EX-99 25 exhibit999.htm EXHIBIT 99.9 Exhibit 99.9

Mortgage Guaranty Insurance Corporation

250 E. Kilbourn Avenue

P.O. Box 488, Milwaukee, Wisconsin 53201-0488

[exhibit999002.jpg]


Declaration Page for Use With

Mortgage Guaranty Select Master Policy for

Multiple Loan Transactions


Mortgage Guaranty Insurance Corporation (a stock insurance company hereinafter called the "Company") agrees to pay to the Insured identified below, in consideration of the premium or premiums to be paid as specified in this Policy and in reliance on the Insured's Application for coverage under this Policy any Loss due to the Default by a Borrower on a Loan, subject to the terms and conditions in this Policy.


 

Insured's Name and Mailing Address:

Master Policy Number:

U.S. Bank N.A. as Trustee for SAIL Mortgage

 

Pass-Through Certificates, Series 2005-4

22-590-4-3213

60 Livingston Avenue

 

Saint Paul, Minnesota  55107

Effective Date of Policy:

 

April 1, 2005

 

Security:   Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-4


Includes Terms and Conditions #71-70283 (2/05)


Includes Endorsement(s):   none




In Witness Whereof, the Company has caused its Corporate Seal to be hereto affixed and these presents to be signed by its duly authorized officers in facsimile to become effective as its original seal and signatures and binding on the Company.



MORTGAGE GUARANTY INSURANCE CORPORATION


[exhibit999004.jpg]

____________________________________________________________

[exhibit999006.jpg]

Authorized Representative

Steven M. Thompson, Vice President








Form #71-70277  (2/05)

KEEP THIS ORIGINAL CERTIFICATE

DO NOT RETURN TO MGIC






Table of Contents

Mortgage Guaranty Select Master Policy for Multiple Loan Transactions


1

Definitions

1.1

Application

1.2

Appropriate Proceedings

1.3

Borrower

1.4

Borrower's Own Funds

1.5

Borrower's Title

1.6

Certificate

1.7

Certificate Effective Date

1.8

Certificate Number

1.9

Certificate Schedule

1.10

Claim

1.11

Claim Amount

1.12

Collateral

1.13

Conveyance of Title

1.14

Default

1.15

Eligibility Criteria

1.16

Environmental Condition

1.17

Good and Merchantable Title

1.18

Insured

1.19

Loan

1.20

Loan File

1.21

Loss

1.22

Original LTV

1.23

Per Loan Loss Percentage

1.24

Perfected Claim

1.25

Person

1.26

Physical Damage

1.27

Policy

1.28

Possession of the Property

1.29

Primary First Layer Policy

1.30

Property

1.31

Residential

1.32

Security

1.33

Servicer

1.34

Settlement Period

1.35

Value


2

Obtaining Coverage and Payment of Premiums


2.1

Obtaining Coverage

2.2

Representations of the Insured

2.3

Company's Remedies for Misrepresentation

2.4

Incontestability for Certain Misrepresentations

2.5

Initial Premium and Term of Coverage

2.6

Renewal of Certificate and Termination for Non-Payment of Renewal Premium

2.7

Special Procedures for Receipt and Deposit of Initial and Renewal Premiums

2.8

Cancellation by the Insured of a Certificate

2.9

Cancellation of Policy

2.10

Cancellation of Policy and Coverage of Loans Upon Termination of Security

or Removal of Loans from Security

2.11

Refund of Premium for Certain Circumstances

2.12

Post Underwriting Review and Copies of Loan Files


3

Changes in Various Loan Terms, Servicing and Insured; Coordination and Duplication of Benefits


3.1

Loan Modifications

3.2

Open End Provisions

3.3

Assumptions

3.4

Servicing

3.5

Change of Insured of this Policy

3.6

Assignment of Coverage of a Loan under this Policy

3.7

Coordination and Duplication of Insurance Benefits

3.8

Indebtedness and Liens with Respect to Collateral


4

Exclusions From Coverage


4.1

Balloon Payment

4.2

Effective Date

4.3

First Payment Default

4.4

Incomplete Construction

4.5

Fraud, Misrepresentation and Negligence

4.6

Non-Approved Servicer

4.7

Physical Damage (Other than Relating to Pre-Existing Environmental Conditions)

4.8

Pre-Existing Environmental Conditions

4.9

First Lien Status

4.10

Payment of the Full Benefit of the Primary First Layer Policy

4.11

Non-Eligible Loans

4.12

Breach of the Insured's Obligations or Failure to Comply with Terms


5

Conditions Precedent to Payment of Claim


5.1

Notice of Default

5.2

Monthly Reports

5.3

Company's Option to Accelerate Filing of a Claim

5.4

Voluntary Conveyance

5.5

Appropriate Proceedings

5.6

Mitigation of Damages

5.7

Advances

5.8

Claim Information and Other Requirements

5.9

Acquisition of Borrower's Title Not Required

5.10

Sale of a Property by the Insured Before End of Settlement Period

5.11

Foreclosure Bidding Instructions Given by the Company

5.12

Effect of Unexpired Redemption Period on Payment of a Claim

5.13

Collection Assistance


6

Loss Payment Procedure


6.1

Filing of Claim

6.2

Calculation of Claim Amount

6.3

Payment of Loss; Company's Options

6.4

Claim Settlement Period

6.5

Payment by the Company After the Settlement Period

6.6

Discharge of Obligation


7

Additional Conditions


7.1

Proceedings of Eminent Domain

7.2

Pursuit of Deficiencies

7.3

Subrogation

7.4

Policy for Exclusive Benefit of the Insured

7.5

Effect of Borrower Insolvency or Bankruptcy on Principal Balance

7.6

Arbitration of Disputes; Suits and Actions Brought by the Insured

7.7

Release of Borrower; Defenses of Borrower

7.8

Amendments; No Waiver; Rights and Remedies; Use of Term "Including"

7.9

No Agency

7.10

Successors and Assigns

7.11

Applicable Law and Conformity to Law

7.12

Notice

7.13

Reports and Examinations

7.14

Electronic Media




Terms and Conditions

1 Definitions

1.1

Application means only those documents, materials, statements, representations, warranties, data and information (a) identified as being included in the Application in a notice to the Insured by the Company prior to the issuance of coverage on the applicable Loan, and (b) submitted to the Company by or on behalf of the Insured in connection with the Insured's request for insurance under this Policy, irrespective of the Person or Persons who prepared same.

1.2

Appropriate Proceedings means any legal or administrative action by the Insured affecting either a Loan or title to a Property, including:

 

(a)

Preserving a deficiency recovery by making a bid at the foreclosure sale and pursuing a deficiency judgment until the end of the Settlement Period, where appropriate and permissible and where directed by the Company; or

(b)

Enforcing the terms of the Loan as allowed by the laws where the Property is located or those laws affecting either the Loan or, if applicable, the Collateral; or

(c)

Acquiring Borrower's Title or Good and Merchantable Title to the Property, as either may be required under this Policy, but excluding such title as may be acquired by a voluntary conveyance from the Borrower; or

(d)

Asserting the Insured's interest in the Property in a Borrower's bankruptcy.

1.3

Borrower means any Person legally obligated to repay the debt obligation created by a Loan, including any cosigner or guarantor of the Loan.

1.4

Borrower's Own Funds means any funds used by the Borrower for the purpose of making installment payments, but will not include funds provided directly or indirectly by any Person (other than the Borrower) who is or was a party to the Loan or to the related Property transaction, unless expressly set forth in the Application.

1.5

Borrower's Title means such title to a Property as was vested in the Borrower at the time of a conveyance to the Insured arising out of or pursuant to a foreclosure of the Loan; provided, however, if the Insured so elects, the redemption period need not have expired. Borrower's Title as conveyed to the Insured may be, but need not be, the equivalent of Good and Merchantable Title, and the deed evidencing Borrower's Title need not be recorded unless required by applicable law.

1.6

Certificate means the document issued by the Company pursuant to this Policy extending the coverage indicated therein to one or more Loans as listed on a Certificate Schedule. A Certificate may take the form, without limitation, of a facsimile, electronic computer file, or other agreed-upon data interchange medium. As used in this Policy, the term "Certificate” shall mean the Certificate and the Certificate Schedule attached thereto and listing the Certificate Number assigned to each Loan to which coverage is extended.

1.7

Certificate Effective Date means 12:01 a.m. on the date upon which coverage of a Loan under this Policy begins, as specified in the Certificate.

1.8

Certificate Number means the identification number issued by the Company for a Loan to which coverage is extended as shown on the Certificate Schedule for such Loan.

1.9

Certificate Schedule means a list of Loans to which coverage has been extended under this Policy, and which is attached to the Certificate.

1.10

 Claim means the timely filed written request, made on a form or in a format provided or approved by the Company, to receive the benefits of this Policy.

1.11

Claim Amount means the amount calculated in accordance with Section 6.2 of this Policy.

1.12

Collateral means

 

(a)

the stock or membership certificate issued to a tenant-stockholder or resident-member by a completed fee simple or leasehold cooperative housing corporation; and

(b)

the proprietary lease relating to one (1) unit in the cooperative housing corporation executed by such tenant-stockholder or resident-member and any other rights of such stockholder or member relating to any of the foregoing.

1.13

Conveyance of Title means the transfer of title to the Property through

 

(a)

voluntary conveyance to the Insured of Borrower's Title;

(b)

Appropriate Proceedings or exercise of rights of redemption; or

(c)

approved sale of the Property.

1.14

Default means the failure by a Borrower

 

(a)

to pay when due any monthly or other regular periodic payment under the terms of a Loan; or

(b)

to pay all amounts due on acceleration of the Loan by the Insured after breach by the Borrower of a due on-sale provision in the Loan, granting the Insured the right to accelerate the Loan upon transfer of title to, or an interest in, the Property and to institute Appropriate Proceedings.

Violation by the Borrower of any other term or condition of the Loan which is a basis for Appropriate Proceedings shall not be considered to be a Default.

A Loan is deemed to be in Default for that month as of the close of business on the installment due date for which a scheduled monthly or other regular periodic payment has not been made or as of the close of business on the due date stated in the notice of acceleration given pursuant to the due-on-sale provision in the Loan. The Loan will be considered to remain in Default until filing of a Claim so long as such periodic payment has not been made or such basis for Appropriate Proceedings remains. For example, a Loan is "four (4) months in Default” if the monthly installments due on January 1 through April 1 remain unpaid as of the close of business on April 1 or if a basis for acceleration and Appropriate Proceedings exists for a continuous period of four months.

1.15

Eligibility Criteria means the requirements established by the Company for the insurability of a Loan under this Policy and of which the Company has notified the Insured prior to issuance of the Policy.

1.16

Environmental Condition means the presence of environmental contamination, including nuclear reaction or radioactive waste, toxic waste, poisoning, or mold, contamination or pollution of the Property or of the earth or water subjacent to the Property or of the atmosphere above the Property; or the presence, on or under a Property, of any "Hazardous Substance” as that term is defined by the federal Comprehensive Environmental Response, Compensation, and Liability Act (42 U.S.C. Sec. 9601 et. seq., as amended from time to time) or as defined by any similar state law, or of any "Hazardous Waste” or "Regulated Substance” as those terms are defined by the federal Resource Conservation and Recovery Act (42 U.S.C. sec. 6901, et seq., as amended from time to time) or as defined by any similar state law. Environmental Condition does not mean the presence of radon, lead paint, or asbestos.

1.17

Good and Merchantable Title means title to a Property (or, with respect to the Collateral securing a Loan, the title to both the Collateral and the Property), free and clear of all liens, encumbrances, covenants, conditions, restrictions, easements and rights of redemption, except for any of the following or as permitted in writing by the Company:

 

(a)

Any lien established by public bond, assessment or tax, when no installment, call or payment of or under such bond, assessment or tax is delinquent;

(b)

Any municipal and zoning ordinances and exceptions to title waived by the regulations of federal mortgage insurers and guarantors with respect to mortgages on one-to-four family residences in effect on the date on which the Loan was closed and all documents were executed;

(c)

With respect to Collateral, a first mortgage lien on the entire real estate owned by the cooperative housing corporation which has been disclosed to the Person originating the Loan secured by the Collateral; and

(d)

Any other impediments which will not have a materially adverse effect on either the transferability of the Property or the sale thereof (or, if applicable, the transferability or sale of the Collateral) to a bona fide purchaser.

Good and Merchantable Title will not exist if (i) there is any lien pursuant to the Comprehensive Environmental Response, Compensation, and Liability Act, or similar federal or state law, as in effect from time to time, providing for liens in connection with the removal and clean-up of environmental conditions, or if notice has been given of commencement of proceedings which could result in such a lien, or (ii) there are limitations on ingress and egress to the Property or on use of utilities. Any action or proceeding after a foreclosure sale relating to establishing a deficiency judgment will not be considered in determining whether the Insured has acquired Good and Merchantable Title.

1.18

Insured means:

 

(a)

the Person designated on the face of this Policy; or

(b)

any Person to whom coverage has been assigned as permitted by Sections 3.5 or 3.6 resulting in a change in the Insured named on a Certificate for a Loan in accordance with this Policy.

1.19

Loan means any note, bond, or other evidence of indebtedness secured by a mortgage, deed of trust, or other similar instrument, which constitutes or is equivalent to a first lien or charge on a Property and which the Company has approved for insurance and to which coverage under this Policy has been extended.

1.20

Loan File means, with respect to a Loan, copies of all documents and information (irrespective of form or medium) created or received by any Person in connection with the origination or closing of the Loan, including the Borrower's loan application, purchase contract, appraisal or other evidence of valuation, credit report, verifications of employment, income and deposit, and HUD-1 or other settlement statement.

1.21

 Loss means the liability of the Company with respect to a Loan for payment of a Perfected Claim which is calculated in accordance with Section 6.3. A Loss will be deemed to have occurred when a Default on a Loan occurs, even though the amount of Loss is not then either presently ascertainable or due and payable.

1.22

Original LTV means the ratio of the principal balance of a Loan at its origination to the Value of the Property.

1.23

Per Loan Loss Percentage means the indicated percentage as set forth for a Loan on the applicable Certificate.

1.24

Perfected Claim means a Claim received by the Company which contains all information or proof required by the Company and for which all requirements of this Policy applicable to payment of a Claim are satisfied.

1.25

Person means any individual, corporation, partnership, association or other entity.

1.26

Physical Damage means any tangible injury to a Property, whether caused by accident, natural occurrence, or any other reason, including damage caused by defects in construction, land subsidence, earth movement or slippage, fire, flood, earthquake, riot, vandalism or any Environmental Condition.

1.27

Policy means this contract of insurance and all Applications, endorsements, schedules, and Certificates, which are incorporated in this Policy, related to Loans insured under this Policy.

1.28

Possession of the Property means, if the Company elects to acquire the Property, physical and undisputed occupancy and control of the Property at the time of acquisition, or in the case of a Loan secured by Collateral, subject to the terms of the proprietary lease from the cooperative housing corporation.

1.29

Primary First Layer Policy means the policy or guarantee issued by a mortgage guaranty insurance company approved for insurance of mortgage loans sold to either the Federal National Mortgage Association ("Fannie Mae”), or the Federal Home Loan Mortgage Corporation ("Freddie Mac”), which for a Loan provides coverage (a) in at least the coverage percent set forth for such Loan on the applicable Certificate, (b) that is issued under a form of policy issued by such company, approved by Fannie Mae or Freddie Mac and in general use for the mortgage loans sold to Fannie Mae or Freddie Mac, as applicable, and (c ) that is maintained in full force and effect until cancellation thereof is required under applicable law. Upon the Company's request, from time to time, the Insured shall provide to the Company a copy of the form of each Primary First Layer Policy under which it obtains coverage.

1.30

Property means a Residential real property and all improvements thereon which secure a Loan, together with all easements and appurtenances, all rights of access, all rights to use common areas, recreational and other facilities, and all of their replacements or additions. In the case of a Loan secured by Collateral, Property means the Residential real property, including all improvements thereon, which is owned by the cooperative housing corporation, and which is leased to the Borrower who holds an ownership or membership interest in such cooperative housing corporation, which lease and interest secure the related Loan, together with all easements and appurtenances, all rights of access, all rights to use common areas, recreational and other facilities, and all replacements or additions to any of the foregoing.

 

For purposes of this Policy, wherever the term "Property” is used in reference to the stock or membership certificate, the lease, or any other asset or right related thereto (but not the physical condition or structure of the Property), it shall be deemed to be changed to "Collateral”, including for purposes of provisions relating to foreclosure, Appropriate Proceedings, or redemption; acquisition of title or other status of title, lien or ownership (including Borrower's Title and Good and Merchantable Title); or acquisition, disposition or Conveyance of Title by any Person.

1.31

Residential means a type of building or a portion thereof which is designed for occupancy by not more than four (4) families, or a single-family condominium, or a unit in a planned unit development. In the case of a cooperative housing corporation, Residential means a type of building or a portion thereof which is designed for occupancy by more than one family, with ownership by a cooperative housing corporation.

