The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 121 1,187 SH   SOLE   1,187 0 0
EATON CORP PLC SHS G29183103 434 4,250 SH   OTR   4,250 0 0
JOHNSON CTLS INTL PLC SHS G51502105 4,174 102,187 SH   SOLE   102,142 45 0
JOHNSON CTLS INTL PLC SHS G51502105 35 846 SH   OTR   846 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 214 1,762 SH   SOLE   1,762 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 172 1,420 SH   OTR   1,420 0 0
TE CONNECTIVITY LTD REG SHS H84989104 208 2,132 SH   SOLE   2,132 0 0
TE CONNECTIVITY LTD REG SHS H84989104 26 266 SH   OTR   266 0 0
AT&T INC COM 00206R102 4,445 155,906 SH   SOLE   155,851 55 0
AT&T INC COM 00206R102 311 10,899 SH   OTR   10,899 0 0
ABBOTT LABS COM 002824100 1,139 10,462 SH   SOLE   10,462 0 0
ABBOTT LABS COM 002824100 1,570 14,422 SH   OTR   14,422 0 0
ABBVIE INC COM 00287Y109 1,469 16,772 SH   SOLE   16,772 0 0
ABBVIE INC COM 00287Y109 1,319 15,055 SH   OTR   15,055 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,594 11,407 SH   SOLE   11,403 4 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 207 422 SH   OTR   422 0 0
AIR PRODS & CHEMS INC COM 009158106 3,037 10,197 SH   SOLE   10,193 4 0
AIR PRODS & CHEMS INC COM 009158106 75 251 SH   OTR   251 0 0
ALLSTATE CORP COM 020002101 135 1,434 SH   SOLE   1,434 0 0
ALLSTATE CORP COM 020002101 228 2,425 SH   OTR   2,425 0 0
ALPHABET INC CAP STK CL A 02079K305 10,867 7,415 SH   SOLE   7,413 2 0
ALPHABET INC CAP STK CL A 02079K305 554 378 SH   OTR   378 0 0
ALTRIA GROUP INC COM 02209S103 232 5,992 SH   SOLE   5,992 0 0
ALTRIA GROUP INC COM 02209S103 66 1,700 SH   OTR   1,700 0 0
AMAZON COM INC COM 023135106 466 148 SH   SOLE   148 0 0
AMAZON COM INC COM 023135106 31 10 SH   OTR   10 0 0
AMERISOURCEBERGEN CORP COM 03073E105 505 5,209 SH   SOLE   5,209 0 0
AMERISOURCEBERGEN CORP COM 03073E105 517 5,337 SH   OTR   5,337 0 0
AMGEN INC COM 031162100 214 843 SH   SOLE   843 0 0
AMGEN INC COM 031162100 189 744 SH   OTR   744 0 0
ANALOG DEVICES INC COM 032654105 180 1,545 SH   SOLE   1,545 0 0
ANALOG DEVICES INC COM 032654105 176 1,511 SH   OTR   1,511 0 0
ANTHEM INC COM 036752103 171 638 SH   SOLE   638 0 0
ANTHEM INC COM 036752103 177 659 SH   OTR   659 0 0
APPLE INC COM 037833100 15,120 130,560 SH   SOLE   130,508 52 0
APPLE INC COM 037833100 4,145 35,789 SH   OTR   35,789 0 0
APPLIED MATLS INC COM 038222105 30 501 SH   SOLE   501 0 0
APPLIED MATLS INC COM 038222105 190 3,190 SH   OTR   3,190 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 172 1,235 SH   SOLE   1,235 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 163 1,170 SH   OTR   1,170 0 0
BK OF AMERICA CORP COM 060505104 166 6,903 SH   SOLE   6,903 0 0
BK OF AMERICA CORP COM 060505104 161 6,700 SH   OTR   6,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 235 1,103 SH   SOLE   1,103 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 223 1,045 SH   OTR   1,045 0 0
BLACKROCK INC COM 09247X101 5,134 9,110 SH   SOLE   9,107 3 0
BLACKROCK INC COM 09247X101 37 66 SH   OTR   66 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 264 4,387 SH   SOLE   4,387 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 223 3,698 SH   OTR   3,698 0 0
