The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100   2,321,070 21,141 SH   DFND   17,241 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100   159,744 1,455 SH   OTR   1,455 0 0
ABBVIE INC COMMON STOCK 00287Y109   7,682,778 47,539 SH   DFND   40,249 0 7,290
ABBVIE INC COMMON STOCK 00287Y109   745,184 4,611 SH   OTR   4,111 0 500
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109   3,804,918 49,705 SH   DFND   49,705 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109   18,755 245 SH   OTR   245 0 0
ADOBE INC COMMON STOCK 00724F101   2,910,311 8,648 SH   DFND   8,648 0 0
ADOBE INC COMMON STOCK 00724F101   25,240 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   738,767 11,406 SH   DFND   5,301 0 6,105
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   12,954 200 SH   OTR   200 0 0
AFLAC INC COMMON STOCK 001055102   4,273,164 59,399 SH   DFND   59,399 0 0
AFLAC INC COMMON STOCK 001055102   319,054 4,435 SH   OTR   4,435 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   2,650,302 17,710 SH   DFND   17,710 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   2,095,551 6,798 SH   DFND   6,798 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   143,033 464 SH   OTR   264 0 200
ALLIANT ENERGY CORP COMMON STOCK 018802108   1,747,949 31,660 SH   DFND   31,660 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108   4,969 90 SH   OTR   90 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107   285,180 1,200 SH   DFND   1,200 0 0
ALPHABET INC CL A COMMON STOCK 02079K305   11,037,838 125,103 SH   DFND   106,543 0 18,560
ALPHABET INC CL A COMMON STOCK 02079K305   482,618 5,470 SH   OTR   5,470 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   1,145,504 12,910 SH   DFND   12,910 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   78,082 880 SH   OTR   880 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   321,113 7,025 SH   OTR   7,025 0 0
AMAZON COM INC COMMON STOCK 023135106   8,662,248 103,122 SH   DFND   87,222 0 15,900
AMAZON COM INC COMMON STOCK 023135106   493,080 5,870 SH   OTR   5,870 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101   42,728 450 SH   DFND   450 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101   220,284 2,320 SH   OTR   2,320 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,035,847 13,779 SH   DFND   13,779 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   72,398 490 SH   OTR   490 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784   1,116,818 17,660 SH   DFND   500 0 17,160
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103   1,150,771 7,550 SH   DFND   7,550 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103   43,440 285 SH   OTR   285 0 0
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106   404,781 1,300 SH   DFND   0 0 1,300
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106   88,740 285 SH   OTR   285 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105   212,109 1,280 SH   DFND   1,280 0 0
AMGEN INC COMMON STOCK 031162100   5,690,096 21,665 SH   DFND   21,665 0 0
AMGEN INC COMMON STOCK 031162100   124,754 475 SH   OTR   475 0 0
AMPHENOL CORP COMMON STOCK 032095101   427,526 5,615 SH   DFND   3,515 0 2,100
AMPHENOL CORP COMMON STOCK 032095101   45,684 600 SH   OTR   600 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   1,817,452 11,080 SH   DFND   11,080 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   82,015 500 SH   OTR   0 0 500
APPLE INC COMMON STOCK 037833100   15,582,245 119,928 SH   DFND   103,630 0 16,298
APPLE INC COMMON STOCK 037833100   903,533 6,954 SH   OTR   6,954 0 0
APPLIED MATERIALS COMMON STOCK 038222105   268,477 2,757 SH   DFND   2,757 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102   1,980,026 21,325 SH   DFND   21,325 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102   12,071 130 SH   OTR   130 0 0
AT&T INC COMMON STOCK 00206R102   407,929 22,158 SH   DFND   22,158 0 0
AT&T INC COMMON STOCK 00206R102   231,984 12,601 SH   OTR   12,601 0 0
AUTOLIV INC COMMON STOCK 052800109   465,224 6,075 SH   DFND   6,075 0 0
AUTOLIV INC COMMON STOCK 052800109   30,555 399 SH   OTR   399 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   6,972,562 29,191 SH   DFND   29,191 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   98,888 414 SH   OTR   414 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   1,127,630 6,230 SH   DFND   6,230 0 0
BAKER HUGHES CO COMMON STOCK 05722G100   223,690 7,575 SH   DFND   0 0 7,575
BANK OF AMERICA CORP COMMON STOCK 060505104   5,794,443 174,953 SH   DFND   156,648 0 18,305
