The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 122 817 SH   DFND   817 0 0
3M CO COM 88579Y101 1,884 12,653 SH   OTR   12,653 0 0
3M CO COM 88579Y101 26,184 175,871 SH   SOLE   173,106 0 2,765
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 25,878 76,737 SH   SOLE   75,692 0 1,045
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 113 335 SH   DFND   335 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,678 4,975 SH   OTR   4,975 0 0
AMGEN INC COM 031162100 158 654 SH   SOLE   654 0 0
AMGEN INC COM 031162100 75 310 SH   OTR   310 0 0
AMYRIS INC COM NEW 03236M200 74 17,000 SH   SOLE   17,000 0 0
APPLE INC COM 037833100 5,483 31,400 SH   SOLE   31,400 0 0
APPLE INC COM 037833100 648 3,710 SH   OTR   3,710 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 435 1,911 SH   SOLE   1,911 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 114 500 SH   OTR   500 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,196 44,245 SH   OTR   44,245 0 0
BANK NEW YORK MELLON CORP COM 064058100 115 2,322 SH   DFND   2,322 0 0
BANK NEW YORK MELLON CORP COM 064058100 30,900 622,607 SH   SOLE   613,412 0 9,195
BAXTER INTL INC COM 071813109 592 7,640 SH   OTR   7,640 0 0
BAXTER INTL INC COM 071813109 353 4,550 SH   SOLE   4,550 0 0
BECTON DICKINSON & CO COM 075887109 40 150 SH   OTR   150 0 0
BECTON DICKINSON & CO COM 075887109 266 1,000 SH   SOLE   1,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,540 10,030 SH   SOLE   10,030 0 0
BEST BUY INC COM 086516101 896 9,856 SH   OTR   9,856 0 0
BEST BUY INC COM 086516101 56 611 SH   DFND   611 0 0
BEST BUY INC COM 086516101 14,041 154,466 SH   SOLE   151,546 0 2,920
BK OF AMERICA CORP COM 060505104 334 8,106 SH   SOLE   8,106 0 0
BLACK HILLS CORP COM 092113109 1,232 16,000 SH   SOLE   16,000 0 0
BLACKROCK INC COM 09247X101 76 99 SH   DFND   99 0 0
BLACKROCK INC COM 09247X101 1,434 1,877 SH   OTR   1,877 0 0
BLACKROCK INC COM 09247X101 20,413 26,712 SH   SOLE   26,347 0 365
BP PLC SPONSORED ADR 055622104 700 23,801 SH   OTR   23,801 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 314 4,303 SH   SOLE   4,303 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 228 3,120 SH   OTR   3,120 0 0
BROADCOM INC COM 11135F101 207 329 SH   SOLE   329 0 0
CANADIAN PAC RY LTD COM 13645T100 512 6,200 SH   SOLE   6,200 0 0
CATERPILLAR INC COM 149123101 1,601 7,183 SH   OTR   7,183 0 0
CATERPILLAR INC COM 149123101 94 423 SH   DFND   423 0 0
CATERPILLAR INC COM 149123101 22,730 102,011 SH   SOLE   100,336 0 1,675
CHEVRON CORP NEW COM 166764100 137 844 SH   DFND   844 0 0
CHEVRON CORP NEW COM 166764100 2,866 17,599 SH   OTR   17,599 0 0
CHEVRON CORP NEW COM 166764100 33,196 203,872 SH   SOLE   200,707 0 3,165
CHINA JO-JO DRUGSTORES INC ORD SHS G2124G104 4 12,400 SH   SOLE   12,400 0 0
CHURCH & DWIGHT CO INC COM 171340102 3,616 36,385 SH   SOLE   36,385 0 0
CISCO SYS INC COM 17275R102 2,542 45,582 SH   OTR   45,582 0 0
CISCO SYS INC COM 17275R102 33,639 603,279 SH   SOLE   594,309 0 8,970
CISCO SYS INC COM 17275R102 139 2,493 SH   DFND   2,493 0 0
COCA COLA CO COM 191216100 100 1,612 SH   DFND   1,612 0 0
