The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,569 16,258 SH   OTR 0 16,258 0
3M CO COM 88579Y101 7,079 32,248 SH   DFND 32,248 0 0
ABBVIE INC COM 00287Y109 446 4,709 SH   OTR 0 4,709 0
ALGONQUIN PWR UTILS CORP COM 015857105 6,909 696,425 SH   DFND 696,425 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 164 16,500 SH   OTR 0 16,500 0
ALPHABET INC CAP STK CL C 02079K107 898 870 SH   DFND 870 0 0
ALPHABET INC CAP STK CL C 02079K107 1,104 1,070 SH   OTR 0 1,070 0
ALPHABET INC CAP STK CL A 02079K305 5,254 5,066 SH   DFND 5,066 0 0
ALPHABET INC CAP STK CL A 02079K305 4,752 4,582 SH   OTR 0 4,582 0
AMAZON COM INC COM 023135106 525 363 SH   OTR 0 363 0
APPLE INC COM 037833100 5,040 30,037 SH   DFND 30,037 0 0
APPLE INC COM 037833100 3,356 20,004 SH   OTR 0 20,004 0
AT&T INC COM 00206R102 424 11,888 SH   OTR 0 11,888 0
AUTOMATIC DATA PROCESSING IN COM 053015103 385 3,395 SH   DFND 3,395 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 329 2,898 SH   OTR 0 2,898 0
BANK AMER CORP COM 060505104 2,881 96,055 SH   DFND 96,055 0 0
BANK AMER CORP COM 060505104 1,569 52,329 SH   OTR 0 52,329 0
BANK MONTREAL QUE COM 063671101 22,484 297,531 SH   DFND 297,531 0 0
BANK MONTREAL QUE COM 063671101 29,803 394,376 SH   OTR 0 394,376 0
BANK N S HALIFAX COM 064149107 20,442 331,310 SH   DFND 331,310 0 0
BANK N S HALIFAX COM 064149107 38,948 631,250 SH   OTR 0 631,250 0
BCE INC COM NEW 05534B760 13,812 320,914 SH   OTR 0 320,914 0
BCE INC COM NEW 05534B760 18,558 431,177 SH   DFND 431,177 0 0
BECTON DICKINSON & CO COM 075887109 275 1,270 SH   OTR 0 1,270 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 601 3,015 SH   OTR 0 3,015 0
BRISTOL MYERS SQUIBB CO COM 110122108 256 4,050 SH   OTR 0 4,050 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 5,334 136,775 SH   DFND 136,775 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,301 59,000 SH   OTR 0 59,000 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 14,806 355,581 SH   DFND 355,581 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 213 5,107 SH   OTR 0 5,107 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 261 13,593 SH   OTR 0 13,593 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 6,302 202,446 SH   DFND 202,446 0 0
CAMECO CORP COM 13321L108 257 28,290 SH   OTR 0 28,290 0
CANADIAN NAT RES LTD COM 136385101 8,844 281,026 SH   DFND 281,026 0 0
CANADIAN NAT RES LTD COM 136385101 4,983 158,347 SH   OTR 0 158,347 0
CANADIAN NATL RY CO COM 136375102 12,163 166,314 SH   OTR 0 166,314 0
CANADIAN NATL RY CO COM 136375102 18,176 248,548 SH   DFND 248,548 0 0
CANADIAN PAC RY LTD COM 13645T100 2,011 11,393 SH   DFND 11,393 0 0
CANADIAN PAC RY LTD COM 13645T100 2,189 12,403 SH   OTR 0 12,403 0
CARNIVAL CORP UNIT 99/99/9999 143658300 262 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101 383 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 16,730 189,515 SH   DFND 189,515 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,446 106,997 SH   OTR 0 106,997 0
CENOVUS ENERGY INC COM 15135U109 134 15,660 SH   OTR 0 15,660 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 525 5,280 SH   OTR 0 5,280 0
