The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,736 13,167 SH   OTR 0 13,167 0
3M CO COM 88579Y101 6,623 31,877 SH   DFND 31,877 0 0
ABBOTT LABS COM 002824100 249 3,115 SH   OTR 0 3,115 0
ABBVIE INC COM 00287Y109 314 3,900 SH   OTR 0 3,900 0
AGNICO EAGLE MINES LTD COM 008474108 230 5,277 SH   DFND 5,277 0 0
AIR PRODS & CHEMS INC COM 009158106 1,287 6,739 SH   DFND 6,739 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 176 15,592 SH   DFND 15,592 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 178 15,800 SH   OTR 0 15,800 0
ALPHABET INC CAP STK CL C 02079K107 1,042 888 SH   DFND 888 0 0
ALPHABET INC CAP STK CL C 02079K107 1,051 896 SH   OTR 0 896 0
ALPHABET INC CAP STK CL A 02079K305 5,388 4,578 SH   DFND 4,578 0 0
ALPHABET INC CAP STK CL A 02079K305 5,227 4,441 SH   OTR 0 4,441 0
AMAZON COM INC COM 023135106 632 355 SH   OTR 0 355 0
AMERICAN ELEC PWR CO INC COM 025537101 209 2,500 SH   OTR 0 2,500 0
AMERICAN TOWER CORP NEW COM 03027X100 221 1,121 SH   OTR 0 1,121 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,404 16,720 SH   DFND 16,720 0 0
APPLE INC COM 037833100 4,787 25,201 SH   DFND 25,201 0 0
APPLE INC COM 037833100 3,288 17,312 SH   OTR 0 17,312 0
AT&T INC COM 00206R102 210 6,700 SH   OTR 0 6,700 0
AUTOMATIC DATA PROCESSING IN COM 053015103 431 2,697 SH   DFND 2,697 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 547 3,427 SH   OTR 0 3,427 0
BANK AMER CORP COM 060505104 3,756 136,145 SH   DFND 136,145 0 0
BANK AMER CORP COM 060505104 1,198 43,423 SH   OTR 0 43,423 0
BANK MONTREAL QUE COM 063671101 19,668 262,871 SH   DFND 262,871 0 0
BANK MONTREAL QUE COM 063671101 27,676 369,900 SH   OTR 0 369,900 0
BANK N S HALIFAX COM 064149107 10,135 190,217 SH   DFND 190,217 0 0
BANK N S HALIFAX COM 064149107 32,780 615,231 SH   OTR 0 615,231 0
BCE INC COM NEW 05534B760 19,111 430,535 SH   DFND 430,535 0 0
BCE INC COM NEW 05534B760 12,870 289,931 SH   OTR 0 289,931 0
BECTON DICKINSON & CO COM 075887109 304 1,216 SH   OTR 0 1,216 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 709 3,529 SH   OTR 0 3,529 0
BOOKING HLDGS INC COM 09857L108 414 237 SH   OTR 0 237 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 13,345 286,073 SH   DFND 286,073 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,473 53,005 SH   OTR 0 53,005 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 393 9,944 SH   DFND 9,944 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,968 46,994 SH   DFND 46,994 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 573 13,690 SH   OTR 0 13,690 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 328 15,951 SH   OTR 0 15,951 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 941 29,449 SH   DFND 29,449 0 0
CAMECO CORP COM 13321L108 329 27,890 SH   OTR 0 27,890 0
CANADIAN NAT RES LTD COM 136385101 8,222 298,977 SH   DFND 298,977 0 0
CANADIAN NAT RES LTD COM 136385101 4,371 158,930 SH   OTR 0 158,930 0
CANADIAN NATL RY CO COM 136375102 23,294 260,322 SH   DFND 260,322 0 0
CANADIAN NATL RY CO COM 136375102 12,824 143,321 SH   OTR 0 143,321 0
CANADIAN PAC RY LTD COM 13645T100 9,428 45,762 SH   DFND 45,762 0 0