1.32

Security means a bond, certificate or other security instrument for which a Loan is security or in which a Loan is otherwise included and which is identified on the face of this Policy.

1.33

Servicer means that Person acting on behalf of the Insured of a Loan (or on behalf of the Insured's designee, if any) to service the Loan. The Servicer acts as a representative of the Insured of the Loan (and the Insured's designee, if any) and will bind the Insured and its designee for all purposes of this Policy, including providing information to the Company, receiving any notices, paying premiums, accepting Loss payments, and performing any other acts under this Policy. For purposes of the Policy, the term "Servicer" shall include the master servicer for a Loan of whom the Company has been notified, as well as any servicer acting on behalf of the master servicer of whom the Company has been notified. References in this Policy to a Servicer's obligations will not be construed as relieving the Insured or its designee of responsibility for the Servicer's performance.

1.34

Settlement Period means the sixty (60) day period as determined under Section 6.4, at the end of the which a Loss is payable by the Company; provided that if the Company pays a Loss prior to expiration of such sixty (60) day period, the Settlement Period ends with such payment.

1.35

Value means the lesser of the sales price of a Property (only applicable in the case of a Loan to finance the purchase of such Property) or the value of the Property as determined from an appraisal or other method of valuation, as set forth in the Certificate.

 

Any pronouns, when used in this Policy, will mean the singular or plural, masculine or feminine, as the case may be.

2

Obtaining Coverage and Payment of Premiums

2.1

Obtaining Coverage – This Policy shall extend to each Loan which the Insured submits for coverage under this Policy, provided that it is made in accordance with the terms and provisions of this Policy, including the Eligibility Criteria, and is accepted for insurance by the Company, as evidenced by a Certificate issued by the Company. In order to obtain coverage under this Policy for a Loan, the Insured or the Person acting on its behalf must submit a duly completed Application to the Company and notify the Company of the Servicer of the Loan, all of which must be acceptable to the Company. If all applicable requirements are satisfied, extension of coverage to a Loan under this Policy shall be evidenced by issuance of a Certificate Number on the Certificate Schedule.

2.2

Representations of the Insured – The Insured represents that:

 

(a)

all statements made and information provided to the Company in the Application (including as such is related to continuation of coverage upon assumption of a Loan) are supported by statements and information in the Loan File;

(b)

all statements made and information in the Application when provided to the Company are not false in any material respect as of the date provided; and

(c)

the Loan complies with the Eligibility Criteria, if any, applicable to the Loan. For purposes of this subparagraph (c), Section 2.4 of this Policy shall not apply to a determination as to whether a Loan complies with the Eligibility Criteria.

The foregoing representations will apply to all statements and information provided to the Company in the Application, whether made or submitted by the Insured, the Borrower or any other Person, and will be deemed to have been made and provided for and on behalf of the Insured. The foregoing representations shall be effective whether or not they are made by the Insured or other Person with the intent to deceive or mislead, or with the knowledge that they are not true and correct.

It is understood and agreed that such statements and information in the Application in the aggregate are, and in certain instances individually may be, material to the Company's decision to offer or provide coverage of the related Loan; the Company issues the related Certificate in reliance on the accuracy and completeness of such statements and information submitted to it; and the Company's reliance on the representations in this Section 2.2 survive the issuance of a Certificate or such continuation of coverage and any later review or audit of the Insured's files by the Company.

2.3

Company's Remedies for Misrepresentation – Subject to Section 2.4, if any of the Insured's representations as described in Section 2.2 are materially false with respect to a Loan, the Company will have, at its option, the right to defend against a Claim, or to the extent permitted by applicable law, to cancel or rescind coverage for such Loan under the Certificate retroactively to commencement of coverage (or if the misrepresentation occurs with respect to continuation of coverage upon assumption of a Loan, to so defend, cancel or rescind retroactively to the date of such continuation). In the case of such cancellation or rescission, the Company shall return at that time all paid premiums for such Loan retroactively to such applicable date.

2.4

Incontestability for Certain Misrepresentations --- Notwithstanding Sections 2.2 or 2.3, no Claim for Loss will be denied or adjusted, nor will the Certificate's coverage be rescinded or canceled, by reason of any misrepresentations contained in an Application, provided that all of the following requirements, conditions and circumstances, to the extent not waived in writing at the option of the Company, are satisfied:

 

(a)

The misrepresentation must not have been:

(1)

knowingly made, or knowingly participated in, by

(i)

the Insured or any other Person which originated the Loan;

(ii)

a correspondent lender, mortgage loan broker or other intermediary underwriting or processing the Loan on behalf of the Insured or any other Person which originated the Loan; or

(iii)

an escrow or closing agent, or any other agent of, or broker for, the Insured or any other Person which originated the Loan acting with respect to the Loan or the related Property transaction; or

(2)

made, whether or not knowingly, by an appraiser, provider of an automated valuation model, or any other Person providing a valuation of the Property that is used in underwriting, processing or originating the Loan and that is submitted to the Company for the purpose of establishing the Value of the Property.

(b)

This Section 2.4 shall not be construed to limit the applicability of Section 4.5(b) to a misrepresentation which is subject to this Section 2.4, except to the extent otherwise agreed to in writing by the Company and the Insured.

(c)

The Company's payment of a Claim will not limit any rights which the Company has against the Borrower or any other Person (other than the Insured) for any misrepresentation.

2.5

 Initial Premium and Term of Coverage – Within fifteen (15) days from the Certificate Effective Date, or such other date as the Company and the Insured may agree to in writing, the Insured must forward to the Company the appropriate initial premium. Payment of the initial premium shall be a condition precedent to coverage being extended to the Loan. Subject to cancellation by the Insured or the Company as provided in this Policy, coverage shall remain in full force and effect for the period covered by the initial premium.

2.6

 Renewal of Certificate and Termination for Non-Payment of Renewal Premium – The Insured is obligated to continue coverage in effect and pay any premium which is due, as required by Section 2.7 of this Policy. The entire premium for all Loans (including all Loans then in Default) must be paid within a forty-five (45) day grace period (or such longer grace period generally allowed by the Company) after the due date for payment. Upon payment of the entire premium for all Loans within such grace period, this Policy will be in effect for the applicable period of coverage and a Default on a Loan occurring within said grace period which is not cured, and which results in a Claim being filed, will be covered. If the entire premium for all Loans is not paid within the grace period, at the option of the Company, the coverage of this Policy and the Company's liability as to all Loans will terminate effective as of 12:01 a.m. on the first day following the date through which the applicable premium has been paid and as a result, any future Defaults on any of the Loans will not be covered under this Policy.

 

If the applicable premium on a Loan in Default has been paid for a renewal term following the renewal term during which such Default occurred, and if such Default is not cured and results in a Claim, such premium paid shall be refunded in connection with the settlement of the Claim. If such premium on such Loan in Default is not paid, coverage on such Loan shall be cancelled retroactive to the date through which the premium has been paid, but a Claim resulting from a Default which occurred before the date through which the applicable premium has been paid shall be covered, subject to the terms and conditions of this Policy.

2.7

Special Procedures for Receipt and Deposit of Initial and Renewal Premiums – The Insured acknowledges that the Company deposits initial and renewal premium checks immediately upon receipt and agrees that the receipt and deposit of a premium check by the Company after the time specified in this Policy for receipt, does not constitute a waiver of the requirements of this Policy for timely receipt or an acceptance of premium by the Company. The Company will have the right to return such late premium payment, but only within sixty (60) days after receipt, in which case coverage of all Loans (including all Loans then in Default) will be cancelled retroactively to the Certificate Effective Date for a late initial premium, or to the last day of the period covered by the previous premium payment for a late renewal premium. Receipt, deposit and retention of a premium check will not constitute a waiver of any defenses with respect to any other matters which the Company may have under this Policy.

2.8

Cancellation by the Insured of a Certificate – Notwithstanding any provision to the contrary in this Policy, the Insured shall be obligated to maintain coverage of a Certificate for a Loan (and to pay corresponding premiums for continuation of such coverage for each month or partial month coverage is in effect) unless or until (a) the Loan is paid in full or (b) the ratio of the outstanding principal balance of the Loan to the Value (as defined in Section 1.35 of this Policy) of the Property securing the Loan is at least five (5) percentage points less than the Original LTV minus the product of the Per Loan Loss Percentage and the Original LTV for such Loan under this Policy or (c) otherwise permitted in writing by the Company. Subject to the foregoing obligation of the Insured to maintain coverage, the Insured may obtain cancellation of coverage on a Loan by making a written notification in the case of (a) or (b) above or a written request in the case of (c) above. However, no refund will be paid upon cancellation of coverage on a Loan. Cancellation of coverage on a Loan will not cancel this Policy.

2.9

Cancellation of Policy – Either the Insured or the Company may cancel their respective right or obligation to receive or issue new Certificates immediately upon written notice of cancellation of this Policy. However, Certificates issued prior to such cancellation of this Policy will continue in force so long as all premiums are paid and all other terms and conditions of this Policy for coverage are complied with by the Insured.

 

Notwithstanding the foregoing, at the Insured's option, the Insured may cancel coverage on all, but not less than all, Loans (which must include all Loans in Default), if the financial strength rating of the Company is either withdrawn or downgraded below “AA-“ by Standard & Poor's Rating Services or “Aa3” by Moody’s Investors Service. Upon cancellation of this Policy as provided herein, no refund of premium will be paid and the Company shall have no liability for any Default existing at the time of cancellation other than Defaults on Loans for which a Claim had been filed in accordance with Section 6.1 of this Policy prior to the date of cancellation of coverage.

2.10

Cancellation of Policy and Coverage of Loans Upon Termination of Security or Removal of Loans from Security
– Except as otherwise specified below, in the event that

 

(a)

the bonds, certificates or other security instruments designated or referred to in this Policy as the Security are redeemed, paid in full, cancelled or otherwise terminated, or the trust created in connection with the issuance of the Security is terminated for any reason (individually, a "Redemption"), or

(b)

there are no longer any Loans that are security for, or represented by, the Security, this Policy and the coverage of all Loans under this Policy shall automatically be terminated without further action being required by either the Insured or the Company, and the Company shall have no liability for any Default existing at the time of cancellation, other than Defaults on Loans for which a Claim had been filed in accordance with Section 6.1 of this Policy prior to the date of termination of coverage.

The Insured shall notify the Company within thirty (30) days after the occurrence of either (a) or (b) above. The provisions of this Section 2.9 shall control, notwithstanding the right of the Insured to cancel coverage on some or all of the Loans and the exercise of such right by the Insured. No refund will be paid upon cancellation of this Policy and coverage of Loans under this Section 2.9.

Notwithstanding the foregoing, coverage of Loans insured under this Policy shall not automatically terminate in the event of a Redemption, if a change of Insured for all, but not less than all, of the Loans then insured under this Policy, is requested by the Insured and approved by the Company as provided for in Section 3.5 within thirty (30) days after the effective date of the Redemption.

2.11

Refund of Premium for Certain Circumstances – If, because of a provision in Sections 2, 3, or 4 (other than Sections 4.4, 4.7, or 4.8), no Loss is payable to the Insured, the Company shall return to the Insured all paid premiums retroactively and pro rata to the date when the event or circumstance occurred which resulted in no Loss being payable.

2.12

Post Underwriting Review and Copies of Loan Files – The Company or representatives designated by it will have the right, from time to time, upon thirty (30) days advance notice to the Insured, to conduct a post underwriting review (including inspection) of the Loan Files and other information, papers, files, documents, books, records, agreements, and electronically stored data pertaining to or in connection with Loans insured under this Policy prepared or maintained by or in the possession of the Insured or of the Servicer, or which the Insured or the Servicer has a legal right to obtain. The Company will have the right to conduct the review on the Insured's premises during normal business hours. The Insured must cooperate fully with the review.

In addition, either in connection with such review or separately, the Company will have the right upon ninety (90) days prior written notice to obtain from the Insured a copy of the Loan File for any Loan for which a Certificate has been issued pursuant to this Policy. If for any reason the Insured fails to provide a copy of a Loan File at the time of the Company's review or upon the Company's other notice, the Company will provide a second notice to the Insured, allowing the Insured to provide it within an additional ninety (90) day period. If for any reason the Insured fails to provide a copy of a Loan File within the additional ninety day period, then, at the Company's option, the Company will have the right to cancel coverage for the Loan if, in the Company's reasonable judgment, any portion of the Loan File not provided would be relevant to the Company's assessment or assertion of its rights and defenses under this Policy.

3

Changes in Various Loan Terms, Servicing, and Insured; Coordination and Duplication of Benefits

  

3.1

Loan Modifications – Unless advance written approval is provided by, or obtained from, the Company, the Insured may not make any change in the terms of a Loan, including the borrowed amount, interest rate, term or amortization schedule of the Loan, except as permitted by terms of the Loan; nor make any change in the Property or other collateral securing the Loan; nor release the Borrower from liability on a Loan.

3.2

Open End Provisions – The Insured may increase the principal balance of a Loan, provided that the written approval of the Company has been obtained. The Insured will pay the Company the additional premium due at the then prevailing premium rate.

3.3

Assumptions – If a Loan is assumed with the Insured's approval, the Company's liability for coverage under its Certificate will terminate as of the date of such assumption, unless the Company approves the assumption in writing. The Company will not unreasonably withhold approval of an assumption. It is understood that coverage will continue, and that the restriction of this Section 3.3 will not apply, if under the Loan or applicable law the Insured cannot exercise a "due-on-sale" clause or is obligated to consent to such assumption under the Loan or applicable law.

3.4

Servicing – If the servicing rights for a Loan are sold, assigned or transferred by the Insured, coverage of the Loan hereunder will continue provided that prior written notice of the new Servicer is given to the Company and the new Servicer is approved in writing by the Company in advance of such sale, assignment, or transfer, which approval shall not be unreasonably withheld.

3.5

Change of Insured of this Policy – Change of Insured of this Policy shall only be allowed if advance written approval is obtained from the Company (which approval shall be in the sole and absolute discretion of the Company). If the Company approves the change of Insured, the Company shall, thereafter, change its records to identify the new Insured for this Policy.

3.6

Assignment of Coverage of a Loan under this Policy – Assignment of coverage of a Loan shall only be allowed if advance written approval is obtained from the Company (which approval shall be in the sole and absolute discretion of the Company). If the Company approves the assignment, the Company shall, thereafter, change its records to identify the new Insured for such Loan. Coverage for any Person becoming an Insured pursuant to this Section 3.6 shall be subject to all of the terms, conditions, and exclusions contained in this Policy and to all defenses to coverage available to the Company against the original Insured.

3.7

Coordination and Duplication of Insurance Benefits – The coverage under this Policy shall be excess over any other insurance which may apply to the Property or to the Loan, except for mortgage guaranty pool insurance or supplemental or second tier mortgage insurance.

3.8

Indebtedness and Liens with Respect to Collateral – The Insured shall not consent to or approve, without the prior written approval of the Company:

(a)

a lien on the entire real estate or the Property that is owned by a cooperative housing corporation, other than that indebtedness secured by a first mortgage lien or other liens disclosed to the Person originating the Loan secured by the Collateral; or

(b)

a modification or termination of any rights of the Insured to exercise its consent or approval respecting the matters described in (a).

4

Exclusions From Coverage

The Company will not be liable for, and this Policy will not apply to, extend to or cover the following:

4.1

Balloon Payment – Any Claim arising out of or in connection with the failure of the Borrower to make any payment of principal and/or interest due under a Loan:

(a)

as a result of the Insured exercising its right to call the Loan (other than when the Loan is in Default) or because the term of the Loan is shorter than the amortization period, and

(b)

which is for an amount more than twice the regular periodic payments of principal and interest that are set forth in the Loan (commonly referred to as a "balloon payment").

This exclusion will not apply:

(1)

if the Insured or other Person acting on behalf of the Insured offers the Borrower, in writing, a renewal or extension of the Loan or a new loan which

(A)

constitutes a first lien,

(B)

is at rates and terms generally prevailing in the marketplace (but otherwise subject to Section 3.1),

(C)

is in an amount not less than the then outstanding principal balance,

(D)

has no decrease in the amortization period, and

(E)

is offered regardless of whether the Borrower is then qualified under the Insured's underwriting standards, or whether the Borrower accepts such offer, or

(2)

if the Loan has an original term to maturity of fifteen (15) or more years from the first due date thereunder and equal monthly payments (except for the related balloon payment) that otherwise would fully amortize the principal of the Loan over thirty (30) years and pay interest at the applicable interest rate.

4.2

Effective Date – Unless otherwise agreed in writing by the Company, any Claim resulting from a Default existing at the Certificate Effective Date or occurring after lapse or cancellation of a Certificate.

4.3

First Payment Default – Unless otherwise agreed in writing by the Company, any Claim arising from a Default due to the failure of the Borrower to have made or to make the first regular periodic payment on the Loan from the Borrower's Own Funds.

4.4

Incomplete Construction – Any Claim when, as of the date of such Claim, construction of a Property is not completed in accordance with the construction plans and specifications upon which the valuation of the Property at origination of the Loan was based.

