The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 7 90 SH   SOLE   90 0 0
EATON CORP PLC SHS G29183103 403 5,100 SH   OTR   5,100 0 0
INGERSOLL-RAND PLC SHS G47791101 4,939 55,381 SH   SOLE   55,359 22 0
INGERSOLL-RAND PLC SHS G47791101 169 1,893 SH   OTR   1,336 128 429
INVESCO LTD SHS G491BT108 162 4,445 SH   SOLE   4,445 0 0
INVESCO LTD SHS G491BT108 135 3,690 SH   OTR   3,690 0 0
TE CONNECTIVITY LTD REG SHS H84989104 4,689 49,336 SH   SOLE   49,320 16 0
TE CONNECTIVITY LTD REG SHS H84989104 58 612 SH   OTR   612 0 0
AT&T INC COM 00206R102 2,672 68,716 SH   SOLE   68,698 18 0
AT&T INC COM 00206R102 609 15,666 SH   OTR   15,666 0 0
ABBOTT LABS COM 002824100 1,233 21,601 SH   SOLE   21,601 0 0
ABBOTT LABS COM 002824100 1,180 20,679 SH   OTR   20,679 0 0
ABBVIE INC COM 00287Y109 1,790 18,505 SH   SOLE   18,505 0 0
ABBVIE INC COM 00287Y109 2,131 22,038 SH   OTR   22,038 0 0
ACTIVISION BLIZZARD INC COM 00507V109 406 6,408 SH   SOLE   6,408 0 0
ACTIVISION BLIZZARD INC COM 00507V109 4 71 SH   OTR   71 0 0
ALLSTATE CORP COM 020002101 185 1,763 SH   SOLE   1,763 0 0
ALLSTATE CORP COM 020002101 255 2,440 SH   OTR   2,440 0 0
ALPHABET INC CAP STK CL A 02079K305 5,156 4,895 SH   SOLE   4,893 2 0
ALPHABET INC CAP STK CL A 02079K305 411 390 SH   OTR   348 8 34
ALTRIA GROUP INC COM 02209S103 751 10,510 SH   SOLE   10,510 0 0
ALTRIA GROUP INC COM 02209S103 215 3,005 SH   OTR   3,005 0 0
AMERISOURCEBERGEN CORP COM 03073E105 906 9,870 SH   SOLE   9,870 0 0
AMERISOURCEBERGEN CORP COM 03073E105 223 2,433 SH   OTR   2,433 0 0
AMGEN INC COM 031162100 3,892 22,378 SH   SOLE   22,369 9 0
AMGEN INC COM 031162100 205 1,177 SH   OTR   821 85 271
ANALOG DEVICES INC COM 032654105 173 1,941 SH   SOLE   1,941 0 0
ANALOG DEVICES INC COM 032654105 150 1,686 SH   OTR   1,686 0 0
ANTHEM INC COM 036752103 199 885 SH   SOLE   885 0 0
ANTHEM INC COM 036752103 174 775 SH   OTR   775 0 0
APPLE INC COM 037833100 7,107 41,999 SH   SOLE   41,990 9 0
APPLE INC COM 037833100 1,422 8,403 SH   OTR   7,914 130 359
AQUA AMERICA INC COM 03836W103 323 8,229 SH   SOLE   8,229 0 0
AQUA AMERICA INC COM 03836W103 333 8,492 SH   OTR   8,492 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 364 3,106 SH   SOLE   3,106 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 137 1,170 SH   OTR   1,170 0 0
BANK AMER CORP COM 060505104 74 2,490 SH   SOLE   2,490 0 0
BANK AMER CORP COM 060505104 198 6,700 SH   OTR   6,700 0 0
BANK N S HALIFAX COM 064149107 43 665 SH   SOLE   665 0 0
BANK N S HALIFAX COM 064149107 164 2,536 SH   OTR   2,536 0 0
BARD C R INC COM 067383109 527 1,590 SH   SOLE   1,590 0 0
BARD C R INC COM 067383109 196 591 SH   OTR   379 68 144
BERKSHIRE HATHAWAY INC DE L CL B NEW 084670702 1,147 5,787 SH   SOLE   5,787 0 0
BERKSHIRE HATHAWAY INC DE L CL B NEW 084670702 193 975 SH   OTR   975 0 0
BOEING CO COM 097023105 199 675 SH   SOLE   675 0 0
