Agreement, AmeriCredit shall continue to perform the obligations of the Servicer under this Section 11.1.

SECTION 11.2. Records. The Servicer shall maintain appropriate books of account and records relating to services performed under this Agreement, which books of account and records shall be accessible for inspection by the Issuer at any time during normal business hours.

SECTION 11.3. Additional Information to be Furnished to the Issuer. The Servicer shall furnish to the Issuer from time to time such additional information regarding the Collateral as the Issuer shall reasonably request.

ARTICLE XII

Miscellaneous Provisions

SECTION 12.1. Amendment. This Agreement may be amended from time to time by the parties hereto, with the consent of the Trustee (which consent may not be unreasonably withheld), but without the consent of any of the Noteholders, to cure any ambiguity, to correct or supplement any provisions in this Agreement, to comply with any changes in the Code, or to make any other provisions with respect to matters or questions arising under this Agreement which shall not be inconsistent with the provisions of this Agreement; provided, however, that such action shall not, as evidenced by an Opinion of Counsel delivered to Owner Trustee and the Trustee, adversely affect in any material respect the interests of any Noteholder.

This Agreement may also be amended from time to time by the parties hereto, with the consent of the Trustee, and with the consent of the Holders of Notes evidencing not less than a majority of the outstanding principal amount of the Notes for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Noteholders; provided, however, that no such amendment shall (a) increase or reduce in any manner the amount of, or accelerate or delay the timing of, collections of payments on Receivables or distributions that shall be required to be made for the benefit of the Noteholders or (b) reduce the aforesaid percentage of the outstanding principal amount of the Notes, the Holders of which are required to consent to any such amendment, without the consent of the Holders of all the outstanding Notes of each class affected thereby.

 

65


Promptly after the execution of any such amendment or consent, the Trust Collateral Agent shall furnish written notification of the substance of such amendment or consent to each Noteholder and the Rating Agencies.

It shall not be necessary for the consent of the Noteholders pursuant to this Section to approve the particular form of any proposed amendment or consent, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents (and any other consents of Noteholders provided for in this Agreement) and of evidencing the authorization of any action by Noteholders shall be subject to such reasonable requirements as the Trustee or the Owner Trustee, as applicable, may prescribe.

Prior to the execution of any amendment to this Agreement, the Owner Trustee, the Trustee, the Trust Collateral Agent and the Backup Servicer shall be entitled to receive and conclusively rely upon an Opinion of Counsel stating that the execution of such amendment is authorized or permitted by this Agreement and the Opinion of Counsel referred to in Section 12.2(h)(1) has been delivered. The Owner Trustee, the Trust Collateral Agent, the Backup Servicer and the Trustee may, but shall not be obligated to, enter into any such amendment which affects the Issuer’s, the Owner Trustee’s, the Trust Collateral Agent’s, the Backup Servicer’s or the Trustee’s, as applicable, own rights, duties or immunities under this Agreement or otherwise.

SECTION 12.2. Protection of Title to Trust.

(a) The Seller shall execute and file such financing statements and cause to be executed and filed such continuation statements, all in such manner and in such places as may be required by law fully to preserve, maintain and protect the interest of the Issuer and the interests of the Trust Collateral Agent in the Receivables and in the proceeds thereof. The Seller shall deliver (or cause to be delivered) to the Owner Trustee and the Trust Collateral Agent file-stamped copies of, or filing receipts for, any document filed as provided above, as soon as available following such filing.

(b) Neither the Seller nor the Servicer shall change its name, identity or corporate structure in any manner that would, could or might make any financing statement or continuation statement filed in accordance with paragraph (a) above seriously misleading within the meaning of 9-506 of the UCC, unless it shall have given the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and the Trustee at least five days’ prior written notice thereof and shall have promptly filed appropriate amendments to all previously filed financing statements or continuation statements. Promptly upon such filing, the Seller or the Servicer, as the case may be, shall deliver an Opinion of Counsel in form and substance reasonably satisfactory to the Trust Collateral Agent, stating either (A) all financing statements and continuation statements have been executed and filed that are necessary fully to preserve and protect the interest of the Trust and the Trust Collateral Agent in the Receivables, and reciting the details of such filings or referring to prior Opinions of Counsel in which such details are given, or (B) no such action shall be necessary to preserve and protect such interest.

 

66


(c) Each of the Seller and the Servicer shall have an obligation to give the Owner Trustee, the Backup Servicer, the Trust Collateral Agent and the Trustee at least 60 days’ prior written notice of any relocation of its principal executive office or jurisdiction of organization if, as a result of such relocation, the applicable provisions of the UCC would require the filing of any amendment of any previously filed financing or continuation statement or of any new financing statement and shall promptly file any such amendment or new financing statement. The Servicer shall at all times maintain (i) each office from which it shall service Receivables within the United States of America or Canada, and (ii) its principal executive office within the United States of America.

(d) The Servicer shall maintain accounts and records as to each Receivable accurately and in sufficient detail to permit (i) the reader thereof to know at any time the status of such Receivable, including payments and recoveries made and payments owing (and the nature of each) and (ii) reconciliation between payments or recoveries on (or with respect to) each Receivable and the amounts from time to time deposited in the Collection Account in respect of such Receivable.

(e) The Servicer shall maintain its computer systems so that, from and after the time of sale under this Agreement of the Receivables to the Issuer, the Servicer’s master computer records (including any backup archives) that refer to a Receivable shall indicate clearly the interest of the Trust in such Receivable and that such Receivable is owned by the Trust. Indication of the Trust’s interest in a Receivable shall be deleted from or modified on the Servicer’s computer systems when, and only when, the related Receivable shall have been paid in full or repurchased or sold pursuant to this Agreement.

(f) If at any time the Seller or the Servicer shall propose to sell, grant a security interest in or otherwise transfer any interest in automotive receivables to any prospective purchaser, lender or other transferee, the Servicer shall give to such prospective purchaser, lender or other transferee computer tapes, records or printouts (including any restored from backup archives) that, if they shall refer in any manner whatsoever to any Receivable, shall indicate clearly that such Receivable has been sold and is owned by the Trust.

(g) Upon request, the Servicer shall furnish to the Owner Trustee, the Backup Servicer or to the Trustee, within five Business Days, a list of all Receivables (by contract number and name of Obligor) then held as part of the Trust, together with a reconciliation of such list to the Schedule of Receivables and to each of the Servicer’s Certificates furnished before such request indicating removal of Receivables from the Trust.

(h) The Servicer shall deliver to the Backup Servicer, the Owner Trustee and the Trustee:

(1) promptly after the execution and delivery of the Agreement and, if required pursuant to Section 12.1, of each amendment, an Opinion of Counsel stating that, in the opinion of such Counsel, either (A) all financing statements and continuation statements have been executed and filed that are necessary fully to preserve and protect the interest of the Trust and the Trust Collateral Agent in the Receivables, and reciting the details of such filings or referring to prior Opinions of Counsel in which such details are given, or (B) no such action shall be necessary to preserve and protect such interest; and

 

67


(2) within 90 days after the beginning of each calendar year beginning with the first calendar year beginning more than three months after the Cutoff Date, an Opinion of Counsel, dated as of a date during such 90-day period, stating that, in the opinion of such counsel, either (A) all financing statements and continuation statements have been executed and filed that are necessary fully to preserve and protect the interest of the Trust and the Trust Collateral Agent in the Receivables, and reciting the details of such filings or referring to prior Opinions of Counsel in which such details are given, or (B) no such action shall be necessary to preserve and protect such interest.

Each Opinion of Counsel referred to in clause (1) or (2) above shall specify any action necessary (as of the date of such opinion) to be taken in the following year to preserve and protect such interest.

SECTION 12.3. Notices. All demands, notices and communications upon or to the Seller, the Servicer, the Owner Trustee, the Trustee, the Backup Servicer or the Rating Agencies under this Agreement shall be in writing, personally delivered, electronically delivered, mailed by certified mail, return receipt requested, federal express or similar overnight courier service, and shall be deemed to have been duly given upon receipt (a) in the case of the Seller to AFS SenSub Corp., 2265 B Renaissance Drive, Suite 17, Las Vegas, Nevada 89119, Attention: Chief Financial Officer, (b) in the case of the Servicer to AmeriCredit Financial Services, Inc., 801 Cherry Street, Suite 3500, Fort Worth, Texas 76102, Attention: Chief Financial Officer, (c) in the case of the Issuer or the Owner Trustee, at the Corporate Trust Office of the Owner Trustee, Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, Attention: Corporate Trust Administration, (d) in the case of the Trustee, the Trust Collateral Agent or the Backup Servicer, Wells Fargo Bank, National Association Sixth Street and Marquette Avenue, MAC N9311-161, Minneapolis, Minnesota 55479, Attention: Corporate Trust Office, (e) in the case of Moody’s, to Moody’s Investors Service, Inc., ABS Monitoring Department, 7 World Trade Center at 250 Greenwich Street, Asset Finance Group – 24th Floor, New York, New York 10007; and (f) in the case of Standard & Poor’s, via electronic delivery to Servicer_reports@sandp.com, or, for any information not available in electronic format, to Standard & Poor’s Ratings Services, 55 Water Street, 41st Floor, New York, New York 10041-0003, Attention: ABS Surveillance Group. Any notice required or permitted to be mailed to a Noteholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Note Register. Any notice so mailed within the time prescribed in the Agreement shall be conclusively presumed to have been duly given, whether or not the Noteholder shall receive such notice.

SECTION 12.4. Assignment. This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and permitted assigns. Notwithstanding anything to the contrary contained herein, except as provided in Sections 7.4 and 8.5 and as provided in the provisions of this Agreement concerning the resignation of the Servicer, this Agreement may not be assigned by the Seller or the Servicer without the prior written consent of the Owner Trustee, the Trust Collateral Agent, the Backup Servicer, the Trustee and the Majority Noteholders.

 

68


SECTION 12.5. Limitations on Rights of Others. The provisions of this Agreement are solely for the benefit of the parties hereto, the Trustee and the Noteholders, as third-party beneficiaries. Nothing in this Agreement, whether express or implied, shall be construed to give to any other Person any legal or equitable right, remedy or claim in the Owner Trust Estate or under or in respect of this Agreement or any covenants, conditions or provisions contained herein.

SECTION 12.6. Severability. Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.

SECTION 12.7. Separate Counterparts. This Agreement may be executed by the parties hereto in separate counterparts, each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute but one and the same instrument.

SECTION 12.8. Headings. The headings of the various Articles and Sections herein are for convenience of reference only and shall not define or limit any of the terms or provisions hereof.

SECTION 12.9. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH, AND THIS AGREEMENT AND ALL MATTERS ARISING OUT OF OR RELATING IN ANY WAY TO THIS AGREEMENT SHALL BE GOVERNED BY, THE LAW OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO ITS CONFLICT OF LAW PROVISIONS (OTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW).

SECTION 12.10. Assignment to Trust Collateral Agent. The Seller hereby acknowledges and consents to any mortgage, pledge, assignment and grant of a security interest by the Issuer to the Trust Collateral Agent pursuant to the Indenture for the benefit of the Noteholders of all right, title and interest of the Issuer in, to and under the Receivables listed in Schedule A hereto and/or the assignment of any or all of the Issuer’s rights and obligations hereunder to the Trust Collateral Agent.

SECTION 12.11. Nonpetition Covenants.

(a) Notwithstanding any prior termination of this Agreement, the Servicer and the Seller shall not, prior to the date which is one year and one day after the termination of this Agreement with respect to the Issuer, acquiesce, petition or otherwise invoke or cause the Issuer to invoke the process of any court or government authority for the purpose of commencing or sustaining a case against the Issuer under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Issuer or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Issuer.

 

69


(b) Notwithstanding any prior termination of this Agreement, the Servicer shall not, prior to the date that is one year and one day after the termination of this Agreement with respect to the Seller, acquiesce to, petition or otherwise invoke or cause the Seller to invoke the process of any court or government authority for the purpose of commencing or sustaining a case against the Seller under any federal or state bankruptcy, insolvency or similar law, appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator, or other similar official of the Seller or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Seller.

SECTION 12.12. Limitation of Liability of Owner Trustee and Trust Collateral Agent.

(a) Notwithstanding anything contained herein to the contrary, this Agreement has been countersigned by Wilmington Trust Company not in its individual capacity but solely in its capacity as Owner Trustee of the Issuer and in no event shall Wilmington Trust Company in its individual capacity or, except as expressly provided in the Trust Agreement, as Owner Trustee have any liability for the representations, warranties, covenants, agreements or other obligations of the Issuer hereunder or in any of the certificates, notices or agreements delivered pursuant hereto, as to all of which recourse shall be had solely to the assets of the Issuer. For all purposes of this Agreement, in the performance of its duties or obligations hereunder or in the performance of any duties or obligations of the Issuer hereunder, the Owner Trustee shall be subject to, and entitled to the benefits of, the terms and provisions of Articles V, VI and VII of the Trust Agreement.

(b) Notwithstanding anything contained herein to the contrary, this Agreement has been executed and delivered by Wells Fargo Bank, National Association, not in its individual capacity but solely as Trust Collateral Agent and Backup Servicer and in no event shall Wells Fargo Bank, National Association, have any liability for the representations, warranties, covenants, agreements or other obligations of the Issuer hereunder or in any of the certificates, notices or agreements delivered pursuant hereto, as to all of which recourse shall be had solely to the assets of the Issuer.

(c) In no event shall Wells Fargo Bank, National Association, in any of its capacities hereunder, be deemed to have assumed any duties of the Owner Trustee under the Delaware Statutory Trust Statute, common law, or the Trust Agreement.

SECTION 12.13. Independence of the Servicer. For all purposes of this Agreement, the Servicer shall be an independent contractor and shall not be subject to the supervision of the Issuer, the Trust Collateral Agent and the Backup Servicer or the Owner Trustee with respect to the manner in which it accomplishes the performance of its obligations hereunder. Unless expressly authorized by this Agreement, the Servicer shall have no authority to act for or represent the Issuer or the Owner Trustee in any way and shall not otherwise be deemed an agent of the Issuer or the Owner Trustee.

SECTION 12.14. No Joint Venture. Nothing contained in this Agreement (i) shall constitute the Servicer and either of the Issuer or the Owner Trustee as members of any partnership, joint venture, association, syndicate, unincorporated business or other separate entity, (ii) shall be construed to impose any liability as such on any of them or (iii) shall be deemed to confer on any of them any express, implied or apparent authority to incur any obligation or liability on behalf of the others.

 

70


SECTION 12.15. State Business Licenses. The Servicer or the Certificateholder shall prepare and instruct the Trust to file each state business license (and any renewal thereof) required to be filed under applicable state law without further consent or instruction from the Instructing Party (as defined in the Trust Agreement), including a Sales Finance Company Application (and any renewal thereof) with the Pennsylvania Department of Banking, Licensing Division, and a Financial Regulation Application (and any renewal thereof) with the Maryland Department of Labor, Licensing and Regulation.

[Remainder of Page Intentionally Left Blank]

 

71


IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed and delivered by their respective duly authorized officers as of the day and the year first above written.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1
By: WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee on behalf of the Trust.
By:   /s/ J. Christopher Murphy
  Name: J. Christopher Murphy
  Title: Financial Services Officer

AFS SENSUB CORP.,

Seller,

By:   /s/ Sheli D. Fitzgerald
  Name: Sheli D. Fitzgerald
  Title: Vice President, Structured Finance
AMERICREDIT FINANCIAL SERVICES, INC., Servicer,
By:   /s/ Susan B. Sheffield
  Name: Susan B. Sheffield
 

Title: Executive Vice President,

Structured Finance

[Sale and Servicing Agreement]


WELLS FARGO BANK, NATIONAL ASSOCIATION,
not in its individual capacity but solely as Backup Servicer
By:   /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President

 

Acknowledged and accepted by
WELLS FARGO BANK, NATIONAL ASSOCIATION,

not in its individual capacity but

solely as Trust Collateral Agent

By:   /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President

[Sale and Servicing Agreement]


SCHEDULE A

SCHEDULE OF RECEIVABLES

SCH-A-1

 


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442158598    442084422    442024287    441969110    441903770    441842978    441776036    441711447    441657376    441622693
442156378    442084182    442024253    441968823    441903499    441842655    441775483    441711348    441657368    441622370
442154761    442084141    442024238    441968567    441903465    441842648    441775293    441709474    441657343    441621877
442153987    442084109    442024162    441968260    441903408    441841921    441775129    441709342    441657335    441621703
442153771    442083986    442023776    441967882    441902749    441841400    441774775    441709219    441656998    441621687
442153649    442083119    442023537    441967239    441902681    441841392    441774577    441709045    441656857    441621224
442153276    442082780    442023297    441967213    441901881    441841228    441774320    441709029    441656584    441621133
442152724    442082764    442023248    441967106    441901840    441841087    441773769    441708922    441656386    441621083
442152302    442081857    442023172    441966538    441901626    441840980    441773637    441708914    441656345    441620994
442152229    442081642    442023081    441965621    441901063    441840865    441773280    441708799    441656329    441620960
442151411    442081436    442022745    441965480    441900313    441840782    441773215    441708666    441656212    441620903
442150819    442081246    442022182    441965472    441899754    441840535    441772977    441708567    441656204    441620853
442150777    442080818    442020756    441964871    441899630    441840394    441772142    441707924    441656055    441620838
442150603    442080149    442020749    441964764    441899168    441839313    441771326    441707551    441655990    441620606
442150348    442080081    442019584    441964632    441899135    441838992    441771193    441707502    441655909    441620234
442150090    442080024    442019568    441964384    441898426    441838935    441771086    441706868    441655545    441620051
442150025    442079687    442019295    441964277    441898160    441838851    441769809    441706322    441655180    441619970
442149910    442079406    442018677    441964194    441897485    441838463    441769700    441706181    441655131    441619921
442149886    442079034    442018560    441963196    441897469    441838174    441768587    441705993    441655107    441619780
442149191    442078945    442018388    441963188    441896412    441837895    441767449    441705381    441654993    441619764
442148631    442078929    442018131    441962859    441896404    441837309    441767274    441705001    441654928    441619673
442147880    442078861    442018016    441962636    441895208    441837127    441767084    441704426    441654910    441619632
442147369    442078671    442017661    441961745    441893856    441836913    441766276    441704004    441654498    441619186
442146536    442078648    442017554    441961406    441893609    441836657    441765468    441703980    441654225    441619012
442146031    442078531    442017232    441961273    441893518    441836186    441765161    441703824    441653813    441618261
442145553    442078200    442017166    441961190    441893476    441836046    441765039    441703782    441653540    441618220
442145447    442078184    442016523    441961141    441892940    441835964    441764586    441703709    441653284    441618212
442145306    442077830    442016358    441960523    441892718    441835352    441764461    441703675    441653086    441618170
442144416    442077509    442016176    441959657    441892619    441835014    441764412    441703592    441652880    441617941
442143814    442077335    442015988    441959558    441892023    441834793    441762861    441703402    441652815    441617834
442143434    442077269    442015194    441959277    441891926    441833340    441762804    441703329    441652757    441617768
442143392    442076774    442015111    441958477    441891793    441833241    441762374    441702941    441652740    441617727
442143251    442076006    442015103    441957826    441891249    441833050    441760840    441702792    441652260    441617636
442142477    442075024    442015079    441957552    441890415    441832896    441760220    441702099    441651858    441617479
442142352    442074399    442014213    441957339    441889847    441832417    441760204    441701778    441651635    441617131
442142196    442072906    442013926    441956810    441889631    441832250    441759982    441701513    441651338    441617115
442141099    442072575    442013587    441956737    441889243    441832169    441759842    441701265    441650918    441617040
442140059    442072534    442013538    441956596    441889177    441831997    441759222    441701208    441650710    441616760
442140026    442072286    442013447    441954740    441888260    441831658    441759107    441700952    441650652    441616711
442139630    442072229    442012837    441953783    441888161    441830478    441759065    441700564    441650587    441616661
442139275    442072203    442012456    441953742    441888153    441830296    441758638    441700549    441650389    441616331
442138830    442072120    442012407    441953205    441887809    441830213    441758463    441700341    441650355    441615614
442138780    442070967    442012357    441953098    441887270    441830064    441758414    441700325    441650264    441615580
442138699    442070728    442012340    441953064    441887155    441829918    441758182    441699998    441649480    441615374
442138541    442069480    442012282    441952678    441887023    441829058    441758166    441699303    441649456    441615358
442138202    442069423    442012068    441952488    441886520    441828332    441757952    441699279    441649431    441615150
442137600    442068870    442011938    441951662    441886199    441827664    441757226    441699113    441649241    441615085
442137469    442067971    442011615    441951340    441886041    441827359    441756434    441698636    441648664    441614757
442136446    442067880    442011573    441950755    441885860    441827334    441755964    441697216    441648458    441614591
442136297    442067864    442010070    441950177    441884400    441827201    441755030    441697125    441648433    441614492
442136032    442067732    442008835    441949872    441884384    441826500    441754397    441696705    441648417    441614328
442135646    442067708    442007076    441949823    441883964    441826476    441753944    441695905    441648391    441614310
442135182    442067666    442006532    441949674    441883469    441826419    441753829    441694429    441648219    441614179
442134821    442067187    442005963    441949278    441882941    441826195    441753563    441694171    441648169    441614062
442134508    442066809    442005914    441949021    441881729    441825890    441753522    441693751    441648037    441613957
442134243    442066312    442005906    441948742    441881315    441825791    441752912    441693553    441647872    441613577
442133575    442065736    442005807    441948049    441880440    441825502    441752342    441693132    441647849    441613353
442133203    442065694    442005708    441947983    441880424    441825494    441752052    441692886    441647740    441613221
442133096    442065488    442005583    441947231    441879707    441825254    441752029    441692571    441647559    441612983
442133070    442065157    442005526    441947116    441879285    441824752    441751948    441692449    441647518    441612835
442132650    442064580    442005260    441946290    441879186    441824554    441751674    441692225    441647492    441612751
442132510    442064465    442005153    441946191    441879038    441823499    441751567    441691532    441647385    441612546
442131975    442064317    442004701    441945961    441878642    441823473    441750668    441691524    441647310    441612454
442131942    442064168    442004438    441945714    441878154    441822632    441750270    441690450    441647286    441611969
442131934    442063996    442004248    441945532    441877768    441822194    441750056    441690138    441647260    441611597
442131629    442063780    442004172    441945292    441877719    441822004    441749306    441690096    441647104    441611357
442131413    442063673    442004107    441944790    441877701    441821931    441749033    441689783    441647021    441611282
442131371    442063533    442003877    441944618    441877685    441821576    441748977    441689684    441646874    441610953
442131314    442062485    442003554    441944048    441877479    441821519    441748654    441689619    441646205    441610912
442131090    442062303    442003372    441943909    441876927    441821469    441747995    441689445    441646148    441610888
442130886    442061461    442003075    441943388    441876778    441821436    441747979    441688835    441646098    441610730
442130878    442061016    442001087    441942588    441876588    441820685    441747888    441688785    441645959    441610599
442130431    442060950    442001004    441941911    441876042    441819984    441747540    441688769    441645397    441610227

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441588621    441548252    441506557    441469871    441423746    441366770    441295045    436776561    423745587    422903724
441588605    441548070    441506417    441469715    441423068    441366598    441294824    436775910    423745074    422892638
441588365    441548054    441506094    441469111    441422300    441365392    441289733    436775720    423743913    422892117
441588191    441547890    441505906    441468873    441422151    441365020    441289469    436775282    423743517    422891549
441588068    441547668    441505476    441468766    441422078    441364197    441288990    436754071    423742451    422887976
441588019    441547387    441505203    441468543    441421864    441364122    441286416    436751457    423739754    422885186
441587904    441547015    441505062    441468212    441421740    441363439    441284809    436748180    423738129    422873778
441587888    441546660    441504909    441468204    441421500    441362399    441282464    436740476    423735885    422872333
441587870    441546264    441504776    441468022    441420643    441361896    441278603    436737936    423734615    422863944
441587730    441545928    441504461    441467818    441420080    441361854    441278140    436733851    423733823    422855619
441587136    441545852    441504420    441467438    441420072    441361847    441277456    436723274    423732916    422851303
441586815    441545845    441504263    441467271    441419769    441361797    441277373    436691885    423732502    422835983
441586807    441545555    441504164    441467198    441419553    441361466    441276029    436672364    423731264    422821355
441586633    441545431    441504107    441466711    441419314    441360864    441274339    436632095    423729037    422817148
441586047    441545274    441504040    441466323    441418712    441360856    441274271    436632046    423725910    422815894
441586005    441545258    441503737    441466182    441417821    441360617    441272606    436628218    423725902    422807859
441585726    441544491    441503661    441465986    441416294    441360385    441269610    436621734    423724558    422806646
441585593    441544467    441503521    441465895    441416161    441360351    441269362    436616403    423723162    422806059
441585262    441543824    441503265    441465655    441415312    441360161    441268703    436613269    423715770    422800573
441585130    441543501    441503141    441465499    441415155    441359742    441266343    436607154    423714013    422799023
441585056    441543451    441503125    441465416    441414810    441359593    441265154    436593263    423713031    422797548
441585049    441543386    441503059    441465234    441414539    441359320    441261567    436569586    423711506    422793752
441584836    441542891    441502994    441465176    441414521    441358850    441259033    436541403    423709237    422792903
441584810    441542511    441502929    441464765    441414315    441358215    441258753    436535488    423707892    422781948
441584653    441542354    441502887    441464567    441414075    441357910    441256229    436530794    423704717    422759415
441584570    441542214    441502861    441464500    441413846    441357852    441250677    436500763    423701192    422744532
441584497    441541778    441502481    441464351    441413374    441357753    441249059    436485312    423700343    422740571
441583838    441541174    441502390    441464153    441413200    441357654    441244027    436479869    423694702    422733121
441583663    441541059    441502283    441463791    441412988    441357365    441243441    436470793    423685585    422728568
441583572    441540655    441502044    441463528    441412855    441357076    441242971    436453542    423671072    422719427
441583507    441539798    441502036    441463494    441412350    441356714    441241247    436452049    423667583    422694893
441583481    441539756    441501913    441463031    441412194    441356573    441232691    436445589    423666817    422685214
441583408    441538949    441501772    441462967    441412178    441356425    441221090    436429237    423666627    422674804
441583267    441538881    441501764    441462660    441411717    441355088    441218906    436402572    423664101    422666412
441583002    441538618    441501269    441462108    441411683    441355047    441215621    436396824    423661115    422652230
441582608    441538139    441501236    441462041    441411311    441354693    441209319    436334049    423655091    422638080
441582145    441537875    441501087    441461738    441411253    441354339    441205168    436328421    423650324    422637017
441581931    441537792    441500980    441461407    441411063    441353919    441203767    436316327    423649474    422632331
441581782    441537651    441500931    441461134    441410339    441353844    441201316    436293914    423648179    422630806
441581634    441537644    441500063    441461001    441410156    441353166    441179850    436290076    423644749    422626648
441581501    441537537    441500014    441459914    441410107    441352598    441175973    436283063    423637107    422623835
441581345    441537362    441499951    441459674    441409877    441352325    441174398    436265128    423636760    422622472
441581311    441537339    441499779    441459526    441409547    441351517    441172681    436243372    423633197    422607507
441581170    441537289    441499639    441458817    441409489    441351020    441172236    436236970    423631118    422600650
441580982    441537263    441499217    441458445    441408358    441350444    441172210    436233886    423623446    422596320
441580826    441537248    441499175    441458379    441408200    441349990    441169935    436120323    423621416    422580613
441580784    441536919    441498540    441457843    441408192    441349917    441169240    436115984    423620558    422580266
441580628    441536349    441497922    441457488    441408085    441349883    441167772    436111694    423620293    422565473
441580412    441536216    441497567    441457371    441407947    441349719    441164944    436050298    423620244    422559682
441580396    441535374    441497245    441457348    441407129    441348737    441156882    436047138    423618370    422553826
441580388    441535143    441496932    441457223    441406634    441348273    441156627    436003917    423617604    422548784
441580339    441535135    441496817    441457033    441406279    441348133    441154044    435991799    423615996    422515734
441580305    441535085    441496718    441456761    441406212    441347663    441153905    435961503    423608322    422515676
441580099    441535010    441496445    441456662    441406063    441347556    441142635    435937768    423607431    422513192
441580057    441534963    441496171    441456597    441405669    441347440    441139367    435328851    423596543    422502971
441579695    441534542    441495884    441456373    441405008    441347408    441138542    435258884    423592435    422490029
441579380    441534393    441495462    441456308    441404878    441347283    441129202    434672341    423587567    422478511
441579174    441534377    441495454    441456290    441404779    441346897    441126471    434366894    423580034    422475012
441579125    441533932    441495421    441456084    441404100    441346756    441126034    434173332    423577527    422469783
441579109    441533684    441495025    441456068    441403482    441346418    441124567    434170221    423576818    422462440
441578937    441533387    441494531    441455920    441402484    441345923    441115060    434113783    423576198    422461145
441578838    441533049    441494283    441455888    441402351    441345667    441109337    433339520    423576040    422452433
441578721    441532959    441493889    441455870    441401957    441345535    441100195    432104313    423569383    422449843
441578622    441532900    441493749    441455581    441401866    441345212    441092673    424131845    423562206    422438929
441578556    441532686    441493434    441455466    441401650    441345204    441092301    424128783    423560432    422414219
441578507    441532645    441493111    441454873    441401312    441344314    441090321    424128130    423554211    422366930
441578481    441532355    441492808    441454790    441401254    441343977    441089943    424120160    423551795    422345298
441578184    441531845    441492667    441454451    441399862    441343944    441076080    424116820    423544295    422325225
441578069    441531407    441492279    441454295    441399763    441342755    441069887    424115483    423542828    422311217
441577012    441531191    441492253    441454147    441399730    441342748    441062841    424115020    423542026    422289421
441576659    441531092    441492071    441454121    441399334    441342557    441062593    424113033    423533165    422285353
441576402    441530953    441491826    441454113    441399326    441342326    441055449    424112936    423524446    422273086
441576345    441530797    441491644    441453982    441399128    441342177    441052859    424111755    423516384    422271072


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442130407    442060455    442000055    441941507    441875952    441819455    441747011    441688199    441645371    441610110
442129912    442060158    442000006    441941192    441875663    441819265    441746997    441688058    441644929    441610102
442128799    442059101    441999943    441941093    441875556    441818697    441746211    441686771    441644713    441610052
442128211    442058699    441999489    441940921    441875440    441818341    441745429    441686714    441644283    441609724
442128195    442058137    441999182    441940855    441874278    441818218    441745239    441686698    441644168    441609633
442127411    442058079    441999141    441940566    441873767    441818051    441744109    441685906    441643962    441609526
442127163    442057915    441998226    441939907    441873353    441817954    441743408    441685898    441643608    441609450
442126819    442057865    441997376    441939089    441872975    441817939    441743382    441685559    441642899    441609252
442126744    442057782    441997129    441939030    441872835    441817590    441742749    441685047    441642824    441609237
442126587    442057311    441996881    441938289    441872819    441817368    441742731    441683786    441642618    441609112
442126215    442056420    441996360    441938156    441872413    441817277    441742624    441683133    441642485    441608882
442126207    442056115    441996311    441937281    441872371    441817178    441742616    441683067    441642451    441608593
442125852    442056081    441996261    441937117    441872322    441816584    441742525    441682739    441642402    441608411
442125126    442055794    441996113    441936754    441872173    441815800    441742269    441682283    441642386    441608338
442124632    442055703    441995768    441935590    441871522    441815503    441740875    441682259    441642071    441608320
442124079    442055307    441995693    441935061    441871431    441815461    441740578    441681392    441641875    441608056
442123808    442055273    441995685    441934981    441870979    441815164    441740537    441681186    441641784    441608049
442123345    442054961    441995511    441934387    441870912    441815016    441740305    441680873    441641735    441607967
442122974    442054284    441995503    441934338    441870409    441814910    441740255    441679941    441641602    441607868
442122818    442053955    441994902    441934213    441870391    441814837    441740156    441679859    441641503    441607843
442122420    442053799    441994787    441933942    441870219    441814662    441739828    441679776    441641461    441607827
442121794    442053260    441994779    441933934    441869872    441814555    441739661    441678489    441641198    441607033
442120937    442053203    441994589    441933918    441869245    441814407    441739612    441678406    441641024    441606860
442120630    442052924    441993862    441932761    441869039    441813995    441739281    441678307    441640570    441606829
442120291    442051991    441993763    441932167    441868718    441813953    441738770    441677986    441640554    441606712
442120234    442051678    441993573    441931813    441868593    441813607    441738697    441677481    441640521    441606647
442119459    442051587    441993524    441931540    441868114    441812203    441738663    441675980    441640471    441606431
442118303    442050993    441993466    441931474    441867967    441811122    441738606    441675840    441639994    441606381
442118220    442050902    441992971    441930492    441867769    441811106    441738531    441675550    441639895    441606274
442117529    442050662    441992500    441929759    441867538    441810827    441738515    441674892    441639432    441606076
442117024    442050415    441992427    441929668    441867330    441809753    441737897    441674868    441639358    441605847
442116810    442049284    441991742    441929619    441867322    441809571    441737848    441674041    441639317    441605656
442116513    442049177    441991692    441928934    441867207    441808581    441737830    441673696    441639168    441605649
442116323    442048997    441991288    441928082    441866217    441807583    441737129    441673324    441638624    441605623
442116109    442048138    441991098    441927746    441866118    441807575    441736808    441673076    441638194    441604576
442115812    442048047    441990843    441927712    441866092    441807344    441736790    441671401    441638061    441604535
442115549    442047932    441990678    441926912    441865391    441807088    441736055    441670312    441637741    441604022
442114864    442047718    441990306    441925740    441864717    441807047    441735883    441669710    441637345    441603966
442114203    442047437    441989597    441924982    441864618    441806411    441735644    441669652    441637121    441603925
442114187    442046496    441989506    441924792    441864279    441806262    441735149    441669454    441636990    441603552
442114138    442046447    441989340    441924784    441864022    441806148    441734621    441668829    441636529    441603479
442113023    442046256    441989274    441924719    441863750    441806015    441734167    441668431    441636487    441603412
442112975    442045696    441989159    441924651    441863503    441805876    441733953    441667979    441636305    441603099
442112702    442045639    441989134    441924529    441863453    441805728    441733110    441667375    441636297    441602893
442112132    442045373    441989001    441924149    441863180    441805678    441732237    441667268    441635836    441602836
442110250    442045019    441988284    441923976    441862877    441804432    441732203    441667235    441635760    441602828
442110086    442044756    441988250    441923745    441862851    441804127    441731296    441667185    441635679    441602471
442109633    442044566    441988243    441923711    441862430    441803640    441731122    441667151    441635539    441602315
442109112    442044202    441988052    441923570    441862240    441803624    441730397    441667029    441635414    441602299
442108338    442044111    441987989    441923554    441862109    441802980    441730371    441667003    441635018    441601465
442108189    442043840    441987534    441923299    441861812    441802832    441730157    441666336    441634607    441601390
442107991    442043808    441987310    441923208    441861580    441802774    441729589    441666310    441634540    441601200
442107470    442043659    441986650    441923109    441861275    441802170    441728839    441666070    441634524    441601184
442106860    442043360    441985926    441923000    441860772    441801552    441728706    441665619    441634466    441600855
442106522    442043303    441985793    441922234    441860533    441800992    441728474    441665601    441634276    441600566
442105649    442042131    441985389    441921756    441860152    441800984    441728367    441665403    441634151    441600400
442105284    442042016    441985066    441921715    441859923    441800679    441727765    441664968    441634086    441600301
442105144    442041513    441984770    441921574    441859659    441800448    441727518    441664794    441633823    441600236
442104410    442041216    441984143    441920527    441859485    441800331    441727476    441664695    441633112    441600228
442103768    442040762    441984127    441919750    441859436    441800323    441727211    441664612    441633054    441599966
442103719    442040630    441982741    441919735    441858529    441799749    441726577    441664539    441632957    441599883
442103537    442040408    441982352    441919693    441858396    441799350    441726239    441664521    441632916    441599859
442103065    442040374    441982295    441919396    441858289    441798717    441725538    441664364    441632767    441599529
442103008    442040358    441982261    441918794    441857414    441798402    441725512    441664273    441632437    441599495
442102943    442040317    441981891    441918497    441857075    441798048    441725173    441663838    441632379    441598844
442102596    442040051    441981123    441918455    441857067    441797974    441725033    441663309    441631629    441598786
442102398    442039756    441980794    441918190    441857000    441796463    441724978    441663259    441631611    441598745
442102166    442039681    441980539    441918083    441856861    441795457    441724598    441663101    441631595    441598661
442102141    442039525    441980166    441917960    441856366    441794427    441724374    441663010    441631587    441598455
442102091    442038899    441980141    441917267    441856341    441794245    441724200    441662889    441631470    441598323
442101010    442038725    441980059    441915865    441856150    441793882    441724093    441662855    441631256    441597903
442100269    442038253    441979705    441915824    441855046    441793411    441723970    441662848    441631140    441597838
442100236    442037560    441979648    441915816    441854791    441792959    441723202    441662749    441630886    441597820

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441575966    441530631    441491586    441453669    441398567    441342128    441050333    424109734    423510403    422264663
441575743    441530615    441491537    441453651    441398500    441341997    441043171    424108595    423509884    422245571
441575479    441530383    441491255    441453339    441398385    441341674    441034105    424106110    423495639    422220400
441574829    441530219    441490562    441452372    441398237    441341450    441031614    424105864    423494970    422188581
441574761    441530151    441490380    441452216    441398161    441341104    441026010    424103364    423494376    422178269
441574613    441530029    441490224    441451861    441396686    441340676    441021318    424101467    423492685    422133421
441574522    441529781    441490190    441451598    441396546    441340221    441020302    424097624    423492669    422128371
441574316    441529468    441489481    441450764    441396249    441339843    441003548    424093037    423491992    422114751
441574191    441529278    441489325    441450558    441396231    441339678    440988855    424092724    423489251    422096727
441574100    441529187    441489317    441450467    441395993    441339587    440988616    424086221    423484609    422092007
441573391    441529112    441489127    441450426    441395894    441338688    440981728    424083178    423481902    422089672
441573284    441529104    441488715    441450327    441395555    441338597    440976173    424079903    423480144    422089128
441572997    441529039    441488665    441450004    441395324    441338407    440968956    424079119    423476936    422085290
441572971    441528866    441488533    441449998    441394962    441338365    440949717    424077865    423474055    422058164
441572526    441528692    441488285    441449931    441394905    441337797    440949584    424075968    423473909    422045138
441572286    441528585    441488236    441449907    441394798    441336286    440948651    424075653    423473370    422022376
441572211    441528551    441488186    441449899    441393709    441335957    440932408    424072973    423472091    422002923
441572203    441528510    441488137    441449691    441393485    441335916    440923308    424070373    423471721    421986662
441572021    441528452    441487915    441449394    441393444    441335361    440918787    424064111    423471572    421984329
441571924    441528361    441487840    441448305    441393014    441335296    440915890    424063451    423461623    421974288
441571320    441528296    441487816    441448164    441392552    441335031    440909141    424061869    423456607    421973322
441571189    441527926    441487741    441448016    441392040    441334638    440905701    424061166    423455278    421946955
441571122    441527751    441487709    441447885    441391570    441333960    440893196    424060622    423450469    421924044
441570850    441527710    441487493    441447877    441391448    441333937    440892040    424057099    423449388    421874124
441570728    441527439    441487444    441447810    441391422    441333770    440891554    424056000    423445196    421861428
441570595    441527363    441487295    441447653    441390960    441333556    440889350    424050888    423444785    421853870
441570561    441526456    441487204    441447638    441390598    441333515    440886828    424050656    423441849    421831678
441570520    441526415    441486941    441447489    441390168    441333283    440886679    424049302    423438639    421811936
441570264    441526407    441486834    441447331    441390028    441332798    440879369    424045813    423437144    421772583
441570199    441526373    441486461    441447265    441389780    441332210    440870137    424043925    423436930    421761784
441569753    441526316    441485877    441446762    441389723    441331600    440869626    424043909    423431030    421751934
441569548    441526191    441485711    441446424    441389715    441330206    440869519    424038297    423429703    421735994
441569522    441525938    441485406    441446358    441389384    441328960    437191273    424035913    423427491    421703877
441569019    441525581    441485067    441446283    441389210    441328713    437191174    424035798    423426139    421703182
441568854    441525565    441484664    441446184    441389178    441327392    437187040    424028587    423425180    421697749
441568813    441525219    441484623    441446168    441389137    441327103    437182058    424028447    423424092    421668849
441568318    441524980    441484284    441445947    441388923    441327087    437180664    424027894    423423151    421649252
441568292    441524782    441484185    441445764    441388907    441326923    437173156    424026169    423421262    421611401
441568227    441524311    441483914    441445202    441388618    441326840    437172513    424024537    423420900    421607102
441568136    441524048    441483583    441445186    441388352    441326782    437169279    424019594    423418789    421594615
441567914    441523941    441483013    441445152    441388311    441326469    437158389    424011294    423398288    421518853
441567740    441523602    441482783    441445087    441388097    441326329    437151046    424009637    423393784    421434689
441567641    441523388    441481983    441445079    441388055    441326287    437151004    424008365    423391101    421433947
441567625    441523255    441481967    441444817    441388014    441324829    437148190    424007458    423390442    421409582
441567104    441523057    441481926    441444494    441387420    441324738    437145030    424006880    423365352    421350802
441566353    441523032    441481793    441444288    441387115    441323987    437145014    423999911    423360957    421313685
441566122    441522604    441481587    441444163    441387016    441323730    437129869    423996081    423357433    421291972
441566098    441522281    441481538    441444130    441386091    441322989    437129208    423993112    423355007    421275561
441565389    441521978    441481512    441443504    441386075    441321254    437128325    423988740    423348770    421267469
441564960    441521861    441481371    441443439    441385945    441320991    437123078    423975721    423344712    421225681
441564846    441521721    441481363    441443157    441385796    441319688    437116718    423974989    423337906    421199977
441564556    441521556    441480399    441442886    441385754    441318862    437096852    423974773    423334077    421191545
441563921    441521119    441480191    441442829    441385713    441318060    437093321    423968395    423331503    421187220
441563848    441520921    441479961    441442746    441385663    441317880    437092091    423966795    423326834    421179409
441563640    441520343    441479540    441442670    441385614    441317864    437087984    423965482    423324375    421088667
441563319    441520046    441479532    441442233    441384393    441317617    437083546    423963651    423322270    421064569
441562949    441519931    441479458    441442175    441384252    441317559    437072820    423963529    423320290    421032764
441562824    441519493    441479094    441441748    441384047    441317526    437064108    423962489    423318450    420972515
441562675    441519253    441479037    441441532    441383502    441317450    437063589    423956978    423309558    420901100
441562634    441519196    441478880    441440740    441382686    441316973    437060064    423956739    423297647    420893448
441562196    441519162    441478658    441440351    441382652    441316908    437051386    423946953    423283746    420874687
441561222    441518966    441478567    441440146    441382538    441316684    437044720    423937259    423280932    420834913
441561099    441518560    441478310    441440104    441382421    441316049    437043532    423932763    423275841    420821712
441560828    441518453    441478039    441440039    441382397    441315918    437033210    423929959    423269281    420810806
441560372    441518305    441477890    441440021    441382157    441315512    437029580    423927474    423260777    420779399
441560158    441518198    441477528    441439429    441380938    441315314    437029127    423920867    423257658    420774515
441559713    441517992    441477403    441439239    441380557    441315124    437023997    423918549    423254044    420754772
441559309    441517836    441477270    441439197    441380169    441315082    437020225    423914936    423250182    420751000
441558996    441517026    441477221    441439064    441379476    441314739    437014418    423902907    423235308    420749103
441558889    441516952    441476843    441438835    441379377    441314549    437004740    423891423    423230275    420747024
441558558    441516697    441476751    441438686    441379336    441314523    436996102    423890094    423217199    420727018
441558442    441516614    441476710    441438181    441379120    441314259    436984207    423889765    423213859    420721524
441558251    441516598    441476686    441438074    441378494    441314135    436970321    423885573    423198720    420713281


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442099693    442037479    441979242    441915477    441854692    441791886    441723137    441662590    441630605    441597713
442099529    442037016    441977899    441915451    441854601    441791829    441723020    441662376    441630522    441596806
442098745    442036984    441977832    441915139    441854544    441791795    441722873    441662236    441630191    441596483
442098711    442036679    441977402    441914710    441854429    441791217    441722816    441662145    441630068    441596137
442098687    442036539    441977360    441914389    441853884    441790979    441722808    441662012    441629946    441595733
442098653    442035788    441977337    441914108    441852118    441790649    441722493    441661998    441628971    441595436
442098240    442035226    441977022    441913373    441852092    441790565    441722311    441661550    441628930    441595295
442097937    442034989    441976974    441913365    441851615    441790334    441721578    441661477    441628849    441594884
442097622    442034757    441976958    441913142    441851581    441790151    441721321    441661428    441628773    441594421
442097051    442034658    441976685    441913027    441851490    441789906    441721289    441661220    441628641    441594124
442096624    442034518    441976651    441913001    441851334    441789203    441721263    441661121    441628294    441593365
442096525    442034476    441976214    441912516    441851276    441788569    441721230    441661105    441627965    441593357
442096244    442034419    441976024    441912409    441850567    441788510    441721016    441660982    441627957    441593134
442095451    442033544    441975596    441912250    441849569    441788403    441720851    441660909    441627833    441593092
442095378    442032629    441975349    441912177    441849551    441788346    441720356    441660842    441627734    441592888
442094512    442032330    441975000    441911369    441849502    441787975    441719929    441660206    441627445    441592797
442093928    442032314    441974763    441910866    441849320    441787686    441719606    441660149    441626819    441592169
442093175    442032231    441974714    441910601    441849049    441787603    441719119    441660099    441626041    441592094
442092979    442031845    441974656    441910338    441848942    441787199    441718764    441660081    441625977    441591476
442092771    442031522    441974433    441909637    441848678    441786829    441718616    441660057    441625605    441591419
442092607    442031423    441974227    441909587    441848629    441785664    441718285    441659778    441624988    441591062
442092375    442030649    441974060    441909546    441848256    441784956    441717808    441659760    441624624    441591021
442092177    442030433    441973815    441909280    441848108    441784600    441717246    441659729    441624368    441590916
442091898    442030300    441973732    441909272    441847985    441784113    441717188    441659521    441624350    441590668
442091625    442029310    441973567    441909157    441846813    441783867    441716370    441659398    441624251    441590429
442090858    442028882    441973013    441909017    441846748    441783099    441716255    441659117    441624236    441590361
442090288    442028601    441972999    441908621    441846607    441782471    441715497    441658945    441624178    441590346
442089470    442028163    441972874    441907789    441846201    441780699    441714599    441658911    441623774    441589868
442089389    442027553    441972585    441907557    441845864    441779287    441714102    441658713    441623667    441589801
442088480    442026795    441972452    441907201    441845369    441779279    441714045    441658564    441623576    441589645
442088134    442026670    441971389    441907029    441845294    441778727    441713039    441658481    441623451    441589595
442087995    442026548    441970910    441906450    441845252    441778354    441712627    441658440    441623220    441589587
442087532    442026464    441969995    441906328    441845112    441777786    441712528    441658382    441623212    441589553
442087268    442025706    441969813    441906237    441844867    441777562    441712247    441657897    441623196    441589496
442087250    442025599    441969730    441905064    441844610    441777489    441712205    441657889    441623113    441589462
442086955    442025482    441969656    441904869    441843489    441777430    441712148    441657723    441623097    441589371
442086518    442024865    441969342    441904208    441843372    441777240    441712106    441657590    441623048    441588712
442085866    442024576    441969177    441904034    441843166    441776390    441712072    441657541    441622776    441588696
442160123    442121216    442083820    442029088    441964657    441902103    441838307    441780335    441717840    441630159
442159901    442121067    442081105    442027975    441962818    441901022    441838265    441780004    441711108    441626181
442157640    442118840    442080842    442026134    441961331    441898707    441837655    441779386    441710308    441626025
442156253    442118691    442079539    442025045    441960077    441898293    441835626    441778016    441709888    441624566
442156063    442118097    442079372    442023933    441958915    441898145    441833472    441776754    441708294    441623477
442156055    442118014    442079307    442021598    441958204    441896776    441830494    441774106    441707320    441623436
442155867    442117479    442079018    442021457    441957727    441892056    441830452    441772159    441703857    441620986
442155784    442117461    442079000    442020681    441956349    441891017    441829504    441768728    441703022    441620812
442154373    442117362    442077921    442020566    441955580    441890993    441828365    441768165    441702446    441620176
442154332    442115978    442077244    442019899    441952017    441890647    441824919    441765385    441702214    441620143
442153979    442115168    442076279    442019717    441951787    441886587    441823747    441764743    441698875    441619020
442153862    442112942    442076170    442019345    441951555    441885274    441822681    441762960    441698743    441616877
442152476    442112116    442074936    442018701    441951324    441885217    441822590    441762770    441696515    441614831
442151635    442110995    442073342    442018073    441950516    441884962    441819307    441762408    441695087    441614732
442151205    442110672    442072260    442017943    441950250    441884269    441818424    441759545    441692548    441614682
442150751    442109955    442069977    442017547    441950086    441884228    441818143    441759016    441691979    441610805
442148730    442108551    442067450    442015772    441949963    441883642    441818085    441758604    441688884    441608254
442148458    442107959    442064226    442015715    441949864    441880903    441817400    441758513    441687514    441601747
442148144    442107140    442063806    442013066    441944436    441879293    441817053    441756335    441683661    441599412
442147591    442107090    442062212    442012936    441943321    441878246    441814969    441756251    441680782    441597804
442147286    442106803    442061636    442012738    441941697    441878121    441814639    441755949    441679768    441594603
442146577    442105896    442061628    442008660    441939741    441877776    441813946    441755378    441679107    441593928
442146502    442105698    442060489    442008009    441936861    441877461    441812427    441754462    441678521    441590387
442146312    442104980    442060273    442007803    441936705    441875762    441811908    441754165    441677689    441588522
442145561    442104030    442059291    442006995    441936119    441875036    441810561    441754025    441674967    441587664
442145454    442103784    442058590    442006516    441935368    441874856    441809332    441753274    441674793    441585460
442145108    442103578    442058228    442001053    441935053    441874344    441809126    441751716    441668787    441585437
442145025    442102927    442057816    442000139    441931797    441873866    441809043    441751377    441668746    441583077
442144408    442101143    442056677    441997160    441930559    441873304    441808169    441750999    441668142    441579836
442142667    442100517    442051827    441996592    441930518    441868726    441807104    441747714    441667813    441579521
442142576    442099875    442051454    441995461    441928454    441867827    441806759    441746740    441667573    441578788
442142162    442099461    442050845    441994886    441927647    441867041    441804689    441746658    441666856    441578283
442140752    442099255    442050787    441994241    441927548    441866415    441804663    441746542    441666146    441577913
442140372    442097382    442050423    441994233    441923463    441865268    441803970    441745825    441663028    441573474
442140133    442096772    442050282    441993532    441923414    441863974    441803186    441741790    441662509    441573425

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441557618    441516549    441476389    441437530    441378411    441313970    436962740    423885383    423195072    420615551
441557212    441515764    441476355    441437514    441378387    441313756    436959555    423884618    423191121    420518466
441556925    441515616    441476322    441437456    441377975    441313319    436958060    423881499    423182070    420501272
441556297    441514965    441476314    441435518    441377538    441313194    436955918    423881184    423177526    420480766
441556222    441514833    441476116    441435229    441377470    441312287    436950315    423875657    423165737    420476772
441555273    441514445    441475902    441434354    441377363    441312212    436931976    423873637    423157361    420474637
441555190    441514262    441475761    441434297    441375938    441312121    436930580    423873520    423156835    420444390
441554912    441514239    441475753    441433562    441375086    441311859    436930036    423870823    423138478    420374670
441554805    441513942    441475480    441433521    441374220    441310620    436927495    423862655    423129782    420286379
441554748    441513710    441475258    441433356    441374188    441309614    436926851    423850171    423104355    420264913
441554672    441513504    441474996    441433174    441373016    441309408    436924682    423849165    423096502    420230989
441554664    441513363    441474988    441431863    441372836    441309242    436924633    423847623    423094895    420132904
441554565    441512795    441474947    441431707    441371473    441308889    436921373    423844166    423092659    420119802
441554201    441512746    441474830    441431657    441371440    441308723    436910897    423842889    423089333    420100356
441554136    441512316    441474806    441430261    441371325    441308335    436908610    423842855    423082536    420062887
441553963    441512134    441474574    441430006    441371051    441308145    436906408    423839950    423077304    419996616
441553617    441511839    441474376    441429891    441370798    441308087    436905251    423837509    423072149    419993712
441553492    441511482    441474129    441429594    441370517    441307808    436893598    423812627    423062694    419972492
441553476    441511334    441474095    441429537    441369857    441306578    436889877    423812106    423061993    419878947
441553096    441510989    441474012    441428992    441369675    441305000    436875157    423801570    423058668    419815568
441552981    441510864    441473360    441428927    441369634    441304169    436869028    423800861    423054782    421058660
441552890    441510625    441473238    441428893    441369535    441303732    436868442    423799642    423052273    421045469
441552700    441510229    441472800    441428406    441369436    441303583    436858716    423799527    423038801    421012659
441552411    441509338    441472347    441428273    441369311    441303401    436851935    423795764    423032630    420872608
441552148    441509320    441471877    441428257    441368537    441303377    436850077    423787738    423029768    420815557
441552130    441509221    441471711    441427895    441368529    441303104    436843007    423786821    423022557    420701401
441551819    441508694    441471661    441427838    441368503    441301249    436842041    423785369    423015072    420669954
441551777    441508579    441471653    441427416    441368479    441301199    436841803    423776921    423000728    420640716
441551496    441508546    441471604    441425949    441368297    441300241    436830137    423776871    422998476    420571556
441551223    441508512    441471448    441425840    441368263    441298841    436822100    423775790    422991455    420535288
441550944    441508355    441470788    441425667    441368230    441298494    436812614    423774843    422987784    420482267
441550209    441508249    441470671    441425592    441368180    441298452    436806673    423772086    422967133    420222366
441549979    441507977    441470507    441425394    441368156    441297637    436805279    423767136    422945766    421987769
441549342    441507522    441470374    441424645    441368099    441297306    436798599    423766310    422930495    421975723
441549110    441507134    441470333    441424553    441367802    441296829    436793962    423755511    422919704    421965542
441549003    441506805    441470309    441424462    441367364    441296662    436791990    423754712    422917328    421963596
441548856    441506789    441470184    441424371    441367133    441296639    436783575    423752963    422910497    421960683
441548518    441506755    441470127    441423811    441367125    441295367    436779854    423752658    422909838    421954025
441521333    441341815    436969273    436247449    423992114    423674704    423403401    423173822    422739037    421942418
441520863    441339926    436959761    436238414    423989151    423673896    423401587    423163369    422734061    421938473
441519550    441333002    436956288    436231435    423985787    423673227    423389451    423144781    422717959    421936956
441512373    441327822    436952394    436230676    423984988    423673193    423389071    423131275    422717520    421894981
441511490    441296126    436948566    436194062    423980929    423671064    423386655    423130087    422707141    421881350
441508595    441289964    436942056    436153779    423967843    423667328    423377084    423127455    422699272    421880485
441506086    441260601    436942049    436151419    423955194    423656768    423376292    423122126    422698936    421874793
441505591    441258795    436941538    436150510    423947043    423651769    423375880    423118793    422687723    421861220
441501509    441237369    436938948    436146732    423938448    423651041    423374685    423117761    422683276    421858044
441497484    441220829    436937619    436120430    423930510    423651017    423365436    423117357    422681429    421851973
441494010    441204526    436934533    436117576    423926948    423647577    423365097    423087121    422654855    421847294
441493152    441193893    436932461    436086144    423913318    423642768    423363530    423077981    422654350    421813486
441491370    441185816    436921605    436063192    423903467    423642040    423356914    423067230    422653394    421792607
441491131    441179728    436919567    436062624    423901214    423640945    423353978    423055755    422641324    421788316
441490281    441138054    436916282    436056881    423898634    423632199    423341908    423053339    422633990    421762253
441485828    441130697    436913974    436045249    423898030    423632009    423339191    423052414    422631242    421747718
441485315    441123585    436911895    436041123    423890995    423629740    423335116    423032721    422630939    421741497
441485299    441093846    436906317    435976949    423883479    423620699    423333749    423032226    422628214    421737701
441484110    441087160    436893564    435961024    423882166    423614569    423331271    423031913    422562181    421662495
441482304    441071719    436880520    426291233    423863323    423614122    423331164    423018944    422550368    421655523
441481520    441056124    436870380    424127116    423858455    423613678    423328871    423009869    422543926    421638248
441477585    441039310    436868962    424121150    423856897    423613389    423328541    422993659    422521062    421619487
441476470    441022407    436858732    424119642    423839810    423610203    423327675    422991968    422501239    421493172
441475670    441008604    436842686    424116887    423837566    423603406    423325448    422980110    422497891    421450784
441474350    441001096    436842546    424110351    423832815    423587377    423325091    422975011    422497883    421409426
441474228    440968717    436840821    424103216    423831437    423579341    423323021    422970467    422493759    421386848
441472677    440958643    436815039    424098705    423825884    423572130    423321967    422966002    422493734    421375221
441472479    440958080    436809024    424092195    423815661    423562594    423320852    422961318    422476820    421368705
441471588    440940997    436808711    424090132    423808922    423562263    423320266    422954891    422473900    421336280
441467149    440915130    436800494    424086262    423807486    423560697    423318849    422946640    422458075    421270356
441466844    440914612    436794960    424079747    423802925    423549674    423316207    422930420    422443416    421265182
441465697    440910586    436789135    424076669    423802024    423541101    423309269    422915256    422441394    421253659
441465085    440888659    436748131    424070787    423800044    423539774    423302074    422913525    422438671    421243999
441463999    440884013    436735773    424066819    423797356    423531540    423300094    422911057    422429704    421241613
441460011    440881035    436691877    424063717    423797067    423527589    423283183    422908541    422391383    421207200


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442137519    442096632    442048625    441992435    441922960    441862760    441803111    441740941    441662483    441572039
442137378    442096301    442048328    441986437    441922002    441862505    441800661    441736279    441662384    441571999
442136826    442095345    442046595    441986080    441921996    441858586    441800208    441734993    441659133    441570983
442134839    442094439    442046462    441986015    441921657    441858214    441799186    441734886    441658374    441567823
442134581    442094272    442045597    441985371    441918901    441857018    441799178    441733755    441658077    441567237
442134052    442093258    442044004    441982147    441917853    441855434    441798220    441733003    441657392    441565587
442132973    442093035    442043642    441981636    441917549    441853553    441798188    441732294    441656493    441563566
442132064    442093027    442043295    441980380    441917192    441851599    441797362    441731478    441656162    441560042
442130852    442092870    442042537    441978509    441916616    441849767    441797206    441731338    441654647    441554987
442130183    442091047    442041836    441978343    441915683    441846722    441796133    441730827    441654613    441551876
442128583    442090718    442041422    441977238    441913845    441846623    441793239    441730173    441654456    441543378
442128237    442090569    442039889    441975943    441913753    441846334    441792470    441727187    441654274    441541257
442126363    442090395    442038782    441975281    441913597    441846136    441791225    441725983    441653466    441540044
442126272    442090130    442036901    441972536    441913332    441845997    441790193    441724473    441653201    441535366
442126181    442088621    442036778    441971769    441912805    441845682    441788171    441724085    441652542    441535077
442125811    442088407    442034617    441969805    441908365    441844677    441787561    441724069    441651726    441532553
442125688    442087490    442033833    441969433    441908019    441844396    441787330    441723863    441650447    441532306
442125456    442085502    442033817    441968922    441907581    441841996    441784683    441723715    441647773    441531134
442125431    442085304    442033601    441967692    441907052    441841723    441783958    441719762    441644408    441530425
442124822    442085247    442031175    441967643    441903994    441840592    441782026    441719010    441643046    441530227
442124699    442084893    442030920    441967627    441903671    441839222    441781184    441718921    441635661    441527835
442123600    442084414    442030854    441966314    441903184    441838885    441781101    441718632    441633799    441527603
442122461    442084273    442029674    441965563    441902483    441838570    441781002    441718053    441633575    441524493
442160792    442150587    442142857    442135265    442127627    442119889    442112181    442104220    442096400    442088431
442160644    442150579    442142840    442135257    442127619    442119871    442112173    442104212    442096392    442088423
442160610    442150561    442142832    442135240    442127601    442119863    442112157    442104204    442096376    442088415
442160602    442150553    442142824    442135232    442127593    442119855    442112124    442104196    442096368    442088399
442160586    442150546    442142816    442135224    442127585    442119848    442112108    442104188    442096350    442088381
442160578    442150538    442142808    442135216    442127577    442119830    442112090    442104170    442096343    442088357
442160529    442150520    442142790    442135208    442127569    442119814    442112082    442104162    442096335    442088340
442160479    442150504    442142774    442135190    442127551    442119806    442112074    442104154    442096319    442088332
442160404    442150496    442142766    442135174    442127544    442119798    442112066    442104139    442096285    442088324
442160396    442150488    442142741    442135166    442127536    442119780    442112058    442104121    442096277    442088316
442160297    442150470    442142733    442135141    442127528    442119772    442112033    442104105    442096269    442088308
442160271    442150462    442142725    442135133    442127510    442119764    442112025    442104097    442096251    442088290
442160206    442150454    442142717    442135125    442127502    442119756    442112017    442104089    442096236    442088282
442160198    442150439    442142709    442135117    442127494    442119749    442112009    442104063    442096228    442088274
442160156    442150421    442142691    442135109    442127486    442119723    442111993    442104055    442096210    442088266
442159950    442150413    442142683    442135091    442127478    442119715    442111977    442104048    442096202    442088241
442159943    442150397    442142675    442135083    442127460    442119707    442111969    442104022    442096186    442088233
442159935    442150389    442142659    442135075    442127452    442119681    442111951    442104014    442096178    442088217
442159927    442150371    442142642    442135059    442127437    442119673    442111944    442104006    442096160    442088191
442159877    442150363    442142634    442135042    442127429    442119665    442111936    442103982    442096152    442088175
442159828    442150355    442142626    442135026    442127403    442119657    442111928    442103974    442096145    442088167
442159810    442150330    442142618    442135018    442127395    442119640    442111902    442103966    442096137    442088159
442159778    442150322    442142600    442135000    442127379    442119632    442111886    442103958    442096129    442088142
442159760    442150306    442142592    442134995    442127361    442119624    442111878    442103941    442096111    442088126
442159646    442150298    442142584    442134987    442127353    442119590    442111860    442103933    442096103    442088118
442159612    442150280    442142568    442134979    442127346    442119582    442111852    442103925    442096095    442088100
442159562    442150272    442142543    442134961    442127338    442119574    442111837    442103909    442096087    442088084
442159455    442150256    442142535    442134946    442127320    442119566    442111829    442103891    442096079    442088076
442159448    442150249    442142527    442134938    442127312    442119558    442111811    442103883    442096061    442088068
442159422    442150231    442142519    442134912    442127304    442119541    442111803    442103875    442096046    442088050
442159406    442150223    442142501    442134904    442127296    442119533    442111795    442103867    442096038    442088043
442159398    442150215    442142493    442134896    442127288    442119525    442111787    442103859    442096012    442088035
442159364    442150207    442142485    442134888    442127270    442119517    442111779    442103842    442096004    442088019
442159356    442150199    442142451    442134870    442127262    442119509    442111753    442103834    442095998    442087987
442159281    442150181    442142444    442134862    442127254    442119491    442111738    442103826    442095980    442087979
442159232    442150173    442142436    442134847    442127247    442119483    442111720    442103818    442095964    442087953
442159174    442150165    442142428    442134805    442127221    442119475    442111712    442103800    442095949    442087946
442159158    442150157    442142410    442134797    442127213    442119467    442111696    442103792    442095931    442087938
442159109    442150140    442142402    442134789    442127205    442119442    442111688    442103776    442095923    442087920
442159067    442150132    442142394    442134771    442127197    442119434    442111662    442103750    442095915    442087912
442159042    442150124    442142386    442134763    442127189    442119426    442111647    442103743    442095907    442087904
442159034    442150116    442142378    442134748    442127171    442119418    442111639    442103727    442095899    442087896
442158994    442150108    442142360    442134730    442127155    442119400    442111621    442103701    442095881    442087888
442158986    442150074    442142345    442134722    442127148    442119392    442111613    442103685    442095865    442087870
442158978    442150066    442142337    442134714    442127114    442119376    442111605    442103677    442095857    442087854
442158960    442150041    442142329    442134706    442127106    442119368    442111597    442103651    442095840    442087847
442158952    442150033    442142311    442134698    442127098    442119350    442111571    442103636    442095832    442087839
442158903    442150017    442142303    442134680    442127072    442119343    442111563    442103628    442095816    442087821
442158853    442150009    442142295    442134672    442127064    442119335    442111555    442103610    442095808    442087813
442158820    442149985    442142287    442134664    442127056    442119327    442111548    442103594    442095790    442087805

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441459849    440878478    436599054    424060762    423791581    423524586    423281948    422900373    422384404    441887049
441459096    440874287    436581573    424059640    423789114    423523083    423278977    422896381    422381871    441886181
441459047    437191885    436570790    424055671    423782374    423517861    423277110    422865410    422368829    441886074
441457611    437175052    436567606    424054666    423780766    423514165    423275924    422840371    422364901    441886017
441456795    437168768    436549471    424054161    423778729    423508035    423274620    422833830    422356097    441885894
441454642    437140866    436548747    424049963    423760388    423502822    423267459    422825679    422348946    441885530
441454634    437105604    436527998    424044279    423753532    423502384    423266758    422820746    422341222    441884921
441453321    437089303    436485023    424044253    423752203    423497338    423251263    422819730    422334573    441884418
441451523    437049497    436454938    424038214    423740547    423495647    423244722    422812503    422319327    441883790
441451192    437047921    436435390    424035780    423734581    423490606    423236140    422807743    422291658    441883493
441447778    437043128    436428890    424033132    423730027    423471192    423235704    422805838    422281451    441883261
441447083    437041502    436414528    424031201    423728757    423466077    423235555    422805150    422278291    441882883
441445921    437034234    436407993    424030880    423719350    423461946    423220276    422804823    422267286    441882255
441439940    437031826    436390066    424028496    423718527    423457969    423215128    422798306    422263947    441881885
441435831    437026446    436363139    424024768    423712751    423457332    423207604    422783100    422240770    441881737
441434164    437013196    436333553    424020550    423708254    423456227    423207182    422768580    422237644    441881471
441389863    437012099    436315196    424017978    423706308    423453687    423197474    422765131    422208132    441881125
441371234    437003163    436299184    424017721    423705706    423453547    423196872    422763730    422137307    441880804
441366838    436996268    436283402    424013712    423700681    423441526    423190024    422762245    422123596    441880788
441365335    436995153    436282123    424013241    423688944    423436914    423189729    422753483    422076984    441880648
441365129    436988182    436281166    424011849    423684315    423413525    423181841    422750471    422072454    441879368
441352473    436986855    436277289    423998129    423684133    423413301    423179191    422742809    422046359    441879012
441348786    436975254    436276232    423998111    423683408    423410950    423174440    422742684    422042721    441878980
442080495    442072112    442063582    442054417    442044764    442034179    442022265    441969854    441951472    441878881
442080487    442072104    442063574    442054375    442044731    442034161    442022257    441969839    441951464    441878295
442080479    442072096    442063558    442054367    442044699    442034153    442022091    441969425    441951456    441877933
442080461    442072088    442063525    442054342    442044681    442034138    442022075    441969391    441951449    441877859
442080453    442072070    442063517    442054334    442044657    442034120    442021945    441969227    441951431    441877339
442080446    442072062    442063509    442054326    442044632    442034104    442021937    441968914    441951423    441876067
442080438    442072054    442063491    442054300    442044616    442034096    442021895    441968856    441951415    441875945
442080396    442072047    442063483    442054292    442044608    442034088    442021705    441968849    441951407    441875929
442080388    442072021    442063475    442054276    442044590    442034070    442021689    441968831    441951373    441875705
442080370    442072013    442063442    442054268    442044582    442034062    442021655    441968542    441951357    441875242
442080354    442071981    442063434    442054250    442044541    442034047    442021564    441968302    441951332    441875085
442080347    442071973    442063418    442054227    442044533    442034039    442021531    441968203    441951308    441874963
442080339    442071965    442063400    442054219    442044517    442034005    442021507    441968187    441951258    441874864
442080313    442071957    442063376    442054193    442044509    442033999    442021440    441968054    441951233    441874476
442080305    442071940    442063368    442054185    442044483    442033973    442021424    441967809    441951217    441874419
442080297    442071932    442063350    442054169    442044467    442033965    442021390    441967783    441951159    441873775
442080289    442071924    442063343    442054144    442044426    442033932    442021358    441967775    441951142    441873676
442080271    442071916    442063335    442054136    442044418    442033924    442021325    441967619    441951100    441873668
442080263    442071908    442063319    442054128    442044392    442033908    442021234    441967429    441951092    441873577
442080248    442071890    442063301    442054110    442044368    442033890    442021143    441967288    441951084    441873536
442080230    442071882    442063277    442054102    442044343    442033874    442021127    441967262    441951027    441873288
442080222    442071874    442063269    442054094    442044335    442033866    442021085    441967049    441950995    441872884
442080214    442071858    442063251    442054086    442044327    442033858    442021077    441967031    441950987    441872728
442080206    442071833    442063244    442054078    442044285    442033841    442021069    441967023    441950953    441872496
442080198    442071817    442063228    442054060    442044277    442033825    442020962    441967015    441950946    441871852
442080180    442071809    442063210    442054045    442044251    442033809    442020921    441967007    441950896    441871449
442080156    442071791    442063202    442054037    442044244    442033791    442020913    441966991    441950862    441871415
442080131    442071783    442063194    442054029    442044236    442033775    442020897    441966983    441950821    441871217
442080115    442071775    442063186    442054011    442044228    442033759    442020871    441966975    441950813    441870516
442080107    442071767    442063160    442054003    442044194    442033742    442020863    441966918    441950771    441870482
442080099    442071759    442063152    442053997    442044152    442033726    442020848    441966892    441950748    441870474
442080073    442071742    442063145    442053971    442044137    442033684    442020830    441966884    441950730    441869138
442080065    442071734    442063137    442053930    442044103    442033668    442020806    441966876    441950714    441869054
442080040    442071726    442063129    442053914    442044087    442033650    442020780    441966850    441950680    441868288
442080032    442071718    442063111    442053906    442044079    442033635    442020772    441966843    441950672    441868148
442080016    442071700    442063103    442053898    442044061    442033627    442020731    441966819    441950656    441868130
442080008    442071692    442063095    442053880    442044046    442033593    442020707    441966801    441950649    441867900
442079992    442071684    442063087    442053872    442043998    442033585    442020616    441966793    441950615    441865557
442079984    442071676    442063061    442053856    442043964    442033577    442020483    441966777    441950557    441865193
442079976    442071668    442063053    442053849    442043949    442033569    442020475    441966751    441950532    441864691
442079968    442071635    442063046    442053831    442043931    442033551    442020467    441966728    441950524    441864238
442079950    442071619    442063038    442053823    442043915    442033528    442020434    441966710    441950482    441863297
442079943    442071601    442063020    442053815    442043907    442033494    442020392    441966702    441950466    441863008
442079935    442071593    442063012    442053781    442043899    442033486    442020368    441966652    441950458    441862455
442079927    442071585    442063004    442053773    442043881    442033478    442020327    441966637    441950433    441862034
442079919    442071577    442062998    442053765    442043873    442033452    442020186    441966611    441950409    441861077
442079901    442071569    442062980    442053757    442043865    442033429    442020111    441966595    441950375    441860541
442079893    442071551    442062972    442053732    442043857    442033411    442020053    441966512    441950367    441860400
442079885    442071544    442062956    442053724    442043824    442033403    442020020    441966504    441950342    441859113
442079877    442071536    442062931    442053716    442043816    442033395    442020012    441966496    441950334    441858859


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442158796    442149977    442142279    442134656    442127049    442119319    442111530    442103586    442095782    442087771
442158788    442149951    442142261    442134649    442127031    442119301    442111522    442103560    442095774    442087763
442158762    442149944    442142253    442134631    442127023    442119293    442111514    442103552    442095766    442087755
442158705    442149936    442142246    442134623    442127015    442119277    442111498    442103545    442095758    442087748
442158630    442149928    442142238    442134615    442127007    442119269    442111480    442103529    442095733    442087698
442158580    442149902    442142220    442134607    442126991    442119251    442111472    442103511    442095717    442087680
442158572    442149894    442142212    442134599    442126983    442119244    442111456    442103503    442095709    442087672
442158499    442149878    442142204    442134573    442126959    442119236    442111431    442103495    442095691    442087664
442158473    442149852    442142188    442134557    442126942    442119228    442111423    442103479    442095683    442087649
442158416    442149845    442142170    442134540    442126934    442119210    442111407    442103461    442095675    442087631
442158408    442149829    442142154    442134532    442126926    442119202    442111399    442103446    442095667    442087623
442158374    442149811    442142147    442134524    442126918    442119194    442111381    442103412    442095659    442087615
442158317    442149795    442142139    442134516    442126900    442119186    442111373    442103404    442095634    442087607
442158283    442149787    442142121    442134490    442126892    442119178    442111365    442103396    442095626    442087599
442158267    442149779    442142113    442134482    442126884    442119145    442111357    442103388    442095600    442087581
442158234    442149753    442142097    442134474    442126876    442119137    442111340    442103370    442095592    442087573
442158192    442149746    442142089    442134466    442126868    442119129    442111332    442103354    442095584    442087565
442158101    442149738    442142071    442134458    442126850    442119111    442111316    442103347    442095576    442087557
442158077    442149720    442142063    442134425    442126843    442119103    442111308    442103339    442095568    442087540
442158069    442149712    442142055    442134417    442126835    442119095    442111290    442103321    442095550    442087516
442158010    442149688    442142048    442134409    442126827    442119087    442111282    442103313    442095543    442087508
442157996    442149670    442142030    442134391    442126793    442119079    442111274    442103305    442095535    442087482
442157988    442149662    442142022    442134383    442126785    442119053    442111266    442103297    442095519    442087474
442157954    442149654    442142014    442134375    442126769    442119046    442111233    442103271    442095501    442087466
442157905    442149647    442141982    442134367    442126751    442119038    442111225    442103263    442095493    442087458
442157897    442149639    442141974    442134342    442126728    442118998    442111217    442103255    442095477    442087441
442157814    442149621    442141966    442134334    442126702    442118980    442111209    442103248    442095469    442087433
442157798    442149613    442141958    442134326    442126660    442118972    442111191    442103230    442095444    442087425
442157749    442149605    442141941    442134318    442126652    442118956    442111175    442103222    442095436    442087417
442157699    442149597    442141933    442134300    442126645    442118923    442111167    442103214    442095428    442087391
442157665    442149589    442141925    442134292    442126637    442118915    442111159    442103206    442095410    442087383
442157632    442149571    442141909    442134284    442126629    442118907    442111142    442103198    442095402    442087367
442157616    442149555    442141891    442134276    442126603    442118881    442111134    442103180    442095360    442087359
442157608    442149548    442141883    442134268    442126595    442118873    442111126    442103172    442095352    442087342
442157590    442149530    442141875    442134227    442126561    442118865    442111118    442103164    442095337    442087326
442157582    442149522    442141867    442134219    442126553    442118857    442111100    442103156    442095329    442087318
442157566    442149514    442141859    442134201    442126546    442118832    442111092    442103149    442095311    442087292
442157517    442149498    442141842    442134193    442126520    442118824    442111084    442103131    442095303    442087284
442157509    442149480    442141834    442134185    442126504    442118808    442111076    442103123    442095295    442087276
442157483    442149472    442141826    442134177    442126488    442118790    442111068    442103115    442095287    442087243
442157475    442149464    442141818    442134169    442126470    442118774    442111050    442103107    442095279    442087235
442157467    442149456    442141784    442134151    442126462    442118758    442111043    442103099    442095261    442087227
442157400    442149449    442141776    442134144    442126454    442118725    442111035    442103081    442095253    442087219
442157301    442149431    442141768    442134136    442126447    442118717    442111027    442103073    442095246    442087201
442157285    442149423    442141743    442134128    442126439    442118709    442111019    442103057    442095238    442087193
442157236    442149415    442141735    442134110    442126421    442118683    442111001    442103040    442095220    442087185
442157095    442149407    442141727    442134102    442126413    442118675    442110987    442103032    442095212    442087151
442157061    442149399    442141719    442134094    442126405    442118667    442110979    442103024    442095204    442087136
442157053    442149381    442141701    442134086    442126397    442118659    442110961    442103016    442095196    442087128
442156980    442149373    442141693    442134078    442126389    442118642    442110953    442102992    442095188    442087110
442156972    442149365    442141685    442134060    442126371    442118634    442110946    442102984    442095170    442087102
442156931    442149357    442141677    442134045    442126355    442118626    442110938    442102976    442095162    442087094
442156915    442149340    442141669    442134037    442126348    442118618    442110920    442102968    442095154    442087086
442156865    442149324    442141651    442134029    442126330    442118600    442110912    442102950    442095147    442087078
442156808    442149316    442141644    442134011    442126322    442118592    442110904    442102919    442095121    442087060
442156725    442149308    442141628    442134003    442126314    442118584    442110870    442102901    442095113    442087052
442156717    442149290    442141610    442133997    442126298    442118550    442110862    442102893    442095105    442087045
442156709    442149282    442141594    442133989    442126280    442118535    442110847    442102885    442095089    442087037
442156691    442149274    442141586    442133971    442126264    442118527    442110839    442102877    442095071    442087029
442156683    442149266    442141578    442133963    442126256    442118501    442110821    442102869    442095063    442087011
442156675    442149258    442141560    442133955    442126249    442118493    442110813    442102836    442095055    442087003
442156667    442149241    442141552    442133930    442126231    442118485    442110805    442102828    442095048    442086997
442156642    442149233    442141545    442133922    442126199    442118469    442110797    442102810    442095030    442086989
442156634    442149225    442141537    442133914    442126173    442118451    442110789    442102802    442095022    442086971
442156626    442149217    442141529    442133898    442126165    442118444    442110771    442102794    442095014    442086948
442156618    442149209    442141511    442133880    442126124    442118436    442110763    442102786    442094991    442086930
442156600    442149183    442141503    442133872    442126116    442118410    442110755    442102778    442094983    442086922
442156592    442149167    442141487    442133864    442126108    442118402    442110748    442102760    442094967    442086914
442156584    442149159    442141479    442133856    442126082    442118394    442110730    442102752    442094959    442086906
442156576    442149142    442141461    442133849    442126074    442118386    442110722    442102745    442094942    442086880
442156568    442149134    442141446    442133831    442126058    442118378    442110706    442102737    442094934    442086864
442156550    442149126    442141438    442133823    442126041    442118360    442110698    442102729    442094900    442086856
442156535    442149100    442141420    442133807    442126033    442118352    442110680    442102711    442094892    442086849

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442079869    442071510    442062915    442053690    442043790    442033387    442019998    441966488    441950227    441858800
442079851    442071486    442062907    442053682    442043782    442033379    442019956    441966454    441950193    441857919
442079844    442071478    442062899    442053666    442043766    442033361    442019949    441966447    441950151    441857752
442079836    442071452    442062873    442053658    442043758    442033353    442019865    441966439    441950136    441857653
442079810    442071445    442062865    442053641    442043741    442033346    442019741    441966421    441950102    441857463
442079786    442071437    442062857    442053633    442043733    442033338    442019733    441966371    441950045    441856986
442079778    442071429    442062840    442053609    442043717    442033320    442019725    441966355    441950029    441856945
442079760    442071411    442062832    442053591    442043709    442033312    442019659    441966298    441949906    441856697
442079752    442071403    442062824    442053575    442043691    442033288    442019642    441966223    441949898    441856663
442079745    442071387    442062816    442053567    442043683    442033262    442019626    441966207    441949807    441856598
442079737    442071379    442062808    442053559    442043675    442033254    442019618    441966157    441949781    441856101
442079729    442071361    442062782    442053542    442043667    442033247    442019550    441966132    441949773    441854684
442079711    442071346    442062774    442053534    442043634    442033239    442019493    441966090    441949757    441853835
442079703    442071338    442062766    442053526    442043626    442033221    442019444    441966082    441949716    441853801
442079695    442071296    442062758    442053518    442043618    442033213    442019410    441966074    441949641    441852076
442079679    442071270    442062741    442053500    442043600    442033205    442019402    441966058    441949625    441851987
442079661    442071262    442062733    442053492    442043592    442033197    442019386    441966041    441949617    441850815
442079653    442071254    442062725    442053484    442043576    442033189    442019303    441966033    441949559    441850591
442079646    442071239    442062717    442053450    442043568    442033171    442019261    441965969    441949518    441850385
442079638    442071221    442062709    442053435    442043527    442033155    442019212    441965613    441949369    441849825
442079620    442071213    442062691    442053427    442043519    442033148    442019204    441965605    441949344    441849429
442079612    442071205    442062683    442053419    442043501    442033122    442019196    441965589    441949328    441849254
442079604    442071197    442062675    442053401    442043493    442033114    442019030    441965571    441949310    441849015
442079588    442071189    442062659    442053393    442043485    442033080    442019014    441965548    441949286    441848421
442079570    442071171    442062634    442053385    442043477    442033072    442018966    441965464    441949260    441847860
442079562    442071163    442062626    442053377    442043469    442033049    442018909    441965423    441949252    441847431
442079547    442071155    442062618    442053369    442043444    442033023    442018883    441965415    441949229    441847423
442079521    442071130    442062600    442053351    442043436    442033007    442018867    441965399    441949203    441847191
442079513    442071122    442062592    442053336    442043428    442032991    442018594    441965324    441949195    441846946
442079505    442071114    442062584    442053310    442043410    442032975    442018586    441965316    441949138    441846698
442079471    442071106    442062576    442053302    442043402    442032967    442018313    441965308    441949120    441846482
442079463    442071098    442062568    442053294    442043386    442032959    442018248    441965290    441949112    441846219
442079455    442071072    442062550    442053286    442043378    442032942    442018107    441965282    441949104    441845724
442079448    442071056    442062543    442053278    442043352    442032926    442018081    441965274    441949047    441845716
442079422    442071023    442062535    442053245    442043337    442032918    442018065    441965266    441948981    441845674
442079398    442071015    442062519    442053187    442043329    442032884    442018032    441965258    441948965    441844420
442079364    442071007    442062501    442053179    442043311    442032868    442018008    441965217    441948957    441844172
442079349    442070991    442062493    442053161    442043287    442032850    442017984    441965209    441948924    441844040
442079331    442070983    442062477    442053146    442043279    442032835    442017877    441965191    441948882    441843513
442079323    442070975    442062469    442053138    442043261    442032827    442017836    441965183    441948866    441842804
442079315    442070942    442062444    442053120    442043246    442032819    442017794    441965167    441948841    441842697
442079299    442070934    442062428    442053104    442043212    442032801    442017588    441965134    441948833    441842432
442079281    442070926    442062410    442053096    442043196    442032793    442017539    441965100    441948825    441842291
442079257    442070918    442062394    442053088    442043188    442032769    442017505    441965092    441948817    441842267
442079240    442070900    442062378    442053070    442043162    442032751    442017448    441965043    441948759    441842127
442079232    442070892    442062360    442053062    442043154    442032736    442017133    441964962    441948734    441841467
442079224    442070884    442062352    442053054    442043147    442032728    442016960    441964947    441948726    441840600
442079216    442070868    442062345    442053047    442043139    442032710    442016846    441964939    441948692    441840527
442079208    442070850    442062337    442053021    442043121    442032694    442016812    441964921    441948684    441840311
442079190    442070843    442062329    442053013    442043105    442032660    442016804    441964905    441948627    441839628
442079182    442070835    442062311    442053005    442043097    442032652    442016796    441964855    441948577    441839446
442079166    442070827    442062295    442052999    442043089    442032645    442016721    441964848    441948510    441839388
442079158    442070819    442062287    442052981    442043071    442032611    442016648    441964822    441948502    441839206
442079125    442070801    442062279    442052973    442043063    442032587    442016630    441964814    441948494    441838679
442079109    442070793    442062261    442052965    442043030    442032579    442016606    441964756    441948478    441838000
442079091    442070785    442062253    442052957    442043014    442032561    442016556    441964749    441948460    441837689
442079083    442070777    442062246    442052940    442042990    442032553    442016549    441964731    441948452    441837648
442079075    442070769    442062220    442052932    442042982    442032538    442016507    441964715    441948445    441837606
442079059    442070751    442062204    442052916    442042966    442032512    442016473    441964681    441948437    441837275
442079042    442070744    442062196    442052908    442042958    442032496    442016457    441964624    441948429    441836905
442078994    442070736    442062170    442052890    442042925    442032488    442016440    441964616    441948387    441836301
442078986    442070710    442062154    442052874    442042917    442032421    442016432    441964541    441948353    441835295
442078978    442070702    442062139    442052866    442042883    442032389    442016424    441964491    441948346    441834736
442078960    442070686    442062121    442052841    442042875    442032371    442016291    441964467    441948312    441833191
442078952    442070645    442062113    442052833    442042867    442032363    442016275    441964400    441948296    441833134
442078911    442070637    442062105    442052825    442042859    442032355    442016119    441964392    441948262    441833035
442078903    442070629    442062097    442052817    442042842    442032322    442016028    441964368    441948239    441832599
442078895    442070603    442062071    442052809    442042834    442032306    442015970    441964327    441948221    441831971
442078887    442070595    442062063    442052791    442042792    442032298    442015962    441964285    441948205    441831807
442078879    442070587    442062030    442052783    442042784    442032280    442015863    441964269    441948106    441831534
442078853    442070579    442062022    442052767    442042776    442032264    442015855    441964251    441948056    441831203
442078846    442070561    442061990    442052742    442042768    442032249    442015806    441964244    441947991    441830908
442078838    442070546    442061982    442052718    442042743    442032223    442015764    441964228    441947959    441830163


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442156527    442149092    442141412    442133799    442126025    442118345    442110664    442102703    442094876    442086831
442156519    442149084    442141404    442133781    442126017    442118337    442110656    442102695    442094868    442086815
442156501    442149076    442141396    442133773    442126009    442118329    442110649    442102687    442094850    442086807
442156493    442149050    442141388    442133765    442125993    442118311    442110623    442102679    442094843    442086799
442156485    442149043    442141370    442133757    442125985    442118295    442110615    442102661    442094827    442086781
442156477    442149035    442141362    442133732    442125977    442118261    442110607    442102653    442094819    442086773
442156469    442149027    442141354    442133724    442125969    442118238    442110581    442102646    442094801    442086765
442156451    442149019    442141347    442133690    442125951    442118212    442110573    442102620    442094793    442086757
442156444    442149001    442141339    442133682    442125944    442118188    442110565    442102612    442094785    442086732
442156436    442148995    442141321    442133674    442125936    442118170    442110557    442102604    442094777    442086716
442156428    442148987    442141313    442133666    442125928    442118154    442110540    442102588    442094769    442086708
442156410    442148979    442141305    442133658    442125910    442118147    442110532    442102570    442094751    442086690
442156402    442148961    442141297    442133641    442125902    442118139    442110524    442102554    442094744    442086682
442156394    442148946    442141289    442133633    442125894    442118121    442110516    442102547    442094736    442086666
442156386    442148920    442141271    442133625    442125886    442118113    442110508    442102539    442094728    442086658
442156360    442148912    442141263    442133617    442125878    442118105    442110490    442102521    442094710    442086641
442156352    442148904    442141255    442133609    442125860    442118089    442110482    442102513    442094702    442086633
442156337    442148896    442141248    442133591    442125845    442118071    442110474    442102505    442094694    442086625
442156329    442148870    442141230    442133583    442125837    442118063    442110441    442102497    442094678    442086617
442156311    442148862    442141214    442133567    442125829    442118055    442110433    442102489    442094660    442086609
442156303    442148854    442141206    442133559    442125803    442118048    442110417    442102471    442094652    442086591
442156295    442148847    442141198    442133542    442125795    442118030    442110409    442102463    442094645    442086575
442156287    442148839    442141172    442133526    442125779    442118022    442110391    442102455    442094637    442086567
442156279    442148821    442141164    442133500    442125761    442118006    442110383    442102448    442094629    442086559
442156261    442148813    442141149    442133492    442125753    442117990    442110367    442102430    442094611    442086542
442156246    442148805    442141131    442133484    442125746    442117982    442110359    442102422    442094603    442086534
442156238    442148797    442141123    442133476    442125738    442117974    442110342    442102414    442094595    442086526
442156220    442148789    442141115    442133468    442125712    442117966    442110334    442102380    442094579    442086500
442156212    442148771    442141107    442133450    442125704    442117941    442110326    442102372    442094561    442086492
442156204    442148763    442141081    442133435    442125696    442117933    442110318    442102356    442094553    442086484
442156188    442148755    442141073    442133427    442125670    442117925    442110292    442102349    442094538    442086476
442156170    442148722    442141065    442133419    442125654    442117917    442110284    442102331    442094520    442086468
442156162    442148714    442141057    442133401    442125647    442117909    442110276    442102323    442094504    442086450
442156147    442148706    442141040    442133393    442125639    442117891    442110268    442102315    442094496    442086435
442156139    442148698    442141032    442133385    442125621    442117875    442110243    442102307    442094488    442086427
442156121    442148680    442141024    442133377    442125613    442117867    442110235    442102299    442094462    442086419
442156113    442148672    442141016    442133369    442125605    442117859    442110227    442102281    442094454    442086385
442156105    442148664    442141008    442133351    442125597    442117842    442110219    442102273    442094447    442086377
442156097    442148656    442140992    442133344    442125589    442117834    442110201    442102265    442094421    442086351
442156048    442148649    442140984    442133336    442125571    442117826    442110193    442102257    442094413    442086344
442156030    442148623    442140976    442133328    442125563    442117818    442110177    442102240    442094405    442086336
442156014    442148615    442140968    442133310    442125555    442117800    442110169    442102232    442094355    442086328
442156006    442148607    442140950    442133302    442125548    442117792    442110151    442102216    442094348    442086310
442155990    442148599    442140935    442133294    442125530    442117784    442110136    442102208    442094314    442086302
442155974    442148581    442140927    442133286    442125522    442117776    442110128    442102182    442094306    442086294
442155966    442148573    442140919    442133278    442125514    442117768    442110110    442102174    442094280    442086286
442155958    442148565    442140901    442133252    442125506    442117750    442110102    442102158    442094264    442086252
442155941    442148557    442140893    442133245    442125498    442117743    442110094    442102133    442094256    442086245
442155933    442148540    442140877    442133237    442125480    442117727    442110078    442102117    442094231    442086237
442155925    442148532    442140869    442133211    442125472    442117719    442110052    442102109    442094223    442086229
442155917    442148524    442140844    442133187    442125464    442117701    442110037    442102075    442094215    442086211
442155891    442148516    442140828    442133179    442125449    442117677    442110029    442102067    442094207    442086203
442155875    442148490    442140810    442133161    442125423    442117669    442110011    442102059    442094199    442086195
442155859    442148482    442140802    442133153    442125415    442117644    442110003    442102042    442094181    442086187
442155842    442148474    442140794    442133138    442125407    442117636    442109997    442102034    442094173    442086179
442155834    442148466    442140786    442133120    442125399    442117610    442109989    442102026    442094165    442086153
442155826    442148441    442140778    442133112    442125381    442117602    442109971    442102018    442094157    442086146
442155818    442148433    442140760    442133104    442125373    442117586    442109963    442102000    442094140    442086138
442155800    442148425    442140745    442133088    442125365    442117560    442109948    442101978    442094132    442086120
442155792    442148417    442140737    442133062    442125357    442117552    442109930    442101952    442094124    442086096
442155776    442148409    442140703    442133054    442125340    442117545    442109922    442101945    442094116    442086088
442155768    442148383    442140695    442133047    442125324    442117537    442109914    442101937    442094108    442086070
442155750    442148375    442140687    442133039    442125316    442117511    442109906    442101929    442094082    442086062
442155743    442148359    442140679    442133021    442125308    442117503    442109898    442101911    442094074    442086039
442155735    442148342    442140661    442133013    442125282    442117495    442109872    442101903    442094066    442086021
442155727    442148334    442140653    442133005    442125274    442117487    442109864    442101895    442094058    442086005
442155719    442148326    442140646    442132999    442125266    442117453    442109856    442101887    442094025    442085981
442155701    442148318    442140620    442132981    442125258    442117446    442109849    442101879    442094009    442085973
442155693    442148292    442140604    442132965    442125241    442117438    442109831    442101861    442093993    442085965
442155685    442148284    442140596    442132957    442125233    442117412    442109815    442101853    442093985    442085957
442155677    442148276    442140562    442132940    442125225    442117404    442109799    442101846    442093977    442085932
442155669    442148250    442140547    442132932    442125217    442117396    442109773    442101838    442093969    442085924
442155651    442148235    442140539    442132924    442125209    442117388    442109765    442101820    442093951    442085916

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442078820    442070538    442061974    442052700    442042735    442032199    442015723    441964210    441947942    441830148
442078804    442070520    442061966    442052692    442042727    442032173    442015665    441964202    441947868    441830049
442078796    442070512    442061958    442052684    442042719    442032165    442015632    441964186    441947777    441830015
442078788    442070504    442061941    442052676    442042701    442032157    442015517    441964152    441947686    441830007
442078770    442070496    442061933    442052668    442042693    442032132    442015269    441964145    441947447    441829645
442078762    442070488    442061925    442052635    442042677    442032108    442015178    441964129    441947413    441829496
442078754    442070470    442061917    442052627    442042644    442032082    442015020    441964103    441947397    441829462
442078747    442070462    442061909    442052601    442042636    442032041    442014833    441964095    441947371    441828902
442078739    442070454    442061891    442052585    442042628    442032033    442014759    441964087    441947363    441828506
442078721    442070447    442061883    442052577    442042610    442032025    442014494    441964079    441947355    441828019
442078713    442070439    442061875    442052569    442042602    442032017    442014452    441964053    441947330    441827490
442078705    442070421    442061867    442052551    442042594    442031969    442014411    441964038    441947322    441827425
442078697    442070405    442061842    442052502    442042586    442031951    442014379    441964020    441947280    441826997
442078689    442070397    442061826    442052486    442042578    442031944    442014312    441964012    441947272    441826880
442078663    442070389    442061800    442052478    442042560    442031936    442014270    441963998    441947215    441826708
442078655    442070371    442061784    442052411    442042552    442031928    442014247    441963980    441947165    441826641
442078630    442070363    442061776    442052403    442042545    442031910    442014122    441963964    441946985    441825825
442078622    442070355    442061768    442052387    442042529    442031902    442014049    441963923    441946944    441825759
442078614    442070348    442061750    442052379    442042511    442031894    442014023    441963899    441946894    441825551
442078606    442070330    442061735    442052361    442042503    442031886    442014015    441963865    441946886    441825098
442078598    442070322    442061727    442052353    442042495    442031878    442013983    441963857    441946860    441824943
442078580    442070314    442061719    442052338    442042487    442031852    442013967    441963808    441946852    441824828
442078572    442070306    442061701    442052304    442042479    442031811    442013868    441963766    441946845    441824646
442078564    442070298    442061693    442052296    442042461    442031761    442013827    441963758    441946829    441824273
442078556    442070264    442061685    442052288    442042404    442031753    442013801    441963733    441946803    441824257
442078523    442070256    442061677    442052270    442042396    442031746    442013793    441963717    441946787    441824174
442078515    442070249    442061651    442052262    442042388    442031738    442013736    441963683    441946779    441822897
442078507    442070231    442061644    442052254    442042354    442031704    442013710    441963675    441946753    441822814
442078499    442070223    442061610    442052239    442042347    442031696    442013694    441963667    441946738    441822608
442078481    442070215    442061602    442052221    442042339    442031662    442013686    441963618    441946696    441822582
442078465    442070199    442061594    442052213    442042321    442031605    442013603    441963576    441946662    441822434
442078457    442070181    442061578    442052197    442042313    442031597    442013504    441963568    441946639    441821915
442078424    442070173    442061560    442052189    442042305    442031589    442013397    441963550    441946530    441821634
442078416    442070165    442061552    442052163    442042297    442031571    442013280    441963543    441946514    441820651
442078408    442070157    442061545    442052155    442042289    442031563    442013249    441963535    441946472    441820412
442078390    442070140    442061537    442052148    442042271    442031514    442013157    441963527    441946456    441820198
442078382    442070132    442061529    442052130    442042263    442031506    442013074    441963493    441946449    441819620
442078374    442070124    442061511    442052114    442042255    442031498    442013025    441963469    441946431    441819430
442078366    442070116    442061495    442052106    442042230    442031480    442012993    441963436    441946415    441818275
442078358    442070108    442061487    442052098    442042222    442031464    442012803    441963428    441946399    441818036
442078341    442070090    442061479    442052072    442042206    442031407    442012779    441963394    441946381    441817889
442078325    442070074    442061453    442052031    442042198    442031399    442012746    441963386    441946324    441817657
442078317    442070066    442061446    442052007    442042172    442031373    442012589    441963378    441946316    441817251
442078291    442070041    442061438    442051983    442042156    442031340    442012555    441963360    441946258    441816741
442078283    442070033    442061412    442051967    442042149    442031332    442012399    441963329    441946217    441815750
442078275    442070025    442061404    442051959    442042115    442031290    442012266    441963303    441946209    441815180
442078267    442070009    442061396    442051942    442042107    442031266    442012233    441963295    441946175    441814993
442078259    442069993    442061370    442051934    442042099    442031241    442012209    441963287    441946159    441814928
442078234    442069969    442061362    442051918    442042057    442031217    442012001    441963261    441946142    441814720
442078218    442069951    442061347    442051900    442042040    442031209    442011672    441963212    441946134    441814357
442078192    442069944    442061339    442051892    442042032    442031191    442011649    441963204    441946019    441814282
442078176    442069936    442061321    442051884    442042024    442031183    442011599    441963170    441945946    441813888
442078143    442069928    442061297    442051876    442041992    442031159    442011540    441963162    441945920    441813318
442078135    442069910    442061263    442051868    442041976    442031142    442011532    441963147    441945896    441813169
442078127    442069902    442061255    442051850    442041968    442031134    442011425    441963089    441945888    441812989
442078119    442069894    442061248    442051819    442041950    442031126    442011359    441963063    441945870    441812864
442078101    442069886    442061214    442051801    442041943    442031118    442011185    441963055    441945854    441812658
442078085    442069878    442061206    442051793    442041935    442031100    442011177    441963030    441945789    441812104
442078077    442069852    442061180    442051785    442041927    442031084    442011144    441963006    441945698    441811957
442078051    442069845    442061172    442051769    442041893    442031068    442011094    441962958    441945680    441811809
442078044    442069837    442061164    442051751    442041885    442031043    442011086    441962941    441945615    441811700
442078036    442069829    442061156    442051744    442041877    442031035    442010989    441962925    441945599    441811379
442078002    442069803    442061131    442051736    442041851    442031027    442010856    441962917    441945565    441811080
442077996    442069787    442061115    442051728    442041844    442031019    442010724    441962909    441945524    441811007
442077988    442069779    442061099    442051710    442041828    442030987    442010633    441962891    441945474    441810967
442077947    442069753    442061073    442051702    442041810    442030979    442010591    441962875    441945425    441810637
442077939    442069746    442061065    442051694    442041786    442030961    442010385    441962867    441945383    441809621
442077913    442069712    442061057    442051652    442041778    442030953    442010344    441962842    441945375    441809340
442077905    442069704    442061040    442051629    442041760    442030946    442010336    441962800    441945342    441809019
442077897    442069696    442061032    442051603    442041752    442030912    442010286    441962792    441945276    441808631
442077889    442069688    442061008    442051579    442041745    442030904    442010237    441962784    441945268    441808227
442077871    442069670    442060992    442051561    442041737    442030896    442010203    441962735    441945250    441807526
442077863    442069662    442060984    442051553    442041703    442030870    442010047    441962669    441945219    441807427


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442155644    442148227    442140521    442132916    442125191    442117370    442109757    442101812    442093944    442085908
442155628    442148219    442140505    442132908    442125183    442117354    442109740    442101804    442093936    442085890
442155610    442148193    442140497    442132890    442125167    442117347    442109732    442101796    442093910    442085882
442155602    442148185    442140455    442132882    442125159    442117313    442109716    442101788    442093902    442085858
442155594    442148177    442140448    442132874    442125142    442117297    442109708    442101762    442093894    442085841
442155586    442148169    442140430    442132866    442125134    442117289    442109690    442101754    442093886    442085833
442155578    442148136    442140422    442132858    442125100    442117271    442109682    442101747    442093878    442085825
442155560    442148128    442140414    442132841    442125092    442117263    442109674    442101739    442093860    442085817
442155552    442148094    442140406    442132833    442125084    442117230    442109666    442101713    442093852    442085809
442155545    442148086    442140398    442132825    442125076    442117222    442109641    442101697    442093845    442085791
442155537    442148078    442140380    442132817    442125068    442117214    442109625    442101689    442093837    442085783
442155529    442148060    442140364    442132809    442125050    442117206    442109617    442101663    442093829    442085775
442155511    442148052    442140356    442132791    442125043    442117198    442109591    442101655    442093803    442085767
442155503    442148045    442140349    442132783    442125035    442117180    442109583    442101648    442093787    442085759
442155495    442148037    442140331    442132775    442125027    442117172    442109575    442101630    442093779    442085742
442155461    442148029    442140323    442132767    442125019    442117164    442109567    442101622    442093761    442085734
442155453    442147997    442140315    442132759    442125001    442117156    442109559    442101614    442093753    442085726
442155446    442147989    442140307    442132742    442124996    442117149    442109542    442101598    442093746    442085700
442155438    442147963    442140299    442132734    442124988    442117131    442109534    442101580    442093738    442085692
442155420    442147955    442140273    442132726    442124970    442117123    442109526    442101572    442093712    442085684
442155412    442147948    442140265    442132718    442124962    442117115    442109500    442101564    442093704    442085676
442155404    442147922    442140257    442132700    442124954    442117107    442109492    442101556    442093696    442085668
442155396    442147914    442140240    442132692    442124947    442117099    442109484    442101531    442093688    442085635
442155388    442147906    442140232    442132684    442124921    442117081    442109476    442101523    442093662    442085627
442155370    442147898    442140216    442132676    442124913    442117073    442109468    442101515    442093654    442085619
442155362    442147872    442140182    442132668    442124905    442117065    442109450    442101507    442093647    442085593
442155354    442147864    442140174    442132643    442124897    442117057    442109443    442101499    442093639    442085585
442155347    442147856    442140166    442132635    442124889    442117040    442109435    442101473    442093621    442085577
442155339    442147849    442140141    442132627    442124871    442117032    442109427    442101457    442093613    442085569
442155321    442147831    442140117    442132619    442124863    442117016    442109419    442101440    442093605    442085551
442155313    442147823    442140109    442132601    442124855    442117008    442109401    442101432    442093589    442085544
442155305    442147815    442140091    442132593    442124848    442116992    442109393    442101424    442093571    442085528
442155297    442147807    442140083    442132585    442124830    442116984    442109385    442101416    442093563    442085510
442155289    442147781    442140075    442132569    442124814    442116976    442109377    442101408    442093555    442085494
442155271    442147773    442140067    442132544    442124806    442116968    442109369    442101390    442093530    442085486
442155255    442147765    442140042    442132536    442124798    442116950    442109351    442101382    442093522    442085478
442155248    442147740    442140034    442132528    442124780    442116943    442109328    442101374    442093498    442085460
442155230    442147732    442140018    442132502    442124772    442116927    442109302    442101366    442093480    442085452
442155222    442147724    442140000    442132494    442124764    442116919    442109294    442101341    442093472    442085437
442155214    442147716    442139994    442132486    442124756    442116893    442109252    442101333    442093464    442085429
442155206    442147708    442139986    442132478    442124749    442116877    442109211    442101325    442093456    442085403
442155198    442147690    442139978    442132460    442124707    442116869    442109195    442101317    442093449    442085395
442155180    442147682    442139960    442132452    442124681    442116851    442109187    442101309    442093431    442085387
442155172    442147674    442139952    442132445    442124673    442116844    442109161    442101291    442093423    442085379
442155164    442147658    442139937    442132429    442124665    442116836    442109153    442101283    442093415    442085361
442155156    442147641    442139929    442132411    442124657    442116828    442109146    442101275    442093407    442085353
442155149    442147633    442139911    442132403    442124640    442116802    442109138    442101267    442093399    442085346
442155131    442147625    442139903    442132395    442124624    442116794    442109104    442101242    442093381    442085338
442155123    442147617    442139895    442132387    442124616    442116778    442109088    442101234    442093365    442085312
442155115    442147609    442139887    442132379    442124608    442116760    442109062    442101200    442093340    442085296
442155099    442147583    442139861    442132346    442124590    442116752    442109054    442101184    442093332    442085288
442155081    442147575    442139853    442132338    442124582    442116745    442109047    442101176    442093324    442085262
442155073    442147567    442139846    442132320    442124574    442116737    442109039    442101168    442093316    442085254
442155065    442147542    442139838    442132312    442124541    442116729    442109021    442101150    442093308    442085239
442155057    442147534    442139812    442132304    442124525    442116711    442109013    442101135    442093290    442085213
442155040    442147526    442139804    442132296    442124517    442116703    442109005    442101119    442093282    442085205
442155032    442147500    442139796    442132270    442124509    442116695    442108999    442101101    442093274    442085197
442155024    442147492    442139770    442132262    442124491    442116687    442108965    442101093    442093241    442085189
442155016    442147484    442139762    442132247    442124483    442116679    442108957    442101085    442093233    442085171
442154993    442147476    442139754    442132239    442124475    442116661    442108940    442101077    442093225    442085155
442154985    442147468    442139747    442132221    442124459    442116653    442108932    442101069    442093217    442085148
442154969    442147450    442139739    442132213    442124442    442116638    442108924    442101051    442093209    442085130
442154951    442147435    442139721    442132205    442124434    442116620    442108916    442101044    442093167    442085122
442154944    442147427    442139713    442132197    442124426    442116612    442108908    442101036    442093159    442085114
442154936    442147419    442139697    442132189    442124418    442116604    442108890    442101028    442093142    442085098
442154928    442147401    442139689    442132171    442124400    442116596    442108874    442101002    442093134    442085080
442154910    442147393    442139671    442132163    442124392    442116588    442108866    442100996    442093126    442085064
442154902    442147377    442139663    442132155    442124384    442116570    442108858    442100988    442093118    442085056
442154894    442147344    442139655    442132148    442124376    442116562    442108841    442100970    442093100    442085049
442154886    442147336    442139648    442132130    442124368    442116554    442108833    442100962    442093092    442085015
442154878    442147328    442139622    442132122    442124350    442116547    442108825    442100954    442093084    442085007
442154860    442147310    442139614    442132114    442124343    442116539    442108817    442100947    442093068    442084992
442154852    442147294    442139606    442132106    442124335    442116521    442108809    442100939    442093050    442084984

