Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Interest and dividend income
Loans, including fees	$ 27,841	$ 27,551
Investment securities
Taxable	1,543	877
Tax-exempt	41	5
Federal Home Loan Bank of New York stock	78	95
Total interest and dividend income	29,503	28,528
Interest expense
Deposits	2,070	2,287
Borrowings	414	654
Total interest expense	2,484	2,941
Net interest and dividend income	27,019	25,587
Provision for loan losses	304	1,629
Net interest and dividend income after provision for loan losses	26,715	23,958
Other income
Service charges	1,188	1,143
Income on bank owned life insurance	372	317
Fees for other customer services		777
Interest rate swap fees	76	313
Other operating income	87	110
Gains on sales of loans	925	749
Gains on sale of OREO	67
Total other income	2,715	3,409
Other expenses
Compensation and employee benefits	11,030	10,619
Occupancy expenses	3,016	3,000
Professional fees	1,062	1,719
Data processing expenses	556	528
Marketing and business development	447	226
OREO expenses	59	225
FDIC deposit insurance premiums	215	422
Loan servicing expenses	106	318
Other expenses	1,770	1,585
Total other expenses	18,261	18,642
Income before income tax expense	11,169	8,725
Income tax expense	3,250	2,605
Net income	$ 7,919	$ 6,120
Net income per share-basic and diluted	$ 1.17	$ 1.01
Weighted average basic and diluted shares outstanding	6,781,659	6,037,499