The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 266 1,397 SH   SOLE   0 0 1,397
AbbVie Inc COM 00287Y109 246 2,665 SH   SOLE   0 0 2,665
Akbank TAS COM 009719501 38 15,548 SH   SOLE   0 0 15,548
Alphabet Inc COM 02079K107 282 272 SH   SOLE   0 0 272
Alphabet Inc COM 02079K305 502 480 SH   SOLE   0 0 480
Amazon.com Inc COM 023135106 736 490 SH   SOLE   0 0 490
American Finance Trust Inc COM 02607T109 419 31,434 SH   SOLE   0 0 31,434
Amgen Inc COM 031162100 220 1,128 SH   SOLE   0 0 1,128
Anthem Inc COM 036752103 284 1,083 SH   SOLE   0 0 1,083
Apple Inc COM 037833100 2,307 14,623 SH   SOLE   0 0 14,623
AT&T Inc COM 00206R102 384 13,469 SH   SOLE   0 0 13,469
Baxter International Inc COM 071813109 222 3,379 SH   SOLE   0 0 3,379
Berkshire Hathaway Inc COM 084670108 1,530 5 SH   SOLE   0 0 5
Berkshire Hathaway Inc COM 084670702 2,375 11,631 SH   SOLE   0 0 11,631
Caterpillar Inc COM 149123101 287 2,258 SH   SOLE   0 0 2,258
CenturyLink Inc COM 156700106 253 16,692 SH   SOLE   0 0 16,692
Cisco Systems Inc COM 17275R102 388 8,964 SH   SOLE   0 0 8,964
Citigroup Inc COM 172967424 250 4,800 SH   SOLE   0 0 4,800
Coca-Cola Co COM 191216100 421 8,882 SH   SOLE   0 0 8,882
Cullen/Frost Bankers Inc COM 229899109 2,959 33,643 SH   SOLE   0 0 33,643
Danone SA COM 23636T100 245 17,532 SH   SOLE   0 0 17,532
Deutsche X-trackers MSCI EAFE Hedged Equity ETF COM 233051200 61,655 2,209,848 SH   SOLE   0 0 2,209,848
Exxon Mobil Corp COM 30231G102 595 8,731 SH   SOLE   0 0 8,731
Facebook Inc COM 30303M102 241 1,837 SH   SOLE   0 0 1,837
Fairfax Financial Holdings Ltd COM 303901102 244 554 SH   SOLE   0 0 554
Financial Select Sector SPDR Fund COM 81369Y605 243 10,183 SH   SOLE   0 0 10,183
First Financial Bankshares Inc COM 32020R109 259 4,493 SH   SOLE   0 0 4,493
Fortitude Group Inc COM 34960C100 0 50,000 SH   SOLE   0 0 50,000
General Motors Co COM 37045V100 245 7,337 SH   SOLE   0 0 7,337
Goldman Sachs TreasuryAccess 1 Year ETF COM 381430529 1,668 16,673 SH   SOLE   0 0 16,673
Hartford Financial Services Group Inc COM 416515104 1,164 26,177 SH   SOLE   0 0 26,177
Home Depot Inc COM 437076102 490 2,853 SH   SOLE   0 0 2,853
Intel Corp COM 458140100 400 8,523 SH   SOLE   0 0 8,523
iShares Barclays 1-3 Year Credit Bond Fund COM 464288646 235 4,556 SH   SOLE   0 0 4,556
iShares Core MSCI EAFE ETF COM 46432F842 2,386 43,374 SH   SOLE   0 0 43,374
iShares Core MSCI Emerging Markets ETF COM 46434G103 33,006 700,013 SH   SOLE   0 0 700,013
iShares Core S&P Small-Cap ETF COM 464287804 1,714 24,719 SH   SOLE   0 0 24,719
iShares Core US Value ETF COM 464287663 229 4,657 SH   SOLE   0 0 4,657
iShares Currency Hedged MSCI EAFE ETF COM 46434V803 15,341 594,391 SH   SOLE   0 0 594,391
iShares Edge MSCI Min Vol Global Index ETF COM 464286525 232 2,859 SH   SOLE   0 0 2,859
iShares Edge MSCI Min Vol USA Index ETF COM 46429B697 264 5,038 SH   SOLE   0 0 5,038
iShares FTSE NAREIT Residental Plus Capped Index Fund COM 464288562 405 6,501 SH   SOLE   0 0 6,501
iShares Global REIT ETF COM 46434V647 720 30,727 SH   SOLE   0 0 30,727
iShares MSCI ACWI ex US ETF COM 464288240 800 19,062 SH   SOLE   0 0 19,062
Ishares MSCI EAFE Growth Index Fund COM 464288885 262 3,787 SH   SOLE   0 0 3,787