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442077855    442069647    442060927    442051538    442041687    442030862    442010021    441962651    441945169    441807203
442077848    442069613    442060919    442051520    442041679    442030847    442009981    441962628    441945136    441807021
442077822    442069597    442060901    442051512    442041661    442030839    442009940    441962610    441945094    441806312
442077814    442069571    442060885    442051496    442041638    442030821    442009874    441962560    441944972    441805769
442077806    442069563    442060877    442051488    442041612    442030805    442009858    441962545    441944964    441805736
442077798    442069555    442060851    442051470    442041604    442030797    442009825    441962537    441944931    441805686
442077772    442069548    442060844    442051447    442041562    442030763    442009601    441962529    441944907    441805124
442077764    442069530    442060828    442051421    442041539    442030755    442009593    441962511    441944899    441804903
442077723    442069514    442060794    442051413    442041521    442030748    442009577    441962487    441944881    441804192
442077715    442069472    442060786    442051405    442041497    442030730    442009544    441962461    441944873    441803897
442077707    442069456    442060778    442051397    442041489    442030714    442009429    441962446    441944857    441803749
442077681    442069431    442060752    442051389    442041471    442030698    442009379    441962438    441944816    441803004
442077673    442069399    442060737    442051371    442041463    442030680    442009148    441962420    441944808    441802816
442077665    442069381    442060711    442051363    442041380    442030672    442009122    441962412    441944766    441802758
442077657    442069373    442060703    442051355    442041372    442030656    442009072    441962396    441944741    441802543
442077640    442069365    442060687    442051322    442041349    442030631    442008876    441962362    441944733    441802428
442077632    442069357    442060679    442051272    442041331    442030615    442008868    441962354    441944725    441802238
442077616    442069340    442060661    442051256    442041315    442030607    442008785    441962313    441944709    441802154
442077590    442069332    442060638    442051249    442041307    442030599    442008777    441962305    441944691    441801610
442077582    442069324    442060612    442051215    442041299    442030565    442008603    441962297    441944683    441801446
442077574    442069316    442060604    442051207    442041281    442030557    442008538    441962271    441944659    441801230
442077558    442069308    442060596    442051199    442041265    442030540    442008405    441962230    441944634    441800968
442077541    442069290    442060588    442051173    442041224    442030532    442008314    441962222    441944626    441800877
442077533    442069282    442060570    442051165    442041190    442030524    442008215    441962214    441944584    441800539
442077525    442069274    442060554    442051140    442041182    442030516    442008207    441962172    441944550    441800521
442077491    442069266    442060547    442051124    442041174    442030508    442008173    441962164    441944535    441800216
442077483    442069241    442060539    442051116    442041158    442030466    442007852    441962131    441944519    441800109
442077475    442069233    442060521    442051108    442041117    442030441    442007746    441962115    441944469    441799673
442077467    442069225    442060513    442051090    442041109    442030409    442007548    441962099    441944329    441799228
442077459    442069209    442060471    442051082    442041083    442030391    442007530    441962073    441944212    441799129
442077442    442069183    442060463    442051074    442041067    442030359    442007316    441962065    441944204    441799053
442077434    442069175    442060430    442051066    442041059    442030342    442007241    441962057    441944170    441798790
442077418    442069142    442060422    442051041    442041042    442030334    442007233    441962032    441944154    441798725
442077400    442069134    442060406    442051033    442041034    442030284    442007175    441962024    441944121    441798709
442077392    442069126    442060380    442051025    442040994    442030268    442007118    441961992    441944113    441798618
442077376    442069118    442060372    442051017    442040986    442030235    442007027    441961984    441944097    441798063
442077350    442069100    442060364    442051009    442040960    442030219    442006821    441961943    441944055    441797867
442077343    442069092    442060349    442050977    442040945    442030193    442006789    441961935    441944022    441797800
442077319    442069084    442060331    442050910    442040937    442030151    442006714    441961869    441944014    441797438
442077301    442069076    442060315    442050894    442040911    442030136    442006698    441961810    441943990    441796356
442077285    442069043    442060281    442050878    442040903    442030128    442006680    441961786    441943958    441796083
442077277    442069035    442060265    442050860    442040895    442030094    442006672    441961778    441943925    441795432
442077251    442069027    442060257    442050852    442040887    442030078    442006649    441961760    441943917    441795002
442077236    442069019    442060240    442050837    442040879    442030045    442006300    441961729    441943883    441794658
442077228    442069001    442060224    442050829    442040853    442030037    442006268    441961653    441943800    441794104
442077210    442068979    442060216    442050811    442040846    442030003    442006045    441961638    441943784    441793973
442077202    442068961    442060208    442050803    442040838    442029971    442005740    441961612    441943776    441793619
442077194    442068953    442060190    442050761    442040820    442029963    442005732    441961604    441943735    441793528
442077186    442068904    442060182    442050753    442040812    442029955    442005724    441961562    441943719    441793502
442077178    442068896    442060174    442050746    442040796    442029922    442005500    441961554    441943636    441793395
442077160    442068862    442060166    442050738    442040770    442029914    442005492    441961547    441943628    441793072
442077152    442068847    442060141    442050720    442040754    442029898    442005484    441961489    441943586    441792884
442077145    442068839    442060133    442050704    442040721    442029880    442005435    441961455    441943545    441792595
442077137    442068821    442060125    442050688    442040713    442029872    442005393    441961422    441943537    441792348
442077129    442068813    442060117    442050654    442040689    442029864    442005146    441961398    441943503    441792181
442077111    442068805    442060109    442050647    442040671    442029849    442004800    441961372    441943487    441791456
442077103    442068789    442060091    442050639    442040663    442029831    442004792    441961356    441943438    441790920
442077079    442068771    442060083    442050621    442040622    442029815    442004784    441961323    441943354    441790763
442077061    442068763    442060067    442050613    442040614    442029781    442004636    441961307    441943255    441789898
442077053    442068755    442060059    442050605    442040606    442029765    442004602    441961299    441943107    441789799
442077046    442068748    442060042    442050589    442040598    442029740    442004545    441961281    441943099    441789732
442077038    442068730    442060034    442050571    442040580    442029724    442004446    441961265    441943081    441788916
442077020    442068722    442060018    442050563    442040564    442029716    442004396    441961257    441942968    441788759
442077012    442068714    442060000    442050555    442040556    442029690    442004164    441961240    441942935    441788684
442077004    442068706    442059960    442050548    442040523    442029682    442004099    441961224    441942927    441788486
442076998    442068698    442059952    442050530    442040515    442029666    442004073    441961208    441942919    441788320
442076980    442068680    442059945    442050522    442040499    442029658    442004024    441961182    441942844    441787892
442076972    442068672    442059937    442050514    442040473    442029641    442004016    441961166    441942836    441787769
442076964    442068664    442059929    442050506    442040465    442029633    442003984    441961158    441942794    441787553
442076956    442068656    442059903    442050480    442040457    442029625    442003968    441961133    441942786    441787520
442076949    442068649    442059879    442050472    442040440    442029591    442003851    441961125    441942737    441787470
442076915    442068631    442059861    442050464    442040432    442029583    442003786    441961117    441942356    441787348
442076907    442068623    442059853    442050456    442040416    442029575    442003695    441961091    441942307    441785920


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442154845    442147278    442139598    442132098    442124327    442116505    442108791    442100921    442093019    442084976
442154837    442147237    442139572    442132080    442124319    442116497    442108775    442100905    442093001    442084968
442154829    442147229    442139564    442132072    442124301    442116489    442108767    442100897    442092995    442084950
442154811    442147195    442139556    442132056    442124285    442116471    442108742    442100871    442092987    442084943
442154803    442147187    442139549    442132049    442124277    442116463    442108734    442100863    442092961    442084935
442154795    442147179    442139531    442132015    442124269    442116455    442108726    442100855    442092953    442084927
442154787    442147161    442139523    442131991    442124251    442116448    442108718    442100848    442092946    442084919
442154753    442147153    442139515    442131983    442124244    442116430    442108700    442100822    442092938    442084901
442154746    442147146    442139507    442131967    442124236    442116422    442108692    442100814    442092920    442084885
442154738    442147138    442139499    442131959    442124210    442116414    442108684    442100806    442092912    442084877
442154720    442147120    442139481    442131926    442124202    442116406    442108676    442100798    442092904    442084851
442154712    442147112    442139473    442131918    442124194    442116398    442108668    442100780    442092896    442084844
442154704    442147104    442139465    442131900    442124186    442116380    442108643    442100772    442092888    442084836
442154696    442147096    442139457    442131892    442124178    442116364    442108635    442100756    442092862    442084828
442154688    442147088    442139440    442131884    442124160    442116356    442108627    442100749    442092854    442084802
442154670    442147070    442139432    442131876    442124152    442116349    442108619    442100723    442092847    442084794
442154662    442147062    442139424    442131868    442124145    442116315    442108601    442100715    442092839    442084786
442154654    442147054    442139416    442131850    442124137    442116307    442108593    442100699    442092821    442084778
442154639    442147047    442139408    442131843    442124111    442116299    442108585    442100681    442092813    442084752
442154613    442147039    442139390    442131835    442124087    442116281    442108577    442100673    442092805    442084737
442154605    442147021    442139382    442131827    442124061    442116273    442108569    442100665    442092797    442084729
442154597    442147013    442139374    442131801    442124053    442116265    442108544    442100657    442092789    442084711
442154589    442147005    442139366    442131793    442124046    442116240    442108536    442100640    442092763    442084703
442154571    442146999    442139358    442131777    442124020    442116232    442108502    442100624    442092755    442084695
442154563    442146981    442139341    442131769    442124012    442116224    442108478    442100616    442092730    442084687
442154555    442146973    442139333    442131751    442124004    442116216    442108460    442100608    442092722    442084679
442154548    442146965    442139325    442131744    442123998    442116208    442108452    442100590    442092714    442084653
442154530    442146957    442139317    442131736    442123972    442116190    442108445    442100582    442092698    442084646
442154522    442146940    442139309    442131728    442123964    442116182    442108437    442100574    442092680    442084638
442154514    442146932    442139291    442131710    442123956    442116166    442108429    442100566    442092672    442084620
442154498    442146916    442139283    442131702    442123949    442116158    442108411    442100558    442092664    442084604
442154480    442146908    442139267    442131694    442123931    442116141    442108403    442100541    442092631    442084596
442154472    442146874    442139259    442131686    442123923    442116133    442108395    442100533    442092615    442084588
442154456    442146866    442139242    442131678    442123915    442116125    442108387    442100525    442092599    442084570
442154449    442146858    442139234    442131652    442123907    442116117    442108379    442100509    442092573    442084562
442154431    442146841    442139226    442131645    442123899    442116091    442108361    442100491    442092565    442084554
442154415    442146833    442139218    442131637    442123881    442116083    442108353    442100483    442092557    442084547
442154407    442146825    442139200    442131611    442123873    442116075    442108346    442100475    442092540    442084521
442154381    442146817    442139184    442131595    442123865    442116067    442108320    442100442    442092532    442084513
442154365    442146809    442139168    442131587    442123857    442116059    442108312    442100434    442092524    442084505
442154357    442146791    442139135    442131579    442123840    442116042    442108288    442100426    442092516    442084497
442154340    442146783    442139127    442131561    442123832    442116034    442108270    442100418    442092490    442084489
442154324    442146775    442139119    442131553    442123824    442116026    442108262    442100400    442092482    442084471
442154316    442146759    442139101    442131546    442123816    442116018    442108254    442100392    442092474    442084463
442154308    442146742    442139093    442131538    442123790    442116000    442108247    442100384    442092466    442084455
442154290    442146734    442139085    442131520    442123782    442115994    442108221    442100376    442092458    442084448
442154282    442146718    442139077    442131512    442123774    442115986    442108213    442100368    442092425    442084430
442154274    442146692    442139069    442131504    442123766    442115960    442108171    442100350    442092409    442084406
442154266    442146684    442139051    442131496    442123758    442115952    442108163    442100343    442092391    442084380
442154258    442146676    442139044    442131488    442123741    442115945    442108155    442100335    442092383    442084372
442154241    442146668    442139036    442131470    442123733    442115929    442108122    442100319    442092367    442084364
442154233    442146635    442139028    442131454    442123725    442115911    442108114    442100301    442092359    442084356
442154209    442146619    442139010    442131447    442123717    442115903    442108106    442100293    442092342    442084349
442154191    442146601    442139002    442131421    442123709    442115895    442108098    442100285    442092326    442084331
442154183    442146593    442138996    442131405    442123691    442115887    442108080    442100277    442092300    442084323
442154175    442146585    442138988    442131397    442123683    442115879    442108072    442100251    442092284    442084315
442154167    442146569    442138970    442131389    442123675    442115861    442108064    442100244    442092276    442084307
442154159    442146551    442138962    442131363    442123667    442115838    442108056    442100202    442092268    442084299
442154134    442146544    442138954    442131348    442123659    442115804    442108049    442100194    442092250    442084281
442154126    442146528    442138947    442131330    442123642    442115788    442108031    442100186    442092243    442084265
442154118    442146494    442138939    442131322    442123618    442115762    442108023    442100160    442092235    442084240
442154092    442146486    442138921    442131306    442123592    442115754    442108007    442100152    442092227    442084224
442154084    442146478    442138913    442131298    442123584    442115747    442107967    442100145    442092219    442084216
442154076    442146460    442138905    442131272    442123576    442115739    442107942    442100137    442092201    442084174
442154068    442146452    442138897    442131256    442123550    442115721    442107934    442100129    442092193    442084166
442154050    442146445    442138889    442131249    442123543    442115713    442107926    442100111    442092185    442084158
442154043    442146437    442138871    442131231    442123535    442115705    442107918    442100103    442092169    442084133
442154035    442146429    442138863    442131223    442123527    442115697    442107900    442100095    442092151    442084125
442154027    442146403    442138855    442131215    442123519    442115689    442107884    442100087    442092144    442084117
442154019    442146395    442138848    442131207    442123501    442115671    442107876    442100079    442092136    442084091
442154001    442146387    442138822    442131199    442123493    442115663    442107868    442100053    442092128    442084083
442153995    442146379    442138814    442131181    442123485    442115655    442107850    442100046    442092110    442084075
442153961    442146361    442138806    442131173    442123477    442115648    442107843    442100038    442092102    442084067

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442076899    442068615    442059846    442050449    442040390    442029567    442003687    441961083    441942240    441784840
442076881    442068599    442059820    442050431    442040382    442029542    442003653    441961067    441942224    441784527
442076873    442068581    442059804    442050407    442040366    442029526    442003620    441961034    441942182    441784402
442076865    442068565    442059796    442050399    442040333    442029518    442003604    441961026    441942117    441783651
442076857    442068557    442059788    442050381    442040283    442029500    442003521    441961018    441942109    441783248
442076840    442068540    442059770    442050357    442040267    442029484    442003463    441961000    441942091    441783230
442076832    442068532    442059762    442050332    442040242    442029476    442003455    441960960    441942059    441783131
442076824    442068524    442059754    442050324    442040234    442029468    442003448    441960945    441942034    441782133
442076808    442068516    442059747    442050316    442040226    442029450    442003307    441960937    441942026    441781309
442076782    442068508    442059739    442050290    442040218    442029435    442003299    441960879    441941945    441781143
442076766    442068482    442059721    442050274    442040200    442029427    442003281    441960846    441941903    441780301
442076758    442068466    442059713    442050266    442040192    442029419    442003026    441960838    441941895    441780095
442076741    442068458    442059697    442050241    442040176    442029401    442002911    441960820    441941887    441780020
442076733    442068441    442059689    442050233    442040168    442029393    442002879    441960804    441941846    441779790
442076725    442068433    442059671    442050225    442040150    442029351    442002580    441960770    441941838    441779469
442076717    442068425    442059663    442050209    442040143    442029344    442002465    441960754    441941788    441779220
442076709    442068417    442059655    442050183    442040135    442029302    442002440    441960747    441941770    441779196
442076691    442068409    442059648    442050175    442040127    442029294    442002309    441960705    441941747    441778479
442076683    442068391    442059630    442050142    442040093    442029286    442002259    441960671    441941721    441778198
442076675    442068383    442059614    442050118    442040085    442029252    442002234    441960606    441941689    441777463
442076667    442068375    442059606    442050092    442040077    442029245    442002192    441960598    441941648    441777455
442076659    442068367    442059598    442050084    442040069    442029229    442002184    441960515    441941606    441776952
442076642    442068334    442059580    442050043    442040044    442029203    442002176    441960507    441941556    441775780
442076634    442068326    442059572    442050035    442040036    442029179    442002168    441960499    441941481    441775756
442076626    442068268    442059564    442050001    442040010    442029161    442002143    441960432    441941457    441775111
442076618    442068243    442059531    442049987    442039996    442029146    442002077    441960416    441941390    441774429
442076600    442068227    442059515    442049979    442039962    442029096    442002051    441960408    441941382    441774403
442076584    442068219    442059473    442049961    442039954    442029070    442002002    441960390    441941374    441774007
442076576    442068201    442059465    442049953    442039947    442029054    442001996    441960382    441941317    441773900
442076568    442068185    442059457    442049946    442039939    442029047    442001822    441960374    441941259    441773843
442076550    442068177    442059440    442049938    442039921    442029039    442001780    441960341    441941242    441773629
442076543    442068169    442059432    442049912    442039897    442029021    442001608    441960309    441941226    441773207
442076535    442068151    442059424    442049904    442039871    442029013    442001590    441960291    441941184    441772779
442076527    442068144    442059408    442049896    442039863    442029005    442001210    441960267    441941143    441772613
442076519    442068128    442059390    442049862    442039855    442028999    442001202    441960259    441941119    441770716
442076501    442068110    442059382    442049839    442039830    442028973    442001046    441960234    441941069    441770666
442076493    442068094    442059366    442049821    442039822    442028965    442001012    441960218    441941036    441770450
442076477    442068086    442059325    442049805    442039814    442028957    442000923    441960200    441940954    441769155
442076469    442068052    442059317    442049797    442039806    442028940    442000782    441960176    441940897    441768884
442076451    442068045    442059309    442049789    442039798    442028924    442000675    441960150    441940848    441768231
442076410    442068037    442059283    442049755    442039780    442028908    442000642    441960143    441940830    441768181
442076394    442068029    442059267    442049722    442039772    442028874    442000550    441960135    441940822    441768066
442076378    442068011    442059226    442049706    442039749    442028858    442000543    441960127    441940806    441767662
442076360    442068003    442059200    442049680    442039731    442028833    442000519    441960085    441940764    441767159
442076352    442067997    442059184    442049672    442039723    442028825    442000428    441959806    441940673    441766854
442076337    442067989    442059176    442049649    442039699    442028817    442000410    441959749    441940665    441766011
442076329    442067963    442059168    442049631    442039665    442028809    442000402    441959731    441940640    441764925
442076311    442067955    442059150    442049623    442039624    442028783    442000394    441959723    441940608    441764784
442076303    442067930    442059127    442049607    442039616    442028775    442000022    441959699    441940533    441764313
442076295    442067922    442059119    442049599    442039608    442028767    441999760    441959665    441940491    441764123
442076287    442067914    442059093    442049581    442039590    442028742    441999737    441959632    441940376    441763299
442076261    442067898    442059085    442049573    442039582    442028734    441999661    441959624    441940335    441762739
442076253    442067872    442059077    442049557    442039574    442028726    441999588    441959616    441940293    441762440
442076246    442067856    442059069    442049540    442039558    442028718    441999521    441959608    441940228    441762150
442076238    442067849    442059051    442049532    442039533    442028692    441999398    441959590    441940202    441762069
442076220    442067815    442059044    442049524    442039517    442028676    441999190    441959574    441940160    441761855
442076188    442067807    442059028    442049516    442039491    442028668    441999091    441959566    441940152    441761475
442076162    442067799    442059010    442049508    442039483    442028650    441998994    441959533    441940087    441760873
442076154    442067781    442058996    442049490    442039442    442028635    441998895    441959517    441940079    441760642
442076147    442067773    442058988    442049482    442039434    442028619    441998861    441959475    441940053    441760584
442076139    442067765    442058947    442049466    442039418    442028593    441998754    441959459    441940046    441760329
442076113    442067757    442058939    442049458    442039392    442028577    441998721    441959434    441940020    441760121
442076105    442067716    442058905    442049425    442039384    442028569    441998622    441959426    441940004    441759800
442076097    442067690    442058897    442049409    442039376    442028544    441998457    441959418    441939998    441759263
442076071    442067682    442058889    442049391    442039368    442028528    441998101    441959400    441939949    441759230
442076063    442067674    442058863    442049383    442039350    442028502    441997988    441959392    441939923    441758919
442076055    442067658    442058855    442049367    442039335    442028494    441997970    441959384    441939915    441757846
442076048    442067633    442058848    442049359    442039327    442028460    441997525    441959376    441939881    441757762
442076030    442067625    442058822    442049342    442039301    442028445    441997483    441959350    441939857    441757457
442076022    442067617    442058814    442049334    442039277    442028437    441997418    441959335    441939766    441757408
442076014    442067591    442058772    442049318    442039269    442028429    441997343    441959327    441939758    441756996
442075990    442067583    442058756    442049276    442039228    442028395    441997210    441959301    441939733    441756855
442075974    442067575    442058731    442049268    442039210    442028379    441997145    441959293    441939725    441756160


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442153953    442146346    442138798    442131165    442123469    442115630    442107835    442100020    442092094    442084059
442153938    442146338    442138772    442131157    442123451    442115622    442107819    442100012    442092078    442084042
442153920    442146320    442138764    442131140    442123444    442115614    442107793    442100004    442092060    442084026
442153912    442146304    442138756    442131132    442123436    442115606    442107785    442099990    442092052    442084000
442153896    442146296    442138731    442131124    442123428    442115598    442107777    442099982    442092045    442083960
442153888    442146288    442138723    442131116    442123410    442115572    442107769    442099966    442092029    442083952
442153870    442146262    442138715    442131108    442123402    442115564    442107751    442099958    442092011    442083945
442153854    442146254    442138707    442131082    442123386    442115531    442107744    442099941    442092003    442083937
442153847    442146247    442138681    442131074    442123378    442115523    442107736    442099933    442091997    442083929
442153839    442146221    442138673    442131066    442123352    442115515    442107728    442099925    442091989    442083911
442153821    442146213    442138665    442131058    442123337    442115507    442107702    442099917    442091971    442083903
442153813    442146197    442138657    442131041    442123329    442115499    442107686    442099909    442091963    442083895
442153805    442146189    442138640    442131033    442123311    442115481    442107678    442099891    442091955    442083887
442153797    442146171    442138624    442131025    442123295    442115465    442107660    442099883    442091948    442083879
442153789    442146163    442138616    442131017    442123261    442115457    442107652    442099859    442091922    442083853
442153755    442146155    442138608    442131009    442123253    442115440    442107645    442099842    442091914    442083838
442153748    442146148    442138590    442130993    442123238    442115432    442107637    442099834    442091906    442083812
442153730    442146130    442138574    442130985    442123220    442115424    442107629    442099826    442091880    442083804
442153722    442146122    442138566    442130977    442123188    442115416    442107603    442099818    442091872    442083796
442153714    442146114    442138558    442130951    442123170    442115408    442107595    442099800    442091864    442083770
442153706    442146106    442138533    442130944    442123162    442115390    442107587    442099792    442091856    442083762
442153680    442146098    442138525    442130936    442123154    442115382    442107579    442099784    442091849    442083754
442153672    442146080    442138517    442130928    442123139    442115374    442107553    442099776    442091831    442083739
442153664    442146072    442138509    442130910    442123121    442115366    442107546    442099768    442091823    442083713
442153656    442146064    442138491    442130902    442123097    442115358    442107538    442099750    442091815    442083697
442153631    442146056    442138483    442130894    442123071    442115341    442107520    442099743    442091807    442083689
442153615    442146023    442138475    442130860    442123055    442115325    442107512    442099735    442091799    442083671
442153607    442146015    442138467    442130845    442123048    442115317    442107504    442099727    442091781    442083663
442153599    442146007    442138459    442130837    442123030    442115309    442107496    442099719    442091773    442083655
442153581    442145983    442138442    442130829    442123022    442115283    442107488    442099701    442091757    442083648
442153573    442145975    442138434    442130811    442123014    442115267    442107462    442099677    442091740    442083630
442153540    442145967    442138418    442130795    442123006    442115259    442107454    442099669    442091732    442083622
442153532    442145959    442138400    442130787    442122990    442115242    442107447    442099644    442091724    442083614
442153524    442145942    442138392    442130779    442122982    442115234    442107421    442099636    442091716    442083606
442153516    442145934    442138376    442130753    442122966    442115192    442107413    442099628    442091708    442083598
442153508    442145926    442138368    442130746    442122958    442115184    442107405    442099610    442091690    442083580
442153482    442145918    442138350    442130738    442122925    442115176    442107397    442099602    442091682    442083572
442153474    442145892    442138343    442130720    442122917    442115150    442107389    442099594    442091674    442083564
442153466    442145884    442138335    442130704    442122909    442115135    442107371    442099586    442091666    442083556
442153441    442145876    442138327    442130696    442122891    442115127    442107363    442099560    442091658    442083549
442153433    442145868    442138301    442130688    442122883    442115119    442107348    442099552    442091641    442083531
442153417    442145850    442138293    442130662    442122875    442115101    442107330    442099537    442091633    442083515
442153409    442145843    442138285    442130639    442122867    442115093    442107322    442099511    442091617    442083507
442153391    442145835    442138277    442130621    442122859    442115085    442107314    442099503    442091591    442083499
442153383    442145827    442138269    442130613    442122842    442115077    442107306    442099495    442091583    442083481
442153375    442145819    442138236    442130605    442122834    442115069    442107280    442099487    442091575    442083465
442153359    442145793    442138228    442130589    442122826    442115051    442107272    442099453    442091567    442083457
442153342    442145785    442138210    442130571    442122800    442115028    442107264    442099446    442091559    442083432
442153334    442145777    442138194    442130563    442122792    442115002    442107256    442099438    442091526    442083424
442153326    442145769    442138186    442130555    442122784    442114997    442107249    442099412    442091518    442083416
442153318    442145751    442138178    442130548    442122776    442114989    442107231    442099404    442091492    442083408
442153300    442145744    442138160    442130530    442122768    442114971    442107223    442099396    442091476    442083390
442153292    442145736    442138152    442130522    442122750    442114963    442107215    442099388    442091468    442083382
442153284    442145710    442138145    442130514    442122743    442114955    442107207    442099370    442091443    442083366
442153268    442145702    442138137    442130506    442122735    442114948    442107199    442099354    442091435    442083358
442153250    442145686    442138129    442130480    442122727    442114930    442107173    442099347    442091427    442083341
442153235    442145678    442138111    442130464    442122719    442114922    442107165    442099339    442091419    442083333
442153227    442145660    442138095    442130456    442122701    442114914    442107157    442099321    442091401    442083325
442153219    442145652    442138087    442130449    442122693    442114906    442107132    442099313    442091385    442083317
442153201    442145645    442138079    442130423    442122685    442114880    442107124    442099305    442091377    442083309
442153193    442145637    442138053    442130415    442122677    442114872    442107116    442099297    442091369    442083291
442153185    442145629    442138038    442130399    442122669    442114856    442107108    442099289    442091351    442083283
442153177    442145611    442138020    442130381    442122651    442114831    442107082    442099271    442091344    442083275
442153151    442145603    442138012    442130365    442122644    442114823    442107074    442099263    442091336    442083267
442153144    442145595    442138004    442130357    442122636    442114799    442107066    442099248    442091328    442083259
442153136    442145587    442137998    442130340    442122628    442114773    442107058    442099230    442091294    442083242
442153128    442145579    442137980    442130332    442122610    442114757    442107041    442099206    442091278    442083226
442153110    442145546    442137972    442130324    442122602    442114740    442107033    442099198    442091260    442083218
442153102    442145512    442137964    442130316    442122594    442114724    442107025    442099180    442091252    442083200
442153094    442145504    442137956    442130290    442122586    442114716    442107017    442099172    442091245    442083192
442153086    442145488    442137949    442130282    442122578    442114708    442107009    442099156    442091237    442083184
442153078    442145470    442137931    442130274    442122545    442114690    442106977    442099131    442091229    442083168
442153060    442145462    442137923    442130258    442122537    442114674    442106969    442099107    442091211    442083150

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442075966    442067559    442058723    442049250    442039202    442028361    441997111    441959285    441939667    441755873
442075958    442067542    442058715    442049243    442039186    442028346    441997095    441959269    441939618    441755840
442075941    442067534    442058707    442049227    442039178    442028312    441997087    441959251    441939600    441755105
442075925    442067526    442058681    442049219    442039160    442028296    441997038    441959244    441939543    441755071
442075917    442067500    442058673    442049193    442039152    442028288    441996915    441959228    441939501    441755048
442075909    442067484    442058640    442049185    442039129    442028262    441996683    441959186    441939477    441754991
442075891    442067476    442058632    442049151    442039095    442028254    441996618    441959178    441939469    441754843
442075883    442067435    442058624    442049144    442039087    442028247    441996576    441959160    441939410    441754504
442075875    442067427    442058616    442049136    442039079    442028221    441996568    441959129    441939378    441753613
442075867    442067419    442058574    442049128    442039053    442028213    441996519    441959087    441939360    441753464
442075859    442067401    442058566    442049110    442039046    442028197    441996444    441959079    441939337    441752979
442075842    442067393    442058541    442049086    442039020    442028189    441996162    441959061    441939287    441752771
442075834    442067377    442058533    442049078    442039012    442028155    441996147    441959053    441939246    441752680
442075800    442067369    442058525    442049052    442039004    442028148    441996105    441959046    441939238    441752144
442075792    442067351    442058509    442049037    442038998    442028122    441995875    441959038    441939220    441751864
442075784    442067344    442058491    442049003    442038980    442028114    441995552    441959012    441939212    441751385
442075776    442067336    442058483    442048989    442038972    442028098    441995479    441959004    441939097    441751369
442075768    442067328    442058467    442048963    442038964    442028080    441995347    441958964    441939071    441751302
442075750    442067302    442058459    442048955    442038956    442028072    441994977    441958949    441939063    441751245
442075743    442067294    442058442    442048930    442038915    442028064    441994555    441958931    441939048    441750775
442075727    442067260    442058434    442048914    442038907    442028049    441994316    441958881    441939006    441750387
442075719    442067245    442058426    442048906    442038865    442028015    441994217    441958865    441938990    441749694
442075701    442067237    442058392    442048898    442038857    442028007    441994159    441958857    441938909    441749108
442075693    442067229    442058368    442048872    442038840    442027991    441993813    441958840    441938867    441748357
442075669    442067211    442058350    442048856    442038832    442027967    441993417    441958832    441938842    441747615
442075651    442067203    442058343    442048831    442038824    442027959    441993391    441958774    441938834    441746989
442075644    442067195    442058335    442048823    442038816    442027942    441993045    441958766    441938826    441746070
442075628    442067179    442058319    442048815    442038808    442027926    441992880    441958725    441938743    441745908
442075610    442067161    442058301    442048807    442038766    442027918    441992765    441958717    441938719    441745650
442075594    442067138    442058293    442048799    442038758    442027900    441992419    441958683    441938701    441745551
442075586    442067120    442058285    442048781    442038733    442027892    441992385    441958675    441938602    441745353
442075578    442067112    442058277    442048773    442038709    442027884    441992377    441958667    441938552    441745106
442075560    442067104    442058269    442048740    442038683    442027827    441992245    441958600    441938487    441744976
442075552    442067096    442058244    442048732    442038675    442027793    441992237    441958543    441938453    441744828
442075545    442067088    442058236    442048708    442038667    442027777    441992146    441958535    441938412    441744679
442075537    442067062    442058210    442048690    442038659    442027769    441992120    441958519    441938404    441744117
442075529    442067047    442058202    442048682    442038642    442027751    441992104    441958485    441938347    441743887
442075495    442067039    442058194    442048674    442038634    442027736    441991890    441958469    441938321    441743374
442075461    442067021    442058186    442048666    442038626    442027728    441991858    441958451    441938222    441743333
442075453    442067013    442058178    442048658    442038618    442027694    441991783    441958444    441938172    441743192
442075446    442067005    442058160    442048641    442038584    442027686    441991627    441958410    441938164    441743044
442075438    442066981    442058152    442048609    442038568    442027678    441991338    441958360    441938149    441742673
442075396    442066973    442058111    442048583    442038550    442027660    441991312    441958352    441938107    441742236
442075354    442066957    442058103    442048575    442038543    442027652    441991148    441958337    441938099    441742145
442075347    442066932    442058095    442048567    442038527    442027645    441991122    441958311    441938081    441742087
442075339    442066924    442058087    442048559    442038519    442027637    441991114    441958238    441938065    441741923
442075321    442066890    442058061    442048534    442038493    442027629    441991007    441958220    441937992    441741683
442075313    442066882    442058053    442048526    442038485    442027611    441990991    441958212    441937976    441741378
442075305    442066874    442058038    442048484    442038477    442027603    441990983    441958196    441937778    441741337
442075297    442066858    442058020    442048450    442038469    442027595    441990975    441958188    441937729    441739604
442075271    442066841    442057998    442048443    442038451    442027587    441990967    441958170    441937695    441739323
442075263    442066833    442057980    442048435    442038444    442027579    441990850    441958162    441937687    441739315
442075230    442066825    442057972    442048419    442038436    442027561    441990520    441958154    441937653    441739257
442075222    442066817    442057964    442048393    442038410    442027538    441990504    441958147    441937604    441739000
442075214    442066783    442057949    442048385    442038402    442027512    441990470    441958121    441937596    441738580
442075206    442066775    442057931    442048377    442038394    442027504    441990389    441958071    441937554    441738374
442075180    442066767    442057923    442048344    442038378    442027496    441989977    441958063    441937539    441738291
442075164    442066759    442057907    442048310    442038352    442027488    441989969    441958048    441937513    441737772
442075149    442066734    442057873    442048302    442038345    442027470    441989852    441958022    441937430    441737103
442075131    442066726    442057857    442048260    442038337    442027439    441989670    441958006    441937364    441737053
442075123    442066684    442057832    442048252    442038329    442027421    441989662    441957982    441937323    441736782
442075115    442066668    442057824    442048245    442038303    442027413    441989563    441957974    441937315    441736766
442075107    442066650    442057808    442048229    442038295    442027405    441989530    441957966    441937190    441736709
442075099    442066635    442057774    442048211    442038287    442027397    441989522    441957958    441937109    441736675
442075081    442066627    442057758    442048203    442038261    442027389    441989373    441957933    441937059    441736071
442075073    442066619    442057741    442048195    442038246    442027371    441989365    441957925    441936762    441735941
442075057    442066601    442057733    442048187    442038212    442027330    441989357    441957917    441936689    441735933
442075040    442066577    442057725    442048179    442038196    442027322    441989308    441957909    441936648    441735891
442075016    442066569    442057717    442048096    442038170    442027298    441989258    441957800    441936622    441735859
442075008    442066551    442057709    442048062    442038162    442027264    441989100    441957792    441936598    441735826
442074993    442066544    442057683    442048021    442038147    442027249    441989050    441957784    441936507    441735156
442074985    442066536    442057675    442048005    442038113    442027223    441988938    441957743    441936432    441734332
442074977    442066510    442057667    442047999    442038105    442027215    441988847    441957735    441936424    441734191


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442153052    442145439    442137915    442130241    442122529    442114666    442106951    442099099    442091203    442083143
442153045    442145421    442137907    442130233    442122511    442114658    442106944    442099081    442091195    442083101
442153037    442145413    442137873    442130225    442122503    442114641    442106936    442099073    442091187    442083085
442153011    442145405    442137865    442130209    442122495    442114633    442106928    442099065    442091179    442083077
442153003    442145397    442137857    442130191    442122487    442114617    442106910    442099057    442091161    442083069
442152997    442145389    442137840    442130175    442122479    442114609    442106902    442099040    442091153    442083051
442152971    442145355    442137832    442130167    442122453    442114591    442106886    442099032    442091146    442083044
442152963    442145348    442137824    442130159    442122438    442114583    442106878    442099024    442091138    442083036
442152955    442145330    442137816    442130142    442122412    442114575    442106852    442099016    442091112    442083028
442152948    442145322    442137808    442130134    442122404    442114567    442106845    442099008    442091104    442083010
442152930    442145298    442137790    442130126    442122396    442114559    442106837    442098992    442091096    442083002
442152922    442145280    442137782    442130118    442122388    442114542    442106779    442098984    442091088    442082996
442152914    442145264    442137766    442130092    442122370    442114534    442106761    442098976    442091070    442082988
442152906    442145256    442137758    442130084    442122362    442114518    442106753    442098968    442091054    442082970
442152898    442145249    442137741    442130076    442122347    442114500    442106720    442098935    442091039    442082962
442152880    442145215    442137733    442130068    442122339    442114492    442106704    442098927    442091021    442082954
442152872    442145207    442137725    442130050    442122321    442114484    442106696    442098919    442091013    442082947
442152864    442145199    442137717    442130043    442122313    442114476    442106688    442098901    442091005    442082939
442152856    442145181    442137709    442130035    442122305    442114468    442106662    442098893    442090973    442082921
442152849    442145173    442137683    442130027    442122297    442114443    442106654    442098885    442090965    442082889
442152831    442145165    442137675    442130019    442122289    442114435    442106647    442098877    442090957    442082871
442152823    442145157    442137667    442130001    442122263    442114427    442106639    442098869    442090940    442082863
442152815    442145140    442137659    442129995    442122255    442114401    442106621    442098851    442090924    442082855
442152807    442145132    442137642    442129987    442122248    442114393    442106613    442098844    442090916    442082848
442152799    442145124    442137634    442129979    442122230    442114385    442106605    442098828    442090908    442082830
442152781    442145116    442137626    442129961    442122222    442114369    442106597    442098810    442090890    442082822
442152765    442145090    442137618    442129920    442122198    442114351    442106589    442098802    442090882    442082814
442152757    442145066    442137592    442129904    442122180    442114344    442106563    442098786    442090874    442082806
442152740    442145058    442137584    442129896    442122172    442114336    442106555    442098778    442090866    442082798
442152732    442145041    442137568    442129870    442122164    442114328    442106548    442098760    442090841    442082772
442152716    442145033    442137550    442129862    442122149    442114302    442106530    442098752    442090833    442082756
442152708    442145017    442137543    442129854    442122131    442114294    442106514    442098729    442090825    442082749
442152690    442145009    442137535    442129847    442122123    442114286    442106506    442098703    442090817    442082723
442152682    442144994    442137527    442129839    442122107    442114278    442106498    442098695    442090783    442082715
442152674    442144986    442137501    442129821    442122099    442114260    442106480    442098679    442090775    442082707
442152666    442144978    442137493    442129805    442122081    442114252    442106464    442098646    442090767    442082699
442152658    442144960    442137477    442129797    442122073    442114245    442106456    442098620    442090759    442082681
442152641    442144952    442137451    442129789    442122065    442114237    442106431    442098612    442090742    442082665
442152625    442144945    442137428    442129771    442122057    442114229    442106423    442098604    442090734    442082657
442152617    442144937    442137410    442129763    442122024    442114211    442106415    442098596    442090726    442082632
442152609    442144929    442137386    442129755    442122016    442114195    442106407    442098588    442090700    442082624
442152591    442144911    442137352    442129748    442122008    442114179    442106381    442098570    442090692    442082616
442152583    442144903    442137345    442129722    442121992    442114161    442106373    442098554    442090684    442082608
442152575    442144895    442137337    442129714    442121976    442114153    442106357    442098547    442090676    442082590
442152567    442144887    442137329    442129706    442121968    442114146    442106340    442098539    442090643    442082582
442152559    442144879    442137311    442129698    442121950    442114120    442106324    442098521    442090627    442082574
442152542    442144861    442137303    442129680    442121943    442114104    442106316    442098513    442090619    442082566
442152526    442144853    442137295    442129672    442121927    442114096    442106308    442098505    442090601    442082558
442152518    442144846    442137287    442129664    442121919    442114088    442106290    442098497    442090593    442082525
442152500    442144838    442137279    442129649    442121901    442114070    442106282    442098489    442090585    442082517
442152492    442144820    442137261    442129623    442121893    442114062    442106274    442098471    442090577    442082509
442152484    442144812    442137253    442129615    442121885    442114054    442106266    442098463    442090551    442082491
442152450    442144804    442137246    442129599    442121877    442114047    442106258    442098455    442090544    442082483
442152443    442144796    442137238    442129581    442121869    442114039    442106233    442098448    442090536    442082475
442152435    442144788    442137220    442129573    442121851    442114021    442106225    442098430    442090528    442082459
442152427    442144762    442137212    442129565    442121844    442114013    442106217    442098422    442090510    442082442
442152401    442144754    442137204    442129557    442121836    442113999    442106209    442098414    442090502    442082434
442152393    442144747    442137196    442129540    442121828    442113981    442106191    442098406    442090494    442082418
442152385    442144739    442137188    442129532    442121810    442113973    442106183    442098398    442090486    442082400
442152377    442144721    442137170    442129524    442121802    442113965    442106175    442098380    442090478    442082384
442152369    442144713    442137147    442129516    442121786    442113957    442106167    442098372    442090460    442082376
442152351    442144705    442137139    442129482    442121778    442113940    442106159    442098364    442090452    442082368
442152344    442144697    442137121    442129474    442121760    442113932    442106142    442098356    442090437    442082350
442152336    442144689    442137113    442129466    442121752    442113924    442106126    442098331    442090429    442082343
442152328    442144663    442137105    442129458    442121737    442113916    442106100    442098315    442090411    442082335
442152310    442144655    442137097    442129441    442121729    442113908    442106092    442098307    442090403    442082327
442152294    442144648    442137089    442129433    442121711    442113890    442106084    442098299    442090387    442082301
442152278    442144630    442137071    442129425    442121703    442113882    442106076    442098281    442090379    442082293
442152260    442144622    442137063    442129417    442121695    442113874    442106068    442098273    442090361    442082285
442152252    442144606    442137055    442129409    442121687    442113866    442106050    442098265    442090353    442082251
442152245    442144598    442137030    442129391    442121679    442113858    442106043    442098257    442090346    442082244
442152237    442144580    442137022    442129383    442121661    442113841    442106035    442098224    442090312    442082236
442152211    442144572    442137014    442129367    442121653    442113833    442106019    442098216    442090304    442082228

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442074969    442066494    442057642    442047981    442038097    442027181    441988748    441957719    441936416    441733763
442074951    442066486    442057634    442047973    442038071    442027173    441988730    441957701    441936408    441733656
442074944    442066478    442057600    442047965    442038048    442027165    441988656    441957685    441936390    441733607
442074928    442066460    442057576    442047957    442038030    442027157    441988573    441957644    441936382    441733128
442074910    442066452    442057550    442047940    442038006    442027116    441988565    441957628    441936341    441732781
442074902    442066411    442057543    442047924    442037990    442027074    441988557    441957610    441936283    441732310
442074894    442066403    442057535    442047916    442037982    442027033    441988482    441957594    441936200    441732278
442074886    442066395    442057527    442047882    442037974    442027009    441988458    441957578    441936168    441731940
442074852    442066387    442057519    442047866    442037966    442026993    441988433    441957503    441936150    441731601
442074845    442066379    442057485    442047858    442037941    442026985    441988425    441957487    441936143    441730959
442074837    442066353    442057469    442047833    442037933    442026977    441988276    441957461    441936077    441730819
442074829    442066320    442057451    442047825    442037909    442026969    441988268    441957453    441935996    441730660
442074811    442066304    442057444    442047817    442037891    442026951    441988177    441957446    441935954    441730041
442074803    442066288    442057428    442047809    442037883    442026936    441988144    441957438    441935897    441729498
442074795    442066270    442057402    442047791    442037859    442026928    441987849    441957412    441935871    441729126
442074787    442066247    442057386    442047783    442037834    442026910    441987831    441957396    441935863    441728854
442074779    442066239    442057378    442047775    442037826    442026902    441987732    441957321    441935848    441728797
442074761    442066221    442057337    442047767    442037818    442026878    441987617    441957263    441935780    441728698
442074746    442066213    442057329    442047759    442037792    442026845    441987567    441957248    441935731    441728680
442074738    442066205    442057303    442047742    442037776    442026837    441987427    441957222    441935715    441728649
442074720    442066197    442057295    442047734    442037750    442026829    441987419    441957214    441935657    441728383
442074688    442066189    442057279    442047726    442037743    442026803    441987377    441957206    441935624    441727393
442074670    442066171    442057261    442047700    442037727    442026787    441987328    441957198    441935525    441727245
442074662    442066163    442057238    442047684    442037719    442026779    441987260    441957180    441935517    441727021
442074654    442066155    442057220    442047676    442037701    442026761    441987237    441957172    441935426    441726650
442074647    442066148    442057212    442047668    442037685    442026720    441987138    441957164    441935392    441726502
442074639    442066130    442057204    442047643    442037677    442026712    441987112    441957131    441935350    441726445
442074621    442066122    442057170    442047635    442037669    442026704    441987096    441957107    441935343    441726387
442074613    442066106    442057162    442047627    442037651    442026696    441987070    441957073    441935293    441726361
442074605    442066098    442057147    442047619    442037644    442026688    441987047    441957065    441935228    441726320
442074571    442066080    442057139    442047593    442037636    442026662    441987039    441957032    441935152    441726296
442074563    442066072    442057113    442047585    442037602    442026639    441987013    441957016    441935137    441726221
442074548    442066049    442057105    442047577    442037552    442026621    441986932    441957008    441934932    441725678
442074530    442066015    442057089    442047569    442037537    442026605    441986817    441956984    441934874    441725579
442074522    442066007    442057071    442047551    442037503    442026597    441986809    441956943    441934841    441725017
442074514    442065991    442057063    442047536    442037495    442026589    441986783    441956927    441934833    441724523
442074498    442065983    442057055    442047510    442037487    442026563    441986684    441956919    441934775    441724358
442074480    442065967    442057048    442047502    442037420    442026555    441986668    441956893    441934759    441724028
442074472    442065959    442057022    442047478    442037404    442026530    441986619    441956885    441934692    441723343
442074464    442065942    442057014    442047460    442037362    442026514    441986593    441956844    441934650    441723277
442074456    442065934    442057006    442047429    442037354    442026506    441986569    441956828    441934643    441723269
442074449    442065926    442056990    442047395    442037347    442026472    441986486    441956695    441934627    441722915
442074415    442065918    442056982    442047387    442037339    442026456    441986361    441956687    441934619    441722550
442074407    442065900    442056974    442047379    442037313    442026449    441986296    441956661    441934510    441722444
442074373    442065892    442056966    442047353    442037289    442026431    441986023    441956612    441934494    441721990
442074365    442065876    442056958    442047338    442037255    442026423    441985918    441956604    441934411    441721438
442074340    442065843    442056941    442047320    442037248    442026415    441985900    441956562    441934320    441721255
442074332    442065835    442056933    442047312    442037230    442026407    441985694    441956521    441934270    441720968
442074324    442065827    442056917    442047304    442037222    442026399    441985652    441956489    441934262    441720430
442074316    442065819    442056891    442047296    442037198    442026381    441985439    441956463    441934171    441720273
442074290    442065801    442056883    442047262    442037180    442026373    441985363    441956406    441934106    441719390
442074282    442065793    442056875    442047254    442037172    442026365    441985348    441956380    441934098    441719291
442074258    442065785    442056859    442047221    442037156    442026357    441985322    441956372    441934031    441719283
442074241    442065777    442056842    442047205    442037131    442026324    441985280    441956364    441933991    441718905
442074233    442065744    442056834    442047171    442037123    442026316    441985033    441956299    441933900    441718400
442074217    442065728    442056826    442047163    442037115    442026308    441984960    441956265    441933819    441718384
442074191    442065702    442056800    442047148    442037107    442026290    441984895    441956257    441933744    441718350
442074183    442065686    442056784    442047130    442037099    442026266    441984879    441956208    441933728    441718319
442074175    442065660    442056776    442047122    442037081    442026258    441984762    441956190    441933702    441718160
442074167    442065652    442056768    442047114    442037073    442026233    441984523    441956166    441933694    441717857
442074159    442065645    442056750    442047106    442037065    442026217    441984317    441956141    441933686    441717832
442074142    442065637    442056743    442047080    442037040    442026191    441984283    441956117    441933660    441717782
442074134    442065629    442056735    442047064    442037024    442026183    441984226    441956059    441933645    441717048
442074126    442065611    442056727    442047056    442037008    442026159    441984218    441956034    441933603    441716966
442074118    442065579    442056719    442047049    442036992    442026142    441984135    441956026    441933587    441716933
442074100    442065546    442056701    442046983    442036976    442026126    441984101    441956018    441933546    441716859
442074092    442065504    442056651    442046975    442036950    442026100    441984069    441956000    441933496    441716719
442074084    442065496    442056628    442046959    442036943    442026084    441983970    441955960    441933298    441716453
442074050    442065462    442056602    442046942    442036935    442026076    441983954    441955929    441933215    441716362
442074043    442065454    442056594    442046934    442036919    442026050    441983830    441955911    441933173    441716206
442074035    442065447    442056578    442046926    442036877    442026027    441983814    441955903    441933132    441716172
442074027    442065439    442056537    442046918    442036869    442026019    441983715    441955879    441933124    441716131
442074019    442065413    442056529    442046900    442036851    442025995    441983665    441955861    441933017    441715620


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442152203    442144564    442137006    442129359    442121646    442113825    442105995    442098190    442090296    442082210
442152195    442144549    442136990    442129342    442121638    442113817    442105987    442098182    442090270    442082202
442152187    442144531    442136966    442129334    442121612    442113809    442105979    442098174    442090262    442082178
442152179    442144523    442136958    442129318    442121596    442113791    442105961    442098166    442090254    442082160
442152153    442144515    442136941    442129300    442121588    442113783    442105953    442098158    442090239    442082152
442152146    442144507    442136933    442129292    442121570    442113775    442105946    442098141    442090221    442082129
442152138    442144499    442136925    442129284    442121562    442113767    442105938    442098133    442090213    442082103
442152120    442144481    442136917    442129276    442121554    442113742    442105904    442098117    442090205    442082095
442152112    442144473    442136883    442129250    442121547    442113734    442105888    442098109    442090197    442082087
442152104    442144465    442136875    442129243    442121539    442113726    442105870    442098091    442090189    442082079
442152096    442144457    442136867    442129235    442121521    442113700    442105862    442098083    442090163    442082061
442152088    442144440    442136859    442129227    442121505    442113692    442105854    442098075    442090155    442082053
442152062    442144432    442136842    442129201    442121497    442113684    442105847    442098067    442090148    442082046
442152054    442144424    442136834    442129193    442121489    442113676    442105839    442098059    442090122    442082038
442152047    442144390    442136800    442129185    442121471    442113668    442105821    442098042    442090114    442082020
442152039    442144382    442136792    442129177    442121448    442113650    442105805    442098026    442090106    442082004
442152013    442144374    442136776    442129169    442121406    442113643    442105797    442098018    442090098    442081998
442151999    442144366    442136768    442129144    442121398    442113635    442105789    442098000    442090080    442081980
442151981    442144358    442136743    442129128    442121372    442113627    442105763    442097986    442090072    442081972
442151973    442144341    442136735    442129102    442121364    442113619    442105755    442097978    442090064    442081964
442151965    442144333    442136727    442129094    442121356    442113601    442105748    442097960    442090056    442081956
442151957    442144325    442136719    442129086    442121349    442113593    442105730    442097945    442090049    442081949
442151940    442144317    442136701    442129078    442121331    442113585    442105722    442097929    442090023    442081931
442151932    442144309    442136693    442129060    442121315    442113577    442105714    442097911    442090015    442081923
442151924    442144283    442136685    442129052    442121307    442113569    442105680    442097887    442089983    442081915
442151916    442144275    442136677    442129045    442121299    442113551    442105664    442097879    442089975    442081907
442151908    442144259    442136651    442129037    442121281    442113544    442105656    442097861    442089967    442081899
442151890    442144234    442136644    442129029    442121273    442113510    442105631    442097846    442089959    442081881
442151882    442144226    442136628    442129011    442121265    442113502    442105623    442097820    442089934    442081873
442151874    442144218    442136602    442129003    442121232    442113486    442105615    442097804    442089926    442081865
442151858    442144200    442136594    442128997    442121224    442113478    442105607    442097796    442089918    442081840
442151841    442144192    442136586    442128963    442121208    442113460    442105599    442097770    442089900    442081832
442151833    442144184    442136578    442128955    442121182    442113437    442105581    442097762    442089892    442081824
442151825    442144176    442136560    442128948    442121174    442113411    442105573    442097754    442089876    442081816
442151817    442144168    442136552    442128922    442121166    442113403    442105565    442097739    442089868    442081808
442151809    442144150    442136545    442128914    442121158    442113395    442105540    442097721    442089850    442081790
442151791    442144143    442136529    442128898    442121141    442113387    442105532    442097713    442089843    442081782
442151783    442144119    442136511    442128880    442121133    442113379    442105524    442097697    442089819    442081774
442151775    442144101    442136487    442128872    442121125    442113361    442105508    442097689    442089801    442081766
442151767    442144093    442136479    442128864    442121109    442113353    442105482    442097671    442089793    442081758
442151759    442144085    442136461    442128856    442121091    442113346    442105474    442097663    442089785    442081717
442151742    442144077    442136453    442128849    442121083    442113338    442105466    442097655    442089777    442081709
442151734    442144069    442136438    442128831    442121075    442113320    442105458    442097648    442089769    442081691
442151726    442144051    442136420    442128823    442121059    442113312    442105441    442097630    442089751    442081683
442151718    442144044    442136412    442128815    442121042    442113304    442105433    442097614    442089744    442081675
442151700    442144036    442136396    442128807    442121034    442113296    442105417    442097606    442089736    442081667
442151692    442144028    442136388    442128781    442121026    442113288    442105391    442097580    442089710    442081659
442151684    442144002    442136370    442128773    442121018    442113270    442105383    442097572    442089702    442081634
442151668    442143996    442136362    442128765    442121000    442113262    442105375    442097556    442089660    442081626
442151643    442143988    442136354    442128757    442120994    442113254    442105367    442097531    442089611    442081618
442151627    442143962    442136347    442128740    442120986    442113247    442105359    442097523    442089603    442081592
442151619    442143954    442136339    442128732    442120978    442113239    442105342    442097515    442089587    442081584
442151601    442143947    442136321    442128724    442120960    442113213    442105334    442097507    442089579    442081576
442151585    442143939    442136313    442128716    442120952    442113205    442105326    442097499    442089561    442081568
442151577    442143921    442136305    442128690    442120945    442113197    442105318    442097481    442089553    442081543
442151569    442143913    442136289    442128682    442120929    442113189    442105292    442097473    442089546    442081535
442151551    442143905    442136271    442128674    442120911    442113171    442105276    442097465    442089538    442081527
442151544    442143897    442136263    442128666    442120903    442113163    442105268    442097457    442089520    442081519
442151536    442143889    442136255    442128658    442120895    442113148    442105250    442097440    442089512    442081501
442151528    442143863    442136248    442128641    442120887    442113130    442105243    442097432    442089504    442081493
442151510    442143830    442136222    442128633    442120879    442113122    442105235    442097424    442089488    442081485
442151502    442143822    442136206    442128625    442120861    442113114    442105227    442097416    442089462    442081477
442151494    442143806    442136198    442128617    442120853    442113106    442105219    442097408    442089454    442081469
442151486    442143798    442136180    442128575    442120846    442113098    442105201    442097390    442089447    442081451
442151478    442143780    442136172    442128567    442120838    442113080    442105185    442097374    442089439    442081428
442151460    442143772    442136156    442128542    442120820    442113072    442105177    442097366    442089421    442081402
442151452    442143764    442136149    442128526    442120812    442113064    442105169    442097358    442089413    442081394
442151445    442143756    442136131    442128518    442120804    442113056    442105151    442097341    442089405    442081386
442151437    442143731    442136123    442128500    442120796    442113049    442105136    442097333    442089397    442081360
442151429    442143715    442136115    442128492    442120788    442113031    442105110    442097317    442089371    442081345
442151403    442143707    442136107    442128484    442120770    442113015    442105102    442097309    442089363    442081337
442151395    442143699    442136099    442128476    442120762    442112991    442105094    442097291    442089348    442081329
442151387    442143681    442136073    442128468    442120754    442112983    442105086    442097283    442089330    442081311

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442074001    442065405    442056511    442046892    442036802    442025953    441983582    441955820    441932787    441715208
442073987    442065397    442056503    442046884    442036760    442025946    441983566    441955812    441932746    441715190
442073979    442065389    442056487    442046876    442036752    442025938    441983541    441955796    441932670    441715141
442073961    442065371    442056479    442046843    442036745    442025920    441983533    441955770    441932662    441715125
442073946    442065363    442056461    442046835    442036737    442025912    441983517    441955762    441932639    441715109
442073938    442065355    442056453    442046827    442036695    442025904    441983467    441955747    441932621    441715075
442073920    442065348    442056446    442046793    442036687    442025896    441983400    441955721    441932613    441715059
442073912    442065330    442056438    442046785    442036661    442025870    441983293    441955671    441932589    441715042
442073904    442065322    442056412    442046777    442036646    442025862    441983269    441955663    441932381    441715000
442073896    442065314    442056404    442046769    442036638    442025854    441982857    441955614    441932282    441714995
442073888    442065306    442056362    442046751    442036596    442025821    441982824    441955598    441932258    441714946
442073870    442065298    442056321    442046744    442036570    442025813    441982782    441955564    441932084    441714896
442073862    442065280    442056305    442046728    442036521    442025797    441982584    441955556    441931755    441714862
442073854    442065272    442056297    442046710    442036513    442025755    441982493    441955549    441931730    441714854
442073847    442065264    442056271    442046678    442036497    442025748    441982485    441955507    441931557    441714821
442073839    442065256    442056263    442046660    442036455    442025730    441982212    441955473    441931508    441714813
442073821    442065231    442056255    442046652    442036430    442025722    441981925    441955465    441931342    441714763
442073813    442065223    442056248    442046645    442036422    442025714    441981883    441955432    441931326    441714706
442073805    442065215    442056230    442046611    442036414    442025698    441981792    441955424    441931300    441714680
442073797    442065207    442056222    442046603    442036398    442025680    441981776    441955416    441931193    441714672
442073789    442065199    442056214    442046587    442036364    442025672    441981768    441955408    441931094    441714656
442073771    442065181    442056206    442046579    442036356    442025664    441981685    441955382    441931060    441714649
442073763    442065173    442056198    442046561    442036331    442025656    441981578    441955374    441931037    441714631
442073755    442065165    442056172    442046553    442036323    442025631    441981560    441955366    441930849    441714623
442073748    442065140    442056164    442046546    442036315    442025623    441981537    441955325    441930831    441714581
442073730    442065132    442056131    442046454    442036307    442025607    441981420    441955317    441930708    441714565
442073722    442065124    442056073    442046421    442036299    442025573    441981107    441955309    441930674    441714557
442073714    442065116    442056057    442046405    442036281    442025565    441981081    441955275    441930609    441714540
442073706    442065082    442056040    442046397    442036273    442025540    441981057    441955267    441930450    441714532
442073680    442065074    442056024    442046389    442036257    442025532    441980992    441955226    441930294    441714524
442073672    442065066    442056016    442046371    442036240    442025524    441980877    441955218    441930237    441714508
442073649    442065058    442055992    442046363    442036232    442025490    441980844    441955192    441930195    441714474
442073631    442065041    442055984    442046348    442036224    442025474    441980752    441955143    441930070    441714466
442073623    442065033    442055976    442046322    442036208    442025466    441980703    441955101    441930013    441714458
442073607    442065025    442055968    442046314    442036190    442025441    441980653    441955093    441929965    441714441
442073573    442065009    442055950    442046306    442036158    442025425    441980562    441955028    441929775    441714391
442073565    442064994    442055943    442046298    442036141    442025417    441980505    441954997    441929742    441714383
442073557    442064986    442055935    442046280    442036133    442025409    441980497    441954971    441929338    441714367
442073540    442064978    442055927    442046272    442036125    442025391    441980315    441954922    441929320    441714359
442073524    442064960    442055919    442046264    442036117    442025375    441980224    441954880    441929114    441714342
442073516    442064952    442055901    442046249    442036109    442025342    441980190    441954864    441929072    441714326
442073508    442064945    442055893    442046223    442036091    442025334    441980117    441954823    441928884    441714318
442073490    442064937    442055885    442046215    442036083    442025318    441979929    441954781    441928264    441714300
442073482    442064929    442055877    442046207    442036067    442025300    441979903    441954773    441928041    441714284
442073474    442064911    442055851    442046199    442036059    442025292    441979895    441954732    441927704    441714276
442073458    442064903    442055844    442046181    442036042    442025284    441979861    441954716    441926979    441714235
442073441    442064895    442055810    442046173    442036026    442025243    441979804    441954708    441926318    441714227
442073425    442064887    442055786    442046132    442036018    442025235    441979796    441954633    441925666    441714201
442073417    442064879    442055760    442046108    442036000    442025219    441979747    441954625    441925567    441714193
442073409    442064861    442055752    442046082    442035994    442025185    441979713    441954567    441924610    441714185
442073391    442064846    442055745    442046074    442035986    442025151    441979473    441954542    441922028    441714151
442073383    442064838    442055737    442046058    442035978    442025110    441979457    441954518    441921210    441714128
442073375    442064820    442055729    442046033    442035960    442025086    441979416    441954468    441920972    441714110
442073367    442064812    442055695    442046025    442035952    442025078    441979390    441954450    441920261    441714094
442073326    442064804    442055687    442046017    442035945    442025060    441979382    441954435    441920253    441714086
442073292    442064796    442055679    442045993    442035937    442025037    441979358    441954328    441919982    441714078
442073284    442064770    442055638    442045977    442035929    442025029    441979218    441954278    441919891    441714060
442073250    442064762    442055612    442045969    442035903    442025011    441979168    441954252    441918927    441714052
442073243    442064747    442055604    442045951    442035895    442025003    441979036    441954237    441918257    441714003
442073227    442064739    442055596    442045902    442035887    442024964    441978996    441954211    441918091    441713898
442073219    442064721    442055570    442045894    442035846    442024931    441978699    441954203    441918059    441713856
442073201    442064713    442055562    442045886    442035820    442024907    441978616    441954187    441917697    441713799
442073193    442064705    442055554    442045878    442035804    442024899    441978491    441954179    441917671    441713781
442073177    442064697    442055513    442045860    442035747    442024881    441978327    441954161    441917481    441713559
442073169    442064689    442055505    442045852    442035721    442024840    441978194    441954153    441917309    441713526
442073151    442064671    442055489    442045837    442035705    442024816    441978012    441954138    441917101    441713518
442073144    442064655    442055471    442045811    442035697    442024808    441977840    441954120    441916954    441713500
442073136    442064648    442055463    442045803    442035655    442024758    441977824    441954112    441915915    441713492
442073128    442064622    442055455    442045787    442035606    442024741    441977782    441954104    441915196    441713484
442073110    442064606    442055448    442045779    442035531    442024733    441977717    441954054    441915105    441713476
442073102    442064598    442055422    442045753    442035515    442024725    441977535    441954039    441914926    441713443
442073086    442064564    442055414    442045738    442035507    442024709    441977485    441954021    441913969    441713435
442073078    442064531    442055398    442045720    442035499    442024667    441977261    441953999    441913761    441713419


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442151379    442143673    442136065    442128450    442120747    442112967    442105078    442097275    442089314    442081303
442151361    442143665    442136057    442128443    442120739    442112959    442105060    442097267    442089306    442081295
442151353    442143657    442136040    442128435    442120713    442112934    442105052    442097234    442089298    442081279
442151346    442143624    442136024    442128401    442120705    442112926    442105045    442097218    442089280    442081261
442151338    442143616    442136016    442128385    442120689    442112918    442105037    442097184    442089272    442081253
442151320    442143608    442135984    442128377    442120671    442112900    442105029    442097176    442089264    442081220
442151312    442143590    442135968    442128369    442120655    442112892    442105011    442097168    442089249    442081212
442151304    442143582    442135950    442128344    442120648    442112884    442105003    442097150    442089231    442081204
442151296    442143574    442135927    442128336    442120614    442112876    442104998    442097135    442089207    442081196
442151288    442143566    442135901    442128310    442120606    442112868    442104964    442097127    442089181    442081188
442151270    442143558    442135893    442128302    442120598    442112850    442104956    442097101    442089157    442081162
442151239    442143541    442135885    442128294    442120580    442112843    442104949    442097093    442089140    442081147
442151221    442143533    442135869    442128286    442120572    442112835    442104931    442097085    442089132    442081139
442151213    442143525    442135851    442128278    442120564    442112827    442104923    442097077    442089124    442081121
442151197    442143517    442135844    442128260    442120556    442112819    442104915    442097069    442089116    442081113
442151189    442143509    442135836    442128252    442120549    442112801    442104907    442097044    442089108    442081097
442151171    442143491    442135810    442128245    442120531    442112793    442104899    442097028    442089090    442081089
442151163    442143483    442135794    442128229    442120523    442112785    442104881    442097010    442089082    442081071
442151155    442143475    442135786    442128203    442120507    442112777    442104873    442096988    442089074    442081063
442151148    442143467    442135778    442128187    442120499    442112769    442104857    442096970    442089058    442081048
442151130    442143459    442135760    442128179    442120481    442112751    442104832    442096962    442089033    442081030
442151122    442143426    442135752    442128153    442120473    442112728    442104808    442096954    442089009    442081022
442151114    442143418    442135745    442128146    442120465    442112710    442104774    442096947    442088993    442081014
442151106    442143400    442135737    442128138    442120457    442112694    442104766    442096939    442088985    442081006
442151098    442143384    442135711    442128120    442120440    442112686    442104758    442096921    442088969    442080990
442151080    442143368    442135703    442128112    442120432    442112652    442104741    442096913    442088951    442080982
442151064    442143350    442135687    442128104    442120416    442112645    442104733    442096905    442088944    442080974
442151056    442143335    442135679    442128096    442120408    442112637    442104725    442096897    442088936    442080966
442151049    442143327    442135661    442128088    442120390    442112629    442104717    442096889    442088928    442080958
442151031    442143319    442135653    442128070    442120374    442112611    442104709    442096871    442088910    442080941
442151023    442143301    442135638    442128062    442120366    442112603    442104683    442096863    442088902    442080933
442151015    442143293    442135620    442128039    442120358    442112595    442104675    442096848    442088894    442080925
442151007    442143277    442135612    442128021    442120325    442112587    442104667    442096830    442088886    442080917
442150991    442143244    442135604    442128013    442120317    442112579    442104642    442096822    442088878    442080909
442150983    442143210    442135596    442128005    442120283    442112561    442104634    442096814    442088860    442080891
442150975    442143194    442135588    442127981    442120275    442112553    442104626    442096798    442088852    442080875
442150942    442143186    442135570    442127965    442120259    442112546    442104618    442096780    442088837    442080867
442150934    442143178    442135562    442127957    442120242    442112538    442104592    442096764    442088829    442080859
442150926    442143160    442135554    442127940    442120226    442112520    442104584    442096756    442088811    442080834
442150918    442143152    442135547    442127932    442120218    442112504    442104568    442096749    442088803    442080826
442150892    442143145    442135539    442127924    442120200    442112496    442104543    442096731    442088795    442080800
442150884    442143137    442135521    442127916    442120192    442112488    442104535    442096723    442088787    442080792
442150876    442143129    442135513    442127908    442120184    442112470    442104527    442096715    442088761    442080784
442150868    442143111    442135505    442127890    442120176    442112462    442104519    442096707    442088746    442080776
442150850    442143103    442135497    442127874    442120127    442112454    442104477    442096699    442088738    442080750
442150843    442143095    442135489    442127866    442120119    442112439    442104469    442096681    442088712    442080743
442150835    442143087    442135471    442127858    442120101    442112421    442104451    442096665    442088704    442080735
442150827    442143079    442135463    442127841    442120093    442112413    442104444    442096657    442088688    442080727
442150801    442143061    442135455    442127833    442120085    442112405    442104436    442096640    442088670    442080719
442150793    442143046    442135448    442127825    442120077    442112397    442104428    442096616    442088662    442080701
442150785    442143038    442135430    442127817    442120069    442112371    442104394    442096582    442088654    442080693
442150769    442143020    442135422    442127809    442120051    442112355    442104386    442096574    442088639    442080669
442150744    442143012    442135414    442127791    442120044    442112348    442104378    442096566    442088613    442080651
442150736    442143004    442135406    442127783    442120036    442112322    442104360    442096558    442088605    442080644
442150728    442142980    442135398    442127775    442120028    442112314    442104352    442096533    442088589    442080636
442150710    442142972    442135380    442127767    442120002    442112306    442104345    442096517    442088571    442080628
442150702    442142964    442135372    442127759    442119996    442112298    442104337    442096509    442088563    442080610
442150694    442142949    442135364    442127742    442119970    442112280    442104329    442096491    442088555    442080602
442150686    442142931    442135356    442127734    442119962    442112272    442104311    442096483    442088530    442080578
442150678    442142923    442135331    442127718    442119947    442112264    442104303    442096475    442088522    442080560
442150645    442142915    442135323    442127700    442119939    442112256    442104295    442096467    442088514    442080552
442150637    442142899    442135307    442127684    442119921    442112249    442104287    442096459    442088498    442080545
442150629    442142881    442135299    442127676    442119913    442112231    442104279    442096442    442088464    442080537
442150611    442142873    442135281    442127668    442119905    442112223    442104261    442096426    442088456    442080529
442150595    442142865    442135273    442127635    442119897    442112199    442104238    442096418    442088449    442080511
441709078    441707288    441703840    441700267    441698289    441696846    441694296    441691409    441689528    441688371
441708930    441707189    441702586    441699584    441698164    441696812    441694080    441691326    441689460    441688264
441708658    441706918    441702354    441699535    441698032    441696440    441693801    441690823    441689221    441688223
441708377    441706850    441702040    441699261    441697687    441696036    441693264    441690732    441689007    441688165
441708328    441706751    441701828    441699238    441697653    441695145    441692712    441690393    441688637    441688124
441708237    441706421    441700911    441698719    441697489    441694916    441691953    441690112    441688587    441688116
441691516    441679362    441678091    441673316    441671773    441669322    441694536    441697471    441698644    441700515
442155982    441997046    441951167    441907615    441868619    441830676    441789914    441749603    441707817    441667128

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442073052    442064515    442055372    442045712    442035457    442024618    441977113    441953981    441913274    441713401
442073045    442064507    442055364    442045688    442035440    442024592    441977030    441953973    441912425    441713310
442073037    442064499    442055349    442045662    442035424    442024550    441976966    441953668    441912318    441713302
442073029    442064481    442055323    442045654    442035416    442024543    441976933    441953643    441911351    441713294
442073003    442064457    442055315    442045647    442035408    442024527    441976834    441953635    441910429    441713153
442072989    442064440    442055281    442045613    442035382    442024493    441976826    441953619    441909785    441712981
442072971    442064432    442055265    442045605    442035374    442024477    441976800    441953601    441909512    441712320
442072955    442064424    442055257    442045589    442035366    442024394    441976784    441953577    441909421    441712007
442072930    442064416    442055240    442045563    442035358    442024378    441976743    441953544    441909181    441711371
442072922    442064390    442055232    442045555    442035341    442024360    441976735    441953510    441909009    441711082
442072914    442064366    442055224    442045548    442035333    442024352    441976602    441953502    441908183    441710977
442072898    442064358    442055216    442045530    442035325    442024337    441976420    441953452    441907482    441710696
442072880    442064341    442055208    442045522    442035291    442024295    441975885    441953395    441907219    441710563
442072872    442064325    442055182    442045514    442035267    442024279    441975844    441953387    441906567    441710514
442072864    442064309    442055174    442045506    442035259    442024196    441975703    441953346    441906286    441710282
442072856    442064291    442055166    442045498    442035242    442024154    441975687    441953254    441906005    441710050
442072849    442064275    442055158    442045464    442035200    442024121    441975620    441953221    441905783    441709680
442072831    442064259    442055141    442045456    442035192    442024048    441975604    441953189    441905163    441709516
442072823    442064242    442055091    442045449    442035184    442023982    441975554    441953171    441905155    441709391
442072781    442064234    442055083    442045431    442035176    442023974    441975521    441953155    441905031    422541672
442072765    442064218    442055075    442045415    442035168    442023917    441975513    441953106    441904752    422541029
442072757    442064200    442055042    442045407    442035150    442023859    441975471    441953056    441904398    422540807
442072740    442064192    442055026    442045365    442035143    442023834    441975356    441953049    441903572    422540468
442072732    442064184    442054995    442045357    442035127    442023818    441975208    441953007    441903259    422540195
442072724    442064176    442054979    442045340    442035119    442023800    441974938    441952926    441903192    422539577
442072716    442064143    442054953    442045316    442035093    442023735    441974904    441952884    441902764    422538983
442072682    442064135    442054946    442045308    442035010    442023719    441974839    441952876    441902343    422538611
442072666    442064119    442054938    442045290    442034997    442023560    441974789    441952801    441902319    422538470
442072641    442064093    442054920    442045282    442034971    442023552    441974607    441952769    441902277    422538447
442072633    442064069    442054896    442045274    442034948    442023453    441974573    441952694    441902152    422538405
442072625    442064051    442054870    442045266    442034930    442023404    441973989    441952660    441901956    422538074
442072617    442064044    442054862    442045258    442034922    442023396    441973963    441952587    441900735    422537902
442072609    442064036    442054854    442045233    442034880    442023370    441973716    441952579    441900461    422537878
442072591    442064028    442054847    442045225    442034872    442023289    441973617    441952553    441900180    422537837
442072583    442064010    442054839    442045217    442034864    442023271    441973427    441952538    441900040    422537761
442072567    442063988    442054813    442045209    442034815    442023263    441973096    441952512    441899739    422537720
442072559    442063970    442054805    442045191    442034799    442023180    441973005    441952496    441899234    422537613
442072542    442063962    442054771    442045183    442034781    442023131    441972858    441952447    441898681    422537357
442072526    442063954    442054763    442045175    442034773    442023115    441972734    441952413    441898285    422536615
442072518    442063947    442054755    442045167    442034765    442023107    441972593    441952405    441898079    422536268
442072500    442063939    442054722    442045142    442034716    442023073    441972528    441952397    441897865    422535872
442072492    442063921    442054706    442045118    442034708    442023057    441972502    441952330    441897121    422535682
442072484    442063905    442054698    442045092    442034690    442023008    441972494    441952314    441896826    422535609
442072476    442063897    442054680    442045084    442034682    442022984    441972486    441952298    441896057    422535559
442072468    442063889    442054672    442045068    442034674    442022927    441972296    441952231    441895844    422535260
442072450    442063863    442054664    442045035    442034633    442022877    441972049    441952207    441895711    422534925
442072443    442063855    442054656    442045027    442034625    442022869    441971678    441952181    441895190    422534743
442072435    442063830    442054649    442045001    442034609    442022851    441971512    441952173    441895067    422534735
442072419    442063822    442054631    442044996    442034575    442022836    441971488    441952090    441894086    422534651
442072401    442063814    442054623    442044962    442034567    442022828    441971421    441952074    441893914    422534610
442072393    442063798    442054615    442044954    442034559    442022760    441971348    441952058    441893716    422534222
442072377    442063772    442054607    442044939    442034542    442022752    441971298    441952025    441892395    422534065
442072351    442063764    442054581    442044913    442034534    442022679    441971173    441952009    441892262    422533539
442072344    442063756    442054573    442044897    442034500    442022653    441971116    441951993    441892163    422533448
442072336    442063749    442054557    442044889    442034492    442022646    441971090    441951985    441891637    422533224
442072328    442063731    442054540    442044871    442034450    442022638    441971082    441951977    441891603    422533075
442072278    442063723    442054532    442044855    442034435    442022620    441971025    441951951    441891397    422532481
442072211    442063715    442054516    442044848    442034401    442022612    441970845    441951746    441891108    422532135
442072195    442063707    442054508    442044830    442034393    442022604    441970522    441951720    441890274    422532028
442072187    442063665    442054490    442044822    442034336    442022596    441970464    441951712    441889656    422531731
442072179    442063657    442054482    442044814    442034310    442022489    441970456    441951696    441889144    422531442
442072161    442063640    442054474    442044806    442034260    442022356    441970282    441951571    441889110    422531251
442072153    442063616    442054466    442044798    442034252    442022349    441970225    441951548    441888856    422531194
442072146    442063608    442054441    442044780    442034203    442022299    441970001    441951514    441887692    422531160
442072138    442063590    442054425    442044772    442034195    442022273    441969896    441951506    441887262    422531020
441687902    441685070    441682325    441680824    441679305    441677762    441672581    441671575    423115757    422530576
441687894    441685039    441682176    441680394    441679040    441677473    441672342    441670650    423115732    422529941
441687100    441684669    441682002    441680147    441678604    441676947    441672276    441670635    423115724    422529701
441687043    441684610    441681871    441679800    441678471    441676368    441672136    441670544    423115674    422529610
441686870    441684537    441681699    441679792    441678356    441674843    441672078    441669793    423115518    422529560
441686631    441684222    441681319    441679685    441678216    441674736    441672045    441669538    423115443    422529339
441704756    441707510    441689700    441688413    441687969    441685534    441684099    441680923    423114743    422529024
441624905    441582327    441512530    441466265    437032568    423991686    423754209    423469543    423114735    422528836


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442150652    441997020    441951134    441907599    441868601    441830650    441789856    441749595    441707809    441667094
442144135    441997012    441951118    441907573    441868585    441830643    441789831    441749587    441707759    441667086
442142550    441996980    441951050    441907565    441868577    441830635    441789823    441749579    441707742    441667078
442139945    441996972    441951019    441907540    441868569    441830627    441789815    441749561    441707734    441667060
442134250    441996949    441951001    441907524    441868551    441830619    441789773    441749546    441707700    441667052
442124939    441996931    441950979    441907508    441868544    441830601    441789765    441749538    441707692    441667045
442124723    441996923    441950961    441907474    441868536    441830593    441789757    441749520    441707684    441667011
442124558    441996907    441950920    441907466    441868528    441830577    441789740    441749512    441707676    441666997
442123394    441996899    441950912    441907458    441868502    441830569    441789724    441749504    441707668    441666989
442123212    441996873    441950904    441907441    441868494    441830551    441789716    441749496    441707650    441666971
442121414    441996865    441950888    441907433    441868486    441830544    441789708    441749488    441707635    441666963
442119020    441996840    441950870    441907425    441868478    441830536    441789690    441749470    441707627    441666955
442118568    441996832    441950847    441907417    441868445    441830528    441789682    441749462    441707585    441666948
442118287    441996816    441950839    441907409    441868429    441830502    441789674    441749454    441707577    441666930
442118253    441996808    441950805    441907391    441868403    441830460    441789666    441749447    441707569    441666914
442115853    441996782    441950797    441907375    441868395    441830445    441789658    441749439    441707544    441666906
442114112    441996766    441950789    441907367    441868387    441830429    441789641    441749421    441707536    441666898
442113155    441996758    441950763    441907359    441868379    441830411    441789633    441749405    441707528    441666880
442112736    441996741    441950722    441907342    441868346    441830403    441789625    441749389    441707494    441666872
442112447    441996733    441950698    441907326    441868338    441830395    441789617    441749371    441707460    441666864
442111670    441996725    441950664    441907318    441868320    441830387    441789609    441749363    441707452    441666849
442111589    441996717    441950631    441907300    441868312    441830379    441789591    441749348    441707445    441666823
442109724    441996709    441950623    441907292    441868304    441830353    441789583    441749322    441707437    441666815
442109310    441996691    441950607    441907284    441868296    441830346    441789567    441749314    441707429    441666807
442108494    441996675    441950599    441907276    441868270    441830338    441789443    441749298    441707411    441666781
442108197    441996659    441950581    441907268    441868262    441830320    441789435    441749280    441707395    441666773
442106993    441996642    441950573    441907250    441868247    441830312    441789427    441749272    441707387    441666757
442106670    441996634    441950565    441907243    441868239    441830288    441789401    441749256    441707379    441666740
442105771    441996626    441950540    441907227    441868221    441830270    441789393    441749249    441707361    441666708
442105490    441996600    441950490    441907193    441868213    441830262    441789385    441749231    441707346    441666690
442104972    441996550    441950474    441907185    441868205    441830254    441789377    441749223    441707312    441666682
442102364    441996543    441950441    441907177    441868197    441830239    441789369    441749215    441707304    441666674
442102224    441996535    441950425    441907169    441868189    441830205    441789351    441749207    441707254    441666666
442100913    441996527    441950417    441907151    441868163    441830197    441789344    441749199    441707239    441666641
442100467    441996501    441950383    441907136    441868155    441830189    441789336    441749173    441707221    441666633
442099164    441996493    441950326    441907128    441868122    441830171    441789328    441749165    441707213    441666625
442098737    441996485    441950300    441907110    441868106    441830155    441789310    441749140    441707205    441666617
442098638    441996477    441950284    441907102    441868072    441830130    441789294    441749132    441707197    441666591
442097994    441996451    441950276    441907094    441868064    441830106    441789286    441749116    441707171    441666583
442097838    441996436    441950243    441907086    441868056    441830098    441789278    441749090    441707163    441666575
442097564    441996428    441950235    441907078    441868049    441830080    441789260    441749082    441707155    441666559
442097200    441996410    441950185    441907060    441868031    441830072    441789252    441749074    441707148    441666534
442096855    441996402    441950144    441907045    441868015    441830056    441789245    441749066    441707130    441666500
442096608    441996394    441950110    441907037    441868007    441830031    441789237    441749041    441707122    441666492
442095485    441996386    441950094    441907003    441867991    441830023    441789229    441749025    441707114    441666484
442095386    441996378    441950060    441906997    441867983    441829983    441789211    441749017    441707106    441666450
442094322    441996352    441950052    441906989    441867975    441829975    441789187    441749009    441707098    441666443
442094298    441996345    441950037    441906971    441867942    441829942    441789153    441748993    441707080    441666435
442094090    441996337    441950011    441906955    441867934    441829934    441789146    441748985    441707064    441666427
442093811    441996329    441949997    441906948    441867918    441829926    441789138    441748951    441707056    441666419
442093548    441996303    441949971    441906930    441867892    441829900    441789120    441748928    441707049    441666401
442093514    441996287    441949930    441906914    441867884    441829892    441789112    441748910    441707031    441666393
442093191    441996279    441949922    441906906    441867868    441829884    441789104    441748902    441707023    441666385
442092441    441996253    441949914    441906898    441867843    441829876    441789096    441748894    441707007    441666377
442092417    441996246    441949880    441906872    441867835    441829868    441789088    441748886    441706983    441666344
442092292    441996238    441949856    441906864    441867819    441829850    441789062    441748878    441706975    441666328
442091500    441996220    441949799    441906856    441867801    441829843    441789047    441748860    441706959    441666302
442091302    441996212    441949740    441906849    441867793    441829835    441788924    441748845    441706942    441666278
442090668    441996204    441949732    441906831    441867785    441829827    441788908    441748837    441706926    441666260
442090007    441996196    441949724    441906823    441867777    441829819    441788890    441748829    441706900    441666252
442089991    441996188    441949690    441906799    441867744    441829793    441788882    441748811    441706892    441666245
442089678    441996170    441949682    441906781    441867629    441829785    441788874    441748803    441706884    441666237
442089652    441996154    441949658    441906757    441867611    441829777    441788866    441748795    441706843    441666229
442089645    441996139    441949633    441906740    441867603    441829769    441788841    441748787    441706835    441666211
442089322    441996121    441949591    441906732    441867587    441829751    441788833    441748761    441706827    441666203
442089199    441996097    441949575    441906724    441867561    441829744    441788825    441748753    441706819    441666195
442089173    441996089    441949567    441906708    441867553    441829736    441788817    441748746    441706801    441666179
442089165    441996071    441949542    441906690    441867546    441829728    441788791    441748738    441706785    441666161
442088720    441996063    441949500    441906682    441867520    441829710    441788783    441748720    441706777    441666153
442088597    441996055    441949492    441906674    441867512    441829694    441788775    441748712    441706769    441666138
442088506    441996030    441949484    441906641    441867496    441829678    441788742    441748696    441706736    441666120
442088183    441996022    441949476    441906633    441867488    441829652    441788734    441748670    441706728    441666104
442087722    441996014    441949468    441906625    441867470    441829637    441788726    441748662    441706710    441666062

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441624889    441582285    441512522    441466257    437032402    423991678    423754142    423469493    423114693    422528000
441624871    441582277    441512514    441466240    437032303    423991520    423754076    423469451    423114602    422527952
441624863    441582251    441512506    441466232    437031693    423991488    423754027    423469378    423114586    422527887
441624855    441582236    441512498    441466224    437029572    423991454    423753979    423469014    423114487    422527796
441624848    441582228    441512472    441466208    437029499    423991363    423753946    423468883    423114479    422527275
441624822    441582210    441512464    441466190    437029341    423990977    423753839    423468768    423114388    422526673
441624814    441582202    441512456    441466158    437029101    423990860    423753813    423468420    423114354    422526590
441624806    441582186    441512365    441466133    437028053    423990852    423753805    423468172    423114263    422526475
441624798    441582178    441512332    441466117    437027634    423990787    423753755    423467950    423114198    422526467
441624780    441582137    441512324    441466109    437027253    423990613    423753409    423467760    423114107    422525873
441624764    441582129    441512308    441466091    437026420    423990480    423753268    423467612    423114073    422525816
441624756    441582111    441512290    441466083    437026123    423990183    423753078    423467398    423113976    422525717
441624723    441582103    441512282    441466075    437023054    423990068    423752914    423467182    423113646    422525501
441624715    441582095    441512266    441466059    437023039    423990019    423752898    423467117    423113588    422525162
441624707    441582087    441512241    441466034    437022742    423989953    423752781    423467075    423113547    422525105
441624673    441582079    441512225    441466018    437022486    423989946    423752690    423467026    423113364    422524579
441624665    441582061    441512217    441466000    437022387    423989862    423752609    423466994    423113356    422524140
441624657    441582053    441512209    441465994    437021819    423989847    423752542    423466945    423113042    422523159
441624640    441582046    441512183    441465978    437019623    423989771    423752492    423466796    423112929    422523134
441624632    441582038    441512175    441465960    437019458    423989763    423752476    423466648    423112911    422523050
441624608    441582020    441512159    441465911    437017577    423989714    423752468    423466580    423112572    422522227
441624590    441582012    441512118    441465903    437016579    423989656    423752294    423466564    423112150    422521229
441624582    441582004    441512092    441465887    437016017    423989623    423752104    423466549    423111970    422521047
441624574    441581998    441512084    441465879    437014400    423989516    423752096    423466325    423111574    422520940
441624558    441581980    441512068    441465861    437013972    423989383    423751908    423466184    423111327    422520718
441624541    441581972    441511995    441465853    437012214    423989250    423751791    423466150    423111202    422519801
441624525    441581956    441511961    441465846    437011067    423989219    423751759    423466143    423111194    422519082
441624467    441581949    441511946    441465838    437009707    423989045    423751734    423466044    423111079    422518985
441624459    441581923    441511938    441465796    437009418    423989037    423751668    423465962    423110600    422518977
441624442    441581915    441511920    441465788    437009301    423988971    423751619    423465855    423110584    422518894
441624418    441581907    441511904    441465770    437007370    423988948    423751494    423465798    423110519    422518712
441624384    441581899    441511896    441465754    437006869    423988930    423751429    423465731    423110352    422518506
441624376    441581865    441511888    441465747    437006497    423988906    423751064    423465665    423110196    422518365
441624335    441581857    441511862    441465739    437006331    423988856    423751031    423465541    423109958    422518050
441624319    441581840    441511847    441465705    437006240    423988849    423750918    423465293    423109792    422517359
441624293    441581824    441511821    441465671    437006117    423988831    423750801    423465228    423109669    422517250
441624285    441581816    441511813    441465663    437005952    423988781    423750751    423465137    423109610    422516294
441624277    441581808    441511789    441465648    437005937    423988716    423750603    423465129    423109529    422516252
441624269    441581790    441511771    441465630    437005630    423988708    423750538    423465053    423109347    422515841
441624244    441581774    441511763    441465622    437005382    423988674    423750439    423464809    423109040    422515528
441624202    441581766    441511730    441465614    437005267    423988526    423750413    423464650    423108497    422514737
441624186    441581741    441511722    441465598    437002975    423988518    423750249    423464221    423108430    422514661
441624160    441581733    441511698    441465580    437001951    423988484    423750181    423464098    423108018    422514620
441624152    441581725    441511680    441465572    437001944    423988385    423750157    423463900    423107770    422514612
441624137    441581717    441511664    441465564    437001662    423988211    423750140    423463793    423107754    422514307
441624129    441581709    441511631    441465556    437001472    423988203    423750108    423463777    423107614    422513697
441624111    441581691    441511623    441465531    436998892    423988161    423750082    423463694    423107366    422513481
441624103    441581683    441511607    441465523    436996763    423987965    423749894    423463645    423107275    422513333
441624095    441581667    441511581    441465515    436996466    423987924    423749860    423463512    423107168    422513218
441624087    441581659    441511573    441465507    436995708    423987775    423749720    423463421    423106970    422513010
441624079    441581642    441511565    441465473    436995617    423987718    423749605    423463348    423106954    422512996
441624053    441581626    441511540    441465465    436994248    423987643    423749597    423463322    423106574    422512764
441624046    441581618    441511532    441465457    436993620    423987494    423749399    423463298    423106558    422512608
441624038    441581600    441511516    441465440    436993299    423987379    423749357    423463090    423106467    422512533
441624020    441581592    441511508    441465432    436992614    423987346    423749175    423463074    423106459    422512202
441624012    441581584    441511474    441465408    436992226    423987304    423749100    423463066    423106343    422512038
441624004    441581576    441511466    441465390    436991640    423987221    423749050    423463041    423106244    422511758
441623998    441581568    441511441    441465382    436990345    423987098    423749035    423462902    423106228    422511709
441623980    441581543    441511425    441465366    436988562    423987072    423748961    423462696    423106210    422511568
441623972    441581527    441511417    441465358    436988042    423986777    423748839    423462654    423105972    422511006
441623956    441581519    441511409    441465341    436986905    423986728    423748789    423462613    423105550    422510719
441623923    441581493    441511391    441465333    436986558    423986694    423748755    423462316    423105113    422510651
441623915    441581485    441511383    441465317    436986293    423986652    423748672    423462282    423105105    422510560
441623907    441581477    441511375    441465309    436985956    423986629    423748649    423462233    423104983    422510545
441623899    441581469    441511367    441465283    436985774    423986553    423748615    423462076    423104942    422510347
441623881    441581444    441511326    441465275    436984124    423986512    423748557    423462050    423104744    422510222
441623873    441581436    441511318    441465267    436982102    423986470    423748391    423461953    423104645    422509778
441623857    441581428    441511300    441465259    436982094    423986413    423748359    423461920    423104256    422509745
441623832    441581410    441511292    441465226    436981583    423986322    423748243    423461896    423104082    422509711
441623824    441581402    441511284    441465218    436979793    423986108    423748102    423461847    423103977    422509679
441623808    441581386    441511276    441465192    436979439    423986074    423748052    423461797    423103928    422509539
441623790    441581378    441511250    441465184    436979116    423986017    423747807    423461730    423103621    422509455
441623782    441581360    441511219    441465150    436978829    423985597    423747609    423461656    423103480    422509299


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442087656    441996006    441949443    441906617    441867454    441829629    441788718    441748647    441706694    441666047
442087334    441995990    441949435    441906609    441867439    441829611    441788700    441748639    441706462    441666039
442087169    441995982    441949427    441906591    441867421    441829595    441788692    441748621    441706454    441666021
442086872    441995974    441949401    441906583    441867413    441829579    441788676    441748605    441706447    441666013
442086278    441995958    441949393    441906575    441867405    441829553    441788668    441748589    441706439    441666005
442086260    441995941    441949351    441906559    441867397    441829538    441788650    441748571    441706405    441665981
442086104    441995917    441949336    441906542    441867371    441829520    441788643    441748563    441706397    441665973
442085650    441995909    441949302    441906534    441867363    441829512    441788635    441748548    441706371    441665965
442084869    441995891    441949294    441906526    441867355    441829470    441788627    441748522    441706363    441665957
442084661    441995867    441949245    441906518    441867348    441829454    441788619    441748514    441706355    441665932
442084232    441995859    441949237    441906500    441867306    441829447    441788601    441748506    441706348    441665924
442084018    441995842    441949211    441906492    441867280    441829439    441788593    441748498    441706314    441665916
442083978    441995834    441949187    441906484    441867272    441829066    441788585    441748480    441706306    441665908
442083861    441995826    441949179    441906476    441867264    441829041    441788577    441748472    441706298    441665890
442083523    441995800    441949153    441906443    441867256    441829033    441788528    441748464    441706280    441665882
442083374    441995792    441949096    441906427    441867249    441829025    441788502    441748456    441706272    441665874
442083234    441995784    441949088    441906419    441867231    441829017    441788494    441748449    441706256    441665866
442082897    441995776    441949070    441906401    441867223    441828993    441788478    441748423    441706249    441665841
442082533    441995750    441949062    441906393    441867215    441828969    441788460    441748415    441706223    441665825
442082277    441995743    441949039    441906385    441867199    441828951    441788452    441748381    441706215    441665809
442082012    441995735    441949013    441906369    441867181    441828944    441788445    441748365    441706207    441665791
442081741    441995727    441949005    441906310    441867173    441828928    441788437    441748340    441706199    441665783
442081410    441995701    441948999    441906302    441867165    441828910    441788429    441748332    441706173    441665775
442081352    441995677    441948940    441906294    441867157    441828894    441788411    441748316    441706165    441665767
442081055    441995669    441948932    441906278    441867140    441828886    441788395    441748308    441706140    441665742
442080685    441995651    441948916    441906260    441867132    441828878    441788387    441748290    441706132    441665734
442080172    441995644    441948908    441906252    441867124    441828860    441788361    441748282    441706124    441665726
442080123    441995628    441948858    441906211    441867116    441828852    441788353    441748274    441706116    441665718
442080057    441995560    441948809    441906203    441867090    441828845    441788312    441748266    441706108    441665700
442079596    441995545    441948791    441906195    441867082    441828837    441788304    441748258    441706090    441665692
442079414    441995529    441948783    441906179    441867066    441828811    441788296    441748241    441706082    441665684
442079141    441995495    441948775    441906161    441867058    441828803    441788288    441748233    441706074    441665676
442079133    441995487    441948718    441906146    441867025    441828787    441788270    441748225    441706066    441665668
442078549    441995453    441948700    441906138    441867017    441828779    441788254    441748217    441706058    441665650
442078473    441995438    441948668    441906120    441867009    441828761    441788247    441748191    441706033    441665643
442078440    441995420    441948643    441906112    441866993    441828753    441788239    441748183    441706025    441665593
442078150    441995404    441948635    441906104    441866985    441828746    441788205    441748175    441706017    441665585
442078010    441995388    441948593    441906088    441866977    441828720    441788189    441748167    441706009    441665577
442077780    441995370    441948569    441906070    441866969    441828712    441788163    441748159    441705985    441665551
442077749    441995354    441948551    441906062    441866951    441828704    441788155    441748142    441705977    441665544
442077368    441995321    441948544    441906054    441866936    441828696    441788130    441748134    441705969    441665536
442076485    441995305    441948528    441906047    441866928    441828662    441788122    441748118    441705951    441665528
442076428    441995297    441948486    441906039    441866910    441828647    441788114    441748100    441705944    441665510
442076402    441995289    441948403    441906021    441866902    441828639    441788106    441748092    441705936    441665502
442076386    441995271    441948361    441906013    441866894    441828621    441788098    441748084    441705902    441665494
442076212    441995263    441948304    441905999    441866886    441828613    441788080    441748076    441705894    441665486
442075818    441995255    441948288    441905973    441866878    441828605    441788056    441748050    441705886    441665478
442075677    441995248    441948270    441905965    441866860    441828530    441788049    441748043    441705878    441665452
442075602    441995230    441948247    441905957    441866852    441828498    441788023    441748035    441705860    441665445
442075511    441995222    441948213    441905932    441866845    441828480    441788015    441748027    441705845    441665437
442075503    441995206    441948130    441905924    441866837    441828472    441788007    441747987    441705738    441665429
442075420    441995198    441948122    441905916    441866829    441828464    441787991    441747961    441705597    441665411
442075404    441995172    441948114    441905908    441866811    441828456    441787967    441747953    441705571    441665395
442075289    441995156    441948098    441905890    441866787    441828431    441787959    441747946    441705563    441665387
442075255    441995149    441948080    441905858    441866779    441828423    441787942    441747920    441705555    441665379
442075156    441995131    441948072    441905841    441866761    441828415    441787934    441747912    441705548    441665361
442075032    441995123    441948031    441905833    441866753    441828407    441787926    441747870    441705522    441665353
442074878    441995115    441948023    441905817    441866738    441828399    441787918    441747862    441705514    441665346
442074860    441995107    441948015    441905809    441866704    441828381    441787900    441747847    441705498    441665338
442074431    441995099    441948007    441905775    441866696    441828373    441787884    441747839    441705464    441665320
442074308    441995081    441947975    441905767    441866670    441828357    441787843    441747821    441705456    441665312
442074266    441995073    441947967    441905742    441866662    441828340    441787827    441747813    441705449    441665304
442073664    441995065    441947934    441905734    441866654    441828324    441787819    441747805    441705431    441665296
442073615    441995040    441947900    441905726    441866647    441828308    441787801    441747797    441705415    441665288
442073433    441995024    441947892    441905718    441866639    441828290    441787785    441747789    441705407    441665262
442073268    441995016    441947884    441905700    441866621    441828282    441787777    441747771    441705399    441665254
442072815    441994993    441947850    441905692    441866605    441828274    441787751    441747763    441705357    441665247
442072807    441994985    441947843    441905684    441866597    441828266    441787744    441747755    441705340    441665239
442072708    441994969    441947835    441905676    441866589    441828241    441787736    441747748    441705332    441665221
442072658    441994951    441947827    441905668    441866571    441828233    441787710    441747730    441705316    441665213
442072427    441994944    441947819    441905296    441866563    441828209    441787702    441747722    441705308    441665205
442072039    441994936    441947801    441905288    441866555    441828191    441787694    441747706    441705290    441665189
442071999    441994928    441947793    441905270    441866548    441828183    441787660    441747680    441705282    441665171

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441623758    441581352    441511193    441465143    436978811    423985498    423747526    423461466    423102300    422508671
441623741    441581337    441511177    441465135    436978340    423985480    423747393    423461409    423102052    422508408
441623733    441581329    441511136    441465127    436975387    423985415    423747237    423461391    423101922    422508317
441623717    441581303    441511128    441465101    436974984    423985258    423747187    423461102    423101898    422508218
441623691    441581287    441511110    441465093    436974265    423985134    423747096    423461045    423101864    422507863
441623675    441581279    441511102    441465077    436972806    423985092    423746908    423461037    423101765    422507756
441623659    441581261    441511094    441465069    436972616    423985068    423746650    423460955    423101377    422507731
441623642    441581246    441511086    441465051    436971923    423985043    423746510    423460948    423101294    422507624
441623634    441581238    441511078    441465036    436970719    423985019    423746494    423460815    423101278    422507467
441623626    441581220    441511052    441464971    436970206    423984996    423746460    423460112    423101187    422507079
441623618    441581204    441511045    441464955    436970073    423984970    423746452    423459999    423101138    422506949
441623600    441581196    441511037    441464948    436969752    423984822    423746395    423459817    423100692    422506279
441623592    441581188    441511003    441464930    436969034    423984756    423746270    423459759    423100619    422506220
441623584    441581162    441510971    441464922    436968333    423984681    423745991    423459742    423100213    422506071
441623568    441581154    441510948    441464914    436968085    423984640    423745918    423459676    423100122    422505834
441623550    441581147    441510930    441464906    436967467    423984624    423745900    423459593    423099886    422505628
441623535    441581139    441510922    441464898    436966402    423984558    423745751    423459528    423099803    422505206
441623519    441581121    441510914    441464872    436966337    423984491    423745686    423459106    423099274    422505180
441623501    441581113    441510906    441464864    436966188    423984475    423745504    423459098    423099134    422504951
441623493    441581097    441510898    441464856    436964332    423984384    423745439    423458983    423098995    422504878
441623485    441581089    441510880    441464849    436964167    423984350    423745405    423458959    423098920    422504829
441623469    441581048    441510872    441464831    436962476    423984285    423745355    423458942    423098839    422504803
441623444    441581030    441510856    441464823    436961825    423984277    423745298    423458652    423098680    422504787
441623428    441581022    441510849    441464815    436961114    423984244    423745231    423458546    423098649    422504126
441623410    441581014    441510831    441464807    436960991    423984236    423744994    423458512    423098615    422503789
441623402    441580990    441510823    441464799    436959993    423984228    423744804    423458421    423098243    422503631
441623394    441580966    441510815    441464773    436959324    423984202    423744754    423458173    423098060    422503607
441623386    441580958    441510799    441464757    436959290    423984152    423744713    423458017    423097971    422503300
441623378    441580941    441510781    441464716    436959209    423984129    423744648    423457936    423097955    422503243
441623360    441580925    441510773    441464708    436958516    423984103    423744622    423457902    423097930    422502385
441623329    441580867    441510765    441464690    436957922    423984046    423744564    423457761    423097906    422502203
441623311    441580859    441510757    441464682    436956320    423983923    423744523    423457738    423097583    422502062
441623295    441580842    441510740    441464674    436956239    423983899    423744457    423457456    423097518    422501882
441623287    441580800    441510732    441464666    436954382    423983840    423744333    423457142    423097468    422501510
441623253    441580776    441510724    441464641    436953905    423983832    423744291    423456953    423097401    422501387
441623246    441580768    441510716    441464625    436951958    423983816    423744283    423456706    423097385    422501296
441623238    441580735    441510708    441464617    436951891    423983758    423744192    423456656    423097377    422501288
441623188    441580693    441510682    441464609    436951875    423983709    423744085    423456466    423097302    422501171
441623170    441580685    441510674    441464591    436949937    423983642    423743657    423456219    423097062    422500009
441623162    441580677    441510666    441464583    436949903    423983436    423743582    423455849    423096759    422499806
441623154    441580669    441510658    441464575    436948053    423983386    423743509    423455732    423096411    422499483
441623147    441580651    441510641    441464542    436946305    423983329    423743442    423455591    423096197    422499236
441623121    441580644    441510633    441464534    436945778    423983220    423743277    423455542    423096114    422499137
441623105    441580610    441510609    441464526    436944805    423983154    423743202    423455401    423096023    422499129
441623089    441580594    441510591    441464518    436942502    423983121    423743095    423455377    423096015    422498956
441623063    441580586    441510583    441464492    436942387    423983063    423743038    423455310    423095967    422498832
441623055    441580578    441510542    441464476    436941801    423983055    423742873    423455088    423095736    422498667
441623022    441580560    441510534    441464468    436941264    423983022    423742865    423455054    423095637    422498402
441623014    441580552    441510500    441464450    436939136    423982909    423742675    423454891    423095249    422498311
441623006    441580545    441510484    441464443    436939128    423982875    423742618    423454677    423095157    422497792
441622990    441580511    441510468    441464427    436938880    423982818    423742444    423454503    423095090    422497503
441622982    441580503    441510450    441464419    436938807    423982776    423742311    423454297    423094903    422497420
441622974    441580495    441510435    441464401    436938583    423982727    423742246    423454198    423094838    422497305
441622966    441580487    441510427    441464393    436936637    423982594    423742097    423454172    423094572    422497297
441622958    441580479    441510419    441464385    436934319    423982479    423742022    423454156    423094556    422497248
441622925    441580461    441510401    441464369    436934285    423982396    423741529    423454081    423093848    422496901
441622917    441580453    441510385    441464344    436933709    423982388    423741313    423454057    423093822    422496653
441622909    441580446    441510377    441464336    436933147    423982362    423741289    423453869    423093806    422496638
441622891    441580438    441510369    441464328    436933048    423982313    423741172    423453836    423093707    422496521
441622883    441580404    441510344    441464310    436932677    423982172    423741040    423453828    423093434    422496513
441622867    441580370    441510336    441464302    436932487    423982032    423740877    423453778    423093301    422496497
441622842    441580354    441510328    441464286    436932156    423982008    423740869    423453653    423093046    422496117
441622834    441580347    441510310    441464260    436930895    423981984    423740752    423453521    423092998    422495754
441622826    441580321    441510302    441464245    436929657    423981935    423740653    423453240    423092519    422495689
441622818    441580313    441510294    441464237    436929228    423981760    423740588    423453109    423092451    422495234
441622800    441580297    441510286    441464203    436927842    423981737    423740539    423452473    423092410    422494898
441622792    441580289    441510278    441464187    436927537    423981463    423740448    423452440    423092394    422494765
441622784    441580271    441510260    441464179    436926331    423981406    423740414    423451988    423091974    422494393
441622768    441580255    441510252    441464161    436926257    423981307    423740398    423451921    423091891    422494377
441622750    441580248    441510237    441464120    436925762    423981216    423740182    423451673    423091842    422494153
441622743    441580230    441510211    441464112    436925614    423981042    423740000    423451533    423091602    422494039
441622735    441580222    441510161    441464104    436925200    423980887    423739770    423451293    423091552    422493973
441622727    441580206    441510153    441464088    436924641    423980606    423739713    423451111    423091529    422493411


