The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 2,532 21,393 SH   DFND   17,493 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 172 1,455 SH   OTR   1,455 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,375 33,155 SH   DFND   25,865 0 7,290
ABBVIE INC COMMON STOCK 00287Y109 727 4,486 SH   OTR   3,986 0 500
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 4,298 53,650 SH   DFND   53,650 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 20 245 SH   OTR   245 0 0
ADOBE INC COMMON STOCK 00724F101 5,412 11,879 SH   DFND   10,704 0 1,175
ADOBE INC COMMON STOCK 00724F101 39 85 SH   OTR   85 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 1,088 9,949 SH   DFND   3,844 0 6,105
AFLAC INC COMMON STOCK 001055102 4,349 67,545 SH   DFND   67,545 0 0
AFLAC INC COMMON STOCK 001055102 286 4,435 SH   OTR   4,435 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 2,451 18,520 SH   DFND   18,520 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,760 7,041 SH   DFND   7,041 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 66 264 SH   OTR   264 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 2,112 33,810 SH   DFND   33,810 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 6 90 SH   OTR   90 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 17,561 6,314 SH   DFND   5,386 0 928
ALPHABET INC CL A COMMON STOCK 02079K305 765 275 SH   OTR   275 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 1,779 637 SH   DFND   637 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 123 44 SH   OTR   44 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 362 6,925 SH   OTR   6,925 0 0
AMAZON COM INC COMMON STOCK 023135106 18,771 5,758 SH   DFND   4,963 0 795
AMAZON COM INC COMMON STOCK 023135106 932 286 SH   OTR   286 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 45 450 SH   DFND   450 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 231 2,320 SH   OTR   2,320 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,196 6,398 SH   DFND   6,398 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 92 490 SH   OTR   490 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 1,109 17,660 SH   DFND   500 0 17,160
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1,275 7,705 SH   DFND   7,705 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 47 285 SH   OTR   285 0 0
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106 390 1,300 SH   DFND   0 0 1,300
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106 86 285 SH   OTR   285 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 254 1,640 SH   DFND   1,640 0 0
AMGEN INC COMMON STOCK 031162100 5,506 22,767 SH   DFND   22,767 0 0
AMGEN INC COMMON STOCK 031162100 115 475 SH   OTR   475 0 0
AMPHENOL CORP COMMON STOCK 032095101 1,153 15,302 SH   DFND   15,302 0 0
AMPHENOL CORP COMMON STOCK 032095101 53 700 SH   OTR   700 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,868 11,311 SH   DFND   11,311 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 83 500 SH   OTR   0 0 500
ANTHEM INC COMMON STOCK 036752103 5,516 11,230 SH   DFND   11,230 0 0
ANTHEM INC COMMON STOCK 036752103 2 5 SH   OTR   5 0 0
APPLE INC COMMON STOCK 037833100 23,046 131,987 SH   DFND   112,014 0 19,973
APPLE INC COMMON STOCK 037833100 1,219 6,979 SH   OTR   6,979 0 0
APPLIED MATERIALS COMMON STOCK 038222105 363 2,757 SH   DFND   2,757 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 301 2,540 SH   DFND   2,540 0 0
AT&T INC COMMON STOCK 00206R102 434 18,361 SH   DFND   18,361 0 0
AT&T INC COMMON STOCK 00206R102 300 12,701 SH   OTR   12,701 0 0
AUTOLIV INC COMMON STOCK 052800109 1,123 14,696 SH   DFND   14,696 0 0
AUTOLIV INC COMMON STOCK 052800109 31 399 SH   OTR   399 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 6,692 29,411 SH   DFND   29,411 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 86 379 SH   OTR   379 0 0
AUTOZONE INC COMMON STOCK 053332102 429 210 SH   DFND   210 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1,084 6,230 SH   DFND   6,230 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 3,576 86,751 SH   DFND   68,446 0 18,305
