The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 2,065 21,337 SH   DFND   17,437 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 141 1,455 SH   OTR   1,455 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,887 43,865 SH   DFND   36,575 0 7,290
ABBVIE INC COMMON STOCK 00287Y109 606 4,516 SH   OTR   4,016 0 500
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 3,740 50,315 SH   DFND   50,315 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 18 245 SH   OTR   245 0 0
ADOBE INC COMMON STOCK 00724F101 2,670 9,703 SH   DFND   9,703 0 0
ADOBE INC COMMON STOCK 00724F101 21 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 911 14,371 SH   DFND   8,266 0 6,105
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 13 200 SH   OTR   200 0 0
AFLAC INC COMMON STOCK 001055102 3,373 60,011 SH   DFND   60,011 0 0
AFLAC INC COMMON STOCK 001055102 249 4,435 SH   OTR   4,435 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 2,161 17,775 SH   DFND   17,775 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,679 7,213 SH   DFND   7,213 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 108 464 SH   OTR   264 0 200
ALLIANT ENERGY CORP COMMON STOCK 018802108 1,699 32,060 SH   DFND   32,060 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 5 90 SH   OTR   90 0 0
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107 240 1,200 SH   DFND   1,200 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 12,437 130,025 SH   DFND   111,465 0 18,560
ALPHABET INC CL A COMMON STOCK 02079K305 551 5,760 SH   OTR   5,760 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 1,240 12,900 SH   DFND   12,900 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 85 880 SH   OTR   880 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 218 5,400 SH   DFND   0 0 5,400
ALTRIA GROUP INC COMMON STOCK 02209S103 284 7,025 SH   OTR   7,025 0 0
AMAZON COM INC COMMON STOCK 023135106 12,193 107,903 SH   DFND   92,003 0 15,900
AMAZON COM INC COMMON STOCK 023135106 680 6,020 SH   OTR   6,020 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 39 450 SH   DFND   450 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 201 2,320 SH   OTR   2,320 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 870 6,451 SH   DFND   6,451 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 66 490 SH   OTR   490 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 838 17,660 SH   DFND   500 0 17,160
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1,018 7,820 SH   DFND   7,820 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 37 285 SH   OTR   285 0 0
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106 328 1,300 SH   DFND   0 0 1,300
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106 72 285 SH   OTR   285 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 206 1,520 SH   DFND   1,520 0 0
AMGEN INC COMMON STOCK 031162100 4,957 21,994 SH   DFND   21,994 0 0
AMGEN INC COMMON STOCK 031162100 107 475 SH   OTR   475 0 0
AMPHENOL CORP COMMON STOCK 032095101 316 4,712 SH   DFND   4,712 0 0
AMPHENOL CORP COMMON STOCK 032095101 47 700 SH   OTR   700 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,578 11,325 SH   DFND   11,325 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 70 500 SH   OTR   0 0 500
APPLE INC COMMON STOCK 037833100 17,508 126,683 SH   DFND   110,385 0 16,298
APPLE INC COMMON STOCK 037833100 1,013 7,329 SH   OTR   7,329 0 0
APPLIED MATERIALS COMMON STOCK 038222105 226 2,757 SH   DFND   2,757 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 229 2,485 SH   DFND   2,485 0 0
AT&T INC COMMON STOCK 00206R102 509 33,176 SH   DFND   22,676 0 10,500
AT&T INC COMMON STOCK 00206R102 195 12,701 SH   OTR   12,701 0 0
AUTOLIV INC COMMON STOCK 052800109 499 7,494 SH   DFND   7,494 0 0
AUTOLIV INC COMMON STOCK 052800109 27 399 SH   OTR   399 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 6,590 29,136 SH   DFND   29,136 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 86 379 SH   OTR   379 0 0
AUTOZONE INC COMMON STOCK 053332102 439 205 SH   DFND   205 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1,014 6,230 SH   DFND   6,230 0 0
BAKER HUGHES CO COMMON STOCK 05722G100 220 10,500 SH   DFND   0 0 10,500
BANK OF AMERICA CORP COMMON STOCK 060505104 4,211 139,451 SH   DFND   121,146 0 18,305
BANK OF AMERICA CORP COMMON STOCK 060505104 21 700 SH   OTR   700 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 340 8,838 SH   DFND   8,838 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1,499 27,832 SH   DFND   27,832 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 58 1,080 SH   OTR   1,080 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 3,605 16,180 SH   DFND   16,180 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 185 830 SH   OTR   830 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4,386 16,426 SH   DFND   16,426 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 17 65 SH   OTR   65 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,626 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 877 1,594 SH   DFND   1,594 0 0
BLACKSTONE INC COMMON STOCK 09260D107 1,682 20,091 SH   DFND   20,091 0 0