BANK OF AMERICA CORP COMMON STOCK 060505104   46,368 1,400 SH   OTR   1,400 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   397,754 8,738 SH   DFND   8,738 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109   1,304,118 25,586 SH   DFND   25,586 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109   55,048 1,080 SH   OTR   1,080 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   4,064,986 15,985 SH   DFND   15,985 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   211,069 830 SH   OTR   830 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   6,210,435 20,105 SH   DFND   20,105 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   20,079 65 SH   OTR   65 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108   1,874,844 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101   1,048,064 1,479 SH   DFND   1,479 0 0
BLACKSTONE INC COMMON STOCK 09260D107   1,233,854 16,631 SH   DFND   16,631 0 0
BLACKSTONE INC COMMON STOCK 09260D107   30,047 405 SH   OTR   405 0 0
BOEING CO COMMON STOCK 097023105   584,614 3,069 SH   DFND   2,384 0 685
BOEING CO COMMON STOCK 097023105   91,435 480 SH   OTR   480 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   972,404 13,515 SH   DFND   13,515 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   492,138 6,840 SH   OTR   6,840 0 0
BROADCOM INC COMMON STOCK 11135F101   383,563 686 SH   DFND   11 0 675
BROWN FORMAN CL B COMMON STOCK 115637209   989,469 15,065 SH   DFND   15,065 0 0
BROWN FORMAN CL B COMMON STOCK 115637209   177,599 2,704 SH   OTR   2,704 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108   448,876 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108   497,153 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   1,126,651 4,703 SH   DFND   4,703 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   453,966 1,895 SH   OTR   1,895 0 0
CELANESE CORP COMMON COMMON STOCK 150870103   785,510 7,683 SH   DFND   2,665 0 5,018
CHEVRON CORPORATION COMMON STOCK 166764100   12,386,964 69,012 SH   DFND   62,502 0 6,510
CHEVRON CORPORATION COMMON STOCK 166764100   692,472 3,858 SH   OTR   3,858 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   494,542 6,135 SH   DFND   6,135 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   63,279 785 SH   OTR   785 0 0
CIGNA CORP COMMON STOCK 125523100   223,655 675 SH   DFND   0 0 675
CIGNA CORP COMMON STOCK 125523100   13,254 40 SH   OTR   40 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   4,773,052 100,190 SH   DFND   100,190 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   505,937 10,620 SH   OTR   10,620 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105   1,466,533 37,250 SH   DFND   37,250 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105   243,503 6,185 SH   OTR   4,585 0 1,600
CLOROX COMPANY COMMON STOCK 189054109   327,109 2,331 SH   DFND   2,331 0 0
CLOROX COMPANY COMMON STOCK 189054109   14,033 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105   470,848 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100   1,235,942 19,430 SH   DFND   8,815 0 10,615
COCA COLA CO COMMON STOCK 191216100   114,498 1,800 SH   OTR   1,800 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   2,362,282 29,982 SH   DFND   29,982 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   135,598 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   3,257,176 93,142 SH   DFND   93,142 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   126,452 3,616 SH   OTR   3,616 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   160,126 1,357 SH   DFND   1,357 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   406,510 3,445 SH   OTR   3,445 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   246,853 2,590 SH   DFND   2,590 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   314,523 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   2,674,395 11,540 SH   DFND   11,540 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   69,525 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105   1,819,941 56,980 SH   DFND   56,980 0 0
CORNING INC COMMON STOCK 219350105   201,222 6,300 SH   OTR   5,800 0 500
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   3,977,485 8,713 SH   DFND   7,475 0 1,238
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   9,130 20 SH   OTR   20 0 0
CSX CORPORATION COMMON STOCK 126408103   1,725,617 55,701 SH   DFND   35,271 0 20,430
CSX CORPORATION COMMON STOCK 126408103   325,662 10,512 SH   OTR   10,512 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   2,069,676 15,480 SH   DFND   15,480 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   242,666 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106   781,385 3,225 SH   DFND   3,225 0 0
CUMMINS INC COMMON STOCK 231021106   42,401 175 SH   OTR   175 0 0
CVS HEALTH CORP COMMON STOCK 126650100   1,610,416 17,281 SH   DFND   17,281 0 0
CVS HEALTH CORP COMMON STOCK 126650100   193,369 2,075 SH   OTR   1,475 0 600
CYANOTECH CORP COMMON STOCK 232437301   90,640 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102   1,802,467 6,791 SH   DFND   6,791 0 0