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442071866    441994910    441947785    441905262    441866530    441828175    441787652    441747672    441705266    441665163
442071825    441994894    441947769    441905254    441866522    441828167    441787645    441747656    441705258    441665155
442071650    441994878    441947751    441905247    441866506    441828159    441787637    441747631    441705241    441665122
442071528    441994845    441947744    441905239    441866480    441828142    441787611    441747623    441705233    441665114
442071502    441994837    441947736    441905221    441866464    441828126    441787595    441747599    441705225    441665098
442071460    441994829    441947728    441905213    441866449    441828118    441787579    441747581    441705217    441665072
442071395    441994803    441947710    441905205    441866423    441828100    441787546    441747573    441705191    441665056
442071312    441994795    441947694    441905197    441866407    441828092    441787538    441747565    441705183    441665049
442071080    441994761    441947678    441905189    441866381    441828084    441787512    441747557    441705175    441665031
442071031    441994720    441947660    441905171    441866373    441828076    441787504    441747532    441705167    441665023
442070959    441994712    441947652    441905148    441866365    441828068    441787496    441747482    441705159    441665015
442070876    441994704    441947645    441905130    441866357    441828050    441787488    441747474    441705142    441665007
442070694    441994696    441947637    441905122    441866340    441828043    441787462    441747466    441705134    441664992
442070678    441994688    441947629    441905114    441866332    441828027    441787454    441747458    441705126    441664984
442070611    441994670    441947611    441905106    441866324    441828001    441787447    441747441    441705118    441664976
442070413    441994662    441947603    441905098    441866290    441827995    441787439    441747433    441705084    441664950
442070280    441994654    441947595    441905080    441866282    441827987    441787421    441747425    441705068    441664935
442070272    441994647    441947587    441905072    441866266    441827979    441787413    441747417    441705050    441664927
442070058    441994639    441947579    441905056    441866241    441827961    441787405    441747318    441705043    441664901
442070017    441994621    441947561    441905049    441866233    441827953    441787397    441747300    441705035    441664836
442069985    441994613    441947553    441905007    441866225    441827946    441787371    441747292    441705027    441664828
442069795    441994605    441947546    441904984    441866209    441827938    441787355    441747284    441705019    441664810
442069639    441994597    441947520    441904927    441866175    441827904    441787322    441747276    441704996    441664802
442069415    441994571    441947512    441904885    441866167    441827896    441787314    441747268    441704988    441664786
442069407    441994563    441947504    441904877    441866134    441827888    441787298    441747250    441704970    441664778
442068995    441994522    441947496    441904851    441866126    441827870    441787272    441747235    441704962    441664760
442068920    441994506    441947488    441904844    441866084    441827854    441787264    441747201    441704954    441664737
442068607    441994498    441947462    441904836    441866076    441827847    441787256    441747193    441704947    441664729
442068573    441994480    441947454    441904828    441866068    441827839    441787249    441747185    441704939    441664711
442068284    441994472    441947439    441904802    441866035    441827821    441787223    441747169    441704913    441664703
442068102    441994464    441947405    441904794    441866027    441827805    441787215    441747151    441704905    441664661
442067740    441994456    441947389    441904786    441866019    441827797    441787207    441747136    441704897    441664653
442067641    441994431    441947314    441904745    441865995    441827789    441787181    441747128    441704863    441664646
442067567    441994423    441947306    441904737    441865979    441827771    441787173    441747110    441704855    441664620
442067443    441994415    441947298    441904729    441865961    441827755    441787165    441747102    441704822    441664604
442067385    441994407    441947264    441904711    441865938    441827748    441787140    441747094    441704806    441664596
442067278    441994399    441947249    441904703    441865920    441827730    441787132    441747086    441704798    441664588
442067252    441994373    441947223    441904695    441865912    441827722    441787108    441747052    441704780    441664570
442067153    441994365    441947207    441904687    441865904    441827680    441787090    441747045    441704772    441664562
442067054    441994357    441947199    441904679    441865888    441827672    441787074    441747003    441704764    441664554
442066940    441994340    441947181    441904661    441865870    441827656    441787066    441746963    441704749    441664547
442066916    441994332    441947173    441904653    441865862    441827649    441787058    441746948    441704731    441664513
442066791    441994324    441947140    441904646    441865854    441827631    441787041    441746930    441704723    441664497
442066643    441994308    441947132    441904638    441865847    441827615    441787033    441746922    441704715    441664489
442066445    441994290    441947124    441904620    441865821    441827599    441787025    441746914    441704707    441664471
442066437    441994274    441947108    441904612    441865813    441827581    441787017    441746906    441704681    441664463
442066429    441994266    441947090    441904604    441865805    441827573    441787009    441746898    441704673    441664455
442066346    441994225    441947082    441904596    441865797    441827565    441786985    441746872    441704657    441664430
442066338    441994209    441947074    441904570    441865789    441827557    441786977    441746856    441704632    441664422
442066296    441994191    441947066    441904554    441865763    441827540    441786969    441746849    441704616    441664414
442066114    441994183    441947041    441904539    441865755    441827532    441786951    441746831    441704608    441664398
442066031    441994175    441947033    441904521    441865730    441827524    441786944    441746823    441704590    441664380
442065769    441994167    441947025    441904513    441865722    441827516    441786936    441746807    441704582    441664372
442065710    441994142    441947017    441904505    441865714    441827508    441786902    441746799    441704566    441664356
442065603    441994134    441946977    441904497    441865706    441827482    441786894    441746781    441704558    441664349
442065538    441994126    441946969    441904489    441865672    441827474    441786886    441746765    441704541    441664331
442065421    441994100    441946951    441904471    441865664    441827466    441786878    441746757    441704533    441664323
442065108    441994092    441946928    441904463    441865656    441827458    441786860    441746732    441704517    441664315
442065090    441994084    441946902    441904455    441865649    441827433    441786852    441746724    441704509    441664307
442064853    441994076    441946878    441904448    441865607    441827409    441786845    441746716    441704491    441664299
442064663    441994050    441946837    441904422    441865599    441827391    441786837    441746690    441704483    441664281
442064630    441994043    441946811    441904414    441865581    441827383    441786811    441746682    441704475    441664158
442064614    441994035    441946795    441904406    441865573    441827375    441786803    441746674    441704467    441664133
442064549    441994027    441946761    441904380    441865565    441827367    441786795    441746625    441704459    441663689
442064408    441994019    441946746    441904372    441865540    441827342    441786787    441746617    441704434    441663671
442064002    441994001    441946720    441904364    441865524    441827326    441786779    441746591    441704418    441663663
442063681    441993987    441946712    441904356    441865482    441827318    441786753    441746583    441704400    441663655
442063632    441993979    441946670    441904349    441865466    441827300    441786738    441746575    441704392    441663648
442063624    441993961    441946654    441904331    441865458    441827292    441786720    441746567    441704384    441663622
442063459    441993946    441946647    441904323    441865441    441827276    441786704    441746518    441704368    441663606
442063392    441993938    441946621    441904315    441865433    441827268    441786688    441746500    441704350    441663572
442063079    441993920    441946613    441904307    441865425    441827250    441786670    441746476    441704343    441663564
442062451    441993904    441946605    441904281    441865417    441827243    441786662    441746468    441704335    441663549

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441622719    441580180    441510146    441464070    436924229    423980507    423739689    423451053    423091503    422493171
441622685    441580172    441510138    441464062    436923601    423980440    423739473    423451046    423091354    422492629
441622677    441580164    441510112    441464054    436923478    423980432    423739440    423450881    423091164    422492405
441622669    441580156    441510096    441464047    436923296    423980358    423739432    423450857    423091099    422492371
441622651    441580149    441510054    441464039    436921357    423980283    423738822    423450824    423091032    422492165
441622644    441580131    441510047    441464021    436920631    423980176    423738533    423450782    423090703    422492124
441622636    441580123    441509460    441464005    436920086    423980127    423738509    423450642    423090372    422491852
441622628    441580115    441509437    441463957    436919880    423980069    423738483    423450535    423090208    422491522
441622602    441580107    441509395    441463940    436919500    423980010    423738442    423450394    423090174    422491282
441622495    441580073    441509387    441463932    436919112    423979947    423738384    423450337    423090109    422491191
441622487    441580040    441509379    441463924    436918866    423979939    423738293    423450246    423090059    422490649
441622479    441580032    441509353    441463916    436915342    423979848    423738285    423449974    423089994    422490532
441622461    441580024    441509346    441463908    436915102    423979723    423738244    423449768    423089846    422489534
441622446    441580016    441509312    441463890    436914758    423979665    423738111    423449339    423089721    422489401
441622438    441580008    441509304    441463882    436914261    423979616    423737808    423449198    423089598    422489369
441622420    441579992    441509288    441463858    436912976    423979541    423737691    423449115    423089440    422489286
441622412    441579935    441509270    441463841    436911010    423979483    423737634    423448885    423088673    422489203
441622404    441579927    441509262    441463833    436910582    423979426    423737592    423448844    423088442    422487819
441622388    441579919    441509254    441463809    436910103    423979376    423737527    423448836    423088418    422487686
441622362    441579901    441509247    441463783    436908032    423979301    423737501    423448828    423088335    422487660
441622354    441579893    441509239    441463775    436907877    423979236    423737253    423448679    423088285    422487421
441622347    441579885    441509213    441463726    436906275    423979202    423737220    423448661    423088277    422487371
441622339    441579869    441509189    441463692    436906119    423979186    423737170    423448588    423088244    422487322
441622321    441579851    441509163    441463684    436905426    423979137    423737048    423448406    423088228    422486811
441622313    441579844    441509155    441463676    436905285    423978980    423737030    423448216    423088210    422486498
441622297    441579810    441509148    441463668    436904882    423978626    423736818    423447937    423088202    422486183
441622263    441579802    441509130    441463650    436903637    423978600    423736792    423447853    423088145    422486126
441622255    441579794    441509122    441463643    436903504    423978501    423736735    423447846    423087980    422486092
441622248    441579778    441509106    441463635    436902761    423978477    423736727    423447796    423087774    422486084
441622222    441579760    441509098    441463619    436902613    423978451    423736719    423447747    423087535    422485524
441622214    441579752    441509080    441463601    436902381    423978386    423736685    423447580    423087519    422485508
441622198    441579745    441509064    441463593    436902159    423978378    423736677    423447390    423087352    422485417
441622172    441579729    441509056    441463569    436901714    423978360    423736461    423447135    423087089    422484782
441622149    441579711    441509031    441463551    436901672    423978345    423736446    423446889    423087022    422484048
441622131    441579703    441509023    441463544    436899595    423978311    423736404    423446814    423086545    422484022
441622123    441579687    441509015    441463510    436899454    423978154    423736222    423446798    423086248    422483651
441622115    441579679    441508983    441463486    436898985    423978139    423736180    423446756    423086123    422483552
441622107    441579661    441508934    441463478    436898761    423978048    423736131    423446384    423086065    422483347
441622099    441579653    441508918    441463460    436897565    423978022    423736123    423446335    423085935    422483131
441622081    441579646    441508702    441463452    436897508    423978006    423736081    423446319    423085828    422482869
441622073    441579620    441508686    441463445    436897474    423977933    423736057    423446202    423085810    422482075
441622057    441579612    441508678    441463429    436897011    423977875    423735851    423446061    423085752    422481994
441622032    441579596    441508660    441463403    436896880    423977743    423735828    423445923    423085745    422481747
441622024    441579570    441508652    441463395    436896625    423977735    423735745    423445626    423085612    422481549
441622016    441579562    441508645    441463387    436895601    423977644    423735703    423445519    423085513    422481465
441622008    441579554    441508611    441463379    436895130    423977370    423735638    423445451    423085117    422481317
441621984    441579547    441508603    441463361    436895072    423977289    423735612    423445428    423084847    422481267
441621976    441579539    441508587    441463353    436894570    423977172    423735562    423445329    423084722    422481234
441621968    441579513    441508496    441463338    436893465    423976935    423735505    423445279    423084573    422480087
441621950    441579505    441508488    441463320    436892756    423976901    423735406    423445238    423084334    422479444
441621943    441579497    441508462    441463312    436892723    423976661    423735364    423445154    423084235    422479352
441621935    441579489    441508447    441463304    436891451    423976638    423735331    423444967    423084201    422479329
441621927    441579471    441508439    441463296    436890073    423976620    423735323    423444843    423084151    422479279
441621919    441579463    441508413    441463288    436890065    423976455    423735315    423444702    423084086    422478784
441621901    441579455    441508405    441463262    436889604    423976372    423735125    423444637    423083948    422477935
441621885    441579448    441508397    441463254    436888317    423976232    423735117    423444512    423083799    422477661
441621869    441579430    441508371    441463247    436887822    423976000    423735109    423444462    423083708    422477133
441621844    441579422    441508363    441463239    436886964    423975788    423734979    423444439    423083658    422476945
441621836    441579414    441508330    441463221    436884779    423975739    423734920    423444397    423083633    422476747
441621828    441579406    441508306    441463213    436881361    423975705    423734904    423444389    423083310    422476705
441621810    441579398    441508298    441463205    436881130    423975465    423734821    423444215    423083179    422476671
441621802    441579372    441508272    441463197    436880769    423975408    423734813    423443829    423083047    422476622
441621786    441579364    441508264    441463189    436880223    423975143    423734797    423443753    423083005    422476473
441621778    441579349    441508256    441463171    436879456    423975069    423734722    423443589    423082890    422476168
441621760    441579331    441508231    441463163    436878839    423975028    423734573    423443464    423082866    422476093
441621752    441579323    441508215    441463155    436878565    423974898    423734557    423443431    423082411    422475947
441621745    441579315    441508207    441463130    436877997    423974864    423734532    423443340    423082361    422475939
441621737    441579307    441508199    441463122    436877203    423974849    423734516    423443332    423082320    422475814
441621729    441579299    441508181    441463114    436876361    423974609    423734425    423443290    423082080    422475681
441621711    441579281    441508173    441463106    436875603    423974492    423734334    423443241    423081553    422475582
441621695    441579273    441508165    441463080    436875496    423974369    423734250    423443233    423081173    422475418
441621679    441579240    441508157    441463064    436874655    423974138    423733971    423443225    423080894    422475400
441621661    441579232    441508132    441463056    436873004    423974021    423733955    423443183    423080779    422475160


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442062436    441993888    441946597    441904273    441865409    441827235    441786555    441746450    441704327    441663531
442062162    441993870    441946571    441904265    441865383    441827227    441786548    441746435    441704301    441663523
442062147    441993854    441946555    441904257    441865375    441827219    441786530    441746427    441704285    441663515
442061834    441993847    441946548    441904240    441865367    441827193    441786522    441746419    441704277    441663507
442061818    441993839    441946506    441904232    441865342    441827185    441786506    441746401    441704251    441663499
442061792    441993821    441946498    441904224    441865334    441827177    441786498    441746385    441704236    441663481
442061586    441993805    441946464    441904216    441865318    441827169    441786480    441746377    441704202    441663473
442061420    441993797    441946423    441904190    441865300    441827151    441786472    441746369    441704194    441663465
442061271    441993789    441946407    441904182    441865292    441827144    441786464    441746351    441704186    441663457
442061230    441993771    441946357    441904174    441865284    441827136    441786456    441746344    441704178    441663440
442061081    441993755    441946340    441904166    441865276    441827128    441786449    441746336    441704160    441663432
442061024    441993748    441946332    441904158    441865250    441827110    441786431    441746310    441704152    441663424
442060943    441993730    441946308    441904133    441865235    441827102    441786415    441746294    441704145    441663416
442060836    441993722    441946282    441904125    441865227    441827086    441786407    441746286    441704137    441663408
442060760    441993714    441946266    441904117    441865219    441827078    441786399    441746260    441704129    441663374
442060729    441993706    441946241    441904109    441865185    441827060    441786373    441746252    441704111    441663366
442060653    441993698    441946233    441904091    441865177    441827052    441786365    441746229    441704095    441663325
442060646    441993672    441946225    441904083    441865169    441827045    441786357    441746203    441704087    441663317
442060620    441993656    441946183    441904075    441865144    441827037    441786340    441746195    441704079    441663291
442060505    441993649    441946167    441904067    441865136    441827011    441786332    441746179    441704061    441663275
442060497    441993631    441946126    441904042    441865128    441827003    441786308    441746161    441704053    441663267
442060398    441993623    441946118    441904026    441865110    441826989    441786290    441746153    441704046    441663242
442060232    441993615    441946100    441904000    441865102    441826963    441786274    441746146    441704038    441663226
442060075    441993607    441946092    441903986    441865094    441826955    441786266    441746138    441704020    441663218
442059986    441993599    441945995    441903952    441865086    441826948    441786258    441746112    441704012    441663200
442059549    441993581    441945987    441903945    441865078    441826930    441786241    441746096    441703998    441663176
442059507    441993557    441945979    441903937    441865045    441826922    441786233    441746088    441703972    441663168
442059374    441993540    441945953    441903929    441865029    441826914    441786225    441746054    441703949    441663150
442059341    441993508    441945912    441903911    441864865    441826898    441786217    441746047    441703923    441663143
442059333    441993490    441945904    441903895    441864857    441826872    441786209    441746039    441703907    441663135
442059192    441993482    441945862    441903887    441864840    441826864    441786191    441746021    441703899    441663127
442058962    441993474    441945821    441903879    441864832    441826856    441786167    441746013    441703881    441663119
442058954    441993441    441945805    441903861    441864824    441826849    441786159    441745999    441703832    441663077
442058921    441993433    441945797    441903846    441864816    441826831    441786142    441745981    441703816    441663069
442058830    441993409    441945771    441903820    441864808    441826815    441786118    441745973    441703774    441663044
442058780    441993383    441945763    441903804    441864782    441826807    441786100    441745965    441703766    441663002
442058764    441993375    441945755    441903796    441864774    441826773    441786092    441745957    441703758    441662996
442058749    441993367    441945748    441903788    441864766    441826765    441786084    441745932    441703741    441662988
442058657    441993359    441945706    441903762    441864758    441826740    441786076    441745924    441703725    441662970
442058608    441993334    441945672    441903754    441864741    441826732    441786050    441745890    441703717    441662962
442058558    441993326    441945664    441903747    441864733    441826716    441786043    441745882    441703683    441662947
442058384    441993318    441945656    441903721    441864725    441826690    441786035    441745874    441703667    441662939
442058327    441993292    441945649    441903713    441864709    441826682    441786027    441745866    441703659    441662921
442058251    441993284    441945631    441903705    441864675    441826658    441786019    441745858    441703642    441662913
442058145    441993276    441945623    441903697    441864667    441826625    441786001    441745833    441703634    441662905
442058004    441993268    441945607    441903689    441864659    441826617    441785995    441745817    441703626    441662897
442057956    441993250    441945581    441903663    441864642    441826609    441785987    441745809    441703618    441662871
442057899    441993243    441945557    441903655    441864600    441826591    441785979    441745783    441703600    441662830
442057766    441993235    441945516    441903648    441864584    441826583    441785961    441745767    441703576    441662814
442057618    441993227    441945508    441903630    441864576    441826575    441785953    441745742    441703568    441662806
442057568    441993219    441945490    441903622    441864451    441826559    441785946    441745734    441703550    441662798
442057410    441993201    441945482    441903614    441864444    441826542    441785938    441745726    441703543    441662780
442057394    441993193    441945458    441903598    441864428    441826534    441785904    441745718    441703535    441662772
442057360    441993185    441945433    441903580    441864410    441826526    441785896    441745684    441703527    441662764
442057352    441993177    441945417    441903564    441864402    441826518    441785888    441745668    441703501    441662756
442057345    441993169    441945409    441903556    441864378    441826492    441785870    441745643    441703493    441662731
442057287    441993151    441945391    441903549    441864360    441826484    441785854    441745635    441703485    441662723
442057246    441993144    441945367    441903531    441864352    441826468    441785847    441745627    441703477    441662715
442057188    441993136    441945334    441903515    441864345    441826450    441785821    441745619    441703469    441662707
442057154    441993128    441945326    441903481    441864337    441826443    441785813    441745601    441703451    441662699
442057121    441993110    441945318    441903473    441864329    441826427    441785805    441745593    441703444    441662681
442056925    441993102    441945300    441903457    441864303    441826401    441785797    441745585    441703428    441662673
442056792    441993086    441945284    441903432    441864295    441826393    441785771    441745577    441703410    441662665
442056644    441993078    441945235    441903416    441864287    441826377    441785763    441745569    441703394    441662657
442056586    441993052    441945227    441903390    441864261    441826369    441785755    441745544    441703386    441662640
442056552    441993037    441945201    441903382    441864253    441826351    441785748    441745536    441703378    441662624
442056545    441993011    441945193    441903366    441864246    441826344    441785722    441745528    441703360    441662616
442056396    441993003    441945177    441903358    441864220    441826336    441785714    441745510    441703352    441662608
442056388    441992997    441945151    441903341    441864212    441826328    441785680    441745502    441703345    441662574
442056354    441992989    441945128    441903333    441864204    441826302    441785623    441745494    441703337    441662566
442056347    441992963    441945110    441903325    441864188    441826294    441785607    441745486    441703295    441662558
442056339    441992955    441945102    441903317    441864170    441826286    441785581    441745478    441703279    441662541
442056313    441992930    441945086    441903309    441864162    441826278    441785565    441745460    441703261    441662525

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441621653    441579224    441508124    441462991    436872808    423974013    423733864    423443092    423080621    422475020
441621646    441579216    441508090    441462983    436872683    423973841    423733773    423443084    423080050    422474809
441621620    441579208    441508082    441462975    436872568    423973817    423733765    423443043    423079680    422474635
441621612    441579190    441508074    441462959    436871396    423973809    423733716    423442821    423079425    422474627
441621604    441579182    441508066    441462942    436870760    423973791    423733385    423442797    423078948    422474460
441621596    441579166    441508058    441462934    436869655    423973551    423733336    423442664    423078583    422474080
441621588    441579158    441508033    441462918    436868897    423973528    423733294    423442599    423078401    422473694
441621554    441579141    441508017    441462900    436868137    423973486    423733104    423442409    423078393    422473637
441621547    441579133    441508009    441462892    436868087    423973478    423733088    423442292    423078245    422473603
441621539    441579117    441507993    441462884    436866727    423973437    423732858    423442268    423078039    422473355
441621521    441579091    441507985    441462876    436865919    423973262    423732676    423442201    423077973    422472811
441621513    441579083    441507969    441462868    436865695    423973221    423732189    423442060    423077940    422472613
441621497    441579075    441507944    441462819    436865448    423973197    423732015    423442052    423077858    422472589
441621489    441579067    441507928    441462801    436865349    423973171    423731967    423441971    423077791    422472449
441621471    441579059    441507910    441462793    436864441    423972959    423731926    423441922    423077312    422472340
441621463    441579042    441507878    441462785    436863914    423972769    423731702    423441906    423077171    422472290
441621455    441579034    441507860    441462777    436863872    423972736    423731454    423441765    423077007    422472282
441621448    441579018    441507852    441462769    436863765    423972652    423731298    423441567    423076785    422470823
441621430    441578986    441507845    441462751    436863658    423972645    423731249    423441468    423076611    422470799
441621414    441578952    441507837    441462744    436862544    423972629    423731173    423441328    423076264    422470369
441621406    441578945    441507829    441462736    436861694    423972561    423730977    423441203    423076207    422470070
441621398    441578903    441507803    441462710    436861561    423972488    423730506    423441179    423076157    422469965
441621380    441578895    441507795    441462694    436860555    423972421    423730415    423441153    423076066    422469882
441621372    441578879    441507787    441462678    436860142    423972306    423730407    423440999    423075878    422469684
441621364    441578861    441507779    441462652    436859763    423972280    423730399    423440866    423075811    422469270
441621356    441578853    441507761    441462223    436859243    423972264    423730282    423440627    423075597    422469221
441621349    441578812    441507753    441462215    436858971    423972108    423730258    423440528    423075589    422469163
441621331    441578804    441507746    441462207    436858559    423971993    423730241    423440353    423075480    422468892
441621299    441578796    441507738    441462199    436857973    423971910    423730043    423440338    423075423    422468561
441621281    441578770    441507712    441462173    436857916    423971886    423729763    423439793    423075381    422467951
441621273    441578762    441507704    441462165    436857528    423971852    423729672    423439702    423075332    422467936
441621265    441578754    441507696    441462157    436857353    423971837    423729623    423439686    423075266    422467886
441621257    441578747    441507688    441462140    436856611    423971811    423729516    423439611    423075167    422467639
441621240    441578739    441507670    441462132    436856256    423971803    423729482    423439371    423075076    422467555
441621232    441578705    441507662    441462090    436854608    423971795    423729193    423439330    423075001    422467472
441621216    441578689    441507654    441462082    436854244    423971761    423729060    423439199    423074764    422467118
441621208    441578671    441507647    441462074    436854202    423971605    423728906    423439116    423074707    422467092
441621190    441578663    441507639    441462066    436854004    423971597    423728898    423439058    423074491    422466672
441621182    441578655    441507621    441462058    436853659    423971480    423728542    423439041    423074194    422466425
441621174    441578630    441507613    441462033    436853592    423971423    423728138    423438969    423074103    422466375
441621166    441578614    441507605    441462025    436853543    423971324    423728112    423438043    423073790    422465914
441621141    441578606    441507589    441462009    436852487    423971290    423728104    423438019    423073717    422465898
441621125    441578598    441507563    441461985    436852172    423970987    423727544    423437847    423073220    422465799
441621091    441578580    441507555    441461969    436850770    423970953    423727536    423437417    423072628    422465757
441621075    441578572    441507548    441461951    436850200    423970920    423727379    423437391    423072545    422465740
441621067    441578549    441507530    441461936    436849798    423970797    423727148    423437383    423072339    422465534
441621042    441578531    441507514    441461928    436848949    423970763    423726942    423436831    423072297    422465385
441621026    441578515    441507506    441461910    436848626    423970615    423726835    423436799    423072032    422465096
441621018    441578499    441507498    441461902    436847792    423970532    423726785    423436567    423071836    422464933
441621000    441578473    441507480    441461894    436847198    423970417    423726769    423436484    423071679    422464917
441620978    441578465    441507456    441461886    436846695    423970334    423726686    423436435    423071638    422464826
441620952    441578457    441507423    441461878    436845382    423970318    423726587    423436328    423071406    422464693
441620945    441578424    441507407    441461860    436845051    423970227    423726520    423436252    423071208    422464636
441620937    441578408    441507399    441461852    436844187    423970151    423726413    423436187    423071141    422464578
441620929    441578390    441507381    441461845    436843445    423970136    423726363    423435973    423070788    422464438
441620911    441578374    441507365    441461837    436842579    423969997    423726355    423435940    423070689    422463794
441620895    441578366    441507340    441461829    436842512    423969971    423726330    423435668    423070556    422463216
441620887    441578358    441507332    441461803    436841951    423969930    423726272    423435395    423070317    422463125
441620879    441578333    441507324    441461795    436839393    423969914    423726264    423435098    423070069    422462408
441620861    441578317    441507316    441461787    436837942    423969872    423726223    423434984    423069756    422462234
441620820    441578309    441507308    441461779    436837538    423969815    423726090    423434836    423069582    422462093
441620804    441578267    441507290    441461761    436837520    423969732    423726058    423434695    423069509    422461939
441620788    441578259    441507282    441461746    436834436    423969641    423726033    423434430    423069269    422461640
441620770    441578226    441507274    441461712    436831911    423969559    423726009    423434307    423069152    422461590
441620762    441578218    441507266    441461704    436831259    423969435    423725712    423434109    423069095    422461038
441620747    441578200    441507241    441461696    436830350    423969419    423725621    423434000    423068782    422460683
441620739    441578192    441507233    441461480    436830277    423969310    423725498    423433911    423068667    422460584
441620721    441578176    441507225    441461449    436830178    423969302    423725423    423433788    423067990    422460527
441620713    441578168    441507217    441461431    436829279    423969203    423725381    423433739    423067594    422460477
441620705    441578150    441507191    441461423    436827687    423969153    423725316    423433713    423067552    422459602
441620689    441578143    441507175    441461415    436827141    423968825    423725233    423433457    423067321    422458877
441620655    441578127    441507142    441461399    436827133    423968700    423725225    423433226    423066984    422456970
441620630    441578119    441507126    441461373    436825087    423968692    423725118    423433127    423066943    422456921


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442056180    441992922    441945078    441903291    441864147    441826260    441785557    441745452    441703253    441662517
442056156    441992914    441945060    441903283    441864139    441826252    441785540    441745445    441703246    441662491
442056149    441992906    441945052    441903275    441864121    441826245    441785532    441745437    441703220    441662475
442056123    441992864    441945045    441903267    441864113    441826237    441785524    441745411    441703212    441662467
442056107    441992856    441945011    441903242    441864105    441826229    441785516    441745403    441703196    441662459
442056099    441992849    441945003    441903234    441864089    441826211    441785508    441745387    441703188    441662434
442056065    441992831    441944998    441903226    441864071    441826187    441785490    441745346    441703170    441662426
442056032    441992823    441944980    441903218    441864063    441826179    441785482    441745338    441703139    441662418
442055828    441992815    441944956    441903200    441864055    441826161    441785466    441745320    441703121    441662392
442055802    441992799    441944923    441903176    441864048    441826153    441785458    441745312    441703113    441662368
442055778    441992781    441944915    441903168    441864030    441826146    441785441    441745304    441703105    441662350
442055661    441992773    441944865    441903150    441863990    441826138    441785433    441745296    441703097    441662327
442055497    441992757    441944840    441903135    441863966    441826104    441785425    441745288    441703071    441662293
442055430    441992732    441944832    441903127    441863958    441826096    441785417    441745270    441703063    441662285
442055380    441992724    441944782    441903101    441863941    441826088    441785409    441745262    441703055    441662277
442055356    441992708    441944774    441903085    441863917    441826070    441785391    441745247    441703048    441662269
442055331    441992690    441944758    441903077    441863909    441826062    441785383    441745221    441703030    441662251
442055299    441992682    441944675    441903051    441863891    441826054    441785359    441745213    441703006    441662244
442055190    441992674    441944667    441903044    441863883    441826047    441785342    441745205    441702990    441662228
442055133    441992658    441944642    441903036    441863875    441826039    441785326    441745197    441702982    441662210
442055117    441992633    441944592    441903028    441863867    441826021    441785318    441745189    441702974    441662194
442055067    441992625    441944576    441903002    441863859    441826005    441785300    441745171    441702933    441662152
442055018    441992617    441944568    441902996    441863842    441825999    441785292    441745163    441702925    441662137
442055000    441992609    441944543    441902970    441863834    441825981    441785284    441745155    441702917    441662129
442054987    441992591    441944527    441902962    441863826    441825973    441785276    441745148    441702883    441662111
442054904    441992583    441944501    441902954    441863818    441825965    441785268    441745130    441702867    441662103
442054888    441992575    441944493    441902947    441863792    441825957    441785250    441745122    441702859    441662095
442054789    441992542    441944485    441902939    441863784    441825932    441785243    441745114    441702842    441662079
442054748    441992534    441944477    441902921    441863776    441825916    441785235    441745098    441702826    441662061
442054714    441992526    441944451    441902913    441863735    441825882    441785227    441745080    441702818    441662053
442054565    441992518    441944444    441902897    441863727    441825874    441785201    441745072    441702800    441662046
442054524    441992492    441944410    441902889    441863701    441825866    441785193    441745056    441702784    441662038
442054391    441992484    441944402    441902871    441863693    441825858    441785177    441745031    441702735    441661980
442054359    441992476    441944378    441902863    441863685    441825841    441785169    441745023    441702727    441661972
442054318    441992468    441944360    441902848    441863677    441825833    441785151    441745015    441702719    441661949
442054177    441992443    441944345    441902830    441863669    441825817    441785144    441745007    441702701    441661931
442054052    441992401    441944337    441902822    441863651    441825809    441785136    441744992    441702693    441661923
442053989    441992393    441944311    441902814    441863644    441825783    441785128    441744984    441702685    441661915
442053963    441992369    441944287    441902798    441863636    441825742    441785110    441744968    441702669    441661899
442053948    441992351    441944279    441902780    441863628    441825734    441785102    441744950    441702651    441661881
442053922    441992344    441944261    441902772    441863610    441825726    441785094    441744943    441702644    441661873
442053740    441992336    441944253    441902731    441863594    441825718    441785078    441744935    441702636    441661857
442053674    441992328    441944246    441902715    441863578    441825700    441785052    441744927    441702628    441661840
442053617    441992310    441944220    441902699    441863560    441825692    441785045    441744919    441702610    441661832
442053583    441992294    441944188    441902673    441863552    441825684    441785037    441744885    441702602    441661824
442053476    441992286    441944162    441902665    441863545    441825676    441785029    441744869    441702594    441661816
442053443    441992260    441944147    441902657    441863537    441825643    441785011    441744844    441702578    441661808
442053237    441992252    441944139    441902632    441863529    441825635    441785003    441744836    441702560    441661790
442053211    441992229    441944105    441902624    441863511    441825627    441784998    441744810    441702545    441661782
442053153    441992211    441944089    441902616    441863495    441825601    441784972    441744802    441702537    441661766
442052882    441992195    441944071    441902608    441863487    441825593    441784964    441744794    441702529    441661758
442052643    441992187    441944063    441902590    441863479    441825585    441784949    441744778    441702503    441661733
442052619    441992179    441944030    441902582    441863461    441825577    441784931    441744760    441702495    441661717
442052536    441992161    441944006    441902574    441863446    441825569    441784923    441744752    441702487    441661709
442052460    441992153    441943982    441902566    441863438    441825544    441784915    441744745    441702461    441661691
442052452    441992138    441943974    441902533    441863412    441825536    441784907    441744729    441702412    441661683
442052395    441992096    441943966    441902525    441863404    441825528    441784899    441744711    441702404    441661675
442052320    441992088    441943891    441902517    441863396    441825510    441784881    441744695    441702396    441661667
442052247    441992070    441943875    441902509    441863388    441825486    441784873    441744687    441702388    441661659
442052205    441992062    441943867    441902475    441863370    441825460    441784865    441744661    441702370    441661642
442052171    441992047    441943859    441902467    441863362    441825452    441784857    441744646    441702362    441661626
442052049    441992021    441943842    441902459    441863354    441825429    441784832    441744638    441702347    441661618
442052023    441992013    441943834    441902442    441863347    441825395    441784824    441744620    441702313    441661592
442051686    441992005    441943826    441902426    441863339    441825387    441784816    441744612    441702305    441661584
442051660    441991999    441943818    441902418    441863321    441825361    441784808    441744604    441702289    441661576
442051637    441991981    441943792    441902400    441863305    441825346    441784790    441744596    441702271    441661568
442051611    441991965    441943768    441902392    441863289    441825338    441784782    441744570    441702263    441661543
442051546    441991957    441943750    441902376    441863271    441825320    441784774    441744562    441702255    441661527
442051462    441991932    441943701    441902368    441863263    441825312    441784766    441744547    441702248    441661444
442051330    441991916    441943685    441902350    441863248    441825304    441784758    441744539    441702230    441661436
442051264    441991908    441943677    441902335    441863230    441825296    441784741    441744521    441702222    441661410
442051231    441991882    441943669    441902293    441863214    441825288    441784733    441744513    441702198    441661402
442051223    441991874    441943651    441902285    441863206    441825270    441784725    441744497    441702180    441661394

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441620622    441578101    441507084    441461365    436824569    423968510    423724939    423432913    423066935    422456855
441620614    441578093    441507076    441461340    436824320    423968411    423724921    423432806    423066810    422456681
441620572    441578085    441507068    441461332    436823470    423968403    423724889    423432772    423066802    422455311
441620564    441578051    441507043    441461324    436823256    423968387    423724871    423432707    423066711    422454777
441620556    441578044    441507035    441461316    436822688    423968353    423724830    423432483    423066497    422454553
441620549    441578028    441507001    441461290    436821094    423968288    423724707    423432467    423066117    422454413
441620523    441578010    441506987    441461282    436820724    423968221    423724632    423432384    423066075    422454173
441620515    441578002    441506979    441461274    436820641    423968049    423724590    423432343    423066026    422454082
441620507    441577996    441506953    441461266    436818629    423967835    423724582    423432335    423065911    422454074
441620499    441577988    441506946    441461258    436815252    423967785    423724541    423432251    423065895    422453449
441620481    441577970    441506920    441461217    436815096    423967769    423724459    423432236    423065754    422453431
441620465    441577962    441506912    441461191    436813364    423967694    423724434    423432228    423065713    422453266
441620457    441577954    441506904    441461183    436812515    423967504    423724392    423431881    423065580    422453175
441620440    441577947    441506896    441461175    436812036    423967470    423724327    423431824    423065549    422452508
441620416    441577921    441506839    441461167    436811194    423967454    423724244    423431808    423065184    422452110
441620408    441577897    441506821    441461142    436809610    423967405    423724145    423431675    423064997    422452086
441620390    441577889    441506813    441461126    436809560    423967306    423723816    423431667    423064864    422452037
441620382    441577871    441506797    441461118    436809347    423967280    423723790    423431584    423064690    422451872
441620374    441577855    441506771    441461100    436809107    423967249    423723576    423431147    423064609    422451674
441620366    441577848    441506748    441461084    436806327    423967116    423723121    423431121    423064435    422451039
441620358    441577780    441506730    441461076    436805972    423966985    423722768    423430974    423064336    422450882
441620341    441577772    441506722    441461035    436805295    423966936    423722719    423430917    423064237    422450775
441620333    441577764    441506680    441461027    436803886    423966803    423722701    423430834    423064179    422450445
441620309    441577756    441506672    441460995    436802060    423966787    423722693    423430818    423063999    422450197
441620291    441577731    441506615    441460979    436801575    423966670    423722305    423430750    423063866    422450031
441620283    441577723    441506599    441460946    436800890    423966225    423722214    423430727    423063858    422450007
441620275    441577715    441506581    441460938    436799860    423966134    423722073    423430628    423063494    422449660
441620267    441577699    441506573    441460920    436799027    423966019    423722032    423430412    423063288    422449496
441620259    441577681    441506532    441460904    436798748    423965995    423722024    423430230    423063197    422449256
441620226    441577673    441506524    441460896    436798607    423965888    423721828    423430198    423063130    422448787
441620218    441577665    441506490    441460888    436798540    423965862    423721711    423430115    423062603    422448225
441620192    441577657    441506458    441460847    436798375    423965839    423721703    423430016    423062546    422448084
441620184    441577640    441506433    441460839    436798177    423965805    423721521    423429976    423062538    422446807
441620168    441577632    441506425    441460821    436798151    423965771    423721489    423429760    423062413    422446518
441620150    441577616    441506391    441460805    436797245    423965755    423721463    423429588    423062124    422446161
441620135    441577608    441506383    441460797    436796098    423965730    423721257    423429471    423061720    422445833
441620119    441577590    441506375    441460771    436795728    423965706    423721083    423429281    423061621    422445817
441620101    441577582    441506359    441460730    436794952    423965573    423720945    423429190    423061613    422445619
441620093    441577574    441506342    441460722    436794713    423965458    423720895    423428812    423061506    422445510
441620085    441577566    441506334    441460680    436791800    423965433    423720770    423428705    423061316    422445320
441620077    441577558    441506318    441460656    436790877    423965193    423720226    423428655    423061266    422445296
441620069    441577533    441506300    441460615    436790448    423965086    423720077    423428614    423061217    422445163
441620036    441577525    441506292    441460573    436790018    423964972    423719905    423428598    423061050    422445031
441620028    441577517    441506276    441460565    436789481    423964964    423719889    423428572    423061027    422444927
441620002    441577509    441506268    441460532    436788822    423964816    423719707    423428465    423060987    422444844
441619988    441577491    441506250    441460524    436788277    423964790    423719467    423428440    423060763    422444448
441619962    441577483    441506219    441460516    436788046    423964717    423719384    423428366    423060680    422444331
441619939    441577475    441506201    441460508    436787675    423964691    423719319    423428283    423060607    422444091
441619913    441577467    441506185    441460490    436787477    423964592    423719293    423428168    423060284    422443440
441619905    441577459    441506177    441460482    436787444    423964550    423719228    423428127    423060201    422442889
441619897    441577434    441506169    441460474    436787071    423964519    423719053    423428119    423059906    422442780
441619889    441577426    441506151    441460458    436786388    423964410    423719020    423428077    423059740    422442723
441619855    441577418    441506136    441460441    436786255    423964311    423718956    423428028    423059716    422442699
441619848    441577400    441506128    441460425    436786230    423964113    423718758    423427954    423059625    422442269
441619814    441577392    441506110    441460417    436786214    423964097    423718634    423427921    423059575    422442251
441619806    441577053    441506078    441460409    436785539    423963974    423718576    423427806    423059542    422442186
441619798    441577038    441506060    441460367    436784649    423963883    423718451    423427731    423059294    422442111
441619756    441577020    441506052    441460342    436784151    423963800    423718311    423427673    423059229    422441543
441619731    441577004    441506037    441460334    436783906    423963735    423718162    423427608    423059096    422441501
441619723    441576998    441506029    441460292    436783856    423963701    423718089    423427343    423058767    422441311
441619681    441576980    441506011    441460284    436783401    423963578    423718055    423427244    423058734    422440651
441619665    441576972    441506003    441460276    436782825    423963511    423717784    423427103    423058577    422440362
441619657    441576964    441505989    441460268    436782130    423963479    423717628    423426931    423058551    422440065
441619640    441576956    441505971    441460250    436781629    423963446    423717594    423426683    423058478    422439976
441619624    441576949    441505963    441460243    436781538    423963347    423717487    423426634    423058262    422439885
441619616    441576931    441505955    441460235    436781447    423963339    423717479    423426501    423058049    422439877
441619582    441576923    441505948    441460227    436780043    423963313    423717313    423426238    423057785    422439489
441619566    441576915    441505930    441460219    436779425    423963263    423717297    423425883    423057744    422438358
441619558    441576907    441505922    441460185    436779409    423963206    423717289    423425727    423057587    422438275
441619533    441576881    441505914    441460169    436778641    423963156    423717214    423425644    423057504    422437921
441619525    441576873    441505898    441460144    436776868    423963024    423717081    423425628    423057439    422437905
441619517    441576865    441505880    441460128    436775779    423963016    423717073    423425503    423057140    422437749
441619467    441576857    441505872    441460110    436774756    423962877    423717032    423425461    423057116    422437418


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442050969    441991866    441943560    441902269    441863198    441825262    441784717    441744489    441702172    441661386
442050951    441991841    441943529    441902251    441863172    441825247    441784709    441744463    441702156    441661378
442050944    441991833    441943511    441902244    441863156    441825221    441784691    441744455    441702149    441661360
442050936    441991825    441943495    441902236    441863131    441825197    441784675    441744448    441702131    441661352
442050795    441991817    441943479    441902228    441863123    441825171    441784667    441744422    441702123    441661345
442050779    441991809    441943461    441902210    441863115    441825163    441784659    441744414    441702115    441661337
442050670    441991791    441943453    441902194    441863107    441825148    441784634    441744406    441702107    441661329
442050597    441991775    441943446    441902186    441863099    441825130    441784626    441744380    441702081    441661303
442050340    441991759    441943420    441902178    441863081    441825122    441784618    441744372    441702073    441661295
442050308    441991734    441943370    441902160    441863065    441825114    441784584    441744364    441702065    441661287
442050258    441991726    441943362    441902137    441863057    441825106    441784576    441744356    441702032    441661279
442050191    441991700    441943347    441902129    441863032    441825080    441784568    441744349    441702024    441661261
442050167    441991676    441943339    441902111    441863024    441825072    441784550    441744331    441702016    441661253
442050159    441991668    441943305    441902095    441863016    441825064    441784543    441744125    441702008    441661246
442050134    441991643    441943297    441902087    441862992    441825049    441784535    441744091    441701992    441661212
442050126    441991619    441943263    441902079    441862976    441825031    441784519    441744083    441701976    441661204
442050076    441991601    441943248    441902061    441862968    441825015    441784493    441744075    441701968    441661196
442050068    441991593    441943230    441902053    441862943    441824984    441784485    441744067    441701950    441661170
442050027    441991577    441943222    441902046    441862935    441824968    441784477    441744059    441701943    441661162
442050019    441991569    441943214    441902038    441862927    441824950    441784469    441744042    441701935    441661154
442049920    441991551    441943172    441902020    441862919    441824935    441784451    441744026    441701919    441661147
442049888    441991536    441943164    441902012    441862901    441824901    441784444    441744018    441701901    441661139
442049870    441991510    441943156    441902004    441862893    441824893    441784410    441743994    441701893    441661113
442049771    441991502    441943131    441901998    441862885    441824877    441784394    441743986    441701885    441661097
442049763    441991486    441943123    441901980    441862869    441824844    441784386    441743960    441701869    441661089
442049748    441991460    441943073    441901964    441862844    441824836    441784378    441743952    441701844    441661071
442049714    441991429    441943065    441901949    441862828    441824810    441784352    441743945    441701810    441661063
442049698    441991411    441943040    441901931    441862802    441824794    441784337    441743937    441701802    441661048
442049664    441991403    441943032    441901923    441862794    441824786    441784329    441743911    441701794    441661030
442049441    441991387    441943024    441901915    441862786    441824760    441784311    441743903    441701786    441661022
442049433    441991379    441943016    441901899    441862778    441824745    441784303    441743879    441701760    441661014
442049375    441991361    441942976    441901873    441862752    441824737    441784295    441743861    441701752    441660990
442049326    441991353    441942950    441901865    441862745    441824711    441784287    441743853    441701729    441660974
442049235    441991346    441942901    441901857    441862737    441824703    441784261    441743846    441701711    441660966
442049102    441991304    441942885    441901824    441862729    441824687    441784253    441743838    441701703    441660958
442049094    441991296    441942810    441901816    441862711    441824679    441784246    441743820    441701687    441660941
442049045    441991270    441942802    441901808    441862703    441824653    441784212    441743796    441701679    441660933
442049029    441991262    441942778    441901790    441862695    441824638    441784204    441743788    441701646    441660925
442049011    441991254    441942760    441901774    441862687    441824612    441784196    441743770    441701638    441660891
442048864    441991239    441942752    441901758    441862679    441824604    441784188    441743762    441701620    441660883
442048849    441991221    441942745    441901741    441862661    441824588    441784170    441743754    441701612    441660875
442048765    441991213    441942729    441901733    441862653    441824570    441784162    441743747    441701604    441660867
442048757    441991205    441942703    441901725    441862646    441824562    441784154    441743739    441701596    441660859
442048716    441991197    441942695    441901709    441862638    441824547    441784147    441743721    441701588    441660834
442048617    441991189    441942661    441901691    441862620    441824539    441784139    441743713    441701562    441660826
442048591    441991171    441942653    441901675    441862612    441824521    441784121    441743705    441701539    441660818
442048542    441991163    441942646    441901667    441862604    441824513    441784097    441743697    441701505    441660800
442048500    441991106    441942620    441901659    441862596    441824497    441784089    441743689    441701489    441660792
442048468    441991072    441942612    441901634    441862588    441824489    441784063    441743564    441701471    441660776
442048427    441991064    441942596    441901618    441862570    441824471    441784055    441743523    441701463    441660768
442048401    441991056    441942562    441901592    441862562    441824448    441784048    441743515    441701455    441660750
442048351    441991049    441942547    441901584    441862554    441824430    441784030    441743499    441701422    441660743
442048336    441991031    441942539    441901576    441862547    441824422    441784022    441743481    441701414    441660727
442048286    441991023    441942505    441901568    441862539    441824414    441784006    441743473    441701406    441660719
442048278    441991015    441942497    441901550    441862521    441824406    441783982    441743465    441701398    441660701
442048237    441990959    441942489    441901543    441862513    441824398    441783974    441743457    441701380    441660693
442048161    441990942    441942463    441901519    441862497    441824380    441783966    441743440    441701323    441660669
442048120    441990934    441942455    441901485    441862489    441824364    441783941    441743432    441701315    441660651
442048104    441990926    441942448    441901477    441862471    441824356    441783933    441743424    441701307    441660644
442048088    441990918    441942430    441901451    441862463    441824349    441783925    441743416    441701299    441660636
442048070    441990900    441942422    441901444    441862448    441824331    441783909    441743390    441701281    441660628
442048013    441990892    441942398    441901428    441862422    441824323    441783891    441743366    441701257    441660602
442047908    441990884    441942380    441901402    441862414    441824315    441783883    441743358    441701240    441660594
442047890    441990876    441942349    441901394    441862406    441824307    441783875    441743341    441701232    441660230
442047841    441990868    441942331    441901378    441862380    441824299    441783859    441743325    441701224    441660222
442047692    441990835    441942323    441901360    441862372    441824281    441783719    441743309    441701216    441660198
442047650    441990819    441942315    441901352    441862364    441824265    441783701    441743283    441701190    441660172
442047544    441990801    441942299    441901345    441862331    441824232    441783693    441743275    441701174    441660156
442047528    441990793    441942281    441901329    441862323    441824224    441783685    441743259    441701166    441660123
442047452    441990785    441942273    441901311    441862315    441824216    441783677    441743242    441701141    441660107
442047411    441990777    441942257    441901303    441862307    441824208    441783669    441743234    441701133    441660032
442047361    441990769    441942208    441901287    441862281    441824182    441783644    441743218    441701125    441660016
442047346    441990751    441942190    441901279    441862273    441824166    441783636    441743200    441701117    441659992

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441619459    441576840    441505849    441460102    436774087    423962828    423716786    423425339    423057090    422437392
441619442    441576832    441505831    441460094    436773824    423962802    423716695    423425172    423057009    422437103
441619434    441576824    441505823    441460086    436771984    423962778    423716596    423425057    423056936    422436956
441619426    441576808    441505815    441460060    436771414    423962729    423716463    423424894    423056761    422436634
441619418    441576790    441505781    441460037    436768063    423962695    423716075    423424787    423056480    422436352
441619400    441576782    441505765    441460029    436765101    423962315    423716026    423424761    423056472    422436170
441619384    441576774    441505740    441460003    436764336    423962307    423715978    423424712    423056225    422436089
441619376    441576766    441505732    441459997    436762827    423962299    423715846    423424613    423055979    422435396
441619350    441576758    441505724    441459989    436762108    423962224    423715804    423424571    423055722    422435156
441619343    441576741    441505690    441459963    436761894    423962190    423715630    423424456    423055706    422434803
441619335    441576725    441505682    441459955    436761514    423962133    423715457    423424423    423055623    422434506
441619327    441576717    441505674    441459930    436761332    423962109    423715374    423424134    423055615    422434456
441619319    441576691    441505658    441459922    436760078    423962083    423715077    423424076    423055599    422434167
441619301    441576683    441505617    441459880    436758775    423962034    423715036    423423912    423055516    422434043
441619293    441576675    441505583    441459864    436758619    423962026    423714963    423423896    423055375    422433763
441619285    441576667    441505575    441459831    436757215    423962000    423714682    423423854    423055300    422433714
441619269    441576634    441505567    441459823    436756936    423961952    423714591    423423748    423055201    422433532
441619251    441576600    441505559    441459807    436754600    423961721    423714575    423423615    423054899    422432898
441619244    441576527    441505542    441459781    436751416    423961689    423714567    423423607    423054857    422431213
441619236    441576477    441505534    441459773    436749303    423961671    423714468    423423524    423054790    422430892
441619228    441576444    441505526    441459765    436746853    423961606    423714450    423423409    423054741    422430868
441619210    441576436    441505518    441459757    436743397    423961572    423714260    423423292    423054691    422429795
441619202    441576428    441505500    441459740    436736326    423961556    423714211    423423235    423054493    422429555
441619178    441576386    441505492    441459724    436735112    423961523    423714096    423423045    423054428    422429480
441619160    441576360    441505484    441459716    436735096    423961515    423714054    423423003    423054352    422429449
441619152    441576352    441505468    441459690    436734198    423961499    423713965    423422807    423054105    422429233
441619145    441576337    441505450    441459682    436733067    423961473    423713825    423422740    423054048    422429043
441619137    441576311    441505427    441459666    436732663    423961432    423713718    423422609    423054022    422428755
441619129    441576279    441505419    441459658    436731715    423961390    423713692    423422500    423053800    422428524
441619087    441576261    441505401    441459633    436730709    423961341    423713627    423422492    423053321    422427682
441619061    441576253    441505393    441459625    436730154    423961325    423713569    423422419    423053313    422427450
441619053    441576246    441505385    441459609    436721419    423961309    423713510    423422393    423053206    422427385
441619046    441576238    441505377    441459591    436717490    423961283    423713460    423422245    423052950    422427377
441619004    441576220    441505369    441459583    436715940    423961192    423713411    423422187    423052703    422427278
441618998    441576212    441505336    441459575    436713838    423961127    423713312    423421916    423052661    422426874
441618980    441576204    441505310    441459567    436712137    423961077    423713247    423421890    423052448    422426866
441618972    441576196    441505294    441459542    436711329    423961069    423713221    423421544    423052430    422426833
441618964    441576170    441505286    441459534    436711006    423961051    423713130    423421536    423052117    422426643
441618956    441576162    441505278    441459518    436710511    423960970    423713122    423421486    423052059    422426528
441618931    441576154    441505260    441459500    436709638    423960947    423713064    423421460    423051937    422426510
441618923    441576147    441505245    441459492    436705735    423960905    423712900    423421213    423051879    422426239
441618915    441576121    441505237    441459484    436705503    423960822    423712843    423421064    423051648    422426205
441618899    441576113    441505187    441459476    436702351    423960806    423712579    423421007    423051614    422426163
441618881    441576105    441505179    441459468    436699979    423960798    423712546    423420918    423051572    422425868
441618840    441576097    441505153    441459450    436699383    423960764    423712520    423420868    423051234    422425694
441618832    441576089    441505146    441459443    436698310    423960699    423712439    423420751    423051226    422425546
441618824    441576071    441505120    441459435    436697825    423960673    423712405    423420561    423051176    422425231
441618816    441576063    441505112    441459419    436689772    423960657    423712355    423420538    423051150    422424978
441618808    441576055    441505104    441459393    436688659    423960509    423712314    423420504    423051101    422424952
441618782    441576048    441505096    441459385    436682033    423960368    423712264    423420496    423051077    422424879
441618774    441576030    441505070    441459369    436679559    423960350    423712058    423420397    423050954    422424663
441618766    441576022    441505054    441459351    436674972    423960186    423712041    423420355    423050889    422424655
441618741    441576006    441505047    441459344    436674592    423960004    423712033    423420314    423050723    422424564
441618733    441575974    441505039    441459328    436674345    423959931    423712017    423420181    423050707    422424127
441618725    441575958    441505013    441459310    436673289    423959907    423711910    423420140    423050699    422423780
441618717    441575941    441504958    441459294    436673131    423959790    423711886    423419688    423050194    422423756
441618709    441575933    441504933    441459286    436673065    423959758    423711654    423419522    423050095    422423335
441618691    441575925    441504925    441459260    436671093    423959725    423711555    423419217    423050020    422423210
441618683    441575917    441504917    441459252    436667018    423959527    423711316    423419142    423049618    422422931
441618311    441575909    441504891    441459245    436666804    423959519    423711159    423418920    423049600    422422717
441618303    441575891    441504875    441459229    436666218    423959444    423711019    423418912    423049246    422422709
441618295    441575883    441504859    441459211    436660898    423959436    423710979    423418821    423048818    422422600
441618279    441575875    441504834    441459203    436660757    423959311    423710961    423418706    423048651    422422584
441618253    441575859    441504800    441459195    436660682    423959238    423710920    423418623    423048610    422422550
441618238    441575842    441504750    441459187    436659346    423959162    423710896    423418557    423048545    422422386
441618204    441575834    441504636    441459179    436658413    423959105    423710854    423418482    423048362    422422261
441618196    441575826    441504628    441459161    436657910    423959097    423710847    423418268    423048347    422422204
441618188    441575818    441504610    441459153    436655484    423959089    423710706    423418128    423048248    422421529
441618071    441575776    441504602    441459146    436648323    423959022    423710680    423418011    423048115    422421453
441617990    441575750    441504578    441459120    436646913    423959014    423710607    423417765    423047638    422421248
441617982    441575735    441504560    441459104    436639702    423959006    423710581    423417658    423047422    422420851
441617966    441575727    441504545    441459088    436638779    423958974    423710540    423417179    423046846    422420562
441617933    441575719    441504529    441459062    436637722    423958941    423710490    423417120    423046812    422420349


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442047288    441990744    441942174    441901253    441862265    441824158    441783610    441743176    441701109    441659984
442047247    441990728    441942166    441901246    441862257    441824141    441783602    441743168    441701091    441659976
442047189    441990710    441942158    441901238    441862232    441824125    441783594    441743150    441701083    441659950
442047155    441990694    441942141    441901220    441862224    441824117    441783578    441743143    441701067    441659935
442047098    441990686    441942133    441901212    441862216    441824109    441783560    441743135    441701059    441659919
442047023    441990660    441942125    441901204    441862117    441824083    441783529    441743127    441701042    441659901
442047015    441990645    441942083    441901196    441862091    441824067    441783313    441743119    441701034    441659893
442047007    441990629    441942075    441901188    441862083    441824059    441783305    441743093    441701018    441659885
442046967    441990595    441942042    441901170    441862059    441824042    441783297    441743077    441701000    441659877
442046868    441990579    441942018    441901162    441862042    441824034    441783271    441743069    441700994    441659869
442046819    441990546    441942000    441901154    441862026    441824026    441783263    441743051    441700986    441659851
442046736    441990538    441941986    441901147    441862018    441824018    441783255    441743028    441700978    441659836
442046702    441990512    441941978    441901139    441862000    441823994    441783214    441743010    441700960    441659828
442046694    441990496    441941952    441901121    441861994    441823986    441783206    441743002    441700903    441659810
442046686    441990462    441941879    441901113    441861986    441823978    441783198    441742988    441700895    441659802
442046629    441990454    441941861    441901105    441861960    441823960    441783172    441742970    441700887    441659794
442046520    441990439    441941853    441901097    441861945    441823952    441783164    441742962    441700879    441659786
442046504    441990421    441941820    441901089    441861937    441823945    441783156    441742954    441700861    441659752
442046488    441990413    441941812    441901071    441861929    441823929    441783149    441742947    441700853    441659737
442046470    441990405    441941804    441901055    441861911    441823911    441783123    441742939    441700838    441659711
442046413    441990397    441941796    441901030    441861903    441823903    441783107    441742921    441700812    441659695
442046355    441990363    441941762    441900990    441861895    441823887    441783081    441742913    441700796    441659687
442046231    441990355    441941754    441900982    441861887    441823879    441783073    441742905    441700788    441659661
442046140    441990330    441941739    441900974    441861879    441823861    441783065    441742889    441700770    441659653
442046116    441990322    441941713    441900966    441861861    441823846    441783057    441742871    441700762    441659646
442046090    441990314    441941655    441900958    441861853    441823820    441783040    441742863    441700754    441659638
442045928    441990298    441941630    441900941    441861846    441823812    441783024    441742855    441700747    441659620
442045910    441990280    441941614    441900925    441861838    441823796    441783016    441742848    441700739    441659612
442045845    441990272    441941598    441900917    441861820    441823788    441783008    441742822    441700721    441659604
442045829    441990264    441941580    441900909    441861804    441823770    441782992    441742814    441700713    441659596
442045761    441990256    441941572    441900891    441861788    441823762    441782984    441742798    441700705    441659588
442045746    441990249    441941549    441900875    441861770    441823739    441782968    441742780    441700697    441659562
442045704    441990231    441941531    441900867    441861762    441823721    441782950    441742772    441700689    441659554
442045621    441990223    441941523    441900859    441861754    441823713    441782943    441742756    441700671    441659547
442045472    441990215    441941499    441900834    441861747    441823705    441782935    441742723    441700663    441659539
442045399    441990207    441941424    441900826    441861739    441823697    441782927    441742715    441700655    441659380
442045332    441990199    441941416    441900818    441861721    441823689    441782901    441742707    441700648    441659372
442045241    441990181    441941408    441900800    441861713    441823671    441782893    441742699    441700630    441659364
442045159    441990173    441941366    441900784    441861705    441823655    441782877    441742657    441700622    441659356
442045100    441990165    441941358    441900768    441861697    441823622    441782869    441742640    441700614    441659331
442045076    441990157    441941341    441900750    441861689    441823614    441782851    441742632    441700606    441659323
442044988    441990132    441941333    441900495    441861671    441823606    441782844    441742582    441700598    441659315
442044970    441990124    441941325    441900487    441861663    441823598    441782836    441742574    441700580    441659307
442044905    441990116    441941309    441900479    441861655    441823572    441782802    441742541    441700572    441659299
442044723    441990090    441941291    441900438    441861630    441823564    441782786    441742533    441700556    441659281
442044707    441990082    441941283    441900420    441861614    441823556    441782778    441742517    441700531    441659273
442044665    441990066    441941275    441900404    441861606    441823549    441782760    441742509    441700507    441659257
442044640    441990058    441941218    441900396    441861598    441823531    441782745    441742491    441700499    441659240
442044624    441990025    441941200    441900388    441861556    441823523    441782737    441742483    441700481    441659232
442044558    441989993    441941176    441900370    441861549    441823515    441782729    441742475    441700473    441659224
442044491    441989985    441941168    441900362    441861531    441823507    441782711    441742442    441700465    441659216
442044475    441989951    441941150    441900354    441861523    441823481    441782703    441742434    441700457    441659208
442044434    441989944    441941127    441900347    441861507    441823457    441782695    441742418    441700440    441659190
442044376    441989936    441941085    441900339    441861499    441823440    441782687    441742400    441700432    441659182
442044350    441989928    441941077    441900321    441861481    441823416    441782679    441742384    441700424    441659174
442044319    441989902    441941051    441900305    441861465    441823408    441782661    441742376    441700416    441659166
442044210    441989894    441941044    441900297    441861457    441823390    441782653    441742350    441700408    441659141
442044160    441989886    441941028    441900289    441861440    441823382    441782646    441742343    441700382    441659125
442044095    441989878    441941010    441900263    441861432    441823374    441782638    441742327    441700374    441659109
442044053    441989860    441940996    441900198    441861424    441823341    441782612    441742319    441700366    441659091
442044038    441989845    441940962    441900172    441861408    441823325    441782604    441742301    441700358    441659083
442044012    441989837    441940947    441900164    441861382    441823291    441782588    441742285    441700333    441659075
442043980    441989829    441940939    441900156    441861374    441823283    441782570    441742251    441700309    441659067
442043956    441989811    441940913    441900149    441861366    441823275    441782562    441742244    441700291    441659059
442043832    441989803    441940905    441900131    441861358    441823267    441782554    441742228    441700283    441659042
442043774    441989795    441940889    441900123    441861341    441823259    441782547    441742210    441700275    441659026
442043725    441989787    441940871    441900115    441861333    441823242    441782513    441742202    441700259    441659000
442043584    441989779    441940863    441900107    441861325    441823234    441782505    441742194    441700242    441658994
442043543    441989761    441940814    441900099    441861317    441823200    441782497    441742186    441700234    441658978
442043535    441989753    441940798    441900081    441861291    441823192    441782489    441742178    441700226    441658960
442043394    441989738    441940780    441900073    441861283    441822947    441782463    441742152    441700218    441658952
442043253    441989720    441940756    441900057    441861267    441822913    441782455    441742137    441700200    441658937
442043238    441989712    441940749    441900032    441861259    441822905    441782448    441742129    441700192    441658929

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441617925    441575701    441504495    441459039    436632228    423958883    423710466    423417070    423046705    422420331
441617917    441575693    441504479    441459021    436630198    423958818    423710417    423416874    423045970    422420232
441617909    441575677    441504453    441459013    436630016    423958776    423710292    423416866    423045863    422419887
441617891    441575651    441504412    441459005    436627392    423958750    423710250    423416684    423045731    422419770
441617875    441575644    441504404    441458981    436623938    423958644    423710052    423416528    423045715    422419465
441617867    441575610    441504396    441458973    436617278    423958446    423709971    423416353    423045616    422419291
441617842    441575602    441504370    441458957    436616387    423958438    423709807    423416213    423045343    422418871
441617826    441575594    441504362    441458932    436616163    423958396    423709658    423416064    423045186    422418830
441617818    441575586    441504347    441458924    436615843    423958230    423709625    423415959    423045178    422418822
441617800    441575578    441504339    441458916    436614671    423958032    423709419    423415934    423044999    422418715
441617792    441575560    441504313    441458908    436613871    423958024    423709245    423415884    423044734    422418707
441617784    441575552    441504305    441458890    436610976    423957927    423709104    423415876    423044114    422418293
441617776    441575529    441504289    441458882    436608996    423957919    423708692    423415736    423043926    422417931
441617750    441575487    441504271    441458874    436607162    423957869    423708627    423415652    423043918    422417808
441617735    441575453    441504255    441458866    436606784    423957844    423708593    423415512    423043744    422417774
441617719    441575438    441504248    441458858    436604920    423957778    423708510    423415140    423043694    422417691
441617701    441575404    441504222    441458841    436604318    423957745    423708478    423415074    423043181    422417162
441617693    441575396    441504206    441458809    436600464    423957612    423708171    423415041    423042993    422417105
441617685    441575388    441504198    441458791    436600449    423957547    423708049    423414986    423042639    422417063
441617677    441575370    441504180    441458783    436597058    423957505    423707876    423414846    423042316    422416933
441617669    441575362    441504172    441458775    436595110    423957356    423707868    423414804    423042118    422416735
441617651    441575354    441504156    441458734    436593008    423957133    423707751    423414523    423042043    422416677
441617628    441575339    441504149    441458726    436587281    423957059    423707736    423414440    423041888    422416503
441617602    441575321    441504131    441458700    436586556    423957026    423707686    423414408    423041862    422416214
441617594    441575313    441504081    441458676    436586531    423957018    423707603    423414358    423041805    422416081
441617586    441575305    441504073    441458650    436586507    423957000    423707587    423414150    423041797    422416016
441617578    441575289    441504032    441458635    436585640    423956838    423707546    423414135    423040302    422415893
441617560    441575271    441504024    441458627    436584361    423956820    423707504    423414044    423040260    422414672
441617552    441575263    441503992    441458619    436579056    423956788    423707363    423413996    423039874    422414334
441617545    441575255    441503984    441458593    436578751    423956465    423707280    423413822    423039536    422413724
441617537    441575222    441503968    441458585    436578223    423956432    423707157    423413590    423039304    422413450
441617529    441575214    441503950    441458551    436577761    423956390    423706829    423413558    423039155    422413286
441617511    441575206    441503943    441458544    436577191    423956366    423706738    423413467    423038942    422413252
441617503    441575198    441503935    441458528    436573646    423956333    423706720    423413459    423038850    422412965
441617461    441575180    441503919    441458510    436572556    423956309    423706274    423413442    423038843    422412759
441617438    441575172    441503901    441458502    436568190    423956234    423706209    423413293    423038835    422412684
441617412    441575164    441503893    441458478    436564140    423956176    423706175    423412931    423038769    422412452
441617404    441575156    441503885    441458460    436560387    423955905    423705854    423412923    423038652    422412346
441617362    441575149    441503877    441458452    436559694    423955780    423705821    423412899    423038413    422412296
441617339    441575131    441503869    441458411    436557375    423955749    423705474    423412782    423038389    422411959
441617305    441575123    441503810    441458403    436554794    423955699    423705383    423412618    423038371    422411611
441617297    441575115    441503802    441458387    436554042    423955582    423705359    423412600    423038249    422411595
441617271    441575107    441503794    441458361    436553424    423955574    423705300    423412279    423038173    422411033
441617263    441575099    441503760    441458353    436552343    423955541    423705185    423411974    423037688    422410720
441617255    441575081    441503752    441458320    436550594    423955517    423705052    423411941    423037514    422409573
441617248    441575073    441503745    441458312    436549554    423955350    423704949    423411917    423037043    422409219
441617230    441575040    441503729    441458304    436545933    423955327    423704865    423411743    423036516    422408997
441617222    441575032    441503711    441458296    436544530    423955285    423704733    423411487    423036482    422408468
441617214    441575016    441503703    441458288    436543458    423955277    423704576    423411255    423036342    422407452
441617180    441575008    441503687    441458270    436536528    423955210    423704568    423410927    423036250    422406058
441617164    441574993    441503679    441458262    436536015    423955038    423704501    423410836    423036003    422405845
441617123    441574985    441503638    441458254    436534531    423954999    423704428    423410711    423035880    422405803
441617107    441574977    441503620    441458247    436533921    423954916    423704311    423410661    423035534    422405647
441617099    441574969    441503612    441458239    436529853    423954908    423704303    423410539    423034933    422405290
441617081    441574944    441503604    441458221    436524466    423954858    423703982    423410497    423034917    422405159
441617065    441574936    441503588    441458197    436523542    423954841    423703800    423410406    423034867    422404939
441617032    441574928    441503562    441458189    436522304    423954809    423703768    423410307    423034834    422404772
441617024    441574894    441503554    441458171    436518559    423954718    423703727    423410182    423034826    422404640
441617008    441574878    441503505    441458155    436514624    423954593    423703644    423410141    423034768    422404376
441616984    441574860    441503497    441458148    436514459    423954569    423703636    423410042    423034677    422403980
441616976    441574852    441503489    441458130    436511414    423954544    423703602    423409978    423034495    422403501
441616950    441574845    441503463    441458122    436510234    423954429    423703552    423409952    423034404    422403485
441616943    441574837    441503455    441458114    436510200    423954387    423703479    423409911    423034321    422403444
441616901    441574803    441503448    441458106    436507883    423954361    423703321    423409713    423034289    422403303
441616885    441574795    441503430    441458098    436507164    423954221    423703230    423409382    423033976    422403204
441616844    441574746    441503414    441458080    436506059    423954122    423703156    423409218    423033943    422402818
441616836    441574720    441503406    441458072    436504625    423954056    423703123    423409192    423033919    422402701
441616828    441574704    441503364    441458056    436504203    423954015    423703065    423409093    423033489    422402313
441616778    441574688    441503299    441458031    436500243    423953959    423702745    423408921    423033448    422402263
441616752    441574670    441503281    441458023    436499354    423953827    423702729    423408848    423033398    422401984
441616745    441574662    441503240    441458015    436498851    423953785    423702711    423408558    423033349    422401836
441616703    441574647    441503216    441458007    436496434    423953660    423702638    423408418    423033208    422401760
441616687    441574621    441503208    441457991    436495261    423953462    423702588    423408400    423032796    422401299


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442043204    441989704    441940731    441900024    441861242    441822871    441782430    441742111    441700184    441658895
442043055    441989696    441940723    441900016    441861234    441822863    441782422    441742103    441700176    441658887
442043048    441989688    441940699    441899994    441861226    441822855    441782414    441742079    441700168    441658853
442043022    441989654    441940657    441899978    441861218    441822848    441782406    441742061    441700150    441658846
442043006    441989621    441940632    441899952    441861200    441822830    441782380    441742053    441700143    441658838
442042941    441989613    441940624    441899937    441861184    441822822    441782372    441742046    441700135    441658812
442042933    441989605    441940590    441899929    441861176    441822798    441782364    441742020    441700127    441658804
442042669    441989589    441940582    441899911    441861168    441822780    441782356    441742004    441700093    441658796
442042446    441989571    441940574    441899887    441861150    441822772    441782349    441741998    441700085    441658788
442042420    441989555    441940558    441899879    441861143    441822756    441782331    441741980    441700077    441658770
442042412    441989514    441940517    441899861    441861135    441822749    441782315    441741972    441700069    441658762
442042370    441989498    441940509    441899853    441861119    441822723    441782307    441741964    441700044    441658754
442042362    441989472    441940483    441899846    441861101    441822715    441782299    441741956    441700036    441658739
442042248    441989464    441940475    441899838    441861093    441822707    441782281    441741949    441700028    441658721
442042214    441989456    441940467    441899820    441861085    441822673    441782273    441741931    441700002    441658705
442042180    441989449    441940459    441899812    441861069    441822665    441782265    441741915    441699972    441658671
442042164    441989431    441940442    441899804    441861051    441822657    441782257    441741907    441699964    441658663
442042081    441989423    441940434    441899796    441861044    441822640    441782240    441741881    441699956    441658655
442042065    441989415    441940426    441899788    441861028    441822624    441782232    441741873    441699949    441658648
442041919    441989407    441940418    441899770    441861010    441822616    441782224    441741857    441699931    441658630
442041869    441989381    441940400    441899762    441861002    441822574    441782190    441741840    441699923    441658614
442041729    441989332    441940392    441899747    441860996    441822566    441782174    441741832    441699915    441658606
442041695    441989324    441940384    441899721    441860988    441822558    441782117    441741824    441699907    441658598
442041646    441989316    441940368    441899713    441860970    441822541    441782109    441741816    441699899    441658580
442041596    441989282    441940350    441899705    441860962    441822533    441782091    441741808    441699881    441658572
442041588    441989266    441940343    441899697    441860954    441822525    441782075    441741782    441699865    441658556
442041570    441989241    441940327    441899689    441860947    441822509    441782067    441741774    441699857    441658549
442041505    441989233    441940301    441899671    441860939    441822491    441782059    441741766    441699832    441658531
442041455    441989225    441940285    441899663    441860921    441822475    441782034    441741758    441699824    441658523
442041448    441989217    441940277    441899655    441860897    441822467    441782018    441741733    441699816    441658515
442041414    441989209    441940269    441899648    441860889    441822459    441782000    441741691    441699808    441658507
442041406    441989191    441940244    441899622    441860871    441822442    441781994    441741675    441699790    441658499
442041398    441989175    441940236    441899614    441860848    441822426    441781986    441741642    441699782    441658473
442041273    441989167    441940210    441899606    441860830    441822418    441781978    441741634    441699766    441658465
442041257    441989142    441940186    441899598    441860814    441822400    441781960    441741626    441699758    441658457
442041208    441989126    441940178    441899572    441860806    441822392    441781952    441741618    441699741    441658432
442041141    441989118    441940145    441899564    441860798    441822384    441781945    441741600    441699733    441658424
442041133    441989092    441940137    441899556    441860780    441822343    441781937    441741592    441699725    441658408
442041125    441989084    441940129    441899549    441860764    441822269    441781929    441741576    441699717    441658390
442041075    441989076    441940111    441899531    441860756    441822251    441781911    441741568    441699691    441658358
442041018    441989068    441940103    441899515    441860749    441822244    441781903    441741550    441699683    441658341
442041000    441989043    441940095    441899481    441860731    441822236    441781895    441741543    441699675    441658333
442040929    441989035    441940061    441899473    441860723    441822202    441781887    441741535    441699667    441658325
442040804    441989027    441940038    441899457    441860715    441822186    441781879    441741527    441699659    441658317
442040788    441989019    441940012    441899440    441860707    441822178    441781861    441741519    441699642    441658309
442040739    441988995    441939980    441899432    441860699    441822160    441781853    441741501    441699634    441658283
442040697    441988987    441939964    441899424    441860681    441822152    441781838    441741485    441699626    441658275
442040655    441988979    441939956    441899416    441860673    441822145    441781804    441741477    441699618    441658267
442040572    441988953    441939931    441899408    441860665    441822137    441781796    441741469    441699600    441658259
442040549    441988946    441939899    441899390    441860657    441822129    441781788    441741436    441699592    441658242
442040531    441988920    441939873    441899374    441860640    441822111    441781762    441741428    441699576    441658234
442040507    441988912    441939865    441899366    441860632    441822103    441781754    441741410    441699568    441658200
442040341    441988896    441939840    441899358    441860624    441822095    441781747    441741402    441699550    441658192
442040275    441988888    441939832    441899341    441860616    441822087    441781739    441741386    441699527    441658176
442040259    441988870    441939824    441899325    441860590    441822079    441781713    441741360    441699519    441658168
442040184    441988862    441939816    441899317    441860582    441822053    441781697    441741352    441699501    441658135
442040028    441988854    441939808    441899309    441860566    441822046    441781689    441741345    441699485    441658127
442039988    441988839    441939790    441899291    441860558    441822038    441781671    441741329    441699469    441658119
442039970    441988821    441939782    441899283    441860525    441822020    441781655    441741311    441699451    441658101
442039848    441988805    441939774    441899275    441860517    441821998    441781648    441741303    441699444    441658085
442039764    441988797    441939709    441899267    441860509    441821980    441781622    441741295    441699436    441658051
442039715    441988789    441939691    441899259    441860491    441821972    441781606    441741279    441699410    441658044
442039673    441988771    441939683    441899242    441860475    441821964    441781580    441741121    441699402    441658036
442039657    441988763    441939659    441899226    441860467    441821956    441781572    441741105    441699394    441658028
442039640    441988755    441939634    441899218    441860459    441821923    441781564    441741097    441699386    441658010
442039632    441988722    441939592    441899192    441860442    441821907    441781556    441741063    441699378    441658002
442039459    441988714    441939584    441899184    441860426    441821881    441781549    441741055    441699360    441657996
442039319    441988706    441939576    441899176    441860418    441821873    441781531    441741030    441699352    441657988
442039293    441988698    441939568    441899150    441860392    441821865    441781523    441741022    441699345    441657970
442039285    441988680    441939550    441899143    441860384    441821857    441781515    441741014    441699337    441657954
442039244    441988672    441939535    441899101    441860376    441821840    441781507    441740990    441699311    441657947
442039236    441988631    441939527    441899093    441860368    441821832    441781499    441740982    441699295    441657939
442039145    441988615    441939519    441899085    441860350    441821816    441781481    441740966    441699287    441657921

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441616679    441574605    441503190    441457983    436493639    423953363    423702554    423408236    423032614    422401208
441616653    441574597    441503174    441457975    436493563    423953231    423702471    423408194    423032598    422400721
441616646    441574589    441503166    441457967    436490213    423953181    423702406    423408178    423032481    422400523
441616620    441574571    441503158    441457959    436489827    423953165    423702315    423408160    423032333    422400515
441616612    441574563    441503133    441457942    436488118    423953090    423702299    423408152    423032291    422400077
441616604    441574555    441503117    441457934    436487540    423952910    423702265    423408053    423032176    422399733
441616596    441574548    441503091    441457884    436485395    423952795    423702208    423407931    423032127    422399261
441616588    441574530    441503075    441457876    436485304    423952670    423701978    423407733    423032093    422399154
441616570    441574514    441503034    441457868    436485007    423952621    423701960    423407725    423032036    422398347
441616562    441574506    441503026    441457850    436482053    423952589    423701952    423407626    423032002    422398297
441616554    441574498    441503018    441457835    436480693    423952514    423701846    423407527    423031988    422398172
441616547    441574472    441503000    441457827    436480248    423952506    423701622    423407485    423031798    422397752
441616539    441574464    441502986    441457793    436478606    423952498    423701614    423407212    423031681    422397745
441616521    441574449    441502978    441457777    436478432    423952472    423701416    423407121    423031632    422397588
441616513    441574431    441502960    441457769    436476436    423952423    423701408    423407030    423031566    422397539
441616505    441574423    441502945    441457744    436473771    423952415    423701366    423406800    423031509    422397117
441616497    441574407    441502937    441457736    436472963    423952274    423701283    423406560    423031145    422397091
441616489    441574399    441502911    441457728    436472898    423952159    423701010    423406545    423030436    422397083
441616471    441574381    441502895    441457686    436471189    423952142    423700665    423406313    423029644    422396762
441616463    441574365    441502879    441457678    436469621    423952126    423700624    423405935    423029552    422396721
441616414    441574357    441502846    441457645    436469134    423951847    423700616    423405711    423029487    422396002
441616406    441574332    441502838    441457629    436468995    423951730    423700376    423405596    423029214    422395566
441616372    441574308    441502820    441457603    436467096    423951714    423700236    423405588    423028901    422394403
441616364    441574290    441502804    441457595    436466510    423951649    423700103    423405224    423028786    422394312
441616356    441574282    441502796    441457587    436463590    423951623    423700020    423405158    423028745    422394072
441616349    441574274    441502770    441457579    436461156    423951573    423699685    423405133    423028620    422392712
441616323    441574266    441502739    441457561    436460018    423951490    423699578    423405034    423028554    422392506
441616315    441574258    441502713    441457553    436459937    423951482    423699537    423404961    423028489    422392365
441616299    441574241    441502663    441457538    436459622    423951193    423699495    423404805    423028398    422392332
441616281    441574233    441502622    441457504    436458970    423951144    423699040    423404763    423028190    422392118
441616273    441574217    441502606    441457496    436458681    423951052    423698984    423404698    423028109    422391755
441616257    441574209    441502598    441457462    436456750    423950724    423698935    423404607    423027838    422391482
441616240    441574167    441502572    441457454    436456503    423950641    423698877    423404540    423027754    422391375
441616232    441574159    441502564    441457447    436455414    423950534    423698786    423404409    423027523    422391086
441616216    441574142    441502523    441457439    436455067    423950450    423698737    423404391    423027507    422390583
441616208    441574134    441502515    441457421    436454235    423950302    423698729    423404300    423027424    422390575
441616190    441574126    441502499    441457397    436453948    423950294    423698703    423404284    423026210    422390419
441616182    441574118    441502473    441457389    436450613    423950203    423698653    423404169    423026111    422390187
441616174    441574092    441502465    441457322    436449581    423950138    423698612    423404094    423026087    422389528
441616166    441574084    441502457    441457314    436449045    423950120    423698588    423403914    423025998    422389361
441616158    441574076    441502440    441457298    436444095    423950070    423698562    423403781    423025964    422389346
441616133    441574068    441502432    441457272    436443758    423949932    423698364    423403690    423025543    422388892
441616125    441574050    441502408    441457264    436442537    423949908    423698141    423403633    423025261    422388132
441616117    441574035    441502382    441457256    436441745    423949791    423698059    423403583    423025089    422388108
441616109    441574027    441502341    441457249    436441091    423949726    423698034    423403435    423024744    422387407
441616091    441574019    441502333    441457231    436440770    423949668    423697994    423403161    423024637    422387316
441616083    441573987    441502325    441457215    436439228    423949627    423697960    423403146    423024579    422387266
441616075    441573979    441502317    441457181    436438758    423949577    423697903    423403088    423024546    422386912
441616067    441573961    441502309    441457140    436438394    423949536    423697846    423403062    423024439    422386615
441616059    441573946    441502291    441457132    436438162    423949494    423697770    423403013    423024413    422386441
441616042    441573938    441502275    441457124    436437370    423949452    423697697    423402932    423024405    422386243
441616026    441573912    441502267    441457116    436437040    423949437    423697671    423402908    423024207    422385658
441616018    441573904    441502259    441457108    436432660    423949429    423697648    423402510    423023936    422385336
441616000    441573896    441502242    441457074    436431746    423949395    423697622    423402353    423023902    422385187
441615978    441573888    441502234    441457066    436431670    423949387    423697333    423402148    423023688    422385021
441615960    441573870    441502226    441457058    436430938    423949296    423697267    423401744    423023605    422384859
441615937    441573854    441502200    441457041    436429716    423948843    423696962    423401728    423023423    422384743
441615929    441573847    441502192    441457025    436429476    423948793    423696905    423401710    423023290    422384206
441615911    441573839    441502168    441457017    436429161    423948777    423696863    423401611    423023050    422383851
441615903    441573821    441502150    441457009    436429054    423948769    423696780    423401546    423023043    422383836
441615861    441573805    441502143    441456993    436427603    423948751    423696749    423401280    423022870    422383588
441615853    441573789    441502093    441456985    436426860    423948660    423696590    423401041    423022839    422382515
441615846    441573771    441502010    441456977    436426167    423948611    423696517    423400522    423022375    422382341
441615838    441573763    441501996    441456951    436425623    423948546    423696152    423400514    423022227    422382234
441615820    441573755    441501988    441456936    436419501    423948470    423695980    423400506    423021971    422381764
441615812    441573748    441501970    441456928    436419139    423948421    423695964    423400472    423021401    422381707
441615796    441573730    441501962    441456902    436419089    423948397    423695899    423400415    423021310    422381368
441615788    441573714    441501947    441456886    436419014    423948371    423695527    423400407    423021161    422381285
441615770    441573706    441501921    441456860    436417794    423948348    423695444    423400266    423021112    422380782
441615762    441573680    441501889    441456852    436417604    423948298    423695329    423400001    423021088    422380469
441615747    441573672    441501871    441456845    436415160    423948249    423695212    423399716    423020783    422379925
441615739    441573664    441501806    441456829    436413991    423948157    423695188    423399369    423020601    422379636
441615721    441573656    441501798    441456811    436413579    423948132    423695147    423399195    423020585    422378638


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442039137    441988607    441939485    441899077    441860343    441821808    441781473    441740958    441699253    441657913
442039111    441988599    441939451    441899051    441860301    441821790    441781465    441740933    441699220    441657905
442039038    441988581    441939444    441899044    441860293    441821782    441781457    441740925    441699212    441657863
442038949    441988540    441939436    441899036    441860277    441821774    441781440    441740917    441699170    441657855
442038923    441988532    441939428    441899028    441860244    441821758    441781432    441740891    441699162    441657848
442038774    441988524    441939402    441899010    441860236    441821741    441781424    441740883    441699147    441657830
442038741    441988516    441939345    441898996    441860210    441821733    441781416    441740867    441699139    441657822
442038717    441988508    441939329    441898988    441860202    441821725    441781408    441740859    441699121    441657814
442038691    441988490    441939303    441898970    441860194    441821717    441781390    441740826    441699105    441657806
442038600    441988474    441939295    441898962    441860186    441821691    441781374    441740818    441699097    441657798
442038576    441988441    441939261    441898947    441860178    441821683    441781366    441740800    441699089    441657780
442038535    441988417    441939253    441898939    441860160    441821675    441781358    441740792    441699071    441657772
442038501    441988409    441939204    441898921    441860137    441821667    441781341    441740776    441699048    441657756
442038428    441988391    441939196    441898913    441860129    441821642    441781325    441740768    441698909    441657715
442038360    441988383    441939170    441898905    441860111    441821626    441781291    441740727    441698891    441657707
442038311    441988375    441939162    441898897    441860103    441821600    441781283    441740719    441698883    441657699
442038238    441988359    441939154    441898889    441860095    441821592    441781275    441740701    441698842    441657681
442038220    441988342    441939147    441898871    441860079    441821568    441781267    441740693    441698834    441657673
442038204    441988334    441939139    441898863    441860061    441821535    441781259    441740677    441698826    441657640
442038139    441988326    441939121    441898848    441860053    441821527    441781242    441740669    441698818    441657624
442038089    441988318    441939113    441898830    441860046    441821493    441781234    441740651    441698800    441657616
442038063    441988300    441939105    441898822    441860038    441821485    441781218    441740644    441698784    441657608
442038055    441988292    441939022    441898814    441860020    441821477    441781200    441740636    441698750    441657582
442038014    441988235    441938982    441898806    441860012    441821451    441781192    441740628    441698727    441657574
442037958    441988219    441938966    441898798    441860004    441821410    441781176    441740610    441698701    441657558
442037925    441988201    441938958    441898780    441859998    441821394    441781168    441740602    441698693    441657533
442037842    441988193    441938933    441898772    441859980    441821386    441781135    441740594    441698685    441657517
442037800    441988185    441938925    441898764    441859972    441821360    441781127    441740586    441698669    441657491
442037768    441988169    441938917    441898756    441859964    441821352    441781119    441740560    441698651    441657483
442037628    441988151    441938883    441898731    441859956    441821345    441781093    441740552    441698628    441657475
442037610    441988136    441938875    441898723    441859949    441821337    441781085    441740545    441698610    441657467
442037594    441988128    441938859    441898665    441859931    441821329    441781069    441740529    441698586    441657459
442037529    441988110    441938792    441898657    441859915    441821311    441781051    441740503    441698560    441657442
442037511    441988102    441938768    441898640    441859907    441821303    441781044    441740495    441698552    441657434
442037461    441988086    441938750    441898624    441859899    441821287    441781036    441740487    441698545    441657426
442037453    441988078    441938735    441898616    441859881    441821279    441781028    441740461    441698511    441657418
442037438    441988060    441938727    441898608    441859873    441821261    441781010    441740453    441698487    441657400
442037412    441988045    441938693    441898590    441859865    441821246    441780996    441740438    441698479    441657350
442037388    441988037    441938685    441898582    441859857    441821204    441780988    441740412    441698446    441657327
442037370    441988029    441938677    441898574    441859840    441821196    441780970    441740404    441698438    441657319
442037297    441988011    441938669    441898566    441859832    441821188    441780962    441740388    441698420    441657301
442037271    441988003    441938651    441898558    441859824    441821170    441780939    441740370    441698412    441657293
442037206    441987997    441938636    441898533    441859816    441821162    441780921    441740362    441698321    441657251
442037149    441987971    441938610    441898525    441859808    441821147    441780913    441740354    441698313    441657244
442037057    441987955    441938594    441898517    441859790    441821121    441780905    441740347    441698305    441657236
442036968    441987930    441938578    441898509    441859782    441821097    441780897    441740339    441698297    441657210
442036927    441987922    441938560    441898491    441859774    441821071    441780806    441740321    441698271    441657202
442036893    441987914    441938545    441898483    441859766    441821063    441780798    441740297    441698263    441657186
442036885    441987906    441938537    441898475    441859758    441821048    441780772    441740289    441698255    441657178
442036836    441987880    441938511    441898467    441859733    441821030    441780764    441740271    441698248    441657160
442036810    441987872    441938495    441898459    441859717    441821014    441780756    441740248    441698230    441657152
442036794    441987864    441938479    441898442    441859709    441821006    441780749    441740230    441698214    441657145
442036653    441987823    441938461    441898434    441859691    441820990    441780731    441740222    441698206    441657137
442036612    441987815    441938446    441898418    441859675    441820974    441780723    441740214    441698198    441657129
442036554    441987807    441938438    441898400    441859642    441820966    441780715    441740198    441698156    441657111
442036489    441987773    441938420    441898392    441859634    441820958    441780707    441740172    441698149    441657087
442036471    441987765    441938396    441898384    441859626    441820941    441780673    441740164    441698123    441657079
442036448    441987740    441938388    441898376    441859618    441820925    441780657    441740149    441698115    441657061
442036372    441987724    441938370    441898368    441859600    441820917    441780640    441740131    441698099    441657046
442036265    441987708    441938354    441898335    441859592    441820909    441780632    441740107    441698081    441657038
442036216    441987690    441938339    441898327    441859584    441820891    441780624    441740099    441698065    441657020
442036182    441987674    441938313    441898319    441859576    441820883    441780616    441740081    441698057    441657012
442036166    441987666    441938305    441898277    441859568    441820867    441780608    441740065    441698040    441656980
442036075    441987658    441938271    441898269    441859550    441820859    441780590    441740057    441698016    441656956
442036034    441987641    441938263    441898251    441859543    441820842    441780582    441740040    441698008    441656949
442035879    441987633    441938255    441898244    441859535    441820834    441780574    441740032    441697992    441656931
442035853    441987609    441938206    441898228    441859527    441820826    441780558    441740024    441697984    441656907
442035838    441987583    441938198    441898210    441859519    441820818    441780541    441740016    441697968    441656881
442035796    441987575    441938180    441898202    441859501    441820800    441780533    441740008    441697950    441656873
442035739    441987559    441938131    441898194    441859493    441820792    441780525    441739992    441697943    441656865
442035713    441987526    441938123    441898186    441859444    441820784    441780517    441739984    441697935    441656840
442035689    441987518    441938115    441898178    441859428    441820776    441780491    441739950    441697927    441656832
442035630    441987500    441938073    441898152    441859410    441820768    441780475    441739943    441697919    441656824

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441615713    441573649    441501780    441456803    436412910    423948090    423695105    423399161    423020023    422378620
441615697    441573631    441501731    441456787    436410237    423948074    423695089    423398924    423019769    422378588
441615689    441573623    441501723    441456779    436409916    423948058    423694892    423398916    423019454    422378257
441615671    441573607    441501715    441456746    436409403    423948041    423694736    423398791    423019405    422378067
441615663    441573599    441501699    441456738    436409312    423948033    423694652    423398262    423019389    422377747
441615648    441573581    441501665    441456704    436408835    423948025    423694512    423398031    423019140    422377424
441615630    441573565    441501632    441456670    436408595    423947837    423694413    423397751    423019116    422376590
441615622    441573540    441501616    441456647    436408066    423947738    423694355    423397355    423019041    422376475
441615606    441573532    441501590    441456621    436406854    423947688    423694165    423397173    423019033    422376293
441615598    441573516    441501566    441456605    436406607    423947639    423694157    423397140    423019017    422376111
441615572    441573508    441501558    441456589    436406276    423947480    423694124    423397009    423019009    422375998
441615564    441573490    441501525    441456571    436402721    423947423    423694108    423396928    423018704    422375766
441615549    441573482    441501475    441456548    436401061    423947316    423694058    423396662    423018563    422375667
441615531    441573458    441501467    441456530    436399166    423947274    423693910    423396654    423018399    422374983
441615523    441573433    441501442    441456506    436396840    423947258    423693712    423396621    423018290    422374603
441615515    441573417    441501426    441456498    436395081    423946896    423693548    423396381    423018035    422373886
441615507    441573409    441501418    441456472    436392971    423946888    423693522    423396183    423018019    422373605
441615416    441573375    441501392    441456464    436392526    423946813    423693506    423396019    423018001    422373571
441615408    441573367    441501376    441456456    436391155    423946789    423693373    423395862    423017904    422373100
441615390    441573359    441501350    441456449    436391106    423946730    423693100    423395847    423017771    422372797
441615382    441573342    441501343    441456431    436385991    423946672    423693084    423395557    423017573    422372771
441615366    441573334    441501335    441456423    436385280    423946607    423692995    423395466    423017508    422372656
441615341    441573326    441501327    441456407    436382006    423946482    423692862    423395276    423016880    422372615
441615333    441573300    441501319    441456399    436381073    423946367    423692656    423395136    423016534    422372151
441615325    441573292    441501293    441456381    436379416    423946235    423692508    423395078    423016476    422371385
441615317    441573276    441501251    441456365    436378137    423946201    423692300    423395003    423016153    422371260
441615291    441573250    441501244    441456357    436373336    423946144    423692268    423394998    423015940    422371252
441615283    441573243    441501228    441456332    436373062    423946136    423692078    423394964    423015908    422370270
441615267    441573235    441501178    441456316    436372858    423946110    423692029    423394915    423015858    422369967
441615259    441573219    441501160    441456274    436371256    423946086    423691906    423394899    423015734    422369686
441615242    441573185    441501152    441456266    436370225    423945914    423691898    423394634    423015650    422369611
441615234    441573177    441501145    441456258    436368385    423945716    423691716    423394469    423015536    422369587
441615218    441573169    441501103    441456241    436360630    423945633    423691468    423394402    423015338    422369256
441615192    441573151    441501095    441456233    436357065    423945609    423691302    423394386    423015163    422369140
441615184    441573144    441501079    441456225    436357024    423945427    423691294    423393982    423015015    422369090
441615143    441573136    441501046    441456217    436355457    423945369    423691179    423393727    423015007    422368647
441615135    441573102    441501038    441456183    436354286    423945344    423691120    423393693    423014919    422368639
441615127    441573094    441501020    441456167    436353924    423945252    423691062    423393560    423014836    422368605
441615119    441573078    441501012    441456159    436349609    423945195    423691047    423393552    423014547    422368498
441615101    441573060    441500972    441456142    436348627    423945161    423691039    423393495    423014521    422368217
441615044    441573052    441500964    441456134    436346316    423945088    423691021    423393461    423014281    422367086
441615036    441573045    441500949    441456126    436345953    423944925    423690965    423393214    423014174    422366542
441615028    441573037    441500923    441456118    436341150    423944859    423690775    423393156    423014158    422366138
441615010    441573029    441500915    441456100    436341010    423944834    423690734    423393149    423014026    422365759
441615002    441572989    441500899    441456076    436338347    423944727    423690692    423393107    423013986    422365544
441614997    441572963    441500873    441456050    436337026    423944610    423690650    423393065    423013549    422365338
441614989    441572955    441500865    441456043    436332142    423944602    423690635    423392976    423013366    422365189
441614971    441572948    441500840    441456035    436331821    423944586    423690585    423392943    423012863    422365122
441614963    441572930    441500832    441456019    436330070    423944453    423690544    423392828    423012566    422364885
441614955    441572914    441500824    441455995    436329429    423944289    423690452    423392489    423012517    422364745
441614930    441572906    441500816    441455987    436325799    423944198    423690395    423392364    423012459    422364737
441614914    441572898    441500782    441455979    436325450    423944172    423690379    423392257    423012236    422364455
441614898    441572880    441500774    441455961    436324206    423944073    423690296    423392232    423012202    422364349
441614880    441572872    441500766    441455953    436322820    423944065    423690254    423392190    423012046    422363952
441614872    441572864    441500758    441455946    436321780    423943927    423689876    423392125    423011576    422363929
441614864    441572856    441500741    441455938    436321517    423943893    423689785    423392083    423011428    422363580
441614856    441572849    441500733    441455904    436319149    423943844    423689744    423392000    423011345    422363366
441614849    441572823    441500725    441455896    436319032    423943745    423689686    423391937    423011337    422363143
441614823    441572815    441500717    441455862    436318422    423943703    423689645    423391911    423011246    422362574
441614815    441572799    441500709    441455847    436317481    423943687    423689496    423391754    423011006    422362483
441614807    441572781    441500683    441455839    436317150    423943547    423689470    423391507    423010545    422362228
441614799    441572765    441500675    441455821    436316202    423943521    423689371    423391374    423010446    422362178
441614781    441572740    441500667    441455813    436312417    423943356    423689330    423391127    423010198    422362160
441614773    441572732    441500659    441455805    436310395    423943232    423689157    423391069    423010032    422362038
441614765    441572724    441500600    441455797    436310130    423943190    423689124    423391010    423009851    422361642
441614740    441572716    441500592    441455789    436308894    423943117    423689009    423390699    423009810    422361550
441614708    441572708    441500584    441455763    436308399    423942903    423688993    423390285    423009786    422361402
441614674    441572666    441500576    441455755    436307870    423942796    423688779    423390095    423009604    422361394
441614666    441572658    441500568    441455748    436307144    423942705    423688746    423389444    423009505    422360529
441614641    441572641    441500550    441455722    436307136    423942556    423688704    423389394    423009273    422360354
441614633    441572633    441500535    441455714    436305650    423942549    423688639    423389287    423009232    422360099
441614609    441572625    441500527    441455706    436302780    423942523    423688563    423389170    423009224    422360032
441614583    441572617    441500519    441455698    436300354    423942499    423688464    423388966    423008879    422359828


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442035598    441987492    441938057    441898137    441859402    441820750    441780467    441739935    441697901    441656816
442035580    441987484    441938040    441898129    441859394    441820743    441780459    441739927    441697893    441656808
442035572    441987476    441938032    441898111    441859386    441820735    441780426    441739919    441697877    441656790
442035564    441987450    441938024    441898103    441859378    441820719    441780418    441739901    441697869    441656782
442035556    441987443    441937984    441898095    441859170    441820701    441780392    441739893    441697851    441656774
442035523    441987401    441937968    441898087    441859154    441820693    441780384    441739877    441697836    441656766
442035465    441987369    441937950    441898053    441859147    441820669    441780368    441739869    441697828    441656758
442035432    441987351    441937943    441898046    441859139    441820644    441780350    441739851    441697810    441656725
442035390    441987344    441937836    441897949    441859121    441820636    441780343    441739810    441697794    441656717
442035309    441987302    441937802    441897931    441859097    441820610    441780327    441739794    441697786    441656709
442035283    441987294    441937794    441897923    441859089    441820602    441780319    441739786    441697778    441656691
442035275    441987286    441937760    441897915    441859071    441820594    441780293    441739778    441697760    441656683
442035234    441987278    441937752    441897881    441859063    441820586    441780285    441739760    441697752    441656675
442035218    441987245    441937737    441897873    441859055    441820560    441780269    441739752    441697737    441656667
442035135    441987229    441937711    441897857    441859048    441820552    441780251    441739711    441697711    441656642
442035085    441987211    441937703    441897840    441859030    441820545    441780244    441739695    441697703    441656618
442035077    441987195    441937679    441897832    441859022    441820537    441780228    441739687    441697695    441656600
442035051    441987187    441937661    441897824    441859014    441820511    441780210    441739679    441697679    441656576
442035028    441987179    441937646    441897816    441859006    441820503    441780202    441739653    441697661    441656568
442034963    441987161    441937638    441897808    441858990    441820495    441780186    441739646    441697646    441656543
442034906    441987153    441937620    441897790    441858974    441820487    441780178    441739620    441697638    441656535
442034898    441987120    441937612    441897782    441858966    441820479    441780160    441739596    441697620    441656527
442034849    441987104    441937570    441897774    441858958    441820461    441780152    441739588    441697612    441656519
442034831    441987088    441937562    441897766    441858941    441820453    441780137    441739570    441697604    441656501
442034823    441987054    441937547    441897758    441858933    441820446    441780129    441739562    441697596    441656477
442034807    441987005    441937521    441897741    441858925    441820438    441780111    441739547    441697588    441656469
442034732    441986999    441937497    441897733    441858917    441820420    441780103    441739521    441697570    441656444
442034666    441986965    441937489    441897725    441858909    441820404    441780087    441739513    441697562    441656436
442034641    441986957    441937471    441897717    441858891    441820396    441780079    441739505    441697539    441656428
442034591    441986940    441937463    441897709    441858883    441820388    441780061    441739497    441697521    441656410
442034484    441986924    441937455    441897683    441858875    441820370    441780046    441739489    441697513    441656402
442034468    441986916    441937422    441897675    441858867    441820362    441780012    441739471    441697497    441656394
442034427    441986908    441937414    441897618    441858842    441820339    441779998    441739463    441697455    441656378
442034385    441986890    441937406    441897592    441858834    441820321    441779980    441739455    441697448    441656352
442034369    441986882    441937398    441897584    441858826    441820313    441779972    441739448    441697422    441656311
442034351    441986874    441937380    441897576    441858792    441820297    441779949    441739430    441697414    441656303
442034328    441986858    441937372    441897568    441858768    441820289    441779923    441739422    441697406    441656295
442034294    441986825    441937356    441897550    441858750    441820271    441779915    441739414    441697398    441656287
442034286    441986791    441937349    441897535    441858636    441820255    441779899    441739380    441697372    441656279
442034112    441986775    441937331    441897527    441858628    441820248    441779881    441739372    441697364    441656261
442034054    441986742    441937307    441897519    441858610    441820222    441779857    441739364    441697356    441656246
442034013    441986726    441937299    441897501    441858594    441820214    441779832    441739349    441697349    441656238
442033981    441986718    441937273    441897493    441858578    441820206    441779824    441739299    441697331    441656220
442033957    441986700    441937257    441897451    441858560    441820180    441779808    441739273    441697323    441656188
442033940    441986692    441937240    441897444    441858552    441820172    441779774    441739240    441697315    441656170
442033916    441986676    441937182    441897436    441858545    441820156    441779766    441739232    441697307    441656154
442033882    441986643    441937174    441897428    441858537    441820131    441779758    441739216    441697299    441656147
442033783    441986635    441937166    441897410    441858503    441820123    441779741    441739208    441697281    441656139
442033767    441986627    441937141    441897402    441858495    441820115    441779725    441739190    441697273    441656121
442033734    441986585    441937133    441897394    441858487    441820107    441779717    441739174    441697224    441656105
442033700    441986577    441937125    441897386    441858479    441820099    441779691    441739166    441697208    441656071
442033692    441986551    441937091    441897378    441858461    441820065    441779683    441739158    441697190    441656063
442033643    441986544    441937083    441897360    441858453    441820057    441779675    441739133    441697182    441656048
442033510    441986536    441937075    441897352    441858446    441820040    441779667    441739117    441697166    441656030
442033502    441986528    441937067    441897345    441858438    441820016    441779659    441739091    441697158    441656014
442033437    441986510    441937042    441897337    441858420    441820008    441779642    441739075    441697109    441655974
442033270    441986502    441937034    441897329    441858404    441819976    441779626    441739067    441697091    441655958
442033130    441986494    441937026    441897311    441858388    441819943    441779618    441739059    441697083    441655941
442033098    441986478    441937018    441897295    441858362    441819927    441779600    441739042    441697075    441655933
442033064    441986460    441937000    441897287    441858347    441819901    441779592    441739034    441697067    441655925
442033031    441986452    441936994    441897279    441858339    441819893    441779576    441739026    441697042    441655891
442033015    441986445    441936986    441897261    441858321    441819885    441779568    441739018    441697034    441655883
442032777    441986411    441936978    441897253    441858313    441819877    441779543    441738994    441697018    441655867
442032702    441986395    441936960    441897246    441858305    441819778    441779535    441738986    441697000    441655859
442032686    441986387    441936952    441897238    441858297    441819760    441779527    441738978    441696994    441655842
442032603    441986379    441936937    441897220    441858263    441819752    441779519    441738960    441696986    441655834
442032546    441986353    441936929    441897212    441858248    441819745    441779501    441738952    441696978    441655826
442032520    441986346    441936911    441897204    441858222    441819737    441779493    441738945    441696952    441655792
442032470    441986338    441936903    441897188    441858198    441819729    441779485    441738937    441696945    441655784
442032454    441986320    441936895    441897170    441858180    441819711    441779444    441738895    441696937    441655776
442032439    441986312    441936887    441897162    441858172    441819703    441779436    441738879    441696911    441655750
442032397    441986304    441936879    441897154    441858156    441819695    441779428    441738861    441696903    441655735
442032256    441986288    441936853    441897139    441858149    441819661    441779410    441738853    441696895    441655727