Ishares Msci Eafe Index Fund COM 464287465 15,263 259,661 SH   SOLE   0 0 259,661
Ishares Msci Eafe Small Cap Index Fund COM 464288273 11,429 220,550 SH   SOLE   0 0 220,550
iShares MSCI Emerging Markets ETF COM 464287234 6,413 164,187 SH   SOLE   0 0 164,187
iShares MSCI USA Momentum Factor ETF COM 46432F396 422 4,206 SH   SOLE   0 0 4,206
iShares MSCI USA Quality Factor ETF COM 46432F339 84,635 1,102,592 SH   SOLE   0 0 1,102,592
iShares Russell 1000 Index Fund COM 464287622 41,968 302,603 SH   SOLE   0 0 302,603
iShares Russell 2000 Index Fund COM 464287655 5,827 43,518 SH   SOLE   0 0 43,518
iShares Russell 2000 Value ETF COM 464287630 208 1,938 SH   SOLE   0 0 1,938
iShares Russell 3000 Index Fund COM 464287689 8,373 56,992 SH   SOLE   0 0 56,992
iShares Russell Microcap Index Fund COM 464288869 5,792 70,250 SH   SOLE   0 0 70,250
iShares Russell Mid-Cap Value ETF COM 464287473 438 5,742 SH   SOLE   0 0 5,742
Ishares S&P 500 COM 464287200 96,254 382,554 SH   SOLE   0 0 382,554
iShares S&P 500 Value ETF COM 464287408 346 3,424 SH   SOLE   0 0 3,424
iShares S&P Developed ex-U.S. Property Index Fund COM 464288422 975 28,263 SH   SOLE   0 0 28,263
Ishares S&P Midcap 400 Index Fund COM 464287507 554 3,336 SH   SOLE   0 0 3,336
iShares S&P SmallCap 600 Value Index Fund COM 464287879 247 1,876 SH   SOLE   0 0 1,876
Ishares Trust Dow Jones Select Dividend COM 464287168 260 2,914 SH   SOLE   0 0 2,914
Ishares Trust Lehman 1 3yr COM 464287457 7,285 87,116 SH   SOLE   0 0 87,116
Ishares Trust Russell COM 464287598 584 5,260 SH   SOLE   0 0 5,260
Ishares Trust Russell 1000 COM 464287614 1,035 7,910 SH   SOLE   0 0 7,910
Ishares Trust United States Treasury COM 464287176 7,127 65,080 SH   SOLE   0 0 65,080
iShares US Real Estate ETF COM 464287739 1,344 17,936 SH   SOLE   0 0 17,936
Johnson & Johnson COM 478160104 1,069 8,285 SH   SOLE   0 0 8,285
JPMorgan Chase & Co COM 46625H100 1,102 11,285 SH   SOLE   0 0 11,285
JPMorgan Ultra Short Income ETF COM 46641Q837 9,127 182,067 SH   SOLE   0 0 182,067
Kimberly-Clark Corp COM 494368103 242 2,123 SH   SOLE   0 0 2,123
Liberty Global PLC COM G5480U120 266 12,890 SH   SOLE   0 0 12,890
Lloyds Banking Group PLC COM 539439109 27 10,733 SH   SOLE   0 0 10,733
Mastercard Inc COM 57636Q104 201 1,065 SH   SOLE   0 0 1,065
Mcdonald's Corp COM 580135101 280 1,578 SH   SOLE   0 0 1,578
Merck & Co Inc COM 58933Y105 297 3,884 SH   SOLE   0 0 3,884
Microsoft Corp COM 594918104 1,380 13,586 SH   SOLE   0 0 13,586
PepsiCo Inc COM 713448108 278 2,520 SH   SOLE   0 0 2,520
Pfizer Inc COM 717081103 602 13,793 SH   SOLE   0 0 13,793
Phillips Edison Grocery Center REIT I Inc COM 71844V102 2,195 198,654 SH   SOLE   0 0 198,654
Powershares Qqq Trust Series 1 COM 46090E103 408 2,644 SH   SOLE   0 0 2,644
PowerShares S&P 500 High Div Low Volatility Port COM 46138E362 913 23,900 SH   SOLE   0 0 23,900
PowerShares S&P 500 Low Volatility Portfolio COM 46138E354 1,695 36,338 SH   SOLE   0 0 36,338
Procter & Gamble Co COM 742718109 256 2,780 SH   SOLE   0 0 2,780
Schwab Emerging Markets Equity ETF COM 808524706 850 36,115 SH   SOLE   0 0 36,115
Schwab Short Term Us Treasury Etf COM 808524862 7,155 143,359 SH   SOLE   0 0 143,359
