The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advance Auto Parts Inc COM 00751Y106 231 1,699 SH   SOLE   0 0 1,699
Amazon.com Inc COM 023135106 411 242 SH   SOLE   0 0 242
Apple Inc COM 037833100 2,030 10,967 SH   SOLE   0 0 10,967
AT&T Inc COM 00206R102 203 6,336 SH   SOLE   0 0 6,336
Berkshire Hathaway Inc COM 084670108 846 3 SH   SOLE   0 0 3
Berkshire Hathaway Inc COM 084670702 4,356 23,337 SH   SOLE   0 0 23,337
Caterpillar Inc COM 149123101 269 1,982 SH   SOLE   0 0 1,982
CenturyLink Inc COM 156700106 312 16,741 SH   SOLE   0 0 16,741
Cisco Systems Inc COM 17275R102 259 6,015 SH   SOLE   0 0 6,015
Coca-Cola Co COM 191216100 244 5,574 SH   SOLE   0 0 5,574
Cullen/Frost Bankers Inc COM 229899109 3,682 34,018 SH   SOLE   0 0 34,018
Danone SA COM 23636T100 171 11,760 SH   SOLE   0 0 11,760
Deutsche X-trackers MSCI EAFE Hedged Equity ETF COM 233051200 67,227 2,140,998 SH   SOLE   0 0 2,140,998
Express Scripts Holding Co COM 30219G108 282 3,652 SH   SOLE   0 0 3,652
Exxon Mobil Corp COM 30231G102 1,106 13,371 SH   SOLE   0 0 13,371
Fairfax Financial Holdings Ltd COM 303901102 254 452 SH   SOLE   0 0 452
Financial Select Sector SPDR Fund COM 81369Y605 271 10,183 SH   SOLE   0 0 10,183
First Financial Bankshares Inc COM 32020R109 226 4,449 SH   SOLE   0 0 4,449
Fortitude Group Inc COM 34960C100 0 50,000 SH   SOLE   0 0 50,000
General Motors Co COM 37045V100 233 5,924 SH   SOLE   0 0 5,924
Goldman Sachs TreasuryAccess 1 Year ETF COM 381430529 1,293 12,915 SH   SOLE   0 0 12,915
Hartford Financial Services Group Inc COM 416515104 1,333 26,070 SH   SOLE   0 0 26,070
Home Depot Inc COM 437076102 352 1,803 SH   SOLE   0 0 1,803
Intel Corp COM 458140100 266 5,349 SH   SOLE   0 0 5,349
iShares Barclays 1-3 Year Credit Bond Fund COM 464288646 278 2,678 SH   SOLE   0 0 2,678
iShares Core MSCI EAFE ETF COM 46432F842 713 11,253 SH   SOLE   0 0 11,253
iShares Core MSCI Emerging Markets ETF COM 46434G103 40,603 773,241 SH   SOLE   0 0 773,241
iShares Core S&P Small-Cap ETF COM 464287804 1,272 15,241 SH   SOLE   0 0 15,241
iShares Core US Aggregate Bond ETF COM 464287226 211 1,983 SH   SOLE   0 0 1,983
iShares Core US Value ETF COM 464287663 286 5,319 SH   SOLE   0 0 5,319
iShares Currency Hedged MSCI EAFE ETF COM 46434V803 14,687 496,082 SH   SOLE   0 0 496,082
iShares Edge MSCI Min Vol Global Index ETF COM 464286525 237 2,859 SH   SOLE   0 0 2,859
iShares Edge MSCI Min Vol USA Index ETF COM 46429B697 274 5,147 SH   SOLE   0 0 5,147
iShares FTSE NAREIT Residental Plus Capped Index Fund COM 464288562 653 10,364 SH   SOLE   0 0 10,364
Ishares MSCI EAFE Growth Index Fund COM 464288885 336 4,264 SH   SOLE   0 0 4,264
iShares MSCI EAFE Index Fund COM 464287465 19,321 288,508 SH   SOLE   0 0 288,508
Ishares Msci Eafe Small Cap Index Fund COM 464288273 3,532 56,303 SH   SOLE   0 0 56,303
