The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 207 1,520 SH   OTR 0 1,520 0
ABBOTT LABS COM 002824100 323 4,095 SH   OTR 0 4,095 0
ABBVIE INC COM 00287Y109 270 3,550 SH   OTR 0 3,550 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,025 6,276 SH   DFND 6,276 0 0
AGNICO EAGLE MINES LTD COM 008474108 298 7,485 SH   DFND 7,485 0 0
AIR PRODS & CHEMS INC COM 009158106 1,142 5,723 SH   DFND 5,723 0 0
ALPHABET INC CAP STK CL C 02079K107 1,034 889 SH   DFND 889 0 0
ALPHABET INC CAP STK CL C 02079K107 1,088 936 SH   OTR 0 936 0
ALPHABET INC CAP STK CL A 02079K305 4,858 4,181 SH   OTR 0 4,181 0
ALPHABET INC CAP STK CL A 02079K305 5,121 4,407 SH   DFND 4,407 0 0
AMAZON COM INC COM 023135106 3,283 1,684 SH   DFND 1,684 0 0
AMAZON COM INC COM 023135106 2,412 1,237 SH   OTR 0 1,237 0
AMERICAN ELEC PWR CO INC COM 025537101 207 2,590 SH   OTR 0 2,590 0
AMERICAN TOWER CORP NEW COM 03027X100 271 1,246 SH   DFND 1,246 0 0
AMERICAN TOWER CORP NEW COM 03027X100 272 1,249 SH   OTR 0 1,249 0
APPLE INC COM 037833100 4,353 17,120 SH   DFND 17,120 0 0
APPLE INC COM 037833100 3,128 12,302 SH   OTR 0 12,302 0
AUTOMATIC DATA PROCESSING IN COM 053015103 235 1,722 SH   OTR 0 1,722 0
B2GOLD CORP COM 11777Q209 68 22,294 SH   DFND 22,294 0 0
BANK MONTREAL COM 063671101 18,427 366,625 SH   OTR 0 366,625 0
BANK MONTREAL COM 063671101 13,663 271,835 SH   DFND 271,835 0 0
BANK NOVA SCOTIA B C COM 064149107 24,709 608,588 SH   OTR 0 608,588 0
BANK NOVA SCOTIA B C COM 064149107 4,744 116,848 SH   DFND 116,848 0 0
BCE INC COM NEW 05534B760 18,966 464,167 SH   DFND 464,167 0 0
BCE INC COM NEW 05534B760 11,449 280,200 SH   OTR 0 280,200 0
BECTON DICKINSON & CO COM 075887109 374 1,628 SH   OTR 0 1,628 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 615 3,366 SH   OTR 0 3,366 0
BK OF AMERICA CORP COM 060505104 2,314 109,016 SH   DFND 109,016 0 0
BK OF AMERICA CORP COM 060505104 930 43,794 SH   OTR 0 43,794 0
BOOKING HLDGS INC COM 09857L108 340 253 SH   OTR 0 253 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 14,544 328,671 SH   DFND 328,671 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3,148 71,143 SH   OTR 0 71,143 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 707 19,662 SH   OTR 0 19,662 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,041 28,927 SH   DFND 28,927 0 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107 122 15,162 SH   OTR 0 15,162 0
CAE INC COM 124765108 996 78,928 SH   DFND 78,928 0 0
CAMECO CORP COM 13321L108 202 26,390 SH   OTR 0 26,390 0
CANADIAN IMP BK COMM COM 136069101 6,860 118,339 SH   DFND 118,339 0 0
CANADIAN IMP BK COMM COM 136069101 5,618 96,904 SH   OTR 0 96,904 0
CANADIAN NAT RES LTD COM 136385101 3,185 235,078 SH   DFND 235,078 0 0
CANADIAN NAT RES LTD COM 136385101 2,056 151,717 SH   OTR 0 151,717 0
CANADIAN NATL RY CO COM 136375102 20,188 260,054 SH   DFND 260,054 0 0