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441614575    441572583    441500501    441455680    436299317    423942408    423688415    423388800    423008507    422359042
441614559    441572575    441500493    441455672    436298988    423942382    423688365    423388784    423008473    422358051
441614542    441572567    441500469    441455664    436294870    423942283    423688324    423388438    423008275    422357459
441614534    441572559    441500451    441455649    436294185    423942200    423688134    423388404    423008200    422357103
441614518    441572542    441500444    441455631    436292957    423942135    423688076    423388065    423007889    422357020
441614500    441572534    441500436    441455623    436290464    423942101    423687821    423387950    423007707    422356691
441614484    441572518    441500410    441455607    436290431    423942002    423687730    423387877    423007616    422356634
441614468    441572500    441500402    441455573    436290324    423941970    423687656    423387851    423007376    422356436
441614450    441572484    441500394    441455557    436289987    423941913    423687615    423387786    423007293    422356204
441614443    441572476    441500386    441455540    436289474    423941822    423687581    423387646    423007228    422356170
441614435    441572468    441500378    441455532    436289284    423941764    423687375    423387620    423007079    422356071
441614427    441572443    441500329    441455524    436288971    423941723    423687128    423387596    423007020    422355909
441614419    441572435    441500311    441455508    436287890    423941657    423687037    423387505    423006774    422355867
441614401    441572427    441500287    441455490    436287692    423941558    423686518    423386895    423006642    422355818
441614385    441572401    441500279    441455482    436287023    423941533    423686443    423386887    423006485    422355362
441614377    441572393    441500253    441455474    436284129    423941525    423686336    423386820    423006451    422355263
441614369    441572369    441500238    441455458    436283816    423941442    423686161    423386796    423006436    422354761
441614351    441572351    441500220    441455433    436277131    423941384    423686096    423386754    423006279    422354662
441614344    441572336    441500196    441455425    436275705    423941236    423685932    423386564    423006261    422354019
441614336    441572328    441500188    441455409    436275150    423941228    423685759    423386309    423006188    422353961
441614302    441572310    441500170    441455391    436274591    423941202    423685718    423386002    423005826    422353896
441614286    441572302    441500162    441455359    436274435    423941137    423685635    423385996    423005784    422353862
441614278    441572294    441500154    441455342    436273221    423941046    423685593    423385913    423005586    422353813
441614260    441572278    441500147    441455334    436273098    423941038    423685205    423385814    423005487    422353698
441614252    441572260    441500139    441455326    436272207    423940865    423685098    423385764    423005073    422353474
441614245    441572229    441500121    441455318    436268312    423940840    423685072    423385376    423004613    422352955
441614237    441572195    441500089    441455292    436263404    423940816    423684950    423385335    423004522    422352732
441614211    441572187    441500071    441455284    436261929    423940626    423683762    423385178    423004225    422352393
441614195    441572179    441500055    441455268    436261051    423940485    423683689    423384767    423003987    422351726
441614187    441572161    441500048    441455250    436257505    423940451    423683630    423384254    423003797    422351668
441614161    441572153    441500030    441455243    436256978    423940279    423683374    423384221    423003730    422351130
441614146    441572146    441499977    441455235    436256804    423940220    423683143    423383967    423003532    422350827
441614138    441572138    441499969    441455227    436256515    423940212    423683127    423383835    423003466    422350728
441614112    441572120    441499944    441455219    436256069    423940139    423683101    423383819    423003201    422350306
441614104    441572112    441499936    441455201    436255970    423940121    423682988    423383546    423003144    422350009
441614096    441572104    441499928    441455185    436255913    423940022    423682822    423383439    423003029    422349845
441614088    441572096    441499910    441455169    436254239    423940014    423682657    423383132    423002633    422349324
441614070    441572088    441499902    441455151    436253454    423939883    423682533    423383017    423002609    422348896
441614054    441572070    441499894    441455144    436253090    423939735    423682285    423382993    423002377    422348623
441614021    441572062    441499886    441455128    436252811    423939669    423681949    423382852    423002112    422348003
441614005    441572054    441499878    441455110    436249643    423939602    423681832    423382787    423001908    422347906
441613999    441572013    441499860    441455094    436244586    423939552    423681675    423382738    423001585    422347641
441613981    441571981    441499845    441455086    436242739    423939537    423681634    423382712    423001577    422347500
441613965    441571973    441499837    441455060    436241632    423939503    423681618    423382530    423001221    422347443
441613940    441571965    441499811    441455045    436238091    423939404    423681568    423382209    423000918    422346833
441613932    441571957    441499753    441455037    436237267    423939214    423681329    423381821    423000876    422346650
441613924    441571940    441499746    441455011    436236319    423939198    423681220    423381722    423000272    422345942
441613882    441571908    441499738    441455003    436234546    423939164    423681105    423381698    423000223    422345843
441613866    441571890    441499712    441454998    436232979    423939057    423681071    423381631    423000025    422345710
441613841    441571882    441499704    441454964    436232961    423938893    423680974    423381342    422999789    422345025
441613825    441571874    441499688    441454956    436230890    423938794    423680966    423381243    422999508    422344291
441613817    441571866    441499670    441454949    436228787    423938703    423680834    423381201    422999060    422343152
441613791    441571841    441499662    441454931    436226542    423938687    423680792    423381136    422998971    422342881
441613783    441571833    441499654    441454923    436226393    423938646    423680560    423381045    422998732    422342758
441613767    441571817    441499647    441454915    436222814    423938596    423680545    423380856    422998526    422342659
441613759    441571809    441499605    441454899    436220636    423938570    423680362    423380765    422998260    422342287
441613742    441571783    441499597    441454881    436219315    423938562    423680305    423380575    422997726    422342220
441613734    441571775    441499589    441454865    436216543    423938554    423680271    423380492    422997304    422342139
441613726    441571767    441499548    441454857    436211122    423938463    423679943    423380401    422997296    422341768
441613700    441571742    441499522    441454840    436209936    423938455    423679877    423380310    422997106    422341743
441613692    441571726    441499506    441454832    436207690    423938406    423679828    423380286    422996546    422341727
441613684    441571718    441499498    441454824    436207021    423938349    423679737    423380203    422996249    422341511
441613635    441571692    441499456    441454816    436202063    423938323    423679422    423379999    422996207    422341412
441613601    441571684    441499415    441454808    436201966    423938133    423679273    423379866    422996074    422341198
441613593    441571676    441499407    441454774    436199582    423938091    423679216    423379668    422995860    422341057
441613551    441571668    441499399    441454766    436199319    423937978    423679125    423379650    422995688    422340703
441613536    441571650    441499373    441454758    436199160    423937895    423679117    423379494    422995647    422340125
441613528    441571635    441499357    441454717    436198105    423937887    423678986    423379262    422994897    422339887
441613510    441571627    441499340    441454709    436192819    423937804    423678937    423379122    422994871    422339333
441613494    441571619    441499324    441454691    436192058    423937531    423678929    423378900    422994590    422339036
441613486    441571593    441499290    441454659    436189898    423937481    423678713    423378819    422994582    422338707
441613478    441571585    441499274    441454626    436186969    423937473    423678572    423378512    422994475    422338319
441613460    441571577    441499233    441454618    436184915    423937317    423678523    423378397    422994319    422338293


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442032215    441986262    441936846    441897113    441858131    441819653    441779378    441738838    441696861    441655719
442032181    441986254    441936838    441897105    441858123    441819646    441779337    441738820    441696853    441655701
442032124    441986247    441936820    441897097    441858115    441819638    441779329    441738804    441696838    441655693
442032116    441986239    441936812    441897089    441858107    441819612    441779311    441738796    441696804    441655685
442032074    441986221    441936804    441897071    441858099    441819604    441779303    441738788    441696796    441655677
442032009    441986213    441936788    441897063    441858081    441819588    441779295    441738754    441696788    441655651
442031985    441986205    441936770    441897048    441858040    441819570    441779188    441738747    441696770    441655644
442031977    441986197    441936747    441897030    441858032    441819562    441779170    441738739    441696762    441655636
442031837    441986189    441936697    441897022    441858024    441819547    441779162    441738721    441696747    441655628
442031829    441986171    441936671    441897014    441858016    441819539    441779154    441738705    441696721    441655602
442031803    441986163    441936663    441897006    441858008    441819521    441779147    441738689    441696713    441655594
442031795    441986148    441936655    441896990    441857992    441819513    441779139    441738671    441696697    441655586
442031787    441986130    441936630    441896982    441857984    441819497    441779121    441738655    441696689    441655578
442031779    441986114    441936614    441896974    441857950    441819471    441779113    441738648    441696671    441655552
442031688    441986106    441936580    441896958    441857943    441819463    441779105    441738630    441696663    441655537
442031670    441986098    441936564    441896925    441857935    441819448    441779089    441738614    441696655    441655529
442031654    441986072    441936549    441896917    441857927    441819422    441779055    441738598    441696630    441655511
442031639    441986049    441936531    441896909    441857901    441819380    441779022    441738572    441696622    441655503
442031621    441986031    441936523    441896891    441857893    441819372    441779006    441738564    441696614    441655487
442031548    441985975    441936515    441896883    441857885    441819364    441778982    441738549    441696598    441655479
442031530    441985967    441936499    441896834    441857877    441819356    441778974    441738523    441696580    441655461
442031472    441985959    441936473    441896792    441857869    441819331    441778966    441738507    441696572    441655453
442031456    441985942    441936465    441896784    441857851    441819323    441778958    441738499    441696564    441655438
442031449    441985934    441936374    441896768    441857844    441819273    441778941    441738481    441696549    441655420
442031431    441985892    441936358    441896750    441857836    441819257    441778933    441738473    441696507    441655404
442031381    441985884    441936325    441896735    441857828    441819240    441778925    441738457    441696499    441655396
442031316    441985850    441936317    441896719    441857810    441819232    441778917    441738440    441696473    441655388
442031274    441985843    441936309    441896701    441857802    441819216    441778909    441738432    441696457    441655370
442031167    441985827    441936291    441896693    441857786    441819208    441778891    441738424    441696432    441655362
442031092    441985819    441936275    441896677    441857778    441819190    441778883    441738416    441696424    441655354
442031001    441985785    441936267    441896669    441857760    441819182    441778859    441738408    441696416    441655347
442030995    441985777    441936259    441896636    441857745    441819158    441778842    441738390    441696382    441655339
442030813    441985769    441936242    441896602    441857737    441819141    441778834    441738382    441696374    441655297
442030789    441985751    441936234    441896594    441857729    441819133    441778826    441738366    441696366    441655289
442030771    441985744    441936226    441896586    441857711    441819125    441778792    441738358    441696341    441655271
442030706    441985710    441936218    441896560    441857703    441819109    441778784    441738341    441696333    441655263
442030664    441985702    441936184    441896552    441857695    441819091    441778776    441738333    441696325    441655248
442030623    441985678    441936176    441896537    441857687    441819059    441778768    441738317    441696317    441655214
442030490    441985645    441936135    441896529    441857679    441819034    441778750    441738309    441696309    441655206
442030482    441985637    441936093    441896511    441857661    441819018    441778743    441738283    441696291    441655198
442030425    441985629    441936085    441896503    441857646    441819000    441778735    441738275    441696275    441655172
442030375    441985611    441936069    441896495    441857638    441818994    441778719    441738259    441696267    441655156
442030326    441985603    441936051    441896479    441857620    441818986    441778701    441738226    441696242    441655149
442030292    441985595    441936044    441896461    441857612    441818978    441778693    441738218    441696234    441655115
442030243    441985587    441936028    441896453    441857604    441818960    441778685    441738200    441696218    441655099
442030227    441985579    441936002    441896446    441857596    441818952    441778677    441737913    441696200    441655081
442030201    441985561    441935988    441896438    441857588    441818945    441778669    441737905    441696192    441655073
442030177    441985546    441935970    441896396    441857570    441818937    441778651    441737889    441696184    441655057
442030169    441985520    441935962    441896388    441857562    441818929    441778644    441737871    441696176    441655040
442030144    441985512    441935947    441896370    441857554    441818903    441778636    441737863    441696168    441655032
442030060    441985504    441935939    441896362    441857547    441818895    441778628    441737814    441696150    441655016
442030052    441985496    441935905    441896347    441857521    441818887    441778602    441737798    441696143    441655008
442030029    441985488    441935889    441896339    441857513    441818861    441778578    441737780    441696135    441654985
442030011    441985470    441935822    441896321    441857505    441818853    441778552    441737764    441696127    441654969
442029997    441985462    441935814    441896313    441857489    441818820    441778537    441737756    441696101    441654951
442029989    441985454    441935806    441896297    441857430    441818804    441778529    441737749    441696093    441654936
442029948    441985447    441935798    441896289    441857422    441818796    441778511    441737731    441696085    441654902
442029930    441985421    441935772    441896271    441857380    441818788    441778495    441737723    441696077    441654894
442029906    441985413    441935756    441896255    441857372    441818762    441778487    441737715    441696069    441654878
442029856    441985405    441935749    441896230    441857364    441818754    441778461    441737707    441696051    441654852
442029807    441985397    441935723    441896214    441857356    441818747    441778453    441737699    441696044    441654845
442029773    441985355    441935699    441896206    441857349    441818739    441778446    441737608    441696028    441654837
442029757    441985330    441935681    441896198    441857331    441818721    441778438    441737590    441696010    441654829
442029617    441985314    441935673    441896180    441857299    441818713    441778420    441737566    441695988    441654811
442029609    441985306    441935665    441896172    441857281    441818705    441778412    441737558    441695970    441654803
442029492    441985272    441935640    441896164    441857257    441818689    441778396    441737533    441695962    441654795
442029385    441985264    441935616    441896156    441857240    441818671    441778388    441737525    441695954    441654787
442029377    441985256    441935608    441896149    441857232    441818663    441778370    441737517    441695947    441654779
442029336    441985249    441935574    441896131    441857224    441818655    441778362    441737509    441695939    441654746
442029260    441985231    441935558    441896123    441857216    441818648    441778347    441737483    441695921    441654738
442029237    441985223    441935533    441896115    441857208    441818630    441778339    441737467    441695913    441654704
442029211    441985207    441935509    441896107    441857190    441818622    441778321    441737442    441695889    441654696
442029195    441985199    441935491    441896099    441857182    441818614    441778313    441737434    441695871    441654688

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441613437    441571569    441499191    441454600    436183966    423937267    423678515    423378223    422994244    422338178
441613429    441571536    441499183    441454592    436183917    423937101    423678481    423378215    422993543    422337519
441613403    441571528    441499159    441454568    436181770    423936970    423678085    423378090    422993477    422337261
441613395    441571510    441498649    441454550    436179790    423936822    423677962    423377902    422993105    422337006
441613387    441571502    441498607    441454543    436178263    423936814    423677905    423377548    422993048    422336859
441613379    441571494    441498581    441454535    436171078    423936780    423677723    423377316    422992958    422336750
441613361    441571486    441498573    441454519    436164156    423936723    423677707    423377290    422992867    422336487
441613346    441571478    441498565    441454501    436163430    423936707    423677699    423377183    422992826    422336271
441613338    441571460    441498532    441454493    436161194    423936665    423677681    423376888    422992453    422335851
441613320    441571452    441498508    441454485    436160956    423936624    423677616    423376797    422991976    422335570
441613312    441571445    441498482    441454477    436156558    423936541    423677608    423376722    422991893    422334706
441613304    441571437    441498458    441454469    436156459    423936533    423677574    423376706    422991562    422334482
441613288    441571429    441498441    441454436    436151609    423936525    423677566    423376573    422991463    422334466
441613270    441571411    441498433    441454428    436150197    423936467    423677467    423376409    422991398    422332668
441613262    441571403    441498417    441454402    436149827    423936426    423677327    423376391    422991315    422332452
441613254    441571395    441498391    441454394    436139414    423936343    423677251    423376193    422991240    422331439
441613247    441571387    441498326    441454386    436135107    423936319    423677210    423376136    422991208    422331140
441613239    441571379    441498292    441454378    436133961    423936301    423677087    423376128    422991174    422331066
441613213    441571361    441498268    441454360    436132047    423936285    423676931    423375740    422991166    422330035
441613205    441571346    441498250    441454352    436124408    423936194    423676899    423375617    422991083    422329656
441613189    441571312    441498235    441454345    436122469    423936004    423676790    423375534    422991000    422329185
441613155    441571304    441498193    441454337    436121693    423935790    423676683    423375500    422990929    422329060
441613148    441571296    441498185    441454329    436119697    423935543    423676642    423375468    422990788    422328997
441613130    441571288    441498151    441454311    436118681    423935493    423676402    423375435    422990515    422328906
441613122    441571254    441498144    441454303    436113633    423935378    423676378    423375351    422990432    422327429
441613114    441571239    441498136    441454287    436111413    423935352    423676352    423375252    422990374    422327189
441613106    441571213    441498128    441454279    436103030    423935261    423676253    423375229    422990283    422327122
441613098    441571205    441498110    441454261    436102636    423935022    423676204    423375161    422990093    422326280
441613064    441571163    441498102    441454253    436101893    423934934    423675974    423375088    422989772    422325852
441613056    441571130    441498094    441454246    436097919    423934918    423675925    423374990    422989079    422325464
441613049    441571114    441497948    441454238    436097331    423934900    423675826    423374966    422989046    422324541
441613031    441571106    441497914    441454220    436097133    423934892    423675727    423374891    422988683    422324301
441613023    441571098    441497906    441454212    436095533    423934843    423675677    423374842    422988634    422324228
441613015    441571080    441497880    441454204    436094692    423934801    423675586    423374826    422988436    422324087
441613007    441571072    441497872    441454196    436093934    423934744    423675461    423374511    422988329    422323899
441612991    441571064    441497856    441454188    436088918    423934603    423675446    423374503    422988170    422323717
441612975    441571056    441497849    441454170    436085872    423934587    423675404    423374412    422988097    422322826
441612959    441571031    441497831    441454162    436084073    423934546    423675370    423374107    422987917    422322651
441612942    441571023    441497823    441454154    436082739    423934512    423675313    423374065    422987370    422322552
441612926    441571007    441497799    441454139    436082663    423934264    423675115    423374024    422987271    422322370
441612918    441570991    441497781    441454097    436079941    423934249    423675107    423374008    422986653    422322271
441612900    441570967    441497773    441454089    436078059    423934157    423674951    423373851    422986612    422322149
441612892    441570959    441497757    441454055    436077788    423934090    423674852    423373554    422986562    422321893
441612884    441570942    441497724    441454048    436075493    423934025    423674761    423373547    422986091    422321844
441612876    441570934    441497716    441454014    436072573    423933878    423674423    423373471    422985994    422321414
441612868    441570926    441497708    441453990    436072516    423933837    423674332    423373265    422985861    422321075
441612843    441570918    441497682    441453974    436071245    423933795    423674159    423373174    422985432    422320630
441612827    441570900    441497674    441453966    436071179    423933670    423674100    423372713    422985267    422320192
441612819    441570884    441497666    441453958    436070619    423933605    423674092    423372515    422985184    422320176
441612801    441570876    441497658    441453925    436067557    423933563    423674076    423372473    422984930    422319954
441612793    441570868    441497641    441453917    436066492    423933530    423674068    423372374    422984906    422319392
441612785    441570835    441497633    441453891    436065312    423933506    423674001    423372358    422984740    422319376
441612769    441570827    441497609    441453883    436064315    423933480    423673961    423372317    422984625    422319293
441612744    441570819    441497583    441453867    436064034    423933316    423673854    423372275    422984476    422319186
441612736    441570801    441497559    441453859    436063804    423933209    423673797    423372069    422984369    422318485
441612728    441570777    441497526    441453842    436063291    423933035    423673789    423371871    422983981    422317693
441612710    441570751    441497518    441453834    436062277    423932995    423673755    423371772    422983973    422317479
441612702    441570744    441497500    441453826    436060339    423932946    423673706    423371699    422983817    422317156
441612694    441570736    441497492    441453792    436060107    423932896    423673581    423371657    422983643    422317065
441612686    441570710    441497476    441453768    436059620    423932656    423673573    423371566    422983320    422316935
441612660    441570702    441497468    441453750    436059513    423932342    423673375    423371434    422983080    422316737
441612652    441570694    441497450    441453735    436059406    423932276    423673243    423371319    422982959    422316554
441612637    441570686    441497443    441453719    436056956    423932151    423673201    423371178    422982801    422315614
441612629    441570678    441497435    441453693    436055875    423932110    423672955    423371061    422982645    422315556
441612611    441570645    441497427    441453685    436055859    423932011    423672880    423371004    422982553    422315408
441612603    441570637    441497393    441453677    436052823    423931989    423672807    423370964    422982439    422315390
441612595    441570629    441497385    441453644    436050975    423931864    423672641    423370915    422982421    422315051
441612587    441570611    441497377    441453636    436046254    423931831    423672328    423370857    422981977    422314815
441612579    441570603    441497344    441453628    436044929    423931690    423672310    423370675    422981746    422314559
441612553    441570579    441497336    441453610    436044754    423931542    423672211    423370667    422981738    422314070
441612538    441570553    441497286    441453602    436043749    423931393    423672146    423370634    422981589    422313643
441612520    441570546    441497278    441453594    436042899    423931252    423672120    423370584    422981308    422313197
441612512    441570512    441497237    441453586    436042063    423931203    423672062    423370576    422981290    422312926


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442029138    441985181    441935475    441896081    441857174    441818606    441778305    441737426    441695863    441654670
442029120    441985165    441935467    441896065    441857166    441818598    441778297    441737418    441695855    441654662
442029104    441985157    441935459    441896040    441857158    441818572    441778289    441737400    441695848    441654654
442029062    441985140    441935434    441896032    441857141    441818564    441778271    441737392    441695830    441654639
442028932    441985132    441935400    441896024    441857125    441818556    441778263    441737368    441695814    441654605
442028916    441985124    441935384    441896016    441857117    441818549    441778222    441737350    441695806    441654597
442028841    441985116    441935376    441896008    441857109    441818531    441778214    441737343    441695798    441654589
442028791    441985108    441935335    441895984    441857091    441818523    441778206    441737335    441695780    441654563
442028759    441985090    441935327    441895976    441857059    441818481    441778180    441737327    441695772    441654548
442028700    441985074    441935319    441895968    441857034    441818473    441778156    441737301    441695764    441654530
442028627    441985058    441935301    441895950    441857026    441818457    441778149    441737293    441695749    441654522
442028585    441985041    441935277    441895935    441856994    441818440    441778131    441737285    441695731    441654480
442028551    441985017    441935251    441895927    441856978    441818416    441778123    441737277    441695715    441654472
442028536    441985009    441935244    441895919    441856960    441818408    441778115    441737269    441695608    441654464
442028510    441984994    441935236    441895893    441856952    441818390    441778107    441737251    441695574    441654449
442028486    441984986    441935210    441895885    441856937    441818382    441778099    441737244    441695566    441654407
442028478    441984978    441935202    441895877    441856911    441818374    441778081    441737236    441695558    441654381
442028452    441984952    441935194    441895869    441856903    441818366    441778073    441737228    441695541    441654373
442028411    441984945    441935186    441895851    441856887    441818358    441778065    441737210    441695533    441654365
442028387    441984937    441935178    441895836    441856879    441818333    441778057    441737202    441695525    441654357
442028338    441984929    441935160    441895828    441856846    441818317    441778040    441737194    441695517    441654340
442028304    441984911    441935145    441895810    441856838    441818309    441778032    441737178    441695509    441654332
442028270    441984903    441935129    441895802    441856820    441818291    441778024    441737160    441695491    441654308
442028239    441984887    441935111    441895794    441856804    441818267    441778008    441737152    441695483    441654282
442028205    441984861    441935103    441895786    441856796    441818259    441777992    441737145    441695475    441654258
442028130    441984853    441935087    441895760    441856788    441818242    441777984    441737137    441695467    441654233
442028106    441984838    441935046    441895752    441856762    441818234    441777968    441737111    441695459    441654217
442028056    441984820    441935038    441895745    441856754    441818226    441777950    441737095    441695442    441654191
442027983    441984812    441935020    441895737    441856747    441818200    441777943    441737087    441695434    441654183
442027934    441984796    441935004    441895729    441856739    441818192    441777935    441737079    441695426    441654175
442027868    441984788    441934973    441895703    441856721    441818176    441777919    441737061    441695392    441654159
442027850    441984747    441934965    441895687    441856713    441818168    441777901    441737038    441695384    441654134
442027843    441984739    441934940    441895679    441856705    441818150    441777885    441737004    441695368    441654100
442027835    441984721    441934916    441895661    441856689    441818127    441777877    441736980    441695343    441654092
442027801    441984713    441934882    441895653    441856655    441818101    441777869    441736964    441695335    441654084
442027744    441984705    441934858    441895646    441856648    441818093    441777851    441736956    441695327    441654068
442027710    441984697    441934817    441895638    441856606    441818077    441777844    441736949    441695319    441654043
442027546    441984689    441934809    441895620    441856580    441818069    441777836    441736931    441695301    441654027
442027520    441984671    441934791    441895604    441856572    441818044    441777810    441736923    441695293    441654001
442027447    441984655    441934783    441895596    441856564    441818028    441777802    441736915    441695285    441653995
442027363    441984648    441934767    441895588    441856556    441818010    441777794    441736907    441695277    441653987
442027348    441984630    441934734    441895562    441856549    441817996    441777778    441736881    441695269    441653961
442027306    441984614    441934726    441895554    441856531    441817988    441777752    441736865    441695251    441653953
442027272    441984598    441934718    441895547    441856523    441817970    441777620    441736857    441695244    441653946
442027140    441984556    441934700    441895539    441856515    441817947    441777612    441736840    441695236    441653938
442027132    441984549    441934668    441895521    441856507    441817921    441777604    441736832    441695228    441653912
442027124    441984531    441934635    441895513    441856499    441817913    441777596    441736824    441695210    441653904
442027090    441984515    441934601    441895489    441856473    441817905    441777588    441736816    441695202    441653896
442027066    441984507    441934593    441895463    441856465    441817897    441777570    441736774    441695194    441653888
442027058    441984499    441934577    441895455    441856457    441817871    441777554    441736758    441695186    441653862
442026894    441984481    441934569    441895448    441856440    441817855    441777547    441736741    441695178    441653854
442026860    441984457    441934551    441895430    441856432    441817848    441777539    441736733    441695160    441653839
442026852    441984440    441934544    441895422    441856424    441817830    441777521    441736725    441695152    441653821
442026654    441984432    441934536    441895414    441856408    441817822    441777513    441736691    441695137    441653805
442026647    441984424    441934528    441895406    441856390    441817814    441777471    441736683    441695129    441653789
442026613    441984416    441934502    441895380    441856382    441817806    441777448    441736667    441695111    441653771
442026571    441984408    441934486    441895182    441856374    441817780    441777422    441736659    441695095    441653763
442026498    441984390    441934478    441895174    441856325    441817764    441777406    441736642    441695079    441653748
442026332    441984382    441934460    441895166    441856317    441817756    441777398    441736634    441695061    441653730
442026274    441984374    441934452    441895158    441856291    441817731    441777265    441736626    441695053    441653722
442026225    441984366    441934429    441895141    441856275    441817723    441777257    441736600    441695046    441653714
442026175    441984358    441934403    441895133    441856267    441817707    441777232    441736592    441695038    441653706
442026118    441984341    441934395    441895117    441856259    441817699    441777208    441736576    441695020    441653698
442026068    441984325    441934379    441895109    441856242    441817681    441777190    441736568    441695012    441653672
442026043    441984309    441934361    441895091    441856234    441817640    441777174    441736550    441695004    441653664
442026001    441984275    441934312    441895083    441856200    441817624    441777158    441736535    441694999    441653656
442025987    441984267    441934304    441895075    441856192    441817608    441777141    441736527    441694965    441653649
442025979    441984259    441934288    441895042    441856184    441817582    441777133    441736519    441694957    441653631
442025847    441984242    441934254    441895034    441856176    441817574    441777117    441736493    441694932    441653615
442025839    441984234    441934247    441895026    441856168    441817566    441777091    441736485    441694924    441653599
442025771    441984200    441934221    441895000    441856143    441817558    441777083    441736477    441694908    441653581
442025763    441984192    441934205    441894995    441856127    441817541    441777075    441736469    441694890    441653565
442025581    441984150    441934155    441894987    441856119    441817533    441777067    441736451    441694874    441653557

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441612496    441570496    441497203    441453560    436041495    423931195    423671957    423370493    422981118    422312694
441612462    441570470    441497195    441453552    436040836    423931104    423671866    423370303    422981068    422312553
441612447    441570462    441497187    441453529    436039630    423931013    423671825    423370212    422980813    422312041
441612439    441570454    441497153    441453511    436037071    423930825    423671668    423370196    422980797    422311563
441612421    441570447    441497146    441453495    436035547    423930577    423671627    423369941    422980771    422311548
441612413    441570421    441497120    441453487    436031686    423930288    423671478    423369925    422980680    422311423
441612405    441570413    441497112    441453479    436029995    423930247    423671379    423369909    422980508    422311233
441611985    441570397    441497096    441453461    436028757    423930239    423671353    423369859    422980425    422311191
441611977    441570389    441497070    441453446    436023303    423930080    423671197    423369792    422980102    422310870
441611951    441570371    441497062    441453438    436022941    423929991    423671189    423369677    422979948    422310763
441611936    441570363    441497039    441453420    436021729    423929942    423670819    423369651    422979815    422310664
441611928    441570355    441497021    441453396    436021182    423929934    423670801    423369636    422979625    422310482
441611910    441570330    441497013    441453370    436020846    423929843    423670611    423369552    422979492    422309708
441611902    441570314    441497005    441453362    436020820    423929819    423670595    423369537    422978338    422309385
441611886    441570306    441496981    441453354    436019632    423929785    423670579    423369495    422978288    422309070
441611878    441570280    441496957    441453313    436016612    423929728    423670553    423369271    422978239    422308957
441611860    441570272    441496940    441453305    436012462    423929652    423670520    423369164    422977884    422308684
441611837    441570256    441496924    441453297    436010722    423929611    423670512    423369024    422976969    422308379
441611829    441570223    441496908    441453289    436010136    423929595    423670504    423368992    422976779    422308064
441611803    441570215    441496882    441453271    436006860    423929587    423670389    423368869    422976597    422307892
441611795    441570207    441496874    441453263    436006266    423929553    423670249    423368836    422976274    422307751
441611787    441570181    441496858    441453255    436005177    423929405    423670132    423368828    422975870    422307504
441611779    441570173    441496841    441452620    436001507    423929173    423670033    423368596    422975771    422307249
441611761    441570157    441496825    441452596    436001051    423928936    423669910    423368489    422975524    422306803
441611753    441570140    441496809    441452588    435999636    423928928    423669878    423368315    422975417    422306746
441611746    441570124    441496791    441452562    435996426    423928860    423669795    423368182    422975342    422306738
441611738    441570116    441496775    441452547    435989835    423928688    423669712    423368059    422975284    422306654
441611720    441570108    441496767    441452539    435986625    423928506    423669654    423368018    422975151    422306589
441611712    441570090    441496759    441452521    435976535    423928480    423669324    423368000    422975128    422306530
441611704    441570082    441496726    441452505    435973177    423928464    423669225    423367986    422974584    422306035
441611696    441570074    441496692    441452489    435972625    423928373    423669209    423367903    422974444    422305839
441611688    441570058    441496684    441452463    435966288    423928225    423669092    423367853    422974410    422305789
441611670    441570041    441496676    441452455    435966171    423928142    423668995    423367804    422973743    422305771
441611662    441570033    441496668    441452430    435964887    423928050    423668987    423367754    422973552    422304915
441611654    441570025    441496650    441452414    435964523    423927995    423668904    423367549    422973495    422304139
441611647    441570017    441496643    441452364    435961909    423927953    423668839    423367366    422973370    422304071
441611639    441570009    441496635    441452349    435961594    423927672    423668508    423367291    422973289    422303859
441611613    441569993    441496627    441452331    435958244    423927615    423668359    423367143    422973149    422303404
441611605    441569985    441496601    441452307    435833967    423927607    423668268    423366772    422972869    422303073
441611548    441569969    441496577    441452299    435790654    423927524    423668177    423366723    422972570    422302729
441611498    441569951    441496528    441452240    435703467    423927300    423667906    423366509    422972349    422302604
441611480    441569944    441496502    441452224    435534144    423927243    423667864    423366483    422972331    422302455
441611472    441569928    441496494    441452208    435512124    423927011    423667807    423366129    422972281    422302380
441611456    441569894    441496478    441452190    435452974    423926641    423667674    423366061    422972109    422302356
441611431    441569886    441496452    441452182    435442397    423926567    423667641    423366053    422972034    422302273
441611423    441569878    441496429    441452166    435437728    423926492    423667542    423366004    422972026    422301945
441611415    441569860    441496403    441452141    435435029    423926369    423667401    423365667    422971861    422301895
441611407    441569852    441496395    441452125    435398185    423926344    423667377    423365386    422971846    422301804
441611399    441569845    441496387    441452117    435361365    423926211    423667351    423365360    422971366    422301705
441611381    441569837    441496353    441452109    435333760    423926112    423667229    423365089    422971358    422301663
441611373    441569829    441496346    441452083    435330162    423925916    423667096    423365014    422971333    422301440
441611365    441569811    441496320    441452075    435303607    423925882    423666973    423364983    422970277    422301242
441611340    441569803    441496312    441452067    435299995    423925866    423666916    423364959    422970129    422301127
441611332    441569795    441496304    441452059    435265632    423925726    423666833    423364827    422969899    422300327
441611324    441569787    441496296    441452042    435247747    423925502    423666825    423364793    422969808    422299917
441611316    441569761    441496288    441452026    435233390    423925403    423666718    423364660    422969550    422299800
441611308    441569746    441496213    441452018    435208103    423925288    423666643    423364561    422969360    422299636
441611290    441569738    441496205    441452000    435200266    423925262    423666387    423364454    422969220    422299180
441611266    441569720    441496163    441451986    435197561    423925254    423666353    423364249    422969147    422298919
441611258    441569712    441496155    441451960    435125919    423925130    423666288    423364199    422968917    422298836
441611233    441569704    441496148    441451952    434895033    423925098    423666270    423363894    422968834    422298448
441611225    441569696    441496130    441451945    434872701    423924901    423666080    423363589    422968156    422297929
441611217    441569688    441496122    441451929    434688941    423924679    423666056    423363522    422968123    422297184
441611209    441569662    441496106    441451911    434662433    423924653    423665736    423363514    422968081    422297150
441611191    441569654    441496098    441451903    434417309    423924604    423665546    423362888    422967851    422296939
441611183    441569647    441496072    441451895    434401550    423924588    423665264    423362854    422967448    422296590
441611167    441569639    441496064    441451879    434308987    423924208    423665231    423362755    422967307    422296566
441611159    441569613    441496056    441451853    434273553    423924158    423665140    423362631    422967174    422296350
441611142    441569597    441496049    441451838    434264099    423924117    423665066    423362417    422967083    422296251
441611126    441569589    441496031    441451820    434248027    423923978    423664903    423362334    422966333    422296202
441611118    441569571    441496023    441451804    434184206    423923820    423664853    423362318    422966127    422295998
441611092    441569563    441496015    441451754    434144317    423923788    423664838    423361930    422966101    422295790
441611084    441569555    441496007    441451739    434122610    423923747    423664655    423361922    422966077    422295634


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442025516    441984119    441934148    441894953    441856093    441817525    441777059    441736444    441694866    441653532
442025433    441984093    441934130    441894946    441856085    441817509    441777042    441736428    441694841    441653524
442025383    441984051    441934114    441894938    441856069    441817483    441777034    441736394    441694833    441653516
442025367    441984044    441934080    441894920    441856051    441817475    441777018    441736378    441694825    441653508
442025359    441984036    441934064    441894912    441856044    441817459    441777000    441736360    441694809    441653482
442025326    441984028    441934049    441894904    441856036    441817418    441776994    441736352    441694791    441653474
442025276    441984002    441934023    441894896    441856028    441817392    441776978    441736337    441694783    441653458
442025268    441983996    441934015    441894888    441856010    441817376    441776960    441736329    441694767    441653441
442025250    441983962    441934007    441894870    441856002    441817350    441776945    441736311    441694759    441653433
442025227    441983947    441933975    441894862    441855996    441817343    441776937    441736303    441694742    441653425
442025201    441983939    441933967    441894854    441855970    441817335    441776903    441736287    441694734    441653391
442025169    441983921    441933959    441894714    441855962    441817327    441776895    441736261    441694718    441653383
442025136    441983913    441933926    441894698    441855947    441817319    441776887    441736253    441694700    441653375
442025128    441983905    441933884    441894680    441855921    441817301    441776861    441736238    441694692    441653367
442025102    441983897    441933876    441894672    441855905    441817293    441776853    441736220    441694684    441653359
442025094    441983889    441933868    441894664    441855897    441817285    441776846    441736212    441694676    441653342
442025052    441983863    441933850    441894631    441855889    441817269    441776838    441736196    441694668    441653326
442024980    441983848    441933843    441894623    441855855    441817244    441776820    441736170    441694650    441653318
442024972    441983822    441933835    441894615    441855848    441817236    441776812    441736154    441694643    441653300
442024949    441983806    441933827    441894599    441855830    441817228    441776796    441736147    441694635    441653292
442024923    441983798    441933793    441894581    441855822    441817210    441776788    441736121    441694627    441653268
442024915    441983780    441933785    441894565    441855780    441817202    441776770    441736105    441694619    441653250
442024873    441983772    441933769    441894557    441855772    441817194    441776762    441736089    441694601    441653235
442024832    441983756    441933751    441894540    441855764    441817160    441776739    441736063    441694577    441653227
442024824    441983749    441933736    441894516    441855756    441817152    441776721    441736048    441694569    441653219
442024790    441983723    441933710    441894508    441855731    441817145    441776713    441736030    441694551    441653193
442024782    441983707    441933678    441894490    441855723    441817137    441776705    441736022    441694544    441653185
442024774    441983699    441933652    441894482    441855715    441817129    441776697    441736014    441694528    441653169
442024766    441983681    441933637    441894466    441855707    441817111    441776689    441736006    441694510    441653151
442024691    441983673    441933629    441894458    441855699    441817103    441776671    441735990    441694502    441653144
442024683    441983657    441933611    441894433    441855681    441817095    441776663    441735982    441694494    441653136
442024675    441983640    441933595    441894425    441855673    441817087    441776630    441735974    441694478    441653128
442024642    441983632    441933579    441894417    441855665    441817079    441776622    441735966    441694460    441653102
442024634    441983624    441933561    441894409    441855657    441817061    441776598    441735958    441694452    441653094
442024626    441983608    441933538    441894391    441855640    441817038    441776572    441735909    441694445    441653052
442024584    441983574    441933520    441894383    441855632    441817020    441776564    441735875    441694411    441653045
442024568    441983558    441933504    441894375    441855616    441817012    441776556    441735867    441694403    441653037
442024535    441983509    441933488    441894367    441855608    441817004    441776549    441735842    441694395    441652971
442024519    441983491    441933462    441894359    441855590    441816998    441776531    441735834    441694387    441652963
442024501    441983483    441933447    441894342    441855574    441816980    441776515    441735818    441694361    441652948
442024485    441983475    441933439    441894334    441855566    441816972    441776507    441735784    441694346    441652930
442024469    441983459    441933421    441894326    441855558    441816964    441776499    441735768    441694338    441652922
442024451    441983442    441933413    441894318    441855541    441816832    441776481    441735750    441694312    441652914
442024436    441983434    441933405    441894300    441855533    441816824    441776473    441735735    441694304    441652906
442024428    441983426    441933397    441894284    441855525    441816816    441776465    441735719    441694270    441652898
442024410    441983392    441933389    441894276    441855517    441816808    441776457    441735685    441694262    441652856
442024386    441983384    441933371    441894250    441855509    441816790    441776440    441735669    441694239    441652849
442024329    441983376    441933355    441894243    441855475    441816782    441776424    441735651    441694221    441652823
442024311    441983368    441933348    441894235    441855442    441816774    441776416    441735636    441694213    441652807
442024303    441983350    441933322    441894227    441855418    441816758    441776408    441735610    441694197    441652799
442024246    441983343    441933306    441894201    441855400    441816733    441776382    441735602    441694155    441652773
442024220    441983327    441933280    441894193    441855392    441816709    441776374    441735594    441694148    441652765
442024212    441983301    441933272    441894185    441855384    441816675    441776366    441735586    441694130    441652732
442024204    441983285    441933264    441894177    441855368    441816659    441776358    441735578    441694122    441652724
442024188    441983277    441933249    441894169    441855350    441816642    441776341    441735560    441694114    441652716
442024170    441983251    441933223    441894151    441855343    441816634    441776309    441735552    441694106    441652690
442024147    441983244    441933207    441894144    441855319    441816626    441776283    441735545    441694072    441652674
442024139    441983236    441933199    441894136    441855301    441816618    441776242    441735529    441694056    441652666
442024105    441983228    441933181    441894128    441855293    441816600    441776234    441735511    441694049    441652658
442024071    441983210    441933157    441894110    441855285    441816592    441776226    441735495    441694015    441652633
442024055    441983202    441933140    441894094    441855277    441816576    441776218    441735487    441694007    441652617
442024030    441983194    441933116    441894078    441855269    441816568    441776200    441735479    441693983    441652591
442024022    441983186    441933090    441894060    441855251    441816550    441776192    441735461    441693975    441652575
442024014    441983178    441933082    441894052    441855244    441816543    441776184    441735446    441693934    441652567
442024006    441983137    441933074    441894045    441855236    441816535    441776176    441735438    441693918    441652559
442023990    441983129    441933066    441894011    441855228    441816527    441776168    441735412    441693900    441652534
442023966    441983111    441933058    441894003    441855202    441816519    441776150    441735404    441693892    441652526
442023958    441983103    441933041    441893997    441855194    441816501    441776135    441735388    441693876    441652500
442023941    441983095    441933033    441893971    441855186    441816493    441776127    441735370    441693868    441652492
442023925    441983079    441933025    441893963    441855178    441816477    441776119    441735362    441693850    441652476
442023909    441983061    441933009    441893955    441855160    441816469    441776101    441735354    441693843    441652468
442023875    441983053    441932993    441893948    441855129    441816451    441776093    441735339    441693835    441652450
442023867    441983038    441932985    441893930    441855111    441816444    441776085    441735313    441693827    441652443

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441611076    441569514    441495991    441451713    434116463    423923739    423664606    423361906    422965871    422295253
441611068    441569498    441495983    441451705    434097119    423923663    423664499    423361542    422965673    422294983
441611050    441569480    441495975    441451697    433618212    423923549    423664481    423361419    422965616    422294744
441611043    441569472    441495959    441451671    433217569    423923515    423664143    423361344    422965301    422294652
441611035    441569464    441495942    441451648    433199049    423923507    423664127    423361229    422965285    422294256
441611019    441569456    441495926    441451630    433091683    423923424    423664010    423361088    422965145    422294116
441611001    441569449    441495918    441451622    429999378    423923325    423663970    423360965    422965020    422294025
441610995    441569431    441495900    441451614    429850761    423923309    423663806    423360841    422964932    422293506
441610979    441569415    441495892    441451606    429301526    423923192    423663749    423360825    422964528    422292854
441610946    441569399    441495868    441451580    428325633    423923127    423663707    423360775    422964361    422292649
441610938    441569027    441495819    441451572    427896204    423922814    423663699    423360684    422963975    422292607
441610920    441569001    441495801    441451564    427843818    423922798    423663673    423360668    422963934    422292474
441610904    441568979    441495793    441451549    427002977    423922756    423663558    423360502    422963876    422292276
441610896    441568961    441495785    441451515    426695839    423922608    423663533    423360403    422963744    422292045
441610870    441568946    441495777    441451507    426659538    423922574    423663384    423360189    422963629    422291179
441610854    441568938    441495769    441451499    425963691    423922566    423663251    423360163    422963504    422291047
441610821    441568896    441495751    441451481    424134203    423922558    423663228    423360106    422963439    422290700
441610813    441568888    441495736    441451473    424134120    423922210    423663178    423360064    422962944    422290627
441610797    441568870    441495710    441451457    424134096    423922095    423662980    423359835    422962886    422290403
441610789    441568821    441495686    441451440    424134039    423922038    423662907    423359744    422962795    422290262
441610771    441568789    441495678    441451424    424134005    423921972    423662840    423359702    422962605    422290148
441610763    441568771    441495660    441451408    424133999    423921782    423662782    423359546    422962290    422289561
441610755    441568763    441495652    441451390    424133973    423921758    423662618    423359470    422961953    422289504
441610748    441568748    441495645    441451382    424133890    423921568    423662576    423359462    422961870    422289199
441610722    441568722    441495629    441451374    424133874    423921543    423662337    423359348    422961441    422289009
441610706    441568714    441495595    441451341    424133858    423921501    423662279    423359199    422961417    422288613
441610680    441568706    441495561    441451325    424133676    423921378    423662154    423359165    422961185    422288498
441610672    441568698    441495538    441451317    424133601    423921337    423662105    423359157    422961102    422288423
441610656    441568664    441495520    441451291    424133544    423921261    423662030    423359025    422960401    422287607
441610649    441568656    441495504    441451283    424133437    423921063    423661933    423358787    422960302    422287318
441610607    441568649    441495488    441451275    424133361    423920842    423661891    423358548    422959668    422287102
441610581    441568631    441495447    441451267    424133262    423920792    423661792    423358415    422959551    422286641
441610573    441568615    441495413    441451259    424133197    423920784    423661735    423358209    422959536    422286419
441610565    441568607    441495405    441451242    424133114    423920743    423661503    423358050    422959304    422285940
441610557    441568599    441495371    441451226    424133080    423920669    423661354    423357979    422959064    422285601
441610532    441568565    441495363    441451218    424132694    423920636    423661321    423357904    422958603    422285536
441610524    441568557    441495322    441451200    424132611    423920610    423661289    423357540    422958306    422285510
441610508    441568540    441495306    441451184    424132587    423920602    423661255    423357532    422958009    422284422
441610490    441568532    441495298    441451168    424132561    423920321    423661230    423357359    422957951    422283614
441610482    441568433    441495272    441451150    424132496    423920255    423661164    423357219    422957837    422283408
441610466    441568417    441495256    441451135    424132421    423920222    423661156    423357003    422957555    422282814
441610458    441568391    441495249    441451101    424132413    423920123    423660752    423356963    422957357    422282772
441610441    441568383    441495223    441451069    424132348    423920115    423660679    423356583    422957035    422281816
441610433    441568375    441495207    441451036    424132157    423920024    423660562    423356369    422956987    422281808
441610425    441568367    441495199    441451028    424132116    423919976    423660505    423356229    422956524    422281709
441610417    441568342    441495181    441451010    424132090    423919968    423660430    423356120    422956052    422281584
441610409    441568334    441495165    441451002    424132041    423919752    423660349    423356104    422955633    422281576
441610391    441568326    441495140    441450988    424132033    423919737    423660224    423355866    422955203    422281402
441610383    441568300    441495132    441450970    424132017    423919620    423660208    423355841    422955138    422281394
441610375    441568284    441495116    441450947    424132009    423919596    423660182    423355817    422955021    422281352
441610367    441568276    441495041    441450939    424131928    423919588    423660075    423355759    422954644    422280404
441610359    441568250    441495033    441450921    424131852    423919265    423659937    423355650    422954529    422280016
441610342    441568243    441494994    441450913    424131811    423918994    423659887    423355403    422954446    422279232
441610334    441568235    441494986    441450905    424131803    423918861    423659820    423355239    422954008    422278762
441610326    441568219    441494978    441450897    424131753    423918853    423659796    423355114    422953257    422278135
441610318    441568201    441494960    441450889    424131720    423918812    423659747    423354919    422953018    422277947
441610276    441568193    441494952    441450871    424131639    423918671    423659507    423354869    422951988    422276907
441610268    441568185    441494929    441450855    424131472    423918614    423659481    423354679    422951897    422276758
441610250    441568177    441494911    441450822    424131464    423918598    423659408    423354653    422951756    422276667
441610235    441568169    441494903    441450814    424131357    423918580    423659382    423354257    422951681    422276634
441610219    441568128    441494861    441450806    424131167    423918440    423659374    423354190    422951673    422276584
441610201    441568110    441494820    441450798    424131126    423918432    423659358    423354141    422951582    422276410
441610193    441568102    441494812    441450780    424131100    423918382    423658954    423354125    422951558    422276097
441610185    441568094    441494796    441450772    424130896    423918283    423658913    423354091    422951525    422275875
441610177    441568078    441494788    441450756    424130656    423918176    423658749    423353747    422951509    422275768
441610169    441568052    441494770    441450749    424130631    423918028    423658723    423353580    422951285    422275750
441610151    441568037    441494762    441450731    424130532    423917988    423658657    423353168    422951137    422275529
441610144    441568029    441494739    441450723    424130524    423917913    423658525    423353119    422951061    422275479
441610136    441568003    441494721    441450715    424130482    423917749    423658491    423352822    422951020    422275099
441610094    441567997    441494713    441450707    424130441    423917608    423658434    423352731    422950840    422275057
441610086    441567989    441494705    441450657    424130417    423917582    423658293    423352640    422950774    422274837
441610078    441567971    441494689    441450632    424130292    423917384    423658129    423352152    422950584    422274290
441610060    441567955    441494671    441450608    424130219    423917319    423657998    423352129    422950287    422274282


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442023842    441983020    441932852    441893922    441855095    441816337    441776077    441735289    441693819    441652435
442023826    441983012    441932845    441893906    441855087    441816311    441776069    441735271    441693793    441652427
442023792    441982998    441932837    441893898    441855079    441816303    441776044    441735263    441693777    441652419
442023784    441982980    441932829    441893880    441855061    441816295    441776028    441735255    441693744    441652401
442023750    441982972    441932811    441893872    441855053    441816287    441776010    441735230    441693736    441652393
442023743    441982964    441932803    441893864    441855038    441816279    441775996    441735222    441693728    441652385
442023727    441982956    441932779    441893849    441855020    441816261    441775988    441735214    441693710    441652377
442023701    441982949    441932738    441893823    441855012    441816238    441775970    441735198    441693702    441652369
442023685    441982931    441932712    441893815    441855004    441816220    441775962    441735164    441693686    441652351
442023677    441982923    441932696    441893807    441854981    441816204    441775954    441735131    441693678    441652344
442023669    441982907    441932688    441893781    441854973    441816188    441775947    441735123    441693660    441652336
442023651    441982899    441932654    441893765    441854965    441816170    441775921    441735115    441693652    441652310
442023644    441982881    441932647    441893757    441854940    441816162    441775871    441735107    441693637    441652302
442023636    441982865    441932605    441893740    441854932    441816154    441775863    441735016    441693629    441652286
442023628    441982832    441932597    441893732    441854924    441816147    441775855    441735008    441693611    441652278
442023610    441982816    441932571    441893724    441854916    441816121    441775848    441734985    441693603    441652252
442023594    441982808    441932563    441893708    441854908    441816113    441775830    441734969    441693595    441652245
442023586    441982790    441932555    441893690    441854890    441816105    441775822    441734951    441693587    441652237
442023578    441982774    441932548    441893682    441854882    441816097    441775814    441734944    441693579    441652211
442023545    441982758    441932522    441893674    441854874    441816071    441775806    441734928    441693561    441652203
442023529    441982733    441932456    441893658    441854858    441816055    441775798    441734910    441693546    441652195
442023511    441982725    441932407    441893641    441854841    441816048    441775749    441734894    441693538    441652179
442023503    441982717    441932373    441893625    441854833    441816022    441775731    441734878    441693520    441652161
442023495    441982709    441932365    441893617    441854825    441816014    441775723    441734852    441693512    441652153
442023487    441982691    441932340    441893591    441854817    441816006    441775715    441734845    441693504    441652138
442023479    441982683    441932332    441893583    441854809    441815990    441775699    441734837    441693496    441652120
442023461    441982667    441932324    441893575    441854775    441815982    441775673    441734829    441693488    441652112
442023446    441982659    441932316    441893567    441854767    441815974    441775665    441734811    441693470    441652104
442023438    441982642    441932308    441893559    441854759    441815966    441775657    441734803    441693462    441652096
442023420    441982634    441932290    441893542    441854742    441815958    441775640    441734787    441693454    441652070
442023412    441982626    441932274    441893534    441854734    441815933    441775632    441734779    441693447    441652062
442023388    441982618    441932266    441893526    441854726    441815925    441775624    441734746    441693439    441652047
442023354    441982592    441932241    441893500    441854700    441815909    441775566    441734720    441693421    441652039
442023347    441982576    441932225    441893492    441854676    441815891    441775533    441734712    441693413    441652021
442023339    441982568    441932217    441893484    441854668    441815875    441775517    441734688    441693389    441652013
442023321    441982550    441932209    441893468    441854643    441815867    441775509    441734670    441693371    441652005
442023313    441982543    441932191    441893450    441854635    441815859    441775491    441734662    441693363    441651999
442023255    441982535    441932183    441893443    441854627    441815842    441775475    441734654    441693355    441651981
442023230    441982501    441932175    441893435    441854619    441815834    441775467    441734647    441693348    441651973
442023222    441982451    441932159    441893419    441854577    441815818    441775434    441734639    441693322    441651965
442023214    441982444    441932142    441893401    441854536    441815792    441775426    441734613    441693314    441651957
442023206    441982436    441932134    441893393    441854528    441815784    441775400    441734605    441693306    441651940
442023198    441982428    441932126    441893377    441854510    441815768    441775384    441734597    441693272    441651932
442023156    441982394    441932118    441893369    441854502    441815743    441775376    441734571    441693256    441651924
442023149    441982386    441932100    441893344    441854494    441815727    441775368    441734563    441693249    441651916
442023123    441982378    441932092    441893336    441854478    441815693    441775350    441734555    441693231    441651908
442023099    441982360    441932076    441893302    441854460    441815685    441775343    441734548    441693223    441651882
442023040    441982345    441932068    441893294    441854452    441815677    441775327    441734530    441693215    441651874
442023032    441982337    441932043    441893286    441854437    441815669    441775301    441734522    441693207    441651866
442023024    441982329    441932035    441893278    441854411    441815651    441775285    441734506    441693199    441651825
442022992    441982311    441932027    441893260    441854403    441815636    441775277    441734498    441693165    441651817
442022976    441982303    441932001    441893245    441854395    441815628    441775269    441734472    441693140    441651809
442022968    441982287    441931995    441893237    441854387    441815610    441775251    441734464    441693116    441651791
442022950    441982279    441931987    441893229    441854379    441815602    441775228    441734456    441693090    441651767
442022943    441982253    441931979    441893203    441854361    441815578    441775210    441734431    441693074    441651759
442022935    441982246    441931961    441893187    441854346    441815552    441775202    441734423    441693066    441651742
442022919    441982238    441931953    441893179    441854338    441815545    441775194    441734415    441693058    441651734
442022901    441982220    441931946    441893161    441854312    441815537    441775103    441734407    441693041    441651700
442022893    441982204    441931920    441893153    441854296    441815495    441775095    441734399    441693033    441651684
442022844    441982196    441931912    441893146    441854288    441815487    441775087    441734373    441693009    441651676
442022810    441982188    441931904    441893138    441854270    441815479    441775079    441734340    441692993    441651668
442022802    441982170    441931870    441893120    441854262    441815453    441775053    441734324    441692985    441651643
442022794    441982154    441931862    441893112    441854254    441815446    441775046    441734290    441692977    441651627
442022786    441982139    441931854    441893104    441854247    441815438    441775020    441734282    441692951    441651619
442022778    441982121    441931847    441893088    441854239    441815420    441775004    441734274    441692936    441651601
442022737    441982097    441931839    441893070    441854213    441815412    441774999    441734266    441692928    441651593
442022695    441982071    441931821    441893054    441854189    441815396    441774981    441734258    441692902    441651577
442022687    441982063    441931805    441893047    441854171    441815370    441774973    441734241    441692878    441651551
442022661    441982055    441931789    441893039    441854163    441815354    441774965    441734233    441692860    441651544
442022570    441982048    441931763    441893021    441854155    441815347    441774957    441734217    441692845    441651536
442022562    441982030    441931748    441893013    441854148    441815339    441774932    441734209    441692837    441651528
442022554    441982022    441931722    441892999    441854130    441815321    441774916    441734183    441692829    441651510
442022521    441982014    441931714    441892981    441854122    441815313    441774908    441734175    441692811    441651502

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441610037    441567948    441494663    441450582    424130037    423917285    423657956    423351824    422949453    422273839
441610029    441567922    441494655    441450574    424129971    423917210    423657931    423351659    422949396    422273516
441610011    441567906    441494648    441450541    424129765    423916881    423657881    423351626    422949255    422273284
441610003    441567898    441494630    441450533    424129641    423916865    423657865    423351519    422949024    422273268
441609997    441567872    441494622    441450525    424129575    423916733    423657832    423351360    422948760    422273094
441609989    441567864    441494614    441450517    424129526    423916683    423657659    423350941    422948281    422271619
441609971    441567856    441494580    441450509    424129518    423916311    423657428    423350826    422948257    422271205
441609955    441567831    441494572    441450483    424129476    423916261    423657402    423350461    422948109    422270975
441609948    441567807    441494564    441450475    424129419    423916105    423657360    423350255    422947960    422270934
441609930    441567781    441494556    441450459    424129393    423916063    423657352    423350164    422947531    422270868
441609922    441567773    441494549    441450442    424129252    423916022    423657287    423350115    422947515    422268755
441609914    441567765    441494523    441450434    424129153    423915925    423657261    423350008    422947325    422268284
441609872    441567732    441494499    441450400    424128643    423915818    423657212    423349950    422947259    422267740
441609864    441567724    441494473    441450392    424128593    423915727    423657196    423349935    422947093    422267427
441609849    441567716    441494432    441450384    424128411    423915651    423657188    423349794    422946657    422266841
441609831    441567708    441494416    441450376    424128346    423915610    423657071    423349752    422946061    422266759
441609815    441567690    441494408    441450350    424128270    423915602    423657055    423349356    422945212    422265900
441609807    441567682    441494382    441450343    424128213    423915495    423657030    423349257    422944702    422265736
441609799    441567674    441494374    441450335    424128098    423915420    423657014    423349232    422944652    422264622
441609781    441567658    441494358    441450319    424128007    423915313    423656800    423349224    422944629    422264499
441609773    441567633    441494333    441450301    424127934    423915289    423656701    423349166    422944447    422264408
441609732    441567617    441494325    441450293    424127801    423915263    423656552    423349125    422943837    422264135
441609716    441567609    441494317    441450285    424127744    423915248    423656511    423349042    422943514    422264101
441609708    441567591    441494309    441450269    424127587    423915222    423656479    423348978    422943423    422264028
441609690    441567583    441494275    441450251    424127561    423915198    423656347    423348929    422943365    422263236
441609682    441567567    441494267    441450236    424127462    423915180    423656313    423348713    422943167    422263087
441609674    441567542    441494259    441450210    424127181    423915172    423656115    423348663    422942581    422263079
441609666    441567534    441494242    441450202    424127082    423915107    423656065    423348432    422942557    422262980
441609658    441567500    441494234    441450194    424126894    423915081    423656008    423348275    422942284    422262634
441609641    441567492    441494192    441450178    424126795    423915065    423655976    423348192    422941773    422262121
441609625    441567476    441494184    441450160    424126696    423915016    423655877    423348051    422941641    422262097
441609617    441567468    441494168    441450152    424126647    423914894    423655711    423347905    422941427    422260901
441609609    441567450    441494127    441450145    424126589    423914837    423655687    423347897    422941070    422260703
441609591    441567443    441494119    441450137    424126555    423914704    423655661    423347863    422941013    422260067
441609583    441567435    441494093    441450129    424126373    423914696    423655638    423347715    422940791    422259382
441609567    441567427    441494085    441450111    424126340    423914605    423655588    423347574    422940338    422259127
441609559    441567401    441494077    441450095    424126324    423914514    423655570    423347541    422940064    422257717
441609534    441567393    441494051    441450087    424126290    423914498    423655547    423347533    422939926    422257170
441609518    441567385    441494044    441450079    424126266    423914399    423655513    423347491    422939801    422256552
441609492    441567377    441494028    441450061    424126217    423914332    423655463    423347467    422939702    422256537
441609476    441567351    441493970    441450038    424126050    423914282    423655323    423347335    422939462    422255869
441609468    441567302    441493962    441450020    424126043    423914266    423655265    423347277    422939157    422255711
441609443    441567294    441493954    441449980    424126019    423914175    423655240    423347145    422938894    422255190
441609435    441567286    441493947    441449972    424125961    423913995    423655190    423347053    422938795    422255018
441609419    441567278    441493939    441449949    424125912    423913920    423655067    423347046    422938746    422254656
441609401    441567260    441493905    441449915    424125862    423913896    423654995    423347020    422937490    422253328
441609385    441567245    441493897    441449881    424125797    423913805    423654805    423346972    422937169    422252569
441609377    441567229    441493863    441449873    424125730    423913763    423654730    423346923    422937094    422252312
441609369    441567203    441493848    441449865    424125722    423913623    423654698    423346683    422937045    422252288
441609351    441567195    441493822    441449857    424125672    423913581    423654649    423346550    422936534    422252239
441609328    441567153    441493814    441449840    424125540    423913516    423654383    423346501    422936500    422251983
441609310    441567138    441493806    441449832    424125383    423913334    423654342    423346329    422936419    422251850
441609302    441567120    441493798    441449824    424125334    423913326    423654227    423346279    422935890    422251306
441609260    441567112    441493731    441449816    424125169    423913227    423654201    423346147    422935841    422250407
441609245    441567088    441493699    441449808    424125060    423913110    423654193    423345776    422935569    422249763
441609203    441567070    441493681    441449790    424124907    423913078    423654185    423345453    422935510    422249441
441609195    441567047    441493673    441449774    424124675    423913045    423654011    423345404    422935478    422249169
441609187    441567039    441493665    441449766    424124626    423913003    423653914    423345107    422934604    422249136
441609179    441567021    441493640    441449758    424124436    423912898    423653690    423344985    422934497    422247767
441609161    441567005    441493616    441449733    424124238    423912864    423653617    423344845    422934372    422247684
441609153    441565611    441493590    441449725    424124154    423912856    423653559    423344811    422934216    422247585
441609146    441564762    441493582    441449709    424124113    423912849    423653435    423344803    422934158    422247254
441609120    441561172    441493574    441449675    424124071    423912799    423653393    423344779    422933911    422247148
441609104    441560695    441493566    441449667    424124063    423912740    423653377    423344597    422933713    422246801
441609096    441560539    441493558    441449659    424124022    423912708    423653203    423344571    422933481    422246454
441609088    441560505    441493541    441449642    424123966    423912641    423652916    423344530    422933267    422246280
441609070    441560497    441493533    441449626    424123925    423912625    423652783    423344340    422932947    422245969
441609062    441560489    441493525    441449592    424123859    423912617    423652742    423344035    422932731    422245639
441609054    441560471    441493491    441449584    424123750    423912567    423652726    423343664    422932426    422245472
441609039    441560463    441493483    441449576    424123743    423912492    423652668    423343524    422932152    422244939
441609021    441560455    441493475    441449568    424123727    423912443    423652551    423343482    422931584    422244814
441609013    441560448    441493459    441449550    424123636    423912336    423652536    423343359    422931386    422244715
441609005    441560430    441493426    441449543    424123628    423912302    423652528    423343177    422931337    422244541


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442022505    441982006    441931706    441892965    441854114    441815305    441774890    441734159    441692803    441651494
442022497    441981990    441931698    441892957    441854106    441815297    441774874    441734142    441692795    441651486
442022471    441981982    441931664    441892924    441854098    441815289    441774866    441734134    441692787    441651478
442022463    441981974    441931656    441892916    441854080    441815271    441774858    441734126    441692779    441651460
442022455    441981966    441931631    441892908    441854072    441815263    441774841    441734118    441692761    441651452
442022448    441981941    441931615    441892890    441854064    441815255    441774833    441734100    441692753    441651445
442022430    441981933    441931599    441892874    441854056    441815230    441774825    441734092    441692746    441651437
442022422    441981917    441931581    441892858    441854049    441815222    441774791    441734084    441692738    441651429
442022414    441981909    441931573    441892841    441854031    441815214    441774783    441734076    441692720    441651411
442022406    441981867    441931565    441892833    441854023    441815172    441774759    441734068    441692688    441651395
442022398    441981842    441931532    441892825    441854015    441815149    441774726    441734043    441692670    441651387
442022380    441981834    441931524    441892809    441854007    441815131    441774700    441734035    441692662    441651379
442022372    441981826    441931516    441892791    441853983    441815123    441774692    441734027    441692654    441651361
442022364    441981818    441931490    441892783    441853975    441815107    441774684    441734019    441692647    441651353
442022331    441981800    441931482    441892775    441853967    441815081    441774668    441734001    441692639    441651346
442022323    441981784    441931466    441892767    441853959    441815065    441774650    441733995    441692613    441651320
442022307    441981750    441931458    441892759    441853934    441815057    441774643    441733987    441692597    441651304
442022281    441981743    441931441    441892742    441853926    441815024    441774635    441733979    441692589    441651296
442022240    441981735    441931433    441892734    441853918    441815008    441774627    441733961    441692563    441651288
442022232    441981727    441931409    441892726    441853900    441814985    441774619    441733938    441692555    441651270
442022224    441981719    441931391    441892700    441853876    441814977    441774593    441733912    441692530    441651262
442022216    441981701    441931367    441892692    441853868    441814951    441774585    441733904    441692522    441651254
442022208    441981693    441931359    441892684    441853850    441814944    441774569    441733896    441692514    441651247
442022190    441981677    441931334    441892676    441853827    441814936    441774544    441733888    441692506    441651213
442022174    441981669    441931318    441892668    441853819    441814902    441774536    441733870    441692472    441651205
442022158    441981651    441931292    441892643    441853793    441814886    441774528    441733862    441692456    441651197
442022141    441981644    441931284    441892635    441853785    441814860    441774510    441733847    441692431    441651189
442022133    441981628    441931276    441892627    441853777    441814852    441774502    441733839    441692423    441651163
442022109    441981610    441931268    441892601    441853769    441814845    441774494    441733821    441692415    441651155
442022083    441981602    441931250    441892593    441853751    441814829    441774486    441733813    441692407    441651148
442022067    441981594    441931243    441892585    441853744    441814811    441774478    441733805    441692373    441651130
442022042    441981552    441931235    441892536    441853736    441814795    441774460    441733797    441692357    441651122
442022026    441981545    441931227    441892528    441853611    441814787    441774445    441733789    441692340    441651114
442022018    441981529    441931185    441892510    441853603    441814779    441774437    441733730    441692324    441651106
442022000    441981511    441931177    441892502    441853595    441814761    441774411    441733722    441692316    441651098
442021994    441981503    441931169    441892486    441853587    441814746    441774387    441733714    441692308    441651080
442021986    441981487    441931144    441892478    441853546    441814738    441774379    441733706    441692282    441651072
442021978    441981479    441931128    441892452    441853538    441814696    441774353    441733680    441692274    441651064
442021960    441981461    441931110    441892445    441853520    441814688    441774346    441733672    441692258    441651056
442021929    441981453    441931102    441892437    441853504    441814654    441774338    441733664    441692241    441651049
442021911    441981446    441931086    441892429    441853496    441814621    441774312    441733649    441692233    441651031
442021879    441981412    441931078    441892403    441853488    441814613    441774304    441733631    441692217    441651023
442021853    441981404    441931029    441892379    441853470    441814605    441774296    441733599    441692209    441651015
442021846    441981396    441931003    441892353    441853454    441814589    441774288    441733581    441692191    441651007
442021820    441981370    441930997    441892346    441853447    441814571    441774270    441733573    441692167    441650991
442021804    441981362    441930989    441892338    441853439    441814563    441774262    441733557    441692159    441650983
442021796    441981354    441930971    441892312    441853421    441814530    441774254    441733540    441692142    441650975
442021788    441981347    441930955    441892304    441853413    441814522    441774247    441733524    441692134    441650959
442021770    441981339    441930948    441892288    441853397    441814514    441774221    441733516    441692126    441650942
442021762    441981321    441930930    441892270    441853389    441814506    441774213    441733508    441692100    441650934
442021739    441981313    441930906    441892254    441853371    441814498    441774189    441733490    441692092    441650900
442021721    441981305    441930898    441892247    441853363    441814480    441774163    441733482    441692084    441650892
442021713    441981271    441930880    441892239    441853355    441814464    441774148    441733466    441692076    441650876
442021697    441981263    441930864    441892221    441853348    441814456    441774130    441733441    441692068    441650868
442021671    441981255    441930856    441892213    441853322    441814449    441774122    441733433    441692043    441650850
442021663    441981248    441930799    441892205    441853314    441814431    441774114    441733425    441692035    441650843
442021630    441981230    441930781    441892189    441853298    441814423    441774098    441733409    441692019    441650835
442021614    441981222    441930765    441892171    441853280    441814399    441774080    441733391    441692001    441650827
442021606    441981214    441930757    441892155    441853272    441814381    441774064    441733375    441691995    441650785
442021580    441981206    441930740    441892130    441852985    441814373    441774049    441733367    441691987    441650777
442021572    441981198    441930724    441892122    441852977    441814340    441774031    441733359    441691961    441650769
442021556    441981180    441930716    441892114    441852969    441814332    441774023    441733342    441691938    441650736
442021549    441981172    441930682    441892106    441852951    441814324    441774015    441733326    441691920    441650728
442021515    441981164    441930666    441892098    441852944    441814308    441773991    441733318    441691912    441650660
442021499    441981156    441930658    441892080    441852936    441814290    441773983    441733300    441691904    441650645
442021481    441981149    441930641    441892072    441852928    441814274    441773975    441733284    441691896    441650611
442021473    441981131    441930617    441892064    441852910    441814266    441773959    441733276    441691888    441650603
442021465    441981115    441930591    441892031    441852902    441814258    441773942    441733268    441691862    441650595
442021432    441981099    441930583    441892015    441852894    441814241    441773926    441733250    441691854    441650579
442021416    441981065    441930575    441892007    441852886    441814225    441773884    441733235    441691847    441650561
442021408    441981024    441930567    441891959    441852860    441814217    441773876    441733193    441691839    441650553
442021341    441980984    441930542    441891942    441852845    441814209    441773868    441733177    441691813    441650546
442021333    441980976    441930534    441891934    441852837    441814191    441773835    441733169    441691607    441650538

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441608981    441560422    441493400    441449535    424123610    423912260    423652502    423343169    422931279    422244343
441608973    441560414    441493392    441449527    424123602    423912252    423652445    423342955    422931055    422244301
441608957    441560398    441493376    441449501    424123594    423912237    423652411    423342948    422930867    422244178
441608940    441560380    441493368    441449493    424123347    423912138    423652346    423342898    422930453    422244160
441608932    441560364    441493343    441449485    424123024    423912070    423652205    423342732    422930446    422243931
441608924    441560356    441493335    441449477    424122885    423912062    423651728    423342583    422930412    422243071
441608916    441560349    441493293    441449469    424122828    423911973    423651405    423342542    422930008    422243022
441608908    441560331    441493285    441449444    424122810    423911650    423651371    423342468    422929950    422242636
441608866    441560323    441493277    441449436    424122786    423911437    423651090    423342427    422929448    422241992
441608825    441560273    441493269    441449428    424122703    423911288    423650829    423342302    422929174    422241646
441608817    441560265    441493244    441449410    424122430    423911247    423650787    423342161    422929091    422241554
441608809    441560257    441493236    441449386    424122422    423911197    423650464    423341999    422929042    422240986
441608791    441560240    441493228    441449352    424122364    423910900    423650233    423341981    422929034    422240846
441608775    441560232    441493194    441449345    424122091    423910751    423649862    423341700    422928937    422239780
441608767    441560224    441493186    441449337    424121937    423910710    423649680    423341585    422928721    422239558
441608650    441560208    441493178    441449329    424121911    423910694    423649458    423341072    422928671    422239152
441608643    441560190    441493137    441449311    424121887    423910678    423649391    423341064    422928481    422238907
441608635    441560182    441493129    441449295    424121820    423910652    423649359    423341056    422928259    422237750
441608627    441560166    441493103    441449287    424121804    423910405    423648526    423340645    422928150    422237495
441608601    441560141    441493095    441449261    424121770    423910280    423648500    423340413    422927830    422237222
441608585    441560133    441493012    441449246    424121762    423910157    423648377    423340033    422927491    422236851
441608577    441560125    441493004    441449238    424121697    423910124    423648260    423340009    422926451    422236562
441608551    441560117    441492972    441449212    424121663    423910108    423648252    423339985    422926345    422235960
441608536    441560109    441492956    441449105    424121507    423910066    423648211    423339969    422926170    422235713
441608510    441560091    441492931    441449097    424121499    423910058    423648203    423339944    422925644    422235531
441608494    441560075    441492923    441449071    424121465    423909381    423647932    423339811    422925552    422235473
441608478    441560067    441492915    441449063    424121424    423909365    423647866    423339746    422925453    422235408
441608460    441560059    441492899    441449055    424121325    423909126    423647825    423339696    422925214    422234930
441608452    441560034    441492881    441449048    424121283    423909092    423647767    423339670    422924969    422232454
441608437    441560026    441492873    441449022    424121259    423909076    423647718    423339662    422924779    422232389
441608429    441560018    441492832    441449014    424121069    423908896    423647700    423339621    422924738    422232033
441608395    441559994    441492824    441449006    424120988    423908839    423647601    423339449    422924514    422231704
441608387    441559986    441492790    441448982    424120871    423908805    423647304    423339118    422924167    422231068
441608361    441559978    441492774    441448974    424120855    423908789    423647221    423339027    422923698    422230417
441608346    441559960    441492766    441448958    424120772    423908664    423647114    423339019    422923664    422229898
441608312    441559952    441492758    441448933    424120707    423908631    423646926    423338946    422923201    422229401
441608304    441559945    441492733    441448925    424120640    423908599    423646918    423338847    422923110    422229377
441608296    441559937    441492725    441448917    424120632    423908573    423646850    423338631    422922955    422229054
441608247    441559911    441492691    441448891    424120434    423908557    423646637    423338599    422922856    422228684
441608221    441559903    441492683    441448875    424120285    423908532    423646595    423338573    422922401    422228411
441608213    441559895    441492675    441448867    424120251    423908508    423646173    423338557    422922336    422228353
441608197    441559887    441492634    441448842    424120111    423908276    423646074    423338300    422921221    422227694
441608189    441559879    441492568    441448834    424120038    423908086    423645746    423337971    422920975    422227611
441608171    441559861    441492543    441448826    424119980    423908045    423645613    423337807    422920504    422227579
441608163    441559853    441492535    441448818    424119972    423908029    423645597    423337674    422920397    422227546
441608155    441559846    441492527    441448792    424119964    423907922    423645365    423337658    422919845    422227413
441608122    441559812    441492519    441448784    424119907    423907864    423645316    423337641    422919613    422226621
441608114    441559788    441492501    441448776    424119881    423907807    423645308    423337591    422918870    422226480
441608080    441559770    441492469    441448768    424119873    423907765    423645258    423337559    422918383    422226100
441608072    441559747    441492451    441448750    424119857    423907740    423645241    423337526    422918144    422226001
441608064    441559739    441492444    441448735    424119816    423907724    423645134    423337310    422918045    422225862
441608031    441559721    441492428    441448727    424119808    423907716    423645043    423337237    422917906    422225847
441608015    441559689    441492410    441448693    424119691    423907559    423644988    423337062    422917682    422225664
441608007    441559671    441492402    441448685    424119618    423907450    423644962    423336999    422916916    422225631
441607983    441559663    441492394    441448677    424119451    423907393    423644954    423336817    422916866    422225524
441607975    441559655    441492386    441448651    424119410    423907336    423644913    423336197    422916536    422225136
441607959    441559630    441492378    441448628    424119279    423907294    423644871    423336064    422916338    422224865
441607942    441559614    441492360    441448602    424119170    423907260    423644723    423336031    422915934    422224709
441607934    441559606    441492345    441448586    424119162    423907187    423644699    423336015    422915918    422224683
441607926    441559556    441492329    441448578    424119097    423906817    423644673    423335975    422915645    422224410
441607918    441559549    441492303    441448560    424119048    423906791    423644558    423335744    422915579    422224006
441607900    441559531    441492295    441448552    424119030    423906700    423644517    423335728    422915330    422223818
441607892    441559515    441492261    441448537    424119006    423906650    423644392    423335629    422915298    422223719
441607884    441559507    441492246    441448511    424118875    423906429    423644269    423335611    422915017    422223537
441607850    441559499    441492212    441448503    424118859    423906411    423644210    423335579    422914887    422222968
441607835    441559481    441492204    441448487    424118735    423906312    423644111    423335447    422914481    422222844
441607819    441559473    441492196    441448479    424118701    423906254    423644079    423335157    422914432    422222778
441607793    441559465    441492162    441448453    424118594    423906122    423643980    423335041    422914168    422222075
441607785    441559457    441492154    441448446    424118552    423905900    423643964    423335017    422913988    422221168
441607777    441559432    441492147    441448438    424118537    423905652    423643881    423334994    422912709    422220616
441607769    441559416    441492139    441448412    424118529    423905637    423643873    423334952    422912675    422220384
441607744    441559382    441492121    441448404    424118495    423905207    423643857    423334911    422912543    422220152
441607736    441559366    441492113    441448396    424118487    423904960    423643832    423334820    422912428    422219642


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442021317    441980968    441930526    441891918    441852829    441814183    441773801    441733144    441691599    441650520
442021309    441980943    441930500    441891900    441852803    441814175    441773793    441733102    441691581    441650512
442021291    441980935    441930476    441891892    441852795    441814167    441773785    441733086    441691573    441650504
442021283    441980919    441930468    441891884    441852787    441814159    441773777    441733078    441691565    441650496
442021275    441980901    441930443    441891876    441852779    441814142    441773751    441733052    441691508    441650470
442021267    441980893    441930435    441891868    441852761    441814126    441773744    441733045    441691490    441650462
442021259    441980885    441930427    441891843    441852753    441814118    441773736    441733037    441691482    441650454
442021242    441980869    441930419    441891835    441852746    441814100    441773728    441733029    441691474    441650421
442021226    441980851    441930401    441891801    441852738    441814092    441773710    441733011    441691466    441650413
442021218    441980836    441930393    441891785    441852720    441814084    441773694    441732997    441691458    441650371
442021192    441980828    441930351    441891777    441852712    441814076    441773678    441732989    441691441    441650363
442021184    441980810    441930344    441891769    441852704    441814068    441773660    441732971    441691433    441650348
442021176    441980802    441930336    441891751    441852696    441814050    441773652    441732963    441691417    441650330
442021168    441980786    441930328    441891736    441852670    441814043    441773645    441732955    441691391    441650322
442021150    441980760    441930310    441891728    441852662    441814035    441773611    441732948    441691383    441650314
442021135    441980745    441930286    441891710    441852654    441814027    441773603    441732930    441691375    441650306
442021119    441980737    441930278    441891702    441852647    441814001    441773561    441732922    441691367    441650272
442021101    441980729    441930260    441891694    441852621    441813987    441773553    441732914    441691342    441650249
442021093    441980711    441930252    441891686    441852605    441813979    441773538    441732898    441691292    441650215
442021051    441980695    441930245    441891678    441852597    441813961    441773520    441732864    441691201    441650207
442021044    441980687    441930211    441891660    441852589    441813920    441773512    441732856    441691144    441650181
442021036    441980679    441930203    441891652    441852571    441813912    441773504    441732849    441691136    441650173
442021028    441980661    441930187    441891645    441852563    441813904    441773496    441732831    441691110    441650165
442021002    441980646    441930179    441891629    441852548    441813870    441773488    441732823    441691102    441650157
442020996    441980638    441930161    441891611    441852514    441813862    441773462    441732807    441691094    441650140
442020970    441980612    441930153    441891595    441852480    441813847    441773454    441732773    441691086    441650108
442020954    441980604    441930146    441891579    441852472    441813839    441773439    441732765    441691060    441650090
442020939    441980596    441930138    441891561    441852464    441813821    441773421    441732757    441691011    441650082
442020905    441980588    441930120    441891546    441852456    441813813    441773413    441732740    441691003    441650074
442020889    441980570    441930104    441891538    441852449    441813805    441773405    441732732    441690997    441650041
442020855    441980554    441930096    441891520    441852431    441813797    441773389    441732724    441690989    441650033
442020814    441980489    441930054    441891512    441852423    441813789    441773371    441732690    441690971    441650025
442020798    441980471    441930047    441891504    441852415    441813771    441773355    441732682    441690963    441650017
442020764    441980463    441930021    441891496    441852407    441813763    441773348    441732674    441690955    441650009
442020723    441980448    441930005    441891488    441852399    441813755    441773330    441732666    441690930    441649993
442020673    441980430    441929999    441891470    441852373    441813730    441773314    441732658    441690914    441649985
442020665    441980422    441929981    441891462    441852365    441813714    441773306    441732641    441690906    441649969
442020657    441980414    441929973    441891454    441852357    441813698    441773298    441732633    441690898    441649951
442020632    441980406    441929940    441891439    441852340    441813672    441773272    441732625    441690880    441649944
442020624    441980398    441929932    441891421    441852324    441813664    441773256    441732617    441690872    441649936
442020608    441980372    441929924    441891413    441852316    441813656    441773249    441732609    441690864    441649928
442020590    441980364    441929916    441891389    441852308    441813615    441773231    441732583    441690849    441649910
442020582    441980356    441929908    441891371    441852282    441813599    441773223    441732559    441690815    441649902
442020574    441980349    441929890    441891363    441852274    441813581    441773199    441732542    441690807    441649894
442020558    441980331    441929882    441891355    441852266    441813573    441773181    441732534    441690799    441649886
442020541    441980323    441929874    441891348    441852258    441813565    441773173    441732526    441690781    441649878
442020525    441980307    441929858    441891322    441852241    441813557    441773165    441732518    441690765    441649860
442020459    441980299    441929841    441891314    441852233    441813532    441773157    441732492    441690757    441649852
442020418    441980281    441929833    441891306    441852225    441813516    441773140    441732484    441690740    441649845
442020400    441980273    441929825    441891298    441852217    441813508    441773132    441732476    441690724    441649837
442020384    441980265    441929791    441891264    441852209    441813490    441773124    441732468    441690716    441649829
442020376    441980257    441929783    441891256    441852191    441813482    441773116    441732435    441690708    441649811
442020350    441980232    441929767    441891231    441852183    441813474    441773108    441732427    441690690    441649803
442020343    441980216    441929734    441891215    441852175    441813466    441773090    441732419    441690666    441649795
442020301    441980208    441929718    441891207    441852167    441813458    441773082    441732401    441690641    441649787
442020293    441980182    441929700    441891199    441852159    441813433    441773066    441732393    441690633    441649761
442020285    441980174    441929650    441891181    441852142    441813425    441773033    441732385    441690617    441649746
442020277    441980158    441929643    441891173    441852134    441813417    441773025    441732369    441690609    441649720
442020269    441980133    441929635    441891165    441852126    441813391    441773017    441732351    441690583    441649712
442020251    441980109    441929627    441891157    441852100    441813383    441772985    441732336    441690559    441649688
442020236    441980091    441929601    441891140    441852068    441813375    441772969    441732302    441690542    441649670
442020210    441980083    441929593    441891132    441852050    441813359    441772944    441732286    441690534    441649647
442020178    441980075    441929577    441891124    441852043    441813342    441772936    441732252    441690526    441649639
442020152    441980067    441929569    441891116    441852035    441813334    441772928    441732245    441690518    441649621
442020145    441980042    441929551    441891090    441852027    441813326    441772910    441732229    441690500    441649613
442020137    441980034    441929544    441891082    441852001    441813292    441772894    441732211    441690492    441649605
442020129    441980026    441929536    441891074    441851995    441813284    441772886    441732195    441690484    441649597
442020095    441980018    441929510    441891066    441851979    441813276    441772878    441732179    441690468    441649589
442020087    441980000    441929502    441891058    441851961    441813268    441772860    441732161    441690435    441649563
442020079    441979994    441929494    441891041    441851953    441813250    441772852    441732153    441690427    441649548
442020061    441979986    441929486    441891033    441851946    441813243    441772845    441732146    441690419    441649530
442020046    441979978    441929478    441891025    441851938    441813235    441772837    441732112    441690401    441649522
442020038    441979952    441929460    441891009    441851912    441813227    441772811    441732104    441690377    441649498

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441607728    441559358    441492105    441448388    424118420    423904952    423643667    423334754    422912246    422219477
441607710    441559341    441492097    441448354    424118412    423904895    423643592    423334671    422912238    422219345
441607678    441559333    441492089    441448339    424118321    423904721    423643550    423334655    422912097    422218495
441607660    441559325    441492063    441448321    424118297    423904689    423643485    423334572    422911834    422218479
441607652    441559317    441492055    441448297    424118263    423904622    423643378    423334549    422911800    422217943
441607611    441559291    441492030    441448289    424118230    423904598    423643212    423334465    422911701    422217554
441607595    441559283    441492022    441448271    424118107    423904564    423642909    423334374    422911636    422217513
441607587    441559275    441492014    441448263    424117935    423904176    423642891    423334259    422910968    422217448
441607579    441559267    441492006    441448255    424117919    423903848    423642784    423334200    422910646    422217414
441607561    441559259    441491990    441448248    424117877    423903459    423642669    423334135    422910034    422217240
441607553    441559242    441491982    441448206    424117810    423903426    423642529    423333822    422909754    422216440
441607538    441559234    441491974    441448180    424117679    423903285    423642370    423333798    422909697    422215749
441607520    441559226    441491966    441448172    424117547    423903202    423642263    423333699    422909473    422215152
441607512    441559218    441491941    441448156    424117240    423903186    423642255    423333426    422909010    422214775
441607504    441559200    441491933    441448131    424117133    423902964    423642230    423333343    422908855    422214759
441607496    441559192    441491925    441448123    424117125    423902832    423641711    423333335    422908848    422214361
441607488    441557881    441491917    441448115    424117034    423902477    423641281    423333228    422908640    422213496
441607454    441556966    441491883    441448057    424116978    423902170    423641216    423333210    422908111    422212936
441607447    441556677    441491875    441448040    424116911    423902063    423641174    423332980    422908087    422212647
441607439    441555109    441491867    441448008    424116812    423902055    423641125    423332956    422908053    422212209
441607421    441554078    441491859    441447992    424116788    423901768    423641109    423332949    422907923    422211979
441607413    441553831    441491834    441447984    424116721    423901651    423641042    423332725    422907816    422211870
441607405    441552478    441491800    441447968    424116689    423901628    423640838    423332402    422907642    422211797
441607397    441551900    441491792    441447935    424116416    423901610    423640275    423332378    422906990    422211755
441607389    441551892    441491784    441447927    424116366    423901594    423640218    423331941    422906669    422211623
441607371    441551884    441491743    441447919    424116325    423901560    423640036    423331826    422906347    422211433
441607363    441551850    441491735    441447901    424116291    423901495    423640010    423331636    422906271    422211342
441607355    441551843    441491727    441447851    424116275    423901479    423639855    423331586    422905794    422211318
441607322    441551835    441491701    441447844    424116234    423901370    423639715    423331545    422905489    422211110
441607314    441551827    441491693    441447836    424116200    423901362    423639301    423331354    422905463    422210799
441607306    441551801    441491685    441447802    424116176    423901248    423639194    423331263    422905125    422210385
441607298    441551785    441491677    441447794    424116150    423901131    423639095    423331156    422905075    422209791
441607272    441551769    441491651    441447786    424116101    423901123    423639038    423331107    422904532    422209759
441607264    441551751    441491636    441447760    424116002    423900992    423639020    423331008    422904243    422209593
441607249    441551744    441491628    441447752    424115640    423900844    423638733    423330976    422904177    422209080
441607231    441551728    441491602    441447745    424115616    423900786    423638576    423330570    422903880    422208850
441607223    441551710    441491594    441447737    424115558    423900745    423638568    423330315    422903732    422208777
441607215    441551702    441491578    441447711    424115541    423900612    423638550    423330232    422903476    422208504
441607207    441551694    441491560    441447687    424115517    423900547    423638410    423330216    422903419    422208116
441607199    441551686    441491552    441447661    424115400    423900430    423638394    423329929    422903294    422207910
441607181    441551678    441491545    441447646    424115384    423900299    423638352    423329614    422903138    422206938
441607157    441551660    441491529    441447620    424115301    423900216    423638287    423329598    422902882    422206706
441607140    441551652    441491511    441447612    424115194    423900133    423638139    423329432    422902874    422206300
441607132    441551645    441491503    441447562    424115129    423899996    423638006    423329390    422902809    422206177
441607116    441551611    441491495    441447554    424115087    423899830    423637875    423329184    422902437    422206169
441607108    441551603    441491479    441447547    424114940    423899806    423637644    423329168    422901777    422205815
441607082    441551587    441491461    441447521    424114932    423899632    423637636    423329127    422901264    422205039
441607074    441551553    441491453    441447513    424114882    423899616    423637511    423328855    422901173    422204982
441607066    441551546    441491446    441447505    424114775    423899418    423637487    423328780    422900753    422204834
441607058    441551538    441491438    441447497    424114767    423899384    423637362    423328764    422900399    422203471
441607041    441551512    441491420    441447463    424114684    423899343    423637289    423328723    422900290    422202986
441607025    441551504    441491412    441447448    424114536    423899277    423637214    423328657    422900159    422202895
441607017    441551488    441491396    441447430    424114361    423899210    423637149    423328566    422899930    422202382
441607009    441551470    441491388    441447422    424114247    423899186    423637024    423328228    422899906    422202051
441606993    441551447    441491354    441447414    424114130    423899103    423636976    423328178    422899856    422201731
441606977    441551413    441491339    441447380    424114072    423898972    423636877    423328103    422899674    422201574
441606969    441551405    441491321    441447372    424114049    423898832    423636737    423327931    422899591    422201095
441606951    441551397    441491313    441447356    424114031    423898808    423636562    423327881    422899435    422200865
441606944    441551389    441491305    441447323    424113892    423898774    423636463    423327659    422898809    422200758
441606936    441551371    441491297    441447315    424113876    423898584    423636141    423327428    422898163    422200550
441606902    441551355    441491271    441447307    424113686    423898543    423636091    423327113    422898080    422200147
441606894    441551348    441491263    441447299    424113561    423898485    423636018    423326941    422897736    422199877
441606886    441551330    441491248    441447281    424113538    423898279    423635895    423326735    422897025    422198549
441606878    441551322    441491230    441447273    424113512    423898006    423635853    423326685    422896803    422197863
441606845    441551314    441491206    441447240    424113504    423897552    423635820    423326651    422896605    422197673
441606837    441551306    441491198    441447232    424113447    423897545    423635804    423326412    422896282    422197434
441606811    441551272    441491180    441447224    424113348    423897487    423635754    423326321    422896076    422197129
441606795    441551256    441491172    441447216    424113223    423897412    423635747    423326222    422895821    422196998
441606779    441551249    441491149    441447208    424113207    423897404    423635614    423325992    422895607    422196550
441606761    441551215    441490554    441447190    424113132    423897354    423635358    423325851    422895425    422196147
441606753    441551207    441490547    441447182    424113116    423897321    423635333    423325786    422894998    422195958
441606746    441551199    441490539    441447174    424112902    423897297    423635309    423325711    422894907    422195644
441606738    441551181    441490521    441447158    424112738    423897214    423635267    423325539    422894154    422195586


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442019972    441979945    441929452    441890985    441851904    441813219    441772803    441732096    441690369    441649464
442019964    441979937    441929411    441890977    441851888    441813201    441772795    441732088    441690344    441649449
442019931    441979911    441929403    441890969    441851870    441813193    441772761    441732062    441690336    441649423
442019923    441979879    441929395    441890944    441851862    441813185    441772753    441732054    441690328    441649407
442019915    441979853    441929387    441890936    441851854    441813177    441772746    441732047    441690310    441649399
442019907    441979846    441929379    441890928    441851847    441813151    441772738    441732039    441690286    441649381
442019857    441979838    441929361    441890910    441851839    441813144    441772712    441732021    441690260    441649365
442019840    441979820    441929353    441890894    441851821    441813136    441772704    441732013    441690252    441649357
442019832    441979788    441929346    441890886    441851813    441813128    441772688    441731999    441690237    441649340
442019824    441979762    441929312    441890878    441851805    441813110    441772662    441731973    441690229    441649332
442019816    441979754    441929304    441890860    441851797    441813102    441772654    441731965    441690203    441649324
442019790    441979739    441929296    441890852    441851771    441813094    441772647    441731957    441690195    441649316
442019774    441979721    441929288    441890837    441851763    441813086    441772639    441731932    441690187    441649290
442019766    441979697    441929270    441890829    441851755    441813060    441772621    441731924    441690179    441649282
442019758    441979689    441929247    441890803    441851748    441813052    441772605    441731916    441690161    441649274
442019691    441979671    441929239    441890795    441851730    441813045    441772209    441731908    441690153    441649258
442019683    441979663    441929221    441890787    441851722    441813011    441772183    441731890    441690146    441649233
442019675    441979655    441929213    441890779    441851714    441813003    441772175    441731882    441690120    441649225
442019667    441979630    441929205    441890761    441851706    441812955    441772167    441731734    441690104    441649217
442019634    441979622    441929197    441890753    441851698    441812948    441772134    441731726    441690088    441649209
442019600    441979614    441929171    441890746    441851672    441812922    441772126    441731718    441690062    441649191
442019527    441979606    441929163    441890738    441851664    441812914    441772118    441731692    441690054    441649183
442019519    441979580    441929155    441890720    441851656    441812906    441772100    441731650    441690013    441649134
442019501    441979564    441929148    441890704    441851649    441812880    441772092    441731643    441690005    441649126
442019477    441979556    441929122    441890696    441851631    441812856    441772076    441731635    441689999    441649118
442019469    441979549    441929106    441890688    441851607    441812831    441772068    441731627    441689981    441649100
442019436    441979531    441929098    441890670    441851557    441812823    441772050    441731619    441689965    441649092
442019428    441979515    441929080    441890662    441851524    441812799    441772035    441731593    441689940    441649084
442019378    441979507    441929064    441890654    441851516    441812781    441772027    441731585    441689924    441649076
442019360    441979499    441929049    441890639    441851508    441812773    441772019    441731577    441689916    441649050
442019352    441979481    441929031    441890571    441851482    441812757    441772001    441731569    441689908    441649043
442019337    441979432    441929015    441890555    441851474    441812740    441771995    441731551    441689890    441649035
442019329    441979408    441929007    441890548    441851466    441812732    441771987    441731544    441689882    441649027
442019287    441979374    441928991    441890522    441851441    441812724    441771979    441731510    441689874    441649019
442019279    441979366    441928983    441890514    441851433    441812716    441771961    441731502    441689866    441648987
442019253    441979341    441928975    441890506    441851425    441812708    441771953    441731494    441689858    441648979
442019246    441979333    441928967    441890498    441851417    441812690    441771946    441731486    441689841    441648961
442019238    441979325    441928959    441890480    441851409    441812674    441771938    441731361    441689833    441648953
442019220    441979317    441928926    441890472    441851391    441812666    441771920    441731353    441689825    441648946
442019188    441979309    441928918    441890464    441851383    441812641    441771854    441731346    441689809    441648938
442019170    441979291    441928900    441890456    441851375    441812633    441771847    441731320    441689791    441648912
442019139    441979283    441928892    441890449    441851367    441812625    441771839    441731312    441689775    441648904
442019105    441979275    441928660    441890431    441851359    441812617    441771805    441731288    441689767    441648888
442019097    441979267    441928637    441890423    441851342    441812591    441771789    441731270    441689759    441648870
442019089    441979259    441928629    441890407    441851326    441812575    441771771    441731262    441689742    441648854
442019071    441979234    441928611    441890399    441851318    441812567    441771755    441731254    441689734    441648847
442019063    441979200    441928603    441890381    441851300    441812559    441771748    441731239    441689726    441648813
442019048    441979192    441928595    441890373    441851292    441812526    441771730    441731197    441689718    441648805
442019022    441979184    441928579    441890365    441851284    441812518    441771722    441731189    441689692    441648797
442019006    441979176    441928561    441890357    441851268    441812500    441771714    441731171    441689676    441648789
442018990    441979143    441928553    441890340    441851250    441812492    441771706    441731163    441689668    441648771
442018974    441979135    441928538    441890332    441851243    441812484    441771698    441731155    441689650    441648763
442018958    441979127    441928520    441890324    441851235    441812476    441771680    441731148    441689643    441648755
442018941    441979101    441928504    441890316    441851227    441812468    441771672    441731130    441689635    441648722
442018933    441979093    441928496    441890308    441851219    441812450    441771664    441731114    441689627    441648714
442018925    441979069    441928470    441890290    441851201    441812443    441771649    441731106    441689601    441648706
442018917    441979051    441928447    441890282    441851193    441812435    441771623    441731080    441689593    441648698
442018891    441979028    441928421    441890266    441851185    441812419    441771615    441731072    441689585    441648680
442018875    441979002    441928413    441890258    441851177    441812401    441771599    441731064    441689577    441648656
442018859    441978970    441928405    441890241    441851169    441812393    441771581    441731056    441689551    441648649
442018842    441978962    441928397    441890233    441851151    441812385    441771573    441731049    441689544    441648623
442018834    441978954    441928389    441890118    441851144    441812377    441771565    441731023    441689536    441648607
442018826    441978947    441928371    441890100    441851136    441812369    441771557    441731015    441689502    441648599
442018818    441978939    441928348    441890092    441851128    441812344    441771540    441731007    441689494    441648581
442018800    441978921    441928322    441890084    441851110    441812336    441771532    441730991    441689486    441648573
442018792    441978913    441928314    441890076    441851102    441812310    441771524    441730983    441689478    441648565
442018776    441978905    441928298    441890068    441851094    441812302    441771516    441730934    441689452    441648540
442018768    441978889    441928256    441890043    441851086    441812294    441771508    441730926    441689429    441648532
442018750    441978871    441928249    441890035    441851078    441812286    441771482    441730900    441689411    441648516
442018743    441978863    441928223    441890027    441851060    441812260    441771474    441730892    441689403    441648508
442018735    441978855    441928207    441890001    441851052    441812252    441771458    441730876    441689395    441648474
442018727    441978848    441928199    441889995    441851037    441812245    441771441    441730868    441689387    441648441
442018719    441978830    441928181    441889987    441851029    441812211    441771433    441730850    441689379    441648409

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441606720    441551173    441490513    441447141    424112688    423897180    423634997    423325125    422894063    422195024
441606704    441551165    441490497    441447133    424112613    423897032    423634971    423324912    422893347    422194589
441606696    441551157    441490489    441447117    424112605    423896901    423634914    423324763    422892604    422194399
441606688    441551140    441490471    441447109    424112571    423896844    423634898    423324748    422892521    422194217
441606662    441551132    441490463    441447067    424112563    423896794    423634609    423324623    422892430    422193383
441606654    441551124    441490455    441447059    424112548    423896737    423634534    423324615    422891937    422191155
441606639    441551116    441490448    441447042    424112498    423896646    423634526    423324524    422891630    422190900
441606621    441551108    441490430    441447034    424112480    423896588    423634518    423324466    422891440    422190884
441606613    441551074    441490422    441447026    424112381    423896380    423634476    423324409    422890889    422190587
441606605    441551066    441490414    441447018    424112274    423896349    423634450    423324102    422890616    422188706
441606597    441551058    441490406    441447000    424112183    423896281    423634419    423323971    422890608    422187831
441606589    441551041    441490398    441446986    424112118    423896059    423634336    423323922    422890384    422187732
441606563    441551025    441490372    441446978    424111995    423895929    423634153    423323708    422890053    422187674
441606555    441551017    441490356    441446960    424111870    423895861    423634104    423323575    422890020    422187229
441606530    441551009    441490323    441446952    424111862    423895796    423634047    423323450    422889824    422187146
441606522    441550993    441490299    441446945    424111854    423895770    423634021    423323229    422889659    422187021
441606480    441550969    441490273    441446911    424111813    423895630    423633957    423323146    422889519    422186833
441606472    441550936    441490265    441446903    424111797    423895580    423633882    423322981    422889451    422186775
441606456    441550910    441490257    441446895    424111789    423895465    423633767    423322924    422889402    422186676
441606449    441550902    441490240    441446887    424111540    423895325    423633742    423322841    422889170    422186619
441606415    441550894    441490232    441446879    424111466    423895093    423633668    423322833    422889071    422186601
441606399    441550878    441490216    441446861    424111433    423894880    423633478    423322759    422889014    422186221
441606373    441550860    441490208    441446853    424111425    423894815    423633353    423322585    422888842    422185603
441606365    441550852    441490141    441446846    424111375    423894658    423633296    423322312    422888552    422185181
441606357    441550837    441490133    441446838    424111284    423894484    423632835    423322254    422888362    422184945
441606340    441550829    441490125    441446820    424111193    423894476    423632678    423322197    422888222    422184911
441606332    441550811    441490117    441446812    424111094    423894435    423632413    423322098    422887604    422184549
441606324    441550803    441490091    441446804    424111003    423894393    423632215    423322007    422887307    422182535
441606316    441550795    441490083    441446796    424110997    423894286    423632173    423321850    422887091    422182527
441606308    441550779    441490075    441446788    424110781    423893965    423632140    423321843    422886929    422182477
441606282    441550761    441490042    441446770    424110740    423893767    423632074    423321769    422886606    422181941
441606266    441550753    441490000    441446747    424110682    423893601    423631878    423321702    422886473    422181669
441606225    441550746    441489770    441446739    424110674    423893502    423631712    423321447    422886440    422181545
441606183    441550738    441489754    441446721    424110641    423893460    423631662    423321413    422885541    422181537
441606159    441550720    441489747    441446713    424110617    423893361    423631621    423321330    422885525    422181511
441606142    441550712    441489739    441446705    424110559    423893262    423631373    423321249    422885400    422181503
441606126    441550555    441489721    441446697    424110542    423893197    423631357    423320811    422884791    422181073
441606118    441550449    441489713    441446689    424110484    423892926    423631068    423320787    422884411    422181008
441606100    441549367    441489705    441446671    424110468    423892835    423630946    423320720    422884338    422180869
441606092    441548708    441489689    441446663    424110427    423892678    423630805    423320662    422884148    422180489
441606084    441548500    441489671    441446655    424110229    423892645    423630789    423320613    422883827    422180232
441606035    441548336    441489655    441446648    424110203    423892579    423630748    423320423    422883447    422180109
441606027    441548179    441489622    441446630    424110179    423892355    423630714    423320316    422883272    422180026
441606019    441547866    441489606    441446622    424110104    423892140    423630532    423320258    422883215    422179887
441606001    441547395    441489598    441446614    424110039    423892025    423630508    423320191    422883124    422179622
441605987    441545134    441489556    441446606    424110013    423891852    423630425    423320100    422882696    422179416
441605961    441544210    441489549    441446598    424109726    423891837    423630300    423319995    422882365    422178608
441605920    441543642    441489531    441446580    424109585    423891720    423630185    423319755    422882332    422177964
441605912    441543634    441489515    441446564    424109338    423891662    423630177    423319565    422882183    422177253
441605904    441543626    441489507    441446556    424109270    423891613    423630169    423319557    422881888    422177204
441605888    441543600    441489473    441446531    424109072    423891498    423630078    423319524    422881664    422177014
441605870    441543592    441489465    441446523    424109023    423891175    423629898    423319508    422881359    422175109
441605862    441543584    441489424    441446515    424108876    423891092    423629831    423319383    422881342    422174748
441605854    441543576    441489416    441446499    424108777    423890946    423629757    423319318    422881235    422174706
441605821    441543568    441489408    441446481    424108645    423890912    423629633    423318799    422880807    422174375
441605813    441543550    441489390    441446473    424108611    423890870    423629575    423318716    422880641    422174284
441605789    441543543    441489366    441446465    424108553    423890813    423629435    423318518    422880518    422173997
441605771    441543535    441489358    441446457    424108496    423890789    423629294    423318484    422880310    422173435
441605763    441543527    441489341    441446440    424108413    423890748    423629153    423318393    422880120    422173286
441605730    441543519    441489333    441446432    424108322    423890599    423628999    423318336    422880005    422173260
441605722    441543493    441489283    441446416    424108272    423890524    423628882    423318328    422879650    422172767
441605714    441543477    441489275    441446408    424108132    423890482    423628718    423318229    422879346    422172551
441605706    441543469    441489267    441446390    424108108    423890102    423628635    423318146    422879007    422172221
441605672    441543444    441489259    441446382    424108066    423889930    423628445    423318112    422878918    422172148
441605664    441543428    441489242    441446333    424108025    423889922    423628429    423317999    422878793    422171512
441605631    441543394    441489234    441446325    424108017    423889864    423628403    423317973    422878587    422169961
441605615    441543360    441489200    441446309    424107803    423889757    423628387    423317924    422878470    422169904
441605607    441543352    441489192    441446291    424107795    423889716    423628270    423317833    422877738    422169664
441605599    441543345    441489184    441446275    424107654    423889641    423628122    423317486    422877316    422169144
441605565    441543337    441489176    441446267    424107639    423889575    423627629    423317296    422877027    422168815
441605557    441543329    441489150    441446259    424107514    423889385    423627512    423317262    422876979    422168732
441605540    441543303    441489143    441446234    424107431    423889328    423627421    423317254    422876557    422168377
441605532    441543295    441489119    441446218    424107316    423889302    423627181    423316900    422876219    422167189