COCA COLA CO COM 191216100 25,217 406,719 SH   SOLE   400,509 0 6,210
COCA COLA CO COM 191216100 3,281 52,917 SH   OTR   52,917 0 0
COLGATE PALMOLIVE CO COM 194162103 698 9,200 SH   OTR   9,200 0 0
CONOCOPHILLIPS COM 20825C104 29,355 293,547 SH   SOLE   288,947 0 4,600
CONOCOPHILLIPS COM 20825C104 1,994 19,938 SH   OTR   19,938 0 0
CONOCOPHILLIPS COM 20825C104 85 848 SH   DFND   848 0 0
CONSOLIDATED EDISON INC COM 209115104 4 37 SH   SOLE   37 0 0
CONSOLIDATED EDISON INC COM 209115104 267 2,825 SH   OTR   2,825 0 0
CORTEVA INC COM 22052L104 50 877 SH   SOLE   877 0 0
CORTEVA INC COM 22052L104 150 2,617 SH   OTR   2,617 0 0
COSTCO WHSL CORP NEW COM 22160K105 115 200 SH   OTR   200 0 0
COSTCO WHSL CORP NEW COM 22160K105 123 213 SH   SOLE   213 0 0
CSX CORP COM 126408103 685 18,300 SH   SOLE   18,300 0 0
CVS HEALTH CORP COM 126650100 98 969 SH   SOLE   969 0 0
CVS HEALTH CORP COM 126650100 121 1,200 SH   OTR   1,200 0 0
DONALDSON INC COM 257651109 291 5,600 SH   SOLE   5,600 0 0
DOW INC COM 260557103 245 3,850 SH   OTR   3,850 0 0
DOW INC COM 260557103 109 1,717 SH   SOLE   1,717 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,664 14,905 SH   OTR   14,905 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 97 867 SH   DFND   867 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 22,495 201,456 SH   SOLE   198,146 0 3,310
DUPONT DE NEMOURS INC COM 26614N102 193 2,617 SH   OTR   2,617 0 0
DUPONT DE NEMOURS INC COM 26614N102 120 1,625 SH   SOLE   1,625 0 0
DYADIC INTL INC DEL COM 26745T101 33 11,111 SH   SOLE   11,111 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,062 9,023 SH   SOLE   9,023 0 0
EMERSON ELEC CO COM 291011104 443 4,515 SH   OTR   4,515 0 0
EMERSON ELEC CO COM 291011104 245 2,500 SH   SOLE   2,500 0 0
ENBRIDGE INC COM 29250N105 753 16,343 SH   SOLE   16,343 0 0
ENBRIDGE INC COM 29250N105 98 2,118 SH   OTR   2,118 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 263 10,201 SH   SOLE   10,201 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 26 1,000 SH   OTR   1,000 0 0
EQUIFAX INC COM 294429105 264 1,112 SH   SOLE   1,112 0 0
EXXON MOBIL CORP COM 30231G102 8 100 SH   DFND   100 0 0
EXXON MOBIL CORP COM 30231G102 3,172 38,408 SH   OTR   38,408 0 0
EXXON MOBIL CORP COM 30231G102 1,405 17,011 SH   SOLE   17,011 0 0
GENERAL DYNAMICS CORP COM 369550108 124 514 SH   DFND   514 0 0
GENERAL DYNAMICS CORP COM 369550108 27,723 114,946 SH   SOLE   113,286 0 1,660
GENERAL DYNAMICS CORP COM 369550108 1,970 8,168 SH   OTR   8,168 0 0
GENERAL ELECTRIC CO COM NEW 369604301 125 1,370 SH   SOLE   1,370 0 0
GENERAL ELECTRIC CO COM NEW 369604301 82 900 SH   OTR   900 0 0
GLOBAL PMTS INC COM 37940X102 247 1,806 SH   SOLE   1,806 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 228 5,650 SH   SOLE   5,650 0 0
HOME BANCSHARES INC COM 436893200 500 22,116 SH   SOLE   22,116 0 0
HOME DEPOT INC COM 437076102 2,375 7,936 SH   OTR   7,936 0 0
HOME DEPOT INC COM 437076102 134 448 SH   DFND   448 0 0
HOME DEPOT INC COM 437076102 32,914 109,960 SH   SOLE   108,470 0 1,490
HONEYWELL INTL INC COM 438516106 125 640 SH   OTR   640 0 0
HONEYWELL INTL INC COM 438516106 884 4,545 SH   SOLE   4,545 0 0