CIGNA CORP NEW COM 125523100 136 800 SH   SOLE   800 0 0
CIGNA CORP NEW COM 125523100 181 1,069 SH   OTR   1,069 0 0
CVS HEALTH CORP COM 126650100 3,299 56,484 SH   SOLE   56,456 28 0
CVS HEALTH CORP COM 126650100 93 1,593 SH   OTR   1,593 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 263 8,620 SH   SOLE   8,620 0 0
1CARRIER GLOBAL CORPORATION COM 14448C104 19 610 SH   OTR   610 0 0
CATERPILLAR INC DEL COM 149123101 160 1,070 SH   SOLE   1,070 0 0
CATERPILLAR INC DEL COM 149123101 926 6,210 SH   OTR   6,210 0 0
CELANESE CORP DEL COM 150870103 2,987 27,797 SH   SOLE   27,787 10 0
CELANESE CORP DEL COM 150870103 6 57 SH   OTR   57 0 0
CHEVRON CORP NEW COM 166764100 231 3,202 SH   SOLE   3,202 0 0
CHEVRON CORP NEW COM 166764100 417 5,792 SH   OTR   5,792 0 0
CINCINNATI FINL CORP COM 172062101 499 6,401 SH   SOLE   6,401 0 0
CINCINNATI FINL CORP COM 172062101 2,166 27,786 SH   OTR   27,786 0 0
CISCO SYS INC COM 17275R102 4,990 126,688 SH   SOLE   126,641 47 0
CISCO SYS INC COM 17275R102 692 17,580 SH   OTR   17,580 0 0
CLOROX CO DEL COM 189054109 247 1,174 SH   SOLE   1,174 0 0
CLOROX CO DEL COM 189054109 2 10 SH   OTR   10 0 0
COCA COLA CO COM 191216100 374 7,567 SH   SOLE   7,567 0 0
COCA COLA CO COM 191216100 543 10,992 SH   OTR   10,992 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,347 48,211 SH   SOLE   48,189 22 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 74 1,065 SH   OTR   1,065 0 0
CONOCOPHILLIPS COM 20825C104 33 1,013 SH   SOLE   1,013 0 0
CONOCOPHILLIPS COM 20825C104 178 5,406 SH   OTR   5,406 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,914 10,100 SH   SOLE   10,100 0 0
CONSTELLATION BRANDS INC CL A 21036P108 96 505 SH   OTR   505 0 0
CONSUMERS BANCORP INC COM 210509105 356 22,262 SH   SOLE   22,262 0 0
CORTLAND BANCORP COM 220587109 193 12,714 SH   SOLE   12,714 0 0
CRONOS GROUP INC COM 22717L101 150 30,000 SH   SOLE   30,000 0 0
CRONOS GROUP INC COM 22717L101 4 760 SH   OTR   760 0 0
CUMMINS INC COM 231021106 39 187 SH   SOLE   187 0 0
CUMMINS INC COM 231021106 250 1,183 SH   OTR   1,183 0 0
D R HORTON INC COM 23331A109 4,384 57,972 SH   SOLE   57,949 23 0
D R HORTON INC COM 23331A109 118 1,555 SH   OTR   1,555 0 0
DTE ENERGY CO COM 233331107 163 1,420 SH   SOLE   1,420 0 0
DTE ENERGY CO COM 233331107 64 560 SH   OTR   560 0 0
DANAHER CORPORATION COM 235851102 930 4,320 SH   SOLE   4,320 0 0
DANAHER CORPORATION COM 235851102 441 2,050 SH   OTR   2,050 0 0
DARDEN RESTAURANTS INC COM 237194105 405 4,022 SH   SOLE   4,022 0 0
DARDEN RESTAURANTS INC COM 237194105 190 1,890 SH   OTR   1,890 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 2,166 70,837 SH   SOLE   70,802 35 0
DELTA AIR LINES INC DEL COM NEW 247361702 3 100 SH   OTR   100 0 0
DISNEY WALT CO COM DISNEY 254687106 5,506 44,371 SH   SOLE   44,358 13 0
DISNEY WALT CO COM DISNEY 254687106 204 1,644 SH   OTR   1,644 0 0
DOMINION ENERGY INC COM 25746U109 212 2,681 SH   SOLE   2,681 0 0
DOMINION ENERGY INC COM 25746U109 163 2,062 SH   OTR   2,062 0 0
DOW INC COM 260557103 57 1,219 SH   SOLE   1,219 0 0
DOW INC COM 260557103 167 3,560 SH   OTR   3,560 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 316 3,573 SH   SOLE   3,573 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 52 585 SH   OTR   585 0 0