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442018693    441978822    441928173    441889979    441851011    441812195    441771425    441730843    441689353    441648383
442018685    441978814    441928165    441889961    441851003    441812187    441771417    441730835    441689346    441648375
442018651    441978806    441928157    441889953    441850997    441812161    441771409    441730801    441689338    441648359
442018644    441978798    441928140    441889946    441850989    441812153    441771391    441730769    441689320    441648342
442018636    441978780    441928132    441889938    441850971    441812146    441771383    441730728    441689312    441648326
442018610    441978772    441928124    441889904    441850963    441812138    441771375    441730710    441689296    441648300
442018602    441978764    441928116    441889896    441850955    441812120    441771342    441730702    441689288    441648292
442018578    441978756    441928108    441889870    441850922    441812112    441771334    441730686    441689270    441648284
442018552    441978749    441928090    441889862    441850914    441812088    441771292    441730678    441689262    441648276
442018545    441978731    441928066    441889854    441850898    441812070    441771284    441730645    441689254    441648268
442018529    441978715    441928058    441889839    441850880    441812062    441771276    441730637    441689247    441648250
442018503    441978707    441928033    441889821    441850872    441812054    441771268    441730629    441689213    441648235
442018487    441978681    441928025    441889813    441850864    441812047    441771243    441730611    441689197    441648227
442018479    441978665    441928017    441889805    441850856    441812039    441771235    441730603    441689171    441648193
442018461    441978657    441928009    441889797    441850849    441812021    441771227    441730595    441689163    441648185
442018453    441978632    441927993    441889771    441850831    441812013    441771201    441730587    441689155    441648177
442018438    441978608    441927977    441889763    441850823    441812005    441771185    441730579    441689148    441648151
442018412    441978590    441927969    441889755    441850807    441811999    441771177    441730553    441689130    441648144
442018404    441978582    441927951    441889748    441850799    441811981    441771169    441730546    441689122    441648128
442018370    441978574    441927852    441889730    441850781    441811973    441771151    441730520    441689114    441648102
442018354    441978558    441927837    441889722    441850773    441811965    441771144    441730512    441689106    441648094
442018347    441978541    441927829    441889714    441850765    441811940    441771102    441730504    441689080    441648086
442018321    441978533    441927811    441889706    441850757    441811932    441771094    441730488    441689072    441648078
442018305    441978517    441927803    441889698    441850732    441811924    441771078    441730470    441689064    441648060
442018297    441978483    441927787    441889680    441850724    441811916    441771060    441730462    441689056    441648052
442018271    441978475    441927779    441889672    441850716    441811890    441771037    441730454    441689049    441648045
442018263    441978467    441927753    441889664    441850708    441811866    441771011    441730447    441689015    441648029
442018255    441978459    441927720    441889623    441850690    441811858    441771003    441730439    441688991    441648011
442018222    441978442    441927696    441889607    441850682    441811841    441770997    441730421    441688959    441648003
442018214    441978434    441927688    441889599    441850674    441811833    441770989    441730405    441688934    441647997
442018206    441978426    441927670    441889573    441850666    441811825    441770971    441730389    441688926    441647963
442018198    441978418    441927662    441889565    441850658    441811817    441770955    441730363    441688918    441647955
442018180    441978400    441927654    441889557    441850641    441811791    441770948    441730355    441688892    441647948
442018172    441978392    441927639    441889540    441850633    441811783    441770930    441730348    441688868    441647922
442018164    441978384    441927621    441889532    441850625    441811742    441770922    441730330    441688850    441647914
442018149    441978376    441927613    441889524    441850617    441811726    441770914    441730322    441688843    441647898
442018123    441978368    441927605    441889516    441850609    441811718    441770906    441730314    441688827    441647880
442018115    441978350    441927571    441889490    441850575    441811692    441770872    441730306    441688819    441647856
442018057    441978335    441927555    441889391    441850542    441811676    441770856    441730298    441688793    441647831
442018040    441978293    441927530    441889383    441850534    441811668    441770849    441730272    441688777    441647823
442018024    441978285    441927522    441889375    441850518    441811650    441770823    441730264    441688744    441647807
442017992    441978277    441927514    441889367    441850492    441811635    441770815    441730256    441688736    441647799
442017976    441978269    441927498    441889359    441850484    441811627    441770799    441730249    441688728    441647765
442017950    441978251    441927464    441889334    441850476    441811601    441770781    441730231    441688702    441647757
442017919    441978236    441927456    441889326    441850450    441811593    441770765    441730223    441688694    441647732
442017901    441978210    441927449    441889318    441850443    441811585    441770757    441730215    441688686    441647716
442017893    441978186    441927431    441889300    441850427    441811577    441770740    441730207    441688678    441647708
442017885    441978178    441927423    441889284    441850401    441811569    441770732    441730199    441688652    441647690
442017869    441978152    441927415    441889276    441850393    441811536    441770724    441730165    441688629    441647682
442017851    441978145    441927407    441889235    441850377    441811528    441770708    441730132    441688611    441647674
442017844    441978137    441927399    441889227    441850369    441811502    441770690    441730124    441688603    441647666
442017828    441978111    441927381    441889219    441850351    441811486    441770682    441730116    441688595    441647658
442017810    441978103    441927373    441889201    441850336    441811478    441770674    441730108    441688579    441647641
442017802    441978095    441927357    441889193    441850328    441811460    441770658    441730090    441688553    441647633
442017786    441978087    441927340    441889185    441850310    441811452    441770633    441730082    441688546    441647625
442017778    441978079    441927332    441889169    441850302    441811445    441770617    441730074    441688538    441647617
442017760    441978061    441927316    441889151    441850294    441811437    441770591    441730066    441688520    441647609
442017752    441978053    441927308    441889136    441850286    441811429    441770567    441730058    441688512    441647591
442017745    441978046    441927290    441889102    441850278    441811387    441770500    441730033    441688504    441647583
442017737    441978038    441927282    441889086    441850252    441811353    441770492    441730025    441688496    441647575
442017729    441978020    441927274    441889078    441850245    441811338    441770484    441730017    441688488    441647567
442017711    441978004    441927258    441889060    441850237    441811320    441770468    441729993    441688470    441647542
442017703    441977998    441927241    441889052    441850229    441811312    441770443    441729977    441688447    441647534
442017695    441977980    441927233    441889045    441850211    441811296    441770435    441729969    441688439    441647526
442017687    441977964    441927225    441889037    441850203    441811288    441770427    441729951    441688421    441647500
442017653    441977923    441927209    441889029    441850195    441811270    441770419    441729944    441688405    441647484
442017646    441977915    441927191    441889011    441850187    441811262    441770401    441729936    441688397    441647476
442017638    441977907    441927183    441889003    441850179    441811254    441770393    441729910    441688389    441647468
442017620    441977881    441927175    441888989    441850161    441811221    441770385    441729902    441688363    441647450
442017612    441977873    441927167    441888971    441850153    441811205    441770377    441729894    441688348    441647443
442017604    441977865    441927159    441888963    441850146    441811171    441770351    441729886    441688330    441647435
442017596    441977857    441927142    441888955    441850138    441811155    441770336    441729878    441688322    441647419
442017570    441977816    441927134    441888948    441850120    441811148    441770328    441729860    441688306    441647401

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441605516    441543287    441489101    441446200    424107282    423889237    423627173    423316553    422875831    422166801
441605490    441543279    441489093    441446192    424107183    423889203    423627124    423316447    422875575    422166348
441605482    441543246    441489085    441446127    424107175    423889187    423627090    423316355    422875237    422165506
441605474    441543220    441489077    441446119    424107050    423889112    423627033    423315944    422875229    422165407
441605466    441543188    441489051    441446101    424107019    423888791    423626985    423315811    422875161    422165324
441605458    441543162    441489044    441446093    424106938    423888767    423626795    423315803    422874115    422165001
441605441    441543154    441489036    441446085    424106904    423888742    423626738    423315670    422873679    422164871
441605433    441543147    441489028    441446077    424106755    423888668    423626670    423315456    422873612    422164541
441605425    441543121    441489010    441446069    424106664    423888619    423626589    423315431    422873554    422164228
441605417    441543113    441489002    441446044    424106656    423888569    423626530    423315316    422873372    422163626
441605409    441543105    441488996    441446028    424106649    423888544    423626431    423315183    422873323    422163493
441605391    441543097    441488988    441446010    424106599    423888528    423626076    423315175    422873125    422162941
441605383    441543089    441488970    441445996    424106474    423888460    423625995    423314640    422872945    422161968
441605375    441543055    441488962    441445988    424106417    423888379    423625987    423314558    422872911    422161752
441605367    441543048    441488947    441445970    424106284    423888361    423625888    423314525    422872804    422160432
441605359    441543022    441488921    441445939    424106201    423888254    423625862    423314228    422872762    422160424
441605342    441543006    441488913    441445913    424106086    423888189    423625797    423314087    422872366    422160051
441605334    441542990    441488897    441445905    424105823    423888171    423625672    423314079    422872358    422159905
441605326    441542974    441488889    441445897    424105740    423887942    423625367    423314053    422872291    422158782
441605318    441542941    441488871    441445889    424105591    423887934    423625250    423314020    422871970    422157313
441605292    441542909    441488863    441445871    424105542    423887884    423625219    423313949    422871848    422157131
441605284    441542883    441488855    441445863    424105344    423887876    423625045    423313857    422871640    422156851
441605276    441542875    441488848    441445848    424105203    423887801    423624972    423313675    422871285    422156083
441605268    441542867    441488830    441445830    424105062    423887793    423624873    423313626    422871004    422155721
441605250    441542834    441488822    441445822    424105005    423887710    423624808    423313527    422870980    422155556
441605243    441542826    441488806    441445798    424104990    423887595    423624451    423313493    422870972    422155390
441605235    441542818    441488798    441445772    424104941    423887579    423624444    423313485    422870634    422155309
441605219    441542800    441488780    441445756    424104925    423887470    423624378    423313402    422870519    422155192
441604840    441542792    441488772    441445731    424104859    423887314    423624261    423313238    422870105    422154880
441604824    441542784    441488764    441445228    424104818    423887249    423624246    423313030    422869263    422154450
441604782    441542776    441488756    441445178    424104487    423887173    423624196    423312941    422868927    422154344
441604758    441542768    441488749    441445160    424104479    423887157    423624154    423312891    422868885    422154013
441604741    441542743    441488731    441445137    424104206    423887124    423624022    423312602    422868794    422153957
441604725    441542735    441488723    441445053    424104172    423887058    423623925    423312594    422868711    422153353
441604709    441542727    441488707    441445046    424104123    423887041    423623891    423312552    422868604    422152660
441604691    441542719    441488699    441445012    424104040    423886993    423623859    423312511    422868513    422152645
441604683    441542701    441488681    441445004    424103893    423886902    423623776    423312495    422867903    422152090
441604675    441542693    441488673    441444981    424103836    423886852    423623701    423312214    422867390    422151944
441604667    441542677    441488657    441444973    424103596    423886811    423623693    423312131    422867226    422151472
441604659    441542651    441488640    441444940    424103513    423886613    423623578    423311893    422867127    422151035
441604642    441542644    441488632    441444932    424103505    423886456    423623503    423311810    422866962    422150888
441604634    441542636    441488624    441444916    424103398    423886431    423623479    423311794    422866699    422150136
441604626    441542602    441488582    441444874    424103380    423886217    423623396    423311760    422866673    422149880
441604618    441542594    441488574    441444858    424103315    423886159    423623164    423311745    422866566    422149609
441604600    441542586    441488566    441444833    424103141    423886027    423623123    423311588    422866384    422149286
441604592    441542560    441488558    441444809    424103083    423885912    423623099    423311471    422866210    422148957
441604584    441542552    441488525    441444775    424102838    423885789    423623008    423311158    422866095    422148262
441604568    441542545    441488517    441444759    424102804    423885656    423622646    423310986    422866038    422148254
441604550    441542537    441488509    441444742    424102754    423885607    423622539    423310796    422865725    422147595
441604527    441542529    441488491    441444734    424102747    423885524    423622414    423310481    422865709    422147553
441604519    441542503    441488483    441444700    424102705    423885375    423622372    423310317    422865337    422147421
441604501    441542487    441488475    441444684    424102614    423885334    423622257    423310283    422865287    422146928
441604493    441542479    441488459    441444577    424102499    423885276    423622232    423310242    422865105    422146837
441604485    441542461    441488442    441444569    424102374    423885227    423622208    423310168    422864744    422146431
441604477    441542453    441488426    441444551    424102283    423885029    423621994    423310127    422864678    422146233
441604469    441542446    441488384    441444536    424102275    423884964    423621903    423310010    422864553    422146076
441604451    441542412    441488376    441444510    424102168    423884915    423621812    423310002    422864298    422146001
441604444    441542404    441488350    441444478    424102077    423884667    423621762    423309731    422863852    422145532
441604410    441542396    441488343    441444437    424102051    423884626    423621549    423309376    422863662    422145235
441604402    441542388    441488335    441444429    424101855    423884550    423621523    423309061    422863001    422145185
441604394    441542370    441488327    441444346    424101822    423884501    423621440    423309053    422861971    422144949
441604386    441542362    441488301    441444338    424101673    423884493    423621432    423309046    422861963    422144535
441604378    441542347    441488269    441444239    424101541    423884428    423621200    423309004    422861930    422144329
441604345    441542339    441488251    441444221    424101434    423884360    423621119    423308998    422861765    422143503
441604337    441542321    441488244    441444213    424101392    423884196    423621051    423308899    422861690    422143305
441604311    441542313    441488228    441444114    424101210    423884113    423620665    423308873    422861658    422143214
441604303    441542305    441488202    441444064    424101202    423884097    423620533    423308808    422861534    422143123
441604154    441542297    441488178    441444056    424101194    423883990    423620517    423308774    422861450    422142836
441604147    441542289    441488160    441444031    424101020    423883966    423620475    423308709    422861427    422142661
441604121    441542263    441488152    441444015    424100907    423883933    423620269    423308659    422861310    422139212
441604105    441542248    441488145    441443983    424100758    423883677    423620129    423308626    422860668    422138735
441604097    441542230    441488129    441443975    424100576    423883628    423620103    423308535    422860635    422138669
441604089    441542180    441488103    441443942    424100501    423883412    423620095    423308451    422860585    422138438


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442017562    441977808    441927126    441888922    441850112    441811114    441770310    441729845    441688298    441647393
442017521    441977790    441927118    441888914    441850104    441811072    441770302    441729837    441688272    441647369
442017513    441977774    441927100    441888906    441850096    441811064    441770294    441729811    441688256    441647351
442017497    441977766    441927092    441888898    441850088    441811049    441770286    441729803    441688249    441647344
442017489    441977758    441927084    441888880    441850070    441811031    441770260    441729795    441688231    441647328
442017471    441977741    441927068    441888872    441850062    441811023    441770252    441729779    441688181    441647302
442017463    441977733    441927050    441888864    441850047    441810983    441770245    441729761    441688173    441647278
442017455    441977725    441927043    441888849    441850021    441810975    441770237    441729753    441688140    441647252
442017430    441977709    441927035    441888831    441850013    441810868    441770229    441729738    441688132    441647245
442017422    441977691    441927027    441888823    441850005    441810835    441770211    441729720    441688090    441647237
442017406    441977683    441927019    441888815    441849973    441810819    441770203    441729704    441688082    441647229
442017380    441977675    441927001    441888807    441849965    441810801    441770187    441729696    441688074    441647211
442017364    441977667    441926987    441888781    441849957    441810793    441770179    441729688    441688066    441647203
442017356    441977642    441926953    441888773    441849940    441810785    441770161    441729670    441688033    441647195
442017349    441977634    441926946    441888765    441849932    441810769    441770146    441729662    441688017    441647187
442017331    441977626    441926938    441888757    441849924    441810751    441770138    441729647    441688009    441647161
442017323    441977618    441926920    441888740    441849916    441810736    441770120    441729621    441687993    441647153
442017307    441977600    441926904    441888732    441849908    441810728    441770112    441729613    441687985    441647146
442017281    441977592    441926896    441888724    441849890    441810678    441770104    441729605    441687977    441647138
442017273    441977584    441926888    441888716    441849874    441810660    441770096    441729597    441687951    441647120
442017265    441977576    441926870    441888708    441849866    441810652    441770088    441729571    441687944    441647112
442017257    441977568    441926862    441888682    441849858    441810645    441770070    441729563    441687936    441647096
442017240    441977550    441926847    441888666    441849833    441810611    441770054    441729555    441687928    441647070
442017216    441977543    441926839    441888658    441849817    441810603    441770047    441729530    441687910    441647062
442017208    441977527    441926813    441888641    441849809    441810595    441770039    441729522    441687886    441647054
442017190    441977519    441926797    441888625    441849791    441810579    441770021    441729514    441687878    441647047
442017182    441977501    441926789    441888609    441849775    441810546    441770013    441729506    441687860    441647013
442017174    441977493    441926771    441888591    441849759    441810538    441769999    441729480    441687852    441647005
442017158    441977477    441926763    441888575    441849734    441810520    441769981    441729472    441687829    441646999
442017141    441977451    441926755    441888567    441849726    441810504    441769973    441729464    441687803    441646981
442017125    441977444    441926748    441888559    441849718    441810496    441769965    441729449    441687795    441646973
442017117    441977436    441926730    441888542    441849692    441810488    441769957    441729431    441687787    441646940
442017109    441977428    441926722    441888534    441849684    441810470    441769932    441729423    441687779    441646924
442017075    441977410    441926714    441888526    441849676    441810462    441769924    441729415    441687761    441646916
442017067    441977394    441926706    441888518    441849668    441810454    441769916    441729399    441687746    441646908
442017059    441977378    441926698    441888500    441849650    441810439    441769908    441729381    441687738    441646890
442017042    441977352    441926672    441888484    441849627    441810421    441769882    441729373    441687720    441646882
442017034    441977345    441926664    441888476    441849619    441810397    441769874    441729357    441687712    441646866
442017000    441977329    441926656    441888450    441849601    441810371    441769841    441729340    441687704    441646858
442016994    441977311    441926649    441888443    441849593    441810363    441769833    441729332    441687688    441646841
442016978    441977303    441926631    441888435    441849585    441810033    441769825    441729324    441687670    441646833
442016952    441977295    441926623    441888427    441849544    441810025    441769817    441729316    441687613    441646825
442016945    441977287    441926615    441888419    441849536    441809993    441769791    441729308    441687605    441646817
442016937    441977253    441926599    441888393    441849528    441809985    441769783    441729290    441687597    441646809
442016929    441977246    441926581    441888385    441849510    441809951    441769775    441729282    441687589    441646791
442016911    441977220    441926573    441888377    441849486    441809944    441769767    441729258    441687571    441646783
442016903    441977212    441926565    441888369    441849478    441809936    441769742    441729241    441687555    441646775
442016895    441977204    441926557    441888351    441849452    441809928    441769718    441729209    441687530    441646478
442016887    441977196    441926540    441888344    441849445    441809902    441769692    441729191    441687522    441646411
442016861    441977188    441926532    441888310    441849411    441809886    441769684    441729175    441687498    441646403
442016820    441977170    441926524    441888302    441849403    441809860    441769676    441729167    441687472    441646361
442016788    441977162    441926516    441888278    441849395    441809852    441769668    441729142    441687456    441646270
442016770    441977154    441926490    441888252    441849387    441809845    441769650    441729134    441687449    441646239
442016762    441977147    441926474    441888245    441849379    441809837    441769643    441729118    441687423    441646213
442016754    441977139    441926441    441888229    441849353    441809829    441769635    441729076    441687415    441646171
442016747    441977121    441926425    441888195    441849346    441809811    441769601    441729019    441687407    441646155
442016739    441977105    441926409    441888179    441849338    441809803    441769593    441729001    441687399    441646130
442016713    441977097    441926391    441888146    441849312    441809795    441769585    441728995    441687381    441646114
442016705    441977071    441926375    441888138    441849304    441809787    441769577    441728979    441687373    441646106
442016697    441977063    441926342    441888120    441849296    441809779    441769569    441728961    441687365    441646080
442016671    441977055    441926334    441888104    441849288    441809761    441769551    441728946    441687282    441646072
442016663    441977048    441926326    441888096    441849270    441809738    441769544    441728920    441687274    441646064
442016622    441977014    441926300    441888088    441849262    441809704    441769536    441728912    441687266    441646056
442016614    441977006    441926292    441888070    441849247    441809696    441769528    441728896    441687258    441646049
442016598    441976990    441926284    441888054    441849221    441809688    441769494    441728870    441687233    441646031
442016580    441976982    441926276    441888021    441849205    441809654    441769486    441728862    441687225    441646023
442016515    441976941    441926268    441888005    441849197    441809647    441769460    441728847    441687217    441646015
442016499    441976917    441926243    441887999    441849189    441809639    441769452    441728813    441687191    441645991
442016416    441976909    441926227    441887973    441849171    441809605    441769437    441728805    441687183    441645983
442016408    441976891    441926219    441887965    441849163    441809597    441769429    441728789    441687175    441645975
442016390    441976883    441926201    441887957    441849155    441809589    441769395    441728771    441687167    441645967
442016382    441976875    441926193    441887940    441849148    441809548    441769387    441728755    441687159    441645942
442016366    441976867    441926177    441887932    441849130    441809522    441769379    441728748    441687142    441645934

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441604063    441542172    441488095    441443926    424100394    423883321    423619931    423308329    422859959    422137612
441604048    441542164    441488087    441443918    424100253    423883271    423619923    423308261    422859587    422136242
441604014    441540143    441488061    441443884    424100204    423883123    423619899    423308253    422859561    422136093
441604006    441539137    441488053    441443868    424100105    423883016    423619857    423308220    422859447    422136085
441603982    441539004    441488046    441443850    424100055    423882901    423619691    423308196    422858373    422135863
441603958    441538105    441488038    441443835    424099877    423882885    423619683    423308154    422858241    422135723
441603933    441537701    441488004    441443819    424099828    423882612    423619154    423307982    422858209    422134353
441603917    441537693    441487998    441443744    424099802    423882596    423618933    423307933    422858142    422134296
441603909    441537685    441487980    441443728    424099729    423882562    423618909    423307834    422858043    422133991
441603891    441537677    441487964    441443702    424099513    423882497    423618826    423307784    422857607    422133090
441603883    441537669    441487956    441443694    424099430    423882414    423618792    423307701    422856732    422132795
441603875    441537610    441487931    441443652    424099422    423882380    423618719    423307594    422856724    422132134
441603867    441537602    441487923    441443645    424099406    423882331    423618701    423307586    422856203    422131334
441603859    441537586    441487907    441443603    424099224    423882299    423618586    423307404    422856153    422131326
441603842    441537578    441487899    441443553    424099208    423881911    423618578    423307255    422855775    422131110
441603834    441537511    441487881    441443462    424099042    423881812    423618545    423306612    422855486    422131094
441603826    441537495    441487873    441443421    424098960    423881796    423618388    423306489    422855411    422130450
441603818    441537461    441487865    441443363    424098895    423881747    423618339    423306414    422855213    422130013
441603800    441537453    441487857    441443355    424098820    423881739    423618289    423306273    422854760    422129213
441603792    441537446    441487824    441443348    424098770    423881689    423618099    423306000    422854299    422128439
441603768    441537420    441487808    441443314    424098747    423881564    423617877    423305713    422854273    422128355
441603750    441537412    441487790    441443306    424098655    423881457    423617687    423305663    422853903    422128074
441603743    441537404    441487782    441443280    424098606    423881259    423617570    423305432    422853812    422127597
441603701    441537396    441487774    441443207    424098549    423881028    423617547    423305333    422853796    422127092
441603685    441537388    441487766    441443132    424098507    423881010    423617455    423305325    422853671    422127019
441603677    441537370    441487725    441443124    424098481    423881002    423617430    423305309    422853531    422126755
441603669    441537354    441487717    441443116    424098457    423880913    423617398    423305226    422853432    422126433
441603644    441537347    441487691    441443108    424098317    423880749    423617257    423305200    422853176    422126003
441603628    441537321    441487683    441443082    424098101    423880616    423617224    423305184    422852459    422125419
441603610    441537313    441487675    441443033    424098069    423880491    423617216    423305176    422852418    422125351
441603586    441537271    441487659    441443025    424097871    423880434    423617166    423305119    422852145    422125088
441603578    441537255    441487642    441443009    424097822    423880400    423616846    423305036    422852038    422123968
441603560    441537230    441487634    441442985    424097772    423880392    423616754    423304930    422851956    422123802
441603529    441537206    441487626    441442977    424097715    423880368    423616697    423304880    422851816    422122887
441603511    441537198    441487618    441442936    424097673    423880277    423616309    423304872    422851790    422122358
441603495    441537172    441487592    441442910    424097608    423880194    423616101    423304609    422851196    422121228
441603487    441537156    441487584    441442894    424097582    423880137    423615947    423304518    422850776    422121046
441603453    441537149    441487568    441442878    424097350    423879725    423615939    423304484    422850743    422120915
441603446    441537131    441487550    441442845    424097327    423879634    423615475    423304005    422850719    422120725
441603438    441537123    441487535    441442811    424097293    423879477    423615343    423303791    422850446    422120238
441603420    441537115    441487527    441442803    424097228    423879428    423615269    423303700    422850420    422119875
441603404    441537107    441487519    441442787    424097178    423879329    423615202    423303684    422850412    422118034
441603396    441537081    441487501    441442761    424097095    423879212    423615178    423303676    422850289    422117820
441603388    441537073    441487485    441442753    424096998    423879204    423615095    423303031    422850156    422117606
441603370    441537057    441487477    441442696    424096949    423879048    423615079    423303015    422849950    422117572
441603362    441537032    441487469    441442688    424096899    423879014    423615038    423302850    422849836    422117341
441603354    441537024    441487436    441442621    424096873    423878941    423614593    423302728    422849737    422115972
441603347    441536984    441487428    441442605    424096709    423878859    423613967    423302702    422849661    422115246
441603339    441536901    441487410    441442589    424096584    423878800    423613793    423302652    422849505    422114884
441603321    441536851    441487402    441442548    424096485    423878743    423613777    423302637    422849240    422114132
441603313    441536844    441487394    441442506    424096469    423878669    423613629    423302579    422848887    422114116
441603305    441536836    441487386    441442498    424096279    423878362    423613504    423302439    422848614    422113886
441603297    441536810    441487360    441442464    424096204    423878305    423613157    423302405    422848416    422113233
441603289    441536802    441487352    441442431    424096147    423878149    423613140    423302397    422848390    422113167
441603271    441536794    441487345    441442415    424096121    423878107    423613009    423302108    422848218    422113092
441603263    441536760    441487337    441442407    424096048    423877968    423612985    423302058    422848143    422112730
441603255    441536752    441487311    441442308    424095834    423877851    423612928    423301845    422847715    422112698
441603222    441536745    441487287    441442290    424095792    423877844    423612845    423301811    422847707    422112557
441603214    441536737    441487279    441442282    424095776    423877828    423612779    423301795    422847699    422112326
441603206    441536729    441487261    441442225    424095735    423877729    423612712    423301779    422847566    422112086
441603198    441536703    441487246    441442191    424095552    423877554    423612704    423301746    422847467    422111203
441603180    441536695    441487238    441442159    424095537    423877521    423612670    423301423    422847244    422110502
441603172    441536687    441487220    441442134    424095461    423877513    423612621    423301399    422847095    422109629
441603156    441536679    441487212    441442126    424095453    423877463    423612548    423301365    422846717    422108506
441603149    441536661    441487196    441442118    424095297    423877158    423612522    423301217    422846311    422108381
441603131    441536638    441487188    441442100    424095248    423876903    423612480    423301209    422846121    422108126
441603115    441536620    441487162    441442035    424095230    423876846    423612464    423301142    422845800    422107995
441603107    441536604    441487154    441441961    424095123    423876747    423612373    423300847    422845529    422107854
441603057    441536596    441487139    441441938    424095099    423876556    423612274    423300763    422845164    422107805
441603032    441536570    441487113    441441912    424095024    423876549    423612241    423300755    422845065    422107482
441603024    441536562    441487105    441441896    424094993    423876473    423612035    423300730    422845032    422107409
441603016    441536521    441487097    441441847    424094977    423876440    423612001    423300631    422844738    422106047
441603008    441536513    441487089    441441813    424094910    423876432    423611888    423300177    422844621    422105635


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442016341    441976859    441926169    441887924    441849122    441809506    441769361    441728730    441687126    441645926
442016325    441976842    441926151    441887908    441849114    441809498    441769353    441728722    441687118    441645918
442016317    441976792    441926136    441887890    441849106    441809480    441769346    441728714    441687076    441645884
442016309    441976776    441926128    441887882    441849098    441809472    441769338    441728672    441687068    441645876
442016283    441976768    441926110    441887874    441849064    441809464    441769320    441728664    441687050    441645850
442016267    441976750    441926102    441887858    441849056    441809456    441769312    441728656    441687035    441645843
442016259    441976727    441926094    441887841    441849031    441809449    441769304    441728631    441687027    441645827
442016234    441976719    441926086    441887833    441849023    441809431    441769296    441728623    441687001    441645819
442016226    441976701    441926060    441887817    441849007    441809423    441769270    441728615    441686995    441645801
442016200    441976693    441926052    441887791    441848991    441809407    441769254    441728607    441686987    441645793
442016192    441976677    441926045    441887783    441848975    441809399    441769247    441728599    441686979    441645777
442016168    441976644    441926003    441887775    441848959    441809381    441769221    441728581    441686961    441645702
442016150    441976628    441925997    441887767    441848934    441809365    441769213    441728573    441686953    441645686
442016143    441976610    441925989    441887759    441848926    441809357    441769205    441728565    441686946    441645652
442016135    441976594    441925971    441887742    441848918    441809324    441769189    441728557    441686938    441645645
442016127    441976586    441925955    441887718    441848892    441809316    441769171    441728524    441686920    441645629
442016101    441976578    441925948    441887684    441848884    441809308    441769163    441728516    441686912    441645611
442016093    441976560    441925930    441887676    441848876    441809290    441769148    441728490    441686904    441645603
442016077    441976552    441925914    441887668    441848801    441809282    441769130    441728482    441686888    441645579
442016069    441976537    441925906    441887650    441848785    441809274    441769114    441728466    441686862    441645553
442016051    441976529    441925898    441887643    441848769    441809258    441769106    441728458    441686854    441645546
442016044    441976511    441925880    441887635    441848751    441809241    441769080    441728425    441686847    441645538
442016036    441976495    441925864    441887627    441848744    441809209    441769072    441728417    441686839    441645512
442016010    441976487    441925831    441887619    441848736    441809191    441769064    441728391    441686821    441645504
442016002    441976461    441925823    441887502    441848728    441809175    441769049    441728375    441686813    441645496
442015996    441976453    441925815    441887494    441848710    441809167    441769031    441728334    441686805    441645454
442015939    441976446    441925807    441887486    441848702    441809142    441769023    441728318    441686797    441645439
442015921    441976438    441925799    441887478    441848694    441809118    441769015    441728300    441686789    441645413
442015913    441976412    441925781    441887460    441848686    441809100    441769007    441728292    441686763    441645405
442015905    441976404    441925773    441887452    441848652    441809092    441768991    441728284    441686755    441645363
442015889    441976396    441925765    441887445    441848645    441809084    441768983    441728268    441686748    441645355
442015871    441976388    441925757    441887437    441848637    441809076    441768975    441728250    441686730    441645348
442015848    441976370    441925732    441887429    441848611    441809050    441768967    441728235    441686722    441645330
442015830    441976362    441925724    441887411    441848603    441809035    441768942    441728219    441686706    441645322
442015822    441976354    441925716    441887403    441848595    441809001    441768926    441728201    441686680    441645314
442015814    441976347    441925708    441887395    441848579    441808995    441768892    441728193    441686672    441645306
442015798    441976339    441925690    441887387    441848561    441808979    441768876    441728185    441686649    441645298
442015780    441976321    441925674    441887379    441848553    441808961    441768868    441728169    441686623    441645272
442015756    441976313    441925625    441887361    441848546    441808953    441768850    441728128    441686615    441645249
442015749    441976305    441925617    441887353    441848538    441808938    441768843    441728110    441686607    441645231
442015731    441976297    441925609    441887312    441848520    441808920    441768819    441728102    441686599    441645223
442015707    441976271    441925591    441887304    441848504    441808912    441768801    441728094    441686573    441645215
442015699    441976263    441925583    441887296    441848496    441808904    441768793    441728086    441686565    441645199
442015673    441976255    441925575    441887288    441848488    441808896    441768785    441728060    441686557    441645181
442015657    441976230    441925559    441887254    441848470    441808888    441768777    441728052    441686540    441645165
442015624    441976222    441925534    441887221    441848462    441808862    441768751    441728037    441686532    441645157
442015616    441976206    441925526    441887213    441848447    441808847    441768744    441728011    441686516    441645140
442015608    441976198    441925518    441887197    441848413    441808839    441768736    441728003    441686508    441645132
442015590    441976180    441925500    441887189    441848405    441808821    441768710    441727997    441686490    441645124
442015582    441976172    441925492    441887171    441848397    441808813    441768702    441727971    441686474    441645116
442015574    441976164    441925484    441887163    441848389    441808771    441768694    441727963    441686458    441645108
442015566    441976156    441925476    441887148    441848371    441808755    441768686    441727955    441686433    441645090
442015558    441976149    441925443    441887122    441848363    441808748    441768678    441727930    441686425    441645058
442015541    441976131    441925435    441887114    441848355    441808730    441768660    441727922    441686417    441645041
442015533    441976123    441925427    441887106    441848348    441808722    441768645    441727914    441686391    441645033
442015525    441976107    441925419    441887098    441848322    441808714    441768637    441727906    441686383    441645017
442015509    441976081    441925401    441887080    441848314    441808706    441768629    441727898    441686375    441644978
442015491    441976073    441925393    441887072    441848306    441808698    441768595    441727880    441686367    441644960
442015483    441976065    441925385    441887064    441848298    441808680    441768538    441727872    441686359    441644952
442015475    441976057    441925377    441887015    441848280    441808672    441768520    441727864    441686342    441644945
442015459    441976040    441925351    441887007    441848272    441808664    441768512    441727849    441686334    441644911
442015442    441976032    441925344    441886991    441848264    441808656    441768496    441727831    441686326    441644903
442015434    441976016    441925336    441886983    441848249    441808649    441768488    441727823    441686318    441644887
442015426    441976008    441925328    441886975    441848231    441808623    441768470    441727815    441686292    441644879
442015418    441975992    441925310    441886942    441848223    441808615    441768462    441727807    441686284    441644846
442015400    441975984    441925302    441886934    441848215    441808599    441768454    441727799    441686268    441644812
442015384    441975976    441925294    441886926    441848207    441808573    441768447    441727781    441686250    441644804
442015376    441975968    441925286    441886918    441848199    441808565    441768421    441727773    441686235    441644796
442015368    441975950    441925278    441886900    441848181    441808557    441768405    441727757    441686227    441644770
442015350    441975935    441925252    441886892    441848165    441808540    441768397    441727724    441686219    441644762
442015343    441975927    441925245    441886884    441848157    441808532    441768389    441727716    441686193    441644754
442015335    441975919    441925237    441886868    441848132    441808516    441768371    441727690    441686177    441644739
442015319    441975901    441925229    441886850    441848124    441808508    441768363    441727682    441686169    441644721

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441602992    441536505    441487055    441441805    424094852    423876424    423611755    423300102    422844365    422104984
441602984    441536497    441487048    441441698    424094787    423876416    423611698    423300011    422844290    422104935
441602976    441536489    441487030    441441680    424094712    423876358    423611615    423299924    422844159    422104885
441602968    441536471    441487022    441441672    424094605    423876309    423611540    423299817    422843862    422104554
441602943    441536455    441487014    441441656    424094423    423876234    423611508    423299700    422843664    422104505
441602935    441536448    441487006    441441623    424094415    423876069    423611227    423299551    422843391    422104406
441602927    441536422    441486990    441441615    424094381    423875756    423611201    423299288    422843292    422103002
441602919    441536414    441486982    441441607    424094357    423875749    423611136    423299155    422842765    422102400
441602901    441536406    441486974    441441557    424094290    423875731    423611102    423299122    422842641    422102038
441602885    441536398    441486966    441441540    424094258    423875640    423611094    423298918    422842351    422101600
441602869    441536372    441486933    441441490    424094233    423875590    423611045    423298868    422842252    422100958
441602851    441536356    441486917    441441482    424094092    423875459    423611011    423298801    422841775    422100644
441602844    441536323    441486909    441441474    424094076    423875277    423610997    423298769    422841411    422100453
441602802    441536315    441486891    441441466    424094001    423875269    423610906    423298355    422841171    422099663
441602786    441536307    441486875    441441458    424093946    423875251    423610781    423298199    422841080    422099408
441602778    441536299    441486867    441441433    424093797    423875244    423610740    423298181    422840587    422097766
441602760    441536281    441486859    441441425    424093755    423875152    423610617    423298074    422840470    422097568
441602752    441536265    441486826    441441409    424093680    423875137    423610567    423298058    422838995    422097212
441602745    441536257    441486818    441441391    424093623    423875079    423610559    423297993    422838755    422096685
441602729    441536232    441486792    441441383    424093490    423875053    423610518    423297902    422838672    422096057
441602711    441536190    441486776    441441359    424093482    423875038    423610435    423297878    422838490    422095703
441602703    441535697    441486750    441441334    424093409    423874841    423610419    423297738    422838425    422095562
441602687    441535689    441486743    441441300    424093391    423874734    423610286    423297704    422838219    422095273
441602653    441535663    441486735    441441250    424093185    423874544    423610179    423297605    422837377    422095133
441602638    441535655    441486727    441441243    424093177    423874502    423609841    423297464    422837237    422094813
441602612    441535648    441486719    441441185    424093094    423874445    423609825    423297209    422837195    422094748
441602596    441535630    441486693    441440849    424093086    423874197    423609676    423297126    422837179    422094391
441602570    441535622    441486685    441440831    424092914    423873827    423609510    423297092    422837054    422093690
441602562    441535614    441486669    441440799    424092757    423873744    423609445    423297019    422836874    422093542
441602554    441535606    441486651    441440773    424092674    423873686    423609270    423296953    422836627    422093286
441602547    441535598    441486644    441440765    424092658    423873652    423609213    423296813    422835751    422092767
441602539    441535580    441486628    441440732    424092591    423873595    423608827    423296698    422835579    422091991
441602513    441535572    441486610    441440708    424092534    423873538    423608819    423296623    422835439    422091892
441602505    441535564    441486602    441440690    424092435    423873496    423608769    423296581    422835066    422091124
441602489    441535556    441486594    441440674    424092401    423873462    423608611    423296524    422835025    422090985
441602448    441535549    441486586    441440609    424092385    423873413    423608553    423296425    422834945    422090886
441602430    441535523    441486578    441440583    424092351    423873314    423608389    423296383    422834713    422090845
441602406    441535499    441486560    441440575    424092179    423873272    423608355    423296292    422834515    422089433
441602398    441535465    441486552    441440567    424092047    423873132    423608280    423296177    422834465    422088500
441602372    441535457    441486545    441440542    424091940    423873090    423608165    423296136    422834309    422087148
441602364    441535440    441486529    441440534    424091924    423873025    423608124    423296052    422834234    422086959
441602356    441535416    441486511    441440526    424091866    423872993    423608009    423295971    422834150    422086421
441602331    441535408    441486503    441440492    424091841    423872969    423607993    423295807    422833905    422086306
441602323    441535390    441486495    441440484    424091783    423872456    423607969    423295369    422833350    422086298
441602307    441535382    441486487    441440476    424091577    423872340    423607928    423295302    422833335    422084624
441602281    441535358    441486479    441440401    424091510    423872241    423607894    423295294    422832758    422084129
441602273    441535341    441486446    441440393    424091502    423872159    423607886    423294891    422832691    422083857
441602240    441535291    441486438    441440369    424091486    423871987    423607803    423294834    422832600    422083147
441602232    441535267    441486420    441440336    424091338    423871789    423607753    423294750    422832279    422083014
441602216    441535242    441486396    441440310    424091312    423871722    423607720    423294669    422831925    422082982
441602208    441535234    441486388    441440302    424091304    423871656    423607688    423294560    422831909    422082537
441602190    441535226    441486370    441440229    424091205    423871573    423607605    423294537    422831735    422082198
441602182    441535218    441486354    441440187    424091080    423871458    423607597    423294461    422831602    422081976
441602166    441535200    441486339    441440179    424091064    423871334    423607498    423294362    422831537    422081729
441602141    441535176    441486321    441440153    424091049    423871250    423607449    423294347    422831511    422081505
441602133    441535168    441486313    441440120    424090991    423870955    423607183    423294198    422831461    422081422
441602117    441535150    441486305    441440070    424090942    423870880    423607167    423294107    422831339    422081190
441602109    441535119    441486297    441440047    424090900    423870849    423607126    423294099    422831164    422080937
441602083    441535093    441486289    441439924    424090710    423870575    423607092    423293810    422830935    422080820
441602075    441535044    441486263    441439908    424090686    423870443    423606797    423293711    422830349    422080572
441602067    441535028    441486255    441439882    424090678    423870401    423606763    423293547    422830000    422080481
441602059    441535002    441486248    441439866    424090652    423870385    423606755    423293323    422829762    422080408
441602042    441534971    441486230    441439833    424090645    423870203    423606672    423293224    422829630    422080291
441602034    441534930    441486222    441439825    424090488    423870013    423606615    423293067    422829119    422079749
441602026    441534872    441486206    441439783    424090280    423869916    423606573    423293059    422828590    422079665
441602018    441534864    441486123    441439775    424090140    423869783    423606508    423293034    422828558    422077305
441601978    441534831    441486081    441439767    424090108    423869726    423606441    423292937    422828434    422077073
441601960    441534823    441486065    441439726    424090025    423869718    423606375    423292879    422828103    422077057
441601937    441534815    441486040    441439676    424090017    423869692    423606078    423292614    422827923    422076406
441601929    441534807    441486032    441439668    424089829    423869668    423606003    423292374    422827618    422076067
441601895    441534773    441486024    441439635    424089704    423869536    423605757    423292317    422827477    422076018
441601887    441534740    441486016    441439627    424089696    423869502    423605716    423292101    422827402    422075952
441601879    441534708    441485976    441439593    424089621    423869239    423605674    423291988    422827246    422075911


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442015301    441975893    441925211    441886843    441848090    441808490    441768355    441727674    441686151    441644705
442015285    441975869    441925203    441886835    441848082    441808482    441768330    441727666    441686136    441644697
442015277    441975836    441925195    441886827    441848074    441808474    441768322    441727658    441686128    441644689
442015251    441975810    441925161    441886819    441848066    441808466    441768306    441727641    441686110    441644671
442015244    441975802    441925153    441886801    441848058    441808458    441768298    441727633    441686102    441644663
442015236    441975794    441925146    441886793    441848041    441808441    441768280    441727609    441686094    441644648
442015228    441975786    441925138    441886785    441848033    441808433    441768272    441727591    441686086    441644630
442015202    441975778    441925120    441886777    441848025    441808425    441768264    441727567    441686011    441644622
442015186    441975752    441925112    441886751    441848017    441808417    441768256    441727559    441686003    441644614
442015160    441975745    441925104    441886744    441848009    441808409    441768249    441727542    441685997    441644606
442015152    441975737    441925096    441886736    441847993    441808391    441768215    441727526    441685989    441644572
442015145    441975729    441925088    441886728    441847977    441808375    441768199    441727500    441685971    441644556
442015137    441975711    441925070    441886710    441847969    441808367    441768173    441727492    441685963    441644531
442015129    441975695    441925062    441886702    441847951    441808359    441768157    441727484    441685955    441644507
442015087    441975679    441925054    441886686    441847944    441808342    441768140    441727450    441685948    441644499
442015061    441975653    441925047    441886678    441847936    441808334    441768132    441727443    441685930    441644481
442015053    441975638    441925039    441886660    441847928    441808326    441768124    441727427    441685914    441644473
442015046    441975612    441925021    441886652    441847910    441808318    441768116    441727419    441685880    441644457
442015038    441975588    441925013    441886645    441847902    441808292    441768090    441727401    441685864    441644440
442015012    441975570    441925005    441886637    441847894    441808284    441768082    441727369    441685856    441644432
442015004    441975562    441924990    441886611    441847886    441808276    441768074    441727351    441685849    441644416
442014999    441975547    441924974    441886603    441847878    441808268    441768058    441727336    441685831    441644382
442014981    441975539    441924966    441886595    441847852    441808243    441768025    441727328    441685823    441644366
442014973    441975505    441924941    441886561    441847845    441808235    441768017    441727310    441685815    441644358
442014965    441975497    441924933    441886553    441847837    441808219    441768009    441727302    441685807    441644333
442014957    441975489    441924925    441886546    441847829    441808193    441767993    441727294    441685781    441644325
442014940    441975463    441924917    441886538    441847803    441808177    441767985    441727286    441685773    441644317
442014932    441975448    441924909    441886488    441847795    441808151    441767977    441727278    441685765    441644309
442014924    441975430    441924883    441886470    441847787    441808144    441767969    441727260    441685757    441644291
442014916    441975422    441924875    441886462    441847761    441808136    441767951    441727252    441685740    441644275
442014908    441975414    441924867    441886454    441847712    441808128    441767944    441727237    441685724    441644242
442014890    441975406    441924859    441886447    441847688    441808102    441767936    441727229    441685716    441644234
442014882    441975398    441924834    441886439    441847670    441808094    441767928    441727203    441685666    441644226
442014874    441975380    441924826    441886413    441847662    441808086    441767910    441727195    441685641    441644192
442014866    441975372    441924818    441886397    441847654    441808078    441767902    441727153    441685633    441644184
442014858    441975364    441924800    441886363    441847647    441808052    441767894    441727146    441685617    441644176
442014841    441975331    441924776    441886355    441847639    441808037    441767886    441727112    441685609    441644143
442014825    441975323    441924768    441886322    441847621    441808029    441767845    441727104    441685583    441644127
442014817    441975315    441924750    441886314    441847613    441807997    441767837    441727096    441685567    441644119
442014809    441975307    441924743    441886306    441847605    441807989    441767811    441727088    441685526    441644077
442014791    441975273    441924735    441886298    441847597    441807971    441767803    441727070    441685351    441644051
442014783    441975265    441924727    441886280    441847589    441807963    441767761    441727062    441685336    441644028
442014775    441975257    441924701    441886272    441847563    441807955    441767746    441727054    441685328    441644002
442014767    441975240    441924693    441886264    441847555    441807948    441767738    441727047    441685310    441643996
442014742    441975224    441924685    441886249    441847548    441807914    441767720    441727039    441685302    441643970
442014726    441975216    441924677    441886231    441847530    441807880    441767712    441727013    441685294    441643954
442014718    441975182    441924669    441886223    441847522    441807872    441767704    441727005    441685286    441643947
442014700    441975166    441924644    441886207    441847514    441807864    441767688    441726981    441685278    441643939
442014692    441975141    441924636    441886173    441847480    441807856    441767670    441726965    441685260    441643921
442014684    441975133    441924628    441886165    441847472    441807849    441767654    441726940    441685252    441643913
442014676    441975117    441924602    441886157    441847464    441807831    441767647    441726932    441685245    441643897
442014668    441975109    441924594    441886140    441847456    441807823    441767639    441726916    441685237    441643889
442014650    441975075    441924586    441886124    441847449    441807815    441767621    441726908    441685229    441643871
442014635    441975067    441924560    441886116    441847415    441807807    441767613    441726890    441685211    441643863
442014627    441975059    441924552    441886090    441847399    441807799    441767605    441726882    441685203    441643855
442014601    441975034    441924537    441886058    441847381    441807781    441767597    441726874    441685195    441643848
442014593    441975026    441924511    441886033    441847373    441807773    441767589    441726866    441685187    441643830
442014585    441974995    441924503    441886025    441847365    441807765    441767571    441726858    441685179    441643822
442014577    441974987    441924487    441886009    441847357    441807757    441767555    441726841    441685161    441643814
442014569    441974979    441924453    441885993    441847340    441807740    441767530    441726833    441685153    441643806
442014551    441974961    441924446    441885985    441847332    441807732    441767522    441726825    441685146    441643798
442014544    441974953    441924438    441885969    441847324    441807724    441767514    441726809    441685138    441643780
442014536    441974920    441924420    441885951    441847316    441807716    441767506    441726783    441685104    441643772
442014528    441974912    441924412    441885944    441847308    441807708    441767498    441726775    441685096    441643756
442014502    441974888    441924404    441885936    441847290    441807690    441767480    441726759    441685088    441643731
442014486    441974870    441924396    441885928    441847282    441807682    441767472    441726742    441685054    441643723
442014478    441974847    441924388    441885910    441847274    441807674    441767464    441726734    441685021    441643715
442014460    441974813    441924370    441885902    441847266    441807658    441767456    441726726    441685013    441643707
442014445    441974797    441924362    441885886    441847258    441807641    441767423    441726718    441685005    441643699
442014437    441974771    441924354    441885878    441847241    441807625    441767415    441726700    441684990    441643681
442014429    441974755    441924347    441885852    441847233    441807617    441767407    441726692    441684982    441643673
442014395    441974748    441924321    441885845    441847225    441807609    441767399    441726684    441684974    441643657
442014387    441974730    441924313    441885837    441847217    441807591    441767381    441726676    441684693    441643640

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441601853    441534690    441485968    441439577    424089563    423869155    423605575    423291897    422827220    422075648
441601846    441534674    441485950    441439544    424089415    423868991    423605278    423291855    422826974    422075366
441601838    441534658    441485935    441439536    424089407    423868983    423605195    423291806    422826875    422075150
441601820    441534641    441485927    441439528    424089241    423868967    423605039    423291541    422826438    422075135
441601812    441534633    441485901    441439502    424089084    423868850    423604776    423291327    422826313    422074732
441601804    441534625    441485893    441439494    424088987    423868785    423604735    423290980    422825877    422074708
441601788    441534617    441485885    441439452    424088979    423868678    423604362    423290873    422825422    422073908
441601770    441534591    441485869    441439403    424088839    423868595    423604347    423290683    422825299    422073056
441601762    441534583    441485844    441439395    424088813    423868579    423604321    423290527    422825257    422073023
441601754    441534567    441485836    441439387    424088789    423868553    423604305    423290477    422825091    422072744
441601739    441534559    441485810    441439320    424088680    423868371    423604206    423290444    422824763    422072181
441601713    441534534    441485802    441439296    424088565    423868280    423604180    423290402    422824573    422071845
441601697    441534526    441485794    441439254    424088466    423868231    423604115    423290113    422824417    422071456
441601689    441534518    441485786    441439213    424088219    423868173    423603901    423289750    422824391    422071118
441601655    441534500    441485760    441439189    424088185    423868132    423603893    423289545    422824276    422070474
441601648    441534492    441485737    441439155    424088110    423868074    423603778    423289537    422823971    422070292
441601630    441534484    441485729    441439148    424088102    423868033    423603737    423289529    422823880    422069567
441601606    441534476    441485687    441439122    424088052    423867902    423603703    423289412    422823849    422069245
441601598    441534468    441485679    441439098    424087906    423867860    423603562    423289404    422823682    422069138
441601580    441534443    441485653    441439080    424087898    423867845    423603547    423288778    422823112    422068544
441601564    441534435    441485646    441439049    424087856    423867761    423603448    423288737    422822916    422067447
441601515    441534419    441485638    441439031    424087757    423867738    423603166    423288729    422821959    422067207
441601507    441534401    441485620    441438983    424087682    423867712    423603141    423288703    422821645    422067199
441601499    441534385    441485604    441438975    424087534    423867654    423602937    423288471    422821330    422066555
441601457    441534369    441485596    441438942    424087310    423867563    423602903    423288414    422821249    422066522
441601424    441534351    441485588    441438900    424087302    423867530    423602820    423288208    422820498    422066423
441601416    441534336    441485570    441438868    424087203    423867464    423602788    423288182    422820183    422066415
441601374    441534310    441485547    441438850    424087112    423867274    423602424    423287978    422820159    422066365
441601358    441534302    441485539    441438827    424087104    423867159    423602283    423287929    422819912    422066340
441601341    441534294    441485521    441438819    424087047    423867076    423602267    423287911    422819615    422066118
441601333    441534286    441485513    441438801    424087039    423866904    423602226    423287556    422819235    422065904
441601325    441534260    441485489    441438702    424087013    423866847    423602150    423287523    422819102    422065797
441601317    441534245    441485471    441438694    424086957    423866797    423602010    423287473    422819094    422065086
441601291    441534237    441485463    441438660    424086858    423866789    423601970    423287309    422819011    422064881
441601275    441534229    441485455    441438645    424086817    423866763    423601798    423287275    422818971    422064253
441601267    441534211    441485448    441438611    424086783    423866698    423601699    423287002    422818831    422063776
441601259    441534203    441485430    441438579    424086767    423866680    423601673    423286871    422818807    422063404
441601242    441534195    441485422    441438546    424086593    423866664    423601632    423286780    422818484    422063214
441601234    441534187    441485414    441438504    424086536    423866540    423601400    423286608    422818476    422063131
441601226    441534179    441485398    441438496    424086411    423866524    423601327    423286541    422818385    422062414
441601218    441534161    441485380    441438488    424086304    423866276    423601285    423286533    422817940    422061853
441601192    441534138    441485364    441438470    424086296    423865856    423601236    423286376    422817866    422061655
441601176    441534112    441485356    441438454    424086148    423865781    423601137    423286160    422817841    422060624
441601143    441534104    441485349    441438447    424086049    423865690    423600907    423286103    422817759    422060517
441601127    441534088    441485331    441438439    424086015    423865476    423600881    423286095    422817072    422060491
441601119    441534070    441485323    441438421    424085769    423865468    423600527    423285618    422816850    422060293
441601101    441534062    441485307    441438397    424085751    423865369    423600097    423285576    422816611    422059931
441601085    441534054    441485281    441438389    424085728    423865104    423600022    423285352    422816447    422059774
441601077    441534039    441485273    441438355    424085694    423865039    423599695    423285287    422816421    422059634
441601044    441534021    441485265    441438322    424085652    423864909    423599638    423285162    422815985    422059592
441601036    441534005    441485240    441438264    424085603    423864875    423599539    423284934    422815639    422059550
441601028    441533999    441485232    441438207    424085546    423864396    423599455    423284884    422815563    422059204
441601010    441533973    441485224    441438165    424085538    423864370    423599356    423284868    422815530    422058750
441600962    441533965    441485216    441438157    424085504    423864339    423599315    423284710    422815381    422058636
441600954    441533957    441485208    441438132    424085421    423864297    423599299    423284629    422815357    422056820
441600939    441533940    441485166    441438124    424085363    423864263    423599265    423284546    422815258    422056416
441600921    441533924    441485141    441438116    424085330    423864164    423599216    423284470    422814616    422055780
441600913    441533916    441485133    441438108    424085280    423864123    423599109    423284306    422814525    422055590
441600897    441533908    441485117    441438090    424085264    423864032    423599000    423284280    422814061    422055327
441600848    441533890    441485091    441438082    424085215    423863992    423598895    423284264    422813634    422055228
441600830    441533866    441485075    441438058    424085207    423863836    423598747    423284017    422813345    422054932
441600814    441533858    441485059    441438033    424085199    423863802    423598739    423283886    422812909    422054643
441600806    441533841    441485042    441438017    424085181    423863687    423598697    423283878    422812784    422054064
441600780    441533825    441485034    441438009    424085124    423863471    423598671    423283779    422812743    422052860
441600772    441533809    441485018    441437969    424084838    423863414    423598564    423283738    422812446    422052571
441600764    441533791    441485000    441437936    424084812    423863281    423598507    423283696    422812354    422052498
441600749    441533783    441484987    441437928    424084622    423863208    423598424    423283373    422812180    422052225
441600731    441533775    441484979    441437910    424084614    423862945    423598291    423283365    422812131    422051037
441600723    441533767    441484961    441437902    424084499    423862911    423597988    423282573    422812008    422050286
441600715    441533759    441484953    441437894    424084325    423862903    423597921    423282482    422811661    422049577
441600681    441533742    441484946    441437860    424084309    423862887    423597889    423282284    422811554    422049510
441600673    441533734    441484938    441437829    424084291    423862739    423597863    423282094    422811380    422048892
441600665    441533718    441484920    441437803    424084283    423862705    423597806    423282011    422811323    422048512


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442014361    441974722    441924305    441885811    441847209    441807559    441767357    441726668    441684677    441643632
442014353    441974706    441924289    441885803    441847183    441807534    441767340    441726643    441684651    441643624
442014346    441974698    441924271    441885787    441847167    441807518    441767332    441726635    441684636    441643616
442014338    441974680    441924263    441885779    441847159    441807500    441767308    441726627    441684602    441643590
442014320    441974672    441924255    441885761    441847142    441807492    441767290    441726619    441684586    441643582
442014304    441974664    441924248    441885753    441847134    441807484    441767266    441726601    441684578    441643574
442014296    441974649    441924230    441885746    441847126    441807476    441767258    441726593    441684560    441643566
442014288    441974631    441924222    441885738    441847118    441807468    441767241    441726585    441684552    441643541
442014254    441974623    441924214    441885720    441847092    441807443    441767233    441726569    441684503    441643533
442014239    441974615    441924206    441885712    441847084    441807435    441767225    441726551    441684495    441643525
442014189    441974599    441924180    441885704    441847076    441807419    441767217    441726544    441684487    441643517
442014163    441974581    441924172    441885696    441847068    441807401    441767209    441726536    441684479    441643491
442014155    441974565    441924164    441885670    441847050    441807393    441767191    441726528    441684453    441643475
442014148    441974557    441924156    441885662    441847043    441807385    441767183    441726494    441684446    441643418
442014130    441974540    441924131    441885654    441847035    441807377    441767142    441726478    441684438    441643392
442014114    441974532    441924123    441885647    441847027    441807369    441767134    441726460    441684420    441643376
442014106    441974524    441924107    441885639    441847019    441807351    441767100    441726452    441684404    441643368
442014098    441974508    441924099    441885621    441847001    441807336    441767076    441726437    441684396    441643350
442014080    441974490    441924073    441885613    441846987    441807302    441767050    441726429    441684388    441643343
442014072    441974466    441924065    441885597    441846961    441807252    441767043    441726411    441684362    441643335
442014064    441974458    441924057    441885589    441846953    441807245    441767035    441726403    441684354    441643319
442014056    441974441    441924040    441885571    441846938    441807195    441767019    441726395    441684347    441643301
442014007    441974425    441924032    441885563    441846920    441807187    441767001    441726379    441684321    441643285
442013991    441974417    441924024    441885555    441846912    441807179    441766995    441726353    441684305    441643277
442013975    441974409    441924016    441885548    441846904    441807161    441766987    441726346    441684297    441643251
442013959    441974391    441923992    441885506    441846888    441807146    441766979    441726338    441684289    441643244
442013934    441974383    441923984    441885498    441846847    441807138    441766961    441726312    441684255    441643236
442013892    441974367    441923950    441885480    441846839    441807120    441766953    441726304    441684248    441643228
442013884    441974359    441923943    441885472    441846821    441807112    441766946    441726288    441684214    441643129
442013850    441974342    441923935    441885464    441846805    441807096    441766938    441726262    441684206    441643103
442013843    441974334    441923927    441885449    441846797    441807062    441766920    441726254    441684198    441643095
442013785    441974326    441923919    441885431    441846771    441807054    441766912    441726247    441684172    441643087
442013769    441974318    441923901    441885423    441846763    441807039    441766904    441726213    441684164    441643079
442013751    441974300    441923885    441885407    441846755    441807013    441766896    441726205    441684156    441643061
442013744    441974292    441923877    441885399    441846714    441807005    441766870    441726189    441684131    441643053
442013728    441974276    441923869    441885290    441846706    441806999    441766862    441726171    441684123    441643020
442013702    441974268    441923851    441885282    441846672    441806981    441766839    441726163    441684115    441643012
442013660    441974235    441923844    441885266    441846664    441806973    441766821    441726155    441684107    441643004
442013652    441974219    441923836    441885258    441846656    441806965    441766813    441726148    441684081    441642998
442013645    441974201    441923828    441885241    441846649    441806858    441766805    441726130    441684065    441642972
442013637    441974177    441923810    441885233    441846615    441806841    441766797    441726122    441684057    441642956
442013629    441974151    441923802    441885225    441846573    441806833    441766789    441726106    441684040    441642907
442013611    441974144    441923794    441885209    441846565    441806825    441766763    441726098    441684032    441642881
442013595    441974136    441923786    441885191    441846557    441806817    441766755    441726080    441684016    441642865
442013579    441974128    441923778    441885183    441846540    441806809    441766748    441726072    441684008    441642840
442013561    441974110    441923760    441885175    441846532    441806791    441766730    441726064    441683992    441642832
442013553    441974102    441923752    441885167    441846524    441806775    441766722    441726056    441683984    441642816
442013520    441974094    441923737    441885159    441846516    441806767    441766714    441726049    441683976    441642808
442013512    441974086    441923729    441885142    441846508    441806742    441766706    441726031    441683950    441642782
442013496    441974078    441923703    441885134    441846490    441806734    441766698    441726023    441683943    441642774
442013488    441974052    441923695    441885126    441846466    441806726    441766680    441726007    441683935    441642733
442013470    441974045    441923687    441885118    441846458    441806718    441766672    441725991    441683927    441642709
442013462    441974037    441923679    441885100    441846441    441806700    441766664    441725975    441683919    441642691
442013439    441974029    441923661    441885092    441846433    441806692    441766656    441725967    441683901    441642683
442013413    441974011    441923653    441885084    441846425    441806684    441766649    441725959    441683877    441642675
442013405    441974003    441923646    441885076    441846417    441806676    441766631    441725942    441683869    441642667
442013389    441973997    441923638    441885068    441846409    441806668    441766623    441725934    441683851    441642642
442013363    441973971    441923620    441885050    441846391    441806650    441766607    441725728    441683844    441642634
442013355    441973955    441923612    441885043    441846383    441806643    441766599    441725710    441683836    441642626
442013348    441973948    441923604    441885035    441846367    441806635    441766581    441725702    441683828    441642600
442013330    441973930    441923596    441885027    441846359    441806627    441766573    441725694    441683810    441642592
442013322    441973922    441923588    441885019    441846326    441806619    441766268    441725660    441683802    441642584
442013314    441973914    441923562    441885001    441846300    441806601    441766250    441725652    441683794    441642576
442013306    441973898    441923547    441884988    441846292    441806593    441766243    441725645    441683778    441642568
442013298    441973880    441923521    441884970    441846284    441806585    441766235    441725637    441683760    441642543
442013272    441973872    441923513    441884954    441846250    441806569    441766227    441725629    441683752    441642519
442013264    441973856    441923505    441884947    441846243    441806544    441766193    441725611    441683745    441642501
442013256    441973849    441923497    441884913    441846235    441806536    441766185    441725595    441683737    441642493
442013231    441973823    441923471    441884897    441846227    441806528    441766177    441725587    441683729    441642477
442013223    441973799    441923455    441884871    441846185    441806510    441766169    441725553    441683711    441642469
442013207    441973765    441923430    441884863    441846177    441806502    441766151    441725546    441683703    441642436
442013199    441973757    441923422    441884830    441846169    441806494    441766144    441725520    441683687    441642428
442013181    441973740    441923406    441884814    441846144    441806478    441766136    441725504    441683653    441642410

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441600657    441533700    441484912    441437795    424084275    423862697    423597764    423281815    422811125    422047985
441600632    441533692    441484904    441437779    424084184    423862424    423597731    423281740    422811018    422047894
441600616    441533650    441484896    441437753    424084150    423862093    423597681    423281526    422810770    422047787
441600590    441533643    441484870    441437704    424084051    423862085    423597566    423281443    422810747    422047605
441600558    441533635    441484862    441437621    424083970    423862077    423597319    423281369    422810523    422047548
441600541    441533627    441484854    441437571    424083889    423861798    423597178    423280882    422809707    422047530
441600525    441533601    441484847    441437548    424083830    423861525    423597046    423280718    422809251    422047183
441600509    441533585    441484839    441437498    424083806    423861467    423596972    423280544    422808899    422046946
441600491    441533569    441484813    441437480    424083798    423861426    423596865    423280395    422808469    422046771
441600475    441533551    441484805    441437431    424083764    423861137    423596808    423280213    422808337    422046003
441600467    441533536    441484797    441437415    424083491    423861012    423596717    423280015    422808246    422045898
441600459    441533528    441484789    441437407    424083459    423861004    423596634    423279942    422807974    422045799
441600434    441533494    441484763    441437399    424083251    423860956    423596527    423279926    422807917    422045716
441600426    441533486    441484755    441437373    424083210    423860873    423596410    423279819    422807909    422045310
441600392    441533460    441484748    441437365    424083186    423860840    423596394    423279561    422807883    422044990
441600384    441533445    441484730    441437340    424083129    423860790    423596345    423279306    422807834    422044776
441600376    441533429    441484722    441437332    424083046    423860766    423596196    423279264    422807727    422044495
441600327    441533411    441484714    441437308    424082873    423860717    423596170    423279231    422807701    422044255
441600319    441533403    441484706    441437290    424082824    423860642    423596162    423279215    422807578    422044123
441600285    441533395    441484672    441437274    424082659    423860568    423596048    423279207    422807529    422043836
441600277    441533361    441484656    441437217    424082618    423860527    423595974    423279181    422807115    422043695
441600269    441533353    441484649    441431640    424082600    423860477    423595966    423279173    422807081    422043406
441600251    441533346    441484631    441429842    424082386    423860360    423595867    423279140    422806927    422043380
441600244    441533338    441484615    441428935    424082279    423860089    423595750    423279058    422806919    422043109
441600210    441533320    441484599    441427713    424082188    423860014    423595701    423278894    422806315    422042986
441600202    441533312    441484573    441426483    424082170    423860006    423595503    423278878    422806067    422042903
441600160    441533304    441484565    441425774    424081974    423859974    423595479    423278662    422805952    422041723
441600145    441533296    441484557    441423878    424081941    423859784    423595206    423278621    422805911    422041558
441600129    441533270    441484532    441423431    424081891    423859750    423595172    423278472    422805903    422041442
441600111    441533262    441484524    441423092    424081768    423859602    423594886    423278357    422805770    422041186
441600103    441533254    441484516    441421005    424081743    423859537    423594878    423278340    422805580    422041129
441600095    441533221    441484508    441420502    424081685    423859404    423594639    423278316    422805473    422040998
441600087    441533189    441484482    441417979    424081677    423859362    423594548    423278183    422805226    422040691
441600053    441533171    441484474    441414208    424081602    423859321    423594431    423278100    422804708    422040626
441600046    441533148    441484441    441411592    424081594    423859313    423594340    423278076    422804682    422040212
441600038    441533130    441484433    441410024    424081479    423859255    423594217    423277995    422804039    422040121
441600020    441533106    441484425    441406295    424081412    423859230    423594175    423277912    422803841    422039875
441600012    441533064    441484417    441404936    424081099    423859206    423594134    423277748    422803528    422039768
441599990    441533056    441484409    441404506    424080968    423859099    423593755    423277722    422803353    422039453
441599974    441532991    441484391    441404472    424080943    423859073    423593664    423277615    422803296    422039404
441599958    441532983    441484367    441400496    424080869    423859016    423593565    423277060    422803148    422038083
441599917    441532975    441484359    441395738    424080828    423858976    423593458    423277037    422803114    422037796
441599909    441532967    441484342    441393543    424080711    423858828    423593409    423276633    422802892    422037655
441599891    441532942    441484334    441392743    424080695    423858802    423593334    423276484    422801852    422036970
441599875    441532926    441484318    441392206    424080653    423858794    423593284    423276476    422801837    422036962
441599867    441532918    441484292    441391794    424080612    423858729    423593243    423276401    422801746    422036848
441599834    441532892    441484276    441390812    424080604    423858695    423593144    423276377    422801365    422036830
441599818    441532884    441484268    441389624    424080398    423858653    423593052    423276302    422801324    422036715
441599800    441532876    441484250    441388246    424080372    423858620    423593003    423275957    422801308    422036202
441599792    441532868    441484235    441388022    424080364    423858430    423592922    423275866    422801183    422035956
441599776    441532850    441484227    441382371    424080349    423858299    423592740    423275833    422801118    422035410
441599768    441532819    441484193    441376530    424080257    423857929    423592526    423275528    422801043    422035311
441599750    441532801    441484177    441376506    424080240    423857895    423592450    423275445    422801019    422033852
441599743    441532777    441484169    441376175    424080216    423857887    423592310    423274943    422800896    422033597
441599735    441532769    441484151    441375508    424079937    423857614    423591957    423274794    422800862    422033506
441599727    441532751    441484144    441373131    424079861    423857572    423591791    423274463    422800714    422033274
441599685    441532744    441484128    441369808    424079820    423857523    423591585    423274448    422800631    422032953
441599677    441532736    441484102    441369477    424079721    423857481    423591544    423274430    422800599    422032599
441599669    441532702    441484094    441368842    424079705    423857424    423591478    423274380    422800516    422031633
441599602    441532694    441484086    441367505    424079697    423857366    423591445    423274075    422800052    422031518
441599586    441532629    441484060    441364692    424079630    423857127    423591296    423273994    422799973    422031500
441599578    441532611    441484052    441364270    424079382    423857044    423591213    423273895    422799478    422030718
441599560    441532603    441484045    441363546    424079259    423856970    423591171    423273820    422799460    422029744
441599552    441532587    441484029    441362670    424079101    423856822    423591163    423273796    422799445    422029439
441599545    441532579    441484011    441361037    424079051    423856806    423591023    423273663    422798355    422028894
441599537    441532561    441484003    441361029    424079028    423856764    423590744    423273606    422798264    422027888
441599511    441532546    441483997    441357571    424078749    423856723    423590736    423273572    422798231    422027649
441599487    441532538    441483989    441351970    424078731    423856509    423590603    423273317    422798017    422027391
441599479    441532520    441483955    441351897    424078673    423856392    423590504    423273291    422797670    422026732
441599461    441532512    441483948    441349800    424078632    423856202    423590363    423273150    422797472    422026542
441599446    441532504    441483930    441348463    424078566    423856152    423590330    423272830    422797282    422026468
441599438    441532496    441483922    441347564    424078517    423856129    423590280    423272822    422797175    422026328
441599420    441532488    441483898    441344710    424078400    423856095    423590157    423272350    422797076    422025692


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442013173    441973724    441923398    441884798    441846128    441806460    441766128    441725496    441683646    441642394
442013165    441973708    441923380    441884780    441846110    441806445    441766110    441725470    441683638    441642360
442013140    441973690    441923356    441884772    441846102    441806437    441766102    441725462    441683612    441642352
442013132    441973682    441923349    441884764    441846094    441806429    441766094    441725454    441683604    441642337
442013124    441973674    441923323    441884756    441846078    441806395    441766086    441725439    441683596    441642329
442013116    441973666    441923315    441884731    441846060    441806387    441766078    441725413    441683588    441642311
442013108    441973658    441923281    441884723    441846052    441806379    441766060    441725397    441683562    441642303
442013090    441973641    441923273    441884715    441846037    441806361    441766052    441725363    441683554    441642295
442013082    441973633    441923265    441884707    441846029    441806353    441766045    441725355    441683547    441642279
442013058    441973625    441923257    441884699    441846011    441806346    441766037    441725348    441683539    441642261
442013041    441973609    441923240    441884681    441846003    441806338    441766029    441725330    441683521    441642246
442013009    441973591    441923232    441884665    441845989    441806320    441766003    441725322    441683513    441642238
442012985    441973583    441923224    441884657    441845971    441806270    441765997    441725215    441683497    441642220
442012977    441973575    441923190    441884491    441845963    441806254    441765880    441725207    441683471    441642212
442012969    441973559    441923182    441884442    441845955    441806247    441765864    441725199    441683455    441642196
442012951    441973534    441923174    441884434    441845948    441806205    441765849    441725165    441683448    441642188
442012944    441973526    441923166    441884426    441845930    441806197    441765831    441725157    441683430    441642170
442012928    441973492    441923158    441884392    441845922    441806189    441765823    441725140    441683422    441642147
442012910    441973484    441923141    441884368    441845914    441806171    441765807    441725132    441683414    441642139
442012902    441973476    441923133    441884350    441845906    441806163    441765799    441725124    441683406    441642121
442012894    441973468    441923125    441884343    441845898    441806155    441765773    441725116    441683372    441642113
442012878    441973443    441923117    441884319    441845872    441806130    441765765    441725108    441683364    441642105
442012860    441973435    441923067    441884301    441845856    441806122    441765740    441725090    441683349    441642097
442012852    441973419    441923059    441884293    441845849    441806114    441765732    441725082    441683323    441642089
442012845    441973401    441923042    441884285    441845823    441806106    441765724    441725066    441683315    441642055
442012829    441973393    441923034    441884251    441845815    441806098    441765716    441725058    441683307    441642022
442012811    441973385    441923026    441884244    441845799    441806080    441765690    441725041    441683299    441641990
442012795    441973377    441923018    441884236    441845781    441806072    441765682    441725025    441683281    441641982
442012787    441973351    441922994    441884210    441845773    441806064    441765674    441724994    441683257    441641974
442012761    441973336    441922986    441884202    441845765    441806049    441765666    441724986    441683240    441641966
442012753    441973328    441922952    441884186    441845757    441806031    441765658    441724960    441683232    441641958
442012720    441973302    441922945    441884178    441845740    441806023    441765641    441724952    441683224    441641941
442012696    441973294    441922937    441884152    441845732    441805975    441765625    441724945    441683216    441641933
442012688    441973278    441922929    441884145    441845708    441805967    441765609    441724937    441683208    441641925
442012670    441973252    441922911    441884137    441845690    441805959    441765591    441724929    441683190    441641917
442012654    441973245    441922903    441884129    441845658    441805942    441765575    441724911    441683182    441641883
442012647    441973237    441922895    441884103    441845641    441805934    441765567    441724903    441683174    441641842
442012639    441973229    441922887    441884095    441845633    441805926    441765542    441724887    441683166    441641834
442012621    441973211    441922879    441884087    441845625    441805918    441765526    441724879    441683158    441641826
442012605    441973195    441922861    441884079    441845617    441805900    441765518    441724861    441683141    441641792
442012597    441973187    441922853    441884061    441845609    441805892    441765492    441724853    441683125    441641701
442012571    441973161    441922838    441884053    441845591    441805884    441765484    441724838    441683091    441641685
442012563    441973146    441922820    441884046    441845583    441805850    441765476    441724820    441683083    441641669
442012548    441973120    441922804    441884038    441845492    441805843    441765450    441724812    441683075    441641651
442012530    441973112    441922796    441884020    441845476    441805835    441765443    441724804    441683059    441641644
442012514    441973104    441922358    441884012    441845468    441805793    441765435    441724796    441683042    441641636
442012464    441973062    441922341    441883980    441845450    441805785    441765419    441724788    441683034    441641628
442012449    441973054    441922309    441883956    441845435    441805777    441765401    441724770    441683000    441641594
442012431    441973047    441922291    441883949    441845427    441805744    441765377    441724747    441682994    441641578
442012423    441973039    441922283    441883931    441845419    441805710    441765351    441724739    441682986    441641560
442012415    441973021    441922267    441883923    441845401    441805702    441765344    441724671    441682978    441641552
442012381    441972981    441922242    441883915    441845393    441805694    441765336    441724663    441682960    441641537
442012373    441972973    441922226    441883907    441845377    441805660    441765328    441724655    441682952    441641495
442012365    441972965    441922218    441883899    441845351    441805652    441765302    441724648    441682945    441641487
442012332    441972957    441922200    441883881    441845344    441805645    441765294    441724630    441682937    441641479
442012324    441972940    441922192    441883873    441845336    441805637    441765286    441724622    441682903    441641453
442012290    441972932    441922184    441883865    441845328    441805611    441765278    441724614    441682879    441641438
442012274    441972916    441922176    441883857    441845310    441805603    441765260    441724580    441682861    441641412
442012258    441972908    441922168    441883840    441845302    441805595    441765245    441724564    441682853    441641404
442012241    441972882    441922143    441883816    441845286    441805587    441765237    441724556    441682846    441641388
442012225    441972866    441922135    441883808    441845278    441805579    441765229    441724549    441682820    441641362
442012217    441972833    441922127    441883782    441845260    441805561    441765211    441724531    441682812    441641354
442012191    441972825    441922101    441883774    441845245    441805553    441765195    441724515    441682804    441641347
442012183    441972809    441922093    441883766    441845237    441805546    441765187    441724499    441682796    441641313
442012175    441972791    441922085    441883733    441845229    441805538    441765179    441724481    441682788    441641297
442012167    441972783    441922077    441883725    441845211    441805520    441765153    441724465    441682770    441641289
442012159    441972775    441922069    441883717    441845195    441805504    441765146    441724457    441682762    441641271
442012142    441972767    441922051    441883709    441845187    441805496    441765138    441724432    441682754    441641263
442012134    441972759    441922044    441883691    441845179    441805488    441765120    441724424    441682747    441641255
442012126    441972726    441921988    441883683    441845161    441805462    441765104    441724416    441682721    441641248
442012100    441972700    441921970    441883675    441845153    441805454    441765096    441724390    441682705    441641230
442012092    441972692    441921947    441883667    441845146    441805447    441765088    441724366    441682697    441641222
442012084    441972684    441921939    441883659    441845138    441805439    441765070    441724341    441682689    441641206

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441599396    441532462    441483880    441344538    424078335    423856046    423590140    423272137    422797043    422025395
441599388    441532454    441483872    441344140    424078236    423855774    423590116    423272095    422796995    422025312
441599370    441532447    441483864    441342235    424077998    423855691    423589944    423272087    422796771    422025007
441599339    441532439    441483856    441342219    424077790    423855501    423589837    423271519    422796649    422024810
441599313    441532421    441483849    441340726    424077741    423855337    423589688    423271394    422796631    422024323
441599263    441532397    441483831    441340577    424077725    423855154    423589621    423271329    422796573    422023572
441599255    441532389    441483823    441340205    424077675    423855063    423589589    423271147    422796524    422023176
441599214    441532363    441483815    441336955    424077659    423855014    423589431    423270743    422796482    422021824
441599206    441532330    441483781    441335650    424077444    423854942    423589399    423270685    422796391    422020586
441599198    441532322    441483765    441334661    424077394    423854884    423589191    423270602    422796227    422020552
441599180    441532314    441483757    441332400    424077279    423854421    423589175    423270503    422796060    422019778
441599172    441532298    441483740    441332178    424077162    423854413    423589118    423270461    422796045    422019430
441599164    441532272    441483732    441331782    424077105    423854314    423589027    423270214    422795989    422019422
441599156    441532231    441483716    441329778    424077089    423854280    423588920    423270206    422795682    422018853
441599149    441532223    441483682    441328564    424077071    423854173    423588888    423270123    422795310    422018655
441599115    441532215    441483674    441328283    424076990    423854033    423588847    423270073    422794826    422017996
441599073    441532207    441483666    441325271    424076925    423853985    423588813    423269992    422794768    422017517
441599065    441532199    441483658    441324522    424076909    423853969    423588466    423269984    422794677    422017350
441599057    441532181    441483641    441323813    424076875    423853886    423588458    423269869    422794503    422017111
441599040    441532173    441483633    441323292    424076818    423853845    423588441    423269604    422794404    422017087
441599032    441532165    441483625    441321882    424076677    423853787    423588201    423269273    422794172    422016923
441599016    441532140    441483609    441320181    424076628    423853746    423587880    423268929    422794131    422016766
441598992    441532116    441483591    441319738    424076529    423853720    423587823    423268887    422793851    422016048
441598984    441532108    441483575    441318599    424076461    423853647    423587716    423268754    422793612    422015941
441598976    441532090    441483567    441317385    424076305    423853571    423587674    423268143    422793000    422014712
441598968    441532082    441483518    441317088    424076081    423853563    423587617    423267970    422792978    422014449
441598950    441532066    441483500    441317013    424075844    423853498    423587294    423267954    422792820    422013383
441598943    441532058    441483484    441316924    424075802    423853464    423587260    423267905    422792515    422012666
441598901    441532041    441483476    441315306    424075729    423853324    423587179    423267749    422792341    422011460
441598893    441531977    441483468    441314325    424075695    423853191    423586999    423267608    422792168    422011197
441598885    441531969    441483450    441314077    424075406    423853142    423586908    423267517    422792135    422009951
441598869    441531928    441483443    441311883    424075372    423853092    423586809    423267400    422791913    422009597
441598851    441531910    441483435    441310554    424075331    423853050    423586692    423267392    422791897    422008938
441598836    441531902    441483427    441310489    424075182    423853043    423586635    423267376    422791590    422008425
441598828    441531852    441483419    441310026    424075018    423852961    423586528    423266907    422791517    422008227
441598810    441531829    441483393    441309689    424074896    423852888    423586437    423266899    422791475    422007781
441598794    441531803    441483385    441309655    424074888    423852870    423586361    423266725    422791459    422007492
441598760    441531779    441483377    441309010    424074862    423852813    423586213    423266717    422790972    422007161
441598752    441531761    441483369    441308350    424074763    423852789    423585629    423266196    422790493    422006593
441598729    441531746    441483344    441307949    424074680    423852557    423585595    423266154    422790246    422006379
441598711    441531738    441483336    441307485    424074631    423852524    423585504    423266121    422790154    422005637
441598695    441531720    441483302    441307105    424074581    423852326    423585330    423265909    422789859    422005595
441598687    441531688    441483294    441307097    424074573    423852318    423585264    423265586    422789222    422005272
441598653    441531670    441483278    441306297    424074532    423852177    423585181    423265255    422789081    422005017
441598646    441531654    441483260    441304540    424074524    423852110    423585132    423264886    422789040    422004747
441598638    441531621    441483245    441304490    424074482    423851997    423585066    423264811    422788844    422004150
441598596    441531613    441483237    441304474    424074458    423851872    423584978    423264779    422788828    422003780
441598588    441531605    441483229    441304359    424074425    423851856    423584895    423264746    422788653    422003731
441598570    441531597    441483211    441302007    424074300    423851666    423584853    423264480    422788620    422003715
441598562    441531589    441483203    441301108    424074227    423851559    423584846    423264431    422788604    422002725
441598547    441531571    441483195    441300829    424074201    423851278    423584630    423264407    422788463    422002550
441598539    441531555    441483179    441299690    424074078    423851211    423584572    423264324    422788422    422001487
441598521    441531548    441483161    441297934    424074003    423851187    423584564    423264308    422788299    422001479
441598505    441531530    441483153    441297272    424073997    423851138    423584507    423264068    422787978    422001107
441598489    441531522    441483138    441297033    424073948    423850999    423584150    423263797    422787770    422000646
441598471    441531506    441483120    441297009    424073906    423850965    423584135    423263672    422787705    422000364
441598463    441531498    441483112    441296050    424073823    423850882    423584051    423263607    422787382    421999889
441598448    441531480    441483096    441295524    424073781    423850866    423583947    423263573    422787325    421999491
441598430    441531449    441483088    441295144    424073708    423850825    423583897    423263516    422787309    421998865
441598422    441531431    441483070    441294899    424073617    423850676    423583855    423263300    422786962    421998691
441598406    441531423    441483062    441294626    424073609    423850635    423583707    423263268    422786947    421998659
441598398    441531415    441483054    441293909    424073302    423850585    423583699    423263045    422786772    421998543
441598380    441531399    441483047    441292216    424073294    423850569    423583673    423262906    422786657    421996281
441598372    441531365    441483039    441290434    424073229    423850437    423583608    423262898    422786608    421996133
441598364    441531357    441483021    441288743    424073203    423850411    423583525    423262542    422786582    421996109
441598356    441531340    441483005    441288610    424073179    423850270    423583392    423262427    422786418    421996091
441598349    441531332    441482999    441287976    424073146    423850197    423583194    423262336    422786061    421995838
441598331    441531324    441482981    441287968    424073112    423850080    423583087    423262229    422786046    421995515
441598315    441531316    441482973    441287919    424073021    423850049    423583079    423261973    422785840    421995127
441598307    441531290    441482965    441285905    424072783    423849942    423583046    423261718    422785808    421994880
441597911    441531282    441482957    441285871    424072767    423849926    423582881    423261601    422785444    421994609
441597887    441531274    441482940    441285723    424072742    423849835    423582857    423261593    422785402    421994526
441597861    441531266    441482932    441285681    424072650    423849819    423582717    423261551    422785188    421994500


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442012076    441972676    441921921    441883626    441845120    441805421    441765054    441724333    441682671    441641172
442012043    441972668    441921913    441883600    441845104    441805413    441765047    441724325    441682663    441641149
442012035    441972650    441921897    441883592    441845096    441805397    441765021    441724317    441682655    441641131
442012019    441972643    441921889    441883584    441845088    441805389    441765013    441724309    441682622    441641123
442011995    441972635    441921871    441883576    441845070    441805371    441765005    441724275    441682614    441641107
442011987    441972627    441921855    441883568    441845054    441805355    441764990    441724267    441682606    441641099
442011953    441972619    441921830    441883550    441845047    441805330    441764974    441724259    441682580    441641073
442011946    441972601    441921822    441883535    441845039    441805314    441764966    441724234    441682572    441641057
442011920    441972577    441921814    441883527    441845021    441805280    441764958    441724218    441682556    441641032
442011912    441972551    441921806    441883519    441845013    441805272    441764941    441724168    441682531    441641016
442011904    441972544    441921798    441883501    441845005    441805264    441764933    441724150    441682515    441640992
442011896    441972510    441921780    441883485    441844990    441805256    441764917    441724143    441682499    441640984
442011888    441972460    441921749    441883477    441844974    441805249    441764909    441724135    441682473    441640976
442011862    441972445    441921731    441883451    441844966    441805231    441764875    441724127    441682457    441640968
442011854    441972437    441921707    441883436    441844958    441805223    441764867    441724119    441682432    441640943
442011839    441972429    441921699    441883428    441844941    441805215    441764859    441724101    441682424    441640927
442011821    441972411    441921640    441883410    441844933    441805207    441764842    441724077    441682416    441640919
442011813    441972395    441921632    441883402    441844925    441805199    441764834    441724051    441682408    441640901
442011805    441972387    441921624    441883394    441844917    441805181    441764818    441724044    441682390    441640885
442011797    441972379    441921616    441883386    441844909    441805173    441764792    441724010    441682382    441640877
442011789    441972353    441921608    441883378    441844891    441805165    441764768    441724002    441682374    441640836
442011771    441972320    441921590    441883352    441844875    441805157    441764750    441723996    441682366    441640828
442011763    441972312    441921582    441883345    441844842    441805140    441764727    441723988    441682358    441640810
442011755    441972304    441921566    441883337    441844834    441805116    441764719    441723954    441682341    441640745
442011748    441972288    441921541    441883329    441844826    441805108    441764701    441723947    441682309    441640711
442011714    441972270    441921533    441883311    441844818    441805090    441764677    441723939    441682291    441640695
442011706    441972262    441921517    441883303    441844800    441805082    441764669    441723921    441682267    441640687
442011680    441972254    441921483    441883295    441844792    441805074    441764644    441723905    441682242    441640653
442011664    441972247    441921475    441883287    441844784    441805058    441764610    441723889    441682234    441640646
442011656    441972221    441921467    441883279    441844776    441805041    441764602    441723871    441682218    441640620
442011631    441972213    441921442    441883246    441844768    441805009    441764594    441723830    441682200    441640612
442011623    441972205    441921434    441883238    441844750    441804986    441764578    441723822    441682184    441640604
442011607    441972171    441921418    441883220    441844743    441804978    441764560    441723798    441682135    441640596
442011565    441972163    441921400    441883204    441844735    441804952    441764552    441723780    441682127    441640588
442011524    441972155    441921392    441883196    441844727    441804945    441764545    441723772    441682101    441640562
442011516    441972148    441921384    441883188    441844719    441804937    441764537    441723764    441682093    441640547
442011508    441972122    441921376    441883170    441844701    441804929    441764511    441723756    441682085    441640539
442011490    441972114    441921350    441883162    441844693    441804911    441764503    441723723    441682077    441640513
442011482    441972106    441921343    441883154    441844685    441804895    441764487    441723707    441682069    441640505
442011474    441972072    441921335    441883147    441844669    441804879    441764479    441723699    441682051    441640489
442011466    441972064    441921327    441883139    441844644    441804861    441764453    441723681    441682044    441640463
442011458    441972056    441921319    441883113    441844636    441804853    441764446    441723665    441682036    441640455
442011441    441972031    441921301    441883105    441844628    441804838    441764420    441723657    441682028    441640448
442011433    441972023    441921285    441883097    441844602    441804820    441764404    441723640    441681996    441640430
442011417    441972015    441921269    441883089    441844594    441804812    441764396    441723632    441681988    441640422
442011409    441972007    441921251    441883071    441844578    441804804    441764388    441723624    441681970    441640406
442011391    441971991    441921244    441883063    441844560    441804788    441764370    441723616    441681962    441640398
442011383    441971983    441921236    441883055    441844552    441804770    441764362    441723608    441681954    441640380
442011375    441971975    441921228    441883048    441844545    441804762    441764354    441723582    441681939    441640364
442011367    441971967    441921194    441883030    441844537    441804754    441764347    441723574    441681921    441640349
442011342    441971959    441921186    441883022    441844529    441804747    441764339    441723558    441681913    441640299
442011334    441971934    441921178    441882982    441844495    441804739    441764321    441723541    441681905    441640281
442011326    441971926    441921160    441882974    441844487    441804721    441764305    441723533    441681897    441640273
442011318    441971918    441921152    441882966    441844461    441804705    441764297    441723525    441681889    441640265
442011300    441971900    441921145    441882933    441844446    441804697    441764289    441723517    441681863    441640257
442011292    441971892    441921129    441882917    441844438    441804671    441764271    441723509    441681830    441640232
442011284    441971884    441921111    441882909    441844412    441804655    441764263    441723491    441681814    441640216
442011276    441971876    441921103    441882875    441844404    441804630    441764156    441723483    441681798    441640208
442011268    441971850    441921095    441882867    441844388    441804606    441764149    441723475    441681780    441640174
442011250    441971835    441921087    441882859    441844370    441804598    441764131    441723467    441681772    441640141
442011243    441971827    441921079    441882842    441844362    441804580    441764115    441723459    441681764    441640125
442011227    441971801    441921061    441882834    441844354    441804572    441764107    441723442    441681749    441640091
442011219    441971785    441921053    441882826    441844347    441804564    441764099    441723426    441681731    441640083
442011201    441971777    441921046    441882818    441844339    441804556    441764081    441723418    441681715    441640067
442011193    441971751    441921038    441882800    441844321    441804549    441764073    441723400    441681681    441640059
442011169    441971744    441921020    441882792    441844206    441804531    441764057    441723392    441681673    441640042
442011151    441971736    441921012    441882784    441844198    441804523    441764040    441723384    441681657    441640034
442011136    441971728    441921004    441882776    441844164    441804515    441764032    441723376    441681632    441640026
442011128    441971710    441920998    441882768    441844156    441804507    441764024    441723368    441681616    441640000
442011102    441971702    441920980    441882750    441844149    441804499    441764008    441723350    441681582    441639986
442011060    441971694    441920964    441882743    441844131    441804481    441763984    441723335    441681574    441639978
442011052    441971686    441920956    441882735    441844123    441804465    441763976    441723327    441681566    441639960
442011045    441971660    441920949    441882719    441844107    441804457    441763943    441723319    441681558    441639929

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441597853    441531258    441482924    441285673    424072551    423849611    423582683    423261460    422784801    421994013
441597812    441531209    441482908    441284833    424072510    423849538    423582642    423261080    422784512    421993106
441597788    441531183    441482890    441284528    424072445    423849520    423582279    423260553    422784108    421992918
441597770    441531175    441482882    441283108    424072338    423849496    423581982    423260413    422783910    421992900
441597762    441531167    441482866    441282365    424072213    423849470    423581974    423260314    422783225    421992702
441597739    441531159    441482841    441282175    424072189    423849397    423581867    423260009    422782797    421992348
441597705    441531142    441482833    441281060    424072148    423849371    423581842    423259837    422782318    421991993
441597697    441531118    441482817    441280815    424071868    423849223    423581735    423259787    422781997    421991951
441597689    441531084    441482809    441279858    424071835    423849108    423581693    423259670    422781716    421991852
441597671    441531076    441482791    441279452    424071827    423849009    423581552    423259498    422781633    421991845
441597663    441531050    441482759    441279320    424071751    423848936    423581495    423259357    422781609    421991654
441597655    441531043    441482742    441278983    424071736    423848605    423581354    423259332    422781245    421991480
441597648    441531035    441482734    441278819    424071702    423848431    423581297    423259233    422781179    421991357
441597630    441531001    441482726    441278538    424071694    423848126    423581248    423259217    422780833    421990714
441597622    441530995    441482718    441277886    424071603    423848043    423581206    423259209    422779678    421989708
441597598    441530987    441482692    441277845    424071579    423848001    423581057    423259142    422779264    421989591
441597572    441530946    441482684    441277837    424071561    423847995    423580943    423259134    422779207    421989492
441597564    441530938    441482676    441277332    424071264    423847987    423580786    423259043    422779124    421989161
441597556    441530920    441482650    441276946    424071249    423847946    423580778    423258748    422778654    421988759
441597549    441530896    441482635    441276862    424070969    423847771    423580687    423258557    422778373    421988155
441597531    441530888    441482627    441276367    424070852    423847672    423580679    423258342    422778332    421987959
441597523    441530862    441482619    441276326    424070811    423847656    423580661    423258326    422777995    421987439
441597515    441530847    441482601    441276284    424070647    423847409    423580604    423258243    422777979    421987280
441597507    441530839    441482569    441275930    424070613    423847300    423580505    423257989    422777870    421987199
441597499    441530821    441482544    441275807    424070605    423847268    423580471    423257955    422777714    421986779
441597481    441530805    441482536    441275658    424070571    423847193    423580307    423257799    422777706    421986654
441597473    441530789    441482528    441275500    424070431    423847144    423580075    423257518    422777532    421986613
441597465    441530771    441482510    441275302    424070407    423847128    423580059    423257435    422776872    421986449
441597457    441530763    441482494    441274826    424070365    423847110    423579960    423257328    422776856    421986381
441597440    441530706    441482478    441274693    424070274    423847052    423579929    423257203    422776187    421985979
441597432    441530698    441482460    441274677    424070118    423847003    423579754    423257120    422775973    421985433
441597341    441530680    441482437    441273216    424070100    423846872    423579671    423257104    422775809    421984865
441597317    441530672    441482429    441273117    424070084    423846583    423579622    423256635    422775668    421984535
441597309    441530664    441482411    441273091    424069995    423846575    423579606    423256577    422775569    421984089
441597291    441530649    441482395    441273042    424069854    423846559    423579598    423256205    422775528    421984022
441597283    441530623    441482387    441272655    424069797    423846542    423579523    423255926    422775031    421983925
441597275    441530599    441482379    441272564    424069763    423846500    423579416    423255744    422774729    421983891
441597267    441530581    441482361    441272515    424069672    423846443    423579333    423255546    422774661    421983776
441597259    441530540    441482353    441272473    424069607    423846385    423579259    423255447    422774646    421983370
441597234    441530532    441482346    441271855    424069581    423846369    423579242    423255280    422774588    421983222
441597200    441530516    441482338    441271764    424069136    423846328    423579150    423255272    422774380    421982760
441597192    441530508    441482320    441271566    424069052    423846310    423578962    423254861    422773721    421981721
441597184    441530482    441482312    441271012    424068955    423846146    423578905    423254705    422773663    421981200
441597176    441530466    441482296    441270857    424068864    423846088    423578806    423254671    422773366    421981127
441597168    441530458    441482270    441270576    424068823    423846021    423578798    423254523    422773259    421980962
441597150    441530441    441482262    441269891    424068773    423845999    423578780    423254432    422773226    421980616
441597143    441530433    441482254    441269248    424068757    423845924    423578756    423254267    422772970    421980301
441597135    441530409    441482239    441269180    424068732    423845874    423578616    423254218    422772798    421980129
441597127    441530375    441482221    441269156    424068724    423845841    423578517    423254176    422772707    421979998
441597119    441530367    441482205    441268729    424068682    423845783    423578491    423254168    422772608    421979071
441597101    441530342    441482189    441268547    424068633    423845643    423578442    423254101    422772541    421979048
441597093    441530300    441482171    441268299    424068450    423845486    423578434    423254002    422772525    421978933
441597085    441530292    441482163    441268067    424068435    423845312    423578418    423253871    422771840    421978263
441597077    441530284    441482155    441267812    424068336    423845189    423578384    423253731    422771816    421976762
441597069    441530250    441482148    441267747    424068260    423845056    423578186    423253699    422771709    421976465
441597051    441530243    441482122    441267655    424068112    423844943    423578053    423253525    422771683    421976036
441597044    441530235    441482114    441267432    424068054    423844919    423577899    423253392    422771485    421975962
441597036    441530193    441482106    441266624    424067767    423844893    423577881    423253244    422771394    421975665
441597028    441530185    441482098    441266616    424067544    423844810    423577816    423253194    422771279    421975103
441597010    441530177    441482080    441266301    424067395    423844711    423577766    423253046    422769851    421974148
441597002    441530169    441482056    441265816    424067353    423844695    423577709    423252923    422769471    421974023
441596996    441530136    441482049    441265170    424067338    423844570    423577576    423252592    422769190    421973850
441596988    441530128    441482023    441263837    424067320    423844562    423577543    423252576    422769117    421973595
441596970    441530110    441482015    441262896    424067296    423844513    423577451    423252147    422768853    421973454
441596954    441530102    441482007    441262722    424067114    423844349    423577220    423252097    422768796    421972019
441596947    441530086    441481991    441262185    424067064    423844232    423577170    423251974    422768713    421970799
441596939    441530060    441481959    441262102    424067031    423844190    423577030    423251941    422768671    421970682
441596921    441530052    441481918    441262086    424066983    423843994    423576735    423251867    422768499    421970542
441596889    441530045    441481900    441261799    424066934    423843853    423576644    423251792    422768382    421970088
441596871    441530037    441481876    441261443    424066900    423843762    423576537    423251727    422768291    421969783
441596863    441530011    441481868    441261005    424066827    423843754    423576271    423251669    422767764    421969494
441596855    441530003    441481843    441260122    424066785    423843697    423576180    423251545    422767699    421969270
441596822    441529989    441481835    441259702    424066710    423843671    423576164    423251479    422767673    421967399


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442011037    441971637    441920931    441882701    441844099    441804440    441763935    441723301    441681541    441639911
442011029    441971629    441920923    441882669    441844073    441804424    441763927    441723285    441681533    441639903
442011011    441971611    441920915    441882560    441844065    441804416    441763919    441723251    441681525    441639887
442011003    441971595    441920907    441882545    441844057    441804408    441763901    441723244    441681517    441639879
442010997    441971579    441920899    441882537    441844032    441804390    441763893    441723236    441681509    441639853
442010963    441971561    441920881    441882529    441843984    441804382    441763877    441723228    441681483    441639846
442010955    441971553    441920873    441882511    441843919    441804374    441763869    441723210    441681467    441639838
442010948    441971546    441920865    441882503    441843893    441804366    441763851    441723194    441681459    441639820
442010930    441971538    441920857    441882495    441843885    441804358    441763836    441723186    441681442    441639812
442010922    441971520    441920840    441882487    441843877    441804333    441763828    441723178    441681434    441639796
442010914    441971504    441920832    441882479    441843869    441804309    441763810    441723160    441681426    441639788
442010906    441971496    441920824    441882461    441843851    441804283    441763794    441723145    441681418    441639770
442010898    441971470    441920816    441882453    441843844    441804275    441763778    441723111    441681400    441639762
442010872    441971462    441920808    441882446    441843836    441804267    441763760    441723103    441681384    441639457
442010864    441971454    441920790    441882438    441843828    441804259    441763752    441723087    441681368    441639440
442010849    441971439    441920782    441882420    441843802    441804242    441763745    441723079    441681350    441639424
442010823    441971413    441920774    441882412    441843794    441804234    441763737    441723053    441681335    441639416
442010815    441971405    441920766    441882404    441843786    441804218    441763729    441723038    441681327    441639408
442010807    441971397    441920741    441882396    441843778    441804200    441763711    441723012    441681277    441639374
442010799    441971371    441920733    441882370    441843760    441804176    441763703    441723004    441681244    441639366
442010781    441971363    441920725    441882362    441843752    441804150    441763695    441722998    441681228    441639341
442010773    441971355    441920717    441882354    441843745    441804135    441763687    441722980    441681210    441639333
442010765    441971330    441920675    441882347    441843737    441804119    441763679    441722972    441681202    441639325
442010757    441971314    441920667    441882339    441843729    441804093    441763661    441722964    441681194    441639291
442010740    441971306    441920659    441882321    441843711    441804085    441763646    441722956    441681152    441639275
442010732    441971280    441920642    441882313    441843703    441804077    441763638    441722931    441681145    441639259
442010716    441971272    441920634    441882305    441843679    441804069    441763620    441722923    441681129    441639226
442010708    441971264    441920618    441882297    441843661    441804051    441763612    441722907    441681111    441639192
442010690    441971256    441920600    441882289    441843653    441804044    441763604    441722899    441681103    441639176
442010682    441971249    441920592    441882271    441843646    441804036    441763596    441722881    441681095    441639143
442010666    441971231    441920584    441882263    441843638    441804028    441763588    441722857    441681087    441639119
442010658    441971223    441920576    441882248    441843620    441804010    441763554    441722840    441681079    441639077
442010641    441971215    441920568    441882214    441843612    441804002    441763547    441722832    441681061    441639069
442010625    441971207    441920550    441882206    441843604    441803996    441763521    441722824    441681053    441639051
442010617    441971199    441920543    441882198    441843596    441803988    441763513    441722790    441681046    441639044
442010609    441971181    441920535    441882180    441843588    441803962    441763505    441722774    441681038    441639036
442010575    441971165    441920519    441882172    441843570    441803947    441763489    441722766    441681020    441639010
442010567    441971157    441920501    441882164    441843562    441803939    441763471    441722758    441681012    441639002
442010559    441971140    441920493    441882149    441843554    441803921    441763463    441722741    441681004    441638996
442010534    441971132    441920485    441882115    441843547    441803889    441763448    441722733    441680980    441638988
442010526    441971124    441920469    441882107    441843521    441803871    441763430    441722725    441680972    441638970
442010518    441971108    441920451    441882099    441843505    441803855    441763422    441722717    441680956    441638962
442010500    441971074    441920444    441882081    441843497    441803848    441763414    441722709    441680949    441638954
442010492    441971066    441920436    441882073    441843471    441803814    441763406    441722691    441680915    441638947
442010484    441971058    441920428    441882065    441843463    441803806    441763380    441722683    441680907    441638939
442010468    441971017    441920402    441882024    441843455    441803798    441763364    441722667    441680865    441638871
442010450    441970993    441920394    441882016    441843448    441803780    441763356    441722659    441680832    441638863
442010435    441970977    441920386    441881992    441843430    441803772    441763349    441722642    441680816    441638814
442010427    441970969    441920378    441881984    441843414    441803764    441763315    441722634    441680808    441638806
442010419    441970951    441920360    441881976    441843356    441803756    441763307    441722626    441680790    441638798
442010401    441970944    441920352    441881968    441843331    441803731    441763281    441722618    441680774    441638780
442010393    441970936    441920345    441881950    441843323    441803715    441763273    441722600    441680766    441638764
442010369    441970928    441920337    441881935    441843315    441803707    441763265    441722592    441680758    441638756
442010351    441970894    441920329    441881927    441843307    441803681    441763257    441722584    441680733    441638749
442010328    441970886    441920311    441881919    441843299    441803665    441763232    441722576    441680725    441638731
442010310    441970878    441920303    441881901    441843281    441803657    441763224    441722568    441680717    441638723
442010302    441970860    441920295    441881893    441843273    441803632    441763208    441722543    441680709    441638715
442010294    441970852    441920279    441881877    441843265    441803616    441763190    441722535    441680691    441638707
442010260    441970837    441920246    441881851    441843257    441803608    441763182    441722527    441680683    441638673
442010252    441970803    441920238    441881836    441843232    441803251    441763166    441722519    441680667    441638665
442010245    441970787    441920220    441881828    441843224    441803236    441763158    441722485    441680659    441638657
442010229    441970779    441920212    441881810    441843216    441803210    441763133    441722477    441680634    441638632
442010211    441970761    441920204    441881802    441843208    441803194    441763125    441722469    441680626    441638616
442010195    441970753    441920196    441881794    441843190    441803178    441763117    441722451    441680618    441638608
442010179    441970746    441920188    441881786    441843182    441803152    441763109    441722436    441680592    441638590
442010161    441970720    441920170    441881778    441843174    441803145    441763091    441722428    441680584    441638558
442010153    441970712    441920162    441881752    441843141    441803137    441763067    441722410    441680576    441638533
442010138    441970704    441920154    441881745    441843133    441803129    441763059    441722402    441680568    441638525
442010120    441970696    441920147    441881711    441843125    441803103    441763042    441722394    441680550    441638517
442010104    441970670    441920139    441881703    441843117    441803095    441763034    441722386    441680543    441638491
442010096    441970662    441920121    441881687    441843109    441803087    441763018    441722378    441680519    441638483
442010088    441970647    441920113    441881679    441843075    441803061    441762994    441722360    441680501    441638475
442010062    441970621    441920097    441881661    441843067    441803046    441762986    441722352    441680493    441638467

