The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 662 4,015 SH   OTR 1 0 4,015 0
3M CO COM 88579Y101 544 3,301 SH   DFND 1 3,301 0 0
ABBOTT LABS COM 002824100 552 11,910 SH   OTR 1 0 11,910 0
ABBOTT LABS COM 002824100 1,403 30,281 SH   DFND 1 30,281 0 0
ABBVIE INC COM 00287Y109 4,172 71,263 SH   DFND 1 71,263 0 0
ABBVIE INC COM 00287Y109 3,558 60,771 SH   OTR 1 0 60,771 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 483 5,150 SH   DFND 1 5,150 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 556 5,930 SH   OTR 1 0 5,930 0
AFLAC INC COM 001055102 346 5,400 SH   OTR 1 0 5,400 0
AGRIUM INC COM 008916108 1,193 11,445 SH   OTR 1 0 11,445 0
AGRIUM INC COM 008916108 7,737 74,202 SH   DFND 1 74,202 0 0
ALTRIA GROUP INC COM 02209S103 1,197 23,921 SH   DFND 1 23,921 0 0
APPLE INC COM 037833100 2,709 21,770 SH   OTR 1 0 21,770 0
APPLE INC COM 037833100 3,697 29,708 SH   DFND 1 29,708 0 0
AT&T INC COM 00206R102 915 28,035 SH   DFND 1 28,035 0 0
AT&T INC COM 00206R102 590 18,080 SH   OTR 1 0 18,080 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,101 24,529 SH   DFND 1 24,529 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 586 6,843 SH   OTR 1 0 6,843 0
AUTOZONE INC COM 053332102 1,301 1,907 SH   DFND 1 1,907 0 0
AUTOZONE INC COM 053332102 731 1,072 SH   OTR 1 0 1,072 0
BANK MONTREAL QUE COM 063671101 15,865 264,548 SH   DFND 1 264,548 0 0
BANK MONTREAL QUE COM 063671101 14,965 249,547 SH   OTR 1 0 249,547 0
BANK N S HALIFAX COM 064149107 9,075 180,674 SH   DFND 1 180,674 0 0
BANK N S HALIFAX COM 064149107 16,122 320,962 SH   OTR 1 0 320,962 0
BARRICK GOLD CORP COM 067901108 161 14,665 SH   DFND 1 14,665 0 0
BARRICK GOLD CORP COM 067901108 153 14,000 SH   OTR 1 0 14,000 0
BAYTEX ENERGY CORP COM 07317Q105 167 10,561 SH   OTR 1 0 10,561 0
BAYTEX ENERGY CORP COM 07317Q105 3,013 190,706 SH   DFND 1 190,706 0 0
BCE INC COM NEW 05534B760 30,644 723,416 SH   DFND 1 723,416 0 0
BCE INC COM NEW 05534B760 16,370 386,439 SH   OTR 1 0 386,439 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 893 6,185 SH   OTR 1 0 6,185 0
BRISTOL MYERS SQUIBB CO COM 110122108 255 3,955 SH   OTR 1 0 3,955 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 735 13,707 SH   OTR 1 0 13,707 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 7,860 146,613 SH   DFND 1 146,613 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,729 37,958 SH   DFND 1 37,958 0 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 5,096 161,465 SH   DFND 1 161,465 0 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 274 8,690 SH   OTR 1 0 8,690 0
CAMECO CORP COM 13321L108 318 22,819 SH   DFND 1 22,819 0 0
CAMECO CORP COM 13321L108 822 59,010 SH   OTR 1 0 59,010 0
CANADIAN NAT RES LTD COM 136385101 6,828 222,354 SH   OTR 1 0 222,354 0
CANADIAN NAT RES LTD COM 136385101 7,310 238,042 SH   DFND 1 238,042 0 0
CANADIAN NATL RY CO COM 136375102 17,467 261,215 SH   OTR 1 0 261,215 0
CANADIAN NATL RY CO COM 136375102 15,880 237,482 SH   DFND 1 237,482 0 0
CANADIAN PAC RY LTD COM 13645T100 1,955 10,703 SH   OTR 1 0 10,703 0
CANADIAN PAC RY LTD COM 13645T100 4,018 21,995 SH   DFND 1 21,995 0 0
CATERPILLAR INC DEL COM 149123101 208 2,600 SH   OTR 1 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 18,321 252,702 SH   DFND 1 252,702 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 8,043 110,936 SH   OTR 1 0 110,936 0
