The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 827 5,030 SH   OTR 0 5,030 0
ABBOTT LABS COM 002824100 268 3,203 SH   OTR 0 3,203 0
ABBVIE INC COM 00287Y109 269 3,553 SH   OTR 0 3,553 0
AGNICO EAGLE MINES LTD COM 008474108 335 6,249 SH   DFND 6,249 0 0
AIR PRODS & CHEMS INC COM 009158106 1,181 5,323 SH   DFND 5,323 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 215 15,693 SH   DFND 15,693 0 0
ALPHABET INC CAP STK CL C 02079K107 1,118 917 SH   DFND 917 0 0
ALPHABET INC CAP STK CL C 02079K107 1,074 881 SH   OTR 0 881 0
ALPHABET INC CAP STK CL A 02079K305 5,739 4,700 SH   DFND 4,700 0 0
ALPHABET INC CAP STK CL A 02079K305 5,461 4,472 SH   OTR 0 4,472 0
AMAZON COM INC COM 023135106 220 127 SH   DFND 127 0 0
AMAZON COM INC COM 023135106 634 365 SH   OTR 0 365 0
AMERICAN ELEC PWR CO INC COM 025537101 234 2,498 SH   OTR 0 2,498 0
AMERICAN TOWER CORP NEW COM 03027X100 259 1,171 SH   OTR 0 1,171 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,320 13,873 SH   DFND 13,873 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 268 2,817 SH   OTR 0 2,817 0
APPLE INC COM 037833100 4,764 21,271 SH   DFND 21,271 0 0
APPLE INC COM 037833100 3,555 15,873 SH   OTR 0 15,873 0
AT&T INC COM 00206R102 254 6,712 SH   OTR 0 6,712 0
AUTOMATIC DATA PROCESSING IN COM 053015103 392 2,428 SH   OTR 0 2,428 0
B2GOLD CORP COM 11777Q209 65 20,124 SH   DFND 20,124 0 0
BANK AMER CORP COM 060505104 3,090 105,931 SH   DFND 105,931 0 0
BANK AMER CORP COM 060505104 1,251 42,887 SH   OTR 0 42,887 0
BANK MONTREAL QUE COM 063671101 20,023 271,498 SH   DFND 271,498 0 0
BANK MONTREAL QUE COM 063671101 27,269 369,749 SH   OTR 0 369,749 0
BANK N S HALIFAX COM 064149107 10,376 182,515 SH   DFND 182,515 0 0
BANK N S HALIFAX COM 064149107 34,731 610,923 SH   OTR 0 610,923 0
BCE INC COM NEW 05534B760 21,601 446,209 SH   DFND 446,209 0 0
BCE INC COM NEW 05534B760 13,778 284,611 SH   OTR 0 284,611 0
BECTON DICKINSON & CO COM 075887109 337 1,332 SH   OTR 0 1,332 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 637 3,062 SH   OTR 0 3,062 0
BOOKING HLDGS INC COM 09857L108 504 257 SH   OTR 0 257 0
BRISTOL MYERS SQUIBB CO COM 110122108 200 3,944 SH   OTR 0 3,944 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 15,101 284,442 SH   DFND 284,442 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,832 53,343 SH   OTR 0 53,343 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 381 9,697 SH   DFND 9,697 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,285 25,902 SH   DFND 25,902 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 781 15,743 SH   OTR 0 15,743 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107 218 10,739 SH   DFND 10,739 0 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107 332 16,355 SH   OTR 0 16,355 0
CAE INC COM 124765108 1,437 56,575 SH   DFND 56,575 0 0
CAMECO CORP COM 13321L108 265 27,895 SH   OTR 0 27,895 0
CANADIAN NAT RES LTD COM 136385101 8,052 302,366 SH   DFND 302,366 0 0
CANADIAN NAT RES LTD COM 136385101 4,244 159,369 SH   OTR 0 159,369 0
CANADIAN NATL RY CO COM 136375102 22,863 254,429 SH   DFND 254,429 0 0