HORIZON BANCORP INC COM 440407104 486 26,045 SH   SOLE   26,045 0 0
HUMANA INC COM 444859102 287 660 SH   SOLE   660 0 0
ILLINOIS TOOL WKS INC COM 452308109 616 2,943 SH   SOLE   2,943 0 0
ILLINOIS TOOL WKS INC COM 452308109 32 153 SH   OTR   153 0 0
INTEL CORP COM 458140100 163 3,281 SH   OTR   3,281 0 0
INTEL CORP COM 458140100 808 16,309 SH   SOLE   16,309 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 130 1,001 SH   OTR   1,001 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 253 1,944 SH   SOLE   1,944 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 205 1,300 SH   SOLE   1,300 0 0
ISHARES TR CORE MSCI EAFE 46432F842 367 5,280 SH   SOLE   5,280 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,800 10,433 SH   SOLE   10,433 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,231 20,683 SH   SOLE   20,683 0 0
ISHARES TR CORE S&P500 ETF 464287200 444 979 SH   SOLE   979 0 0
ISHARES TR IBOXX INV CP ETF 464287242 528 4,363 SH   SOLE   4,363 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,051 39,658 SH   OTR   39,658 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 22,821 441,250 SH   SOLE   441,250 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 38,952 709,894 SH   SOLE   709,894 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,009 36,611 SH   OTR   36,611 0 0
ISHARES TR MSCI EAFE ETF 464287465 576 7,822 SH   SOLE   7,822 0 0
ISHARES TR NATIONAL MUN ETF 464288414 468 4,270 SH   SOLE   4,270 0 0
ISHARES TR PFD AND INCM SEC 464288687 6 175 SH   OTR   175 0 0
ISHARES TR PFD AND INCM SEC 464288687 412 11,301 SH   SOLE   11,301 0 0
ISHARES TR RUS 1000 ETF 464287622 1,552 6,206 SH   SOLE   6,206 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 962 3,465 SH   SOLE   3,465 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,122 40,000 SH   OTR   40,000 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,444 18,505 SH   SOLE   18,505 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,055 10,012 SH   SOLE   10,012 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 971 3,700 SH   SOLE   3,700 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 495 6,475 SH   SOLE   6,475 0 0
ISHARES TR S&P 500 VAL ETF 464287408 326 2,092 SH   SOLE   2,092 0 0
ISHARES TR SELECT DIVID ETF 464287168 445 3,470 SH   SOLE   3,470 0 0
JOHNSON & JOHNSON COM 478160104 2,993 16,888 SH   OTR   16,888 0 0
JOHNSON & JOHNSON COM 478160104 136 768 SH   DFND   768 0 0
JOHNSON & JOHNSON COM 478160104 41,613 234,794 SH   SOLE   231,789 0 3,005
JPMORGAN CHASE & CO COM 46625H100 139 1,019 SH   DFND   1,019 0 0
JPMORGAN CHASE & CO COM 46625H100 2,260 16,578 SH   OTR   16,578 0 0
JPMORGAN CHASE & CO COM 46625H100 32,086 235,377 SH   SOLE   232,397 0 2,980
KIMBERLY-CLARK CORP COM 494368103 80 650 SH   OTR   650 0 0
KIMBERLY-CLARK CORP COM 494368103 641 5,207 SH   SOLE   5,207 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 383 1,541 SH   SOLE   1,541 0 0
LILLY ELI & CO COM 532457108 1,418 4,953 SH   SOLE   4,953 0 0
LINDE PLC SHS G5494J103 281 880 SH   SOLE   880 0 0
LOCKHEED MARTIN CORP COM 539830109 1,371 3,106 SH   SOLE   3,106 0 0
