The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 10,309 236,014 SH   SOLE   236,014 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 23,952 319,619 SH   SOLE   319,619 0 0
ISHARES TR CORE US AGGBD ET 464287226 19,468 191,461 SH   SOLE   191,461 0 0
ISHARES TR US TREAS BD ETF 46429B267 45,407 1,899,867 SH   SOLE   1,899,867 0 0
ISHARES TR CORE LT USDB ETF 464289479 5,990 107,758 SH   SOLE   107,758 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 21,234 447,966 SH   SOLE   447,966 0 0
ISHARES TR CORE TOTAL USD 46434V613 29,445 628,890 SH   SOLE   628,890 0 0
ISHARES TR MBS ETF 464288588 9,313 95,525 SH   SOLE   95,525 0 0
ISHARES TR USD INV GRDE ETF 464288620 9,267 181,817 SH   SOLE   181,817 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 18,920 335,342 SH   SOLE   335,342 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 171,838 5,958,320 SH   SOLE   5,958,320 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 26,397 759,193 SH   SOLE   759,193 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 27,628 255,743 SH   SOLE   255,743 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 183,985 6,982,341 SH   SOLE   6,982,341 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 31,890 1,078,448 SH   SOLE   1,078,448 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 63,800 2,318,308 SH   SOLE   2,318,308 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 31,542 1,309,334 SH   SOLE   1,309,334 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 342,663 7,728,083 SH   SOLE   7,728,083 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 4,536 198,520 SH   SOLE   198,520 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 8,730 293,650 SH   SOLE   293,650 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 98,565 2,739,440 SH   SOLE   2,739,440 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 17,397 590,320 SH   SOLE   590,320 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 8,280 250,364 SH   SOLE   250,364 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 17,477 593,435 SH   SOLE   593,435 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 6,930 167,831 SH   SOLE   167,831 0 0