The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 134 1,527 SH   SOLE   1,527 0 0
EATON CORP PLC SHS G29183103 416 4,750 SH   OTR   4,750 0 0
JOHNSON CTLS INTL PLC SHS G51502105 3,492 102,297 SH   SOLE   102,252 45 0
JOHNSON CTLS INTL PLC SHS G51502105 24 696 SH   OTR   696 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 157 1,762 SH   SOLE   1,762 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 122 1,370 SH   OTR   1,370 0 0
TE CONNECTIVITY LTD REG SHS H84989104 185 2,266 SH   SOLE   2,266 0 0
TE CONNECTIVITY LTD REG SHS H84989104 22 266 SH   OTR   266 0 0
AT&T INC COM 00206R102 4,636 153,352 SH   SOLE   153,297 55 0
AT&T INC COM 00206R102 307 10,157 SH   OTR   10,157 0 0
ABBOTT LABS COM 002824100 1,007 11,011 SH   SOLE   11,011 0 0
ABBOTT LABS COM 002824100 1,364 14,914 SH   OTR   14,914 0 0
ABBVIE INC COM 00287Y109 1,663 16,939 SH   SOLE   16,939 0 0
ABBVIE INC COM 00287Y109 1,488 15,155 SH   OTR   15,155 0 0
ADOBE INC COM 00724F101 5,175 11,887 SH   SOLE   11,883 4 0
ADOBE INC COM 00724F101 184 422 SH   OTR   422 0 0
AIR PRODS & CHEMS INC COM 009158106 2,571 10,647 SH   SOLE   10,642 5 0
AIR PRODS & CHEMS INC COM 009158106 18 73 SH   OTR   73 0 0
ALLSTATE CORP COM 020002101 188 1,934 SH   SOLE   1,934 0 0
ALLSTATE CORP COM 020002101 235 2,425 SH   OTR   2,425 0 0
ALPHABET INC CAP STK CL A 02079K305 10,844 7,647 SH   SOLE   7,645 2 0
ALPHABET INC CAP STK CL A 02079K305 536 378 SH   OTR   378 0 0
ALTRIA GROUP INC COM 02209S103 241 6,146 SH   SOLE   6,146 0 0
ALTRIA GROUP INC COM 02209S103 63 1,600 SH   OTR   1,600 0 0
AMAZON COM INC COM 023135106 392 142 SH   SOLE   142 0 0
AMAZON COM INC COM 023135106 28 10 SH   OTR   10 0 0
AMERISOURCEBERGEN CORP COM 03073E105 525 5,209 SH   SOLE   5,209 0 0
AMERISOURCEBERGEN CORP COM 03073E105 568 5,637 SH   OTR   5,637 0 0
AMGEN INC COM 031162100 199 845 SH   SOLE   845 0 0
AMGEN INC COM 031162100 175 744 SH   OTR   744 0 0
ANALOG DEVICES INC COM 032654105 179 1,459 SH   SOLE   1,459 0 0
ANALOG DEVICES INC COM 032654105 185 1,511 SH   OTR   1,511 0 0
ANTHEM INC COM 036752103 163 619 SH   SOLE   619 0 0
ANTHEM INC COM 036752103 173 659 SH   OTR   659 0 0
APPLE INC COM 037833100 12,621 34,597 SH   SOLE   34,584 13 0
APPLE INC COM 037833100 3,209 8,797 SH   OTR   8,797 0 0
APPLIED MATLS INC COM 038222105 34 566 SH   SOLE   566 0 0
APPLIED MATLS INC COM 038222105 193 3,190 SH   OTR   3,190 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 187 1,257 SH   SOLE   1,257 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 174 1,170 SH   OTR   1,170 0 0
BK OF AMERICA CORP COM 060505104 176 7,403 SH   SOLE   7,403 0 0
BK OF AMERICA CORP COM 060505104 159 6,700 SH   OTR   6,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 161 902 SH   SOLE   902 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 187 1,045 SH   OTR   1,045 0 0
BLACKROCK INC COM 09247X101 4,981 9,155 SH   SOLE   9,152 3 0
BLACKROCK INC COM 09247X101 9 16 SH   OTR   16 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 253 4,297 SH   SOLE   4,297 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 217 3,698 SH   OTR   3,698 0 0
