EX-99.1 16 dex991.htm STATISTICAL INFORMATION Statistical Information

Exhibit 99.1

AmeriCredit Corp.

Composition of the Receivables

2007-B-F Initial cut

4/12/07*

 

     New     Used     Total

Aggregate Principal Balance (1)

   $ 385,471,204.22     $ 1,227,433,790.21     $ 1,612,904,994.43

Number of Receivables in Pool

     17,104       73,884       90,988

Percent of Pool by Principal Balance

     23.90%       76.10%       100.00%

Average Principal Balance

   $ 22,536.90     $ 16,612.99     $ 17,726.57

Range of Principal Balances

   ($ 286.75 to $70,321.39 )   ($ 274.97 to $70,815.39 )  

Weighted Average APR (1)

     15.39%       17.24%       16.80%

Range of APRs

     (2.40% to 26.50% )     (4.90% to 30.49% )  

Weighted Average Remaining Term

     70       67       68

Range of Remaining Terms

     (3 to 72 months )     (3 to 72 months )  

Weighted Average Original Term

     72       69       69

Range of Original Terms

     (24 to 72 months )     (24 to 72 months )  

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance.

Distribution of the Receivables by Score as of the Cutoff Date

 

     AmeriCredit Score (1)    Percent of Aggregate
Principal Balance (3)
    Credit Bureau Score (2)    Percent of Aggregate
Principal Balance (3)
 
   <215    2.53 %     
   215-224    20.43 %   <540    13.85 %
   225-244    40.24 %   540-599    39.17 %
   245-259    21.39 %   600-659    35.47 %
   260+    15.41 %   660+    11.51 %
                      

Weighted Average Score

   240     597  
            

(1) Proprietary credit score, scaled from 135 to 320, developed and utilized by AmeriCredit to support the credit approval and pricing process.
(2) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.
(3) Percentages may not add to 100% because of rounding.
* Receivable information is through close of business on date indicated.


AmeriCredit Corp.

Distribution of the Receivables by APR as of the Cutoff Date

2007-B-F Initial cut

4/12/07*

Distribution of the Receivables by APR as of the Cutoff Date

 

APR Range (1)

   Aggregate Principal
Balance as of Cutoff
Date
   Percent of Aggregate
Principal Balance (2)
  Number of Receivables    Percent of Number of
Receivables (2)
2.000%-2.999%    198,736.59        0.01%   7        0.01%
3.000%-3.999%    211,723.30        0.01%   8        0.01%
4.000%-4.999%    888,051.99        0.06%   29        0.03%
5.000%-5.999%    866,419.33        0.05%   36        0.04%
6.000%-6.999%    3,509,240.12        0.22%   151        0.17%
7.000%-7.999%    8,700,289.61        0.54%   415        0.46%
8.000%-8.999%    21,210,001.97        1.32%   952        1.05%
9.000%-9.999%    46,377,096.11        2.88%   2,208        2.43%
10.000%-10.999%    56,352,342.74        3.49%   2,678        2.94%
11.000%-11.999%    71,142,850.59        4.41%   3,492        3.84%
12.000%-12.999%    92,797,684.20        5.75%   4,657        5.12%
13.000%-13.999%    99,541,575.19        6.17%   5,063        5.56%
14.000%-14.999%    117,816,395.21        7.30%   6,090        6.69%
15.000%-15.999%    129,659,180.64        8.04%   6,990        7.68%
16.000%-16.999%    153,806,029.15        9.54%   8,302        9.12%
17.000%-17.999%    157,215,866.37        9.75%   8,970        9.86%
18.000%-18.999%    225,662,175.18      13.99%   12,865      14.14%
19.000%-19.999%    95,043,294.77        5.89%   5,968        6.56%
20.000%-20.999%    93,272,029.66        5.78%   6,042        6.64%
21.000%-21.999%    97,610,586.85        6.05%   6,452        7.09%
22.000%-22.999%    59,324,378.24        3.68%   3,997        4.39%
23.000%-23.999%    48,521,522.74        3.01%   3,231        3.55%
24.000%-24.999%    27,244,924.72        1.69%   1,952        2.15%
25.000%-25.999%    4,655,471.80        0.29%   327        0.36%
26.000%-26.999%    833,943.95        0.05%   66        0.07%
27.000%-27.999%    391,379.26        0.02%   34        0.04%
28.000%-28.999%    24,227.36        0.00%   2        0.00%
29.000%-29.999%    22,866.78        0.00%   3        0.00%
30.000%-30.999%    4,710.01        0.00%   1        0.00%
                  
TOTAL    1,612,904,994.43    100.00%   90,988    100.00%
                  

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.
* Receivable information is through close of business on date indicated.


