The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,101 17,708 SH   OTR 1 0 17,708 0
3M CO COM 88579Y101 4,028 23,002 SH   DFND 1 23,002 0 0
ABBOTT LABS COM 002824100 298 7,575 SH   OTR 1 0 7,575 0
ABBVIE INC COM 00287Y109 246 3,971 SH   DFND 1 3,971 0 0
ABBVIE INC COM 00287Y109 519 8,387 SH   OTR 1 0 8,387 0
AGRIUM INC COM 008916108 15,090 166,892 SH   DFND 1 166,892 0 0
AGRIUM INC COM 008916108 1,181 13,058 SH   OTR 1 0 13,058 0
ALLERGAN PLC SHS G0177J108 1,087 4,704 SH   DFND 1 4,704 0 0
ALPHABET INC CAP STK CL C 02079K107 919 1,328 SH   OTR 1 0 1,328 0
ALPHABET INC CAP STK CL C 02079K107 294 425 SH   DFND 1 425 0 0
ALPHABET INC CAP STK CL A 02079K305 3,499 4,974 SH   DFND 1 4,974 0 0
ALPHABET INC CAP STK CL A 02079K305 2,949 4,192 SH   OTR 1 0 4,192 0
ALTRIA GROUP INC COM 02209S103 1,615 23,417 SH   DFND 1 23,417 0 0
APPLE INC COM 037833100 2,779 29,072 SH   DFND 1 29,072 0 0
APPLE INC COM 037833100 2,390 24,999 SH   OTR 1 0 24,999 0
AT&T INC COM 00206R102 698 16,160 SH   OTR 1 0 16,160 0
AUTOMATIC DATA PROCESSING IN COM 053015103 407 4,433 SH   DFND 1 4,433 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 455 4,958 SH   OTR 1 0 4,958 0
AUTOZONE INC COM 053332102 2,448 3,084 SH   DFND 1 3,084 0 0
AUTOZONE INC COM 053332102 982 1,237 SH   OTR 1 0 1,237 0
BANK MONTREAL QUE COM 063671101 16,798 264,991 SH   DFND 1 264,991 0 0
BANK MONTREAL QUE COM 063671101 16,011 252,584 SH   OTR 1 0 252,584 0
BANK N S HALIFAX COM 064149107 25,250 515,205 SH   DFND 1 515,205 0 0
BANK N S HALIFAX COM 064149107 11,017 224,785 SH   OTR 1 0 224,785 0
BCE INC COM NEW 05534B760 41,181 870,453 SH   DFND 1 870,453 0 0
BCE INC COM NEW 05534B760 18,724 395,768 SH   OTR 1 0 395,768 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 721 4,983 SH   OTR 1 0 4,983 0
BRISTOL MYERS SQUIBB CO COM 110122108 290 3,940 SH   OTR 1 0 3,940 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,549 77,080 SH   DFND 1 77,080 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 460 13,912 SH   OTR 1 0 13,912 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,729 38,207 SH   DFND 1 38,207 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 257 11,456 SH   OTR 1 0 11,456 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 8,232 276,319 SH   DFND 1 276,319 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 251 8,422 SH   OTR 1 0 8,422 0
CAMECO CORP COM 13321L108 363 33,100 SH   OTR 1 0 33,100 0
CANADIAN NAT RES LTD COM 136385101 6,954 225,571 SH   DFND 1 225,571 0 0
CANADIAN NAT RES LTD COM 136385101 5,664 183,701 SH   OTR 1 0 183,701 0
CANADIAN NATL RY CO COM 136375102 13,560 229,597 SH   DFND 1 229,597 0 0
CANADIAN NATL RY CO COM 136375102 13,118 222,106 SH   OTR 1 0 222,106 0
CANADIAN PAC RY LTD COM 13645T100 2,916 22,644 SH   DFND 1 22,644 0 0
CANADIAN PAC RY LTD COM 13645T100 1,378 10,699 SH   OTR 1 0 10,699 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,108 121,325 SH   OTR 1 0 121,325 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 14,210 189,295 SH   DFND 1 189,295 0 0