EOG RES INC COM 26875P101 2,177 60,583 SH   SOLE   60,563 20 0
EOG RES INC COM 26875P101 13 375 SH   OTR   375 0 0
EBAY INC. COM 278642103 155 2,983 SH   SOLE   2,983 0 0
EBAY INC. COM 278642103 122 2,350 SH   OTR   2,350 0 0
ENBRIDGE INC COM 29250N105 163 5,591 SH   SOLE   5,591 0 0
ENBRIDGE INC COM 29250N105 118 4,033 SH   OTR   4,033 0 0
ENTERGY CORP NEW COM 29364G103 2,809 28,507 SH   SOLE   28,495 12 0
ENTERGY CORP NEW COM 29364G103 45 454 SH   OTR   454 0 0
ESSENTIAL UTILS INC COM 29670G102 3,407 84,635 SH   SOLE   84,604 31 0
ESSENTIAL UTILS INC COM 29670G102 341 8,477 SH   OTR   8,477 0 0
EXXON MOBIL CORP COM 30231G102 3,477 101,273 SH   SOLE   101,240 33 0
EXXON MOBIL CORP COM 30231G102 675 19,660 SH   OTR   19,660 0 0
FARMERS NATIONAL BANC CORP COM 309627107 2,742 251,142 SH   SOLE   242,108 9,034 0
FARMERS NATIONAL BANC CORP COM 309627107 75 6,900 SH   OTR   6,900 0 0
FORTIVE CORP COM 34959J108 130 1,700 SH   SOLE   1,700 0 0
1FORTIVE CORP COM 34959J108 88 1,150 SH   OTR   1,150 0 0
GENERAL ELECTRIC CO COM 369604103 542 87,028 SH   SOLE   87,028 0 0
GENERAL ELECTRIC CO COM 369604103 145 23,300 SH   OTR   23,300 0 0
GENERAL MLS INC COM 370334104 562 9,111 SH   SOLE   9,111 0 0
GENERAL MLS INC COM 370334104 818 13,267 SH   OTR   13,267 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 4,552 120,926 SH   SOLE   120,865 61 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 243 6,445 SH   OTR   6,445 0 0
HP INC COM 40434L105 4,049 213,215 SH   SOLE   213,128 87 0
HP INC COM 40434L105 423 22,250 SH   OTR   22,250 0 0
HERSHEY CO COM 427866108 268 1,869 SH   SOLE   1,869 0 0
HERSHEY CO COM 427866108 288 2,010 SH   OTR   2,010 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 7 749 SH   SOLE   749 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 88 9,366 SH   OTR   9,366 0 0
HOME DEPOT INC COM 437076102 5,054 18,200 SH   SOLE   18,195 5 0
HOME DEPOT INC COM 437076102 1,003 3,610 SH   OTR   3,610 0 0
HONEYWELL INTL INC COM 438516106 5,067 30,780 SH   SOLE   30,767 13 0
HONEYWELL INTL INC COM 438516106 552 3,355 SH   OTR   3,355 0 0
HOST HOTELS & RESORTS INC COM 44107P104 68 6,264 SH   SOLE   6,264 0 0
HOST HOTELS & RESORTS INC COM 44107P104 116 10,764 SH   OTR   10,764 0 0
HUNTINGTON BANCSHARES INC COM 446150104 247 26,954 SH   SOLE   26,954 0 0
HUNTINGTON BANCSHARES INC COM 446150104 420 45,753 SH   OTR   44,253 1,500 0
ILLINOIS TOOL WKS INC COM 452308109 184 953 SH   SOLE   953 0 0
ILLINOIS TOOL WKS INC COM 452308109 83 430 SH   OTR   430 0 0
ILLUMINA INC COM 452327109 2,808 9,086 SH   SOLE   9,082 4 0
ILLUMINA INC COM 452327109 2 7 SH   OTR   7 0 0
INTEL CORP COM 458140100 5,530 106,797 SH   SOLE   106,759 38 0
INTEL CORP COM 458140100 693 13,379 SH   OTR   13,379 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,874 13,944 SH   SOLE   13,938 6 0
INVESCO QQQ TR UNIT SER 1 46090E103 60 216 SH   OTR   216 0 0
ISHARES GOLD TRUST ISHARES 464285105 219 12,200 SH   SOLE   12,200 0 0
ISHARES GOLD TRUST ISHARES 464285105 83 4,605 SH   OTR   4,605 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,517 4,513 SH   SOLE   4,513 0 0
