The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 224 1,895 SH   OTR 0 1,895 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,758 5,496 SH   DFND 5,496 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 332 1,037 SH   OTR 0 1,037 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 444 771 SH   DFND 771 0 0
AGNICO EAGLE MINES LTD COM 008474108 379 7,305 SH   DFND 7,305 0 0
AIR PRODS & CHEMS INC COM 009158106 1,619 6,323 SH   DFND 6,323 0 0
ALCOA CORP COM 013872106 264 5,400 SH   DFND 5,400 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 176 12,034 SH   OTR 0 12,034 0
ALPHABET INC CAP STK CL C 02079K107 2,084 782 SH   DFND 782 0 0
ALPHABET INC CAP STK CL C 02079K107 1,487 558 SH   OTR 0 558 0
ALPHABET INC CAP STK CL A 02079K305 10,625 3,974 SH   DFND 3,974 0 0
ALPHABET INC CAP STK CL A 02079K305 9,831 3,677 SH   OTR 0 3,677 0
AMAZON COM INC COM 023135106 6,905 2,102 SH   DFND 2,102 0 0
AMAZON COM INC COM 023135106 5,562 1,693 SH   OTR 0 1,693 0
AMERICAN ELEC PWR CO INC COM 025537101 241 2,970 SH   OTR 0 2,970 0
AMERICAN TOWER CORP NEW COM 03027X100 592 2,232 SH   DFND 2,232 0 0
AMERICAN TOWER CORP NEW COM 03027X100 539 2,030 SH   OTR 0 2,030 0
APPLE INC COM 037833100 8,815 62,294 SH   DFND 62,294 0 0
APPLE INC COM 037833100 5,132 36,270 SH   OTR 0 36,270 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 323 433 SH   DFND 433 0 0
AT&T INC COM 00206R102 213 7,871 SH   DFND 7,871 0 0
BANK MONTREAL QUE COM 063671101 32,054 321,409 SH   DFND 321,409 0 0
BANK MONTREAL QUE COM 063671101 34,747 348,406 SH   OTR 0 348,406 0
BANK NOVA SCOTIA B C COM 064149107 4,246 69,009 SH   DFND 69,009 0 0
BANK NOVA SCOTIA B C COM 064149107 38,520 626,037 SH   OTR 0 626,037 0
BARRICK GOLD CORP COM 067901108 564 31,252 SH   DFND 31,252 0 0
BCE INC COM NEW 05534B760 12,869 257,067 SH   OTR 0 257,067 0
BCE INC COM NEW 05534B760 26,357 526,500 SH   DFND 526,500 0 0
BECTON DICKINSON & CO COM 075887109 416 1,692 SH   DFND 1,692 0 0
BECTON DICKINSON & CO COM 075887109 956 3,887 SH   OTR 0 3,887 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 898 3,290 SH   OTR 0 3,290 0
BK OF AMERICA CORP COM 060505104 6,994 164,756 SH   DFND 164,756 0 0
BK OF AMERICA CORP COM 060505104 1,940 45,692 SH   OTR 0 45,692 0
BLACKROCK INC COM 09247X101 530 632 SH   DFND 632 0 0
BOOKING HOLDINGS INC COM 09857L108 555 234 SH   OTR 0 234 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 24,589 459,517 SH   DFND 459,517 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 5,305 99,148 SH   OTR 0 99,148 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,053 18,773 SH   OTR 0 18,773 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 413 7,357 SH   DFND 7,357 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 588 9,825 SH   DFND 9,825 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 1,610 43,625 SH   OTR 0 43,625 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 3,253 88,132 SH   DFND 88,132 0 0