DANAHER CORP COMMON STOCK 235851102   108,822 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105   1,188,946 8,595 SH   DFND   8,595 0 0
DAVITA INC COMMON STOCK 23918K108   445,780 5,970 SH   DFND   5,970 0 0
DEERE & CO. COMMON STOCK 244199105   2,783,081 6,491 SH   DFND   4,561 0 1,930
DEERE & CO. COMMON STOCK 244199105   367,876 858 SH   OTR   858 0 0
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103   2,704,779 43,973 SH   DFND   43,973 0 0
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103   3,998 65 SH   OTR   65 0 0
DOW INC COMMON STOCK 260557103   887,066 17,604 SH   DFND   17,604 0 0
DOW INC COMMON STOCK 260557103   304,003 6,033 SH   OTR   5,433 0 600
DTE ENERGY CO COMMON STOCK 233331107   164,542 1,400 SH   DFND   1,400 0 0
DTE ENERGY CO COMMON STOCK 233331107   47,012 400 SH   OTR   400 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   288,372 2,800 SH   DFND   2,800 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   206,495 2,005 SH   OTR   1,005 0 1,000
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   1,242,821 18,109 SH   DFND   18,109 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   132,799 1,935 SH   OTR   1,935 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109   2,342,191 19,170 SH   DFND   19,170 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   5,914,544 11,530 SH   DFND   10,830 0 700
ELEVANCE HEALTH INC COMMON STOCK 036752103   2,565 5 SH   OTR   5 0 0
ELI LILLY & CO COMMON STOCK 532457108   5,985,142 16,360 SH   DFND   13,909 0 2,451
ELI LILLY & CO COMMON STOCK 532457108   109,752 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   2,022,831 21,058 SH   DFND   21,058 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   235,827 2,455 SH   OTR   2,455 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107   391,106 16,215 SH   DFND   16,215 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107   203,814 8,450 SH   OTR   8,450 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102   2,044,849 42,842 SH   DFND   42,842 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102   24,008 503 SH   OTR   503 0 0
EXELON CORP COMMON STOCK 30161N101   405,065 9,370 SH   DFND   0 0 9,370
EXELON CORP COMMON STOCK 30161N101   2,940 68 SH   OTR   68 0 0
EXPENSIFY INC CL A COMMON STOCK 30219Q106   1,209,533 136,980 SH   DFND   136,980 0 0
EXPENSIFY INC CL A COMMON STOCK 30219Q106   120,953 13,698 SH   OTR   13,698 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,477,138 13,392 SH   DFND   7,647 0 5,745
EXXON MOBIL CORP COMMON STOCK 30231G102   580,509 5,263 SH   OTR   5,263 0 0
FACTSET COMMON STOCK 303075105   744,245 1,855 SH   DFND   1,855 0 0
FACTSET COMMON STOCK 303075105   236,714 590 SH   OTR   590 0 0
FAIR ISAAC CORP COMMON STOCK 303250104   1,295,926 2,165 SH   DFND   2,165 0 0
FEDEX CORP COMMON STOCK 31428X106   256,509 1,481 SH   DFND   1,481 0 0
FEDEX CORP COMMON STOCK 31428X106   98,724 570 SH   OTR   570 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   1,758,356 7,087 SH   DFND   7,087 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   292,522 1,179 SH   OTR   1,179 0 0
GENERAL MILLS COMMON STOCK 370334104   3,116,705 37,170 SH   DFND   35,170 0 2,000
GENERAL MILLS COMMON STOCK 370334104   74,207 885 SH   OTR   885 0 0
GENUINE PARTS CO COMMON STOCK 372460105   238,576 1,375 SH   OTR   625 0 750
GILEAD SCIENCES INC COMMON STOCK 375558103   99,586 1,160 SH   DFND   1,160 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   108,171 1,260 SH   OTR   1,260 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102   1,110,398 11,180 SH   DFND   11,180 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   470,431 1,370 SH   DFND   1,370 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   6,868 20 SH   OTR   20 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100   12,468 897 SH   DFND   897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100   139,000 10,000 SH   OTR   10,000 0 0
HESS CORPORATION COMMON STOCK 42809H107   309,026 2,179 SH   DFND   2,179 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   2,063,829 6,534 SH   DFND   3,679 0 2,855
HOME DEPOT INC COM COMMON STOCK 437076102   53,696 170 SH   OTR   170 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   7,220,196 33,692 SH   DFND   29,492 0 4,200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   105,007 490 SH   OTR   490 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   1,185,439 26,025 SH   DFND   26,025 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   60,126 1,320 SH   OTR   1,320 0 0
HUBBELL INC COMMON STOCK 443510607   2,195,431 9,355 SH   DFND   9,355 0 0
HUMANA INC COMMON STOCK 444859102   307,314 600 SH   DFND   0 0 600
IBM CORPORATION COMMON STOCK 459200101   14,089 100 SH   DFND   100 0 0
