The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 27 102 SH   SOLE   102 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 196 750 SH   OTR   750 0 0
EATON CORP PLC SHS G29183103 143 1,187 SH   SOLE   1,187 0 0
EATON CORP PLC SHS G29183103 508 4,225 SH   OTR   4,225 0 0
JOHNSON CTLS INTL PLC SHS G51502105 4,609 98,927 SH   SOLE   98,882 45 0
JOHNSON CTLS INTL PLC SHS G51502105 39 846 SH   OTR   846 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 249 1,712 SH   SOLE   1,712 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 206 1,420 SH   OTR   1,420 0 0
SUN ART RETAIL GROUP LTD HK SHS Y8184B109 25 25,000 SH   SOLE   25,000 0 0
AT&T INC COM 00206R102 4,557 158,466 SH   SOLE   158,411 55 0
AT&T INC COM 00206R102 313 10,899 SH   OTR   10,469 430 0
ABBOTT LABS COM 002824100 1,130 10,320 SH   SOLE   10,320 0 0
ABBOTT LABS COM 002824100 1,579 14,422 SH   OTR   14,422 0 0
ABBVIE INC COM 00287Y109 1,791 16,715 SH   SOLE   16,715 0 0
ABBVIE INC COM 00287Y109 1,604 14,970 SH   OTR   14,970 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,482 10,962 SH   SOLE   10,958 4 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 211 422 SH   OTR   422 0 0
AIR PRODS & CHEMS INC COM 009158106 2,702 9,889 SH   SOLE   9,885 4 0
AIR PRODS & CHEMS INC COM 009158106 69 251 SH   OTR   251 0 0
ALLSTATE CORP COM 020002101 158 1,434 SH   SOLE   1,434 0 0
ALLSTATE CORP COM 020002101 267 2,425 SH   OTR   2,425 0 0
ALPHABET INC CAP STK CL A 02079K305 12,507 7,136 SH   SOLE   7,134 2 0
ALPHABET INC CAP STK CL A 02079K305 662 378 SH   OTR   362 16 0
ALTRIA GROUP INC COM 02209S103 246 5,992 SH   SOLE   5,992 0 0
ALTRIA GROUP INC COM 02209S103 70 1,700 SH   OTR   1,700 0 0
AMAZON COM INC COM 023135106 498 153 SH   SOLE   153 0 0
AMAZON COM INC COM 023135106 33 10 SH   OTR   0 10 0
AMERISOURCEBERGEN CORP COM 03073E105 507 5,184 SH   SOLE   5,184 0 0
AMERISOURCEBERGEN CORP COM 03073E105 522 5,337 SH   OTR   5,337 0 0
AMGEN INC COM 031162100 221 960 SH   SOLE   960 0 0
AMGEN INC COM 031162100 171 744 SH   OTR   744 0 0
ANALOG DEVICES INC COM 032654105 228 1,545 SH   SOLE   1,545 0 0
ANALOG DEVICES INC COM 032654105 223 1,511 SH   OTR   1,511 0 0
ANTHEM INC COM 036752103 198 618 SH   SOLE   618 0 0
ANTHEM INC COM 036752103 212 659 SH   OTR   659 0 0
APPLE INC COM 037833100 16,205 122,123 SH   SOLE   122,071 52 0
APPLE INC COM 037833100 4,665 35,159 SH   OTR   35,159 0 0
APPLIED MATLS INC COM 038222105 43 501 SH   SOLE   501 0 0
APPLIED MATLS INC COM 038222105 271 3,140 SH   OTR   3,140 0 0
AUTOMATIC DATA PROCESSING I N COM 053015103 213 1,207 SH   SOLE   1,207 0 0
AUTOMATIC DATA PROCESSING I N COM 053015103 206 1,170 SH   OTR   1,170 0 0
BK OF AMERICA CORP COM 060505104 195 6,446 SH   SOLE   6,446 0 0