LOCKHEED MARTIN CORP COM 539830109 73 165 SH   OTR   165 0 0
MCDONALDS CORP COM 580135101 149 603 SH   DFND   603 0 0
MCDONALDS CORP COM 580135101 35,411 143,202 SH   SOLE   141,177 0 2,025
MCDONALDS CORP COM 580135101 2,553 10,325 SH   OTR   10,325 0 0
MEDTRONIC PLC SHS G5960L103 119 1,073 SH   DFND   1,073 0 0
MEDTRONIC PLC SHS G5960L103 2,287 20,615 SH   OTR   20,615 0 0
MEDTRONIC PLC SHS G5960L103 31,411 283,113 SH   SOLE   279,218 0 3,895
MERCK & CO INC COM 58933Y105 2,489 30,333 SH   OTR   30,333 0 0
MERCK & CO INC COM 58933Y105 121 1,480 SH   DFND   1,480 0 0
MERCK & CO INC COM 58933Y105 33,339 406,325 SH   SOLE   399,885 0 6,440
MICROSOFT CORP COM 594918104 239 774 SH   DFND   774 0 0
MICROSOFT CORP COM 594918104 48,701 157,962 SH   SOLE   156,277 0 1,685
MICROSOFT CORP COM 594918104 3,919 12,711 SH   OTR   12,711 0 0
MID-AMER APT CMNTYS INC COM 59522J103 1,973 9,419 SH   OTR   9,419 0 0
MID-AMER APT CMNTYS INC COM 59522J103 127 605 SH   DFND   605 0 0
MID-AMER APT CMNTYS INC COM 59522J103 28,348 135,344 SH   SOLE   133,524 0 1,820
NASDAQ INC COM 631103108 112 629 SH   DFND   629 0 0
NASDAQ INC COM 631103108 1,681 9,435 SH   OTR   9,435 0 0
NASDAQ INC COM 631103108 24,666 138,419 SH   SOLE   136,714 0 1,705
NEXTERA ENERGY INC COM 65339F101 26,784 316,179 SH   SOLE   312,289 0 3,890
NEXTERA ENERGY INC COM 65339F101 1,906 22,500 SH   OTR   22,500 0 0
NEXTERA ENERGY INC COM 65339F101 131 1,548 SH   DFND   1,548 0 0
NORFOLK SOUTHN CORP COM 655844108 491 1,720 SH   OTR   1,720 0 0
NORFOLK SOUTHN CORP COM 655844108 6 20 SH   SOLE   20 0 0
ORACLE CORP COM 68389X105 458 5,541 SH   SOLE   5,541 0 0
PARK NATL CORP COM 700658107 263 2,000 SH   OTR   2,000 0 0
PAYCHEX INC COM 704326107 135 992 SH   DFND   992 0 0
PAYCHEX INC COM 704326107 2,470 18,097 SH   OTR   18,097 0 0
PAYCHEX INC COM 704326107 32,306 236,725 SH   SOLE   233,890 0 2,835
PEOPLES FINL SVCS CORP COM 711040105 325 6,429 SH   SOLE   6,429 0 0
PEPSICO INC COM 713448108 140 838 SH   DFND   838 0 0
PEPSICO INC COM 713448108 36,615 218,756 SH   SOLE   215,516 0 3,240
PEPSICO INC COM 713448108 2,675 15,984 SH   OTR   15,984 0 0
PFIZER INC COM 717081103 155 3,001 SH   DFND   3,001 0 0
PFIZER INC COM 717081103 3,124 60,349 SH   OTR   60,349 0 0
PFIZER INC COM 717081103 40,008 772,795 SH   SOLE   761,760 0 11,035
PROCTER AND GAMBLE CO COM 742718109 90 592 SH   DFND   592 0 0
PROCTER AND GAMBLE CO COM 742718109 24,976 163,453 SH   SOLE   161,113 0 2,340
PROCTER AND GAMBLE CO COM 742718109 2,140 14,007 SH   OTR   14,007 0 0
PROLOGIS INC. COM 74340W103 194 1,200 SH   DFND   1,200 0 0
PROLOGIS INC. COM 74340W103 2,912 18,034 SH   OTR   18,034 0 0
PROLOGIS INC. COM 74340W103 42,936 265,888 SH   SOLE   262,153 0 3,735
PRUDENTIAL FINL INC COM 744320102 12 100 SH   DFND   100 0 0
PRUDENTIAL FINL INC COM 744320102 171 1,450 SH   OTR   1,450 0 0
PRUDENTIAL FINL INC COM 744320102 27 230 SH   SOLE   230 0 0
QUALCOMM INC COM 747525103 130 850 SH   OTR   850 0 0
QUALCOMM INC COM 747525103 548 3,587 SH   SOLE   3,587 0 0