BLACKSTONE INC COMMON STOCK 09260D107 21 255 SH   OTR   255 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 968 13,615 SH   DFND   13,615 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 486 6,840 SH   OTR   6,840 0 0
BROADCOM INC COMMON STOCK 11135F101 247 556 SH   DFND   6 0 550
BROWN FORMAN CL B COMMON STOCK 115637209 1,101 16,535 SH   DFND   16,535 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 180 2,704 SH   OTR   2,704 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 459 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 508 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 774 4,718 SH   DFND   4,718 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 311 1,895 SH   OTR   1,895 0 0
CELANESE CORP COMMON STOCK COMMON STOCK 150870103 711 7,873 SH   DFND   2,855 0 5,018
CENTENE CORP COMMON STOCK 15135B101 337 4,330 SH   DFND   410 0 3,920
CHEVRON CORPORATION COMMON STOCK 166764100 6,260 43,573 SH   DFND   37,063 0 6,510
CHEVRON CORPORATION COMMON STOCK 166764100 506 3,523 SH   OTR   3,523 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 438 6,135 SH   DFND   6,135 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 56 785 SH   OTR   785 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,190 104,741 SH   DFND   104,741 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 425 10,620 SH   OTR   10,620 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 1,313 38,220 SH   DFND   38,220 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 206 5,985 SH   OTR   4,585 0 1,400
CITRIX SYS INC COMMON STOCK 177376100 381 3,670 SH   DFND   3,670 0 0
CLOROX COMPANY COMMON STOCK 189054109 299 2,331 SH   DFND   2,331 0 0
CLOROX COMPANY COMMON STOCK 189054109 13 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105 496 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100 1,134 20,250 SH   DFND   9,635 0 10,615
COCA COLA CO COMMON STOCK 191216100 101 1,800 SH   OTR   1,800 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 2,127 30,282 SH   DFND   30,282 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 121 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 2,382 81,222 SH   DFND   81,222 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 106 3,616 SH   OTR   3,616 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 139 1,362 SH   DFND   1,362 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 353 3,445 SH   OTR   3,445 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 222 2,590 SH   DFND   2,590 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 283 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,594 11,295 SH   DFND   11,295 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 69 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105 1,713 59,020 SH   DFND   59,020 0 0
CORNING INC COMMON STOCK 219350105 177 6,100 SH   OTR   5,800 0 300
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 3,622 7,669 SH   DFND   6,249 0 1,420
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 9 20 SH   OTR   20 0 0
CROWDSTRIKE HOLDINGS INC CL A COMMON STOCK 22788C105 361 2,189 SH   DFND   0 0 2,189
CSX CORPORATION COMMON STOCK 126408103 1,497 56,177 SH   DFND   35,747 0 20,430
CSX CORPORATION COMMON STOCK 126408103 280 10,512 SH   OTR   10,512 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 2,047 15,480 SH   DFND   15,480 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 240 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106 678 3,330 SH   DFND   3,330 0 0
CUMMINS INC COMMON STOCK 231021106 36 175 SH   OTR   175 0 0
CVS HEALTH CORP COMMON STOCK 126650100 2,324 24,368 SH   DFND   18,608 0 5,760
CVS HEALTH CORP COMMON STOCK 126650100 198 2,075 SH   OTR   1,475 0 600
CYANOTECH CORP COMMON STOCK 232437301 178 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 2,392 9,261 SH   DFND   7,001 0 2,260
DANAHER CORP COMMON STOCK 235851102 106 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,150 9,105 SH   DFND   9,105 0 0
DAVITA INC COMMON STOCK 23918K108 494 5,970 SH   DFND   5,970 0 0
DEERE & CO. COMMON STOCK 244199105 1,801 5,393 SH   DFND   3,463 0 1,930
DEERE & CO. COMMON STOCK 244199105 286 858 SH   OTR   858 0 0
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103 1,349 22,435 SH   DFND   22,435 0 0
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103 4 65 SH   OTR   65 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 285 4,130 SH   DFND   4,130 0 0
DOW INC COMMON STOCK 260557103 750 17,079 SH   DFND   17,079 0 0
DOW INC COMMON STOCK 260557103 239 5,433 SH   OTR   5,433 0 0
DTE ENERGY CO COMMON STOCK 233331107 161 1,400 SH   DFND   1,400 0 0
DTE ENERGY CO COMMON STOCK 233331107 46 400 SH   OTR   400 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 260 2,800 SH   DFND   2,800 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 187 2,005 SH   OTR   1,005 0 1,000
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 924 18,334 SH   DFND   18,334 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 98 1,935 SH   OTR   1,935 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 2,546 22,000 SH   DFND   22,000 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 4,947 10,890 SH   DFND   10,890 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 2 5 SH   OTR   5 0 0
ELI LILLY & CO COMMON STOCK 532457108 2,694 8,330 SH   DFND   5,879 0 2,451
