The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 436 4,006 SH   OTR 0 4,006 0
ABBVIE INC COM 00287Y109 298 3,402 SH   OTR 0 3,402 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,402 6,204 SH   DFND 6,204 0 0
AGNICO EAGLE MINES LTD COM 008474108 596 7,486 SH   DFND 7,486 0 0
AIR PRODS & CHEMS INC COM 009158106 1,853 6,221 SH   DFND 6,221 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 183 12,586 SH   DFND 12,586 0 0
ALPHABET INC CAP STK CL C 02079K107 1,274 867 SH   DFND 867 0 0
ALPHABET INC CAP STK CL C 02079K107 1,333 907 SH   OTR 0 907 0
ALPHABET INC CAP STK CL A 02079K305 6,567 4,481 SH   DFND 4,481 0 0
ALPHABET INC CAP STK CL A 02079K305 6,031 4,115 SH   OTR 0 4,115 0
AMAZON COM INC COM 023135106 6,301 2,001 SH   DFND 2,001 0 0
AMAZON COM INC COM 023135106 5,221 1,658 SH   OTR 0 1,658 0
AMERICAN ELEC PWR CO INC COM 025537101 236 2,888 SH   OTR 0 2,888 0
AMERICAN TOWER CORP NEW COM 03027X100 382 1,580 SH   DFND 1,580 0 0
AMERICAN TOWER CORP NEW COM 03027X100 307 1,270 SH   OTR 0 1,270 0
APPLE INC COM 037833100 7,764 67,041 SH   DFND 67,041 0 0
APPLE INC COM 037833100 5,491 47,414 SH   OTR 0 47,414 0
B2GOLD CORP COM 11777Q209 145 22,239 SH   DFND 22,239 0 0
BANK MONTREAL QUE COM 063671101 18,712 320,356 SH   DFND 320,356 0 0
BANK MONTREAL QUE COM 063671101 21,546 368,875 SH   OTR 0 368,875 0
BANK NOVA SCOTIA B C COM 064149107 4,780 115,153 SH   DFND 115,153 0 0
BANK NOVA SCOTIA B C COM 064149107 25,629 617,417 SH   OTR 0 617,417 0
BCE INC COM NEW 05534B760 19,993 482,108 SH   DFND 482,108 0 0
BCE INC COM NEW 05534B760 11,304 272,583 SH   OTR 0 272,583 0
BECTON DICKINSON & CO COM 075887109 459 1,973 SH   OTR 0 1,973 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 767 3,602 SH   OTR 0 3,602 0
BK OF AMERICA CORP COM 060505104 2,476 102,781 SH   DFND 102,781 0 0
BK OF AMERICA CORP COM 060505104 918 38,107 SH   OTR 0 38,107 0
BOOKING HOLDINGS INC COM 09857L108 346 202 SH   OTR 0 202 0
BRISTOL-MYERS SQUIBB CO COM 110122108 211 3,500 SH   OTR 0 3,500 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 16,731 506,080 SH   DFND 506,080 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3,838 116,092 SH   OTR 0 116,092 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,466 30,785 SH   DFND 30,785 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,010 21,210 SH   OTR 0 21,210 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 221 4,206 SH   DFND 4,206 0 0
BRP INC COM SUN VTG 05577W200 888 16,812 SH   DFND 16,812 0 0
BRP INC COM SUN VTG 05577W200 239 4,525 SH   OTR 0 4,525 0
CAE INC COM 124765108 2,311 158,071 SH   DFND 158,071 0 0
CAMECO CORP COM 13321L108 260 25,743 SH   OTR 0 25,743 0
CANADIAN IMP BK COMM COM 136069101 9,190 122,992 SH   DFND 122,992 0 0
CANADIAN IMP BK COMM COM 136069101 7,651 102,396 SH   OTR 0 102,396 0
CANADIAN NAT RES LTD COM 136385101 3,884 242,598 SH   DFND 242,598 0 0
CANADIAN NAT RES LTD COM 136385101 2,366 147,783 SH   OTR 0 147,783 0
CANADIAN NATL RY CO COM 136375102 27,977 262,794 SH   DFND 262,794 0 0
CANADIAN NATL RY CO COM 136375102 13,593 127,682 SH   OTR 0 127,682 0
CANADIAN PAC RY LTD COM 13645T100 3,181 10,449 SH   OTR 0 10,449 0