CENOVUS ENERGY INC COM 15135U109 428 30,955 SH   OTR 1 0 30,955 0
CENOVUS ENERGY INC COM 15135U109 558 40,411 SH   DFND 1 40,411 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,372 29,770 SH   DFND 1 29,770 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 883 11,085 SH   OTR 1 0 11,085 0
CHEVRON CORP NEW COM 166764100 865 8,252 SH   OTR 1 0 8,252 0
CISCO SYS INC COM 17275R102 242 8,429 SH   OTR 1 0 8,429 0
CITIGROUP INC COM NEW 172967424 750 17,687 SH   DFND 1 17,687 0 0
COCA COLA CO COM 191216100 3,295 72,698 SH   DFND 1 72,698 0 0
COCA COLA CO COM 191216100 283 6,235 SH   OTR 1 0 6,235 0
COLGATE PALMOLIVE CO COM 194162103 1,233 16,850 SH   DFND 1 16,850 0 0
COLGATE PALMOLIVE CO COM 194162103 1,860 25,410 SH   OTR 1 0 25,410 0
COMCAST CORP NEW CL A 20030N101 2,460 37,735 SH   OTR 1 0 37,735 0
COMCAST CORP NEW CL A 20030N101 2,462 37,772 SH   DFND 1 37,772 0 0
CONOCOPHILLIPS COM 20825C104 1,138 26,110 SH   DFND 1 26,110 0 0
COSTCO WHSL CORP NEW COM 22160K105 242 1,540 SH   OTR 1 0 1,540 0
CRESCENT PT ENERGY CORP COM 22576C101 2,047 129,646 SH   DFND 1 129,646 0 0
CRESCENT PT ENERGY CORP COM 22576C101 309 19,558 SH   OTR 1 0 19,558 0
CVS HEALTH CORP COM 126650100 329 3,432 SH   DFND 1 3,432 0 0
CVS HEALTH CORP COM 126650100 3,308 34,554 SH   OTR 1 0 34,554 0
DANAHER CORP DEL COM 235851102 1,417 14,025 SH   DFND 1 14,025 0 0
DEERE & CO COM 244199105 2,701 33,335 SH   DFND 1 33,335 0 0
DEERE & CO COM 244199105 1,154 14,240 SH   OTR 1 0 14,240 0
DIAGEO P L C SPON ADR NEW 25243Q205 253 2,240 SH   OTR 1 0 2,240 0
DISNEY WALT CO COM DISNEY 254687106 4,680 47,848 SH   DFND 1 47,848 0 0
DISNEY WALT CO COM DISNEY 254687106 2,457 25,118 SH   OTR 1 0 25,118 0
DUKE ENERGY CORP NEW COM NEW 26441C204 366 4,266 SH   OTR 1 0 4,266 0
EMERSON RADIO CORP COM NEW 291087203 6 11,000 SH   DFND 1 11,000 0 0
ENBRIDGE INC COM 29250N105 29,673 700,497 SH   DFND 1 700,497 0 0
ENBRIDGE INC COM 29250N105 16,529 390,214 SH   OTR 1 0 390,214 0
ENCANA CORP COM 292505104 237 30,408 SH   DFND 1 30,408 0 0
EXXON MOBIL CORP COM 30231G102 2,277 24,291 SH   OTR 1 0 24,291 0
EXXON MOBIL CORP COM 30231G102 980 10,455 SH   DFND 1 10,455 0 0
FACEBOOK INC CL A 30303M102 229 2,000 SH   OTR 1 0 2,000 0
FEDEX CORP COM 31428X106 317 2,090 SH   OTR 1 0 2,090 0
GENERAL ELECTRIC CO COM 369604103 3,306 105,004 SH   DFND 1 105,004 0 0
GENERAL ELECTRIC CO COM 369604103 4,212 133,790 SH   OTR 1 0 133,790 0
GENERAL MTRS CO COM 37045V100 352 12,450 SH   OTR 1 0 12,450 0
GOLDCORP INC NEW COM 380956409 374 19,542 SH   OTR 1 0 19,542 0
GROUPE CGI INC CL A SUB VTG 39945C109 1,301 30,453 SH   DFND 1 30,453 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 236 5,515 SH   OTR 1 0 5,515 0
HONEYWELL INTL INC COM 438516106 417 3,581 SH   DFND 1 3,581 0 0
HONEYWELL INTL INC COM 438516106 1,983 17,050 SH   OTR 1 0 17,050 0
IMPERIAL OIL LTD COM NEW 453038408 1,021 32,350 SH   DFND 1 32,350 0 0
INTEL CORP COM 458140100 280 8,530 SH   OTR 1 0 8,530 0