CIGNA CORP NEW COM 125523100 173 920 SH   SOLE   920 0 0
CIGNA CORP NEW COM 125523100 201 1,069 SH   OTR   1,069 0 0
CVS HEALTH CORP COM 126650100 3,547 54,599 SH   SOLE   54,571 28 0
CVS HEALTH CORP COM 126650100 97 1,493 SH   OTR   1,493 0 0
CATERPILLAR INC DEL COM 149123101 186 1,470 SH   SOLE   1,470 0 0
1CATERPILLAR INC DEL COM 149123101 786 6,210 SH   OTR   6,210 0 0
CHEVRON CORP NEW COM 166764100 323 3,618 SH   SOLE   3,618 0 0
CHEVRON CORP NEW COM 166764100 604 6,770 SH   OTR   6,770 0 0
CINCINNATI FINL CORP COM 172062101 419 6,537 SH   SOLE   6,537 0 0
CINCINNATI FINL CORP COM 172062101 1,843 28,786 SH   OTR   28,786 0 0
CISCO SYS INC COM 17275R102 5,859 125,614 SH   SOLE   125,567 47 0
CISCO SYS INC COM 17275R102 820 17,580 SH   OTR   17,580 0 0
CLOROX CO DEL COM 189054109 258 1,174 SH   SOLE   1,174 0 0
CLOROX CO DEL COM 189054109 2 10 SH   OTR   10 0 0
COCA COLA CO COM 191216100 336 7,527 SH   SOLE   7,527 0 0
COCA COLA CO COM 191216100 509 11,402 SH   OTR   11,402 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,808 49,413 SH   SOLE   49,382 31 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 61 1,065 SH   OTR   1,065 0 0
CONOCOPHILLIPS COM 20825C104 128 3,057 SH   SOLE   3,057 0 0
CONOCOPHILLIPS COM 20825C104 222 5,281 SH   OTR   5,281 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,752 10,014 SH   SOLE   10,014 0 0
CONSTELLATION BRANDS INC CL A 21036P108 88 505 SH   OTR   505 0 0
CONSUMERS BANCORP INC COM 210509105 316 22,262 SH   SOLE   22,262 0 0
CORTLAND BANCORP COM 220587109 171 12,714 SH   SOLE   12,714 0 0
CRONOS GROUP INC COM 22717L101 180 30,000 SH   SOLE   30,000 0 0
CRONOS GROUP INC COM 22717L101 5 760 SH   OTR   760 0 0
CUMMINS INC COM 231021106 50 287 SH   SOLE   287 0 0
CUMMINS INC COM 231021106 205 1,183 SH   OTR   1,183 0 0
D R HORTON INC COM 23331A109 3,670 66,189 SH   SOLE   66,152 37 0
D R HORTON INC COM 23331A109 81 1,455 SH   OTR   1,455 0 0
DTE ENERGY CO COM 233331107 148 1,375 SH   SOLE   1,375 0 0
DTE ENERGY CO COM 233331107 60 560 SH   OTR   560 0 0
DANAHER CORPORATION COM 235851102 764 4,320 SH   SOLE   4,320 0 0
DANAHER CORPORATION COM 235851102 371 2,100 SH   OTR   2,100 0 0
DARDEN RESTAURANTS INC COM 237194105 305 4,022 SH   SOLE   4,022 0 0
DARDEN RESTAURANTS INC COM 237194105 143 1,890 SH   OTR   1,890 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 2,056 73,291 SH   SOLE   73,256 35 0
DELTA AIR LINES INC DEL COM NEW 247361702 3 100 SH   OTR   100 0 0
DISNEY WALT CO COM DISNEY 254687106 4,231 37,942 SH   SOLE   37,930 12 0
DISNEY WALT CO COM DISNEY 254687106 174 1,562 SH   OTR   1,562 0 0
DOMINION ENERGY INC COM 25746U109 254 3,125 SH   SOLE   3,125 0 0
DOMINION ENERGY INC COM 25746U109 168 2,071 SH   OTR   2,071 0 0
DOW INC COM 260557103 74 1,823 SH   SOLE   1,823 0 0
DOW INC COM 260557103 146 3,582 SH   OTR   3,582 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 304 3,803 SH   SOLE   3,803 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 47 585 SH   OTR   585 0 0
DUPONT DE NEMOURS INC COM 26614N102 79 1,484 SH   SOLE   1,484 0 0
DUPONT DE NEMOURS INC COM 26614N102 122 2,288 SH   OTR   2,288 0 0
