The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,753 15,621 SH   OTR 0 15,621 0
3M CO COM 88579Y101 4,542 25,771 SH   DFND 25,771 0 0
ABBOTT LABS COM 002824100 220 5,195 SH   OTR 0 5,195 0
ABBVIE INC COM 00287Y109 233 3,688 SH   DFND 3,688 0 0
ABBVIE INC COM 00287Y109 323 5,127 SH   OTR 0 5,127 0
AGRIUM INC COM 008916108 17,283 190,577 SH   DFND 190,577 0 0
AGRIUM INC COM 008916108 900 9,925 SH   OTR 0 9,925 0
ALLERGAN PLC SHS G0177J108 508 2,204 SH   DFND 2,204 0 0
ALPHABET INC CAP STK CL C 02079K107 622 800 SH   DFND 800 0 0
ALPHABET INC CAP STK CL C 02079K107 721 928 SH   OTR 0 928 0
ALPHABET INC CAP STK CL A 02079K305 3,585 4,459 SH   DFND 4,459 0 0
ALPHABET INC CAP STK CL A 02079K305 3,336 4,149 SH   OTR 0 4,149 0
ALTRIA GROUP INC COM 02209S103 1,481 23,415 SH   DFND 23,415 0 0
ANTHEM INC COM 036752103 801 6,390 SH   DFND 6,390 0 0
ANTHEM INC COM 036752103 482 3,850 SH   OTR 0 3,850 0
APPLE INC COM 037833100 3,616 31,990 SH   DFND 31,990 0 0
APPLE INC COM 037833100 2,381 21,060 SH   OTR 0 21,060 0
AT&T INC COM 00206R102 634 15,618 SH   OTR 0 15,618 0
AUTOMATIC DATA PROCESSING IN COM 053015103 469 5,313 SH   DFND 5,313 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 347 3,938 SH   OTR 0 3,938 0
AUTOZONE INC COM 053332102 357 465 SH   OTR 0 465 0
AUTOZONE INC COM 053332102 649 845 SH   DFND 845 0 0
BANK MONTREAL QUE COM 063671101 28,676 437,339 SH   OTR 0 437,339 0
BANK MONTREAL QUE COM 063671101 17,116 261,044 SH   DFND 261,044 0 0
BANK N S HALIFAX COM 064149107 27,091 511,243 SH   DFND 511,243 0 0
BANK N S HALIFAX COM 064149107 11,739 221,538 SH   OTR 0 221,538 0
BCE INC COM NEW 05534B760 37,975 822,336 SH   DFND 822,336 0 0
BCE INC COM NEW 05534B760 17,220 372,891 SH   OTR 0 372,891 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 279 1,933 SH   OTR 0 1,933 0
BRISTOL MYERS SQUIBB CO COM 110122108 212 3,940 SH   OTR 0 3,940 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,685 76,330 SH   DFND 76,330 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 514 14,597 SH   OTR 0 14,597 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,981 57,200 SH   DFND 57,200 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 6,566 286,490 SH   DFND 286,490 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 206 8,987 SH   OTR 0 8,987 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 8,610 279,925 SH   DFND 279,925 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 426 13,852 SH   OTR 0 13,852 0
CAMECO CORP COM 13321L108 282 32,990 SH   OTR 0 32,990 0
CANADIAN NAT RES LTD COM 136385101 7,612 237,589 SH   DFND 237,589 0 0
CANADIAN NAT RES LTD COM 136385101 5,393 168,316 SH   OTR 0 168,316 0
CANADIAN NATL RY CO COM 136375102 15,770 241,126 SH   DFND 241,126 0 0
CANADIAN NATL RY CO COM 136375102 13,706 209,571 SH   OTR 0 209,571 0
CANADIAN PAC RY LTD COM 13645T100 1,679 10,994 SH   OTR 0 10,994 0
CANADIAN PAC RY LTD COM 13645T100 3,447 22,573 SH   DFND 22,573 0 0