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441596814    441529963    441481827    441259306    424066694    423843606    423575893    423251388    422767574    421967290
441596798    441529955    441481801    441258621    424066652    423843499    423575869    423250877    422767467    421967084
441596780    441529948    441481785    441258506    424066421    423843473    423575810    423250844    422767285    421966938
441596772    441529880    441481777    441258381    424066397    423843457    423575646    423250661    422766253    421966821
441596764    441529864    441481769    441257896    424066124    423843424    423575497    423250612    422766154    421966771
441596756    441529856    441481751    441257292    424066017    423843374    423575471    423250539    422766097    421965856
441596749    441529831    441481744    441257235    424066009    423843366    423575430    423250406    422765495    421965591
441596731    441529823    441481736    441255973    424065977    423843317    423575380    423250224    422765479    421963075
441596723    441529815    441481728    441255841    424065837    423843242    423575364    423250158    422765347    421962689
441596715    441529807    441481710    441255643    424065779    423843192    423575141    423250034    422765073    421962440
441596707    441529773    441481702    441255601    424065720    423843069    423575133    423249937    422765057    421962325
441596699    441529740    441481694    441255346    424065639    423842939    423575059    423249820    422764811    421961566
441596681    441529724    441481686    441254752    424065589    423842772    423575042    423249226    422764530    421961467
441596673    441529708    441481678    441253234    424065571    423842590    423574920    423249093    422764431    421960923
441596665    441529682    441481660    441252798    424065548    423842467    423574912    423248848    422764415    421959990
441596657    441529674    441481652    441252541    424065522    423842277    423574755    423248756    422764258    421959156
441596632    441529658    441481645    441251816    424065357    423842202    423574607    423248699    422764175    421958802
441596624    441529641    441481637    441251733    424065308    423841998    423574375    423248251    422764167    421956145
441596616    441529633    441481629    441250941    424065274    423841873    423574144    423248186    422764035    421955725
441596608    441529625    441481611    441250925    424065233    423841733    423573971    423248046    422764001    421954546
441596590    441529617    441481579    441250826    424065217    423841717    423573864    423248012    422763540    421954330
441596574    441529609    441481561    441250727    424065183    423841683    423573831    423247998    422763052    421954074
441596566    441529591    441481553    441250495    424065100    423841667    423573344    423247956    422763029    421953787
441596558    441529583    441481546    441250347    424065092    423841626    423573328    423247857    422763011    421953142
441596533    441529575    441481504    441250289    424065043    423841600    423573013    423247717    422762922    421952292
441596525    441529526    441481496    441249877    424064939    423841493    423572981    423247659    422762880    421951138
441596517    441529518    441481488    441249489    424064921    423841485    423572932    423247568    422762864    421951112
441596491    441529476    441481470    441247897    424064913    423841469    423572726    423247535    422762856    421951070
441596475    441529443    441481447    441247764    424064707    423841238    423572684    423247139    422762708    421950684
441596459    441529427    441481439    441247707    424064608    423841212    423572528    423246933    422762633    421949587
441596426    441529393    441481421    441247624    424064582    423841162    423572478    423246917    422761924    421948480
441596418    441529385    441481405    441247103    424064475    423841097    423572460    423246750    422761114    421947854
441596400    441529377    441481397    441247053    424064301    423841089    423572395    423246164    422761031    421947839
441596392    441529351    441481389    441246527    424064178    423841071    423572247    423245885    422760892    421947730
441596384    441529336    441481348    441245792    424064152    423840859    423572221    423245745    422760520    421947318
441596376    441529328    441481330    441245479    424064137    423840818    423572114    423245687    422760447    421946989
441596368    441529260    441481322    441243961    424064079    423840776    423572106    423245547    422760223    421946104
441596350    441529252    441481298    441243763    424063907    423840669    423572049    423245489    422759894    421945783
441596343    441529245    441481280    441243649    424063659    423840578    423571959    423245364    422759712    421944554
441596327    441529237    441480563    441243532    424063626    423840529    423571868    423244870    422759209    421943705
441596319    441529211    441480555    441243094    424063527    423840446    423571736    423244755    422758748    421942780
441596293    441529203    441480530    441242831    424063519    423840305    423571694    423244680    422758573    421942335
441596285    441529195    441480522    441242211    424063477    423840255    423571603    423244615    422758409    421941543
441596277    441529179    441480514    441241569    424063444    423840206    423571579    423244524    422758292    421941196
441596269    441529161    441480480    441241445    424063402    423839869    423571439    423244474    422757567    421941162
441596251    441529146    441480472    441241189    424063360    423839786    423571231    423244367    422757203    421940792
441596244    441529138    441480464    441240116    424063345    423839760    423571017    423244185    422757021    421940149
441596236    441529088    441480456    441238391    424063139    423839752    423570779    423244060    422756973    421938945
441596228    441529070    441480449    441237989    424062909    423839687    423570597    423243922    422756601    421938861
441596202    441529054    441480415    441235363    424062800    423839596    423570589    423243906    422756387    421938515
441596178    441529021    441480407    441235264    424062685    423839323    423570498    423243872    422756262    421938408
441596160    441529005    441480381    441235124    424062602    423839265    423570431    423243807    422755850    421937350
441596152    441528999    441480373    441234762    424062578    423839224    423570258    423243765    422755488    421936915
441596145    441528981    441480365    441234747    424062560    423839091    423570100    423243740    422755371    421936881
441596129    441528965    441480340    441234713    424062487    423839034    423570068    423243476    422754580    421936642
441596103    441528957    441480332    441233541    424062461    423838986    423570050    423243401    422754499    421934928
441596095    441528932    441480324    441231834    424062404    423838705    423570035    423243252    422754390    421934225
441596087    441528924    441480316    441231768    424062370    423838630    423569979    423243229    422754358    421933102
441596079    441528916    441480290    441231719    424062271    423838580    423569763    423243187    422754226    421932963
441596061    441528890    441480274    441231396    424062123    423838531    423569755    423243112    422753590    421932864
441596053    441528882    441480266    441230695    424061968    423838515    423569565    423242973    422753087    421932617
441596038    441528858    441480258    441230562    424061885    423838382    423569557    423242791    422752915    421931734
441596020    441528833    441480241    441230497    424061802    423838077    423569474    423242759    422752865    421930579
441596012    441528825    441480233    441229598    424061778    423837855    423569300    423242569    422752857    421929944
441596004    441528817    441480225    441229184    424061729    423837830    423569094    423242452    422752741    421929068
441595980    441528809    441480217    441229036    424061638    423837822    423568864    423242320    422752386    421928847
441595972    441528791    441480209    441228475    424061588    423837798    423568716    423241785    422751495    421928680
441595964    441528783    441480183    441228046    424061562    423837764    423568666    423241769    422751180    421928458
441595956    441528767    441480159    441227501    424061505    423837640    423568559    423241736    422750760    421928383
441595949    441528759    441480142    441226685    424061349    423837426    423568468    423241546    422750752    421927922
441595931    441528742    441480134    441225505    424061109    423837343    423568286    423241405    422750331    421926460
441595923    441528734    441480126    441225471    424061091    423837301    423568237    423241355    422750281    421925876
441595915    441528726    441480118    441225430    424061042    423837293    423568112    423241264    422750265    421924929


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442010054    441970613    441920089    441881646    441843059    441803038    441762978    441722345    441680485    441638442
442010039    441970597    441920063    441881638    441843042    441803020    441762952    441722337    441680477    441638434
442009999    441970589    441920055    441881612    441843034    441803012    441762929    441722329    441680469    441638426
442009965    441970571    441920048    441881604    441843026    441802998    441762911    441722303    441680444    441638384
442009957    441970563    441920022    441881588    441843018    441802972    441762903    441722295    441680436    441638368
442009924    441970555    441920014    441881570    441843000    441802964    441762895    441722287    441680428    441638350
442009916    441970548    441920006    441881547    441842994    441802956    441762879    441722279    441680410    441638343
442009908    441970506    441919974    441881539    441842986    441802949    441762853    441722261    441680402    441638335
442009882    441970498    441919966    441881521    441842960    441802931    441762846    441722253    441680386    441638319
442009866    441970480    441919958    441881513    441842945    441802923    441762838    441722246    441680345    441638301
442009841    441970472    441919933    441881497    441842937    441802915    441762812    441722220    441680337    441638285
442009833    441970449    441919925    441881489    441842929    441802907    441762796    441722204    441680329    441638277
442009817    441970431    441919917    441881463    441842911    441802881    441762788    441722188    441680311    441638251
442009809    441970423    441919909    441881455    441842895    441802873    441762762    441722162    441680303    441638236
442009791    441970415    441919883    441881448    441842887    441802865    441762721    441722147    441680287    441638228
442009783    441970381    441919875    441881430    441842879    441802857    441762713    441722139    441680261    441638210
442009775    441970365    441919859    441881422    441842853    441802840    441762705    441722113    441680253    441638202
442009767    441970357    441919842    441881414    441842846    441802824    441762697    441722097    441680246    441638186
442009742    441970340    441919834    441881406    441842838    441802808    441762671    441722089    441680238    441638160
442009726    441970332    441919826    441881398    441842820    441802790    441762663    441722071    441680220    441638152
442009718    441970324    441919800    441881380    441842796    441802782    441762655    441722063    441680212    441638145
442009700    441970316    441919792    441881372    441842788    441802766    441762648    441722055    441680204    441638137
442009684    441970290    441919784    441881364    441842770    441802741    441762630    441722048    441680196    441638111
442009676    441970274    441919776    441881356    441842762    441802733    441762622    441722030    441680188    441638103
442009650    441970266    441919768    441881349    441842713    441802717    441762614    441722022    441680170    441638087
442009643    441970258    441919743    441881331    441842689    441802584    441762606    441722014    441680162    441638079
442009635    441970241    441919727    441881323    441842671    441802576    441762598    441722006    441680139    441638053
442009627    441970233    441919719    441881307    441842663    441802568    441762580    441721982    441680113    441638046
442009619    441970217    441919701    441881299    441842622    441802550    441762564    441721974    441680105    441638020
442009585    441970209    441919685    441881281    441842614    441802535    441762556    441721966    441680097    441638004
442009551    441970191    441919677    441881273    441842606    441802527    441762549    441721925    441680089    441637972
442009536    441970183    441919669    441881265    441842598    441802519    441762531    441721917    441680071    441637964
442009510    441970175    441919651    441881257    441842580    441802493    441762523    441721891    441680063    441637956
442009502    441970167    441919636    441881240    441842572    441802485    441762515    441721883    441680030    441637949
442009494    441970159    441919628    441881232    441842564    441802477    441762507    441721875    441680022    441637931
442009486    441970142    441919610    441881224    441842549    441802469    441762473    441721859    441680014    441637915
442009478    441970134    441919602    441881208    441842531    441802451    441762465    441721842    441680006    441637899
442009460    441970126    441919594    441881182    441842515    441802444    441762457    441721834    441679990    441637881
442009452    441970118    441919586    441881174    441842507    441802410    441762432    441721826    441679982    441637865
442009437    441970076    441919578    441881166    441842499    441802402    441762416    441721818    441679974    441637857
442009403    441970068    441919560    441881158    441842481    441802394    441762390    441721800    441679933    441637840
442009395    441970050    441919552    441881117    441842473    441802386    441762382    441721784    441679917    441637832
442009387    441970043    441919545    441881109    441842457    441802378    441762358    441721776    441679891    441637816
442009361    441970035    441919537    441881091    441842440    441802360    441762341    441721768    441679883    441637808
442009353    441970027    441919529    441881083    441842424    441802352    441762333    441721750    441679867    441637790
442009346    441970019    441919511    441881075    441842416    441802337    441762325    441721743    441679834    441637766
442009312    441969979    441919479    441881067    441842408    441802329    441762317    441721701    441679826    441637733
442009304    441969961    441919461    441881059    441842390    441802311    441762309    441721693    441679818    441637717
442009296    441969953    441919453    441881042    441842374    441802303    441762291    441721685    441679784    441637675
442009270    441969946    441919438    441881034    441842366    441802295    441762283    441721677    441679750    441637667
442009262    441969938    441919420    441881026    441842358    441802279    441762275    441721669    441679743    441637642
442009254    441969920    441919412    441881018    441842341    441802261    441762259    441721644    441679727    441637634
442009247    441969904    441919404    441881000    441842333    441802253    441762242    441721636    441679719    441637626
442009239    441969870    441919388    441880986    441842325    441802246    441762226    441721610    441679701    441637618
442009221    441969862    441919370    441880978    441842317    441802220    441762218    441721602    441679693    441637600
442009205    441969847    441919362    441880960    441842309    441802212    441762192    441721586    441679677    441637576
442009197    441969821    441919354    441880952    441842283    441802204    441762184    441721560    441679669    441637550
442009189    441969797    441919347    441880929    441842275    441802196    441762176    441721552    441679651    441637543
442009163    441969789    441919339    441880895    441842259    441802188    441762168    441721545    441679644    441637535
442009155    441969771    441919321    441880887    441842234    441802147    441762143    441721537    441679628    441637485
442009130    441969763    441919313    441880879    441842218    441802097    441762135    441721511    441679610    441637469
442009114    441969755    441919297    441880861    441842192    441802071    441762127    441721503    441679560    441637451
442009106    441969722    441919289    441880846    441842184    441802063    441762119    441721487    441679552    441637436
442009098    441969714    441919271    441880838    441842168    441802048    441762101    441721461    441679545    441637428
442009080    441969706    441919263    441880820    441842150    441802030    441762093    441721453    441679537    441637394
442009064    441969698    441919248    441880812    441842143    441802022    441762085    441721446    441679529    441637386
442009056    441969680    441919230    441880796    441842135    441802014    441762077    441721420    441679495    441637378
442009049    441969672    441919222    441880770    441842119    441802006    441762051    441721412    441679487    441637360
442009031    441969664    441919206    441880762    441842101    441801990    441762036    441721396    441679479    441637352
442009023    441969649    441919198    441880754    441842093    441801982    441762028    441721370    441679453    441637337
442009015    441969631    441919180    441880747    441842085    441801974    441762010    441721362    441679446    441637329
442009007    441969623    441919172    441880713    441842077    441801966    441762002    441721354    441679438    441637303
442008991    441969615    441919164    441880705    441842069    441801933    441761996    441721347    441679420    441637295

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441595907    441528718    441480100    441225364    424060937    423837160    423568047    423241066    422750034    421924382
441595899    441528700    441480092    441225307    424060903    423837095    423567908    423241009    422750026    421923426
441595881    441528684    441480084    441224953    424060861    423836998    423567866    423240951    422749812    421923178
441595873    441528676    441480076    441224904    424060747    423836857    423567858    423240928    422749770    421922998
441595865    441528668    441480050    441224771    424060705    423836816    423567775    423240902    422749721    421922741
441595857    441528643    441480043    441224201    424060697    423836808    423567759    423240811    422749648    421922667
441595840    441528635    441480035    441224045    424060689    423836675    423567742    423240779    422749333    421922188
441595832    441528627    441480027    441223419    424060424    423836667    423567726    423240670    422748798    421921776
441595824    441528601    441480019    441222833    424060358    423836535    423567650    423240654    422748764    421921073
441595808    441528593    441480001    441221405    424060317    423836527    423567437    423240548    422747915    421921016
441595782    441528544    441479979    441220449    424060184    423836485    423567429    423240514    422747881    421920729
441595766    441528494    441479953    441220258    424060051    423836295    423567247    423240415    422747774    421920026
441595758    441528486    441479946    441220126    424060002    423836279    423567163    423240357    422747451    421919358
441595741    441528429    441479938    441219912    424059921    423836261    423566991    423240068    422747238    421919028
441595725    441528411    441479920    441219409    424059475    423836121    423566983    423239821    422747113    421918319
441595717    441528395    441479904    441219318    424059418    423835990    423566694    423239706    422746883    421918251
441595683    441528387    441479896    441219219    424059384    423835909    423566645    423239698    422746743    421918228
441595675    441528379    441479870    441219060    424059335    423835875    423566553    423239623    422746719    421917816
441595667    441528353    441479862    441218831    424059285    423835834    423566488    423239557    422746560    421917030
441595642    441528338    441479847    441217932    424059012    423835578    423566389    423239524    422746529    421915406
441595634    441528320    441479839    441217825    424058857    423835560    423566231    423239433    422746503    421914748
441595618    441528312    441479813    441216975    424058774    423835495    423566116    423239284    422745539    421914318
441595592    441528304    441479805    441216868    424058717    423835396    423565803    423238807    422745505    421914235
441595584    441528270    441479797    441216488    424058709    423835297    423565761    423238740    422745471    421914144
441595576    441528262    441479789    441216447    424058634    423835271    423565662    423238708    422745430    421912601
441595543    441528254    441479722    441215852    424058618    423835248    423565647    423238674    422745265    421911678
441595535    441528247    441479714    441215472    424058600    423835107    423565530    423238500    422745141    421911371
441595527    441528239    441479706    441214780    424058550    423835081    423565415    423238039    422745059    421909896
441595519    441528213    441479698    441213303    424058501    423835057    423565399    423237643    422745000    421909706
441595493    441528205    441479672    441212909    424058428    423834860    423565365    423237635    422744987    421908757
441595485    441528197    441479649    441212511    424058360    423834779    423565332    423237551    422744771    421908617
441595469    441528163    441479631    441211737    424058287    423834738    423564889    423237536    422744730    421906801
441595451    441528148    441479615    441211299    424058279    423834704    423564780    423237486    422744441    421906660
441595444    441528122    441479607    441210655    424058212    423834571    423564525    423237288    422743997    421906488
441595428    441528114    441479599    441209384    424058139    423834480    423564517    423237247    422743781    421906025
441595410    441528080    441479581    441209269    424058063    423834472    423564459    423237205    422743302    421905118
441595402    441528072    441479565    441209004    424057925    423834092    423564368    423237189    422743112    421905092
441595394    441528064    441479557    441208915    424057891    423834084    423564194    423237080    422743070    421904848
441595386    441528056    441479524    441208337    424057651    423833870    423564004    423237049    422743021    421904293
441595378    441528049    441479516    441208063    424057396    423833730    423563956    423237023    422742940    421904038
441595337    441528031    441479508    441207701    424057255    423833649    423563931    423236942    422742833    421903923
441595329    441528023    441479482    441207289    424057131    423833607    423563915    423236751    422742593    421902990
441595311    441528015    441479474    441206653    424057123    423833599    423563873    423236546    422742536    421902263
441595303    441528007    441479466    441205879    424057057    423833573    423563758    423236504    422741702    421901042
441595279    441527991    441479441    441204286    424056976    423833425    423563600    423236264    422741652    421900291
441595246    441527975    441479425    441203486    424056695    423833318    423563360    423236108    422741629    421899691
441595220    441527942    441479417    441203403    424056687    423833276    423563220    423235829    422741579    421898305
441595204    441527934    441479383    441203361    424056604    423833136    423563212    423235357    422741272    421898123
441595196    441527900    441479375    441202330    424056513    423833086    423563188    423234772    422741132    421898107
441595188    441527892    441479367    441202264    424056463    423833029    423563162    423234665    422741108    421897646
441595170    441527884    441479359    441201514    424056430    423832393    423563097    423234517    422740712    421897604
441595162    441527876    441479334    441201399    424056414    423832310    423563048    423234327    422740639    421897422
441595154    441527868    441479300    441201266    424056356    423832260    423562792    423234160    422740407    421897109
441595147    441527850    441479292    441201183    424056323    423832252    423562768    423234145    422740399    421895624
441595139    441527819    441479284    441200722    424056307    423832211    423562735    423234129    422740381    421895285
441595105    441527793    441479276    441200698    424056299    423832195    423562636    423234046    422740274    421894098
441595089    441527785    441479268    441200557    424056273    423832153    423562552    423234004    422739698    421893892
441595063    441527777    441479250    441200045    424056059    423832088    423562479    423233873    422739631    421891847
441595055    441527769    441479243    441199908    424055879    423831882    423562396    423233774    422739573    421891755
441595048    441527736    441479235    441199791    424055812    423831783    423562370    423233758    422739482    421891078
441595030    441527728    441479227    441199676    424055648    423831767    423562271    423233444    422739417    421891011
441595022    441527702    441479219    441199627    424055630    423831692    423562107    423233436    422739326    421890906
441595014    441527694    441479201    441199569    424055358    423831577    423562057    423233329    422739169    421889726
441595006    441527686    441479193    441199148    424055267    423831551    423561919    423233253    422739011    421889130
441594991    441527678    441479185    441198504    424055234    423831460    423561844    423232776    422738732    421888868
441594983    441527660    441479177    441197647    424055218    423831403    423561810    423232479    422738591    421888819
441594975    441527652    441479169    441197142    424055150    423831395    423561752    423232396    422738443    421888272
441594967    441527645    441479151    441196607    424055036    423831254    423561703    423232255    422737916    421887969
441594959    441527629    441479136    441196128    424054963    423831148    423561539    423231919    422737726    421887639
441594942    441527611    441479128    441195906    424054922    423830975    423561372    423231653    422737619    421887563
441594934    441527595    441479110    441195823    424054914    423830967    423561299    423231562    422737544    421886169
441594926    441527587    441479086    441194610    424054765    423830926    423561109    423231430    422737429    421885955
441594918    441527561    441479078    441194339    424054633    423830520    423560994    423231422    422737395    421885765


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442008983    441969599    441919156    441880697    441842051    441801925    441761988    441721313    441679412    441637261
442008975    441969581    441919149    441880689    441842044    441801891    441761970    441721305    441679404    441637246
442008967    441969573    441919115    441880671    441842036    441801883    441761962    441721248    441679396    441637238
442008959    441969565    441919107    441880663    441842028    441801875    441761954    441721222    441679388    441637204
442008942    441969557    441919099    441880655    441842010    441801867    441761947    441721214    441679370    441637196
442008934    441969540    441919073    441880630    441842002    441801859    441761939    441721198    441679354    441637188
442008926    441969532    441919057    441880622    441841988    441801842    441761921    441721180    441679347    441637170
442008918    441969524    441919040    441880614    441841970    441801834    441761905    441721172    441679339    441637162
442008900    441969516    441919032    441880606    441841954    441801826    441761897    441721164    441679321    441637154
442008892    441969508    441919024    441880598    441841913    441801818    441761889    441721156    441679313    441637147
442008884    441969490    441919016    441880580    441841905    441801800    441761871    441721131    441679297    441637139
442008843    441969482    441919008    441880572    441841889    441801792    441761863    441721123    441679271    441637105
442008827    441969466    441918976    441880564    441841871    441801784    441761848    441721115    441679263    441637097
442008819    441969458    441918968    441880556    441841863    441801776    441761830    441721107    441679255    441637089
442008801    441969441    441918950    441880549    441841855    441801768    441761822    441721099    441679248    441637071
442008793    441969417    441918935    441880523    441841848    441801750    441761814    441721073    441679230    441637063
442008769    441969409    441918893    441880515    441841830    441801743    441761806    441721065    441679222    441637048
442008751    441969383    441918877    441880507    441841822    441801735    441761798    441721032    441679214    441637030
442008744    441969375    441918869    441880499    441841814    441801727    441761780    441721024    441679206    441637022
442008736    441969367    441918851    441880481    441841780    441801701    441761764    441720992    441679198    441637006
442008728    441969334    441918844    441880473    441841772    441801693    441761756    441720984    441679180    441636974
442008710    441969326    441918828    441880465    441841764    441801685    441761749    441720976    441679172    441636966
442008694    441969318    441918810    441880432    441841756    441801677    441761731    441720950    441679164    441636958
442008678    441969300    441918802    441880408    441841749    441801669    441761715    441720943    441679156    441636933
442008652    441969292    441918786    441880390    441841731    441801651    441761707    441720935    441679149    441636917
442008645    441969284    441918778    441880382    441841699    441801644    441761681    441720919    441679131    441636891
442008629    441969276    441918760    441880374    441841673    441801628    441761673    441720893    441679123    441636883
442008611    441969268    441918752    441880366    441841665    441801602    441761665    441720885    441679115    441636842
442008595    441969250    441918745    441880358    441841657    441801594    441761640    441720869    441679099    441636834
442008587    441969243    441918737    441880341    441841632    441801586    441761632    441720844    441679081    441636826
442008553    441969235    441918729    441880333    441841624    441801578    441761616    441720836    441679065    441636800
442008546    441969219    441918711    441880325    441841616    441801560    441761608    441720828    441679057    441636792
442008520    441969201    441918703    441880317    441841608    441801545    441761590    441720810    441679032    441636784
442008512    441969193    441918695    441880309    441841590    441801529    441761582    441720802    441679024    441636776
442008496    441969185    441918687    441880291    441841574    441801487    441761574    441720794    441678646    441636750
442008488    441969151    441918679    441880283    441841566    441801479    441761566    441720521    441678638    441636743
442008470    441969144    441918661    441880275    441841558    441801461    441761533    441720513    441678620    441636735
442008462    441969136    441918653    441880259    441841541    441801453    441761525    441720505    441678612    441636727
442008454    441969094    441918638    441880242    441841533    441801438    441761517    441720497    441678596    441636719
442008447    441969086    441918612    441880234    441841525    441801420    441761509    441720471    441678588    441636701
442008439    441969078    441918604    441880226    441841509    441801412    441761483    441720463    441678570    441636685
442008421    441969060    441918596    441880218    441841491    441801404    441761442    441720414    441678562    441636677
442008397    441969052    441918588    441880200    441841483    441801396    441761434    441720406    441678554    441636669
442008389    441969045    441918570    441879970    441841475    441801388    441761426    441720398    441678547    441636628
442008371    441969011    441918562    441879962    441841459    441801370    441761418    441720380    441678513    441636610
442008363    441968989    441918547    441879939    441841426    441801362    441761277    441720372    441678505    441636594
442008355    441968963    441918539    441879921    441841418    441801354    441761269    441720364    441678463    441636586
442008330    441968948    441918521    441879913    441841384    441801347    441761251    441720349    441678455    441636560
442008306    441968930    441918513    441879905    441841368    441801339    441761236    441720331    441678448    441636552
442008298    441968906    441918505    441879897    441841350    441801321    441761210    441720315    441678422    441636545
442008280    441968898    441918489    441879889    441841343    441801289    441761202    441720307    441678414    441636503
442008272    441968880    441918471    441879863    441841335    441801271    441761194    441720299    441678398    441636495
442008264    441968872    441918463    441879855    441841327    441801263    441761145    441720281    441678380    441636479
442008231    441968864    441918430    441879848    441841319    441801222    441761129    441720265    441678372    441636461
442008199    441968807    441918422    441879830    441841301    441801214    441761111    441720257    441678349    441636438
442008165    441968781    441918406    441879822    441841293    441801206    441761095    441720232    441678331    441636420
442008157    441968773    441918398    441879814    441841285    441801180    441761087    441720224    441678323    441636412
442008140    441968765    441918380    441879806    441841277    441801172    441761061    441720216    441678299    441636404
442008124    441968757    441918349    441879798    441841269    441801164    441761053    441720208    441678281    441636388
442008116    441968740    441918331    441879780    441841251    441801156    441761046    441720190    441678273    441636370
442008090    441968732    441918323    441879772    441841244    441801149    441761038    441720182    441678265    441636362
442008082    441968724    441918315    441879764    441841236    441801131    441761020    441720174    441678257    441636354
442008074    441968716    441918307    441879749    441841210    441801123    441761012    441720166    441678240    441636347
442008066    441968708    441918299    441879723    441841202    441801115    441760865    441720141    441678232    441636321
442008058    441968682    441918281    441879715    441841194    441801107    441760857    441720133    441678208    441636289
442008041    441968674    441918273    441879483    441841186    441801099    441760832    441720125    441678190    441636271
442008033    441968666    441918265    441879475    441841178    441801081    441760824    441719952    441678182    441636263
442008017    441968633    441918240    441879467    441841160    441801073    441760816    441719911    441678166    441636255
442007993    441968625    441918232    441879459    441841152    441801065    441760808    441719903    441678158    441636248
442007977    441968617    441918216    441879442    441841145    441801032    441760790    441719887    441678125    441636230
442007969    441968609    441918208    441879434    441841137    441801024    441760774    441719846    441678117    441636222
442007951    441968591    441918182    441879426    441841111    441801016    441760741    441719838    441678109    441636214
442007944    441968575    441918166    441879400    441841103    441801008    441760733    441719820    441678083    441636206

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441594900    441527553    441479060    441194198    424054500    423830421    423560952    423231372    422737023    421885062
441594868    441527538    441479045    441194065    424054484    423830371    423560937    423231323    422736793    421884230
441594850    441527520    441479029    441194024    424054419    423830355    423560770    423230762    422736165    421883844
441594843    441527512    441479011    441193422    424054385    423830157    423560648    423230630    422736140    421883547
441594835    441527504    441479003    441193133    424054351    423830140    423560507    423230499    422735381    421883489
441594827    441527496    441478989    441193067    424054310    423829936    423560374    423230382    422735274    421883455
441594819    441527470    441478963    441192143    424054120    423829910    423560366    423230366    422734962    421882416
441594801    441527462    441478948    441191574    424054039    423829852    423560168    423230085    422734434    421881467
441594793    441527447    441478930    441191483    424053932    423829837    423560036    423230077    422734418    421881236
441594785    441527413    441478922    441191269    424053692    423829704    423560002    423230010    422734152    421881004
441594777    441527405    441478898    441190808    424053650    423829688    423559913    423229988    422734103    421880188
441594769    441527397    441478872    441190527    424053544    423829555    423559855    423229939    422733782    421878851
441594751    441527355    441478864    441189636    424053494    423829480    423559749    423229830    422733709    421878463
441594744    441527330    441478856    441189172    424053387    423829407    423559715    423229780    422733006    421877952
441594736    441527322    441478849    441188885    424053288    423829332    423559616    423229384    422732834    421877473
441594710    441527314    441478831    441188844    424053262    423829282    423559442    423229301    422732404    421877358
441594702    441527306    441478823    441188802    424053205    423829274    423559376    423229251    422732180    421876608
441594694    441527298    441478815    441188786    424053163    423829217    423559285    423229236    422732099    421876350
441594686    441527280    441478807    441188356    424053064    423829092    423559194    423228915    422732016    421875188
441594652    441527256    441478799    441188281    424053049    423828920    423559004    423228741    422731869    421874579
441594645    441527231    441478781    441188141    424052942    423828896    423558931    423228477    422731760    421874553
441594629    441527223    441478773    441186764    424052934    423828854    423558899    423228451    422731588    421872763
441594611    441527215    441478765    441185832    424052819    423828805    423558725    423228352    422730853    421872458
441594595    441527207    441478757    441185576    424052785    423828789    423558667    423228162    422730762    421872433
441594496    441527199    441478740    441184637    424052546    423828730    423558451    423228071    422730580    421872391
441594488    441527181    441478732    441184397    424052538    423828714    423558212    423228063    422730036    421872342
441594470    441527173    441478724    441184108    424052512    423828656    423558204    423227842    422729798    421872326
441594454    441527165    441478690    441183803    424052454    423828458    423558121    423227602    422729780    421871831
441594447    441527140    441478674    441183415    424052405    423828243    423557768    423227560    422729715    421871807
441594439    441527132    441478617    441183233    424052272    423828219    423557669    423227503    422729590    421871351
441594413    441527124    441478609    441182359    424052231    423828078    423557586    423227230    422729558    421871161
441594405    441527116    441478591    441182185    424052207    423828011    423557560    423227081    422728675    421871120
441594397    441527108    441478583    441181377    424052140    423827997    423557495    423226968    422728600    421869629
441594371    441527082    441478575    441180734    424051985    423827971    423557305    423226851    422728287    421868803
441594363    441527066    441478559    441180247    424051571    423827898    423557214    423226760    422727776    421867862
441594355    441527041    441478542    441179942    424051506    423827872    423557016    423226703    422727693    421867250
441594348    441527017    441478534    441178951    424051431    423827831    423556927    423226612    422727537    421867110
441594322    441527009    441478526    441178837    424051308    423827823    423556851    423226406    422727479    421866963
441594314    441526993    441478500    441177409    424051274    423827740    423556661    423225655    422727412    421866823
441594298    441526977    441478492    441176740    424051225    423827641    423556489    423225523    422727016    421866708
441594272    441526969    441478476    441175817    424051183    423827609    423556430    423225432    422726810    421866609
441594264    441526449    441478450    441174927    424051167    423827591    423555994    423225382    422726760    421866369
441594256    441526423    441478419    441174687    424051068    423827583    423555812    423225119    422726026    421866096
441594249    441526399    441478401    441174448    424050953    423827484    423555663    423225051    422724880    421866070
441594231    441526365    441478393    441174406    424050920    423827393    423555309    423224872    422724757    421863705
441594223    441526340    441478385    441174349    424050904    423827385    423555283    423224831    422724526    421860578
441594215    441526324    441478377    441174174    424050805    423827344    423555119    423224781    422724021    421859521
441594207    441526290    441478351    441173465    424050730    423827260    423554989    423224633    422722892    421859422
441594199    441526282    441478344    441173267    424050631    423827039    423554880    423224476    422722322    421859414
441594181    441526266    441478336    441173218    424050581    423826817    423554583    423224252    422722082    421858895
441594173    441526241    441478328    441171931    424050573    423826809    423554310    423224237    422722041    421858580
441594132    441526233    441478302    441171634    424050466    423826676    423554187    423224203    422721910    421858465
441594116    441526183    441478286    441171618    424050367    423826619    423554153    423224039    422721480    421858408
441594108    441526159    441478260    441170669    424050284    423826577    423554062    423223940    422721431    421858119
441594082    441526142    441478252    441170214    424050177    423826551    423553841    423223890    422720821    421857863
441594074    441526126    441478245    441170081    424050169    423826437    423553817    423223304    422720805    421856675
441594066    441526100    441478211    441169612    424050052    423826387    423553668    423223296    422720714    421856055
441594058    441526092    441478203    441169315    424049856    423826361    423553536    423223288    422720664    421855891
441594041    441526084    441478195    441169117    424049849    423826221    423552892    423223205    422720540    421855750
441594033    441526068    441478161    441168820    424049575    423826064    423552769    423223122    422720011    421855248
441594017    441526050    441478153    441167491    424049567    423825975    423552561    423222843    422719674    421855206
441594009    441526043    441478146    441167053    424049559    423825918    423552520    423222751    422719641    421853342
441593993    441526035    441478138    441166709    424049419    423825827    423552447    423222553    422719575    421853086
441593985    441526027    441478120    441166493    424049328    423825272    423552280    423222462    422719559    421852724
441593969    441526019    441478112    441165453    424049229    423825116    423552082    423222397    422719419    421852039
441593951    441525979    441478104    441165305    424049187    423825108    423552009    423222371    422719278    421851361
441593944    441525953    441478088    441164993    424049179    423824960    423551811    423222199    422718627    421850298
441593936    441525946    441478070    441164571    424049153    423824903    423551720    423222082    422718312    421850264
441593902    441525706    441478062    441164472    424049112    423824606    423551662    423222025    422717900    421849977
441593894    441525672    441478054    441164290    424049021    423824481    423551654    423221894    422717876    421849837
441593886    441525664    441478021    441163771    424048924    423824440    423551605    423221688    422717645    421849670
441593878    441525623    441477999    441163292    424048809    423824390    423551472    423221670    422717439    421848540
441593845    441525615    441477965    441163052    424048775    423824374    423550987    423221613    422717405    421847773


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442007928    441968559    441918158    441879384    441841095    441800950    441760717    441719804    441678075    441636198
442007910    441968534    441918141    441879376    441841079    441800943    441760709    441719796    441678059    441636180
442007902    441968526    441918133    441879343    441841061    441800935    441760691    441719788    441678034    441636164
442007894    441968518    441918117    441879335    441841053    441800927    441760683    441719770    441678026    441636149
442007878    441968500    441918109    441879327    441841046    441800919    441760675    441719754    441678018    441636123
442007860    441968492    441918075    441879319    441841038    441800901    441760659    441719747    441678000    441636107
442007845    441968484    441918067    441879301    441841020    441800885    441760634    441719739    441677994    441636099
442007837    441968476    441918034    441879277    441841012    441800869    441760626    441719721    441677978    441636081
442007829    441968468    441918026    441879269    441841004    441800836    441760618    441719713    441677960    441636073
442007811    441968450    441918018    441879244    441840998    441800828    441760600    441719705    441677952    441636057
442007795    441968443    441918000    441879228    441840964    441800810    441760592    441719689    441677945    441636040
442007787    441968435    441917994    441879210    441840956    441800794    441760576    441719671    441677929    441636032
442007779    441968427    441917986    441879202    441840949    441800778    441760568    441719655    441677911    441635950
442007761    441968401    441917978    441879194    441840923    441800760    441760550    441719648    441677903    441635927
442007753    441968393    441917945    441879160    441840915    441800752    441760543    441719614    441677895    441635919
442007738    441968385    441917937    441879152    441840907    441800745    441760535    441719598    441677887    441635901
442007712    441968377    441917929    441879137    441840873    441800729    441760527    441719580    441677879    441635885
442007696    441968369    441917903    441879095    441840857    441800711    441760501    441719572    441677861    441635877
442007688    441968351    441917895    441879087    441840840    441800703    441760493    441719564    441677853    441635869
442007670    441968344    441917879    441879053    441840832    441800695    441760485    441719556    441677846    441635851
442007662    441968328    441917861    441879046    441840824    441800687    441760477    441719549    441677838    441635844
442007654    441968310    441917846    441879020    441840816    441800653    441760469    441719531    441677820    441635810
442007647    441968294    441917838    441879004    441840808    441800646    441760451    441719523    441677804    441635802
442007639    441968286    441917820    441878998    441840790    441800638    441760444    441719515    441677796    441635786
442007621    441968278    441917804    441878964    441840774    441800620    441760428    441719499    441677788    441635778
442007605    441968252    441917796    441878949    441840766    441800612    441760410    441719481    441677770    441635752
442007597    441968229    441917788    441878931    441840758    441800604    441760402    441719473    441677754    441635745
442007589    441968211    441917770    441878923    441840634    441800588    441760394    441719465    441677747    441635729
442007571    441968179    441917754    441878907    441840626    441800570    441760386    441719457    441677739    441635711
442007563    441968161    441917739    441878899    441840618    441800562    441760378    441719440    441677721    441635695
442007555    441968153    441917721    441878865    441840584    441800554    441760360    441719432    441677705    441635687
442007522    441968146    441917713    441878857    441840576    441800547    441760352    441719424    441677697    441635653
442007514    441968138    441917705    441878840    441840568    441800513    441760345    441719416    441677671    441635646
442007506    441968120    441917689    441878824    441840550    441800505    441760337    441719374    441677655    441635638
442007498    441968070    441917663    441878808    441840543    441800497    441760303    441719366    441677614    441635620
442007480    441968062    441917648    441878774    441840519    441800489    441760295    441719358    441677606    441635612
442007464    441968047    441917630    441878766    441840485    441800471    441760287    441719333    441677598    441635604
442007456    441968013    441917622    441878758    441840477    441800422    441760253    441719317    441677580    441635596
442007449    441968005    441917614    441878741    441840469    441800414    441760246    441719275    441677572    441635588
442007431    441967999    441917606    441878725    441840451    441800406    441760238    441719267    441677556    441635562
442007423    441967981    441917598    441878709    441840444    441800398    441760196    441719259    441677549    441635554
442007415    441967973    441917580    441878683    441840436    441800380    441760188    441719242    441677531    441635547
442007399    441967965    441917564    441878659    441840428    441800372    441760170    441719234    441677523    441635505
442007373    441967957    441917556    441878634    441840410    441800356    441760162    441719200    441677515    441635489
442007332    441967940    441917531    441878626    441840402    441800349    441760154    441719176    441677499    441635471
442007324    441967932    441917523    441878618    441840386    441800315    441760147    441719168    441677465    441635455
442007308    441967924    441917515    441878592    441840378    441800307    441760139    441719150    441677457    441635448
442007290    441967908    441917507    441878584    441840360    441800299    441760113    441719143    441677440    441635430
442007282    441967890    441917499    441878576    441840352    441800281    441760105    441719135    441677432    441635422
442007274    441967874    441917473    441878568    441840345    441800273    441760097    441719127    441677424    441635406
442007258    441967866    441917465    441878543    441840337    441800265    441760089    441719101    441677416    441635398
442007225    441967858    441917457    441878535    441840329    441800257    441760071    441719085    441677408    441635380
442007217    441967841    441917440    441878527    441840287    441800240    441760063    441719077    441677390    441635372
442007209    441967833    441917424    441878519    441840279    441800232    441760048    441719051    441677382    441635364
442007191    441967825    441917416    441878501    441840261    441800190    441760030    441718996    441677374    441635356
442007167    441967817    441917374    441878493    441840253    441800182    441760022    441718988    441677366    441635349
442007159    441967791    441917341    441878477    441840246    441800174    441759990    441718962    441677358    441635331
442007142    441967767    441917333    441878451    441840238    441800166    441759974    441718954    441677341    441635315
442007134    441967759    441917325    441878444    441840220    441800141    441759966    441718947    441677333    441635307
442007126    441967742    441917291    441878436    441840212    441800133    441759933    441718939    441677325    441635281
442007100    441967734    441917275    441878428    441840196    441800125    441759925    441718897    441677127    441635273
442007084    441967726    441917259    441878410    441840188    441800117    441759917    441718889    441677119    441635265
442007068    441967718    441917242    441878394    441840170    441800083    441759891    441718871    441676970    441635257
442007050    441967700    441917234    441878386    441840162    441800075    441759883    441718863    441676962    441635240
442007043    441967676    441917226    441878378    441840154    441800067    441759875    441718855    441676954    441635224
442007035    441967650    441917218    441878360    441840139    441800026    441759867    441718848    441676921    441635216
442007019    441967635    441917200    441878352    441840121    441800018    441759826    441718830    441676913    441635208
442007001    441967601    441917184    441878345    441840113    441799996    441759818    441718822    441676905    441635174
442006953    441967593    441917168    441878337    441840097    441799962    441759784    441718814    441676897    441635166
442006946    441967585    441917150    441878329    441840071    441799954    441759776    441718806    441676889    441635158
442006938    441967577    441917143    441878311    441840063    441799947    441759750    441718798    441676871    441635141
442006920    441967551    441917135    441878279    441840030    441799939    441759743    441718780    441676863    441635133
442006912    441967544    441917127    441878253    441840022    441799921    441759735    441718772    441676848    441635125

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441593837    441525607    441477957    441162997    424048742    423824309    423550896    423221597    422716993    421847427
441593829    441525599    441477932    441161171    424048726    423824234    423550797    423221282    422716837    421846940
441593811    441525573    441477924    441160926    424048700    423824036    423550631    423221209    422716506    421845421
441593803    441525540    441477916    441158375    424048684    423824010    423550565    423221175    422716290    421845215
441593795    441525524    441477908    441158003    424048627    423823848    423550300    423221043    422716258    421845009
441593761    441525490    441477882    441157948    424048619    423823764    423550292    423221027    422716175    421844937
441593753    441525474    441477866    441156502    424048536    423823731    423550185    423221001    422716050    421844887
441593746    441525458    441477858    441156262    424048528    423823707    423550177    423220623    422715813    421843848
441593720    441525441    441477841    441155264    424048510    423823665    423550110    423220615    422715755    421843442
441593712    441525425    441477833    441154549    424048437    423823509    423549740    423220417    422715672    421843426
441593704    441525417    441477825    441153756    424048395    423823475    423549658    423220359    422715557    421841768
441593696    441525391    441477809    441152709    424048353    423823434    423549617    423220102    422715441    421840943
441593670    441525383    441477791    441151768    424048098    423823202    423549559    423219997    422715094    421839853
441593662    441525375    441477783    441151693    424048072    423823160    423549344    423219922    422714964    421839077
441593654    441525367    441477775    441151008    424047959    423823087    423549203    423219849    422714824    421838095
441593647    441525359    441477767    441150471    424047843    423822857    423549112    423219807    422714477    421837618
441593639    441525342    441477742    441148954    424047777    423822741    423548973    423219609    422714428    421836925
441593621    441525300    441477734    441148285    424047736    423822642    423548890    423219559    422714097    421836263
441593605    441525276    441477726    441148202    424047603    423822626    423548866    423219484    422713875    421834862
441593597    441525268    441477718    441148111    424047306    423822568    423548650    423219419    422713586    421833989
441593589    441525250    441477700    441147782    424047173    423822527    423548619    423219286    422713503    421833278
441593571    441525243    441477692    441146800    424047157    423822501    423548593    423219153    422713388    421833195
441593530    441525235    441477684    441146545    424047090    423822451    423548536    423218825    422713081    421831363
441593522    441525201    441477676    441145836    424046886    423822410    423548510    423218809    422712935    421831074
441593514    441525193    441477650    441145612    424046779    423822402    423548478    423218759    422712869    421830910
441593506    441525151    441477643    441145158    424046704    423822303    423548445    423218726    422712364    421830886
441593498    441525136    441477635    441144987    424046514    423822287    423548403    423218593    422712307    421830373
441593464    441525128    441477601    441144870    424046423    423822246    423548387    423218536    422712257    421829268
441593456    441525102    441477593    441144854    424046399    423822204    423548379    423218288    422711960    421829227
441593449    441525094    441477577    441143963    424046373    423822170    423548346    423218247    422711861    421828922
441593423    441525078    441477569    441143609    424046332    423822139    423548031    423218163    422711697    421828336
441593415    441525045    441477551    441143211    424046290    423821974    423547934    423218114    422711655    421826843
441593407    441525037    441477544    441143138    424046076    423821917    423547819    423218023    422711416    421826660
441593399    441525011    441477510    441143047    424046035    423821776    423547785    423217561    422711382    421826371
441593381    441524972    441477502    441142957    424045979    423821735    423547769    423217439    422711101    421825977
441593373    441524956    441477494    441142817    424045920    423821628    423547728    423217397    422710707    421825373
441593340    441524949    441477486    441142700    424045748    423821578    423547686    423217124    422710467    421825183
441593316    441524931    441477478    441142486    424045615    423821503    423547447    423216662    422710178    421824491
441593308    441524915    441477460    441142387    424045607    423821479    423547249    423216233    422709972    421824343
441593290    441524907    441477445    441142361    424045524    423821446    423547157    423216084    422709659    421823295
441593282    441524899    441477437    441142205    424045425    423821396    423546894    423216035    422709568    421822891
441593233    441524873    441477429    441141710    424045342    423821370    423546811    423216027    422709303    421822404
441593225    441524865    441477387    441141496    424045219    423821164    423546787    423215722    422709071    421822305
441593217    441524857    441477379    441139664    424045193    423821016    423546704    423215508    422708685    421822008
441593191    441524840    441477361    441139474    424045151    423820984    423546654    423215482    422708057    421821638
441593183    441524832    441477353    441139011    424045011    423820976    423546605    423215474    422708016    421820408
441593175    441524816    441477338    441138351    424044998    423820943    423546316    423215466    422707661    421820317
441593167    441524808    441477320    441136884    424044980    423820844    423546191    423215326    422707091    421820002
441593159    441524790    441477304    441136496    424044915    423820745    423545615    423215227    422706804    421818600
441593142    441524774    441477296    441136165    424044493    423820695    423545557    423215060    422706739    421818378
441593118    441524766    441477262    441136041    424044477    423820539    423545367    423214766    422706697    421818147
441593100    441524725    441477254    441135571    424044394    423820521    423545193    423214683    422706499    421816471
441593084    441524709    441477247    441135530    424044303    423820497    423545169    423214329    422706333    421816448
441593076    441524691    441477239    441134459    424044220    423820315    423545144    423214295    422706317    421816075
441593050    441524675    441477205    441134426    424044063    423820125    423545011    423214188    422705665    421814328
441593043    441524659    441477197    441132008    424043842    423820117    423544972    423214022    422705517    421813510
441593027    441524634    441477189    441131927    424043727    423820083    423544964    423213800    422705269    421813346
441593001    441524618    441477171    441131711    424043693    423820067    423544956    423213545    422705236    421813247
441592995    441524592    441477163    441131653    424043495    423820059    423544865    423213263    422705061    421813205
441592987    441524543    441477155    441130614    424043479    423819937    423544824    423213073    422704692    421812645
441592961    441524501    441477148    441130358    424043289    423819853    423544717    423212448    422704684    421812587
441592953    441524477    441477130    441129830    424043073    423819671    423544543    423212315    422704551    421811407
441592946    441524469    441477122    441129756    424042992    423819622    423544303    423212166    422704205    421810920
441592938    441524436    441477106    441129681    424042968    423819580    423544253    423212042    422703496    421810292
441592920    441524410    441477080    441129608    424042760    423819564    423544246    423211861    422703462    421810276
441592912    441524402    441477072    441129517    424042752    423819523    423544071    423211697    422702787    421810235
441592904    441524360    441477056    441129509    424042729    423819481    423543925    423211218    422702746    421810128
441592896    441524352    441477049    441128444    424042679    423819135    423543842    423211143    422702696    421809922
441592870    441524345    441477031    441128279    424042539    423819093    423543776    423210566    422702506    421809138
441592854    441524337    441477023    441128196    424042489    423819036    423543750    423210418    422702431    421808486
441592839    441524329    441477015    441126463    424042380    423818962    423543677    423210319    422701706    421807835
441592821    441524303    441477007    441126299    424042083    423818905    423543610    423210186    422701672    421807751
441592805    441524295    441476991    441126109    424042067    423818897    423543537    423209949    422701599    421807744


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442006896    441967536    441917119    441878238    441840014    441799905    441759727    441718731    441676830    441635109
442006888    441967528    441917093    441878220    441840006    441799897    441759719    441718723    441676814    441635091
442006862    441967510    441917077    441878212    441839990    441799889    441759701    441718707    441676798    441635083
442006854    441967502    441917069    441878204    441839982    441799871    441759693    441718699    441676780    441635075
442006847    441967494    441917044    441878188    441839974    441799863    441759677    441718657    441676772    441635067
442006805    441967486    441917036    441878170    441839966    441799855    441759669    441718640    441676764    441635059
442006797    441967478    441917028    441878162    441839958    441799848    441759651    441718624    441676756    441635042
442006771    441967452    441917010    441878147    441839933    441799830    441759636    441718608    441676749    441635034
442006755    441967445    441916996    441878139    441839925    441799822    441759628    441718533    441676731    441634995
442006722    441967411    441916988    441878105    441839917    441799772    441759610    441718517    441676723    441634979
442006706    441967395    441916970    441878097    441839909    441799764    441759602    441718491    441676715    441634953
442006664    441967387    441916962    441878089    441839891    441799756    441759594    441718483    441676707    441634920
442006656    441967379    441916947    441878063    441839883    441799731    441759586    441718475    441676681    441634912
442006631    441967361    441916939    441878048    441839875    441799723    441759578    441718467    441676673    441634904
442006623    441967353    441916632    441878030    441839867    441799699    441759560    441718459    441676665    441634888
442006615    441967346    441916624    441878022    441839859    441799681    441759552    441718442    441676657    441634870
442006607    441967320    441916608    441878014    441839842    441799665    441759537    441718434    441676640    441634862
442006599    441967312    441916590    441878006    441839834    441799657    441759529    441718418    441676632    441634854
442006581    441967296    441916582    441877990    441839826    441799640    441759503    441718392    441676624    441634839
442006557    441967270    441916574    441877974    441839818    441799624    441759495    441718368    441676616    441634821
442006540    441967254    441916541    441877966    441839800    441799608    441759487    441718343    441676608    441634813
442006524    441967247    441916533    441877958    441839784    441799590    441759479    441718335    441676582    441634805
442006490    441967221    441916525    441877941    441839776    441799582    441759446    441718327    441676574    441634797
442006482    441967205    441916509    441877925    441839768    441799574    441759438    441718301    441676558    441634789
442006466    441967197    441916491    441877917    441839743    441799566    441759420    441718293    441676525    441634763
442006441    441967189    441916483    441877891    441839735    441799541    441759412    441718277    441676517    441634755
442006433    441967171    441916475    441877875    441839727    441799533    441759404    441718269    441676509    441634748
442006425    441967163    441916442    441877867    441839701    441799517    441759396    441718251    441676483    441634730
442006417    441967155    441916434    441877842    441839693    441799509    441759388    441718210    441676475    441634722
442006409    441967148    441916400    441877834    441839685    441799491    441759370    441718202    441676459    441634714
442006391    441967130    441916392    441877826    441839677    441799483    441759362    441718194    441676442    441634706
442006383    441967122    441916103    441877818    441839651    441799475    441759354    441718178    441676434    441634698
442006375    441967114    441916087    441877800    441839644    441799467    441759347    441718152    441676426    441634680
442006367    441967098    441916079    441877792    441839636    441799459    441759339    441718145    441676418    441634664
442006359    441967080    441916053    441877784    441839602    441799442    441759321    441718137    441676384    441634656
442006342    441967072    441916046    441877750    441839586    441799434    441759313    441718111    441676376    441634649
442006334    441967064    441916038    441877743    441839560    441799426    441759305    441718103    441676350    441634623
442006326    441967056    441916020    441877727    441839552    441799418    441759297    441718095    441676343    441634615
442006318    441966959    441916012    441877677    441839529    441799368    441759289    441718087    441676335    441634599
442006292    441966942    441916004    441877669    441839511    441799343    441759271    441718061    441676327    441634581
442006276    441966926    441915998    441877651    441839495    441799319    441759255    441718046    441676301    441634573
442006250    441966900    441915980    441877644    441839487    441799301    441759248    441718038    441676293    441634565
442006243    441966868    441915972    441877594    441839461    441799293    441759214    441718020    441676285    441634516
442006235    441966835    441915964    441877586    441839453    441799285    441759180    441717998    441676277    441634508
442006227    441966827    441915956    441877578    441839438    441799277    441759172    441717980    441676269    441634490
442006219    441966769    441915949    441877560    441839420    441799269    441759164    441717972    441676251    441634482
442006193    441966744    441915931    441877537    441839412    441799251    441759149    441717931    441676244    441634458
442006185    441966694    441915923    441877529    441839404    441799244    441759131    441717923    441676236    441634441
442006177    441966686    441915907    441877511    441839396    441799236    441759123    441717915    441676228    441634425
442006169    441966678    441915899    441877503    441839370    441799202    441759115    441717907    441676202    441634417
442006151    441966660    441915857    441877495    441839354    441799194    441759099    441717899    441676186    441634409
442006144    441966603    441915840    441877487    441839347    441799152    441759073    441717881    441676178    441634391
442006136    441966587    441915808    441877438    441839321    441799145    441759057    441717865    441676160    441634383
442006128    441966520    441915774    441877412    441839305    441799137    441759040    441717816    441676152    441634375
442006110    441966470    441915766    441877388    441839289    441799111    441759032    441717790    441676129    441634367
442006102    441966405    441915758    441877362    441839271    441799103    441759024    441717774    441676111    441634359
442006094    441966397    441915741    441877354    441839255    441799095    441759008    441717766    441676095    441634342
442006078    441966363    441915733    441877347    441839248    441799087    441758992    441717758    441676079    441634334
442006052    441966348    441915717    441877313    441839230    441799079    441758984    441717741    441676061    441634326
442006037    441966322    441915709    441877297    441839214    441799046    441758976    441717733    441676053    441634318
442006029    441966306    441915691    441877289    441839180    441799020    441758968    441717717    441676046    441634300
442006011    441966280    441915675    441877271    441839164    441799012    441758901    441717709    441676020    441634292
442005997    441966272    441915667    441877263    441839156    441799004    441758893    441717691    441675998    441634284
442005989    441966264    441915642    441877248    441839149    441798998    441758885    441717683    441675972    441634268
442005971    441966249    441915634    441877230    441839131    441798980    441758877    441717675    441675949    441634250
442005955    441966231    441915626    441877222    441839123    441798972    441758703    441717667    441675931    441634235
442005948    441966215    441915618    441877206    441839115    441798964    441758687    441717659    441675923    441634227
442005930    441966140    441915600    441877180    441839081    441798956    441758679    441717642    441675907    441634219
442005898    441966124    441915592    441877172    441839073    441798931    441758661    441717626    441675899    441634201
442005880    441966108    441915584    441877164    441839065    441798915    441758653    441717618    441675881    441634193
442005864    441966066    441915576    441877156    441839057    441798881    441758612    441717592    441675873    441634185
442005856    441966017    441915568    441877149    441839024    441798873    441758596    441717584    441675865    441634169
442005849    441966009    441915550    441877131    441839016    441798865    441758570    441717550    441675832    441634144

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441592748    441524287    441476983    441125804    424042000    423818822    423543479    423209931    422701557    421807652
441592730    441524279    441476975    441125721    424041960    423818806    423543461    423209717    422701094    421807397
441592706    441524246    441476967    441125713    424041663    423818798    423543453    423209527    422700930    421807157
441592680    441524238    441476959    441125648    424041630    423818640    423543420    423209519    422700690    421806811
441592664    441524220    441476942    441125499    424041523    423818574    423543388    423209469    422700377    421806720
441592656    441524212    441476934    441124211    424041499    423818525    423543248    423209238    422699983    421806266
441592649    441524204    441476926    441123981    424041374    423818491    423543131    423209113    422699892    421806126
441592623    441524196    441476918    441123908    424041325    423818475    423543123    423209071    422699447    421805003
441592607    441524188    441476900    441123536    424041200    423818459    423543065    423209063    422699330    421804279
441592599    441524170    441476884    441122462    424040988    423818384    423542927    423208925    422699033    421803636
441592581    441524162    441476868    441122371    424040897    423817998    423542547    423208313    422698928    421802927
441592573    441524154    441476850    441121258    424040855    423817949    423542497    423208263    422698761    421802794
441592524    441524147    441476835    441120102    424040780    423817832    423542489    423208206    422698688    421801945
441592508    441524139    441476827    441120003    424040764    423817808    423542422    423208081    422698423    421801499
441592490    441524121    441476819    441119724    424040756    423817667    423542364    423208008    422698381    421800384
441592482    441524113    441476793    441119286    424040707    423817592    423542331    423207737    422698167    421800301
441592474    441524105    441476777    441119237    424040665    423817535    423542281    423207448    422698068    421799701
441592458    441524089    441476769    441119088    424040590    423817519    423542216    423207430    422697789    421799503
441592441    441524063    441476744    441119062    424040541    423817485    423542208    423207398    422697565    421798729
441592433    441524030    441476736    441118973    424040525    423817477    423542174    423206804    422697516    421798406
441592425    441524022    441476728    441118767    424040483    423817394    423542091    423206747    422697219    421798109
441592417    441524014    441476694    441118452    424040269    423817246    423542034    423206606    422696971    421797978
441592409    441524006    441476678    441118056    424040111    423817220    423542000    423206499    422696898    421797960
441592391    441523990    441476660    441118031    424040095    423817170    423541960    423206390    422696799    421797085
441592383    441523982    441476652    441117967    424040004    423817097    423541770    423206275    422696450    421796897
441592375    441523974    441476645    441117892    424039949    423816990    423541747    423206267    422696229    421796673
441592367    441523958    441476637    441117348    424039873    423816834    423541739    423206168    422696070    421796442
441592359    441523925    441476611    441116886    424039824    423816818    423541598    423205863    422695486    421795683
441592342    441523909    441476603    441116613    424039808    423816628    423541507    423205749    422695056    421795113
441592334    441523891    441476595    441116274    424039741    423816602    423541374    423205301    422694836    421794900
441592326    441523867    441476587    441116241    424039675    423816503    423541341    423205194    422694588    421794710
441592318    441523834    441476561    441115433    424039634    423816420    423541259    423205079    422694414    421794348
441592300    441523826    441476553    441113040    424039527    423816396    423541184    423205061    422694331    421791906
441592292    441523800    441476546    441112919    424039493    423816347    423540962    423204791    422694307    421791864
441592250    441523776    441476520    441112000    424039451    423816172    423540954    423204494    422693960    421790122
441592235    441523768    441476512    441110970    424039402    423816156    423540863    423204312    422693895    421789769
441592219    441523735    441476454    441110863    424039345    423816107    423540822    423204262    422693424    421789058
441592201    441523693    441476439    441110814    424039329    423816099    423540657    423204189    422693242    421787722
441592193    441523677    441476421    441110566    424039154    423815893    423540624    423203942    422693093    421787573
441592185    441523651    441476413    441109923    424039014    423815612    423540582    423203934    422692780    421787334
441592177    441523636    441476405    441109378    424039006    423815588    423540517    423203744    422692590    421785569
441592151    441523610    441476397    441108321    424038867    423815414    423540491    423203710    422692251    421784836
441592136    441523594    441476363    441105756    424038701    423815273    423540434    423203496    422692202    421784653
441592128    441523560    441476330    441105582    424038610    423815240    423540426    423202845    422692053    421783770
441592086    441523552    441476298    441104858    424038594    423815059    423540277    423202811    422690792    421783564
441592078    441523461    441476272    441104726    424038560    423814862    423540269    423202761    422690404    421783531
441592060    441523453    441476256    441104254    424038495    423814847    423540186    423202548    422690008    421783259
441592045    441523446    441476231    441103942    424038362    423814615    423540111    423202381    422689943    421782301
441592037    441523438    441476223    441103876    424038347    423814573    423540046    423202274    422689224    421781782
441592011    441523404    441476215    441103827    424038156    423814409    423539931    423202167    422689158    421780818
441591997    441523396    441476207    441103579    424037950    423814193    423539881    423201755    422688762    421779695
441591989    441523370    441476199    441103306    424037919    423814078    423539873    423201664    422687087    421779547
441591971    441523362    441476181    441103066    424037679    423813898    423539592    423201581    422686824    421778929
441591963    441523354    441476173    441101383    424037661    423813872    423539345    423201458    422686725    421778846
441591948    441523347    441476165    441101169    424037653    423813708    423539329    423201144    422686642    421778614
441591930    441523339    441476157    441099827    424037497    423813633    423539105    423201136    422686576    421778424
441591906    441523321    441476140    441099355    424037489    423813534    423539014    423201128    422686204    421778341
441591880    441523297    441476132    441098704    424037307    423813336    423538925    423201086    422686006    421777863
441591856    441523271    441476108    441098548    424037257    423813310    423538768    423200955    422685800    421777194
441591849    441523263    441476090    441098209    424037075    423813211    423538743    423200922    422685586    421777129
441591831    441523230    441476082    441098134    424037067    423813054    423538669    423200856    422685537    421776709
441591823    441523198    441476074    441098100    424037034    423812890    423538628    423200708    422684852    421775941
441591815    441523180    441476066    441098019    424036788    423812619    423538529    423200674    422684803    421775842
441591807    441523172    441476058    441097979    424036762    423812585    423538487    423200542    422684563    421774647
441591781    441523164    441476033    441097961    424036747    423812494    423538412    423200286    422684340    421774464
441591765    441523149    441476009    441096765    424036705    423812478    423538347    423200203    422683979    421772302
441591740    441523123    441475951    441096575    424036572    423812411    423538305    423200096    422683607    421772096
441591724    441523099    441475944    441096518    424036523    423812262    423538297    423199959    422683581    421771551
441591716    441523081    441475936    441095189    424036432    423812189    423538289    423199918    422683524    421770272
441591708    441523073    441475928    441095106    424036424    423811983    423538222    423199850    422683466    421769597
441591690    441523040    441475910    441094919    424036408    423811959    423537919    423199843    422683128    421768458
441591674    441523024    441475894    441094679    424036374    423811884    423537869    423199330    422683060    421768003
441591666    441523016    441475886    441093838    424036341    423811876    423537836    423199207    422683037    421767914


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442005823    441965993    441915543    441877123    441839008    441798857    441758562    441717543    441675824    441634128
442005815    441965985    441915535    441877115    441838984    441798840    441758554    441717535    441675816    441634110
442005781    441965977    441915527    441877107    441838976    441798832    441758547    441717527    441675808    441634102
442005773    441965936    441915519    441877081    441838968    441798824    441758539    441717501    441675782    441634094
442005765    441965910    441915501    441877073    441838950    441798782    441758521    441717493    441675774    441634078
442005757    441965894    441915493    441877065    441838927    441798774    441758505    441717485    441675758    441634060
442005682    441965886    441915485    441877057    441838919    441798766    441758497    441717469    441675733    441634052
442005674    441965860    441915444    441877040    441838893    441798758    441758489    441717451    441675725    441634045
442005666    441965852    441915436    441877032    441838877    441798741    441758471    441717444    441675717    441634037
442005658    441965845    441915386    441877024    441838844    441798733    441758455    441717360    441675709    441634011
442005641    441965837    441915378    441877016    441838836    441798683    441758448    441717337    441675691    441634003
442005617    441965829    441915360    441877008    441838810    441798675    441758422    441717311    441675683    441633989
442005609    441965795    441915352    441876992    441838802    441798667    441758406    441717303    441675667    441633963
442005591    441965787    441915337    441876984    441838794    441798659    441758398    441717295    441675659    441633955
442005559    441965779    441915329    441876976    441838786    441798642    441758372    441717279    441675642    441633948
442005542    441965761    441915311    441876968    441838778    441798626    441758356    441717261    441675634    441633930
442005518    441965753    441915303    441876950    441838760    441798600    441758331    441717238    441675626    441633922
442005476    441965746    441915287    441876943    441838752    441798584    441758323    441717212    441675618    441633914
442005468    441965738    441915279    441876935    441838729    441798568    441758307    441717162    441675600    441633906
442005450    441965720    441915261    441876919    441838711    441798543    441758281    441717154    441675584    441633898
442005385    441965712    441915253    441876901    441838703    441798535    441758273    441717147    441675576    441633872
442005377    441965704    441915246    441876893    441838695    441798527    441758265    441717139    441675568    441633864
442005369    441965696    441915238    441876877    441838661    441798519    441758240    441717121    441675543    441633856
442005351    441965688    441915220    441876844    441838653    441798501    441758232    441717113    441675527    441633849
442005344    441965670    441915212    441876836    441838646    441798493    441758216    441717105    441675493    441633831
442005328    441965662    441915204    441876828    441838620    441798451    441758208    441717097    441675485    441633815
442005310    441965647    441915188    441876810    441838612    441798444    441758158    441717089    441675477    441633781
442005302    441965639    441915170    441876794    441838604    441798436    441758141    441717071    441675469    441633773
442005286    441965555    441915162    441876760    441838596    441798410    441758133    441717063    441675451    441633765
442005278    441965530    441915154    441876752    441838588    441798378    441758109    441717055    441675410    441633757
442005245    441965522    441915147    441876737    441838554    441798345    441758091    441717022    441675402    441633740
442005237    441965514    441915121    441876729    441838547    441798337    441758083    441717014    441675394    441633732
442005229    441965449    441915097    441876711    441838539    441798329    441758075    441717006    441675378    441633708
442005203    441965431    441915089    441876695    441838521    441798311    441758067    441716990    441675360    441633682
442005195    441965407    441915071    441876679    441838513    441798303    441758059    441716982    441675352    441633674
442005187    441965381    441915055    441876661    441838497    441798295    441758034    441716925    441675329    441633666
442005179    441965373    441915048    441876653    441838489    441798287    441758026    441716917    441675311    441633658
442005161    441965357    441915030    441876646    441838455    441798279    441758018    441716909    441675295    441633641
442005138    441965332    441915022    441876638    441838448    441798261    441758000    441716891    441675287    441633633
442005112    441965233    441915014    441876612    441838422    441798253    441757986    441716883    441675261    441633625
442005096    441965118    441915006    441876596    441838414    441798246    441757978    441716875    441675246    441633609
442005070    441965084    441914991    441876570    441838406    441798238    441757960    441716867    441675238    441633591
442005062    441965068    441914983    441876554    441838380    441798212    441757945    441716842    441675220    441633567
442005047    441965050    441914975    441876547    441838372    441798204    441757937    441716834    441675212    441633559
442005039    441965035    441914967    441876539    441838364    441798196    441757929    441716826    441675188    441633542
442005005    441965019    441914959    441876521    441838356    441798170    441757903    441716818    441675170    441633534
442004990    441965001    441914942    441876513    441838349    441798162    441757895    441716800    441675162    441633526
442004982    441964996    441914918    441876505    441838331    441798154    441757879    441716792    441675154    441633500
442004966    441964988    441914900    441876497    441838323    441798147    441757861    441716784    441675121    441633492
442004958    441964970    441914892    441876489    441838315    441798139    441757838    441716776    441675113    441633484
442004941    441964954    441914884    441876471    441838299    441798121    441757820    441716768    441675105    441633476
442004933    441964913    441914876    441876463    441838281    441798113    441757812    441716743    441675097    441633468
442004925    441964863    441914868    441876455    441838273    441798105    441757804    441716735    441675089    441633450
442004917    441964830    441914850    441876448    441838257    441798097    441757796    441716727    441675071    441633435
442004909    441964806    441914843    441876406    441838232    441798089    441757788    441716701    441675055    441633427
442004891    441964798    441914835    441876380    441838224    441798071    441757770    441716693    441675030    441633419
442004883    441964772    441914827    441876372    441838216    441798055    441757747    441716685    441675014    441633401
442004875    441964707    441914819    441876364    441838208    441798030    441757739    441716677    441674991    441633393
442004867    441964699    441914801    441876356    441838190    441798022    441757721    441716651    441674983    441633377
442004859    441964665    441914793    441876349    441838182    441798014    441757705    441716628    441674975    441633369
442004842    441964608    441914785    441876331    441838166    441797990    441757689    441716610    441674942    441633351
442004834    441964582    441914777    441876323    441838158    441797982    441757671    441716594    441674934    441633328
442004818    441964566    441914769    441876307    441838141    441797966    441757655    441716586    441674926    441633310
442004768    441964533    441914736    441876299    441838133    441797958    441757648    441716578    441674918    441633302
442004750    441964525    441914728    441876281    441838117    441797941    441757622    441716560    441674900    441633294
442004743    441964483    441914702    441876265    441838109    441797933    441757614    441716552    441674876    441633286
442004735    441964475    441914694    441876240    441838083    441797883    441757598    441716529    441674850    441633278
442004719    441964459    441914686    441876232    441838075    441797875    441757564    441716511    441674835    441633260
442004685    441964442    441914678    441876224    441838067    441797859    441757556    441716503    441674819    441633252
442004651    441964434    441914652    441876216    441838059    441797834    441757549    441716487    441674801    441633229
442004610    441964426    441914645    441876208    441838018    441797826    441757531    441716479    441674777    441633211
442004594    441964418    441914637    441876190    441837986    441797818    441757515    441716461    441674769    441633195
442004586    441964376    441914629    441876182    441837960    441797784    441757507    441716446    441674751    441633179

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441591641    441523008    441475860    441092970    424036333    423811744    423537786    423199124    422682492    421767864
441591633    441522984    441475852    441092905    424036317    423811686    423537497    423199033    422682484    421767542
441591625    441522968    441475845    441092582    424036184    423811611    423537380    423199017    422682393    421767252
441591617    441522950    441475837    441092376    424036168    423811546    423537158    423199009    422681874    421766767
441591609    441522943    441475829    441092293    424036127    423811504    423537083    423198746    422681445    421766593
441591591    441522927    441475811    441092087    424036036    423811256    423536960    423198522    422681254    421766205
441591575    441522885    441475803    441091675    424036010    423811215    423536937    423198357    422681080    421766148
441591567    441522869    441475779    441091444    424035939    423811124    423536903    423198332    422680835    421766064
441591559    441522836    441475712    441091410    424035822    423811082    423536895    423198217    422680272    421764184
441591534    441522828    441475696    441091329    424035806    423810944    423536747    423198209    422680249    421763459
441591526    441522802    441475688    441090925    424035715    423810860    423536689    423198035    422679860    421762998
441591518    441522794    441475662    441090792    424035657    423810779    423536671    423198001    422679191    421762816
441591492    441522778    441475639    441090750    424035442    423810654    423536531    423197946    422678680    421762634
441591450    441522752    441475621    441090446    424035400    423810621    423536416    423197292    422678433    421762618
441591435    441522729    441475613    441090222    424035343    423810597    423536333    423197276    422678243    421762485
441591401    441522711    441475605    441090164    424035228    423810563    423536168    423197169    422678128    421762030
441591393    441522679    441475597    441090081    424035129    423810456    423536127    423197094    422678011    421760661
441591377    441522661    441475589    441089505    424034916    423810290    423535681    423196971    422677765    421760125
441591344    441522653    441475563    441086873    424034890    423810167    423535319    423196898    422677351    421760075
441591336    441522646    441475555    441085214    424034858    423810050    423535228    423196807    422677039    421759945
441591328    441522638    441475548    441083821    424034841    423809755    423535012    423196591    422676924    421759614
441591310    441522620    441475522    441083805    424034734    423809730    423534833    423196435    422676387    421759580
441591302    441522612    441475514    441083276    424034676    423809557    423534791    423196229    422675793    421759168
441591286    441522588    441475498    441082955    424034650    423809532    423534759    423196047    422675785    421759143
441591088    441522570    441475472    441082864    424034635    423809508    423534700    423196039    422675603    421757162
441591070    441522562    441475456    441082518    424034627    423809359    423534544    423196013    422674358    421756917
441591054    441522554    441475449    441081684    424034619    423809342    423534510    423195833    422674267    421755836
441591047    441522539    441475431    441080553    424034601    423809292    423534411    423195791    422674192    421754870
441591039    441522513    441475423    441079589    424034551    423808864    423534262    423195544    422674069    421754383
441591005    441522463    441475415    441079274    424034536    423808245    423534254    423195379    422673905    421753708
441590999    441522455    441475407    441079084    424034452    423807809    423534056    423195189    422673590    421751991
441590973    441522430    441475399    441079035    424034445    423807759    423534023    423195155    422673038    421750290
441590965    441522414    441475381    441078516    424034387    423807676    423534007    423195122    422672857    421749938
441590957    441522406    441475373    441077658    424034288    423807551    423533744    423195023    422672451    421748393
441590940    441522372    441475365    441076932    424034239    423807510    423533710    423194950    422672394    421748138
441590932    441522364    441475357    441076536    424034221    423807353    423533595    423194935    422672352    421747502
441590924    441522356    441475340    441075926    424034213    423807155    423533579    423194810    422672196    421747288
441590908    441522315    441475332    441075777    424034148    423807148    423533470    423194653    422671941    421743535
441590890    441522307    441475324    441075587    424034049    423806983    423533462    423194638    422671859    421742941
441590874    441522299    441475316    441073707    424034031    423806777    423533421    423194604    422671818    421742826
441590866    441522273    441475308    441073699    424033934    423806629    423533314    423194281    422671768    421742628
441590858    441522232    441475290    441073517    424033835    423806454    423533264    423193804    422671610    421742552
441590841    441522224    441475282    441073053    424033819    423806405    423533090    423193275    422671545    421741885
441590833    441522208    441475274    441072782    424033777    423806306    423532977    423193093    422671495    421741844
441590825    441522190    441475266    441072733    424033587    423806280    423532928    423192830    422671115    421741646
441590817    441522182    441475241    441071800    424033371    423806249    423532787    423192442    422670893    421740960
441590809    441522174    441475225    441071750    424033181    423806066    423532688    423192277    422670406    421738501
441590791    441522166    441475209    441071644    424033108    423805951    423532563    423192079    422670281    421737776
441590783    441522158    441475191    441069663    424033017    423805894    423532373    423192038    422669861    421737198
441590775    441522083    441475183    441069614    424032969    423805803    423532308    423191824    422669200    421737073
441590767    441522067    441475175    441069523    424032951    423805753    423532100    423191766    422669150    421737032
441590759    441522059    441475159    441069259    424032910    423805738    423532092    423191592    422668988    421736547
441590734    441522026    441475134    441069127    424032886    423805720    423531664    423191337    422668574    421735341
441590726    441522000    441475126    441068319    424032837    423805712    423531649    423191279    422668483    421735275
441590700    441521994    441475118    441067964    424032795    423805688    423531474    423191246    422668111    421734625
441590684    441521986    441475092    441067634    424032787    423805639    423531326    423190966    422668079    421734229
441590650    441521960    441475084    441066404    424032738    423805613    423531300    423190651    422667584    421733361
441590643    441521945    441475076    441066156    424032639    423805597    423531292    423190552    422667477    421733247
441590627    441521929    441475068    441066032    424032621    423805514    423531284    423190297    422667428    421733023
441590619    441521911    441475050    441065646    424032407    423805217    423531227    423190214    422667410    421732488
441590601    441521895    441475043    441064573    424032399    423805159    423531136    423190156    422667386    421732256
441590593    441521879    441475035    441064474    424032357    423805019    423531110    423190131    422667121    421731993
441590585    441521853    441475027    441064466    424032167    423804996    423531037    423190099    422667097    421731969
441590577    441521820    441475019    441063831    424032142    423804970    423530930    423190065    422666594    421731837
441590569    441521812    441474970    441063617    424032126    423804962    423530781    423189992    422666081    421731209
441590551    441521804    441474962    441062627    424032068    423804905    423530724    423189976    422665984    421731134
441590536    441521788    441474954    441061983    424032050    423804814    423530690    423189810    422665679    421730961
441590528    441521770    441474921    441061769    424032043    423804772    423530682    423189489    422665448    421730623
441590510    441521762    441474913    441058179    424032019    423804749    423530567    423189463    422665265    421730490
441590502    441521754    441474905    441056991    424032001    423804616    423530435    423189414    422665166    421729682
441590494    441521747    441474897    441056876    424031862    423804566    423530344    423189307    422664946    421729328
441590486    441521697    441474889    441056850    424031797    423804418    423530211    423188994    422664896    421728866
441590460    441521671    441474871    441056397    424031755    423804335    423530088    423188978    422664698    421728239


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442004560    441964343    441914611    441876174    441837952    441797776    441757481    441716438    441674744    441633161
442004552    441964319    441914603    441876158    441837945    441797735    441757473    441716420    441674728    441633120
442004537    441964293    441914595    441876141    441837937    441797701    441757440    441716412    441674710    441633096
442004529    441964236    441914587    441876133    441837911    441797693    441757432    441716404    441674702    441633088
442004511    441964178    441914579    441876125    441837887    441797685    441757424    441716396    441674694    441633070
442004503    441964137    441914561    441876117    441837879    441797677    441757416    441716388    441674686    441633062
442004495    441964111    441914553    441876109    441837853    441797669    441757390    441716354    441674678    441633047
442004487    441964004    441914546    441876083    441837846    441797644    441757382    441716339    441674660    441633021
442004479    441963972    441914538    441876075    441837838    441797636    441757374    441716321    441674652    441633005
442004461    441963956    441914520    441876059    441837812    441797628    441757366    441716313    441674645    441632999
442004453    441963907    441914512    441876034    441837788    441797610    441757358    441716305    441674637    441632981
442004420    441963881    441914504    441876026    441837762    441797602    441757341    441716289    441674629    441632965
442004412    441963824    441914496    441876018    441837754    441797594    441757333    441716271    441674611    441632940
442004404    441963782    441914488    441876000    441837747    441797586    441757325    441716263    441674595    441632932
442004370    441963741    441914470    441875994    441837739    441797560    441757309    441716248    441674587    441632924
442004362    441963725    441914462    441875986    441837721    441797552    441757291    441716230    441674579    441632908
442004354    441963709    441914454    441875978    441837713    441797545    441757283    441716222    441674561    441632866
442004347    441963691    441914447    441875960    441837705    441797537    441757267    441716214    441674553    441632858
442004339    441963659    441914439    441875937    441837671    441797529    441757259    441716164    441674538    441632841
442004321    441963634    441914421    441875911    441837663    441797511    441757242    441716149    441674512    441632833
442004313    441963626    441914405    441875895    441837614    441797503    441757234    441716123    441674496    441632825
442004305    441963592    441914371    441875887    441837598    441797495    441757218    441716115    441674488    441632809
442004297    441963584    441914363    441875879    441837580    441797487    441757200    441716107    441674470    441632791
442004289    441963501    441914355    441875861    441837572    441797479    441757192    441716099    441674462    441632783
442004271    441963485    441914348    441875846    441837564    441797461    441757176    441716081    441674454    441632775
442004263    441963477    441914330    441875838    441837556    441797453    441757168    441716065    441674447    441632759
442004230    441963451    441914322    441875820    441837531    441797420    441757150    441716057    441674439    441632742
442004222    441963444    441914306    441875812    441837523    441797412    441757143    441716040    441674413    441632734
442004206    441963410    441914298    441875804    441837515    441797396    441757135    441716032    441674405    441632726
442004198    441963352    441914280    441875796    441837507    441797388    441757127    441716016    441674397    441632718
442004156    441963345    441914272    441875788    441837499    441797370    441757119    441716008    441674389    441632700
442004149    441963337    441914256    441875770    441837481    441797354    441757085    441715992    441674371    441632692
442004131    441963311    441914249    441875754    441837473    441797347    441757069    441715976    441674363    441632684
442004123    441963279    441914231    441875747    441837465    441797313    441757051    441715968    441674355    441632676
442004115    441963253    441914223    441875739    441837457    441797305    441757044    441715943    441674330    441632668
442004081    441963246    441914207    441875713    441837432    441797297    441757036    441715927    441674322    441632650
442004065    441963220    441914181    441875689    441837424    441797263    441757028    441715901    441674314    441632627
442004057    441963139    441914173    441875648    441837416    441797255    441757010    441715893    441674298    441632619
442004032    441963121    441914165    441875630    441837390    441797248    441756970    441715885    441674272    441632601
442004008    441963113    441914132    441875622    441837382    441797230    441756962    441715877    441674264    441632593
442003992    441963105    441914124    441875606    441837374    441797222    441756947    441715869    441674256    441632585
442003976    441963097    441914116    441875598    441837358    441797214    441756939    441715851    441674249    441632577
442003950    441963071    441914090    441875580    441837341    441797198    441756921    441715844    441674231    441632551
442003943    441963048    441914082    441875564    441837325    441797180    441756913    441715828    441674207    441632544
442003935    441963022    441914074    441875549    441837291    441797172    441756905    441715810    441674199    441632502
442003927    441963014    441914066    441875531    441837283    441797164    441756897    441715802    441674181    441632494
442003919    441962990    441914058    441875523    441837267    441797156    441756889    441715786    441674173    441632478
442003901    441962974    441914041    441875515    441837242    441797123    441756871    441715778    441674165    441632452
442003893    441962933    441914033    441875507    441837234    441797115    441756863    441715752    441674140    441632445
442003885    441962883    441914025    441875499    441837226    441797107    441756848    441715745    441674132    441632411
442003869    441962834    441914017    441875481    441837218    441797099    441756830    441715737    441674116    441632395
442003828    441962826    441914009    441875473    441837200    441797081    441756822    441715729    441674090    441632387
442003810    441962776    441913993    441875465    441837192    441797073    441756814    441715711    441674074    441632361
442003802    441962743    441913985    441875432    441837184    441797065    441756798    441715703    441674066    441632353
442003794    441962727    441913977    441875424    441837150    441797057    441756780    441715687    441674058    441632346
442003778    441962719    441913951    441875416    441837143    441797040    441756772    441715661    441674033    441632338
442003760    441962677    441913944    441875408    441837135    441797016    441756749    441715646    441674025    441632320
442003752    441962644    441913936    441875390    441837119    441797008    441756731    441715638    441674017    441632312
442003745    441962602    441913928    441875382    441837101    441796976    441756723    441715612    441674009    441632304
442003737    441962594    441913902    441875374    441837093    441796950    441756715    441715596    441673993    441632296
442003729    441962578    441913894    441875358    441837085    441796943    441756707    441715570    441673985    441632288
442003711    441962503    441913886    441875341    441837077    441796901    441756699    441715562    441673977    441632270
442003703    441962495    441913878    441875333    441837069    441796877    441756681    441715554    441673951    441632254
442003661    441962479    441913852    441875325    441837036    441796869    441756673    441715547    441673944    441632247
442003646    441962404    441913829    441875317    441837010    441796844    441756640    441715539    441673936    441632221
442003638    441962388    441913795    441875309    441837002    441796836    441756632    441715521    441673928    441632213
442003612    441962370    441913787    441875291    441836988    441796810    441756624    441715513    441673894    441632205
442003596    441962339    441913779    441875283    441836970    441796794    441756616    441715505    441673878    441632197
442003588    441962321    441913746    441875267    441836954    441796778    441756608    441715489    441673860    441632171
442003570    441962289    441913738    441875259    441836947    441796752    441756590    441715471    441673845    441632163
442003562    441962263    441913720    441875234    441836939    441796745    441756582    441715463    441673837    441631793
442003547    441962206    441913704    441875226    441836897    441796729    441756574    441715455    441673811    441631785
442003513    441962198    441913696    441875218    441836889    441796703    441756566    441715430    441673803    441631769

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441590452    441521663    441474863    441056389    424031722    423804285    423529981    423188903    422664292    421727728
441590445    441521655    441474855    441056280    424031664    423803980    423529270    423188796    422664136    421726696
441590437    441521648    441474848    441056140    424031631    423803832    423529189    423188747    422664029    421725870
441590411    441521630    441474814    441055621    424031540    423803436    423528801    423188572    422663765    421725425
441590403    441521614    441474798    441055563    424031532    423803329    423528603    423188556    422663690    421724915
441590395    441521580    441474780    441055290    424031508    423803204    423528504    423188333    422663385    421724394
441590379    441521572    441474772    441055092    424031482    423803196    423528447    423188317    422663179    421724048
441590353    441521564    441474764    441054780    424031441    423803121    423528116    423188135    422662551    421723610
441590320    441521549    441474756    441054483    424031334    423803063    423528033    423187962    422662320    421722976
441590312    441521531    441474749    441054475    424031250    423802974    423527894    423187947    422662023    421722877
441590296    441521515    441474731    441054046    424031219    423802933    423527845    423187921    422661751    421722604
441590288    441521481    441474723    441053972    424031193    423802875    423527738    423187798    422661736    421722497
441590270    441521465    441474715    441053741    424031144    423802859    423527712    423187467    422661660    421721994
441590262    441521440    441474707    441053691    424031102    423802719    423527639    423187400    422661587    421721069
441590254    441521432    441474681    441053022    424031060    423802644    423527514    423187335    422661207    421721028
441590247    441521424    441474673    441052768    424031029    423802586    423527308    423187178    422660803    421720236
441590239    441521416    441474665    441052735    424031003    423802552    423527118    423187053    422660589    421719477
441590221    441521408    441474657    441052297    424030856    423802487    423527076    423187038    422660522    421718636
441590205    441521390    441474640    441051877    424030690    423802362    423526979    423186899    422660423    421718131
441590197    441521366    441474632    441051752    424030674    423802248    423526953    423186873    422660308    421717554
441590171    441521341    441474616    441051679    424030609    423802123    423526870    423186758    422660282    421716663
441590163    441521317    441474590    441051364    424030526    423802099    423526813    423186501    422659748    421716341
441590148    441521309    441474582    441051232    424030450    423802081    423526789    423186485    422659359    421716077
441590122    441521291    441474566    441050986    424030336    423802065    423526706    423186311    422659292    421714999
441590106    441521283    441474558    441050507    424030278    423801901    423526698    423186212    422658773    421712944
441590098    441521275    441474541    441050192    424030187    423801893    423526623    423186162    422658716    421712332
441590072    441521267    441474533    441049798    424030120    423801802    423526482    423186113    422658468    421712316
441590064    441521242    441474525    441049665    424030104    423801661    423526284    423185479    422658104    421711896
441590056    441521226    441474517    441049392    424030070    423801489    423526060    423185461    422656835    421710831
441590049    441521218    441474509    441049335    424030054    423801448    423525963    423185347    422656785    421710435
441590031    441521200    441474491    441046661    424030047    423801364    423525740    423185339    422656728    421709833
441590007    441521192    441474483    441045978    424029908    423801166    423525716    423184845    422656397    421709585
441589983    441521184    441474459    441045093    424029882    423801000    423525690    423184498    422656322    421709288
441589975    441521168    441474442    441044971    424029817    423800820    423525674    423184480    422656140    421708942
441589967    441521143    441474434    441044831    424029718    423800622    423525617    423184464    422656108    421708793
441589959    441521127    441474426    441044112    424029676    423800119    423525609    423184456    422655845    421708660
441589942    441521085    441474418    441043510    424029668    423799956    423525542    423184217    422655803    421708447
441589934    441521077    441474392    441042942    424029635    423799824    423524982    423184142    422655779    421708298
441589900    441521044    441474384    441042579    424029544    423799790    423524768    423183896    422654947    421707266
441589892    441521002    441474327    441042397    424029494    423799782    423524743    423183870    422654707    421706797
441589884    441520988    441474301    441042264    424029478    423799667    423524677    423183516    422654574    421706177
441589850    441520962    441474293    441040425    424029429    423799626    423524487    423183417    422653964    421705609
441589843    441520905    441474285    441039195    424029395    423799576    423524107    423183375    422653576    421705245
441589835    441520897    441474269    441038932    424029379    423799543    423523935    423183250    422653550    421704990
441589827    441520889    441474251    441038536    424029247    423799345    423523653    423183243    422653006    421704339
441589819    441520871    441474244    441037934    424029221    423799295    423523562    423183235    422652784    421702416
441589785    441520848    441474236    441037645    424029171    423799287    423523455    423183094    422652156    421702390
441589777    441520830    441474210    441037629    424029163    423799253    423523315    423182922    422651976    421700329
441589751    441520822    441474202    441037165    424029056    423799246    423523224    423182849    422651620    421699935
441589744    441520814    441474194    441036845    424028959    423799170    423523075    423182765    422651422    421699471
441589710    441520806    441474186    441036712    424028918    423799071    423522986    423182708    422651240    421699331
441589702    441520798    441474178    441036316    424028884    423798917    423522978    423182674    422650929    421698184
441589694    441520756    441474160    441036076    424028819    423798875    423522952    423182633    422650333    421698176
441589686    441520749    441474152    441035763    424028777    423798750    423522911    423182567    422649905    421697871
441589660    441520723    441474145    441035540    424028744    423798727    423522838    423182419    422649749    421697384
441589652    441520715    441474137    441033941    424028702    423798628    423522820    423182328    422649731    421696972
441589637    441520707    441474103    441033859    424028629    423798610    423522804    423181932    422649418    421696048
441589629    441520665    441474079    441033578    424028405    423798362    423522788    423181924    422649244    421696014
441589611    441520657    441474061    441033529    424028348    423798230    423522747    423181916    422649186    421695412
441589579    441520632    441474053    441032653    424028256    423798156    423522705    423181718    422648956    421694605
441589561    441520624    441474046    441032125    424028181    423798016    423522697    423181635    422648311    421694555
441589546    441520608    441474038    441031622    424028033    423797976    423522630    423181510    422648154    421693755
441589520    441520590    441474020    441031333    424027928    423797927    423522614    423181502    422648022    421693128
441589504    441520574    441474004    441031275    424027787    423797752    423522549    423181478    422648014    421690165
441589488    441520566    441473998    441031226    424027779    423797745    423522465    423181437    422647529    421689290
441589470    441520558    441473972    441030293    424027605    423797521    423522382    423181346    422647446    421688870
441589447    441520541    441473949    441030202    424027589    423797349    423522333    423181130    422647297    421688771
441589439    441520517    441473931    441030129    424027548    423797257    423522283    423180983    422647198    421688334
441589413    441520491    441473923    441028628    424027399    423796887    423522259    423180777    422646760    421688250
441589397    441520483    441473915    441027703    424027340    423796788    423522077    423180611    422646711    421688078
441589389    441520467    441473899    441026655    424027282    423796531    423521970    423180447    422646703    421687336
441589363    441520459    441473881    441026606    424026920    423796143    423521780    423180066    422646679    421687260
441589355    441520434    441473873    441022126    424026862    423796135    423521665    423180033    422646257    421687047


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442003505    441962180    441913688    441875200    441836863    441796687    441756558    441715422    441673795    441631751
442003497    441962156    441913662    441875150    441836855    441796679    441756541    441715414    441673787    441631744
442003489    441962123    441913654    441875143    441836848    441796653    441756533    441715398    441673779    441631736
442003471    441962107    441913647    441875135    441836814    441796646    441756525    441715380    441673761    441631728
442003430    441962016    441913639    441875127    441836806    441796638    441756517    441715364    441673753    441631710
442003422    441962008    441913613    441875101    441836798    441796620    441756483    441715356    441673746    441631702
442003414    441961968    441913605    441875093    441836780    441796612    441756475    441715349    441673720    441631694
442003406    441961950    441913589    441875077    441836772    441796604    441756467    441715331    441673712    441631686
442003380    441961927    441913555    441875028    441836749    441796588    441756442    441715323    441673688    441631678
442003356    441961919    441913530    441875010    441836731    441796570    441756426    441715307    441673670    441631660
442003349    441961901    441913522    441875002    441836715    441796562    441756400    441715299    441673662    441631637
442003331    441961893    441913514    441874997    441836707    441796554    441756350    441715273    441673654    441631579
442003323    441961885    441913506    441874989    441836699    441796539    441756343    441715265    441673621    441631561
442003315    441961877    441913480    441874971    441836681    441796521    441756327    441715257    441673613    441631546
442003273    441961851    441913472    441874955    441836665    441796513    441756301    441715232    441673597    441631520
442003224    441961844    441913464    441874948    441836640    441796505    441756285    441715224    441673589    441631512
442003216    441961836    441913456    441874930    441836632    441796497    441756277    441715182    441673571    441631504
442003190    441961828    441913449    441874922    441836624    441796489    441756269    441715166    441673563    441631488
442003182    441961802    441913431    441874906    441836616    441796471    441756244    441715158    441673548    441631447
442003174    441961752    441913423    441874898    441836582    441796455    441756236    441715117    441673530    441631439
442003166    441961737    441913415    441874880    441836566    441796448    441756228    441715083    441673514    441631421
442003158    441961711    441913407    441874872    441836558    441796430    441756210    441715067    441673498    441631413
442003141    441961703    441913399    441874831    441836533    441796422    441756202    441715034    441673480    441631405
442003133    441961695    441913381    441874823    441836525    441796414    441756194    441715026    441673472    441631389
442003125    441961679    441913357    441874815    441836517    441796398    441756186    441715018    441673464    441631371
442003117    441961596    441913340    441874807    441836509    441796380    441756178    441714979    441673456    441631355
442003109    441961588    441913324    441874799    441836491    441796372    441756152    441714961    441673431    441631330
442003091    441961539    441913316    441874773    441836483    441796364    441756137    441714953    441673407    441631322
442003067    441961521    441913308    441874583    441836475    441796307    441756111    441714920    441673373    441631306
442003059    441961505    441913290    441874575    441836467    441796299    441756087    441714912    441673365    441631280
442003042    441961497    441913282    441874567    441836459    441796281    441755956    441714870    441673357    441631272
442003034    441961463    441913266    441874559    441836442    441796273    441755915    441714839    441673340    441631264
442003018    441961448    441913258    441874542    441836434    441796265    441755907    441714805    441673290    441631223
442003000    441961430    441913241    441874534    441836426    441796240    441755899    441714797    441673282    441631215
442002994    441961414    441913233    441874526    441836418    441796232    441755865    441714730    441673274    441631207
442002986    441961380    441913225    441874518    441836400    441796190    441755857    441714698    441673266    441631173
442002978    441961364    441913217    441874500    441836392    441796182    441755832    441714607    441673233    441631165
442002960    441961349    441913209    441874468    441836384    441796166    441755816    441714573    441673209    441631157
442002952    441961232    441913191    441874450    441836376    441796158    441755808    441714516    441673183    441631132
442002937    441961216    441913183    441874443    441836350    441796141    441755790    441714490    441673175    441631124
442002929    441961075    441913175    441874427    441836343    441796125    441755782    441714482    441673159    441631116
442002903    441961059    441913167    441874401    441836335    441796117    441755543    441714433    441673142    441631090
442002895    441961042    441913159    441874393    441836327    441796109    441755535    441714425    441673134    441631082
442002887    441960994    441913134    441874385    441836319    441796091    441755527    441714417    441673126    441631074
442002861    441960986    441913126    441874377    441836293    441796075    441755519    441714292    441673118    441631058
442002846    441960978    441913118    441874351    441836285    441796059    441755501    441714250    441673100    441631041
442002838    441960952    441913076    441874336    441836277    441796042    441755485    441714243    441673092    441631033
442002812    441960861    441913068    441874328    441836251    441796018    441755477    441714219    441673050    441631025
442002796    441960853    441913050    441874286    441836244    441796000    441755451    441714177    441673035    441631009
442002788    441960812    441913035    441874260    441836236    441795994    441755444    441714169    441673027    441630993
442002770    441960796    441913019    441874252    441836228    441795986    441755436    441714144    441673019    441630977
442002762    441960788    441912995    441874237    441836210    441795978    441755402    441714037    441673001    441630969
442002754    441960739    441912987    441874211    441836202    441795960    441755386    441713997    441672995    441630944
442002747    441960713    441912961    441874203    441836194    441795952    441755360    441713971    441672987    441630936
442002721    441960689    441912953    441874195    441836178    441795945    441755345    441713963    441672979    441630928
442002705    441960663    441912946    441874179    441836137    441795929    441755337    441713948    441672961    441630902
442002697    441960648    441912920    441874161    441836111    441795911    441755329    441713922    441672953    441630894
442002671    441960622    441912912    441874153    441836103    441795895    441755311    441713906    441672938    441630860
442002663    441960614    441912904    441874146    441836095    441795887    441755303    441713880    441672920    441630852
442002655    441960572    441912870    441874138    441836087    441795879    441755295    441713864    441672912    441630845
442002648    441960564    441912862    441874120    441836079    441795861    441755287    441713849    441672904    441630837
442002630    441960556    441912854    441874104    441836038    441795853    441755279    441713831    441672896    441630811
442002622    441960549    441912847    441874096    441836020    441795846    441755261    441713823    441672888    441630803
442002614    441960531    441912839    441874088    441836004    441795838    441755253    441713807    441672870    441630787
442002598    441960481    441912821    441874054    441835980    441795820    441755246    441713567    441672862    441630779
442002572    441960473    441912813    441874047    441835972    441795796    441755238    441713542    441672813    441630761
442002564    441960465    441912797    441874039    441835956    441795788    441755220    441713534    441672805    441630746
442002556    441960424    441912789    441874021    441835949    441795770    441755212    441713468    441672797    441630738
442002549    441960366    441912771    441874013    441835931    441795754    441755204    441713450    441672789    441630720
442002531    441960358    441912763    441874005    441835923    441795747    441755188    441713427    441672771    441630712
442002523    441960333    441912755    441873999    441835915    441795556    441755154    441713393    441672763    441630704
442002507    441960325    441912748    441873981    441835683    441795549    441755147    441713377    441672755    441630688
442002499    441960283    441912730    441873973    441835659    441795523    441755139    441713369    441672748    441630670

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441589348    441520426    441473865    441020476    424026854    423795939    423521608    423180017    422646174    421685439
441589330    441520392    441473857    441020195    424026813    423795889    423521590    423179803    422645986    421685322
441589322    441520376    441473840    441020161    424026805    423795632    423521517    423179621    422645432    421684879
441589306    441520368    441473832    441020005    424026748    423795566    423521475    423179571    422645416    421684572
441589280    441520327    441473824    441019825    424026722    423795533    423521459    423179498    422644781    421682808
441589272    441520319    441473816    441019346    424026706    423795525    423521335    423179399    422644526    421680851
441589256    441520285    441473808    441019270    424026664    423795426    423521301    423179258    422644112    421680679
441589223    441520277    441473790    441018504    424026573    423795343    423521285    423179076    422644054    421680570
441589215    441520269    441473782    441018058    424026565    423795277    423521111    423178896    422643833    421680331
441589207    441520244    441473774    441017985    424026474    423795087    423521103    423178862    422643759    421678756
441589199    441520228    441473758    441017019    424026466    423795012    423520485    423178813    422643395    421678236
441589181    441520202    441473733    441016227    424026219    423794932    423520329    423178789    422643346    421676966
441589173    441520194    441473717    441016078    424026110    423794882    423520089    423178649    422643098    421674524
441589157    441520186    441473709    441014560    424026078    423794874    423520022    423178607    422642942    421674474
441589140    441520152    441473691    441014156    424026045    423794841    423519834    423177849    422642918    421672049
441589108    441520137    441473683    441012549    424026037    423794767    423519818    423177740    422642785    421671801
441589090    441520129    441473675    441011848    424026003    423794684    423519701    423177732    422642611    421671447
441589082    441520111    441473667    441011681    424025914    423794676    423519677    423177690    422642603    421669318
441589074    441520095    441473659    441008687    424025906    423794569    423519610    423177633    422642355    421668765
441589066    441520038    441473634    441008273    424025708    423794536    423519511    423177211    422641506    421668468
441589058    441520020    441473626    441006939    424025641    423794486    423519297    423177104    422641423    421666694
441589041    441519998    441473618    441006392    424025583    423794460    423519198    423176973    422641373    421666488
441589033    441519980    441473592    441005741    424025401    423794437    423519065    423176817    422641191    421666264
441589017    441519964    441473584    441005626    424025369    423794353    423519040    423176635    422640904    421666124
441588993    441519956    441473576    441004967    424025351    423794320    423519008    423176544    422640706    421665563
441588977    441519949    441473568    441003985    424025336    423794247    423518893    423176379    422640565    421664616
441588951    441519923    441473535    441003969    424025252    423794221    423518869    423176353    422640391    421663980
441588944    441519915    441473527    441003175    424025179    423794213    423518794    423176064    422640243    421663360
441588902    441519907    441473519    441003027    424025146    423794155    423518562    423175900    422640102    421663345
441588894    441519881    441473477    441001583    424025070    423794122    423518380    423175702    422640052    421662677
441588886    441519873    441473451    441000932    424024800    423794072    423518265    423175363    422639864    421662289
441588878    441519865    441473444    441000528    424024784    423793983    423518034    423175355    422639617    421662180
441588852    441519857    441473428    441000049    424024776    423793934    423517960    423175314    422639450    421661844
441588829    441519840    441473410    440999779    424024743    423793926    423517929    423175298    422639369    421661067
441588795    441519832    441473402    440999688    424024677    423793876    423517903    423174879    422639047    421659616
441588787    441519816    441473394    440998953    424024669    423793801    423517663    423174721    422638486    421659236
441588779    441519782    441473386    440998086    424024602    423793603    423517648    423174457    422637132    421658022
441588753    441519774    441473352    440997625    424024479    423793561    423517531    423174309    422637009    421656034
441588738    441519741    441473345    440997450    424024396    423793512    423517333    423174275    422636738    421653221
441588720    441519733    441473337    440997328    424024388    423793397    423517143    423174226    422636415    421651100
441588704    441519691    441473329    440996940    424024370    423793330    423517135    423174051    422636399    421650334
441588688    441519683    441473311    440996585    424024271    423793322    423517085    423174044    422636282    421650235
441588670    441519675    441473303    440996221    424024222    423793090    423517051    423173806    422636209    421649682
441588662    441519659    441473253    440993244    424024156    423793025    423516897    423173434    422636118    421649328
441588654    441519642    441473220    440992782    424024149    423792944    423516806    423173228    422636092    421649112
441588639    441519626    441473212    440992733    424024107    423792761    423516756    423173129    422635797    421644030
441588597    441519618    441473204    440990059    424024081    423792712    423516673    423172915    422635417    421644006
441588589    441519592    441473196    440990018    424023984    423792670    423516533    423172899    422635268    421641861
441588571    441519576    441473188    440987790    424023943    423792480    423516103    423172857    422634956    421641739
441588563    441519568    441473170    440987741    424023869    423792464    423516087    423172741    422634808    421641705
441588555    441519535    441473162    440986610    424023620    423792365    423516004    423172519    422634550    421641606
441588548    441519501    441473147    440986230    424023547    423792274    423515972    423172451    422634212    421640947
441588514    441519469    441473139    440985653    424023380    423792225    423515857    423172253    422634105    421640566
441588506    441519451    441473113    440985224    424023356    423792019    423515618    423172246    422634048    421639121
441588498    441519436    441473097    440984979    424023323    423791987    423515568    423172113    422633248    421638776
441588480    441519410    441473089    440983666    424023067    423791714    423515519    423171990    422632885    421637356
441588472    441519402    441473055    440982742    424023042    423791631    423515329    423171883    422632802    421637299
441588464    441519394    441473030    440982536    424022911    423791540    423515261    423171776    422632646    421636440
441588456    441519386    441473014    440982304    424022853    423791532    423515170    423171644    422632539    421635921
441588431    441519378    441472990    440982064    424022820    423791300    423515147    423171420    422632497    421635566
441588415    441519329    441472982    440981223    424022804    423791276    423515105    423171412    422632208    421635418
441588407    441519279    441472958    440980993    424022796    423791102    423515071    423171388    422632083    421631367
441588357    441519261    441472933    440977346    424022499    423791029    423514926    423171370    422632034    421631052
441588340    441519246    441472925    440977296    424022481    423790906    423514918    423171321    422631937    421630138
441588308    441519220    441472909    440976322    424022424    423790781    423514884    423170976    422631796    421629825
441588290    441519212    441472891    440975548    424022416    423790773    423514850    423170661    422631705    421629692
441588282    441519154    441472883    440974376    424022366    423790765    423514686    423170513    422631655    421628041
441588258    441519147    441472875    440972628    424022291    423790666    423514660    423170455    422631408    421627787
441588241    441519113    441472867    440972362    424022275    423790567    423514611    423170422    422631374    421627571
441588233    441519071    441472834    440971620    424022234    423790427    423514454    423170265    422631333    421626722
441588225    441519063    441472792    440971588    424022036    423790377    423514082    423170158    422631234    421626698
441588217    441519055    441472776    440969376    424022010    423790252    423514025    423170059    422630756    421626029
441588209    441519030    441472768    440968469    424021996    423790120    423513977    423169895    422630731    421625237