BANK OF AMERICA CORP COMMON STOCK 060505104 16 400 SH   OTR   400 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 526 10,600 SH   DFND   10,600 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,278 29,379 SH   DFND   29,379 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 84 1,080 SH   OTR   1,080 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 4,332 16,285 SH   DFND   16,285 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 221 830 SH   OTR   830 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 5,509 15,610 SH   DFND   15,610 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 23 65 SH   OTR   65 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 2,116 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 1,249 1,634 SH   DFND   1,634 0 0
BLACKSTONE INC COMMON STOCK 09260D107 538 4,240 SH   DFND   4,240 0 0
BLACKSTONE INC COMMON STOCK 09260D107 32 255 SH   OTR   255 0 0
BLOCK INC CL A COMMON STOCK 852234103 444 3,272 SH   DFND   22 0 3,250
BOEING CO COMMON STOCK 097023105 118 618 SH   DFND   618 0 0
BOEING CO COMMON STOCK 097023105 92 480 SH   OTR   480 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 355 8,010 SH   DFND   0 0 8,010
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,022 14,000 SH   DFND   14,000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 500 6,840 SH   OTR   6,840 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 1,417 21,145 SH   DFND   21,145 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 187 2,794 SH   OTR   2,794 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 506 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 561 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 1,141 5,120 SH   DFND   5,120 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 418 1,875 SH   OTR   1,875 0 0
CELANESE CORP COMMON COMMON STOCK 150870103 1,668 11,673 SH   DFND   6,655 0 5,018
CENTENE CORP COMMON STOCK 15135B101 365 4,330 SH   DFND   410 0 3,920
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 1,208 2,215 SH   DFND   1,415 0 800
CHEVRON CORPORATION COMMON STOCK 166764100 2,065 12,682 SH   DFND   6,172 0 6,510
CHEVRON CORPORATION COMMON STOCK 166764100 566 3,473 SH   OTR   3,473 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 610 6,135 SH   DFND   6,135 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 78 785 SH   OTR   785 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 6,147 110,234 SH   DFND   110,234 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 592 10,620 SH   OTR   10,620 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 1,029 22,695 SH   DFND   22,695 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 156 3,450 SH   OTR   2,850 0 600
CITRIX SYS INC COMMON STOCK 177376100 2,396 23,745 SH   DFND   23,745 0 0
CITRIX SYS INC COMMON STOCK 177376100 16 160 SH   OTR   160 0 0
CLOROX COMPANY COMMON STOCK 189054109 416 2,990 SH   DFND   2,990 0 0
CLOROX COMPANY COMMON STOCK 189054109 14 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105 666 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100 1,225 19,750 SH   DFND   9,135 0 10,615
COCA COLA CO COMMON STOCK 191216100 112 1,800 SH   OTR   1,800 0 0
COGENT COMMUNICATIONS HOLDINGS COMMON STOCK 19239V302 215 3,245 SH   OTR   3,245 0 0
COHERENT INC COMMON STOCK 192479103 4,259 15,580 SH   DFND   15,580 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 2,272 29,965 SH   DFND   29,965 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 131 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 3,902 83,334 SH   DFND   83,334 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 169 3,616 SH   OTR   3,616 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 140 1,396 SH   DFND   1,396 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 345 3,445 SH   OTR   3,445 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 245 2,590 SH   DFND   2,590 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 312 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,742 11,905 SH   DFND   11,905 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 69 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105 2,278 61,710 SH   DFND   61,710 0 0
CORNING INC COMMON STOCK 219350105 205 5,550 SH   OTR   5,550 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 4,163 7,229 SH   DFND   6,089 0 1,140
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 12 20 SH   OTR   20 0 0
CROWDSTRIKE HOLDINGS INC CL A COMMON STOCK 22788C105 560 2,467 SH   DFND   0 0 2,467
CSX CORPORATION COMMON STOCK 126408103 2,106 56,237 SH   DFND   35,807 0 20,430
