EX-99.1 8 dex991.htm STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF THE CUTOFF DATE Statistical information for the receivables as of the Cutoff Date

Exhibit 99.1

AmeriCredit Corp.

Composition of the Receivables

APART 2007-1 Initial Cut

5/24/07*

 

    New   Used   Total

Aggregate Principal Balance (1)

   $413,961,121.92   $536,044,529.95   $950,005,651.87

Number of Receivables in Pool

   17,365   29,965   47,330

Percent of Pool by Principal Balance

   43.57%   56.43%   100.00%

Average Principal Balance

   $23,838.82   $17,889.02   $20,071.96

Range of Principal Balances

   $(253.39) to $(128,801.69)   $(286.85) to $(142,107.71)  

Weighted Average APR (1)

   10.18%   10.62%   10.43%

Range of APRs

   (4.00)% to (22.25)%   (4.00)% to (22.95)%  

Weighted Average Remaining Term

   69   67   68

Range of Remaining Terms

   (3 to 96 months)   (3 to 96 months)  

Weighted Average Original Term (2)

   81   75   78

Range of Original Terms

   (24 to 97 months)   (13 to 97 months)  
(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance.
(2) The original term may reflect a period longer than 96 months depending on the due date of the first contractual payment.

Distribution of the Receivables by Score as of the Cutoff Date

 

FICO Distribution

   

Term Distribution

     Percent of Aggregate         Percent of Aggregate

Credit Bureau Score (2)

   

Principal Balance (3)

   

Original Term (5)

   

Principal Balance (3)

<600

    0.03%    <=60    13.33%

600-639

    15.93%    61-72    39.62%

640-679

    20.06%    73-84    26.44%

680-719

    20.67%    >=85    20.61%
            

720-759

    20.52%      

760-799

    14.68%      

800+

    8.11%      
            
Weighted Average Score    Weighted Average Term

708

   

78

LTV Range

    90% lies between 83% and 163%
Weighted Average LTV    119.84%
(1) Proprietary credit score, scaled from 135 to 320, developed and utilized by AmeriCredit to support the credit approval and pricing process.
(2) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.
(3) Percentages may not add to 100% because of rounding.
(4) LTV is calculated as the total amount financed, including taxes and ancillary products, over the NADA value of the vehicle at the time of the contract.
(5) Maximum Original Term not more than 96 monthly payments.

 

* Receivable information is through close of business on date indicated.

AmeriCredit Corp.

Distribution of the Receivables by APR as of the Cutoff Date

APART 2007-1 Initial Cut

5/25/07*

Distribution of the Receivables by APR as of the Cutoff Date

 

APR Range (1)   

Aggregate Principal

Balance as of Cutoff

Date

   

Percent of Aggregate

Principal Balance (2)

    

Number of

Receivables

   

Percent of Number of

Receivables (2)

  
4.000%-4.999%    89,968.81    0.01 %   8    0.02 %
5.000%-5.999%    3,457,460.41    0.36 %   212    0.45 %
6.000%-6.999%    30,195,055.84    3.18 %   1,609    3.40 %
7.000%-7.999%    89,276,880.62    9.40 %   4,310    9.11 %
8.000%-8.999%    183,710,334.67    19.34 %   8,270    17.47 %
9.000%-9.999%    203,044,986.65    21.37 %   9,275    19.60 %
10.000%-10.999%    138,000,314.99    14.53 %   6,751    14.26 %
11.000%-11.999%    99,204,117.39    10.44 %   5,138    10.86 %
12.000%-12.999%    64,848,953.71    6.83 %   3,622    7.65 %
13.000%-13.999%    53,035,727.21    5.58 %   2,940    6.21 %
14.000%-14.999%    34,497,620.74    3.63 %   2,007    4.24 %
15.000%-15.999%    25,098,234.10    2.64 %   1,475    3.12 %
16.000%-16.999%    15,143,955.79    1.59 %   951    2.01 %
17.000%-17.999%    5,907,736.98    0.62 %   412    0.87 %
18.000%-18.999%    3,399,959.58    0.36 %   259    0.55 %
19.000%-19.999%    811,470.81    0.09 %   62    0.13 %
20.000%-20.999%    164,742.67    0.02 %   16    0.03 %
21.000%-21.999%    67,799.99    0.01 %   10    0.02 %
22.000%-22.999%    50,330.91    0.01 %   3    0.01 %
TOTAL    950,005,651.87    100.00 %   47,330    100.00 %
                      
(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

* Receivable information is through close of business on date indicated.

