The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,250 7,212 SH   OTR 0 7,212 0
3M CO COM 88579Y101 2,788 16,086 SH   DFND 16,086 0 0
ABBOTT LABS COM 002824100 262 3,115 SH   DFND 0 3,115 0
ABBVIE INC COM 00287Y109 259 3,558 SH   DFND 8 3,550 0
AGNICO EAGLE MINES LTD COM 008474108 269 5,246 SH   DFND 5,246 0 0
AIR PRODS & CHEMS INC COM 009158106 1,342 5,927 SH   DFND 5,927 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 400 33,043 SH   DFND 20,409 12,634 0
ALPHABET INC CAP STK CL C 02079K107 1,983 1,835 SH   DFND 939 896 0
ALPHABET INC CAP STK CL A 02079K305 4,948 4,570 SH   OTR 4,570 0 0
ALPHABET INC CAP STK CL A 02079K305 4,813 4,445 SH   DFND 0 4,445 0
AMAZON COM INC COM 023135106 672 355 SH   OTR 0 355 0
AMERICAN ELEC PWR CO INC COM 025537101 220 2,500 SH   DFND 0 2,500 0
AMERICAN TOWER CORP NEW COM 03027X100 304 1,488 SH   OTR 317 1,171 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,480 16,714 SH   DFND 13,895 2,819 0
APPLE INC COM 037833100 7,751 39,161 SH   DFND 22,807 16,354 0
AT&T INC COM 00206R102 367 10,935 SH   OTR 4,235 6,700 0
AUTOMATIC DATA PROCESSING IN COM 053015103 759 4,594 SH   DFND 2,017 2,577 0
BANK AMER CORP COM 060505104 3,057 105,414 SH   DFND 105,414 0 0
BANK AMER CORP COM 060505104 1,276 43,998 SH   OTR 0 43,998 0
BANK MONTREAL QUE COM 063671101 20,561 272,512 SH   DFND 272,512 0 0
BANK MONTREAL QUE COM 063671101 27,897 369,738 SH   OTR 0 369,738 0
BANK N S HALIFAX COM 064149107 43,470 799,814 SH   DFND 186,826 612,988 0
BCE INC COM NEW 05534B760 33,495 736,491 SH   DFND 444,771 291,720 0
BECTON DICKINSON & CO COM 075887109 346 1,374 SH   OTR 11 1,363 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 707 3,316 SH   DFND 287 3,029 0
BOEING CO COM 097023105 225 618 SH   DFND 270 348 0
BOOKING HLDGS INC COM 09857L108 482 257 SH   DFND 0 257 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 16,216 339,405 SH   DFND 284,267 55,138 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 371 9,685 SH   OTR 9,685 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 622 14,486 SH   DFND 0 14,486 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,125 26,199 SH   OTR 26,199 0 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107 287 15,181 SH   OTR 0 15,181 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 233 6,740 SH   DFND 3,035 3,705 0
CAE INC COM 124765108 1,614 60,078 SH   OTR 60,078 0 0
CAMECO CORP COM 13321L108 299 27,890 SH   DFND 0 27,890 0
CANADIAN NAT RES LTD COM 136385101 4,302 159,513 SH   DFND 0 159,513 0
CANADIAN NAT RES LTD COM 136385101 7,875 292,007 SH   OTR 292,007 0 0
CANADIAN NATL RY CO COM 136375102 12,917 139,669 SH   DFND 0 139,669 0
CANADIAN NATL RY CO COM 136375102 24,029 259,825 SH   OTR 259,825 0 0
CANADIAN PAC RY LTD COM 13645T100 10,344 43,970 SH   OTR 43,970 0 0
CANADIAN PAC RY LTD COM 13645T100 2,441 10,377 SH   DFND 0 10,377 0
