-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, AkOrREGMgqVNlAwWEYmME2RLiSvAuFili3FPsLbn5pnk7G9L9HlASiIhoaWIqfCq 8YdYlIzkTWtfdUaiw8HRUQ== 0000000000-07-012053.txt : 20070423 0000000000-07-012053.hdr.sgml : 20070423 20070308124509 ACCESSION NUMBER: 0000000000-07-012053 CONFORMED SUBMISSION TYPE: UPLOAD PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20070308 FILED FOR: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN BANCORP OF NEW JERSEY INC CENTRAL INDEX KEY: 0001330039 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 550897507 STATE OF INCORPORATION: NJ FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: UPLOAD BUSINESS ADDRESS: STREET 1: 365 BROAD STREET CITY: BLOOMFIELD STATE: NJ ZIP: 07003-2798 BUSINESS PHONE: 973 748-3600 MAIL ADDRESS: STREET 1: 365 BROAD STREET CITY: BLOOMFIELD STATE: NJ ZIP: 07003-2798 LETTER 1 filename1.pdf begin 644 filename1.pdf M)5!$1BTQ+C0-)>+CS],-"C0X(#`@;V)J(#P\+TQI;F5AQJD,S.LDLKQY&:XQ M+8!IDM&#:K8`8D8&!HF#$)HY%VX*&P.#GA1$E-$=(,``?(H)+@T*96YD7!E+UA2968^/G-T-IB8F)D8&)@8!S,&"#``"G,`'X-"F5N9'-T6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P(%(O M5'EP92]#871A;&]G+TQA;F%LP(#`@-C$R(#7!E+U!A9V4^ M/@UE;F1O8FH--3$@,"!O8FH\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C MB M[!:&(9L09F=W9X=[_`%>OSZ^/'V[!`IOWBR6IS`[/KVF4+1XX#[0%O6,@<'S MO_#\:SM;9+/C+*/`("MG%+("W\H>W:M9"XRZYW_NR`+C/00^4@H)523AD-W- M`@BS;[.S;'9VZ<)M*;`-A9T0.R@R%201DRC\`!1%22(G4:(#4*0DB9I$$0>@ MQ)Q,@\2C()102J4K_WSS\W&WXC)21`T5O\Q-!===;XG' M+Z$5)^E`VQ(XLZ:`!8&_]9.V7LW3_1*)I2+IT,AK79O&PB=3:/A@=6M6NNX@ MKU=P>FMT">>FSNO"Y!6\+TM\R1]W?-CZQ/@V1_XRQUB0M._[37!R%ZI`8YIY M#0N,V]A[:$JXTH]PH6VKGX[@;5T0"/_)+D9)C,_J?FG'@I)T$$@D8UC8)E^A MOJW6G3?A\8GN`[!M+/8R%IX=3,7\')0J]N]6HZ;9`07_1N86S>J6QT_J^TW?_HKHCVCN# M]%-,1BD^*X_D()*?]\&YJ3#`4A<#/A,;?$]+U)Z6<+RNG'I^+4`LU[G/S^-2XNH3@&U/U7IWC9K1_'@57&T]=NC8Y^^MM M[Y4WE,=_/-R96!NK%V_"2OR>W<\&I6MWO0D^AVF@<3@"N,U_:"CZ8;\/65#I M#F71/%BP^H=!?\-)>7)_G5SQG4&QSH>MKG+W;FDJ4W]M^[,>K&Z&1CH>;#NN MK!_7>01S1AAZ6;9"'F4H@@<,:U'_MJ>1!NZ+9H^('8Z%::$S_9%_/+G'\L9K M'"5\XZG>(GOLS%56.