CSX CORPORATION COMMON STOCK 126408103 394 10,512 SH   OTR   10,512 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 2,147 15,510 SH   DFND   15,510 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 251 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106 701 3,420 SH   DFND   3,420 0 0
CUMMINS INC COMMON STOCK 231021106 36 175 SH   OTR   175 0 0
CVS HEALTH CORP COMMON STOCK 126650100 2,393 23,639 SH   DFND   19,979 0 3,660
CVS HEALTH CORP COMMON STOCK 126650100 210 2,075 SH   OTR   1,475 0 600
CYANOTECH CORP COMMON STOCK 232437301 278 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 2,370 8,080 SH   DFND   6,745 0 1,335
DANAHER CORP COMMON STOCK 235851102 120 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,361 10,235 SH   DFND   10,235 0 0
DAVITA INC COMMON STOCK 23918K108 890 7,870 SH   DFND   7,870 0 0
DEERE & CO. COMMON STOCK 244199105 2,430 5,849 SH   DFND   2,819 0 3,030
DEERE & CO. COMMON STOCK 244199105 346 833 SH   OTR   833 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 353 4,160 SH   DFND   4,160 0 0
DOW INC COMMON STOCK 260557103 1,077 16,901 SH   DFND   16,901 0 0
DOW INC COMMON STOCK 260557103 346 5,433 SH   OTR   5,433 0 0
DTE ENERGY CO COMMON STOCK 233331107 185 1,400 SH   DFND   1,400 0 0
DTE ENERGY CO COMMON STOCK 233331107 53 400 SH   OTR   400 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 313 2,800 SH   DFND   2,800 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 224 2,005 SH   OTR   1,005 0 1,000
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 2,480 33,704 SH   DFND   29,704 0 4,000
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 142 1,935 SH   OTR   1,935 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 2,885 22,805 SH   DFND   22,805 0 0
ELI LILLY & CO COMMON STOCK 532457108 2,080 7,265 SH   DFND   4,814 0 2,451
ELI LILLY & CO COMMON STOCK 532457108 86 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 2,079 21,205 SH   DFND   21,205 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 241 2,455 SH   OTR   2,455 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 421 16,325 SH   DFND   16,325 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 192 7,450 SH   OTR   7,450 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 2,412 47,178 SH   DFND   47,178 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 26 503 SH   OTR   503 0 0
EXELON CORP COMMON STOCK 30161N101 344 7,221 SH   DFND   111 0 7,110
EXELON CORP COMMON STOCK 30161N101 3 68 SH   OTR   68 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 156 1,883 SH   DFND   1,883 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 435 5,263 SH   OTR   5,263 0 0
FACTSET COMMON STOCK 303075105 3,119 7,185 SH   DFND   7,185 0 0
FACTSET COMMON STOCK 303075105 256 590 SH   OTR   590 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 1,010 2,165 SH   DFND   2,165 0 0
FEDEX CORP COMMON STOCK 31428X106 149 643 SH   DFND   643 0 0
FEDEX CORP COMMON STOCK 31428X106 127 550 SH   OTR   550 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 1,732 17,080 SH   DFND   17,080 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 121 1,195 SH   OTR   1,195 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,739 7,211 SH   DFND   7,211 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 281 1,164 SH   OTR   1,164 0 0
GENERAL MILLS COMMON STOCK 370334104 2,590 38,250 SH   DFND   38,250 0 0
GENERAL MILLS COMMON STOCK 370334104 60 885 SH   OTR   885 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 1,776 12,980 SH   DFND   12,980 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 479 1,451 SH   DFND   1,451 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 7 20 SH   OTR   20 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 83 5,897 SH   DFND   5,897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 140 10,000 SH   OTR   10,000 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 329 4,580 SH   DFND   4,580 0 0
HASBRO INC COM COMMON STOCK 418056107 1,470 17,947 SH   DFND   17,947 0 0
HASBRO INC COM COMMON STOCK 418056107 6 75 SH   OTR   75 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,281 4,281 SH   DFND   1,426 0 2,855