CANADIAN NATL RY CO COM 136375102 12,299 136,868 SH   OTR 0 136,868 0
CANADIAN PAC RY LTD COM 13645T100 9,533 42,853 SH   DFND 42,853 0 0
CANADIAN PAC RY LTD COM 13645T100 2,282 10,258 SH   OTR 0 10,258 0
CATERPILLAR INC DEL COM 149123101 328 2,597 SH   OTR 0 2,597 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 11,751 142,333 SH   DFND 142,333 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 8,313 100,690 SH   OTR 0 100,690 0
CENOVUS ENERGY INC COM 15135U109 101 10,768 SH   OTR 0 10,768 0
CGI INC CL A SUB VTG 12532H104 9,681 122,328 SH   DFND 122,328 0 0
CGI INC CL A SUB VTG 12532H104 973 12,295 SH   OTR 0 12,295 0
CHEVRON CORP NEW COM 166764100 488 4,115 SH   OTR 0 4,115 0
CME GROUP INC COM 12572Q105 364 1,722 SH   OTR 0 1,722 0
COCA COLA CO COM 191216100 2,361 43,369 SH   DFND 43,369 0 0
COCA COLA CO COM 191216100 556 10,213 SH   OTR 0 10,213 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 211 3,501 SH   OTR 0 3,501 0
COLGATE PALMOLIVE CO COM 194162103 225 3,061 SH   OTR 0 3,061 0
COMCAST CORP NEW CL A 20030N101 4,883 108,319 SH   DFND 108,319 0 0
COMCAST CORP NEW CL A 20030N101 3,529 78,283 SH   OTR 0 78,283 0
COSTCO WHSL CORP NEW COM 22160K105 5,501 19,093 SH   DFND 19,093 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,898 17,000 SH   OTR 0 17,000 0
CRESCENT PT ENERGY CORP COM 22576C101 165 38,732 SH   OTR 0 38,732 0
DANAHER CORPORATION COM 235851102 5,029 34,820 SH   DFND 34,820 0 0
DANAHER CORPORATION COM 235851102 1,894 13,114 SH   OTR 0 13,114 0
DEERE & CO COM 244199105 404 2,395 SH   OTR 0 2,395 0
DIAGEO P L C SPON ADR NEW 25243Q205 275 1,682 SH   OTR 0 1,682 0
DISNEY WALT CO COM DISNEY 254687106 4,683 35,935 SH   DFND 35,935 0 0
DISNEY WALT CO COM DISNEY 254687106 2,139 16,413 SH   OTR 0 16,413 0
DUKE ENERGY CORP NEW COM NEW 26441C204 307 3,203 SH   OTR 0 3,203 0
DUPONT DE NEMOURS INC COM 26614N102 2,503 35,100 SH   DFND 35,100 0 0
DUPONT DE NEMOURS INC COM 26614N102 1,316 18,455 SH   OTR 0 18,455 0
ENBRIDGE INC COM 29250N105 11,196 319,156 SH   DFND 319,156 0 0
ENBRIDGE INC COM 29250N105 10,652 303,649 SH   OTR 0 303,649 0
EQUINIX INC COM 29444U700 211 366 SH   OTR 0 366 0
EXXON MOBIL CORP COM 30231G102 827 11,712 SH   OTR 0 11,712 0
FACEBOOK INC CL A 30303M102 239 1,342 SH   DFND 1,342 0 0
FACEBOOK INC CL A 30303M102 270 1,516 SH   OTR 0 1,516 0
FORTIS INC COM 349553107 7,853 185,519 SH   OTR 0 185,519 0
FORTIS INC COM 349553107 9,141 215,946 SH   DFND 215,946 0 0
FORTIVE CORP COM 34959J108 1,533 22,360 SH   DFND 22,360 0 0
FORTIVE CORP COM 34959J108 499 7,278 SH   OTR 0 7,278 0
FRANCO NEVADA CORP COM 351858105 7,822 85,805 SH   DFND 85,805 0 0
FRANCO NEVADA CORP COM 351858105 1,295 14,206 SH   OTR 0 14,206 0
GILDAN ACTIVEWEAR INC COM 375916103 914 25,746 SH   DFND 25,746 0 0
GILDAN ACTIVEWEAR INC COM 375916103 232 6,535 SH   OTR 0 6,535 0
HOME DEPOT INC COM 437076102 430 1,853 SH   OTR 0 1,853 0
HONEYWELL INTL INC COM 438516106 6,899 40,774 SH   DFND 40,774 0 0
HONEYWELL INTL INC COM 438516106 3,594 21,241 SH   OTR 0 21,241 0