CANADIAN PAC RY LTD COM 13645T100 2,130 10,336 SH   OTR 0 10,336 0
CARNIVAL CORP UNIT 99/99/9999 143658300 203 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101 352 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 10,012 126,618 SH   DFND 126,618 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 8,219 103,949 SH   OTR 0 103,949 0
CENOVUS ENERGY INC COM 15135U109 284 32,745 SH   DFND 32,745 0 0
CENOVUS ENERGY INC COM 15135U109 106 12,198 SH   OTR 0 12,198 0
CGI INC CL A SUB VTG 12532H104 8,905 129,502 SH   DFND 129,502 0 0
CGI INC CL A SUB VTG 12532H104 786 11,433 SH   OTR 0 11,433 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 643 5,080 SH   OTR 0 5,080 0
CHEVRON CORP NEW COM 166764100 514 4,170 SH   OTR 0 4,170 0
CME GROUP INC COM CL A 12572Q105 297 1,805 SH   OTR 0 1,805 0
COCA COLA CO COM 191216100 490 10,449 SH   OTR 0 10,449 0
COCA COLA CO COM 191216100 2,457 52,436 SH   DFND 52,436 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 286 3,945 SH   OTR 0 3,945 0
COLGATE PALMOLIVE CO COM 194162103 690 10,062 SH   OTR 0 10,062 0
COMCAST CORP NEW CL A 20030N101 4,031 100,836 SH   DFND 100,836 0 0
COMCAST CORP NEW CL A 20030N101 3,203 80,110 SH   OTR 0 80,110 0
COSTCO WHSL CORP NEW COM 22160K105 6,300 26,019 SH   DFND 26,019 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,344 17,940 SH   OTR 0 17,940 0
CRESCENT PT ENERGY CORP COM 22576C101 137 42,347 SH   OTR 0 42,347 0
DANAHER CORPORATION COM 235851102 1,762 13,347 SH   OTR 0 13,347 0
DANAHER CORPORATION COM 235851102 5,541 41,968 SH   DFND 41,968 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 256 1,562 SH   OTR 0 1,562 0
DISNEY WALT CO COM DISNEY 254687106 5,626 50,667 SH   DFND 50,667 0 0
DISNEY WALT CO COM DISNEY 254687106 1,830 16,486 SH   OTR 0 16,486 0
DUKE ENERGY CORP NEW COM NEW 26441C204 288 3,200 SH   OTR 0 3,200 0
ENBRIDGE INC COM 29250N105 9,126 251,675 SH   DFND 251,675 0 0
ENBRIDGE INC COM 29250N105 11,026 304,074 SH   OTR 0 304,074 0
ENCANA CORP COM 292505104 178 24,606 SH   DFND 24,606 0 0
EXXON MOBIL CORP COM 30231G102 975 12,064 SH   OTR 0 12,064 0
FACEBOOK INC CL A 30303M102 253 1,515 SH   OTR 0 1,515 0
FEDEX CORP COM 31428X106 820 4,520 SH   OTR 0 4,520 0
FEDEX CORP COM 31428X106 913 5,035 SH   DFND 5,035 0 0
FORTIS INC COM 349553107 4,596 124,260 SH   DFND 124,260 0 0
FORTIS INC COM 349553107 7,003 189,323 SH   OTR 0 189,323 0
FORTIVE CORP COM 34959J108 1,804 21,504 SH   DFND 21,504 0 0
FORTIVE CORP COM 34959J108 521 6,210 SH   OTR 0 6,210 0
FRANCO NEVADA CORP COM 351858105 6,482 86,362 SH   DFND 86,362 0 0
FRANCO NEVADA CORP COM 351858105 1,032 13,757 SH   OTR 0 13,757 0
GENERAL DYNAMICS CORP COM 369550108 203 1,200 SH   OTR 0 1,200 0
GILDAN ACTIVEWEAR INC COM 375916103 765 21,265 SH   DFND 21,265 0 0
GOLDCORP INC NEW COM 380956409 242 21,124 SH   DFND 21,124 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 206 4,305 SH   DFND 4,305 0 0
HOME DEPOT INC COM 437076102 513 2,675 SH   OTR 0 2,675 0
HONEYWELL INTL INC COM 438516106 3,408 21,445 SH   OTR 0 21,445 0
HONEYWELL INTL INC COM 438516106 6,578 41,393 SH   DFND 41,393 0 0
