The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   67,986,575 1,629,506 SH   SOLE   1,629,506 0 0
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   79,230,081 796,540 SH   SOLE   796,540 0 0
BONDBLOXX ETF TRUST BB RT USD HI YLD 09789C705   5,190,605 129,734 SH   SOLE   129,734 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   5,213,676 104,082 SH   SOLE   104,082 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   20,878,142 929,570 SH   SOLE   929,570 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   8,092,342 267,781 SH   SOLE   267,781 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,858,547 115,637 SH   SOLE   115,637 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   23,698,163 228,328 SH   SOLE   228,328 0 0
INVESCO EXCH TRADED FD TR II PURBTA 0 5 YR 46138E495   7,839,815 312,717 SH   SOLE   312,717 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   76,626,802 172,579 SH   SOLE   172,579 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   10,636,565 57,842 SH   SOLE   57,842 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   30,786,888 147,822 SH   SOLE   147,822 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10,610,084 129,930 SH   SOLE   129,930 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   24,654,742 623,697 SH   SOLE   623,697 0 0
SIMPLIFY EXCHANGE TRADED FUN AGGREGATE BOND E 82889N723   10,447,639 487,524 SH   SOLE   487,524 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   88,980,172 2,458,695 SH   SOLE   2,458,695 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   265,836,964 7,417,326 SH   SOLE   7,417,326 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   132,670,952 253,639 SH   SOLE   253,639 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   69,815,138 2,770,387 SH   SOLE   2,770,387 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   22,579,032 886,269 SH   SOLE   886,269 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   417,091,381 6,778,667 SH   SOLE   6,778,667 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   6,437,177 276,199 SH   SOLE   276,199 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   6,453,331 70,609 SH   SOLE   70,609 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812   27,619,749 189,657 SH   SOLE   189,657 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   76,660,954 1,781,156 SH   SOLE   1,781,156 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   9,678,876 522,327 SH   SOLE   522,327 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   32,980,079 826,929 SH   SOLE   826,929 0 0