BRP INC COM SUN VTG 05577W200 1,341 14,471 SH   DFND 14,471 0 0
BRP INC COM SUN VTG 05577W200 415 4,481 SH   OTR 0 4,481 0
CAE INC COM 124765108 5,332 178,517 SH   DFND 178,517 0 0
CAE INC COM 124765108 219 7,348 SH   OTR 0 7,348 0
CANADIAN IMP BK COMM COM 136069101 12,454 111,900 SH   DFND 111,900 0 0
CANADIAN IMP BK COMM COM 136069101 10,159 91,274 SH   OTR 0 91,274 0
CANADIAN NAT RES LTD COM 136385101 7,653 209,444 SH   DFND 209,444 0 0
CANADIAN NAT RES LTD COM 136385101 5,057 138,388 SH   OTR 0 138,388 0
CANADIAN NATL RY CO COM 136375102 30,766 266,030 SH   DFND 266,030 0 0
CANADIAN NATL RY CO COM 136375102 13,130 113,535 SH   OTR 0 113,535 0
CANADIAN PAC RY LTD COM 13645T100 15,851 243,597 SH   DFND 243,597 0 0
CANADIAN PAC RY LTD COM 13645T100 2,467 37,920 SH   OTR 0 37,920 0
CATERPILLAR INC COM 149123101 499 2,600 SH   OTR 0 2,600 0
CGI INC CL A SUB VTG 12532H104 10,974 129,471 SH   DFND 129,471 0 0
CGI INC CL A SUB VTG 12532H104 973 11,478 SH   OTR 0 11,478 0
CHEVRON CORP NEW COM 166764100 310 3,056 SH   OTR 0 3,056 0
CISCO SYS INC COM 17275R102 2,144 39,392 SH   DFND 39,392 0 0
CISCO SYS INC COM 17275R102 213 3,922 SH   OTR 0 3,922 0
CITIGROUP INC COM NEW 172967424 2,200 31,353 SH   DFND 31,353 0 0
CME GROUP INC COM 12572Q105 407 2,104 SH   OTR 0 2,104 0
COCA COLA CO COM 191216100 1,548 29,497 SH   DFND 29,497 0 0
COCA COLA CO COM 191216100 519 9,898 SH   OTR 0 9,898 0
COLGATE PALMOLIVE CO COM 194162103 210 2,779 SH   OTR 0 2,779 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 324 2,535 SH   DFND 2,535 0 0
COMCAST CORP NEW CL A 20030N101 5,736 102,556 SH   DFND 102,556 0 0
COMCAST CORP NEW CL A 20030N101 3,978 71,127 SH   OTR 0 71,127 0
COSTCO WHSL CORP NEW COM 22160K105 8,648 19,245 SH   DFND 19,245 0 0
COSTCO WHSL CORP NEW COM 22160K105 6,261 13,934 SH   OTR 0 13,934 0
CRESCENT PT ENERGY CORP COM 22576C101 55 12,000 SH   DFND 12,000 0 0
DANAHER CORPORATION COM 235851102 10,314 33,880 SH   DFND 33,880 0 0
DANAHER CORPORATION COM 235851102 4,057 13,326 SH   OTR 0 13,326 0
DEERE & CO COM 244199105 570 1,700 SH   OTR 0 1,700 0
DESCARTES SYS GROUP INC COM 249906108 2,009 24,726 SH   DFND 24,726 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 379 1,963 SH   OTR 0 1,963 0
DISNEY WALT CO COM 254687106 4,537 26,820 SH   DFND 26,820 0 0
DISNEY WALT CO COM 254687106 3,065 18,120 SH   OTR 0 18,120 0
DOW INC COM 260557103 248 4,304 SH   DFND 4,304 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 312 3,200 SH   OTR 0 3,200 0
DUPONT DE NEMOURS INC COM 26614N102 1,594 23,446 SH   OTR 0 23,446 0
DUPONT DE NEMOURS INC COM 26614N102 3,182 46,800 SH   DFND 46,800 0 0
ENBRIDGE INC COM 29250N105 18,880 474,373 SH   DFND 474,373 0 0
ENBRIDGE INC COM 29250N105 11,058 277,834 SH   OTR 0 277,834 0
EXXON MOBIL CORP COM 30231G102 308 5,240 SH   OTR 0 5,240 0