CENOVUS ENERGY INC COM 15135U109 2,701 160,010 SH   DFND 1 160,010 0 0
CENOVUS ENERGY INC COM 15135U109 3,992 236,514 SH   OTR 1 0 236,514 0
CHEVRON CORP NEW COM 166764100 1,173 11,175 SH   DFND 1 11,175 0 0
CHEVRON CORP NEW COM 166764100 1,188 11,317 SH   OTR 1 0 11,317 0
CHUBB CORP COM 171232101 2,324 22,990 SH   DFND 1 22,990 0 0
CHUBB CORP COM 171232101 1,047 10,360 SH   OTR 1 0 10,360 0
CISCO SYS INC COM 17275R102 280 10,190 SH   OTR 1 0 10,190 0
CISCO SYS INC COM 17275R102 579 21,038 SH   DFND 1 21,038 0 0
CITIGROUP INC COM NEW 172967424 3,092 60,015 SH   DFND 1 60,015 0 0
CITIGROUP INC COM NEW 172967424 889 17,255 SH   OTR 1 0 17,255 0
COCA COLA CO COM 191216100 1,582 39,019 SH   DFND 1 39,019 0 0
COCA COLA CO COM 191216100 278 6,845 SH   OTR 1 0 6,845 0
COLGATE PALMOLIVE CO COM 194162103 2,029 29,255 SH   OTR 1 0 29,255 0
COLGATE PALMOLIVE CO COM 194162103 1,224 17,650 SH   DFND 1 17,650 0 0
COMCAST CORP NEW CL A 20030N101 2,065 36,575 SH   DFND 1 36,575 0 0
COMCAST CORP NEW CL A 20030N101 2,078 36,795 SH   OTR 1 0 36,795 0
CONOCOPHILLIPS COM 20825C104 1,127 18,100 SH   DFND 1 18,100 0 0
CONOCOPHILLIPS COM 20825C104 294 4,715 SH   OTR 1 0 4,715 0
CRESCENT PT ENERGY CORP COM 22576C101 11,648 521,376 SH   DFND 1 521,376 0 0
CRESCENT PT ENERGY CORP COM 22576C101 4,314 193,118 SH   OTR 1 0 193,118 0
CSX CORP COM 126408103 272 8,212 SH   OTR 1 0 8,212 0
CVS HEALTH CORP COM 126650100 3,777 36,593 SH   OTR 1 0 36,593 0
CVS HEALTH CORP COM 126650100 398 3,855 SH   DFND 1 3,855 0 0
DANAHER CORP DEL COM 235851102 554 6,520 SH   OTR 1 0 6,520 0
DANAHER CORP DEL COM 235851102 492 5,794 SH   DFND 1 5,794 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 661 5,980 SH   OTR 1 0 5,980 0
DISNEY WALT CO COM DISNEY 254687106 580 5,525 SH   DFND 1 5,525 0 0
DISNEY WALT CO COM DISNEY 254687106 1,302 12,415 SH   OTR 1 0 12,415 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,940 41,140 SH   DFND 1 41,140 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,616 22,605 SH   OTR 1 0 22,605 0
DUKE ENERGY CORP NEW COM NEW 26441C204 339 4,414 SH   OTR 1 0 4,414 0
EMERSON RADIO CORP COM NEW 291087203 14 11,000 SH   DFND 1 11,000 0 0
ENBRIDGE INC COM 29250N105 21,182 436,741 SH   DFND 1 436,741 0 0
ENBRIDGE INC COM 29250N105 21,211 437,344 SH   OTR 1 0 437,344 0
ENCANA CORP COM 292505104 418 37,500 SH   DFND 1 37,500 0 0
ENCANA CORP COM 292505104 758 68,008 SH   OTR 1 0 68,008 0
EXXON MOBIL CORP COM 30231G102 2,603 30,620 SH   DFND 1 30,620 0 0
EXXON MOBIL CORP COM 30231G102 2,354 27,689 SH   OTR 1 0 27,689 0
FACEBOOK INC CL A 30303M102 247 3,000 SH   OTR 1 0 3,000 0
GENERAL ELECTRIC CO COM 369604103 4,706 189,684 SH   DFND 1 189,684 0 0
GENERAL ELECTRIC CO COM 369604103 4,023 162,155 SH   OTR 1 0 162,155 0
GILEAD SCIENCES INC COM 375558103 270 2,750 SH   OTR 1 0 2,750 0
GOLDCORP INC NEW COM 380956409 1,727 95,290 SH   DFND 1 95,290 0 0
GOLDCORP INC NEW COM 380956409 787 43,436 SH   OTR 1 0 43,436 0
GOOGLE INC CL A 38259P508 1,484 2,676 SH   DFND 1 2,676 0 0
GOOGLE INC CL A 38259P508 1,186 2,138 SH   OTR 1 0 2,138 0
GROUPE CGI INC CL A SUB VTG 39945C109 270 6,357 SH   OTR 1 0 6,357 0
HOME DEPOT INC COM 437076102 304 2,675 SH   OTR 1 0 2,675 0