INTERNATIONAL BUSINESS MACHS COM 459200101 341 2,245 SH   OTR 1 0 2,245 0
ISHARES TR MSCI EAFE ETF 464287465 249 4,455 SH   DFND 1 4,455 0 0
ISHARES TR INTL SEL DIV ETF 464288448 497 17,350 SH   OTR 1 0 17,350 0
JOHNSON & JOHNSON COM 478160104 6,108 50,355 SH   DFND 1 50,355 0 0
JOHNSON & JOHNSON COM 478160104 4,946 40,775 SH   OTR 1 0 40,775 0
JPMORGAN CHASE & CO COM 46625H100 1,569 25,247 SH   DFND 1 25,247 0 0
JPMORGAN CHASE & CO COM 46625H100 1,219 19,625 SH   OTR 1 0 19,625 0
KINDER MORGAN INC DEL COM 49456B101 466 24,900 SH   DFND 1 24,900 0 0
KRAFT HEINZ CO COM 500754106 338 3,822 SH   OTR 1 0 3,822 0
KROGER CO COM 501044101 964 26,200 SH   DFND 1 26,200 0 0
LAUDER ESTEE COS INC CL A 518439104 1,095 12,025 SH   OTR 1 0 12,025 0
LAUDER ESTEE COS INC CL A 518439104 2,430 26,700 SH   DFND 1 26,700 0 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 296 4,000 SH   OTR 1 0 4,000 0
MAGNA INTL INC COM 559222401 3,214 91,650 SH   DFND 1 91,650 0 0
MAGNA INTL INC COM 559222401 2,052 58,512 SH   OTR 1 0 58,512 0
MANULIFE FINL CORP COM 56501R106 1,363 99,738 SH   DFND 1 99,738 0 0
MANULIFE FINL CORP COM 56501R106 2,999 219,386 SH   OTR 1 0 219,386 0
MARKEL CORP COM 570535104 367 385 SH   OTR 1 0 385 0
MASTERCARD INC CL A 57636Q104 1,852 21,036 SH   OTR 1 0 21,036 0
MASTERCARD INC CL A 57636Q104 2,299 26,105 SH   DFND 1 26,105 0 0
MCDONALDS CORP COM 580135101 1,098 9,123 SH   OTR 1 0 9,123 0
MCDONALDS CORP COM 580135101 1,223 10,165 SH   DFND 1 10,165 0 0
MEDTRONIC PLC SHS G5960L103 466 5,370 SH   OTR 1 0 5,370 0
MERCK & CO INC COM 58933Y105 2,944 51,109 SH   DFND 1 51,109 0 0
MERCK & CO INC COM 58933Y105 3,187 55,313 SH   OTR 1 0 55,313 0
MICROSOFT CORP COM 594918104 6,645 129,854 SH   DFND 1 129,854 0 0
MICROSOFT CORP COM 594918104 4,198 82,043 SH   OTR 1 0 82,043 0
NOVARTIS A G SPONSORED ADR 66987V109 4,355 52,777 SH   DFND 1 52,777 0 0
NOVARTIS A G SPONSORED ADR 66987V109 2,703 32,754 SH   OTR 1 0 32,754 0
OCCIDENTAL PETE CORP DEL COM 674599105 311 4,114 SH   OTR 1 0 4,114 0
ONEOK INC NEW COM 682680103 214 4,500 SH   OTR 1 0 4,500 0
PEMBINA PIPELINE CORP COM 706327103 10,737 353,874 SH   DFND 1 353,874 0 0
PEMBINA PIPELINE CORP COM 706327103 546 18,005 SH   OTR 1 0 18,005 0
PEPSICO INC COM 713448108 976 9,215 SH   OTR 1 0 9,215 0
PFIZER INC COM 717081103 3,847 109,245 SH   DFND 1 109,245 0 0
PFIZER INC COM 717081103 1,633 46,383 SH   OTR 1 0 46,383 0
PHILIP MORRIS INTL INC COM 718172109 275 2,699 SH   OTR 1 0 2,699 0
POTASH CORP SASK INC COM 73755L107 190 11,717 SH   DFND 1 11,717 0 0
POTASH CORP SASK INC COM 73755L107 261 16,075 SH   OTR 1 0 16,075 0
PROCTER & GAMBLE CO COM 742718109 9,037 106,737 SH   DFND 1 106,737 0 0
PROCTER & GAMBLE CO COM 742718109 4,701 55,525 SH   OTR 1 0 55,525 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,149 27,612 SH   DFND 1 27,612 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 441 10,594 SH   OTR 1 0 10,594 0
ROGERS COMMUNICATIONS INC CL B 775109200 18,984 469,894 SH   DFND 1 469,894 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,694 190,437 SH   OTR 1 0 190,437 0