FACEBOOK INC CL A 30303M102 749 2,206 SH   DFND 2,206 0 0
FACEBOOK INC CL A 30303M102 434 1,280 SH   OTR 0 1,280 0
FIRSTSERVICE CORP NEW COM 33767E202 273 1,512 SH   DFND 1,512 0 0
FORD MTR CO DEL COM 345370860 1,592 112,445 SH   DFND 112,445 0 0
FORTIS INC COM 349553107 8,736 197,061 SH   DFND 197,061 0 0
FORTIS INC COM 349553107 6,617 149,276 SH   OTR 0 149,276 0
FORTIVE CORP COM 34959J108 1,169 16,565 SH   OTR 0 16,565 0
FORTIVE CORP COM 34959J108 1,887 26,744 SH   DFND 26,744 0 0
FRANCO NEV CORP COM 351858105 8,355 64,314 SH   DFND 64,314 0 0
FRANCO NEV CORP COM 351858105 1,960 15,085 SH   OTR 0 15,085 0
GENERAL DYNAMICS CORP COM 369550108 206 1,050 SH   OTR 0 1,050 0
GENERAL ELECTRIC CO COM NEW 369604301 771 7,487 SH   DFND 7,487 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 827 21,655 SH   OTR 0 21,655 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 267 3,758 SH   DFND 3,758 0 0
HOME DEPOT INC COM 437076102 3,216 9,797 SH   DFND 9,797 0 0
HOME DEPOT INC COM 437076102 532 1,621 SH   OTR 0 1,621 0
HONEYWELL INTL INC COM 438516106 6,819 32,122 SH   DFND 32,122 0 0
HONEYWELL INTL INC COM 438516106 3,796 17,884 SH   OTR 0 17,884 0
HOWMET AEROSPACE INC COM 443201108 505 16,200 SH   DFND 16,200 0 0
ILLUMINA INC COM 452327109 1,217 3,000 SH   DFND 3,000 0 0
ILLUMINA INC COM 452327109 240 592 SH   OTR 0 592 0
INTEL CORP COM 458140100 320 6,000 SH   OTR 0 6,000 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 269 2,341 SH   OTR 0 2,341 0
ISHARES TR INTL SEL DIV ETF 464288448 400 13,150 SH   OTR 0 13,150 0
JOHNSON & JOHNSON COM 478160104 10,513 65,094 SH   DFND 65,094 0 0
JOHNSON & JOHNSON COM 478160104 4,840 29,971 SH   OTR 0 29,971 0
JPMORGAN CHASE & CO COM 46625H100 29,359 179,358 SH   DFND 179,358 0 0
JPMORGAN CHASE & CO COM 46625H100 4,252 25,975 SH   OTR 0 25,975 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 650 2,311 SH   DFND 2,311 0 0
LAUDER ESTEE COS INC CL A 518439104 4,701 15,672 SH   DFND 15,672 0 0
LAUDER ESTEE COS INC CL A 518439104 1,591 5,305 SH   OTR 0 5,305 0
LINDE PLC SHS G5494J103 2,153 7,339 SH   DFND 7,339 0 0
LINDE PLC SHS G5494J103 1,756 5,985 SH   OTR 0 5,985 0
LOWES COS INC COM 548661107 255 1,259 SH   OTR 0 1,259 0
MAGNA INTL INC COM 559222401 411 5,456 SH   DFND 5,456 0 0
MAGNA INTL INC COM 559222401 244 3,249 SH   OTR 0 3,249 0
MANULIFE FINL CORP COM 56501R106 5,130 266,613 SH   OTR 0 266,613 0
MANULIFE FINL CORP COM 56501R106 11,907 618,847 SH   DFND 618,847 0 0
MARATHON OIL CORP COM 565849106 307 22,432 SH   DFND 22,432 0 0
MARATHON PETE CORP COM 56585A102 1,387 22,432 SH   DFND 22,432 0 0
MASTERCARD INCORPORATED CL A 57636Q104 6,503 18,705 SH   DFND 18,705 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,184 12,033 SH   OTR 0 12,033 0
MCDONALDS CORP COM 580135101 772 3,203 SH   DFND 3,203 0 0
MCDONALDS CORP COM 580135101 1,049 4,349 SH   OTR 0 4,349 0
