CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM



We consent to the use in this Registration  Statement on Form S-8 filed with the
Securities  and Exchange  Commission of our report dated November 4, 2005 on the
financial  statements of American  Bancorp of New Jersey,  Inc.  (formerly  "ASB
Holding  Company")  for the year ended  September  30, 2005 included in the 2005
Annual Report on Form 10-K for American Bancorp of New Jersey, Inc.


                                                /s/ Crowe Chizek and Company LLC
Livingston, New Jersey
January 30, 2006