BK OF AMERICA CORP COM 060505104 203 6,700 SH   OTR   6,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 259 1,118 SH   SOLE   1,118 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 242 1,045 SH   OTR   990 55 0
BLACKROCK INC COM 09247X101 5,241 7,263 SH   SOLE   7,260 3 0
BLACKROCK INC COM 09247X101 66 91 SH   OTR   91 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 293 4,719 SH   SOLE   4,719 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 229 3,698 SH   OTR   3,598 100 0
CIGNA CORP NEW COM 125523100 167 800 SH   SOLE   800 0 0
CIGNA CORP NEW COM 125523100 223 1,069 SH   OTR   1,069 0 0
CSX CORP COM 126408103 91 1,000 SH   SOLE   1,000 0 0
CSX CORP COM 126408103 122 1,343 SH   OTR   1,343 0 0
1CVS HEALTH CORP COM 126650100 3,973 58,169 SH   SOLE   58,141 28 0
CVS HEALTH CORP COM 126650100 109 1,593 SH   OTR   1,593 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 325 8,620 SH   SOLE   8,620 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 23 610 SH   OTR   510 100 0
CATERPILLAR INC COM 149123101 195 1,070 SH   SOLE   1,070 0 0
CATERPILLAR INC COM 149123101 1,130 6,210 SH   OTR   6,210 0 0
CELANESE CORP DEL COM 150870103 3,423 26,341 SH   SOLE   26,331 10 0
CELANESE CORP DEL COM 150870103 7 57 SH   OTR   57 0 0
CHEVRON CORP NEW COM 166764100 249 2,946 SH   SOLE   2,946 0 0
CHEVRON CORP NEW COM 166764100 489 5,792 SH   OTR   5,792 0 0
CINCINNATI FINL CORP COM 172062101 599 6,851 SH   SOLE   6,851 0 0
CINCINNATI FINL CORP COM 172062101 2,384 27,286 SH   OTR   27,286 0 0
CISCO SYS INC COM 17275R102 5,810 129,827 SH   SOLE   129,780 47 0
CISCO SYS INC COM 17275R102 783 17,505 SH   OTR   17,080 425 0
CLOROX CO DEL COM 189054109 237 1,174 SH   SOLE   1,174 0 0
CLOROX CO DEL COM 189054109 2 10 SH   OTR   10 0 0
CLOUDFLARE INC CL A COM 18915M107 228 3,000 SH   SOLE   3,000 0 0
COCA COLA CO COM 191216100 420 7,666 SH   SOLE   7,666 0 0
COCA COLA CO COM 191216100 603 10,992 SH   OTR   10,992 0 0
COGNIZANT TECHNOLOGY SOLUTI O CL A 192446102 3,894 47,520 SH   SOLE   47,498 22 0
COGNIZANT TECHNOLOGY SOLUTI O CL A 192446102 87 1,065 SH   OTR   1,065 0 0
CONOCOPHILLIPS COM 20825C104 41 1,013 SH   SOLE   1,013 0 0
CONOCOPHILLIPS COM 20825C104 202 5,047 SH   OTR   5,047 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,260 10,315 SH   SOLE   10,315 0 0
CONSTELLATION BRANDS INC CL A 21036P108 111 505 SH   OTR   475 30 0
CONSUMERS BANCORP INC COM 210509105 534 27,565 SH   SOLE   27,565 0 0
CORTLAND BANCORP COM 220587109 238 12,714 SH   SOLE   12,714 0 0
CRONOS GROUP INC COM 22717L101 208 30,000 SH   SOLE   30,000 0 0
CUMMINS INC COM 231021106 42 187 SH   SOLE   187 0 0
CUMMINS INC COM 231021106 269 1,183 SH   OTR   1,183 0 0
D R HORTON INC COM 23331A109 3,785 54,925 SH   SOLE   54,902 23 0
D R HORTON INC COM 23331A109 107 1,555 SH   OTR   1,555 0 0
DTE ENERGY CO COM 233331107 172 1,420 SH   SOLE   1,420 0 0
