The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 764 9,137 SH   SOLE   9,137 0 0
AFLAC INC COM 001055102 755 14,431 SH   SOLE   14,431 0 0
APPLE INC COM 037833100 760 3,394 SH   SOLE   3,394 0 0
BB&T CORP COM 054937107 751 14,068 SH   SOLE   14,068 0 0
CHEVRON CORP NEW COM 166764100 742 6,253 SH   SOLE   6,253 0 0
CISCO SYS INC COM 17275R102 680 13,762 SH   SOLE   13,762 0 0
DOMINION ENERGY INC COM 25746U109 752 9,274 SH   SOLE   9,274 0 0
EVERSOURCE ENERGY COM 30040W108 751 8,785 SH   SOLE   8,785 0 0
FIFTH THIRD BANCORP COM 316773100 749 27,356 SH   SOLE   27,356 0 0
GARMIN LTD SHS H2906T109 754 8,903 SH   SOLE   8,903 0 0
GENERAL MLS INC COM 370334104 753 13,670 SH   SOLE   13,670 0 0
GENUINE PARTS CO COM 372460105 707 7,103 SH   SOLE   7,103 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 18,647 311,359 SH   SOLE   311,359 0 0
GRAINGER W W INC COM 384802104 764 2,572 SH   SOLE   2,572 0 0
ILLINOIS TOOL WKS INC COM 452308109 757 4,837 SH   SOLE   4,837 0 0
INTL PAPER CO COM 460146103 711 16,996 SH   SOLE   16,996 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 150,891 799,170 SH   SOLE   799,170 0 0
ISHARES TR CORE US AGGBD ET 464287226 23,913 211,299 SH   SOLE   211,299 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,030 26,320 SH   SOLE   26,320 0 0
ISHARES TR MSCI EAFE ETF 464287465 14,110 216,372 SH   SOLE   216,372 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 26,627 669,012 SH   SOLE   669,012 0 0
ISHARES TR CORE S&P SCP ETF 464287804 29,568 379,851 SH   SOLE   379,851 0 0
ISHARES TR CORE LT USDB ETF 464289479 25,982 374,598 SH   SOLE   374,598 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 53,425 1,058,130 SH   SOLE   1,058,130 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,688 25,170 SH   SOLE   25,170 0 0
ISHARES TR CORE TOTAL USD 46434V613 15,937 304,074 SH   SOLE   304,074 0 0
ISHARES TR CORE S&P500 ETF 464287200 259,565 869,507 SH   SOLE   869,507 0 0
ISHARES TR U.S. REAL ES ETF 464287739 57,440 614,066 SH   SOLE   614,066 0 0
ISHARES TR MBS ETF 464288588 20,076 185,370 SH   SOLE   185,370 0 0
ISHARES TR SHORT TREAS BD 464288679 41,523 375,368 SH   SOLE   375,368 0 0
ISHARES TR TIPS BD ETF 464287176 3,526 30,320 SH   SOLE   30,320 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,446 35,300 SH   SOLE   35,300 0 0
ISHARES TR USD INV GRDE ETF 464288620 13,158 225,770 SH   SOLE   225,770 0 0
JOHNSON & JOHNSON COM 478160104 725 5,607 SH   SOLE   5,607 0 0
KELLOGG CO COM 487836108 752 11,684 SH   SOLE   11,684 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 748 3,583 SH   SOLE   3,583 0 0
LILLY ELI & CO COM 532457108 719 6,428 SH   SOLE   6,428 0 0
LOCKHEED MARTIN CORP COM 539830109 754 1,933 SH   SOLE   1,933 0 0
MCDONALDS CORP COM 580135101 759 3,535 SH   SOLE   3,535 0 0
MERCK & CO INC COM 58933Y105 759 9,016 SH   SOLE   9,016 0 0
MICROSOFT CORP COM 594918104 758 5,455 SH   SOLE   5,455 0 0
NATIONAL FUEL GAS CO N J COM 636180101 619 13,190 SH   SOLE   13,190 0 0
PFIZER INC COM 717081103 676 18,826 SH   SOLE   18,826 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 40,244 395,593 SH   SOLE   395,593 0 0
PROCTER & GAMBLE CO COM 742718109 750 6,033 SH   SOLE   6,033 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,034 18,882 SH   SOLE   18,882 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 40,750 506,024 SH   SOLE   506,024 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 28,677 466,902 SH   SOLE   466,902 0 0
SOUTHERN CO COM 842587107 757 12,249 SH   SOLE   12,249 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 26,192 188,609 SH   SOLE   188,609 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 21,385 372,814 SH   SOLE   372,814 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 301,474 10,268,171 SH   SOLE   10,268,171 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 34,904 1,018,199 SH   SOLE   1,018,199 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 512,194 1,725,894 SH   SOLE   1,725,894 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 35,612 120,000 SH Put SOLE   120,000 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 191,581 2,091,720 SH   SOLE   2,091,720 0 0
SPDR SERIES TRUST S&P KENSHO NEW 78468R648 22,344 673,810 SH   SOLE   673,810 0 0
SPDR SERIES TRUST RUSSELL LOW VOL 78468R754 33,594 411,936 SH   SOLE   411,936 0 0
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 13,224 148,988 SH   SOLE   148,988 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 20,960 311,857 SH   SOLE   311,857 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 247,788 8,359,911 SH   SOLE   8,359,911 0 0
SPDR SERIES TRUST PORTFOLIO CRPORT 78464A144 36,477 1,078,392 SH   SOLE   1,078,392 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 18,017 510,674 SH   SOLE   510,674 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 9,612 337,032 SH   SOLE   337,032 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 41,365 1,374,697 SH   SOLE   1,374,697 0 0
SPDR SERIES TRUST PORTFLI MORTGAGE 78464A383 9,447 359,617 SH   SOLE   359,617 0 0
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 75,255 2,220,562 SH   SOLE   2,220,562 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 12,707 411,912 SH   SOLE   411,912 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 7,259 176,928 SH   SOLE   176,928 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 5,671 188,900 SH   SOLE   188,900 0 0
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 1,011 26,610 SH   SOLE   26,610 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 11,334 223,641 SH   SOLE   223,641 0 0
SYSCO CORP COM 871829107 757 9,537 SH   SOLE   9,537 0 0
UNITED TECHNOLOGIES CORP COM 913017109 751 5,503 SH   SOLE   5,503 0 0
US BANCORP DEL COM NEW 902973304 750 13,560 SH   SOLE   13,560 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 2,885 98,400 SH   SOLE   98,400 0 0
VANGUARD GROUP DIV APP ETF 921908844 1,044 8,734 SH   SOLE   8,734 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 57,635 346,617 SH   SOLE   346,617 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 40,834 994,004 SH   SOLE   994,004 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,021 11,506 SH   SOLE   11,506 0 0
WALMART INC COM 931142103 751 6,324 SH   SOLE   6,324 0 0
WASTE MGMT INC DEL COM 94106L109 763 6,631 SH   SOLE   6,631 0 0