CATERPILLAR INC DEL COM 149123101 354 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 11,636 148,121 SH   DFND 148,121 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 8,223 104,669 SH   OTR 683 103,986 0
CENOVUS ENERGY INC COM 15135U109 214 24,219 SH   DFND 24,219 0 0
CENOVUS ENERGY INC COM 15135U109 104 11,848 SH   OTR 0 11,848 0
CGI INC CL A SUB VTG 12532H104 10,776 140,370 SH   OTR 128,473 11,897 0
CHEVRON CORP NEW COM 166764100 625 5,017 SH   OTR 897 4,120 0
CME GROUP INC COM 12572Q105 350 1,805 SH   OTR 0 1,805 0
COCA COLA CO COM 191216100 538 10,559 SH   OTR 0 10,559 0
COCA COLA CO COM 191216100 2,456 48,240 SH   DFND 48,240 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 227 3,588 SH   OTR 0 3,588 0
COLGATE PALMOLIVE CO COM 194162103 721 10,062 SH   DFND 0 10,062 0
COMCAST CORP NEW CL A 20030N101 4,337 102,581 SH   DFND 102,581 0 0
COMCAST CORP NEW CL A 20030N101 3,329 78,748 SH   OTR 0 78,748 0
COSTCO WHSL CORP NEW COM 22160K105 9,507 35,977 SH   OTR 18,650 17,327 0
CRESCENT PT ENERGY CORP COM 22576C101 136 41,347 SH   OTR 0 41,347 0
DANAHER CORPORATION COM 235851102 6,877 48,118 SH   OTR 34,685 13,433 0
DEERE & CO COM 244199105 397 2,395 SH   DFND 0 2,395 0
DIAGEO P L C SPON ADR NEW 25243Q205 370 2,146 SH   DFND 448 1,698 0
DISNEY WALT CO COM DISNEY 254687106 5,184 37,123 SH   OTR 37,123 0 0
DISNEY WALT CO COM DISNEY 254687106 2,281 16,335 SH   DFND 0 16,335 0
DUKE ENERGY CORP NEW COM NEW 26441C204 282 3,200 SH   OTR 0 3,200 0
DUPONT DE NEMOURS INC COM 26614N102 2,768 36,867 SH   DFND 23,989 12,878 0
ENBRIDGE INC COM 29250N105 10,952 303,543 SH   DFND 0 303,543 0
ENBRIDGE INC COM 29250N105 11,603 321,605 SH   OTR 320,905 700 0
EQUINIX INC COM 29444U700 253 501 SH   OTR 136 365 0
EXXON MOBIL CORP COM 30231G102 909 11,864 SH   DFND 0 11,864 0
FACEBOOK INC CL A 30303M102 292 1,515 SH   OTR 0 1,515 0
FEDEX CORP COM 31428X106 209 1,275 SH   OTR 725 550 0
FORTIS INC COM 349553107 13,744 348,210 SH   DFND 161,312 186,898 0
FORTIVE CORP COM 34959J108 2,333 28,615 SH   OTR 22,300 6,315 0
FRANCO NEVADA CORP COM 351858105 1,185 13,959 SH   DFND 0 13,959 0
FRANCO NEVADA CORP COM 351858105 7,286 85,837 SH   OTR 85,837 0 0
GILDAN ACTIVEWEAR INC COM 375916103 917 23,717 SH   DFND 23,717 0 0
GILDAN ACTIVEWEAR INC COM 375916103 254 6,578 SH   OTR 0 6,578 0
HOME DEPOT INC COM 437076102 479 2,304 SH   DFND 0 2,304 0
HONEYWELL INTL INC COM 438516106 3,720 21,305 SH   DFND 0 21,305 0
HONEYWELL INTL INC COM 438516106 6,793 38,911 SH   OTR 38,911 0 0
IMPERIAL OIL LTD COM NEW 453038408 3,464 125,169 SH   DFND 124,425 744 0
INTEL CORP COM 458140100 334 6,980 SH   DFND 830 6,150 0
ISHARES TR INTL SEL DIV ETF 464288448 533 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 4,896 35,154 SH   OTR 0 35,154 0
JOHNSON & JOHNSON COM 478160104 8,895 63,865 SH   DFND 63,865 0 0