MEDTRONIC PLC SHS G5960L103 8,582 68,461 SH   DFND 68,461 0 0
MEDTRONIC PLC SHS G5960L103 3,782 30,169 SH   OTR 0 30,169 0
MERCK & CO INC COM 58933Y105 293 3,903 SH   OTR 0 3,903 0
METLIFE INC COM 59156R108 716 11,600 SH   DFND 11,600 0 0
MICROSOFT CORP COM 594918104 14,234 50,489 SH   OTR 0 50,489 0
MICROSOFT CORP COM 594918104 25,019 88,745 SH   DFND 88,745 0 0
MONDELEZ INTL INC CL A 609207105 278 4,781 SH   DFND 4,781 0 0
MONDELEZ INTL INC CL A 609207105 316 5,435 SH   OTR 0 5,435 0
MORGAN STANLEY COM NEW 617446448 578 5,940 SH   OTR 0 5,940 0
NEXTERA ENERGY INC COM 65339F101 363 4,623 SH   DFND 4,623 0 0
NEXTERA ENERGY INC COM 65339F101 370 4,710 SH   OTR 0 4,710 0
NIKE INC CL B 654106103 5,416 37,293 SH   DFND 37,293 0 0
NIKE INC CL B 654106103 3,566 24,552 SH   OTR 0 24,552 0
NOVO-NORDISK A S ADR 670100205 329 3,425 SH   OTR 0 3,425 0
NUTRIEN LTD COM 67077M108 12,520 193,122 SH   DFND 193,122 0 0
NUTRIEN LTD COM 67077M108 5,671 87,480 SH   OTR 0 87,480 0
OPEN TEXT CORP COM 683715106 8,280 169,877 SH   DFND 169,877 0 0
OPEN TEXT CORP COM 683715106 467 9,581 SH   OTR 0 9,581 0
ORACLE CORP COM 68389X105 938 10,760 SH   OTR 0 10,760 0
ORACLE CORP COM 68389X105 361 4,139 SH   DFND 4,139 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 306 500 SH   DFND 500 0 0
PEMBINA PIPELINE CORP COM 706327103 2,837 89,524 SH   DFND 89,524 0 0
PEMBINA PIPELINE CORP COM 706327103 897 28,310 SH   OTR 0 28,310 0
PEPSICO INC COM 713448108 615 4,088 SH   DFND 4,088 0 0
PEPSICO INC COM 713448108 425 2,823 SH   OTR 0 2,823 0
PFIZER INC COM 717081103 4,827 112,227 SH   DFND 112,227 0 0
PFIZER INC COM 717081103 2,815 65,439 SH   OTR 0 65,439 0
PROCTER AND GAMBLE CO COM 742718109 520 3,718 SH   DFND 3,718 0 0
PROCTER AND GAMBLE CO COM 742718109 774 5,535 SH   OTR 0 5,535 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,592 30,149 SH   DFND 30,149 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 12,650 206,726 SH   DFND 206,726 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,582 42,197 SH   OTR 0 42,197 0
RITCHIE BROS AUCTIONEERS COM 767744105 3,309 53,666 SH   DFND 53,666 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 9,128 195,715 SH   DFND 195,715 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 5,724 122,733 SH   OTR 0 122,733 0
ROYAL BK CDA COM 780087102 44,846 450,801 SH   DFND 450,801 0 0
ROYAL BK CDA COM 780087102 71,040 714,118 SH   OTR 0 714,118 0
S&P GLOBAL INC COM 78409V104 373 879 SH   DFND 879 0 0
S&P GLOBAL INC COM 78409V104 578 1,360 SH   OTR 0 1,360 0
SALESFORCE COM INC COM 79466L302 271 1,000 SH   OTR 0 1,000 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 12,966 446,474 SH   DFND 446,474 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,621 90,256 SH   OTR 0 90,256 0
SHOPIFY INC CL A 82509L107 325 240 SH   OTR 0 240 0
SHOPIFY INC CL A 82509L107 2,005 1,479 SH   DFND 1,479 0 0