ISHARES TR MSCI EMG MKT ET 464287234 441 9,998 SH   SOLE   9,998 0 0
ISHARES TR MSCI EMG MKT ET 464287234 369 8,369 SH   OTR   8,369 0 0
ISHARES TR MSCI EAFE ETF 464287465 728 11,442 SH   SOLE   11,442 0 0
ISHARES TR MSCI EAFE ETF 464287465 519 8,154 SH   OTR   8,154 0 0
ISHARES TR RUS MID CAP ETF 464287499 122 2,122 SH   SOLE   2,122 0 0
ISHARES TR RUS MID CAP ETF 464287499 80 1,396 SH   OTR   1,396 0 0
ISHARES TR CORE S&P MCP ET 464287507 1,357 7,321 SH   SOLE   7,321 0 0
ISHARES TR CORE S&P MCP ET 464287507 1,079 5,822 SH   OTR   5,822 0 0
ISHARES TR RUS 1000 VAL ET 464287598 294 2,490 SH   SOLE   2,490 0 0
ISHARES TR CORE S&P SCP ET 464287804 1,720 24,492 SH   SOLE   24,492 0 0
ISHARES TR CORE S&P SCP ET 464287804 1,062 15,122 SH   OTR   15,122 0 0
ISHARES TR US HOME CONS ET 464288752 51 905 SH   SOLE   905 0 0
ISHARES TR US HOME CONS ET 464288752 150 2,655 SH   OTR   2,655 0 0
JPMORGAN CHASE & CO COM 46625H100 2,902 30,141 SH   SOLE   30,141 0 0
JPMORGAN CHASE & CO COM 46625H100 4,072 42,299 SH   OTR   42,299 0 0
JOHNSON & JOHNSON COM 478160104 6,275 42,148 SH   SOLE   42,132 16 0
JOHNSON & JOHNSON COM 478160104 2,499 16,786 SH   OTR   16,786 0 0
KIMBERLY CLARK CORP COM 494368103 124 839 SH   SOLE   839 0 0
KIMBERLY CLARK CORP COM 494368103 189 1,277 SH   OTR   1,277 0 0
KINDER MORGAN INC DEL COM 49456B101 2,413 195,692 SH   SOLE   195,624 68 0
KINDER MORGAN INC DEL COM 49456B101 89 7,255 SH   OTR   7,255 0 0
KROGER CO COM 501044101 37 1,085 SH   SOLE   1,085 0 0
KROGER CO COM 501044101 181 5,330 SH   OTR   5,330 0 0
LAM RESEARCH CORP COM 512807108 3,927 11,838 SH   SOLE   11,834 4 0
LAM RESEARCH CORP COM 512807108 26 79 SH   OTR   79 0 0
LEAFBUYER TECHNOLOGIES INC COM 52177H100 3 50,000 SH   SOLE   50,000 0 0
LOCKHEED MARTIN CORP COM 539830109 497 1,298 SH   SOLE   1,298 0 0
LOCKHEED MARTIN CORP COM 539830109 176 459 SH   OTR   459 0 0
1MCDONALDS CORP COM 580135101 793 3,613 SH   SOLE   3,613 0 0
MCDONALDS CORP COM 580135101 788 3,591 SH   OTR   3,591 0 0
MERCK & CO. INC COM 58933Y105 391 4,714 SH   SOLE   4,714 0 0
MERCK & CO. INC COM 58933Y105 47 570 SH   OTR   570 0 0
METLIFE INC COM 59156R108 4,647 125,021 SH   SOLE   124,971 50 0
METLIFE INC COM 59156R108 89 2,394 SH   OTR   2,394 0 0
MICROSOFT CORP COM 594918104 12,603 59,922 SH   SOLE   59,907 15 0
MICROSOFT CORP COM 594918104 3,720 17,687 SH   OTR   17,687 0 0
MICROVISION INC DEL COM NEW 594960304 104 53,400 SH   SOLE   53,400 0 0
MID-AMER APT CMNTYS INC COM 59522J103 3,610 31,132 SH   SOLE   31,119 13 0
MID-AMER APT CMNTYS INC COM 59522J103 40 342 SH   OTR   342 0 0
NEXTERA ENERGY INC COM 65339F101 6,155 22,175 SH   SOLE   22,168 7 0
NEXTERA ENERGY INC COM 65339F101 656 2,364 SH   OTR   2,364 0 0
NIKE INC CL B 654106103 967 7,704 SH   SOLE   7,704 0 0
NIKE INC CL B 654106103 1,279 10,190 SH   OTR   10,190 0 0
NORDSON CORP COM 655663102 518 2,700 SH   SOLE   2,700 0 0
NORFOLK SOUTHN CORP COM 655844108 143 668 SH   SOLE   668 0 0
NORFOLK SOUTHN CORP COM 655844108 501 2,342 SH   OTR   2,342 0 0
NUCOR CORP COM 670346105 2,533 56,461 SH   SOLE   56,441 20 0
NUCOR CORP COM 670346105 119 2,650 SH   OTR   2,650 0 0
ORACLE CORP COM 68389X105 283 4,735 SH   SOLE   4,735 0 0