IBM CORPORATION COMMON STOCK 459200101   296,292 2,103 SH   OTR   2,103 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109   3,279,826 14,888 SH   DFND   12,295 0 2,593
ILLINOIS TOOL WORKS COMMON STOCK 452308109   318,994 1,448 SH   OTR   1,448 0 0
INTEL CORP COMMON STOCK 458140100   528,653 20,002 SH   DFND   20,002 0 0
INTEL CORP COMMON STOCK 458140100   196,163 7,422 SH   OTR   7,422 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   491,201 4,788 SH   DFND   4,788 0 0
INTUIT COMMON STOCK 461202103   155,688 400 SH   DFND   400 0 0
INTUIT COMMON STOCK 461202103   143,233 368 SH   OTR   368 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   3,297,723 27,465 SH   DFND   27,465 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   80,815 510 SH   DFND   510 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   348,612 2,200 SH   OTR   2,200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   5,658,100 32,030 SH   DFND   32,030 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,102,473 6,241 SH   OTR   6,241 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,324,892 17,337 SH   DFND   11,387 0 5,950
JP MORGAN CHASE & CO COMMON STOCK 46625H100   570,596 4,255 SH   OTR   4,255 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   3,143,970 23,160 SH   DFND   23,160 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   107,921 795 SH   OTR   795 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   310,090 17,151 SH   DFND   17,151 0 0
KLA CORP COMMON STOCK 482480100   451,682 1,198 SH   DFND   0 0 1,198
LAUDER ESTEE COS CL-A COMMON STOCK 518439104   440,395 1,775 SH   DFND   0 0 1,775
LAUDER ESTEE COS CL-A COMMON STOCK 518439104   21,089 85 SH   OTR   85 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107   232,701 7,220 SH   OTR   7,220 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   3,789,757 7,790 SH   DFND   7,790 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   218,921 450 SH   OTR   450 0 0
LOWES COS INC COMMON STOCK 548661107   2,021,489 10,146 SH   DFND   10,146 0 0
LOWES COS INC COMMON STOCK 548661107   348,869 1,751 SH   OTR   1,751 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   1,569,695 7,539 SH   DFND   7,539 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   102,023 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104   2,576,266 17,760 SH   DFND   17,760 0 0
M & T BK CORP COMMON STOCK 55261F104   39,746 274 SH   OTR   274 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106   323,855 6,450 SH   DFND   6,450 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106   160,923 3,205 SH   OTR   3,205 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   488,256 4,195 SH   DFND   4,195 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   244,419 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104   6,083,536 17,495 SH   DFND   15,395 0 2,100
MASTERCARD INC-A COMMON STOCK 57636Q104   180,820 520 SH   OTR   520 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   3,730,267 14,155 SH   DFND   12,155 0 2,000
MCDONALDS CORP COM COMMON STOCK 580135101   436,406 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   1,507,982 4,020 SH   DFND   4,020 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   37,512 100 SH   OTR   100 0 0
MERCK & CO INC COMMON STOCK 58933Y105   5,295,200 47,726 SH   DFND   44,126 0 3,600
MERCK & CO INC COMMON STOCK 58933Y105   551,976 4,975 SH   OTR   4,475 0 500
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105   1,705,631 1,180 SH   DFND   1,180 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103   709,716 14,200 SH   DFND   200 0 14,000
MICROSOFT CORP COMMON STOCK 594918104   16,958,152 70,712 SH   DFND   58,357 0 12,355
MICROSOFT CORP COMMON STOCK 594918104   1,416,857 5,908 SH   OTR   5,908 0 0
MIDDLEBY CORP COMMON STOCK 596278101   720,382 5,380 SH   DFND   5,380 0 0
MORGAN STANLEY COMMON STOCK 617446448   2,654,750 31,225 SH   DFND   31,225 0 0
MORGAN STANLEY COMMON STOCK 617446448   51,012 600 SH   OTR   600 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307   2,912,123 11,300 SH   DFND   11,300 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102   2,003,117 54,285 SH   DFND   54,285 0 0
NETFLIX INC COMMON STOCK 64110L106   269,225 913 SH   DFND   913 0 0
NETFLIX INC COMMON STOCK 64110L106   11,205 38 SH   OTR   38 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   3,870,011 46,292 SH   DFND   39,827 0 6,465
NEXTERA ENERGY INC COMMON STOCK 65339F101   215,688 2,580 SH   OTR   2,580 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106   6,527,832 93,135 SH   DFND   93,135 0 0
NIKE INC CLASS B COMMON STOCK 654106103   3,540,723 30,260 SH   DFND   26,420 0 3,840
