CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Cash and cash equivalents:
Cash and due from financial institutions	$ 6,868	$ 8,380
Interest-bearing deposits in other financial institutions	70,991	521,787
Total cash and cash equivalents	77,859	530,167
Securities available-for-sale, at fair value	236,315	271,332
Securities held-to-maturity, at amortized cost (fair value of $12,449 and $23,364, respectively)	13,520	22,940
Loans held for sale, at fair value	27,626
Loans held for investment	2,946,637	2,337,879
Less: allowance for credit losses	(34,544)	(29,105)
Net loans	2,912,093	2,308,774
Stock in Federal Reserve Bank (FRB) and Federal Home Loan Bank (FHLB)	25,815	15,521
Bank premises and equipment, net	25,257	30,410
Assets held for sale	3,115
Operating lease right-of-use assets	5,335	5,866
Goodwill	104,609	101,954
Intangible assets, net	3,254	4,462
Bank-owned life insurance	67,201	66,724
Deferred tax assets, net	19,874	10,070
Other real estate owned		1,163
Other assets	44,791	36,203
Total assets	3,566,664	3,405,586
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	582,572	530,282
Interest-bearing deposits:
NOW accounts	617,687	849,738
Money market accounts	811,365	799,759
Savings accounts	245,786	222,936
Time deposits	465,057	360,575
Total interest-bearing deposits	2,139,895	2,233,008
Total deposits	2,722,467	2,763,290
Securities sold under agreements to repurchase	6,445	9,962
FHLB advances	325,000	100,000
Junior subordinated debt - long term	9,781	9,731
Senior subordinated notes - long term	85,531	85,297
Operating lease liabilities	5,767	6,498
Consumer Program derivative liability	473
Other liabilities	22,232	20,769
Total liabilities	3,177,696	2,995,547
Commitments and contingencies (See Note 15)
Stockholders' equity:
Preferred stock, $0.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $0.01 par value. Authorized 45,000,000 shares; 24,680,097 and 24,574,619 shares issued and outstanding at December 31, 2022 and December 31, 2021, respectively	246	245
Additional paid in capital	312,722	311,127
Retained earnings	101,850	97,555
Accumulated other comprehensive income (loss)	(25,850)	1,112
Total stockholders' equity	388,968	410,039
Total liabilities and stockholders' equity	$ 3,566,664	$ 3,405,586