4.5

Fraud, Misrepresentation and Negligence

(a)

Any Claim not otherwise within the scope of Section 2.3 where there was fraud or misrepresentation by the Insured or the Servicer with respect to the Loan, and the fraud or misrepresentation (1) materially contributed to the Default resulting in such Claim; or (2) increased the Loss, except that if the Company can reasonably determine the amount of such increase, such Claim will not be excluded, but the Loss will be reduced to the extent of such amount.

(b)

Any Claim where there was negligence by the Servicer, which (1) materially contributed to the Default resulting in such Claim; or (2) increased the Loss, except that if the Company can reasonably determine the amount of such increase, such Claim will not be excluded, but the Loss will be reduced to the extent of such amount.

4.6

Non-Approved Servicer – Any Claim arising from a Loan for which the Servicer, at time of Default or thereafter, is not approved by the Company as described in Section 3.4..

4.7

Physical Damage (Other than Relating to Pre-Existing Environmental Conditions) – Any Claim where, at any time after the Certificate Effective Date, Physical Damage to a Property (of a type other than as described in Section 4.8 and other than reasonable wear and tear), occurs or manifests itself subject to the following provisions:

(a)

This exclusion will not apply if the Company in good faith determines that the aggregate cost of restoring all such Physical Damage is less than fifteen hundred dollars ($1,500), or such higher amount as the Company may provide from time to time.

(b)

This exclusion will apply only if such Physical Damage occurred or manifested itself:

(i) prior to expiration of the Settlement Period and the Company elects to acquire the related Property in settlement of a Claim; or

(ii)

prior to the filing of the Claim and was the most important cause of the Claim and the Property was either uninsured for loss arising from such Physical Damage or was insured for an amount which, disregarding normal and customary deductibles not to exceed fifteen hundred dollars ($1,500) or such higher amount as the Company may provide from time to time, was insufficient for the Property to be in the same condition (except for reasonable wear and tear) as it was in as of the Certificate Effective Date.

(c)

The exclusion resulting from paragraph (b)(i) will not apply if the Property is restored in a timely and diligent manner to its condition (except reasonable wear and tear) as of the Certificate Effective Date. In lieu of requiring restoration of the Property, the Company may, at its option, reduce the Claim Amount by an amount equal to the cost of such restoration.

(d)

For purposes of this Section 4.7, the Property subject to restoration will consist only of the land, improvements or personal property deemed part of the real property under applicable law, and chattel items affixed to the real property and identified in the appraisal or other valuation of the Property at the time the Loan was made, whether or not they are deemed part of the real property.

(e)

Cost estimates relied upon by the Company in connection with this Section 4.7 shall be provided in writing by an independent party selected by the Company. The Company will furnish the Insured with any such written cost estimates, if requested by the Insured.

4.8

Pre-Existing Environmental Conditions – Any Claim where there is an Environmental Condition which existed on the Property (whether or not known by the Person submitting an Application for coverage of the Loan) as of the Certificate Effective Date, subject to the following provisions:

(a)

This exclusion will not apply if the existence of such Environmental Condition, or the suspected existence of such Environmental Condition, was specifically disclosed to the Company in the Application relating to the Property.

(b)

This exclusion will apply only if such Environmental Condition

(i)

was a principal cause of the Default, and

(ii)

has made the principal Residential structure on the Property uninhabitable. A structure will be considered "uninhabitable" if generally recognized standards for residential occupancy are violated or if, in the absence of such standards, a fully informed and reasonable person would conclude that such structure was not safe to live in without fear of injury to health or safety.

4.9

First Lien Status – Any Claim, if the mortgage, deed of trust or other similar instrument executed by the Borrower and insured hereunder did not provide the Insured at origination with a first lien on the Property.

4.10

Payment of the Full Benefit of the Primary First Layer Policy – Any portion of any Claim for Loss to the extent the Insured under the related Primary First Layer Policy has not received the amount of the full benefit of the percentage option claim payment under the Primary First Layer Policy (irrespective of the reason or cause, including insolvency of the Primary First Layer Policy insurer or failure of the Insured to maintain the Primary First Layer Policy or to comply with the terms and conditions of the Primary First Layer Policy).

4.11

Non-Eligible Loans – Any Claim on a Loan that did not meet the Eligibility Criteria applicable to the Loan.

4.12

Breach of the Insured's Obligations or Failure to Comply with Terms – Any Claim involving or arising out of any breach by the Insured of its obligations under, or its failure to comply with:

(a)

the terms of this Policy (in any case where there is no exclusion from coverage or express remedy for such breach or noncompliance under this Policy), or

(b)

its obligations as imposed by operation of law, and

(c)

if such breach or failure in (a) or (b):

(i)

materially contributed to the Default resulting in such Claim;

(ii)

increased the Loss, provided that if the Company can reasonably determine the amount of such increase, such Claim will not be excluded, but the Loss will be reduced to the extent of such amount; or

(iii)

resulted from a breach of the Insured's obligations under Section 5.8, irrespective of whether such breach contributed to the Default resulting in such Claim or increased the Loss.

5

Conditions Precedent to Payment of Claim

It is a condition precedent to the Company's obligation to pay a Loss that the Insured comply with all of the following requirements:

5.1

Notice of Default – The Insured must give the Company written notice:

(a)

Within forty-five (45) days of the Default, if it occurs when the first payment is due under the Loan; or

(b)

Within ten (10) days of either:

(i)

the date when the Borrower becomes four (4) months in Default on the Loan; or

(ii)

the date when any Appropriate Proceedings which affect the Loan or the Property or the Insured's or Borrower's interest therein have been started;

whichever occurs first.

5.2

Monthly Reports – Following a notice of Default on the Loan, the Insured must give the Company monthly reports on forms or in a format acceptable to the Company on the status of the Loan and on the servicing efforts undertaken to remedy the Default. These monthly reports may be furnished less frequently if allowed in writing by the Company and must continue until the Borrower is no longer in Default, the Appropriate Proceedings terminate, or until the Insured has acquired the Property.

5.3

Company's Option to Accelerate Filing of a Claim – If the Company so directs, at any time after receiving the Insured's notice of Default, the Insured must file a Claim within thirty (30) days after notice from the Company.

The Company will then make a payment of Loss in accordance with the per loan loss percentage guaranty option in Section 6.3(b). Thereafter, following the acquisition of Borrower's Title by the Insured, the Insured will be entitled to file a supplemental Claim at the time prescribed in Section 6.1 in an amount equal to the sum of its advances, less the deductions, all as specified in Section 6.2, to the extent not included in the payment of the initial Claim. Such supplemental Claim must be paid by the Company in accordance with Section 6.3(b). No interest shall be included in the Claim Amount under this Section 5.3 after the date that the accelerated Claim is filed. If a Loan for which the Company has paid a Claim is subsequently brought current by the Borrower, the Insured shall refund to the Company the Loss paid by the Company with respect to that Loan. If the Company exercises its option under this Section 5.3, the Company shall not have the right to direct or participate in a deficiency recovery under Section 7.2.

5.4

Voluntary Conveyance – The Insured may only accept a conveyance of the Property from the Borrower in lieu of foreclosure or other proceeding if the prior written approval of the Company has been obtained. Such approval shall not be considered as an acknowledgement of liability by the Company with respect to such Loan.

5.5

Appropriate Proceedings – The Insured must begin Appropriate Proceedings no later than when the Loan becomes six (6) months in Default unless the Company provides written instructions that some other action be taken. Such instructions may be general or applicable only to specific Loans. The Company reserves the right to direct the Insured to institute Appropriate Proceedings at any time after Default. When either defending against or bringing Appropriate Proceedings, the Insured must report their status to the Company as reasonably and expeditiously as possible.  In conducting Appropriate Proceedings, the Insured must:

(a)

diligently pursue the Appropriate Proceedings once they have begun;

(b)

apply for the appointment of a receiver and assignment of rents, if permitted by law and requested by the Company;

(c)

upon request by the Company in writing, furnish the Company with the Loan File (whether or not the Insured is the originator of the Loan), the payment and collection history from the servicing file since the inception of coverage of such Loan under this Policy, and copies of all notices and pleadings filed or required in the Appropriate Proceedings;

(d)

act and bid at the foreclosure sale in accordance with Section 5.11 so that its ability to preserve, transfer and assign to the Company its rights against the Borrower are not impaired; and so that the rights of the Company under this Policy against the Borrower are fully protected. Such rights include any rights to obtain a deficiency judgment, subject to the Company's compliance with Sections 7.2 and 7.3 relating to establishing a deficiency; and

(e)

when requested by the Company, furnish the Company with a written statement indicating the estimated potential Claim Amount as computed under Section 6.2 at least fifteen (15) days before the foreclosure sale.

5.6

Mitigation of Damages – The Insured must take appropriate actions to mitigate the Loss. Accordingly, in order to comply with this provision, the Insured's obligations include collecting amounts due under the Loan and offering to any Borrower who has the ability and desire to cure the Default, a repayment plan, a forbearance plan, or a loan modification or other loan workout plan. A loan modification shall not be required if such Loan is subject to REMIC rules and the loan modification would make the Loan non-qualified under REMIC rules. In the event such efforts fail to cure the Default, the Insured must use its best efforts to effectuate the early disposition of the Property.

The Company shall be entitled at its sole discretion to actively direct any such mitigation efforts. Such direction may be general or applicable only to specific Loans. The Company must administer this Policy in good faith.

5.7

Advances – The Insured must advance:

(a)

normal and customary hazard insurance premiums and real estate property taxes, in each case as due and payable;

(b)

reasonable and necessary Property protection and preservation expenses approved by the Company at the time the Company reviews the Claim, which shall not include expenditures to remove an exclusion from coverage under Section 4; and

(c)

reasonable costs to complete Appropriate Proceedings and eviction and moving of occupants, including related court expenses and attorney's fees.

5.8

Claim Information and Other Requirements – The Insured must provide the Company with:

(a)

a completed form furnished by or acceptable to the Company for payment of a Claim;

(b)

unless previously provided under Section 5.5(c), the Loan File which is the subject of the Claim (whether or not the Insured is the originator of the Loan), the payment and collection history from the servicing file since the inception of coverage of such Loan under this Policy;

(c)

if the Property is not being acquired by the Company: a copy of an executed trustee's or sheriff's deed (which may be unrecorded) conveying Borrower's Title to the Property to the Insured (or satisfactory evidence that the foreclosure sale has been completed if the Borrower's right of redemption has not expired); or a deed from the Borrower (which may be unrecorded) if a voluntary conveyance has been approved by the Company, conveying to the Insured the title that was required by the Company in the approval of the conveyance;

In the event the most important cause of Default was a circumstance or event which would prevent the Insured from obtaining Good and Merchantable Title, the Insured shall instead provide the Company with evidence described in Section 5.8 (d)(ii) below that it has acquired Good and Merchantable Title to the Property;

(d)

if the Property is being acquired by the Company:

(i)

a recordable deed in normal and customary form containing the customary warranties and covenants conveying to the Company or its designee Good and Merchantable Title to the Property;

(ii)

a title insurance policy acceptable to the Company or an attorney's opinion of title acceptable to the Company, confirming that the Insured has and can convey to the Company Good and Merchantable Title to the Property; and

(iii)

Possession of the Property, but only if the Company has required such Possession in writing;

(e)

access to the Property, pursuant to the terms and conditions of Section 6.4(b), if requested by the Company under such Section;

(f)

a copy of the claim and evidence of the payment of, and any adjustments to, the claim under the Primary First Layer Policy, if applicable, and other information related to such Primary First Layer Policy as the Company may reasonably request; and

(g)

all other information and documentation reasonably requested by the Company.

5.9

Acquisition of Borrower's Title Not Required – The Insured will not be required to acquire Borrower's Title to a Property if (a) the Company approves a sale of the Property prior to a foreclosure sale and such sale is closed; (b) the Company requires an early Claim filing pursuant to Section 5.3, except that such acquisition will be required as a condition to the Insured's filing of a supplemental Claim; or (c) the Property is acquired by someone other than the Insured at a foreclosure sale, as provided in Section 5.11, or thereafter pursuant to exercise of rights of redemption.

5.10

Sale of a Property by the Insured Before End of Settlement Period

(a)

The Insured must submit to the Company any offer to purchase a Property which is acceptable to the Insured until such time as a Claim is settled under this Policy. Upon such submission, the Company must then promptly notify the Insured that it will either approve or not approve such offer. The Insured shall promptly notify the Company if the approved offer does not close as scheduled.

(b)

If an approved offer expires or is terminated, the Company shall be entitled to pay the Loss payable by:

(i)

paying the per loan loss percentage guaranty option as calculated under Section 6.3(b), or

(ii)

paying the property acquisition settlement option as calculated under Section 6.3(a), and acquiring the Property; but if the Company's right to acquire the Property has expired pursuant to Section 6.5, or been waived, then such acquisition shall be under the same terms and conditions as the expired or terminated offer, except for terms and conditions relating to the sale price and method of payment of the sale price, which shall instead be governed by Section 6.3.

(c)

The following provisions shall apply to offers submitted to the Company under this Section 5.10:

(i)

At the time it presents an offer, the Insured must also provide the Company with a good faith estimate of gross proceeds and expenses in sufficient detail for the Company to calculate the estimated net proceeds described below. The Company may not require any changes to the offer, direct the marketing of the Property, or require any expenditures by the Insured for restoration of the Property as a condition to its approval.

(ii)

If the Company approves the offer submitted by the Insured, it must also advise the Insured of the estimated net proceeds which it has calculated. The estimated net proceeds calculated by the Company will be the estimated gross sales proceeds to be received by the Insured less all reasonable estimated expenses submitted by the Insured and approved by the Company in its approval of the offer which have been or are expected to be paid by the Insured in obtaining and closing the sale of the Property. If the estimated net proceeds as calculated by the Company are acceptable to the Insured, the Loss payable shall be computed as determined below. If such calculation is not acceptable to the Insured, the offer shall be deemed to have not been approved by the Company.

(iii)

If the Company approves the offer, the Loss payable by the Company under this Section 5.10 will be the lesser of:

(A)

the actual net amount as calculated below, or

(B)

the per loan loss percentage guaranty option under Section 6.3(b) without regard to a sale of the Property.

The actual net amount will be the Claim Amount calculated under Section 6.2, except that (a) delinquent interest will be computed through the closing date for sale of the Property, and (b) the Claim Amount shall be reduced by the actual net proceeds realized by the Insured from the sale of the Property. The actual net proceeds will be determined in the same manner as the estimated net proceeds, but on the basis of the actual sales proceeds. For purposes of computing a Loss, such actual net proceeds shall not be less than the estimated net proceeds calculated by the Company under this subparagraph (iii) or as otherwise approved by the Company.

(iv)

The Company shall not unreasonably withhold its approval of expenses submitted to it after its approval of an offer. Expenses paid to Persons employed or controlled by the Insured or their internal costs will not be allowed in calculation of either the estimated or actual net proceeds.

(v)

If requested by the Company, the Insured shall advise the Company of the name of the real estate broker or other Person marketing the Property and authorize such broker or other Person to release information regarding the marketing and physical condition of the Property to the Company.

5.11

Foreclosure Bidding Instructions Given by the Company – Unless otherwise directed by the Company, the Insured will be entitled to bid at the foreclosure sale held as part of the Appropriate Proceedings any amount which it determines necessary to obtain Borrower's Title to the Property. The Company will be entitled to direct the Insured to bid an amount to be determined by the Insured within a minimum and maximum range, as follows:

(a)

The minimum amount shall not be less than the fair market value of the Property, but if there has been Physical Damage to the Property which affects its fair market value (as determined before such Physical Damage) by more than ten percent (10%), the fair market value of the Property shall be its fair market value after restoration of the Property.

(b)

The maximum amount shall not exceed the greater of

(i)

the fair market value of the Property as determined under subparagraph (a) above, or

(ii)

the estimated Claim Amount less the amount which the Company would pay as the per loan loss percentage guaranty option under Section 6.3(b).

(c)

For purposes of this Section 5.11, fair market value shall be determined as of a date acceptable to the Company by an opinion of an independent real estate broker, or by an independent appraiser, in either case selected by or acceptable to the Company.

The Insured is not required to acquire Borrower's Title if it has bid in accordance with this Section 5.11, whether or not pursuant to directions from the Company.

5.12

Effect of Unexpired Redemption Period on Payment of a Claim – If the Insured files a Claim prior to expiration of an applicable redemption period, the Loss payable shall only be computed through the date of filing of the Claim, and if the Company elects to acquire the Property, the Insured will remain responsible for management and control of the Property until the Company's acquisition thereof, which may be after expiration of the redemption period, but not later than as required by Section 6.4.

If the Company has paid to the Insured a Claim under its per loan loss percentage guaranty option in Section 6.3(b), and the related Property is subsequently redeemed by the Borrower, the Insured shall promptly report such redemption to the Company and reimburse the Company for the amount of the Company's Claim payment, to the extent that the sum of the Company's Claim payment and the amount realized by the Insured from the redemption exceeds the Claim Amount, as would have been calculated through the date of redemption.