Schwab Strategic Trust COM 808524805 1,496 52,760 SH   SOLE   0 0 52,760
Schwab US Broad Market ETF COM 808524102 15,073 251,504 SH   SOLE   0 0 251,504
Schwab US Dividend Equity ETF COM 808524797 1,322 28,138 SH   SOLE   0 0 28,138
Schwab US Large Cap Etf COM 808524888 5,564 191,216 SH   SOLE   0 0 191,216
Schwab US Large-Cap ETF COM 808524201 3,406 57,050 SH   SOLE   0 0 57,050
Schwab US Large-Cap Value ETF COM 808524409 638 12,952 SH   SOLE   0 0 12,952
Schwab US REIT ETF COM 808524847 5,592 145,197 SH   SOLE   0 0 145,197
Schwab US Small-Cap ETF COM 808524607 1,014 16,718 SH   SOLE   0 0 16,718
Schwab Us Tips Etf COM 808524870 2,516 47,241 SH   SOLE   0 0 47,241
Solar Wind Energy Tower Inc COM 83416V105 0 100,000 SH   SOLE   0 0 100,000
Solaredge Technologies Inc COM 83417M104 221 6,300 SH   SOLE   0 0 6,300
SPDR DJ INTERNATIONAL REAL ESTATE ETF COM 78463X863 4,738 134,078 SH   SOLE   0 0 134,078
SPDR Gold Shares COM 78463V107 273 2,250 SH   SOLE   0 0 2,250
SPDR S&P 500 ETF Trust COM 78462F103 848 3,394 SH   SOLE   0 0 3,394
Texas Instruments Inc COM 882508104 253 2,679 SH   SOLE   0 0 2,679
Tortoise North American Pipeline Fund ETF COM 56167N720 28,678 1,440,363 SH   SOLE   0 0 1,440,363
United Microelectronics Corp COM 910873405 63 35,101 SH   SOLE   0 0 35,101
UnitedHealth Group Inc COM 91324P102 310 1,245 SH   SOLE   0 0 1,245
Vanguard 500 Index Fund COM 922908363 36,448 158,602 SH   SOLE   0 0 158,602
Vanguard Developed Markets Index Fund COM 921943858 31,572 851,000 SH   SOLE   0 0 851,000
Vanguard Emerging Markets Stock Index Fund COM 922042858 5,185 136,080 SH   SOLE   0 0 136,080
Vanguard European Stock Index Fund COM 922042874 218 4,485 SH   SOLE   0 0 4,485
Vanguard FTSE All World ex US Index Investor COM 922042775 11,269 247,246 SH   SOLE   0 0 247,246
Vanguard FTSE All World Ex US Small Cap ETF COM 922042718 673 7,111 SH   SOLE   0 0 7,111
Vanguard FTSE Pacific ETF COM 922042866 239 3,935 SH   SOLE   0 0 3,935
Vanguard Growth Index Fund COM 922908736 347 2,583 SH   SOLE   0 0 2,583
Vanguard High Dividend Yield Index Fund COM 921946406 856 10,973 SH   SOLE   0 0 10,973
Vanguard REIT Index Fund COM 922908553 33,207 445,310 SH   SOLE   0 0 445,310
Vanguard Russell 3000 ETF COM 92206C599 633 5,552 SH   SOLE   0 0 5,552
Vanguard Short Term Bond Index Fund COM 921937827 321 4,082 SH   SOLE   0 0 4,082
Vanguard Short Term Government Bond Etf COM 92206C102 47,615 792,002 SH   SOLE   0 0 792,002
Vanguard Small Cap Value ETF COM 922908611 316 2,773 SH   SOLE   0 0 2,773
Vanguard Small-Cap Index Fund COM 922908751 30,159 228,498 SH   SOLE   0 0 228,498
Vanguard Total International Bond Index Fund COM 92203J407 432 7,964 SH   SOLE   0 0 7,964
Verizon Communications Inc COM 92343V104 207 3,688 SH   SOLE   0 0 3,688
Visa Inc COM 92826C839 329 2,497 SH   SOLE   0 0 2,497
Vodafone Group PLC COM 92857W308 335 17,372 SH   SOLE   0 0 17,372
Walmart Inc COM 931142103 536 5,749 SH   SOLE   0 0 5,749
Walt Disney Co COM 254687106 266 2,426 SH   SOLE   0 0 2,426
Weyerhaeuser Co COM 962166104 424 19,405 SH   SOLE   0 0 19,405
WisdomTree Emerging Markets High Dividend Fund COM 97717W315 240 5,990 SH   SOLE   0 0 5,990
WisdomTree SmallCap Dividend Fund COM 97717W604 495 20,175 SH   SOLE   0 0 20,175