AmeriCredit Corp.

Distribution of the Receivables by Geographic Location of Obligor

2007-B-F Initial cut

4/12/07*

 

State

   Aggregate Principal
Balance as of Cutoff
Date (1)
   Percent of Aggregate
Principal Balance (2)
 

Number of

Receivables

   Percent of Number of
Receivables (2)
Alabama      36,425,571.05        2.26%   2,067        2.27%
Alaska      1,517,990.40        0.09%   86        0.09%
Arizona      32,891,421.97        2.04%   1,765        1.94%
Arkansas      19,056,975.08        1.18%   1,109        1.22%
California      147,365,701.05        9.14%   7,286        8.01%
Colorado      20,405,718.79        1.27%   1,141        1.25%
Connecticut      11,285,231.99        0.70%   651        0.72%
Delaware      5,727,668.61        0.36%   341        0.37%
District of Columbia      2,360,952.57        0.15%   136        0.15%
Florida      166,299,785.32      10.31%   9,049        9.95%
Georgia      60,266,003.32        3.74%   3,302        3.63%
Hawaii      9,147,155.24        0.57%   475        0.52%
Idaho      3,152,166.67        0.20%   183        0.20%
Illinois      66,262,108.12        4.11%   3,930        4.32%
Indiana      40,520,926.76        2.51%   2,427        2.67%
Iowa      8,102,458.81        0.50%   496        0.55%
Kansas      7,250,486.79        0.45%   429        0.47%
Kentucky      31,363,270.43        1.94%   1,845        2.03%
Louisiana      30,944,219.40        1.92%   1,720        1.89%
Maine      5,672,754.05        0.35%   372        0.41%
Maryland      24,271,076.43        1.50%   1,345        1.48%
Massachusetts      27,340,988.03        1.70%   1,646        1.81%
Michigan      39,462,659.14        2.45%   2,496        2.74%
Minnesota      11,458,253.74        0.71%   728        0.80%
Mississippi      26,765,072.65        1.66%   1,462        1.61%
Missouri      24,687,770.92        1.53%   1,542        1.69%
Nebraska      4,900,405.04        0.30%   309        0.34%
Nevada      21,600,088.86        1.34%   1,159        1.27%
New Hampshire      5,112,876.93        0.32%   358        0.39%
New Jersey      28,856,861.68        1.79%   1,655        1.82%
New Mexico      16,839,002.44        1.04%   918        1.01%
New York      61,792,740.39        3.83%   3,745        4.12%
North Carolina      51,169,476.33        3.17%   2,839        3.12%
North Dakota      1,019,751.97        0.06%   67        0.07%
Ohio      89,236,584.51        5.53%   5,578        6.13%
Oklahoma      19,520,206.21        1.21%   1,118        1.23%
Oregon      13,355,922.00        0.83%   804        0.88%
Pennsylvania      67,232,552.02        4.17%   4,048        4.45%
Rhode Island      4,405,086.01        0.27%   260        0.29%
South Carolina      22,716,172.07        1.41%   1,286        1.41%
South Dakota      1,960,169.01        0.12%   140        0.15%
Tennessee      42,388,619.56        2.63%   2,378        2.61%
Texas      202,353,405.31      12.55%   10,609      11.66%
Utah      8,288,694.79        0.51%   440        0.48%
Vermont      1,900,606.69        0.12%   117        0.13%
Virginia      29,753,074.52        1.84%   1,715        1.88%
Washington      22,919,993.07        1.42%   1,255        1.38%
West Virginia      14,542,391.50        0.90%   849        0.93%
Wisconsin      17,901,256.63        1.11%   1,148        1.26%
Wyoming      2,107,992.20        0.13%   102        0.11%
Other (3)      1,026,677.36        0.06%   62        0.07%
                    
TOTAL    $ 1,612,904,994.43    100.00%   90,988    100.00%
                    

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States with aggregate principal balances less than $1,000,000.
* Receivable information is through close of business on date indicated.