CATERPILLAR INC DEL COM 149123101 231 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 14,877 191,897 SH   DFND 191,897 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 8,929 115,165 SH   OTR 0 115,165 0
CENOVUS ENERGY INC COM 15135U109 590 41,084 SH   DFND 41,084 0 0
CENOVUS ENERGY INC COM 15135U109 457 31,833 SH   OTR 0 31,833 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,027 26,121 SH   DFND 26,121 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 891 11,475 SH   OTR 0 11,475 0
CHEVRON CORP NEW COM 166764100 847 8,232 SH   OTR 0 8,232 0
CISCO SYS INC COM 17275R102 265 8,345 SH   OTR 0 8,345 0
CITIGROUP INC COM NEW 172967424 835 17,670 SH   DFND 17,670 0 0
COCA COLA CO COM 191216100 2,713 64,097 SH   DFND 64,097 0 0
COCA COLA CO COM 191216100 264 6,235 SH   OTR 0 6,235 0
COLGATE PALMOLIVE CO COM 194162103 1,884 25,410 SH   OTR 0 25,410 0
COLGATE PALMOLIVE CO COM 194162103 597 8,050 SH   DFND 8,050 0 0
COMCAST CORP NEW CL A 20030N101 2,855 43,042 SH   DFND 43,042 0 0
COMCAST CORP NEW CL A 20030N101 2,255 33,996 SH   OTR 0 33,996 0
COSTCO WHSL CORP NEW COM 22160K105 1,441 9,450 SH   DFND 9,450 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,171 7,675 SH   OTR 0 7,675 0
CRESCENT PT ENERGY CORP COM 22576C101 237 17,935 SH   DFND 17,935 0 0
CRESCENT PT ENERGY CORP COM 22576C101 268 20,318 SH   OTR 0 20,318 0
CVS HEALTH CORP COM 126650100 3,478 39,088 SH   OTR 0 39,088 0
CVS HEALTH CORP COM 126650100 2,498 28,069 SH   DFND 28,069 0 0
DANAHER CORP DEL COM 235851102 1,099 14,025 SH   DFND 14,025 0 0
DEERE & CO COM 244199105 853 9,995 SH   DFND 9,995 0 0
DEERE & CO COM 244199105 521 6,110 SH   OTR 0 6,110 0
DIAGEO P L C SPON ADR NEW 25243Q205 279 2,407 SH   OTR 0 2,407 0
DISNEY WALT CO COM DISNEY 254687106 5,412 58,285 SH   DFND 58,285 0 0
DISNEY WALT CO COM DISNEY 254687106 2,061 22,198 SH   OTR 0 22,198 0
DUKE ENERGY CORP NEW COM NEW 26441C204 341 4,266 SH   OTR 0 4,266 0
ENBRIDGE INC COM 29250N105 31,304 707,758 SH   DFND 707,758 0 0
ENBRIDGE INC COM 29250N105 15,690 354,739 SH   OTR 0 354,739 0
ENCANA CORP COM 292505104 318 30,406 SH   DFND 30,406 0 0
EXXON MOBIL CORP COM 30231G102 398 4,565 SH   DFND 4,565 0 0
EXXON MOBIL CORP COM 30231G102 1,333 15,276 SH   OTR 0 15,276 0
FACEBOOK INC CL A 30303M102 257 2,000 SH   OTR 0 2,000 0
FEDEX CORP COM 31428X106 365 2,090 SH   OTR 0 2,090 0
FORTIVE CORP COM 34959J108 732 14,377 SH   DFND 14,377 0 0
FRANCO NEVADA CORP COM 351858105 2,418 34,614 SH   DFND 34,614 0 0
FRANCO NEVADA CORP COM 351858105 540 7,735 SH   OTR 0 7,735 0
GENERAL ELECTRIC CO COM 369604103 1,897 64,050 SH   DFND 64,050 0 0
GENERAL ELECTRIC CO COM 369604103 3,594 121,340 SH   OTR 0 121,340 0
GOLDCORP INC NEW COM 380956409 299 18,110 SH   OTR 0 18,110 0
GROUPE CGI INC CL A SUB VTG 39945C109 1,450 30,453 SH   DFND 30,453 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 269 5,640 SH   OTR 0 5,640 0
HONEYWELL INTL INC COM 438516106 257 2,206 SH   DFND 2,206 0 0
ILLINOIS TOOL WKS INC COM 452308109 222 1,849 SH   OTR 0 1,849 0
IMPERIAL OIL LTD COM NEW 453038408 1,013 32,355 SH   DFND 32,355 0 0