DTE ENERGY CO COM 233331107 68 560 SH   OTR   560 0 0
DANAHER CORPORATION COM 235851102 882 3,970 SH   SOLE   3,970 0 0
DANAHER CORPORATION COM 235851102 455 2,050 SH   OTR   2,050 0 0
DARDEN RESTAURANTS INC COM 237194105 472 3,960 SH   SOLE   3,960 0 0
DARDEN RESTAURANTS INC COM 237194105 225 1,890 SH   OTR   1,890 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 2,701 67,171 SH   SOLE   67,136 35 0
DELTA AIR LINES INC DEL COM NEW 247361702 4 100 SH   OTR   100 0 0
DISNEY WALT CO COM 254687106 7,994 44,122 SH   SOLE   44,109 13 0
DISNEY WALT CO COM 254687106 298 1,644 SH   OTR   1,531 113 0
DOMINION ENERGY INC COM 25746U109 194 2,586 SH   SOLE   2,586 0 0
DOMINION ENERGY INC COM 25746U109 155 2,062 SH   OTR   2,062 0 0
DOW INC COM 260557103 68 1,219 SH   SOLE   1,219 0 0
DOW INC COM 260557103 198 3,560 SH   OTR   3,494 66 0
DUKE ENERGY CORP NEW COM NEW 26441C204 327 3,573 SH   SOLE   3,573 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 54 585 SH   OTR   585 0 0
DUPONT DE NEMOURS INC COM 26614N102 69 971 SH   SOLE   971 0 0
DUPONT DE NEMOURS INC COM 26614N102 132 1,851 SH   OTR   1,752 99 0
EOG RES INC COM 26875P101 3,259 65,354 SH   SOLE   65,334 20 0
EOG RES INC COM 26875P101 25 504 SH   OTR   504 0 0
EBAY INC. COM 278642103 150 2,983 SH   SOLE   2,983 0 0
EBAY INC. COM 278642103 118 2,350 SH   OTR   2,050 300 0
ENBRIDGE INC COM 29250N105 179 5,591 SH   SOLE   5,591 0 0
ENBRIDGE INC COM 29250N105 129 4,033 SH   OTR   4,033 0 0
ENTERGY CORP NEW COM 29364G103 2,865 28,691 SH   SOLE   28,679 12 0
ENTERGY CORP NEW COM 29364G103 45 454 SH   OTR   454 0 0
ESSENTIAL UTILS INC COM 29670G102 4,022 85,048 SH   SOLE   85,017 31 0
ESSENTIAL UTILS INC COM 29670G102 405 8,571 SH   OTR   8,571 0 0
1EXXON MOBIL CORP COM 30231G102 4,590 111,359 SH   SOLE   111,326 33 0
EXXON MOBIL CORP COM 30231G102 793 19,228 SH   OTR   19,226 2 0
FARMERS NATIONAL BANC CORP COM 309627107 3,279 247,076 SH   SOLE   238,042 9,034 0
FARMERS NATIONAL BANC CORP COM 309627107 92 6,900 SH   OTR   6,900 0 0
FORD MTR CO DEL COM 345370860 70 7,955 SH   SOLE   6,955 1,000 0
FORD MTR CO DEL COM 345370860 21 2,425 SH   OTR   2,425 0 0
FORTIVE CORP COM 34959J108 120 1,700 SH   SOLE   1,700 0 0
FORTIVE CORP COM 34959J108 81 1,150 SH   OTR   1,150 0 0
GENERAL ELECTRIC CO COM 369604103 939 86,953 SH   SOLE   86,953 0 0
GENERAL ELECTRIC CO COM 369604103 252 23,300 SH   OTR   23,300 0 0
GENERAL MLS INC COM 370334104 533 9,061 SH   SOLE   9,061 0 0
GENERAL MLS INC COM 370334104 780 13,267 SH   OTR   13,267 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 4,574 124,302 SH   SOLE   124,241 61 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 237 6,445 SH   OTR   6,445 0 0
HP INC COM 40434L105 5,256 213,745 SH   SOLE   213,658 87 0