=1GU[C`;ZS6SAE)IDN-K MS"Y&Q`B=7D;Y^/:R"\,20O=LHY[=9'JD^NK1B%`YZ'+9U'FU@L\AHT'N]%E] M=U>[K^]_M+^XF%REA*KGF\9)VYJVRW')&!:,DZ)H'NK^X'G&_PLP`%2GQE,- M"F5N9'-T7!E+U1R=654>7!E M+T9O;G1$97-C.G1 MO>=\YCG:Q`J-5H&S*6>=0J,P\6F<5]<9E3@CJ3AWU:F5]3A?Q=FERJA1X_S< M%*M1RFH!0.DFNT$I+\?9#V>Z/B=+@O,"`,ATU3M<^@X;E`T&TZ4DU;I&O5I5 M;L#SM.3S+F>0?P+;VT_YU<]"H!X%J_-^K>VTBT`C*\$ MP/+F6YO+^P`P\;X=OOC.??BF>2DW&'1AOK[U]?4^:J7&W6*M0&=;464VO_4Q-_9=A/-#_7N+ACKP&OV`>P+O(`\K<+`.72 M`%*T#=^!WO0ME9(',O`UW^'>_-S/"?KW4^$^TZ-6K9J+DV3E8'*COFY^S_19 M`@*@`B;@`2M@#YR!.Q`"?Q`"PD$TB`?)(!WD@`*P%,A!.=``/:@'+:`==($> ML!YL`L-@.Q@#N\%^!P_!H_`^ M^#!\`CX/7X,GX8?P+`(0&L)''!$A(D8D2#I2B)0A>J05Z48&D5%D/W(,.8M< M02:11\@+E(AR40P5HN%H$IJ+RM$:M!7M18?17>AA]#1Z!9U"9]#7!`;!EN!% M""-("8L(*D(]H8LP2-A)^(APAG"-,$UX2B02^40!,8281"P@5A";B;W$K<0# MQ./$2\2[Q%D2B61%\B)%D-)),I*!U$7:0MI'^HQTF31->DZFD1W(_N0$8C%H7EQI*P9*Q6U@CK*.L&:Y;-98O8Z6P-NY>] MAWV.?9]#XKAQXCD*3B?G`\XISETNPG7F2KAR[@KN&/<,=YI'Y`EX4EX%KX?W M6]X$;\:<8QYHGF?>8#YB_HGY)!_AN_&E_"I^'_\@_SK_I86=18R%TF*-Q7Z+ MRQ;/+&TLHRV5EMV6!RRO6;ZTPJSBK2JM-EB-6]VQ1JT]K3.MZZVW69^Q?F3# MLPFWD=MTVQRTN6D+VWK:9MDVVWY@>\%VUL[>+M%.9[?%[I3=(WN^?;1]A?V` M_:?V#QRX#I$.:H"6[[;* M;=SMOL!2(!4T"?8*;KLSW*/<:]Q'W:]Z$#W$'I4>6SV^](0]@SS+/4<\+WK! M7L%>:J^M7I>\"=ZAWEKO4>\;0KHP1E@GW"N<\N'[I/IT^(S[//9U\2WTW>![ MUO>U7Y!?E=^8WRT11Y0LZA`=$WWG[^DO]Q_QOQK`"$@(:`LX$O!MH%>@,G!; MX)^#N$%I0:N"3@;](S@D6!^\/_A!B$M(22@A-#:T+?3C MT!=AP6&&L(-A?P\7AE>&[PF_OT"P0+E@;,'="*<(6<2.B,E(++(D\OW(R2C' M*%G4:-0WT<[1BNB=T?=B/&(J8O;%/([UB]7'?A3[3!(F628Y'H?$)<9UQTW$ M<^)SXX?COTYP2E`E[$V820Q*;$X\GD1(2DG:D'1#:B>52W=+9Y)#DIN2S=9$U:SJ69&GZ+?60O5+JD]8N#A/U,7C.[&E<:I MNLBZD;KG]7GUAQK8#=J&"XV>C6L:[S4E-/VF&6V6-Y]L<6QI;YE:%K-L1RO4 M6MIZLLVYK;-M>GGB\EWMU/;*]C]U^'7T=WR_(G_%L4Z[SN6==U=VMZ/ZBQZ]GL.>'7GGO%VM%:X?6_KBN;-U$ M7W#?MO7$]=KUUS=$;=C5S^YOZK^[,6WCX0%LH'O@^TW%F\X-!@YNWTS=;-P\ M.93Z3P"D`5O^F+B9))F0F?R::)K5FT*;KYP0)ZNGQV?BY_Z MH&F@V*%'H;:B)J*6HP:C=J/FI%:DQZ4XI:FF&J:+IOVG;J?@J%*HQ*DWJ:FJ M'*J/JP*K=:OIK%RLT*U$K;BN+:ZAKQ:OB[``L'6PZK%@L=:R2[+"LSBSKK0E MM)RU$[6*M@&V>;;PMVBWX+A9N-&Y2KG"NCNZM;LNNZ>\(;R;O16]C[X*OH2^ M_[]ZO_7`<,#LP6?!X\)?PMO#6,/4Q%'$SL5+QHM\IWZ_@-N"] MX43AS.)3XMOC8^/KY'/D_.6$Y@WFENV<[BCNM.]