CANADIAN NATL RY CO COM 136375102 10,171 131,016 SH   OTR 0 131,016 0
CANADIAN PAC RY LTD COM 13645T100 9,690 44,127 SH   DFND 44,127 0 0
CANADIAN PAC RY LTD COM 13645T100 2,309 10,516 SH   OTR 0 10,516 0
CATERPILLAR INC DEL COM 149123101 302 2,600 SH   OTR 0 2,600 0
CENOVUS ENERGY INC COM 15135U109 21 10,228 SH   OTR 0 10,228 0
CGI INC CL A SUB VTG 12532H104 5,878 108,032 SH   DFND 108,032 0 0
CGI INC CL A SUB VTG 12532H104 874 16,055 SH   OTR 0 16,055 0
CHEVRON CORP NEW COM 166764100 257 3,541 SH   OTR 0 3,541 0
CME GROUP INC COM 12572Q105 287 1,657 SH   OTR 0 1,657 0
COCA COLA CO COM 191216100 2,125 48,024 SH   DFND 48,024 0 0
COCA COLA CO COM 191216100 436 9,844 SH   OTR 0 9,844 0
COLGATE PALMOLIVE CO COM 194162103 305 4,590 SH   OTR 0 4,590 0
COMCAST CORP NEW CL A 20030N101 3,866 112,456 SH   DFND 112,456 0 0
COMCAST CORP NEW CL A 20030N101 2,603 75,707 SH   OTR 0 75,707 0
COSTCO WHSL CORP NEW COM 22160K105 5,264 18,461 SH   DFND 18,461 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,633 16,247 SH   OTR 0 16,247 0
CRESCENT PT ENERGY CORP COM 22576C101 12 15,079 SH   OTR 0 15,079 0
DANAHER CORPORATION COM 235851102 4,716 34,075 SH   DFND 34,075 0 0
DANAHER CORPORATION COM 235851102 1,676 12,109 SH   OTR 0 12,109 0
DEERE & CO COM 244199105 331 2,395 SH   OTR 0 2,395 0
DIAGEO P L C SPON ADR NEW 25243Q205 271 2,131 SH   OTR 0 2,131 0
DISNEY WALT CO COM DISNEY 254687106 1,510 15,629 SH   OTR 0 15,629 0
DISNEY WALT CO COM DISNEY 254687106 2,492 25,798 SH   DFND 25,798 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 259 3,200 SH   OTR 0 3,200 0
DUPONT DE NEMOURS INC COM 26614N102 1,272 37,291 SH   DFND 37,291 0 0
DUPONT DE NEMOURS INC COM 26614N102 797 23,377 SH   OTR 0 23,377 0
ENBRIDGE INC COM 29250N105 9,555 328,456 SH   DFND 328,456 0 0
ENBRIDGE INC COM 29250N105 8,551 293,934 SH   OTR 0 293,934 0
EXXON MOBIL CORP COM 30231G102 319 8,390 SH   OTR 0 8,390 0
FACEBOOK INC CL A 30303M102 224 1,344 SH   DFND 1,344 0 0
FORTIS INC COM 349553107 6,716 174,204 SH   OTR 0 174,204 0
FORTIS INC COM 349553107 7,717 200,181 SH   DFND 200,181 0 0
FORTIVE CORP COM 34959J108 1,263 22,882 SH   DFND 22,882 0 0
FORTIVE CORP COM 34959J108 578 10,481 SH   OTR 0 10,481 0
FRANCO NEVADA CORP COM 351858105 8,064 81,028 SH   DFND 81,028 0 0
FRANCO NEVADA CORP COM 351858105 1,507 15,144 SH   OTR 0 15,144 0
GILDAN ACTIVEWEAR INC COM 375916103 285 22,350 SH   DFND 22,350 0 0
GILDAN ACTIVEWEAR INC COM 375916103 166 13,014 SH   OTR 0 13,014 0
HOME DEPOT INC COM 437076102 1,514 8,107 SH   DFND 8,107 0 0
HOME DEPOT INC COM 437076102 300 1,607 SH   OTR 0 1,607 0
HONEYWELL INTL INC COM 438516106 5,386 40,257 SH   DFND 40,257 0 0
HONEYWELL INTL INC COM 438516106 2,484 18,565 SH   OTR 0 18,565 0
INTEL CORP COM 458140100 330 6,100 SH   OTR 0 6,100 0
