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COMMITMENTS AND CONTINGENCIES (Schedule of allowance for credit losses off balance sheet exposure) (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
COMMITMENTS AND CONTINGENCIES [Abstract]    
Off-Balance Sheet, Credit Loss, Liability, Beginning Balance $ 977 $ 740
Credit loss expense 260 711
Off-Balance Sheet, Credit Loss, Liability, Ending Balance $ 1,237 $ 1,451