5.13

Collection Assistance – If the Company so requests, the Insured shall permit the Company to cooperatively assist the Insured in the collection of moneys due under the Loan, including obtaining information from the Borrower, attempting to develop payment schedules acceptable to the Insured, conducting Property inspections and requesting appraisals of the Property.

6

Loss Payment Procedure

6.1

Filing of Claim

(a)

The Insured shall file a Claim under this Policy after, but no later than sixty (60) days following, the later of

(i)

Conveyance of Title to the Property, or

(ii)

if applicable, the settlement of a claim under the Primary First Layer Policy.

(b)

If the Insured fails to file a Claim within the period of time required under paragraph 6.1(a) above, the Insured will not be entitled to, and the Company will not be obligated for, any payment under this Policy for amounts, including additional interest and expenses, which would otherwise be claimable, but which accrue or are incurred after the sixty (60) day period for filing of a Claim.

(c)

If the Insured fails to file a Claim within eighteen (18) months following the Conveyance of Title, the Insured will not be entitled to, and the Company will not be obligated for, any payment under this Policy.

Once a Claim has been filed, if the Insured fails to satisfy the requirements for a Perfected Claim within one hundred eighty (180) days after such filing (or within such longer period of time as the Company may allow in writing), the Insured will no longer be entitled to payment of a Loss and the Company will not be obligated to make any payment under this Policy.

6.2

Calculation of Claim Amount – Subject to Sections 7.5 and 5.3, the Claim Amount will be an amount equal to: the sum of:

(a)

the amount of unpaid principal balance due under the Loan as of the date of Default without capitalization of delinquent interest, penalties or advances; and

(b)

the amount of accrued and unpaid interest due on the Loan computed at the contract rate stated in the Loan through the date that the Claim is filed with the Company, but excluding applicable late charges, penalty interest or other changes to the interest rate by reason of Default; and

(c)

the amount of advances incurred by the Insured under Section 5.7 prior to filing of the Claim (except to Persons employed or controlled by the Insured or their other internal costs) provided that:

(i)

Attorney's fees advanced for completion of Appropriate Proceedings and obtaining Possession of the Property will not be allowed to the extent they exceed three percent (3%) of the sum of the unpaid principal balance and the accrued and accumulated interest due; and

(ii)

Such advances, other than attorney's fees, must have first become due and payable after the Default, and payment of such advances must be prorated from the date of Default through the date the Claim is filed with the Company; less the sum of:

(1)

the amount of all rents and other payments (excluding proceeds of a sale of the Property and the proceeds of fire and extended coverage insurance) collected or received by the Insured, which are derived from or in any way related to the Property or the Loan;

(2)

the amount of cash remaining in any escrow account as of the last payment date;

(3)

the amount of cash or other collateral to which the Insured has retained the right of possession as security for the Loan;

(4)

the amount paid under applicable fire and extended coverage policies which are in excess of the cost of restoring and repairing the Property, if the Property is damaged, and which has not been paid to the Borrower or applied to the payment of the Loan as required by the terms of the Loan;

(5)

the greater of the amount of any claim payment pursuant to a Primary First Layer Policy which the Insured received, or which the Insured should have received as the full Primary First Layer Policy benefit as described in Section 4.11; and

(6)

any other amounts claimed by the Insured to the extent they are excluded from the Claim Amount by reason of Section 4.

6.3

Payment of Loss; Company's Options – Within the Settlement Period, but only if the Insured has satisfied all requirements for a payment of Loss and the requirements for a Perfected Claim have been met, the Company shall at its sole option exercise its:

(a)

Property Acquisition Settlement Option. Pay to the Insured as the Loss the Claim Amount calculated in accordance with Section 6.2 for the Company's acquisition of the Property; or

(b)

Per Loan Loss Percentage Guaranty Option. In the event the Company does not acquire the Property, allow the Insured to retain all rights and title to the Property and pay to the Insured as the Loss the lesser of: (i) the difference between the Claim Amount calculated in accordance with Section 6.2 and the amount realized by the Insured pursuant to its sale, if any, of the Property as provided in Section 5.10 and (ii) the Per Loan Loss Percentage option which shall be calculated by multiplying the applicable Per Loan Loss Percentage for such Loan times the Claim Amount (without any reduction for the Primary First Layer Policy claim payment). However, if prior to the Company's payment of the Loss, a third party acquires title to the Property at the foreclosure sale or a Borrower redeems the Property (unless such acquisition or redemption occurs because the Insured failed to bid as provided in Section 5.11), then the Company shall pay the lesser of: (i) the per loan loss percentage guaranty option amount described above; or (ii) the difference between the Claim Amount and the amount realized by the Insured at the foreclosure sale or redemption; or

(c)

Pre-Claim Sale Option. Pay to the Insured as the Loss the amount calculated in accordance with Section 5.10, if the terms and conditions of Section 5.10 are met.

In addition to the sum due pursuant to the option described above which the Company selects, the Loss payable by the Company will include the other amounts provided for under Sections 6.5 or 7.2 when such Sections are applicable. The Company will deduct from its payment of Loss such amounts as may be permitted by this Policy and the aggregate amounts of any payments of Loss which it had previously made.

Without limiting the requirements and conditions to filing and payment of a Claim contained in this Policy, if the Property has been acquired by the insurer under a Primary First Layer Policy, no Loss shall be payable under this Policy. For purposes of this Policy any references to "percentage guaranty option" shall be to the "per loan loss percentage guaranty option".

6.4

Claim Settlement Period – The Settlement Period will be a sixty (60) day period after the Company's receipt of a Claim, calculated as follows:

(a)

No later than the twentieth (20th) day after filing of a Claim, the Company may notify the Insured of additional documents or information which it requires for processing the Claim, upon which the sixty (60) day period shall be suspended until the Company receives such additional documentation and information.  Additional items may be requested by the Company after such twenty (20) day period and the Insured must use reasonable efforts to satisfy such request, but the sixty (60) day limit will not be tolled for their receipt.

(b)

No later than the sixtieth (60th) day after filing of a Claim, the Company may notify the Insured that it will require access to the Property sufficient to inspect, appraise and evaluate the Property. If the Company does not notify the Insured by that date, its right to such access will be deemed waived. If such notice is given, the Insured will use its best efforts to provide access to the Company and, if access is not then available, the sixty (60) day period will be suspended from the date such notice was given until the Company receives notice from the Insured that access is available to it. If access is in fact not available when sought by the Company after such notice from the Insured, the Company will promptly notify the Insured of such unavailability, and the passage of the sixty day period will remain suspended as if the Insured's notice of availability had not been given to the Company.

(c)

If the Company has elected to acquire the Property in settlement of a Claim, the sixty day period also will be suspended if necessary for there to be a period of ten (10) days after the date on which the Insured satisfies all conditions to acquisition, including any required restoration of the Property, for the Insured's delivery of a recordable deed and title policy or opinion evidencing Good and Merchantable Title (not subject to any rights of redemption, unless the Company waives such requirement) and, if applicable, delivery of Possession to the Property.

6.5

Payment by the Company After the Settlement Period – If the Company has not paid a Loss during the Settlement Period, then (a) the Company will include in its payment of Loss, if a Loss is ultimately payable, simple interest on the amount payable accruing after the Settlement Period to the date of payment of Loss at the applicable interest rate or rates which would have been payable on the Loan during such period, and (b) the Company will no longer be entitled to acquire the Property as an option for payment of the Loss.

The Company must either pay the amount of applicable Loss (including any additional applicable interest as computed above) or deny the Claim in its entirety within (a) one hundred twenty (120) days after expiration of the Settlement Period, or (b) if the Settlement Period has not expired, no later than one hundred eighty (180) days after filing of the Perfected Claim. If at a later date it is finally determined by agreement between the Insured and the Company (or by completion of legal or other proceedings to which the Insured and the Company are parties) that the Company was not entitled to deny all or a portion of the Claim, the Company will include in any resulting subsequent payment of Loss interest as calculated above through the date of such payment on the amount of Loss which the Company was not entitled to deny.

6.6

Discharge of Obligation – Payment by the Company of the amount of Loss required to be paid in accordance with this Policy will be a full and final discharge of its obligation with respect to such Loss under this Policy.

7

Additional Conditions

7.1

Proceedings of Eminent Domain – In the event that part or all of a Property is taken by eminent domain, or condemnation or by any other proceedings by federal, state or local governmental unit or agency, the Insured must require that the Borrower apply the maximum permissible amount of any compensation awarded in such proceedings to reduce the principal balance of the Loan, in accordance with the law of the jurisdiction where the Property is located.

7.2

Pursuit of Deficiencies

(a)

The Insured will be entitled to pursue Appropriate Proceedings, or shall at the direction of the Company pursue Appropriate Proceedings through the end of the Settlement Period, which may result in the Borrower becoming liable for a deficiency after completion of the Insured's acquisition of a Property. Such pursuit may not be directed by the Company unless such deficiency is estimated to exceed $7,500. If the Company proposes to pursue a deficiency judgment, in whole or in part for its account, it will notify the Insured at least thirty (30) days before the foreclosure sale. If the Company does not so notify the Insured, the deficiency judgment, if established by the Insured, will be solely for the account of the Insured, and the Company will not be subrogated to any rights to pursue the deficiency judgment.

(b)

The following provisions will apply if, in completing Appropriate Proceedings there are additional expenses advanced pursuant to Section 5.7 or additional interest accrued on the Loan, due to (1) an additional redemptive period or a delay in acquisition of Borrower's Title, which period or delay is directly related to establishing the deficiency judgment or (2) legal proceedings which are necessary to establish and pursue the deficiency judgment and which would not otherwise be the custom and practice used.

(i)

If the deficiency judgment is to be established, in whole or in part, for the account of the Company, the Company must pay the Insured at the time of payment of the Claim, regardless of which settlement option the Company has selected, the full amount of:

(A) such additional expenses advanced pursuant to Section 5.7 by the Insured; and

(B) such additional interest accrued on the unpaid principal balance of the Loan at the contract rate stated in the Loan, but excluding applicable late charges, penalty interest, or other changes to the interest rate by reason of Default.

(ii)

If the deficiency judgment is not to be established, in whole or in part, for the account of the Company, none of the additional interest or expenses of the type described in subparagraph (i) above will be included in the Claim Amount or payable at any time by the Company.

(iii)

For purposes of determining the additional expenses described in subparagraph (i) above resulting from pursuing the deficiency judgment, the limitation on attorney's fees in Section 6.2 will not apply.

(iv)

All of the additional interest, expenses, attorney's fees and court expenses described in subparagraph (i) above will be accrued or advanced only through acquisition of Borrower's Title, including any additional redemptive period.

(c)

The Company and the Insured may agree generally or with respect to a Loan to different terms and conditions than set forth in this Section 7.2. The Company and the Insured also may agree to the joint pursuit or other arrangements for the collection of deficiency judgments on mutually acceptable terms and conditions.

7.3

Subrogation – Subject to Section 7.2(a), and only to the extent that the Company is entitled under applicable law to pursue such deficiency rights, the Company will be subrogated, upon payment of the Loss, in the amount thereof and with an equal priority to all of the Insured's rights of recovery against a Borrower and any other Person relating to the Loan or to the Property. The Insured must execute and deliver at the request of the Company such instruments and papers and undertake such actions as may be necessary to transfer, assign and secure such rights. The Insured shall refrain from any action, either before or after payment of a Loss, that prejudices such rights.

7.4

Policy for Exclusive Benefit of the Insured – A Certificate issued as the result of any Application submitted hereunder and the coverage provided under this Policy will be for the sole and exclusive benefit of the Insured, its successors and permitted assigns, and in no event will any Borrower or other Person be deemed a party to, or an intended beneficiary of, this Policy or any Certificate.

7.5

Effect of Borrower Insolvency or Bankruptcy on Principal Balance – If under applicable insolvency or bankruptcy law, a Loan's principal balance secured by a Property is reduced (after all appeals of such reduction are final or the time for such appeals has lapsed without appeal), the portion of such principal balance of the Loan not secured by the Property, and related interest, will be included in the Claim Amount, as provided in this Section 7.5.

If a Default occurs on the Loan, the Insured has acquired Borrower's Title or Good and Merchantable Title to the Property as required by this Policy, and all other requirements for filing of a Claim are complied with, the Insured will be entitled to include in the Claim Amount (a) the amount of the principal balance of the Loan which was deemed unsecured under applicable insolvency or bankruptcy law, less any collections or payments on such unsecured principal balance received by the Insured, and (b) interest thereon at the rate and as computed in Section 6.2, from the date of Default giving rise to the Claim (but for no prior period). In no event will any expenses or other amounts associated with the amount by which the principal balance of the Loan became unsecured be included in the Claim Amount, directly or by an addition to the principal balance included in the Claim Amount.

7.6

Arbitration of Disputes; Suits and Actions Brought by the Insured

(a)

Unless prohibited by applicable law, all controversies, disputes or other assertions of liability or rights arising out of or relating to this Policy, including the breach, interpretation or construction thereof, shall be settled by arbitration. Notwithstanding the foregoing, the Company or the Insured both retain the right to seek a declaratory judgment from a court of competent jurisdiction on matters of interpretation of this Policy. Such arbitration shall be conducted in accordance with the Title Insurance Arbitration Rules of the American Arbitration Association in effect on the date the demand for arbitration is made, or if such Rules are not then in effect, such other Rules of the American Arbitration Association as the Company may designate as its replacement.

The arbitrator(s) shall be neutral person(s) selected from the American Arbitration Association's National Panel of Arbitrators familiar with the mortgage lending or mortgage guaranty insurance business. Any proposed arbitrator may be disqualified during the selection process, at the option of either party, if they are, or during the previous two (2) years have been, an employee, officer or director of any mortgage guaranty insurer, or of any entity engaged in the origination, purchase, sale or servicing of mortgage loans or mortgage-backed securities.

(b)

No suit or action (including arbitration hereunder) brought by the Insured against the Company with respect to the Company's liability for a Claim under this Policy shall be sustained in any court of law or equity or by arbitration unless the Insured has substantially complied with the terms and conditions of this Policy, and unless the suit or action is commenced within three (3) years (five (5) years in Florida or Kansas) after the Insured has acquired Borrower's Title to the Property or sale of the Property approved by the Company is completed, whichever is applicable to a Loan. No such suit or action with respect to a Claim may be brought by the Insured against the Company until sixty (60) days after such acquisition of Borrower's Title or sale, as applicable to a Loan.

(c)

If a dispute arises concerning the Loan which involves either the Property or the Insured, the Company has the right to protect its interest by defending the suit, even if the allegations contained in such suit are groundless, false or fraudulent. The Company is not required to defend any lawsuit involving the Insured, the Property or the Loan.

7.7

Release of Borrower; Defenses of Borrower – The Insured's execution of a release or waiver of the right to collect any portion of the unpaid principal balance of a Loan or other amounts due under the Loan will release the Company from its obligation under its Certificate to the extent and amount of said release. If, under applicable law, the Borrower successfully asserts defenses which have the effect of releasing, in whole or in part, the Borrower's obligation to repay the Loan, or if for any other reason the Borrower is released from such obligation, the Company will be released to the same extent and amount from its liability under this Policy, except as provided by Section 7.5.

7.8

Amendments; No Waiver; Rights and Remedies; Use of Term "Including"

(a)

The Company reserves the right to amend the terms and conditions of this Policy from time to time; provided, however, that any such amendment will be effective only after the Company has given the Insured written notice thereof by endorsement setting forth the amendment. Such amendment will only be applicable to those Certificates issued on or after the effective date of the amendment.

(b)

No condition or requirement of this Policy will be deemed waived, modified or otherwise compromised unless that waiver, modification or compromise is stated in a writing properly executed on behalf of the Company. Each of the conditions and requirements of this Policy is severable, and a waiver, modification or compromise of one will not be construed as a waiver, modification or compromise of any other.

(c)

No right or remedy of the Company provided for by this Policy will be exclusive of, or limit, any other rights or remedies set forth in this Policy or otherwise available to the Company at law or equity.

(d)

As used in this Policy, the term "include" or "including" will mean "include or including, without limitation."

7.9

No Agency – Neither the Insured, any Servicer, nor any of their employees or agents (including the Persons underwriting the Loan on behalf of the Insured) will be deemed for any reason to be agents of the Company.  Neither the Company, nor any of its employees or agents, will be deemed for any reason to be agents of any Insured or Servicer.

7.10

Successors and Assigns – This Policy will inure to the benefit of and shall be binding upon the Company and the Insured and their respective successors and permitted assigns.

7.11

Applicable Law and Conformity to Law – All matters under this Policy will be governed by and construed in accordance with the laws of the jurisdiction in which the office of the original Insured on a Certificate is located.  Any provision of this Policy which is in conflict with any provision of the law of such jurisdiction is hereby amended to conform to the provisions required by that law.

7.12

Notice – All claims, premium payments, tenders, reports, other data and any other notices required to be submitted to the Company by the Insured must be sent to the Company at MGIC Plaza, 250 East Kilbourn Avenue, Milwaukee, WI 53202. The Company may change this address by giving written notice to the Insured.

