The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,717 16,303 SH   OTR 1 0 16,303 0
3M CO COM 88579Y101 3,560 21,367 SH   DFND 1 21,367 0 0
ABBOTT LABS COM 002824100 381 9,120 SH   DFND 1 9,120 0 0
ABBOTT LABS COM 002824100 1,041 24,875 SH   OTR 1 0 24,875 0
ABBVIE INC COM 00287Y109 308 5,396 SH   DFND 1 5,396 0 0
ABBVIE INC COM 00287Y109 780 13,662 SH   OTR 1 0 13,662 0
AGRIUM INC COM 008916108 6,187 70,081 SH   DFND 1 70,081 0 0
AGRIUM INC COM 008916108 1,084 12,283 SH   OTR 1 0 12,283 0
ALPHABET INC CAP STK CL C 02079K107 989 1,328 SH   OTR 1 0 1,328 0
ALPHABET INC CAP STK CL C 02079K107 287 385 SH   DFND 1 385 0 0
ALPHABET INC CAP STK CL A 02079K305 3,192 4,184 SH   DFND 1 4,184 0 0
ALPHABET INC CAP STK CL A 02079K305 2,815 3,690 SH   OTR 1 0 3,690 0
ALTRIA GROUP INC COM 02209S103 1,467 23,417 SH   DFND 1 23,417 0 0
APPLE INC COM 037833100 3,157 28,969 SH   DFND 1 28,969 0 0
APPLE INC COM 037833100 2,913 26,724 SH   OTR 1 0 26,724 0
AT&T INC COM 00206R102 652 16,646 SH   OTR 1 0 16,646 0
AUTOMATIC DATA PROCESSING IN COM 053015103 398 4,433 SH   DFND 1 4,433 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 445 4,958 SH   OTR 1 0 4,958 0
AUTOZONE INC COM 053332102 2,433 3,054 SH   DFND 1 3,054 0 0
AUTOZONE INC COM 053332102 958 1,202 SH   OTR 1 0 1,202 0
BANK MONTREAL QUE COM 063671101 15,767 259,795 SH   DFND 1 259,795 0 0
BANK MONTREAL QUE COM 063671101 14,921 245,863 SH   OTR 1 0 245,863 0
BANK N S HALIFAX COM 064149107 26,836 549,239 SH   DFND 1 549,239 0 0
BANK N S HALIFAX COM 064149107 12,701 259,954 SH   OTR 1 0 259,954 0
BCE INC COM NEW 05534B760 39,565 868,796 SH   DFND 1 868,796 0 0
BCE INC COM NEW 05534B760 18,284 401,490 SH   OTR 1 0 401,490 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 707 4,983 SH   OTR 1 0 4,983 0
BRISTOL MYERS SQUIBB CO COM 110122108 252 3,940 SH   OTR 1 0 3,940 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,789 80,173 SH   DFND 1 80,173 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 474 13,637 SH   OTR 1 0 13,637 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,589 37,710 SH   DFND 1 37,710 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 247 10,656 SH   OTR 1 0 10,656 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 10,327 344,803 SH   DFND 1 344,803 0 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 226 7,540 SH   OTR 1 0 7,540 0
CAMECO CORP COM 13321L108 485 37,800 SH   OTR 1 0 37,800 0
CANADIAN NAT RES LTD COM 136385101 6,120 226,675 SH   DFND 1 226,675 0 0
CANADIAN NAT RES LTD COM 136385101 4,993 184,916 SH   OTR 1 0 184,916 0
CANADIAN NATL RY CO COM 136375102 14,249 228,126 SH   DFND 1 228,126 0 0
CANADIAN NATL RY CO COM 136375102 14,395 230,474 SH   OTR 1 0 230,474 0
CANADIAN PAC RY LTD COM 13645T100 3,007 22,662 SH   DFND 1 22,662 0 0
CANADIAN PAC RY LTD COM 13645T100 1,393 10,499 SH   OTR 1 0 10,499 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,081 121,555 SH   OTR 1 0 121,555 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 17,397 232,864 SH   DFND 1 232,864 0 0