BOEING CO COM 097023105 121 410 SH   OTR   410 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 418 6,828 SH   SOLE   6,828 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 220 3,598 SH   OTR   3,598 0 0
CME GROUP INC COM CL A 12572Q105 96 659 SH   SOLE   659 0 0
CME GROUP INC COM CL A 12572Q105 124 849 SH   OTR   379 106 364
CSX CORP COM 126408103 32 575 SH   SOLE   575 0 0
CSX CORP COM 126408103 294 5,348 SH   OTR   5,348 0 0
CA INC COM 12673P105 314 9,433 SH   SOLE   9,433 0 0
CA INC COM 12673P105 273 8,195 SH   OTR   8,195 0 0
CAPITAL ONE FINL CORP COM 14040H105 3,431 34,458 SH   SOLE   34,444 14 0
CAPITAL ONE FINL CORP COM 14040H105 88 881 SH   OTR   525 56 300
CATERPILLAR INC DEL COM 149123101 172 1,090 SH   SOLE   1,090 0 0
CATERPILLAR INC DEL COM 149123101 1,473 9,350 SH   OTR   9,350 0 0
CHEVRON CORP NEW COM 166764100 405 3,239 SH   SOLE   3,239 0 0
CHEVRON CORP NEW COM 166764100 959 7,659 SH   OTR   7,567 0 92
CINCINNATI FINL CORP COM 172062101 534 7,119 SH   SOLE   7,119 0 0
CINCINNATI FINL CORP COM 172062101 2,072 27,640 SH   OTR   27,640 0 0
CISCO SYS INC COM 17275R102 5,671 148,059 SH   SOLE   148,005 54 0
CISCO SYS INC COM 17275R102 968 25,282 SH   OTR   23,169 517 1,596
CITIGROUP INC COM NEW 172967424 3,044 40,912 SH   SOLE   40,895 17 0
CITIGROUP INC COM NEW 172967424 38 506 SH   OTR   506 0 0
COCA COLA CO COM 191216100 885 19,282 SH   SOLE   19,282 0 0
COCA COLA CO COM 191216100 573 12,485 SH   OTR   12,485 0 0
COGNIZANT TECHNOLOGY SOLU TIO CL A 192446102 3,209 45,181 SH   SOLE   45,164 17 0
COGNIZANT TECHNOLOGY SOLU TIO CL A 192446102 173 2,432 SH   OTR   1,638 142 652
COLGATE PALMOLIVE CO COM 194162103 164 2,179 SH   SOLE   2,179 0 0
COLGATE PALMOLIVE CO COM 194162103 63 840 SH   OTR   840 0 0
CONOCOPHILLIPS COM 20825C104 3,993 72,747 SH   SOLE   72,724 23 0
CONOCOPHILLIPS COM 20825C104 339 6,177 SH   OTR   5,742 132 303
CONSTELLATION BRANDS INC CL A 21036P108 223 976 SH   SOLE   976 0 0
CONSTELLATION BRANDS INC CL A 21036P108 4 18 SH   OTR   18 0 0
CONSUMERS BANCORP INC COM 210509105 593 27,562 SH   SOLE   27,562 0 0
CORNING INC COM 219350105 105 3,290 SH   SOLE   3,290 0 0
CORNING INC COM 219350105 105 3,290 SH   OTR   3,290 0 0
CORTLAND BANCORP COM 220587109 281 13,714 SH   SOLE   13,714 0 0
CRONOS GROUP INC COM 22717L101 77 10,000 SH   SOLE   10,000 0 0
CUMMINS INC COM 231021106 58 326 SH   SOLE   326 0 0
CUMMINS INC COM 231021106 212 1,203 SH   OTR   1,203 0 0
D R HORTON INC COM 23331A109 185 3,627 SH   SOLE   3,627 0 0
D R HORTON INC COM 23331A109 75 1,475 SH   OTR   1,475 0 0
DTE ENERGY CO COM 233331107 337 3,076 SH   SOLE   3,076 0 0
DTE ENERGY CO COM 233331107 61 560 SH   OTR   560 0 0
DANAHER CORP DEL COM 235851102 420 4,530 SH   SOLE   4,530 0 0
DANAHER CORP DEL COM 235851102 213 2,300 SH   OTR   2,300 0 0
DARDEN RESTAURANTS INC COM 237194105 566 5,894 SH   SOLE   5,894 0 0