CHEVRON CORP NEW COM 166764100 515 4,517 SH   OTR 0 4,517 0
CISCO SYS INC COM 17275R102 272 6,344 SH   OTR 0 6,344 0
CITIGROUP INC COM NEW 172967424 966 14,306 SH   DFND 14,306 0 0
COCA COLA CO COM 191216100 2,378 54,753 SH   DFND 54,753 0 0
COCA COLA CO COM 191216100 357 8,225 SH   OTR 0 8,225 0
COLGATE PALMOLIVE CO COM 194162103 1,032 14,400 SH   OTR 0 14,400 0
COMCAST CORP NEW CL A 20030N101 3,315 97,028 SH   DFND 97,028 0 0
COMCAST CORP NEW CL A 20030N101 2,627 76,882 SH   OTR 0 76,882 0
COSTCO WHSL CORP NEW COM 22160K105 6,484 34,413 SH   DFND 34,413 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,825 20,301 SH   OTR 0 20,301 0
CRESCENT PT ENERGY CORP COM 22576C101 197 28,893 SH   OTR 0 28,893 0
CRESCENT PT ENERGY CORP COM 22576C101 101 14,900 SH   DFND 14,900 0 0
CVS HEALTH CORP COM 126650100 260 4,175 SH   OTR 0 4,175 0
DANAHER CORP DEL COM 235851102 1,214 12,395 SH   OTR 0 12,395 0
DANAHER CORP DEL COM 235851102 4,313 44,052 SH   DFND 44,052 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 240 1,771 SH   OTR 0 1,771 0
DISNEY WALT CO COM DISNEY 254687106 5,338 53,150 SH   DFND 53,150 0 0
DISNEY WALT CO COM DISNEY 254687106 1,936 19,271 SH   OTR 0 19,271 0
DOMINION ENERGY INC COM 25746U109 251 3,717 SH   OTR 0 3,717 0
DUKE ENERGY CORP NEW COM NEW 26441C204 337 4,346 SH   OTR 0 4,346 0
ECOLAB INC COM 278865100 274 2,000 SH   OTR 0 2,000 0
ENBRIDGE INC COM 29250N105 19,467 618,585 SH   DFND 618,585 0 0
ENBRIDGE INC COM 29250N105 10,527 334,494 SH   OTR 0 334,494 0
EXXON MOBIL CORP COM 30231G102 1,329 17,808 SH   OTR 0 17,808 0
F M C CORP COM NEW 302491303 306 4,000 SH   OTR 0 4,000 0
FACEBOOK INC CL A 30303M102 240 1,500 SH   OTR 0 1,500 0
FEDEX CORP COM 31428X106 1,350 5,621 SH   DFND 5,621 0 0
FEDEX CORP COM 31428X106 1,353 5,635 SH   OTR 0 5,635 0
FORTIS INC COM 349553107 3,685 109,129 SH   DFND 109,129 0 0
FORTIS INC COM 349553107 6,729 199,265 SH   OTR 0 199,265 0
FORTIVE CORP COM 34959J108 1,556 20,070 SH   DFND 20,070 0 0
FORTIVE CORP COM 34959J108 599 7,731 SH   OTR 0 7,731 0
FRANCO NEVADA CORP COM 351858105 5,198 76,010 SH   DFND 76,010 0 0
FRANCO NEVADA CORP COM 351858105 1,040 15,209 SH   OTR 0 15,209 0
GENERAL DYNAMICS CORP COM 369550108 265 1,200 SH   OTR 0 1,200 0
GENERAL ELECTRIC CO COM 369604103 401 29,753 SH   OTR 0 29,753 0
GILDAN ACTIVEWEAR INC COM 375916103 367 12,709 SH   DFND 12,709 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 443 11,205 SH   DFND 11,205 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 3,110 53,949 SH   DFND 53,949 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 822 14,259 SH   OTR 0 14,259 0
HOME DEPOT INC COM 437076102 316 1,774 SH   OTR 0 1,774 0
HONEYWELL INTL INC COM 438516106 6,176 42,737 SH   DFND 42,737 0 0
HONEYWELL INTL INC COM 438516106 3,248 22,476 SH   OTR 0 22,476 0
ILLINOIS TOOL WKS INC COM 452308109 259 1,652 SH   OTR 0 1,652 0
IMPERIAL OIL LTD COM NEW 453038408 540 20,370 SH   OTR 0 20,370 0
INTEL CORP COM 458140100 411 7,888 SH   OTR 0 7,888 0
INTERNATIONAL BUSINESS MACHS COM 459200101 232 1,515 SH   OTR 0 1,515 0
ISHARES TR MSCI EAFE ETF 464287465 262 3,765 SH   DFND 3,765 0 0
