The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,368 15,718 SH   OTR 1 0 15,718 0
3M CO COM 88579Y101 3,137 20,825 SH   DFND 1 20,825 0 0
ABBOTT LABS COM 002824100 1,574 35,055 SH   DFND 1 35,055 0 0
ABBOTT LABS COM 002824100 2,102 46,805 SH   OTR 1 0 46,805 0
ABBVIE INC COM 00287Y109 754 12,732 SH   DFND 1 12,732 0 0
ABBVIE INC COM 00287Y109 1,013 17,102 SH   OTR 1 0 17,102 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 209 2,000 SH   DFND 1 2,000 0 0
AGRIUM INC COM 008916108 5,636 63,088 SH   DFND 1 63,088 0 0
AGRIUM INC COM 008916108 1,084 12,130 SH   OTR 1 0 12,130 0
ALPHABET INC CAP STK CL C 02079K107 1,000 1,318 SH   OTR 1 0 1,318 0
ALPHABET INC CAP STK CL C 02079K107 256 337 SH   DFND 1 337 0 0
ALPHABET INC CAP STK CL A 02079K305 3,175 4,081 SH   DFND 1 4,081 0 0
ALPHABET INC CAP STK CL A 02079K305 2,793 3,590 SH   OTR 1 0 3,590 0
ALTRIA GROUP INC COM 02209S103 1,428 24,528 SH   DFND 1 24,528 0 0
APPLE INC COM 037833100 2,997 28,475 SH   DFND 1 28,475 0 0
APPLE INC COM 037833100 2,517 23,916 SH   OTR 1 0 23,916 0
AT&T INC COM 00206R102 956 27,775 SH   DFND 1 27,775 0 0
AT&T INC COM 00206R102 578 16,796 SH   OTR 1 0 16,796 0
AUTOMATIC DATA PROCESSING IN COM 053015103 313 3,698 SH   DFND 1 3,698 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 318 3,758 SH   OTR 1 0 3,758 0
AUTOZONE INC COM 053332102 2,088 2,814 SH   DFND 1 2,814 0 0
AUTOZONE INC COM 053332102 881 1,187 SH   OTR 1 0 1,187 0
BANK MONTREAL QUE COM 063671101 13,635 241,677 SH   DFND 1 241,677 0 0
BANK MONTREAL QUE COM 063671101 14,110 250,081 SH   OTR 1 0 250,081 0
BANK N S HALIFAX COM 064149107 18,716 462,797 SH   DFND 1 462,797 0 0
BANK N S HALIFAX COM 064149107 12,617 311,993 SH   OTR 1 0 311,993 0
BCE INC COM NEW 05534B760 31,851 824,738 SH   DFND 1 824,738 0 0
BCE INC COM NEW 05534B760 15,633 404,780 SH   OTR 1 0 404,780 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 658 4,983 SH   OTR 1 0 4,983 0
BRISTOL MYERS SQUIBB CO COM 110122108 271 3,940 SH   OTR 1 0 3,940 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,419 76,707 SH   DFND 1 76,707 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 465 14,734 SH   OTR 1 0 14,734 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,390 36,661 SH   DFND 1 36,661 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 204 8,778 SH   DFND 1 8,778 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 254 10,950 SH   OTR 1 0 10,950 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNI G16258108 201 7,669 SH   OTR 1 0 7,669 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNI G16258108 8,916 340,575 SH   DFND 1 340,575 0 0
CAMECO CORP COM 13321L108 255 20,700 SH   DFND 1 20,700 0 0
CAMECO CORP COM 13321L108 503 40,775 SH   OTR 1 0 40,775 0
CANADIAN NAT RES LTD COM 136385101 4,810 220,332 SH   DFND 1 220,332 0 0
CANADIAN NAT RES LTD COM 136385101 4,235 194,007 SH   OTR 1 0 194,007 0
CANADIAN NATL RY CO COM 136375102 12,907 230,981 SH   DFND 1 230,981 0 0
CANADIAN NATL RY CO COM 136375102 13,420 240,164 SH   OTR 1 0 240,164 0
CANADIAN PAC RY LTD COM 13645T100 2,991 23,444 SH   DFND 1 23,444 0 0
CANADIAN PAC RY LTD COM 13645T100 1,359 10,651 SH   OTR 1 0 10,651 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 15,356 233,123 SH   DFND 1 233,123 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 8,384 127,275 SH   OTR 1 0 127,275 0