RAYMOND JAMES FINL INC COM 754730109 1,347 12,260 SH   SOLE   12,260 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 10 100 SH   DFND   100 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 59 600 SH   OTR   600 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 363 3,665 SH   SOLE   3,665 0 0
REALTY INCOME CORP COM 756109104 87 1,253 SH   DFND   1,253 0 0
REALTY INCOME CORP COM 756109104 22,358 322,619 SH   SOLE   317,629 0 4,990
REALTY INCOME CORP COM 756109104 1,649 23,791 SH   OTR   23,791 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 369 10,040 SH   SOLE   10,040 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,684 22,029 SH   SOLE   22,029 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 179 2,336 SH   OTR   2,276 0 60
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 386 2,087 SH   OTR   2,022 0 65
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,364 18,183 SH   SOLE   18,183 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 352 4,632 SH   OTR   4,437 0 195
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,921 51,661 SH   SOLE   51,661 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,680 41,464 SH   SOLE   41,464 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 649 4,737 SH   OTR   4,547 0 190
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 563 5,468 SH   OTR   5,263 0 205
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,941 47,979 SH   SOLE   47,979 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,589 34,764 SH   SOLE   34,764 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 263 3,529 SH   OTR   3,359 0 170
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 87 984 SH   OTR   949 0 35
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 729 8,273 SH   SOLE   8,273 0 0
SMUCKER J M CO COM NEW 832696405 21,054 155,483 SH   SOLE   152,813 0 2,670
SMUCKER J M CO COM NEW 832696405 96 712 SH   DFND   712 0 0
SMUCKER J M CO COM NEW 832696405 1,458 10,771 SH   OTR   10,771 0 0
SOUTHERN CO COM 842587107 145 2,000 SH   OTR   2,000 0 0
SOUTHERN CO COM 842587107 66 907 SH   SOLE   907 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,101 4,651 SH   SOLE   4,651 0 0
SPDR SER TR BLOOMBERG CONV 78464A359 248 3,225 SH   SOLE   3,225 0 0
TESLA INC COM 88160R101 1,068 991 SH   SOLE   991 0 0
TESLA INC COM 88160R101 9 8 SH   OTR   8 0 0
TEXAS INSTRS INC COM 882508104 146 797 SH   DFND   797 0 0
TEXAS INSTRS INC COM 882508104 33,420 182,144 SH   SOLE   179,694 0 2,450
TEXAS INSTRS INC COM 882508104 2,241 12,215 SH   OTR   12,215 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 477 6,000 SH   SOLE   6,000 0 0
UGI CORP NEW COM 902681105 250 6,900 SH   SOLE   6,900 0 0
UNILEVER PLC SPON ADR NEW 904767704 36 800 SH   OTR   800 0 0
UNILEVER PLC SPON ADR NEW 904767704 251 5,502 SH   SOLE   5,502 0 0
UNION PAC CORP COM 907818108 2,001 7,323 SH   OTR   7,323 0 0
UNION PAC CORP COM 907818108 120 438 SH   DFND   438 0 0
UNION PAC CORP COM 907818108 31,639 115,805 SH   SOLE   114,170 0 1,635
UNITED PARCEL SERVICE INC CL B 911312106 31,145 145,226 SH   SOLE   143,441 0 1,785
UNITED PARCEL SERVICE INC CL B 911312106 123 575 SH   DFND   575 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,341 10,916 SH   OTR   10,916 0 0