IMPERIAL OIL LTD COM NEW 453038408 3,145 120,822 SH   DFND 120,822 0 0
INTEL CORP COM 458140100 324 6,288 SH   OTR 0 6,288 0
ISHARES TR INTL SEL DIV ETF 464288448 533 17,339 SH   OTR 0 17,339 0
JOHNSON & JOHNSON COM 478160104 8,854 68,434 SH   DFND 68,434 0 0
JOHNSON & JOHNSON COM 478160104 4,528 34,998 SH   OTR 0 34,998 0
JPMORGAN CHASE & CO COM 46625H100 5,575 47,370 SH   DFND 47,370 0 0
JPMORGAN CHASE & CO COM 46625H100 2,709 23,018 SH   OTR 0 23,018 0
LAUDER ESTEE COS INC CL A 518439104 4,389 22,061 SH   DFND 22,061 0 0
LAUDER ESTEE COS INC CL A 518439104 1,075 5,403 SH   OTR 0 5,403 0
LINDE PLC SHS G5494J103 1,935 9,989 SH   OTR 0 9,989 0
LINDE PLC SHS G5494J103 1,832 9,457 SH   DFND 9,457 0 0
LOCKHEED MARTIN CORP COM 539830109 234 600 SH   OTR 0 600 0
MAGNA INTL INC COM 559222401 856 16,051 SH   OTR 0 16,051 0
MANULIFE FINL CORP COM 56501R106 9,866 537,364 SH   DFND 537,364 0 0
MANULIFE FINL CORP COM 56501R106 6,125 333,606 SH   OTR 0 333,606 0
MASTERCARD INC CL A 57636Q104 5,531 20,367 SH   DFND 20,367 0 0
MASTERCARD INC CL A 57636Q104 3,678 13,543 SH   OTR 0 13,543 0
MCDONALDS CORP COM 580135101 654 3,046 SH   DFND 3,046 0 0
MCDONALDS CORP COM 580135101 1,023 4,765 SH   OTR 0 4,765 0
MEDTRONIC PLC SHS G5960L103 7,356 67,722 SH   DFND 67,722 0 0
MEDTRONIC PLC SHS G5960L103 3,511 32,324 SH   OTR 0 32,324 0
MERCK & CO INC COM 58933Y105 467 5,548 SH   OTR 0 5,548 0
MICROSOFT CORP COM 594918104 9,572 68,848 SH   OTR 0 68,848 0
MICROSOFT CORP COM 594918104 12,134 87,276 SH   DFND 87,276 0 0
MIDDLEBY CORP COM 596278101 337 2,883 SH   OTR 0 2,883 0
MONDELEZ INTL INC CL A 609207105 275 4,971 SH   OTR 0 4,971 0
MORGAN STANLEY COM NEW 617446448 254 5,953 SH   OTR 0 5,953 0
NEXTERA ENERGY INC COM 65339F101 267 1,146 SH   OTR 0 1,146 0
NIKE INC CL B 654106103 4,034 42,951 SH   DFND 42,951 0 0
NIKE INC CL B 654106103 2,713 28,886 SH   OTR 0 28,886 0
NOVO-NORDISK A S ADR 670100205 222 4,294 SH   OTR 0 4,294 0
NUTRIEN LTD COM 67077M108 3,255 65,257 SH   OTR 0 65,257 0
NUTRIEN LTD COM 67077M108 8,306 166,520 SH   DFND 166,520 0 0
ONEOK INC NEW COM 682680103 221 2,999 SH   OTR 0 2,999 0
OPEN TEXT CORP COM 683715106 207 5,072 SH   OTR 0 5,072 0
OPEN TEXT CORP COM 683715106 5,242 128,449 SH   DFND 128,449 0 0
ORACLE CORP COM 68389X105 273 4,961 SH   DFND 4,961 0 0
ORACLE CORP COM 68389X105 593 10,776 SH   OTR 0 10,776 0
PEMBINA PIPELINE CORP COM 706327103 7,494 202,158 SH   DFND 202,158 0 0
PEMBINA PIPELINE CORP COM 706327103 3,078 83,032 SH   OTR 0 83,032 0
PEPSICO INC COM 713448108 427 3,115 SH   OTR 0 3,115 0
PFIZER INC COM 717081103 886 24,659 SH   DFND 24,659 0 0
PFIZER INC COM 717081103 1,052 29,279 SH   OTR 0 29,279 0
PNC FINL SVCS GROUP INC COM 693475105 259 1,848 SH   OTR 0 1,848 0
PROCTER & GAMBLE CO COM 742718109 201 1,616 SH   DFND 1,616 0 0
PROCTER & GAMBLE CO COM 742718109 453 3,642 SH   OTR 0 3,642 0
RESTAURANT BRANDS INTL INC COM 76131D103 9,921 139,457 SH   DFND 139,457 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,445 34,369 SH   OTR 0 34,369 0