DARDEN RESTAURANTS INC COM 237194105 310 3,228 SH   OTR   2,590 166 472
DISNEY WALT CO COM DISNEY 254687106 638 5,932 SH   SOLE   5,932 0 0
DISNEY WALT CO COM DISNEY 254687106 244 2,270 SH   OTR   1,777 94 399
DOMINION ENERGY INC COM 25746U109 334 4,126 SH   SOLE   4,126 0 0
DOMINION ENERGY INC COM 25746U109 323 3,988 SH   OTR   3,988 0 0
DOWDUPONT INC COM 26078J100 1,592 22,360 SH   SOLE   22,360 0 0
DOWDUPONT INC COM 26078J100 1,104 15,496 SH   OTR   15,496 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 288 3,424 SH   SOLE   3,424 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 200 2,383 SH   OTR   2,383 0 0
EMERSON ELEC CO COM 291011104 272 3,909 SH   SOLE   3,909 0 0
EMERSON ELEC CO COM 291011104 57 816 SH   OTR   816 0 0
ENBRIDGE INC COM 29250N105 465 11,894 SH   SOLE   11,894 0 0
ENBRIDGE INC COM 29250N105 214 5,484 SH   OTR   5,484 0 0
ESSITY AKTIEBOLAG PUBL SPONSORED ADR 29729L102 660 23,204 SH   SOLE   23,204 0 0
EXXON MOBIL CORP COM 30231G102 5,327 63,693 SH   SOLE   63,675 18 0
EXXON MOBIL CORP COM 30231G102 2,427 29,022 SH   OTR   28,200 152 670
FARMERS NATL BANC CORP COM 309627107 3,502 237,408 SH   SOLE   228,374 9,034 0
FARMERS NATL BANC CORP COM 309627107 176 11,900 SH   OTR   11,900 0 0
FEDEX CORP COM 31428X106 3,782 15,155 SH   SOLE   15,149 6 0
FEDEX CORP COM 31428X106 139 556 SH   OTR   380 36 140
FIRST NILES FINL INC COM 33582N106 120 10,802 SH   SOLE   10,802 0 0
FIRSTENERGY CORP COM 337932107 217 7,096 SH   SOLE   7,096 0 0
1FIRSTENERGY CORP COM 337932107 34 1,100 SH   OTR   1,100 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 3,024 242,075 SH   SOLE   241,075 1,000 0
FORD MTR CO DEL COM PAR $0.01 345370860 96 7,699 SH   OTR   5,472 521 1,706
FORTIVE CORP COM 34959J108 145 2,000 SH   SOLE   2,000 0 0
FORTIVE CORP COM 34959J108 83 1,150 SH   OTR   1,150 0 0
FRANKLIN RES INC COM 354613101 507 11,695 SH   SOLE   11,695 0 0
FRANKLIN RES INC COM 354613101 12 287 SH   OTR   287 0 0
GENERAL DYNAMICS CORP COM 369550108 216 1,060 SH   SOLE   1,060 0 0
GENERAL ELECTRIC CO COM 369604103 2,939 168,421 SH   SOLE   164,921 0 3,500
GENERAL ELECTRIC CO COM 369604103 838 48,033 SH   OTR   45,957 464 1,612
GENERAL MLS INC COM 370334104 756 12,749 SH   SOLE   12,749 0 0
GENERAL MLS INC COM 370334104 812 13,687 SH   OTR   13,687 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3,798 107,068 SH   SOLE   107,016 52 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 360 10,157 SH   OTR   8,844 425 888
HCA HEALTHCARE INC COM 40412C101 3,330 37,910 SH   SOLE   37,894 16 0
HCA HEALTHCARE INC COM 40412C101 13 150 SH   OTR   150 0 0
HP INC COM 40434L105 3,683 175,290 SH   SOLE   175,233 57 0
HP INC COM 40434L105 454 21,587 SH   OTR   21,213 374 0
HALLIBURTON CO COM 406216101 92 1,884 SH   SOLE   1,884 0 0
HALLIBURTON CO COM 406216101 173 3,543 SH   OTR   3,543 0 0
HERSHEY CO COM 427866108 489 4,307 SH   SOLE   4,307 0 0