NIKE INC CLASS B COMMON STOCK 654106103   191,896 1,640 SH   OTR   1,640 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   319,114 1,295 SH   DFND   1,295 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   24,642 100 SH   OTR   100 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   673,828 1,235 SH   DFND   1,235 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   210,605 386 SH   OTR   386 0 0
NVIDIA CORP COMMON STOCK 67066G104   7,539,216 51,589 SH   DFND   44,888 0 6,701
NVIDIA CORP COMMON STOCK 67066G104   166,600 1,140 SH   OTR   1,140 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   6,670,389 105,896 SH   DFND   105,896 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   56,061 890 SH   OTR   890 0 0
OMNICOM GROUP INC COMMON STOCK 681919106   221,055 2,710 SH   DFND   2,710 0 0
OMNICOM GROUP INC COMMON STOCK 681919106   31,812 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103   482,567 7,345 SH   OTR   7,195 0 150
ORACLE CORPORATION COM COMMON STOCK 68389X105   4,154,844 50,830 SH   DFND   47,805 0 3,025
ORACLE CORPORATION COM COMMON STOCK 68389X105   279,633 3,421 SH   OTR   3,421 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   885,381 6,345 SH   DFND   6,345 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   10,466 75 SH   OTR   75 0 0
PAYCHEX INC COMMON STOCK 704326107   3,102,208 26,845 SH   DFND   26,845 0 0
PAYCHEX INC COMMON STOCK 704326107   532,154 4,605 SH   OTR   4,105 0 500
PEPSICO INC COMMON STOCK 713448108   3,927,006 21,737 SH   DFND   21,737 0 0
PEPSICO INC COMMON STOCK 713448108   642,427 3,556 SH   OTR   3,056 0 500
PFIZER INC COMMON STOCK 717081103   4,307,491 84,065 SH   DFND   84,065 0 0
PFIZER INC COMMON STOCK 717081103   689,742 13,461 SH   OTR   13,461 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   131,573 1,300 SH   DFND   1,300 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   387,128 3,825 SH   OTR   3,825 0 0
PHILLIPS 66 COMMON STOCK 718546104   234,700 2,255 SH   DFND   2,255 0 0
PHILLIPS 66 COMMON STOCK 718546104   249,272 2,395 SH   OTR   2,395 0 0
PIONEER NAT RES CO COMMON STOCK 723787107   406,306 1,779 SH   DFND   0 0 1,779
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   59,228 375 SH   DFND   375 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   211,640 1,340 SH   OTR   1,340 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   685,987 6,290 SH   DFND   6,290 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   374,621 3,435 SH   OTR   3,435 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   4,540,283 29,957 SH   DFND   27,660 0 2,297
PROCTER & GAMBLE CO COMMON STOCK 742718109   864,195 5,702 SH   OTR   5,202 0 500
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   1,017,316 7,843 SH   DFND   7,843 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   25,942 200 SH   OTR   200 0 0
QUALCOMM INC COM COMMON STOCK 747525103   2,641,968 24,031 SH   DFND   24,031 0 0
QUALCOMM INC COM COMMON STOCK 747525103   6,596 60 SH   OTR   60 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   1,762,297 11,265 SH   DFND   11,265 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   121,241 775 SH   OTR   775 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   5,722,265 56,701 SH   DFND   49,896 0 6,805
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   330,917 3,279 SH   OTR   2,346 0 933
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107   245,307 340 SH   DFND   0 0 340
RESMED INC COMMON STOCK 761152107   3,558,399 17,097 SH   DFND   17,097 0 0
RESMED INC COMMON STOCK 761152107   44,332 213 SH   OTR   213 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   583,726 5,990 SH   DFND   5,990 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   373,331 3,831 SH   OTR   3,831 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   733,519 2,190 SH   DFND   390 0 1,800
SCHEIN HENRY INC COMMON STOCK 806407102   2,025,104 25,355 SH   DFND   25,355 0 0
SEMPRA COMMON STOCK 816851109   3,395,244 21,970 SH   DFND   21,970 0 0
SEMPRA COMMON STOCK 816851109   21,636 140 SH   OTR   140 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   355,457 5,855 SH   DFND   5,855 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   12,142 200 SH   OTR   200 0 0
SOUTHERN CO COMMON STOCK 842587107   798,292 11,179 SH   DFND   11,179 0 0
SOUTHERN CO COMMON STOCK 842587107   279,570 3,915 SH   OTR   2,915 0 1,000
SOUTHWESTERN ENERGY CO COMMON STOCK 845467109   163,800 28,000 SH   DFND   0 0 28,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   400,390 5,330 SH   DFND   5,330 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   17,278 230 SH   OTR   230 0 0
STARBUCKS CORP COMMON STOCK 855244109   2,609,952 26,310 SH   DFND   26,310 0 0
STARBUCKS CORP COMMON STOCK 855244109   32,736 330 SH   OTR   330 0 0
STRYKER CORP COM COMMON STOCK 863667101   256,715 1,050 SH   DFND   1,050 0 0