ISHARES TR INTL SEL DIV ETF 464288448 573 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 7,755 60,517 SH   DFND 60,517 0 0
JOHNSON & JOHNSON COM 478160104 4,836 37,734 SH   OTR 0 37,734 0
JPMORGAN CHASE & CO COM 46625H100 5,181 47,117 SH   DFND 47,117 0 0
JPMORGAN CHASE & CO COM 46625H100 2,761 25,108 SH   OTR 0 25,108 0
LAUDER ESTEE COS INC CL A 518439104 4,038 26,968 SH   DFND 26,968 0 0
LAUDER ESTEE COS INC CL A 518439104 1,411 9,421 SH   OTR 0 9,421 0
MAGNA INTL INC COM 559222401 1,005 17,829 SH   OTR 0 17,829 0
MANULIFE FINL CORP COM 56501R106 8,401 452,133 SH   DFND 452,133 0 0
MANULIFE FINL CORP COM 56501R106 6,604 355,428 SH   OTR 0 355,428 0
MASTERCARD INCORPORATED CL A 57636Q104 4,023 22,969 SH   DFND 22,969 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,983 17,030 SH   OTR 0 17,030 0
MAXAR TECHNOLOGIES LTD COM 57778L103 352 7,602 SH   OTR 0 7,602 0
MAXAR TECHNOLOGIES LTD COM 57778L103 576 12,447 SH   DFND 12,447 0 0
MCDONALDS CORP COM 580135101 512 3,276 SH   DFND 3,276 0 0
MCDONALDS CORP COM 580135101 586 3,745 SH   OTR 0 3,745 0
MEDTRONIC PLC SHS G5960L103 5,290 65,942 SH   DFND 65,942 0 0
MEDTRONIC PLC SHS G5960L103 2,472 30,818 SH   OTR 0 30,818 0
MERCK & CO INC COM 58933Y105 1,021 18,740 SH   DFND 18,740 0 0
MERCK & CO INC COM 58933Y105 811 14,889 SH   OTR 0 14,889 0
METLIFE INC COM 59156R108 232 5,045 SH   OTR 0 5,045 0
MICROSOFT CORP COM 594918104 7,246 79,392 SH   OTR 0 79,392 0
MICROSOFT CORP COM 594918104 9,201 100,816 SH   DFND 100,816 0 0
MOLSON COORS BREWING CO CL B 60871R209 1,122 14,900 SH   DFND 14,900 0 0
MORGAN STANLEY COM NEW 617446448 364 6,755 SH   OTR 0 6,755 0
NIKE INC CL B 654106103 3,287 49,466 SH   DFND 49,466 0 0
NIKE INC CL B 654106103 1,972 29,682 SH   OTR 0 29,682 0
NOVARTIS A G SPONSORED ADR 66987V109 418 5,166 SH   OTR 0 5,166 0
NUTRIEN LTD COM 67077M108 4,934 104,392 SH   DFND 104,392 0 0
NUTRIEN LTD COM 67077M108 1,812 38,337 SH   OTR 0 38,337 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,520 6,146 SH   DFND 6,146 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 316 1,276 SH   OTR 0 1,276 0
OCCIDENTAL PETE CORP DEL COM 674599105 299 4,598 SH   OTR 0 4,598 0
OPEN TEXT CORP COM 683715106 216 6,211 SH   OTR 0 6,211 0
ORACLE CORP COM 68389X105 1,385 30,284 SH   DFND 30,284 0 0
ORACLE CORP COM 68389X105 319 6,974 SH   OTR 0 6,974 0
PEMBINA PIPELINE CORP COM 706327103 17,214 551,199 SH   DFND 551,199 0 0
PEMBINA PIPELINE CORP COM 706327103 1,856 59,418 SH   OTR 0 59,418 0
PEPSICO INC COM 713448108 422 3,870 SH   OTR 0 3,870 0
PFIZER INC COM 717081103 328 9,253 SH   DFND 9,253 0 0
PFIZER INC COM 717081103 1,093 30,797 SH   OTR 0 30,797 0
PRAXAIR INC COM 74005P104 2,593 17,969 SH   DFND 17,969 0 0
PRAXAIR INC COM 74005P104 2,016 13,972 SH   OTR 0 13,972 0
PROCTER AND GAMBLE CO COM 742718109 511 6,449 SH   OTR 0 6,449 0