iShares MSCI Emerging Markets ETF COM 464287234 6,022 138,975 SH   SOLE   0 0 138,975
iShares MSCI USA Momentum Factor ETF COM 46432F396 461 4,206 SH   SOLE   0 0 4,206
iShares MSCI USA Quality Factor ETF COM 46432F339 103,557 1,240,946 SH   SOLE   0 0 1,240,946
iShares Russell 1000 Index Fund COM 464287622 37,777 248,565 SH   SOLE   0 0 248,565
iShares Russell 2000 Index Fund COM 464287655 7,730 47,202 SH   SOLE   0 0 47,202
iShares Russell 2000 Value ETF COM 464287630 544 4,124 SH   SOLE   0 0 4,124
iShares Russell 3000 Index Fund COM 464287689 219 1,349 SH   SOLE   0 0 1,349
iShares Russell Microcap Index Fund COM 464288869 9,118 86,325 SH   SOLE   0 0 86,325
iShares Russell Mid-Cap Value ETF COM 464287473 742 8,385 SH   SOLE   0 0 8,385
iShares S&P 500 COM 464287200 67,618 247,640 SH   SOLE   0 0 247,640
iShares S&P 500 Value ETF COM 464287408 451 4,097 SH   SOLE   0 0 4,097
iShares S&P Developed ex-U.S. Property Index Fund COM 464288422 1,756 46,185 SH   SOLE   0 0 46,185
Ishares S&P Midcap 400 Index Fund COM 464287507 383 1,968 SH   SOLE   0 0 1,968
iShares S&P SmallCap 600 Value Index Fund COM 464287879 291 1,781 SH   SOLE   0 0 1,781
Ishares Trust Dow Jones Select Dividend COM 464287168 317 3,248 SH   SOLE   0 0 3,248
Ishares Trust Lehman 1 3yr COM 464287457 490 5,872 SH   SOLE   0 0 5,872
Ishares Trust Russell COM 464287598 1,029 8,480 SH   SOLE   0 0 8,480
Ishares Trust Russell 1000 COM 464287614 1,209 8,410 SH   SOLE   0 0 8,410
iShares Trust S & P500/Bar COM 464287309 217 1,336 SH   SOLE   0 0 1,336
iShares Trust United States Treasury COM 464287176 219 1,940 SH   SOLE   0 0 1,940
iShares US Real Estate ETF CLA 464287739 1,803 22,377 SH   SOLE   0 0 22,377
Johnson & Johnson COM 478160104 812 6,690 SH   SOLE   0 0 6,690
JPMorgan Chase & Co COM 46625H100 888 8,526 SH   SOLE   0 0 8,526
Kimberly-Clark Corp COM 494368103 211 2,000 SH   SOLE   0 0 2,000
Liberty Global PLC COM G5480U120 241 9,051 SH   SOLE   0 0 9,051
Microsoft Corp COM 594918104 776 7,873 SH   SOLE   0 0 7,873
Pfizer Inc COM 717081103 358 9,871 SH   SOLE   0 0 9,871
PowerShares DWA Momentum Portfolio COM 46137V837 236 4,266 SH   SOLE   0 0 4,266
Powershares Qqq Trust Series 1 COM 46090E103 339 1,974 SH   SOLE   0 0 1,974
PowerShares S&P 500 High Div Low Volatility Port COM 46138E362 981 23,900 SH   SOLE   0 0 23,900
PowerShares S&P 500 Low Volatility Portfolio COM 46138E354 1,730 36,492 SH   SOLE   0 0 36,492
Prudential Financial Inc COM 744320102 274 2,926 SH   SOLE   0 0 2,926
Schwab Emerging Markets Equity ETF COM 808524706 1,289 49,796 SH   SOLE   0 0 49,796
Schwab Short Term Us Treasury Etf COM 808524862 2,645 53,169 SH   SOLE   0 0 53,169
Schwab Strategic Trust COM 808524805 1,077 32,587 SH   SOLE   0 0 32,587