UNITEDHEALTH GROUP INC COM 91324P102 123 241 SH   DFND   241 0 0
UNITEDHEALTH GROUP INC COM 91324P102 29,543 57,930 SH   SOLE   57,095 0 835
UNITEDHEALTH GROUP INC COM 91324P102 2,056 4,031 SH   OTR   4,031 0 0
US BANCORP DEL COM NEW 902973304 1,552 29,199 SH   OTR   29,199 0 0
US BANCORP DEL COM NEW 902973304 21,863 411,352 SH   SOLE   406,177 0 5,175
US BANCORP DEL COM NEW 902973304 96 1,798 SH   DFND   1,798 0 0
V F CORP COM 918204108 16,018 281,715 SH   SOLE   276,865 0 4,850
V F CORP COM 918204108 1,042 18,325 SH   OTR   18,325 0 0
V F CORP COM 918204108 62 1,094 SH   DFND   1,094 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 647 2,250 SH   SOLE   2,250 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 272 2,509 SH   OTR   2,409 0 100
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,831 26,122 SH   SOLE   26,122 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,617 7,104 SH   SOLE   7,104 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,415 15,000 SH   OTR   15,000 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,152 20,000 SH   OTR   20,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 847 18,353 SH   SOLE   18,353 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 461 9,605 SH   SOLE   9,605 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,789 15,941 SH   OTR   15,331 0 610
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 26,499 236,070 SH   SOLE   236,070 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,598 13,309 SH   SOLE   13,309 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 172 1,433 SH   OTR   1,368 0 65
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 520 5,564 SH   OTR   5,334 0 230
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 4,309 46,141 SH   SOLE   46,141 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 587 1,409 SH   OTR   1,354 0 55
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,421 13,016 SH   SOLE   13,016 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 105 2,060 SH   DFND   2,060 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 30,068 590,262 SH   SOLE   581,262 0 9,000
VERIZON COMMUNICATIONS INC COM 92343V104 2,132 41,862 SH   OTR   41,862 0 0
VISA INC COM CL A 92826C839 21,402 96,503 SH   SOLE   95,048 0 1,455
VISA INC COM CL A 92826C839 92 415 SH   DFND   415 0 0
VISA INC COM CL A 92826C839 1,516 6,835 SH   OTR   6,835 0 0
WALMART INC COM 931142103 136 913 SH   OTR   913 0 0
WALMART INC COM 931142103 383 2,575 SH   SOLE   2,575 0 0
WASTE MGMT INC DEL COM 94106L109 2,674 16,870 SH   OTR   16,870 0 0
WASTE MGMT INC DEL COM 94106L109 38,092 240,328 SH   SOLE   237,038 0 3,290
WASTE MGMT INC DEL COM 94106L109 152 958 SH   DFND   958 0 0
WEC ENERGY GROUP INC COM 92939U106 1,784 17,876 SH   SOLE   17,876 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 497 13,120 SH   SOLE   13,120 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 296 6,775 SH   SOLE   6,775 0 0
XCEL ENERGY INC COM 98389B100 1,534 21,260 SH   OTR   21,260 0 0
XCEL ENERGY INC COM 98389B100 21,547 298,558 SH   SOLE   293,383 0 5,175
XCEL ENERGY INC COM 98389B100 84 1,168 SH   DFND   1,168 0 0