CANADIAN PAC RY LTD COM 13645T100 12,483 41,005 SH   DFND 41,005 0 0
CATERPILLAR INC DEL COM 149123101 388 2,601 SH   OTR 0 2,601 0
CGI INC CL A SUB VTG 12532H104 7,906 116,659 SH   DFND 116,659 0 0
CGI INC CL A SUB VTG 12532H104 1,076 15,877 SH   OTR 0 15,877 0
CHEVRON CORP NEW COM 166764100 253 3,514 SH   OTR 0 3,514 0
CISCO SYS INC COM 17275R102 1,201 30,490 SH   DFND 30,490 0 0
CISCO SYS INC COM 17275R102 246 6,245 SH   OTR 0 6,245 0
CME GROUP INC COM 12572Q105 356 2,128 SH   OTR 0 2,128 0
COCA COLA CO COM 191216100 2,292 46,425 SH   DFND 46,425 0 0
COCA COLA CO COM 191216100 487 9,864 SH   OTR 0 9,864 0
COLGATE PALMOLIVE CO COM 194162103 327 4,238 SH   OTR 0 4,238 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 276 4,139 SH   DFND 4,139 0 0
COMCAST CORP NEW CL A 20030N101 5,156 111,457 SH   DFND 111,457 0 0
COMCAST CORP NEW CL A 20030N101 3,545 76,632 SH   OTR 0 76,632 0
COSTCO WHSL CORP NEW COM 22160K105 5,645 15,901 SH   OTR 0 15,901 0
COSTCO WHSL CORP NEW COM 22160K105 6,700 18,873 SH   DFND 18,873 0 0
CRESCENT PT ENERGY CORP COM 22576C101 16 13,115 SH   OTR 0 13,115 0
DANAHER CORPORATION COM 235851102 7,428 34,496 SH   DFND 34,496 0 0
DANAHER CORPORATION COM 235851102 2,674 12,418 SH   OTR 0 12,418 0
DEERE & CO COM 244199105 410 1,850 SH   OTR 0 1,850 0
DIAGEO PLC SPON ADR NEW 25243Q205 300 2,179 SH   OTR 0 2,179 0
DISNEY WALT CO COM DISNEY 254687106 3,124 25,177 SH   DFND 25,177 0 0
DISNEY WALT CO COM DISNEY 254687106 1,989 16,030 SH   OTR 0 16,030 0
DUKE ENERGY CORP NEW COM NEW 26441C204 283 3,196 SH   OTR 0 3,196 0
DUPONT DE NEMOURS INC COM 26614N102 2,347 42,304 SH   DFND 42,304 0 0
DUPONT DE NEMOURS INC COM 26614N102 1,390 25,054 SH   OTR 0 25,054 0
ENBRIDGE INC COM 29250N105 13,577 464,965 SH   DFND 464,965 0 0
ENBRIDGE INC COM 29250N105 8,979 307,500 SH   OTR 0 307,500 0
EXXON MOBIL CORP COM 30231G102 288 8,389 SH   OTR 0 8,389 0
FACEBOOK INC CL A 30303M102 309 1,180 SH   DFND 1,180 0 0
FACEBOOK INC CL A 30303M102 327 1,249 SH   OTR 0 1,249 0
FORTIS INC COM 349553107 8,004 195,888 SH   DFND 195,888 0 0
FORTIS INC COM 349553107 6,864 167,988 SH   OTR 0 167,988 0
FORTIVE CORP COM 34959J108 1,782 23,383 SH   DFND 23,383 0 0
FORTIVE CORP COM 34959J108 887 11,639 SH   OTR 0 11,639 0
FRANCO NEV CORP COM 351858105 1,931 13,834 SH   OTR 0 13,834 0
FRANCO NEV CORP COM 351858105 10,808 77,432 SH   DFND 77,432 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 872 23,167 SH   OTR 0 23,167 0
HOME DEPOT INC COM 437076102 469 1,689 SH   OTR 0 1,689 0
HOME DEPOT INC COM 437076102 2,342 8,433 SH   DFND 8,433 0 0
HONEYWELL INTL INC COM 438516106 4,795 29,129 SH   DFND 29,129 0 0
HONEYWELL INTL INC COM 438516106 2,999 18,219 SH   OTR 0 18,219 0
ILLUMINA INC COM 452327109 217 702 SH   OTR 0 702 0
INTEL CORP COM 458140100 344 6,643 SH   OTR 0 6,643 0
ISHARES TR CORE US AGGBD ET 464287226 231 1,957 SH   OTR 0 1,957 0
ISHARES TR U.S. TECH ETF 464287721 241 800 SH   DFND 800 0 0
ISHARES TR INTL SEL DIV ETF 464288448 328 13,157 SH   OTR 0 13,157 0
ISHARES TR ISHS 1-5YR INVS 464288646 209 3,806 SH   OTR 0 3,806 0
JOHNSON & JOHNSON COM 478160104 4,768 32,026 SH   OTR 0 32,026 0
JOHNSON & JOHNSON COM 478160104 10,076 67,679 SH   DFND 67,679 0 0