EOG RES INC COM 26875P101 2,721 53,704 SH   SOLE   53,684 20 0
EOG RES INC COM 26875P101 19 375 SH   OTR   375 0 0
EBAY INC. COM 278642103 156 2,983 SH   SOLE   2,983 0 0
EBAY INC. COM 278642103 123 2,350 SH   OTR   2,350 0 0
ENBRIDGE INC COM 29250N105 165 5,432 SH   SOLE   5,432 0 0
ENBRIDGE INC COM 29250N105 123 4,033 SH   OTR   4,033 0 0
ENTERGY CORP NEW COM 29364G103 2,663 28,382 SH   SOLE   28,370 12 0
ENTERGY CORP NEW COM 29364G103 43 454 SH   OTR   454 0 0
ESSENTIAL UTILS INC COM 29670G102 3,566 84,433 SH   SOLE   84,402 31 0
ESSENTIAL UTILS INC COM 29670G102 358 8,477 SH   OTR   8,477 0 0
EXXON MOBIL CORP COM 30231G102 4,263 95,329 SH   SOLE   95,296 33 0
EXXON MOBIL CORP COM 30231G102 879 19,660 SH   OTR   19,660 0 0
FARMERS NATIONAL BANC CORP COM 309627107 2,932 247,230 SH   SOLE   238,196 9,034 0
FARMERS NATIONAL BANC CORP COM 309627107 82 6,900 SH   OTR   6,900 0 0
FIRSTENERGY CORP COM 337932107 190 4,899 SH   SOLE   4,899 0 0
FIRSTENERGY CORP COM 337932107 35 900 SH   OTR   900 0 0
GENERAL ELECTRIC CO COM 369604103 605 88,538 SH   SOLE   88,538 0 0
1GENERAL ELECTRIC CO COM 369604103 169 24,700 SH   OTR   24,700 0 0
GENERAL MLS INC COM 370334104 611 9,915 SH   SOLE   9,915 0 0
GENERAL MLS INC COM 370334104 818 13,267 SH   OTR   13,267 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 4,859 119,113 SH   SOLE   119,052 61 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 285 6,995 SH   OTR   6,995 0 0
HP INC COM 40434L105 3,757 215,535 SH   SOLE   215,448 87 0
HP INC COM 40434L105 383 21,950 SH   OTR   21,950 0 0
HERSHEY CO COM 427866108 268 2,064 SH   SOLE   2,064 0 0
HERSHEY CO COM 427866108 261 2,010 SH   OTR   2,010 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 7 749 SH   SOLE   749 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 91 9,366 SH   OTR   9,366 0 0
HOME DEPOT INC COM 437076102 4,713 18,813 SH   SOLE   18,804 9 0
HOME DEPOT INC COM 437076102 881 3,515 SH   OTR   3,515 0 0
HONEYWELL INTL INC COM 438516106 4,429 30,629 SH   SOLE   30,616 13 0
HONEYWELL INTL INC COM 438516106 485 3,355 SH   OTR   3,355 0 0
HOST HOTELS & RESORTS INC COM 44107P104 2,297 212,861 SH   SOLE   212,790 71 0
HOST HOTELS & RESORTS INC COM 44107P104 149 13,766 SH   OTR   13,766 0 0
HUNTINGTON BANCSHARES INC COM 446150104 363 40,204 SH   SOLE   40,204 0 0
HUNTINGTON BANCSHARES INC COM 446150104 413 45,753 SH   OTR   44,253 1,500 0
ILLINOIS TOOL WKS INC COM 452308109 161 921 SH   SOLE   921 0 0
ILLINOIS TOOL WKS INC COM 452308109 75 430 SH   OTR   430 0 0
ILLUMINA INC COM 452327109 3,457 9,334 SH   SOLE   9,330 4 0
ILLUMINA INC COM 452327109 1 3 SH   OTR   3 0 0
INTEL CORP COM 458140100 6,176 103,220 SH   SOLE   103,182 38 0
INTEL CORP COM 458140100 800 13,379 SH   OTR   13,379 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,743 19,157 SH   SOLE   19,151 6 0
INVESCO QQQ TR UNIT SER 1 46090E103 4 16 SH   OTR   16 0 0
ISHARES GOLD TRUST ISHARES 464285105 207 12,200 SH   SOLE   12,200 0 0
ISHARES GOLD TRUST ISHARES 464285105 78 4,605 SH   OTR   4,605 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,404 4,533 SH   SOLE   4,533 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 386 9,658 SH   SOLE   9,658 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 335 8,369 SH   OTR   8,369 0 0