RESTAURANT BRANDS INTL INC COM 76131D103 546 9,584 SH   OTR 0 9,584 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,568 45,116 SH   DFND 45,116 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,649 148,816 SH   OTR 0 148,816 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,126 181,859 SH   DFND 181,859 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 34,012 440,062 SH   DFND 440,062 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 64,154 830,040 SH   OTR 0 830,040 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 220 3,444 SH   OTR 0 3,444 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 3,350 64,631 SH   DFND 64,631 0 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 1,914 36,935 SH   OTR 0 36,935 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 10,583 549,470 SH   DFND 549,470 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,588 82,427 SH   OTR 0 82,427 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 290 1,200 SH   DFND 1,200 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 697 2,650 SH   DFND 2,650 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 342 1,300 SH   OTR 0 1,300 0
STARBUCKS CORP COM 855244109 1,323 22,861 SH   DFND 22,861 0 0
SUN LIFE FINL INC COM 866796105 4,141 100,697 SH   DFND 100,697 0 0
SUN LIFE FINL INC COM 866796105 3,900 94,854 SH   OTR 0 94,854 0
SUNCOR ENERGY INC NEW COM 867224107 13,041 377,564 SH   DFND 377,564 0 0
SUNCOR ENERGY INC NEW COM 867224107 7,809 226,083 SH   OTR 0 226,083 0
TECHNIPFMC PLC COM G87110105 202 6,876 SH   OTR 0 6,876 0
TELUS CORP COM 87971M103 17,544 498,986 SH   DFND 498,986 0 0
TELUS CORP COM 87971M103 6,002 170,714 SH   OTR 0 170,714 0
THOMSON REUTERS CORP COM 884903105 1,616 41,818 SH   DFND 41,818 0 0
THOMSON REUTERS CORP COM 884903105 1,850 47,863 SH   OTR 0 47,863 0
TORONTO DOMINION BK ONT COM NEW 891160509 29,776 523,771 SH   DFND 523,771 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,272 462,120 SH   OTR 0 462,120 0
TRANSALTA CORP COM 89346D107 74 13,568 SH   DFND 13,568 0 0
TRANSALTA CORP COM 89346D107 64 11,690 SH   OTR 0 11,690 0
TRANSCANADA CORP COM 89353D107 22,941 555,331 SH   DFND 555,331 0 0
TRANSCANADA CORP COM 89353D107 18,785 454,742 SH   OTR 0 454,742 0
UNILEVER N V N Y SHS NEW 904784709 6,661 118,119 SH   DFND 118,119 0 0
UNILEVER N V N Y SHS NEW 904784709 3,125 55,420 SH   OTR 0 55,420 0
UNION PAC CORP COM 907818108 313 2,332 SH   OTR 0 2,332 0
UNITED PARCEL SERVICE INC CL B 911312106 2,253 21,527 SH   DFND 21,527 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,394 13,320 SH   OTR 0 13,320 0
UNITED TECHNOLOGIES CORP COM 913017109 241 1,915 SH   OTR 0 1,915 0
UNITEDHEALTH GROUP INC COM 91324P102 493 2,302 SH   OTR 0 2,302 0
VALERO ENERGY CORP NEW COM 91913Y100 979 10,550 SH   OTR 0 10,550 0
VERIZON COMMUNICATIONS INC COM 92343V104 829 17,333 SH   OTR 0 17,333 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,946 61,608 SH   DFND 61,608 0 0
VERMILION ENERGY INC COM 923725105 7,285 225,690 SH   DFND 225,690 0 0
VERMILION ENERGY INC COM 923725105 423 13,115 SH   OTR 0 13,115 0
VISA INC COM CL A 92826C839 7,311 61,115 SH   DFND 61,115 0 0
VISA INC COM CL A 92826C839 3,857 32,246 SH   OTR 0 32,246 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 443 6,760 SH   OTR 0 6,760 0
WASTE CONNECTIONS INC COM 94106B101 2,933 40,882 SH   DFND 40,882 0 0
WASTE CONNECTIONS INC COM 94106B101 490 6,834 SH   OTR 0 6,834 0
WELLS FARGO CO NEW COM 949746101 1,197 22,830 SH   OTR 0 22,830 0
WELLS FARGO CO NEW COM 949746101 204 3,891 SH   DFND 3,891 0 0