EX-99.1 16 dex991.htm STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF THE INITIAL CUTOFF DATE Statistical information for the receivables as of the Initial Cutoff Date

Exhibit 99.1

AmeriCredit Corp.

Composition of the Receivables

2006-R-M Stat Cut

4/17/06*

 

     New     Used     Total  

Aggregate Principal Balance (1)

    $ 281,542,409.80     $ 786,455,352.01     $ 1,067,997,761.81  

Number of Receivables in Pool

      13,069       49,874       62,943  

Percent of Pool by Principal Balance

      26.36 %     73.64 %     100.00 %

Average Principal Balance

    $ 21,542.77     $ 15,768.84     $ 16,967.70  

Range of Principal Balances

      ($278.95 to $76,502.82)       ($312.28 to $61,609.55)    

Weighted Average APR (1)

      15.30 %     17.61 %     17.00 %

Range of APRs

      (1.90% to 25.95%)       (2.70% to 29.95%)    

Weighted Average Remaining Term

      68       64       65  

Range of Remaining Terms

      (3 to 72 months)       (3 to 72 months )  

Weighted Average Original Term

      69       64       65  

Range of Original Terms

      (18 to 72 months)       (12 to 72 months )  
(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance.

Distribution of the Receivables by Score as of the Cutoff Date

 

AmeriCredit Score (1)    Percent of Aggregate
Principal Balance (3)		     Aggregate Principal
Balance as of Cutoff
Date		    Credit Bureau Score (2)    Percent of Aggregate
Principal Balance (3)		     Aggregate Principal
Balance as of Cutoff
Date (2)
<215    2.57 %   $ 27,497,852.55        
215-224    23.54 %   $ 251,410,287.29    <540    21.01 %   $ 223,930,066.86
225-244    41.05 %   $ 438,387,922.33    540-599    37.43 %   $ 398,895,757.28
245-259    19.05 %   $ 203,440,019.68    600-659    33.90 %   $ 361,288,780.79
260+    13.79 %   $ 147,261,679.96    660+    7.66 %   $ 81,650,473.77
                              
Weighted Average Score    238           585    
                    
(1) Proprietary credit score, scaled from 135 to 320, developed and utilized by the sponsor to support the credit approval and pricing process.

 

(2) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Score unavailable for some accounts.

 

(3) Percentages may not add to 100% because of rounding.

 

* Receivable information is through close of business on date indicated.

AmeriCredit Corp.

Distribution of the Receivables by APR as of the Cutoff Date

2006-R-M Stat Cut

4/17/06*

 

APR Range (1)     Aggregate Principal
Balance as of Cutoff
Date		    Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		    Percent of Number of
Receivables (2)		  
1.000%-1.999 %   47,032.45    0.00 %   2    0.00 %
2.000%-2.999 %   180,807.43    0.02 %   6    0.01 %
3.000%-3.999 %   459,631.43    0.04 %   17    0.03 %
4.000%-4.999 %   1,363,355.70    0.13 %   47    0.07 %
5.000%-5.999 %   581,405.39    0.05 %   25    0.04 %
6.000%-6.999 %   2,405,652.10    0.23 %   110    0.17 %
7.000%-7.999 %   4,198,924.93    0.39 %   193    0.31 %
8.000%-8.999 %   8,220,245.72    0.77 %   388    0.62 %
9.000%-9.999 %   18,029,842.14    1.69 %   860    1.37 %
10.000%-10.999 %   34,550,826.21    3.24 %   1,724    2.74 %
11.000%-11.999 %   35,669,670.93    3.34 %   1,825    2.90 %
12.000%-12.999 %   65,850,812.35    6.17 %   3,486    5.54 %
13.000%-13.999 %   61,503,514.69    5.76 %   3,265    5.19 %
14.000%-14.999 %   74,564,300.51    6.98 %   3,999    6.35 %
15.000%-15.999 %   79,923,348.45    7.48 %   4,354    6.92 %
16.000%-16.999 %   93,991,829.27    8.80 %   5,175    8.22 %
17.000%-17.999 %   122,025,763.59    11.43 %   7,021    11.15 %
18.000%-18.999 %   158,570,721.89    14.85 %   9,549    15.17 %
19.000%-19.999 %   90,713,698.44    8.49 %   5,852    9.30 %
20.000%-20.999 %   85,508,124.09    8.01 %   5,747    9.13 %
21.000%-21.999 %   72,174,307.16    6.76 %   5,063    8.04 %
22.000%-22.999 %   35,433,781.82    3.32 %   2,531    4.02 %
23.000%-23.999 %   15,286,261.06    1.43 %   1,147    1.82 %
24.000%-24.999 %   5,765,263.04    0.54 %   473    0.75 %
25.000%-25.999 %   740,174.49    0.07 %   58    0.09 %
26.000%-26.999 %   145,078.59    0.01 %   15    0.02 %
27.000%-27.999 %   36,065.11    0.00 %   4    0.01 %
28.000%-28.999 %   23,052.90    0.00 %   3    0.00 %
29.000%-29.999 %   34,269.93    0.00 %   4    0.01 %
                     
TOTAL     1,067,997,761.81    100.00 %   62,943    100.00 %
                     
(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.