 

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AmeriCredit Corp.

Distribution of the Receivables by Geographic Location of Obligor

APART 2007-1 Initial Cut

5/25/07*

 

State

   

Aggregate Principal

Balance as of Cutoff

Date (1)

   

Percent of Aggregate

Principal Balance (2)

    

Number of

Receivables

   

Percent of Number of

Receivables (2)

  

Alabama

      8,773,392.09    0.92 %   453    0.96 %

Arizona

      28,255,656.47    2.97 %   1,280    2.70 %

Arkansas

      2,276,142.52    0.24 %   126    0.27 %

California

      144,835,233.28    15.25 %   6,175    13.05 %

Colorado

      20,521,540.85    2.16 %   952    2.01 %

Connecticut

      3,889,453.68    0.41 %   234    0.49 %

Delaware

      1,811,867.52    0.19 %   93    0.20 %

Florida

      117,282,644.85    12.35 %   5,968    12.61 %

Georgia

      34,252,061.79    3.61 %   1,667    3.52 %

Idaho

      2,717,968.63    0.29 %   142    0.30 %

Illinois

      36,464,445.35    3.84 %   2,070    4.37 %

Indiana

      28,745,925.71    3.03 %   1,493    3.15 %

Iowa

      1,776,430.48    0.19 %   111    0.23 %

Kansas

      3,165,589.58    0.33 %   165    0.35 %

Kentucky

      21,805,228.23    2.30 %   1,138    2.40 %

Louisiana

      11,399,127.97    1.20 %   637    1.35 %

Maryland

      9,051,447.63    0.95 %   464    0.98 %

Massachusetts

      8,727,110.29    0.92 %   458    0.97 %

Michigan

      23,491,833.56    2.47 %   1,365    2.88 %

Minnesota

      2,663,546.44    0.28 %   166    0.35 %

Mississippi

      6,379,342.11    0.67 %   349    0.74 %

Missouri

      13,113,201.79    1.38 %   735    1.55 %

Nevada

      19,100,093.28    2.01 %   810    1.71 %

New Hampshire

      4,254,578.40    0.45 %   237    0.50 %

New Jersey

      14,533,371.10    1.53 %   767    1.62 %

New Mexico

      23,036,264.16    2.42 %   1,034    2.18 %

New York

      8,712,042.66    0.92 %   501    1.06 %

North Carolina

      26,593,788.43    2.80 %   1,340    2.83 %

Ohio

      49,561,531.11    5.22 %   2,843    6.01 %

Oklahoma

      15,017,534.31    1.58 %   731    1.54 %

Oregon

      5,129,234.40    0.54 %   280    0.59 %

Pennsylvania

      22,295,192.05    2.35 %   1,170    2.47 %

South Carolina

      12,557,213.53    1.32 %   648    1.37 %

Tennessee

      77,097,122.31    8.12 %   3,690    7.80 %

Texas

      99,866,161.33    10.51 %   4,866    10.28 %

Utah

      2,696,614.92    0.28 %   130    0.27 %

Virginia

      11,281,979.96    1.19 %   577    1.22 %

Washington

      7,368,863.52    0.78 %   377    0.80 %

West Virginia

      10,483,151.93    1.10 %   572    1.21 %

Wisconsin

      2,645,692.29    0.28 %   168    0.35 %

Other (3)

      6,376,031.36    0.67 %   348    0.74 %
                        

TOTAL

    $ 950,005,651.87    100.00 %   47,330    100.00 %
                        
(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States with aggregate principal balances less than $1,000,000.

 

* Receivable information is through close of business on date indicated.

 

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