ORACLE CORP COM 68389X105 799 13,377 SH   OTR   13,377 0 0
OTIS WORLDWIDE CORP COM 68902V107 185 2,970 SH   SOLE   2,970 0 0
OTIS WORLDWIDE CORP COM 68902V107 19 304 SH   OTR   304 0 0
PNC FINL SVCS GROUP INC COM 693475105 555 5,046 SH   SOLE   5,046 0 0
PNC FINL SVCS GROUP INC COM 693475105 717 6,522 SH   OTR   6,522 0 0
PPG INDS INC COM 693506107 2,222 18,202 SH   SOLE   18,202 0 0
PARKER-HANNIFIN CORP COM 701094104 267 1,319 SH   SOLE   1,319 0 0
PARKER-HANNIFIN CORP COM 701094104 1,047 5,172 SH   OTR   5,172 0 0
PAYPAL HLDGS INC COM 70450Y103 602 3,053 SH   SOLE   3,053 0 0
PAYPAL HLDGS INC COM 70450Y103 393 1,995 SH   OTR   1,995 0 0
PEPSICO INC COM 713448108 6,402 46,193 SH   SOLE   46,182 11 0
PEPSICO INC COM 713448108 1,793 12,933 SH   OTR   12,933 0 0
PFIZER INC COM 717081103 7,124 194,127 SH   SOLE   194,066 61 0
PFIZER INC COM 717081103 1,722 46,911 SH   OTR   46,911 0 0
PHILIP MORRIS INTL INC COM 718172109 213 2,845 SH   SOLE   2,845 0 0
PHILIP MORRIS INTL INC COM 718172109 185 2,465 SH   OTR   2,465 0 0
PROCTER AND GAMBLE CO COM 742718109 3,238 23,300 SH   SOLE   23,050 0 250
PROCTER AND GAMBLE CO COM 742718109 2,453 17,647 SH   OTR   17,647 0 0
PROGRESSIVE CORP COM 743315103 777 8,204 SH   SOLE   8,204 0 0
PROGRESSIVE CORP COM 743315103 24 250 SH   OTR   250 0 0
QUALCOMM INC COM 747525103 48 407 SH   SOLE   407 0 0
QUALCOMM INC COM 747525103 434 3,691 SH   OTR   3,691 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 199 3,456 SH   SOLE   3,456 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 156 2,715 SH   OTR   2,715 0 0
ROPER TECHNOLOGIES INC COM 776696106 2,237 5,661 SH   SOLE   5,660 1 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 10 400 SH   SOLE   400 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 194 7,710 SH   OTR   7,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,662 52,741 SH   SOLE   52,741 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,525 7,541 SH   OTR   7,541 0 0
SPDR GOLD TR GOLD SHS 78463V107 470 2,651 SH   SOLE   2,651 0 0
SPDR SER TR S&P REGL BKG 78464A698 559 15,665 SH   SOLE   15,665 0 0
SPDR SER TR S&P REGL BKG 78464A698 36 1,015 SH   OTR   1,015 0 0
SCHWAB CHARLES CORP COM 808513105 4,704 129,844 SH   SOLE   129,792 52 0
SCHWAB CHARLES CORP COM 808513105 56 1,540 SH   OTR   1,540 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 351 2,389 SH   SOLE   2,389 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 345 2,347 SH   OTR   2,347 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 483 16,130 SH   SOLE   16,130 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 81 2,706 SH   OTR   2,706 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 171 2,873 SH   SOLE   2,873 0 0
1SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 36 604 SH   OTR   604 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 357 6,019 SH   SOLE   6,019 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 144 2,431 SH   OTR   2,431 0 0
SHOPIFY INC CL A 82509L107 723 707 SH   SOLE   707 0 0
SMUCKER J M CO COM NEW 832696405 115 995 SH   SOLE   995 0 0
SMUCKER J M CO COM NEW 832696405 1,027 8,887 SH   OTR   8,887 0 0