HERSHEY CO COM 427866108 228 2,010 SH   OTR   2,010 0 0
HEWLETT PACKARD ENTERPRIS E C COM 42824C109 6 400 SH   SOLE   400 0 0
HEWLETT PACKARD ENTERPRIS E C COM 42824C109 142 9,861 SH   OTR   9,861 0 0
HOME DEPOT INC COM 437076102 2,086 11,005 SH   SOLE   11,005 0 0
HOME DEPOT INC COM 437076102 601 3,173 SH   OTR   3,173 0 0
HONEYWELL INTL INC COM 438516106 7,076 46,137 SH   SOLE   46,124 13 0
HONEYWELL INTL INC COM 438516106 551 3,592 SH   OTR   3,213 103 276
HOST HOTELS & RESORTS INC COM 44107P104 4,945 249,122 SH   SOLE   249,030 92 0
HOST HOTELS & RESORTS INC COM 44107P104 343 17,267 SH   OTR   14,585 682 2,000
HUNTINGTON BANCSHARES INC COM 446150104 689 47,339 SH   SOLE   47,339 0 0
HUNTINGTON BANCSHARES INC COM 446150104 362 24,851 SH   OTR   22,851 2,000 0
ILLINOIS TOOL WKS INC COM 452308109 290 1,737 SH   SOLE   1,737 0 0
ILLINOIS TOOL WKS INC COM 452308109 118 705 SH   OTR   705 0 0
INTEL CORP COM 458140100 4,689 101,572 SH   SOLE   101,545 27 0
INTEL CORP COM 458140100 655 14,199 SH   OTR   14,199 0 0
INTERNATIONAL BUSINESS MA CHS COM 459200101 267 1,741 SH   SOLE   1,741 0 0
INTERNATIONAL BUSINESS MA CHS COM 459200101 221 1,443 SH   OTR   1,443 0 0
ISHARES GOLD TRUST ISHARES 464285105 178 14,235 SH   SOLE   14,235 0 0
ISHARES GOLD TRUST ISHARES 464285105 58 4,605 SH   OTR   4,605 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,241 4,616 SH   SOLE   4,616 0 0
ISHARES TR CORE S&P500 ETF 464287200 188 699 SH   OTR   699 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 364 7,719 SH   SOLE   7,719 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 269 5,705 SH   OTR   5,705 0 0
ISHARES TR MSCI EAFE ETF 464287465 699 9,942 SH   SOLE   9,942 0 0
ISHARES TR MSCI EAFE ETF 464287465 185 2,637 SH   OTR   2,637 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,874 15,142 SH   SOLE   15,142 0 0
ISHARES TR CORE S&P MCP ETF 464287507 898 4,734 SH   OTR   4,734 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 345 2,775 SH   SOLE   2,775 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,589 33,702 SH   SOLE   33,702 0 0
ISHARES TR CORE S&P SCP ETF 464287804 899 11,700 SH   OTR   11,700 0 0
ISHARES TR US HOME CONS ETF 464288752 199 4,551 SH   SOLE   4,551 0 0
ISHARES TR US HOME CONS ETF 464288752 154 3,515 SH   OTR   3,515 0 0
JPMORGAN CHASE & CO COM 46625H100 3,702 34,622 SH   SOLE   34,622 0 0
JPMORGAN CHASE & CO COM 46625H100 7,381 69,023 SH   OTR   69,023 0 0
JOHNSON & JOHNSON COM 478160104 7,032 50,328 SH   SOLE   50,317 11 0
JOHNSON & JOHNSON COM 478160104 2,775 19,864 SH   OTR   19,190 159 515
KIMBERLY CLARK CORP COM 494368103 165 1,369 SH   SOLE   1,369 0 0
KIMBERLY CLARK CORP COM 494368103 275 2,277 SH   OTR   2,277 0 0
KRAFT HEINZ CO COM 500754106 165 2,123 SH   SOLE   2,123 0 0
KRAFT HEINZ CO COM 500754106 36 465 SH   OTR   465 0 0
KROGER CO COM 501044101 73 2,675 SH   SOLE   2,675 0 0