INTEL CORP COM 458140100 322 8,530 SH   OTR 0 8,530 0
INTERNATIONAL BUSINESS MACHS COM 459200101 357 2,245 SH   OTR 0 2,245 0
ISHARES TR MSCI EAFE ETF 464287465 263 4,455 SH   DFND 4,455 0 0
ISHARES TR INTL SEL DIV ETF 464288448 520 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 6,800 57,560 SH   DFND 57,560 0 0
JOHNSON & JOHNSON COM 478160104 4,575 38,729 SH   OTR 0 38,729 0
JPMORGAN CHASE & CO COM 46625H100 1,589 23,856 SH   DFND 23,856 0 0
JPMORGAN CHASE & CO COM 46625H100 1,142 17,143 SH   OTR 0 17,143 0
KINDER MORGAN INC DEL COM 49456B101 576 24,900 SH   DFND 24,900 0 0
KRAFT HEINZ CO COM 500754106 342 3,822 SH   OTR 0 3,822 0
KROGER CO COM 501044101 778 26,200 SH   DFND 26,200 0 0
LAUDER ESTEE COS INC CL A 518439104 2,633 29,735 SH   DFND 29,735 0 0
LAUDER ESTEE COS INC CL A 518439104 1,002 11,315 SH   OTR 0 11,315 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 368 4,416 SH   OTR 0 4,416 0
MAGNA INTL INC COM 559222401 4,108 95,654 SH   DFND 95,654 0 0
MAGNA INTL INC COM 559222401 2,289 53,300 SH   OTR 0 53,300 0
MANULIFE FINL CORP COM 56501R106 9,797 694,302 SH   DFND 694,302 0 0
MANULIFE FINL CORP COM 56501R106 3,282 232,614 SH   OTR 0 232,614 0
MASTERCARD INCORPORATED CL A 57636Q104 2,122 20,851 SH   OTR 0 20,851 0
MASTERCARD INCORPORATED CL A 57636Q104 3,138 30,830 SH   DFND 30,830 0 0
MCDONALDS CORP COM 580135101 704 6,103 SH   OTR 0 6,103 0
MCDONALDS CORP COM 580135101 304 2,635 SH   DFND 2,635 0 0
MERCK & CO INC COM 58933Y105 2,830 45,352 SH   DFND 45,352 0 0
MERCK & CO INC COM 58933Y105 2,247 36,004 SH   OTR 0 36,004 0
MICROSOFT CORP COM 594918104 8,005 138,982 SH   DFND 138,982 0 0
MICROSOFT CORP COM 594918104 4,311 74,846 SH   OTR 0 74,846 0
NIKE INC CL B 654106103 1,834 34,840 SH   DFND 34,840 0 0
NIKE INC CL B 654106103 966 18,355 SH   OTR 0 18,355 0
NOVARTIS A G SPONSORED ADR 66987V109 4,800 60,792 SH   DFND 60,792 0 0
NOVARTIS A G SPONSORED ADR 66987V109 2,854 36,151 SH   OTR 0 36,151 0
OCCIDENTAL PETE CORP DEL COM 674599105 316 4,334 SH   OTR 0 4,334 0
ONEOK INC NEW COM 682680103 231 4,500 SH   OTR 0 4,500 0
PEMBINA PIPELINE CORP COM 706327103 513 16,856 SH   OTR 0 16,856 0
PEMBINA PIPELINE CORP COM 706327103 10,889 357,479 SH   DFND 357,479 0 0
PEPSICO INC COM 713448108 956 8,785 SH   OTR 0 8,785 0
PFIZER INC COM 717081103 3,036 89,638 SH   DFND 89,638 0 0
PFIZER INC COM 717081103 1,072 31,648 SH   OTR 0 31,648 0
POTASH CORP SASK INC COM 73755L107 169 10,335 SH   DFND 10,335 0 0
POTASH CORP SASK INC COM 73755L107 238 14,605 SH   OTR 0 14,605 0
PROCTER AND GAMBLE CO COM 742718109 7,887 87,875 SH   DFND 87,875 0 0
PROCTER AND GAMBLE CO COM 742718109 3,730 41,565 SH   OTR 0 41,565 0
RESTAURANT BRANDS INTL INC COM 76131D103 260 5,834 SH   OTR 0 5,834 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,217 27,292 SH   DFND 27,292 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,738 182,421 SH   OTR 0 182,421 0