HONEYWELL INTL INC COM 438516106 1,832 17,560 SH   DFND 1 17,560 0 0
HONEYWELL INTL INC COM 438516106 2,414 23,140 SH   OTR 1 0 23,140 0
ILLINOIS TOOL WKS INC COM 452308109 394 4,056 SH   OTR 1 0 4,056 0
IMPERIAL OIL LTD COM NEW 453038408 528 13,236 SH   OTR 1 0 13,236 0
IMPERIAL OIL LTD COM NEW 453038408 1,257 31,520 SH   DFND 1 31,520 0 0
INTEL CORP COM 458140100 273 8,746 SH   OTR 1 0 8,746 0
INTERNATIONAL BUSINESS MACHS COM 459200101 310 1,930 SH   OTR 1 0 1,930 0
INTERNATIONAL BUSINESS MACHS COM 459200101 627 3,908 SH   DFND 1 3,908 0 0
ISHARES EAFE GRWTH ETF 464288885 324 4,625 SH   DFND 1 4,625 0 0
ISHARES EAFE VALUE ETF 464288877 228 4,270 SH   DFND 1 4,270 0 0
ISHARES INTL SEL DIV ETF 464288448 421 12,500 SH   OTR 1 0 12,500 0
ISHARES TR MSCI EAFE ETF 464287465 423 6,585 SH   DFND 1 6,585 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 422 10,520 SH   DFND 1 10,520 0 0
JOHNSON & JOHNSON COM 478160104 4,499 44,720 SH   DFND 1 44,720 0 0
JOHNSON & JOHNSON COM 478160104 4,335 43,088 SH   OTR 1 0 43,088 0
JPMORGAN CHASE & CO COM 46625H100 2,247 37,086 SH   OTR 1 0 37,086 0
JPMORGAN CHASE & CO COM 46625H100 3,073 50,721 SH   DFND 1 50,721 0 0
KINDER MORGAN INC DEL COM 49456B101 1,062 25,242 SH   DFND 1 25,242 0 0
MAGNA INTL INC COM 559222401 5,001 93,192 SH   DFND 1 93,192 0 0
MAGNA INTL INC COM 559222401 2,646 49,302 SH   OTR 1 0 49,302 0
MANULIFE FINL CORP COM 56501R106 2,150 126,410 SH   DFND 1 126,410 0 0
MANULIFE FINL CORP COM 56501R106 3,612 212,343 SH   OTR 1 0 212,343 0
MARKEL CORP COM 570535104 592 770 SH   OTR 1 0 770 0
MCDONALDS CORP COM 580135101 3,968 40,720 SH   DFND 1 40,720 0 0
MCDONALDS CORP COM 580135101 1,613 16,551 SH   OTR 1 0 16,551 0
MEDTRONIC PLC SHS G5960L103 493 6,325 SH   OTR 1 0 6,325 0
MERCK & CO INC NEW COM 58933Y105 1,799 31,300 SH   OTR 1 0 31,300 0
MERCK & CO INC NEW COM 58933Y105 3,503 60,949 SH   DFND 1 60,949 0 0
METLIFE INC COM 59156R108 333 6,595 SH   OTR 1 0 6,595 0
MICROSOFT CORP COM 594918104 2,970 73,051 SH   OTR 1 0 73,051 0
MICROSOFT CORP COM 594918104 3,484 85,702 SH   DFND 1 85,702 0 0
NOVARTIS A G SPONSORED ADR 66987V109 246 2,495 SH   OTR 1 0 2,495 0
OCCIDENTAL PETE CORP DEL COM 674599105 354 4,850 SH   OTR 1 0 4,850 0
ONEOK INC NEW COM 682680103 217 4,500 SH   OTR 1 0 4,500 0
ORACLE CORP COM 68389X105 443 10,260 SH   OTR 1 0 10,260 0
PAYCHEX INC COM 704326107 211 4,250 SH   OTR 1 0 4,250 0
PEMBINA PIPELINE CORP COM 706327103 417 13,180 SH   OTR 1 0 13,180 0
PEMBINA PIPELINE CORP COM 706327103 6,620 209,111 SH   DFND 1 209,111 0 0
PEPSICO INC COM 713448108 321 3,361 SH   DFND 1 3,361 0 0
PEPSICO INC COM 713448108 1,584 16,565 SH   OTR 1 0 16,565 0
PFIZER INC COM 717081103 6,755 194,158 SH   DFND 1 194,158 0 0
PFIZER INC COM 717081103 4,651 133,685 SH   OTR 1 0 133,685 0
PHILIP MORRIS INTL INC COM 718172109 2,604 34,570 SH   DFND 1 34,570 0 0
PHILIP MORRIS INTL INC COM 718172109 604 8,015 SH   OTR 1 0 8,015 0
POTASH CORP SASK INC COM 73755L107 3,166 98,174 SH   DFND 1 98,174 0 0
POTASH CORP SASK INC COM 73755L107 1,685 52,237 SH   OTR 1 0 52,237 0
PPG INDS INC COM 693506107 248 1,100 SH   OTR 1 0 1,100 0
PPG INDS INC COM 693506107 352 1,560 SH   DFND 1 1,560 0 0
PRAXAIR INC COM 74005P104 413 3,417 SH   DFND 1 3,417 0 0
PRAXAIR INC COM 74005P104 2,017 16,705 SH   OTR 1 0 16,705 0
