Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 37,533	$ 7,867
Interest earning deposits	30,052	35,108
Cash and Cash Equivalents	67,585	42,975
Securities	88,816	79,285
Federal Home Loan Bank stock, at cost	1,606	1,905
Loans receivable, net of allowance for loan losses 2021 $6,118; 2020 $5,857	517,206	524,143
Premises and equipment, net	8,736	8,974
Accrued interest receivable	2,483	2,987
Bank owned life insurance	22,877	22,461
Other assets	4,430	3,470
Total Assets	713,739	686,200
Liabilities
Deposits: Interest bearing	482,508	468,313
Deposits: Non-interest bearing	110,676	91,946
Total Deposits	593,184	560,259
Long-term debt	21,950	29,750
Advances from borrowers for taxes and insurance	3,198	3,183
Other liabilities	7,431	7,084
Total Liabilities	625,763	600,276
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,836,514 shares issued and 5,692,410 shares outstanding at December 31, 2021 and 6,836,514 shares issued and 5,823,786 shares outstanding at December 31, 2020	68	68
Additional paid-in capital	31,350	31,201
Treasury stock, at cost (1,144,104 shares at December 31, 2021 and 1,012,728 shares at December 31, 2020)	(13,660)	(11,584)
Unearned shares held by ESOP	(1,194)	(1,279)
Unearned shares held by compensation plans	(157)	(118)
Retained earnings	70,591	65,488
Accumulated other comprehensive income	978	2,148
Total Stockholders' Equity	87,976	85,924
Total Liabilities and Stockholders' Equity	$ 713,739	$ 686,200