HP INC COM 40434L105 547 22,250 SH   OTR   22,250 0 0
HERSHEY CO COM 427866108 285 1,869 SH   SOLE   1,869 0 0
HERSHEY CO COM 427866108 306 2,010 SH   OTR   2,010 0 0
HOME DEPOT INC COM 437076102 4,744 17,861 SH   SOLE   17,856 5 0
HOME DEPOT INC COM 437076102 955 3,595 SH   OTR   3,375 220 0
HONEYWELL INTL INC COM 438516106 5,160 24,261 SH   SOLE   24,251 10 0
HONEYWELL INTL INC COM 438516106 723 3,401 SH   OTR   3,276 125 0
HOST HOTELS & RESORTS INC COM 44107P104 92 6,264 SH   SOLE   6,264 0 0
HOST HOTELS & RESORTS INC COM 44107P104 157 10,764 SH   OTR   10,246 518 0
HUNTINGTON BANCSHARES INC COM 446150104 340 26,954 SH   SOLE   26,954 0 0
HUNTINGTON BANCSHARES INC COM 446150104 685 54,253 SH   OTR   52,753 1,500 0
ILLINOIS TOOL WKS INC COM 452308109 198 971 SH   SOLE   971 0 0
ILLINOIS TOOL WKS INC COM 452308109 83 405 SH   OTR   405 0 0
ILLUMINA INC COM 452327109 3,397 9,181 SH   SOLE   9,177 4 0
ILLUMINA INC COM 452327109 3 7 SH   OTR   7 0 0
INTEL CORP COM 458140100 5,454 109,469 SH   SOLE   109,431 38 0
INTEL CORP COM 458140100 667 13,379 SH   OTR   13,379 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,307 16,915 SH   SOLE   16,908 7 0
INVESCO QQQ TR UNIT SER 1 46090E103 70 223 SH   OTR   223 0 0
ISHARES GOLD TR ISHARES 464285105 260 14,334 SH   SOLE   14,334 0 0
ISHARES GOLD TR ISHARES 464285105 83 4,605 SH   OTR   4,605 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,679 4,472 SH   SOLE   4,472 0 0
ISHARES TR MSCI EMG MKT ET 464287234 517 9,998 SH   SOLE   9,998 0 0
ISHARES TR MSCI EMG MKT ET 464287234 432 8,369 SH   OTR   8,369 0 0
ISHARES TR MSCI EAFE ETF 464287465 835 11,442 SH   SOLE   11,442 0 0
ISHARES TR MSCI EAFE ETF 464287465 595 8,154 SH   OTR   8,154 0 0
ISHARES TR RUS MID CAP ETF 464287499 145 2,122 SH   SOLE   2,122 0 0
ISHARES TR RUS MID CAP ETF 464287499 96 1,396 SH   OTR   0 1,396 0
ISHARES TR CORE S&P MCP ET 464287507 1,686 7,336 SH   SOLE   7,336 0 0
ISHARES TR CORE S&P MCP ET 464287507 1,332 5,797 SH   OTR   5,797 0 0
ISHARES TR RUS 1000 VAL ET 464287598 340 2,490 SH   SOLE   2,490 0 0
ISHARES TR CORE S&P SCP ET 464287804 2,017 21,952 SH   SOLE   21,952 0 0
ISHARES TR CORE S&P SCP ET 464287804 1,387 15,097 SH   OTR   15,097 0 0
JPMORGAN CHASE & CO COM 46625H100 3,696 29,084 SH   SOLE   29,084 0 0
JPMORGAN CHASE & CO COM 46625H100 5,174 40,714 SH   OTR   40,564 150 0
JOHNSON & JOHNSON COM 478160104 6,801 43,216 SH   SOLE   43,200 16 0
JOHNSON & JOHNSON COM 478160104 2,642 16,786 SH   OTR   16,726 60 0
KIMBERLY-CLARK CORP COM 494368103 113 839 SH   SOLE   839 0 0
KIMBERLY-CLARK CORP COM 494368103 172 1,277 SH   OTR   1,277 0 0
KINDER MORGAN INC DEL COM 49456B101 2,904 212,412 SH   SOLE   212,344 68 0
KINDER MORGAN INC DEL COM 49456B101 92 6,755 SH   OTR   6,755 0 0
KROGER CO COM 501044101 34 1,085 SH   SOLE   1,085 0 0