CENOVUS ENERGY INC COM 15135U109 582 46,148 SH   DFND 1 46,148 0 0
CENOVUS ENERGY INC COM 15135U109 575 45,531 SH   OTR 1 0 45,531 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,039 25,050 SH   DFND 1 25,050 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 673 8,270 SH   OTR 1 0 8,270 0
CHEVRON CORP NEW COM 166764100 887 9,860 SH   DFND 1 9,860 0 0
CHEVRON CORP NEW COM 166764100 1,591 17,688 SH   OTR 1 0 17,688 0
CHUBB CORP COM 171232101 251 1,890 SH   OTR 1 0 1,890 0
CISCO SYS INC COM 17275R102 232 8,558 SH   OTR 1 0 8,558 0
CITIGROUP INC COM NEW 172967424 606 11,710 SH   OTR 1 0 11,710 0
CITIGROUP INC COM NEW 172967424 1,254 24,223 SH   DFND 1 24,223 0 0
COCA COLA CO COM 191216100 3,171 73,816 SH   DFND 1 73,816 0 0
COCA COLA CO COM 191216100 294 6,835 SH   OTR 1 0 6,835 0
COLGATE PALMOLIVE CO COM 194162103 1,143 17,150 SH   DFND 1 17,150 0 0
COLGATE PALMOLIVE CO COM 194162103 1,732 26,005 SH   OTR 1 0 26,005 0
COMCAST CORP NEW CL A 20030N101 2,113 37,449 SH   DFND 1 37,449 0 0
COMCAST CORP NEW CL A 20030N101 2,167 38,410 SH   OTR 1 0 38,410 0
CONOCOPHILLIPS COM 20825C104 778 16,671 SH   DFND 1 16,671 0 0
CRESCENT PT ENERGY CORP COM 22576C101 4,274 366,862 SH   DFND 1 366,862 0 0
CRESCENT PT ENERGY CORP COM 22576C101 585 50,190 SH   OTR 1 0 50,190 0
CSX CORP COM 126408103 223 8,585 SH   OTR 1 0 8,585 0
CVS HEALTH CORP COM 126650100 3,575 36,564 SH   OTR 1 0 36,564 0
CVS HEALTH CORP COM 126650100 310 3,167 SH   DFND 1 3,167 0 0
DANAHER CORP DEL COM 235851102 630 6,785 SH   OTR 1 0 6,785 0
DANAHER CORP DEL COM 235851102 2,052 22,097 SH   DFND 1 22,097 0 0
DEERE & CO COM 244199105 2,583 33,870 SH   DFND 1 33,870 0 0
DEERE & CO COM 244199105 1,022 13,405 SH   OTR 1 0 13,405 0
DIAGEO P L C SPON ADR NEW 25243Q205 240 2,200 SH   OTR 1 0 2,200 0
DISNEY WALT CO COM DISNEY 254687106 4,748 45,187 SH   DFND 1 45,187 0 14
DISNEY WALT CO COM DISNEY 254687106 2,057 19,573 SH   OTR 1 0 19,573 13
DU PONT E I DE NEMOURS & CO COM 263534109 240 3,600 SH   DFND 1 3,600 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 305 4,266 SH   OTR 1 0 4,266 0
EMERSON RADIO CORP COM NEW 291087203 11 11,000 SH   DFND 1 11,000 0 0
ENBRIDGE INC COM 29250N105 13,867 417,810 SH   OTR 1 0 417,810 0
ENBRIDGE INC COM 29250N105 13,381 403,174 SH   DFND 1 403,174 0 0
ENCANA CORP COM 292505104 164 32,254 SH   DFND 1 32,254 0 0
ENCANA CORP COM 292505104 102 19,959 SH   OTR 1 0 19,959 0
EXXON MOBIL CORP COM 30231G102 1,050 13,475 SH   DFND 1 13,475 0 0
EXXON MOBIL CORP COM 30231G102 1,929 24,749 SH   OTR 1 0 24,749 0
FACEBOOK INC CL A 30303M102 209 2,000 SH   OTR 1 0 2,000 0
GENERAL ELECTRIC CO COM 369604103 3,488 111,986 SH   DFND 1 111,986 0 0
GENERAL ELECTRIC CO COM 369604103 4,965 159,395 SH   OTR 1 0 159,395 0
GENERAL MTRS CO COM 37045V100 423 12,450 SH   OTR 1 0 12,450 0
GILEAD SCIENCES INC COM 375558103 243 2,398 SH   OTR 1 0 2,398 0
GOLDCORP INC NEW COM 380956409 273 23,643 SH   DFND 1 23,643 0 0
GOLDCORP INC NEW COM 380956409 298 25,764 SH   OTR 1 0 25,764 0
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT 395258106 244 13,201 SH   DFND 1 13,201 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 253 6,331 SH   OTR 1 0 6,331 0