ISHARES TR INTL SEL DIV ETF 464288448 392 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 8,565 65,314 SH   DFND 65,314 0 0
JOHNSON & JOHNSON COM 478160104 4,383 33,423 SH   OTR 0 33,423 0
JPMORGAN CHASE & CO COM 46625H100 4,341 48,219 SH   DFND 48,219 0 0
JPMORGAN CHASE & CO COM 46625H100 2,111 23,450 SH   OTR 0 23,450 0
LAUDER ESTEE COS INC CL A 518439104 3,316 20,808 SH   DFND 20,808 0 0
LAUDER ESTEE COS INC CL A 518439104 843 5,289 SH   OTR 0 5,289 0
LINDE PLC SHS G5494J103 1,199 6,929 SH   DFND 6,929 0 0
LINDE PLC SHS G5494J103 1,098 6,344 SH   OTR 0 6,344 0
LOCKHEED MARTIN CORP COM 539830109 203 599 SH   OTR 0 599 0
MAGNA INTL INC COM 559222401 514 16,113 SH   OTR 0 16,113 0
MANULIFE FINL CORP COM 56501R106 4,156 331,407 SH   OTR 0 331,407 0
MANULIFE FINL CORP COM 56501R106 6,948 554,111 SH   DFND 554,111 0 0
MASTERCARD INC CL A 57636Q104 4,793 19,842 SH   DFND 19,842 0 0
MASTERCARD INC CL A 57636Q104 3,027 12,530 SH   OTR 0 12,530 0
MCDONALDS CORP COM 580135101 650 3,930 SH   DFND 3,930 0 0
MCDONALDS CORP COM 580135101 757 4,581 SH   OTR 0 4,581 0
MEDTRONIC PLC SHS G5960L103 6,235 69,135 SH   DFND 69,135 0 0
MEDTRONIC PLC SHS G5960L103 2,869 31,818 SH   OTR 0 31,818 0
MERCK & CO. INC COM 58933Y105 404 5,250 SH   OTR 0 5,250 0
MICROSOFT CORP COM 594918104 13,314 84,418 SH   DFND 84,418 0 0
MICROSOFT CORP COM 594918104 10,249 64,987 SH   OTR 0 64,987 0
MONDELEZ INTL INC CL A 609207105 215 4,287 SH   DFND 4,287 0 0
MONDELEZ INTL INC CL A 609207105 265 5,292 SH   OTR 0 5,292 0
MORGAN STANLEY COM NEW 617446448 209 6,155 SH   OTR 0 6,155 0
NEXTERA ENERGY INC COM 65339F101 263 1,091 SH   DFND 1,091 0 0
NEXTERA ENERGY INC COM 65339F101 274 1,137 SH   OTR 0 1,137 0
NIKE INC CL B 654106103 3,433 41,486 SH   DFND 41,486 0 0
NIKE INC CL B 654106103 2,122 25,644 SH   OTR 0 25,644 0
NOVO-NORDISK A S ADR 670100205 244 4,055 SH   OTR 0 4,055 0
NUTRIEN LTD COM 67077M108 2,301 67,799 SH   OTR 0 67,799 0
NUTRIEN LTD COM 67077M108 5,950 175,297 SH   DFND 175,297 0 0
OPEN TEXT CORP COM 683715106 4,487 128,505 SH   DFND 128,505 0 0
OPEN TEXT CORP COM 683715106 266 7,619 SH   OTR 0 7,619 0
ORACLE CORP COM 68389X105 433 8,968 SH   DFND 8,968 0 0
ORACLE CORP COM 68389X105 698 14,442 SH   OTR 0 14,442 0
PEMBINA PIPELINE CORP COM 706327103 3,852 204,786 SH   DFND 204,786 0 0
PEMBINA PIPELINE CORP COM 706327103 1,765 93,844 SH   OTR 0 93,844 0
PEPSICO INC COM 713448108 416 3,467 SH   OTR 0 3,467 0
PFIZER INC COM 717081103 1,013 31,037 SH   DFND 31,037 0 0
PFIZER INC COM 717081103 1,459 44,714 SH   OTR 0 44,714 0
PROCTER & GAMBLE CO COM 742718109 384 3,490 SH   OTR 0 3,490 0
PROCTER & GAMBLE CO COM 742718109 244 2,216 SH   DFND 2,216 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,491 37,239 SH   OTR 0 37,239 0
RESTAURANT BRANDS INTL INC COM 76131D103 6,870 171,614 SH   DFND 171,614 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 10,486 252,482 SH   DFND 252,482 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 5,467 131,639 SH   OTR 0 131,639 0