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442002481    441960242    441912722    441873965    441835634    441795515    441755097    441713351    441672730    441630662
442002473    441960226    441912698    441873957    441835618    441795507    441755089    441713336    441672722    441630654
442002432    441960192    441912680    441873932    441835592    441795499    441755063    441713252    441672714    441630639
442002408    441960184    441912672    441873924    441835584    441795473    441755055    441713245    441672698    441630621
442002390    441960101    441912664    441873916    441835576    441795465    441755022    441713211    441672680    441630613
442002382    441960093    441912656    441873882    441835568    441795440    441755014    441713203    441672664    441630597
442002374    441960069    441912649    441873874    441835550    441795424    441755006    441713195    441672656    441630589
442002366    441960051    441912631    441873858    441835394    441795416    441754983    441713187    441672631    441630563
442002358    441960044    441912615    441873841    441835378    441795408    441754975    441713146    441672623    441630555
442002341    441960036    441912607    441873833    441835360    441795390    441754967    441713138    441672607    441630548
442002333    441960028    441912581    441873825    441835345    441795382    441754942    441713104    441672599    441630530
442002325    441960010    441912573    441873809    441835329    441795374    441754934    441713096    441672573    441630514
442002317    441960002    441912565    441873791    441835303    441795366    441754926    441713088    441672557    441630506
442002291    441959996    441912557    441873783    441835287    441795358    441754918    441713070    441672540    441630480
442002283    441959988    441912540    441873742    441835279    441795341    441754900    441713062    441672532    441630464
442002275    441959970    441912532    441873726    441835261    441795333    441754884    441713054    441672524    441630456
442002267    441959954    441912508    441873718    441835253    441795325    441754876    441713047    441672516    441630449
442002242    441959939    441912490    441873692    441835246    441795283    441754868    441713021    441672508    441630423
442002218    441959921    441912482    441873684    441835238    441795275    441754835    441713013    441672490    441630415
442002200    441959913    441912474    441873650    441835220    441795267    441754827    441713005    441672482    441630399
442002150    441959905    441912466    441873643    441835212    441795259    441754801    441712999    441672474    441630381
442002135    441959897    441912458    441873635    441835204    441795234    441754793    441712973    441672458    441630373
442002119    441959889    441912441    441873619    441835196    441795226    441754777    441712965    441672441    441630365
442002101    441959871    441912417    441873601    441835188    441795218    441754769    441712957    441672425    441630357
442002093    441959855    441912391    441873593    441835170    441795200    441754744    441712940    441672417    441630340
442002085    441959848    441912383    441873585    441835162    441795192    441754736    441712932    441672409    441630332
442002069    441959830    441912375    441873569    441835154    441795168    441754728    441712767    441672391    441630324
442002044    441959814    441912367    441873551    441835139    441795150    441754710    441712742    441672383    441630316
442002036    441959780    441912359    441873528    441835121    441795143    441754694    441712726    441672367    441630308
442001970    441959772    441912342    441873510    441835105    441795135    441754686    441712718    441672359    441630282
442001962    441959764    441912326    441873502    441835097    441795127    441754660    441712700    441672334    441630274
442001954    441959756    441912300    441873494    441835089    441795119    441754652    441712692    441672300    441630266
442001947    441959715    441912268    441873486    441835055    441795101    441754645    441712684    441672292    441630225
442001939    441959707    441912243    441873478    441835048    441795093    441754637    441712668    441672284    441630217
442001921    441959673    441912235    441873460    441835030    441795085    441754629    441712643    441672268    441630209
442001913    441959582    441912227    441873452    441835022    441795077    441754611    441712619    441672235    441630183
442001889    441959525    441912201    441873445    441835006    441795069    441754603    441712601    441672227    441630175
442001863    441959509    441912193    441873429    441834991    441795051    441754595    441712593    441672219    441630167
442001814    441959491    441912185    441873403    441834983    441795044    441754587    441712585    441672185    441630142
442001806    441959483    441912151    441873387    441834975    441795036    441754561    441712569    441672177    441630134
442001798    441959467    441912144    441873379    441834967    441795028    441754538    441712551    441672169    441630126
442001772    441959368    441912136    441873361    441834959    441795010    441754520    441712544    441672151    441630118
442001764    441959319    441912128    441873346    441834942    441794997    441754512    441712536    441672144    441630100
442001756    441959236    441912110    441873338    441834934    441794989    441754496    441712510    441672128    441630050
442001749    441959210    441912102    441873312    441834926    441794971    441754488    441712502    441672110    441630043
442001731    441959202    441912094    441873296    441834918    441794732    441754454    441712494    441672102    441630035
442001723    441959194    441912086    441873270    441834900    441794716    441754447    441712486    441672094    441630027
442001715    441959137    441912078    441873254    441834892    441794708    441754439    441712478    441672086    441630019
442001707    441959111    441912060    441873247    441834876    441794690    441754421    441712460    441672052    441630001
442001699    441959020    441912052    441873239    441834868    441794682    441754413    441712452    441672037    441629995
442001681    441958998    441912045    441873221    441834850    441794674    441754389    441712445    441672029    441629987
442001673    441958972    441912037    441873197    441834843    441794666    441754371    441712437    441672011    441629961
442001665    441958923    441912029    441873189    441834835    441794641    441754355    441712429    441672003    441629953
442001657    441958907    441912011    441873171    441834819    441794617    441754330    441712411    441671989    441629938
442001640    441958899    441912003    441873163    441834801    441794609    441754322    441712361    441671963    441629920
442001632    441958873    441911971    441873155    441834785    441794591    441754314    441712353    441671955    441629912
442001616    441958824    441911963    441873148    441834751    441794583    441754306    441712346    441671948    441629904
442001582    441958790    441911955    441873130    441834728    441794542    441754298    441712338    441671914    441629896
442001566    441958782    441911948    441873106    441834710    441794534    441754272    441712312    441671906    441629870
442001558    441958741    441911922    441873098    441834702    441794518    441754264    441712304    441671898    441629862
442001541    441958709    441911914    441873072    441834686    441794500    441754256    441712296    441671880    441629854
442001533    441958691    441911906    441873064    441834678    441794484    441754249    441712288    441671872    441629847
442001525    441958659    441911898    441873049    441834660    441794476    441754231    441712270    441671856    441629839
442001517    441958642    441911872    441873031    441834645    441794468    441754223    441712262    441671849    441629821
442001509    441958634    441911864    441873023    441834637    441794450    441754215    441712254    441671831    441629813
442001491    441958626    441911849    441873015    441834629    441794419    441754207    441712239    441671823    441629805
442001483    441958618    441911831    441873007    441834611    441794393    441754181    441712221    441671815    441629797
442001467    441958584    441911823    441872991    441834587    441794385    441754173    441712213    441671807    441629771
442001459    441958576    441911815    441872967    441834579    441794369    441754157    441712197    441671799    441629755
442001442    441958568    441911807    441872959    441834553    441794351    441754140    441712189    441671781    441629748
442001426    441958550    441911799    441872942    441834546    441794344    441754132    441712171    441671765    441629730
442001418    441958501    441911773    441872934    441834538    441794336    441754124    441712163    441671757    441629722
442001400    441958493    441911740    441872926    441834520    441794328    441754108    441712155    441671740    441629706

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441588183    441519006    441472750    440968428    424021897    423790054    423513928    423169879    422630590    421624768
441588175    441518990    441472743    440967990    424021731    423789874    423513878    423169721    422630541    421623695
441588167    441518941    441472735    440967917    424021715    423789841    423513837    423169697    422630517    421622317
441588159    441518909    441472719    440967594    424021707    423789726    423513647    423169655    422630434    421622085
441588142    441518891    441472693    440966919    424021657    423789668    423513639    423169507    422630376    421620295
441588134    441518867    441472685    440964914    424021640    423789601    423513530    423169481    422629790    421620246
441588126    441518859    441472669    440964641    424021541    423789577    423513498    423169325    422629766    421618398
441588118    441518842    441472644    440962926    424021475    423789536    423513084    423169291    422629444    421616434
441588100    441518834    441472636    440962900    424021459    423789510    423513076    423169267    422629345    421616269
441588092    441518826    441472628    440961647    424021384    423789437    423512763    423169176    422629154    421615766
441588084    441518818    441472610    440961340    424021186    423789346    423512565    423169085    422629097    421615576
441588043    441518800    441472602    440960771    424021046    423789288    423512540    423168970    422628792    421615410
441588035    441518792    441472586    440960292    424021020    423789049    423512326    423168830    422628487    421614645
441588027    441518784    441472578    440960219    424020915    423789007    423512292    423168657    422627828    421613845
441587987    441518776    441472560    440959898    424020873    423788991    423512243    423168566    422627752    421613498
441587961    441518768    441472552    440959708    424020725    423788819    423512052    423168160    422627737    421613316
441587946    441518750    441472537    440959633    424020717    423788785    423512003    423168061    422627380    421612409
441587920    441518735    441472529    440959526    424020451    423788611    423511906    423167840    422627265    421612292
441587912    441518719    441472511    440957595    424020402    423788348    423511856    423167766    422626960    421612201
441587896    441518701    441472503    440956811    424020378    423788314    423511740    423167477    422626226    421612193
441587862    441518669    441472495    440956795    424020337    423788306    423511633    423167428    422625962    421610239
441587854    441518651    441472487    440956415    424020295    423788298    423511401    423167394    422625749    421609637
441587847    441518644    441472461    440956340    424020196    423788280    423511237    423167196    422625574    421608050
441587805    441518610    441472453    440956043    424020113    423788082    423511203    423167097    422625517    421606963
441587797    441518602    441472420    440955946    424020089    423788017    423511195    423167055    422625301    421606930
441587771    441518594    441472412    440955326    424020014    423787977    423511153    423166933    422625129    421605825
441587755    441518586    441472404    440955250    424019925    423787902    423511138    423166685    422625103    421605155
441587748    441518578    441472370    440954360    424019834    423787712    423510726    423166271    422625020    421604315
441587722    441518545    441472321    440954261    424019784    423787407    423510718    423165950    422624791    421602731
441587714    441518537    441472305    440953503    424019560    423787381    423510429    423165729    422624494    421602319
441587706    441518529    441472297    440950145    424019537    423787308    423510213    423165687    422623751    421602004
441587698    441518511    441472271    440950046    424019453    423787100    423510189    423165539    422623694    421601410
441587680    441518503    441472263    440948834    424019388    423786920    423509942    423165307    422623512    421601253
441587672    441518487    441472255    440948487    424019164    423786888    423509900    423164797    422623405    421600362
441587656    441518461    441472248    440947844    424019040    423786854    423509652    423164698    422623389    421599481
441587649    441518446    441472214    440947810    424019016    423786813    423509595    423164458    422623256    421598293
441587631    441518420    441472206    440947760    424019008    423786771    423509439    423164417    422622514    421598178
441587623    441518396    441472198    440947653    424018968    423786334    423509298    423164391    422622423    421598038
441587599    441518388    441472164    440947562    424018497    423786268    423509140    423164243    422622415    421596958
441587573    441518370    441472156    440947224    424018463    423786151    423509090    423164219    422621722    421596636
441587557    441518362    441472149    440947083    424018448    423786136    423509074    423164185    422621458    421595927
441587540    441518339    441472123    440945038    424018349    423786110    423508985    423164102    422621045    421594466
441587524    441518321    441472107    440944353    424018323    423786102    423508928    423164045    422620294    421594367
441587490    441518313    441472099    440943199    424018307    423786086    423508878    423164037    422620062    421594185
441587482    441518263    441472081    440941839    424018281    423786078    423508829    423163922    422619973    421593674
441587474    441518255    441472065    440941581    424018257    423785997    423508639    423163823    422619924    421591116
441587466    441518248    441472057    440941151    424018190    423785971    423508506    423163740    422619452    421590993
441587458    441518230    441472040    440940799    424018141    423785914    423508373    423163427    422619056    421590688
441587441    441518206    441472032    440940500    424018125    423785864    423508175    423163229    422618272    421590407
441587433    441518180    441472024    440939551    424017929    423785682    423508126    423163211    422617712    421589755
441587425    441518172    441472016    440939528    424017895    423785625    423507995    423162833    422617167    421589276
441587417    441518164    441472008    440938991    424017812    423785534    423507847    423162700    422617001    421589227
441587409    441518149    441471992    440938652    424017697    423785518    423507797    423162155    422616987    421588344
441587391    441518131    441471984    440938611    424017689    423785500    423507714    423162072    422616896    421587999
441587383    441518099    441471976    440938280    424017606    423785401    423507706    423162023    422616649    421587825
441587375    441518081    441471968    440935278    424017556    423785393    423507680    423161934    422616490    421585738
441587367    441518073    441471950    440933802    424017531    423785377    423507375    423161868    422616466    421584947
441587359    441518065    441471943    440933265    424017481    423785328    423507037    423161744    422616367    421584715
441587326    441518040    441471935    440932317    424017457    423785237    423506856    423161645    422616359    421584194
441587318    441518016    441471927    440932127    424017234    423785088    423506831    423161454    422616292    421583527
441587300    441517976    441471901    440932051    424017176    423784982    423506757    423161439    422614875    421582990
441587292    441517950    441471885    440931848    424017143    423784651    423506609    423161165    422614701    421582511
441587284    441517927    441471869    440931574    424017119    423784586    423506344    423161132    422614370    421582057
441587268    441517919    441471851    440931509    424017069    423784495    423506286    423160985    422614354    421581125
441587250    441517893    441471836    440930923    424017044    423784420    423506278    423160837    422614180    421580960
441587219    441517885    441471810    440930568    424016962    423784107    423506260    423160712    422614065    421580879
441587201    441517877    441471794    440930386    424016731    423783976    423506252    423160670    422614008    421579558
441587193    441517869    441471786    440928703    424016624    423783943    423506120    423160373    422613307    421579491
441587128    441517851    441471778    440928414    424016533    423783885    423505916    423160241    422613257    421578386
441587102    441517844    441471760    440928331    424016442    423783844    423505882    423160183    422612911    421577792
441587094    441517828    441471745    440927473    424016400    423783521    423505866    423160118    422612770    421577339
441587086    441517810    441471729    440927036    424016301    423783489    423505676    423160092    422612705    421576612
441587078    441517802    441471703    440927010    424016202    423783299    423505619    423160076    422612325    421576547


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442001392    441958436    441911732    441872900    441834504    441794310    441754090    441712130    441671732    441629698
442001384    441958428    441911724    441872892    441834488    441794302    441754074    441712122    441671724    441629672
442001368    441958402    441911716    441872876    441834470    441794294    441754066    441712114    441671716    441629664
442001350    441958386    441911708    441872850    441834462    441794286    441754041    441712098    441671708    441629656
442001343    441958378    441911690    441872843    441834454    441794278    441754033    441712080    441671690    441629623
442001335    441958345    441911682    441872801    441834447    441794252    441754017    441712064    441671674    441629615
442001319    441958329    441911666    441872793    441834421    441794237    441754009    441712049    441671658    441629599
442001301    441958303    441911658    441872785    441834413    441794229    441753993    441712031    441671641    441629581
442001293    441958295    441911641    441872777    441834405    441794211    441753985    441712023    441671633    441629573
442001285    441958261    441911633    441872769    441834397    441794203    441753977    441711991    441671625    441629557
442001277    441958253    441911625    441872736    441834371    441794195    441753969    441711983    441671609    441629532
442001269    441958097    441911609    441872710    441834363    441794187    441753951    441711975    441671591    441629490
442001251    441958014    441911591    441872694    441834355    441794179    441753936    441711967    441671583    441629482
442001244    441957990    441911583    441872686    441834348    441794146    441753928    441711942    441671567    441629466
442001236    441957941    441911575    441872678    441834322    441794138    441753910    441711934    441671559    441629425
442001186    441957883    441911559    441872660    441834314    441794120    441753894    441711926    441671542    441629409
442001178    441957875    441911542    441872652    441834306    441794112    441753886    441711892    441671534    441629375
442001145    441957867    441911534    441872645    441834298    441794096    441753878    441711850    441671518    441629367
442001129    441957834    441911526    441872538    441834280    441794070    441753860    441711843    441671500    441629359
442001111    441957818    441911518    441872512    441834272    441794062    441753852    441711835    441671492    441629342
442001095    441957776    441911500    441872504    441834264    441794054    441753845    441711827    441671476    441629326
442001079    441957768    441911492    441872488    441834215    441794047    441753837    441711819    441671468    441629318
442001061    441957750    441911484    441872470    441834173    441794039    441753811    441711801    441671450    441629292
442001038    441957693    441911468    441872454    441834157    441794021    441753787    441711793    441671443    441629284
442001020    441957669    441911450    441872447    441834124    441794013    441753779    441711785    441671435    441629276
442000998    441957651    441911443    441872439    441834116    441794005    441753712    441711777    441671427    441629268
442000980    441957636    441911435    441872405    441834108    441793999    441753704    441711769    441671419    441629250
442000972    441957602    441911427    441872389    441834090    441793940    441753696    441711736    441671393    441629235
442000956    441957560    441911393    441872355    441834074    441793924    441753688    441711728    441671385    441629219
442000949    441957537    441911377    441872348    441834066    441793916    441753670    441711710    441671377    441629201
442000931    441957495    441911344    441872314    441834058    441793908    441753654    441711702    441671369    441629193
442000915    441957479    441911336    441872298    441834033    441793890    441753639    441711694    441671344    441629185
442000907    441957370    441911328    441872280    441834025    441793874    441753621    441711686    441671336    441629177
442000899    441957362    441911310    441872272    441834017    441793866    441753605    441711678    441671328    441629169
442000881    441957347    441911302    441872256    441834009    441793858    441753597    441711660    441671310    441629151
442000873    441957313    441911294    441872249    441833985    441793841    441753589    441711652    441671302    441629136
442000865    441957297    441911286    441872231    441833977    441793833    441753571    441711645    441671294    441629128
442000832    441957289    441911260    441872223    441833969    441793825    441753555    441711637    441671286    441629110
442000824    441957271    441911252    441872207    441833951    441793817    441753514    441711629    441671278    441629102
442000816    441957230    441911245    441872199    441833936    441793809    441753506    441711603    441671260    441629086
442000808    441957156    441911237    441872181    441833928    441793791    441753498    441711595    441671245    441629078
442000790    441957149    441911229    441872165    441833910    441793759    441753480    441711561    441671237    441629060
442000774    441957123    441911211    441872157    441833902    441793742    441753472    441711553    441671229    441629052
442000766    441957099    441911203    441872140    441833894    441793726    441753456    441711546    441671211    441629037
442000758    441957057    441911195    441872132    441833886    441793718    441753449    441711538    441671187    441629029
442000733    441957040    441911187    441872124    441833878    441793700    441753431    441711512    441671179    441629011
442000709    441957024    441911179    441872116    441833860    441793692    441753423    441711504    441671161    441629003
442000683    441956992    441911161    441872082    441833852    441793684    441753415    441711496    441671146    441628997
442000667    441956968    441911138    441872074    441833845    441793676    441753407    441711470    441671138    441628989
442000634    441956950    441911120    441872066    441833837    441793668    441753373    441711454    441671120    441628948
442000626    441956901    441911112    441872058    441833829    441793635    441753365    441711439    441671112    441628922
442000618    441956877    441911104    441872041    441833811    441793627    441753340    441711421    441671104    441628906
442000600    441956851    441911096    441872025    441833803    441793593    441753332    441711413    441671096    441628898
442000592    441956836    441911070    441872017    441833795    441793585    441753324    441711405    441671088    441628864
442000584    441956794    441911062    441872009    441833761    441793577    441753316    441711363    441671070    441628856
442000576    441956786    441911054    441871993    441833753    441793569    441753308    441711322    441671062    441628831
442000568    441956778    441911039    441871985    441833746    441793544    441753290    441711314    441671054    441628765
442000527    441956760    441911021    441871977    441833738    441793536    441753282    441711306    441671047    441628740
442000501    441956745    441911013    441871969    441833720    441793510    441753258    441711298    441671039    441628724
442000493    441956711    441910999    441871951    441833712    441793478    441753241    441711280    441671021    441628716
442000485    441956679    441910981    441871944    441833704    441793460    441753233    441711264    441671005    441628658
442000477    441956638    441910973    441871936    441833696    441793452    441753217    441711256    441670999    441628633
442000469    441956554    441910965    441871928    441833654    441793437    441753191    441711249    441670981    441628625
442000451    441956539    441910957    441871910    441833647    441793429    441753183    441711207    441670973    441628617
442000444    441956513    441910940    441871886    441833639    441793387    441753175    441711199    441670957    441628609
442000436    441956505    441910932    441871878    441833621    441793379    441753167    441711181    441670940    441628591
442000386    441956471    441910924    441871860    441833605    441793353    441753159    441711173    441670932    441628575
442000360    441956455    441910916    441871845    441833597    441793338    441753142    441711165    441670924    441628567
442000352    441956430    441910908    441871837    441833589    441793320    441753134    441711157    441670908    441628559
442000345    441956414    441910890    441871829    441833555    441793312    441753126    441711140    441670874    441628534
442000337    441956398    441910882    441871811    441833548    441793304    441753100    441711132    441670858    441628518
442000329    441956356    441910858    441871803    441833530    441793262    441753092    441711116    441670841    441628500
442000311    441956331    441910841    441871787    441833522    441793254    441753084    441711074    441670833    441628492

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441587060    441517786    441471695    440926285    424016103    423783281    423505585    423160027    422612291    421576091
441587037    441517778    441471687    440926152    424016012    423783265    423505577    423159912    422611186    421575861
441587029    441517760    441471679    440925741    424015964    423783174    423505031    423159839    422610931    421575366
441587011    441517752    441471638    440925642    424015949    423783158    423505015    423159615    422610923    421574476
441587003    441517745    441471562    440925295    424015808    423783133    423504612    423159540    422610691    421572652
441586971    441517703    441471547    440925006    424015725    423783117    423504596    423159235    422610584    421572017
441586963    441517687    441471539    440924967    424015717    423783083    423504463    423159219    422610345    421569419
441586955    441517133    441471521    440924736    424015659    423782945    423504406    423158609    422610188    421568940
441586948    441517125    441471513    440923779    424015501    423782903    423503903    423158591    422610170    421568825
441586930    441517117    441471505    440923415    424015485    423782697    423503770    423158476    422610147    421568056
441586906    441517091    441471463    440921757    424015451    423782655    423503762    423158435    422609693    421567975
441586880    441517083    441471455    440921682    424015436    423782556    423503630    423158054    422609594    421567736
441586864    441517075    441471430    440919421    424015402    423782523    423503549    423157932    422609495    421565680
441586831    441517067    441471422    440916419    424015386    423782473    423503515    423157676    422609289    421563412
441586823    441517059    441470770    440916369    424015147    423782432    423503507    423157627    422609172    421562513
441586799    441517018    441470747    440914521    424015048    423782416    423503358    423157411    422609040    421562034
441586781    441517000    441470739    440912913    424015030    423782333    423503051    423157270    422608976    421561747
441586773    441516994    441470721    440912806    424014892    423782168    423503044    423156348    422608968    421561630
441586765    441516986    441470705    440912335    424014884    423782135    423503028    423156298    422608786    421559535
441586757    441516978    441470697    440911600    424014868    423782028    423502947    423156066    422608778    421556929
441586740    441516960    441470663    440910198    424014835    423781830    423502921    423155985    422608620    421556432
441586724    441516945    441470622    440909711    424014827    423781624    423502814    423155944    422608539    421555111
441586708    441516937    441470614    440908481    424014611    423781590    423502798    423155415    422608323    421553884
441586674    441516929    441470606    440907608    424014595    423781517    423502723    423155407    422608299    421553181
441586658    441516887    441470598    440907459    424014504    423781509    423502657    423155191    422608182    421552886
441586641    441516879    441470580    440906006    424014389    423781442    423502541    423154954    422608000    421552720
441586625    441516861    441470572    440905875    424014363    423781400    423502376    423154921    422607291    421552514
441586609    441516820    441470549    440901429    424014322    423781194    423502327    423154830    422607242    421551805
441586591    441516812    441470523    440900835    424014264    423780840    423502160    423154566    422607218    421550922
441586583    441516804    441470515    440900769    424014074    423780667    423502137    423154558    422606962    421549643
441586575    441516788    441470473    440899714    424013928    423780626    423502111    423154475    422606822    421549452
441586567    441516770    441470457    440899466    424013886    423780352    423502103    423154459    422606715    421547787
441586559    441516754    441470432    440899458    424013878    423780238    423502004    423154434    422606699    421547506
441586534    441516747    441470424    440899375    424013829    423780188    423501899    423154400    422605857    421546474
441586526    441516739    441470416    440898906    424013795    423780170    423501873    423154251    422605451    421545922
441586518    441516721    441470408    440897924    424013787    423780105    423501626    423154186    422605212    421543653
441586484    441516671    441470390    440897346    424013662    423779909    423501469    423154111    422604868    421543075
441586468    441516663    441470325    440897122    424013654    423779842    423501444    423153956    422604819    421542986
441586443    441516655    441470317    440897080    424013597    423779735    423501253    423153923    422604785    421540857
441586435    441516630    441470291    440896991    424013233    423779727    423501220    423153907    422604504    421535808
441586419    441516622    441470283    440896207    424013225    423779636    423501147    423153840    422604371    421533050
441586393    441516564    441470267    440893758    424013191    423779438    423500966    423153758    422602904    421532904
441586377    441516556    441470259    440893667    424013118    423779339    423500453    423153709    422602680    421532292
441586351    441516523    441470242    440893584    424013092    423779321    423500396    423153477    422602508    421532045
441586344    441516515    441470234    440893105    424013043    423779180    423500222    423153386    422602433    421530601
441586328    441516507    441470226    440892248    424012987    423779172    423500206    423153154    422602284    421528795
441586310    441516499    441470218    440891943    424012920    423779164    423500172    423153071    422602185    421528670
441586302    441516481    441470200    440890358    424012904    423779123    423500099    423153006    422602144    421528621
441586278    441516473    441470176    440890309    424012730    423779115    423500081    423152909    422602060    421527987
441586260    441516465    441470150    440887560    424012722    423778968    423499961    423152693    422601997    421527136
441586252    441516457    441470143    440886836    424012698    423778703    423499904    423152628    422601849    421526054
441586237    441516440    441470135    440883908    424012680    423778588    423499862    423152305    422601609    421525551
441586229    441516432    441470119    440883676    424012656    423778547    423499730    423152131    422601369    421524455
441586211    441516416    441470085    440883577    424012631    423778505    423499607    423151604    422601005    421524174
441586203    441516408    441470077    440883569    424012532    423778448    423499508    423151232    422600932    421519596
441586195    441516382    441470069    440883494    424012458    423778257    423499342    423151067    422600924    421517160
441586153    441516374    441470051    440882462    424012425    423778174    423499011    423150556    422600882    421516733
441586120    441516242    441470044    440881282    424012300    423777887    423498997    423150549    422600759    421516683
441586104    441516234    441470036    440881167    424012276    423777861    423498567    423150226    422600213    421515321
441586096    441516218    441470028    440881142    424012227    423777721    423498427    423150176    422600007    421513664
441586088    441516200    441470010    440881027    424012102    423777580    423498369    423150028    422599977    421512625
441586070    441516184    441470002    440880458    424011914    423777572    423498104    423149376    422599647    421510736
441586062    441516176    441469970    440879682    424011807    423777440    423498054    423149053    422599613    421509555
441586054    441516143    441469954    440879559    424011732    423776897    423497890    423148725    422599472    421508037
441586039    441516135    441469905    440877868    424011716    423776855    423497734    423148592    422599456    421507856
441586021    441516119    441469897    440877843    424011641    423776806    423497726    423148170    422599449    421506379
441586013    441516101    441469889    440875458    424011500    423776780    423497544    423148121    422599175    421505173
441585999    441516093    441469863    440874535    424011476    423776681    423497353    423148006    422599092    421504531
441585981    441516077    441469855    440874121    424011468    423776459    423497155    423147990    422598896    421503350
441585973    441516069    441469848    440872901    424011393    423776384    423497056    423147941    422598557    421502451
441585965    441516051    441469822    440872695    424011229    423776145    423497049    423147933    422598144    421500034
441585957    441516044    441469814    440871234    424011203    423775956    423496934    423147917    422598011    421499831
441585940    441516036    441469806    440870210    424011187    423775592    423496777    423147347    422597922    421499336


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
442000303    441956323    441910833    441871761    441833514    441793221    441753076    441711066    441670767    441628484
442000295    441956315    441910817    441871753    441833506    441793213    441753068    441711058    441670759    441628468
442000287    441956281    441910791    441871746    441833498    441793205    441753050    441711041    441670742    441628443
442000279    441956240    441910783    441871738    441833480    441793197    441753043    441711033    441670734    441628435
442000253    441956232    441910775    441871712    441833464    441793189    441753035    441711009    441670726    441628427
442000246    441956224    441910767    441871688    441833449    441793171    441753027    441710993    441670718    441628419
442000238    441956182    441910759    441871670    441833431    441793163    441753019    441710969    441670700    441628401
442000204    441956158    441910742    441871654    441833423    441793155    441753001    441710951    441670684    441628385
442000188    441956133    441910734    441871647    441833415    441793148    441752995    441710944    441670668    441628369
442000170    441956125    441910726    441871639    441833407    441793130    441752987    441710936    441670643    441628310
442000162    441956109    441910718    441871621    441833399    441793122    441752961    441710928    441670627    441628302
442000154    441956083    441910684    441871613    441833381    441793114    441752953    441710910    441670619    441628286
442000147    441956075    441910668    441871605    441833373    441793106    441752946    441710902    441670601    441628278
442000121    441956067    441910650    441871597    441833365    441793098    441752938    441710886    441670593    441628260
442000113    441955994    441910627    441871589    441833357    441793080    441752920    441710852    441670585    441628252
442000105    441955986    441910619    441871563    441833316    441793064    441752904    441710845    441670577    441628245
442000063    441955978    441910593    441871555    441833308    441793056    441752870    441710837    441670569    441628237
442000048    441955945    441910585    441871530    441833290    441793049    441752862    441710829    441670551    441628229
442000030    441955895    441910577    441871514    441833282    441793007    441752854    441710811    441670536    441628203
442000014    441955887    441910551    441871506    441833274    441792991    441752847    441710803    441670528    441628195
441999992    441955853    441910544    441871498    441833266    441792975    441752839    441710795    441670510    441628187
441999984    441955846    441910528    441871480    441833258    441792942    441752821    441710787    441670502    441628179
441999976    441955838    441910510    441871464    441833233    441792934    441752813    441710779    441670494    441628161
441999968    441955804    441910486    441871456    441833225    441792926    441752805    441710761    441670478    441628146
441999950    441955788    441910445    441871423    441833217    441792900    441752797    441710753    441670460    441628138
441999935    441955754    441910437    441871407    441833159    441792892    441752748    441710746    441670445    441628112
441999927    441955713    441910411    441871399    441833142    441792876    441752714    441710738    441670437    441628104
441999901    441955705    441910346    441871381    441833126    441792868    441752706    441710688    441670429    441628096
441999885    441955697    441910320    441871373    441833118    441792843    441752698    441710662    441670411    441628088
441999877    441955655    441910312    441871340    441833092    441792835    441752672    441710654    441670403    441628054
441999869    441955648    441910304    441871324    441833076    441792819    441752664    441710647    441670395    441628047
441999844    441955630    441910296    441871316    441833068    441792777    441752656    441710639    441670379    441628039
441999836    441955622    441910288    441871308    441833043    441792744    441752649    441710621    441670361    441628021
441999828    441955606    441910270    441871290    441833027    441792710    441752623    441710597    441670353    441628013
441999810    441955572    441910262    441871274    441833019    441792702    441752607    441710589    441670346    441628005
441999802    441955531    441910254    441871266    441833001    441792694    441752599    441710548    441670338    441627981
441999794    441955523    441910221    441871258    441832995    441792686    441752573    441710530    441670320    441627973
441999786    441955515    441910213    441871241    441832987    441792660    441752565    441710522    441670304    441627940
441999778    441955481    441910197    441871233    441832979    441792652    441752557    441710506    441670288    441627924
441999752    441955457    441910189    441871225    441832953    441792645    441752540    441710498    441670270    441627916
441999745    441955390    441910171    441871209    441832946    441792637    441752532    441710480    441670262    441627908
441999695    441955358    441910163    441871191    441832938    441792629    441752524    441710472    441670247    441627890
441999687    441955341    441910155    441871183    441832920    441792611    441752516    441710464    441670239    441627882
441999679    441955291    441910148    441871175    441832912    441792587    441752508    441710456    441670221    441627874
441999653    441955283    441910130    441871167    441832904    441792579    441752490    441710449    441670213    441627866
441999646    441955259    441910122    441871159    441832888    441792561    441752482    441710431    441670197    441627825
441999638    441955242    441910114    441871142    441832870    441792553    441752474    441710423    441670189    441627817
441999620    441955184    441910106    441871134    441832862    441792538    441752466    441710415    441670155    441627809
441999612    441955176    441910098    441871126    441832854    441792520    441752441    441710407    441670122    441627791
441999604    441955150    441910080    441871118    441832839    441792496    441752425    441710381    441670106    441627775
441999596    441955127    441910072    441871092    441832813    441792488    441752417    441710373    441670072    441627767
441999570    441955085    441910064    441871084    441832805    441792371    441752409    441710365    441670049    441627759
441999562    441955077    441910056    441871068    441832797    441792363    441752391    441710357    441670015    441627726
441999547    441955069    441910015    441871050    441832789    441792322    441752383    441710340    441670007    441627718
441999505    441955051    441910007    441871035    441832763    441792314    441752367    441710316    441669991    441627700
441999497    441955036    441909983    441871027    441832755    441792298    441752359    441710290    441669983    441627692
441999471    441955010    441909975    441871001    441832722    441792280    441752334    441710266    441669975    441627676
441999463    441955002    441909967    441870995    441832714    441792272    441752318    441710241    441669967    441627668
441999455    441954989    441909942    441870987    441832698    441792264    441752300    441710233    441669959    441627635
441999448    441954963    441909934    441870961    441832680    441792231    441752276    441710225    441669942    441627627
441999422    441954955    441909926    441870953    441832672    441792207    441752268    441710217    441669900    441627601
441999414    441954948    441909918    441870946    441832664    441792199    441752250    441710209    441669884    441627593
441999406    441954914    441909892    441870938    441832656    441792173    441752243    441710191    441669876    441627585
441999364    441954906    441909884    441870904    441832649    441792132    441752227    441710183    441669868    441627577
441999356    441954872    441909876    441870896    441832631    441792124    441752193    441710167    441669843    441627569
441999331    441954856    441909868    441870862    441832623    441792116    441752185    441710159    441669827    441627551
441999323    441954815    441909850    441870854    441832615    441792108    441752177    441710142    441669819    441627544
441999315    441954765    441909835    441870847    441832607    441792090    441752151    441710134    441669801    441627536
441999299    441954724    441909827    441870839    441832581    441792066    441752128    441710118    441669777    441627528
441999281    441954682    441909819    441870821    441832573    441792058    441752110    441710100    441669769    441627502
441999273    441954674    441909801    441870813    441832565    441792041    441752102    441710092    441669751    441627494
441999265    441954666    441909777    441870805    441832557    441792033    441752094    441710084    441669744    441627478
441999257    441954617    441909744    441870797    441832540    441792025    441752078    441710043    441669702    441627460

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441585932    441516028    441469798    440870160    424011104    423775329    423496603    423147289    422597294    421498999
441585924    441516002    441469780    440869865    424011062    423775188    423496462    423147107    422597062    421498775
441585916    441515988    441469764    440869188    424011054    423775097    423496215    423146927    422596742    421498569
441585908    441515970    441469756    440868636    424011005    423775048    423496066    423146869    422596684    421498411
441585890    441515962    441469749    440868172    424010940    423774991    423496033    423146737    422596486    421497678
441585874    441515954    441469731    440867943    424010783    423774967    423495985    423146687    422596155    421494733
441585866    441515947    441469723    437192404    424010684    423774868    423495944    423146547    422596056    421494402
441585858    441515939    441469707    437191984    424010627    423774710    423495696    423146471    422595983    421494279
441585833    441515921    441469699    437191836    424010460    423774678    423495613    423146240    422595801    421493941
441585817    441515913    441469681    437191802    424010312    423774538    423495357    423145960    422595603    421491945
441585809    441515905    441469673    437191703    424010213    423774520    423495233    423145820    422594754    421490848
441585783    441515871    441469665    437189855    424010130    423774488    423495209    423145671    422594739    421490590
441585775    441515863    441469657    437189723    424009967    423773779    423494954    423145416    422594408    421489378
441585767    441515855    441469640    437189707    424009926    423773753    423494897    423145325    422593970    421488651
441585759    441515830    441469624    437189533    424009892    423773555    423494798    423145085    422593574    421486440
441585742    441515814    441469590    437188170    424009652    423773506    423494582    423144641    422592998    421485780
441585734    441515806    441469582    437186885    424009561    423773431    423494343    423144393    422592410    421485772
441585718    441515798    441469574    437186448    424009512    423773373    423494335    423144336    422591347    421484387
441585700    441515780    441469566    437184997    424009496    423773365    423494293    423144286    422591164    421483553
441585692    441515756    441469533    437184229    424009421    423773258    423494244    423144104    422591156    421483322
441585684    441515731    441469525    437183940    424009314    423773233    423494202    423144013    422590992    421483249
441585676    441515715    441469517    437183684    424009256    423773217    423494145    423143940    422590893    421482605
441585668    441515707    441469509    437183585    424009199    423773209    423494020    423143650    422590646    421481888
441585650    441515681    441469491    437183437    424009124    423772748    423493774    423143585    422590562    421475328
441585643    441515665    441469483    437182918    424009009    423772722    423493725    423143486    422590497    421475302
441585619    441515657    441469475    437182231    424008902    423772623    423493527    423143429    422590257    421474156
441585585    441515640    441469467    437181555    424008795    423772615    423493519    423143387    422590240    421473661
441585577    441515632    441469459    437176407    424008548    423772482    423493501    423143320    422589812    421473273
441585569    441515624    441469442    437175912    424008506    423772441    423493402    423143312    422589218    421471608
441585544    441515608    441469400    437175573    424008373    423772391    423493196    423143262    422588988    421471111
441585528    441515590    441469384    437175540    424008274    423772227    423493105    423143221    422588905    421469362
441585510    441515582    441469376    437175508    424008266    423772219    423492883    423142967    422588830    421467838
441585502    441515574    441469368    437174600    424008035    423772094    423492602    423142900    422588111    421467788
441585486    441515566    441469350    437174519    424007987    423772078    423492537    423142868    422588038    421467028
441585478    441515558    441469327    437174287    424007953    423772011    423492420    423142835    422587816    421466822
441585452    441515533    441469301    437174014    424007755    423771963    423492347    423142736    422587790    421466038
441585411    441515525    441469269    437173065    424007706    423771955    423492172    423142553    422587758    421465717
441585403    441515517    441469251    437172992    424007631    423771856    423492073    423142215    422587709    421464983
441585395    441515509    441469244    437172349    424007565    423771740    423491877    423142017    422587451    421463258
441585387    441515475    441469236    437171887    424007532    423771633    423491851    423141985    422587022    421462482
441585379    441515459    441469210    437171408    424007490    423771237    423491737    423141787    422586057    421459561
441585361    441515400    441469202    437171192    424007417    423771021    423491695    423141647    422585711    421458878
441585346    441515376    441469186    437170780    424007334    423770932    423491083    423141217    422585372    421458860
441585338    441515368    441469178    437170707    424007136    423770890    423490945    423140946    422585265    421454851
441585320    441515350    441469145    437170202    424007045    423770817    423490911    423140730    422584847    421454646
441585312    441515343    441469137    437170038    424007037    423770742    423490754    423140532    422584730    421452970
441585296    441515327    441469129    437169394    424006856    423770403    423490671    423140441    422584458    421452566
441585288    441515319    441469087    437169048    424006690    423770304    423490556    423140268    422584185    421452384
441585270    441515293    441469053    437168842    424006617    423770197    423490531    423140011    422584136    421451246
441585254    441515285    441469020    437167844    424006450    423770098    423490499    423139682    422584102    421450529
441585247    441515277    441469004    437167281    424006286    423770080    423490358    423139609    422583955    421447848
441585239    441515269    441468998    437166754    424006211    423770031    423490275    423139591    422583948    421445982
441585221    441515251    441468964    437166382    424006047    423770015    423490200    423139419    422583674    421445107
441585213    441515244    441468949    437163959    424006021    423769967    423490176    423138825    422583385    421442518
441585197    441515202    441468931    437163777    424005981    423769959    423490168    423138759    422583328    421442286
441585189    441515186    441468923    437161870    424005965    423769652    423489954    423138734    422583187    421441023
441585171    441515178    441468915    437160591    424005916    423769579    423489822    423138726    422582742    421438656
441585163    441515152    441468899    437160278    424005874    423769561    423489764    423138700    422582171    421436114
441585155    441515145    441468865    437160229    424005866    423769454    423489517    423138627    422582130    421435728
441585148    441515137    441468840    437159205    424005841    423769355    423489434    423138577    422581793    421434309
441585122    441515103    441468832    437159106    424005726    423769207    423489293    423138403    422581751    421431842
441585114    441515087    441468824    437159098    424005668    423769181    423488998    423138155    422581645    421430158
441585098    441515079    441468816    437158561    424005346    423769173    423488972    423137926    422581447    421429598
441585080    441515061    441468790    437156987    424005270    423769124    423488956    423137595    422581140    421429515
441585072    441515038    441468782    437155955    424005205    423769074    423488832    423137454    422580704    421428681
441584984    441515020    441468741    437154818    424005155    423769041    423488550    423137348    422580365    421428582
441584976    441515012    441468725    437154776    424005130    423769033    423488493    423137181    422580241    421428244
441584950    441514981    441468717    437154347    424004869    423768753    423488204    423137140    422579847    421427303
441584943    441514957    441468691    437153612    424004844    423768688    423488188    423137041    422579581    421424599
441584935    441514940    441468683    437153273    424004497    423768472    423488147    423137025    422579334    421422965
441584901    441514932    441468675    437153133    424004471    423768423    423487867    423136985    422579268    421422668
441584893    441514924    441468659    437151897    424004463    423768373    423487552    423136829    422579227    421422205
441584885    441514916    441468626    437151848    424004364    423768365    423487404    423136738    422579086    421420241


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441999240    441954609    441909736    441870789    441832532    441792017    441752060    441710035    441669694    441627452
441999232    441954559    441909728    441870771    441832524    441792009    441752045    441710027    441669678    441627437
441999224    441954500    441909710    441870763    441832490    441791993    441752011    441710019    441669660    441627411
441999208    441954484    441909702    441870755    441832482    441791985    441752003    441710001    441669637    441627403
441999174    441954427    441909694    441870748    441832474    441791977    441751997    441709995    441669629    441627395
441999158    441954419    441909686    441870730    441832466    441791969    441751989    441709987    441669611    441627387
441999133    441954401    441909678    441870722    441832458    441791944    441751971    441709979    441669603    441627379
441999125    441954310    441909660    441870714    441832441    441791936    441751963    441709953    441669595    441627353
441999117    441954302    441909652    441870706    441832433    441791928    441751955    441709938    441669587    441627338
441999109    441954286    441909645    441870698    441832409    441791910    441751922    441709920    441669579    441627320
441999083    441954260    441909629    441870680    441832391    441791894    441751906    441709912    441669561    441627312
441999075    441954245    441909611    441870664    441832383    441791878    441751898    441709904    441669553    441627296
441999042    441954229    441909603    441870656    441832375    441791852    441751880    441709896    441669546    441627262
441999034    441954146    441909595    441870649    441832367    441791845    441751872    441709870    441669520    441627254
441999026    441954088    441909579    441870631    441832359    441791837    441751856    441709862    441669512    441627239
441998986    441954070    441909553    441870623    441832334    441791811    441751849    441709854    441669496    441627213
441998978    441954047    441909538    441870615    441832326    441791779    441751831    441709847    441669488    441627197
441998960    441954013    441909520    441870607    441832300    441791753    441751823    441709839    441669470    441627163
441998952    441954005    441909504    441870581    441832292    441791746    441751815    441709821    441669447    441627155
441998945    441953957    441909496    441870573    441832284    441791738    441751807    441709813    441669439    441627148
441998937    441953940    441909488    441870565    441832276    441791720    441751799    441709805    441669421    441627114
441998929    441953932    441909470    441870557    441832268    441791712    441751773    441709797    441669405    441627106
441998911    441953924    441909462    441870540    441832243    441791704    441751765    441709763    441669397    441627098
441998903    441953908    441909447    441870532    441832227    441791688    441751757    441709755    441669389    441627080
441998887    441953890    441909439    441870524    441832219    441791662    441751740    441709748    441669371    441627064
441998879    441953882    441909413    441870508    441832201    441791654    441751732    441709730    441669348    441627056
441998853    441953874    441909405    441870490    441832193    441791639    441751724    441709698    441669330    441627049
441998838    441953866    441909397    441870466    441832185    441791621    441751708    441709672    441669314    441627031
441998812    441953858    441909389    441870458    441832177    441791613    441751682    441709656    441669306    441627023
441998804    441953841    441909371    441870441    441832151    441791605    441751658    441709649    441669298    441627015
441998796    441953833    441909363    441870433    441832144    441791597    441751641    441709631    441669280    441626991
441998788    441953825    441909348    441870425    441832136    441791571    441751633    441709623    441669264    441626983
441998762    441953817    441909330    441870383    441832128    441791563    441751625    441709607    441669249    441626975
441998747    441953791    441909322    441870367    441832102    441791555    441751617    441709573    441668852    441626967
441998739    441953775    441909314    441870359    441832086    441791548    441751609    441709565    441668845    441626959
441998713    441953767    441909264    441870342    441832078    441791530    441751591    441709540    441668811    441626942
441998697    441953734    441909256    441870334    441832060    441791522    441751575    441709532    441668803    441626934
441998689    441953726    441909249    441870326    441832052    441791514    441751542    441709524    441668795    441626926
441998671    441953718    441909231    441870318    441832045    441791498    441751534    441709508    441668779    441626918
441998663    441953700    441909223    441870300    441832037    441791480    441751526    441709490    441668761    441626900
441998655    441953692    441909215    441870292    441832029    441791464    441751518    441709482    441668753    441626892
441998648    441953684    441909199    441870284    441832011    441791449    441751500    441709466    441668720    441626884
441998630    441953676    441909173    441870276    441832003    441791431    441751492    441709458    441668712    441626868
441998614    441953627    441909165    441870268    441831989    441791423    441751484    441709441    441668704    441626827
441998580    441953593    441909140    441870250    441831963    441791415    441751443    441709433    441668696    441626793
441998572    441953585    441909132    441870243    441831955    441791407    441751435    441709425    441668688    441626777
441998564    441953569    441909090    441870235    441831930    441791373    441751427    441709409    441668670    441626769
441998531    441953551    441909074    441870201    441831922    441791365    441751419    441709383    441668662    441626751
441998515    441953536    441909058    441870193    441831906    441791340    441751351    441709375    441668639    441626736
441998507    441953494    441909041    441870185    441831898    441791332    441751344    441709334    441668613    441626710
441998499    441953486    441909033    441870177    441831880    441791324    441751336    441709326    441668589    441626702
441998481    441953460    441909025    441870045    441831872    441791316    441751328    441709300    441668563    441626660
441998465    441953445    441908993    441870037    441831864    441791308    441751310    441709284    441668555    441626645
441998440    441953429    441908985    441870029    441831856    441791290    441751278    441709276    441668548    441626637
441998432    441953411    441908977    441870011    441831849    441791282    441751260    441709250    441668522    441626629
441998424    441953379    441908951    441870003    441831831    441791274    441751252    441709243    441668514    441626603
441998408    441953361    441908944    441869989    441831823    441791266    441751237    441709235    441668498    441626561
441998382    441953320    441908910    441869971    441831815    441791258    441751229    441709201    441668480    441626553
441998374    441953304    441908902    441869955    441831799    441791233    441751203    441709193    441668472    441626520
441998366    441953288    441908894    441869948    441831781    441791183    441751187    441709185    441668464    441626504
441998358    441953262    441908886    441869930    441831773    441791175    441751179    441709177    441668456    441626496
441998341    441953247    441908852    441869922    441831765    441791167    441751161    441709169    441668449    441626488
441998333    441953239    441908845    441869914    441831740    441791159    441751153    441709151    441668423    441626470
441998325    441953213    441908837    441869906    441831732    441791142    441751120    441709144    441668415    441626462
441998309    441953148    441908829    441869898    441831716    441791134    441751104    441709128    441668407    441626439
441998234    441953130    441908811    441869880    441831708    441791126    441751088    441709110    441668381    441626421
441998218    441953122    441908803    441869864    441831690    441791118    441751070    441709102    441668365    441626413
441998192    441953080    441908795    441869690    441831682    441791100    441751062    441709094    441668357    441626405
441998184    441953031    441908779    441869674    441831674    441791092    441751054    441709086    441668340    441626397
441998176    441953015    441908761    441869666    441831666    441791050    441751047    441709060    441668324    441626389
441998150    441952991    441908753    441869658    441831641    441791035    441751039    441709052    441668308    441626371
441998135    441952975    441908746    441869641    441831633    441791027    441751013    441709037    441668290    441626363
441998127    441952967    441908738    441869633    441831625    441791019    441751005    441709011    441668282    441626355

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441584877    441514882    441468600    437151335    424004091    423768274    423487297    423136712    422578971    421418013
441584869    441514874    441468592    437151285    424003960    423768258    423487289    423136381    422578807    421417700
441584851    441514866    441468584    437149610    424003895    423768233    423487107    423136076    422578385    421415787
441584844    441514858    441468576    437149313    424003820    423767920    423486729    423136001    422577809    421415233
441584828    441514825    441468568    437148786    424003770    423767896    423486513    423135821    422576561    421414822
441584778    441514809    441468527    437147804    424003747    423767789    423486364    423135771    422576363    421412172
441584760    441514783    441468519    437145733    424003622    423767649    423486174    423135763    422576298    421409988
441584752    441514775    441468501    437143506    424003614    423767417    423486059    423135664    422576173    421408543
441584745    441514767    441468493    437143217    424003606    423767375    423485986    423135607    422576124    421405242
441584737    441514734    441468485    437142268    424003507    423767334    423485796    423135557    422576108    421403221
441584729    441514718    441468477    437142235    424003390    423767300    423485705    423135532    422575423    421403197
441584711    441514668    441468469    437141872    424003283    423766856    423485523    423135318    422575076    421403031
441584703    441514650    441468444    437141823    424003200    423766815    423485457    423135219    422574988    421402025
441584687    441514643    441468436    437140353    424003176    423766674    423485424    423135086    422574848    421400607
441584679    441514635    441468428    437139413    424003069    423766641    423485283    423134998    422574798    421399502
441584638    441514627    441468410    437138290    424003002    423766625    423484955    423134964    422574558    421398512
441584612    441514619    441468402    437137219    424002988    423766104    423484740    423134733    422574525    421396912
441584604    441514601    441468378    437132855    424002855    423766088    423484542    423134592    422574483    421396581
441584596    441514577    441468345    437130339    424002616    423766062    423484534    423134378    422574459    421396466
441584562    441514569    441468329    437129984    424002574    423766047    423484492    423134360    422574293    421395294
441584554    441514551    441468303    437128762    424002467    423765965    423484179    423134352    422574046    421395096
441584547    441514536    441468253    437128689    424002442    423765734    423484161    423134238    422573964    421394610
441584513    441514510    441468246    437128655    424002418    423765676    423484070    423134022    422573709    421394362
441584489    441514494    441468220    437128507    424002368    423765593    423484005    423133990    422573584    421394206
441584471    441514486    441468196    437128176    424002319    423765569    423483999    423133883    422573576    421394149
441584463    441514478    441468188    437127814    424002095    423765478    423483924    423133693    422573436    421393117
441584455    441514460    441468170    437127749    424002061    423765437    423483676    423133651    422572750    421392085
441584448    441514452    441468162    437126436    424001782    423765411    423483536    423133545    422572230    421391863
441584430    441514437    441468139    437125859    424001741    423765247    423483486    423133446    422571778    421391830
441584422    441514429    441468121    437124258    424001709    423764992    423483445    423133412    422571158    421391384
441584398    441514411    441468113    437123771    424001691    423764976    423483395    423133248    422571034    421391285
441584380    441514403    441468105    437122187    424001667    423764844    423483338    423133180    422571000    421391038
441584372    441514387    441468097    437120017    424001451    423764778    423483189    423132984    422570747    421390121
441584364    441514379    441468089    437119944    424001352    423764760    423483155    423132661    422570671    421390055
441584349    441514353    441468063    437119829    424001261    423764703    423483106    423132463    422570663    421389602
441584323    441514346    441468055    437118821    424001170    423764687    423482835    423132125    422569988    421387150
441584315    441514320    441468048    437117914    424001147    423764604    423482793    423131986    422569764    421387002
441584307    441514312    441468030    437117013    424001113    423764570    423482447    423131978    422568667    421386418
441584299    441514304    441468014    437117005    424001048    423764281    423482397    423131820    422568212    421385576
441584281    441514296    441468006    437116940    424000982    423764265    423482272    423131796    422567990    421384348
441584273    441514288    441467990    437116734    424000826    423764224    423482215    423131788    422567933    421380858
441584265    441514270    441467974    437116668    424000792    423764141    423481928    423131549    422567917    421379728
441584257    441514254    441467966    437116288    424000768    423764026    423481860    423131465    422567859    421379421
441584240    441514189    441467958    437115389    424000743    423763911    423481738    423131424    422567719    421377896
441584232    441514171    441467933    437114895    424000727    423763697    423481621    423131291    422567396    421377540
441584216    441514155    441467925    437113111    424000644    423763507    423481498    423131267    422567081    421375643
441584208    441514130    441467909    437111156    424000560    423763358    423481464    423131242    422566828    421374497
441584190    441514114    441467891    437109275    424000537    423763341    423481282    423131200    422566778    421373416
441584182    441514098    441467883    437109242    424000511    423763150    423481233    423131002    422566596    421373374
441584174    441514080    441467875    437109127    424000453    423763143    423481209    423130848    422565879    421372475
441584166    441514072    441467826    437108541    424000339    423763127    423480995    423130814    422565812    421368804
441584141    441514049    441467784    437108426    424000321    423763085    423480664    423130608    422565762    421366907
441584133    441514007    441467776    437107949    424000305    423763077    423480573    423130210    422565168    421366295
441583879    441513991    441467727    437106933    424000107    423762970    423480557    423129931    422564922    421366022
441583861    441513983    441467719    437106685    424000073    423762921    423480474    423129881    422564856    421364399
441583853    441513975    441467693    437106487    423999994    423762889    423480060    423129667    422564674    421362716
441583846    441513967    441467685    437106420    423999960    423762830    423480003    423129659    422564336    421355454
441583820    441513918    441467677    437105901    423999929    423762756    423479922    423129477    422563494    421354184
441583804    441513900    441467651    437105794    423999895    423762681    423479823    423129352    422563163    421350562
441583796    441513892    441467644    437105299    423999861    423762467    423479724    423129311    422563155    421350414
441583788    441513876    441467636    437103591    423999721    423762343    423479690    423129253    422563130    421349374
441583770    441513868    441467628    437103526    423999648    423762152    423479559    423128982    422562710    421347899
441583739    441513843    441467610    437103435    423999564    423762137    423479542    423128800    422562371    421345505
441583721    441513835    441467594    437103344    423999531    423762095    423479344    423128537    422562355    421340969
441583705    441513827    441467586    437100514    423999424    423762046    423479260    423128354    422562272    421338914
441583697    441513819    441467578    437100480    423999408    423762004    423479229    423128149    422561514    421336645
441583689    441513801    441467560    437100456    423999382    423761931    423479195    423127661    422561050    421335936
441583671    441513777    441467537    437098742    423999242    423761881    423478940    423127653    422560979    421334616
441583655    441513769    441467529    437098544    423999168    423761428    423478791    423127646    422560623    421331463
441583648    441513751    441467511    437098536    423999119    423761410    423478544    423127562    422559385    421330762
441583630    441513744    441467495    437095243    423999002    423761238    423478460    423127299    422559161    421330663
441583622    441513736    441467487    437095136    423998814    423761030    423478320    423127190    422559104    421329202
441583606    441513702    441467461    437094535    423998764    423760958    423478239    423127075    422559005    421328568


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441998093    441952959    441908720    441869625    441831617    441791001    441750981    441708997    441668266    441626348
441998085    441952934    441908704    441869617    441831609    441790987    441750973    441708989    441668258    441626322
441998077    441952918    441908696    441869609    441831591    441790961    441750965    441708971    441668233    441626314
441998069    441952900    441908688    441869591    441831583    441790953    441750940    441708963    441668225    441626306
441998051    441952892    441908670    441869583    441831575    441790938    441750932    441708948    441668217    441626298
441998044    441952868    441908662    441869575    441831567    441790912    441750924    441708906    441668209    441626280
441998036    441952850    441908639    441869559    441831559    441790904    441750916    441708880    441668191    441626272
441998028    441952835    441908613    441869542    441831542    441790896    441750908    441708872    441668183    441626264
441998010    441952819    441908597    441869534    441831526    441790870    441750890    441708864    441668175    441626256
441998002    441952793    441908589    441869526    441831500    441790862    441750882    441708856    441668167    441626249
441997996    441952785    441908571    441869518    441831492    441790854    441750866    441708823    441668159    441626231
441997962    441952777    441908563    441869500    441831476    441790847    441750841    441708815    441668134    441626223
441997954    441952751    441908555    441869492    441831468    441790839    441750833    441708781    441668126    441626215
441997947    441952736    441908530    441869476    441831450    441790821    441750825    441708773    441668100    441626199
441997939    441952728    441908522    441869468    441831443    441790813    441750809    441708757    441668084    441626165
441997921    441952702    441908514    441869450    441831435    441790805    441750791    441708732    441668001    441626157
441997913    441952686    441908506    441869443    441831427    441790797    441750783    441708724    441667995    441626140
441997905    441952652    441908480    441869435    441831419    441790789    441750767    441708716    441667987    441626132
441997889    441952645    441908472    441869427    441831393    441790771    441750759    441708708    441667961    441626124
441997871    441952611    441908449    441869401    441831377    441790748    441750742    441708690    441667953    441626116
441997863    441952603    441908423    441869393    441831351    441790730    441750734    441708674    441667946    441626108
441997855    441952595    441908415    441869385    441831344    441790722    441750726    441708633    441667920    441626082
441997848    441952561    441908407    441869377    441831336    441790714    441750718    441708625    441667912    441626074
441997822    441952546    441908381    441869369    441831328    441790706    441750700    441708609    441667904    441626033
441997814    441952520    441908357    441869351    441831302    441790680    441750692    441708591    441667896    441626017
441997806    441952504    441908340    441869344    441831294    441790672    441750684    441708583    441667888    441626009
441997798    441952470    441908332    441869336    441831286    441790664    441750676    441708575    441667870    441625993
441997780    441952454    441908324    441869328    441831278    441790656    441750650    441708559    441667854    441625985
441997772    441952439    441908316    441869310    441831260    441790631    441750643    441708542    441667847    441625969
441997756    441952389    441908308    441869302    441831252    441790623    441750635    441708534    441667839    441625951
441997731    441952371    441908290    441869286    441831237    441790615    441750627    441708526    441667821    441625746
441997723    441952363    441908282    441869278    441831229    441790607    441750619    441708518    441667797    441625720
441997707    441952355    441908274    441869260    441831195    441790599    441750395    441708500    441667771    441625696
441997699    441952348    441908266    441869252    441831187    441790581    441750379    441708492    441667763    441625670
441997681    441952306    441908258    441869237    441831179    441790573    441750346    441708484    441667755    441625647
441997673    441952280    441908241    441869229    441831161    441790557    441750320    441708476    441667748    441625639
441997665    441952264    441908233    441869211    441831153    441790540    441750312    441708468    441667722    441625621
441997657    441952249    441908225    441869203    441831146    441790524    441750304    441708450    441667714    441625613
441997640    441952223    441908217    441869195    441831138    441790516    441750296    441708419    441667698    441625597
441997624    441952215    441908209    441869187    441831120    441790508    441750288    441708385    441667680    441625589
441997616    441952199    441908191    441869179    441831112    441790490    441750254    441708369    441667672    441625571
441997608    441952140    441908175    441869161    441831104    441790482    441750247    441708351    441667664    441625548
441997582    441952132    441908167    441869153    441831096    441790474    441750239    441708336    441667656    441625530
441997574    441952108    441908142    441869146    441831088    441790466    441750213    441708286    441667631    441625522
441997558    441952082    441908134    441869120    441831070    441790458    441750205    441708278    441667615    441625506
441997541    441952033    441908118    441869096    441831062    441790433    441750189    441708252    441667607    441625480
441997533    441951969    441908100    441869088    441831054    441790425    441750155    441708229    441667599    441625472
441997517    441951944    441908092    441869070    441831047    441790417    441750148    441708211    441667581    441625456
441997509    441951829    441908076    441869021    441831039    441790375    441750122    441708203    441667565    441625431
441997491    441951811    441908068    441869005    441831021    441790359    441750114    441708187    441667540    441625423
441997475    441951803    441908050    441868981    441831013    441790326    441750106    441708161    441667532    441625399
441997459    441951795    441908043    441868957    441831005    441790318    441750080    441708153    441667524    441625365
441997442    441951761    441908035    441868940    441830999    441790292    441750064    441708146    441667516    441625340
441997434    441951753    441908027    441868916    441830973    441790284    441750031    441708138    441667490    441625324
441997426    441951670    441908001    441868908    441830965    441790276    441750023    441708120    441667482    441625282
441997400    441951654    441907987    441868882    441830957    441790268    441750015    441708112    441667474    441625274
441997392    441951621    441907979    441868874    441830940    441790250    441750007    441708104    441667466    441625266
441997384    441951613    441907961    441868866    441830924    441790243    441749991    441708088    441667417    441625258
441997368    441951605    441907953    441868858    441830916    441790235    441749983    441708070    441667409    441625241
441997350    441951563    441907946    441868841    441830890    441790219    441749967    441708054    441667391    441625217
441997327    441951530    441907938    441868833    441830866    441790201    441749959    441708047    441667383    441625167
441997319    441951522    441907839    441868817    441830858    441790185    441749850    441708039    441667367    441625142
441997301    441951498    441907805    441868809    441830841    441790177    441749843    441708021    441667359    441625134
441997293    441951480    441907797    441868791    441830833    441790169    441749835    441708013    441667342    441625126
441997285    441951399    441907771    441868783    441830817    441790144    441749801    441708005    441667318    441625100
441997277    441951381    441907763    441868775    441830809    441790136    441749777    441707981    441667300    441625084
441997269    441951365    441907755    441868767    441830791    441790110    441749751    441707973    441667292    441625076
441997251    441951316    441907748    441868742    441830783    441790060    441749736    441707965    441667284    441625068
441997236    441951290    441907730    441868734    441830775    441790052    441749728    441707957    441667276    441625050
441997202    441951274    441907722    441868700    441830767    441790045    441749710    441707932    441667250    441625035
441997194    441951266    441907706    441868692    441830759    441790029    441749702    441707916    441667243    441625019
441997178    441951241    441907698    441868684    441830742    441790011    441749686    441707908    441667219    441624996
441997152    441951225    441907680    441868676    441830734    441790003    441749652    441707890    441667201    441624970

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441583580    441513694    441467453    437090772    423998756    423760909    423478213    423126903    422558866    421327602
441583564    441513678    441467446    437086093    423998715    423760818    423478197    423126846    422558817    421327024
441583556    441513660    441467420    437084734    423998665    423760750    423477900    423126838    422558387    421325671
441583549    441513652    441467404    437084049    423998574    423760677    423477785    423126606    422558098    421324302
441583531    441513637    441467388    437081912    423998301    423760644    423477736    423126549    422557827    421323775
441583523    441513629    441467370    437081482    423998236    423760578    423477728    423126390    422557751    421322116
441583457    441513603    441467362    437081359    423998046    423760495    423477579    423126267    422557546    421321878
441583432    441513587    441467354    437081078    423998004    423760461    423477439    423126192    422557215    421321829
441583291    441513553    441467347    437080328    423997964    423760404    423477413    423126044    422556688    421321811
441583275    441513546    441467339    437079486    423997899    423760347    423477322    423125657    422556522    421320532
441583226    441513520    441467321    437079155    423997840    423760339    423477157    423125434    422556449    421320334
441583192    441513512    441467305    437078546    423997766    423760214    423477132    423125111    422556027    420000861
441583184    441513488    441467297    437078280    423997758    423760206    423476852    423125020    422555995    420000283
441583168    441513470    441467289    437077886    423997709    423760172    423476696    423124874    422555888    419987912
441583150    441513447    441467263    437077449    423997659    423759869    423476589    423124767    422555789    419975966
441583143    441513439    441467248    437076706    423997642    423759687    423476548    423124650    422555466    419958046
441583135    441513405    441467230    437075476    423997550    423759596    423476365    423124593    422554964    419948872
441583127    441513397    441467222    437071681    423997477    423759299    423476357    423124460    422554774    419930904
441583119    441513371    441467214    437070519    423997410    423759257    423476209    423124395    422554428    419926167
441583101    441513355    441467206    437069370    423997246    423759109    423476183    423124163    422554188   
441583085    441513348    441467180    437069222    423997170    423759026    423476092    423123991    422554105   
441583051    441513330    441467164    437069099    423996933    423758903    423476050    423123744    422553818   
441583044    441513314    441467156    437067127    423996909    423758853    423475995    423123660    422553537   
441583036    441513306    441467131    437065923    423996875    423758820    423475987    423123637    422553164   
441583028    441513280    441467123    437065881    423996859    423758788    423475938    423123538    422552984   
441582988    441513272    441467115    437065816    423996792    423758713    423475870    423123496    422552976   
441582970    441513264    441467107    437065568    423996685    423758705    423475805    423123447    422552521   
441582962    441513256    441467099    437065550    423996578    423758598    423475763    423123280    422552513   
441582954    441513249    441467081    437063571    423996461    423758580    423475615    423123090    422552216   
441582947    441513231    441467073    437062490    423996404    423758531    423475557    423123082    422551903   
441582939    441513215    441467016    437061815    423996388    423758515    423475482    423122985    422551663   
441582921    441513207    441467008    437059959    423996370    423758481    423475441    423122837    422551374   
441582905    441513199    441466992    437059769    423996149    423758390    423475391    423122787    422551010   
441582897    441513181    441466984    437059496    423995976    423758341    423475292    423122761    422550954   
441582889    441513132    441466976    437059470    423995935    423757889    423474931    423122704    422550376   
441582871    441513124    441466943    437058720    423995869    423757863    423474907    423122563    422550350   
441582855    441513116    441466935    437058365    423995836    423757772    423474790    423122514    422550285   
441582848    441513108    441466919    437058266    423995828    423757673    423474683    423122324    422550228   
441582830    441513090    441466893    437057235    423995786    423757608    423474501    423122316    422549915   
441582822    441513066    441466885    437057094    423995695    423757541    423474469    423122001    422549691   
441582814    441513058    441466869    437057037    423995463    423757426    423474360    423121821    422549501   
441582806    441513041    441466851    437056658    423995455    423757301    423474048    423121813    422549097   
441582780    441513033    441466836    437056567    423995414    423757236    423473974    423121797    422548743   
441582772    441513025    441466810    437055627    423995216    423757145    423473966    423121714    422548388   
441582756    441513009    441466802    437054935    423995158    423757079    423473958    423121656    422548248   
441582749    441512993    441466778    437054885    423995133    423756972    423473859    423121474    422547919   
441582731    441512985    441466760    437053929    423995018    423756964    423473461    423121276    422547729   
441582723    441512977    441466752    437051949    423994896    423756873    423473420    423121136    422547612   
441582715    441512969    441466737    437050545    423994888    423756865    423473362    423121029    422547505   
441582707    441512944    441466729    437050446    423994870    423756790    423473198    423120948    422547422   
441582699    441512936    441466703    437049471    423994649    423756550    423473040    423120849    422547265   
441582681    441512928    441466679    437046758    423994573    423756469    423472976    423120740    422547133   
441582673    441512910    441466661    437046709    423994482    423756337    423472612    423120567    422546853   
441582665    441512902    441466653    437046527    423994466    423756261    423472513    423120419    422546671   
441582657    441512894    441466646    437046451    423994292    423756246    423472257    423120146    422546382   
441582640    441512886    441466620    437046295    423993872    423756147    423472216    423120070    422545970   
441582632    441512878    441466604    437045255    423993864    423756105    423472158    423119932    422545897   
441582624    441512860    441466596    437044258    423993773    423756089    423472141    423119916    422545541   
441582616    441512852    441466588    437044142    423993666    423756014    423471812    423119882    422545186   
441582590    441512845    441466562    437042989    423993518    423755941    423471663    423119817    422545087   
441582582    441512829    441466554    437042583    423993252    423755800    423471358    423119551    422543546   
441582574    441512811    441466521    437042393    423993179    423755727    423471333    423119536    422543355   
441582558    441512803    441466513    437041809    423992940    423755610    423471325    423119528    422543322   
441582533    441512761    441466497    437041577    423992932    423755594    423471226    423119510    422543033   
441582517    441512753    441466471    437041544    423992882    423755438    423471077    423119346    422542738   
441582509    441512738    441466463    437041320    423992874    423755362    423470996    423118686    422542647   
441582491    441512720    441466430    437041197    423992858    423755339    423470889    423118165    422542266   
441582483    441512704    441466422    437040892    423992817    423755321    423470830    423118124    422542175   
441582459    441512670    441466406    437040488    423992791    423755214    423470459    423117944    422542126   
441582434    441512662    441466380    437039431    423992700    423755008    423470236    423117522    422541813   
441582426    441512647    441466364    437039100    423992577    423754837    423470194    423117498    420185951   
441582418    441512621    441466356    437038573    423992551    423754829    423470178    423117217    420185423   
441582384    441512613    441466315    437037971    423992494    423754589    423470046    423116813    420181851   


Total Final Cut

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441997137    441951209    441907672    441868668    441830726    441789997    441749645    441707874    441667193    441624962
441997103    441951191    441907664    441868650    441830718    441789989    441749637    441707841    441667177    441624954
441997079    441951183    441907656    441868643    441830692    441789963    441749629    441707833    441667144    441624939
441997061    441951175    441907631    441868635    441830684    441789955    441749611    441707825    441667136    441624913
421318486    421290842    421253261    421188582    421129578    421086307    421049560    421002361    420955015    420885311
421317140    421288986    421250101    421187402    421126434    421084062    421048190    420999948    420953739    420883795
421316738    421288945    421248204    421186610    421125543    421081852    421043241    420997801    420952798    420882318
421314618    421285339    421245937    421186495    421124934    421079971    421042730    420996977    420946436    420881559
421314436    421284167    421244781    421184193    421124736    421076589    421042052    420994162    420946220    420877326
421314303    421283714    421237355    421183963    421123704    421076555    421041062    420987588    420945479    420874976
421311663    421283532    421236688    421181769    421123282    421076506    421039199    420986812    420942203    420874810
421310913    421282955    421236068    421175787    421122888    421074717    421038977    420986473    420939902    420874091
421309675    421282872    421235490    421175241    421122870    421073594    421035791    420985798    420938490    420870438
421308164    421282195    421235334    421171224    421117920    421072554    421035551    420978124    420931040    420869182
421307505    421281692    421233743    421170945    421116401    421071614    421034844    420977290    420927980    420868390
421306705    421281205    421232885    421169947    421113457    421071275    421033135    420976383    420926701    420867251
421305947    421278680    421232430    421169723    421111873    421069501    421031873    420975716    420926131    420863557
421305822    421278151    421225863    421169525    421106154    421068115    421031774    420975245    420923880    420859886
421305319    421275165    421223983    421168147    421105982    421066770    421029588    420973950    420921926    420859753
421304965    421274937    421218512    421164369    421105164    421066226    421024373    420971913    420921637    420855629
421300674    421273459    421217845    421163767    421103946    421065475    421023557    420971590    420920860    420854051
421300294    421273194    421217688    421154345    421099375    421064353    421023326    420970691    420917221    420853897
421299439    421271438    421215930    421152224    421099102    421062860    421015587    420970543    420910077    420850679
421298324    421270646    421213166    421151929    421098591    421062357    421015579    420968794    420907644    420847600
421297953    421269366    421212853    421151093    421098062    421060989    421013384    420967291    420906505    420846784
421297771    421268780    421210196    421149360    421096355    421060799    421012485    420964975    420904195    420844664
421295965    421264847    421200676    421145004    421094970    421057704    421011677    420964892    420901258    420840936
421295320    421263526    421196411    421144874    421094772    421056441    421009663    420961708    420900458    420840399
421294604    421262411    421193947    421144676    421094590    421054214    421007717    420961252    420895047    420834640
421293523    421261728    421193889    421139809    421093063    421052804    421007238    420960429    420891228    420832800
421292095    421257700    421193673    421131392    421092438    421052606    421006149    420959454    420891020    420828253
421291493    421256462    421189226    421129883    421090879    421049958    421003138    420955189    420885832    420827743

 

Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
   Loan
Number
441582376    441512597    441466307    437037864    423992171    423754431    423470012    423116748    420179657   
441582350    441512589    441466299    437036379    423992122    423754340    423469857    423116722    420167900   
441582343    441512563    441466281    437036031    423992064    423754332    423469584    423116417    420158388   
441582335    441512555    441466273    437033244    423991884    423754258    423469576    423115898    420155830   
420825937    420769549    420695686    420617359    420564445    420494551    420401358    420290496    420151466   
420825713    420766263    420693608    420615155    420564221    420485971    420398919    420288011    420149643   
420823692    420765075    420680027    420613820    420554537    420480790    420398653    420284309    420147159   
420821886    420761645    420674673    420613481    420546772    420474512    420397564    420283822    420146789   
420821829    420757536    420673568    420610867    420546699    420472094    420396186    420282287    420144057   
420820029    420753402    420669038    420604118    420546509    420469595    420395873    420281388    420142374   
420818007    420751802    420668014    420602997    420546368    420467003    420385874    420277527    420130247   
420811077    420746323    420667008    420601023    420545428    420466195    420384836    420276602    420129041   
420809865    420745713    420666745    420599235    420545279    420464430    420383523    420270647    420112302   
420805186    420744864    420665101    420597486    420545196    420461790    420378259    420268997    420104283   
420803900    420743916    420663411    420595571    420541591    420460115    420363160    420260234    420098287   
420803702    420742462    420660995    420595068    420541369    420457863    420362147    420255895    420098089   
420798522    420739401    420659799    420594236    420540643    420451783    420357139    420252165    420097198   
420798233    420738437    420654840    420593808    420539710    420443848    420353682    420251704    420075186   
420798217    420734964    420651762    420592669    420537458    420438962    420347049    420250250    420066334   
420797888    420733628    420645111    420587784    420537045    420437048    420342743    420250169    420062697   
420793762    420733586    420642688    420586687    420536591    420435802    420340747    420248536    420042715   
420793382    420731275    420641359    420584351    420535650    420432015    420336992    420246357    420041063   
420788531    420730301    420638025    420584138    420535387    420431942    420333965    420237356    420024242   
420782146    420728263    420637845    420582629    420533762    420430043    420322828    420226565    420016768   
420775272    420727497    420637621    420579252    420532087    420429201    420321853    420215055    420003352   
420775033    420723686    420627358    420575011    420521932    420426579    420319865    420208738    419915368   
420773095    420720138    420624322    420573420    420519837    420421919    420312217    420208258    419878459   
420772725    420719676    420622136    420570376    420509697    420419491    420311235    420207748    419867783   
420772212    420717373    420621187    420568966    420503120    420415325    420309353    420202103    419850359   
420771057    420712531    420620668    420567927    420500621    420408858    420304628    420191462    419789300   
420770828    420701831    420619132    420567638    420500530    420404550    420303455    420191363    419743372   
420770273    420697955    420618191    420567513    420498115    420401853    420297392    420190472    419701750   

 


SCHEDULE B

REPRESENTATIONS AND WARRANTIES OF THE SELLER AND THE SERVICER

1. Characteristics of Receivables. Each Receivable (A) was originated (i) by AmeriCredit, (ii) by an Originating Affiliate and was validly assigned by such Originating Affiliate to AmeriCredit (iii) by a Dealer and purchased by AmeriCredit from such Dealer under an existing Dealer Agreement or pursuant to a Dealer Assignment with AmeriCredit and was validly assigned by such Dealer to AmeriCredit pursuant to a Dealer Assignment or (iv) by a Third-Party Lender and purchased by AmeriCredit from such Third-Party Lender under an existing Auto Loan Purchase and Sale Agreement or pursuant to a Third-Party Lender Assignment with AmeriCredit and was validly assigned by such Third-Party Lender to AmeriCredit pursuant to a Third-Party Lender Assignment (B) was originated by AmeriCredit, such Originating Affiliate, such Dealer or such Third-Party Lender for the retail sale of a Financed Vehicle in the ordinary course of AmeriCredit’s, such Originating Affiliate’s, the Dealer’s or the Third-Party Lender’s business, in each case was originated in accordance with AmeriCredit’s credit policies and was fully and properly executed by the parties thereto, and AmeriCredit, each Originating Affiliate, each Dealer and each Third-Party Lender had all necessary licenses and permits to originate Receivables in the state where AmeriCredit, each such Originating Affiliate, each such Dealer or each such Third-Party Lender was located, (C) contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for realization against the collateral security, (D) is a Receivable which provides for level monthly payments (provided that the period in the first Collection Period and the payment in the final Collection Period of the Receivable may be minimally different from the normal period and level payment) which, if made when due, shall fully amortize the Amount Financed over the original term and (E) has not been amended or collections with respect to which waived, other than as evidenced in the Receivable File or the Servicer’s electronic records relating thereto.

2. No Fraud or Misrepresentation. Each Receivable was originated (i) by AmeriCredit, (ii) by an Originating Affiliate and was assigned by the Originating Affiliate to AmeriCredit, (iii) by a Dealer and was sold by the Dealer to AmeriCredit, or (iv) by a Third-Party Lender and was sold by the Third-Party Lender to AmeriCredit, and was sold by AmeriCredit to the Seller without any fraud or misrepresentation on the part of Originating Affiliate, Dealer or Third-Party Lender or AmeriCredit in any case.

3. Compliance with Law. All requirements of applicable federal, state and local laws, and regulations thereunder (including, without limitation, usury laws, the Federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Moss-Magnuson Warranty Act, the Federal Reserve Board’s Regulations “B” and “Z” (including amendments to the Federal Reserve’s Official Staff Commentary to Regulation Z, effective October 1, 1998, concerning negative equity loans), the Servicemembers Civil Relief Act, each applicable state Motor Vehicle Retail Installment Sales Act, and state adaptations of the National Consumer Act and of the Uniform Consumer Credit Code and other consumer credit laws and equal credit opportunity and disclosure laws) in respect of the Receivables and the Financed Vehicles, have been complied with in all material respects, and each Receivable and the sale of the Financed Vehicle evidenced by each Receivable complied at the time it was originated or made and now complies in all material respects with all applicable legal requirements.

 

SCH-B-1


4. Origination. Each Receivable was originated in the United States.

5. Binding Obligation. Each Receivable represents the genuine, legal, valid and binding payment obligation of the Obligor thereon, enforceable by the holder thereof in accordance with its terms, except (A) as enforceability may be limited by bankruptcy, insolvency, reorganization or similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law and (B) as such Receivable may be modified by the application after the Cutoff Date of the Servicemembers Civil Relief Act, as amended; and all parties to each Receivable had full legal capacity to execute and deliver such Receivable and all other documents related thereto and to grant the security interest purported to be granted thereby.

6. No Government Obligor. No Obligor is the United States of America or any State or any agency, department, subdivision or instrumentality thereof.

7. Obligor Bankruptcy. At the Cutoff Date no Obligor had been identified on the records of AmeriCredit as being the subject of a current bankruptcy proceeding.

8. Schedule of Receivables. The information set forth in the Schedule of Receivables has been produced from the Electronic Ledger and was true and correct in all material respects as of the close of business on the Cutoff Date.

9. Marking Records. Each of AmeriCredit and the Seller has indicated in its files that the Receivables have been sold to the Trust pursuant to the Sale and Servicing Agreement and Granted to the Trust Collateral Agent pursuant to the Indenture. Further, AmeriCredit has indicated in its computer files that the Receivables are owned by the Trust.

10. Computer Tape. The Computer Tape made available by the Seller to the Trust on the Closing Date was complete and accurate as of the Cutoff Date and includes a description of the same Receivables that are described in the Schedule of Receivables.

11. Adverse Selection. No selection procedures adverse to the Noteholders were utilized in selecting the Receivables from those receivables owned by the Seller which met the selection criteria set forth in clauses (A) through (M) of number 29 of this Schedule B.

12. Chattel Paper. The Receivables constitute “tangible chattel paper” or “electronic chattel paper” within the meaning of the UCC as in effect in the States of Texas, New York, Nevada and Delaware.

13. One Original. There is only one original executed copy (or with respect to “electronic chattel paper”, one authoritative copy) of each Contract. With respect to Contracts that are “electronic chattel paper”, each authoritative copy (a) is unique, identifiable and unalterable (other than with the participation of the Trust Collateral Agent in the case of an addition or amendment of an identified assignee and other than a revision that is readily identifiable as an authorized or unauthorized revision), (b) has been marked with a legend to the following effect: “Authoritative Copy” and (c) has been communicated to and is maintained by or on behalf of the Custodian.

 

SCH-B-2


14. Not an Authoritative Copy. With respect to Contracts that are “electronic chattel paper”, the Seller has marked all copies of each such Contract other than an authoritative copy with a legend to the following effect: “This is not an authoritative copy.”

15. Revisions. With respect to Contracts that are “electronic chattel paper”, the related Receivables have been established in a manner such that (a) all copies or revisions that add or change an identified assignee of the authoritative copy of each such Contract must be made with the participation of the Trust Collateral Agent and (b) all revisions of the authoritative copy of each such Contract are readily identifiable as an authorized or unauthorized revision.

16. Pledge or Assignment. With respect to Contracts that are “electronic chattel paper”, the authoritative copy of each Contract communicated to the Custodian has no marks or notations indicating that it has been pledged, assigned or otherwise conveyed to any Person other than the Trust Collateral Agent.

17. Receivable Files Complete. There exists a Receivable File pertaining to each Receivable and such Receivable File contains the original Lien Certificate or a copy of the application therefor. Related documentation concerning the Receivable, including any documentation regarding modifications of the Contract, will be maintained electronically by the Servicer in accordance with customary policies and procedures. Each of such documents which is required to be signed by the Obligor has been signed by the Obligor in the appropriate spaces. All blanks on any form have been properly filled in and each form has otherwise been correctly prepared. With respect to any Receivables that are tangible chattel paper, the complete Receivable File, including a fully executed original of the Contract, for each Receivable currently is in the possession of the Custodian.

18. Receivables in Force. No Receivable has been satisfied, subordinated or rescinded, and the Financed Vehicle securing each such Receivable has not been released from the lien of the related Receivable in whole or in part. No terms of any Receivable have been waived, altered or modified in any respect since its origination, except by instruments or documents identified in the Receivable File or the Servicer’s electronic records.

19. Lawful Assignment. No Receivable was originated in, or is subject to the laws of, any jurisdiction the laws of which would make unlawful, void or voidable the sale, transfer and assignment of such Receivable under this Agreement or pursuant to transfers of the Notes.

20. Good Title. Immediately prior to the conveyance of the Receivables to the Trust pursuant to this Agreement, the Seller was the sole owner thereof and had good and indefeasible title thereto, free of any Lien and, upon execution and delivery of this Agreement by the Seller, the Trust shall have good and indefeasible title to and will be the sole owner of such Receivables, free of any Lien. No Dealer or Third-Party Lender has a participation in, or other right to receive, proceeds of any Receivable. The Seller has not taken any action to convey any right to any Person that would result in such Person having a right to payments received under the related Insurance Policies or the related Dealer Agreements, Auto Loan Purchase and Sale Agreements, Dealer Assignments or Third-Party Lender Assignments or to payments due under such Receivables.

 

SCH-B-3


21. Security Interest in Financed Vehicle. Each Receivable created or shall create a valid, binding and enforceable first priority security interest in favor of AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender which first priority security interest has been assigned to AmeriCredit) in the Financed Vehicle. The Lien Certificate for each Financed Vehicle shows, or if a new or replacement Lien Certificate is being applied for with respect to such Financed Vehicle the Lien Certificate will be received within 180 days of the Closing Date and will show, AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) named as the original secured party under each Receivable as the holder of a first priority security interest in such Financed Vehicle. With respect to each Receivable for which the Lien Certificate has not yet been returned from the Registrar of Titles, AmeriCredit or the related Originating Affiliate has applied for or received written evidence from the related Dealer or Third-Party Lender that such Lien Certificate showing AmeriCredit, an Originating Affiliate, the Issuer or a Titled Third-Party Lender, as applicable, as first lienholder has been applied for and the Originating Affiliate’s or Titled Third-Party Lender’s security interest has been validly assigned by the Originating Affiliate or Titled Third-Party Lender, as applicable, to AmeriCredit and AmeriCredit’s security interest (assigned by AmeriCredit to the Seller pursuant to the Purchase Agreement) has been validly assigned by the Seller to the Trust pursuant to this Agreement. This Agreement creates a valid and continuing security interest (as defined in the UCC) in the Receivables in favor of the Trust, which security interest is prior to all other Liens, and is enforceable as such against creditors of and purchasers from the Seller. Immediately after the sale, transfer and assignment by the Seller to the Trust, each Receivable will be secured by an enforceable and perfected first priority security interest in the Financed Vehicle in favor of the Trust Collateral Agent as secured party, which security interest is prior to all other Liens upon and security interests in such Financed Vehicle which now exist or may hereafter arise or be created (except, as to priority, for any lien for taxes, labor or materials affecting a Financed Vehicle). As of the Cutoff Date, there were no Liens or claims for taxes, work, labor or materials affecting a Financed Vehicle which are or may be Liens prior or equal to the Liens of the related Receivable.

22. All Filings Made. All filings (including, without limitation, UCC filings (including, without limitation, the filing by the Seller of all appropriate financing statements in the proper filing office in the State of Nevada under applicable law in order to perfect the security interest in the Receivables granted to the Trust hereunder)) required to be made by any Person and actions required to be taken or performed by any Person in any jurisdiction to give the Trust and the Trust Collateral Agent a first priority perfected lien on, or ownership interest in, the Receivables and the proceeds thereof and the Other Conveyed Property have been made, taken or performed.

23. No Impairment. The Seller has not done anything to convey any right to any Person that would result in such Person having a right to payments due under the Receivables or otherwise to impair the rights of the Trust, the Trustee, the Trust Collateral Agent and the Noteholders in any Receivable or the proceeds thereof. Other than the security interest granted to the Trust pursuant to this Agreement and except any other security interests that have been fully

 

SCH-B-4


released and discharged as of the Closing Date, the Seller has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Receivables. The Seller has not authorized the filing of and is not aware of any financing statements against the Seller that include a description of collateral covering the Receivables other than any financing statement relating to the security interest granted to the Trust hereunder or that has been terminated. The Seller is not aware of any judgment or tax lien filings against it.

24. Receivable Not Assumable. No Receivable is assumable by another Person in a manner which would release the Obligor thereof from such Obligor’s obligations to the holder thereof with respect to such Receivable.

25. No Defenses. No Receivable is subject to any right of rescission, setoff, counterclaim or defense and no such right has been asserted or threatened with respect to any Receivable.

26. No Default. There has been no default, breach, violation or event permitting acceleration under the terms of any Receivable (other than payment delinquencies of not more than 30 days), and no condition exists or event has occurred and is continuing that with notice, the lapse of time or both would constitute a default, breach, violation or event permitting acceleration under the terms of any Receivable, and there has been no waiver of any of the foregoing. As of the Cutoff Date no Financed Vehicle had been repossessed.

27. Insurance. At the time of an origination of a Receivable by AmeriCredit, an Originating Affiliate, a Dealer or Third-Party Lender, each Financed Vehicle is required to be covered by a comprehensive and collision insurance policy (i) in an amount at least equal to the lesser of (a) its maximum insurable value or (b) the principal amount due from the Obligor under the related Receivable, (ii) naming AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) as loss payee and (iii) insuring against loss and damage due to fire, theft, transportation, collision and other risks generally covered by comprehensive and collision coverage. Each Receivable requires the Obligor to maintain physical loss and damage insurance, naming AmeriCredit, an Originating Affiliate or a Titled Third-Party Lender and its successors and assigns as additional insured parties, and each Receivable permits the holder thereof to obtain physical loss and damage insurance at the expense of the Obligor if the Obligor fails to do so. No Financed Vehicle is insured under a policy of Force-Placed Insurance on the related Cutoff Date.

28. Remaining Principal Balance. At the Cutoff Date the Principal Balance of each Receivable set forth in the Schedule of Receivables is true and accurate in all material respects.

29. Certain Characteristics of the Receivables.

(A) Each Receivable had a remaining maturity as of the Cutoff Date of not more than 72 months.

(B) Each Receivable had an original maturity as of the Cutoff Date of not more than 72 months.

 

SCH-B-5


(C) Each Receivable had a remaining Principal Balance as of the Cutoff Date of at least $250 and not more than $80,000.

(D) Each Receivable had an Annual Percentage Rate as of the Cutoff Date, of at least 1% and not more than 33%.

(E) No Receivable was more than 30 days past due as of the Cutoff Date.

(F) No funds had been advanced by AmeriCredit, any Originating Affiliate, any Dealer, any Third-Party Lender, or anyone acting on behalf of any of them in order to cause any Receivable to qualify under clause (E) above.

(G) Each Obligor had a billing address in the United States as of the date of origination of the related Receivable, is a natural person and is not an Affiliate of any party to the Basic Documents.

(H) Each Receivable is denominated in, and each Contract provides for payment in, United States dollars.

(I) Each Receivable is identified on the Servicer’s master servicing records as a retail automobile installment sales contract.

(J) Each Receivable arose under a Contract which is assignable without the consent of, or notice to, the Obligor thereunder, and does not contain a confidentiality provision that purports to restrict the ability of the Servicer to exercise its rights under the Sale and Servicing Agreement, including, without limitation, its right to review the Contract.

(K) Each Receivable arose under a Contract with respect to which AmeriCredit has performed all obligations required to be performed by it thereunder, and, in the event such Contract is an installment sales contract, delivery of the Financed Vehicle to the related Obligor has occurred.

(L) No automobile related to a Receivable was held in repossession inventory as of the Cutoff Date.

(M) No Obligor was in bankruptcy as of the Cutoff Date.

30. Interest Calculation. Each Contract provides for the calculation of interest payable thereunder under either the “simple interest” method, the “Rule of 78’s” method or the “precomputed interest” method.

31. Lockbox Account. Each Obligor has been, or will be, directed to make all payments on their related Receivable to the Lockbox Processor for deposit into the Lockbox Account.

 

SCH-B-6


32. Lien Enforcement. Each Receivable provides for enforcement of the lien or the clear legal right of repossession, as applicable, on the Financed Vehicle securing such Receivable.

33. Prospectus Supplement Description. Each Receivable conforms, and all Receivables in the aggregate conform, in all material respects to the description thereof set forth in the Prospectus Supplement.

34. Risk of Loss. Each Contract contains provisions requiring the Obligor to assume all risk of loss or malfunction on the related Financed Vehicle, requiring the Obligor to pay all sales, use, property, excise and other similar taxes imposed on or with respect to the Financed Vehicle and making the Obligor liable for all payments required to be made thereunder, without any setoff, counterclaim or defense for any reason whatsoever, subject only to the Obligor’s right of quiet enjoyment.

35. Leasing Business. To the best of the Seller’s and the Servicer’s knowledge, as appropriate, no Obligor is a Person involved in the business of leasing or selling equipment of a type similar to the Obligor’s related Financed Vehicle.

36. Consumer Leases. No Receivable constitutes a “consumer lease” under either (a) the UCC as in effect in the jurisdiction the law of which governs the Receivable or (b) the Consumer Leasing Act, 15 USC 1667.

37. Perfection. The Seller has taken all steps necessary to perfect AmeriCredit’s security interest against the related Obligors in the property securing the Receivables and will take all necessary steps on behalf of the Trust to maintain the Trust’s perfection of the security interest created by each Receivable in the related Financed Vehicle.

 

SCH-B-7


SCHEDULE C

SERVICING POLICIES AND PROCEDURES

Note: Applicable Time Periods Will Vary by State

Compliance with state collection laws is required of all AmeriCredit Collection Personnel. Additionally, AmeriCredit has chosen to follow the guidelines of the Federal Fair Debt Collection Practices Act (FDCPA).

The Collection Process

AmeriCredit mails each customer a monthly billing statement 16 to 20 days before payment is due.

 

A. All accounts are issued to the Computer Assisted Collection System (CACS) at 5 days delinquent or at such other dates of delinquency as determined by historical payment patterns of the account.

 

B. The CACS segregates accounts into two major groups: loans 5-45 days delinquent and those over 45 days delinquent.

 

C. Loans delinquent up to 45 days are then further segregated into two groups: accounts that have good phone numbers and those that do not.

 

D. Loans up to 45 days delinquent are transferred to (AmeriCredit’s predictive dialing system). The system automatically dials the phone number related to a delinquent account for all accounts that have good phone numbers. When a connection is made, the account is then routed to the next available account representative.

 

E. Loans without good phone numbers are called manually, through the CACS system, or in a preview dialer campaign.

 

F. All reasonable collection efforts are made in an attempt to prevent these accounts from becoming 30+ days delinquent – this includes the use of collection letters. Collection letters may be utilized between 5th and 25th days of delinquency.

 

G. When an account reaches 31 days delinquent, a collector determines if any default notification is required in the state where the debtor lives.

 

H. When an account exceeds 45 days delinquent, the loan is assigned to a 46+ collection team which will continue the collection effort until resolution. If the account cannot be resolved through normal collection efforts (i.e., satisfactory payment arrangements) then the account may be submitted for repossession approval. An officer must approve all repossession requests.

 

I. CACS allows each collector to accurately document and update each customer file when contact (verbal or written) is made.

 

SCH-C-1


Repossessions

If repossession of the collateral occurs, the following steps are taken:

 

A. Proper authorities are notified (if applicable).

 

B. An inventory of all personal property is taken and a condition report is prepared on the vehicle.

 

C. Written notification, as required by state law, is sent to the customer(s) stating their rights of redemption or reinstatement along with information on how to obtain any personal property that was in the vehicle at the time of repossession.

 

D. Written request to the originating dealer for all refunds due for dealer adds is made.

 

E. Collateral disposition through public or private sale, (dictated by state law), in a commercially reasonable manner, through a third-party auto auction.

 

F. After the collateral is liquidated, the debtor(s) is notified in writing of the deficiency balance owed, if any.

Use of Due Date Changes

Due dates may be changed subject to the following conditions:

 

A. The account is contractually current or will be brought current with the due date change.

 

B. Due date changes cannot exceed the total of 30 days over the life of the contract.

 

C. The first installment payment has been paid in full.

 

D. Only one due date change in a twelve month period.

Any exceptions to the above stated policy must be approved by the appropriate level of authority.

Use of Payment Deferments

A payment deferral is offered to customers who have the desire and capacity to make future payments but who have encountered temporary financial difficulties.

 

A. A minimum of six payments have been made on the account and a minimum of six payments have been made since the most recent deferment (if any).

 

B. The account will be brought current with the deferment.

 

C. A deferment fee is collected on all transactions.

 

D. No more than eight total payments may be deferred over the life of the loan.

 

SCH-C-2


Any exceptions to the above stated policy must be approved by the appropriate level of authority.

Charge-Offs

It is AmeriCredit’s policy that any account that is not successfully recovered by 120 days delinquent is submitted to an Officer for approval and charge-off.

It is AmeriCredit’s policy to carry all Chapter 13 bankruptcy accounts until 120 days delinquent. A partial charge-off is taken for the unsecured portion of the account. On fully reaffirmed Chapter 7 bankruptcy accounts, the accounts can be deferred current at the time of discharge.

Deficiency Collections

Collections on charged-off accounts are continued internally and/or assigned to third party collection agencies for deficiency balances.

 

SCH-C-3


EXHIBIT A

SERVICER’S CERTIFICATE

 


AmeriCredit Automobile Receivables Trust 2009-1

Class A-1 .8375% Asset Backed Notes

Class A-2 2.26% Asset Backed Notes

Class A-3 3.04% Asset Backed Notes

Class B 9.79% Asset Backed Notes

Class C 14.55% Asset Backed Notes

Servicer’s Certificate

This Servicer’s Certificate has been prepared pursuant to Section 4.9 of the Sale and Servicing Agreement among AmeriCredit Automobile Receivables Trust 2009-1, as Issuer, AmeriCredit Financial Services, Inc., as Servicer, AFS SenSub Corp., as Seller, and Wells Fargo Bank, N.A., as the Backup Servicer and Trust Collateral Agent, dated as of June 30, 2009. Defined terms have the meanings assigned to them in the Sale and Servicing Agreement or in other Transaction Documents.

 

Monthly Period Beginning:                              Original
Monthly Period Ending:          Purchases    Units    Cut-off Date    Closing Date    Pool Balance
Prev. Distribution/Close Date:          Initial Purchase              
Distribution Date:                               
Days of Interest for Period:          Total                    
Days in Collection Period:                     
Seasoning/Months Since Closing:                     

 

I.

   MONTHLY PERIOD RECEIVABLES PRINCIPAL BALANCE CALCULATION:

{1}

   Beginning of period Aggregate Principal Balance    {1}    __________
   Monthly Principal Amounts      
  

{2}

   Collections on Receivables outstanding at end of period    {2}__________   
  

{3}

   Collections on Receivables paid off during period    {3}__________   
  

{4}

   Receivables becoming Liquidated Receivables during period    {4}__________   
  

{5}

   Receivables becoming Purchased Receivables during period    {5}__________   
  

{6}

   Other Receivables adjustments    {6}__________   
  

{7}

   Less amounts allocable to Interest    {7}__________   
  

{8}

   Total Monthly Principal Amounts    {8}    __________

{9}

   End of period Aggregate Principal Balance    {9}    __________

{10}

   Pool Factor    {10}    _________

 

II.    MONTHLY PERIOD NOTE BALANCE CALCULATION:         Class A-1    Class A-2    Class A-3
{11}    Original Note Balance    {11}               
   
{12}    Beginning of period Note Balance    {12}               
   
{13}    Noteholders’ Principal Distributable Amount    {13}           
{14}    Noteholders’ Accelerated Principal Amount    {14}           
{15}    Aggregate Principal Parity Amount    {15}           
{16}    Matured Principal Shortfall    {16}           
       
{17}    End of period Note Balance    {17}           
       
{18}    Note Pool Factors    {18}               
 
                
           Class B

 

   Class C    TOTAL
       
{19}    Beginning of period Note Balance    {19}               
     
{20}    Noteholders’ Principal Distributable Amount    {20}             
{21}    Noteholders’ Accelerated Principal Amount    {21}             
{22}    Aggregate Principal Parity Amount    {22}             
{23}    Matured Principal Shortfall    {23}             
       
{24}    End of period Note Balance    {24}               
   
{25}    Note Pool Factors    {25}               

 

1


III.    CALCULATION OF STEP-DOWN AMOUNT:                   

{26}

   Ending Pool Balance    {26}      __________   

{27}

   38% of Ending Pool Balance    {27}   __________      

{28}

   Less Specified Reserve Balance    {28}   __________      

{29}

   Sum of {27}, and {28}    {29}   __________      

{30}

   Required Pro Forma Note Balance {26} - {29}    {30}         __________

{31}

   Beginning Note Balance    {31}   __________      

{32}

   Total Monthly Principal Amount    {32}   __________      

{33}

   Pro Forma Note Balance    {33}      __________   

{34}

   Excess of Required Pro-forma over Pro-forma Note Balance    {34}      __________   

{35}

   Pool Balance minus Pro Forma Note Balance not to be less than 1.50% Original Pool Balance    {35}      __________   

{36}

  

Step Down Amount (Lessor of {34} and {35}

 

  

{36}

 

        __________

 

IV.    CALCULATION OF PRINCIPAL DISTRIBUTABLE AMOUNT:     
{37}    Total Monthly Principal Amounts      {37}    __________   
{38}    Step-down Amount      {38}    __________   
{39}    Principal Distributable Amount      {39}       __________

 

V.    CALCULATION OF INTEREST DISTRIBUTABLE AMOUNT:
                      
   Class    Beginning
Note Balance
   Interest
Carryover
   Interest
Rate
  Days    Days Basis    Calculated
Interest
  
{40}    Class A -1          0.8375%      Actual days/360        
{41}    Class A -2          2.26%      30/360        
{42}    Class A -3          3.04%      30/360        
{43}    Class B          9.79%      30/360        
{44}    Class C              14.55%        30/360        

 

VI.    RECONCILIATION OF COLLECTION ACCOUNT:
   Available Funds:       
   {45}    Collections on Receivables during period (net of Liquidation Proceeds and Fees)   {45}   __________   
   {46}    Liquidation Proceeds collected during period   {46}   __________   
   {47}    Purchase Amounts deposited in Collection Account   {47}   __________   
   {48}    Investment Earnings - Collection Account   {48}   __________   
   {49}    Investment Earnings - Transfer From Reserve Account   {49}   __________   
   {50}    Collection of Supplemental Servicing - Extension Fees   {50}   __________   
   {51}    Collection of Supplemental Servicing - Repo and Recovery Fees Advanced   {51}   __________   
   {52}    Collection of Supplemental Servicing - Late Fees & Prepayment Penalty Fees   {52}   __________   
   {53}    Total Available Funds   {53}      __________
   Distributions:          
   {54}    Base Servicing Fee   {54}   __________   
   {55}    Repo and Recovery Fees - reimbursed to Servicer   {55}   __________   
   {56}    Bank Service Charges - reimbursed to Servicer   {56}   __________   
   {57}    Late Fees & Prepayment Penalty Fees - reimbursed to Servicer   {57}   __________   
   {58}    Agent fees   {58}   __________   
   {59}    Backup Servicer   {59}   __________   
   {60}    Class A-1 Noteholders’ Interest Distributable Amount pari passu   {60}   __________   
   {61}    Class A-2 Noteholders’ Interest Distributable Amount pari passu   {61}   __________   
   {62}    Class A-3 Noteholders’ Interest Distributable Amount pari passu   {62}   __________   
   {63}    Class A Noteholders’ Principal Parity Amount or Matured Principal Shortfall   {63}   __________   
   {64}    Class B Noteholders’ Interest Distributable Amount   {64}   __________   
   {65}    Class B Noteholders' Principal Parity Amount or Matured Principal Shortfall   {65}   __________   
   {66}    Class C Noteholders’ Interest Distributable Amount   {66}   __________   
   {67}    Class C Noteholders’ Principal Parity Amount or Matured Principal Shortfall   {67}   __________   
   {68}    Noteholders’ Principal Distributable Amount   {68}   __________   
   {69}    To the Reserve Account, the Reserve Account Deposit   {69}   __________   
   {70}    Accelerated Principal Amount   {70}   __________   
   {71}    Additional fees (Indenture Trustee, Owner Trustee, Trust Collateral Agent, Backup Servicer)   {71}   __________   
   {72}    To the Certificateholders, the aggregate amount remaining   {72}   __________   
   {73}    Total distributions   {73}      __________

 

2


VlI.    CALCULATION OF PRINCIPAL PARITY AMOUNT:
                    
   Class    (X)
Cumulative
Note Balance
   (Y)
Pool
Balance
   (I)
Excess of
(X) - (Y)
   (II)
Available Funds
in Waterfall
   Lesser of
(I) or (II)
  
{74}    Class A - 1                    
{75}    Class A - 2                    
{76}    Class A - 3                    
{77}    Class B                    
{78}    Class C                            
{79}    Total                            
  

**Principal Parity Amount distributed as Noteholders Principal Distributable in first three months of Trust

 

VlII.    CALCULATION OF ACCELERATED PRINCIPAL AMOUNT:     

{80}

   Excess Available Funds          {80}    __________   

{81}

   Pro-Forma Note Balance (Calculated after Step-Down)          {81}    __________   

{82}

   Required Pro Forma Note Balance          {82}    __________   

{83}

   Excess of Pro-Forma Balance over Required Pro-Forma Balance          {83}    __________   

{84}

  

Lesser of Excess Available Funds or Excess of Pro-Forma Note Balance

 

         {84}      

__________

 

IX.    RECONCILIATION OF RESERVE ACCOUNT:    Initial

{85}

   Specified Reserve Balance                         

{86}

   Beginning of period Reserve Account balance       {86}          __________

{87}

   The Reserve Account Deposit, from Collection Account       {87}       __________   

{88}

   Investment Earnings       {88}       __________   

{89}

   Investment Earnings - transferred to Collection Account Available Funds    {89}       __________   

{90}

   Reserve Account Withdrawal Amount       {90}       __________   

{91}

   End of period Reserve Account balance       {91}          __________
                 
X.    CALCULATION OF TOTAL OVERCOLLATERALIZATION:     

{92}

   Aggregate Principal Balance       {92}       __________   

{93}

   End of Period Note Balance       {93}       __________   

{94}

   Overcollateralization       {94}       __________   

{95}

   Overcollateralization %       {95}          __________
                 
XI.    MONTHLY PERIOD AND CUMULATIVE NUMBER OF RECEIVABLES CALCULATION:    __________
                 
               Cumulative    Monthly

{96}

   Original Number of Receivables       {96}             

{97}

   Beginning of period number of Receivables       {97}             

{98}

   Number of Receivables becoming Liquidated Receivables during period    {98}             

{99}

   Number of Receivables becoming Purchased Receivables during period    {99}             

{100}

   Number of Receivables paid off during period       {100}             

{101}

   End of period number of Receivables       {101}             
                 
XII.    STATISTICAL DATA: (CURRENT AND HISTORICAL):     
                 
         Original         Prev. Month    Current

{102}

   Weighted Average APR of the Receivables    {102}              

{103}

   Weighted Average Remaining Term of the Receivables    {103}              

{104}

   Weighted Average Original Term of Receivables    {104}              

{105}

   Average Receivable Balance    {105}              

{106}

   Net Losses in Period    {106}              

{107}

   Aggregate Realized Losses    {107}              

{108}

   Aggregate Realized Loss Percentage    {108}                    
                 
XIII.    DELINQUENCY:     
                 
   Receivables with Scheduled Payment delinquent       Units         Dollars    Percentage
  

{109}  31-60 days

   {109}              
  

{110}  61-90 days

   {110}              
  

{111}  over 90 days

   {111}              
  

{112}  Total

   {112}                    
                 
XIV.    EXTENSIONS     
                 
  

{113}  Principal Balance of Receivables extended    during current period

   {113}          __________   
  

{114}  Beginning of Period Aggregate Principal Balance

   {114}          __________   
  

{115}  Extension Rate {113} divided by {114}

   {115}             _________

 

By:    
Name:    
Title:    
Date:    

 

3

EX-10.1 5 dex101.htm PURCHASE AGREEMENT, DATED AS OF JUNE 30, 2009 Purchase Agreement, dated as of June 30, 2009

Exhibit 10.1

Execution Copy

PURCHASE AGREEMENT

between

AFS SENSUB CORP.