SYNCHRONY FINANCIAL COMMON STOCK 87165B103   386,105 11,750 SH   DFND   0 0 11,750
SYSCO CORP COMMON STOCK 871829107   3,786,721 49,532 SH   DFND   49,532 0 0
SYSCO CORP COMMON STOCK 871829107   38,225 500 SH   OTR   500 0 0
T-MOBILE US INC COMMON STOCK 872590104   896,000 6,400 SH   DFND   0 0 6,400
TARGET CORP COMMON STOCK 87612E106   2,162,272 14,508 SH   DFND   13,288 0 1,220
TARGET CORP COMMON STOCK 87612E106   10,731 72 SH   OTR   72 0 0
TESLA INC COMMON STOCK 88160R101   781,577 6,345 SH   DFND   6,345 0 0
TESLA INC COMMON STOCK 88160R101   9,978 81 SH   OTR   81 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   521,269 3,155 SH   DFND   1,380 0 1,775
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   28,914 175 SH   OTR   175 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108   347,355 1,500 SH   DFND   1,500 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108   11,579 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   5,919,367 10,749 SH   DFND   9,555 0 1,194
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   1,269,340 2,305 SH   OTR   2,305 0 0
TJX COMPANIES COMMON STOCK 872540109   3,070,729 38,577 SH   DFND   38,577 0 0
TJX COMPANIES COMMON STOCK 872540109   98,306 1,235 SH   OTR   1,235 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   1,881,659 43,729 SH   DFND   34,160 0 9,569
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   82,402 1,915 SH   OTR   1,915 0 0
UGI CORP NEW COMMON STOCK 902681105   1,004,968 27,110 SH   DFND   27,110 0 0
UGI CORP NEW COMMON STOCK 902681105   17,089 461 SH   OTR   461 0 0
UNION PAC CORP COM COMMON STOCK 907818108   2,323,325 11,220 SH   DFND   11,220 0 0
UNION PAC CORP COM COMMON STOCK 907818108   215,353 1,040 SH   OTR   1,040 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   693,274 3,988 SH   DFND   3,988 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   249,460 1,435 SH   OTR   935 0 500
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   10,983,209 20,716 SH   DFND   18,016 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   766,110 1,445 SH   OTR   1,445 0 0
UNUM GROUP COMMON STOCK 91529Y106   45,133 1,100 SH   DFND   1,100 0 0
UNUM GROUP COMMON STOCK 91529Y106   183,404 4,470 SH   OTR   4,470 0 0
US BANCORP COMMON STOCK 902973304   629,510 14,435 SH   DFND   14,435 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   2,203,178 17,367 SH   DFND   13,877 0 3,490
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   198,155 1,562 SH   OTR   1,062 0 500
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   1,616,700 41,033 SH   DFND   41,033 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   477,016 12,107 SH   OTR   10,607 0 1,500
VISA INC CL A COMMON STOCK 92826C839   6,136,399 29,536 SH   DFND   29,536 0 0
VISA INC CL A COMMON STOCK 92826C839   248,273 1,195 SH   OTR   1,195 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100   496,532 8,075 SH   DFND   0 0 8,075
WABTEC CORP COMMON STOCK 929740108   299,430 3,000 SH   DFND   3,000 0 0
WALMART INC COMMON STOCK 931142103   506,332 3,571 SH   DFND   3,571 0 0
WALMART INC COMMON STOCK 931142103   293,789 2,072 SH   OTR   2,072 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106   1,394,424 16,050 SH   DFND   16,050 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106   26,498 305 SH   OTR   305 0 0
WASHINGTON TRUST BANCORP COMMON STOCK 940610108   1,039,942 22,042 SH   DFND   22,042 0 0
WASHINGTON TRUST BANCORP COMMON STOCK 940610108   2,736 58 SH   OTR   58 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   3,208,824 20,454 SH   DFND   20,454 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   384,513 2,451 SH   OTR   2,451 0 0
WATERS CORP COMMON STOCK 941848103   2,084,599 6,085 SH   DFND   6,085 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   502,835 5,363 SH   DFND   5,363 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   83,728 893 SH   OTR   893 0 0
WELLS FARGO & CO COMMON STOCK 949746101   376,400 9,116 SH   DFND   9,116 0 0
WELLS FARGO & CO COMMON STOCK 949746101   228,747 5,540 SH   OTR   5,540 0 0
WR BERKLEY CORP COMMON STOCK 084423102   225,112 3,102 SH   DFND   3,102 0 0
WR BERKLEY CORP COMMON STOCK 084423102   263,647 3,633 SH   OTR   3,633 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105   1,629,790 22,855 SH   DFND   22,855 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   459,571 6,555 SH   DFND   6,555 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   380,697 5,430 SH   OTR   5,430 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109   174,334 3,190 SH   DFND   3,190 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109   43,720 800 SH   OTR   800 0 0
YUM! BRANDS INC COMMON STOCK 988498101   3,417,815 26,685 SH   DFND   26,685 0 0
YUM! BRANDS INC COMMON STOCK 988498101   139,607 1,090 SH   OTR   1,090 0 0