JPMORGAN CHASE & CO COM 46625H100 4,710 48,925 SH   DFND 48,925 0 0
JPMORGAN CHASE & CO COM 46625H100 2,527 26,249 SH   OTR 0 26,249 0
LAUDER ESTEE COS INC CL A 518439104 4,345 19,908 SH   DFND 19,908 0 0
LAUDER ESTEE COS INC CL A 518439104 1,090 4,994 SH   OTR 0 4,994 0
LINDE PLC SHS G5494J103 1,628 6,837 SH   DFND 6,837 0 0
LINDE PLC SHS G5494J103 1,535 6,446 SH   OTR 0 6,446 0
MAGNA INTL INC COM 559222401 733 16,022 SH   OTR 0 16,022 0
MANULIFE FINL CORP COM 56501R106 7,664 550,970 SH   DFND 550,970 0 0
MANULIFE FINL CORP COM 56501R106 4,245 305,176 SH   OTR 0 305,176 0
MASTERCARD INCORPORATED CL A 57636Q104 4,173 12,340 SH   OTR 0 12,340 0
MASTERCARD INCORPORATED CL A 57636Q104 6,879 20,342 SH   DFND 20,342 0 0
MCDONALDS CORP COM 580135101 956 4,356 SH   DFND 4,356 0 0
MCDONALDS CORP COM 580135101 950 4,328 SH   OTR 0 4,328 0
MEDTRONIC PLC SHS G5960L103 7,365 70,872 SH   DFND 70,872 0 0
MEDTRONIC PLC SHS G5960L103 3,373 32,458 SH   OTR 0 32,458 0
MERCK & CO. INC COM 58933Y105 367 4,424 SH   DFND 4,424 0 0
MERCK & CO. INC COM 58933Y105 724 8,728 SH   OTR 0 8,728 0
MICROSOFT CORP COM 594918104 17,648 83,906 SH   DFND 83,906 0 0
MICROSOFT CORP COM 594918104 12,888 61,275 SH   OTR 0 61,275 0
MONDELEZ INTL INC CL A 609207105 312 5,431 SH   DFND 5,431 0 0
MONDELEZ INTL INC CL A 609207105 313 5,448 SH   OTR 0 5,448 0
MORGAN STANLEY COM NEW 617446448 297 6,143 SH   OTR 0 6,143 0
NEXTERA ENERGY INC COM 65339F101 363 1,308 SH   DFND 1,308 0 0
NEXTERA ENERGY INC COM 65339F101 324 1,167 SH   OTR 0 1,167 0
NIKE INC CL B 654106103 5,235 41,700 SH   DFND 41,700 0 0
NIKE INC CL B 654106103 3,032 24,152 SH   OTR 0 24,152 0
NOVO-NORDISK A S ADR 670100205 282 4,062 SH   OTR 0 4,062 0
NUTRIEN LTD COM 67077M108 7,667 195,437 SH   DFND 195,437 0 0
NUTRIEN LTD COM 67077M108 2,943 75,019 SH   OTR 0 75,019 0
OPEN TEXT CORP COM 683715106 5,349 126,634 SH   DFND 126,634 0 0
OPEN TEXT CORP COM 683715106 373 8,830 SH   OTR 0 8,830 0
ORACLE CORP COM 68389X105 520 8,710 SH   DFND 8,710 0 0
ORACLE CORP COM 68389X105 843 14,121 SH   OTR 0 14,121 0
OREILLY AUTOMOTIVE INC COM 67103H107 231 501 SH   DFND 501 0 0
PEMBINA PIPELINE CORP COM 706327103 1,703 80,217 SH   DFND 80,217 0 0
PEMBINA PIPELINE CORP COM 706327103 1,265 59,585 SH   OTR 0 59,585 0
PEPSICO INC COM 713448108 492 3,550 SH   OTR 0 3,550 0
PFIZER INC COM 717081103 1,293 35,232 SH   DFND 35,232 0 0
PFIZER INC COM 717081103 1,824 49,700 SH   OTR 0 49,700 0
PROCTER AND GAMBLE CO COM 742718109 607 4,367 SH   DFND 4,367 0 0
PROCTER AND GAMBLE CO COM 742718109 797 5,734 SH   OTR 0 5,734 0
PROGRESSIVE CORP COM 743315103 401 4,236 SH   DFND 4,236 0 0
PROGRESSIVE CORP COM 743315103 375 3,961 SH   OTR 0 3,961 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,473 25,600 SH   DFND 25,600 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 10,424 181,255 SH   DFND 181,255 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,322 40,376 SH   OTR 0 40,376 0
RITCHIE BROS AUCTIONEERS COM 767744105 1,903 32,118 SH   DFND 32,118 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 5,185 130,769 SH   OTR 0 130,769 0
ROGERS COMMUNICATIONS INC CL B 775109200 10,182 256,797 SH   DFND 256,797 0 0
