The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc CL B 084670702   33,089 78,685 SH   SOLE   78,685 0 0
Alphabet Inc STK CL A 02079K305   15,128 100,231 SH   SOLE   100,231 0 0
Goldman Sachs ActiveBeta Inter ACTIVEBETA INT 381430107   13,673 398,755 SH   SOLE   398,755 0 0
iShares Edge MSCI Min Vol USA MSCI MIN VOL ETF 46429B697   12,786 152,979 SH   SOLE   152,979 0 0
Schwab Fundamental U.S. Large FDT US LG 808524771   12,676 188,099 SH   SOLE   188,099 0 0
Microsoft Corp COM 594918104   12,519 29,757 SH   SOLE   29,757 0 0
Xtrackers MSCI EAFE High Div Yld Eq ETF MSCI EAFE 233051630   12,505 506,880 SH   SOLE   506,880 0 0
Marathon Petroleum Corp COM 56585A102   11,260 55,879 SH   SOLE   55,879 0 0
Meta Platforms Inc Class A CL A 30303M102   9,354 19,263 SH   SOLE   19,263 0 0
Schwab U.S. Large-Cap Value ET US LCAP VA ETF 808524409   8,615 113,387 SH   SOLE   113,387 0 0
iShares 1-3 Year Treasury Bond ETF TR 1 3 YR TREAS BD 464287457   8,347 102,067 SH   SOLE   102,067 0 0
CVS Health Corp COM 126650100   8,176 102,505 SH   SOLE   102,505 0 0
Goldman Sachs Etf Tr Just Us Lrg Cp US LRG CP 381430396   7,611 101,420 SH   SOLE   101,420 0 0
iShares Core S&P Small-Cap ETF ETF TR EQUITY 464287804   7,485 67,730 SH   SOLE   67,730 0 0
Apple Inc COM 037833100   7,384 43,061 SH   SOLE   43,061 0 0
JPMorgan Chase & Co COM 46625H100   7,347 36,681 SH   SOLE   36,681 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   7,331 68,252 SH   SOLE   68,252 0 0
Morgan Stanley COM 617446448   7,231 76,794 SH   SOLE   76,794 0 0
Amazon.com Inc COM 023135106   6,927 38,402 SH   SOLE   38,402 0 0
Schwab International Equity ET INTL EQTY ETF 808524805   6,903 176,899 SH   SOLE   176,899 0 0
Sprouts Farmers Market Inc COM 85208M102   6,704 103,967 SH   SOLE   103,967 0 0
Canadian National Railway Co COM 136375102   6,259 47,523 SH   SOLE   47,523 0 0
Invesco Russell 1000 Dynamic Mltfct ETF RUSL 1000 DYNM 46138J619   5,971 108,109 SH   SOLE   108,109 0 0
Goldman Sachs Acss Invmt Grd Corp Bd ETF ACCESS INVT GR 381430479   5,909 129,052 SH   SOLE   129,052 0 0
Chevron Corp COM 166764100   5,323 33,744 SH   SOLE   33,744 0 0
VanEck Vectors Gold Miners ETF GOLD MINER ETF 92189F106   5,191 164,183 SH   SOLE   164,183 0 0
VanEck Vectors Investment Grade Floating Rate ETF INVT GRADE FLTG 92189F486   5,127 200,993 SH   SOLE   200,993 0 0
WisdomTree US MidCap Dividend ETF MIDCAP DIVI FD 97717W505   5,040 103,341 SH   SOLE   103,341 0 0
Automatic Data Processing Inc COM 053015103   4,912 19,669 SH   SOLE   19,669 0 0
iShares Morningstar Large-Cap Growth ETF TR GRWT 464287119   4,877 64,610 SH   SOLE   64,610 0 0
First Trust Water ETF FD WTR ETF 33733B100   4,856 47,559 SH   SOLE   47,559 0 0
Verizon Communications Inc COM 92343V104   4,824 114,974 SH   SOLE   114,974 0 0
Invesco QQQ Trust QQQ TR UNIT SER 1 46090E103   4,784 10,774 SH   SOLE   10,774 0 0
Avantis US Small Cap Value ETF US SML CP VALU 025072877   4,739 50,570 SH   SOLE   50,570 0 0
Paypal Holdings Inco COM 70450Y103   4,572 68,253 SH   SOLE   68,253 0 0
Alps Alerian Mlp Etf ALERIAN MLP 00162Q452   4,086 86,092 SH   SOLE   86,092 0 0
iShares 7-10 Year Treasury Bond ETF TR 7 10 YR Tsy 464287440   4,060 42,889 SH   SOLE   42,889 0 0
Laboratory Corp of America Hol COM 50540R409   3,962 18,134 SH   SOLE   18,134 0 0
Starbucks Corp COM 855244109   3,812 41,706 SH   SOLE   41,706 0 0
Walt Disney Co/The COM 254687106   3,603 29,443 SH   SOLE   29,443 0 0
Johnson & Johnson COM 478160104   3,219 20,351 SH   SOLE   20,351 0 0
BorgWarner Inc COM 099724106   2,833 81,553 SH   SOLE   81,553 0 0
Invesco Taxable Municipal Bond TAXABLE MUN BD 46138G805   2,561 96,448 SH   SOLE   96,448 0 0
Ishares 20 Plus Year Treasury Bond Etf TR 20 Yr Tsy Bd 464287432   2,381 25,169 SH   SOLE   25,169 0 0
WisdomTree U.S. Quality Divide US QTLY DIV GRT 97717X669   2,325 30,516 SH   SOLE   30,516 0 0
WisdomTree US Dividend ex-Financials ETF US AI ENHANCED 97717W406   2,060 20,241 SH   SOLE   20,241 0 0
Direxion NASDAQ-100 Equal Wtd ETF TR NAS100 EQL WGT 25459Y207   1,444 16,186 SH   SOLE   16,186 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF MORNSTAR UPSTR 33939L407   1,430 34,814 SH   SOLE   34,814 0 0
Enterprise Products Partners L COM 293792107   752 25,780 SH   SOLE   25,780 0 0
Hartford Multifactor Dev Mkts (exUS) ETF INTL EQTY ETF 518416102   506 18,081 SH   SOLE   18,081 0 0
Ford Motor Co COM 345370860   438 32,983 SH   SOLE   32,983 0 0
Pfizer Inc COM 717081103   406 14,644 SH   SOLE   14,644 0 0
PIMCO Enhanced Short Maturity Active ETF Enhan SHT MA AC 72201R833   395 3,927 SH   SOLE   3,927 0 0
Vanguard FTSE Pacific ETF FTSE PACIFIC ETF 922042866   387 5,085 SH   SOLE   5,085 0 0
Exxon Mobil Corp COM 30231G102   360 3,100 SH   SOLE   3,100 0 0
Shopify Inc COM 82509L107   345 4,465 SH   SOLE   4,465 0 0
Block Inc COM 852234103   333 3,935 SH   SOLE   3,935 0 0
AbbVie Inc COM 00287Y109   302 1,659 SH   SOLE   1,659 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102   279 4,578 SH   SOLE   4,578 0 0
Stryker Corp COM 863667101   247 690 SH   SOLE   690 0 0
SPDR S&P MidCap 400 ETF Trust ETF TR SPDR Mid 78467Y107   221 397 SH   SOLE   397 0 0
Technology Select Sector SPDR SPDR TR TECH 81369Y803   205 983 SH   SOLE   983 0 0
Tesla Inc COM 88160R101   225 1,281 SH   SOLE   1,281 0 0