Purchaser

and

AMERICREDIT FINANCIAL SERVICES, INC.

Seller

Dated as of June 30, 2009


TABLE OF CONTENTS

 

          Page

ARTICLE I. DEFINITIONS

   1

SECTION 1.1

   General    1

SECTION 1.2

   Specific Terms    1

SECTION 1.3

   Usage of Terms    2

SECTION 1.4

   [Reserved]    2

SECTION 1.5

   No Recourse    3

SECTION 1.6

   Action by or Consent of Noteholders and Certificateholder    3

ARTICLE II. CONVEYANCE OF THE RECEIVABLES AND THE OTHER CONVEYED PROPERTY

   3

SECTION 2.1

   Conveyance of the Receivables and the Other Conveyed Property    3

ARTICLE III. REPRESENTATIONS AND WARRANTIES

   4

SECTION 3.1

   Representations and Warranties of Seller    4

SECTION 3.2

   Representations and Warranties of Purchaser    6

ARTICLE IV. COVENANTS OF SELLER

   8

SECTION 4.1

   Protection of Title of Purchaser    8

SECTION 4.2

   Other Liens or Interests    9

SECTION 4.3

   Costs and Expenses    9

SECTION 4.4

   Indemnification    9

ARTICLE V. REPURCHASES

   11

SECTION 5.1

   Repurchase of Receivables Upon Breach of Warranty    11

SECTION 5.2

   Reassignment of Purchased Receivables    12

SECTION 5.3

   Waivers    12

ARTICLE VI. MISCELLANEOUS

   13

SECTION 6.1

   Liability of Seller    13

SECTION 6.2

   Merger or Consolidation of Seller or Purchaser    13

SECTION 6.3

   Limitation on Liability of Seller and Others    13

SECTION 6.4

   Seller May Own Notes or the Certificate    13

SECTION 6.5

   Amendment    14

SECTION 6.6

   Notices    14

SECTION 6.7

   Merger and Integration    15

SECTION 6.8

   Severability of Provisions    15

SECTION 6.9

   Intention of the Parties    15

SECTION 6.10

   Governing Law    16

SECTION 6.11

   Counterparts    16

SECTION 6.12

   Conveyance of the Receivables and the Other Conveyed Property to the Issuer    16

SECTION 6.13

   Nonpetition Covenant    16

SECTION 6.14

   [Reserved]    16

 

i


SCHEDULES

Schedule A — Schedule of Receivables

Schedule B — Representations and Warranties from the Seller as to the Receivables

 

ii


PURCHASE AGREEMENT

THIS PURCHASE AGREEMENT, dated as of June 30, 2009, executed between AFS SenSub Corp., a Nevada corporation, as purchaser (“Purchaser”) and AmeriCredit Financial Services, Inc., a Delaware corporation, as Seller (“Seller”).

W I T N E S S E T H :

WHEREAS, Purchaser has agreed to purchase from the Seller, and the Seller, pursuant to this Agreement, is transferring to Purchaser the Receivables and Other Conveyed Property.

NOW, THEREFORE, in consideration of the premises and the mutual agreements hereinafter contained, and for other good and valuable consideration, the receipt of which is acknowledged, Purchaser and the Seller, intending to be legally bound, hereby agree as follows:

ARTICLE I.

DEFINITIONS

SECTION 1.1 General. The specific terms defined in this Article include the plural as well as the singular. The words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular Article, Section or other subdivision, and Article, Section, Schedule and Exhibit references, unless otherwise specified, refer to Articles and Sections of and Schedules and Exhibits to this Agreement. Capitalized terms used herein without definition shall have the respective meanings assigned to such terms in the Sale and Servicing Agreement dated as of June 30, 2009, by and among AFS SenSub Corp. (as Seller), AmeriCredit Financial Services, Inc. (in its individual capacity and as Servicer), AmeriCredit Automobile Receivables Trust 2009-1 (as Issuer) and Wells Fargo Bank, National Association (as Backup Servicer and Trust Collateral Agent).

SECTION 1.2 Specific Terms. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:

Agreement” shall mean this Purchase Agreement and all amendments hereof and supplements hereto.

Closing Date” means July 14, 2009.

Issuer” means AmeriCredit Automobile Receivables Trust 2009-1.

Other Conveyed Property” means all property conveyed by the Seller to the Purchaser pursuant to Section 2.1(a)(2) through (8) of this Agreement and by the Purchaser to the Issuer pursuant to the Sale and Servicing Agreement.

Owner Trustee” means Wilmington Trust Company, as Owner Trustee appointed and acting pursuant to the Trust Agreement.


Purchase Agreement Collateral” has the meaning specified in Section 6.9 of this Agreement.

Receivables” has the meaning assigned in the Sale and Servicing Agreement.

Related Documents” means the Notes, the Certificate, the Custodian Agreement, the Sale and Servicing Agreement, the Indenture, the Trust Agreement, the Lockbox Account Agreement, the Lockbox Processing Agreement and the Underwriting Agreement. The Related Documents to be executed by any party are referred to herein as “such party’s Related Documents,” “its Related Documents” or by a similar expression.

Repurchase Event” means the occurrence of a breach of any of the Seller’s representations and warranties hereunder or any other event which requires the repurchase of a Receivable by the Seller under the Sale and Servicing Agreement.

Sale and Servicing Agreement” means the Sale and Servicing Agreement referred to in Section 1.1 hereof.

Schedule of Receivables” means the Schedule of Receivables sold and transferred pursuant to this Agreement which is attached hereto as Schedule A.

Schedule of Representations” means the Schedule of Representations and Warranties attached hereto as Schedule B.

Trust Collateral Agent” means Wells Fargo Bank, National Association, as trust collateral agent and any successor trust collateral agent appointed and acting pursuant to the Sale and Servicing Agreement.

Trustee” means Wells Fargo Bank, National Association, as trustee and any successor trustee appointed and acting pursuant to the Indenture.

SECTION 1.3 Usage of Terms. With respect to all terms used in this Agreement, the singular includes the plural and the plural the singular; words importing any gender include the other gender; references to “writing” include printing, typing, lithography, and other means of reproducing words in a visible form; references to agreements and other contractual instruments include all subsequent amendments thereto or changes therein entered into in accordance with their respective terms and not prohibited by this Agreement or the Sale and Servicing Agreement; references to Persons include their permitted successors and assigns; and the terms “include” or “including” mean “include without limitation” or “including without limitation.”

SECTION 1.4 [Reserved].

 

2


SECTION 1.5 No Recourse. Without limiting the obligations of Seller hereunder, no recourse may be taken, directly or indirectly, under this Agreement or any certificate or other writing delivered in connection herewith or therewith, against any stockholder, officer or director, as such, of Seller, or of any predecessor or successor of Seller.

SECTION 1.6 Action by or Consent of Noteholders and Certificateholder. Whenever any provision of this Agreement refers to action to be taken, or consented to, by Noteholders or the Certificateholder, such provision shall be deemed to refer to the Certificateholder or Noteholder, as the case may be, of record as of the Record Date immediately preceding the date on which such action is to be taken, or consent given, by Noteholders or the Certificateholder. Solely for the purposes of any action to be taken, or consented to, by Noteholders or the Certificateholder, any Note or Certificate registered in the name of the Seller or any Affiliate thereof shall be deemed not to be outstanding; provided, however, that, solely for the purpose of determining whether the Trustee or the Trust Collateral Agent is entitled to rely upon any such action or consent, only Notes or Certificates which the Owner Trustee, the Trustee or the Trust Collateral Agent, respectively, knows to be so owned shall be so disregarded.

ARTICLE II.

CONVEYANCE OF THE RECEIVABLES

AND THE OTHER CONVEYED PROPERTY

SECTION 2.1 Conveyance of the Receivables and the Other Conveyed Property.

(a) Subject to the terms and conditions of this Agreement, Seller hereby sells, transfers, assigns, and otherwise conveys to Purchaser without recourse (but without limitation of its obligations in this Agreement), and Purchaser hereby purchases, all right, title and interest of Seller in and to the following described property (collectively, the “Receivables and the Other Conveyed Property”):

(1) the Receivables and all moneys received thereon after the Cutoff Date;

(2) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Seller in such Financed Vehicles;

(3) any proceeds and the right to receive proceeds with respect to the Receivables from claims on any physical damage, credit life or disability insurance policies covering Financed Vehicles or Obligors and any proceeds from the liquidation of the Receivables;

(4) any proceeds from any Receivable repurchased by a Dealer pursuant to a Dealer Agreement or a Third-Party Lender pursuant to an Auto Loan Purchase and Sale Agreement as a result of a breach of representation or warranty in the related Dealer Agreement or Auto Loan Purchase and Sale Agreement;

(5) all rights under any Service Contracts on the related Financed Vehicles;

 

3


(6) the related Receivable Files;

(7) all of the Seller’s (i) Accounts, (ii) Chattel Paper, (iii) Documents, (iv) Instruments and (v) General Intangibles (as such terms are defined in the UCC) relating to the property described in (1) through (6); and

(8) all proceeds and investments with respect to items (1) through (7).

It is the intention of Seller and Purchaser that the transfer and assignment contemplated by this Agreement shall constitute a sale of the Receivables and the Other Conveyed Property from Seller to Purchaser, conveying good title thereto free and clear of any Liens, and the beneficial interest in and title to the Receivables and the Other Conveyed Property shall not be part of Seller’s estate in the event of the filing of a bankruptcy petition by or against Seller under any bankruptcy or similar law.

(b) Simultaneously with the conveyance of the Receivables and the Other Conveyed Property to Purchaser, Purchaser has paid or caused to be paid to or upon the order of Seller an amount equal to the book value of the Receivables sold by Seller, as set forth on the books and records of Seller, by wire transfer of immediately available funds and the remainder as a contribution to the capital of the Purchaser (a wholly-owned subsidiary of Seller).

ARTICLE III.

REPRESENTATIONS AND WARRANTIES

SECTION 3.1 Representations and Warranties of Seller. Seller makes the following representations and warranties as of the date hereof and as of the Closing Date on which Purchaser relies in purchasing the Receivables and the Other Conveyed Property and in transferring the Receivables and the Other Conveyed Property to the Issuer under the Sale and Servicing Agreement. Such representations are made as of the execution and delivery of this Agreement, but shall survive the sale, transfer and assignment of the Receivables and the Other Conveyed Property hereunder, and the sale, transfer and assignment thereof by Purchaser to the Issuer under the Sale and Servicing Agreement. Seller and Purchaser agree that Purchaser will assign to Issuer all Purchaser’s rights under this Agreement and that the Trustee will thereafter be entitled to enforce this Agreement against Seller in the Trustee’s own name on behalf of the Noteholders.

(a) Schedule of Representations. The representations and warranties set forth on the Schedule of Representations with respect to the Receivables as of the date hereof, and as of the Closing Date, are true and correct.

(b) Organization and Good Standing. Seller has been duly organized and is validly existing as a corporation in good standing under the laws of the State of Delaware, with power and authority to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to acquire, own and sell the Receivables and the Other Conveyed Property to be transferred to Purchaser.

 

4


(c) Due Qualification. Seller is duly qualified to do business as a foreign corporation, is in good standing, and has obtained all necessary licenses and approvals in all jurisdictions in which the ownership or lease of its property or the conduct of its business requires such qualification.

(d) Power and Authority. Seller has the power and authority to execute and deliver this Agreement and its Related Documents and to carry out its terms and their terms, respectively; Seller has full power and authority to sell and assign the Receivables and the Other Conveyed Property to be sold and assigned to and deposited with Purchaser hereunder and has duly authorized such sale and assignment to Purchaser by all necessary corporate action; and the execution, delivery and performance of this Agreement and Seller’s Related Documents have been duly authorized by Seller by all necessary corporate action.

(e) Valid Sale; Binding Obligations. This Agreement and Seller’s Related Documents have been duly executed and delivered, shall effect a valid sale, transfer and assignment of the Receivables and the Other Conveyed Property to the Purchaser, enforceable against Seller and creditors of and purchasers from Seller; and this Agreement and Seller’s Related Documents constitute legal, valid and binding obligations of Seller enforceable in accordance with their respective terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law.

(f) No Violation. The consummation of the transactions contemplated by this Agreement and the Related Documents, and the fulfillment of the terms of this Agreement and the Related Documents, shall not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice, lapse of time or both) a default under, the articles of incorporation or bylaws of Seller, or any indenture, agreement, mortgage, deed of trust or other instrument to which Seller is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, other than this Agreement, the Sale and Servicing Agreement and the Indenture, or violate any law, order, rule or regulation applicable to Seller of any court or of any federal or state regulatory body, administrative agency or other governmental instrumentality having jurisdiction over Seller or any of its properties.

(g) No Proceedings. There are no proceedings or investigations pending or, to Seller’s knowledge, threatened against Seller, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over Seller or its properties (i) asserting the invalidity of this Agreement or any of the Related Documents, (ii) seeking to prevent the issuance of the Notes or the consummation of any of the transactions contemplated by this Agreement or any of the

 

5


Related Documents, (iii) seeking any determination or ruling that might materially and adversely affect the performance by Seller of its obligations under, or the validity or enforceability of, this Agreement or any of the Related Documents or (iv) seeking to affect adversely the federal income tax or other federal, state or local tax attributes of, or seeking to impose any excise, franchise, transfer or similar tax upon, the transfer and acquisition of the Receivables and the Other Conveyed Property hereunder or under the Sale and Servicing Agreement.

(h) True Sale. The Receivables are being transferred with the intention of removing them from Seller’s estate pursuant to Section 541 of the Bankruptcy Code, as the same may be amended from time to time.

(i) Chief Executive Office. The chief executive office of Seller is located at 801 Cherry Street, Suite 3500, Fort Worth, Texas 76102.

SECTION 3.2 Representations and Warranties of Purchaser. Purchaser makes the following representations and warranties, on which Seller relies in selling, assigning, transferring and conveying the Receivables and the Other Conveyed Property to Purchaser hereunder. Such representations are made as of the execution and delivery of this Agreement, but shall survive the sale, transfer and assignment of the Receivables and the Other Conveyed Property hereunder and the sale, transfer and assignment thereof by Purchaser to the Issuer under the Sale and Servicing Agreement.

(a) Organization and Good Standing. Purchaser has been duly organized and is validly existing and in good standing as a corporation under the laws of the State of Nevada, with the power and authority to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and has, full power, authority and legal right to acquire and own the Receivables and the Other Conveyed Property, and to transfer the Receivables and the Other Conveyed Property to the Issuer pursuant to the Sale and Servicing Agreement.

(b) Due Qualification. Purchaser is duly qualified to do business as a foreign corporation, is in good standing, and has obtained all necessary licenses and approvals in all jurisdictions where the failure to do so would materially and adversely affect Purchaser’s ability to acquire the Receivables or the Other Conveyed Property, and to transfer the Receivables and the Other Conveyed Property to the Issuer pursuant to the Sale and Servicing Agreement, or the validity or enforceability of the Receivables and the Other Conveyed Property or to perform Purchaser’s obligations hereunder and under the Purchaser’s Related Documents.

(c) Power and Authority. Purchaser has the power, authority and legal right to execute and deliver this Agreement and to carry out the terms hereof and to acquire the Receivables and the Other Conveyed Property hereunder; and the execution, delivery and performance of this Agreement and all of the documents required pursuant hereto have been duly authorized by Purchaser by all necessary corporate action.

 

6


(d) No Consent Required. Purchaser is not required to obtain the consent of any other Person, or any consent, license, approval or authorization or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery or performance of this Agreement and the Related Documents, except for such as have been obtained, effected or made.

(e) Binding Obligation. This Agreement constitutes a legal, valid and binding obligation of Purchaser, enforceable against Purchaser in accordance with its terms, subject, as to enforceability, to applicable bankruptcy, insolvency, reorganization, conservatorship, receivership, liquidation and other similar laws and to general equitable principles.

(f) No Violation. The execution, delivery and performance by Purchaser of this Agreement, the consummation of the transactions contemplated by this Agreement and the Related Documents and the fulfillment of the terms of this Agreement and the Related Documents do not and will not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice or lapse of time) a default under, the certificate of incorporation or bylaws of Purchaser, or conflict with or breach any of the terms or provisions of, or constitute (with or without notice or lapse of time) a default under, any indenture, agreement, mortgage, deed of trust or other instrument to which Purchaser is a party or by which Purchaser is bound or to which any of its properties are subject, or result in the creation or imposition of any Lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument (other than the Sale and Servicing Agreement), or violate any law, order, rule or regulation, applicable to Purchaser or its properties, of any federal or state regulatory body, any court, administrative agency, or other governmental instrumentality having jurisdiction over Purchaser or any of its properties.

(g) No Proceedings. There are no proceedings or investigations pending, or, to the knowledge of Purchaser, threatened against Purchaser, before any court, regulatory body, administrative agency, or other tribunal or governmental instrumentality having jurisdiction over Purchaser or its properties: (i) asserting the invalidity of this Agreement or any of the Related Documents, (ii) seeking to prevent the consummation of any of the transactions contemplated by this Agreement or any of the Related Documents, (iii) seeking any determination or ruling that might materially and adversely affect the performance by Purchaser of its obligations under, or the validity or enforceability of, this Agreement or any of the Related Documents or (iv) that may adversely affect the federal or state income tax attributes of, or seeking to impose any excise, franchise, transfer or similar tax upon, the transfer and acquisition of the Receivables and the Other Conveyed Property hereunder or the transfer of the Receivables and the Other Conveyed Property to the Issuer pursuant to the Sale and Servicing Agreement.

In the event of any breach of a representation and warranty made by Purchaser hereunder, Seller covenants and agrees that it will not take any action to pursue any remedy that it may have hereunder, in law, in equity or otherwise, until a year and a day have passed since the date on which all Notes, Certificates, pass-through certificates or other similar securities issued by Purchaser, or a trust or similar vehicle formed by Purchaser, have been paid in full.

 

7


Seller and Purchaser agree that damages will not be an adequate remedy for such breach and that this covenant may be specifically enforced by Purchaser, Issuer or by the Trustee on behalf of the Noteholders and Owner Trustee on behalf of the Certificateholder.

ARTICLE IV.

COVENANTS OF SELLER

SECTION 4.1 Protection of Title of Purchaser.

(a) At or prior to the Closing Date, Seller shall have filed or caused to be filed a UCC-1 financing statement, naming Seller as seller or debtor, naming Purchaser as purchaser or secured party and describing the Receivables and the Other Conveyed Property being sold by it to Purchaser as collateral, with the office of the Secretary of State of the State of Delaware and in such other locations as Purchaser shall have required. From time to time thereafter, Seller shall execute and file such financing statements and cause to be executed and filed such continuation statements, all in such manner and in such places as may be required by law fully to preserve, maintain and protect the interest of Purchaser under this Agreement, of the Issuer under the Sale and Servicing Agreement and of the Trust Collateral Agent under the Indenture in the Receivables and the Other Conveyed Property and in the proceeds thereof. Seller shall deliver (or cause to be delivered) to Purchaser and the Trust Collateral Agent file-stamped copies of, or filing receipts for, any document filed as provided above, as soon as available following such filing. In the event that Seller fails to perform its obligations under this subsection, Purchaser, Issuer or the Trust Collateral Agent may do so, at the expense of the Seller. In furtherance of the foregoing, the Seller hereby authorizes the Purchaser, the Issuer or the Trust Collateral Agent to file a record or records (as defined in the applicable UCC), including, without limitation, financing statements, in all jurisdictions and with all filing offices as each may determine, in its sole discretion, are necessary or advisable to perfect the security interest granted to the Purchaser pursuant to Section 6.9 of this Agreement. Such financing statements may describe the collateral in the same manner as described herein or may contain an indication or description of collateral that describes such property in any other manner as such party may determine, in its sole discretion, is necessary, advisable or prudent to ensure the perfection of the security interest in the collateral granted to the Purchaser herein.

(b) Seller shall not change its name, identity, state of incorporation or corporate structure in any manner that would, could or might make any financing statement or continuation statement filed by Seller (or by Purchaser, Issuer or the Trust Collateral Agent on behalf of Seller) in accordance with paragraph (a) above seriously misleading within the meaning of §9-506 of the applicable UCC, unless they shall have given Purchaser, Issuer and the Trust Collateral Agent at least 60 days’ prior written notice thereof, and shall promptly file appropriate amendments to all previously filed financing statements and continuation statements.

 

8


(c) Seller shall give Purchaser, the Issuer and the Trust Collateral Agent at least 60 days prior written notice of any relocation that would result in a change of the location of the debtor within the meaning of Section 9-307 of the applicable UCC. Seller shall at all times maintain (i) each office from which it services Receivables within the United States of America or Canada and (ii) its principal executive office within the United States of America.

(d) Prior to the Closing Date, Seller has maintained accounts and records as to each Receivable accurately and in sufficient detail to permit (i) the reader thereof to know at any time as of or prior to the Closing Date, the status of such Receivable, including payments and recoveries made and payments owing (and the nature of each) and (ii) reconciliation between payments or recoveries on (or with respect to) each Receivable and the Principal Balance as of the Cutoff Date. Seller shall maintain its computer systems so that, from and after the time of sale under this Agreement of the Receivables to Purchaser, and the conveyance of the Receivables by Purchaser to the Issuer, Seller’s master computer records (including archives) that shall refer to a Receivable indicate clearly that such Receivable has been sold to Purchaser and has been conveyed by Purchaser to the Issuer. Indication of the Issuer’s ownership of a Receivable shall be deleted from or modified on Seller’s computer systems when, and only when, the Receivable shall become a Purchased Receivable or a Sold Receivable or shall have been paid in full or sold pursuant to the terms of the Sale and Servicing Agreement.

(e) If at any time Seller shall propose to sell, grant a security interest in, or otherwise transfer any interest in any motor vehicle receivables to any prospective purchaser, lender or other transferee, Seller shall give to such prospective purchaser, lender, or other transferee computer tapes, records, or print-outs (including any restored from archives) that, if they shall refer in any manner whatsoever to any Receivable (other than a Purchased Receivable or a Sold Receivable), shall indicate clearly that such Receivable has been sold to Purchaser, sold by Purchaser to Issuer, and is owned by the Issuer.

SECTION 4.2 Other Liens or Interests. Except for the conveyances hereunder, Seller will not sell, pledge, assign or transfer to any other Person, or grant, create, incur, assume or suffer to exist any Lien on the Receivables or the Other Conveyed Property or any interest therein, and Seller shall defend the right, title, and interest of Purchaser and the Issuer in and to the Receivables and the Other Conveyed Property against all claims of third parties claiming through or under Seller.

SECTION 4.3 Costs and Expenses. Seller shall pay all reasonable costs and disbursements in connection with the performance of its obligations hereunder and under its Related Documents.

SECTION 4.4 Indemnification.

(a) Seller shall defend, indemnify and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any and all costs, expenses, losses, damages, claims, and liabilities, arising out of or resulting from any breach of any of Seller’s representations and warranties contained herein.

 

9


(b) Seller shall defend, indemnify and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any and all costs, expenses, losses, damages, claims, and liabilities, arising out of or resulting from the use, ownership or operation by Seller or any affiliate thereof of a Financed Vehicle.

(c) Seller shall defend, indemnify and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any and all costs, expenses, losses, damages, claims and liabilities arising out of or resulting from any action taken, or failed to be taken, by it in respect of any portion of the Receivables other than in accordance with this Agreement or the Sale and Servicing Agreement.

(d) Seller agrees to pay, and shall defend, indemnify and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any taxes that may at any time be asserted against Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder with respect to the transactions contemplated in this Agreement, including, without limitation, any sales, gross receipts, general corporation, tangible or intangible personal property, privilege, or license taxes (but not including any taxes asserted with respect to, and as of the date of, the sale, transfer and assignment of the Receivables and the Other Conveyed Property to Purchaser and by Purchaser to the Issuer or the issuance and original sale of the Notes or issuance of the Certificate, or asserted with respect to ownership of the Receivables and Other Conveyed Property which shall be indemnified by Seller pursuant to clause (e) below, or federal, state or other income taxes, arising out of distributions on the Notes or the Certificate or transfer taxes arising in connection with the transfer of the Notes or the Certificate) and costs and expenses in defending against the same, arising by reason of the acts to be performed by Seller under this Agreement or imposed against such Persons.

(e) Seller agrees to pay, and to indemnify, defend and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from, any taxes which may at any time be asserted against such Persons with respect to, and as of the date of, the conveyance or ownership of the Receivables or the Other Conveyed Property hereunder and the conveyance or ownership of the Receivables under the Sale and Servicing Agreement or the issuance and original sale of the Notes or the issuance of the Certificate, including, without limitation, any sales, gross receipts, personal property, tangible or intangible personal property, privilege or license taxes (but not including any federal or other income taxes, including franchise taxes, arising out of the transactions contemplated hereby or transfer taxes arising in connection with the transfer of the Notes or the Certificate) and costs and expenses in defending against the same, arising by reason of the acts to be performed by Seller under this Agreement or imposed against such Persons.

 

10


(f) Seller shall defend, indemnify, and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any and all costs, expenses, losses, claims, damages, and liabilities to the extent that such cost, expense, loss, claim, damage, or liability arose out of, or was imposed upon Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders or the Certificateholder through the negligence, willful misfeasance, or bad faith of Seller in the performance of its duties under this Agreement or by reason of reckless disregard of Seller’s obligations and duties under this Agreement.

(g) Seller shall indemnify, defend and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any loss, liability or expense incurred by reason of the violation by Seller of federal or state securities laws in connection with the registration or the sale of the Notes.

(h) Seller shall indemnify, defend and hold harmless Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against any loss, liability or expense imposed upon, or incurred by, Purchaser, the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders or the Certificateholder as result of the failure of any Receivable, or the sale of the related Financed Vehicle, to comply with all requirements of applicable law.

(i) Seller shall defend, indemnify, and hold harmless Purchaser from and against all costs, expenses, losses, claims, damages, and liabilities arising out of or incurred in connection with the acceptance or performance of Seller’s trusts and duties as Servicer under the Sale and Servicing Agreement, except to the extent that such cost, expense, loss, claim, damage, or liability shall be due to the willful misfeasance, bad faith, or negligence (except for errors in judgment) of Purchaser.

(j) Seller shall indemnify the Owner Trustee and its officers, directors, successors, assigns, agents and servants jointly and severally with the Purchaser pursuant to Section 7.2 of the Trust Agreement.

Indemnification under this Section 4.4 shall include reasonable fees and expenses of counsel and expenses of litigation and shall survive payment of the Notes and the Certificate. The indemnity obligations hereunder shall be in addition to any obligation that Seller may otherwise have.

ARTICLE V.

REPURCHASES

SECTION 5.1 Repurchase of Receivables Upon Breach of Warranty. Upon the occurrence of a Repurchase Event, Seller shall, unless the breach which is the subject of such Repurchase Event shall have been cured in all material respects, repurchase the Receivable relating thereto if and only if the interests of the Noteholders therein are materially and adversely affected by any such breach from the Issuer and, simultaneously with the

 

11


repurchase of the Receivable, Seller shall deposit the Purchase Amount in full, without deduction or offset, to the Collection Account, pursuant to Section 3.2 of the Sale and Servicing Agreement. It is understood and agreed that, except as set forth in Section 6.1 hereof, the obligation of Seller to repurchase any Receivable, as to which a breach occurred and is continuing, shall, if such obligation is fulfilled, constitute the sole remedy against Seller for such breach available to Purchaser, the Issuer, the Backup Servicer, the Noteholders, the Certificateholder, the Trust Collateral Agent on behalf of the Noteholders or the Owner Trustee on behalf of the Certificateholder. The provisions of this Section 5.1 are intended to grant the Issuer and the Trust Collateral Agent a direct right against Seller to demand performance hereunder, and in connection therewith, Seller waives any requirement of prior demand against Purchaser with respect to such repurchase obligation. Any such repurchase shall take place in the manner specified in Section 3.2 of the Sale and Servicing Agreement. Notwithstanding any other provision of this Agreement or the Sale and Servicing Agreement to the contrary, the obligation of Seller under this Section shall not terminate upon a termination of Seller as Servicer under the Sale and Servicing Agreement and shall be performed in accordance with the terms hereof notwithstanding the failure of the Servicer or Purchaser to perform any of their respective obligations with respect to such Receivable under the Sale and Servicing Agreement.

In addition to the foregoing and notwithstanding whether the related Receivable shall have been purchased by Seller, Seller shall indemnify the Issuer, the Trust Collateral Agent, the Trustee, the Backup Servicer, the Owner Trustee, the Noteholders and the Certificateholder from and against all costs, expenses, losses, damages, claims and liabilities, including reasonable fees and expenses of counsel, which may be asserted against or incurred by any of them as a result of third party claims arising out of the events or facts giving rise to such Repurchase Events.

SECTION 5.2 Reassignment of Purchased Receivables. Upon deposit in the Collection Account of the Purchase Amount of any Receivable repurchased by Seller under Section 5.1 hereof, Purchaser and the Issuer shall take such steps as may be reasonably requested by Seller in order to assign to Seller all of Purchaser’s and the Issuer’s right, title and interest in and to such Receivable and all security and documents and all Other Conveyed Property conveyed to Purchaser and the Issuer directly relating thereto, without recourse, representation or warranty, except as to the absence of Liens created by or arising as a result of actions of Purchaser or the Issuer. Such assignment shall be a sale and assignment outright, and not for security. If, following the reassignment of a Purchased Receivable, in any enforcement suit or legal proceeding, it is held that Seller may not enforce any such Receivable on the ground that it shall not be a real party in interest or a holder entitled to enforce the Receivable, Purchaser and the Issuer shall, at the expense of Seller, take such steps as Seller deems reasonably necessary to enforce the Receivable, including bringing suit in Purchaser’s or in the Issuer’s name.

SECTION 5.3 Waivers. No failure or delay on the part of Purchaser, or the Issuer as assignee of Purchaser, or the Trust Collateral Agent as assignee of the Issuer, in exercising any power, right or remedy under this Agreement shall operate as a waiver thereof, nor shall any single or partial exercise of any such power, right or remedy preclude any other or future exercise thereof or the exercise of any other power, right or remedy.

 

12


ARTICLE VI.

MISCELLANEOUS

SECTION 6.1 Liability of Seller. Seller shall be liable in accordance herewith only to the extent of the obligations in this Agreement specifically undertaken by Seller and the representations and warranties of Seller.

SECTION 6.2 Merger or Consolidation of Seller or Purchaser. Any corporation or other entity (i) into which Seller or Purchaser may be merged or consolidated, (ii) resulting from any merger or consolidation to which Seller or Purchaser is a party or (iii) succeeding to the business of Seller or Purchaser, in the case of Purchaser, which corporation has a certificate of incorporation containing provisions relating to limitations on business and other matters substantively identical to those contained in Purchaser’s certificate of incorporation, provided that in any of the foregoing cases such corporation shall execute an agreement of assumption to perform every obligation of Seller or Purchaser, as the case may be, under this Agreement and, whether or not such assumption agreement is executed, shall be the successor to Seller or Purchaser, as the case may be, hereunder (without relieving Seller or Purchaser of their responsibilities hereunder, if it survives such merger or consolidation) without the execution or filing of any document or any further action by any of the parties to this Agreement. Seller or Purchaser shall promptly inform the other party, the Issuer, the Trust Collateral Agent and the Owner Trustee and, as a condition to the consummation of the transactions referred to in clauses (i), (ii) and (iii) above, (x) immediately after giving effect to such transaction, no representation or warranty made pursuant to Sections 3.1 and 3.2 of this Agreement shall have been breached (for purposes hereof, such representations and warranties shall speak as of the date of the consummation of such transaction) and be continuing, (y) Seller or Purchaser, as applicable, shall have delivered written notice of such consolidation, merger or purchase and assumption to the Rating Agencies prior to the consummation of such transaction and shall have delivered to the Issuer and the Trust Collateral Agent an Officer’s Certificate of the Seller or a certificate signed by or on behalf of the Purchaser, as applicable, and an Opinion of Counsel each stating that such consolidation, merger or succession and such agreement of assumption comply with this Section 6.2 and that all conditions precedent, if any, provided for in this Agreement relating to such transaction have been complied with, and (z) Seller or Purchaser, as applicable, shall have delivered to the Issuer, and the Trust Collateral Agent an Opinion of Counsel, stating, in the opinion of such counsel, either (A) all financing statements and continuation statements and amendments thereto have been executed and filed that are necessary to preserve and protect the interest of the Issuer and the Trust Collateral Agent in the Receivables and reciting the details of the filings or (B) no such action shall be necessary to preserve and protect such interest.

SECTION 6.3 Limitation on Liability of Seller and Others. Seller and any director, officer, employee or agent thereof may rely in good faith on the advice of counsel or on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising under this Agreement. Seller shall not be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its obligations under this Agreement or its Related Documents and that in its opinion may involve it in any expense or liability.

SECTION 6.4 Seller May Own Notes or the Certificate. Subject to the provisions of the Sale and Servicing Agreement, Seller and any Affiliate of Seller may in their individual or any other capacity become the owner or pledgee of Notes or the Certificate with the same rights as they would have if they were not Seller or an Affiliate thereof.

 

13


SECTION 6.5 Amendment.

(a) This Agreement may be amended by Seller and Purchaser without the consent of the Trust Collateral Agent, the Owner Trustee, the Certificateholder or any of the Noteholders (i) to cure any ambiguity or (ii) to correct any provisions in this Agreement; provided, however, that such action shall not, as evidenced by an Opinion of Counsel delivered to the Issuer, the Owner Trustee and the Trust Collateral Agent, adversely affect in any material respect the interests of any Certificateholder or Noteholder.

(b) This Agreement may also be amended from time to time by Seller and Purchaser, and with the consent of the Trust Collateral Agent and, if required, the Certificateholder and the Noteholders, in accordance with the Sale and Servicing Agreement, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement, or of modifying in any manner the rights of the Certificateholder or Noteholders; provided, however, the Seller provides the Trust Collateral Agent with an Opinion of Counsel, (which may be provided by the Seller’s internal counsel) that no such amendment shall increase or reduce in any manner the amount of, or accelerate or delay the timing of, collections of payments on Receivables or distributions that shall be required to be made on any Note or Certificate.

(c) Prior to the execution of any such amendment or consent, Seller shall have furnished written notification of the substance of such amendment or consent to each Rating Agency.

(d) It shall not be necessary for the consent of Certificateholder or Noteholders pursuant to this Section to approve the particular form of any proposed amendment or consent, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholder or Noteholders shall be subject to such reasonable requirements as the Trust Collateral Agent may prescribe, including the establishment of record dates. The consent of a Holder of a Certificate or a Note given pursuant to this Section or pursuant to any other provision of this Agreement shall be conclusive and binding on such Holder and on all future Holders of such Certificate or Note and of any Certificate or Note issued upon the transfer thereof or in exchange thereof or in lieu thereof whether or not notation of such consent is made upon the Certificate or Note.

SECTION 6.6 Notices. All demands, notices and communications to Seller or Purchaser hereunder shall be in writing, personally delivered, or sent by telecopier (subsequently confirmed in writing), reputable overnight courier or mailed by certified mail, return receipt requested, and shall be deemed to have been given upon receipt (a) in the case of Seller, to AmeriCredit Financial Services, Inc., 801 Cherry Street, Suite 3500, Fort Worth, Texas 76102, Attention: Chief Financial Officer, or (b) in the case of Purchaser, to AFS SenSub Corp., 2265 B Renaissance Drive, Suite 17, Las Vegas, Nevada 89119, Attention: Chief Financial Officer, or such other address as shall be designated by a party in a written notice delivered to the other party or to the Issuer, Owner Trustee or the Trust Collateral Agent, as applicable.

 

14


SECTION 6.7 Merger and Integration. Except as specifically stated otherwise herein, this Agreement and Related Documents set forth the entire understanding of the parties relating to the subject matter hereof, and all prior understandings, written or oral, are superseded by this Agreement and the Related Documents. This Agreement may not be modified, amended, waived or supplemented except as provided herein.

SECTION 6.8 Severability of Provisions. If any one or more of the covenants, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, provisions or terms shall be deemed severable from the remaining covenants, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement.

SECTION 6.9 Intention of the Parties.

The execution and delivery of this Agreement shall constitute an acknowledgment by Seller and Purchaser that they intend that the assignment and transfer herein contemplated constitute a sale and assignment outright, and not for security, of the Receivables and the Other Conveyed Property, conveying good title thereto free and clear of any Liens, from Seller to Purchaser, and that the Receivables and the Other Conveyed Property shall not be a part of Seller’s estate in the event of the bankruptcy, reorganization, arrangement, insolvency or liquidation proceeding, or other proceeding under any federal or state bankruptcy or similar law, or the occurrence of another similar event, of, or with respect to Seller. In the event that such conveyance is determined to be made as security for a loan made by Purchaser, the Issuer, the Noteholders or the Certificateholder to Seller, the Seller hereby grants to Purchaser a security interest in all of Seller’s right, title and interest in and to the following property whether now owned or existing or hereafter acquired or arising, and this Agreement shall constitute a security agreement under applicable law (collectively, the “Purchase Agreement Collateral”).

(1) the Receivables and all moneys received thereon after the Cutoff Date;

(2) the security interests in the Financed Vehicles granted by Obligors pursuant to the Receivables and any other interest of the Seller in such Financed Vehicles;

(3) any proceeds and the right to receive proceeds with respect to the Receivables from claims on any physical damage, credit life or disability insurance policies covering Financed Vehicles or Obligors and any proceeds from the liquidation of the Receivables;

(4) any proceeds from any Receivable repurchased by a Dealer pursuant to a Dealer Agreement or a Third-Party Lender pursuant to an Auto Loan Purchase and Sale Agreement as a result of a breach of representation or warranty in the related Dealer Agreement or Auto Loan Purchase and Sale Agreement;

 

15


(5) all rights under any Service Contracts on the related Financed Vehicles;

(6) the related Receivable Files;

(7) all of the Seller’s (i) Accounts, (ii) Chattel Paper, (iii) Documents, (iv) Instruments and (v) General Intangibles (as such terms are defined in the UCC) relating to the property described in (1) through (6); and

(8) all proceeds and investments with respect to items (1) through (7).

SECTION 6.10 Governing Law. This Agreement shall be construed in accordance with, and this Agreement and all matters arising out of or relating in any way to this Agreement shall be governed by, the law of the State of New York, without giving effect to its conflict of law provisions (other than Sections 5-1401 and 5-1402 of the New York General Obligations Law).

SECTION 6.11 Counterparts. For the purpose of facilitating the execution of this Agreement and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and all of which counterparts shall constitute but one and the same instrument.

SECTION 6.12 Conveyance of the Receivables and the Other Conveyed Property to the Issuer. Seller acknowledges that Purchaser intends, pursuant to the Sale and Servicing Agreement, to convey the Receivables and the Other Conveyed Property, together with its rights under this Agreement, to the Issuer on the Closing Date. Seller acknowledges and consents to such conveyance and pledge and waives any further notice thereof and covenants and agrees that the representations and warranties of Seller contained in this Agreement and the rights of Purchaser hereunder are intended to benefit the Issuer, the Owner Trustee, the Trust Collateral Agent, the Noteholders and the Certificateholder. In furtherance of the foregoing, Seller covenants and agrees to perform its duties and obligations hereunder, in accordance with the terms hereof for the benefit of the Issuer, the Owner Trustee, the Trust Collateral Agent, the Noteholders and the Certificateholder and that, notwithstanding anything to the contrary in this Agreement, Seller shall be directly liable to the Issuer, the Owner Trustee, the Trust Collateral Agent, the Noteholders and the Certificateholder (notwithstanding any failure by the Servicer, the Backup Servicer or the Purchaser to perform its respective duties and obligations hereunder or under Related Documents) and that the Trust Collateral Agent may enforce the duties and obligations of Seller under this Agreement against Seller for the benefit of the Owner Trustee, the Trust Collateral Agent, the Noteholders and the Certificateholder.

SECTION 6.13 Nonpetition Covenant. Neither Purchaser nor Seller shall petition or otherwise invoke the process of any court or government authority for the purpose of commencing or sustaining a case against the Purchaser or the Issuer under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Purchaser or the Issuer or any substantial part of their respective property, or ordering the winding up or liquidation of the affairs of the Purchaser or the Issuer.

SECTION 6.14 [Reserved].

.

 

16


[Remainder of page intentionally left blank]

 

17


IN WITNESS WHEREOF, the parties have caused this Purchase Agreement to be duly executed by their respective officers as of the day and year first above written.

 

AFS SENSUB CORP., as Purchaser
By    /s/ Sheli D. Fitzgerald
  Name: Sheli D. Fitzgerald
  Title: Vice President, Structured Finance

AMERICREDIT FINANCIAL SERVICES,
INC., as Seller

By    /s/ Susan B. Sheffield
  Name: Susan B. Sheffield
  Title: Executive Vice President, Structured Finance

 

Accepted:
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Trustee and Trust Collateral Agent
By    /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President

[Purchase Agreement]


SCHEDULE A

SCHEDULE OF RECEIVABLES

[See Schedule A to the Sale and Servicing Agreement]


SCHEDULE B

REPRESENTATIONS AND WARRANTIES OF

AMERICREDIT FINANCIAL SERVICES, INC. (“AMERICREDIT”)

1. Characteristics Of Receivables. Each Receivable (A) was originated (i) by AmeriCredit, (ii) by an Originating Affiliate and was validly assigned by such Originating Affiliate to AmeriCredit, (iii) by a Dealer and purchased by AmeriCredit from such Dealer under an existing Dealer Agreement or pursuant to a Dealer Assignment with AmeriCredit and was validly assigned by such Dealer to AmeriCredit pursuant to a Dealer Assignment or (iv) by a Third-Party Lender and purchased by AmeriCredit from such Third-Party Lender under an existing Auto Loan Purchase and Sale Agreement or pursuant to a Third-Party Lender Assignment with AmeriCredit and was validly assigned by such Third-Party Lender to AmeriCredit pursuant to a Third-Party Lender Assignment (B) was originated by AmeriCredit, such Originating Affiliate, such Dealer or such Third-Party Lender for the retail sale of a Financed Vehicle in the ordinary course of AmeriCredit’s, such Originating Affiliate’s, the Dealer’s or the Third-Party Lender’s business, in each case was originated in accordance with AmeriCredit’s credit policies and was fully and properly executed by the parties thereto, and AmeriCredit, each Originating Affiliate, each Dealer and each Third-Party Lender had all necessary licenses and permits to originate Receivables in the state where AmeriCredit, each such Originating Affiliate, each such Dealer or each such Third-Party Lender was located, (C) contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for realization against the collateral security, (D) is a Receivable which provides for level monthly payments (provided that the period in the first Collection Period and the payment in the final Collection Period of the Receivable may be minimally different from the normal period and level payment) which, if made when due, shall fully amortize the Amount Financed over the original term and (E) has not been amended or collections with respect to which waived, other than as evidenced in the Receivable File or the Servicer’s electronic records relating thereto.

2. No Fraud or Misrepresentation. Each Receivable was originated (i) by AmeriCredit, (ii) by an Originating Affiliate and was assigned by the Originating Affiliate to AmeriCredit, (iii) by a Dealer and was sold by the Dealer to AmeriCredit or (iv) by a Third-Party Lender and was sold by the Third-Party Lender to AmeriCredit, and was sold by AmeriCredit to AFS SenSub Corp. without any fraud or misrepresentation on the part of such Originating Affiliate, Dealer, Third-Party Lender or AmeriCredit in any case.

3. Compliance with Law. All requirements of applicable federal, state and local laws, and regulations thereunder (including, without limitation, usury laws, the Federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Moss-Magnuson Warranty Act, the Federal Reserve Board’s Regulations “B” and “Z” (including amendments to the Federal Reserve’s Official Staff Commentary to Regulation Z, effective October 1, 1998, concerning negative equity loans), the Servicemembers Civil Relief Act, each applicable state Motor Vehicle Retail Installment Sales Act, and state adaptations of the National Consumer Act and of the Uniform Consumer Credit Code and other consumer credit laws and equal credit opportunity and disclosure laws) in respect of the Receivables and the Financed Vehicles, have

 

Ex-A-1


been complied with in all material respects, and each Receivable and the sale of the Financed Vehicle evidenced by each Receivable complied at the time it was originated or made and now complies in all material respects with all applicable legal requirements.

4. Origination. Each Receivable was originated in the United States.

5. Binding Obligation. Each Receivable represents the genuine, legal, valid and binding payment obligation of the Obligor thereon, enforceable by the holder thereof in accordance with its terms, except (A) as enforceability may be limited by bankruptcy, insolvency, reorganization or similar laws affecting the enforcement of creditors’ rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law and (B) as such Receivable may be modified by the application after the Cutoff Date of the Servicemembers Civil Relief Act, as amended; and all parties to each Receivable had full legal capacity to execute and deliver such Receivable and all other documents related thereto and to grant the security interest purported to be granted thereby.

6. No Government Obligor. No Obligor is the United States of America or any State or any agency, department, subdivision or instrumentality thereof.

7. Obligor Bankruptcy. At the Cutoff Date, no Obligor had been identified on the records of AmeriCredit as being the subject of a current bankruptcy proceeding.

8. Schedule of Receivables. The information set forth in the Schedule of Receivables has been produced from the Electronic Ledger and was true and correct in all material respects as of the close of business on the Cutoff Date.

9. Marking Records. Each of the Seller and AFS SenSub Corp. has indicated in its files that the Receivables have been sold to the Issuer pursuant to the Sale and Servicing Agreement and Granted to the Trust Collateral Agent pursuant to the Indenture. Further, AmeriCredit has indicated in its computer files that the Receivables are owned by the Issuer.

10. Computer Tape. The Computer Tape made available by AmeriCredit to AFS SenSub Corp. and to the Issuer on the Closing Date was complete and accurate as of the Cutoff Date and includes a description of the same Receivables that are described in the Schedule of Receivables.

11. Adverse Selection. No selection procedures adverse to the Noteholders were utilized in selecting the Receivables from those receivables owned by AmeriCredit which met the selection criteria set forth in clauses (A) through (M) of number 29 of this Schedule B.

12. Chattel Paper. The Receivables constitute “tangible chattel paper” or “electronic chattel paper” within the meaning of the UCC as in effect in the States of Texas, New York, Nevada and Delaware.

13. One Original. There is only one original executed copy (or with respect to “electronic chattel paper”, one authoritative copy) of each Contract. With respect to Contracts that are “electronic chattel paper”, each authoritative copy (a) is unique, identifiable and unalterable

 

Ex-A-2


(other than with the participation of the Trust Collateral Agent in the case of an addition or amendment of an identified assignee and other than a revision that is readily identifiable as an authorized or unauthorized revision), (b) has been marked with a legend to the following effect: “Authoritative Copy” and (c) has been communicated to and is maintained by or on behalf of the Custodian.

14. Not an Authoritative Copy. With respect to Contracts that are “electronic chattel paper”, the Seller has marked all copies of each such Contract other than an authoritative copy with a legend to the following effect: “This is not an authoritative copy.”

15. Revisions. With respect to Contracts that are “electronic chattel paper”, the related Receivables have been established in a manner such that (a) all copies or revisions that add or change an identified assignee of the authoritative copy of each such Contract must be made with the participation of the Trust Collateral Agent and (b) all revisions of the authoritative copy of each such Contract must be readily identifiable as an authorized or unauthorized revision.

16. Pledge or Assignment. With respect to Contracts that are “electronic chattel paper”, the authoritative copy of each Contract communicated to the Custodian has no marks or notations indicating that it has been pledged, assigned or otherwise conveyed to any Person other than the Trust Collateral Agent.

17. Receivable Files Complete. There exists a Receivable File pertaining to each Receivable and such Receivable File contains a fully executed original of the Contract and the original Lien Certificate or a copy of the application therefor. Related documentation concerning the Receivable, including any documentation regarding modifications of the Contract, will be maintained electronically by the Servicer in accordance with customary policies and procedures. Each of such documents which is required to be signed by the Obligor has been signed by the Obligor in the appropriate spaces. All blanks on any form have been properly filled in and each form has otherwise been correctly prepared. With respect to Receivables that are tangible chattel paper, the complete Receivable File for each Receivable, including a fully executed original of the Contract, currently is in the possession of the Custodian.

18. Receivables in Force. No Receivable has been satisfied, subordinated or rescinded, and the Financed Vehicle securing each such Receivable has not been released from the lien of the related Receivable in whole or in part. No terms of any Receivable have been waived, altered or modified in any respect since its origination, except by instruments or documents identified in the Receivable File or the Servicer’s electronic records.

19. Lawful Assignment. No Receivable was originated in, or is subject to the laws of, any jurisdiction the laws of which would make unlawful, void or voidable the sale, transfer and assignment of such Receivable under this Agreement or pursuant to transfers of the Notes.

20. Good Title. Immediately prior to the conveyance of the Receivables to AFS SenSub Corp. pursuant to this Agreement, AmeriCredit was the sole owner thereof and had good and indefeasible title thereto, free of any Lien and, upon execution and delivery of this Agreement by AmeriCredit, AFS SenSub Corp. shall have good and indefeasible title to and will be the sole owner of such Receivables, free of any Lien. No Dealer or Third-Party Lender has a participation

 

Ex-A-3


in, or other right to receive, proceeds of any Receivable. AmeriCredit has not taken any action to convey any right to any Person that would result in such Person having a right to payments received under the related Insurance Policies or the related Dealer Agreements, Auto Loan Purchase and Sale Agreements, Dealer Assignments, or Third-Party Lender Assignments or to payments due under such Receivables.

21. Security Interest in Financed Vehicle. Each Receivable created or shall create a valid, binding and enforceable first priority security interest in favor of AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender which first priority security interest has been assigned to AmeriCredit) in the Financed Vehicle. The Lien Certificate for each Financed Vehicle shows, or if a new or replacement Lien Certificate is being applied for with respect to such Financed Vehicle the Lien Certificate will be received within 180 days of the Closing Date and will show, AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) named as the original secured party under each Receivable as the holder of a first priority security interest in such Financed Vehicle. With respect to each Receivable for which the Lien Certificate has not yet been returned from the Registrar of Titles, AmeriCredit or the related Originating Affiliate has applied for or received written evidence from the related Dealer or Third-Party Lender that such Lien Certificate showing AmeriCredit, an Originating Affiliate, the Issuer or a Titled Third-Party Lender, as applicable, as first lienholder has been applied for and the Originating Affiliate’s or Titled Third-Party Lender’s security interest has been validly assigned by the Originating Affiliate or Titled Third-Party Lender, as applicable, to AmeriCredit and AmeriCredit’s security interest has been validly assigned by AmeriCredit to AFS SenSub Corp. pursuant to this Agreement. This Agreement creates a valid and continuing security interest (as defined in the UCC) in the Receivables in favor of the Purchaser, which security interest is prior to all other Liens, and is enforceable as such against creditors of and purchasers from the Seller. Immediately after the sale, transfer and assignment thereof by AmeriCredit to AFS SenSub Corp., each Receivable will be secured by an enforceable and perfected first priority security interest in the Financed Vehicle in favor of AFS SenSub Corp. as secured party, which security interest is prior to all other Liens upon and security interests in such Financed Vehicle which now exist or may hereafter arise or be created (except, as to priority, for any lien for taxes, labor or materials affecting a Financed Vehicle). As of the Cutoff Date, there were no Liens or claims for taxes, work, labor or materials affecting a Financed Vehicle which are or may be Liens prior or equal to the Liens of the related Receivable.

22. All Filings Made. All filings (including, without limitation, UCC filings (including, without limitation, the filing by the Seller of all appropriate financing statements in the proper filing office in the State of Delaware under applicable law in order to perfect the security interest in the Receivables granted to the Purchaser hereunder)) required to be made by any Person and actions required to be taken or performed by any Person in any jurisdiction to give the Issuer and the Trust Collateral Agent a first priority perfected lien on, or ownership interest in, the Receivables and the proceeds thereof and the Other Conveyed Property have been made, taken or performed.

23. No Impairment. AmeriCredit has not done anything to convey any right to any Person that would result in such Person having a right to payments due under the Receivables or otherwise to impair the rights of the Issuer, the Trustee, the Trust Collateral Agent and the Noteholders in any Receivable or the proceeds thereof. Other than the security interest granted to

 

Ex-A-4


the Purchaser pursuant to this Agreement and except any other security interests that have been fully released and discharged as of the Closing Date, the Seller has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Receivables. The Seller has not authorized the filing of and is not aware of any financing statements against the Seller that include a description of collateral covering the Receivables other than any financing statement relating to the security interest granted to the Purchaser hereunder or that has been terminated. The Seller is not aware of any judgment or tax lien filings against it.

24. Receivable Not Assumable. No Receivable is assumable by another Person in a manner which would release the Obligor thereof from such Obligor’s obligations to the holder thereof with respect to such Receivable.

25. No Defenses. No Receivable is subject to any right of rescission, setoff, counterclaim or defense and no such right has been asserted or threatened with respect to any Receivable.

26. No Default. There has been no default, breach, violation or event permitting acceleration under the terms of any Receivable (other than payment delinquencies of not more than 30 days) and no condition exists or event has occurred and is continuing that with notice, the lapse of time or both would constitute a default, breach, violation or event permitting acceleration under the terms of any Receivable, and there has been no waiver of any of the foregoing. As of the Cutoff Date, no Financed Vehicle had been repossessed.

27. Insurance. At the time of an origination of a Receivable by AmeriCredit, an Originating Affiliate, a Dealer or Third-Party Lender, each Financed Vehicle is required to be covered by a comprehensive and collision insurance policy (i) in an amount at least equal to the lesser of (a) its maximum insurable value or (b) the principal amount due from the Obligor under the related Receivable, (ii) naming AmeriCredit (or an Originating Affiliate or a Titled Third-Party Lender) as loss payee and (iii) insuring against loss and damage due to fire, theft, transportation, collision and other risks generally covered by comprehensive and collision coverage. Each Receivable requires the Obligor to maintain physical loss and damage insurance, naming AmeriCredit, an Originating Affiliate or a Titled Third-Party Lender and its successors and assigns as additional insured parties, and each Receivable permits the holder thereof to obtain physical loss and damage insurance at the expense of the Obligor if the Obligor fails to do so. No Financed Vehicle is insured under a policy of Force-Placed Insurance on the Cutoff Date.

28. Remaining Principal Balance. At the Cutoff Date, the Principal Balance of each Receivable set forth in the Schedule of Receivables is true and accurate in all material respects.

29. Certain Characteristics of Receivables.

(A) Each Receivable had a remaining maturity, as of the Cutoff Date, of not more than 72 months.

(B) Each Receivable had an original maturity, as of the Cutoff Date, of not more than 72 months.

 

Ex-A-5


(C) Each Receivable had a remaining Principal Balance, as of the Cutoff Date, of at least $250 and not more than $80,000.

(D) Each Receivable had an Annual Percentage Rate, as of the Cutoff Date, of at least 1% and not more than 33%.

(E) No Receivable was more than 30 days past due as of the Cutoff Date.

(F) No funds had been advanced by AmeriCredit, any Originating Affiliate, any Dealer, any Third-Party Lender, or anyone acting on behalf of any of them in order to cause any Receivable to qualify under clause (E) above.

(G) Each Obligor had a billing address in the United States as of the date of origination of the related Receivable, is a natural person and is not an Affiliate of any party to any Related Document.

(H) Each Receivable is denominated in, and each Contract provides for payment in, United States dollars.

(I) Each Receivable is identified on the Servicer’s master servicing records as an automobile installment sales contract or installment note.

(J) Each Receivable arose under a Contract which is assignable without the consent of, or notice to, the Obligor thereunder, and does not contain a confidentiality provision that purports to restrict the ability of the Servicer to exercise its rights under the Sale and Servicing Agreement, including, without limitation, its right to review the Contract.

(K) Each Receivable arose under a Contract with respect to which AmeriCredit has performed all obligations required to be performed by it thereunder, and, in the event such Contract is an installment sales contract, delivery of the Financed Vehicle to the related Obligor has occurred.

(L) No automobile related to a Receivable was held in repossession inventory as of the Cutoff Date.

(M) No Obligor was in bankruptcy as of the Cutoff Date.

30. Interest Calculation. Each Contract provides for the calculation of interest payable thereunder under either the “simple interest” method, the “Rule of 78’s” method or the “precomputed interest” method.

31. Lockbox Account. Each Obligor has been, or will be, directed to make all payments on their related Receivable to the Lockbox Processor for deposit into the Lockbox Account.

 

Ex-A-6


32. Lien Enforcement. Each Receivable provides for enforcement of the lien or the clear legal right of repossession, as applicable, on the Financed Vehicle securing such Receivable.

33. Prospectus Supplement Description. Each Receivable conforms, and all Receivables in the aggregate conform, in all material respects to the description thereof set forth in the Prospectus Supplement.

34. Risk of Loss. Each Contract contains provisions requiring the Obligor to assume all risk of loss or malfunction on the related Financed Vehicle, requiring the Obligor to pay all sales, use, property, excise and other similar taxes imposed on or with respect to the Financed Vehicle and making the Obligor liable for all payments required to be made thereunder, without any setoff, counterclaim or defense for any reason whatsoever, subject only to the Obligor’s right of quiet enjoyment.

35. Leasing Business. To the best of the Seller’s and the Servicer’s knowledge, as appropriate, no Obligor is a Person involved in the business of leasing or selling equipment of a type similar to the Obligor’s related Financed Vehicle.

36. Consumer Leases. No Receivable constitutes a “consumer lease” under either (a) the UCC as in effect in the jurisdiction the law of which governs the Receivable or (b) the Consumer Leasing Act, 15 USC 1667.

37. Perfection. The Seller has taken all steps necessary to perfect its security interest against the related Obligors in the property securing the Receivables and will take all necessary steps on behalf of the Issuer to maintain the Issuer’s perfection of the security interest created by each Receivable in the related Financed Vehicle.

 

Ex-A-7

EX-10.3 6 dex103.htm CUSTODIAN AGREEMENT, DATED AS OF JUNE 30, 2009 Custodian Agreement, dated as of June 30, 2009

Exhibit 10.3

Execution Copy

CUSTODIAN AGREEMENT

among

AMERICREDIT FINANCIAL SERVICES, INC.,

as Custodian,

and

WELLS FARGO BANK, NATIONAL ASSOCIATION,

as Trust Collateral Agent

Dated as of June 30, 2009


THIS CUSTODIAN AGREEMENT, dated as of June 30, 2009, is made with respect to the issuance of Notes and a Certificate by AmeriCredit Automobile Receivables Trust 2009-1 (the “Issuer”), and is between AMERICREDIT FINANCIAL SERVICES, INC., as custodian (in such capacity, the “Custodian”) and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as trust collateral agent (the “Trust Collateral Agent”). Capitalized terms used herein which are not defined herein shall have the meanings set forth in the Sale and Servicing Agreement (as hereinafter defined).

W I T N E S S E T H:

WHEREAS, AmeriCredit Financial Services, Inc. (“AFS”) and AFS SenSub Corp. (“AFS SenSub”) have entered into a Purchase Agreement dated as of June 30, 2009 (the “Purchase Agreement”), pursuant to which AFS has sold, transferred and assigned to AFS SenSub all of its right, title and interest in and to the Receivables;

WHEREAS, the Issuer, AFS, as Servicer (the “Servicer”), AFS SenSub and Wells Fargo Bank, National Association, as Trust Collateral Agent and Backup Servicer, have entered into a Sale and Servicing Agreement, dated as of June 30, 2009 (the “Sale and Servicing Agreement”), pursuant to which AFS SenSub has sold, transferred and assigned to the Issuer all of AFS SenSub’s right, title and interest in and to the Receivables;

WHEREAS, the Trust Collateral Agent wishes to appoint the Custodian to hold the Receivable Files as the custodian on behalf of the Issuer and the Trust Collateral Agent;

NOW, THEREFORE, in consideration of the mutual agreements herein contained and other good and valuable consideration the receipt and adequacy of which are hereby acknowledged, the parties agree as follows:

1. Appointment of Custodian; Acknowledgement of Receipt. Subject to the terms and conditions hereof, the Trust Collateral Agent hereby revocably appoints the Custodian, but shall not be responsible for the acts or omissions of the Custodian, and the Custodian hereby accepts such appointment, as custodian and bailee on behalf of the Issuer and the Trust Collateral Agent, to maintain exclusive custody of the Receivable Files relating to the Receivables from time to time pledged to the Trust Collateral Agent as part of the Other Conveyed Property. In performing its duties hereunder, the Custodian agrees to act with reasonable care, using that degree of skill and attention that a commercial bank acting in the capacity of a custodian would exercise with respect to files relating to comparable automotive or other receivables that it services or holds for itself or others. The Custodian hereby, as of the Closing Date, acknowledges receipt of the Receivable File for each Receivable listed in the Schedule of Receivables attached as Schedule A to the Sale and Servicing Agreement subject to any exceptions noted on the Custodian’s Acknowledgement (as defined below). As evidence of its acknowledgement of such receipt of such Receivables, the Custodian shall execute and deliver on the Closing Date the Custodian’s Acknowledgement attached hereto as Exhibit A, (the “Custodian’s Acknowledgement”).

 

1


2. Maintenance of Receivables Files at Office. The Custodian agrees to maintain the Receivable Files at its office located at 4001 Embarcadero, Suite 200, Arlington, Texas 76014 or at such other office as shall from time to time be identified to the Trust Collateral Agent upon prior written notice and the Custodian will hold the Receivable Files in such office on behalf of the Issuer and the Trust Collateral Agent, clearly identified as being separate from any other instruments and files on its records, including other instruments and files held by the Custodian and in compliance with Section 3(c) hereof.

3. Duties of Custodian.

(a) [Reserved].

(b) Safekeeping. The Custodian shall hold the Receivable Files on behalf of the Trust Collateral Agent clearly identified as being separate from all other files or records maintained by the Custodian at the same location and shall maintain such accurate and complete accounts, records and computer systems pertaining to each Receivable File as will enable the Trust Collateral Agent to comply with the terms and conditions of the Sale and Servicing Agreement. Each Receivable representing tangible chattel paper (as such term is defined in the UCC) shall be stamped on both of the first page and the signature page (if different) to indicate the assignment and/or pledge of each such Receivable. Each Receivable shall be identified on the books and records of the Custodian in a manner that (i) is consistent with the practices of a commercial bank acting in the capacity of custodian with respect to similar receivables, (ii) indicates that the Receivables are held by the Custodian on behalf of the Trust Collateral Agent and (iii) is otherwise necessary, as reasonably determined by the Custodian, to comply with the terms of this Custodian Agreement. The Custodian shall conduct, or cause to be conducted, periodic physical inspections of the Receivable Files held by it under this Custodian Agreement, and of the related accounts, records and computer systems, in such a manner as shall enable the Trust Collateral Agent and the Custodian to verify the accuracy of the Custodian’s inventory and recordkeeping. Such inspections shall be conducted at such times, in such manner and by such persons including, without limitation, independent accountants, as the Trust Collateral Agent may request and the cost of such inspections shall be borne directly by the Custodian and not by the Trust Collateral Agent. The Custodian shall promptly report to the Trust Collateral Agent any failure on its part to hold the Receivable Files and maintain its accounts, records and computer systems as herein provided and promptly take appropriate action to remedy any such failure. Upon request, the Custodian shall make copies or other electronic file records (e.g. diskettes, CD’s, etc.) (the “Copies”) of the Receivable Files and shall deliver such Copies to the Trust Collateral Agent and the Trust Collateral Agent shall hold such Copies on behalf of the Noteholders. Subject to Section 3(d) hereof, the Custodian shall at all times (i) maintain the original or with respect to “electronic chattel paper” as such term is defined in the UCC, and authoritative copy of the fully executed original retail installment sales contract or promissory note and (ii) maintain the original of the Lien Certificate or application therefore (if no such Lien Certificate has yet been issued), in each case relating to each Receivable in a fireproof vault; provided, however, the Lien Certificate may be maintained electronically by the Registrar of Titles of the applicable state pursuant to applicable state laws, with confirmation thereof maintained by the Custodian or a third party service provider.

(c) Access to Records. The Custodian shall, subject only to the Custodian’s security requirements applicable to its own employees having access to similar records held by the Custodian, which requirements shall be consistent with the practices of a commercial bank

 

2


acting in the capacity of custodian with respect to similar files or records, and at such times as may be reasonably imposed by the Custodian, permit only the Noteholders and the Trust Collateral Agent or their duly authorized representatives, attorneys or auditors to inspect, at the Servicer’s expense, the Receivable Files and the related accounts, records, and computer systems maintained by the Custodian pursuant hereto at such times as the Noteholders or the Trust Collateral Agent may reasonably request.

(d) Release of Documents. Consistent with the practices of a commercial bank acting in the capacity of custodian with respect to similar files or records, the Custodian may release any Receivable in the Receivable Files to the Servicer, if appropriate, under the circumstances provided in Section 3.3(b) of the Sale and Servicing Agreement.

(e) Administration; Reports. The Custodian shall, in general, attend to all non-discretionary details in connection with maintaining custody of the Receivable Files on behalf of the Trust Collateral Agent. In addition, the Custodian shall assist the Trust Collateral Agent generally in the preparation of any routine reports to Noteholders or to regulatory bodies, to the extent necessitated by the Custodian’s custody of the Receivable Files.

(f) Review of Lien Certificates. On or before the Closing Date, the Custodian shall deliver to the Trust Collateral Agent a listing in the form attached hereto as Schedule II of Exhibit A, of all Receivables with respect to which a Lien Certificate, showing AFS (or an Originating Affiliate or a Titled Third-Party Lender) as secured party, was not included in the related Receivable File as of such date. In addition, the Custodian shall deliver to the Trust Collateral Agent an exception report in the form attached hereto as Schedule II of Exhibit A, (i) no later than the last Business Day of the calendar month during which the 90th day after the Closing Date occurred, (ii) no later than the last Business Day of the calendar month during which the 180th day after the Closing Date occurred and (iii) no later than the last Business Day of the calendar month during which the 240th day after the Closing Date occurred.

4. Instructions; Authority to Act. The Custodian shall be deemed to have received proper instructions with respect to the Receivable Files upon its receipt of written instructions signed by a Responsible Officer of the Trust Collateral Agent. Such instructions may be general or specific in terms. A copy of any such instructions shall be furnished by the Trust Collateral Agent to the Trustee and the Issuer.

5. Custodian Fee. For its services under this Agreement, the Custodian shall be entitled to reasonable compensation to be paid by the Servicer.

6. Indemnification by the Custodian. The Custodian agrees to indemnify the Issuer, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and the Trustee for any and all liabilities, obligations, losses, damage, payments, costs or expenses of any kind whatsoever (including the fees and expenses of counsel) that may be imposed on, incurred or asserted against the Issuer, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer and the Trustee and their respective officers, directors, employees, agents, attorneys and successors and assigns as the result of any act or omission in any way relating to the maintenance and custody by the Custodian of the Receivable Files; provided, however, that the Custodian shall not be liable for any portion of any such liabilities, obligations, losses, damages, payments

 

3


or costs or expenses due to the willful misfeasance, bad faith or gross negligence of the Issuer, the Owner Trustee, the Trust Collateral Agent, the Backup Servicer or the Trustee or the officers, directors, employees and agents thereof. In no event shall the Custodian be liable to any third party for acts or omissions of the Custodian.

7. Advice of Counsel. The Custodian and the Trust Collateral Agent further agree that the Custodian shall be entitled to rely and act upon advice of counsel with respect to its performance hereunder as custodian and shall be without liability for any action reasonably taken pursuant to such advice, provided that such action is not in violation of applicable Federal or state law.

8. Effective Period, Termination, and Amendment; Interpretive and Additional Provisions. This Custodian Agreement shall become effective as of the date hereof and shall continue in full force and effect until terminated as hereinafter provided. This Custodian Agreement may be amended at any time by mutual agreement of the parties hereto with the prior written consent of the Backup Servicer and the Controlling Party, and may be terminated by any party by giving written notice to the other parties, such termination to take effect no sooner than thirty (30) days after the date of such notice. So long as AFS is serving as Custodian, any termination of AFS as Servicer under the Sale and Servicing Agreement shall terminate AFS as Custodian under this Agreement. Upon any termination or amendment of this Custodian Agreement, the Trust Collateral Agent, in the case of amendments, and the party seeking termination, in the case of terminations, shall give written notice to Standard & Poor’s, a division of the McGraw-Hill Companies, Inc. (“Standard & Poor’s”), and Moody’s Investors Service, Inc. (“Moody’s”) (collectively, the “Rating Agencies”). Immediately after receipt of notice of termination of this Custodian Agreement, the Custodian shall deliver the Receivable Files to the Trust Collateral Agent on behalf of the Noteholders and at the Custodian’s expense, at such place or places as the Trust Collateral Agent may designate, and the Trust Collateral Agent, or its agent, as the case may be, shall act as custodian for such Receivables Files on behalf of the Noteholders until such time as a successor custodian has been appointed. If, within seventy-two (72) hours after the termination of this Custodian Agreement, the Custodian has not delivered the Receivable Files in accordance with the preceding sentence, the Trust Collateral Agent may enter the premises of the Custodian and remove the Receivable Files from such premises. In connection with the administration of this Agreement, the parties may agree from time to time upon the interpretation of the provisions of this Agreement as may in their joint opinion be consistent with the general tenor and purposes of this Agreement, any such interpretation to be signed by all parties and annexed hereto.

9. Governing Law. This Custodian Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to the conflict of law provisions thereof (other than Sections 5-1401 and 5-1402 of the New York General Obligations Law).

10. Notices. All demands, notices and communications hereunder shall be in writing, electronically delivered or mailed, and shall be deemed to have been duly given upon receipt (a) in the case of the Custodian, at the following address: AmeriCredit Financial Services, Inc., 801 Cherry Street, Suite 3500, Fort Worth, Texas 76102, Attention: Chief Financial Officer, (b) in the case of the Trust Collateral Agent, at the following address: Wells

 

4


Fargo Bank, National Association, Sixth and Marquette Avenue, MAC N9311–161, Minneapolis, Minnesota 55479 (facsimile number (612) 667-3464), Attention: Corporate Trust Services/Asset Backed Administration, (c) in the case of Moody’s, at the following address: 7 World Trade Center at 250 Greenwich Street, Asset Finance Group, 24th Floor, New York, New York 10007, and (d) in the case of Standard & Poor’s via electronic delivery to Servicer_reports@sandp.com; for any information not available in electronic format, hard copies should be sent to the following address: 55 Water Street, 41st floor, New York, New York 10041-0003, Attention: ABS Surveillance Group, or at such other address as shall be designated by such party in a written notice to the other parties.

11. Binding Effect. This Custodian Agreement shall be binding upon and shall inure to the benefit of the parties hereto and their respective successors and assigns. Concurrently with the appointment of a successor trustee under the Sale and Servicing Agreement, the parties hereto shall amend this Custodian Agreement to make said successor trustee, the successor to the Trust Collateral Agent hereunder.

[Remainder of page intentionally left blank]

 

5


IN WITNESS WHEREOF, each of the parties hereto has caused this Custodian Agreement to be executed in its name and on its behalf by a duly authorized officer on the day and year first above written.

 

WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Trust Collateral Agent
By:   /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President
AMERICREDIT FINANCIAL SERVICES, INC.,
as Custodian
By:   /s/ Susan B. Sheffield
  Name: Susan B. Sheffield
  Title:   Executive Vice President, Structured Finance

The foregoing Custodian Agreement is hereby confirmed and accepted as of the date first above written.

 

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2009-1,
as Issuer
By: WILMINGTON TRUST COMPANY, not in its
individual capacity but solely
as Owner Trustee on behalf of the Trust,
By:   /s/ J. Christopher Murphy
  Name: J. Christopher Murphy
  Title: Financial Services Officer

[Custodian Agreement]


EXHIBIT A

CUSTODIAN’S ACKNOWLEDGEMENT

AmeriCredit Financial Services, Inc. (the “Custodian”), acting as Custodian under a Custodian Agreement, dated as of June 30, 2009, between the Custodian and Wells Fargo Bank, National Association, as Trust Collateral Agent, pursuant to which the Custodian holds on behalf of the Trust Collateral Agent for the benefit of the Noteholders certain “Receivable Files,” as defined in the Sale and Servicing Agreement, dated as of June 30, 2009 (the “Sale and Servicing Agreement”), among AmeriCredit Automobile Receivables Trust 2009-1, AFS SenSub Corp., as Seller, AmeriCredit Financial Services, Inc., as Servicer, and Wells Fargo Bank, National Association as Trust Collateral Agent, and as Backup Servicer, hereby acknowledges receipt of the Receivable File for each Receivable listed in the Schedule of Receivables attached as Schedule A to said Sale and Servicing Agreement except as noted in the Custodian Exception List attached as Schedule I and the Lien Perfection Exception List attached as Schedule II hereto.

IN WITNESS WHEREOF, AmeriCredit Financial Services, Inc. has caused this acknowledgement to be executed by its duly authorized officer as of this 14th day of July, 2009.

 

AMERICREDIT FINANCIAL SERVICES, INC.,
as Custodian
By:    
Name:  
Title:  


SCHEDULE I

Custodian Exception List


SCHEDULE II

Lien Perfection Exception List

EX-10.9 7 dex109.htm LOCKBOX ACCOUNT AGREEMENT, DATED AS OF JUNE 30, 2009 Lockbox Account Agreement, dated as of June 30, 2009

Exhibit 10.9

EXECUTION COPY

SERIES 2009-1 LOCKBOX ACCOUNT AGREEMENT

June 30, 2009

JPMorgan Chase Bank, N.A. (“Processor”), AmeriCredit Financial Services, Inc. (“AmeriCredit”) and Wells Fargo Bank, National Association, as Trustee (the “Trustee”), agree as follows:

1. Servicing Arrangements. AmeriCredit, as Servicer (the “Servicer”), AFS SenSub Corp., as Seller (“Seller”), AmeriCredit Automobile Receivables Trust 2009-1 (the “Trust”) and the Trustee entered into a Sale and Servicing Agreement dated as of June 30, 2009 (as amended, supplemented and otherwise modified from time to time, the “Sale and Servicing Agreement”), relating to the Receivables (as such term is defined in the Sale and Servicing Agreement), pursuant to which the Receivables were sold, transferred, assigned, or otherwise conveyed to the Trust. The Sale and Servicing Agreement contemplates the engagement of a processor and includes terms for the opening of the Lockbox Account (as defined herein), and the Indenture contemplates that the Lockbox Account will be assigned and pledged to the Trust Collateral Agent. The Sale and Servicing Agreement does not include specific terms for the provision of data processing services and deposit of remittance items. Such terms are set forth in this Lockbox Account Agreement (the “Agreement”). All capitalized terms used herein and not otherwise defined herein shall have the meanings specified in the Sale and Servicing Agreement.

2. Remittance Processing Services. In order to provide a means of collection of the Receivables which will allow the Trustee to receive the proceeds of the Receivables and related security without AmeriCredit or its Affiliates having access to the funds, the parties hereto agree for the benefit of the Trustee that the banking services (the “Service(s)”) of Processor will be used for the deposit of remittances related to the Receivables and related security.

3. Customer Remittances. Third party money wire transfer providers, which shall include Western Union Financial Services, Inc. (“ACH Service”) may from time to time electronically deposit funds in the Lockbox Account (as defined herein) on behalf of Obligors and such ACH Service shall be authorized by Processor to electronically debit the Lockbox Account for the amounts of any return items from Obligors; provided, however, the electronic debit of the Lockbox Account for any return items by all ACH Services may not exceed $100,000 in the aggregate per day. Processor is authorized to establish such arrangements, on such terms deemed prudent by Processor, with such ACH Service concerning the electronic access to the Lockbox Account.

4. The Lockbox Account.

(a) Processor (ABA No. 122100024) has established account number 662633130 (the “Lockbox Account”). Pursuant to the terms of the Indenture and during the term of this Agreement, and except as otherwise required by law (e.g., for purposes of attachment, execution and other forms of legal process), all collected funds held in the Lockbox Account shall be deemed to be the Trustee’s funds, and the Trustee will have exclusive right to control such funds and to make demand upon or otherwise require Processor to make payment of any such funds to any person. In the event a successor Processor has become Processor, the successor Processor’s notice of the new Lockbox Account pursuant to Section 16 shall amend and replace the Lockbox Account above without the execution or filing of any document or any further act by any of the parties to this Agreement.


(b) Unless otherwise directed by the Trustee, AmeriCredit agrees that all collected funds on deposit in the Lockbox Account shall be transferred from the Lockbox Account within two Business Days by wire transfer in immediately available funds to the following account: Wells Fargo Bank, National Association, Account No. 0001038377 f/b/o 23360601; ABA No. 121000248 (the “Collection Account”).

(c) Each party hereto agrees that all funds deposited into the Lockbox Account will not be subject to deduction, setoff, banker’s lien, or any other similar right in favor of any person, except that Processor or ACH Service may setoff against the Lockbox Account the face amount of any check or other item deposited in and credited to such Lockbox Account which is subsequently returned for any reason or is otherwise not collected, necessary account adjustments as a result of errors and overdrafts related to return items. If there are insufficient funds in the Lockbox Account to pay items charged back to the Lockbox Account and AmeriCredit has not remitted payment within 10 days of demand therefor by Processor, the Trustee shall, upon provision of evidence satisfactory to the Trustee, make payment to Processor for any such amounts from funds in the Collection Account but, only to the extent that such amount was actually received by the Trustee. If there are insufficient funds in the Lockbox Account to pay items charged back to the Lockbox Account, AmeriCredit shall remit payment within 2 days of demand therefore by Processor.

5. Applicable Documentation. This Agreement supplements, rather than replaces, Processor’s deposit account agreement, terms and conditions, and other standard documentation in effect from time to time with respect to the Lockbox Account or the services provided in connection therewith (the “Applicable Documentation”), which Applicable Documentation will continue to apply to the Lockbox Account and such services, and the respective rights, powers, duties, obligations, liabilities and responsibilities of the parties thereto and hereto, to the extent not expressly conflicting with the provisions of this Agreement (however, in the event of any such conflict, the provisions of this Agreement shall control). Prior to issuing any instructions, the Trustee shall provide Processor with such documentation as Processor may reasonably request to establish the identity and authority of the individuals issuing instructions on behalf of the Trustee. The Trustee may request the Processor to provide other services with respect to the Lockbox Account; however, if such services are not authorized or otherwise covered under the Applicable Documentation, Processor’s decision to provide any such services shall be made in its sole discretion (including without limitation being subject to AmeriCredit and/or the Trustee executing such Applicable Documentation or other documentation as Processor may require in connection therewith).

6. Processor’s General Duties. Notwithstanding anything to the contrary in this Agreement: (i) Processor shall have only the duties and responsibilities with respect to the matters set forth herein as is expressly set forth in writing herein and shall not be deemed to be an agent, bailee or fiduciary for any party hereto; (ii) Processor shall be fully protected in acting or refraining from acting in good faith without investigation on any notice, instruction or request purportedly furnished to it by AmeriCredit or the Trustee in accordance with the terms hereof, in which case the parties hereto agree that Processor has no duty to make any further inquiry whatsoever; (iii) it is hereby acknowledged and agreed that Processor has no knowledge of (and

 

2


is not required to know) the terms and provisions of the Sale and Servicing Agreement referred to in Section 1 above or any other related documentation or whether any actions by the Trustee, AmeriCredit or any other person or entity are permitted or a breach thereunder or consistent or inconsistent therewith; and (iv) Processor shall not be liable to any party hereto or any other person for any action or failure to act under or in connection with this Agreement except to the extent such conduct constitutes its own willful misconduct or gross negligence.

7. Processing of Items. The provision of services shall be governed by the Processor’s Treasury Management Services Agreement, Commercial Account Agreement or other applicable agreements and related service terms (individually and collectively, the “Bank Agreements”), as may be amended from time to time, subject to the prior written consent to any such amendments of a material nature by the Trustee and AmeriCredit, which consents shall not be unreasonably withheld, conditioned or delayed.

8. Confidentiality. Processor agrees that all information concerning the Obligors of the Receivables which comes into Processor’s possession pursuant to this Agreement, other than that which is already known by Processor or to the general public, will be treated in a confidential manner.

9. Fees. Unless otherwise agreed by Processor, AmeriCredit shall pay Processor the fees set forth for this Service in Processor’s most current Price List as in effect from time to time, plus additional fees for the performance of services beyond the terms of this Agreement, or resulting from increased expenses incurred by the failure of AmeriCredit to furnish within a reasonable period of time following a request by Processor, data in a form acceptable to Processor. Processor shall look first to AmeriCredit for payment of such fees. If AmeriCredit fails to pay Processor within thirty (30) days of receipt of invoice but in any event no later than forty-five (45) days from the date of the invoice, Processor will notify the Trustee in writing as soon as practicable and provide to the Trustee a copy of such unpaid invoice. Subject to rights to terminate this Agreement pursuant to Section 14, Processor will continue to perform its services under this Agreement and the amount reflected in such invoice will be paid to Processor by the Trustee out of funds in the Collection Account on the next Distribution Date (as defined below), which follows by at least three Business Days the date of giving such notice to the Trustee. Any fees unpaid after such date will be considered unpaid fees. “Distribution Date” means the fifteenth day of the following calendar month, or, if such day is not a Business Day, the immediately following Business Day.

10. Processor’s Liability for Nonperformance. In performing the Services, Processor will exercise ordinary care and act in good faith. Processor shall be deemed to have exercised ordinary care if its action or failure to act is in conformity with general banking usages or is otherwise a commercially reasonable practice of the banking industry. Processor’s liability relating to its or its employees’, officers’ or agents’ performance or failure to perform hereunder, or for any other action or inaction of Processor, or its employees, officers or agents, shall be limited exclusively to the lesser of (i) any direct losses which are caused by the failure of Processor, its employees, officers or agents to exercise reasonable care and/or act in good faith, and (ii) the face amount of any item, check, payment or other funds lost or mishandled by the action or inaction of Processor. Under no circumstances will Processor be liable for any general, indirect, special, incidental, punitive or consequential damages or for damages caused, in whole or in part, by the action or inaction of AmeriCredit or the Trustee, whether or not such action or

 

3


inaction constitutes negligence. Processor will not be liable for any damage, loss, liability or delay caused by accidents, strikes, fire, flood, war, riot, equipment breakdown, electrical or mechanical failure, acts of God or any cause which is reasonably unavoidable or beyond its reasonable control. AmeriCredit agrees that the fees charged by Processor for the performance of this Service shall be deemed to have been established in contemplation of these limitations on Processor’s liability. In addition, AmeriCredit agrees to indemnify and hold Processor harmless from all liability on the part of Processor under this Section 10 except such liability as is attributable to the gross negligence of Processor.

11. Indemnification by AmeriCredit. AmeriCredit agrees to indemnify, defend and hold Processor harmless from and against any and all damage, loss, cost, expense or liability of any kind, including, without limitation, reasonable attorneys’ fees and court costs, which results, directly or indirectly, in whole or in part, from any negligence and willful misconduct or infidelity of AmeriCredit or any agent or employee of AmeriCredit, incurred in connection with this Agreement or the Lockbox Account or any interpleader proceeding relating thereto or from Processor acting upon information furnished by AmeriCredit under this Agreement. AmeriCredit will remain liable for all indemnification under this Section 11 after its removal and/or resignation as Servicer.

12. Other Agreements. Processor shall not be bound by any agreement between any of the other parties hereto irrespective of whether Processor has knowledge of the existence of any such agreement or the terms and provisions thereof.

13. Records. This Agreement and the performance by Processor of the Services hereunder shall not relieve Processor of any obligation imposed by law or contract regarding the maintenance of records.

14. Amendment and Termination. This Agreement may only be amended in writing signed by all parties to this Agreement. AmeriCredit or Trustee may immediately terminate this Agreement for cause, provided, however, that a similar agreement has been executed with a successor processor reasonably acceptable to the Trustee or the Trustee has consented to such termination. The Trustee may immediately terminate this Agreement and shall do so upon written notice to the other parties hereto. Otherwise, any party may terminate this Agreement on sixty (60) days’ prior written notice to the others; provided, however, that AmeriCredit shall promptly notify the Trustee of receipt of any such notice and shall arrange for alternative account services satisfactory to the Trustee prior to the termination of the Services.

15. Successor Servicer. Each of Processor and the Trustee agrees that if the Servicer has been terminated or resigns as Servicer, this Agreement shall not thereupon terminate and the successor servicer appointed pursuant to the Sale and Servicing Agreement shall succeed, except as otherwise provided herein, to all rights, benefits, duties and obligations of the Servicer hereunder. Prior to the termination or resignation of the Trustee or the Servicer, the Trustee or the Servicer, respectively, shall provide notice to Processor in accordance with the terms and conditions to which each of the Trustee or the Servicer, respectively, is itself entitled upon termination or resignation.

 

4


16. Successor Processor. Any company or national banking association into which Processor may be merged or converted or with which it may be consolidated, or any company or national banking association resulting from any merger, conversion or consolidation to which it shall be a party or any company or national association to which Processor may sell or transfer all or substantially all of its business (provided any such company or national banking association shall be a company organized under the laws of any state of the United States or a national banking association and shall be eligible to perform all of the duties imposed upon it by this Agreement) shall be the successor to Processor hereunder without the execution or filing of any document or any further act by any of the parties to this Agreement; provided, however, that Processor notify the Trustee and AmeriCredit of any such merger, conversion or consolidation within 30 days of its occurrence. If such successor requires the establishment of a new account, then the successor Processor shall as soon as practicable after the occurrence of any such merger, conversion or consolidation (i) establish the new Lockbox Account and (ii) send written notice to the Trustee and AmeriCredit with respect to the new Lockbox Account number.

17. Governing Law. This Agreement shall be governed by the laws of the State of Texas. All parties hereby waive all rights to a trial by jury in any action or proceeding relating to Lockbox Account or this Agreement.

18. Notices. All written notices required by this Agreement shall be delivered or mailed to the other parties at the addresses set forth below or to such other address as a party may specify in writing.

 

Processor:    JPMorgan Chase Bank, N.A.
   2200 Ross Avenue, Floor 10
   Mail code TX1-2946,
   Dallas, TX 75201-2787
   Attention: Belinda Crow
   With a copy to:
   JPMorgan Chase Bank, N.A.
   2200 Ross Avenue, Floor 3
   Mail code TX1-2903,
   Dallas, TX 75201-2787
   Attention: Michael Lister
AmeriCredit:    AmeriCredit Financial Services, Inc.
   801 Cherry Street, Suite 3500
   Fort Worth, Texas 76102
   Attention: Chief Financial Officer
Trustee:    Wells Fargo Bank, National Association
   Sixth Street and Marquette Avenue
   MAC N9311-161
   Minneapolis, Minnesota 55479
   Attention: AmeriCredit Automobile Receivables Trust 2009-1

 

5


19. Bankruptcy. Processor hereby covenants and agrees that, prior to the date which is one year and one day after the payment in full of the Notes and all amounts owed under the Indenture and the Sale and Servicing Agreement, Processor will not institute against or join with any other person in instituting against the Trust, any proceeding or file any petition against the Trust under any bankruptcy, insolvency or similar law for the relief or aid of debtors (including, without limitation, Title 11 of the United States Code or any amendment thereto), seeking the dissolution, liquidation, arrangement, reorganization or similar relief of the Trust or the appointment of a receiver, trustee, custodian or liquidator of the Trust, or issue any writ, order, judgment warrant of attachment, execution or similar process against a substantial part of the property, assets or business of the Trust. This covenant shall survive the termination of this Agreement.

[Remainder of Page Intentionally Left Blank]

 

6


PROCESSOR:     AMERICREDIT:
JPMORGAN CHASE BANK, N.A.     AMERICREDIT FINANCIAL SERVICES, INC.
By:    /s/ Brian R. Panick     By:    /s/ Susan B. Sheffield
  Name: Brian R. Panick       Name: Susan B. Sheffield
  Title: GTS Officer – Contract Specialist      

Title: Executive Vice President,

Structured Finance

 

TRUSTEE:
WELLS FARGO BANK,
NATIONAL ASSOCIATION,
as Trustee
By:    /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President

[Series 2009-1 Lockbox Account Agreement]

EX-10.10 8 dex1010.htm LOCKBOX PROCESSING AGREEMENT, DATED JUNE 30, 2009 Lockbox Processing Agreement, dated June 30, 2009

Exhibit 10.10

EXECUTION COPY

SERIES 2009-1 LOCKBOX PROCESSING AGREEMENT

June 30, 2009

Regulus Group II LLC (“Processor”), AmeriCredit Financial Services, Inc. (“AmeriCredit”) and Wells Fargo Bank, National Association, as Trustee (the “Trustee”), agree as follows:

1. Servicing Arrangements. AmeriCredit, as Servicer (the “Servicer”), AFS SenSub Corp., as Seller (“Seller”), AmeriCredit Automobile Receivables Trust 2009-1 (the “Trust”) and the Trustee entered into a Sale and Servicing Agreement dated as of June 30, 2009 (as amended, supplemented and otherwise modified from time to time, the “Sale and Servicing Agreement”), relating to the Receivables (as such term is defined in the Sale and Servicing Agreement), pursuant to which the Receivables were sold, transferred, assigned, or otherwise conveyed to the Trust. The Sale and Servicing Agreement contemplates the engagement of a processor for lockbox services, and the Indenture contemplates that the Lockbox Account (as defined herein) will be assigned and pledged to the Trust Collateral Agent. The Sale and Servicing Agreement does not include specific terms for the provision of data processing services of remittance items. Such terms are set forth in this Lockbox Processing Agreement (the “Agreement”). All capitalized terms used herein and not otherwise defined herein shall have the meanings specified in the Sale and Servicing Agreement.

2. Remittance Processing Services. In order to provide a means of collection of the Receivables which will allow the Trustee to receive the proceeds of the Receivables and related security without AmeriCredit or its Affiliates having access to the funds, the parties hereto agree for the benefit of the Trustee that the processing services (the “Service(s)”) of Processor will be used for the collection and the deposit of remittances related to the Receivables and related security.

3. Customer Remittances. Obligors of the Receivables will be directed by AmeriCredit to forward their remittances to Processor at a post office address (the “Lockbox”) assigned by Processor. Processor, acting for the exclusive benefit of the Trustee, shall have unrestricted and exclusive access to the mail directed to this address. AmeriCredit agrees to notify Processor thirty (30) days in advance of any change in Obligor remittance statements and/or mailing schedule.

4. Collection of Mail. Processor will collect mail from the Lockbox at regular intervals each business day, but not less than two times daily.

5. Endorsement of Items. Processor will process, on behalf of AmeriCredit, checks and other deposited items that appear to be for deposit to the credit of AmeriCredit or its Affiliates in accordance with Processor’ Lockbox Processing Agreement and Instructions, or other applicable agreement and related service terms (individually and collectively, the “Regulus Documentation”), as appropriate.


6. Credit of Funds to Account.

(a) Processor will process the checks and other deposited items and credit the total amount to the account described below (the “Lockbox Account”). The Lockbox Account will be established at JPMorgan Chase Bank, N.A. (ABA No.: 122100024) as account number 662633130. The Lockbox Account will be maintained and all banking functions will be provided by JPMorgan Chase Bank, N.A.

(b) Unless otherwise directed by the Trustee, AmeriCredit agrees that all collected funds on deposit in the Lockbox Account shall be transferred from the Lockbox Account within two Business Days by wire transfer in immediately available funds to the following account: Wells Fargo Bank, National Association, Account No. 0001038377 f/b/o 23360601; ABA No. 121000248 (the “Collection Account”).

7. Regulus Documentation. This Agreement supplements, rather than replaces, the Regulus Documentation, terms and conditions, and other standard documentation in effect from time to time with respect to the Lockbox or the services provided in connection by Regulus in connection therewith. The Regulus Documentation will continue to apply to the Lockbox and such services, and the respective rights, powers, duties, obligations, liabilities and responsibilities of the parties thereto and hereto, to the extent not expressly conflicting with the provisions of this Agreement (however, in the event of any such conflict, the provisions of this Agreement shall control). Prior to issuing any instructions, the Trustee shall provide Processor with such documentation as Processor may reasonably request to establish the identity and authority of the individuals issuing instructions on behalf of the Trustee. The Trustee may request the Processor to provide other services with respect to the Lockbox; however, if such services are not authorized or otherwise covered under the Regulus Documentation, Processor’s decision to provide any such services shall be made in its sole discretion (including without limitation being subject to AmeriCredit and/or the Trustee executing the Regulus Documentation or other documentation as Processor may require in connection therewith).

8. Processor’s General Duties. Notwithstanding anything to the contrary in this Agreement: (i) Processor shall have only the duties and responsibilities with respect to the matters set forth herein as is expressly set forth in writing herein and shall not be deemed to be an agent, bailee or fiduciary for any party hereto; (ii) Processor shall be fully protected in acting or refraining from acting in good faith without investigation on any notice, instruction or request purportedly furnished to it by AmeriCredit or the Trustee in accordance with the terms hereof, in which case the parties hereto agree that Processor has no duty to make any further inquiry whatsoever; (iii) it is hereby acknowledged and agreed that Processor has no knowledge of (and is not required to know) the terms and provisions of the Sale and Servicing Agreement referred to in Section 1 above or any other related documentation or whether any actions by the Trustee, AmeriCredit or any other person or entity are permitted or a breach thereunder or consistent or inconsistent therewith; and (iv) Processor shall not be liable to any party hereto or any other person for any action or failure to act under or in connection with this Agreement except to the extent such conduct constitutes its own willful misconduct or gross negligence.

9. Processing of Items. The provision of services shall be governed by the Regulus Documentation or other applicable agreements and related service terms, as may be amended from time to time, subject to the prior written consent to any such amendments of a material nature by the Trustee and AmeriCredit, which consents shall not be unreasonably withheld, conditioned or delayed.

 

2


10. Trust Correspondence. Any envelopes collected from the Lockbox which contain correspondence and other documents (including, but not limited to, certificates of title, tax receipts, insurance policy endorsements and any other documents or communications of or relating to the Receivables) will be sent to the Servicer at its current address. Any enclosed payment(s), coupon(s) or check(s) will be processed and deposited by Processor in accordance with the provisions of the Agreement.

11. Confidentiality. Processor agrees that all information concerning the Obligors of the Receivables which comes into Processor’s possession pursuant to this Agreement, other than that which is already known by Processor or to the general public, will be treated in a confidential manner.

12. Fees. Unless otherwise agreed by Processor, AmeriCredit shall pay Processor the fees set forth for this Service in Processor’s most current Price List as in effect from time to time, plus additional fees for the performance of services beyond the terms of this Agreement, or resulting from increased expenses incurred by the failure of AmeriCredit to furnish within a reasonable period of time following a request by Processor, data in a form acceptable to Processor. Processor shall look first to AmeriCredit for payment of such fees. If AmeriCredit fails to pay Processor within thirty (30) days of receipt of invoice but in any event no later than forty-five (45) days from the date of the invoice, Processor will notify the Trustee in writing as soon as practicable and provide to the Trustee a copy of such unpaid invoice. Subject to rights to terminate this Agreement pursuant to Section 17, Processor will continue to perform its services under this Agreement and the amount reflected in such invoice will be paid to Processor by the Trustee out of funds in the Collection Account on the next Distribution Date (as defined below), which follows by at least three Business Days the date of giving such notice to the Trustee. Any fees unpaid after such date will be considered unpaid fees. “Distribution Date” means the fifteenth day of the following calendar month, or, if such day is not a Business Day, the immediately following Business Day.

13. Processor’s Liability for Nonperformance. In performing the Services, Processor will exercise ordinary care and act in good faith. Processor shall be deemed to have exercised ordinary care if its action or failure to act is in conformity with general information technology processing standards. Processor’s liability relating to its or its employees’, officers’ or agents’ performance or failure to perform hereunder, or for any other action or inaction of Processor, or its employees, officers or agents, shall be limited exclusively to the lesser of (i) any direct losses which are caused by the failure of Processor, its employees, officers or agents to exercise reasonable care and/or act in good faith, and (ii) the face amount of any item, check, payment or other funds lost or mishandled by the action or inaction of Processor. Under no circumstances will Processor be liable for any general, indirect, special, incidental, punitive or consequential damages or for damages caused, in whole or in part, by the action or inaction of AmeriCredit or the Trustee, whether or not such action or inaction constitutes negligence. Processor will not be liable for any damage, loss, liability or delay caused by accidents, strikes, fire, flood, war, riot, equipment breakdown, electrical or mechanical failure, acts of God or any cause which is reasonably unavoidable or beyond its reasonable control. AmeriCredit agrees that the fees charged by Processor for the performance of this Service shall be deemed to have been established in contemplation of these limitations on Processor’s liability. In addition, AmeriCredit agrees to indemnify and hold Processor harmless from all liability on the part of Processor under this Section 13 except such liability as is attributable to the gross negligence of Processor.

 

3


14. Indemnification by AmeriCredit. AmeriCredit agrees to indemnify, defend and hold Processor harmless from and against any and all damage, loss, cost, expense or liability of any kind, including, without limitation, reasonable attorneys’ fees and court costs, which results, directly or indirectly, in whole or in part, from any negligence and willful misconduct or infidelity of AmeriCredit or any agent or employee of AmeriCredit, incurred in connection with this Agreement or the Lockbox or any interpleader proceeding relating thereto or from Processor acting upon information furnished by AmeriCredit under this Agreement. AmeriCredit will remain liable for all indemnification under this Section 14 after its removal and/or resignation as Servicer.

15. Other Agreements. Processor shall not be bound by any agreement between any of the other parties hereto irrespective of whether Processor has knowledge of the existence of any such agreement or the terms and provisions thereof.

16. Records. This Agreement and the performance by Processor of the Services hereunder shall not relieve Processor of any obligation imposed by law or contract regarding the maintenance of records.

17. Amendment and Termination. This Agreement may only be amended in writing signed by all parties to this Agreement. AmeriCredit or Trustee may immediately terminate this Agreement for cause, provided, however, that a similar agreement has been executed with a successor processor reasonably acceptable to the Trustee or the Trustee has consented to such termination. The Trustee may immediately terminate this Agreement and shall do so upon written notice to the other parties hereto. Otherwise, any party may terminate this Agreement on sixty (60) days’ prior written notice to the others; provided, however, that AmeriCredit shall promptly notify the Trustee of receipt of any such notice and shall arrange for alternative lockbox processing services satisfactory to the Trustee prior to the termination of the Services.

18. Successor Servicer. Each of Processor and the Trustee agrees that if the Servicer has been terminated or resigns as Servicer, this Agreement shall not thereupon terminate and the successor servicer appointed pursuant to the Sale and Servicing Agreement shall succeed, except as otherwise provided herein, to all rights, benefits, duties and obligations of the Servicer hereunder. Prior to the termination or resignation of the Trustee or the Servicer, the Trustee or the Servicer, respectively, shall provide notice to Processor in accordance with the terms and conditions to which each of the Trustee or the Servicer, respectively, is itself entitled upon termination or resignation.

19. Successor Processor. Any company or national banking association into which Processor may be merged or converted or with which it may be consolidated, or any company or national banking association resulting from any merger, conversion or consolidation to which it shall be a party or any company or national association to which Processor may sell or transfer all or substantially all of its business (provided any such company or national banking association shall be a company organized under the laws of any state of the United States or a national banking association and shall be eligible to perform all of the duties imposed upon it by

 

4


this Agreement) shall be the successor to Processor hereunder without the execution or filing of any document or any further act by any of the parties to this Agreement; provided, however, that Processor notify the Trustee and AmeriCredit of any such merger, conversion or consolidation within 30 days of its occurrence.

20. Governing Law. This Agreement shall be governed by the laws of the State of Texas. All parties hereby waive all rights to a trial by jury in any action or proceeding relating to Lockbox or this Agreement.

21. Notices. All written notices required by this Agreement shall be delivered or mailed to the other parties at the addresses set forth below or to such other address as a party may specify in writing.

 

Processor:    Regulus Group II LLC
   450 Raritan Center Parkway
   Edison, New Jersey 08837
   Attention: Chief Financial Officer
   With a copy to:
   Rosensteel Law
   90 Park Avenue, 17th Floor
   New York, New York 10016
   Attention: Edward M. Rosensteel, Esq.
AmeriCredit:    AmeriCredit Financial Services, Inc.
   801 Cherry Street, Suite 3500
   Fort Worth, Texas 76102
   Attention: Chief Financial Officer
Trustee:    Wells Fargo Bank, National Association
   Sixth Street and Marquette Avenue
   MAC N9311-161
   Minneapolis, Minnesota 55479
   Attention: AmeriCredit Automobile Receivables Trust 2009-1

22. Bankruptcy. Processor hereby covenants and agrees that, prior to the date which is one year and one day after the payment in full of the Notes and all amounts owed under the Indenture and the Sale and Servicing Agreement, Processor will not institute against or join with any other person in instituting against the Trust, any proceeding or file any petition against the Trust under any bankruptcy, insolvency or similar law for the relief or aid of debtors (including, without limitation, Title 11 of the United States Code or any amendment thereto), seeking the dissolution, liquidation, arrangement, reorganization or similar relief of the Trust or the appointment of a receiver, trustee, custodian or liquidator of the Trust, or issue any writ, order, judgment warrant of attachment, execution or similar process against a substantial part of the property, assets or business of the Trust. This covenant shall survive the termination of this Agreement.

 

5


PROCESSOR:     AMERICREDIT:
REGULUS GROUP II LLC     AMERICREDIT FINANCIAL SERVICES, INC.
By:    /s/ Kathleen Hamburger     By:    /s/ Susan B. Sheffield
  Name: Kathleen Hamburger       Name: Susan B. Sheffield
  Title: CEO & President      

Title: Executive Vice President,

Structured Finance

 

TRUSTEE:
WELLS FARGO BANK,
NATIONAL ASSOCIATION,
as Trustee
By:    /s/ Marianna C. Stershic
  Name: Marianna C. Stershic
  Title: Vice President

[Series 2009-1 Lockbox Processing Agreement]

-----END PRIVACY-ENHANCED MESSAGE-----