ELI LILLY & CO COMMON STOCK 532457108 97 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 1,570 21,448 SH   DFND   21,448 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 180 2,455 SH   OTR   2,455 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 386 16,215 SH   DFND   16,215 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 177 7,450 SH   OTR   7,450 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 1,840 44,458 SH   DFND   44,458 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 21 503 SH   OTR   503 0 0
EXELON CORP COMMON STOCK 30161N101 472 12,610 SH   DFND   0 0 12,610
EXELON CORP COMMON STOCK 30161N101 3 68 SH   OTR   68 0 0
EXPENSIFY INC CL A COMMON STOCK 30219Q106 1,223 82,188 SH   DFND   82,188 0 0
EXPENSIFY INC CL A COMMON STOCK 30219Q106 204 13,698 SH   OTR   13,698 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 201 2,298 SH   DFND   2,298 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 460 5,263 SH   OTR   5,263 0 0
FACTSET COMMON STOCK 303075105 2,153 5,380 SH   DFND   5,380 0 0
FACTSET COMMON STOCK 303075105 236 590 SH   OTR   590 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 892 2,165 SH   DFND   2,165 0 0
FEDEX CORP COMMON STOCK 31428X106 349 2,348 SH   DFND   1,448 0 900
FEDEX CORP COMMON STOCK 31428X106 85 570 SH   OTR   570 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,507 7,101 SH   DFND   7,101 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 250 1,179 SH   OTR   1,179 0 0
GENERAL MILLS COMMON STOCK 370334104 2,729 35,620 SH   DFND   35,620 0 0
GENERAL MILLS COMMON STOCK 370334104 68 885 SH   OTR   885 0 0
GENUINE PARTS CO COMMON STOCK 372460105 228 1,525 SH   OTR   625 0 900
GLOBAL PMTS INC COMMON STOCK 37940X102 1,387 12,835 SH   DFND   12,835 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 427 1,456 SH   DFND   1,456 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 6 20 SH   OTR   20 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 79 5,897 SH   DFND   5,897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 134 10,000 SH   OTR   10,000 0 0
HASBRO INC COM COMMON STOCK 418056107 302 4,475 SH   DFND   4,475 0 0
HASBRO INC COM COMMON STOCK 418056107 5 75 SH   OTR   75 0 0
HESS CORPORATION COMMON STOCK 42809H107 237 2,179 SH   DFND   2,179 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,868 6,771 SH   DFND   3,916 0 2,855
HOME DEPOT INC COM COMMON STOCK 437076102 47 170 SH   OTR   170 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 3,967 23,760 SH   DFND   19,560 0 4,200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 82 490 SH   OTR   490 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 1,183 26,025 SH   DFND   26,025 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 60 1,320 SH   OTR   1,320 0 0
HUBBELL INC COMMON STOCK 443510607 2,086 9,355 SH   DFND   9,355 0 0
IBM CORPORATION COMMON STOCK 459200101 461 3,880 SH   DFND   3,880 0 0
IBM CORPORATION COMMON STOCK 459200101 250 2,103 SH   OTR   2,103 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 2,704 14,968 SH   DFND   12,375 0 2,593
ILLINOIS TOOL WORKS COMMON STOCK 452308109 262 1,448 SH   OTR   1,448 0 0
INTEL CORP COMMON STOCK 458140100 1,207 46,833 SH   DFND   46,833 0 0
INTEL CORP COMMON STOCK 458140100 191 7,422 SH   OTR   7,422 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104 281 3,108 SH   DFND   3,108 0 0
INTUIT COMMON STOCK 461202103 300 775 SH   DFND   775 0 0
INTUIT COMMON STOCK 461202103 148 383 SH   OTR   383 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 2,996 27,615 SH   DFND   27,615 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 70 510 SH   DFND   510 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 302 2,200 SH   OTR   2,200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,372 32,885 SH   DFND   32,885 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,024 6,266 SH   OTR   6,266 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,402 13,418 SH   DFND   7,468 0 5,950
JP MORGAN CHASE & CO COMMON STOCK 46625H100 445 4,255 SH   OTR   4,255 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 2,606 23,160 SH   DFND   23,160 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 89 795 SH   OTR   795 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 285 17,151 SH   DFND   17,151 0 0
KLA CORP COMMON STOCK 482480100 363 1,198 SH   DFND   0 0 1,198
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 518 2,400 SH   DFND   0 0 2,400
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 18 85 SH   OTR   85 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 341 10,250 SH   DFND   10,250 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 240 7,220 SH   OTR   7,220 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 1,383 3,579 SH   DFND   3,579 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 172 445 SH   OTR   445 0 0
LOWES COS INC COMMON STOCK 548661107 2,225 11,846 SH   DFND   11,846 0 0
LOWES COS INC COMMON STOCK 548661107 329 1,751 SH   OTR   1,751 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 1,068 5,137 SH   DFND   5,137 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 102 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104 3,258 18,479 SH   DFND   18,479 0 0
