LOANS RECEIVABLE, NET (Tables)

12 Months Ended

Sep. 30, 2015

LOANS RECEIVABLE, NET [Abstract]

Schedule of net Loans

	September 30,			September 30,
	2015			2014
	(Dollars in thousands)
One-to four-family residential	$	169,781		$	160,335
Commercial real estate		173,864			169,449
Construction		6,679			12,232
Home equity lines of credit		21,176			19,366
Commercial business		41,485			35,035
Other		10,305			10,396
Total loans receivable		423,290			406,813
Net deferred loan costs		192			217
Allowance for loan losses		(2,886	)		(2,835	)
Total loans receivable, net	$	420,596		$	404,195

Schedule of impaired loans

					Impaired Loans
	Impaired Loans with				with No Specific
	Specific Allowance				Allowance		Total Impaired Loans
									Unpaid
At and for the year ended	Recorded		Related		Recorded		Recorded		Principal
September 30, 2015	Investment		Allowance		Investment		Investment		Balance
	(Dollars in thousands)
One-to four-family residential	$	—	$	—	$	3,017	$	3,017	$	3,134
Commercial real estate		—		—		5,447		5,447		6,556
Construction		—		—		—		—		—
Home equity lines of credit		—		—		417		417		521
Commercial business		1,690		201		66		1,756		1,756
Total impaired loans	$	1,690	$	201	$	8,947	$	10,637	$	11,967

					Impaired Loans
	Impaired Loans with				with No Specific
	Specific Allowance				Allowance		Total Impaired Loans
									Unpaid
At and for the year ended	Recorded		Related		Recorded		Recorded		Principal
September 30, 2014	Investment		Allowance		Investment		Investment		Balance
	(Dollars in thousands)
One-to four-family residential	$	1,733	$	42	$	6,990	$	8,723	$	10,830
Commercial real estate		—		—		5,046		5,046		6,205
Construction		442		332		1,836		2,278		3,160
Home equity lines of credit		—		—		829		829		987
Commercial business		11		11		331		342		1,133
Total impaired loans	$	2,186	$	385	$	15,032	$	17,218	$	22,315

Schedule of loan portfolio summarized by Bank's internal risk rating system

			Special
	Pass		Mention		Substandard		Doubtful		Total
	(Dollars in  thousands)
September 30, 2015
One-to four-family residential	$	166,846	$	—	$	2,935	$	—	$	169,781
Commercial real estate		169,239		210		3,309		1,106		173,864
Construction		2,468		—		4,211		—		6,679
Home equity lines of credit		19,436		—		1,740		—		21,176
Commercial business		39,764		—		1,721		—		41,485
Other		10,305		—		—		—		10,305
Total	$	408,058	$	210	$	13,916	$	1,106	$	423,290

			Special
	Pass		Mention		Substandard		Doubtful		Total
	(Dollars in  thousands)
September 30, 2014
One-to four-family residential	$	153,878	$	—	$	6,457	$	—	$	160,335
Commercial real estate		158,501		6,179		3,663		1,106		169,449
Construction		6,110		—		6,122		—		12,232
Home equity lines of credit		17,209		—		2,157		—		19,366
Commercial business		34,725		—		310		—		35,035
Other		10,396		—		—		—		10,396
Total	$	380,819	$	6,179	$	18,709	$	1,106	$	406,813

Schedule of aging analysis of past due loans, segregated by class of loans

			30-59		60-89
			Days		Days		90 Days +		Total		Non-		Total
	Current		Past Due		Past Due		Past Due		Past Due		Accrual		Loans
	(Dollars in  thousands)
September 30, 2015
One-to four-family residential	$	166,993	$	—	$	730	$	2,058	$	2,788	$	2,058	$	169,781
Commercial real estate		171,969		—		—		1,895		1,895		1,895		173,864
Construction		6,679		—		—		—		—		—		6,679
Home equity lines of credit		20,921		—		—		255		255		255		21,176
Commercial business		39,777		—		19		1,689		1,708		1,689		41,485
Other		10,305		—		—		—		—		—		10,305
Total	$	416,644	$	—	$	749	$	5,897	$	6,646	$	5,897	$	423,290