CENOVUS ENERGY INC COM 15135U109 482 37,050 SH   OTR 1 0 37,050 0
CENOVUS ENERGY INC COM 15135U109 578 44,426 SH   DFND 1 44,426 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,491 28,475 SH   DFND 1 28,475 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 763 8,725 SH   OTR 1 0 8,725 0
CHEVRON CORP NEW COM 166764100 1,605 16,827 SH   OTR 1 0 16,827 0
CISCO SYS INC COM 17275R102 240 8,429 SH   OTR 1 0 8,429 0
CITIGROUP INC COM NEW 172967424 847 20,288 SH   DFND 1 20,288 0 0
CITIGROUP INC COM NEW 172967424 210 5,035 SH   OTR 1 0 5,035 0
COCA COLA CO COM 191216100 3,373 72,700 SH   DFND 1 72,700 0 0
COCA COLA CO COM 191216100 289 6,235 SH   OTR 1 0 6,235 0
COLGATE PALMOLIVE CO COM 194162103 1,190 16,850 SH   DFND 1 16,850 0 0
COLGATE PALMOLIVE CO COM 194162103 1,823 25,810 SH   OTR 1 0 25,810 0
COMCAST CORP NEW CL A 20030N101 2,323 38,030 SH   OTR 1 0 38,030 0
COMCAST CORP NEW CL A 20030N101 2,301 37,679 SH   DFND 1 37,679 0 0
CONOCOPHILLIPS COM 20825C104 939 23,310 SH   DFND 1 23,310 0 0
CRESCENT PT ENERGY CORP COM 22576C101 8,720 630,024 SH   DFND 1 630,024 0 0
CRESCENT PT ENERGY CORP COM 22576C101 483 34,888 SH   OTR 1 0 34,888 0
CVS HEALTH CORP COM 126650100 333 3,210 SH   DFND 1 3,210 0 0
CVS HEALTH CORP COM 126650100 3,736 36,014 SH   OTR 1 0 36,014 0
DANAHER CORP DEL COM 235851102 1,522 16,040 SH   DFND 1 16,040 0 0
DANAHER CORP DEL COM 235851102 390 4,112 SH   OTR 1 0 4,112 0
DEERE & CO COM 244199105 2,754 35,775 SH   DFND 1 35,775 0 0
DEERE & CO COM 244199105 1,058 13,740 SH   OTR 1 0 13,740 0
DIAGEO P L C SPON ADR NEW 25243Q205 237 2,200 SH   OTR 1 0 2,200 0
DISNEY WALT CO COM DISNEY 254687106 4,596 46,281 SH   DFND 1 46,281 0 0
DISNEY WALT CO COM DISNEY 254687106 2,199 22,143 SH   OTR 1 0 22,143 0
DUKE ENERGY CORP NEW COM NEW 26441C204 344 4,266 SH   OTR 1 0 4,266 0
EMERSON RADIO CORP COM NEW 291087203 9 11,000 SH   DFND 1 11,000 0 0
ENBRIDGE INC COM 29250N105 23,207 596,426 SH   DFND 1 596,426 0 0
ENBRIDGE INC COM 29250N105 15,546 399,549 SH   OTR 1 0 399,549 0
ENCANA CORP COM 292505104 187 30,768 SH   DFND 1 30,768 0 0
ENCANA CORP COM 292505104 87 14,320 SH   OTR 1 0 14,320 0
EXXON MOBIL CORP COM 30231G102 1,075 12,855 SH   DFND 1 12,855 0 0
EXXON MOBIL CORP COM 30231G102 2,076 24,841 SH   OTR 1 0 24,841 0
FACEBOOK INC CL A 30303M102 228 2,000 SH   OTR 1 0 2,000 0
FEDEX CORP COM 31428X106 340 2,090 SH   OTR 1 0 2,090 0
GENERAL ELECTRIC CO COM 369604103 3,358 105,625 SH   DFND 1 105,625 0 0
GENERAL ELECTRIC CO COM 369604103 5,026 158,095 SH   OTR 1 0 158,095 0
GENERAL MTRS CO COM 37045V100 391 12,450 SH   OTR 1 0 12,450 0
GOLDCORP INC NEW COM 380956409 330 20,302 SH   OTR 1 0 20,302 0
GROUPE CGI INC CL A SUB VTG 39945C109 264 5,520 SH   OTR 1 0 5,520 0
HARLEY DAVIDSON INC COM 412822108 862 16,790 SH   DFND 1 16,790 0 0
HARLEY DAVIDSON INC COM 412822108 274 5,340 SH   OTR 1 0 5,340 0
HOME DEPOT INC COM 437076102 201 1,510 SH   OTR 1 0 1,510 0
HONEYWELL INTL INC COM 438516106 1,028 9,176 SH   DFND 1 9,176 0 0
HONEYWELL INTL INC COM 438516106 2,225 19,860 SH   OTR 1 0 19,860 0