ROGERS COMMUNICATIONS INC CL B 775109200 14,715 346,885 SH   DFND 346,885 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 55,096 889,219 SH   DFND 889,219 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 59,593 961,790 SH   OTR 0 961,790 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 12,056 589,240 SH   DFND 589,240 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,680 82,093 SH   OTR 0 82,093 0
SILVER WHEATON CORP COM 828336107 204 7,544 SH   OTR 0 7,544 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 535 2,475 SH   DFND 2,475 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 414 1,915 SH   OTR 0 1,915 0
SPECTRA ENERGY CORP COM 847560109 368 8,618 SH   OTR 0 8,618 0
STANTEC INC COM 85472N109 300 12,736 SH   OTR 0 12,736 0
STARBUCKS CORP COM 855244109 299 5,515 SH   OTR 0 5,515 0
SUN LIFE FINL INC COM 866796105 3,572 109,767 SH   OTR 0 109,767 0
SUN LIFE FINL INC COM 866796105 3,291 101,126 SH   DFND 101,126 0 0
SUNCOR ENERGY INC NEW COM 867224107 10,738 386,535 SH   DFND 386,535 0 0
SUNCOR ENERGY INC NEW COM 867224107 7,479 269,207 SH   OTR 0 269,207 0
TECK RESOURCES LTD CL B 878742204 289 16,020 SH   OTR 0 16,020 0
TELUS CORP COM 87971M103 8,893 269,479 SH   DFND 269,479 0 0
TELUS CORP COM 87971M103 7,011 212,441 SH   OTR 0 212,441 0
THOMSON REUTERS CORP COM 884903105 1,574 38,048 SH   DFND 38,048 0 0
THOMSON REUTERS CORP COM 884903105 2,370 57,273 SH   OTR 0 57,273 0
TORONTO DOMINION BK ONT COM NEW 891160509 39,791 896,185 SH   DFND 896,185 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,406 594,731 SH   OTR 0 594,731 0
TRANSALTA CORP COM 89346D107 602 135,292 SH   DFND 135,292 0 0
TRANSCANADA CORP COM 89353D107 33,250 699,118 SH   DFND 699,118 0 0
TRANSCANADA CORP COM 89353D107 21,636 454,921 SH   OTR 0 454,921 0
UNILEVER N V N Y SHS NEW 904784709 5,624 121,995 SH   DFND 121,995 0 0
UNILEVER N V N Y SHS NEW 904784709 3,134 67,991 SH   OTR 0 67,991 0
UNION PAC CORP COM 907818108 2,341 24,003 SH   DFND 24,003 0 0
UNION PAC CORP COM 907818108 273 2,796 SH   OTR 0 2,796 0
UNITED PARCEL SERVICE INC CL B 911312106 1,235 11,295 SH   DFND 11,295 0 0
UNITED PARCEL SERVICE INC CL B 911312106 358 3,270 SH   OTR 0 3,270 0
UNITEDHEALTH GROUP INC COM 91324P102 294 2,100 SH   OTR 0 2,100 0
VALERO ENERGY CORP NEW COM 91913Y100 204 3,845 SH   OTR 0 3,845 0
VERIZON COMMUNICATIONS INC COM 92343V104 701 13,484 SH   OTR 0 13,484 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,853 35,645 SH   DFND 35,645 0 0
VERMILION ENERGY INC COM 923725105 5,725 147,791 SH   DFND 147,791 0 0
VERMILION ENERGY INC COM 923725105 1,350 34,852 SH   OTR 0 34,852 0
VISA INC COM CL A 92826C839 4,314 52,160 SH   DFND 52,160 0 0
VISA INC COM CL A 92826C839 2,327 28,136 SH   OTR 0 28,136 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,185 27,100 SH   DFND 27,100 0 0
WELLS FARGO & CO NEW COM 949746101 1,225 27,670 SH   DFND 27,670 0 0
WELLS FARGO & CO NEW COM 949746101 1,161 26,213 SH   OTR 0 26,213 0
WEYERHAEUSER CO COM 962166104 379 11,875 SH   OTR 0 11,875 0
WEYERHAEUSER CO COM 962166104 860 26,910 SH   DFND 26,910 0 0