IAMGOLD CORP COM 450913108 139 40,049 SH   DFND 40,049 0 0
IMPERIAL OIL LTD COM NEW 453038408 3,338 121,971 SH   DFND 121,971 0 0
INTEL CORP COM 458140100 330 6,150 SH   OTR 0 6,150 0
ISHARES TR INTL SEL DIV ETF 464288448 535 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 8,905 63,706 SH   DFND 63,706 0 0
JOHNSON & JOHNSON COM 478160104 4,880 34,906 SH   OTR 0 34,906 0
JPMORGAN CHASE & CO COM 46625H100 4,628 45,719 SH   DFND 45,719 0 0
JPMORGAN CHASE & CO COM 46625H100 2,269 22,418 SH   OTR 0 22,418 0
LAUDER ESTEE COS INC CL A 518439104 929 5,614 SH   OTR 0 5,614 0
LAUDER ESTEE COS INC CL A 518439104 3,750 22,651 SH   DFND 22,651 0 0
LINDE PLC COM G5494J103 3,231 18,363 SH   DFND 18,363 0 0
LINDE PLC COM G5494J103 2,062 11,720 SH   OTR 0 11,720 0
MAGNA INTL INC COM 559222401 816 16,756 SH   OTR 0 16,756 0
MANULIFE FINL CORP COM 56501R106 8,597 508,412 SH   DFND 508,412 0 0
MANULIFE FINL CORP COM 56501R106 5,558 328,709 SH   OTR 0 328,709 0
MASTERCARD INC CL A 57636Q104 5,078 21,567 SH   DFND 21,567 0 0
MASTERCARD INC CL A 57636Q104 3,650 15,504 SH   OTR 0 15,504 0
MCDONALDS CORP COM 580135101 576 3,033 SH   DFND 3,033 0 0
MCDONALDS CORP COM 580135101 908 4,783 SH   OTR 0 4,783 0
MEDTRONIC PLC SHS G5960L103 5,907 64,850 SH   DFND 64,850 0 0
MEDTRONIC PLC SHS G5960L103 3,090 33,931 SH   OTR 0 33,931 0
MERCK & CO INC COM 58933Y105 1,464 17,601 SH   DFND 17,601 0 0
MERCK & CO INC COM 58933Y105 971 11,669 SH   OTR 0 11,669 0
MICROSOFT CORP COM 594918104 10,879 92,243 SH   DFND 92,243 0 0
MICROSOFT CORP COM 594918104 8,371 70,974 SH   OTR 0 70,974 0
MONDELEZ INTL INC CL A 609207105 244 4,885 SH   OTR 0 4,885 0
MORGAN STANLEY COM NEW 617446448 257 6,100 SH   OTR 0 6,100 0
NEXTERA ENERGY INC COM 65339F101 258 1,335 SH   OTR 0 1,335 0
NIKE INC CL B 654106103 3,516 41,753 SH   DFND 41,753 0 0
NIKE INC CL B 654106103 2,450 29,097 SH   OTR 0 29,097 0
NOVO-NORDISK A S ADR 670100205 224 4,286 SH   OTR 0 4,286 0
NUTRIEN LTD COM 67077M108 3,646 69,113 SH   OTR 0 69,113 0
NUTRIEN LTD COM 67077M108 7,312 138,587 SH   DFND 138,587 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,103 2,841 SH   DFND 2,841 0 0
OCCIDENTAL PETE CORP COM 674599105 275 4,160 SH   OTR 0 4,160 0
ONEOK INC NEW COM 682680103 210 3,000 SH   OTR 0 3,000 0
OPEN TEXT CORP COM 683715106 5,091 132,487 SH   DFND 132,487 0 0
ORACLE CORP COM 68389X105 630 11,732 SH   OTR 0 11,732 0
PEMBINA PIPELINE CORP COM 706327103 5,140 139,826 SH   DFND 139,826 0 0
PEMBINA PIPELINE CORP COM 706327103 3,026 82,320 SH   OTR 0 82,320 0
PEPSICO INC COM 713448108 406 3,317 SH   OTR 0 3,317 0
PFIZER INC COM 717081103 366 8,624 SH   DFND 8,624 0 0
PFIZER INC COM 717081103 1,278 30,103 SH   OTR 0 30,103 0
PROCTER AND GAMBLE CO COM 742718109 506 4,865 SH   OTR 0 4,865 0
RESTAURANT BRANDS INTL INC COM 76131D103 8,487 130,351 SH   DFND 130,351 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,120 32,556 SH   OTR 0 32,556 0
ROGERS COMMUNICATIONS INC CL B 775109200 11,474 213,194 SH   DFND 213,194 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,267 135,023 SH   OTR 0 135,023 0