KROGER CO COM 501044101 176 6,420 SH   OTR   6,420 0 0
LABORATORY CORP AMER HLDG S COM NEW 50540R409 3,006 18,844 SH   SOLE   18,836 8 0
LABORATORY CORP AMER HLDG S COM NEW 50540R409 13 83 SH   OTR   83 0 0
LAUDER ESTEE COS INC CL A 518439104 4,677 36,757 SH   SOLE   36,747 10 0
LAUDER ESTEE COS INC CL A 518439104 124 976 SH   OTR   435 165 376
LOCKHEED MARTIN CORP COM 539830109 526 1,638 SH   SOLE   1,638 0 0
LOCKHEED MARTIN CORP COM 539830109 340 1,060 SH   OTR   1,060 0 0
M & T BK CORP COM 55261F104 933 5,457 SH   SOLE   5,457 0 0
MARATHON PETE CORP COM 56585A102 607 9,202 SH   SOLE   9,202 0 0
MARATHON PETE CORP COM 56585A102 63 954 SH   OTR   954 0 0
MCDONALDS CORP COM 580135101 2,033 11,812 SH   SOLE   11,812 0 0
MCDONALDS CORP COM 580135101 748 4,346 SH   OTR   4,346 0 0
MERCK & CO INC COM 58933Y105 378 6,716 SH   SOLE   6,716 0 0
MERCK & CO INC COM 58933Y105 46 820 SH   OTR   820 0 0
MICROSOFT CORP COM 594918104 7,335 85,754 SH   SOLE   85,736 18 0
MICROSOFT CORP COM 594918104 1,757 20,542 SH   OTR   19,301 337 904
MOHAWK INDS INC COM 608190104 2,932 10,626 SH   SOLE   10,622 4 0
MOHAWK INDS INC COM 608190104 69 249 SH   OTR   249 0 0
NATIONAL SORBENTS INC COM 637733403 0 96,000 SH   SOLE   96,000 0 0
NEXTERA ENERGY INC COM 65339F101 5,246 33,589 SH   SOLE   33,581 8 0
NEXTERA ENERGY INC COM 65339F101 466 2,984 SH   OTR   2,513 133 338
NIKE INC CL B 654106103 1,679 26,838 SH   SOLE   26,838 0 0
NIKE INC CL B 654106103 387 6,188 SH   OTR   6,188 0 0
NORFOLK SOUTHERN CORP COM 655844108 818 5,648 SH   SOLE   5,648 0 0
NORFOLK SOUTHERN CORP COM 655844108 375 2,587 SH   OTR   2,587 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 18 10,000 SH   SOLE   10,000 0 0
NUCOR CORP COM 670346105 3,944 62,035 SH   SOLE   62,013 22 0
NUCOR CORP COM 670346105 319 5,020 SH   OTR   4,159 192 669
ORACLE CORP COM 68389X105 566 11,976 SH   SOLE   11,976 0 0
ORACLE CORP COM 68389X105 422 8,927 SH   OTR   8,927 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,709 11,846 SH   SOLE   11,846 0 0
PNC FINL SVCS GROUP INC COM 693475105 736 5,103 SH   OTR   5,103 0 0
PPG INDS INC COM 693506107 646 5,533 SH   SOLE   5,533 0 0
PPG INDS INC COM 693506107 1,857 15,900 SH   OTR   15,900 0 0
PPL CORP COM 69351T106 786 25,403 SH   SOLE   25,403 0 0
PPL CORP COM 69351T106 6 200 SH   OTR   200 0 0
PARKER HANNIFIN CORP COM 701094104 284 1,424 SH   SOLE   1,424 0 0
PARKER HANNIFIN CORP COM 701094104 1,724 8,639 SH   OTR   8,639 0 0
PAYPAL HLDGS INC COM 70450Y103 223 3,032 SH   SOLE   3,032 0 0
PAYPAL HLDGS INC COM 70450Y103 114 1,545 SH   OTR   1,545 0 0
PEPSICO INC COM 713448108 5,283 44,051 SH   SOLE   44,037 14 0
PEPSICO INC COM 713448108 4,376 36,490 SH   OTR   35,971 122 397
PFIZER INC COM 717081103 2,739 75,617 SH   SOLE   75,617 0 0
PFIZER INC COM 717081103 1,910 52,721 SH   OTR   52,721 0 0
PHILIP MORRIS INTL INC COM 718172109 1,430 13,532 SH   SOLE   13,532 0 0
