The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 847 1,867 SH   SOLE   1,867 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 13,103 78,943 SH   SOLE   78,943 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 8,687 31,291 SH   SOLE   31,291 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,489 9,224 SH   SOLE   9,224 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,288 11,898 SH   SOLE   11,898 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,223 3,465 SH   SOLE   3,465 0 0
BOEING CO COM 097023105 261 1,365 SH   SOLE   1,365 0 0
EBAY INC. COM 278642103 429 7,500 SH   SOLE   7,500 0 0
INTEL CORP COM 458140100 895 18,059 SH   SOLE   18,059 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,391 5,439 SH   SOLE   5,439 0 0
ORACLE CORP COM 68389X105 493 5,955 SH   SOLE   5,955 0 0
QUALCOMM INC COM 747525103 618 4,045 SH   SOLE   4,045 0 0
JOHNSON & JOHNSON COM 478160104 892 5,035 SH   SOLE   5,035 0 0
PFIZER INC COM 717081103 685 13,241 SH   SOLE   13,241 0 0
JUNIPER NETWORKS INC COM 48203R104 322 8,675 SH   SOLE   8,675 0 0
MICROSOFT CORP COM 594918104 525 1,704 SH   SOLE   1,704 0 0
CISCO SYS INC COM 17275R102 843 15,115 SH   SOLE   15,115 0 0
COCA COLA CO COM 191216100 210 3,385 SH   SOLE   3,385 0 0
LOCKHEED MARTIN CORP COM 539830109 516 1,169 SH   SOLE   1,169 0 0
PEPSICO INC COM 713448108 358 2,141 SH   SOLE   2,141 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 632 12,398 SH   SOLE   12,398 0 0
ISHARES TR RUS MD CP GR ETF 464287481 2,512 24,997 SH   SOLE   24,997 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,870 23,985 SH   SOLE   23,985 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 818 22,635 SH   SOLE   22,635 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 208 2,718 SH   SOLE   2,718 0 0
APPLIED MATLS INC COM 038222105 523 3,970 SH   SOLE   3,970 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 201 3,354 SH   SOLE   3,354 0 0
CARDINAL HEALTH INC COM 14149Y108 544 9,589 SH   SOLE   9,589 0 0
TARGET CORP COM 87612E106 518 2,441 SH   SOLE   2,441 0 0
CVS HEALTH CORP COM 126650100 388 3,831 SH   SOLE   3,831 0 0
DANAHER CORPORATION COM 235851102 241 821 SH   SOLE   821 0 0
MCKESSON CORP COM 58155Q103 284 929 SH   SOLE   929 0 0
MERCK & CO. INC COM 58933Y105 681 8,298 SH   SOLE   8,298 0 0
MORGAN STANLEY COM NEW 617446448 485 5,547 SH   SOLE   5,547 0 0
PROCTER AND GAMBLE CO COM 742718109 494 3,236 SH   SOLE   3,236 0 0
JPMORGAN CHASE & CO COM 46625H100 292 2,142 SH   SOLE   2,142 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 47,849 574,073 SH   SOLE   574,073 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,918 14,521 SH   SOLE   14,521 0 0
ISHARES TR IBOXX INV CP ETF 464287242 456 3,769 SH   SOLE   3,769 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 435 3,400 SH   SOLE   3,400 0 0
3M CO COM 88579Y101 485 3,260 SH   SOLE   3,260 0 0
COMCAST CORP NEW CL A 20030N101 337 7,200 SH   SOLE   7,200 0 0
BARRICK GOLD CORP COM 067901108 703 28,665 SH   SOLE   28,665 0 0
APPLE INC COM 037833100 1,776 10,171 SH   SOLE   10,171 0 0
ALLSTATE CORP COM 020002101 363 2,620 SH   SOLE   2,620 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 349 2,110 SH   SOLE   2,110 0 0
ISHARES TR PHLX SEMICND ETF 464287523 356 752 SH   SOLE   752 0 0
AGNICO EAGLE MINES LTD COM 008474108 449 7,336 SH   SOLE   7,336 0 0
NEWMONT CORP COM 651639106 830 10,446 SH   SOLE   10,446 0 0
WP CAREY INC COM 92936U109 600 7,426 SH   SOLE   7,426 0 0
ESSENTIAL UTILS INC COM 29670G102 213 4,174 SH   SOLE   4,174 0 0
NUCOR CORP COM 670346105 234 1,573 SH   SOLE   1,573 0 0
ASSOCIATED BANC CORP COM 045487105 228 10,000 SH   SOLE   10,000 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 663 7,376 SH   SOLE   7,376 0 0
ALPHABET INC CAP STK CL A 02079K305 325 117 SH   SOLE   117 0 0
EAGLE MATLS INC COM 26969P108 456 3,550 SH   SOLE   3,550 0 0
ARCH CAP GROUP LTD ORD G0450A105 392 8,106 SH   SOLE   8,106 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 333 2,061 SH   SOLE   2,061 0 0
ISHARES GOLD TR ISHARES 464285105 281 7,620 SH   SOLE   7,620 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 288 2,863 SH   SOLE   2,863 0 0
MUELLER WTR PRODS INC COM SER A 624758108 162 12,527 SH   SOLE   12,527 0 0
SPDR SER TR S&P METALS MNG 78464A755 454 7,407 SH   SOLE   7,407 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 214 15,220 SH   SOLE   15,220 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 317 2,359 SH   SOLE   2,359 0 0
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403 455 26,266 SH   SOLE   26,266 0 0
ISHARES TR MBS ETF 464288588 400 3,924 SH   SOLE   3,924 0 0
ISHARES TR PFD AND INCM SEC 464288687 821 22,543 SH   SOLE   22,543 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 2,212 24,191 SH   SOLE   24,191 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 233 7,693 SH   SOLE   7,693 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 338 6,361 SH   SOLE   6,361 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 264 7,727 SH   SOLE   7,727 0 0
PROSHARES TR II ULSHT BLOOMB OIL 74347W668 108 18,689 SH   SOLE   18,689 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 545 10,200 SH   SOLE   10,200 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 200 5,453 SH   SOLE   5,453 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 43,810 739,292 SH   SOLE   739,292 0 0
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 497 2,380 SH   SOLE   2,380 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 452 8,491 SH   SOLE   8,491 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,014 26,487 SH   SOLE   26,487 0 0
ISHARES TR BRAZIL SM-CP ETF 464289131 176 10,357 SH   SOLE   10,357 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,930 25,982 SH   SOLE   25,982 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 236 2,990 SH   SOLE   2,990 0 0
FACEBOOK INC CL A 30303M102 231 1,040 SH   SOLE   1,040 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,062 29,668 SH   SOLE   29,668 0 0
ABBVIE INC COM 00287Y109 204 1,257 SH   SOLE   1,257 0 0
ALPHABET INC CAP STK CL C 02079K107 419 150 SH   SOLE   150 0 0
UNDER ARMOUR INC CL C 904311206 210 13,500 SH   SOLE   13,500 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 210 4,600 SH   SOLE   4,600 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,298 45,716 SH   SOLE   45,716 0 0
LISTED FD TR HORIZON KINETICS 53656F623 565 16,955 SH   SOLE   16,955 0 0
ROBLOX CORP CL A 771049103 386 8,351 SH   SOLE   8,351 0 0