Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 4,952	$ 9,091
Interest earning deposits	30,630	542
Cash and Cash Equivalents	35,582	9,633
Securities	65,377	73,047
Federal Home Loan Bank stock, at cost	2,347	2,330
Loans receivable, net of allowance for credit losses 2023 $6,758; 2022 $7,065	569,503	573,537
Premises and equipment, net	8,209	8,286
Accrued interest receivable	2,724	2,796
Bank owned life insurance	23,432	23,218
Other assets	6,867	7,067
Total Assets	714,041	699,914
Liabilities
Deposits: Interest bearing	485,701	464,441
Deposits: Non-interest bearing	96,264	105,678
Total Deposits	581,965	570,119
Short-term borrowings		12,596
Long term debt	36,450	24,950
Advances from borrowers for taxes and insurance	3,369	3,308
Other liabilities	8,863	7,757
Total Liabilities	630,647	618,730
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,836,514 shares issued and 5,690,976 shares outstanding at June 30, 2023 and 6,836,514 shares issued and 5,705,225 shares outstanding at December 31, 2022	68	68
Additional paid-in capital	31,449	31,459
Treasury stock, at cost (1,145,538 shares at June 30, 2023 and 1,131,289 shares at December 31, 2022)	(13,715)	(13,571)
Unearned shares held by ESOP	(1,066)	(1,108)
Unearned shares held by compensation plans	(109)	(191)
Retained earnings	76,636	74,859
Accumulated other comprehensive loss	(9,869)	(10,332)
Total Stockholders' Equity	83,394	81,184
Total Liabilities and Stockholders' Equity	$ 714,041	$ 699,914