ZOETIS INC COMMON STOCK 98978V103   2,136,846 14,581 SH   DFND   14,581 0 0
ABB LTD-SPON ADR COMMON STOCK 000375204   978,375 32,120 SH   DFND   32,120 0 0
ASTRAZENECA PLC SPONS ADR COMMON STOCK 046353108   660,711 9,745 SH   DFND   9,745 0 0
BP PLC SPONS ADR COMMON STOCK 055622104   97,804 2,800 SH   DFND   2,800 0 0
BP PLC SPONS ADR COMMON STOCK 055622104   203,467 5,825 SH   OTR   5,825 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   1,252,208 13,803 SH   DFND   13,803 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   224,532 2,475 SH   OTR   2,475 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100   744,040 10,450 SH   DFND   10,450 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100   20,648 290 SH   OTR   290 0 0
TELEKOMUNIKASI INDONESIA ADR COMMON STOCK 715684106   823,541 34,530 SH   DFND   34,530 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704   535,724 10,640 SH   DFND   10,640 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100   405,076 1,912 SH   DFND   0 0 0
EQUINIX INC REIT OTHER 29444U700   537,780 821 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   20,987 421 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   238,034 4,775 SH   OTR   0 0 0
PROLOGIS INC REIT OTHER 74340W103   257,024 2,280 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104   396,639 1,415 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104   28,031 100 SH   OTR   0 0 0
ACCENTURE PLC CL A OTHER G1151C101   4,587,513 17,192 SH   DFND   16,042 0 1,150
ACCENTURE PLC CL A OTHER G1151C101   586,514 2,198 SH   OTR   2,198 0 0
AMCOR PLC OTHER G0250X107   798,506 67,045 SH   DFND   67,045 0 0
AMCOR PLC OTHER G0250X107   10,624 892 SH   OTR   892 0 0
AON PLC OTHER G0403H108   280,631 935 SH   DFND   935 0 0
CANADIAN PACIFIC RAILWAY LTD OTHER 13645T100   777,601 10,425 SH   DFND   10,425 0 0
CANADIAN PACIFIC RAILWAY LTD OTHER 13645T100   135,530 1,817 SH   OTR   1,817 0 0
CHUBB LTD OTHER H1467J104   5,165,349 23,415 SH   DFND   23,415 0 0
CHUBB LTD OTHER H1467J104   15,442 70 SH   OTR   70 0 0
EATON CORP PLC OTHER G29183103   467,711 2,980 SH   DFND   2,980 0 0
EATON CORP PLC OTHER G29183103   48,655 310 SH   OTR   310 0 0
ENBRIDGE INCORPORATED OTHER 29250N105   418,175 10,695 SH   DFND   5,995 0 4,700
ENBRIDGE INCORPORATED OTHER 29250N105   152,920 3,911 SH   OTR   2,827 0 1,084
LINDE PLC OTHER G5494J103   1,583,604 4,855 SH   DFND   4,855 0 0
LINDE PLC OTHER G5494J103   32,618 100 SH   OTR   100 0 0
MANULIFE FINANCIAL OTHER 56501R106   924,112 51,800 SH   DFND   51,800 0 0
MEDTRONIC PLC OTHER G5960L103   530,439 6,825 SH   DFND   6,825 0 0
MEDTRONIC PLC OTHER G5960L103   8,938 115 SH   OTR   115 0 0
SCHLUMBERGER LTD OTHER 806857108   2,667,494 49,897 SH   DFND   49,897 0 0
SCHLUMBERGER LTD OTHER 806857108   90,882 1,700 SH   OTR   1,700 0 0
TORONTO DOMINION BK ONT OTHER 891160509   3,736,004 57,690 SH   DFND   57,690 0 0
TORONTO DOMINION BK ONT OTHER 891160509   591,259 9,130 SH   OTR   9,130 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103   421,402 2,507 SH   DFND   90 0 2,417
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605   1,926,486 56,330 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605   46,170 1,350 SH   OTR   0 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556   792,992 6,040 SH   DFND   0 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556   39,387 300 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   19,410,705 80,246 SH   DFND   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   217,701 900 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   2,025,485 21,402 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   160,793 1,699 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   6,063,602 15,782 SH   DFND   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   542,505 1,412 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168   3,537,439 29,332 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   2,557,663 38,965 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   82,313 1,254 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   495,315 13,069 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   189,500 5,000 SH   OTR   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687   1,368,202 44,815 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687   115,556 3,785 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   16,892,380 250,443 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   713,756 10,582 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   1,326,697 6,302 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   8,421 40 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614   1,356,568 6,332 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598   1,950,219 12,860 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   14,816,590 84,977 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   235,037 1,348 SH   OTR   0 0 0