`[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GXJ/DX M^2A4:6UE'1' M4W1A=&4O4T$@9F%L-KQPT438SD`B%-:GMT[#?/^7+JF"0EE!A*27-" M2I(V,2E%D3&DF!)K26E*4NQ!9!0I2RGT*H*8(<5'QI(4!`I*E<+:B!A+*DV) M\00;3!:!?3+6P@S(X[0.4D7XCRK7%%/*N?0Q><+I^ZA M/G)K4N*B7+B3;.D[["63]=*)<5VMIHWNHBSKW5W/O$3M$/BF-\8$8X.)@HF# M28)I@OJ&-T8%$R@<*!PH'"@<*!PH'"@<*#I0=*#H0-&!H@-%!XH.%!TH.E!T MH)A`,0WEISBG1B3&8NRFM3C.BOG'P]//7P>?FII/5W?WE_ZX-.IFZ<9E,U>) M(@%RN$'BS-6RV,*;\UI6K]@GD,B@?Q$'^ M2YR6U5VV0%:'Q:PH:X<%_`PQS2?O>X%2GA(:EHM%^=O-ON$$^.7;QV`C'VTD MAE5VYQKZ)*\7#O!GQ2+A(-S=_0_/"F:_Y]\]?UR.2.+H))NCLVG&G&SS0'-, MMJ2JNY2[2W5WJ>DNM=VET>O2>".-NU.3+6E[A%_2IEO:]K5\<0BRCUCUR$)Q M'['N(S8=Q+85VS[DJ(,X:L5Q'W*?`:JTQZO1XXWC[?G]]3_]4@>YSR"YRR!U M*S9]R'T&R5$?<=PGYRZ#Y%:<=FXXKI2IV[NN747RBVRNK+U%/L?]5V=5+.J\E5>'#@KLO*/3XYP@56U/@3AX][;N/ZW8:V\5EA M_\V"RW_'MOQNL>4;1GZEY?+=BH[?K]^<)#[V'P$&`,@51_4-"F5N9'-T7!E+U!A M9V5S+TMI9'-;-3`@,"!273X^#65N9&]B:@TU(#`@;V)J/#PO4W5B='EP92]8 M34PO3&5N9W1H(#0T,#4O5'EP92]-971A9&%T83X^G)E4WI.5&-Z:V,Y9"(_ M/@H\>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K M/2(S+C$M-S`Q(CX*("`@/')D9CI21$8@>&UL;G,Z&UL;G,Z M<&1F/2)H='1P.B\O;G,N861O8F4N8V]M+W!D9B\Q+C,O(CX*("`@("`@("`@ M/'!D9CI03Y396-U&AA;F=E M($-O;6UI3X*("`@("`@("`@/'!D9G@Z4V]U M#I3;W5R8V5-;V1I M9FEE9#X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S M8W)I<'1I;VX@&%P.DUO9&EF>41A=&4^,C`P M-RTP,RTP.%0Q,3HR-CHR,2TP-3HP,#PO>&%P.DUO9&EF>41A=&4^"B`@("`@ M("`@(#QX87`Z0W)E871E1&%T93XR,#`W+3`S+3`X5#$Q.C(V.C$X+3`U.C`P M/"]X87`Z0W)E871E1&%T93X*("`@("`@("`@/'AA<#I-971A9&%T841A=&4^ M,C`P-RTP,RTP.%0Q,3HR-CHR,2TP-3HP,#PO>&%P.DUE=&%D871A1&%T93X* M("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I M;VX@&%P34TZ5F5R M&UL;G,Z<&AO=&]S:&]P/2)H='1P M.B\O;G,N861O8F4N8V]M+W!H;W1O&UP;65T83X*("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`* M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@ M("`@("`@("`@("`@(`H\/WAP86-K970@96YD/2)W(C\^#0IE;F1S=')E86T- M96YD;V)J#38@,"!O8FH\/"]#F4@-#@^/@T* -----END PRIVACY-ENHANCED MESSAGE-----