KROGER CO COM 501044101 169 5,330 SH   OTR   5,330 0 0
LAM RESEARCH CORP COM 512807108 5,171 10,949 SH   SOLE   10,946 3 0
LAM RESEARCH CORP COM 512807108 37 79 SH   OTR   79 0 0
1LEAFBUYER TECHNOLOGIES INC COM 52177H100 7 50,000 SH   SOLE   50,000 0 0
LOCKHEED MARTIN CORP COM 539830109 411 1,159 SH   SOLE   1,159 0 0
LOCKHEED MARTIN CORP COM 539830109 163 459 SH   OTR   419 40 0
MCDONALDS CORP COM 580135101 772 3,598 SH   SOLE   3,598 0 0
MCDONALDS CORP COM 580135101 771 3,591 SH   OTR   3,591 0 0
MERCK & CO. INC COM 58933Y105 386 4,714 SH   SOLE   4,714 0 0
MERCK & CO. INC COM 58933Y105 45 555 SH   OTR   555 0 0
METLIFE INC COM 59156R108 4,752 101,216 SH   SOLE   101,166 50 0
METLIFE INC COM 59156R108 129 2,744 SH   OTR   2,744 0 0
MICROSOFT CORP COM 594918104 13,024 58,558 SH   SOLE   58,543 15 0
MICROSOFT CORP COM 594918104 3,881 17,447 SH   OTR   17,447 0 0
MICROVISION INC DEL COM NEW 594960304 287 53,400 SH   SOLE   53,400 0 0
MID-AMER APT CMNTYS INC COM 59522J103 4,015 31,692 SH   SOLE   31,679 13 0
MID-AMER APT CMNTYS INC COM 59522J103 43 342 SH   OTR   342 0 0
NEXTERA ENERGY INC COM 65339F101 6,592 85,438 SH   SOLE   85,410 28 0
NEXTERA ENERGY INC COM 65339F101 737 9,550 SH   OTR   9,338 212 0
NIKE INC CL B 654106103 1,099 7,770 SH   SOLE   7,770 0 0
NIKE INC CL B 654106103 1,431 10,115 SH   OTR   10,115 0 0
NORDSON CORP COM 655663102 543 2,700 SH   SOLE   2,700 0 0
NORFOLK SOUTHN CORP COM 655844108 159 668 SH   SOLE   668 0 0
NORFOLK SOUTHN CORP COM 655844108 556 2,342 SH   OTR   2,342 0 0
NUCOR CORP COM 670346105 2,993 56,264 SH   SOLE   56,244 20 0
NUCOR CORP COM 670346105 141 2,650 SH   OTR   2,650 0 0
ORACLE CORP COM 68389X105 284 4,386 SH   SOLE   4,386 0 0
ORACLE CORP COM 68389X105 865 13,377 SH   OTR   12,837 540 0
OTIS WORLDWIDE CORP COM 68902V107 201 2,970 SH   SOLE   2,970 0 0
OTIS WORLDWIDE CORP COM 68902V107 21 304 SH   OTR   254 50 0
PNC FINL SVCS GROUP INC COM 693475105 752 5,046 SH   SOLE   5,046 0 0
PNC FINL SVCS GROUP INC COM 693475105 972 6,522 SH   OTR   6,522 0 0
PPG INDS INC COM 693506107 2,502 17,350 SH   SOLE   17,350 0 0
PARKER-HANNIFIN CORP COM 701094104 357 1,312 SH   SOLE   1,312 0 0
PARKER-HANNIFIN CORP COM 701094104 1,325 4,865 SH   OTR   4,865 0 0
PAYPAL HLDGS INC COM 70450Y103 682 2,912 SH   SOLE   2,912 0 0
PAYPAL HLDGS INC COM 70450Y103 467 1,995 SH   OTR   1,545 450 0
PEPSICO INC COM 713448108 6,764 45,611 SH   SOLE   45,600 11 0
PEPSICO INC COM 713448108 1,918 12,933 SH   OTR   12,793 140 0
PFIZER INC COM 717081103 7,180 195,047 SH   SOLE   194,986 61 0
PFIZER INC COM 717081103 1,727 46,911 SH   OTR   46,911 0 0
PHILIP MORRIS INTL INC COM 718172109 235 2,835 SH   SOLE   2,835 0 0
PHILIP MORRIS INTL INC COM 718172109 204 2,465 SH   OTR   2,465 0 0
PREMIER FINANCIAL CORP COM 74052F108 57 2,497 SH   SOLE   2,497 0 0