ROGERS COMMUNICATIONS INC CL B 775109200 10,153 208,352 SH   DFND 208,352 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,449 132,341 SH   OTR 0 132,341 0
ROYAL BK CDA MONTREAL QUE COM 780087102 37,831 466,129 SH   DFND 466,129 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 62,827 774,113 SH   OTR 0 774,113 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 10,528 535,504 SH   DFND 535,504 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,278 115,870 SH   OTR 0 115,870 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 269 999 SH   DFND 999 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 786 2,649 SH   DFND 2,649 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 321 1,082 SH   OTR 0 1,082 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 240 2,339 SH   DFND 2,339 0 0
SUN LIFE FINL INC COM 866796105 4,496 100,335 SH   DFND 100,335 0 0
SUN LIFE FINL INC COM 866796105 3,238 72,261 SH   OTR 0 72,261 0
SUNCOR ENERGY INC NEW COM 867224107 12,615 399,462 SH   DFND 399,462 0 0
SUNCOR ENERGY INC NEW COM 867224107 6,776 214,566 SH   OTR 0 214,566 0
TC ENERGY CORP COM 87807B107 15,545 300,154 SH   DFND 300,154 0 0
TC ENERGY CORP COM 87807B107 22,042 425,603 SH   OTR 0 425,603 0
TE CONNECTIVITY LTD REG SHS H84989104 3,777 40,534 SH   DFND 40,534 0 0
TE CONNECTIVITY LTD REG SHS H84989104 1,912 20,519 SH   OTR 0 20,519 0
TELUS CORP COM 87971M103 6,369 178,804 SH   OTR 0 178,804 0
TELUS CORP COM 87971M103 9,361 262,802 SH   DFND 262,802 0 0
THOMSON REUTERS CORP COM NEW 884903709 1,495 22,353 SH   OTR 0 22,353 0
THOMSON REUTERS CORP COM NEW 884903709 8,024 119,976 SH   DFND 119,976 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 32,070 550,463 SH   DFND 550,463 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 23,151 397,374 SH   OTR 0 397,374 0
UNILEVER N V N Y SHS NEW 904784709 5,086 84,724 SH   DFND 84,724 0 0
UNILEVER N V N Y SHS NEW 904784709 2,169 36,132 SH   OTR 0 36,132 0
UNION PACIFIC CORP COM 907818108 209 1,290 SH   OTR 0 1,290 0
UNITED PARCEL SERVICE INC CL B 911312106 2,701 22,542 SH   DFND 22,542 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,618 13,504 SH   OTR 0 13,504 0
UNITED TECHNOLOGIES CORP COM 913017109 266 1,948 SH   OTR 0 1,948 0
UNITEDHEALTH GROUP INC COM 91324P102 1,825 8,398 SH   DFND 8,398 0 0
UNITEDHEALTH GROUP INC COM 91324P102 926 4,261 SH   OTR 0 4,261 0
VALERO ENERGY CORP NEW COM 91913Y100 1,108 12,999 SH   OTR 0 12,999 0
VALERO ENERGY CORP NEW COM 91913Y100 289 3,390 SH   DFND 3,390 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 676 11,199 SH   DFND 11,199 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 441 7,306 SH   OTR 0 7,306 0
VISA INC COM CL A 92826C839 8,549 49,701 SH   DFND 49,701 0 0
VISA INC COM CL A 92826C839 4,735 27,527 SH   OTR 0 27,527 0
WALMART INC COM 931142103 211 1,778 SH   DFND 1,778 0 0
WASTE CONNECTIONS INC COM 94106B101 7,504 81,565 SH   DFND 81,565 0 0
WASTE CONNECTIONS INC COM 94106B101 809 8,793 SH   OTR 0 8,793 0
WELLS FARGO CO NEW COM 949746101 1,343 26,626 SH   OTR 0 26,626 0
WHEATON PRECIOUS METALS CORP COM 962879102 339 12,919 SH   DFND 12,919 0 0