ROYAL BK CDA MONTREAL QUE COM 780087102 36,329 480,857 SH   DFND 480,857 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 59,247 784,208 SH   OTR 0 784,208 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 448 9,950 SH   OTR 0 9,950 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 9,578 459,602 SH   DFND 459,602 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,340 112,267 SH   OTR 0 112,267 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 259 1,000 SH   DFND 1,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 311 1,100 SH   OTR 0 1,100 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 851 3,011 SH   DFND 3,011 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 255 2,565 SH   DFND 2,565 0 0
SUN LIFE FINL INC COM 866796105 3,070 79,925 SH   OTR 0 79,925 0
SUN LIFE FINL INC COM 866796105 4,081 106,239 SH   DFND 106,239 0 0
SUNCOR ENERGY INC NEW COM 867224107 12,623 389,237 SH   DFND 389,237 0 0
SUNCOR ENERGY INC NEW COM 867224107 6,854 211,355 SH   OTR 0 211,355 0
TE CONNECTIVITY LTD REG SHS H84989104 3,062 37,922 SH   DFND 37,922 0 0
TE CONNECTIVITY LTD REG SHS H84989104 1,182 14,641 SH   OTR 0 14,641 0
TECK RESOURCES LTD CL B 878742204 240 10,347 SH   DFND 10,347 0 0
TELUS CORP COM 87971M103 8,720 235,420 SH   DFND 235,420 0 0
TELUS CORP COM 87971M103 6,148 165,970 SH   OTR 0 165,970 0
THOMSON REUTERS CORP COM NEW 884903709 2,098 35,431 SH   OTR 0 35,431 0
THOMSON REUTERS CORP COM NEW 884903709 7,029 118,735 SH   DFND 118,735 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 22,528 414,643 SH   OTR 0 414,643 0
TORONTO DOMINION BK ONT COM NEW 891160509 31,201 574,287 SH   DFND 574,287 0 0
TRANSALTA CORP COM 89346D107 114 15,516 SH   DFND 15,516 0 0
TRANSCANADA CORP COM 89353D107 13,448 299,237 SH   DFND 299,237 0 0
TRANSCANADA CORP COM 89353D107 19,456 432,933 SH   OTR 0 432,933 0
UNILEVER N V N Y SHS NEW 904784709 5,420 92,987 SH   DFND 92,987 0 0
UNILEVER N V N Y SHS NEW 904784709 2,754 47,254 SH   OTR 0 47,254 0
UNION PACIFIC CORP COM 907818108 236 1,410 SH   OTR 0 1,410 0
UNITED PARCEL SERVICE INC CL B 911312106 2,324 20,801 SH   DFND 20,801 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,405 12,575 SH   OTR 0 12,575 0
UNITED TECHNOLOGIES CORP COM 913017109 251 1,951 SH   OTR 0 1,951 0
UNITEDHEALTH GROUP INC COM 91324P102 993 4,017 SH   DFND 4,017 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,046 4,232 SH   OTR 0 4,232 0
VALERO ENERGY CORP NEW COM 91913Y100 874 10,300 SH   OTR 0 10,300 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,696 28,677 SH   DFND 28,677 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 416 7,037 SH   OTR 0 7,037 0
VERMILION ENERGY INC COM 923725105 225 9,123 SH   OTR 0 9,123 0
VISA INC COM CL A 92826C839 8,260 52,884 SH   DFND 52,884 0 0
VISA INC COM CL A 92826C839 4,424 28,326 SH   OTR 0 28,326 0
WASTE CONNECTIONS INC COM 94106B101 8,111 91,556 SH   DFND 91,556 0 0
WASTE CONNECTIONS INC COM 94106B101 788 8,896 SH   OTR 0 8,896 0
WELLS FARGO CO NEW COM 949746101 1,120 23,175 SH   OTR 0 23,175 0
WHEATON PRECIOUS METALS CORP COM 962879102 308 12,938 SH   DFND 12,938 0 0