The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc CL B 084670702 23,604 88,397 SH   SOLE   88,397 0 0
iShares Edge MSCI Min Vol USA MSCI MIN VOL ETF 46429B697 10,345 156,504 SH   SOLE   156,504 0 0
Alphabet Inc STK CL A 02079K305 10,019 104,748 SH   SOLE   104,748 0 0
Hartford Multifactor Dev Mkts (exUS) ETF INTL EQTY ETF 518416102 8,674 399,005 SH   SOLE   399,005 0 0
Goldman Sachs ActiveBeta Inter ACTIVEBETA INT 381430107 8,615 348,061 SH   SOLE   348,061 0 0
Schwab Fundamental U.S. Large FDT US LG 808524771 8,383 175,526 SH   SOLE   175,526 0 0
CVS Health Corp COM 126650100 8,244 86,447 SH   SOLE   86,447 0 0
Microsoft Corp COM 594918104 7,695 33,038 SH   SOLE   33,038 0 0
Marathon Petroleum Corp COM 56585A102 7,295 73,443 SH   SOLE   73,443 0 0
Apple Inc COM 037833100 7,024 50,824 SH   SOLE   50,824 0 0
Morgan Stanley COM 617446448 6,844 86,619 SH   SOLE   86,619 0 0
VanEck Vectors Investment Grade Floating Rate ETF INVT GRADE FLTG 92189F486 6,461 260,111 SH   SOLE   260,111 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176 6,328 60,326 SH   SOLE   60,326 0 0
Schwab U.S. Large-Cap Value ET US LCAP VA ETF 808524409 6,135 104,848 SH   SOLE   104,848 0 0
VanEck Vectors Gold Miners ETF GOLD MINER ETF 92189F106 5,851 242,568 SH   SOLE   242,568 0 0
Schwab International Equity ET INTL EQTY ETF 808524805 5,342 189,904 SH   SOLE   189,904 0 0
Paypal Holdings Inco COM 70450Y103 5,318 61,788 SH   SOLE   61,788 0 0
Canadian National Railway Co COM 136375102 5,089 47,122 SH   SOLE   47,122 0 0
iShares Core S&P Small-Cap ETF ETF TR EQUITY 464287804 4,940 56,658 SH   SOLE   56,658 0 0
Automatic Data Processing Inc COM 053015103 4,662 20,611 SH   SOLE   20,611 0 0
Chevron Corp COM 166764100 4,568 31,793 SH   SOLE   31,793 0 0
Verizon Communications Inc COM 92343V104 4,338 114,257 SH   SOLE   114,257 0 0
Goldman Sachs Etf Tr Just Us Lrg Cp US LRG CP 381430396 4,280 83,682 SH   SOLE   83,682 0 0
Laboratory Corp of America Hol COM 50540R409 4,238 20,693 SH   SOLE   20,693 0 0
WisdomTree US MidCap Dividend ETF MIDCAP DIVI FD 97717W505 4,230 112,285 SH   SOLE   112,285 0 0
JPMorgan Chase & Co COM 46625H100 4,138 39,595 SH   SOLE   39,595 0 0
Amazon.com Inc COM 023135106 3,950 34,954 SH   SOLE   34,954 0 0
Starbucks Corp COM 855244109 3,759 44,612 SH   SOLE   44,612 0 0
iShares 7-10 Year Treasury Bond ETF BARCLAYS 7 10 YR 464287440 3,721 38,763 SH   SOLE   38,763 0 0
Johnson & Johnson COM 478160104 3,459 21,174 SH   SOLE   21,174 0 0
KraneShares CSI China Internet ETF CSI CHI INTERNET 500767306 3,266 132,544 SH   SOLE   132,544 0 0
Walt Disney Co/The COM 254687106 3,052 32,358 SH   SOLE   32,358 0 0
Sprouts Farmers Market Inc COM 85208M102 2,934 105,733 SH   SOLE   105,733 0 0
iShares 1-3 Year Treasury Bond ETF TR 1 3 YR TREAS BD 464287457 2,922 35,980 SH   SOLE   35,980 0 0
Meta Platforms Inc Class A CL A 30303M102 2,890 21,297 SH   SOLE   21,297 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 2,777 28,095 SH   SOLE   28,095 0 0
Pfizer Inc COM 717081103 2,741 62,639 SH   SOLE   62,639 0 0
BorgWarner Inc COM 099724106 2,597 82,710 SH   SOLE   82,710 0 0
WisdomTree US Dividend ex-Financials ETF US AI ENHANCED 97717W406 2,014 24,667 SH   SOLE   24,667 0 0
Goldman Sachs Acss Invmt Grd Corp Bd ETF ACCESS INVT GR 381430479 1,783 41,243 SH   SOLE   41,243 0 0
Splunk Inc COM 848637104 1,748 23,244 SH   SOLE   23,244 0 0
Invesco Taxable Municipal Bond TAXABLE MUN BD 46138G805 1,636 63,792 SH   SOLE   63,792 0 0
Goldman Sachs BDC Inc SHS 38147U107 1,406 97,277 SH   SOLE   97,277 0 0
iShares Edge MSCI USA Momentum Fctr ETF MOMENTUM FCT 46432F396 1,338 10,199 SH   SOLE   10,199 0 0
Vanguard FTSE Pacific ETF FTSE PACIFIC ETF 922042866 1,233 21,460 SH   SOLE   21,460 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102 1,202 28,622 SH   SOLE   28,622 0 0
iShares Morningstar Large-Cap Growth ETF ETF TR GRWT 464287119 1,141 23,651 SH   SOLE   23,651 0 0
First Trust Water ETF FD WTR ETF 33733B100 1,068 14,874 SH   SOLE   14,874 0 0
WisdomTree U.S. Quality Divide US QTLY DIV GRT 97717X669 950 17,620 SH   SOLE   17,620 0 0
Alps Alerian Mlp Etf ALERIAN MLP 00162Q452 867 23,722 SH   SOLE   23,722 0 0
Direxion NASDAQ-100 Equal Wtd ETF TR NAS100 EQL WGT 25459Y207 783 12,991 SH   SOLE   12,991 0 0
SPDR S&P MidCap 400 ETF Trust ETF TR SPDR Mid 78467Y107 547 1,362 SH   SOLE   1,362 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF MORNSTAR UPSTR 33939L407 494 13,143 SH   SOLE   13,143 0 0
Goldman Sachs ActiveBeta U.S. ETF TR EQUITY 381430503 415 5,840 SH   SOLE   5,840 0 0
Ford Motor Co COM 345370860 393 35,066 SH   SOLE   35,066 0 0
Enterprise Products Partners L COM 293792107 385 16,180 SH   SOLE   16,180 0 0
Philip Morris International In COM 718172109 315 3,793 SH   SOLE   3,793 0 0
Exxon Mobil Corp COM 30231G102 271 3,100 SH   SOLE   3,100 0 0
Vanguard Value VALUE ETF 922908744 266 2,156 SH   SOLE   2,156 0 0
Mondelez International Inc COM 609207105 234 4,275 SH   SOLE   4,275 0 0
AbbVie Inc COM 00287Y109 214 1,592 SH   SOLE   1,592 0 0