EX-99.1 16 d50084exv99w1.htm STATISTICAL INFORMATION exv99w1
 

Exhibit 99.1
AmeriCredit Corp.
Composition of the Receivables
2007-D-F Initial Cut
9/12/07*
                         
    New   Used   Total
Aggregate Principal Balance (1)
  $ 294,673,995.90     $ 780,598,002.36     $ 1,075,271,998.26  
 
                       
Number of Receivables in Pool
    13,093       46,178       59,271  
 
                       
Percent of Pool by Principal Balance
    27.40 %     72.60 %     100.00 %
 
Average Principal Balance
  $ 22,506.22     $ 16,904.11     $ 18,141.62  
Range of Principal Balances
  ($260.03 to $79,310.50 )   ($251.41 to $63,631.72 )        
 
                       
Weighted Average APR (1)
    16.05 %     17.22 %     16.90 %
Range of APRs
  (5.50% to 27.50 %)   (5.75% to 29.00 %)        
 
                       
Weighted Average Remaining Term
    70       68       68  
Range of Remaining Terms
  (3 to 72 months )   (3 to 72 months )        
 
                       
Weighted Average Original Term
    72       69       69  
Range of Original Terms
  (24 to 72 months )   (12 to 72 months )        
 
(1)   Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance.
Distribution of the Receivables by Score as of the Cutoff Date
                                 
            Percent of Aggregate             percent of Aggregate  
    AmeriCredit Score (1)     Principal Balance (3)     Credit Bureau Score(2)     Principal Balance (3)  
 
    <215       4.58 %                
 
    215-224       21.69 %     <540       11.95 %
 
    225-244       39.37 %     540-599       39.42 %
 
    245-259       20.69 %     600-659       36.75 %
 
    260+       13.66 %     660+       11.89 %
 
                       
 
                               
Weighted Average Score   238
  600
         
 
(1)   Proprietary credit score, scaled from 135 to 320, developed and utilized by AmeriCredit to support the credit approval and pricing process.
 
(2)   A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.
 
(3)   Percentages may not add to 100% because of rounding.
 
*   Receivable information is through close of business on date indicated.

 


 

AmeriCredit Corp.
Distribution of the Receivables by APR as of the Cutoff Date
2007-D-F Initial Cut

8/26/07*
Distribution of the Receivables by APR as of the Cutoff Date
                                 
    Aggregate Principal            
    Balance as of Cutoff   Percent of Aggregate   Number of   Percent of Number of
APR Range (1)   Date   Principal Balance (2)   Receivables   Receivables (2)
5.000%-5.999%
    299,808.69       0.03 %     13       0.02 %
6.000%-6.999%
    1,474,316.57       0.14 %     71       0.12 %
7.000%-7.999%
    5,852,864.90       0.54 %     280       0.47 %
8.000%-8.999%
    12,262,924.92       1.14 %     582       0.98 %
9.000%-9.999%
    24,632,887.05       2.29 %     1,179       1.99 %
10.000%-10.999%
    31,124,654.43       2.89 %     1,500       2.53 %
11.000%-11.999%
    41,148,345.37       3.83 %     1,970       3.32 %
12.000%-12.999%
    53,896,017.06       5.01 %     2,666       4.50 %
13.000%-13.999%
    61,746,968.59       5.74 %     3,079       5.19 %
14.000%-14.999%
    75,980,810.30       7.07 %     3,862       6.52 %
15.000%-15.999%
    91,176,077.06       8.48 %     4,752       8.02 %
16.000%-16.999%
    112,220,821.11       10.44 %     5,821       9.82 %
17.000%-17.999%
    111,906,321.00       10.41 %     6,151       10.38 %
18.000%-18.999%
    169,670,897.64       15.78 %     9,453       15.95 %
19.000%-19.999%
    81,780,317.97       7.61 %     5,002       8.44 %
20.000%-20.999%
    70,786,933.90       6.58 %     4,460       7.52 %
21.000%-21.999%
    62,939,252.49       5.85 %     4,047       6.83 %
22.000%-22.999%
    34,194,524.21       3.18 %     2,182       3.68 %
23.000%-23.999%
    20,238,310.38       1.88 %     1,343       2.27 %
24.000%-24.999%
    10,210,682.40       0.95 %     729       1.23 %
25.000%-25.999%
    1,249,522.80       0.12 %     87       0.15 %
26.000%-26.999%
    295,483.96       0.03 %     24       0.04 %
27.000%-27.999%
    168,544.54       0.02 %     16       0.03 %
28.000%-28.999%
    5,763.86       0.00 %     1       0.00 %
29.000%-29.999%
    8,947.06       0.00 %     1       0.00 %
 
                               
 
                               
TOTAL
    1,075,271,998.26       100.00 %     59,271       100.00 %
 
                               
 
(1)   Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.
 
