EX-99.1 16 d48514exv99w1.htm STATISTICAL INFORMATION exv99w1
 

Exhibit 99.1
AmeriCredit Corp.
Composition of the Receivables
2007-C-M Initial Cut

7/18/07*
                         
    New   Used   Total
Aggregate Principal Balance (1)
  $ 457,044,772.09     $ 1,155,865,222.98     $ 1,612,909,995.07  
 
                       
Number of Receivables in Pool
    20,229       68,106       88,335  
 
                       
Percent of Pool by Principal Balance
    28.34 %     71.66 %     100.00 %
 
                       
Average Principal Balance
  $ 22,593.54     $ 16,971.56     $ 18,259.01  
Range of Principal Balances
  $ (303.98 to $66,772.82 )   $ (260.96 to $70,705.92 )        
 
                       
Weighted Average APR (1)
    15.49 %     16.94 %     16.53 %
Range of APRs
  (4.40% to 26.95%)   (5.50% to 29.99%)        
 
                       
Weighted Average Remaining Term
    70       67       68  
Range of Remaining Terms
    (3 to 72 months )     (3 to 72 months )        
 
                       
Weighted Average Original Term
    72       69       70  
Range of Original Terms
    (24 to 72 months )     (24 to 72 months )        
 
(1)   Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance.
Distribution of the Receivables by Score as of the Cutoff Date
                                 
            Percent of Aggregate             Percent of Aggregate  
    AmeriCredit Score (1)     Principal Balance (3)     Credit Bureau Score (2)     Principal Balance (3)  
 
    <215       4.08 %                
 
    215-224       18.58 %     <540       11.67 %
 
    225-244       39.33 %     540-599       38.63 %
 
    245-259       22.69 %     600-659       37.10 %
 
    260+       15.32 %     660+       12.60 %
 
                       
 
                               
Weighted Average Score   240
  601
           
 
(1)   Proprietary credit score, scaled from 135 to 320, developed and utilized by AmeriCredit to support the credit approval and pricing process.
 
(2)   A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.
 
(3)   Percentages may not add to 100% because of rounding.
 
*   Receivable information is through close of business on date indicated.

 


 

AmeriCredit Corp.
Distribution of the Receivables by APR as of the Cutoff Date
2007-C-M Initial Cut

7/18/07*
Distribution of the Receivables by APR as of the Cutoff Date
                                 
    Aggregate Principal            
    Balance as of Cutoff   Percent of Aggregate   Number of   Percent of Number of
APR Range (1)   Date   Principal Balance (2)   Receivables   Receivables (2)
4.000%-4.999%
    123,104.81       0.01 %     5       0.01 %
5.000%-5.999%
    612,090.24       0.04 %     29       0.03 %
6.000%-6.999%
    3,631,631.34       0.23 %     170       0.19 %
7.000%-7.999%
    11,212,117.43       0.70 %     541       0.61 %
8.000%-8.999%
    24,202,903.13       1.50 %     1,117       1.26 %
9.000%-9.999%
    48,812,216.27       3.03 %     2,295       2.60 %
10.000%-10.999%
    61,784,847.54       3.83 %     2,905       3.29 %
11.000%-11.999%
    75,506,115.58       4.68 %     3,723       4.21 %
12.000%-12.999%
    97,558,928.22       6.05 %     4,816       5.45 %
13.000%-13.999%
    107,823,142.46       6.69 %     5,378       6.09 %
14.000%-14.999%
    120,282,331.93       7.46 %     6,183       7.00 %
15.000%-15.999%
    146,736,243.55       9.10 %     7,594       8.60 %
16.000%-16.999%
    162,147,541.50       10.05 %     8,501       9.62 %
17.000%-17.999%
    154,978,890.53       9.61 %     8,571       9.70 %
18.000%-18.999%
    214,611,871.95       13.31 %     11,911       13.48 %
19.000%-19.999%
    90,676,816.95       5.62 %     5,544       6.28 %
20.000%-20.999%
    85,603,436.58       5.31 %     5,395       6.11 %
21.000%-21.999%
    89,552,931.47       5.55 %     5,779       6.54 %
22.000%-22.999%
    51,125,076.78       3.17 %     3,354       3.80 %
23.000%-23.999%
    37,403,391.46       2.32 %     2,495       2.82 %
24.000%-24.999%
    23,055,813.08       1.43 %     1,632       1.85 %
25.000%-25.999%
    4,321,549.62       0.27 %     304       0.34 %
26.000%-26.999%
    816,998.62       0.05 %     61       0.07 %
27.000%-27.999%
    223,896.79       0.01 %     21       0.02 %
28.000%-28.999%
    27,243.24       0.00 %     3       0.00 %
29.000%-29.999%
    78,864.00       0.00 %     8       0.01 %
 
                               
 
TOTAL
    1,612,909,995.07       100.00 %     88,335       100.00 %
 
                               
 
(1)   Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest.
 