ISHARES TR MSCI EAFE ETF 464287465 784 12,887 SH   SOLE   12,887 0 0
ISHARES TR MSCI EAFE ETF 464287465 449 7,382 SH   OTR   7,382 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,432 8,051 SH   SOLE   8,051 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,035 5,822 SH   OTR   5,822 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 280 2,490 SH   SOLE   2,490 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,715 25,113 SH   SOLE   25,113 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,047 15,336 SH   OTR   15,336 0 0
JPMORGAN CHASE & CO COM 46625H100 2,946 31,323 SH   SOLE   31,323 0 0
JPMORGAN CHASE & CO COM 46625H100 3,997 42,499 SH   OTR   42,499 0 0
JOHNSON & JOHNSON COM 478160104 5,920 42,094 SH   SOLE   42,078 16 0
JOHNSON & JOHNSON COM 478160104 2,394 17,024 SH   OTR   17,024 0 0
KIMBERLY CLARK CORP COM 494368103 119 839 SH   SOLE   839 0 0
KIMBERLY CLARK CORP COM 494368103 181 1,277 SH   OTR   1,277 0 0
KINDER MORGAN INC DEL COM 49456B101 2,702 178,129 SH   SOLE   178,061 68 0
KINDER MORGAN INC DEL COM 49456B101 90 5,955 SH   OTR   5,955 0 0
KROGER CO COM 501044101 37 1,085 SH   SOLE   1,085 0 0
KROGER CO COM 501044101 180 5,330 SH   OTR   5,330 0 0
LAM RESEARCH CORP COM 512807108 3,930 12,150 SH   SOLE   12,146 4 0
LAM RESEARCH CORP COM 512807108 26 79 SH   OTR   79 0 0
LEAFBUYER TECHNOLOGIES INC COM 52177H100 4 50,000 SH   SOLE   50,000 0 0
LOCKHEED MARTIN CORP COM 539830109 518 1,419 SH   SOLE   1,419 0 0
LOCKHEED MARTIN CORP COM 539830109 167 459 SH   OTR   459 0 0
MCDONALDS CORP COM 580135101 734 3,978 SH   SOLE   3,978 0 0
MCDONALDS CORP COM 580135101 685 3,711 SH   OTR   3,711 0 0
MERCK & CO. INC COM 58933Y105 422 5,457 SH   SOLE   5,457 0 0
MERCK & CO. INC COM 58933Y105 44 570 SH   OTR   570 0 0
METLIFE INC COM 59156R108 3,306 90,536 SH   SOLE   90,497 39 0
METLIFE INC COM 59156R108 82 2,244 SH   OTR   2,244 0 0
1MICROSOFT CORP COM 594918104 12,398 60,923 SH   SOLE   60,908 15 0
MICROSOFT CORP COM 594918104 3,614 17,758 SH   OTR   17,758 0 0
MID-AMER APT CMNTYS INC COM 59522J103 2,810 24,506 SH   SOLE   24,495 11 0
MID-AMER APT CMNTYS INC COM 59522J103 25 217 SH   OTR   217 0 0
NASDAQ INC COM 631103108 3,413 28,571 SH   SOLE   28,561 10 0
NASDAQ INC COM 631103108 8 67 SH   OTR   67 0 0
NEXTERA ENERGY INC COM 65339F101 5,435 22,629 SH   SOLE   22,620 9 0
NEXTERA ENERGY INC COM 65339F101 577 2,401 SH   OTR   2,401 0 0
NIKE INC CL B 654106103 767 7,824 SH   SOLE   7,824 0 0
NIKE INC CL B 654106103 999 10,190 SH   OTR   10,190 0 0
NORDSON CORP COM 655663102 512 2,700 SH   SOLE   2,700 0 0
NORFOLK SOUTHERN CORP COM 655844108 117 668 SH   SOLE   668 0 0
NORFOLK SOUTHERN CORP COM 655844108 420 2,392 SH   OTR   2,392 0 0
NUCOR CORP COM 670346105 2,306 55,696 SH   SOLE   55,676 20 0
NUCOR CORP COM 670346105 134 3,243 SH   OTR   3,243 0 0
ORACLE CORP COM 68389X105 247 4,477 SH   SOLE   4,477 0 0
ORACLE CORP COM 68389X105 739 13,377 SH   OTR   13,377 0 0
PNC FINL SVCS GROUP INC COM 693475105 537 5,100 SH   SOLE   5,100 0 0