(2)   Percentages may not add to 100% because of rounding.
 
*   Receivable information is through close of business on date indicated.

 


 

AmeriCredit Corp.
Distribution of the Receivables by Geographic Location of Obligor
2007-D-F Initial Cut

#REF!
                                 
    Aggregate Principal                    
    Balance as of Cutoff     Percent of Aggregate     Number of     Percent of Number of  
State   Date (1)     Principal Balance (2)     Receivables     Receivables (2)  
Alabama
    26,799,347.40       2.49 %     1,465       2.47 %
Alaska
    1,674,820.87       0.16 %     91       0.15 %
Arizona
    21,727,326.08       2.02 %     1,181       1.99 %
Arkansas
    13,086,372.64       1.22 %     726       1.22 %
California
    100,450,403.08       9.34 %     4,835       8.16 %
Colorado
    17,209,446.88       1.60 %     930       1.57 %
Connecticut
    6,525,910.73       0.61 %     371       0.63 %
Delaware
    4,422,902.32       0.41 %     256       0.43 %
District of Columbia
    1,426,389.76       0.13 %     71       0.12 %
Florida
    106,256,003.15       9.88 %     5,658       9.55 %
Georgia
    41,627,548.94       3.87 %     2,249       3.79 %
Hawaii
    7,017,281.03       0.65 %     364       0.61 %
Idaho
    2,414,686.74       0.22 %     147       0.25 %
Illinois
    45,747,931.00       4.25 %     2,614       4.41 %
Indiana
    24,356,826.18       2.27 %     1,506       2.54 %
Iowa
    5,333,979.48       0.50 %     337       0.57 %
Kansas
    4,759,740.88       0.44 %     273       0.46 %
Kentucky
    18,567,391.79       1.73 %     1,092       1.84 %
Louisiana
    21,524,356.74       2.00 %     1,147       1.94 %
Maine
    3,297,632.71       0.31 %     212       0.36 %
Maryland
    15,516,460.82       1.44 %     833       1.41 %
Massachusetts
    17,095,193.02       1.59 %     1,035       1.75 %
Michigan
    24,388,187.18       2.27 %     1,525       2.57 %
Minnesota
    7,627,593.38       0.71 %     466       0.79 %
Mississippi
    16,966,470.52       1.58 %     901       1.52 %
Missouri
    15,692,764.21       1.46 %     944       1.59 %
Nebraska
    3,018,414.30       0.28 %     192       0.32 %
Nevada
    16,038,045.06       1.49 %     827       1.40 %
New Hampshire
    3,260,785.79       0.30 %     217       0.37 %
New Jersey
    20,698,629.08       1.92 %     1,169       1.97 %
New Mexico
    12,400,653.11       1.15 %     649       1.09 %
New York
    44,107,366.59       4.10 %     2,551       4.30 %
North Carolina
    35,013,298.11       3.26 %     1,933       3.26 %
Ohio
    48,656,384.89       4.53 %     3,087       5.21 %
Oklahoma
    14,583,025.91       1.36 %     802       1.35 %
Oregon
    7,852,745.88       0.73 %     462       0.78 %
Pennsylvania
    45,479,656.69       4.23 %     2,683       4.53 %
Rhode Island
    2,772,006.18       0.26 %     163       0.28 %
South Carolina
    14,049,156.72       1.31 %     793       1.34 %
South Dakota
    1,909,824.69       0.18 %     124       0.21 %
Tennessee
    24,510,711.08       2.28 %     1,390       2.35 %
Texas
    149,222,617.02       13.88 %     7,546       12.73 %
Utah
    4,784,485.32       0.44 %     244       0.41 %
Vermont
    1,223,668.36       0.11 %     78       0.13 %
Virginia
    18,097,701.88       1.68 %     1,033       1.74 %
Washington
    13,246,119.44       1.23 %     732       1.24 %
West Virginia
    7,410,656.19       0.69 %     436       0.74 %
Wisconsin
    12,211,557.72       1.14 %     762       1.29 %
Wyoming
    1,572,412.01       0.15 %     73       0.12 %
Other (3)
    1,639,108.71       0.15 %     96       0.16 %
 
                       
 
                               
TOTAL
  $ 1,075,271,998.26       100.00 %     59,271       100.00 %
 
                       
 
(1)   Aggregate Principal Balances include some portion of accrued interest.
 
(2)   Percentages may not add to 100% because of rounding.
 
(3)   States with aggregate principal balances less than $1,000,000.
 
*   Receivable information is through close of business on date indicated.