ROYAL BK CDA MONTREAL QUE COM 780087102 53,939 912,832 SH   DFND 1 912,832 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 29,312 496,050 SH   OTR 1 0 496,050 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 12,166 633,665 SH   DFND 1 633,665 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,354 70,532 SH   OTR 1 0 70,532 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 670 3,200 SH   DFND 1 3,200 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 396 1,890 SH   OTR 1 0 1,890 0
SPECTRA ENERGY CORP COM 847560109 300 8,182 SH   OTR 1 0 8,182 0
STANTEC INC COM 85472N109 294 12,146 SH   OTR 1 0 12,146 0
STARBUCKS CORP COM 855244109 315 5,515 SH   OTR 1 0 5,515 0
SUN LIFE FINL INC COM 866796105 3,641 110,916 SH   OTR 1 0 110,916 0
SUN LIFE FINL INC COM 866796105 3,250 99,007 SH   DFND 1 99,007 0 0
SUNCOR ENERGY INC NEW COM 867224107 10,211 368,231 SH   DFND 1 368,231 0 0
SUNCOR ENERGY INC NEW COM 867224107 7,912 285,335 SH   OTR 1 0 285,335 0
TARGET CORP COM 87612E106 200 2,865 SH   OTR 1 0 2,865 0
TECK RESOURCES LTD CL B 878742204 287 21,820 SH   OTR 1 0 21,820 0
TELUS CORP COM 87971M103 7,866 244,296 SH   DFND 1 244,296 0 0
TELUS CORP COM 87971M103 7,383 229,290 SH   OTR 1 0 229,290 0
THOMSON REUTERS CORP COM 884903105 2,581 63,848 SH   OTR 1 0 63,848 0
THOMSON REUTERS CORP COM 884903105 1,577 39,012 SH   DFND 1 39,012 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,373 614,329 SH   OTR 1 0 614,329 0
TORONTO DOMINION BK ONT COM NEW 891160509 35,934 837,026 SH   DFND 1 837,026 0 0
TRANSALTA CORP COM 89346D107 706 135,292 SH   DFND 1 135,292 0 0
TRANSALTA CORP COM 89346D107 66 12,590 SH   OTR 1 0 12,590 0
TRANSCANADA CORP COM 89353D107 31,352 693,319 SH   DFND 1 693,319 0 0
TRANSCANADA CORP COM 89353D107 14,590 322,653 SH   OTR 1 0 322,653 0
UNILEVER N V N Y SHS NEW 904784709 4,916 104,725 SH   DFND 1 104,725 0 0
UNILEVER N V N Y SHS NEW 904784709 3,041 64,781 SH   OTR 1 0 64,781 0
UNION PAC CORP COM 907818108 2,094 24,003 SH   DFND 1 24,003 0 0
UNION PAC CORP COM 907818108 273 3,125 SH   OTR 1 0 3,125 0
UNITEDHEALTH GROUP INC COM 91324P102 297 2,100 SH   OTR 1 0 2,100 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 247 7,015 SH   OTR 1 0 7,015 0
VERIZON COMMUNICATIONS INC COM 92343V104 848 15,184 SH   OTR 1 0 15,184 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,915 34,295 SH   DFND 1 34,295 0 0
VERMILION ENERGY INC COM 923725105 4,538 142,620 SH   DFND 1 142,620 0 0
VERMILION ENERGY INC COM 923725105 1,312 41,232 SH   OTR 1 0 41,232 0
VISA INC COM CL A 92826C839 3,532 47,627 SH   DFND 1 47,627 0 0
VISA INC COM CL A 92826C839 2,207 29,760 SH   OTR 1 0 29,760 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,265 27,200 SH   DFND 1 27,200 0 0
WELLS FARGO & CO NEW COM 949746101 1,505 31,805 SH   DFND 1 31,805 0 0
WELLS FARGO & CO NEW COM 949746101 1,441 30,448 SH   OTR 1 0 30,448 0
WEYERHAEUSER CO COM 962166104 217 7,300 SH   DFND 1 7,300 0 0