			30-59		60-89
			Days		Days		90 Days +		Total		Non-		Total
	Current		Past Due		Past Due		Past Due		Past Due		Accrual		Loans
	(Dollars in  thousands)
September 30, 2014
One-to four-family residential	$	155,825	$	75	$	256	$	4,179	$	4,510	$	4,179	$	160,335
Commercial real estate		166,360		—		918		2,171		3,089		2,171		169,449
Construction		9,954		—		—		2,278		2,278		2,278		12,232
Home equity lines of credit		18,483		—		—		883		883		883		19,366
Commercial business		33,105		1,600		56		274		1,930		274		35,035
Other		10,396		—		—		—		—		—		10,396
Total	$	394,123	$	1,675	$	1,230	$	9,785	$	12,690	$	9,785	$	406,813

Schedule of activity in the allowance for loan losses by portfolio segment

	One-to Four-									Home Equity
	Family			Commercial						Lines of			Commercial
	Residential			Real Estate			Construction			Credit			Business			Other			Unallocated			Total
	(Dollars in  thousands)
Balance-September 30, 2014	$	402		$	826		$	784		$	62		$	643		$	9		$	109		$	2,835
Charge-offs		(176	)		(397	)		(342	)		(461	)		(274	)		(1	)		—			(1,651	)
Recoveries		400			—			38			—			—			—			—			438
Provision		(231	)		502			(27	)		452			600			(2	)		(30	)		1,264
Balance-September 30, 2015	$	395		$	931		$	453		$	53		$	969		$	6		$	79		$	2,886

	One-to Four-									Home Equity
	Family			Commercial						Lines of			Commercial
	Residential			Real Estate			Construction			Credit			Business			Other		Unallocated			Total
	(Dollars in  thousands)
Balance-September 30, 2013	$	844		$	852		$	604		$	125		$	452		$	9	$	127		$	3,013
Charge-offs		(665	)		—			(189	)		(75	)		(804	)		—		—			(1,733	)
Recoveries		52			—			113			—			3			—		—			168
Provision		171			(26	)		256			12			992			—		(18	)		1,387
Balance-September 30, 2014	$	402		$	826		$	784		$	62		$	643		$	9	$	109		$	2,835

	One-to Four-						Home Equity
	Family		Commercial				Lines of		Commercial
	Residential		Real Estate		Construction		Credit		Business		Other		Unallocated		Total
	(Dollars in  thousands)
Allowance for Loan Losses:
Balance - September 30, 2015	$	395	$	931	$	453	$	53	$	969	$	6	$	79	$	2,886
Individually evaluated
for impairment		—		—		—		—		201		—		—		201
Collectively evaluated
for impairment		395		931		453		53		768		6		79		2,685
Loans receivable:
Balance - September 30, 2015	$	169,781	$	173,864	$	6,679	$	21,176	$	41,485	$	10,305	$	—	$	423,290
Individually evaluated
for impairment		3,017		5,447		—		417		1,756		—		—		10,637
Collectively evaluated
for impairment		166,764		168,417		6,679		20,759		39,729		10,305				412,653

	One-to Four-						Home Equity
	Family		Commercial				Lines of		Commercial
	Residential		Real Estate		Construction		Credit		Business		Other		Unallocated		Total
	(Dollars in  thousands)
Allowance for Loan Losses:
Balance - September 30, 2014	$	402	$	826	$	784	$	62	$	643	$	9	$	109	$	2,835
Individually evaluated
for impairment		42		—		332		—		11		—		—		385
Collectively evaluated
for impairment		360		826		452		62		632		9		109		2,450
Loans receivable:
Balance - September 30, 2014	$	160,335	$	169,449	$	12,232	$	19,366	$	35,035	$	10,396		—	$	406,813
Individually evaluated
for impairment		8,723		5,046		2,278		829		342		—		—		17,218
Collectively evaluated
for impairment		151,612		164,403		9,954		18,537		34,693		10,396				389,595

Schedule of troubled debt restructurings

	Year Ended September 30, 2015
	Number of		Investment Before		Investment After
	Loans		TDR Modification		TDR Modification
	(Dollars in thousands)
One-to four-family residential		2	$	650	$	713
Total		2	$	650	$	713

	Year Ended September 30, 2014
	Number of		Investment Before		Investment After
	Loans		TDR Modification		TDR Modification
	(Dollars in thousands)
One-to four-family residential		1	$	193	$	193
Total		1	$	193	$	193