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REGULATORY CAPITAL (Details)
12 Months Ended
Sep. 30, 2023
Regulatory Capital [Abstract]  
Risk-weighted assets ratio 4.50%
Capital to risk weighted assets 6.00%
Minimum leverage ratio 4.00%
Total capital to risk-weighted assets 8.00%
Capital ratio Descrpition The regulatory banking rules also require a “capital conservation buffer” of 2.5% above the new regulatory minimum capital ratios, and resulted in the following minimum ratios: (i) a common equity Tier 1 capital ratio of 7.0%; (ii) a Tier 1 capital ratio of 8.5%; and (iii) a total capital ratio of 10.5%. An institution will be subject to limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if its capital level falls below the buffer amount. These limitations established a maximum percentage of eligible retained income that could be utilized for such actions.