PROCTER & GAMBLE CO COM 742718109 5,202 63,488 SH   DFND 1 63,488 0 0
PROCTER & GAMBLE CO COM 742718109 4,629 56,488 SH   OTR 1 0 56,488 0
QUALCOMM INC COM 747525103 276 3,980 SH   OTR 1 0 3,980 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,158 30,138 SH   DFND 1 30,138 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 200 5,204 SH   OTR 1 0 5,204 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,147 243,349 SH   DFND 1 243,349 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,215 185,628 SH   OTR 1 0 185,628 0
ROYAL BK CDA MONTREAL QUE COM 780087102 46,202 765,433 SH   DFND 1 765,433 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 32,222 533,839 SH   OTR 1 0 533,839 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 3,045 135,736 SH   DFND 1 135,736 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,680 74,905 SH   OTR 1 0 74,905 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 453 2,195 SH   OTR 1 0 2,195 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 533 2,580 SH   DFND 1 2,580 0 0
SUN LIFE FINL INC COM 866796105 3,846 124,777 SH   OTR 1 0 124,777 0
SUN LIFE FINL INC COM 866796105 3,252 105,506 SH   DFND 1 105,506 0 0
SUNCOR ENERGY INC NEW COM 867224107 9,687 331,182 SH   DFND 1 331,182 0 0
SUNCOR ENERGY INC NEW COM 867224107 8,750 299,142 SH   OTR 1 0 299,142 0
TARGET CORP COM 87612E106 209 2,550 SH   DFND 1 2,550 0 0
TARGET CORP COM 87612E106 419 5,100 SH   OTR 1 0 5,100 0
TECK RESOURCES LTD CL B 878742204 9,230 672,250 SH   DFND 1 672,250 0 0
TECK RESOURCES LTD CL B 878742204 1,814 132,090 SH   OTR 1 0 132,090 0
TELUS CORP COM 87971M103 6,614 198,970 SH   OTR 1 0 198,970 0
TELUS CORP COM 87971M103 13,795 415,027 SH   DFND 1 415,027 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 672 5,000 SH   DFND 1 5,000 0 0
THOMSON REUTERS CORP COM 884903105 8,705 214,618 SH   OTR 1 0 214,618 0
THOMSON REUTERS CORP COM 884903105 13,242 326,484 SH   DFND 1 326,484 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 33,427 780,089 SH   DFND 1 780,089 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 29,329 684,446 SH   OTR 1 0 684,446 0
TRANSALTA CORP COM 89346D107 1,282 137,921 SH   DFND 1 137,921 0 0
TRANSCANADA CORP COM 89353D107 23,164 542,231 SH   DFND 1 542,231 0 0
TRANSCANADA CORP COM 89353D107 15,305 358,261 SH   OTR 1 0 358,261 0
UNION PAC CORP COM 907818108 236 2,176 SH   DFND 1 2,176 0 0
V F CORP COM 918204108 2,169 28,806 SH   DFND 1 28,806 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 3,701 18,633 SH   DFND 1 18,633 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 888 4,470 SH   OTR 1 0 4,470 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 454 11,100 SH   OTR 1 0 11,100 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,901 59,660 SH   DFND 1 59,660 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 915 18,814 SH   OTR 1 0 18,814 0
VERMILION ENERGY INC COM 923725105 10,093 239,857 SH   DFND 1 239,857 0 0
VERMILION ENERGY INC COM 923725105 1,776 42,205 SH   OTR 1 0 42,205 0
VISA INC COM CL A 92826C839 1,000 15,288 SH   DFND 1 15,288 0 0
VISA INC COM CL A 92826C839 480 7,340 SH   OTR 1 0 7,340 0
WELLS FARGO & CO NEW COM 949746101 4,373 80,390 SH   DFND 1 80,390 0 0
WELLS FARGO & CO NEW COM 949746101 4,283 78,728 SH   OTR 1 0 78,728 0