Unless the Insured otherwise notifies the Company in writing, all notices to the Insured must be sent to the address on the face of this Policy or, if the Insured is not located at such address, to the last known address of the Insured.

All notices under this Policy, whether or not identified in this Policy as required to be in writing, will be effective only if in writing and only upon receipt thereof. Written notices may instead be given in the form of telecopy or, if acceptable to the Company (for notices given to the Company) or to the Insured (for notices given to the Insured) in the form of computer tape or computer-generated or any other electronic message. A telecopy or such tape or message shall be effective only when received. The Company and the Insured may mutually agree that notices will be sent to any additional Person. Except as expressly agreed to by the Company and the Insured, no liability shall be incurred by the Company for the failure to give a notice to a Person other than the Insured.

7.13

Reports and Examinations – The Company may request, and the Insured must provide, such files, reports or information as the Company may deem necessary pertaining to any Loan, and the Company will be entitled to inspect the files, books and records of the Insured or any of its representatives pertaining to such Loan.

7.14

Electronic Media – The Company and the Insured may, from time to time, deliver or transfer information, documents or other data between them by electronic media acceptable to them. In addition, the Company and the Insured may maintain information, documents or other data on electronic media or other media generally accepted for business records, including microfiche. Such electronic or other media will be as equally acceptable for all purposes between the Insured and the Company as information, documents or other data maintained in printed or written form.





  




Mortgage Guaranty Insurance Corporation

250 E. Kilbourn Avenue

P.O. Box 488, Milwaukee, Wisconsin 53201

[exhibit999008.jpg]


                                             

Certificate

(Covering Multiple Loans)

                                             


                                                                                                                                                                                                         

Mortgage Guaranty Insurance Corporation, 250 E. Kilbourn Avenue/P.O. Box 488, Milwaukee, Wisconsin 53201-0488 (the "Company"), hereby agrees to pay to the Insured any Loss due to the Default by a Borrower on any Loan identified on the attached Certificate Schedule, subject to the terms and conditions of a master policy for multiple loan transactions (the “Master Policy”) identified below, and in reliance on the Insured's Application for insurance.


Insured's Information

Coverage Information


Insured Name and Mailing Address:

Certificate Issuance Date:

April 29, 2005

U.S. Bank National Association as Trustee for the

Certificate Effective Date:

April 1, 2005

Structured Asset Investment Loan Trust Mortgage

Number of Loans Insured:

761

Pass-Through Certificates, Series 2005-4

60 Livingston Avenue

Saint Paul, Minnesota  55107

Aggregate Insured Amount of Loans: $202,985,105.00

Coverage Amount and Certificate Number for each Loan as shown on attached Certificate Schedule.


Master Policy Information

Premium Information


Master Policy Number:

22-590-4-3213

Premium Rate:   104.5 basis points (annualized)


Applicable Endorsements:

none

Premium Type:   Monthly


Premium Refundability:

Non- Refundable


Renewal Option:   Declining


Premium Source:   Non-Borrower Paid

Notes                                                                                                                                                                            


·

The attached Certificate Schedule contains a summary of coverage and premium information on a Loan-by-Loan basis and the Certificate Schedule is incorporated herein and constitutes a part of this Certificate.

·

The premium rates identified on the attached Certificate Schedule do not include any applicable state and local premium taxes for Loans for which such taxes may be due and required to be paid by the Insured, and which will be billed by the Company to the Insured.

·

This Certificate becomes effective without the Insured's execution or return of same.

·

In issuing this Certificate, the Company has relied upon certain information and data received from or on behalf of the Insured, including, but not limited to, information and data contained in one or more electronic file transfers to the Company, as well as information and data summarized in a letter from MGIC to the Insured and any such other parties identified in such letter.  Such information and data and a copy of such letter are attached to this Certificate.

·

All capitalized terms used herein shall have the meaning assigned to such terms in the Master Policy.


INSURED CERTIFICATION: By tendering the initial premium, the Insured certifies that: 1) each of the Loans identified on the attached Certificate Schedule has been closed; 2) Loan information set forth on the attached Certificate Schedule and any other attachments to this Certificate is true and correct and the Company can rely on it in extending coverage to the Loans; 3) none of the Loans is in Default as of its Certificate Effective Date; and 4) as of the Certificate Issuance Date set forth above, the Insured had no knowledge of any material changes in any statement or representation contained in the Application relating to insurance of a Loan.




MGIC Master Policy 22-590-4-3213 Certificate Schedule

[exhibit999010.jpg]



 

Loan

Aloan

Sloan

 Amount of

 

Amount of

MGIC

 

ID

ID

ID

 Insurable Loan

LTV

Coverage

Certificate Number

        

Total Number of Insurable Loans:

 

760

   

Total Amount of Insurable Loans:

 

 $  202,669,323.46

   

Annualized Monthly Premium Rate:

 

 104.5 bps

   
        