HOME DEPOT INC COM COMMON STOCK 437076102 51 170 SH   OTR   170 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,976 15,295 SH   DFND   11,095 0 4,200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 95 490 SH   OTR   490 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 1,559 30,250 SH   DFND   30,250 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 68 1,320 SH   OTR   1,320 0 0
HUBBELL INC COMMON STOCK 443510607 1,729 9,410 SH   DFND   9,410 0 0
IBM CORPORATION COMMON STOCK 459200101 576 4,430 SH   DFND   4,430 0 0
IBM CORPORATION COMMON STOCK 459200101 273 2,103 SH   OTR   2,103 0 0
IDEXX LABS INC COMMON STOCK 45168D104 276 504 SH   DFND   504 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3,144 15,013 SH   DFND   12,420 0 2,593
ILLINOIS TOOL WORKS COMMON STOCK 452308109 303 1,448 SH   OTR   1,448 0 0
INTEL CORP COMMON STOCK 458140100 2,758 55,658 SH   DFND   55,658 0 0
INTEL CORP COMMON STOCK 458140100 381 7,697 SH   OTR   7,697 0 0
INTUIT COMMON STOCK 461202103 2,114 4,397 SH   DFND   3,512 0 885
INTUIT COMMON STOCK 461202103 184 383 SH   OTR   383 0 0
ITT INC COMMON STOCK 45073V108 221 2,942 SH   DFND   2,942 0 0
ITT INC COMMON STOCK 45073V108 1 18 SH   OTR   18 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 3,806 27,615 SH   DFND   27,615 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 69 510 SH   DFND   510 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 298 2,200 SH   OTR   2,200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 6,076 34,282 SH   DFND   34,282 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,111 6,271 SH   OTR   6,271 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,081 15,266 SH   DFND   7,416 0 7,850
JP MORGAN CHASE & CO COMMON STOCK 46625H100 580 4,255 SH   OTR   4,255 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 2,878 23,370 SH   DFND   23,370 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 98 795 SH   OTR   795 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 324 17,151 SH   DFND   17,151 0 0
KLA CORP COMMON STOCK 482480100 439 1,198 SH   DFND   0 0 1,198
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 402 1,475 SH   DFND   0 0 1,475
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 23 85 SH   OTR   85 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 357 10,250 SH   DFND   10,250 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 304 8,730 SH   OTR   8,730 0 0
LIVE NATION ENTERTAINMENT, INC COMMON STOCK 538034109 424 3,600 SH   DFND   0 0 3,600
LOWES COS INC COMMON STOCK 548661107 2,494 12,336 SH   DFND   12,336 0 0
LOWES COS INC COMMON STOCK 548661107 354 1,751 SH   OTR   1,751 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 1,268 5,105 SH   DFND   5,105 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 122 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104 3,094 18,255 SH   DFND   18,255 0 0
M & T BK CORP COMMON STOCK 55261F104 46 274 SH   OTR   274 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 317 6,450 SH   DFND   6,450 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 133 2,705 SH   OTR   2,705 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 341 3,990 SH   DFND   3,990 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 180 2,100 SH   OTR   2,100 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 757 4,310 SH   DFND   160 0 4,150
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 70 400 SH   OTR   400 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 5,835 16,326 SH   DFND   15,126 0 1,200
MASTERCARD INC-A COMMON STOCK 57636Q104 186 520 SH   OTR   520 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,219 8,975 SH   DFND   8,975 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 409 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,286 4,200 SH   DFND   4,200 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,325 40,518 SH   DFND   40,518 0 0
MERCK & CO INC COMMON STOCK 58933Y105 408 4,975 SH   OTR   4,475 0 500
META PLATFORMS INC CL A COMMON STOCK 30303M102 6,987 31,422 SH   DFND   27,041 0 4,381
META PLATFORMS INC CL A COMMON STOCK 30303M102 242 1,090 SH   OTR   1,090 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 1,668 1,215 SH   DFND   1,215 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 548 7,298 SH   DFND   7,298 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 15 200 SH   OTR   200 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1,137 14,600 SH   DFND   600 0 14,000
MICROSOFT CORP COMMON STOCK 594918104 23,106 74,945 SH   DFND   61,665 0 13,280