PNC FINL SVCS GROUP INC COM 693475105 686 6,522 SH   OTR   6,522 0 0
PPG INDS INC COM 693506107 1,940 18,295 SH   SOLE   18,295 0 0
PARKER HANNIFIN CORP COM 701094104 242 1,319 SH   SOLE   1,319 0 0
PARKER HANNIFIN CORP COM 701094104 948 5,172 SH   OTR   5,172 0 0
PAYPAL HLDGS INC COM 70450Y103 530 3,042 SH   SOLE   3,042 0 0
PAYPAL HLDGS INC COM 70450Y103 348 1,995 SH   OTR   1,995 0 0
PEPSICO INC COM 713448108 6,127 46,324 SH   SOLE   46,313 11 0
PEPSICO INC COM 713448108 1,711 12,933 SH   OTR   12,933 0 0
PFIZER INC COM 717081103 6,312 193,018 SH   SOLE   192,957 61 0
PFIZER INC COM 717081103 1,532 46,857 SH   OTR   46,857 0 0
PHILIP MORRIS INTL INC COM 718172109 205 2,932 SH   SOLE   2,932 0 0
PHILIP MORRIS INTL INC COM 718172109 166 2,365 SH   OTR   2,365 0 0
PROCTER AND GAMBLE CO COM 742718109 2,823 23,606 SH   SOLE   23,356 0 250
PROCTER AND GAMBLE CO COM 742718109 2,122 17,747 SH   OTR   17,747 0 0
PROGRESSIVE CORP OHIO COM 743315103 663 8,276 SH   SOLE   8,276 0 0
PROGRESSIVE CORP OHIO COM 743315103 20 250 SH   OTR   250 0 0
QUALCOMM INC COM 747525103 39 428 SH   SOLE   428 0 0
QUALCOMM INC COM 747525103 340 3,731 SH   OTR   3,731 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 211 3,430 SH   SOLE   3,430 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 167 2,715 SH   OTR   2,715 0 0
ROPER TECHNOLOGIES INC COM 776696106 2,022 5,207 SH   SOLE   5,206 1 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 13 400 SH   SOLE   400 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 252 7,710 SH   OTR   7,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 19,584 63,511 SH   SOLE   63,511 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,175 7,054 SH   OTR   7,054 0 0
SPDR GOLD TR GOLD SHS 78463V107 448 2,676 SH   SOLE   2,676 0 0
SPDR SER TR S&P REGL BKG 78464A698 643 16,740 SH   SOLE   16,740 0 0
SPDR SER TR S&P REGL BKG 78464A698 78 2,040 SH   OTR   2,040 0 0
SCHWAB CHARLES CORP COM 808513105 3,120 92,481 SH   SOLE   92,441 40 0
SCHWAB CHARLES CORP COM 808513105 28 840 SH   OTR   840 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 361 2,829 SH   SOLE   2,829 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 296 2,317 SH   OTR   2,317 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 621 16,410 SH   SOLE   16,410 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 102 2,706 SH   OTR   2,706 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 204 3,773 SH   SOLE   3,773 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 33 604 SH   OTR   604 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 335 5,943 SH   SOLE   5,943 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 132 2,331 SH   OTR   2,331 0 0
SHOPIFY INC CL A 82509L107 664 700 SH   SOLE   700 0 0
SMUCKER J M CO COM NEW 832696405 95 895 SH   SOLE   895 0 0
SMUCKER J M CO COM NEW 832696405 940 8,887 SH   OTR   8,887 0 0
SOUTHERN CO COM 842587107 616 11,885 SH   SOLE   11,885 0 0
1STARBUCKS CORP COM 855244109 2,879 39,119 SH   SOLE   39,104 15 0
STARBUCKS CORP COM 855244109 16 217 SH   OTR   217 0 0
STRYKER CORPORATION COM 863667101 293 1,626 SH   SOLE   1,626 0 0