1

1200000540

18291187

18291187

 $   315,781.54

100.00

40

22516684

2

18499913

18499913

18499913

 $   160,701.50

94.99

37

22516685

3

1000123009

18689158

18689158

 $   148,241.72

85.00

30

22516686

4

18728774

18728774

18728774

 $     187,889.00

94.00

37

22516687

5

409240004

18813386

18813386

 $     224,215.53

100.00

40

22516688

6

411090009

18813477

18813477

 $     203,749.75

95.00

37

22516689

7

411080005

18813584

18813584

 $     158,897.69

90.00

34

22516690

8

19499094

19499094

19499094

 $     153,000.00

90.00

34

22516691

9

53100683

30087118

30087118

 $     194,525.09

95.00

37

22516692

10

1004001696

30205843

30205843

 $     473,268.34

89.62

34

22516693

11

30221808

30221808

30221808

 $     324,640.18

95.00

37

22516694

12

400673331

400673331

400673331

 $     347,163.30

94.85

37

22516695

13

NWJ004188

114275357

14842199

 $   231,120.47

100.00

40

22516696

14

COS006415

112944574

18355271

 $     313,880.73

85.00

30

22516697

15

51412716

114203342

19364892

 $     296,432.98

90.00

34

22516698

16

40691859

114835457

40691859

 $     210,676.74

89.99

34

22516699

17

40785909

114835531

40785909

 $   211,965.19

84.99

30

22516700

18

40838476

114842339

40838476

 $     234,643.00

95.00

37

22516702

19

40876088

114836042

40876088

 $     224,521.93

89.64

34

22516703

20

40878357

114838030

40878357

 $     301,447.30

84.88

30

22516704

21

40914905

114842933

40914905

 $     341,846.00

89.96

34

22516705

22

40932378

114847734

40932378

 $     127,796.67

84.31

29

22516706

23

40941569

114820996

40941569

 $    54,033.43

95.00

37

22516707

24

40978116

114831472

40978116

 $     143,040.50

88.54

33

22516708

25

40983140

114828270

40983140

 $   114,905.10

89.99

34

22516709

26

40984288

114838287

40984288

 $     316,432.79

83.52

29

22516710

27

40991499

114833445

40991499

 $     169,594.80

84.99

30

22516711

28

41014184

114833510

41014184

 $   170,585.61

89.99

34

22516712

29

41037789

114841711

41037789

 $     123,386.87

95.00

37

22516713

30

41039751

114836463

41039751

 $     237,869.30

90.00

34

22516714

31

41044041

114848542

41044041

 $   165,310.64

85.00

30

22516715

32

41057753

114839418

41057753

 $     390,062.34

84.99

30

22516716

33

41059114

114829302

41059114

 $     124,548.00

89.93

34

22516717

34

41063207

114829914

41063207

 $     128,986.52

89.16

33

22516718

35

41063363

114835044

41063363

 $     202,155.96

85.00

30

22516719

36

41064221

114833106

41064221

 $   163,377.10

89.99

34

22516720

37

41085291

114836794

41085291

 $   246,816.51

90.00

34

22516721

38

41089475

114832595

41089475

 $     156,402.80

95.00

37

22516722

39

41121013

114849987

41121013

 $     308,239.36

95.00

37

22516725

40

40621013

114147598

40621013

 $     165,528.38

95.00

37

22516726

41

40965865

115205791

40965865

 $     269,423.45

90.00

34

22516727

42

40976672

115200925

40976672

 $     146,870.52

95.00

37

22516728

43

40981243

115206401

40981243

 $     299,294.83

100.00

40

22516729

44

40996993

115202210

40996993

 $   167,058.14

90.00

34

22516730

45

40999542

115204653

40999542

 $   219,371.60

89.43

33

22516732

46

41009556

115202525

41009556

 $   174,616.17

90.00

34

22516733

47

41025743

115201717

41025743

 $     156,446.69

90.00

34

22516734

48

41026154

115206823

41026154

 $     323,480.26

90.00

34

22516735

49

41053844

115206419

41053844

 $     300,000.00

100.00

40

22516736

50

41060765

115212961

41060765

 $     472,415.00

95.00

37

22516737

51

41077496

115203788

41077496

 $     200,452.86

93.26

36

22516738

52

41080730

115211914

41080730

 $     357,000.00

85.00

30

22516739

53

41084591

115206740

41084591

 $     318,890.94

91.29

35

22516740

54

41084617

115207839

41084617

 $     386,527.62

90.00

34

22516741

55

41095902

115213167

41095902

 $     503,200.00

95.00

37

22516742

56

41106402

115201014

41106402

 $   148,150.37

100.00

40

22516743

57

41108796

115205429

41108796

 $     249,350.00

95.00

37

22516744

58

41112079

115203655

41112079

 $     199,202.97

95.00

37

22516745

59

41113481

115213084

41113481

 $     492,000.00

89.45

33

22516746

60

41116666

115196743

41116666

 $   101,831.64

85.00

30

22516747

61

41126616

115203127

41126616

 $     187,887.88

90.00

34

22516748

62

41131087

115205973

41131087

 $     277,681.78

90.00

34

22516749

63

41136169

115212581

41136169

 $     418,000.00

95.00

37

22516750

64

41137670

115213217

41137670

 $     507,991.65

90.00

34

22516751

65

41139171

115208811

41139171

 $     532,000.00

87.21

32

22516752

66

41140831

115210957

41140831

 $     240,000.00

94.86

37

22516753

67

41141664

115203028

41141664

 $     186,927.88

90.00

34

22516754

68

41152141

115206195

41152141

 $     287,549.30

90.00

34

22516755

69

41158775

115211013

41158775

 $     242,250.00

95.00

37

22516756

70

41163171

115211591

41163171

 $     306,000.00

87.43

32

22516757

71

41165259

115211815

41165259

 $     342,000.00

95.00

37

22516758

72

41166752

115212854

41166752

 $     456,000.00

95.00

37

22516759

73

41166901

115199325

41166901

 $     127,305.56

85.00

30

22516761

74

41168162

115205981

41168162

 $     278,651.60

90.00

34

22516762

75

41169533

115211542

41169533

 $     304,000.00

95.00

37

22516763

76

41170523

115201774

41170523

 $   157,081.82

85.00

30

22516764

77

41173493

115206484

41173493

 $     304,510.75

84.72

30

22516765

78

41175159

115208837

41175159

 $     540,806.34

95.00

37

22516766

79

41175407

115199978

41175407

 $   134,743.15

90.00

34

22516767

80

41176793

115211708

41176793

 $     323,500.00

92.96

36

22516768

81

41177122

115207698

41177122

 $     372,509.41

85.00

30

22516769

82

41177957

115192155

41177957

 $    56,170.34

90.00

34

22516770

83

41178088

115202673

41178088

 $     178,246.72

85.00

30

22516772

84

41179458

115210791

41179458

 $     224,130.00

93.00

36

22516773

85

41181371

115219412

41181371

 $     549,000.00

90.00

34

22516774

86

41181512

115205262

41181512

 $   241,106.18

85.00

30

22516775

87

41181546

115206617

41181546

 $   314,136.04

85.00

30

22516776

88

41181694

115206625

41181694

 $   314,136.04

85.00

30

22516779

89

41182122

115197204

41182122

 $   106,123.06

81.69

27

22516780

90

41183484

115205676

41183484

 $     261,546.56

89.08

33

22516781

91

41184540

115206732

41184540

 $   318,241.21

85.00

30

22516782

92

41186008

115211773

41186008

 $     332,100.00

90.00

34

22516783

93

41186107

115203010

41186107

 $     186,766.48

85.00

30

22516784

94

41186347

115211096

41186347

 $     247,000.00

90.48

34

22516785

95

41186982

115208316

41186982

 $     449,776.64

85.00

30

22516786

96

41188384

115208423

41188384

 $     463,628.08

95.00

37

22516787

97

41191065

115204737

41191065

 $     220,145.95

90.00

34

22516788

98

41191248

115206070

41191248

 $     279,754.12

95.00

37

22516789

99

41191339

115212169

41191339

 $     377,000.00

89.76

34

22516790

100

41191818

115209645

41191818

 $     104,500.00

95.00

37

22516792

101

41191859

115211666

41191859

 $     318,250.00

95.00

37

22516793

102

41193202

115201568

41193202

 $     154,543.65

90.00

34

22516794

103

41193210

115206658

41193210

 $     314,553.02

90.00

34

22516795

104

41194168

115212698

41194168

 $     432,000.00

90.00

34

22516796

105

41196353

115204315

41196353

 $     210,536.77

85.00

30

22516797

106

41196817

115207052

41196817

 $     337,089.21

90.00

34

22516798

107

41197039

115200289

41197039

 $     137,544.87

90.00

34

22516799

108

41197849

115219149

41197849

 $     405,000.00

90.00

34

22516800

109

41198326

115212656

41198326

 $     427,500.00

90.00

34

22516801

110

41199092

115208621

41199092

 $     505,400.00

95.00

37

22516802

111

41201443

115197055

41201443

 $     104,240.47

90.00

34

22516803

112

41201799

115218786

41201799

 $     285,073.74

93.00

36

22516804

113

41202623

115198871

41202623

 $   123,325.10

95.00

37

22516805

114

41205840

115207169

41205840

 $     343,697.77

85.00

30

22516806

115

41205972

115207516

41205972

 $     364,500.00

90.00

34

22516807

116

41206251

115211906

41206251

 $     355,950.00

90.00

34

22516808

117

41207036

115211419

41207036

 $     296,000.00

87.57

32

22516809

118

41207200

115205411

41207200

 $     248,100.98

88.75

33

22516810

119

41208109

115210874

41208109

 $     233,998.50

90.00

34

22516811

120

41208844

115202418

41208844

 $   169,831.93

89.47

33

22516812

121

41210196

115210262

41210196

 $     168,767.92

92.39

36

22516813

122

41210923

115218133

41210923

 $   195,162.02

90.00

34

22516814

123

41210956

115218877

41210956

 $     318,488.73

85.00

30

22516815

124

41210964

115196982

41210964

 $     103,829.35

82.54

28

22516816

125

41211574

115209876

41211574

 $     123,500.00

95.00

37

22516817

126

41212077

115207029

41212077

 $     337,500.00

90.00

34

22516818

127

41212119

115201469

41212119

 $     152,793.59

85.00

30

22516819

128

41212853

115206633

41212853

 $     314,597.39

85.14

30

22516820

129

41213133

115206815

41213133

 $     322,408.73

85.00

30

22516821

130

41213216

115212110

41213216

 $     373,500.00

90.00

34

22516822

131

41213299

115216046

41213299

 $     100,800.00

90.00

34

22516823

132

41213331

115219180

41213331

 $     424,721.99

84.16

29

22516824

133

41216011

115201204

41216011

 $     150,224.27

85.00

30

22516825

134

41216623

115217176

41216623

 $   141,758.48

85.00

30

22516826

135

41219627

115208357

41219627

 $     454,500.00

90.00

34

22516827

136

41220286

115198863

41220286

 $     123,096.87

91.33

35

22516828

137

41220641

115210338

41220641

 $     180,000.00

90.00

34

22516829

138

41223025

115210213

41223025

 $     158,650.00

95.00

37

22516830

139

41223587

115201808

41223587

 $   157,331.56

90.00

34

22516831

140

41224486

115216673

41224486

 $     125,906.40

90.00

34

22516832

141

41224536

115197899

41224536

 $   113,262.01

90.00

34

22516833

142

41225566

115206492

41225566

 $     305,525.86

90.00

34

22516834

143

41225848

115207102

41225848

 $     339,717.75

90.00

34

22516835

144

41226226

115204505

41226226

 $   215,653.17

84.71

30

22516836

145

41226747

115204356

41226747

 $   211,152.27

90.00

34

22516838

146

41228305

115204430

41228305

 $     213,233.40

87.14

32

22516839

147

41228875

115201345

41228875

 $   151,928.65

90.00

34

22516840

148

41229709

115204448

41229709

 $   213,418.80

95.00

37

22516841

149

41229717

115219081

41229717

 $     368,000.00

89.76

34

22516842

150

41230103

115219255

41230103

 $     464,595.86

85.00

30

22516843

151

41230988

115205502

41230988

 $     251,633.70

90.00

34

22516844

152

41231713

115207110

41231713

 $   341,437.16

90.00

34

22516845

153

41233735

115202657

41233735

 $     177,983.92

90.00

34

22516846

154

41234659

115216822

41234659

 $     130,344.57

89.69

34

22516847

155

41237744

115206146

41237744

 $     285,824.29

90.00

34

22516848

156

41238221

115207763

41238221

 $     377,347.27

90.00

34

22516849

157

41238627

115200917

41238627

 $     146,697.06

94.84

37

22516850

158

41239922

115211021

41239922

 $     243,000.00

90.00

34

22516851

159

41241498

115211054

41241498

 $     244,150.00

95.00

37

22516852

160

41241720

115210973

41241720

 $     240,000.00

92.31

36

22516853

161

41242082

115211104

41242082

 $     247,950.00

95.00

37

22516854

162

41243908

115201733

41243908

 $     156,564.05

95.00

37

22516855

163

41243999

115219057

41243999

 $     355,085.76

95.00

37

22516856

164

41245242

115213357

41245242

 $     535,500.00

90.00

34

22516857

165

41246117

115204802

41246117

 $     223,248.40

85.00

30

22516858

166

41249459

115211401

41249459

 $     287,999.00

90.00

34

22516859

167

41249723

115212532

41249723

 $     414,000.00

90.00

34

22516860

168

41251356

115198384

41251356

 $   116,890.27

90.00

34

22516861

169

41251513

115199937

41251513

 $   133,966.15

90.00

34

22516862

170

41251588

115201089

41251588

 $   149,164.35

90.00

34

22516863

171

41251752

115194540

41251752

 $    80,024.87

90.00

34

22516864

172

41252222

115201600

41252222

 $     154,968.56

90.00

34

22516865

173

41252693

115207151

41252693

 $     343,405.41

91.73

35

22516866

174

41254038

115207177

41254038

 $     345,322.82

85.00

30

22516867

175

41256264

115210858

41256264

 $     232,200.00

90.00

34

22516868

176

41256348

115202830

41256348

 $     182,466.20

90.00

34

22516869

177

41256710

115194078

41256710

 $    75,509.96

90.00

34

22516870

178

41259318

115201287

41259318

 $   151,442.15

95.00

37

22516871

179

41260167

115217291

41260167

 $   147,140.72

95.00

37

22516872

180

41261504

115207722

41261504

 $   373,315.10

85.00

30

22516873

181

41266123

115201477

41266123

 $   152,823.12

90.00

34

22516874

182

41266511

115211732

41266511

 $     328,500.00

90.00

34

22516875

183

41268996

115210916

41268996

 $     238,950.00

100.00

40

22516876

184

41270000

115213563

41270000

 $     598,500.00

90.00

34

22516877

185

41270026

115218273

41270026

 $     209,777.73

85.00

30

22516878

186

41270869

115218349

41270869

 $     217,660.83

90.00

34

22516879

187

41273533

115216905

41273533

 $     132,678.36

95.00

37

22516880

188

41274879

115202665

41274879

 $     177,920.86

90.00

34

22516881

189

41274929

115219248

41274929

 $     449,657.25

90.00

34

22516882

190

41277500

115210551

41277500

 $     202,350.00

95.00

37

22516883

191

41277674

115217358

41277674

 $     148,424.93

90.00

34

22516884

192

41278789

115216897

41278789

 $   132,196.69

90.00

34

22516886

193

41279266

115217630

41279266

 $     160,854.45

92.00

35

22516887

194

41286113

115215576

41286113

 $     83,161.37

90.00

34

22516888

195

41300542

115217945

41300542

 $   181,228.07

90.00

34

22516889

196

41306903

115205031

41306903

 $     231,823.29

95.00

37

22516890

197

41307851

115205882

41307851

 $     269,796.92

90.00

34

22516891

198

41308339

115217259

41308339

 $   145,119.20

95.00

37

22516892

199

191022232

115075517

14897359

 $     170,577.03

95.00

37

22516894

200

651007095

115035347

14901243

 $   113,759.49

84.44

29

22516895

201

21061726

115056426

14971907

 $     422,224.19

90.00

34

22516896

202

781001064

115117079

14992515

 $     432,684.92

92.34

36

22516897

203

11072533

115054579

14996144

 $     341,305.58

95.00

37

22516898

204

31031263

115057820

15008352

 $     170,660.43

90.00

34

22516899

205

661003860

115108110

15008642

 $     289,750.00

95.00

37

22516900

206

281013495

115084592

15011158

 $    93,430.19

90.00

34

22516901

207

191022702

115075715

15019722

 $   157,114.23

90.00

34

22516902

208

381018487

115095754

15022999

 $     228,455.49

100.00

40

22516904

209

81052551

115063992

15023013

 $     130,224.68

90.00

34

22516905

210

381018818

115096349

15028160

 $     268,691.35

90.00

34

22516906

211

651007476

115106916

15028590

 $     240,602.81

90.00

34

22516907

212

631005841

115104788

15030224

 $     407,900.00

85.00

30

22516908

213

251035096

115081663

15031172

 $     237,400.00

85.00

30

22516909

214

151027312

115072076

15037948

 $     254,443.86

80.95

26

22516910

215

141044179

115070625

15039993

 $     364,109.53

93.59

36

22516913

216

21061630

115056368

15042104

 $     592,000.00

91.08

35

22516914

217

161038775

115073074

15043490

 $     414,000.00

90.00

34

22516915

218

331033515

115089583

15043508

 $     440,904.59

85.00

30

22516916

219

371023275

115094534

15049539

 $     222,879.31

95.00

37

22516917

220

331033296

115089286

15052301

 $     508,500.00

90.00

34

22516918

221

301000344

115085227

15055205

 $   201,984.17

90.00

34

22516919

222

81053124

115064347

15056856

 $     395,983.85

90.00

34

22516920

223

691002035

115112989

15057748

 $     261,248.39

95.00

37

22516921

224

211026096

115077729

15062672

 $     159,847.59

90.00

34

22516922

225

851000164

115119703

15063332

 $     247,093.08

90.00

34

22516923

226

71064073

115063166

15064579

 $   113,809.83

95.00

37

22516924

227

81053132

115064362

15066509

 $     260,415.26

90.00

34

22516925

228

141043603

115070245

15070147

 $     208,718.03

95.00

37

22516926

229

761006810

115116352

15070311

 $   261,914.39

93.00

36

22516927

230

161038999

115073488

15070741

 $     179,499.62

85.71

30

22516928

231

31031510

115058240

15076623

 $     332,100.73

93.80

37

22516929

232

321022447

115086803

15076979

 $     188,000.00

99.47

40

22516930

233

331033513

115089575

15076987

 $   318,143.54

85.00

30

22516932

234

781001922

115117244

15077688

 $     291,947.96

90.00

34

22516933

235

161039103

115073793

15079981

 $   148,551.33

85.00

30

22516934

236

271019273

115083420

15080047

 $   153,150.26

89.97

34

22516935

237

161038971

115073389

15080450

 $     350,344.28

90.00

34

22516936

238

31031437

115058083

15084940

 $     467,337.25

90.00

34

22516937

239

141044288

115070757

15085350

 $     310,008.27

90.00

34

22516938

240

191022801

115075848

15085616

 $     193,500.00

90.00

34

22516939

241

121037200

115068033

15091226

 $   149,804.10

88.76

33

22516940

242

191022974

115076044

15091267

 $   194,121.62

90.00

34

22516941

243

91030272

115065781

15096894

 $   113,828.55

95.00

37

22516942

244

191022898

115075962

15096985

 $     261,000.00

90.00

34

22516943

245

381017885

115095564

15098148

 $     427,499.99

95.00

37

22516944

246

211025867

115077398

15098775

 $     258,412.06

90.00

34

22516945

247

521022449

115100190

15099666

 $   119,034.70

95.00

37

22516946

248

521022621

115100455

15099971

 $     136,632.83

90.00

34

22516947

249

21062014

115056921

15100126

 $   363,153.15

85.00

30

22516948

250

251035014

115081614

15100423

 $    130,217.11

90.00

34

22516949

251

311025924

115085847

15100621

 $     134,708.96

95.00

37

22516950

252

671002373

115110082

15100928

 $     495,000.00

90.00

34

22516952

253

141044389

115070906

15103534

 $     389,268.84

95.00

37

22516953

254

121037088

115067795

15103831

 $     256,524.97

87.12

32

22516954

255

611014229

115102352

15104490

 $     318,250.00

95.00

37

22516955

256

71064148

115063307

15104540

 $   182,491.18

90.00

34

22516956

257

841002625

115118226

15107188

 $   146,957.81