HARLEY DAVIDSON INC COM 412822108 1,864 41,070 SH   DFND 1 41,070 0 0
HARLEY DAVIDSON INC COM 412822108 310 6,840 SH   OTR 1 0 6,840 0
HOME DEPOT INC COM 437076102 200 1,510 SH   OTR 1 0 1,510 0
HONEYWELL INTL INC COM 438516106 2,087 20,155 SH   DFND 1 20,155 0 0
HONEYWELL INTL INC COM 438516106 2,375 22,930 SH   OTR 1 0 22,930 0
ILLINOIS TOOL WKS INC COM 452308109 329 3,549 SH   OTR 1 0 3,549 0
IMPERIAL OIL LTD COM NEW 453038408 1,029 31,640 SH   DFND 1 31,640 0 0
INTEL CORP COM 458140100 294 8,530 SH   OTR 1 0 8,530 0
INTERNATIONAL BUSINESS MACHS COM 459200101 330 2,395 SH   OTR 1 0 2,395 0
INTERNATIONAL BUSINESS MACHS COM 459200101 391 2,843 SH   DFND 1 2,843 0 0
ISHARES TR MSCI EAFE ETF 464287465 262 4,455 SH   DFND 1 4,455 0 0
ISHARES TR INTL SEL DIV ET 464288448 498 17,350 SH   OTR 1 0 17,350 0
JOHNSON & JOHNSON COM 478160104 4,949 48,175 SH   DFND 1 48,175 0 0
JOHNSON & JOHNSON COM 478160104 4,289 41,756 SH   OTR 1 0 41,756 0
JPMORGAN CHASE & CO COM 46625H100 3,846 58,251 SH   DFND 1 58,251 0 0
JPMORGAN CHASE & CO COM 46625H100 3,168 47,982 SH   OTR 1 0 47,982 0
KINDER MORGAN INC DEL COM 49456B101 376 25,200 SH   DFND 1 25,200 0 0
LAUDER ESTEE COS INC CL A 518439104 534 6,065 SH   DFND 1 6,065 0 0
LAUDER ESTEE COS INC CL A 518439104 263 2,990 SH   OTR 1 0 2,990 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 290 4,000 SH   OTR 1 0 4,000 0
MAGNA INTL INC COM 559222401 2,385 58,814 SH   OTR 1 0 58,814 0
MAGNA INTL INC COM 559222401 3,603 88,822 SH   DFND 1 88,822 0 0
MANULIFE FINL CORP COM 56501R106 3,349 223,552 SH   OTR 1 0 223,552 0
MANULIFE FINL CORP COM 56501R106 1,580 105,472 SH   DFND 1 105,472 0 0
MARKEL CORP COM 570535104 340 385 SH   OTR 1 0 385 0
MCDONALDS CORP COM 580135101 2,904 24,585 SH   DFND 1 24,585 0 0
MCDONALDS CORP COM 580135101 1,184 10,023 SH   OTR 1 0 10,023 0
MEDTRONIC PLC SHS G5960L103 467 6,070 SH   OTR 1 0 6,070 0
MERCK & CO INC NEW COM 58933Y105 4,576 86,629 SH   DFND 1 86,629 0 0
MERCK & CO INC NEW COM 58933Y105 2,500 47,323 SH   OTR 1 0 47,323 0
METLIFE INC COM 59156R108 217 4,505 SH   OTR 1 0 4,505 0
MICROSOFT CORP COM 594918104 4,559 82,171 SH   OTR 1 0 82,171 0
MICROSOFT CORP COM 594918104 7,125 128,419 SH   DFND 1 128,419 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 301 4,453 SH   OTR 1 0 4,453 0
ORACLE CORP COM 68389X105 345 9,431 SH   OTR 1 0 9,431 0
PAYCHEX INC COM 704326107 258 4,884 SH   OTR 1 0 4,884 0
PEMBINA PIPELINE CORP COM 706327103 5,531 254,188 SH   DFND 1 254,188 0 0
PEMBINA PIPELINE CORP COM 706327103 354 16,249 SH   OTR 1 0 16,249 0
PEPSICO INC COM 713448108 1,527 15,280 SH   OTR 1 0 15,280 0
PFIZER INC COM 717081103 4,031 124,862 SH   DFND 1 124,862 0 0
PFIZER INC COM 717081103 2,872 88,960 SH   OTR 1 0 88,960 0
PHILIP MORRIS INTL INC COM 718172109 1,064 12,107 SH   DFND 1 12,107 0 0
PHILIP MORRIS INTL INC COM 718172109 237 2,699 SH   OTR 1 0 2,699 0
POTASH CORP SASK INC COM 73755L107 598 34,956 SH   OTR 1 0 34,956 0
POTASH CORP SASK INC COM 73755L107 512 29,928 SH   DFND 1 29,928 0 0
PRAXAIR INC COM 74005P104 417 4,070 SH   OTR 1 0 4,070 0
PROCTER & GAMBLE CO COM 742718109 8,457 106,492 SH   DFND 1 106,492 0 0