PREMIER FINANCIAL CORP COM 74052F108 156 6,795 SH   OTR   6,795 0 0
PROCTER AND GAMBLE CO COM 742718109 3,248 23,340 SH   SOLE   23,090 0 250
PROCTER AND GAMBLE CO COM 742718109 2,426 17,434 SH   OTR   17,434 0 0
PROGRESSIVE CORP COM 743315103 794 8,031 SH   SOLE   8,031 0 0
PROGRESSIVE CORP COM 743315103 25 250 SH   OTR   250 0 0
QUALCOMM INC COM 747525103 62 407 SH   SOLE   407 0 0
QUALCOMM INC COM 747525103 562 3,691 SH   OTR   3,691 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 247 3,456 SH   SOLE   3,456 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 194 2,715 SH   OTR   2,615 100 0
ROPER TECHNOLOGIES INC COM 776696106 3,838 8,903 SH   SOLE   8,901 2 0
ROPER TECHNOLOGIES INC COM 776696106 3 8 SH   OTR   8 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 14 400 SH   SOLE   400 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 271 7,710 SH   OTR   7,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,093 48,392 SH   SOLE   48,392 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,819 7,541 SH   OTR   7,541 0 0
SPDR GOLD TR GOLD SHS 78463V107 500 2,801 SH   SOLE   2,801 0 0
SPDR SER TR S&P REGL BKG 78464A698 734 14,127 SH   SOLE   14,127 0 0
SPDR SER TR S&P REGL BKG 78464A698 53 1,015 SH   OTR   1,015 0 0
SCHWAB CHARLES CORP COM 808513105 5,896 111,164 SH   SOLE   111,112 52 0
1SCHWAB CHARLES CORP COM 808513105 103 1,940 SH   OTR   1,940 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,983 30,993 SH   SOLE   30,986 7 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 380 2,363 SH   OTR   2,363 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 631 16,639 SH   SOLE   16,639 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 154 4,070 SH   OTR   4,070 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 194 2,873 SH   SOLE   2,873 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 41 604 SH   OTR   604 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 374 5,969 SH   SOLE   5,969 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 152 2,431 SH   OTR   2,431 0 0
SHOPIFY INC CL A 82509L107 792 700 SH   SOLE   700 0 0
SMUCKER J M CO COM NEW 832696405 115 995 SH   SOLE   995 0 0
SMUCKER J M CO COM NEW 832696405 1,027 8,887 SH   OTR   8,887 0 0
SOUTHERN CO COM 842587107 698 11,357 SH   SOLE   11,357 0 0
STARBUCKS CORP COM 855244109 2,899 27,097 SH   SOLE   27,086 11 0
STARBUCKS CORP COM 855244109 21 195 SH   OTR   195 0 0
STRYKER CORPORATION COM 863667101 376 1,533 SH   SOLE   1,533 0 0
STRYKER CORPORATION COM 863667101 419 1,709 SH   OTR   1,619 90 0
SVENSKA CELLULOSA AKTIEBOLA G SPONSORED ADR 869587402 289 18,250 SH   SOLE   18,250 0 0
TJX COS INC NEW COM 872540109 5,358 78,457 SH   SOLE   78,457 0 0
TJX COS INC NEW COM 872540109 194 2,845 SH   OTR   2,845 0 0