JPMORGAN CHASE & CO COM 46625H100 5,244 46,906 SH   DFND 46,906 0 0
JPMORGAN CHASE & CO COM 46625H100 2,608 23,328 SH   OTR 0 23,328 0
LAUDER ESTEE COS INC CL A 518439104 995 5,434 SH   DFND 0 5,434 0
LAUDER ESTEE COS INC CL A 518439104 4,025 21,979 SH   OTR 21,979 0 0
LINDE PLC SHS G5494J103 3,207 15,972 SH   DFND 15,972 0 0
LINDE PLC SHS G5494J103 2,142 10,668 SH   OTR 0 10,668 0
LOCKHEED MARTIN CORP COM 539830109 218 599 SH   DFND 0 599 0
MAGNA INTL INC COM 559222401 851 17,127 SH   DFND 530 16,597 0
MANULIFE FINL CORP COM 56501R106 9,861 542,410 SH   DFND 542,410 0 0
MANULIFE FINL CORP COM 56501R106 6,051 332,826 SH   OTR 0 332,826 0
MASTERCARD INC CL A 57636Q104 5,365 20,281 SH   OTR 20,281 0 0
MASTERCARD INC CL A 57636Q104 3,655 13,818 SH   DFND 0 13,818 0
MCDONALDS CORP COM 580135101 1,013 4,877 SH   DFND 0 4,877 0
MCDONALDS CORP COM 580135101 604 2,907 SH   OTR 2,907 0 0
MEDTRONIC PLC SHS G5960L103 3,297 33,856 SH   DFND 0 33,856 0
MEDTRONIC PLC SHS G5960L103 6,527 67,017 SH   OTR 67,017 0 0
MERCK & CO INC COM 58933Y105 1,396 16,650 SH   DFND 16,650 0 0
MERCK & CO INC COM 58933Y105 465 5,550 SH   OTR 0 5,550 0
MICROSOFT CORP COM 594918104 9,300 69,423 SH   OTR 0 69,423 0
MICROSOFT CORP COM 594918104 11,627 86,797 SH   DFND 86,797 0 0
MIDDLEBY CORP COM 596278101 336 2,477 SH   DFND 0 2,477 0
MONDELEZ INTL INC CL A 609207105 273 5,072 SH   OTR 0 5,072 0
MORGAN STANLEY COM NEW 617446448 267 6,100 SH   DFND 0 6,100 0
NEXTERA ENERGY INC COM 65339F101 403 1,966 SH   OTR 560 1,406 0
NIKE INC CL B 654106103 2,436 29,013 SH   DFND 0 29,013 0
NIKE INC CL B 654106103 3,591 42,776 SH   OTR 42,776 0 0
NOVO-NORDISK A S ADR 670100205 219 4,286 SH   DFND 0 4,286 0
NUTRIEN LTD COM 67077M108 8,225 153,853 SH   DFND 153,853 0 0
NUTRIEN LTD COM 67077M108 3,493 65,334 SH   OTR 0 65,334 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 222 600 SH   OTR 500 100 0
OCCIDENTAL PETE CORP COM 674599105 209 4,160 SH   DFND 0 4,160 0
ONEOK INC NEW COM 682680103 207 3,015 SH   DFND 15 3,000 0
OPEN TEXT CORP COM 683715106 5,499 133,481 SH   OTR 133,481 0 0
ORACLE CORP COM 68389X105 650 11,403 SH   OTR 0 11,403 0
PEMBINA PIPELINE CORP COM 706327103 3,084 82,874 SH   DFND 0 82,874 0
PEMBINA PIPELINE CORP COM 706327103 5,168 138,877 SH   OTR 138,877 0 0
PEPSICO INC COM 713448108 419 3,192 SH   DFND 0 3,192 0
PFIZER INC COM 717081103 494 11,412 SH   DFND 11,412 0 0
PFIZER INC COM 717081103 825 19,043 SH   OTR 0 19,043 0
PROCTER AND GAMBLE CO COM 742718109 416 3,790 SH   DFND 0 3,790 0
RESTAURANT BRANDS INTL INC COM 76131D103 12,255 176,229 SH   OTR 142,126 34,103 0
ROGERS COMMUNICATIONS INC CL B 775109200 11,061 206,662 SH   OTR 206,662 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,942 129,707 SH   DFND 0 129,707 0
ROYAL BK CDA MONTREAL QUE COM 780087102 61,824 778,639 SH   DFND 0 778,639 0