PROCTER & GAMBLE CO COM 742718109 4,447 55,995 SH   OTR 1 0 55,995 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 220 9,360 SH   OTR 1 0 9,360 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,441 38,584 SH   DFND 1 38,584 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 625 16,727 SH   OTR 1 0 16,727 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,329 241,687 SH   DFND 1 241,687 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,671 193,589 SH   OTR 1 0 193,589 0
ROYAL BK CDA MONTREAL QUE COM 780087102 42,241 788,389 SH   DFND 1 788,389 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 28,596 533,715 SH   OTR 1 0 533,715 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 5,519 321,070 SH   DFND 1 321,070 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,109 64,534 SH   OTR 1 0 64,534 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 424 2,078 SH   OTR 1 0 2,078 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 505 2,475 SH   DFND 1 2,475 0 0
STANTEC INC COM 85472N109 229 9,246 SH   OTR 1 0 9,246 0
STARBUCKS CORP COM 855244109 331 5,515 SH   OTR 1 0 5,515 0
SUN LIFE FINL INC COM 866796105 3,133 100,414 SH   DFND 1 100,414 0 0
SUN LIFE FINL INC COM 866796105 3,802 121,865 SH   OTR 1 0 121,865 0
SUNCOR ENERGY INC NEW COM 867224107 8,571 332,217 SH   DFND 1 332,217 0 0
SUNCOR ENERGY INC NEW COM 867224107 7,399 286,770 SH   OTR 1 0 286,770 0
TARGET CORP COM 87612E106 300 4,125 SH   OTR 1 0 4,125 0
TECK RESOURCES LTD CL B 878742204 250 64,763 SH   OTR 1 0 64,763 0
TECK RESOURCES LTD CL B 878742204 204 52,776 SH   DFND 1 52,776 0 0
TELUS CORP COM 87971M103 6,189 223,821 SH   OTR 1 0 223,821 0
TELUS CORP COM 87971M103 7,423 268,477 SH   DFND 1 268,477 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 709 5,000 SH   DFND 1 5,000 0 0
THOMSON REUTERS CORP COM 884903105 5,431 143,479 SH   DFND 1 143,479 0 0
THOMSON REUTERS CORP COM 884903105 3,008 79,473 SH   OTR 1 0 79,473 0
TORONTO DOMINION BK ONT COM NEW 891160509 28,397 724,964 SH   DFND 1 724,964 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,076 665,710 SH   OTR 1 0 665,710 0
TRANSALTA CORP COM 89346D107 488 137,971 SH   DFND 1 137,971 0 0
TRANSCANADA CORP COM 89353D107 25,440 780,610 SH   DFND 1 780,610 0 0
TRANSCANADA CORP COM 89353D107 11,125 341,350 SH   OTR 1 0 341,350 0
UNILEVER N V N Y SHS NEW 904784709 2,203 50,856 SH   OTR 1 0 50,856 0
UNILEVER N V N Y SHS NEW 904784709 4,400 101,580 SH   DFND 1 101,580 0 0
UNION PAC CORP COM 907818108 2,036 26,039 SH   DFND 1 26,039 0 0
UNION PAC CORP COM 907818108 238 3,046 SH   OTR 1 0 3,046 0
UNITEDHEALTH GROUP INC COM 91324P102 247 2,100 SH   OTR 1 0 2,100 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 229 7,015 SH   OTR 1 0 7,015 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,732 59,101 SH   DFND 1 59,101 0 3
VERIZON COMMUNICATIONS INC COM 92343V104 830 17,962 SH   OTR 1 0 17,962 2
VERMILION ENERGY INC COM 923725105 5,321 196,067 SH   DFND 1 196,067 0 0
VERMILION ENERGY INC COM 923725105 1,136 41,842 SH   OTR 1 0 41,842 0
VISA INC COM CL A 92826C839 2,071 26,711 SH   DFND 1 26,711 0 7
VISA INC COM CL A 92826C839 1,249 16,100 SH   OTR 1 0 16,100 8
WELLS FARGO & CO NEW COM 949746101 4,519 83,123 SH   OTR 1 0 83,123 17
WELLS FARGO & CO NEW COM 949746101 4,855 89,304 SH   DFND 1 89,304 0 16