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INCOME TAXES (Schedule of income tax expense determined by applying the U.S. Federal income tax rate) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
INCOME TAXES [Abstract]      
Computed expected tax expense at statutory rate $ 4,678 $ 8,345 $ 4,022
Increase (decrease) in tax expense resulting from:      
Remeasurement of deferred tax assets and liabilities (148) 442 (31)
Low income housing tax credits, net of amortization 4 39 225
Income from bank-owned life insurance (419) (354) (327)
State taxes, net   242 200
Other, net 420 7 139
Total income tax expense from continuing operations 4,535 8,721 4,228
Total income tax expense from discontinued operation   64 2,386
Total income tax expense $ 4,535 $ 8,785 $ 6,614