Schwab US Aggregate Bond ETF COM 808524839 305 6,023 SH   SOLE   0 0 6,023
Schwab US Dividend Equity ETF COM 808524797 1,212 24,594 SH   SOLE   0 0 24,594
Schwab US Large Cap Etf COM 808524888 624 17,309 SH   SOLE   0 0 17,309
Schwab US Large-Cap ETF COM 808524201 3,922 60,347 SH   SOLE   0 0 60,347
Schwab US REIT ETF COM 808524847 6,230 149,103 SH   SOLE   0 0 149,103
Schwab US Small-Cap ETF COM 808524607 1,063 14,451 SH   SOLE   0 0 14,451
Schwab Us Tips Etf COM 808524870 342 6,232 SH   SOLE   0 0 6,232
Solar Wind Energy Tower Inc COM 83416V105 0 100,000 SH   SOLE   0 0 100,000
SPDR DJ INTERNATIONAL REAL ESTATE ETF COM 78463X863 7,486 191,266 SH   SOLE   0 0 191,266
SPDR Gold Shares COM 78463V107 267 2,250 SH   SOLE   0 0 2,250
SPDR S&P 500 ETF Trust COM 78462F103 997 3,675 SH   SOLE   0 0 3,675
SPX Corp COM 784635104 241 6,879 SH   SOLE   0 0 6,879
SPX FLOW Inc COM 78469X107 209 4,782 SH   SOLE   0 0 4,782
Tortoise North American Pipeline Fund ETF COM 56167N720 324 13,925 SH   SOLE   0 0 13,925
Vanguard 500 Index Fund COM 922908363 32,694 131,033 SH   SOLE   0 0 131,033
Vanguard Developed Markets Index Fund COM 921943858 28,911 673,924 SH   SOLE   0 0 673,924
Vanguard Emerging Markets Stock Index Fund COM 922042858 7,192 170,438 SH   SOLE   0 0 170,438
Vanguard European Stock Index Fund COM 922042874 252 4,485 SH   SOLE   0 0 4,485
Vanguard FTSE All World ex US Index Investor COM 922042775 390 7,530 SH   SOLE   0 0 7,530
Vanguard FTSE All World Ex US Small Cap ETF COM 922042718 890 7,712 SH   SOLE   0 0 7,712
Vanguard FTSE Pacific ETF COM 922042866 275 3,935 SH   SOLE   0 0 3,935
Vanguard Growth Index Fund COM 922908736 243 1,622 SH   SOLE   0 0 1,622
Vanguard REIT Index Fund COM 922908553 38,265 469,798 SH   SOLE   0 0 469,798
Vanguard Short Term Bond Index Fund COM 921937827 319 4,082 SH   SOLE   0 0 4,082
Vanguard Short Term Government Bond Etf COM 92206C102 40,585 677,327 SH   SOLE   0 0 677,327
Vanguard Small Cap Value ETF COM 922908611 453 3,336 SH   SOLE   0 0 3,336
Vanguard Small-Cap Index Fund COM 922908751 20,419 131,166 SH   SOLE   0 0 131,166
Vanguard Total Bond Market Index Fund COM 921937835 260 3,286 SH   SOLE   0 0 3,286
Vanguard Total International Bond Index Fund COM 92203J407 450 8,234 SH   SOLE   0 0 8,234
Vodafone Group PLC COM 92857W308 307 12,625 SH   SOLE   0 0 12,625
Walmart Inc COM 931142103 338 3,948 SH   SOLE   0 0 3,948
Weyerhaeuser Co COM 962166104 671 18,400 SH   SOLE   0 0 18,400
WisdomTree Emerging Markets High Dividend Fund COM 97717W315 257 5,990 SH   SOLE   0 0 5,990
WisdomTree MidCap Earnings Fund COM 97717W570 276 6,878 SH   SOLE   0 0 6,878
WisdomTree SmallCap Dividend Fund COM 97717W604 598 20,175 SH   SOLE   0 0 20,175
WisdomTree Total Dividend Fund COM 97717W109 207 2,272 SH   SOLE   0 0 2,272