 

(2) Percentages may not add to 100% because of rounding.

 

* Receivable information is through close of business on date indicated.

AmeriCredit Corp.

Distribution of the Receivables by Geographic Location of Obligor

2006-R-M Stat Cut

4/17/06*

 

State

    Aggregate Principal
Balance as of Cutoff
Date (1)		    Percent of Aggregate
Principal Balance (2)		     Number of
Receivables		    Percent of Number of
Receivables (2)		  

Alabama

      22,598,345.19    2.12 %   1,319    2.10 %

Alaska

      1,174,011.58    0.11 %   59    0.09 %

Arizona

      21,660,183.75    2.03 %   1,267    2.01 %

Arkansas

      13,070,296.89    1.22 %   769    1.22 %

California

      103,166,909.75    9.66 %   5,237    8.32 %

Colorado

      15,899,057.11    1.49 %   895    1.42 %

Connecticut

      8,220,942.71    0.77 %   503    0.80 %

Delaware

      4,130,076.65    0.39 %   251    0.40 %

District of Columbia

      2,440,353.68    0.23 %   137    0.22 %

Florida

      110,838,608.56    10.38 %   6,265    9.95 %

Georgia

      40,439,391.72    3.79 %   2,295    3.65 %

Hawaii

      5,529,872.06    0.52 %   281    0.45 %

Idaho

      1,984,718.27    0.19 %   125    0.20 %

Illinois

      40,673,893.26    3.81 %   2,581    4.10 %

Indiana

      21,124,204.38    1.98 %   1,347    2.14 %

Iowa

      5,323,091.26    0.50 %   345    0.55 %

Kansas

      5,557,358.75    0.52 %   334    0.53 %

Kentucky

      16,324,237.49    1.53 %   1,073    1.70 %

Louisiana

      20,076,957.96    1.88 %   1,183    1.88 %

Maine

      5,087,380.74    0.48 %   333    0.53 %

Maryland

      20,969,613.93    1.96 %   1,187    1.89 %

Massachusetts

      20,080,986.97    1.88 %   1,225    1.95 %

Michigan

      24,994,611.97    2.34 %   1,654    2.63 %

Minnesota

      9,687,561.79    0.91 %   611    0.97 %

Mississippi

      16,255,823.97    1.52 %   934    1.48 %

Missouri

      16,047,467.19    1.50 %   1,026    1.63 %

Nebraska

      2,535,060.18    0.24 %   161    0.26 %

Nevada

      14,311,521.76    1.34 %   783    1.24 %

New Hampshire

      4,032,572.67    0.38 %   271    0.43 %

New Jersey

      24,568,365.09    2.30 %   1,413    2.24 %

New Mexico

      9,862,002.38    0.92 %   578    0.92 %

New York

      43,619,987.29    4.08 %   2,666    4.24 %

North Carolina

      35,166,640.06    3.29 %   2,077    3.30 %

Ohio

      53,490,187.57    5.01 %   3,602    5.72 %

Oklahoma

      11,717,146.04    1.10 %   747    1.19 %

Oregon

      7,635,239.81    0.71 %   486    0.77 %

Pennsylvania

      51,643,455.14    4.84 %   3,200    5.08 %

Rhode Island

      4,025,234.80    0.38 %   243    0.39 %

South Carolina

      16,545,242.56    1.55 %   995    1.58 %

South Dakota

      1,416,206.44    0.13 %   88    0.14 %

Tennessee

      22,372,933.77    2.09 %   1,386    2.20 %

Texas

      119,936,399.43    11.23 %   6,648    10.56 %

Utah

      4,417,919.11    0.41 %   272    0.43 %

Vermont

      1,403,034.41    0.13 %   95    0.15 %

Virginia

      23,637,276.45    2.21 %   1,377    2.19 %

Washington

      17,362,701.13    1.63 %   1,011    1.61 %

West Virginia

      9,114,739.52    0.85 %   591    0.94 %

Wisconsin

      13,662,406.64    1.28 %   883    1.40 %

Other (3)

      2,165,531.98    0.20 %   134    0.21 %
                        

TOTAL

    $ 1,067,997,761.81    100.00 %   62,943    100.00 %
                        
(1) Aggregate Principal Balances include some portion of accrued interest.

 

(2) Percentages may not add to 100% because of rounding.

 

(3) States with aggregate principal balances less than $1,000,000.

 

* Receivable information is through close of business on date indicated.