PHILIP MORRIS INTL INC COM 718172109 398 3,765 SH   OTR   3,765 0 0
PHILLIPS 66 COM 718546104 589 5,826 SH   SOLE   5,826 0 0
PHILLIPS 66 COM 718546104 102 1,011 SH   OTR   1,011 0 0
PROCTER AND GAMBLE CO COM 742718109 5,780 62,909 SH   SOLE   62,545 14 350
PROCTER AND GAMBLE CO COM 742718109 2,045 22,257 SH   OTR   22,257 0 0
PROGRESSIVE CORP OHIO COM 743315103 482 8,555 SH   SOLE   8,555 0 0
PROGRESSIVE CORP OHIO COM 743315103 155 2,750 SH   OTR   2,750 0 0
PUBLIC SVC ENTERPRISE GRO UP COM 744573106 3,748 72,770 SH   SOLE   72,746 24 0
PUBLIC SVC ENTERPRISE GRO UP COM 744573106 148 2,874 SH   OTR   1,752 291 831
QUALCOMM INC COM 747525103 150 2,347 SH   SOLE   2,347 0 0
QUALCOMM INC COM 747525103 151 2,365 SH   OTR   2,365 0 0
QUANTA SVCS INC COM 74762E102 94 2,406 SH   SOLE   2,406 0 0
QUANTA SVCS INC COM 74762E102 188 4,804 SH   OTR   3,340 347 1,117
RAYTHEON CO COM NEW 755111507 2,807 14,942 SH   SOLE   14,935 7 0
RAYTHEON CO COM NEW 755111507 73 390 SH   OTR   390 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 307 4,595 SH   SOLE   4,595 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 293 4,390 SH   OTR   4,390 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,293 4,844 SH   SOLE   4,844 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,511 5,664 SH   OTR   5,664 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 322 2,604 SH   SOLE   2,604 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 5,553 94,367 SH   SOLE   94,334 33 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 276 4,697 SH   OTR   3,572 301 824
SCHLUMBERGER LTD COM 806857108 3,195 47,408 SH   SOLE   47,394 14 0
SCHLUMBERGER LTD COM 806857108 368 5,454 SH   OTR   5,454 0 0
SCHWAB CHARLES CORP NEW COM 808513105 3,292 64,084 SH   SOLE   64,056 28 0
SCHWAB CHARLES CORP NEW COM 808513105 25 480 SH   OTR   480 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,306 33,497 SH   SOLE   33,484 13 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 253 2,562 SH   OTR   2,562 0 0
SIMON PPTY GROUP INC NEW COM 828806109 159 927 SH   SOLE   927 0 0
SIMON PPTY GROUP INC NEW COM 828806109 127 742 SH   OTR   742 0 0
SMUCKER J M CO COM NEW 832696405 4,776 38,442 SH   SOLE   38,427 15 0
SMUCKER J M CO COM NEW 832696405 1,161 9,342 SH   OTR   9,342 0 0
SOUTHERN CO COM 842587107 589 12,250 SH   SOLE   12,250 0 0
SOUTHERN CO COM 842587107 38 780 SH   OTR   780 0 0
STRYKER CORP COM 863667101 522 3,371 SH   SOLE   3,371 0 0
STRYKER CORP COM 863667101 385 2,484 SH   OTR   2,484 0 0
SVENSKA CELLULOSA AKTIEBO LAG SPONSORED ADR 869587402 188 18,250 SH   SOLE   18,250 0 0
SYSCO CORP COM 871829107 61 1,007 SH   SOLE   1,007 0 0
SYSCO CORP COM 871829107 194 3,196 SH   OTR   3,196 0 0
TJX COS INC NEW COM 872540109 81 1,055 SH   SOLE   1,055 0 0
TJX COS INC NEW COM 872540109 144 1,884 SH   OTR   1,090 210 584
TARGET CORP COM 87612E106 202 3,098 SH   SOLE   3,098 0 0