STRYKER CORPORATION COM 863667101 310 1,719 SH   OTR   1,719 0 0
SVENSKA CELLULOSA AKTIEBOLAG SPONSORED ADR 869587402 217 18,250 SH   SOLE   18,250 0 0
TJX COS INC NEW COM 872540109 3,972 78,558 SH   SOLE   78,558 0 0
TJX COS INC NEW COM 872540109 135 2,675 SH   OTR   2,675 0 0
TARGET CORP COM 87612E106 203 1,689 SH   SOLE   1,689 0 0
3M CO COM 88579Y101 395 2,533 SH   SOLE   2,533 0 0
3M CO COM 88579Y101 1,287 8,251 SH   OTR   8,251 0 0
TIMKENSTEEL CORP COM 887399103 43 11,085 SH   SOLE   11,085 0 0
TRAVELERS COMPANIES INC COM 89417E109 109 954 SH   SOLE   954 0 0
TRAVELERS COMPANIES INC COM 89417E109 141 1,235 SH   OTR   1,235 0 0
TRUIST FINL CORP COM 89832Q109 2,420 64,453 SH   SOLE   64,426 27 0
TRUIST FINL CORP COM 89832Q109 67 1,781 SH   OTR   1,781 0 0
TWITTER INC COM 90184L102 2,350 78,875 SH   SOLE   78,836 39 0
TWITTER INC COM 90184L102 20 674 SH   OTR   674 0 0
TYSON FOODS INC CL A 902494103 3,596 60,226 SH   SOLE   60,195 31 0
TYSON FOODS INC CL A 902494103 121 2,033 SH   OTR   2,033 0 0
ULTA BEAUTY INC COM 90384S303 2,412 11,855 SH   SOLE   11,851 4 0
ULTA BEAUTY INC COM 90384S303 5 24 SH   OTR   24 0 0
UNION PAC CORP COM 907818108 200 1,182 SH   SOLE   1,182 0 0
UNION PAC CORP COM 907818108 138 816 SH   OTR   816 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,173 28,538 SH   SOLE   28,527 11 0
UNITED PARCEL SERVICE INC CL B 911312106 11 98 SH   OTR   98 0 0
UNITEDHEALTH GROUP INC COM 91324P102 23 77 SH   SOLE   77 0 0
UNITEDHEALTH GROUP INC COM 91324P102 254 860 SH   OTR   860 0 0
V F CORP COM 918204108 294 4,817 SH   SOLE   4,817 0 0
V F CORP COM 918204108 37 613 SH   OTR   613 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 283 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 466 2,305 SH   SOLE   2,305 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 221 1,514 SH   SOLE   1,514 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 55 375 SH   OTR   375 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 705 4,504 SH   SOLE   4,504 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,759 68,182 SH   SOLE   68,159 23 0
VERIZON COMMUNICATIONS INC COM 92343V104 625 11,339 SH   OTR   11,339 0 0
VISA INC COM CL A 92826C839 6,765 35,020 SH   SOLE   35,006 14 0
VISA INC COM CL A 92826C839 365 1,892 SH   OTR   1,892 0 0
WALMART INC COM 931142103 7,945 66,330 SH   SOLE   66,305 25 0
WALMART INC COM 931142103 2,015 16,822 SH   OTR   16,822 0 0
WELLS FARGO CO NEW COM 949746101 2,397 93,622 SH   SOLE   93,586 36 0
WELLS FARGO CO NEW COM 949746101 281 10,960 SH   OTR   10,960 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,794 124,403 SH   SOLE   124,403 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 96 4,281 SH   OTR   4,281 0 0
WORKHORSE GROUP INC COM NEW 98138J206 223 12,805 SH   SOLE   12,805 0 0
YUM BRANDS INC COM 988498101 85 974 SH   SOLE   974 0 0
YUM BRANDS INC COM 988498101 506 5,827 SH   OTR   5,827 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 3,888 32,576 SH   SOLE   32,562 14 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 18 147 SH   OTR   147 0 0
ZIVO BIOSCIENCE INC COM 98978N101 30 272,553 SH   SOLE   272,553 0 0