ROYAL BK CDA MONTREAL QUE COM 780087102 37,237 468,980 SH   OTR 468,980 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,360 115,814 SH   DFND 0 115,814 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 10,833 531,544 SH   OTR 531,544 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 266 1,000 SH   OTR 1,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,092 3,730 SH   DFND 2,650 1,080 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 259 2,565 SH   OTR 2,565 0 0
SUN LIFE FINL INC COM 866796105 7,383 178,514 SH   DFND 100,905 77,609 0
SUNCOR ENERGY INC NEW COM 867224107 6,632 212,828 SH   DFND 0 212,828 0
SUNCOR ENERGY INC NEW COM 867224107 12,080 387,674 SH   OTR 387,674 0 0
TC ENERGY CORP COM 87807B107 14,463 292,071 SH   DFND 292,071 0 0
TC ENERGY CORP COM 87807B107 21,249 429,106 SH   OTR 0 429,106 0
TE CONNECTIVITY LTD REG SHS H84989104 1,965 20,516 SH   DFND 0 20,516 0
TE CONNECTIVITY LTD REG SHS H84989104 3,824 39,924 SH   OTR 39,924 0 0
TECK RESOURCES LTD CL B 878742204 232 10,078 SH   OTR 10,078 0 0
TELUS CORP COM 87971M103 6,512 176,434 SH   DFND 0 176,434 0
TELUS CORP COM 87971M103 9,394 254,502 SH   OTR 254,502 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 214 727 SH   OTR 0 727 0
THOMSON REUTERS CORP COM NEW 884903709 2,020 31,332 SH   DFND 0 31,332 0
THOMSON REUTERS CORP COM NEW 884903709 8,525 132,259 SH   OTR 132,259 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 32,470 556,381 SH   DFND 556,381 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 23,757 407,079 SH   OTR 0 407,079 0
TRANSALTA CORP COM 89346D107 79 12,180 SH   OTR 12,180 0 0
UNILEVER N V N Y SHS NEW 904784709 2,298 37,843 SH   DFND 0 37,843 0
UNILEVER N V N Y SHS NEW 904784709 4,858 80,014 SH   OTR 80,014 0 0
UNION PACIFIC CORP COM 907818108 238 1,410 SH   DFND 0 1,410 0
UNITED PARCEL SERVICE INC CL B 911312106 1,370 13,265 SH   DFND 0 13,265 0
UNITED PARCEL SERVICE INC CL B 911312106 2,214 21,437 SH   OTR 21,437 0 0
UNITED TECHNOLOGIES CORP COM 913017109 254 1,951 SH   DFND 0 1,951 0
UNITEDHEALTH GROUP INC COM 91324P102 1,045 4,282 SH   DFND 0 4,282 0
UNITEDHEALTH GROUP INC COM 91324P102 1,684 6,902 SH   OTR 6,902 0 0
VALERO ENERGY CORP NEW COM 91913Y100 249 2,908 SH   DFND 2,908 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,113 13,000 SH   OTR 0 13,000 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,072 18,775 SH   OTR 11,558 7,217 0
VISA INC COM CL A 92826C839 8,553 49,282 SH   DFND 49,282 0 0
VISA INC COM CL A 92826C839 4,812 27,729 SH   OTR 0 27,729 0
WASTE CONNECTIONS INC COM 94106B101 8,041 84,127 SH   DFND 84,127 0 0
WASTE CONNECTIONS INC COM 94106B101 860 9,001 SH   OTR 0 9,001 0
WELLS FARGO CO NEW COM 949746101 1,274 26,925 SH   OTR 0 26,925 0
WHEATON PRECIOUS METALS CORP COM 962879102 327 13,543 SH   DFND 13,543 0 0