The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Cl B CL B 084670702 26,204 131,360 SH   SOLE   131,360 0 0
Schw Intl Eq Etf INTL EQTY ETF 808524805 11,213 332,620 SH   SOLE   332,620 0 0
Alphabet, Inc. Class A STK CL A 02079K309 7,677 7,402 SH   SOLE   7,402 0 0
Microsoft Corp COM 594918104 7,175 78,611 SH   SOLE   78,611 0 0
WT Emerging Small Cap Div Fund EMG MKTS SMCAP 97717W281 7,040 130,279 SH   SOLE   130,279 0 0
Vaneck Vectors Gold Miners ETF GOLD MINER ETF 57060U100 5,740 261,158 SH   SOLE   261,158 0 0
Discover Financial Services COM 254709108 5,512 76,626 SH   SOLE   76,626 0 0
GS International Active Beta ACTIVEBETA INT 381430107 5,462 183,045 SH   SOLE   183,045 0 0
Morgan Stanley COM 617446448 5,456 101,105 SH   SOLE   101,105 0 0
Pfizer Incorporated COM 717081103 5,422 152,777 SH   SOLE   152,777 0 0
Qualcomm Inc COM 747525103 5,342 96,412 SH   SOLE   96,412 0 0
Southwest Airlines Co COM 844741108 5,233 91,360 SH   SOLE   91,360 0 0
Marathon Pete Corp COM 56585A102 5,224 71,460 SH   SOLE   71,460 0 0
United Technologies COM 913017109 5,154 40,967 SH   SOLE   40,967 0 0
Redwood Trust, Inc COM 758075402 5,069 327,635 SH   SOLE   327,635 0 0
Intl Business Machines Corp. COM 459200101 5,036 32,826 SH   SOLE   32,826 0 0
J P Morgan Chase & Co. COM 46625H100 4,766 43,340 SH   SOLE   43,340 0 0
Harris Corporation COM 413875105 4,699 29,135 SH   SOLE   29,135 0 0
WT Europe Small Cap Dividend EUROPE SMCP DV 97717W869 4,645 66,443 SH   SOLE   66,443 0 0
Kohls Corp COM 500255104 4,540 69,305 SH   SOLE   69,305 0 0
Apple Computer Inc COM 037833100 4,489 26,756 SH   SOLE   26,756 0 0
Ishares Msci Singapore MSCI SINGAPORE 464286673 4,461 167,271 SH   SOLE   167,271 0 0
Ishares TIP Bnd TIPS BD ETF 464287176 4,426 39,148 SH   SOLE   39,148 0 0
Ishares 7-10 Year Treasury BARCLAYS 7 10 YR 464287440 4,416 42,795 SH   SOLE   42,795 0 0
Omega Hlthcare Invs Inc COM 681936100 4,406 162,940 SH   SOLE   162,940 0 0
Ford Motor Company COM 345370860 4,391 396,343 SH   SOLE   396,343 0 0
U S G Corporation New COM 903293405 4,172 103,210 SH   SOLE   103,210 0 0
Lab Cp Of Amer Hldg New COM 50540R409 4,068 25,148 SH   SOLE   25,148 0 0
Chevron Corporation COM 166764100 3,988 34,970 SH   SOLE   34,970 0 0
Chicos Fas Inc COM 168615102 3,210 355,140 SH   SOLE   355,140 0 0
Apache Corp COM 037411105 3,163 82,188 SH   SOLE   82,188 0 0
Auto Data Processing COM 053015103 2,628 23,161 SH   SOLE   23,161 0 0
Vaneck Floating Rate Inv. Grad INVT GRADE FLTG 92189F486 2,554 101,120 SH   SOLE   101,120 0 0
Johnson & Johnson COM 478160104 2,395 18,692 SH   SOLE   18,692 0 0
Evolent Health Inc CL A 30050B101 2,352 165,020 SH   SOLE   165,020 0 0
GS ActiveBeta Large Cap US ETF TR EQUITY 381430503 1,717 32,152 SH   SOLE   32,152 0 0
Schw US Broad Mkt Etf US BRD MKT ETF 808524102 1,584 24,839 SH   SOLE   24,839 0 0
Sch Fnd US Lg Etf FDT US LG 808524771 1,273 35,024 SH   SOLE   35,024 0 0
WT Dividend ex-Financials DIV EX-FINL FD 97717W406 1,219 14,414 SH   SOLE   14,414 0 0
Exxon Mobil Corporation COM 30231G102 988 13,247 SH   SOLE   13,247 0 0
Vanguard Bond Index Fund TOTAL BND MRKT 921937835 980 12,263 SH   SOLE   12,263 0 0
Ishares Inter Term Credit Bd INTERM CR BD ETF 464288638 823 7,673 SH   SOLE   7,673 0 0
D T E Energy Company COM 233331107 783 7,503 SH   SOLE   7,503 0 0
PShrs Build America Bond ETF BUILD AMER ETF 73937B407 644 21,382 SH   SOLE   21,382 0 0
Philip Morris Intl Inc COM 718172109 535 5,384 SH   SOLE   5,384 0 0
A T & T Inc. New COM 00206R102 331 9,281 SH   SOLE   9,281 0 0
Altria Group, Inc. COM 02209S103 309 4,966 SH   SOLE   4,966 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 294 2,167 SH   SOLE   2,167 0 0
Wells Fargo & Co New COM 949746101 279 5,317 SH   SOLE   5,317 0 0
Sector Spdr Tech Select SPDR TR TECH 81369Y803 264 4,041 SH   SOLE   4,041 0 0
Cdk Global Inc COM 12508E105 246 3,880 SH   SOLE   3,880 0 0
Spdr S&P Midcap 400 Etf ETF TR 78467Y107 239 699 SH   SOLE   699 0 0
Amazon Com Inc COM 023135106 230 159 SH   SOLE   159 0 0
Boeing Co COM 097023105 205 625 SH   SOLE   625 0 0