M & T BK CORP COMMON STOCK 55261F104 48 274 SH   OTR   274 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 306 6,450 SH   DFND   6,450 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 129 2,705 SH   OTR   2,705 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 417 4,195 SH   DFND   4,195 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 209 2,100 SH   OTR   2,100 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 337 2,405 SH   DFND   60 0 2,345
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 56 400 SH   OTR   400 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 4,709 16,560 SH   DFND   14,660 0 1,900
MASTERCARD INC-A COMMON STOCK 57636Q104 148 520 SH   OTR   520 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,988 12,951 SH   DFND   11,551 0 1,400
MCDONALDS CORP COM COMMON STOCK 580135101 382 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,366 4,020 SH   DFND   4,020 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,270 37,971 SH   DFND   37,971 0 0
MERCK & CO INC COMMON STOCK 58933Y105 428 4,975 SH   OTR   4,475 0 500
META PLATFORMS INC CL A COMMON STOCK 30303M102 1,260 9,283 SH   DFND   4,902 0 4,381
META PLATFORMS INC CL A COMMON STOCK 30303M102 134 985 SH   OTR   985 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 1,290 1,190 SH   DFND   1,190 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 263 4,309 SH   DFND   4,309 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 12 200 SH   OTR   200 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 731 14,600 SH   DFND   600 0 14,000
MICROSOFT CORP COMMON STOCK 594918104 17,576 75,464 SH   DFND   63,109 0 12,355
MICROSOFT CORP COMMON STOCK 594918104 1,487 6,386 SH   OTR   6,386 0 0
MIDDLEBY CORP COMMON STOCK 596278101 690 5,380 SH   DFND   5,380 0 0
MORGAN STANLEY COMMON STOCK 617446448 2,545 32,210 SH   DFND   32,210 0 0
MORGAN STANLEY COMMON STOCK 617446448 47 600 SH   OTR   600 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 2,924 13,055 SH   DFND   13,055 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 2,138 56,645 SH   DFND   56,645 0 0
NETFLIX INC COMMON STOCK 64110L106 234 993 SH   DFND   993 0 0
NETFLIX INC COMMON STOCK 64110L106 9 38 SH   OTR   38 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,572 45,560 SH   DFND   39,095 0 6,465
NEXTERA ENERGY INC COMMON STOCK 65339F101 202 2,580 SH   OTR   2,580 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 7,928 109,645 SH   DFND   109,645 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 7 100 SH   OTR   100 0 0
NIKE INC CLASS B COMMON STOCK 654106103 2,525 30,381 SH   DFND   26,541 0 3,840
NIKE INC CLASS B COMMON STOCK 654106103 136 1,640 SH   OTR   1,640 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 271 1,295 SH   DFND   1,295 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 21 100 SH   OTR   100 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 111 235 SH   DFND   235 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 182 386 SH   OTR   386 0 0
NVIDIA CORP COMMON STOCK 67066G104 6,891 56,769 SH   DFND   50,068 0 6,701
NVIDIA CORP COMMON STOCK 67066G104 138 1,140 SH   OTR   1,140 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 3,225 52,488 SH   DFND   52,488 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 22 350 SH   OTR   350 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 729 11,560 SH   DFND   11,560 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 25 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103 379 7,395 SH   OTR   7,395 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 3,118 51,055 SH   DFND   51,055 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 209 3,421 SH   OTR   3,421 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 1,039 6,345 SH   DFND   6,345 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 12 75 SH   OTR   75 0 0
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RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 3,400 41,529 SH   DFND   34,494 0 7,035
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VANGUARD SHORT TERM CORP BOND OTHER 92206C409 138 1,857 SH   OTR   0 0 0
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VANGUARD SHORT-TERM TIPS OTHER 922020805 33 690 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746 1,058 21,975 SH   DFND   0 0 0
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SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622 43 470 SH   OTR   0 0 0
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VANGUARD INTER TERM CORP BOND OTHER 92206C870 211 2,633 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 261 3,365 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 49 625 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 1,122 14,610 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 78 1,010 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 444 5,827 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 123 1,607 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 5,829 116,304 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 50 990 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 258 5,209 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 50 1,000 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746 3,064 61,387 SH   DFND   0 0 0