(2)   Percentages may not add to 100% because of rounding.
 
*   Receivable information is through close of business on date indicated.

 


 

AmeriCredit Corp.
Distribution of the Receivables by Geographic Location of Obligor
2007-C-M Initial Cut

7/18/07*
                                 
    Aggregate Principal                    
    Balance as of Cutoff     Percent of Aggregate     Number of     Percent of Number of  
State   Date (1)     Principal Balance (2)     Receivables     Receivables (2)  
Alabama
    34,870,154.02       2.16 %     1,917       2.17 %
Alaska
    1,948,109.22       0.12 %     104       0.12 %
Arizona
    30,774,277.33       1.91 %     1,648       1.87 %
Arkansas
    19,282,723.20       1.20 %     1,055       1.19 %
California
    151,328,042.96       9.38 %     7,262       8.22 %
Colorado
    20,629,081.31       1.28 %     1,133       1.28 %
Connecticut
    11,793,039.58       0.73 %     671       0.76 %
Delaware
    6,417,303.21       0.40 %     360       0.41 %
District of Columbia
    2,456,940.83       0.15 %     132       0.15 %
Florida
    161,047,894.10       9.98 %     8,491       9.61 %
Georgia
    57,735,047.56       3.58 %     3,058       3.46 %
Hawaii
    8,852,154.95       0.55 %     453       0.51 %
Idaho
    3,809,377.78       0.24 %     224       0.25 %
Illinois
    66,099,673.37       4.10 %     3,785       4.28 %
Indiana
    36,986,136.52       2.29 %     2,236       2.53 %
Iowa
    7,942,243.95       0.49 %     478       0.54 %
Kansas
    6,237,782.62       0.39 %     365       0.41 %
Kentucky
    26,412,416.85       1.64 %     1,552       1.76 %
Louisiana
    30,878,744.61       1.91 %     1,607       1.82 %
Maine
    6,556,185.10       0.41 %     428       0.48 %
Maryland
    25,769,045.99       1.60 %     1,366       1.55 %
Massachusetts
    27,370,558.29       1.70 %     1,624       1.84 %
Michigan
    39,270,825.74       2.43 %     2,410       2.73 %
Minnesota
    11,712,052.02       0.73 %     720       0.82 %
Mississippi
    25,454,434.29       1.58 %     1,363       1.54 %
Missouri
    23,712,274.53       1.47 %     1,408       1.59 %
Montana
    1,117,280.42       0.07 %     61       0.07 %
Nebraska
    4,411,164.93       0.27 %     265       0.30 %
Nevada
    21,123,306.50       1.31 %     1,067       1.21 %
New Hampshire
    5,424,751.76       0.34 %     357       0.40 %
New Jersey
    31,415,265.34       1.95 %     1,753       1.98 %
New Mexico
    19,997,817.29       1.24 %     1,023       1.16 %
New York
    68,052,630.67       4.22 %     3,933       4.45 %
North Carolina
    53,768,505.65       3.33 %     2,925       3.31 %
Ohio
    76,272,000.80       4.73 %     4,829       5.47 %
Oklahoma
    20,626,476.11       1.28 %     1,120       1.27 %
Oregon
    13,563,287.09       0.84 %     784       0.89 %
Pennsylvania
    69,403,000.90       4.30 %     4,119       4.66 %
Rhode Island
    4,047,034.09       0.25 %     236       0.27 %
South Carolina
    23,535,539.73       1.46 %     1,331       1.51 %
South Dakota
    2,415,384.90       0.15 %     162       0.18 %
Tennessee
    40,265,546.81       2.50 %     2,237       2.53 %
Texas
    218,101,894.80       13.52 %     10,882       12.32 %
Utah
    8,525,155.65       0.53 %     442       0.50 %
Vermont
    2,290,323.21       0.14 %     142       0.16 %
Virginia
    26,699,430.70       1.66 %     1,508       1.71 %
Washington
    22,190,561.37       1.38 %     1,214       1.37 %
West Virginia
    12,446,919.09       0.77 %     750       0.85 %
Wisconsin
    18,644,686.72       1.16 %     1,176       1.33 %
Wyoming
    2,063,220.12       0.13 %     99       0.11 %
Other (3)
    1,162,290.49       0.07 %     70       0.08 %
 
                       
 
                               
TOTAL
  $ 1,612,909,995.07       100.00 %     88,335       100.00 %
 
                       
 
(1)   Aggregate Principal Balances include some portion of accrued interest.
 
(2)   Percentages may not add to 100% because of rounding.
 
(3)   States with aggregate principal balances less than $1,000,000.
 
*   Receivable information is through close of business on date indicated.