90.00

34

22516957

258

81053343

115064784

15107535

 $     209,645.68

94.59

37

22516958

259

141044066

115070476

15109887

 $   169,775.71

89.47

33

22516959

260

551004288

115100877

15111206

 $     125,857.04

90.00

34

22516960

261

631005827

115104721

15112501

 $     570,000.00

94.21

37

22516961

262

141044344

115070815

15113699

 $     120,893.54

95.00

37

22516962

263

681003930

115111692

15116114

 $     175,483.04

95.00

37

22516963

264

611014363

115102592

15116759

 $     336,300.00

94.73

37

22516964

265

851000207

115119794

15118474

 $     241,699.03

88.00

32

22516965

266

681003865

115111510

15118557

 $     202,020.57

95.00

37

22516966

267

191023131

115076275

15130222

 $   168,150.00

94.47

37

22516967

268

271019459

115083735

15131287

 $   142,815.13

93.46

36

22516968

269

611014225

115102345

15133358

 $     386,999.99

90.00

34

22516969

270

671002439

115110249

15136120

 $     130,336.38

90.00

34

22516970

271

71064014

115063067

15139256

 $     229,154.85

89.33

33

22516971

272

611014522

115102881

15139298

 $     494,942.66

90.00

34

22516972

273

661003671

115108003

15139934

 $     418,500.00

90.00

34

22516973

274

761006765

115116337

15142128

 $   175,282.18

90.00

34

22516974

275

371023230

115094476

15143498

 $     123,099.83

85.00

30

22516975

276

761007055

115116451

15143696

 $   314,600.17

90.00

34

22516976

277

681003683

115111098

15147747

 $     404,460.18

90.00

34

22516977

278

231059229

115078727

15148505

 $     390,971.80

90.00

34

22516978

279

121037132

115067894

15149164

 $     170,726.98

95.00

37

22516979

280

681003869

115111544

15149214

 $     128,745.96

100.00

40

22516980

281

631006028

115105132

15150956

 $     368,422.56

90.00

34

22516981

282

791001328

115117780

15151012

 $    85,401.26

95.00

37

22516982

283

631005713

115104531

15151806

 $     233,600.00

91.67

35

22516983

284

71063981

115062994

15152218

 $     133,032.98

90.00

34

22516984

285

621006016

115103590

15153125

 $     144,305.05

85.00

30

22516985

286

141044641

115071292

15153760

 $     157,267.83

90.00

34

22516986

287

271019385

115083610

15154230

 $     140,470.35

95.00

37

22516987

288

681004011

115111890

15157332

 $    80,809.59

90.00

34

22516988

289

721005674

115114399

15157662

 $   121,368.15

90.00

34

22516989

290

271019508

115083842

15158645

 $     352,665.00

85.00

30

22516990

291

81053351

115064818

15159106

 $     226,800.00

90.00

34

22516991

292

321023536

115087876

15159874

 $   165,032.21

95.00

37

22516992

293

331033822

115090094

15160344

 $     314,428.94

90.00

34

22516993

294

731008800

115115099

15161094

 $     130,298.43

90.00

34

22516994

295

381019016

115096885

15161136

 $     393,284.31

87.56

32

22516995

296

311026244

115086530

15161789

 $   184,230.19

90.00

34

22516996

297

681003887

115111585

15161904

 $     365,000.00

86.90

31

22516997

298

561001258

115101370

15161995

 $     184,500.00

90.00

34

22516998

299

41063803

115059834

15162159

 $     120,470.49

90.00

34

22516999

300

321023300

115087504

15162787

 $     213,377.28

95.00

37

22517000

301

81053446

115065013

15163082

 $     177,889.97

95.00

37

22517001

302

511033333

115099038

15163306

 $   331,071.42

85.00

30

22517002

303

301000464

115085359

15163421

 $     166,422.94

85.00

30

22517003

304

711005723

115114043

15163926

 $     269,346.35

88.52

33

22517004

305

691002291

115113391

15163967

 $   191,483.14

90.00

34

22517005

306

71063308

115062614

15164460

 $   124,918.34

90.00

34

22517006

307

851000270

115119885

15165194

 $     160,776.58

88.46

33

22517007

308

141044724

115071458

15165509

 $     350,485.65

94.99

37

22517008

309

661004350

115109027

15166416

 $     298,999.71

92.00

35

22517009

310

161039208

115074031

15166424

 $     417,425.68

95.00

37

22517010

311

371023448

115094757

15166499

 $   119,723.94

85.00

30

22517011

312

81053363

115064859

15170392

 $     481,500.00

90.00

34

22517012

313

581000112

115101867

15173248

 $   211,500.00

90.00

34

22517013

314

731008899

115115248

15173669

 $     228,235.10

90.00

34

22517014

315

141044807

115071607

15175516

 $   121,329.67

90.00

34

22517015

316

81053467

115065062

15176894

 $   193,178.71

90.00

34

22517016

317

231061823

115081234

15178841

 $     314,507.05

90.00

34

22517017

318

631005945

115104994

15181225

 $     335,446.47

94.65

37

22517018

319

71064239

115063513

15181373

 $   211,188.22

90.00

34

22517019

320

671002567

115110546

15181670

 $     271,637.46

85.00

30

22517020

321

71064314

115063679

15184195

 $     109,895.86

84.62

30

22517021

322

11073133

115055329

15185366

 $     424,328.29

85.00

30

22517022

323

231061182

115080590

15185630

 $   134,814.51

90.00

34

22517023

324

721005790

115114480

15186828

 $   164,471.42

90.00

34

22517024

325

231059459

115078784

15187206

 $     184,307.96

90.00

34

22517025

326

371023709

115095275

15187511

 $   118,605.63

95.00

37

22517026

327

211025852

115077331

15192602

 $     593,305.45

90.00

34

22517027

328

11073442

115056020

15193790

 $     546,250.00

95.00

37

22517028

329

671002214

115109811

15194061

 $     130,500.00

90.00

34

22517029

330

621005988

115103533

15196686

 $     248,547.71

100.00

40

22517030

331

661004626

115109571

15197734

 $     395,347.63

90.00

34

22517031

332

231062120

115081366

15197858

 $     274,546.07

83.84

29

22517032

333

331034089

115090425

15199011

 $     378,426.77

95.00

37

22517033

334

301000395

115085276

15204506

 $     165,374.76

89.03

33

22517034

335

511033514

115099301

15204902

 $     156,456.37

95.00

37

22517035

336

741009285

115115743

15205842

 $     108,640.49

90.00

34

22517036

337

81053551

115065252

15207293

 $     315,000.00

90.00

34

22517037

338

MEL007117

114944879

15208663

 $     426,894.59

95.00

37

22517038

339

631006081

115105249

15211501

 $     310,250.00

85.00

30

22517039

340

81053223

115064586

15212368

 $   165,971.24

95.00

37

22517040

341

161039117

115073827

15213762

 $     271,655.46

86.35

31

22517041

342

251035333

115081887

15216799

 $   157,291.90

87.50

32

22517042

343

31031818

115058950

15219413

 $     360,000.00

100.00

40

22517043

344

11073044

115055147

15219751

 $   381,484.61

87.21

32

22517044

345

671002365

115110058

15221039

 $     178,278.47

85.00

30

22517045

346

741009568

115116055

15223100

 $     109,837.83

100.00

40

22517046

347

621006174

115103954

15225568

 $     138,493.49

95.00

37

22517047

348

251035131

115081689

15227366

 $   176,142.55

90.00

34

22517048

349

271019718

115084246

15227457

 $   189,741.57

95.00

37

22517049

350

231062040

115081333

15227937

 $   339,165.15

88.31

33

22517050

351

191023384

115076689

15230501

 $     280,500.00

85.00

30

22517051

352

661004307

115108920

15230709

 $     135,782.47

85.00

30

22517052

353

211026427

115078230

15232242

 $     229,231.65

90.00

34

22517053

354

741009532

115115990

15232382

 $     120,443.68

95.00

37

22517054

355

381019251

115097297

15232549

 $   227,171.28

89.92

34

22517055

356

121037616

115068694

15233117

 $     175,508.53

95.00

37

22517056

357

HAW005569

114939382

15234412

 $     550,745.32

89.89

34

22517057

358

191023381

115076671

15239932

 $     228,000.00

95.00

37

22517058

359

251034585

115081481

15240187

 $   117,342.28

90.00

34

22517059

360

231061050

115080426

15240393

 $     269,999.99

90.00

34

22517060

361

321023593

115087926

15240989

 $     275,000.00

100.00

40

22517061

362

231061811

115081226

15241680

 $     359,562.28

100.00

40

22517062

363

11073426

115055980

15242373

 $     360,000.00

90.00

34

22517063

364

741009609

115116121

15247539

 $   127,381.08

85.00

30

22517064

365

191023448

115076754

15252810

 $     260,999.99

91.58

35

22517065

366

71063921

115062887

15304983

 $     107,888.75

90.00

34

22517066

367

681004459

115112807

15305329

 $   122,217.75

90.00

34

22517067

368

81053762

115065476

15305642

 $     201,400.00

95.00

37

22517068

369

121037458

115068454

15305808

 $   101,925.15

90.00

34

22517069

370

161039369

115074338

15307614

 $   103,371.55

90.00

34

22517070

371

561001459

115101651

15322696

 $     356,350.00

90.00

34

22517071

372

SCH002975

114959117

15325517

 $   152,817.75

90.00

34

22517072

373

651007396

115106841

15332497

 $     139,943.48

85.00

30

22517073

374

MIN009049

114947682

15334329

 $     514,774.08

89.69

34

22517074

375

CHI004751

114925746

15350986

 $     575,150.90

90.00

34

22517075

376

41064394

115060469

15359615

 $     108,780.34

90.00

34

22517076

377

11073137

115055345

15360936

 $     579,500.00

95.00

37

22517077

378

SCH002936

114959026

15366305

 $     185,250.00

95.00

37

22517078

379

SDO004764

114960214

15366461

 $     499,500.00

90.00

34

22517079

380

COS010015

115353286

15375637

 $     310,000.00

100.00

40

22517080

381

HUN002359

115364523

15375884

 $     350,482.57

90.00

34

22517081

382

LGH005667

115366544

15375967

 $     257,915.40

90.00

34

22517082

383

MIL004091

115368763

15376064

 $   121,983.55

90.00

34

22517083

384

MIR002247

115372005

15376106

 $     393,550.00

84.84

30

22517084

385

NPB009729

115372872

15376163

 $     450,000.00

100.00

40

22517085

386

NWJ004932

115374944

15376239

 $     327,980.81

90.00

34

22517086

387

PHX004156

115378465

15376320

 $     193,537.73

95.00

37

22517087

388

OAK007671

115376808

15376916

 $   201,767.01

95.00

37

22517088

389

TAR002370

115389751

15376973

 $   325,818.18

100.00

40

22517089

390

SDO004704

115381402

15387202

 $   197,661.40

90.00

34

22517090

391

ANA013975

115346470

15387293

 $     319,900.00

100.00

40

22517091

392

MIN009686

115370157

15387574

 $     256,048.35

90.00

34

22517092

393

POR004198

115378861

15387640

 $   165,882.13

95.00

37

22517093

394

OAK007597

115376436

15387665

 $     360,578.76

95.00

37

22517094

395

HAW005651

115362063

15387780

 $     360,650.17

85.00

30

22517095

396

DET008381

115358244

15387806

 $     158,770.27

100.00

40

22517096

397

HUN002512

115364838

15387947

 $     404,324.21

90.00

34

22517097

398

BAL006450

115347668

15388150

 $     399,715.74

90.00

34

22517098

399

HAR003062

115361081

15388200

 $     256,958.92

90.00

34

22517099

400

TEM003378

115390361

15388556

 $   161,000.00

100.00

40

22517100

401

NPB009841

115373250

15388614

 $     269,885.72

90.00

34

22517101

402

HAW005707

115362212

15388622

 $     256,133.08

95.00

37

22517102

403

LAS005320

115365306

15388648

 $     280,530.00

90.00

34

22517103

404

COS010462

115353666

15388705

 $    412,901.11

95.00

37

22517104

405

FTL004050

115360042

15388721

 $     204,875.80

100.00

40

22517105

406

ENC004709

115359374

15388911

 $     360,000.00

90.00

34

22517106

407

NPB009485

115372492

15396567

 $   346,121.36

95.00

37

22517107

408

NPB009796

115373086

15396617

 $   114,995.42

100.00

40

22517108

409

SOU007442

115385304

15396831

 $     317,756.89

95.00

37

22517110

410

SRO006282

115386203

15396872

 $     289,750.00

95.00

37

22517111

411

STA001010

115386823

15396898

 $     370,500.00

95.00

37

22517112

412

CON002774

115350936

15397144

 $     465,000.00

100.00

40

22517113

413

COS010304

115353476

15397243

 $     364,477.87

100.00

40

22517114

414

HAW005336

115361669

15397409

 $     359,359.88

90.00

34

22517115

415

SCH003173

115380891

15397706

 $   157,919.78

100.00

40

22517116

416

BOS000964

115349235

15397748

 $     253,641.44

90.00

34

22517117

417

FTL003894

115359796

15397805

 $     342,000.00

100.00

40

22517118

418

HAR003132

115361214

15397847

 $     207,707.88

85.00

30

22517119

419

STA001019

115386849

15400898

 $     310,000.00

100.00

40

22517120

420

STA001073

115386906

15400906

 $     389,499.99

95.00

37

22517121

421

ANA014084

115346801

15401086

 $   365,216.21

95.00

37

22517122

422

MEL006913

115367443

15401714

 $     398,342.69

95.00

37

22517123

423

NWJ005043

115375149

15401920

 $     249,670.15

84.75

30

22517124

424

PHX004184

115378523

15401995

 $   112,427.96

95.00

37

22517125

425

PHX004190

115378531

15402001

 $     323,000.00

95.00

37

22517126

426

SCH003166

115380875

15402092

 $     314,592.75

96.92

39

22517127

427

SCH003225

115381030

15402118

 $     301,765.26

95.00

37

22517128

428

SEA004627

115382061

15402142

 $   220,171.69

90.00

34

22517129

429

SJO004940

115383473

15402191

 $     441,749.25

95.00

37

22517130

430

NWJ005110

115375313

15402225

 $     229,331.37

90.00

34

22517131

431

SRO006311

115386278

15402308

 $   150,941.21

95.00

37

22517132

432

SRO006318

115386286

15402316

 $     377,779.12

90.00

34

22517133

433

TAM003282

115388522

15402365

 $   119,903.56

100.00

40

22517134

434

TAM003524

115388696

15402373

 $     237,847.92

100.00

40

22517135

435

ANA014011

115346595

15402407

 $   161,661.75

90.00

34

22517136

436

LAS005527

115365595

15402613

 $     251,750.00

95.00

37

22517137

437

NWJ005160

115375396

15402829

 $     404,354.95

95.00

37

22517138

438

SJO004893

115383416

15402886

 $     373,248.88

83.00

28

22517139

439

NPB009716

115372849

15402894

 $     352,695.47

100.00

40

22517140

440

CORNPB0624

115352346

15403108

 $   157,913.69

95.00

37

22517141

441

BAL006613

114924905

15411267

 $     430,000.00

100.00

40

22517142

442

LGH005574

115366320

15411481

 $     381,826.48

90.00

34

22517143

443

LGH005727

115366759

15411531

 $   148,400.81

95.00

37

22517144

444

MIN009674

115370108

15411564

 $     157,287.94

90.00

34

22517145

445

OAK007523

115376246

15411655

 $     226,601.82

85.00

30

22517146

446

SCH003073

115380784

15411747

 $     299,642.64

100.00

40

22517147

447

SEA004600

115382038

15411804

 $     446,571.76

90.00

34

22517148

448

BAL006135

115347544

15412067

 $     295,028.39

90.00

34

22517149

449

BAL006136

115347551

15412075

 $   310,319.50

90.00

34

22517150

450

CON002829

115351066

15412174

 $     340,000.00

100.00

40

22517151

451

COS010506

115353773

15412190

 $     289,750.00

95.00

37

22517152

452

GLE005031

115360646

15412281

 $   341,725.15

88.83

33

22517153

453

GLE005047

115360729

15412307

 $     525,000.00

92.92

36

22517154

454

HAW005749

115362352

15412356

 $    111,910.87

100.00

40

22517155

455

HUN002506

115364804

15412414

 $     593,536.62

90.00

34

22517156

456

MIL004038

115368672

15412521

 $   134,915.22

90.00

34

22517157

457

MIR002307

115372070

15412661

 $     384,900.00

90.04

34

22517158

458

SCH003223

115381014

15412893

 $     160,987.43

90.00

34

22517159

459

TAM003600

115388795

15413032

 $     301,042.94

90.00

34

22517160

460

HUN002478

114942105

15413677

 $     328,390.46

100.00

40

22517161

461

CHI005520

115350134

15430788

 $     169,776.83

100.00

40

22517162

462

COS010456

115353633

15430820

 $     384,547.72

90.00

34

22517163

463

COS010459

115353658

15430838

 $     310,046.83

90.00

34

22517164

464

SRO006225

115386146

15431208

 $     338,793.78

90.00

34

22517165

465

CHI005454

115349870

15431430

 $     337,500.00

90.00

34

22517166

466

CHI005521

115350142

15431455

 $     234,900.00

100.00

40

22517167

467

CON002629

115350878

15431471

 $   110,725.00

93.07

36

22517168

468

HAR002956

115361057

15431786

 $     107,927.53

90.00

34

22517169

469

HAW005512

115361768

15431836

 $     177,855.52

100.00

40

22517170

470

HUN002397

115364598

15431919

 $     379,752.68

95.00

37

22517171

471

MEL007329

115367757

15432040

 $     339,771.40

85.00

30

22517172

472

NPB009531

115372567

15432271

 $   130,102.39

89.18

33

22517173

473

NPB009798

115373102

15432321

 $     449,620.08

90.00

34

22517174

474

NWJ004922

115374910

15432362

 $     297,340.01

85.00

30

22517175

475

SRO006335

115386328

15432693

 $     432,000.00

90.00

34

22517176

476

TAM003594

115388779

15432792

 $     156,708.00

95.00

37

22517177

477

CORLAS0137

115352189

15433295

 $     454,499.99

90.00

34

22517178

478

NPB009719

115372856

15433964

 $   310,081.07

90.00

34

22517179

479

CHI005442

115349813

15434236

 $     242,662.74

90.00

34

22517180

480

NPB009071

115372385

15434426

 $   330,880.11

85.00

30

22517181

481

SCH003264

115381105

15434525

 $     224,681.36

100.00

40

22517182

482

STA001011

115386831

15434624

 $     449,505.51

100.00

40

22517183

483

ANA014079

115346785

15434715

 $     283,500.00

90.00

34

22517184

484

BAL006678

115348054

15434822

 $     260,607.00

95.00

37

22517185

485

COS010477

115353724

15434947

 $     267,134.70

90.00

34

22517186

486

COS010578

115353955

15434970

 $     251,805.36

90.00

34

22517187

487

COV007697

115354946

15435019

 $     439,606.08

84.94

30

22517188

488

FTL004005

115359929

15435100

 $     134,922.73

90.00

34

22517189

489

HAR003134

115361222

15435126

 $   152,910.12

90.00

34

22517190

490

LAS005319

115365298

15435282

 $     303,817.72

95.00

37

22517191

491

MIN009815

115370611

15435530

 $     215,867.79

90.00

34

22517192

492

NWJ004877

115374845

15435613

 $   419,712.41

81.55

27

22517193

493

SOU007734

115385734

15435779

 $   472,101.09

90.00

34

22517194

494

SRO006176

115386070

15435787

 $     271,794.05

85.00

30

22517195

495

CORNPB0651

115352445

15443252

 $     322,556.20

95.00

37

22517196

496

CRO003504

115355810

15443260

 $     275,499.99

95.00

37

22517197

497

NPB009727

115372864

15443328

 $     153,658.67

95.00

37

22517198

498

RIV005814

115379208

15443344

 $     292,182.57

90.00

34

22517199

499

CHI005222

115349490

15443526

 $     274,915.96

95.00

37

22517200

500

COS010561

115353898

15443617

 $     339,739.99

85.00

30

22517201

501

CRO003488

115355786

15443674

 $     315,000.00

90.00

34

22517202

502

HAW005732

115362329

15443997

 $   399,612.01

100.00

40

22517203

503

HAW005793

115362519

15444003

 $     421,532.40

95.00

37

22517204

504

HUN002155

115364358

15444078

 $     305,846.28

85.00

30

22517205

505

HUN002538

115364911

15444110

 $     308,783.00

100.00

40

22517206

506

LGH005738

115366767

15444151

 $     323,950.00

95.00

37

22517207

507

MEL007350

115367781

15444201

 $     314,739.24

90.00

34

22517208

508

MEL007497

115368029

15444227

 $     434,643.43

100.00

40

22517209

509

MIA001226

115368359

15444235

 $   138,911.36

100.00

40

22517210

510

MIN009573

115369928