SILVERCREST METALS INC COM 828363101 70 10,000 SH   DFND 10,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 485 1,130 SH   OTR 0 1,130 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,107 2,580 SH   DFND 2,580 0 0
SPDR SER TR S&P DIVID ETF 78464A763 275 2,340 SH   DFND 2,340 0 0
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 286 20,000 SH   DFND 20,000 0 0
STANTEC INC COM 85472N109 2,154 45,897 SH   DFND 45,897 0 0
SUN LIFE FINANCIAL INC. COM 866796105 5,835 113,409 SH   DFND 113,409 0 0
SUN LIFE FINANCIAL INC. COM 866796105 2,819 54,784 SH   OTR 0 54,784 0
SUNCOR ENERGY INC NEW COM 867224107 7,878 379,865 SH   DFND 379,865 0 0
SUNCOR ENERGY INC NEW COM 867224107 3,724 179,534 SH   OTR 0 179,534 0
TC ENERGY CORP COM 87807B107 21,126 439,306 SH   DFND 439,306 0 0
TC ENERGY CORP COM 87807B107 19,337 402,100 SH   OTR 0 402,100 0
TE CONNECTIVITY LTD REG SHS H84989104 3,195 23,281 SH   OTR 0 23,281 0
TE CONNECTIVITY LTD REG SHS H84989104 5,740 41,831 SH   DFND 41,831 0 0
TECK RESOURCES LTD CL B 878742204 377 15,135 SH   DFND 15,135 0 0
TELUS CORPORATION COM 87971M103 17,621 802,417 SH   DFND 802,417 0 0
TELUS CORPORATION COM 87971M103 6,740 306,933 SH   OTR 0 306,933 0
THERMO FISHER SCIENTIFIC INC COM 883556102 266 465 SH   OTR 0 465 0
THOMSON REUTERS CORP. COM NEW 884903709 15,134 136,983 SH   DFND 136,983 0 0
THOMSON REUTERS CORP. COM NEW 884903709 2,180 19,728 SH   OTR 0 19,728 0
TORONTO DOMINION BK ONT COM NEW 891160509 40,348 609,947 SH   DFND 609,947 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 21,304 322,050 SH   OTR 0 322,050 0
TRAVELERS COMPANIES INC COM 89417E109 1,839 12,095 SH   DFND 12,095 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,778 32,799 SH   DFND 32,799 0 0
UNION PAC CORP COM 907818108 201 1,023 SH   OTR 0 1,023 0
UNITED PARCEL SERVICE INC CL B 911312106 282 1,550 SH   OTR 0 1,550 0
UNITEDHEALTH GROUP INC COM 91324P102 2,824 7,227 SH   DFND 7,227 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,749 4,476 SH   OTR 0 4,476 0
VALERO ENERGY CORP COM 91913Y100 692 9,800 SH   OTR 0 9,800 0
VALERO ENERGY CORP COM 91913Y100 373 5,285 SH   DFND 5,285 0 0
VERISK ANALYTICS INC COM 92345Y106 268 1,337 SH   OTR 0 1,337 0
VERIZON COMMUNICATIONS INC COM 92343V104 344 6,374 SH   OTR 0 6,374 0
VISA INC COM CL A 92826C839 12,760 57,285 SH   DFND 57,285 0 0
VISA INC COM CL A 92826C839 5,546 24,898 SH   OTR 0 24,898 0
WALMART INC COM 931142103 243 1,740 SH   OTR 0 1,740 0
WASTE CONNECTIONS INC COM 94106B101 11,684 92,785 SH   DFND 92,785 0 0
WASTE CONNECTIONS INC COM 94106B101 1,409 11,187 SH   OTR 0 11,187 0
WASTE MGMT INC DEL COM 94106L109 1,068 7,153 SH   DFND 7,153 0 0
WELLS FARGO CO NEW COM 949746101 236 5,093 SH   OTR 0 5,093 0
WHEATON PRECIOUS METALS CORP COM 962879102 485 12,910 SH   DFND 12,910 0 0
YUM CHINA HLDGS INC COM 98850P109 205 3,536 SH   OTR 0 3,536 0