ILLINOIS TOOL WKS INC COM 452308109 210 2,049 SH   OTR 1 0 2,049 0
IMPERIAL OIL LTD COM NEW 453038408 1,046 31,310 SH   DFND 1 31,310 0 0
INTEL CORP COM 458140100 276 8,530 SH   OTR 1 0 8,530 0
INTERNATIONAL BUSINESS MACHS COM 459200101 324 2,140 SH   DFND 1 2,140 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 393 2,595 SH   OTR 1 0 2,595 0
ISHARES TR MSCI EAFE ETF 464287465 255 4,455 SH   DFND 1 4,455 0 0
ISHARES TR INTL SEL DIV ETF 464288448 503 17,350 SH   OTR 1 0 17,350 0
JOHNSON & JOHNSON COM 478160104 4,461 41,230 SH   OTR 1 0 41,230 0
JOHNSON & JOHNSON COM 478160104 5,238 48,411 SH   DFND 1 48,411 0 0
JPMORGAN CHASE & CO COM 46625H100 2,133 36,018 SH   DFND 1 36,018 0 0
JPMORGAN CHASE & CO COM 46625H100 2,341 39,530 SH   OTR 1 0 39,530 0
KINDER MORGAN INC DEL COM 49456B101 445 24,900 SH   DFND 1 24,900 0 0
LAUDER ESTEE COS INC CL A 518439104 2,278 24,155 SH   DFND 1 24,155 0 0
LAUDER ESTEE COS INC CL A 518439104 920 9,750 SH   OTR 1 0 9,750 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 270 4,000 SH   OTR 1 0 4,000 0
MAGNA INTL INC COM 559222401 3,905 90,907 SH   DFND 1 90,907 0 0
MAGNA INTL INC COM 559222401 2,538 59,082 SH   OTR 1 0 59,082 0
MANULIFE FINL CORP COM 56501R106 1,431 101,275 SH   DFND 1 101,275 0 0
MANULIFE FINL CORP COM 56501R106 2,924 206,918 SH   OTR 1 0 206,918 0
MARKEL CORP COM 570535104 343 385 SH   OTR 1 0 385 0
MASTERCARD INC CL A 57636Q104 960 10,156 SH   OTR 1 0 10,156 0
MASTERCARD INC CL A 57636Q104 1,809 19,145 SH   DFND 1 19,145 0 0
MCDONALDS CORP COM 580135101 2,979 23,700 SH   DFND 1 23,700 0 0
MCDONALDS CORP COM 580135101 1,241 9,873 SH   OTR 1 0 9,873 0
MEDTRONIC PLC SHS G5960L103 455 6,070 SH   OTR 1 0 6,070 0
MERCK & CO INC NEW COM 58933Y105 2,664 50,359 SH   DFND 1 50,359 0 0
MERCK & CO INC NEW COM 58933Y105 2,719 51,388 SH   OTR 1 0 51,388 0
MICROSOFT CORP COM 594918104 7,103 128,601 SH   DFND 1 128,601 0 0
MICROSOFT CORP COM 594918104 4,546 82,305 SH   OTR 1 0 82,305 0
NOVARTIS A G SPONSORED ADR 66987V109 725 10,015 SH   OTR 1 0 10,015 0
NOVARTIS A G SPONSORED ADR 66987V109 1,565 21,602 SH   DFND 1 21,602 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 292 4,264 SH   OTR 1 0 4,264 0
ORACLE CORP COM 68389X105 373 9,126 SH   OTR 1 0 9,126 0
PEMBINA PIPELINE CORP COM 706327103 6,941 257,252 SH   DFND 1 257,252 0 0
PEMBINA PIPELINE CORP COM 706327103 492 18,251 SH   OTR 1 0 18,251 0
PEPSICO INC COM 713448108 1,016 9,915 SH   OTR 1 0 9,915 0
PFIZER INC COM 717081103 3,346 112,894 SH   DFND 1 112,894 0 0
PFIZER INC COM 717081103 1,669 56,323 SH   OTR 1 0 56,323 0
PHILIP MORRIS INTL INC COM 718172109 265 2,699 SH   OTR 1 0 2,699 0
POTASH CORP SASK INC COM 73755L107 241 14,131 SH   DFND 1 14,131 0 0
POTASH CORP SASK INC COM 73755L107 356 20,929 SH   OTR 1 0 20,929 0
PRAXAIR INC COM 74005P104 217 1,895 SH   OTR 1 0 1,895 0
PROCTER & GAMBLE CO COM 742718109 4,638 56,345 SH   OTR 1 0 56,345 0