15444284

 $   539,591.14

100.00

40

22517211

511

NPB009923

115373540

15444342

 $     404,700.00

95.00

37

22517212

512

RIV006239

115379778

15444508

 $     450,000.00

88.24

33

22517213

513

SOU007660

115385577

15444656

 $     380,000.00

95.00

37

22517214

514

TEM003266

115390155

15444805

 $   131,340.38

85.00

30

22517215

515

TEM003291

115390189

15444813

 $     109,799.99

90.00

34

22517216

516

BAL006810

115348492

15453715

 $   186,914.59

100.00

40

22517217

517

CHI004969

115349375

15453780

 $     208,779.81

100.00

40

22517218

518

FTL003999

115359911

15454085

 $   148,916.89

100.00

40

22517219

519

HUN002439

115364689

15454275

 $     379,679.18

95.00

37

22517220

520

LGH005828

115367013

15454366

 $     305,731.33

90.00

34

22517221

521

MEL007447

115367930

15454382

 $     415,000.00

84.69

30

22517222

522

NWJ004931

115374936

15454606

 $     251,847.33

90.00

34

22517223

523

OAK007268

115375974

15454705

 $     276,062.75

85.00

30

22517224

524

OAK007442

115376113

15454721

 $   112,439.82

90.00

34

22517225

525

POR004283

115378911

15454879

 $     232,593.03

95.00

37

22517226

526

RIV006087

115379471

15454895

 $     233,596.31

85.00

30

22517227

527

SDO004844

115381543

15454994

 $   202,431.15

90.00

34

22517228

528

STA001007

115386815

15455249

 $     314,825.00

100.00

40

22517229

529

TAM003345

115388548

15455355

 $     136,865.35

95.00

37

22517230

530

TAM003629

115388860

15455363

 $     221,246.86

90.00

34

22517231

531

BOC002223

115348823

15465008

 $     184,499.99

90.00

34

22517232

532

COS010368

115353500

15465099

 $     331,233.59

85.00

30

22517233

533

COV007511

115354599

15465172

 $     142,406.55

95.00

37

22517234

534

FTL004023

115359994

15465412

 $     120,484.46

90.00

34

22517236

535

LAS005523

115365561

15465628

 $     197,848.58

90.00

34

22517237

536

MEL007396

115367856

15465743

 $     364,240.14

90.00

34

22517238

537

MEL007442

115367922

15465750

 $     332,276.45

95.00

37

22517239

538

MEL007515

115368060

15465784

 $     385,000.00

89.53

33

22517240

539

NPB009817

115373177

15466063

 $     317,493.23

90.00

34

22517241

540

OAK007625

115376535

15466204

 $     188,863.89

90.00

34

22517242

541

OAK007634

115376576

15466212

 $     170,796.48

90.00

34

22517243

542

OAK007638

115376592

15466220

 $     202,356.79

90.00

34

22517244

543

PHX004260

115378663

15466303

 $     477,600.00

85.29

30

22517245

544

SJO005077

115383861

15466543

 $     224,000.00

100.00

40

22517246

545

SLC006807

115384174

15466550

 $     132,889.89

100.00

40

22517247

546

SRO006330

115386310

15466675

 $     361,000.00

95.00

37

22517248

547

TAM003509

115388670

15466816

 $   111,060.67

95.00

37

22517249

548

TAR002263

115389561

15466907

 $   318,518.13

85.00

30

22517250

549

WIL005690

115391443

15467046

 $     452,789.41

95.00

37

22517251

550

CORNPB0660

115352460

15470032

 $     260,694.60

90.00

34

22517252

551

ANA014017

115346629

15474786

 $     202,346.68

88.04

32

22517254

552

BAL006407

115347627

15474794

 $     273,359.78

90.00

34

22517255

553

BAL006753

115348310

15474844

 $     208,862.58

95.00

37

22517256

554

BAL006767

115348377

15474851

 $     320,000.00

88.89

33

22517257

555

CRO003763

115356172

15475049

 $     147,900.48

84.57

30

22517258

556

LAS005562

115365694

15475494

 $   161,402.16

85.00

30

22517259

557

LGH005710

115366726

15475536

 $     247,775.37

89.86

34

22517260

558

MIA001290

115368482

15475569

 $     223,133.28

90.00

34

22517261

559

MIN009858

115370751

15475635

 $     280,000.00

94.92

37

22517262

560

RIV006128

115379547

15475957

 $     193,335.02

90.00

34

22517263

561

SCH003192

115380966

15476013

 $     122,900.00

100.00

40

22517264

562

STA001151

115386971

15476351

 $     330,959.08

90.00

34

22517265

563

WIL005671

115391401

15476609

 $     424,750.37

85.00

30

22517266

564

CHI005604

115350449

15503709

 $     179,862.35

90.00

34

22517267

565

CON002795

115350977

15503717

 $     569,098.05

85.00

30

22517268

566

HUN002290

115364416

15504194

 $     309,758.17

83.78

29

22517270

567

HUN002461

115364739

15504202

 $     462,701.72

100.00

40

22517271

568

HUN002571

115365025

15504236

 $     424,658.44

85.00

30

22517272

569

HUN002589

115365058

15504244

 $     332,272.33

95.00

37

22517273

570

HUN002599

115365082

15504251

 $   212,820.17

94.67

37

22517274

571

MEL007560

115368136

15504384

 $     312,950.77

90.00

34

22517275

572

MIN010136

115371510

15504541

 $     202,374.77

90.00

34

22517276

573

MIR002235

115371965

15504566

 $     449,616.33

90.00

34

22517277

574

NPB009689

115372724

15504624

 $     269,778.24

90.00

34

22517278

575

NPB009859

115373334

15504632

 $     108,726.85

85.00

30

22517279

576

NPB009877

115373383

15504640

 $     287,781.94

90.00

34

22517280

577

NPB009986

115373730

15504665

 $     335,531.48

85.00

30

22517281

578

NWJ005022

115375115

15504707

 $     137,750.00

95.00

37

22517282

579

OAK007666

115376774

15504806

 $   125,312.38

95.00

37

22517283

580

PHX004201

115378580

15504921

 $     218,359.23

95.00

37

22517284

581

SDO004909

115381675

15505084

 $     388,961.52

85.00

30

22517285

582

SJO004975

115383622

15505175

 $     392,440.59

85.05

30

22517286

583

SJO005008

115383671

15505183

 $     480,000.00

89.72

34

22517287

584

STA001124

115386963

15505332

 $     422,442.48

95.00

37

22517288

585

TAR002374

115389777

15505498

 $     435,000.00

100.00

40

22517289

586

TEM003195

115390072

15505522

 $     128,250.00

95.00

37

22517290

587

WIL005672

115391419

15505563

 $     386,682.15

90.00

34

22517291

588

CHI005656

115350589

15505571

 $   183,394.17

90.00

34

22517292

589

BOS001020

115349342

15506983

 $     249,900.00

100.00

40

22517293

590

COV007611

115354771

15507171

 $     316,800.00

90.00

34

22517294

591

COV007899

115355463

15507213

 $     228,600.00

90.00

34

22517295

592

GLE005039

115360687

15507395

 $     330,000.00

100.00

40

22517296

593

GLE005041

115360695

15507403

 $     384,766.29

100.00

40

22517297

594

HAW005812

115362576

15507486

 $     247,000.00

95.00

37

22517298

595

LAS005497

115365488

15507585

 $     183,000.00

100.00

40

22517299

596

MEL007247

115367625

15507767

 $     450,832.67

95.00

37

22517300

597

MIN009836

115370678

15507882

 $     193,360.56

90.00

34

22517301

598

NPB009822

115373193

15508005

 $     224,826.21

95.74

38

22517302

599

NPB009958

115373672

15508039

 $     346,283.52

90.00

34

22517303

600

NPB010015

115373805

15508047

 $     247,000.00

100.00

40

22517304

601

PHX004199

115378572

15508237

 $   112,433.23

90.00

34

22517305

602

SCH003278

115381154

15508336

 $   101,587.78

95.00

37

22517306

603

WOO000609

115,391,997.00

15508799.00

 $     449,627.48

94.74

37

22517307

604

CHI005559

115350225

15519671

 $   120,561.35

95.00

37

22517308

605

CHI005667

115350613

15519739

 $     298,546.00

100.00

40

22517309

606

CON002443

115350829

15519770

 $     142,394.24

86.36

31

22517310

607

CORTAM0520

115353112

15519846

 $     304,284.65

100.00

40

22517311

608

CRO003696

115356099

15519994

 $     328,277.33

90.00

34

22517312

609

CRO003745

115356156

15520000

 $     332,224.75

95.00

37

22517313

610

FTL003725

115359721

15520240

 $     232,855.91

100.00

40

22517314

611

HUN002707

115365199

15520497

 $     248,852.23

100.00

40

22517315

612

MEL007253

115367633

15520620

 $     488,931.58

95.00

37

22517316

613

MEL007303

115367716

15520653

 $     232,905.13

90.00

34

22517317

614

MEL007345

115367773

15520679

 $     450,983.58

95.00

37

22517318

615

NPB009849

115373300

15520984

 $   288,823.11

85.00

30

22517319

616

NPB010174

115374233

15521081

 $     430,000.00

100.00

40

22517320

617

NWJ005325

115375701

15521131

 $     206,877.78

90.00

34

22517321

618

SCH003156

115380859

15521479

 $     175,750.00

95.00

37

22517322

619

SCH003164

115380867

15521487

 $   219,819.66

100.00

40

22517323

620

SFD001141

115382897

15521560

 $     155,889.67

100.00

40

22517324

621

TEM003555

115390965

15521966

 $     229,803.90

89.15

33

22517325

622

WIL005709

115391492

15521982

 $   112,421.39

90.00

34

22517326

623

ANA014013

115346611

15528243

 $     184,878.60

82.22

28

22517327

624

COV007766

115355141

15528573

 $     202,368.20

90.00

34

22517328

625

FTL004112

115360281

15528821

 $     128,200.00

94.96

37

22517329

626

HAW005686

115362139

15528961

 $     414,756.24

100.00

40

22517330

627

HUN002467

115364747

15529142

 $   314,816.88

100.00

40

22517331

628

HUN002555

115364986

15529183

 $   301,551.60

85.00

30

22517332

629

LGH005883

115367203

15529290

 $     337,250.00

95.00

37

22517333

630

LGH005899

115367252

15529308

 $     484,154.58

95.00

37

22517334

631

MEL007194

115367591

15529324

 $     314,798.72

89.49

33

22517335

632

MEL007550

115368128

15529357

 $     382,218.95

90.00

34

22517336

633

NPB010020

115373821

15529654

 $     325,800.00

90.00

34

22517337

634

NPB010075

115374027

15529670

 $   420,015.11

90.00

34

22517338

635

NWJ005134

115375354

15529787

 $   370,291.21

95.00

37

22517339

636

OAK007954

115377723

15529910

 $     208,849.49

95.00

37

22517340

637

SCH003186

115380941

15530009

 $   149,894.13

100.00

40

22517341

638

SJO005053

115383812

15530256

 $     268,044.41

85.00

30

22517342

639

SOU007218

115385205

15530298

 $     408,174.94

95.00

37

22517343

640

NPB009318

115372427

15535743

 $     288,500.00

91.59

35

22517344

641

CORSCH0041

115352767

15536782

 $   147,151.20

95.00

37

22517345

642

ANA014073

115346769

15544604

 $     304,491.96

85.00

30

22517346

643

BOC002357

115349094

15544778

 $   166,126.61

95.00

37

22517347

644

COS010716

115354201

15544984

 $   418,766.31

100.00

40

22517348

645

COV007924

115355547

15545031

 $     392,350.00

100.00

40

22517349

646

DAL004767

115356842

15545130

 $   445,218.81

90.00

34

22517350

647

FTL004053

115360075

15545312

 $     212,248.57

90.00

34

22517351

648

GLE004974

115360471

15545346

 $     304,000.00

95.00

37

22517352

649

GLE004983

115360505

15545353

 $     256,327.89

90.00

34

22517353

650

HAW005816

115362584

15545437

 $     356,804.59

85.00

30

22517354

651

HUN002664

115365173

15545627

 $     404,731.00

90.00

34

22517355

652

LGH005661

115366510

15545692

 $     247,328.80

90.00

34

22517356

653

MEL007520

115368078

15545775

 $     276,109.76

85.00

30

22517357

654

MIN009276

115369571

15545841

 $   116,910.00

90.00

34

22517358

655

MIN009979

115371130

15545890

 $     183,350.00

95.00

37

22517359

656

MIN010227

115371718

15545940

 $     233,433.35

95.00

37

22517360

657

NPB010029

115373862

15546054

 $     410,000.00

100.00

40

22517361

658

NPB010042

115373912

15546070

 $     467,099.99

90.00

34

22517362

659

NWJ005351

115375792

15546203

 $     297,000.00

89.73

34

22517363

660

PHX004299

115378739

15546344

 $   164,915.35

87.30

32

22517364

661

SDO004933

115381725

15546500

 $     399,000.00

95.00

37

22517365

662

SRO006509

115386724

15546948

 $   265,184.21

87.00

32

22517366

663

SRO006517

115386740

15546955

 $   341,751.22

90.00

34

22517367

664

BAL006816

115348518

15554504

 $     407,999.00

85.00

30

22517368

665

COV007986

115355646

15554934

 $     391,223.68

90.00

34

22517369

666

CRO003794

115356248

15554983

 $     375,069.67

90.00

34

22517370

667

ENC004683

115359341

15555212

 $     194,590.36

95.00

37

22517371

668

FTL004135

115360398

15555261

 $     122,479.48

95.00

37

22517372

669

GLE005089

115360869

15555295

 $     494,000.00

95.00

37

22517373

670

HAW005826

115362667

15555501

 $   109,178.89

95.00

37

22517374

671

HUN002530

115364895

15555717

 $     379,737.15

95.00

37

22517375

672

HUN002531

115364903

15555725

 $     394,008.69

95.00

37

22517376

673

HUN002548

115364952

15555733

 $     335,729.97

84.00

29

22517377

674

HUN002721

115365207

15555758

 $     354,736.00

89.87

34

22517378

675

LAS005763

115366080

15555808

 $     164,876.30

88.24

33

22517379

676

LAS005778

115366106

15555816

 $     264,853.29

95.00

37

22517380

677

LGH005281

115366171

15555824

 $     249,305.37

94.87

37

22517381

678

LGH005822

115367005

15555881

 $     233,794.55

83.57

29

22517382

679

MEL007637

115368193

15555972

 $     304,878.06

90.00

34

22517383

680

MIL004129

115368854

15556020

 $     196,846.32

100.00

40

22517384

681

MIN009886

115370868

15556152

 $     154,750.24

95.00

37

22517385

682

MIN010178

115371643

15556194

 $     140,507.55

95.00

37

22517386

683

NWJ005180

115375453

15556301

 $   189,872.51

100.00

40

22517387

684

NWJ005211

115375511

15556319

 $     289,755.16

89.78

34

22517388

685

PHX004314

115378788

15556608

 $   185,109.74

95.00

37

22517389

686

SCH003271

115381121

15556772

 $   178,416.71

100.00

40

22517390

687

SCH003276

115381147

15556780

 $     336,723.22

100.00

40

22517391

688

SDO004994

115381824

15556822

 $     276,250.00

85.00

30

22517392

689

SRO006262

115386187

15557101

 $     241,229.62

84.70

30

22517393

690

SRO006306

115386260

15557119

 $     488,713.00

90.00

34

22517394

691

STA001059

115386872

15557168

 $     336,366.61

90.00

34

22517395

692

TEM003317

115390239

15557366

 $   168,038.31

95.00

37

22517396

693

CORCOS7869

115351827

15572555

 $     208,828.35

95.00

37

22517397

694

ANA013928

115346306

15572878

 $     375,250.00

97.47

39

22517398

695

COS010872

115354391

15573553

 $     235,000.00

100.00

40

22517399

696

ENC004650

115359309

15573975

 $     427,500.00

95.00

37

22517400

697

GLE005088

115360851

15574080

 $   526,023.11

90.00

34

22517401

698

HAW005600

115361941

15574163

 $     364,550.21

95.00

37

22517402

699

HAW005784

115362469

15574171

 $     399,671.47

100.00

40

22517403

700

LAS005818

115366155

15574429

 $     178,200.00

90.00

34

22517404

701

MIA001310

115368524

15574536

 $     154,788.45

100.00

40

22517405

702

POR004444

115379067

15575194

 $   131,936.38

95.00

37

22517406

703

SCH003324

115381253

15575350

 $   142,412.78

95.00

37

22517407

704

SOU007387

115385254

15575665

 $     312,293.80

95.00

37

22517408

705

SRO006390

115386476

15575764

 $   116,905.04

90.00

34

22517409

706

TAR002423

115389843

15576010

 $     377,771.00

90.00

34

22517410

707

CON002987

115351264

15576184

 $     233,700.00

95.00

37

22517411

708

NPB009768

115372971

15576218

 $     123,500.00

95.00

37

22517412

709

NPB009979

115373706

15576226

 $     379,687.90

100.00

40

22517413

710

BOC002372

115349110

15584154

 $     134,895.72

90.00

34

22517414

711

BOC002410

115349151

15584162

 $     170,000.00

88.08

32

22517415

712

CHI005577

115350308

15584253

 $     292,303.33

90.00

34

22517416

713

CHI005585

115350340

15584261

 $     337,000.00

100.00

40

22517417

714

CORCOS8118

115352072

15584675

 $     189,872.25

100.00

40

22517418

715

CORLAS0138

115352197

15584691

 $     179,853.90

87.80

32

22517419

716

CORNPB0701

115352544

15584741

 $     180,059.42

87.05

32

22517420

717

CORSTR0272

115353005

15584790

 $   162,893.91

100.00

40

22517421

718

COS010395

115353526

15584824

 $   113,914.97

95.00

37

22517422

719

COS010549

115353872

15584865

 $     349,850.70

85.00

30

22517423

720

COS010617

115354037

15584873

 $     130,500.00

90.00

34

22517424

721

COV008006

115355653

15585128

 $     314,746.84

90.00

34

22517425

722

COV008075

115355729

15585136

 $     345,000.00

88.46

33

22517426

723

CRO003874

115356412

15585201

 $     499,900.00

88.48

33

22517427

724

DET008687

115359028

15585631

 $     199,378.89

95.00

37

22517428

725

GLE005140

115360950

15585896

 $     380,331.75

90.00

34

22517429

726

GLE005142

115360976

15585904

 $   373,124.61

90.00

34

22517430

727

HAR003278

115361578

15585979

 $     275,317.94

95.00

37

22517431

728

HAW005802

115362527

15586076

 $     396,664.14

85.00

30

22517432

729

HUN002517

115364853

15586373

 $     352,518.07

85.00

30

22517433

730

LAS005615

115365785

15586423

 $     262,200.00

95.00

37

22517434

731

LAS005692

115365975

15586449

 $     217,828.24

88.62

33

22517435

732

LAS005807

115366148

15586498

 $     289,519.43

95.00

37

22517436

733

LGH005980

115367419

15586639

 $     401,647.05

93.49

36

22517437

734

MEL007521

115368086

15586654

 $     360,740.03

84.94

30

22517438

735

MIL004238

115369183

15586720

 $   128,157.63

94.86

37

22517439

736

MIN010073

115371379

15586944

 $     235,406.87

95.00

37

22517440

737

MIN010159

115371619

15586985

 $     275,500.00

95.00

37

22517441

738

MIN010235

115371742

15587009

 $     200,450.00

95.00

37

22517442

739

NPB009967

115373698

15587215

 $   501,145.33

89.55

33

22517443

740

NPB010101

115374118

15587322

 $     247,333.59

90.00

34

22517444

741

NPB010155

115374225

15587348

 $     218,500.00

95.00

37

22517445

742

NPB010175

115374241

15587355

 $     452,282.73

90.00

34

22517446

743

NPB010328

115374605

15587538

 $     299,004.22

95.00

37

22517447

744

NWJ005321

115375685

15587678

 $     382,160.88

88.95

33

22517448

745

NWJ005329

115375727

15587686

 $     251,809.20

90.00

34

22517449

746

OAK007684

115376881

15587876

 $   275,311.36

95.00

37

22517450

747

OAK007814

115377335

15587983

 $   224,811.89

90.00

34

22517451

748

OAK007890

115377574

15588098

 $     148,692.84

87.02

32

22517452

749

OAK007892

115377582

15588106

 $   121,319.89

90.00

34

22517453

750

RIV006397

115380123

15588445

 $     244,150.00

95.00

37

22517454

751

SCH003365

115381295

15588601

 $     199,778.90

100.00

40

22517455

752

SDO005049

115381881

15588676

 $     298,300.00

95.00

37

22517456

753

SLC007235

115384380

15588973

 $     175,385.78

90.00

34

22517457

754

TAM003959

115389447

15589575

 $     107,852.86

90.00

34

22517458

755

TAR002482

115389934

15589625

 $     152,908.26

90.00

34

22517459

756

TEM003530

115390841

15589724

 $   165,616.79

85.00

30

22517460

757

COV008060

115355703

15590110

 $   171,000.00

90.00

34

22517461

758

MIN010166

115371635

15628738

 $     254,700.00

90.00

34

22517462

759

NPB010283

115374555

15730914

 $     337,500.00

90.00

34

22517463

760

4110813

114418536

1100089812

 $   102,381.36

90.00

34

22517464

761

3252532

114415953

1100091881

 $     132,656.74

100.00

40

22517465