MICROSOFT CORP COMMON STOCK 594918104 2,054 6,661 SH   OTR   6,661 0 0
MIDDLEBY CORP COMMON STOCK 596278101 882 5,380 SH   DFND   5,380 0 0
MORGAN STANLEY COMMON STOCK 617446448 1,674 19,155 SH   DFND   19,155 0 0
MORGAN STANLEY COMMON STOCK 617446448 52 600 SH   OTR   600 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 3,522 14,540 SH   DFND   14,540 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 2,437 60,030 SH   DFND   60,030 0 0
NETFLIX INC COMMON STOCK 64110L106 4,265 11,386 SH   DFND   10,925 0 461
NETFLIX INC COMMON STOCK 64110L106 31 83 SH   OTR   83 0 0
NEWMONT CORP COMMON STOCK 651639106 270 3,400 SH   DFND   3,400 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,634 42,895 SH   DFND   36,430 0 6,465
NEXTERA ENERGY INC COMMON STOCK 65339F101 219 2,580 SH   OTR   2,580 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 9,357 112,250 SH   DFND   112,250 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 8 100 SH   OTR   100 0 0
NIKE INC CLASS B COMMON STOCK 654106103 4,194 31,168 SH   DFND   27,328 0 3,840
NIKE INC CLASS B COMMON STOCK 654106103 221 1,640 SH   OTR   1,640 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 369 1,295 SH   DFND   1,295 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 29 100 SH   OTR   100 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 105 235 SH   DFND   235 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 173 386 SH   OTR   386 0 0
NVIDIA CORP COMMON STOCK 67066G104 15,455 56,642 SH   DFND   49,941 0 6,701
NVIDIA CORP COMMON STOCK 67066G104 317 1,160 SH   OTR   1,160 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 1,030 12,130 SH   DFND   12,130 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 33 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103 464 6,570 SH   OTR   6,570 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 4,643 56,119 SH   DFND   56,119 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 283 3,421 SH   OTR   3,421 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 1,326 2,130 SH   DFND   2,130 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 16 25 SH   OTR   25 0 0
PAYCHEX INC COMMON STOCK 704326107 4,167 30,535 SH   DFND   30,535 0 0
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ISHARES JP MORGAN EM BOND ETF OTHER 464288281 1,307 13,370 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 35 355 SH   OTR   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 6,451 146,750 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 25 560 SH   OTR   0 0 0
NUVEEN PREFERRED & INCOME SECS OTHER 67072C105 2 230 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME SECS OTHER 67072C105 86 10,258 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 6,705 69,690 SH   DFND   0 0 0
SPDR BBG IG FLOATING RT ETF. OTHER 78468R200 553 18,144 SH   DFND   0 0 0
SPDR BBG IG FLOATING RT ETF. OTHER 78468R200 87 2,850 SH   OTR   0 0 0
SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622 791 7,715 SH   DFND   0 0 0
SPDR BLOOMBERG HIGH YIELD BOND OTHER 78468R622 48 470 SH   OTR   0 0 0
SPDR BLOOMBERG ST YIELD BOND E OTHER 78468R408 2,549 97,157 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 6,665 95,399 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 536 7,676 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 7,331 85,206 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 401 4,663 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 4,003 48,873 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 130 1,585 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 2,947 37,826 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 148 1,905 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 1,668 21,366 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 237 3,037 SH   OTR   0 0 0
VANGUARD SHORT-TERM GOV BND OTHER 92206C102 802 13,540 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 6,164 120,366 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 247 4,819 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 570 7,160 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 352 4,424 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,512 28,830 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 327 6,233 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746 5,413 104,997 SH   DFND   0 0 0