PROCTER & GAMBLE CO COM 742718109 8,679 105,437 SH   DFND 1 105,437 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,115 28,706 SH   DFND 1 28,706 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 440 11,319 SH   OTR 1 0 11,319 0
ROGERS COMMUNICATIONS INC CL B 775109200 9,638 240,841 SH   DFND 1 240,841 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,674 191,754 SH   OTR 1 0 191,754 0
ROYAL BK CDA MONTREAL QUE COM 780087102 50,374 875,150 SH   DFND 1 875,150 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 29,332 509,597 SH   OTR 1 0 509,597 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 12,014 622,155 SH   DFND 1 622,155 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,272 65,874 SH   OTR 1 0 65,874 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 658 3,200 SH   DFND 1 3,200 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 388 1,890 SH   OTR 1 0 1,890 0
STANTEC INC COM 85472N109 242 9,561 SH   OTR 1 0 9,561 0
STARBUCKS CORP COM 855244109 329 5,515 SH   OTR 1 0 5,515 0
SUN LIFE FINL INC COM 866796105 3,223 99,873 SH   DFND 1 99,873 0 0
SUN LIFE FINL INC COM 866796105 3,769 116,811 SH   OTR 1 0 116,811 0
SUNCOR ENERGY INC NEW COM 867224107 9,502 341,659 SH   DFND 1 341,659 0 0
SUNCOR ENERGY INC NEW COM 867224107 7,912 284,492 SH   OTR 1 0 284,492 0
TARGET CORP COM 87612E106 348 4,225 SH   OTR 1 0 4,225 0
TECK RESOURCES LTD CL B 878742204 231 30,330 SH   OTR 1 0 30,330 0
TELUS CORP COM 87971M103 7,209 221,621 SH   OTR 1 0 221,621 0
TELUS CORP COM 87971M103 8,807 270,742 SH   DFND 1 270,742 0 0
THOMSON REUTERS CORP COM 884903105 2,711 66,978 SH   OTR 1 0 66,978 0
THOMSON REUTERS CORP COM 884903105 5,662 139,882 SH   DFND 1 139,882 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 29,625 686,882 SH   DFND 1 686,882 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,869 622,976 SH   OTR 1 0 622,976 0
TRANSALTA CORP COM 89346D107 641 137,971 SH   DFND 1 137,971 0 0
TRANSALTA CORP COM 89346D107 67 14,390 SH   OTR 1 0 14,390 0
TRANSCANADA CORP COM 89353D107 29,832 758,879 SH   DFND 1 758,879 0 0
TRANSCANADA CORP COM 89353D107 12,999 330,683 SH   OTR 1 0 330,683 0
UNILEVER N V N Y SHS NEW 904784709 4,574 102,370 SH   DFND 1 102,370 0 0
UNILEVER N V N Y SHS NEW 904784709 2,702 60,466 SH   OTR 1 0 60,466 0
UNION PAC CORP COM 907818108 1,989 25,003 SH   DFND 1 25,003 0 0
UNION PAC CORP COM 907818108 249 3,125 SH   OTR 1 0 3,125 0
UNITEDHEALTH GROUP INC COM 91324P102 271 2,100 SH   OTR 1 0 2,100 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 243 7,015 SH   OTR 1 0 7,015 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,117 57,643 SH   DFND 1 57,643 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,033 19,104 SH   OTR 1 0 19,104 0
VERMILION ENERGY INC COM 923725105 5,493 188,001 SH   DFND 1 188,001 0 0
VERMILION ENERGY INC COM 923725105 1,192 40,797 SH   OTR 1 0 40,797 0
VISA INC COM CL A 92826C839 3,477 45,469 SH   DFND 1 45,469 0 0
VISA INC COM CL A 92826C839 1,582 20,685 SH   OTR 1 0 20,685 0
WELLS FARGO & CO NEW COM 949746101 3,277 67,753 SH   OTR 1 0 67,753 0
WELLS FARGO & CO NEW COM 949746101 2,415 49,940 SH   DFND 1 49,940 0 0