ROYAL BK CDA COM 780087102 27,537 447,398 SH   DFND 447,398 0 0
ROYAL BK CDA COM 780087102 46,932 762,501 SH   OTR 0 762,501 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 9,162 565,568 SH   DFND 565,568 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,885 116,366 SH   OTR 0 116,366 0
SHOPIFY INC CL A 82509L107 506 1,214 SH   DFND 1,214 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 683 2,650 SH   DFND 2,650 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 278 1,080 SH   OTR 0 1,080 0
STRYKER CORP COM 863667101 260 1,559 SH   OTR 0 1,559 0
SUN LIFE FINL INC COM 866796105 3,092 96,350 SH   DFND 96,350 0 0
SUN LIFE FINL INC COM 866796105 2,148 66,925 SH   OTR 0 66,925 0
SUNCOR ENERGY INC NEW COM 867224107 6,605 418,067 SH   DFND 418,067 0 0
SUNCOR ENERGY INC NEW COM 867224107 3,307 209,281 SH   OTR 0 209,281 0
TC ENERGY CORP COM 87807B107 13,424 303,023 SH   DFND 303,023 0 0
TC ENERGY CORP COM 87807B107 18,514 417,918 SH   OTR 0 417,918 0
TE CONNECTIVITY LTD REG SHS H84989104 2,582 40,991 SH   DFND 40,991 0 0
TE CONNECTIVITY LTD REG SHS H84989104 1,421 22,569 SH   OTR 0 22,569 0
TECK RESOURCES LTD CL B 878742204 118 15,559 SH   DFND 15,559 0 0
TELUS CORPORATION COM 87971M103 5,385 341,269 SH   OTR 0 341,269 0
TELUS CORPORATION COM 87971M103 10,005 634,024 SH   DFND 634,024 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 225 794 SH   OTR 0 794 0
THOMSON REUTERS CORP COM NEW 884903709 7,688 113,290 SH   DFND 113,290 0 0
THOMSON REUTERS CORP COM NEW 884903709 1,609 23,708 SH   OTR 0 23,708 0
TORONTO DOMINION BK ONT COM NEW 891160509 23,920 564,307 SH   DFND 564,307 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 16,086 379,487 SH   OTR 0 379,487 0
UNILEVER N V N Y SHS NEW 904784709 3,057 62,665 SH   DFND 62,665 0 0
UNILEVER N V N Y SHS NEW 904784709 1,504 30,829 SH   OTR 0 30,829 0
UNITED PARCEL SERVICE INC CL B 911312106 846 9,059 SH   OTR 0 9,059 0
UNITED PARCEL SERVICE INC CL B 911312106 728 7,795 SH   DFND 7,795 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,751 7,022 SH   DFND 7,022 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,119 4,488 SH   OTR 0 4,488 0
VALERO ENERGY CORP COM 91913Y100 576 12,700 SH   OTR 0 12,700 0
VERIZON COMMUNICATIONS INC COM 92343V104 617 11,492 SH   DFND 11,492 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 382 7,102 SH   OTR 0 7,102 0
VISA INC COM CL A 92826C839 8,090 50,208 SH   DFND 50,208 0 0
VISA INC COM CL A 92826C839 4,217 26,176 SH   OTR 0 26,176 0
WASTE CONNECTIONS INC COM 94106B101 6,469 83,469 SH   DFND 83,469 0 0
WASTE CONNECTIONS INC COM 94106B101 625 8,065 SH   OTR 0 8,065 0
WELLS FARGO CO NEW COM 949746101 780 27,183 SH   OTR 0 27,183 0
WHEATON PRECIOUS METALS CORP COM 962879102 416 15,124 SH   DFND 15,124 0 0