TARGET CORP COM 87612E106 279 1,581 SH   SOLE   1,581 0 0
TEXAS INSTRS INC COM 882508104 96 585 SH   SOLE   585 0 0
TEXAS INSTRS INC COM 882508104 119 723 SH   OTR   373 350 0
3M CO COM 88579Y101 443 2,533 SH   SOLE   2,533 0 0
3M CO COM 88579Y101 1,442 8,251 SH   OTR   8,251 0 0
TRAVELERS COMPANIES INC COM 89417E109 112 800 SH   SOLE   800 0 0
TRAVELERS COMPANIES INC COM 89417E109 170 1,209 SH   OTR   1,099 110 0
TRUIST FINL CORP COM 89832Q109 4,711 98,290 SH   SOLE   98,252 38 0
TRUIST FINL CORP COM 89832Q109 93 1,931 SH   OTR   1,931 0 0
TYSON FOODS INC CL A 902494103 4,027 62,492 SH   SOLE   62,461 31 0
TYSON FOODS INC CL A 902494103 152 2,366 SH   OTR   2,366 0 0
UNION PAC CORP COM 907818108 246 1,182 SH   SOLE   1,182 0 0
UNION PAC CORP COM 907818108 170 816 SH   OTR   816 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,581 27,206 SH   SOLE   27,195 11 0
UNITED PARCEL SERVICE INC CL B 911312106 23 138 SH   OTR   138 0 0
UNITEDHEALTH GROUP INC COM 91324P102 43 124 SH   SOLE   124 0 0
UNITEDHEALTH GROUP INC COM 91324P102 284 810 SH   OTR   810 0 0
V F CORP COM 918204108 211 2,470 SH   SOLE   2,470 0 0
V F CORP COM 918204108 49 573 SH   OTR   573 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 216 4,310 SH   SOLE   4,310 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 344 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 591 2,331 SH   SOLE   2,331 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 257 1,320 SH   SOLE   1,320 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 73 375 SH   OTR   375 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 877 4,504 SH   SOLE   4,504 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,083 86,526 SH   SOLE   86,503 23 0
VERIZON COMMUNICATIONS INC COM 92343V104 670 11,400 SH   OTR   11,226 174 0
VIATRIS INC COM 92556V106 448 23,890 SH   SOLE   23,883 7 0
VIATRIS INC COM 92556V106 109 5,810 SH   OTR   5,810 0 0
VISA INC COM CL A 92826C839 8,688 39,719 SH   SOLE   39,705 14 0
VISA INC COM CL A 92826C839 414 1,892 SH   OTR   1,892 0 0
WALMART INC COM 931142103 9,060 62,852 SH   SOLE   62,827 25 0
WALMART INC COM 931142103 2,383 16,532 SH   OTR   16,482 50 0
WELLS FARGO CO NEW COM 949746101 4,399 145,772 SH   SOLE   145,736 36 0
WELLS FARGO CO NEW COM 949746101 270 8,940 SH   OTR   8,815 125 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 5,014 149,544 SH   SOLE   149,535 9 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 198 5,917 SH   OTR   5,616 301 0
YUM BRANDS INC COM 988498101 106 974 SH   SOLE   974 0 0
YUM BRANDS INC COM 988498101 662 6,100 SH   OTR   6,100 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 4,909 31,857 SH   SOLE   31,844 13 0
1ZIMMER BIOMET HOLDINGS INC COM 98956P102 53 347 SH   OTR   347 0 0
ZIVO BIOSCIENCE INC COM 98978N101 41 272,553 SH   SOLE   272,553 0 0