3M CO COM 88579Y101 1,661 7,056 SH   SOLE   7,056 0 0
3M CO COM 88579Y101 1,066 4,531 SH   OTR   4,531 0 0
TRAVELERS COMPANIES INC COM 89417E109 504 3,715 SH   SOLE   3,715 0 0
TRAVELERS COMPANIES INC COM 89417E109 327 2,409 SH   OTR   1,766 172 471
TYSON FOODS INC CL A 902494103 432 5,330 SH   SOLE   5,330 0 0
TYSON FOODS INC CL A 902494103 229 2,824 SH   OTR   2,487 337 0
US BANCORP DEL COM NEW 902973304 4,115 76,802 SH   SOLE   76,767 35 0
US BANCORP DEL COM NEW 902973304 74 1,381 SH   OTR   696 196 489
UNION PAC CORP COM 907818108 3,524 26,280 SH   SOLE   26,270 10 0
UNION PAC CORP COM 907818108 122 908 SH   OTR   808 100 0
UNITED TECHNOLOGIES CORP COM 913017109 466 3,652 SH   SOLE   3,652 0 0
UNITED TECHNOLOGIES CORP COM 913017109 386 3,025 SH   OTR   3,025 0 0
UNITEDHEALTH GROUP INC COM 91324P102 62 283 SH   SOLE   283 0 0
UNITEDHEALTH GROUP INC COM 91324P102 210 954 SH   OTR   954 0 0
UNUM GROUP COM 91529Y106 4,125 75,145 SH   SOLE   75,116 29 0
UNUM GROUP COM 91529Y106 1 17 SH   OTR   17 0 0
V F CORP COM 918204108 3,131 42,306 SH   SOLE   42,289 17 0
V F CORP COM 918204108 42 564 SH   OTR   564 0 0
VALERO ENERGY CORP NEW COM 91913Y100 127 1,385 SH   SOLE   1,385 0 0
VALERO ENERGY CORP NEW COM 91913Y100 225 2,451 SH   OTR   2,451 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 310 1,262 SH   SOLE   1,262 0 0
VANGUARD INDEX FDS REIT ETF 922908553 331 3,983 SH   SOLE   3,983 0 0
VANGUARD INDEX FDS REIT ETF 922908553 41 500 SH   OTR   500 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 724 4,678 SH   SOLE   4,678 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 405 2,876 SH   SOLE   2,876 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 873 5,910 SH   SOLE   5,910 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 55 375 SH   OTR   375 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 731 5,325 SH   SOLE   5,325 0 0
VERIZON COMMUNICATIONS IN C COM 92343V104 1,857 35,093 SH   SOLE   35,093 0 0
VERIZON COMMUNICATIONS IN C COM 92343V104 853 16,114 SH   OTR   14,798 331 985
VIACOM INC NEW CL B 92553P201 2,546 82,622 SH   SOLE   82,573 49 0
VISA INC COM CL A 92826C839 5,662 49,658 SH   SOLE   49,644 14 0
VISA INC COM CL A 92826C839 429 3,759 SH   OTR   2,972 198 589
WAL-MART STORES INC COM 931142103 4,759 48,197 SH   SOLE   48,180 17 0
WAL-MART STORES INC COM 931142103 1,771 17,937 SH   OTR   17,546 103 288
WELLS FARGO CO NEW COM 949746101 862 14,212 SH   SOLE   14,212 0 0
WELLS FARGO CO NEW COM 949746101 546 9,000 SH   OTR   9,000 0 0
WESTROCK CO COM 96145D105 3,410 53,952 SH   SOLE   53,931 21 0
WESTROCK CO COM 96145D105 16 250 SH   OTR   250 0 0
YUM BRANDS INC COM 988498101 170 2,082 SH   SOLE   2,082 0 0
YUM BRANDS INC COM 988498101 654 8,010 SH   OTR   8,010 0 0
YUM CHINA HLDGS INC COM 98850P109 22 562 SH   SOLE   562 0 0
YUM CHINA HLDGS INC COM 98850P109 226 5,654 SH   OTR   5,654 0 0