ISHARES S&P SMALL-CAP 600 VALU OTHER 464287879   18,581,585 203,500 SH   DFND   0 0 0
ISHARES S&P SMALL-CAP 600 VALU OTHER 464287879   23,741 260 SH   OTR   0 0 0
ISHRS TR SHRS MSCI GL SUT DEV OTHER 46435G532   242,648 3,075 SH   DFND   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206   561,971 12,075 SH   DFND   0 0 0
ROYCE VALUE TR INC OTHER 780910105   178,665 13,474 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   3,592,158 28,712 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   246,467 1,970 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772   755,318 23,370 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   1,764,961 3,986 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   794,365 1,794 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   9,761,908 25,526 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   413,789 1,082 SH   OTR   0 0 0
SPDR S&P 500 FOSSIL FUEL RES E OTHER 78468R796   758,189 8,122 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103   124,596 6,922 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103   63,684 3,538 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886   208,680 2,960 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886   42,300 600 SH   OTR   0 0 0
VANECK AGRIBUSINESS ETF OTHER 92189F700   364,820 4,250 SH   DFND   0 0 0
VANGUARD ENERGY ETF OTHER 92204A306   231,038 1,905 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   1,675,365 12,610 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   257,084 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   2,518,683 50,233 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   329,570 6,573 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   2,178,915 51,916 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   285,186 6,795 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   2,660,931 68,264 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   159,506 4,092 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406   250,506 2,315 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794   207,304 3,480 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637   209,040 1,200 SH   DFND   0 0 0
VANGUARD MATERIALS ETF OTHER 92204A801   279,128 1,640 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553   2,284,119 27,693 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553   416,689 5,052 SH   OTR   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   1,426,167 8,719 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   232,760 1,423 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   1,834,833 10,587 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   245,927 1,419 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363   3,582,263 10,196 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   7,790,728 49,060 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   145,461 916 SH   OTR   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   11,836,764 61,911 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   1,182,319 6,184 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   1,763,246 16,817 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   13,211 126 SH   OTR   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870   1,212,419 54,150 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870   86,649 3,870 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   4,643,977 43,630 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   38,851 365 SH   OTR   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242   1,034,268 9,810 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407   704,330 17,225 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407   22,898 560 SH   OTR   0 0 0
NUVEEN PREFERRED & INCOME SECS OTHER 67072C105   69,754 10,258 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   970,524 10,873 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870   1,416,495 18,275 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870   77,355 998 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827   466,360 6,195 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827   76,033 1,010 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   238,503 3,172 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   139,628 1,857 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805   3,343,969 71,590 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805   32,230 690 SH   OTR   0 0 0
INVESCO TRUST FOR INVESTMENT G OTHER 46131M106   100,500 10,000 SH   DFND   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   580,023 11,720 SH   DFND   0 0 0