ROYAL BK CDA COM 780087102 32,106 457,741 SH   DFND 457,741 0 0
ROYAL BK CDA COM 780087102 53,236 758,996 SH   OTR 0 758,996 0
SALESFORCE COM INC COM 79466L302 251 999 SH   OTR 0 999 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 10,936 599,233 SH   DFND 599,233 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,078 113,863 SH   OTR 0 113,863 0
SHOPIFY INC CL A 82509L107 1,243 1,215 SH   DFND 1,215 0 0
SHOPIFY INC CL A 82509L107 256 250 SH   OTR 0 250 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 864 2,580 SH   DFND 2,580 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 363 1,084 SH   OTR 0 1,084 0
SPDR SER TR S&P DIVID ETF 78464A763 216 2,338 SH   DFND 2,338 0 0
SUN LIFE FINANCIAL INC. COM 866796105 3,980 97,717 SH   DFND 97,717 0 0
SUN LIFE FINANCIAL INC. COM 866796105 2,452 60,201 SH   OTR 0 60,201 0
SUNCOR ENERGY INC NEW COM 867224107 4,984 407,522 SH   DFND 407,522 0 0
SUNCOR ENERGY INC NEW COM 867224107 2,416 197,547 SH   OTR 0 197,547 0
TC ENERGY CORP COM 87807B107 13,558 322,656 SH   DFND 322,656 0 0
TC ENERGY CORP COM 87807B107 17,573 418,206 SH   OTR 0 418,206 0
TE CONNECTIVITY LTD REG SHS H84989104 4,111 42,061 SH   DFND 42,061 0 0
TE CONNECTIVITY LTD REG SHS H84989104 2,285 23,378 SH   OTR 0 23,378 0
TECK RESOURCES LTD CL B 878742204 210 15,086 SH   DFND 15,086 0 0
TELUS CORPORATION COM 87971M103 11,218 637,024 SH   DFND 637,024 0 0
TELUS CORPORATION COM 87971M103 5,987 339,977 SH   OTR 0 339,977 0
THERMO FISHER SCIENTIFIC INC COM 883556102 290 657 SH   OTR 0 657 0
THOMSON REUTERS CORP. COM NEW 884903709 1,830 22,941 SH   OTR 0 22,941 0
THOMSON REUTERS CORP. COM NEW 884903709 9,191 115,219 SH   DFND 115,219 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 28,155 608,889 SH   DFND 608,889 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 17,317 374,503 SH   OTR 0 374,503 0
UNILEVER N V N Y SHS NEW 904784709 3,951 65,414 SH   DFND 65,414 0 0
UNILEVER N V N Y SHS NEW 904784709 1,754 29,040 SH   OTR 0 29,040 0
UNION PAC CORP COM 907818108 230 1,168 SH   OTR 0 1,168 0
UNITED PARCEL SERVICE INC CL B 911312106 564 3,385 SH   OTR 0 3,385 0
UNITEDHEALTH GROUP INC COM 91324P102 1,997 6,405 SH   DFND 6,405 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,412 4,529 SH   OTR 0 4,529 0
VALERO ENERGY CORP COM 91913Y100 550 12,696 SH   OTR 0 12,696 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 216 3,712 SH   OTR 0 3,712 0
VERISK ANALYTICS INC COM 92345Y106 202 1,090 SH   OTR 0 1,090 0
VERIZON COMMUNICATIONS INC COM 92343V104 397 6,673 SH   OTR 0 6,673 0
VERIZON COMMUNICATIONS INC COM 92343V104 711 11,952 SH   DFND 11,952 0 0
VISA INC COM CL A 92826C839 10,241 51,213 SH   DFND 51,213 0 0
VISA INC COM CL A 92826C839 5,428 27,144 SH   OTR 0 27,144 0
WASTE CONNECTIONS INC COM 94106B101 8,560 82,466 SH   DFND 82,466 0 0
WASTE CONNECTIONS INC COM 94106B101 806 7,765 SH   OTR 0 7,765 0
WASTE MGMT INC DEL COM 94106L109 203 1,794 SH   DFND 1,794 0 0
WASTE MGMT INC DEL COM 94106L109 264 2,333 SH   OTR 0 2,333 0
WELLS FARGO CO NEW COM 949746101 219 9,315 SH   OTR 0 9,315 0
WHEATON PRECIOUS METALS CORP COM 962879102 556 11,331 SH   DFND 11,331 0 0
YUM CHINA HLDGS INC COM 98850P109 221 4,174 SH   OTR 0 4,174 0