SOUTHERN CO COM 842587107 615 11,335 SH   SOLE   11,335 0 0
STARBUCKS CORP COM 855244109 3,388 39,428 SH   SOLE   39,413 15 0
STARBUCKS CORP COM 855244109 19 217 SH   OTR   217 0 0
STRYKER CORPORATION COM 863667101 337 1,618 SH   SOLE   1,618 0 0
STRYKER CORPORATION COM 863667101 358 1,719 SH   OTR   1,719 0 0
SVENSKA CELLULESA AB SCA SPONSORED ADR 869587402 238 18,250 SH   SOLE   18,250 0 0
TJX COS INC NEW COM 872540109 4,390 78,888 SH   SOLE   78,888 0 0
TJX COS INC NEW COM 872540109 158 2,845 SH   OTR   2,845 0 0
TARGET CORP COM 87612E106 244 1,548 SH   SOLE   1,548 0 0
3M CO COM 88579Y101 406 2,533 SH   SOLE   2,533 0 0
3M CO COM 88579Y101 1,322 8,251 SH   OTR   8,251 0 0
TIMKENSTEEL CORP COM 887399103 39 11,085 SH   SOLE   11,085 0 0
TRAVELERS COMPANIES INC COM 89417E109 87 800 SH   SOLE   800 0 0
TRAVELERS COMPANIES INC COM 89417E109 131 1,209 SH   OTR   1,209 0 0
TRUIST FINL CORP COM 89832Q109 3,797 99,793 SH   SOLE   99,755 38 0
TRUIST FINL CORP COM 89832Q109 73 1,931 SH   OTR   1,931 0 0
TYSON FOODS INC CL A 902494103 3,620 60,862 SH   SOLE   60,831 31 0
TYSON FOODS INC CL A 902494103 126 2,116 SH   OTR   2,116 0 0
ULTA BEAUTY INC COM 90384S303 2,793 12,468 SH   SOLE   12,464 4 0
ULTA BEAUTY INC COM 90384S303 5 24 SH   OTR   24 0 0
UNION PAC CORP COM 907818108 233 1,182 SH   SOLE   1,182 0 0
UNION PAC CORP COM 907818108 161 816 SH   OTR   816 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,781 28,695 SH   SOLE   28,684 11 0
UNITED PARCEL SERVICE INC CL B 911312106 23 138 SH   OTR   138 0 0
UNITEDHEALTH GROUP INC COM 91324P102 32 102 SH   SOLE   102 0 0
UNITEDHEALTH GROUP INC COM 91324P102 253 810 SH   OTR   810 0 0
V F CORP COM 918204108 248 3,526 SH   SOLE   3,526 0 0
V F CORP COM 918204108 40 573 SH   OTR   573 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 308 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 524 2,300 SH   SOLE   2,300 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 217 1,414 SH   SOLE   1,414 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 58 375 SH   OTR   375 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 767 4,504 SH   SOLE   4,504 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,112 85,937 SH   SOLE   85,914 23 0
VERIZON COMMUNICATIONS INC COM 92343V104 678 11,400 SH   OTR   11,400 0 0
VISA INC COM CL A 92826C839 8,251 41,261 SH   SOLE   41,247 14 0
VISA INC COM CL A 92826C839 378 1,892 SH   OTR   1,892 0 0
WALMART INC COM 931142103 8,962 64,052 SH   SOLE   64,027 25 0
WALMART INC COM 931142103 2,351 16,804 SH   OTR   16,804 0 0
WELLS FARGO CO NEW COM 949746101 2,390 101,650 SH   SOLE   101,614 36 0
WELLS FARGO CO NEW COM 949746101 240 10,220 SH   OTR   10,220 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 4,320 151,468 SH   SOLE   151,459 9 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 169 5,917 SH   OTR   5,917 0 0
YUM BRANDS INC COM 988498101 89 974 SH   SOLE   974 0 0
YUM BRANDS INC COM 988498101 557 6,100 SH   OTR   6,100 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 4,376 32,140 SH   SOLE   32,127 13 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 47 347 SH   OTR   347 0 0
ZIVO BIOSCIENCE INC COM 98978N101 32 272,553 SH   SOLE   272,553 0 0